BAF PTCH DECK FINAL

THE AI-POWERED REAL ESTATE & FINANCIAL SERVICES ECOSYSTEM Simplifying the financial journey of consumers and team members through an ecosystem of companies with a proprietary AI software and platform.

Funding Round: Seed www.blairallen.com Copyright (C) 2025. All Rights Reserved Blair Allen Financial, Incorporated

BLAIR ALLEN Date: March 2025

Blair Allen Financial (BAF) is a Delaware C-Corp transforming the fragmented, outdated world of real estate, mortgage, insurance, property management, and capital markets. At our core is a proprietary, AI-powered IT Service Management (ITSM) platform engineered to replace outdated systems with a seamless, vertically integrated infrastructure—cutting time, reducing costs, and driving profitable, data-driven outcomes.

Who We Are

Unlike traditional providers, BAF owns the entire stack. Every transaction, touchpoint, and outcome flows through one orchestrated ecosystem—making us not just a disruptor, but the new benchmark for efficiency and scale.

Family of Companies (Owned 100% by BAF):

Replacing legacy, fragmented, and inefficient systems with one orchestrated, proprietary AI-powered ecosystem unifying real estate and financial services.

BA

C

BA

BA

I

P

M

CF

R

BA

BA

L

UN

M

BAT ITSM

B

A

BALR – Luxury Real Estate BAM – Mortgage BAI – Insurance BAPM – Property Management BAC – Capital Investments BAT – Technology & ITSM Platform Our Mission: To help customers and team members build real, lasting wealth through one intelligent, integrated system that unifies and elevates every aspect of the real estate and financial journey.

5 Pillars of Success: Proven Management Team Vertically Integrated Technology Cohesive Family of Companies Three-Tiered Framework: Proprietary Technology Advanced Training Equity-Driven Wealth Building Diversified, Risk-Tolerant Business Model Spanning Multiple Companies N E X T

Investor Opporunity & Projected Returns 50M

BAF Authorized Common Shares

$3M

Phase 1: Safe / 25% Discount - Valuation Cap

$17M Phase 2: Priced Equity

20%

In Exchange For 10M Common Shares

$100M

Post Money Investment Valuation

BAF Projected Year 5 Performance Revenue: $202.4 million EBITDA Margins: ~35% BAF Exit Valuation Potential (Based on AI & ITSM Platform Comps) Conservative Case: 5.5× Revenue → ~$1.1 billion valuation Mid Case: 10× Revenue → ~$2.0 billion valuation High Case: 15× Revenue → ~$3.0 billion valuation AI Tech & ITSM Valuation Benchmarks ServiceNow: 15–20× revenue Snowflake: 20–25× revenue UiPath: 8–10× revenue Vertical SaaS (Private): 6–12× revenue BAF Projected Investor Returns Estimated Annual IRR: 52–88% over 5–7 years Pro-Rata Stake Value (20% Ownership): Low Case: ~$220 million Mid Case: ~$400 million High Case: ~$600 million BAF Projected Investment Term: We are seeking accredited investors for an anticipated 7-year investment targeting strong returns through dividends, IPO, or strategic acquisition.

AI-powered ITSM platforms command premium valuations as they scale.

Recurring, multi-vertical revenue across real estate, mortgage, insurance, and property management.

Scalable infrastructure designed for nationwide growth and high margins.

N E X T

Market Size & Projections Subsidiary

Market Segment

Total Market Size ($)

Commission Revenue Rate

TAM ($) (Revenue Potential)

SAM (6%) ($)

SOM (1%) ($)

BALR

Real Estate (Residential & Commercial)

$27.44T

3% (Residential), 2% (Commercial)

$565.42B

$33.93B

$339.30M

TAM (TM x Commissions)

BAPM

Multifamily Property Management

BAM

Mortgage (Residential & Commercial)

$80.31B

8% (Mgmt Fees)

$6.42B

$385.49M

$3.85M

$3.29T

2.25% (Residential), 1% (Commercial)

$67.27B

$4.04B

$40.40M

$759 B

SAM (50/3 STATES = 6%)

