Who WeAre
Blair Allen Financial, Incorporated (BAF) Blair Allen Financial, Incorporated (BAF) is more than a big idea it’s a purpose-driven, vertically integrated, tech-powered ecosystem designed to unify and elevate the real estate experience. Spanning real estate, property management, mortgage, insurance, and capital investments, BAF brings these industries together through a seamless infrastructure.
Our three-tiered framework proprietary technology, advanced training, and equity-driven wealthbuilding forms the foundation of a scalable model that delivers efficiency, opportunity, and financial growth. While BAF continues to grow and innovate, it will always remain a family of companies with a shared mission: to help our customers and team members build real, lasting wealth.
By operating as one intelligent, integrated system, BAF reduces friction, accelerates transactions, and empowers people at every level to achieve long-term success
Introducing a Sustainable & Scaleable Business Ecosystem
Market Size & Projections
The $759 Billion Opportunity
BAF is transforming finance with its AI-powered ISTM technology, integrating: Real Estate, Lending, Insurance, and Investing
The financial industry remains fragmented and outdated, creating high costs, inefficiencies, and slow approvals.
Competitive Analysis
Breaking the barriers: BAF vs. Outdated Financial Systems
Traditional banks and fintech startups either rely on outdated infrastructure or narrow service offerings; BAF uniquely integrates real estate, lending, insurance, and investments into a seamless, AI-powered ecosystem.
Wells Fargo, JPMorgan Chase, BOA Traditional Banks Large customer base, regulatory trust
Legacy infrastructure, slow approvals, high fees Rocket Mortgage, Better.com
Faster digital applications, online experience Single-service focus, limited AI automation Lemonade, Policygenius
AI-driven underwriting, direct-toconsumer model
Narrow focus, lacks integration with other financial services
Low-cost trading, automated wealth management
Limited financial ecosystem, lacks real estate & lending integration
The Problem
With years of experience, we understand the challenges that real estate and financial service face. Traditional siloed systems create inefficiencies, increase costs, and complicate the customer journey. BAF’s AI-powered financial ecosystem eliminates these barriers seamlessly integrating industries, optimizing operations, reducing expenses, and delivering a superior customer experience.
Disconnected Services
Expensive & Slow Limited AI Adoption
Key Challenges:
Operational Inefficiencies: Disconnected systems hinder data integration, leading to manual processes and delays.
Increased Costs: Managing separate systems elevates expenses due to duplicated efforts and inefficiencies.
Delayed Transactions: Lack of integrated technology prolongs transaction times, frustrating customers and potentially leading to lost business.
Customer/TeamProblem
CUSTOMER FRICTION
7 2 % of homebuyers say the process is frustrating
Manual processes leading to delays
Deal failures near closing Appraisal Issues
3 5 % of mortgage applications are delayed due to manual processing
Repetitive Data Entry
Manual Document Collection Challenged Ecosystem Collaborations
WhatMakesThisVenturePossible?
5 PILLARS OF SUCCESS THAT DIFFERENTIATES US
ThreeTieredFramework
Revolutionarywealth-buildingstructureto recruit,train,andretain(RTR)topperformers
Industry-leadingcompensationandgrowth opportunities
CohesiveFamilyofCompanies
Unifiedsubsidiariesworkingtogethertomaximize operationalefficiencyandrevenue
Strategic alignment across real estate, finance, and technology for seamless transactions.
DisruptedBusinessModel
Redefining financial services by integrating AIdriven automation across real estate, lending, insurance,andcapital.
Eliminating inefficiencies and increasing profitabilitythroughafullyconnectedecosystem
Proven leadership team managed over $35 billioninfinancialservices
Extensive track record in scaling and growing technolgie solutions and service organizationsacrossallverticals
ProvenManagementTeam
Three Tier’dFramework
BAF’s Three-Tiered Framework: Empowering Top 1% Talent
1
ITSM Technology
Our vertically integrated, multi-tenant extendable platform delivers predictive insights and modeling across the BAF ecosystem, driving smarter decisions and maximizing performance.
2
BAU Training & Education
A real-time, gamified training system that empowers team members within their verticals while promoting cross-vertical learning, ensuring continuous skill development and innovation.
