MyMurrieta July2015

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Pleasin’ People &

2015

JULY AUG

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Management Excellence

Equals a Recipe for Success!

RICHIE'S REAL AMERICAN DINER | SISTERS ON THE FLY | ISLANDER DESIGNS

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issue15

Contents

16

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departments

26

5 Publisher's Note

features 16 Islander Designs 18 Public Notice 26 Sisters on the Fly

Cover Story 6 Richie’s Diner

Rising Stars 10 Drake & Dylan Evans

6 Ask the Expert 13 20 24 27

Behavioral Health Your Money Your Taxes Law

Blazing Tales 14 Swim Dog

American History 28 Rosa Parks

Community Corner 30 Local Happenings

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18

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Publisher’s Note /////////

/////////////////////////////////////////////////////////// Hello Murrieta!

Publisher & Editor in Chief Tracy Blanscet

Creative Director

Fara Asay

Contributors

Rachel King

Smith Marion & Company

The Duane Johnson Group

Joseph Casciani, PhD Photographer

Stevie Dee Photography MyTemecula Magazine

27890 Clinton Keith Road, D-306 Murrieta, CA 92562

office | 951.801.5332

mobile | 951-265-3173

www.MyCommunityMagazines.com

www.facebook.com/mymurrietamagazine

For Advertising Contact:

mycommunitymagazines@gmail.com

Guess who’s a grandma? Yep, that’s right, it’s me. My oldest daughter and her husband welcomed their first child into the world this month, and I am so excited to meet my little granddaughter, Scarlett, in just a few days.

I’m currently devising a scheme to get them to move back to Murrieta from Idaho. Well, that’s not completely true, but I’m hoping with all my might that this will be the case once my dear son-in-law finishes up his education.

On the cover, you may recognize Jack and Linda Williams. They are the owners of Richie’s Diner, but so many people around town know them by name. This is because they always take the time to chat with their guests and get to know them. If it’s been awhile since you’ve been in to say hello, stop by this month for some of Linda’s peach cobbler.

This month we have two Rising Stars. Brothers, Drake and Dylan are amateur motorcycle racers, but more importantly, they are known for being good kids. We love that here at MyCommunity Magazines.

Check out their story on page 10.

Check out the story on Islander Designs on page 16. If your house is like mine, it may be cooler outside than inside in the late afternoons.

I love the idea of bringing people together in an outdoor “living area.”

Quality time with others is something we actually have to put a little effort into these days. Why not unplug from the digital world more often and get to know someone new each month?

For a little fun, check out America’s Hidden History on page 28, the Sisters on the Fly article on page 26, and read Blaze’s article on page 14. (He may be a dog, but he has a lot to say!) Speaking of Blaze, I had a reader call last issue to check on him since Blaze didn’t have an article in that issue. How sweet!

Editorial content is provided by advertisers and is expressly intended as general information and for entertainment purposes only. Editorial content is not offered as advice, recommendations, or as an endorsement. Editorial content is intended only as statements of opinion, not statements of fact. The publisher makes no representations or guarantees, express or implied, to the accuracy of any information contained in editorial content or advertisements. The views and opinions expressed herein are those of the authors and do not necessarily reflect the views and opinions of the publishers. Express written permission must be granted to re-print or copy any material contained herein.

Well, we’re off to meet my precious granddaughter. You still have time to make some great memories this summer. Happy reading!

Your neighbor,

Tracy Blanscet MyCommunityMagazines.com |

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Pleasin’ People &

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Management Excellence

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Equals a Recipe for Success!

Feature /////////

Anyone who thinks nice guys finish last has never dealt with or worked for Jack and Linda Williams, founders Richie’s Real American Diner! As this strong, successful company celebrates 24 years in business, it’s apparent that their management philosophy has been a key to their longevity.

Jack had already had decades of experience in the food industry working with “the real” Colonel Sanders and helping to pioneer the Sizzler concept when he and his wife, Linda, came up with plans for an American–themed diner for the Temecula Valley.

They were privileged to meet and learn from many wonderful people in the industry with one of their favorites being Rich Snyder, who became the President and CEO of In-N-Out at the young age of 24!

They admired how his strong Christian values were directly reflected in his leadership of his company.

The Williams’ decided to name their restaurant after their dear friend Rich, calling it Richie’s Real American Diner. The first Richie’s Diner opened in 1991 in Temecula followed by another location in Murrieta in 2007. Like the restaurant’s namesake, Jack and Linda have always been guided by their faith which is reflected in the way they treat others, whether they are guests, vendors, or team members.

“The people who work for us are our greatest asset,” Jack says proudly. “Linda and I have always believed we should ‘hire to retire,’ and I’m so pleased at how many team members have been with us for such a long time.”

They believe that management skills can be taught, but you can’t “train” someone to have a great personality or a good heart. These

qualities, along with a big smile, are just what Jack and Linda love to compliment and reward.

One manager, Jorge Chavez, has been working for the Williams’ for the entire 24 years of Richie’s existence! He began working with Jack and Linda as a manager at one of the Sizzler restaurants, which they owned before starting Richie’s Diner, and Jack says he was a “magical” choice for management at Richie’s.

“I really love working for Jack and Linda,” says Jorge. “They are such hard workers and set a great example for the entire team. I always feel they appreciate and value my service.”

Jack and Linda are definitely known as hard workers! Their team members see it on a daily basis, but if you’ve eaten at the Richie’s Diner, you know that this couple is still working handson in these restaurants even into their eighties! Guests love that Jack or Linda take the time to stop by the table to say hello.

Linda’s baking has long been a hit with guests, and she is very particular that it is served just right! In fact, they have a saying, “If it ain’t a ‘10,’ make it again!” Her own recipes delight customers and include pies and cobblers made from fresh seasonal fruit in addition to classics like German chocolate cake, banana splits, and rootbeer floats.

