Home & Community Book - 1924 SE Lewellyn Ave

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Owner Information Owner Name:

DELGADO JOSE /

Vesting:

INDIVIDUAL(S)

Mail Address:

1924 SE LEWELLYN AVE TROUTDALE OR 97060

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

SANDEE PALISADES, BLOCK 5, LOT 49

County:

MULTNOMAH

Census/Block: 010305 / 2011

Alt Parcel #

1N3E36AD -00700

School District: REYNOLDS 7

Tsp-Rng-Sec:

T1N-R3E-S36

Municipality:

Lot / Block:

Lot: 49 Block: 5

Parcel #:

R264987

Housing Tract: SANDEE PALISADES Last Market Sale Date:

2018-01-22/2018-01-22

Lender:

GENEVA FINANCIAL LLC

Sale Price:

277000

Loan:

111925

Document #: 2018.7919

Document #: 2018.7920

Doc Type:

GENERAL WARRANTY DEED

Loan Type:

FEDERAL HOUSING ADMINISTR

$ Sqft:

$258.88

Loan Term:

30

Prior Sale Information Date:

/

Lender:

Price:

Loan:

Document #:

Document #:

Doc Type:

Loan Type:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Property Characteristics Gross Area:

1645

Garage Area:

Living Area:

1070

Roof Shape:

GABLE

Porch Type:

Above Grade: 1,645

Foundation:

CONCRETE

Patio Type:

Interior Wall

Bedrooms:

3

Roof Material: COMPOSITION

Air Cond:

Bath (F/H):

1/1

Construction:

Fixtures:

Fireplace:

BRICK CHIMNEY

Heat Type:

Year Built:

1988

Cooling Type: CENTRAL

Parking Type: Garage Units:

1

Basement:

FORCED AI

Floor: Equipment: Stories:

1

Rooms:

Pool:

No

Quality:

Condition:

AVERAGE

Exterior Wall:

FRAME WOOD

CENTRAL

Property Information Land Use:

SFR

County Use:

SINGLE-FAMILY,RES State Use:

B

Zoning:

R10

Lot Acres:

0.2113

Lot Sqft:

9,203

Len/Wid:

104/96

Tax and Assessment Information Assd Year:

2020

Assd Value:

$295,680

Taxable Val:

$295,680

Tax Year:

2020

Land Value:

$160,000

Mkt Value:

$295,680

Tax Area:

242

Imp Value:

$135,680

Exemption:

Property Tax:

$3,265.88

Improved %:

46%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2016

2.00

2.00

1,146

$251,612

$220

2017

2.00

1.67

1,101

$294,692

$268

2018

2.00

2.00

1,056

$281,500

$267

2019

1.00

2.00

1,131

$263,824

$233

2020

2.00

2.00

1,128

$343,775

$305

Average Sale Price $343,775 $294,692

$281,500

2017

2018

$268

$267

2017

2018

$251,612

2016

$263,824

2019

2020

Average $ Per Square Foot

$220

2016

$305 $233

2019

2020

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Female Population

9,028

17.6%

0-9

14.1%

10-19

20.1%

20-29

17.8%

17.8%

30-39

14.6%

40-49

50-59

16.2%

15.0%

10.7%

7.4%

60-69

70+

Male Population

9,802

18.5%

0-9

17.1%

10-19

18.6%

20-29

Education

16.9%

30-39

40-49

50-59

11.3% 60-69

5.0% 70+

Employment

No Diploma: High School:

10.9% 27.0% 40.1%

Some College: Bachelor's Graduate's:

16.3% 5.6%

Working Age: Labor Force: Median Income:

16,119 77.1% $75,291 96.1%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

3.9%

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Reynolds Sd 7 Elementary Schools Troutdale Elementary 648 SE HARLOW TROUTDALE OR 97060 Grades: KG to 05 Charter School: N Magnet School: U