BAI

Insurance (P&C & Health)

$2.01T

6% (Premium Commissions)

$120.65B

$7.24B

$72.4M

$45.6B

Total

-

$32.82T

-

$759.76B

$45.60B

$456.00M

SOM (1% SAM)

$456.00M Projected Growth: AI-driven financial services exceeding $130B by 2030. Each segment’s TAM is based on total U.S. market size and standard commission rates. SAM is defined as 6% of TAM (representing 3 out of 50 U.S. states). SOM is calculated at 0.30% of SAM, reflecting a conservative market share estimate. Sources: National Association of Realtors (NAR), Statista, National Multifamily Housing Council (NMHC), LendingTree Mortgage Market Statistics,Mortgage Bankers Association (MBA), Health Insurance Broker Industry Standards N E X T

Real Estate

Lending

Investing

Market Context The financial industry remains fragmented and outdated, creating high costs, inefficiencies, and slow approvals.

The $759 Billion TAM Opportunity BAF is transforming finance with its AI-powered ISTM technology, integrating: Real Estate, Lending, Insurance, and Investing

Why Now?

Massive Market Demand

AI & Machine Learning Revolution

Regulatory Support

Consumers are demanding a faster seamless experience.

Financial AI adoption expected to surpass $130B by 2030.

AI-driven compliance & risk management are changing the game.

N E X T

Competitive Analysis

Breaking the barriers: BAF vs. Outdated Financial Systems

Traditional banks and fintech startups either rely on outdated infrastructure or narrow service offerings; BAF uniquely integrates real estate, lending, insurance, and investments into a seamless, AI-powered ecosystem.

Company

Industry Focus

Strengths

Weaknesses

Wells Fargo, JPMorgan Chase, BOA

Traditional Banks

Large customer base, regulatory trust

Legacy infrastructure, slow approvals, high fees

Rocket Mortgage, Better.com

Mortgage Fintech

Faster digital applications, online experience

Single-service focus, limited AI automation

Lemonade, Policygenius

Insurance Fintech

AI-driven underwriting, direct-toconsumer model

Narrow focus, lacks integration with other financial services

Robinhood, Wealthfront

Investment Fintech

Low-cost trading, automated wealth management

Limited financial ecosystem, lacks real estate & lending integration

N E X T

The Problem With years of experience, we understand the challenges that real estate and financial service face. Traditional siloed systems create inefficiencies, increase costs, and complicate the customer journey. BAF’s AI-powered financial ecosystem eliminates these barriers—seamlessly integrating industries, optimizing operations, reducing expenses, and delivering a superior customer experience.

Disconnected Services

Expensive & Slow

Limited AI Adoption

Key Challenges: Operational Inefficiencies: Disconnected systems hinder data integration, leading to manual processes and delays. ​ Increased Costs: Managing separate systems elevates expenses due to duplicated efforts and inefficiencies. ​ Delayed Transactions: Lack of integrated technology prolongs transaction times, frustrating customers and potentially leading to lost business.

Process

Time Lost

Added Cost

Source

Real Estate Transactions

10-15 days due to disconnected workflows

$1,500 per transaction in wasted agent time

NAR

Mortgage Approvals

30-60 days

$7,000 - $9,000 per loan in inefficiencies

Fannie Mae

Insurance Processing

7-10 days

Increased closing costs by 2-3% due to manual processes

McKinsey & Co.

Title Search & Closing

4-7 days

$500 - $1,000 per transaction

ALTA

The Result?

A frustrating, inefficient experience for consumers & professionals.

20%

of time wasted is primarily due to communication gaps, leading to closing delays (Source: NAR) N E X T

Customer / Team Problem

72%

Current landscape of how it works today

1

CUSTOMER FRICTION of homebuyers say the process is frustrating

Manual processes leading to delays

Real Estate Expert

The Real Estate Journey Today

Deal failures near closing Appraisal Issues

Mortgage Expert

2 TEAM MEMBER FRICTION

Insurance Expert

3

35%

of mortgage applications are delayed due to manual processing

Repetitive Data Entry

4

Title & Escrow

Manual Document Collection Challenged Ecosystem Collaborations

N E X T

What Makes This Venture Possible?