The BAF Advantage: We recruit and retain the top 1% by combining intelligent data, education, and financial performance awards, ensuring our talent thrives in a system designed for growth success, and legacy creation
3
Financial Performance & Wealth Creation
We track individual and team financial production, rewarding top performers with BAF ownership shifting agents from transactional sales to long-term wealth-building.
IMPACT: This is for both customer and team member, end result is building wealth for team members and consumers. Consumers move beyond service based transactions into wealth creation
BAH Cohesive Family Of Companies
(Blair Allen Luxury Real Estate)
Disruptive Business/Data Model
V e r t i c a l ly I n t e g r a t e d T e c h n o l o g y
Team BAPM Team
Team BAI Team
Single Sign-On
Single Glass Pane of All Data
Improved Customer Journey Improved Team Member Journey
UNIFIED SOLUTION
Share transaction data with team members & business leadership BAC Team
True Orchestration via APIs & Web-hooks
No need to recreate eXp products
Faster GTM
Single domain for all customers
Access to Intelligent data
Website Management Engine
Customer Lead and Communications Engine
Transaction Management Engine
Learning Management Engine (LMS)
Financial Management Engine
HR Management Engine
Business Intelligence Engine
BAT ITSM SERVICES
Governance&Security
At Blair Allen Technology (BAT), governance and security are not just regulatory checkboxes they are the foundation of our AI-powered financial ecosystem. We operate in highly regulated industries, where data integrity, compliance, and risk management are paramount.
Governance:
Board & Risk Committees
Oversight on compliance, risk management, and financial stability.
Security:
Investor Protection
REIT-compliant, distributing 90% of taxable income
Regulatory Adherence
SEC, CFPB, and
Secure data handling, risk mitigation, and regulatory alignment.
ISO 27001 & ITSM Standards Encrypted Transactions
Secure financial operations across real estate, lending, and investments.
AI-Powered Fraud Prevention
and ensure compliance.
RiskMitigation Strategy
Proactive, AI-Powered Protection Across the Ecosystem
Results:
Market Risk Diversification:
Integrated financial ecosystem ensures diversified revenue streams, minimizing sector-specific risks
Automated Regulatory Compliance:
Continuous AI-driven updates aligning proactively with evolving regulations (SEC, CFPB, FINRA)
Reduced operational & regulatory risks
Increased financial stability & scalability
Confident expansion into new markets
AI-Driven Data Security & Fraud Prevention:
Advanced encryption and predictive monitoring reduce cyber threats and fraud risks
$34B
$900M+ managed financial services years of cumulative experience real estate transactions
150+ 3+
AI & finance innovator with 30+ years of industry experience; grew previous mortgage ventures by 300%.
$1B+
Division Leadership
Josiah LaFrance (BAC -Capital)
Carey Chapman (BALR -Real Estate)
Joel Johnston (BAPM -Property Mgmt)
Zachery Blair (BAM - Mortgage)
Michael Monteleone (BAI -Insurance)
Meredith Weber (BAU -United Needs)
John Flint (BACF -Capital Fund)
Ret. Colonel John Weber (BAF Advisor)
Ret. MstSrgt. Paul Stroud (BAF Advisor)
Go-To-Market Strategy
Accelerating Growth with a Strategic AI-Driven Rollout. Market traction already achieved and generating revenue in mortgage and insurance.
Target High-Growth Regions First:
Immediately entering underserved, fastgrowing markets (Rapid City Phoenix Billings)
Strategic Industry Partnerships:
Leveraging partnerships with real estate developers, military bases (Ellsworth, Luke AFB) and fintech platforms
Implementing predictive analytics and targeted digital marketing
AI-Powered Customer Acquisition: Rapid, Low-Cost Expansion:
AI-driven platform enables cost-efficient scaling into new states, leveraging existing licenses and compliance frameworks
Proof of Execution & Timeline
Blair Allen Corp (BAC) Founded
Jason Blair builds and launches top -of-funnel sales & marketing solutions that Increased several mature mortgage businesses by 300% Technology was evolved from Wordpress to NNextjs, Nodejs and Strapi
BA Holdings, LLC (BAH)
BAH launches Blair Allen Insurance LLC (BAI) -23 licensed states, 30 carriers.