503-665-4182 Area Desc: Suburb: Large Distance: 0.87 Miles Title One: Y

Sweetbriar Elementary 501 SE SWEETBRIAR LN TROUTDALE OR 97060 Grades: KG to 05 Charter School: N Magnet School: U Middle Schools Walt Morey Middle School 2801 SW LUCAS TROUTDALE OR 97060 Grades: 06 to 08 Charter School: N Magnet School: U

503-666-9441 Area Desc: Suburb: Large Distance: 0.87 Miles Title One: Y

Reynolds Middle School 1200 NE 201ST AVE FAIRVIEW OR 97024 Grades: 06 to 08 Charter School: N Magnet School: U High Schools Reynolds High 1698 SW CHERRY PARK RD TROUTDALE OR 97060 Grades: 09 to 12 Charter School: N Magnet School: U

503-665-8166 Area Desc: Suburb: Large Distance: 3.95 Miles Title One: N

503-491-1935 Area Desc: Suburb: Large Distance: 1.51 Miles Title One: N

503-667-3186 Area Desc: Suburb: Large Distance: 1.28 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

Reynolds SD 7 503-661-7200 | 1204 NE 201st Ave, Fairview 97024 STUDENTS WE SERVE^

INTRODUCTION

10,940 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: <1%

ACADEMIC SUCCESS

Asian Students: 7% Teachers: 2% Black/African American Students: 9% Teachers: 1% Hispanic/Latino Students: 42% Teachers: 4% Multiracial Students: 7% Teachers: 1% Native Hawaiian/Pacific Islander Students: 3% Teachers: <1% White Students: 31% Teachers: 92%

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19.

District: 70%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

District: 78%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 41 Administrators 573 Teachers 123 Educational assistants 39 Counselors/Psychologists 5 Licensed Librarians 85% of licensed teachers with more than 3 years of experience

District website: www.reynolds.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 2182

Reynolds SD 7 503-661-7200 | 1204 NE 201st Ave, Fairview 97024 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

American Indian/Alaska Native: ......................................................... *

Asian: .................................................................................................. 95%

Asian: .................................................................................................. 87%

Black/African American: ..................................................................... 49%

Black/African American: ..................................................................... 65%

Hispanic/Latino: ................................................................................. 67%

Hispanic/Latino: ................................................................................. 79%

Multiracial: .......................................................................................... 71%

Multiracial: ......................................................................................... 93%

Native Hawaiian/Pacific Islander: ...................................................... 70%

Native Hawaiian/Pacific Islander: ...................................................... 46%

White: ................................................................................................. 73%

White: ................................................................................................. 76%

Free/Reduced Price Lunch: ................................................................. 69%

Free/Reduced Price Lunch: ................................................................ 78%

Ever English Learner: .......................................................................... 72%

Ever English Learner: .......................................................................... 80%

Students with Disabilities: .................................................................. 49%

Students with Disabilities: .................................................................. 68%

Migrant: .............................................................................................. *

Migrant: .............................................................................................. 88%

Talented and Gifted: .......................................................................... 95%

Talented and Gifted: .......................................................................... 87%

Female: ............................................................................................... 74%

Female: ............................................................................................... 81%

Male: .................................................................................................. 66%

Male: .................................................................................................. 74%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

Sweetbriar Elementary School Grades: K-5 503-666-9441 | 501 SE Sweetbriar Ln, Troutdale 97060 STUDENTS WE SERVE^ 341 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 0%

Asian Students: 7% Teachers: 0%

Black/African American Students: 1% Teachers: 0%

Hispanic/Latino Students: 26% Teachers: 5%

Multiracial Students: 8% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 93% OUR STAFF (ROUNDED FTE) 18 Teachers <1 Educational assistants 1 Counselors/Psychologists 83% Average Teacher retention rate 89% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 0%

White Students: 55% Teachers: 95%

School website: www.reynolds.k12.or.us/sweetbriar For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 950

Walt Morey Middle School Grades: 6-8 503-491-1935 | 2801 SW Lucas Avenue, Troutdale 97060 STUDENTS WE SERVE^ 593 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 0%