5 PILLARS OF SUCCESS THAT DIFFERENTIATES US

Three Tiered Framework Revolutionary wealth-building structure to recruit, train, and retain (RTR) top performers Industry-leading compensation and growth opportunities

Cohesive Family of Companies

Disrupted Business Model

Unified subsidiaries working together to maximize operational efficiency and revenue.

Strategic alignment across real estate, finance, and technology for seamless transactions.

Redefining financial services by integrating AIdriven automation across real estate, lending, insurance, and capital.

Eliminating inefficiencies and increasing profitability through a fully connected ecosystem.

Vertically Integrated Technology Proprietary, highly scalable multi-tenant ITSM framework Advanced front-end tools for seamless operations

Proven Management Team Proven leadership team managed over $35 billion in financial services Extensive track record in scaling and growing technolgie solutions and service organizations across all verticals

N E X T

Three Tier’dFramework

1

ITSM Technology

2

BAU Training & Education

3

Financial Performance & Wealth Creation

Our vertically integrated, multi-tenant extendable platform delivers predictive insights and modeling across the BAF ecosystem, driving smarter decisions and maximizing performance.

A real-time, gamified training system that empowers team members within their verticals while promoting cross-vertical learning, ensuring continuous skill development and innovation.

BAF’s Three-Tiered Framework: Empowering Top 1% Talent The BAF Advantage: We recruit and retain the top 1% by combining intelligent data,

We track individual and team financial production, rewarding top performers with BAF ownership— shifting agents from transactional sales to long-term wealth-building.

education, and financial performance awards, ensuring our talent thrives in a system designed for growth, success, and legacy creation.

IMPACT: This is for both customer and team member, end result is building wealth for team members and consumers. Consumers move beyond service based transactions into wealth creation

N E X T

BAH Cohesive Family Of Companies WHY ALL SUBSIDIARIES MATTER

BACF BALR

BAI

(Blair Allen Luxury Real Estate)

(Blair Allen Insurance

3 STATES SALES & MARKETING ENGINE DYNAMIC LEAD GENERATION CONNECTED TO ITSM

23 STATES 30 NATIONAL CARRIERS 1,000+ PRODUCTS

BAC

BAPM

(Blair Allen Property Management)

INVESTOR PORTAL TENANT PORTAL CONNECTED TO ITSM

(Blair Allen Capital)

BAM (Blair Allen Mortgage)

42 STATES 125 + SF INVESTORS 700 + COMMERCIAL INVESTORS CONNECTED TO ITSM

BAT

AI-GUIDED WHOLESALE & FIX & FLIP ACQUISITIONS CAPITAL DEPLOYMENT

(Blair Allen Technology)

CORE AI ITSM INFRASTRUCTURE POWERS AND CONNECTS ALL SUBSIDIARIES - WE OWN THE DATA - PREDICTIVE MODELING N E X T

CROSS-SUBSIDIARY DATA FLOWS REDUCE RISK & MAXIMIZE MARGINS

Disruptive Business/Data Model

BAF ITSM PLATFORM FUNCTIONS: MARKETING MANAGEMENT COMMUNICAITONS MANAGEMENT DOCUMENT-TRANSACTION MANAGMENT FINANCIAL MANAGEMENT OPERATIONS MANAGEMENT

40% faster closings

1

Real Estate Expert

2

Mortgage Expert

3

Insurance Expert

4

Title Escrow

75%

of enterprises are actively integrating ITSM for efficiency

Investors Underwriters

Appriasers

Customer Benefits: Seamless Experience, AI-Driven Approvals, Faster Closings, and Complete Transparency.

Inspectors

WEALTH CREATION

Faster, More Transparent, & Cost-Efficient Transactions

Team Benefits: Unified Workflow, AI Automation, Real-Time Updates, and Scalability.