Jorge elaborates, explaining, “Linda really makes Richie’s feel like home. She adds special touches to the restaurant by putting up different decorations with each season.

This is something our regular guests really love to see.”

From its inception, Richie’s Diner has always had a patriotic theme. August marks Richie’s 24th anniversary, and this is Linda’s favorite time to decorate. “The Diners will be decked out in red, white and blue as we ‘Celebrate America,’” says Linda.

Another manager, Kiril Todorov, or “KT” as he’s known, looks around at the red, white and blue and comments, “I came to America to pursue the American dream… I can’t imagine what could be more American than working here.”

★★★★★

“If it ain’t a 10, make it again!” ★★★★★ Richie’s Diner is so much more than a restaurant. Linda and Jack are grateful to provide a great work environment where team members will learn skills that will benefit them throughout life. “We really feel like our team members are family,”

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//////// Feature explains Jack. “We love to be a part of their lives and grow with them through the years.”

We’re in the people business, not the restaurant business.

Manager, Manuel Garcia, (Manny) has had a long history working in the Williams’ restaurants.

After several years of working in the Williams’ Sizzler restaurants, Jack and Linda invited Manny to join their Diner team when the need for a manager arose. His manage-

ment skills and great smile have been a plus for Richie’s customers.

From its Christian faithbased corporate purpose to its strong sense of social and community responsibility, Richie’s culture is centered on “old-fashioned manners and courtesy.” Jack and Linda Williams have become leaders in the restaurant industry through their active leadership, work ethic and values. They lead by example when it comes to treating others with kindness and respect.

In 2014, the couple was honored with the highest recognition in the food industry when Richie’s Real American Diner was named the “BEST SMALL RESTAURANT CHAIN IN AMERICA,” by the International

Foodservice Manufacturers Association. What an amazing accomplishment by one of our own neighbors!

The award is a source of tremendous pride to Jack and Linda, but they give credit to an all-star management team. The company mission statement “Pleasin’ People” may be short, but those two little words hold the key to the success of Richie’s Real American Diner!

Richie’s Diner Management All Stars JORGE CHAVEZ Next time you stop by the diner in Temecula, say hello to Jorge. He’s been a manager with Richie’s for 24 years and worked with Jack and Linda for over 31 years!

“Jack and Linda are wonderful examples. They always work hard and expect the same from each team member.”

MANUEL GARCIA Manuel is a manager at both the Murrieta and Temecula diners and has worked with Jack and Linda since 1994!

“The Williams’ are very kind. A lot of customers come and ask for them by name.”

GREGG WILLIAMS Gregg is Jack and Linda’s oldest son and was raised in the restaurant business. He’s been working in the family restaurants since middle school!

“We really have a lot of loyal - really loyal – customers.

Guests really appreciate the atmosphere, food, and service… and the fun they have here.”

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MARIO BONILLA Mario is a manager at the Murrieta diner.

He’s worked with Richie’s for 13 years.

“We are like a family here. The team members are happy and that really shows when they interact with the guests. I look forward to going to work in the morning. It feels like Richie’s Diner is my restaurant and I am glad to be here each day.”

“KT” KIRIL TODOROV Kiril has worked in the restaurant industry since the age of 16. After graduating with a degree in Business Administration he was a natural fit for management and Richie’s Diner was glad to put his skills to good use.

“Richie’s is like home. Jack and Linda make everyone feel they are part of the family.”

MICHAEL SAUNDERS Michael came to Richie’s two and a half years ago with over 24 years of experience in the restaurant industry.

“Here at Richie’s, we strive to be our neighborhood’s #1 choice for dining out. We do this through ‘Pleasin’ People’ and smokin’ good food.”

THE

CHARACTERISTICS

//////// Rising Star

B

Photos by Connor Moore

Drake

rothers Drake and Dylan Evans share a lot of similarities, but their dedication to racing motorcycles is what makes their champion characteristics shine. Both teens participate in off-road racing competing in Motocross or Supercross events nearly every weekend. This physically demanding sport has helped them to develop into leaders on and off the track!

The Evans family moved to the area from Nevada because the motocross industry in the Temecula Valley is so strong. Parents Nate and Tami are committed to helping their boys achieve their dream to ride professionally. Though Tami is very proud of her sons’ achievements, she most appreciates that they are gentlemen, something others compliment as well.

Winning does not make someone a champion. To be in this category, one displays several traits demonstrating commitment and courage. It’s an attitude!

Drake and Dylan definitely fall into the category of champions.

Drive Champions are always driven to be better. They push the limits to continually reach new levels. Their extreme focus on reaching a goal keeps them committed. The boys started riding between the ages of four and five.

Drake is now 18 and Dylan 16, and both have a goal to race professionally in the near future. “My goal is to keep winning races and go pro by the end of 2016,” Dylan shares. Drake sums it up saying “I’ve learned to never quit. I will continue to strive for success and constantly push myself.”

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Courage Besides the courage it takes to keep going when things are not going their way, Drake explains that motorsports are dangerous. “Lots of kids have gotten hurt,” he shares. “It is so tough to take time to recover from an injury and try to get back to where you were while everyone else is still healthy and training.” The boys have lost a couple of friends to motocross crashes and it can be a challenge to stay strong.

Self Discipline This is such an essential trait. The boys train at the gym three days a week, in addition to running, biking, swimming and other activities they do outside of the gym.

They are homeschooled so they can maximize their training schedules and have moved a few times to be where they can get the best training and experience.

Toughness Motocross racing requires physical and mental toughness. Drake talks about mental strength saying, “I’m not the biggest or the fastest, but always seem to stay positive and keep looking forward.” His discipline and determination are traits that are recognized by those around him. Dylan adds that bike problems can be challenging too, so staying positive (even when things are not looking very bright) is necessary.

