M2-Palm City Living Mailing Monarch Country Club & The Meadows-Vol.556

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See Pages 4-5 Mailing Monarch Country Club & The Meadows VOL. 556-M2 Living Palm CityIndex Page 9 MYLIVINGMEDIA.COM Happy Holidays From Our Home to Yours! For What It’s Worth Pg. 70 Market Minute Pg. 43 Ocean Point Claims Pgs. 108-109 Puzzle Page Pg. 94
2 VOL. 556 M Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 Need More Coupons - MyLivingMedia.com * Subject to credit approval. | ** See warranty guide for complete details. See store for details. At participating stores only; not all products at all locations. Photos for illustrative purposes only. Not responsible for typographical errors. Offers cannot be combined with other discounts or promotional offers and are not valid on previous purchases. © 2012 Carpet One Floor & Home®. All Rights Reserved. Serving the Treasure Coast for over 38 years Stuart 1975 SE Fischer St. (Next to Lowes) 772-232-8854 CABINETS • LIGHTING • PLUMBING FIXTURES • FLOORING FURNITURE • CEILING FANS • AREA RUGS • WINDOW TREATMENTS RameyFloorandHome.com 15% off With MLM coupon. Expires 12/31/22 HOLIDAY SAVINGS Save up to 15% OFF EVERYTHING! UP TO CABINETS WATERPROOF LUXURY VINYL LIGHTING & FANS TILE CARPET
VOL. 556 M 3 Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 Need More Coupons - MyLivingMedia.com ■ Glass patterns for every style & budget ■ Customize to your style ■ Impact Glass & Impact Doors ■ Wood Interior/Exterior Doors ■ Fiberglass Doors TRANSFORM YOUR EXISTING DOOR FROM BORING TO BEAUTIFUL! Bring in the Natural Light to Brighten up Your Home! 772-646-4064 entrypointdoorglass.com License # CGC 1528458 ■ Patio & Sliding Glass Doors ■ Etching ■ Schlage Hardware ■ Mirror Wraps

Closet Designs to Fit Your Style and Budget

A closet is more than a place to stow your suits and sweaters… it’s the place where you prepare for the day ahead and where you begin to undress and unwind at the end of the night! So it should be a soothing space, one that doesn’t add to your stress.

The spacious walk-in closets from Closets by Design of the Palm Beaches and Treasure Coast allow you to dress and undress in style while your clothing and accessories are neatly displayed within easy reach. There’s no clutter or chaos, just expert craftsmanship and aesthetically-pleasing design; and, it can all be achieved within your budget!

Closets by Design of the Palm Beaches and Treasure Coast is passionate about maximizing home storage without affecting the beauty of your interior. They design, build, and install custom reach-in closets, walk-in closets, and kids’ closets. Additionally, the company offers custom designs along with production and installation of garage

cabinets, home of ces, laundries, pantries, media centers, hobby rooms, wall beds, wall units, and so much more. Ask Closets by Design of the Palm Beaches and Treasure Coast about their garage wall organizers, garage ooring, work benches, custom jewelry drawers, wine racks, book shelves, cedar paneling and hampers, too… they do it all!

The process starts with the experts at Closets by Design of the Palm Beaches and Treasure Coast measuring your space and itemizing your belongings, then showing you ideas and samples to help you nd a style that’s just right for you. From there, your designer will work with you to custom design your space using dozens of material options and hundreds of features from one of their 4 collections.

Once your designs are exactly the way you want them, your units are custom built using the nest materials from the Closets by Design of the Palm Beaches and Treasure Coast factory. The company then professionally installs everything exactly to the speci cations of your designs from the collection you chose.

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There are four collections to choose from at Closets by Design of the Palm Beaches and Treasure Coast: the Everyday Collection, Classic Collection, Regency Collection, and Brio Collection.

Everyday Collection™

Fresh and modern, the Everyday Collection™ offers a sleek solution for your closet clutter. This design includes 3/4-inch straight-edge panels, adjustable shelves, and half-overlay at face doors. Best of all, it’s available at a price that’s equally as pleasant as its appearance.

Classic Collection™ Combine simplicity and style with the Classic Collection™. It unites essential organization with stylish design to create the practical closet you’ve been looking for. This collection features our exclusive soft edge treatment and half overlay doors and drawers.

Regency Collection™

The Regency Collection™ incorporates 1 1/8”

thick panels with 3/4” shelving for a sophisticated look you’ll love for years. Add tilt-out hampers, islands, and countertops to create a convenient, stylish space that has everything you need.

Brio Collection™

When you’re in the mood for something modern and bold, the Brio Collection™ answers the call. Sleek corners and clean edges surround the system of at-front doors and drawers. Display your carefully curated wardrobe against a clean nish for a timeless look.