35%

lower fraud risk

96% of IT leaders report positive results from ITSM software

Vertically Integrated Technology

BALR Team

BAPM Team

BAM Team

BAI Team

UNIFIED SOLUTION

BAC Team

True Orchestration via APIs & Web-hooks

BAT ITSM FRAMEWORK

No need to recreate eXp products Faster GTM

Single Sign-On

Improved Customer Journey

Single domain for all customers

Single Glass Pane of All Data

Improved Team Member Journey

Access to Intelligent data Share transaction data with team members & business leadership

BAT ITSM SERVICES Website Management Engine BALR

BAPM

BAM

Customer Lead and Communications Engine Transaction Management Engine Learning Management Engine (LMS) Financial Management Engine

BAC

BAI

Service Automation Platform

Services

Operations

Financial

Revenue

Marketing

Analytics

HR Management Engine Business Intelligence Engine

Governance & Security At Blair Allen Technology (BAT), governance and security are not just regulatory checkboxes—they are the foundation of our AI-powered financial ecosystem. We operate in highly regulated industries, where data integrity, compliance, and risk management are paramount.

Governance:

Security:

Board & Risk Committees

ISO 27001 & ITSM Standards

Oversight on compliance, risk management, and financial stability.

Secure data handling, risk mitigation, and regulatory alignment.

Investor Protection

Encrypted Transactions

REIT-compliant, distributing 90% of taxable income.

Secure financial operations across estate, lending, and investments.

Regulatory Adherence

AI-Powered Fraud Prevention

SEC, CFPB, and FINRA compliance with realtime reporting.

Real-time monitoring to detect threats and ensure compliance.

Results

01 Real-Time Risk Management

02 real

Automated Regulatory Compliance

03 Advanced Data Security

Risk Mitigation Strategy

Results: Reduced operational & regulatory risks

Proactive, AI-Powered Protection Across the Ecosystem

Increased financial stability & scalability Confident expansion into new markets

Market Risk Diversification:

Automated Regulatory Compliance:

AI-Driven Data Security & Fraud Prevention:

Integrated financial ecosystem

Continuous AI-driven updates

Advanced encryption and predictive

ensures diversified revenue streams,

aligning proactively with evolving

monitoring reduce cyber threats and

minimizing sector-specific risks.

regulations (SEC, CFPB, FINRA).

fraud risks.

N E X T

Proven Management

Division Leadership

$34B

Josiah LaFrance (BAC -Capital)

managed financial services

150+

years of cumulative experience

$900M+

Jason Blair

Gary Lorenz

AI & finance innovator with 30+ years of industry experience; grew previous mortgage ventures by 300%.

Strategic operations expert; previously managed $33B+ at Wells Fargo.

CEO, FOUNDER, & CHAIRMAN

COO & DIRECTOR

Carey Chapman (BALR -Real Estate) Joel Johnston (BAPM -Property Mgmt.)

Zachery Blair (BAM - Mortgage) Michael Monteleone (BAI -Insurance)

real estate transactions

Meredith Weber (BAU -United Needs)

$1B+

John Flint (BACF -Capital Fund)

3+

Ret. MstSrgt. Paul Stroud (BAF Advisor)

Ret. Colonel John Weber (BAF Advisor)

structured transactions

successful exits

Angie Ison

Alex Nahai

Financial expert with track record managing $900M+ global real estate assets.

Legal executive with $1B+ in structured real estate transactions; former senior counsel at FOX.

CFO & DIRECTOR

CLO & DIRECTOR

N E X T

Go-To-Market Strategy Accelerating Growth with a Strategic AI-Driven Rollout. Market traction already achieved and generating revenue in mortgage and insurance.

Target High-Growth Regions First:

AI-Powered Customer Acquisition:

Immediately entering underserved, fastgrowing markets (Rapid City, Phoenix, Billings)

Implementing predictive analytics and targeted digital marketing

Strategic Industry Partnerships:

Rapid, Low-Cost Expansion:

Leveraging partnerships with real estate developers, military bases (Ellsworth, Luke AFB), and fintech platforms

AI-driven platform enables cost-efficient scaling into new states, leveraging existing licenses and compliance frameworks

N E X T

Proof of Execution & Timeline Phase 01

Phase 03

Phase 04

BAH Expansion

Blair Allen Financial, Inc (BAF)

Blair Allen Corp (BAC) Founded

Jason Blair builds and launches top -of-funnel sales & marketing solutions that Increased several mature mortgage businesses by 300%.