Drake and Dylan are grateful for their parents supporting helping them to grow, compete and achieve their goals. The lessons they are learning through this exciting sport are ones that will benefit them in all they do in life. Drake’s message to others is, “Whether it’s for Motocross or everyday life, never quit!”

OF A CHAMPION

“Whether it’s for Motocross or everyday life, never quit!”

Rising Star /////////

Dylan

“My goal is to keep winning races and go pro by the end of 2016”

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Ask the Expert/Behavioral Health /////////

You can do anything!

Positive Psychology THE

H

ROAD

TO

MENTAL

by Joseph M. Casciani, PhD

istorically, psychology has attempted to help people by focusing on problems and dysfunction. Positive psychology is a relatively new field, officially launched in 1998, which examines how the average person can be happier and lead a more tranquil, satisfying life. This shift from mental illness to mental health has demonstrated significant improvement in the lives of many people seeking mental health services.

Positive psychology encourages people to identify and develop their own positive emotions, experiences, personal strengths, and traits, and reverse the focus from negative to positive. By shifting attention to the positive aspects of our work or family life, we can bring a better balance to our lives, develop a more optimistic outlook toward the future, and be more effective in our interactions, communications, and relations with others.

Positive psychology complements traditional psychology methods by building one’s ability to find happiness while learning to identify and deal with unhealthy thoughts and behaviors. The principles of positive psychology can be useful in replacing negative thought patterns and can have benefits that reach beyond one’s mental state to one’s physical health.

Validation of positive psychology through scientific study eventually led the US Army to conduct its own studies. Many favorable out-

HEALTH

comes were documented in soldiers who underwent a Comprehensive Resilience Program designed to increase social, emotional, spiritual and family strength. Extensive reporting on the program revealed that soldiers who received the training had greater psychological health over time than soldiers who did not receive the training. Also, those who received the training had 60 percent fewer diagnoses of drug & alcohol abuse and 13 percent fewer diagnoses of anxiety, depression, and Posttraumatic stress disorder.

As a patient, it may be in one’s best interest to seek a psychologist trained to incorporate positive psychology principles in their practice.

Here are some fundamental principles used in Positive Psychology: 1) We choose how we respond: It is not possible to always control the events in our lives, but it is possible to control our reactions. We can choose how to respond to these events, and we know responding in a positive, constructive manner is more valuable than a negative reaction. A simple example is our response when someone cuts us off in traffic – this is a good indicator of how we choose to react.

2) We can reverse the focus from negative to positive: We can redirect our thoughts away from self-limiting, negative self-talk and toward more positive, self-enhancing thoughts that enhance our self-confidence, personal well-being, and happiness.

3) We can look for the positive events: Reflecting on the positive experiences of the day is a calming

You are amazing!

activity, especially as we retire for the evening. If we take the time to recall a few positive events in our day that we experienced or caused, we will experience peace, calmness, and confidence as we go off to sleep.

4) Finding the positive in others: Positive psychology also means looking for and complimenting the positive qualities that we observe in others. In this way we enhance the lives of others, while creating positive feelings in ourselves.

5) We are today the result of our past thinking, and we shall be what we are thinking today: Positive psychology uses the Law of Attraction as a major principle. Law of Attraction brings us what we have created with our own thought processes; like attracts like. In other words, we are consistently creating and re-creating ourselves.

Start with these five steps and pay attention to the positive changes that follow!

Dr. Joseph M. Casciani is a psychologist with over 30 years of experience in working with older adults.

He is President of Concept Healthcare, a multi-state group of mental health practitioners delivering services in outpatient practices in addition to residential, skilled nursing and assisted living facilities.

CONCEPT HEALTHCARE 31045 Temecula Parkway, Ste 206 Temecula, CA • 951-225-1350 Questions@cohealth.org MyCommunityMagazines.com |

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//////// Blazing Tales

The Bravest Dog in the World

Hey, it’s me - your favorite dog, Blaze!

These summer days are sure hot.

But I have some very exciting news… This week, I learned how to swim!

Here’s how it happened. The day was over a hundred degrees. All of my people decided to go for a swim. They sure looked like they were having fun. But I wasn’t.

I was walking back-and-forth along the edge of the pool and my feet were really hot. I wanted to be part of the fun, but I never learned how to swim.

As I was pacing, the little guy said, “Come here, Blaze. Come swimming with us.” He reached for me, but I dodged him. I was not going to be tricked into getting a bath.

But, as I watched my people laughing and playing with a ball, I really wanted in on that fun. So, I walked right up to the edge of the pool, sticking my paw out when the ball came my way.

The kids got excited. “He wants 14

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to play,” they laughed. One of them said, “Here Blaze, just stick your feet in.” I touched the water with one paw. Brrrr!

The kids kept clapping their hands until I stuck in another paw.

Boy, were they excited! Usually this much clapping and excitement means I’m about to get a treat. So I stepped in with my back paws too.

The kids were all around me, telling me what a good boy I was.

So I started looking at all of their hands, wondering which one had my treat. I couldn’t find the treat…

“Come on, puppy,” they all coaxed... I really wanted to play, so I took another step. The crowd went wild. I paused, letting them all praise me, pleased that the water only came up to the top of my legs.

“This is easy,” I thought walking with my head high and my chest a bit puffed. Splash!! I thought I was all they way in, but it turns out that was only another step.

It was strange how my arms and legs started moving on their own.

Mom says that was my instinct.

Water was splashing everywhere and my heart was pounding hard.

Just as I began to panic, the college kid put his arms beneath me and lifted me up a bit. “Now just settle down, boy. You got this,” he said. Once I felt my brother holding me, I did calm down, when I quit kicking so hard, the water wasn’t splashing in my eyes anymore.

