8485 SW Miller Hill Road - H&C book

8485 SW Miller Hill Road Beaverton, OR 97007

TABLE OF CONTENTS Property Details Maps Local Schools Community U li es & Resources Title & Escrow

The informa on contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ

22 0 5 4 7 ÿ ÿ

ÿ7 ! "#$%! &'()*ÿ,-.)/ 0 9 ÿ1 ÿ6ÿ2ÿ4 39 4 0 9 ÿ5 769 ÿ8 6)789(:/ 4 ÿ ÿ57;9 <-9=ÿ>??*)77/ 0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ &'()*ÿ@8-8A7/ BBCD% E 8!B#$%! ÿ7 ! "#$%! ÿ ÿ ÿ ÿ

H):-=ÿI)7J/ 94ÿ K11 LMA(8N/ 5 4 7 L)(7A7RS=MJT/ 0 1ÿ2ÿ V7WXY(:X@)J/ 44 Q544Q2 HM8ÿRÿS=MJT/ 8!$Zÿ [!B\Z ]MA79(:ÿV*-J8/ 8#^$ÿ6# \ $ÿ4#[ I-8)/ Q 4 4Q 2Q 4 4Q2 @-=)ÿO*9J)/ ` 2 IMJA.)(8ÿP/Q K 20 IMJÿVNW)/ 9 9 8ÿ5

ÿ 99

aÿ@bc8/ d 01KQ2 _ %! ÿ4#[ ÿ7 ! "#$%!

I-8)/ 04 Q4 12 04 Q4 O*9J)/ 02 IMJA.)(8ÿP/ 0K ` IMJÿVNW)/ ÿ

>=8ÿO-*J)=ÿP 4QQ2 @JUMM=ÿI978*9J8/ 9 9 ÿ105 <A(9J9W-=98N/ O-*J)=ÿP/ 22 0 H)(?)*/ 69 7 ÿ_ 7;7 ÿ6 9 HM-(/ 2 2 IMJA.)(8ÿP/Q K 2 HM-(ÿVNW)/ HM-(ÿV)*./ H)(?)*/ HM-(/ 0 IMJA.)(8ÿP/ HM-(ÿVNW)/ 9 7 8

VU)ÿ-eMf)ÿ97ÿe)=9)f)?ÿ8Mÿe)ÿ-JJA*-8)gÿeA8ÿ97ÿ(M8ÿ:A-*-(8))?hÿ LMWN*9:U8ÿiÿjkklXmnmjÿLI@ÿ<-*T)89(:gÿo(Jh

0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ

22 0 5 4 7 ÿ ÿ

!"ÿ #$ $%! &'!&%' ()*++ÿ-)./0 1 10 859531ÿ-)./0 : -D*9.ÿ()/E.01F 10 K.E)**L+0 1 K/4>ÿOGPQR0 1S G5).?7/A.0 I7 9 8 9 U./)ÿKH5740 02 @/)X531ÿBC?.0 $ $Y Z354+0

K/+.L.340 0[ !"ÿ7]^ _$!& ] 8/3EÿZ+.0 4I

`*35310

a[ ÿ ÿ $eÿ$]fÿ '' ''_ ]!ÿ7]^ _$!& ] -++EÿU./)0 : : B/TÿU./)0 : : B/Tÿ-)./0 2 b2 @)*?.)4CÿB/T0 h F[11b ÿ

(/)/1.ÿ-)./0 ;**<ÿ=>/?.0 89 7 4 G*H3E/45*30 I 7 47 7 ;**<ÿM/4.)5/704 6 7 89 N*3+4)HA45*305

Q./4ÿBC?.0 9 9

N**7531ÿBC?.0 VT4.)5*)ÿ6/770 5 ÿ4 9 7 ;**L+0 \H/754C0

234.)5*)ÿ6/77 @*)A>ÿBC?.0 @/45*ÿBC?.0 5 ÿ 9 J -5)ÿN*3E0 G5T4H).+0 G7**)0 VWH5?L.340 =4*)5.+0 @**70

N*3E545*30

N*H34CÿZ+.0 947 9 7 8ÿ76 =4/4.ÿZ+.0 8*4ÿ-A).+0 b11 8*4ÿ=W<40 [:F :[ ÿ ÿ 8.3P65E0 S -++Eÿg/7H.0 h 2 F: 8/3Eÿg/7H.0 h1:2F:2 2L?ÿg/7H.0 h 1F : 2L?)*9.Eÿi0 11j