Technology was evolved from Wordpress to NNextjs, Nodejs and Strapi.

Phase 02

BAH launches Blair Allen Insurance, LLC (BAI) -23 licensed states, 30 carriers.

BA Holdings, LLC (BAH) BAH acquires IP from BAC Initial Founder Seed Raise. Took on several key Partners Launches Blair Allen Mortgage (BAM) -42 states, 140 investors) Launches Blair Allen Technology, LLC (BAT)

2018-2022

2023

Milestone 1

BAH secures 18 strategic partners.

BAH secures IP deal with Orchatect for ITSM framework.for North America - real estate & financial services verticals

Launched and 60% equity acquired by BAH for all BAH IP and 100% ownership of all BAH subsidiaries.

BAF launches Blair Allen Luxury Real Estate, LLC (BALR) BAF launches Blair Property Managment, LLC (BAPM)

2024

2025

Milestone 2

Phase 05 BAF Current

Phase 06 BAF secures executive team BAF positions itself to raise $20M in equity to accelerate subsidiary growth Executive team launches Blair Allen Capital , Inc (BAC)

Future Grow and scale each subsidary into AZ, MT, and SD markets Launch United Needs (501c3) to compliment the BAF ecosystem

2025

CURRENT

Milestone 3 N E X T

Fintech & Financial Integrations: Strategic partnerships with leading fintech providers and financial institutions to accelerate adoption of BAF’s AI technology, rapidly expanding market reach and scalability.

Strategic Partnerships & Industry Collaboration

Regulatory Leadership: Direct collaboration with key regulators (SEC, FINRA, CFPB) to proactively shape and streamline compliance standards, setting industry benchmarks.

Leveraging Powerful Alliances to Accelerate Market Leadership

Cross-Industry Collaboration: Partnerships with premier real estate developers, banks, insurers, and capital investors rapidly drive adoption and reinforce BAF’s credibility.

Global Growth Potential: Strategic alliances create pathways for rapid national and international market expansion, ensuring scalable, sustainable growth.

N E X T

SWOT Strengths BAF’s integrated ecosystem, technology, and leadership provide a competitive edge.

Opportunities Expansion and technological advancements offer growth potential.

Weaknesses High capital needs and market dependencies pose challenges for BAF.

Threats Economic volatility and competition threaten BAF’s market position

N E X T

Revenue Model & Monetization Strategy 1

2

AI Licensing & Technology

Transaction & Underwriting Fees

(Primary Revenue Driver)

(Recurring Revenue Streams)

Licensing BAF’s proprietary AI tools for underwriting, compliance, and predictive analytics.

Fees from AI-accelerated mortgage origination, real estate transactions, and insurance underwriting.

3

4

Capital & Asset Management

Cross-Vertical Synergies

(Primary Revenue Driver)

(Recurring Revenue Streams)

Management fees from AI-powered real estate investment strategies

Each customer interaction in one subsidiary creates monetization opportunities across the entire BAF ecosystem, increasing lifetime value.

N E X T

Why Invest in BAF? First-mover advantage in the $15.5T financial services industry Proven, experienced team with a strong track record of execution

Financial Offering Join Us in Transforming the Future of Financial Services

Clearly defined exit strategy with projected investor IRR of 73% over 60 Months

SAFE Instrument: $3M Discount: 25% - Valuation Cap

Equity Funding Goal: $17M Investment Round: Seed Authorized Shares: 50 million Equity Offering: 20% of the company is being offered, representing 10 million common shares. This implies a post-money valuation of $100 million, with each common share priced at $2.00.