Asian Students: 7% Teachers: 0%

Black/African American Students: 2% Teachers: 3%

Hispanic/Latino Students: 43% Teachers: 0%

Multiracial Students: 7% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 95% OUR STAFF (ROUNDED FTE) 29 Teachers 6 Educational assistants 2 Counselors/Psychologists 89% Average Teacher retention rate 100% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 0%

White Students: 40% Teachers: 97%

School website: www.reynolds.k12.or.us/morey For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 2263

Reynolds High School Grades: 9-12 503-667-3186 | 1698 SW Cherry Park Rd, Troutdale 97060 STUDENTS WE SERVE^

INTRODUCTION

2,592 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 0%

ACADEMIC SUCCESS

Asian Students: 8% Teachers: 2% Black/African American Students: 7% Teachers: 1% Hispanic/Latino Students: 44% Teachers: 4% Multiracial Students: 5% Teachers: 1% Native Hawaiian/Pacific Islander Students: 3% Teachers: 0% White Students: 31% Teachers: 93% REQUIRED VACCINATIONS

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19

School: 77%

District: 70%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

School: 82%

District: 78%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 108 Teachers 22 Educational assistants 11 Counselors/Psychologists 88% Average Teacher retention rate 91% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

96%

School website: www.reynolds.k12.or.us/rhs For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 957

Reynolds High School Grades: 9-12 503-667-3186 | 1698 SW Cherry Park Rd, Troutdale 97060 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

American Indian/Alaska Native: ......................................................... *

Asian: .................................................................................................. >95%

Asian: .................................................................................................. 87%

Black/African American: ..................................................................... 55%

Black/African American: ..................................................................... 74%

Hispanic/Latino: ................................................................................. 73%

Hispanic/Latino: ................................................................................. 81%

Multiracial: .......................................................................................... 82%

Multiracial: ......................................................................................... 92%

Native Hawaiian/Pacific Islander: ...................................................... *

Native Hawaiian/Pacific Islander: ...................................................... 60%

White: ................................................................................................. 80%

White: ................................................................................................. 82%

Free/Reduced Price Lunch: ................................................................. 77%

Free/Reduced Price Lunch: ................................................................ 83%

Ever English Learner: .......................................................................... 78%

Ever English Learner: .......................................................................... 82%

Students with Disabilities: .................................................................. 55%

Students with Disabilities: .................................................................. 73%

Migrant: .............................................................................................. *

Migrant: .............................................................................................. 93%

Talented and Gifted: .......................................................................... 94%

Talented and Gifted: .......................................................................... 95%

Female: ............................................................................................... 80%

Female: ............................................................................................... 86%

Male: .................................................................................................. 73%

Male: .................................................................................................. 78%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

CITY OF TROUTDALE

15,962 POPULATION 2010 Census Data

MALE 49.14%

$56,593

FEMALE 50.86%

34.35

MEDIAN INCOME

MEDIAN AGE

2000 Census Data

2010 Census Data

Troutdale is a city in Multnomah County, Oregon, immediately north of Gresham and east of Wood

Village. The city serves as the western gateway to the Historic Columbia River Highway, the Mount Hood Scenic Byway, and the Columbia River Gorge. It is located at the confluence of the Sandy and Columbia Rivers.

SCHOOL DISTRICTS 

Reynolds

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

27.5% under age 18 9.8% between ages 18 to 24 27.9% between ages 25 to 44 27.1% between ages 45 to 64 7.6% above age 65

2010 Census Data  

68.76% of homes owner occupied 31.24% of homes rented

POPULATION DENSITY 2010 Census Data  

2,687.2 inhabitants per sq. mile 5,907 housing units at an average density of 994.4 per sq. mile

CITY QUICK FACTS     

12 Miles East of Portland 6.02 square miles 30-200 feet elevation Highest Average Temperature 71.6º Lowest Average Temperature 45º

The community was once known as Sandy, after the nearby Sandy River. In 1873, the current city of

Sandy in Clackamas County, which was formerly named Revenue, established a Sandy post office that is still in operation. Troutdale was named by pioneer John Harlow for the trout pond in a dale near his house. The Troutdale post office was founded in 1880.

