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Is Lyft Liable for Accidents in Los Angeles Liability After Lyft Accident in Los Angeles If you were involved in any Lyft accidents in the Los Angeles area, it is important to know who will be compensating you for your injuries. The ridesharing company Lyft carries $1 million of liability insurance to cover Lyft passengers. In Los Angeles, Lyft drivers are required to carry a minimum of 50/100/25 liability insurance.
Steps to Follow after Lyft Accidents in Los Angeles •
Call for Medical Help – If you or someone else in the Lyft vehicle has been in any accident and are injured, no matter how small the injuries may be, you should seek medical attention as soon as possible. If you are hurt, you should call 911 and get medical attention while at the accident scene. After the accident, you should schedule an appointment with your doctor for follow-up treatment, and always make sure to follow the doctor’s advice.
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Get to Safety – If possible, move to the side of the road or the sidewalk. Other vehicle drivers may not see the accident and being in the way can cause another accident.
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Call the Police – When the police arrive on site, they document what has happened at the scene. If the police are unable to stop at the scene of the accident, which is often the case in or around a congested traffic area such as Los Angeles, you can always go to the local Los Angeles police department and complete a report yourself.
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Exchange Information – If possible, gather information from those who are involved in and around the scene of the accident. Drivers, passengers, and witnesses should be asked for their
names, identification, addresses, phone numbers, and license plate numbers. Don’t take anyone’s word, instead verify that the information they provide you with is correct. Look at personal identification and license plate numbers yourself. Also, take or have someone take pictures of the scene of the accident, the vehicles and people involved, license plate numbers, stop signs or traffic lights, etc. Any information you obtain will be helpful during the investigation of the accident. •
Don’t Discuss Accidents with Insurance Adjusters – It is very important that you do not talk with any insurance adjusters before talking with a personal injury attorney. If you do talk with an adjustor you may end up hurting any personal injury claims that you file later on.
How Will You Be Compensated for Personal Injury? When it comes to Lyft accidents, there may be a great deal of confusion about who is ultimately responsible for the accidents and who will be paying for your personal injuries. That is due to many variables, including the fact that both the driver and Lyft provide liability insurance coverage that applies to different times during the Lyft driver’s workday. Lyft vehicles are typically owned by drivers who carry their own insurance, but Lyft drivers work as independent contractors. Because of that, it is important to know how a Lyft driver’s personal liability insurance and Lyft’s injury insurance coverage work. •
Before the Driver Logs Into the Lyft App – If a Los Angeles Lyft driver gets into an accident before logging into the Lyft app, the driver is considered to be off-the-clock and the driver’s insurance company will be the only one providing liability coverage.
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Driver Logs Into the Lyft App – When the Lyft driver logs into the Lyft app, liability coverage of 50/100/25 applies. That is $50,000 of liability coverage per person; $100,000 of liability coverage per accident; and $25,000 of liability coverage for property damage.
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Driver Accepts the Lyft Fare – As soon as the driver accepts the fare, before the fare is picked up, there is $1 million in liability insurance coverage through Lyft’s insurance company.
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Driver Picks Up Fare until Fare Exits Vehicle – From the time the fare is picked up, until the moment the fare exits the vehicle, Lyft provides $1 million in liability insurance coverage.
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After Fare Exits the Lyft Vehicle – At this point, the liability insurance reverts back to 50/100/25 in insurance coverage. The ride-share industry is still in its infancy and there are still many aspects that need to be worked out by personal injury attorneys and the rideshare industry itself. If you were injured in any Lyft accident in or around Los Angeles, as a passenger, a pedestrian, or the driver of another vehicle, it
is important that you contact a qualified and experienced Lyft accident attorney in Los Angeles for advice. A personal injury attorney can explain how the Lyft driver’s personal insurance company and Lyft’s insurance company may be responsible for your injuries. A personal injury lawyer can also prevent you from making grave errors that could adversely affect your personal injury case.
M&Y Personal Injury Lawyers M&Y Personal Injury Lawyers is based in the Los Angeles area and has offices spread throughout California. We have handled hundreds of claims for ride-sharing car accidents such as Lyft, and have obtained millions of dollars in recovering damages for our clients. If you were injured in any Lyft car accidents and need help fighting Lyft’s multi-billion-dollar company, contact us today for a free and informative consultation. We will help you understand what your personal injury claim is worth.