N E X T

BAF CONSOLIDATED INCOME STATEMENT TOTAL VALUES

YR1

YR2

YR3

YR4

YR5

Total Employees

149

288

420

550

676

Total Real Estate Sales

1,136

3,772

6,208

8,700

11,270

Total PM # of Doors

500

1,000

1,500

2,000

3,000

Total Mortgages Originated

300

600

900

1,200

1,500

Total Insurance Policies

3,600

10,800

21,600

36,000

54,000

$22,039,879

$66,645,538

$110,646,270

$159,544,088

$202,437,385

Total Revenue

5 Year Consolidated Proforma

$202.4M EOY5 Gross Rev

Total Expenses

$15,705,517

$43,574,082

$70,270,264

$97,823,427

$124,493,965

BAF Expenses

$4,222,500

$4,820,500

$5,344,425

$6,080,411

$6,973,198

EBITDA

$2,111,862

$18,250,955

$35,031,581

$55,640,250

$70,970,222

$70.9M EOY5 Net Profit

Profit Margin

10%

27%

32%

35%

35% N E X T

EBITDA Margin:

35% Financial Performance & Projections

(Year 5)

Key Financial Metrics: EBITDA Margin: 35% (Year 5) Break-even: Expected in Year 2–3 Runway: Current funding ensures a clear runway to sustainable profitability by Year 3

Clear Path to Profitability & Sustainable Growth

Primary Growth Drivers: AI-driven cost reductions (operational efficiencies) Scalable, recurring revenue streams (licensing, transaction fees) Strong regulatory support accelerating market penetration

N E X T

$20M

Allocation of Funds by Divisions

Use of Funds & Growth Strategy Key Growth Initiatives: AI-powered financial infrastructure, customer acquisition, regulatory positioning.

BAF - Operations & HR ($6M) BAT -Technology & AI ($3M) BALR - Real Estate Sales ($2.5M) BAI - Insurance Services ($1.5M) BAM - Mortgage ($1M) BAPM - Property Management ($1M) BAC - Capital Investment ($5M)

N E X T

The Power of Proprietary Technology How Proprietary Technology Drives Growth, Scale & Market Dominance

Why Proprietary Tech Matters: Drives

valuation

growth

through

Proven Value Across Industries COMPANY

Overview

Market CAP

BAF ITSM

Vertically Integrated AI Real Estate & Financial Ecosystem

$1B EOY5

Compass, Inc.

AI driven platform, limited to real estate

$4.66B

eXp Realty

Virtual - driven model subscription based utilizing third party tools

$1.48B

Microsoft, Inc.

AI Cloud Enterprise

$2.89T

Apple, Inc.

Proprietary OSX Solutions & Hardwaree

$3.2T

unique,

defensible IP. Enables scalability across multiple industries.

Enhances ecosystem control, reducing reliance on third parties.

Creates sustainable competitive advantages over market peers.

Valuation & Investor Returns (IRR) Projected Valuation & High-Return Investment Potential

$555M - $2.5B Projected Gross Revenue Valuation

35%

Targeted EBITDA Margin

ESTIMATED INDUSTRY BENCHMARKS IRR = 73% Cash for distribution: $156,485,637 Multiple (EBIDTA): 7.82 Industry Average EV/EBIDTA x = 17.99 N E X T

Investment Opportunity & Cap Table High-Growth Investment with Scalable Returns

Projected Returns & Growth:

$202.4M

EOY5 Projected Gross Revenue:

Investor / Category

Common Shares

Investment ($)

% Ownership

$555M-$2.5B EOY5 Projected Valuation at Exit (8-36x EBITDA)

Blair Allen Holdings, LLC

Reserved for Executives (Performance)

Reserved for Employees (Performance)

30,000,000

5,000,000

18 Co-Founders (BAH $700K)+ IP + Leadership

60%

—

10%

35%

Projected YR 5 Profit Margin

Projected Investor Valuations 5,000,000

—

10%

$20M / 20% Accredited Investor

Accredited Investor

10,000,000

$20,000,000 ($2 Per Share)

20%

$111M - $511M EOY5 Accredited Investor Valuation at Exit (8-36x EBITDA)

Total

50,000,000

727,500

100% N E X T

Exit Strategy

Clear Paths to a Multi-Billion Dollar Exit Target Valuation (5 yrs): $555M+ Expected IRR: 73% Equity Multiple: 5-25x

Organic Growth Through Market Share

BAF will expand its AI-driven financial ecosystem nationally, capturing market share across real estate, mortgage, insurance, and investments, driving longterm profitability and valuation growth.