“Blaze is swimming,” someone shouted. Sure enough, when my bro let go, I was swimming all by myself!

I just might be the bravest dog in the world! Or at least the bravest dog in town... What’s up, world?

I can swim!

Elizabeth Huett S P E C I A L

A P P E A R A N C E

Concert /////////

,

Riverside native Elizabeth Huett met Taylor Swift as the last fan in line at a local festival.

She wanted Taylor to hear her sing. They spoke, and Taylor gave her some pointers.

They crossed paths several times before Elizabeth finally auditioned to be Taylor’s back up singer for the Fearless Tour. The rest is history!

After touring the world in 22 countries and 216 shows as back-up vocalist for International Superstar TAYLOR SWIFT, co-writing the Sara Evans’ hit “Put My Heart Down,” and being featured on ABC’s “Road to the CMAs,” Elizabeth is currently working on her debut solo music project!

Show your support for this talented local artist by joining us for a Heyday Event called “Sundresses and Cowboy Boots” on Friday, August 7th at the Longshadow Ranch Winery in Temecula.

There will also be a special performance by SUMMER WINE (Kristine Turner and Robert Rankin Walker) and a few other special guests. Other entertainment will include mechanical bull riding, line dancing, and roping. Tickets are $25, but mention MyMurrieta Magazine to get two tickets for $25!

Robert Rankin Walker Heyday Records and Events www.heyday.com • Ph: 760.716.6295 • Email: heyday@heyday.com

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//////// Islander Designs

by Islander Designs ooking for a way to enjoy more time outdoors, soak up some Vitamin D the natural way, and spend some family time together? More and more families are moving their “living rooms” outside and, after a visit to Islander Designs in Temecula, it’s easy to dream up the perfect outdoor space with the help of owner and designer, Rick Johnson.

Rick opened Islander Designs with the primary objective to offer high quality, custom outdoor living spaces for relaxing and entertaining. They offer everything needed to create a special and unique environment for each and every customer.

With over 30 years of designing custom outdoor living spaces across Southern California, Rick exudes relaxed confidence. He has been able to secure the best pricing from vendors and contractors because of his extensive experience and the volume he’s done over the years.

He’s always checking up on pricing

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to be sure he can offer his customers the best products for the best price.

Fifteen years ago Rick began manufacturing semi-custom barbeque islands in his own factory.

This allowed him to use superior construction materials, maintain quality control, and keep costs down for his customers. “I wanted to offer every client a custom experience for an unbeatable price,” he smiles.

If you’re looking for a custom design, Rick comes out to see the area himself. Local couple, Lenny and Sherine C., were so excited to see Rick’s plan for their backyard.

“Rick has transformed our backyard into a paradise! He customized a BBQ island and fireplace exactly the way we wanted! He worked with us every step of the way taking time from his schedule to meet us multiple times to pick out our rocks, tiles, and accent pieces.”

Lenny was pleased that everything was delivered on the date

promised. “We would highly recommend him to anyone looking for a quality job with reliable service,” adds Sherine.

Quality and excellence are two things Rick values highly, and it shows in the work he does. “I love my work,” shares Rick, “but ultimately my satisfaction comes from seeing people so happy with the end result. To me, satisfied customers are my success!”

Meeting or exceeding every client’s expectation is what Rick aims for in every project that Islander Designs takes on. Once he has determined a customer’s needs and wants, he gets right to work on the perfect design for their outdoor space, taking into consideration entertaining style, family size, budget, and even the pets!

Whether you need a full backyard living area design or you're a do-it-yourselfer, Islander Designs has got something for everyone. Let's face it. Not everyone is looking for custom design. If you prefer to do-it-

Islander Designs ///////// yourself and you just need elements for your barbecue island such as a gas grill, stainless steel doors or drawers, a patio cover or even barbecue tools, Islander Designs has these items available for purchase at reasonable prices.

When you visit the store, you will find a great selection of high quality grills from companies such as Lyons, Summerset, Hero, Outdoor Chef and more. There is also a wide variety of outdoor tables, chairs and barstools at excellent prices.

If you need a little help dreaming up just the right outdoor “living room,” call or stop by the store to meet Rick Johnson and his team.

They will help you create a place where you can relax with family

and friends and make some great memories.

ISLANDER DESIGNS: Monday thru Friday - 10am to 6pm Saturday - 10am to 5pm Sunday - 10am to 4pm 28011 Jefferson Avenue Temecula, CA 92590 951-308-4568

“I wanted to offer every client a custom experience for an unbeatable price”

»BBQ Islands »Outdoor Kitchens »Fireplaces & Firepits »Patio Covers »Palapas »BBQ Grills »Patio Furniture »Water Features »Island Accessories MyCommunityMagazines.com |

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W

Mandatory Water Reduction in Effect!

///////// Public Notice

With the mandatory cuts imposed

by Governor Brown, each of the Water Districts that serve the Temecula Valley have issued warnings to local residents about the changes. Just to reiterate, all of the districts are requiring residential customers (that’s you) to cut their outdoor water use by 50%. In addition, your water budget has changed considerably, so be sure to look at your next bill carefully.

All four of the water districts which service Murrieta have declared a "Stage 4 Extreme Water Supply

Warning," but all have slightly different protocols on dealing with the drought. Just in case you’ve missed the notices, there are some new rules with ALL of the local water districts. Check with your water company to get the specifics, but here are the basics you’ll need to observe to avoid penalties: • Excessive water flow or runoff is not allowed • No washing personal vehicles at your home • No water for decorative fountains may be used (even if recirculating) • Install pool/spa cover to minimize evaporative water loss (some districts are not allowing refilling or adding water to an uncovered pool)

Some Water districts also require • No daytime irrigation of landscaping (check with your district for hours allowed) • Use a broom instead of a hose to clean driveways, sidewalks and other hardscape surfaces.