Closets by Design of the Palm Beaches and Treasure Coast has been earning a reputation for integrity since 1982. As the industry leader in customer service and innovative home design, their values are rooted in a deep passion for delivering

home transformations that transform lives. So what are you waiting for? Schedule a FREE in-home design consultation and estimate from Closets by Design of the Palm Beaches and Treasure Coast!

Closets by Design of the Palm Beaches and Treasure Coast is open Mondays through Fridays from 8AM-5:30PM. For more information, call 772-207-3265 or visit palmbeach. closetsbydesign.com.

40% Off Plus Free Installation Terms and Conditions: 40% off any order of $980 or more or 30% off any order of $680-$979 on any complete custom closet, garage cabinets, home office, pantry, laundry, wall bed, wall unit, hobby room or garage flooring system. Not valid with any other offer. Free installation with any complete unit order of $600 or more. Expires in 30 days.
6 VOL. 556 M Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 The Most Trusted Name in Optical and Hearing Guaranteed Best Prices Ask a Friend! We Are Proud Of Our Service (772)286-4327 Hearing Mon.-Fri. 9AM-6PM ; Sat. by Appt. 2341 SE Federal Hwy. Stuart, FL 34994 In Front of TJ Maxx and Home Goods Kevin M. McCurdy H.A.S., BC-HIS Licensed Hearing Aid Specialist Tinnitus Specialist Insurance Accepted Financing Available The Original Schmidt’s Hearing Is Located Inside Schmidt’s Optical Largest Selection of Hearing Aids To Better Serve Our Patients’ Needs We Will Beat Any Competitor’s Pricing By At Least 10% • Tinnitus Treatment • Repairs On All Hearing Aids • Free Diagnostics Of Your Current Hearing Aids FREE Quality Hearing Exam with Consultation Digital Hearing Aids Starting at $279 For Mild Hearing Loss
VOL. 556 M 7 Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 *The Free Exam® works as a credit in the amount up to $49 that is credited off the Buy One Get One Free Sale. $49 Off excludes $19 & $74 Sale. Must present coupon prior to purchase. Not valid with any other offers, sales or vision plans. Restrictions Apply. (772) 283-2622 Optical Insurance Accepted 2341 SE Federal Hwy Stuart, FL 34994 (In Front of TJMAXX & Home Goods) Eye Exams by: Dr. Suivski & Associates Independent Dr. of Optometry (772) 283-4240 Free Eye Exam by receiving $49 OFF Your Designer Eyewear Purchase* $60 - $170 Off Designer Eyewear* FREE 2nd Pair Including Progressives The Most Trusted Name in Optical and Hearing 1-Hour Service Family Owned and Operated Since 1978 Akoni Alain Mikli Badgley Mischka Balmain Bebe Bolle Bottega Veneta Boucheron Brooks Brothers Caroline Abram Carrera Cartier Caviar Cazal Chloe Christian Roth Chrome Hearts Coach Coco Song Colors In Optics Costa Denon Dior Dita Dolce Gabana Entia Barcelona Fendi Gucci Guess Johann Von Goisen Kate Spade Lafont La Matta Lindberg Maui Jim Mattisse Michael Kors Missoni Mont Blanc Nine West Oakley OGA Oliver Peoples Persol Pomellato Porsche Design Prada Private Label Ralph Lauren Rayban Revo Rip Curl Rodenstock Serengeti Silhouette Silhouette Elegance Smith Steve Madden Talla Tiffany Tom Ford Tory Burch Vera Bradley Vera Wang Versace Vince Camuto Trina Turk Zeal 7 Eye Why Pay More with Less Options! Our Sales Are Better! Plus Single Vision $19 That’s 2 for $38 Progressive $74 That’s 2 for $148 LARGEST SELECTION & SHOWROOM IN FL 10% OFF GIFT CERTIFICATES THE GIFT THAT IS ENJOYED ALL YEAR FOR RX AND NON RX To Better Serve You, 3 Licensed Opticians & All Lens Brands Available Including Digital, Specialty, Sport, & More USE IT OR LOSE IT HSA and Insurance