BAH acquires IP from BAC
Initial Founder Seed Raise Took on several key Partners Launches Blair Allen Mortgage (BAM) -42 states 140 investors) Launches Blair Allen Technology, LLC (BAT)
BAH secures 18 strategic partners
BAH secures IP deal with Orchatect for ITSM frameworkfor North America - real estate & financial services verticals
Launched and 60% equity acquired by BAH for all BAH IP and 100% ownership of all BAH subsidiaries
BAF launches Blair Allen Luxury Real Estate, LLC (BALR)
BAF launches Blair
Property Managment, LLC (BAPM)
BAF Current
BAF secures executive team
BAF positions itself to raise $20M in equity to accelerate subsidiary growth
Executive team launches Blair Allen Capital , Inc (BAC)
Future
Grow and scale each subsidary into AZ, MT, and SD markets
Launch United Needs (501c3) to compliment the BAF ecosystem
BAH Expansion Blair Allen Financial, Inc (BAF)
Strategic Partnerships & Industry Collaboration
Fintech & Financial Integrations:
Strategic partnerships with leading fintech providers and financial institutions to accelerate adoption of BAF’s AI technology, rapidly expanding market reach and scalability
Regulatory Leadership:
Direct collaboration with key regulators (SEC, FINRA, CFPB) to proactively shape and streamline compliance standards, setting industry benchmarks.
Cross-Industry Collaboration:
Partnerships with premier real estate developers, banks insurers, and capital investors rapidly drive adoption and reinforce BAF’s credibility.
Global Growth Potential:
Strategic alliances create pathways for rapid national and international market expansion, ensuring scalable, sustainable growth
S W O T
Strengths Weaknesses
BAF’s integrated ecosystem, technology, and leadership provide a competitive edge.
High capital needs and market dependencies pose challenges for BAF.
Opportunities Threats
Expansion and technological advancements offer growth potential.
Economic volatility and competition threaten BAF’s market position
Revenue Model & Monetization Strategy
AI Licensing & Technology
(PrmaryRevenueDrver)
Licensing BAF’s proprietary AI tools for underwriting, compliance, and predictive analytics
1 2 3 4
Capital & Asset Management
(PrmaryRevenueDrver)
Management fees from AI-powered real estate investment strategies
Transaction & Underwriting Fees
Fees from AI-accelerated mortgage origination, real estate transactions, and insurance underwriting (RecurrngRevenueStreams)
Cross-Vertical Synergies
Each customer interaction in one subsidiary creates monetization opportunities across the entire BAF ecosystem, increasing lifetime value. (RecurrngRevenueStreams)
Financial Offering
Join Us in Transforming the Future of Financial Services
Why Invest in BAF?
First-mover advantage in the $15.5T financial services industry
Proven, experienced team with a strong track record of execution
Clearly defined exit strategy with projected investor IRR of 73% over 60 Months
Funding Goal: $20M
Series A
Authorized Shares: 50 million
Equity Offering: 20% of the company is being offered, representing 10 million common shares. This implies a postmoney valuation of $100 million, with each common share priced at $2.00.
5 Year Consolidated
$202.4M $70.9M EOY5 Gross Rev EOY5 Net Profit
Clear Path to Profitability & Sustainable Growth
Key Financial Metrics:
EBITDA Margin: 35% (Year 5)
Break-even: Expected in Year 2–3
Runway: Current funding ensures a clear runway to sustainable profitability by Year 3 (Year 5)
Primary Growth Drivers:
AI-driven cost reductions (operational efficiencies)
Scalable, recurring revenue streams (licensing, transaction fees)
Strong regulatory support accelerating market penetration
$20M
Allocation of Funds by Divisions
Use of Funds & Growth Strategy
Key Growth Initiatives: AI-powered financial infrastructure, customer acquisition, regulatory positioning.
BAF - Operations & HR ($6M)
BAT -Technology & AI ($3M)
BALR - Real Estate Sales ($2.5M)
BAI - Insurance Services ($1.5M)
BAM - Mortgage ($1M)
BAPM - Property Management ($1M)
BAC - Capital Investment ($5M)
ThePowerof Proprietary Technology
How Proprietary Technology Drives Growth, Scale & Market Dominance
Why Proprietary Tech Matters:
Drives valuation growth through unique, defensible IP. Enables scalability across multiple industries. Enhances ecosystem control, reducing reliance on third parties. Creates sustainable competitive advantages over market peers.
