ZONE L2 ST LUCIE GAITLIN-553

By Gina Zuk

Ocean Point Claims Company: We Will Never Leave Your Side

Hurricaneseason is

almost upon us and, unfortunately, the threat of hurricanes looms over Florida residents. This potential for bad weather can cause stress for property owners. Is their current insurance coverage enough? What if there is a catastrophic loss... will their insurance company hold up its end of the bargain? Well, have no fear, Ocean Point Claims is here!

Ocean Point Claims Company is a residential and commercial damage claim firm that offers a stress-free claims process to get you the maximum settlement for your property loss or damage. Ocean Point Claims is managed by lead public adjuster Eli Goins.

Eli has been in the industry for 17 years, having first worked for multiple insurance companies for 10 years as an Independent Adjuster. After that time, Eli realized he wanted a change, explaining, “I’d rather help the homeowner, because they need help, and I use my [insurance industry] knowledge to do that.”

A Public Adjuster is an Insurance Adjuster who works for the Policyholder, not the insurance company. Eli says, “You need somebody on your side that can prepare all the paperwork and show the insurance company what the damage will cost to repair. The insurance companies have adjusters working in their favor, you should too!” Eli and his six other Public Adjusters are licensed and bonded. They service the entire state of Florida. Currently, Ocean Point has four staff members who serve as administrative support to the Public Adjusters.

Ocean Point Claims Company is certainly on your side throughout the entire claims process! They begin with a free inspection of the damage, a thorough review of your insurance policy, and a consultation about your options. Ocean Point Claims Company has a “no recovery, no fee” policy. Eli says,

“We don’t get paid until you do! Ocean Point’s goal is to get you paid without you having to come out of pocket.”

Ocean Point Claims knows the tactics that insurance companies use to underpay or deny a claim. Their expert team of public adjusters will review your situation to determine the proper strategy for a positive resolution. Additionally, Eli understands the language of insurance policies and affirms, “People don’t realize that the policy excludes some things. They [the insurance company] may give you a limit of $10,000 for property damage, but I can get you $50,000, working from pure experience, really knowing the policies, and thinking outside the box.”

Thinking creatively, documenting thoroughly, and strategizing a solid plan are the processes that set Ocean Point Claims apart from their competitors. Every claim is different, so Ocean Point Claims provides personalized service for their clients from the beginning of the claim until the very end.

Ocean Point Claims likens themselves to “woodpeckers that just don’t stop” because they demand that their clients receive what they are entitled to. “We will make sure that we squeeze all of the juice out of that orange [claim] for our clients,” says Eli.

Ocean Point Claims is a onestop shop that includes Public Adjusting, Appraisal (claim), and Loss Consulting. Their experts have experience with the legal procedures, statutes, and regulatory requirements that can lead to a claims success or failure.

The firm also includes access to a network of engineers, roofers, general contractors, architects, and first-party insurance litigation

Eli Goins, Public Adjuster and Claims Expert

attorneys. In fact, if a case must litigate, then Ocean Point Claims remains very involved in the case as an expert witness. This involvement is why Ocean Point Claims heavily documents a claim from the beginning.

If the time comes to file a claim for residential or business property damage, then Eli advises, “Avoid the tactics of the insurance companies. We call them the ‘3 Ds’ – the insurance companies delay, deny, and defend themselves!”

“Don’t delay filing a claim with your insurance company,” Eli says, adding, “Call us or your insurance company right away... however, if you call us first, we can file the claim for you! We prefer you to call us first so that your claim is documented properly from the start.”

With Ocean Point Claims, there is no minimum claim. “If there is money under that rock, we are going to find it for you,” says Eli.

The professionals at Ocean Point Claims are here for you! They offer a FREE 6-point home inspection and policy review. Let Ocean Point Claims Company focus on your insurance claim so you can focus on life!

Ocean Point Claims Company has satellite locations throughout Florida. Their main office is located at 11706 SE Federal Hwy, Hobe Sound. Their office can be reached 24 hours a day, seven days a week. For more information, call 772-763-6674, email office@oceanpoint.claims, or visit oceanpoint.claims

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For What It’s Worth

Hifolks. I’ve had quite a few emails over the past few weeks, all on the topic of loneliness, from senior citizens who have either lost a loved one, or have relocated to our area. Funny how related topics crop up in my email from time to time, as if the universe has sensed the need to take a closer look at the sadness that has permeated many of our friends and neighbors. You might not know them by name, or if you do, you might not have guessed their vulnerability when you run into them at the grocery store, but there are a lot of very alone, lonely people trying to gure out how to live the rest of their lives without companionship, and sometimes, even without conversation.

eir emails provoke memories of my own mother, who lived alone until she was almost 96, staunchly independent, having lost two husbands. On my rounds coming home from work, busy, running to the market, guring out dinner, bringing her over a hot meal, then running home to my own family, I would o en look at my watch as I pulled into her parking lot, noticing my time of arrival, and estimating the respectable amount of time I would stay with her, before rushing home. A er I put away her groceries, made her dinner, tidied up her house, did some laundry, and put her dishes away, I noticed that an hour had passed, and it was time for me to go. is went on for some years prior, but as one year turned into the next, and she was less mobile, having given up her freedom by way of giving up her automobile, she sometimes made comments such as “are you sure you can’t stay a little longer?” Sometimes

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I did, but reluctantly, not that I didn’t enjoy her company, but because my schedule with work, a husband, and household tasks hovered in my head, and much of the time, I would reminder that I had already been there for an hour, and I would return the next day. She’d smile, and tell me to have a good night, and I’d leave, rushing home for my next duties. My life was so lled with duties, that it didn’t occur to me how lonely she was, that she had 23 out of 24 hours by herself, with the television her only friend. Most of the people she once knew had died, and because she was no longer active in her condo community, she hadn’t made any new acquaintances. I was her only “friend” but I didn’t know it then, too self-absorbed with my own life.

My mother has been gone three years now, the last few spent in a nursing home, where I again visited her every day for one hour, and again, she’d look at me with eyes that said, “can’t you stay a little longer?” I had no idea what loneliness was, until now, until my own husband passed away, my own children have grown and moved on with their lives, until I received the emails asking me, begging me, to tell these readers how to ll their time. I look back and regret every day that I didn’t o er my mother more, whatever more might have been, and that I thought I had to rush home to take care of my own dishes and laundry, but if I could turn back time, if I had one more chance, if I could live without regret, I would have taken the evening to sit with her, not to cook and clean, but to tell her stories, to ask her what she was thinking, what memories she might have had that day, and how important she was to me. I

can’t do that. It’s too late for me, but it may not be too late for you.

If you have an older friend or relative, do not assume that they’re ne, just because they put on a brave front. Time goes slowly when you have nothing to look forward to, and no one to talk to. Take the time, o er some of yourself to someone, even if you don’t know them, even if it’s just a kind word to a stranger at the grocery store. We, in Florida, are a group of people more so than most states, who have lost spouses, who are growing older, and who are lonely, with lifelong friends who are sick or passing away.

For What It’s Worth, I can’t give my mother more of my time, but I can give it to others, every day, with a smile or kind word. I don’t know where to point these readers who have asked me how to make friends and where to nd them, but I do know that the obvious answers, joining a group of people with like interests aren’t always possible for those who are in rm or unable to drive. Take a good, hard look in your neighborhood, at your places of worship, at the grocery store, and you might just nd someone who would appreciate some time. You won’t be sorry.

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