H1-Royal Palm Beach Living-Vol.555

WITH MY LIVING MEDIA

Florida’s #1-direct mail and multimedia marketing company, My Living Media offers the best opportunities for business owners to connect with their communities!

For 46 years, My Living Media’s premier Living Magazines have been a trusted publication for hundreds of thousands of loyal readers across Southeastern Florida to find everything from local home improvement and medical services to neighborhood restaurants and real estate opportunities. As a result, My Living Media is the go-to resource for both Treasure Coast and Palm Beach County residents to shop local… and save money!

Every two weeks, My Living Media direct mails 99+ unique, glossy-print magazines to affluent homeowners in highlytargeted communities within 5 counties: Martin, St. Lucie, Indian River, Okeechobee, and Palm Beach. We also offer select magazines on racks at popular public locations in Indian River and Okeechobee counties.

In total, My Living Media reaches over 300,000 homes on the Treasure Coast and

in Palm Beach County bimonthly!

Of course, every business has a story. Why not tell yours? My Living Media’s leading editorial and advertorial opportunities within the Living Magazines allow you to attract even more people to your business as you separate yourself from the competition. Let your local communities know what makes you so special! Our advertisers already have extraordinary ROI… imagine how a well-written and beautifully-designed 2-page spread boosts that response. Better yet, call us! We’ll be happy to share our success stories with you.

In addition to the beloved Living Magazines , My Living Media designs, prints, and direct mails glossy postcards and insert flyers & menus. With these highquality print products, your business can target specific zip codes on the Treasure Coast and in Palm Beach County every two weeks. Reach the right clientele at exactly the right time!

My Living Media’s digital, social, and mobile marketing opportunities

are the perfect complement to your print advertising campaign. As a locallyowned and operated multimedia marketing company, My Living Media prides itself on providing our advertisers with comprehensive, competitively-priced solutions to connect with their communities. To deliver this value, My Living Media offers free digital, mobile, and social media marketing posts and pages for each and every one of our direct mail clients to reach countless South Florida residents beyond our circulation areas. We love small, local, and familyowned businesses… your success is our passion!

SYNTHETIC GRASS

For What It’s Worth

Anybody freaked out about a category one hurricane besides me? I took the entire thing in stride, until a erward, when I realized the power of water! My backyard was full of river mud, seaweed, other people’s dock planks, and just general mess. I was lucky. e neighbor to my le had two feet of water under his house, where he has outdoor furniture, man-cave stu , and storage. He also had the entire river breach his pool and knock out his pool pump. I was right where he is now, during Frances and Jean, in 2004, 2005, and believe me, it wasn’t pretty! e neighbor on my other side, whose dock planks were about twenty years old, lost many of them, some to the river, some to my backyard. His neighbor also had her pool breached with river mud, and lost her pool pump. I can’t say how anyone else did, but I heard plenty of stories of broken docks and unmoored boats.

My point is this. Until now, I paid attention to the actual number of the storm, if it was a Category 1, I barely paid attention, a Cat 2 or 3, minimal concern, maybe some supplies, nothing drastic. I really became concerned if it was a Cat 4 and I hightailed out of town for a Cat 5. ose were the old days, ose were the old rules. Today we’re in an entirely new normal, and not a good one. e numbers no longer tell the story. Storm surge is now on the top of my list

by Dr. Melfi, Ph.D.

of worries, where it will remain forever more. My street, the main road, and many other streets were under water. I can now understand why they tell you to never drive through deep water, because it can carry a car away, or submerge it. I thought that was an old wives tale, something that got hyped up on the news, to scare people. Nope. It’s real life, and the truth. e only good news, if there is any, for this minimal hurricane, is that it did not carry the lightening and thunder that most hurricanes do. I am not ashamed to admit, nothing scares me more than lightening.

I am originally from up north. From what I remember, which is at least 49 years ago, we never got these downpours that can completely derail travel. We also certainly never had to fear being killed by lightening, because it was not the cloud to ground lightening that we experience here in Florida. Maybe that’s all changed, maybe not. But I can tell you one thing, there is a price to pay for the paradise that we live in, and that price is steep. In a moment’s notice, we can lose property, homes, and even life. ose of us who choose to live here, either by desire or by default, really have to start paying attention to what Mother Nature is telling us. Ultimately, we are ghting a battle that many of us were not prepared for. My thoughts are these. We should stock up our cabinets as if we are going to lose power, for

days. If we do not use our canned goods, we can donate them right around this time of the year to those less fortunate, and be done with it. If we are able to a ord hurricane windows and doors, we should not put o getting them. If we cannot a ord them, plywood or metal shutters are the next best thing. A generator is the candle on top of the cake. If you have the money, it is a great investment.