Valuation & Investor Returns (IRR)
Projected Valuation & High-Return Investment Potential
$555M - $2.5B
Projected Gross Revenue Valuation
35%
Targeted EBITDA Margin
ESTIMATED INDUSTRY BENCHMARKS
Exit Strategy
Clear Paths to a Multi-Billion Dollar Exit
Target Valuation (5 yrs): $555M+
Expected IRR: 73%
Equity Multiple: 5-25x
OrganicGrowth ThroughMarketShare
InitialPublicOffering
StrategicMerge/ Acquisition
BAF will expand its AI-driven financial ecosystem nationally capturing market share across real estate mortgage, insurance, and investments, driving longterm profitability and valuation growth
With a strong financial foundation and scalable AI infrastructure, BAF aims to go public, providing investors with high-value liquidity while accelerating expansion and market penetration
BAF’s vertically integrated platform positions it as an attractive acquisition target for major financial institutions or fintech firms seeking AI-powered efficiency and end-to-end financial solutions
Investment Disclosure
THE UNITS OR SHARES ARE OFFERED SUBJECT TO THE ACCEPTANCE BY BLAIR ALLEN FINANCIAL INC. (“BAF”) OF OFFERS BY PROSPECTIVE MEMBERS. BAF MAY REJECT ANY OFFER IN WHOLE OR IN PART AND NEED NOT ACCEPT OFFERS IN THE ORDER RECEIVED
THIS OFFERING IS BEING MADE IN RELIANCE UPON THE AVAILABILITY OF AN EXEMPTION FROM THE REGISTRATION PROVISIONS OF THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”) BASED UPON BAF’S INTENDED COMPLIANCE WITH THE PROVISIONS OF REGULATION D UNDER SUCH ACT ACCORDINGLY A SALE WILL NOT BE MADE TO ANY PERSON UNLESS BAF HAS REASONABLE GROUNDS TO BELIEVE, AND DOES BELIEVE, IMMEDIATELY PRIOR TO MAKING SUCH SALE THAT SUCH PERSON IS A SUITABLE MEMBER AS DESCRIBED IN THE SECURITIES LAWS. See “Member Suitability.”
(Year 5)(Year 5)
THE UNITS OR SHARES HAVE NOT BEEN APPROVED BY THE SECURITIES AND EXCHANGE COMMISSION (THE “COMMISSION”) OR THE STATE SECURITIES AUTHORITIES OF ANY STATE, NOR HAS THE COMMISSION OR ANY STATE SECURITIES AUTHORITY PASSED UPON THE ACCURACY OR ADEQUACY OF THIS MEMORANDUM ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE.
THE UNITS OR SHARES OFFERED HEREBY HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OR THE SECURITIES LAWS OF ANY STATE AND ARE BEING OFFERED AND SOLD IN RELIANCE ON EXEMPTIONS FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND SUCH LAWS. AS A RESULT, THE UNITS OR SHARES MAY BE SOLD, TRANSFERRED OR OTHERWISE DISPOSED OF ONLY IF, AMONG OTHER THINGS, SUCH TRANSACTION IS REGISTERED OR, IN THE OPINION OF COUNSEL, ACCEPTABLE TO BAF, SUCH TRANSACTION IS EXEMPT FROM THE REGISTRATION PROVISIONS OF THE SECURITIES ACT AND APPLICABLE STATE SECURITIES LAWS
THIS MEMORANDUM DOES NOT CONSTITUTE AN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO PURCHASE UNITS OR SHARES TO ANY PERSON IN ANY JURISDICTION IN WHICH AN OFFER OR SOLICITATION IS UNLAWFUL OR NOT AUTHORIZED SUBJECT TO THE PRECEDING SENTENCE, THIS MEMORANDUM IS INTENDED FOR THE EXCLUSIVE USE OF THE PERSON WHOSE NAME APPEARS IN THE SPACE BELOW(THE “OFFEREE”) ANY REPRODUCTION OF THIS MEMORANDUM, IN WHOLE OR IN PART, OR THE DIVULGENCE OF ITS CONTENTS, WITHOUT THE PRIOR WRITTEN CONSENT OF BAF, IS PROHIBITED. THE OFFEREE, BY ACCEPTING DELIVERY OF THIS MEMORANDUM, AGREES TO RETURN THIS MEMORANDUM AND ALL ENCLOSED DOCUMENTS TO BAF IF (i) THE OFFEREE DOES NOT SUBSCRIBE TO PURCHASE ANY OF THE UNITS OR SHARES OFFERED HEREBY, (ii) THE OFFEREE’S SUBSCRIPTION IS NOT ACCEPTED OR (iii) THE OFFERING IS TERMINATED FOR ANY REASON.