B/T/D7.ÿg/70 h 2 F: MX4ÿg/7H.0 h 2 F: VT.L?45*30 k5+4)5A40

B>.ÿ/D*9.ÿ5+ÿD.75.9.Eÿ4*ÿD.ÿ/AAH)/4.lÿDH4ÿ5+ÿ3*4ÿ1H/)/34..Emÿ N*?C)51>4ÿnÿoppqrstsoÿNk=ÿM/)X.4531lÿ23Am

0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ

22 0 5 4 7 ÿ ÿ

! #$% ÿ &'()**+, ;< 789: 1< 789@ < 789A ;< 789B ;< 7878

ÿ4 C ÿD EF >? =;0

>2 1=??

789:

789@

#$% &-./)**+, < <? <2 <? <2

#$% 012. = 1 = 0 = ? = ; = ?

#$% 3)45' >? =;0 >2 1=?? >?1 =; 0 >?2 = ? >?0 =?20

#$% 6012. > ? > 2 > ; > ? > 01

>?1 =; 0

>?2 = ?

>?0 =?20

789A

789B

7878

ÿ>ÿD ÿ4GH ÿIJJK > ?

> 2

> ;

> ?

> 01

789:

789@

789A

789B

7878

L/'ÿ-N*$'ÿ4,ÿN'O4'$'(ÿ.*ÿN'ÿ-55P)-.'QÿNP.ÿ4,ÿR*.ÿ%P-)-R.''(Sÿ T*UV)4%/.ÿWÿ9BBXY7879ÿTZ0ÿ[-)\'.4R%Qÿ]R5S

0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ

22 0 5 4 7 ÿ ÿ

ÿ!"#$ %&"'

()*+),

-+.10

-).(0

-+.,0

-2.+0

-+./0

-).20

3.,0

453 -45-3 6 ÿ!"#$ %&"'

)45)3

(45(3

,45,3

+45+3

/45/3

246

-2.40

-2.+0

-2.40

-+.,0

--.20

453 -45-3 97$8 %&"' ÿ ;<ÿ>?@A<BCD L?IMÿNOM<<AD N<BKÿS<AAKIKD XCOMKA<FYZ ]FCU^C_KYZD

)45)3

(45(3

,45,3 +45+3 9 #"9 '%

/45/3

1.-0 246

-(./0

-(./0

(4*,(,

ÿ/.20 ÿ-1.20 ÿ()./0 ÿ)2.30 ÿ-,.-0

-2.(0

E<FG?HIÿJIKD PCQ<FÿR<FOKD TKU?CHÿVHO<BKD [B@A<\KUD `HKB@A<\KUD

aMKÿCQ<bKÿ?ZÿQKA?KbKUÿ_<ÿQKÿCOO^FC_K*ÿQ^_ÿ?ZÿH<_ÿI^CFCH_KKU.ÿ S<@\F?IM_ÿcÿ-33+5)4)-ÿS>NÿTCFGK_?HI*ÿVHO.

+(*(33 W1+*(,/ ÿ+.40

ÿ2(.10 ÿ3+.40

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in loca ng described land in rela on to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of tle insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, loca on of easements, acreage or other ma ers shown thereon.

STREET MAP

This map/plat is being furnished as an aid in loca ng described land in rela on to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of tle insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, loca on of easements, acreage or other ma ers shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in loca ng described land in rela on to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of tle insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, loca on of easements, acreage or other ma ers shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in loca ng described land in rela on to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of tle insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, loca on of easements, acreage or other ma ers shown thereon.