METRO AREA BASE MAP

Your Local Market Report Troutdale, OR 97060 REPORT FOR 5/28/2021 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Troutdale, OR 97060

This week the median list price for Troutdale, OR 97060 is $539,000 with the market action index hovering around 89. This is an increase over last month's market action index of 82. Inventory has decreased to 9.

Real-Time Market Profile

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

40

Buyer's Market

50

60

20

10

90

89

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Strong Seller's Market

Median List Price

$539,000

Median Price of New Listings

$465,000

Per Square Foot

$275

Average Days on Market

50

Median Days on Market

0

Price Decreased

0%

Price Increased

11%

Relisted

11%

Inventory

9

Median Rent

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

Market Action

89

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$2,824,950

5,522

5 - 10 acres

5

4

14

0

0

182

$849,999

2,024

0.5 - 1 acre

3

2

55

2

0

0

$502,000

2,142

6,500 - 8,000 sqft

3

3

19

2

2

0

$419,000

1,449

6,500 - 8,000 sqft

3

2

29

3

2

0

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2 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Troutdale, OR 97060

Median List Price

Again this week we see prices in this zip code remain roughly at the level they’ve been for several weeks. Since we’re significantly below the top of the market, look for a persistent up-shift in the Market Action Index before we see prices move from these levels. $650K

$600K

$550K

$500K

$450K

$400K

$350K Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

7-Day Average

Feb 2020

Jun 2020

Oct 2020

Feb 2021

90-Day Average

Segments

In the quartile market segments, we see prices in this zip code generally settled at a plateau, although Quartile 2 is on a bit of an up trend in recent weeks. We'll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels. $3.0M $2.5M

$2.0M $1.5M

$1.0M $500K

$0 Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

Feb 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jun 2020

Oct 2020

Feb 2021

Third/Lower 90-Day

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3 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Troutdale, OR 97060

Price Per Square Foot

The value placed on homes continues to increase, despite the fact that prices in general have remained basically flat. These conditions can arise when inventory is light and more, smaller homes have more influence on overall prices. $300

$275

$250

$225

$200

$175 Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

7-Day Average

Feb 2020

Jun 2020

Oct 2020

Feb 2021

90-Day Average

Inventory

Inventory has been relatively steady around these levels in recent weeks.

60

50

40

30

20

10

0 Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

7-Day Average

Feb 2020

Jun 2020

Oct 2020

Feb 2021

90-Day Average

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4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Troutdale, OR 97060

Market Action Index

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

125

100

75

50

25

0 Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

7-Day Average

Feb 2020

Jun 2020

Oct 2020

Feb 2021

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

125

100

75

50

25

0 Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

Feb 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jun 2020

Oct 2020

Feb 2021

Third/Lower 90-Day

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5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Troutdale, OR 97060

Median Days on Market (DOM)

The properties have been on the market for an average of 41 days. Half of the listings have come newly on the market in the past 8 or so days. Watch the 90-day DOM trend for signals of a changing market.