THIS MEMORANDUM SUPERSEDES ALL PREVIOUSLY PROVIDED MATERIALS, IF ANY NO PERSON IS AUTHORIZED TO GIVE ANY INFORMATION OR TO MAKE ANY REPRESENTATIONS OTHER THAN THOSE CONTAINED IN THIS CONFIDENTIAL PRIVATE PLACEMENT MEMORANDUM, AND, IF GIVEN OR MADE, SUCH INFORMATION OR REPRESENTATIONS MUST NOT BE RELIED UPON AS HAVING BEEN AUTHORIZED
NEITHER THE DELIVERY OF THIS CONFIDENTIAL PRIVATE PLACEMENT MEMORANDUM NOR ANY SALE MADE HEREUNDER SHALL, UNDER ANY CIRCUMSTANCES, CREATE ANY IMPLICATION THAT THERE HAS BEEN NO CHANGE IN THE AFFAIRS OF BAF SINCE THE DATE HEREOF OR THAT THE INFORMATION CONTAINED HEREIN IS CORRECT AS OF ANY TIME SUBSEQUENT TO ITS DATE OFFEREES ARE NOT TO CONSTRUE THE CONTENTS OF THIS CONFIDENTIAL PRIVATE PLACEMENT MEMORANDUM OR ANY PRIOR OR SUBSEQUENT COMMUNICATIONS AS LEGAL, TAX OR INVESTMENT ADVICE. EACH OFFEREE SHOULD CONSULT HIS OWN COUNSEL, ACCOUNTANT OR BUSINESS ADVISOR AS TO LEGAL, TAX AND RELATED MATTERS COVERING THE UNITS OR SHARES OFFERED HEREBY
DURING THE COURSE OF THE OFFERING MADE HEREBY AND PRIOR TO THE PURCHASE OF UNITS OR SHARES, EACH OFFEREE OF UNITS OR SHARES AND HIS PURCHASER REPRESENTATIVE(S), IF ANY, ARE INVITED TO ASK QUESTIONS OF, AND TO OBTAIN ADDITIONAL INFORMATION FROM MANAGING MEMBER CONCERNING THE TERMS AND CONDITIONS OF THE OFFERING BAF AND ANY OTHER RELEVANT MATTERS, INCLUDING, ADDITIONAL INFORMATION TO VERIFY THE ACCURACY OF THE INFORMATION IN THIS MEMORANDUM TO THE EXTENT THE FOREGOING POSSESS SUCH INFORMATION OR CAN ACQUIRE IT WITHOUT UNREASONABLE EFFORT OR EXPENSE. IN ORDER TO BE RELIED UPON BY THE OFFEREE ANY SUCH ADDITIONAL INFORMATION OR ANSWERS TO QUESTIONS MUST BE IN WRITING, MUST BE IDENTIFIED AS SUCH, MUST BE DELIVERED AFTER THIS MEMORANDUM, AND MUST BE PROVIDED BY MANAGING MEMBER ALL DOCUMENTS REASONABLY RELATED TO THIS INVESTMENT WHICH DO NOT ACCOMPANY THIS MEMORANDUM AS EXHIBITS WILL BE MADE AVAILABLE TO THE OFFEREE (OR TO ANY PURCHASER REPRESENTATIVE(S) RETAINED TO ADVISE HIM/HER WITH RESPECT THERETO) UPON REQUEST
Join us in revolutionizing real estate and financial services. Let’s build smarter, faster, and more sustainable wealth together.
Jason Blair - CEO & Chairman jb@blairallen.com, (253) 670-3080
Gary Lorenz - C00 & Director gary@blairallen.com, (319) 429-4796
Angie Ison - CFO & Director angie@blairallen.com, +61 408 015 248
Alex Nahai - CLO & Director alex@blairallen.com, (310) 869-9866
(855) 702-0000 www.blairallen. com
info@blairallen.com