VOL. 556 M 105 Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 Need More Coupons - MyLivingMedia.com CALL TODAY FOR A free estimate! DRIVEWAYS • WALKWAYS • PATIOS • POOL DECKS • RETAINING WALLS CUSTOM POOL REMODELS • NEW POOL CONSTRUCTION • CLEAN & SEAL PAVERS • REPAIRS MARTIN 772-419-5151 PALM BEACH 561-844-9370 apexpaversandpools.com LICENSED & INSURED: CPB #4701 • U-20589 • U-20796 • RP #4701 *WITH APPROVED CREDIT. OFFERS CANNOT BE COMBINED. Apex Pavers & Pools, Inc. 725 SE Monterey Rd., Stuart, FL 34994 COME VISIT OUR SHOWROOM! POOLS TRANSFORMING THE ORDINARY TO Extraordinary FINANCING AVAILABLE CONTACT US TODAY TO LEARN MORE* CALL TODAY FOR A free estimate! DRIVEWAYS • WALKWAYS • PATIOS • POOL DECKS • RETAINING WALLS CUSTOM POOL REMODELS • NEW POOL CONSTRUCTION • CLEAN & SEAL PAVERS • REPAIRS MARTIN 772 - 419-5151 PALM BEACH 561-844-9370 apexpaversandpools.com LICENSED & INSURED: CPB #4701 • U-20589 • U-20796 • RP-252555006 *WITH APPROVED CREDIT. OFFERS CANNOT BE COMBINED. Apex Pavers & Pools, Inc. 725 SE Monterey Road, Stuart, FL 34994 POOLS TRANSFORMING THE ORDINARY TO Extraordinary 12 MONTHS SAME AS CASH NO INTEREST, NO PAYMENTS FOR 12 MONTHS* COME VISIT OUR NEW SHOWROOM! DRIVEWAYS • WALKWAYS • PATIOS • POOL DECKS • RETAINING WALLS CUSTOM POOL REMODELS • NEW POOL CONSTRUCTION • CLEAN & SEAL PAVERS • REPAIRS LICENSED & INSURED: CPB #4701 • U-20796 • RP-252555006 • CPC 1458696 Visit Our Showroom
Need More Coupons - MyLivingMedia.com Stay CoolBy the Moon • Installation • Repairs • Duct Cleaning & Sanitation • UV Lights - $299 • Commercial Refrigeration (Ice machine & Walk-in Freezer Expert) • Rheem Water Heaters - $399 • Pool Heaters - $2,500 • New Home Construction • O% FINANCING UP TO 72 MONTHS Service Call Service Call Duct Cleaning & Sanitizing Coil Cleaning $19 FREE $99 772.258.5677 $200 with Repair Cannot be combined with any other offers. With MLM coupon only. EXPIRES 1/06/23 Cannot be combined with any other offers. With MLM coupon only. EXPIRES 1/06/23 Cannot be combined with any other offers. With MLM coupon only. EXPIRES 1/06/23 Cannot be combined with any other offers. With MLM coupon only. EXPIRES 1/06/23 Starting at $1,999 Starting at $2,099 CoolMoon A/C www.coolmoonhvac.com Goodman 3 ton-16 Seer Rheem 3 ton-16 Seer 24-HOUREMERGENCY SERVICE Se Habla Español - RM14017004 We Will Beat Any Written Estimate For New A/C Installation By $200! Take Advantage of Our Incredible Offers! BEFORE LOST 60 POUNDS! Without Surgery LOST 95 POUNDS! BEFORE AFTER www.GoalsWeightLoss.net 2006 SE Federal Hwy., Stuart (1/2 mile North of Monterey Rd.) 772-900-5357 GOALS WEIGHT LOSS Lose Weight QUICK! FREE $100 OFF CONSULTATION All Weight Loss Programs Plus Must present this MLM coupon for discount. Expires 12/31/22 • Eat Real Food • No Exercising Required! • Private Counseling • Medically Supervised • NO Hormone Supplements • Individual Plans BEFORE AFTER LOST 40 POUNDS! Without Surgery – PHENTERMINE AVAILABLE –L SE GUARANTEED RESULTS WEIGHT QUICK LOOK GREAT FEEL GOOD
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Ocean Point Claims Company: We Will Never Leave Your Side