150

125

100

75

50

25

0 Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

7-Day Average

Feb 2020

Jun 2020

Oct 2020

Feb 2021

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

400

300

200

100

0 Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

Feb 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jun 2020

Oct 2020

Feb 2021

Third/Lower 90-Day

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6 of 6

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Animal - Services Name

Address

Telephone

Distance

Deremer, Kenneth F DVM - Paws

26745 SE Stark St

503-661-1833

0.82 Mi

Barry, Joseph DVM - Star Stre

3030 NE Hogan Dr, #F

503-667-6963

1.90 Mi

Companion Pet Clinic-Gresham

2454 SE Burnside Rd

503-489-1703

2.66 Mi

Tri-Met Banfield Light Rail

525 NE 8th St

503-465-2045

2.95 Mi

Hughs, Ken DVM - Cats Exclusi

811 N Main Ave

503-492-0592

3.16 Mi

Banks Name

Address

Telephone

Distance

U S Bank

25801 SE Stark St

503-491-9290

1.19 Mi

Jenny Smith State Farm Insura

334 W Historic Columbia River

503-492-4400

1.22 Mi

US Bank ATM

25691 SE Stark St

503-491-9290

1.26 Mi

Bank of America ATM

450 NW 257th Ave

800-432-1000

1.32 Mi

Shop For DSL Highspeed Intern

2348 SW McGinnis Ave

503-661-3656

1.34 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks: Albertsons-Troutda

25691 SE Stark St

503-667-1722

1.26 Mi

Starbucks: 257th & Stark

25619 SE Stark St

503-667-3311

1.38 Mi

Starbucks: 257th & Stark

25619 SE Stark St, #St-6

503-667-3311

1.38 Mi

Starbucks: Safeway-Troutdale

2501 SW Cherry Park Rd

503-674-7000

1.75 Mi

Burgess Enterprises Inc

24023 NE Shea Ln

503-465-2927

2.12 Mi

Credit Unions Name

Address

Telephone

Distance

Lacamas Community Credit Unio

640 E St

360-834-3611

3.93 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Credit Unions Name

Address

Telephone

Distance

People's Community CU

16211 SE 12th St

360-695-5121

8.66 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Tad's Chicken Dumplins

1325 Historic Columbia River H

503-666-5337

0.46 Mi

Tippy Canoe Bar & Grill

28242 Historic Columbia River

503-618-9661

0.52 Mi

Dairy Queen of Troutdale

26814 SE Stark St

503-661-4565

0.77 Mi

Winks Sports Pub & Pizza

3240 S Troutdale Rd

503-667-8188

0.85 Mi

Troutdale General Store

289 East Historc Clmba Rv High

503-492-7912

1.05 Mi

Golf Courses Name

Address

Telephone

Distance

Pub Course at McMenamins Edge

2126 SW Halsey St

503-669-8610

1.76 Mi

Gresham Golf Course

2155 NE Division St

503-665-3352

2.28 Mi

Jim Colbert's Hound Hollow Go

23010 W Arata Rd

503-669-2290

2.47 Mi

Orchard Hills Golf Club

605 39th St

360-835-5444

4.26 Mi

Persimmon Country Club

500 SE Butler Rd

503-661-1800

4.46 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

Troutdale Thriftway

26942 SE Stark St

503-667-8362

0.74 Mi

El Gallo Inc

26741 SE Stark St

503-492-2421

0.83 Mi

Plaid Pantry Markets - Store

246 W Historic Columbia River

503-665-8248

1.20 Mi

Albertson's Store 536

25691 SE Stark St

503-667-1722

1.26 Mi

El Tapatio

2441 SW Cherry Park Rd

503-465-8226

1.72 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Grocers and Supermarkets Name

Address

Telephone

Distance

Health Clubs and Spas Name

Address

Telephone

Distance

Weight Management Services

25500 SE Stark St

503-661-9545

1.41 Mi

Curves For Women

2447 SW Cherry Park Rd

503-661-7766

1.73 Mi

Master Tan

23500 SE Stark St

503-667-2290

2.27 Mi

Butterfly Life Women's Fitnes

2047 NE Burnside Rd

503-666-7194

2.57 Mi

Cascade Athletic Club

2600 SE Powell Valley Rd

503-618-4142

2.71 Mi

Hospitals - Acute Care Name

Address

Telephone

Distance

Legacy Mount Hood Medical Cen

24800 SE Stark St

503-674-1122

1.68 Mi

Nursing Homes Name

Address

Telephone

Distance

Good Samaritan Society - Fair

3457 NE Division St

503-667-1965

1.87 Mi

Village Manor

2060 NE 238th Dr

503-491-0553

2.20 Mi

Regency Gresham Nursing & Reh

5905 SE Powell Valley Rd

503-665-1151

2.67 Mi

Gresham Rehab & Specialty Car

405 NE 5th St

503-666-5600

3.06 Mi

Marquis Care At Centennial

725 SE 202nd Ave

503-665-3118

3.93 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Rial Douglas A DC Lmt

110 E Columbia River Hwy

503-667-1105

1.14 Mi

Swarts, Carl E DC - Pioneer C

39400 Pioneer Blvd, #5

503-668-6524

10.68 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Eastside Dental Clinic