(Depends on water district whether voluntary or mandatory.)

• Also, be aware that restaurants, hotels, cafes, and other food and beverage establishments are not allowed to serve or refill drinking water except upon request.

But, it’s not all penalties and fines…

Check your water district listed below to see how they are trying to help ease the discomfort of drought… There are several programs to help save you money on reducing your water usage, including rebates for switching to drip irrigation, high efficiency toilets, and replacing your turf with climate appropriate plantings.

Be sure to take advantage of the FREE water use evaluation to get more specific recommendations on reducing your water usage.

RANCHO CALIFORNIA WATER DISTRICT

WESTERN MUNICIPAL WATER DISTRICT EASTERN MUNICIPAL WATER DISTRICT

42135 Winchester Rd Temecula, CA 92590 (951) 296-6900 www.ranchowater.com

14205 Meridian Parkway Riverside, CA 92518 (951) 571-7100 www.wmwd.com

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2270 Trumble Rd Perris, CA 92570 (951) 928-3777 www.emwd.org

ELSINORE VALLEY MUNICIPAL WATER DISTRICT

31315 Chaney St Lake Elsinore, CA 92531 (951) 674-3146 www.evmwd.com

///////// Ask the Expert / Your Money

Retirement Distribution Strategies

H

Contributed by the Duane Johnson Group

istorically, the United States had three strong legs of the retirement stool: a well-funded Social Security system, substantial corporate pensions with retiree health benefits and, ideally, a strong personal savings rate. Now, the responsibility for providing retirement income is largely up to individuals. Because defined contribution plans are more common today, individuals have a greater responsibility for saving for their own retirement.

Saving for retirement can be a challenge in and of itself. It’s like standing at the foot of a tall mountain and beginning the slow, steady climb toward your retirement savings goal. Once you reach your retirement goals and are ready to retire, you face the challenge of figuring out how to take the retirement savings you have accumulated and manage it during your retirement years. Without a strategy, you may face challenges during your descent.

To develop an effective distribution strategy, the first step is to identify the retirement income sources you have available to help pay for your lifestyle in retirement.

On one hand, you’re likely to have some reliable income sources such as Social Security benefits, a pension, an annuity or income from a job. You may also have retirement assets designated to fund your

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retirement, such as a 401(k) plan, IRA, savings, CD’s, mutual funds and brokerage accounts.

One strategy is to position your reliable benefit sources–such as Social Security and pension–to pay for your basic needs, so you know they’ll be covered. Next, use your other retirement savings to supplement any gap in the income you absolutely need and to pay for the things you want to enhance your lifestyle.

The transition to individuals having more responsibility for their retirement savings isn’t the only thing that has changed, in the 21st century. The way many retirees design a retirement income strategy has changed as well, with a shift from an accumulation mindset to distribution mode.

As you get closer to retirement, and once you are in retirement, you may want to consider limiting your exposure to market declines as you transition to the income distribution stage. You may want to consider purchasing different types of products, such as annuities. Obviously, with the bulk of the responsibility for providing retirement income shifting to individuals, there can be a steep learning curve.

The best advice is to work with financial professionals you trust to help ensure that your retirement strategy is designed to meet your long-term financial goals.

“We Believe In Guarantees, Not What-Ifs”

RETIREMENT BOOTCAMP TAPS Fish House & Brewery 2745 Lakeshore Dr. Corona, CA 92883 Tuesday, August 18, 2015 6:00 p.m.

or

Thursday, August 20, 2015 6:00 p.m.

Complimentary Dinner to Follow

w

Vail Ranch Steakhouse 27600 Jefferson Ave. Temecula, CA 92591 Tuesday, September 1, 2015 6:00 p.m.

or

Thursday, September 3, 2015 6:00 p.m.

Complimentary Dinner to Follow Please RSVP to 951-244-6702 Must be 55 or over to attend

41197 Golden Gate Circle #208 Murrieta, CA 92562

(951) 244-6702

Now You Can Safely and Naturally Build Bone Density • Increase Strength • Reduce Joint & Back Pain • Improve Balance OsteoStrong® uses the combination of osteogenic loading, whole body vibration and hydrotherapy in such a way that it has become the most advanced method known for reversing Osteoporosis WITHOUT the negative and potentially dangerous side effects of Osteoporosis medications. OsteoStrong® reverses the bone loss with an average gain in bone mineral density of 38% per year without the use of medications. Because of its unique delivery system, OsteoStrong can accomplish this through a weekly 17 minute session over the course of just one year. Come as you are, no special clothing required.

OsteoStrong members also report remarkable gains in muscular strength, decreased back and/or joint pain and increased balance, flexibility, and postural improvements.

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///////// MSJC

Congratulations to MSJC’s Class of 2015!

ivian Nedeltchev, 17, spent long hours in classrooms on her way to graduation.

Frequent 12-hour days and summer school classes paid off when she graduated this year from high school AND Mt. San Jacinto College, where she earned five associate’s degrees!

“It was a lot of work,” smiles Vivian, who began at MSJC as a dual enrollment student while in her sophomore year at Beaumont High School. Her associate’s degrees are in Liberal Arts-Social Behavioral Sciences; Social Behavioral Sciences; Liberal ArtsMathematics & Science; Humanities; and Mathematics.

Vivian will enter UC Berkeley to study math and computer science and plans to earn a doctorate degree. She intends to become a high school math teacher.

Vivian joined hundreds of other MSJC graduates on Friday, May 29 for the 2015 commencement ceremonies at the Ramona Bowl Amphitheater in Hemet.