Hurricane season always seems to be right around the corner so, unfortunately, the threat of storms looms over Florida residents. This potential for bad weather can cause stress for property owners. Is their current insurance coverage enough? What if there is a catastrophic loss... will their insurance company hold up its end of the bargain? Well, have no fear, Ocean Point Claims is here!

Ocean Point Claims Company is a residential and commercial damage claim firm that offers a stress-free claims process to get you the maximum settlement for your property loss or damage. Ocean Point Claims is managed by lead public adjuster Eli Goins.

Eli has been in the industry for 17 years, having first worked for multiple insurance companies for 10 years as an Independent Adjuster. After that time, Eli realized he wanted a change, explaining, “I’d rather help the homeowner, because they need help, and I use my [insurance industry] knowledge to do that.”

A Public Adjuster is an Insurance Adjuster who works for the Policyholder, not the insurance company. Eli says, “You need somebody on your side that can prepare all the paperwork and show the insurance company what the damage will cost to repair. The insurance companies have adjusters working in their favor, you should too!” Eli and his six other Public Adjusters are licensed and bonded. They service the entire state of Florida. Currently, Ocean Point has four staff members who serve as administrative support to the Public Adjusters.

Ocean Point Claims Company is certainly on your side throughout the entire claims process! They begin with a free inspection of the damage, a thorough review of your insurance policy, and a consultation about your options. Ocean Point Claims Company has a “no recovery, no fee” policy. Eli says,

“We don’t get paid until you do! Ocean Point’s goal is to get you paid without you having to come out of pocket.”

Ocean Point Claims knows the tactics that insurance companies use to underpay or deny a claim. Their expert team of public adjusters will review your situation to determine the proper strategy for a positive resolution. Additionally, Eli understands the language of insurance policies and affirms, “People don’t realize that the policy excludes some things. They [the insurance company] may give you a limit of $10,000 for property damage, but I can get you $50,000, working from pure experience, really knowing the policies, and thinking outside the box.”

Thinking creatively, documenting thoroughly, and strategizing a solid plan are the processes that set Ocean Point Claims apart from their competitors. Every claim is different, so Ocean Point Claims provides personalized service for their clients from the beginning of the claim until the very end.

Ocean Point Claims likens themselves to “woodpeckers that just don’t stop” because they demand that their clients receive what they are entitled to. “We will make sure that we squeeze all of the juice out of that orange [claim] for our clients,” says Eli.

Ocean Point Claims is a onestop shop that includes Public Adjusting, Appraisal (claim), and Loss Consulting. Their experts have experience with the legal procedures, statutes, and regulatory requirements that can lead to a claims success or failure. The firm also includes access to a network of engineers, roofers, general contractors, architects,

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Eli Goins, Public Adjuster and Claims Expert

and first-party insurance litigation attorneys. In fact, if a case must litigate, then Ocean Point Claims remains very involved in the case as an expert witness. This involvement is why Ocean Point Claims heavily documents a claim from the beginning.

If the time comes to file a claim for residential or business property damage, then Eli advises, “Avoid the tactics of the insurance companies. We call them the ‘3 Ds’ – the insurance companies delay, deny, and defend themselves!”

“Don’t delay filing a claim with your insurance company,” Eli says, adding, “Call us or your insurance company right away... however, if you call us first, we can file the claim for you! We prefer you to call us first so that your claim is documented properly from the start.”

With Ocean Point Claims, there is no minimum claim. “If there is money under that rock, we are going to find it for you,” says Eli.

The professionals at Ocean Point Claims are here for you! They offer a FREE 6-point home inspection and policy review. Let Ocean Point Claims Company focus on your insurance claim so you can focus on life!

Ocean Point Claims Company has satellite locations throughout Florida. Their main office is located at 11706 SE Federal Hwy, Hobe Sound. Their office can be reached 24 hours a day, seven days a week. For more information, call 772-763-6674, email office@oceanpoint.claims, or visit oceanpoint.claims

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110 VOL. 556 M Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849 *Additional charges may apply for heavily soiled areas Serving the Treasure Coast from Vero to Palm Beach 772-919-7163 • 561-250-0088 WWW.CarpetCleanerInFlorida.com 3 ROOMS $68 2 ROOMS $42 5 ROOMS $99 TILE & GROUT CLEANING 39¢ SQ. FT. 100 SQ. FT. MINIMUM FURNITURE CLEANING $60 SOFA OR LOVE SEAT OR 2 CHAIRS AREA RUGS $40 AND UP PREVENTS FIRES DRYER VENT CLEANING FREE DEODORIZER, SANITIZER, & DISINFECTANT $85FROM & SPEEDS DRYING TIME OFFER #MS12-1 CARPET CLEANING Licensed Ask about ...dries in half the time!
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Residential Customer PRSRT STD ECRWSS US POSTAGE PAID PERMIT #145 STUART, FL 2081 SE Ocean Blvd. • Suite 4 Stuart, Florida 34996 • 772-334-2121 ALL SEASON PATIO ENCLOSURES ENCLOSURES TOO MUCH? THINK AGAIN! PER MO. AS LOW AS $169 561-566-7230 • 772-758-7360 CALL TODAY FOR A FREE QUOTE **ZERØ! Until 2024! Ø Interest Ø Payments MAX GUARD provides impact-rated products, engineering, and installation services by CONVERTING your “existing” screened (or open) patio to an enclosed livable room by installing hurricane-rated windows and doors. (Our converted patio enclosures require that customer’vs existing patio has a roof and a oor/slab.) FINANCING DISCLOSURE: Contractor is neither a broker nor a lender. Financing is provided by third-party lenders unaf liated with Contractor, under terms and conditions arranged directly between the customer and such lender. All subject to credit requirements and satisfactory completion of nance documents. Any nance terms advertised are estimates only. *Max Guard is not responsible for delays outside of its reasonable control, including but not limited to HOA and permitting approval or manufacturing delays.

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