Initial Public Offering

Strategic Merge / Acquisition

With a strong financial foundation and scalable AI infrastructure, BAF aims to go public, providing investors with high-value liquidity while accelerating expansion and market penetration.

BAF’s vertically integrated platform positions it as an attractive acquisition target for major financial institutions or fintech firms seeking AI-powered efficiency and end-to-end financial solutions.

N E X T

Investment Disclosure THE UNITS OR SHARES ARE OFFERED SUBJECT TO THE ACCEPTANCE BY BLAIR ALLEN FINANCIAL, INC. (“BAF”) OF OFFERS BY PROSPECTIVE MEMBERS. BAF MAY REJECT ANY OFFER IN WHOLE OR IN PART AND NEED NOT ACCEPT OFFERS IN THE ORDER RECEIVED. THIS OFFERING IS BEING MADE IN RELIANCE UPON THE AVAILABILITY OF AN EXEMPTION FROM THE REGISTRATION PROVISIONS OF THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”) BASED UPON BAF’S INTENDED COMPLIANCE WITH THE PROVISIONS OF REGULATION D UNDER SUCH ACT. ACCORDINGLY, A SALE WILL NOT BE MADE TO ANY PERSON UNLESS BAF HAS REASONABLE GROUNDS TO BELIEVE, AND DOES BELIEVE, IMMEDIATELY PRIOR TO MAKING SUCH SALE, THAT SUCH PERSON IS A SUITABLE MEMBER AS DESCRIBED IN THE SECURITIES LAWS. See “Member Suitability.”

(Year (Year5)5)