In total, 1,219 students made up MSJC’s Class of 2015. The college awarded 1,854 associate’s degrees and 150 certificates for an impressive total of 2,004 combined degrees/certificates this year. Many students earn more than one degree or certificate or a combination of both each year.

Though Vivian is on the younger side of the student body, MSJC has been a terrific starting point for a wide variety of people pursuing a wide variety of goals. Whatever it is you dream of doing with your life, MSJC can be your first step to a new and better future!

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University of Redlands /////////

The University of Redlands, Temecula Attend our Open House on WEDNESDAY,

JULY 29 s professional adults return to college to acquire the knowledge and skills they need to move forward in their career goals, many are finding that the University of Redlands, is just the right fit.

This regionally accredited university has been ranked

by Forbes as one of America’s Top Colleges.

(See www.Forbes.com) Known as a pioneer in academic programs for working adults, the University of Redlands has set itself apart by keeping classes accessible and flexible for adult students. Courses are held one night a week and are offered at a number of locations, including the local campus in Temecula. Education programs meet two nights a week.

Billy and Kara Macrae, siblings from Temecula, are two students who have navigated the path of education in search of brighter futures. After attending Mt. San Jacinto College, both students transferred to the University of Redlands School of Business, Temecula campus, in pursuit of their Bachelor of Science degrees.

When they learned about the University of Redlands at a college transfer fair, they really liked the format. With eight campuses throughout Southern California, a 2.5-year BS program, and a convenient onenight-a-week schedule, both could continue to work their full-time jobs in management. The siblings have now graduated from the University of Redlands and hold supervisory positions with Inland Empire employers.

Graduate & Professional Education at the University of Redlands offers undergraduate degree completion programs, graduate degrees in Business, Management, Education, Teacher credentialing programs and certificate programs through Continuing Studies.

Individual courses and Continuing Studies certificates have no admission requirements or application; simply enroll online. These classes offer fully transferable credit toward an undergraduate degree.

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Applications are now being accepted for each of these programs. Undergraduate and graduate degree programs begin year round. Professional Certificate programs run continuously, with no previous college coursework required and the application process is free!

Visit ADifferentUniversity.com for more information on our programs. The Temecula Campus is located at 27720 Jefferson Avenue Suite 400, Temecula 92590.

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Nonprofit

///////// Ask the Expert / Your Taxes

Accounting for our Valley

Failure to fulfill the reporting requirements can strip an organization of its non-profit status. Smith Marion & Company is proud to have accountants whose sole focus is on nonprofits.

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By Smith Marion & Company CPAs

rom churches to community sports to the local food bank, nonprofit organizations add a lot to our lives and the communities we live in. These organizations exist to provide services that are truly needed in a community and serve us in a variety of ways by providing education, spirituality, health, fitness, arts and culture, commerce, and social services.

Not-for-profit entities are structured completely differently than the typical business and rely on contributions, fundraising, grants, and more for support.

Since a nonprofit organization does not have owners or shareholders, their goals are different than other businesses. They focus on providing their service to the community. Their accounting is different than a for-profit business.

▼ Below is a brief look at some ▼ things nonprofits’ must consider ▼ in their accounting: ▼

Open to the Public. Non-profits accounting records are usually open to the public for inspection. This makes it imperative for the nonprofit to present their accounting records in a professional manner.

Specialized Tax Return. A nonprofit organization is required to file a very specialized tax return. This tax return is heavily scrutinized by the Internal Revenue Service, especially since the events of 9/11. (The government wants to be sure nonprofit donations are not funding terrorism.)

Applying for Grants. Many non-profits fund their programs through grants. Organizations that provide grant money may ask to see financial information and tax returns to determine if each particular nonprofit will qualify for the grant. The right accountant can help with your grant application by

adding key phrases and hotspots that get grantors excited about giving money to the organization!

Auditing. Because of the size of some grants, the grantor may require the non-profit to have their books audited by a Certified Public Accountant. This service can only be provided by an independent CPA. Due to the unique accounting standards for non-profits, it is important to get information from CPAs well versed in the non-profit world.

Federal requirements. Nonprofits that expend federal funds have additional reporting and compliance requirements. Failure to fulfill the reporting requirements can strip an organization of its non-profit status.

Smith Marion & Company is proud to have accountants whose sole focus is on nonprofits. This is imperative. If you know and love a local nonprofit, please feel free to share this article with them.

38605 Calistoga Dr, Ste. 120 | Murrieta, CA 92563 | 951-461-2045

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www.SMCOCPA.com

Chamber Awards ///////// The theme, California Dreamin’, brought everything from flipflops to formal wear as guests mingled, enjoyed a fabulous meal, and celebrated nominees and winners who are a part of Murrieta’s thriving business community.

The Murrieta Chamber of Commerce held it’s 2015 Awards Banquet on Saturday, July 18 at the Pechanga Resort & Casino.

Awards Banquet Congratulations to the 2015

Photos by KC Photography

AWARD CELEBRATION WINNERS!!!

Kip Cothran

Tara Wunderlich

VOLUNTEER OF THE YEAR

CITIZEN OF THE YEAR

Bulldog Brewery

The Mill Restaurant

Broken Yolk Café

SMALL BUSINESS OF THE YEAR

MEDIUM BUSINESS OF THE YEAR

LARGE BUSINESS OF THE YEAR

Waste Management

Matt Crabtree

Kristin Harrison

Tiffany's Gift

LARGE BUSINESS OF THE YEAR

CHAMBER MEMBER OF THE YEAR

ENTREPENEUR OF THE YEAR

NON-PROFIT OF THE YEAR

April Vidal

Kay Harrison

Gabe Aponte

Andy Stang

Lisa Stergulz

AMBASSADOR OF THE YEAR

2015 VISIONARY AWARD

POLICE OFFICER OF THE YEAR

FIREFIGHTER OF THE YEAR

2015 CHAIRMAN’S CHOICE

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I

n 1999, two sisters took an unforgettable fly-fishing trip to Montana and had such a great time, they invited others to join in on their next trip. From this small start, "Sisters On The Fly" has grown to be the largest outdoor adventure group just for women.