1540 Sw 257th Ave

503-665-2177

1.18 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Gresham Oral & Maxillofacial Henry Cooke Windell

24850 Se Stark St

503-665-7882

1.62 Mi

24850 Se Stark St #100

503-665-7882

1.62 Mi

Harris, G De Win Dds

2428 Ne Division St

503-661-7800

2.19 Mi

Michael Andrew Thomas

2150 Ne Division St #203

503-666-6213

2.32 Mi

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address Goldstein Lisa DVM

26745 SE Stark St

503-661-1833

0.82 Mi

Troutdale Dental

191 E Columbia River Hwy

503-674-8767

1.12 Mi

Addictions & Family Counselin

147 E Historic Columbia River

503-667-2023

1.13 Mi

Dolan, Jessie E - Dolan Jessi

110 E Historic Columbia River

971-221-5685

1.14 Mi

Ashcraft Lisa MD

24988 SE Stark St

503-674-1580

1.58 Mi

Pharmacies Name

Address

Telephone

Distance

Columbia Gorge Chiropractic

233 E Columbia River Hwy

503-491-9266

1.11 Mi

Columbia View Family Health C

2800 SW 257th Ave

503-667-7711

1.17 Mi

Clare Bridge Of Troutdale

1201 SW Cherry Park Rd

503-465-8104

1.22 Mi

Walgreen Co

25699 SE Stark St

503-665-9766

1.25 Mi

Albertsons Inc

25691 SE Stark St

503-667-9003

1.30 Mi

Places of Religion Name

Address

Telephone

Distance

Columbia Ridge Community Chr

PO Box 4

N/A

1.03 Mi

Church Of Jesus Christ Of Lds

1515 SW Cherry Park Rd

503-667-9876

1.34 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Places of Religion Name

Address

Telephone

Distance

Open Door Baptist Church

27710 SE Strebin Rd

Brown David J

2006 SW 24th St

N/A

1.42 Mi

503-666-6524

1.54 Mi

East County Church of Christ

24375 SE Stark St

N/A

1.81 Mi

Retirement Communities Name

Address

Telephone

Distance

Dungarvin Troutdale

445 Buxton Ave

503-665-3334

1.01 Mi

Alterra Clare Bridge Of Trout

1201 SW Cherry Park Rd

503-465-8104

1.22 Mi

Wynwood of Mt Hood

25200 SE Stark St

503-665-4300

1.43 Mi

Farmington Square - Gresham

1655 NE 18th St

503-665-1994

2.24 Mi

Fairlawn Good Samaritan Villa

1280 Northeast Kane Drive Ofc

503-667-1965

2.47 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

Dogwood Pet Hospital

1440 E Powell Blvd

877-232-8075

2.86 Mi

VCA 12-Mile Animal Hospital

21920 SE Stark St

503-342-8890

3.02 Mi

Banfield Pet Hospital

430 NW Eastman Pky

503-465-8267

3.46 Mi

Camas Washougal Animal Hospit

401 6th St

360-835-7240

3.78 Mi

Hansen, Scott DVM - Columbia

27841 SE Orient Dr

503-663-1515

3.82 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

A Animal Health Services Spay

3030 NE Hogan Dr

503-667-2763

1.90 Mi

Planned Parenthood

501 NE Hood Ave

888-576-7526

3.11 Mi

Hollywood Pet Hospital

290-3565 NE Sandy Blvd

503-234-9229

3.24 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1924 SE LEWELLYN AVE TROUTDALE OR 97060 R264987 MULTNOMAH COUNTY OR

Veterinary - Medicine Name

Address

Telephone

Distance

Holenstein, Chris DVM - Gresh Shaffer Animal Clinic

520 NW Division St

503-666-1600

3.39 Mi

624 NW Ivy St

360-834-7853

4.51 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

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CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

CYBER SECURITY Because of you… we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

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CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

Public Record

Public Record

Public Record

Public Record