THE UNITS OR SHARES HAVE NOT BEEN APPROVED BY THE SECURITIES AND EXCHANGE COMMISSION (THE “COMMISSION”) OR THE STATE SECURITIES AUTHORITIES OF ANY STATE, NOR HAS THE COMMISSION OR ANY STATE SECURITIES AUTHORITY PASSED UPON THE ACCURACY OR ADEQUACY OF THIS MEMORANDUM. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE. THE UNITS OR SHARES OFFERED HEREBY HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OR THE SECURITIES LAWS OF ANY STATE AND ARE BEING OFFERED AND SOLD IN RELIANCE ON EXEMPTIONS FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND SUCH LAWS. AS A RESULT, THE UNITS OR SHARES MAY BE SOLD, TRANSFERRED OR OTHERWISE DISPOSED OF ONLY IF, AMONG OTHER THINGS, SUCH TRANSACTION IS REGISTERED OR, IN THE OPINION OF COUNSEL, ACCEPTABLE TO BAF, SUCH TRANSACTION IS EXEMPT FROM THE REGISTRATION PROVISIONS OF THE SECURITIES ACT AND APPLICABLE STATE SECURITIES LAWS. THIS MEMORANDUM DOES NOT CONSTITUTE AN OFFER TO SELL OR THE SOLICITATION OF AN OFFER TO PURCHASE UNITS OR SHARES TO ANY PERSON IN ANY JURISDICTION IN WHICH AN OFFER OR SOLICITATION IS UNLAWFUL OR NOT AUTHORIZED. SUBJECT TO THE PRECEDING SENTENCE, THIS MEMORANDUM IS INTENDED FOR THE EXCLUSIVE USE OF THE PERSON WHOSE NAME APPEARS IN THE SPACE BELOW(THE “OFFEREE”). ANY REPRODUCTION OF THIS MEMORANDUM, IN WHOLE OR IN PART, OR THE DIVULGENCE OF ITS CONTENTS, WITHOUT THE PRIOR WRITTEN CONSENT OF BAF, IS PROHIBITED. THE OFFEREE, BY ACCEPTING DELIVERY OF THIS MEMORANDUM, AGREES TO RETURN THIS MEMORANDUM AND ALL ENCLOSED DOCUMENTS TO BAF IF (i) THE OFFEREE DOES NOT SUBSCRIBE TO PURCHASE ANY OF THE UNITS OR SHARES OFFERED HEREBY, (ii) THE OFFEREE’S SUBSCRIPTION IS NOT ACCEPTED OR (iii) THE OFFERING IS TERMINATED FOR ANY REASON. THIS MEMORANDUM SUPERSEDES ALL PREVIOUSLY PROVIDED MATERIALS, IF ANY. NO PERSON IS AUTHORIZED TO GIVE ANY INFORMATION OR TO MAKE ANY REPRESENTATIONS OTHER THAN THOSE CONTAINED IN THIS CONFIDENTIAL PRIVATE PLACEMENT MEMORANDUM, AND, IF GIVEN OR MADE, SUCH INFORMATION OR REPRESENTATIONS MUST NOT BE RELIED UPON AS HAVING BEEN AUTHORIZED. NEITHER THE DELIVERY OF THIS CONFIDENTIAL PRIVATE PLACEMENT MEMORANDUM NOR ANY SALE MADE HEREUNDER SHALL, UNDER ANY CIRCUMSTANCES, CREATE ANY IMPLICATION THAT THERE HAS BEEN NO CHANGE IN THE AFFAIRS OF BAF SINCE THE DATE HEREOF OR THAT THE INFORMATION CONTAINED HEREIN IS CORRECT AS OF ANY TIME SUBSEQUENT TO ITS DATE. OFFEREES ARE NOT TO CONSTRUE THE CONTENTS OF THIS CONFIDENTIAL PRIVATE PLACEMENT MEMORANDUM OR ANY PRIOR OR SUBSEQUENT COMMUNICATIONS AS LEGAL, TAX OR INVESTMENT ADVICE. EACH OFFEREE SHOULD CONSULT HIS OWN COUNSEL, ACCOUNTANT OR BUSINESS ADVISOR AS TO LEGAL, TAX AND RELATED MATTERS COVERING THE UNITS OR SHARES OFFERED HEREBY. DURING THE COURSE OF THE OFFERING MADE HEREBY AND PRIOR TO THE PURCHASE OF UNITS OR SHARES, EACH OFFEREE OF UNITS OR SHARES AND HIS PURCHASER REPRESENTATIVE(S), IF ANY, ARE INVITED TO ASK QUESTIONS OF, AND TO OBTAIN ADDITIONAL INFORMATION FROM MANAGING MEMBER CONCERNING THE TERMS AND CONDITIONS OF THE OFFERING, BAF AND ANY OTHER RELEVANT MATTERS, INCLUDING, ADDITIONAL INFORMATION TO VERIFY THE ACCURACY OF THE INFORMATION IN THIS MEMORANDUM TO THE EXTENT THE FOREGOING POSSESS SUCH INFORMATION OR CAN ACQUIRE IT WITHOUT UNREASONABLE EFFORT OR EXPENSE. IN ORDER TO BE RELIED UPON BY THE OFFEREE, ANY SUCH ADDITIONAL INFORMATION OR ANSWERS TO QUESTIONS MUST BE IN WRITING, MUST BE IDENTIFIED AS SUCH, MUST BE DELIVERED AFTER THIS MEMORANDUM, AND MUST BE PROVIDED BY MANAGING MEMBER. ALL DOCUMENTS REASONABLY RELATED TO THIS INVESTMENT WHICH DO NOT ACCOMPANY THIS MEMORANDUM AS EXHIBITS WILL BE MADE AVAILABLE TO THE OFFEREE (OR TO ANY PURCHASER REPRESENTATIVE(S) RETAINED TO ADVISE HIM/HER WITH RESPECT THERETO) UPON REQUEST.

N E X T

THANK YOU Join us in revolutionizing real estate and financial services. Let’s build smarter, faster, and more sustainable wealth—together.

Jason Blair - CEO & Chairman jb@blairallen.com, (253) 670-3080

Gary Lorenz - C00 & Director gary@blairallen.com, (319) 429-4796

Angie Ison - CFO & Director angie@blairallen.com, +61 408 015 248

Alex Nahai - CLO & Director alex@blairallen.com, (310) 869-9866

(855) 702-0000

www.blairallen. com

info@blairallen.com