Most of the 6,000 plus “Sisters” are in the US, but the group also includes a handful of members in Italy, France, Germany and Australia. Many of the ladies have vintage trailers, but it's not a requirement, and some choose camping in tents or vehicles.

Although their activities are mainly outdoors with camping, fishing, kayaking and more, they also have fun "not camping," with wine tastings, shopping trips, parties and cruises. Twice a year they hold “Sisters and their Misters” activities,

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which are open to the men in their lives.

There are hundreds of members in Southern California -- with several members in Murrieta, Temecula, Menifee, and Wildomar. Murrieta resident Anita Gunton shares, "I've met lifelong friends in this group.

I’ve never had so much fun!" Anita is the "Wrangler" for California, Nevada and Hawaii, which means she helps new members get started and comfortable.

Another Murrieta resident, Maryjane Bigler, recalls, “One of my favorite experiences with Sisters on Fly was the first time I went fly fishing. Standing in the middle of the fast flowing Kern River was a spiritual experience. I was one with nature that put an imprint on my heart forever.”

Recently, hundreds of women

just completed a "Cowgirl Caravan" following Old Route 66 from Chicago to Santa Monica.

Nearly 300 “Sisters” ended up at the Ventura Fairgrounds for a California Dreamin' event - consisting of beach parties, bands, and a trip to the old Santa Monica pier.

Anita has been busy planning the next adventure - a “Sisters on the Sea” cruise to Ensenada! This trip is open to “Sisters on the Fly” and “Sisters on the Try.” If this sounds like the kind of fun you’d love to have, be aware, there are a few rules: "No Men, No Kids, No Dogs and… Be Nice!"

For more information check out sistersonthefly.com or contact Anita Gunton at Vitameatavegamom@aol.com

Advanced Health Care Directive

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By Attorney, Rachel King

ho’s playing tug-ofwar with Bobby Kristina Brown-Whitney Houston’s daughter?

Not I, after all the poor girl has been in a coma since January. Doctors say she is brain dead. Yet, her father and grandmother are tugging on each end of her life rope. Her father wants to keep her alive, and because the 22 year old doesn’t have an Advanced Health Care Directive, who knows how long this game of tug-of-war will endure.

It's not just the famous. Not long ago, I received a call from a man whose wife was hit by a car.

Two resuscitations later, she was lying in a hospital bed, brain dead.

She was in her mid-thirties and was three months postpartum with their 3rd child. Tragic: YES! He asked me if he could take her off of life support. He told me they hadn’t gotten around to making their will or an Advanced Health Care Directive.

The vast majority of us are not prepared for misfortune. We have the best intentions, but it always seems that planning can wait. The thing is, no one is ever prepared for the unexpected, and once it’s too late, it’s too late. Period.

Prior to becoming an attorney, I couldn't have told you the difference between a Living Will and an

Advanced Health Care Directive.

But, in my current role, I have repeatedly seen the difficulties that ensue when tragedy strikes and people are unprepared. If I could save even one family from going through some of the turmoil I've seen, this article will have fulfilled its purpose.

So let’s keep it simple: There are 4 documents that can ensure you'll receive the kind of health care that you desire, should you ever become incapacitated: the Durable Power of Attorney, the Advanced Health Care Directive, the Living Will, and the Do Not Resuscitate form. Fortunately, California has simplified this by having the Advanced Health Care Directive include the Durable Power of Attorney and Living Will.

In California, an Advanced Health Care Directive allows you to give instructions regarding your own health care AND name someone else to make health care decisions for you. You can also use this form to designate whether you will donate organs and specific limitations on organ donation. For example, I know a veteran who is very serious about being an organ donor.

However, she only wants to donate her organs to save a life. Her Advanced Health Care Directive limits how her organs can be used; Yours can too.

A Power of Attorney for health care is also part of the Advanced Health Care Directive. This lets you name another person to make decisions regarding your health care if

Ask The Expert / Law /////////

41690 Ivy Street, Suite B Murrieta, CA

951-834-7715 Fax 951-319-7129 www.thelawyerking.com

you are incapable of making them.

Interestingly, you can also name a person to make health care decisions now, even if you are still capable, and you can limit the decision making power of this person. Some of the decisions you may designate include: 1) consent or refuse any treatment or procedure, 2) selection of discharge health care providers, 3) approval of tests, surgery, and medications, 4) life support, and 5) autopsy requests and how to handle your remains.

Your Advanced Health Care Directive also lets you give specific instructions about any aspect of your health care, even when you have named a Power of Attorney for health care. This can include specific directions regarding life support, pain management, and most commonly, resuscitation restrictions.

The “Do Not Resuscitate Orders” AKA, “DNR,” are included as part of the Advanced Health Care Directive.

California has specific requirements for creating a legal Advanced Health Care Directive, so talk to your attorney to understand these requirements.

The Advanced Health Care Directive can be revoked or updated at any time. Avoid a tug-of-war that can tear a family apart by making decisions for yourself before there is a stressful situation. Don't wait until it's too late!

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///////// American History

Was Rosa Parks a Victim…

We’ve all heard the story.

In the 1950s, racial segregation was rampant throughout the south. Schools, restaurants, water fountains and city buses were all divided by race.

Use of various facilities for whites only was an exclusive and protective privilege. Many whites thought that blacks were an inferior race they couldn’t understand. Blacks felt whites had an unfair monopoly on human rights and were looking for any way to tell the world about the moral injustices they faced.