We also have to think about our pets, our elderly, our in rm, and help out. Regardless of how much you might dislike your neighbor, or the political di erences you have with friends, this is not the time to be emotionally sel sh.

For What it’s Worth , it is up to every one of us to take people in, feed them, shelter them, and check on them afterward. If we are this side of luck, count your blessings. If we are on the other side of luck, hope that someone will care.I will. Will you?

Ocean Point Claims Company: We Will Never Leave Your Side

Hurricane season is almost upon us and, unfortunately, the threat of hurricanes looms over Florida residents. This potential for bad weather can cause stress for property owners. Is their current insurance coverage enough? What if there is a catastrophic loss... will their insurance company hold up its end of the bargain? Well, have no fear, Ocean Point Claims is here!

Ocean Point Claims Company is a residential and commercial damage claim firm that offers a stress-free claims process to get you the maximum settlement for your property loss or damage. Ocean Point Claims is managed by lead public adjuster Eli Goins.

Eli has been in the industry for 17 years, having first worked for multiple insurance companies for 10 years as an Independent Adjuster. After that time, Eli realized he wanted a change, explaining, “I’d rather help the homeowner, because they need help, and I use my [insurance industry] knowledge to do that.”

A Public Adjuster is an Insurance Adjuster who works for the Policyholder, not the insurance company. Eli says, “You need somebody on your side that can prepare all the paperwork and show the insurance company what the damage will cost to repair. The insurance companies have adjusters working in their favor, you should too!” Eli and his six other Public Adjusters are licensed and bonded. They service the entire state of Florida. Currently, Ocean Point has four staff members who serve as administrative support to the Public Adjusters.

Ocean Point Claims Company is certainly on your side throughout the entire claims process! They begin with a free inspection of the damage, a thorough review of your insurance policy, and a consultation about your options. Ocean Point Claims Company has a “no recovery, no fee” policy. Eli says,

By Gina Zuk

“We don’t get paid until you do! Ocean Point’s goal is to get you paid without you having to come out of pocket.”

Ocean Point Claims knows the tactics that insurance companies use to underpay or deny a claim. Their expert team of public adjusters will review your situation to determine the proper strategy for a positive resolution. Additionally, Eli understands the language of insurance policies and affirms, “People don’t realize that the policy excludes some things. They [the insurance company] may give you a limit of $10,000 for property damage, but I can get you $50,000, working from pure experience, really knowing the policies, and thinking outside the box.”

Thinking creatively, documenting thoroughly, and strategizing a solid plan are the processes that set Ocean Point Claims apart from their competitors. Every claim is different, so Ocean Point Claims provides personalized service for their clients from the beginning of the claim until the very end.

Ocean Point Claims likens themselves to “woodpeckers that just don’t stop” because they demand that their clients receive what they are entitled to. “We will make sure that we squeeze all of the juice out of that orange [claim] for our clients,” says Eli.

Ocean Point Claims is a onestop shop that includes Public Adjusting, Appraisal (claim), and Loss Consulting. Their experts have experience with the legal procedures, statutes, and regulatory requirements that can lead to a claims success or failure. The firm also includes access to a network of engineers, roofers, general contractors, architects, and first-party insurance litigation

Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849

Eli Goins, Public Adjuster and Claims Expert

attorneys. In fact, if a case must litigate, then Ocean Point Claims remains very involved in the case as an expert witness. This involvement is why Ocean Point Claims heavily documents a claim from the beginning.

If the time comes to file a claim for residential or business property damage, then Eli advises, “Avoid the tactics of the insurance companies. We call them the ‘3 Ds’ – the insurance companies delay, deny, and defend themselves!”

“Don’t delay filing a claim with your insurance company,” Eli says, adding, “Call us or your insurance company right away... however, if you call us first, we can file the claim for you! We prefer you to call us first so that your claim is documented properly from the start.”

With Ocean Point Claims, there is no minimum claim. “If there is money under that rock, we are going to find it for you,” says Eli.

The professionals at Ocean Point Claims are here for you! They offer a FREE 6-point home inspection and policy review. Let Ocean Point Claims Company focus on your insurance claim so you can focus on life!

Ocean Point Claims Company has satellite locations throughout Florida. Their main office is located at 11706 SE Federal Hwy, Hobe Sound. Their office can be reached 24 hours a day, seven days a week. For more information, call 772-763-6674, email office@oceanpoint.claims, or visit oceanpoint.claims

Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849