These conflicts of ideals inevitably lead to historic clashes that defined the Civil Rights Movement.

One such clash happened on a warm spring day in Montgomery, Alabama. A black woman boarded a Capital Heights bus in the downtown area. She was sitting about two seats from the emergency exit in the colored section.

If the bus became crowded and the white seats in the front of the bus were filled, blacks were expected to leave their seat if a white person needed a seat. Blacks were expected to go to the back, standing if necessary.

That day, during a routine stop, a white person came aboard the bus and didn’t find a seat.

The bus driver, Robert W. Cleere, looked into his mirror and commanded that a black woman “…get up and move to the rear of the bus.”

She refused.

or a Plant by the NAACP? When the policemen arrived, she was asked one last time to “…vacate your seat.” When she refused again, the policemen forcibly removed her from the bus, and she was arrested. Her name was not Rosa Parks. It was Claudette Colvin.

Claudette Colvin took a brave stand against segregation a full nine months before Rosa Parks was famously arrested for the same offense, in the same city of Montgomery, Alabama.

Another woman, Mary Louise Smith, was forcibly removed from a Montgomery city bus for failure to give up her seat some forty days before Rosa Parks took her historic ride.

Why were Colvin and Smith lost to history?

The Answer: Politics.

The black leaders in Montgomery did not publicize Colvin's pioneering effort because she was a teenager (15) and had become pregnant while unmarried. Given the social norms of the time and her youth, the National Association for the Advancement of Colored People (NAACP) leaders worried about using her to represent their movement. In addition, Smith was a poor, high school dropout working as a maid. The NAACP instead focused their publicity on one of their own…

NAACP Secretary Rosa Parks… married, attractive and professional, Rosa was a symbol of what the NAACP was looking for.

Today, Claudette Colvin is 75 and resides in the Bronx, New York City. Louise Smith died of lung cancer in Des Moines, IA in 1997.

Then the bus driver got out of his seat walked to the defiant black woman and said “If you’re not going to get up, I’m calling a policeman.”

She refused.

Claudette Colvin

Mary Louise Smith

Rosa Parks

Historian Andrew Thompson was born and raised in Las Vegas, NV and eventually moved to Washington, DC where he became a professional tour guide and researcher. He currently resides in Murrieta with his wife and two sons. Over the last 20 years, Andrew has traveled across the country discovering a hidden treasure of forgotten American history. As the founder of Thompson Tours, a national touring company, his stories educate and entertain the small groups he accompanies on historically significant travels.

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///////// Community Corner

PWR Names Scholarship Recipients

The scholarship committee is pictured along with the recipients pictured from left to right: Tracy Blanscet, Lauren Prior, Sandy Word, Mike Dove (in behalf of India Dove), Stephanie Velasquez, Jan Duran, Ashley Persson, Lori Hoopingarner, and Lynn Lambrecht

Professional Women's Roundtable met recently to award four $1500 scholarships. Three went to local young women who graduated this year and are moving on to college. Another was awarded to a military veteran and mother of three who is returning to college to further her education.

“These ladies have all overcome some sort of setback or trial, but they have demonstrated their commitment to success and community service,” explains Lori Hoopingarner, the Scholarship Committee Chair.

“Professional Women’s Roundtable is honored to support their future success.”

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Help for Murrieta Veteran

Murrieta residents Brian and Shannon Ladd had an extra special 4th of July this year when volunteers showed up to help them with home repairs. Brian, a veteran Marine, was seriously injured during his third tour in Iraq.

The couple was chosen for the home repairs by Home Strong USA from a pool of applicants. State Farm Insurance made the project a reality with a $25,000 grant. Volunteers repaired the roof over the back porch, replaced their grass with a drought tolerant landscape and tackled the “honey do” list that had been put on the back burner since Brian’s injuries.

National Senior Health Month

Mantra Restaurant and Enduring Fitness 4U have teamed up to offer seniors FREE exercise classes throughout the month of September.

Mantra Indian Cuisine Restaurant will host free Geri-Fit® classes in their spacious banquet hall which is located next door to the restaurant at 27645 Jefferson Ave. in Temecula. Classes will be held on Tuesday and Thursday mornings from 10:30-11:15 am starting on September 1st.

Geri-Fit® is a 45-minute evidence-based strength training exercise program that’s designed to build back strength that’s been lost through the aging process. The program also works on fall prevention, balance training, flexibility and range of motion. Any senior age 65 and over is welcome to participate in the free September program.

Participants should bring a set of 2 or 3-pound dumbbell weights, a stretch band, and water to drink. Space is limited to the first 25 seniors to sign up for the free September term. To register or for more information, contact instructor, Lisa Harris, MS, RD, ACECPT, at 951-533-2612.

Reaching Out to Nepal from the Inland Valley

Community /////// Corner

In November, a work group of volunteers led by Habitat for Humanity Inland Valley will be participating in the Carter Work Project 2015 in Pokhara, Nepal to build 100 strong, permanent homes. The group will work in partnership with families currently living in makeshift shelters following the catastrophic earthquakes that rocked the region earlier this year.

While beautiful, Nepal is one of the world's poorest countries with around 40 percent of the population living below the poverty line. Habitat for Humanity has worked in Nepal for more than 20 years and is moving quickly to help repair the lives of those affected by the earthquakes.

The group will attend the project headed by former U.S. President Jimmy Carter and former First Lady Rosalynn Carter along with thousands of additional volunteers from around the world. To help offset cost, the local group of volunteers is accepting donations to help with travel expenses at www.habitativ.org/donatetocwp. For more information or to get involved in the project, visit www.habitativ.org/carterworkproject or call 951-296-3362.

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