SCHOOLS

ÿ9 ÿ ÿ ÿ ÿ0 ÿ ÿ

9 ! ÿ" # $ÿ

012314567ÿ9 ÿ

%1&17524'ÿ9()66%* 2+1% 2%1ÿ %1&17524' - ÿ9 ÿ/ ! ÿ ÿ ÿ ÿ =13>268ÿ?!ÿ56ÿ FG31A21ÿH7GIIE8ÿ D3JB2AÿH7GIIE8ÿ# 446%ÿ 2**1%%ÿ %1&17524'

ÿ9 ÿ0 $ÿ ÿ0 ÿ ÿ =13>268ÿ?!ÿ56ÿ FG31A21ÿH7GIIE8ÿ D3JB2AÿH7GIIE8ÿ# M

%1ÿ9()66%* 69752M7ÿ M1Nÿ M

%1ÿ9()66% ÿ9 ÿ/ ! ÿ ÿ0 ÿ ÿ =13>268ÿ .ÿ56ÿ

FG31A21ÿH7GIIE8ÿ D3JB2AÿH7GIIE8ÿ# M<)%27 ÿO24Pÿ M

%1ÿ9()66% ÿ9 ÿ 9 ÿ ÿ0 ÿ ÿ

=13>268ÿ .ÿ56ÿ

FG31A21ÿH7GIIE8ÿ D3JB2AÿH7GIIE8ÿ# M<)ÿ9()66%* %6)2ÿ M<)

ÿ9 ÿ? ÿ ÿ0 ÿ ÿ =13>268ÿ ÿ56ÿFG31A21ÿH7GIIE8ÿ D3JB2AÿH7GIIE8ÿ# 7514725M672%ÿ9()66%ÿ6Qÿ012314567,,)M<) ÿ9 ÿ0 ÿ9 ÿ ÿ ÿ =13>268ÿ ÿ56ÿFG31A21ÿH7GIIE8ÿ D3JB2AÿH7GIIE8ÿ# ÿ

,- , .

0123ÿ52678ÿ99:94:;ÿ 24<1 5@6A3B728ÿ C ÿD@E26 K@AE2ÿLB28ÿ ,- ,

0123ÿ52678ÿ99:94:;ÿ 24<1 5@6A3B728ÿC ÿD@E26 K@AE2ÿLB28ÿ ,- ,

0123ÿ52678ÿ99:94:;ÿ 24<1 5@6A3B728ÿC ÿD@E26 K@AE2ÿLB28ÿ ,. -, .

0123ÿ52678ÿ"M5';ÿ9&2%% 5@6A3B728ÿ C ÿD@E26 K@AE2ÿLB28ÿ ,- , 0123ÿ52678ÿ99:94:;ÿ 24<1 5@6A3B728ÿC ÿD@E26 K@AE2ÿLB28ÿ ,- ,

0123ÿ52678ÿ99:94:;ÿ 24<1 5@6A3B728ÿ-C .ÿD@E26 K@AE2ÿLB28ÿ

SIT1ÿ366@JB2>ÿ67GIIEÿ6GITE>ÿU2ÿAG2ÿV@16Aÿ67GIIEÿ@Bÿ237Gÿ73A2JI1WXÿUTAÿ@Aÿ@6ÿ127IYY2B>2>ÿWITÿ7G27Zÿ[@AGÿAG2ÿ>@6A1@7AÿI1ÿ67GIIE\

KG2ÿ3UI]2ÿ@6ÿU2E@2]2>ÿAIÿU2ÿ377T13A2XÿUTAÿ@6ÿBIAÿJT313BA22>\ÿ FI^W1@JGAÿ_ÿ̀aabcded`ÿF5HÿD31Z2A@BJXÿfB7\

Beaverton SD 48J 503-356-4500 | 16550 SW Merlo Rd, Beaverton 97003 STUDENTS WE SERVE^

INTRODUCTION

41,215 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: <1%

ACADEMIC SUCCESS

Asian Students: 17% Teachers: 5% Black/African American Students: 3% Teachers: 1% Hispanic/Latino Students: 25% Teachers: 6% Multiracial Students: 8% Teachers: 1% Native Hawaiian/Pacific Islander Students: 1% Teachers: <1% White Students: 46% Teachers: 86%

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19.

District: 86%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

District: 93%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 112 Administrators 2,115 Teachers 453 Educational assistants 157 Counselors/Psychologists 0 Licensed Librarians 90% of licensed teachers with more than 3 years of experience

District website: beaverton.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 2243

Beaverton SD 48J 503-356-4500 | 16550 SW Merlo Rd, Beaverton 97003 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... 90%

American Indian/Alaska Native: ......................................................... 87%

Asian: .................................................................................................. >95%

Asian: .................................................................................................. >95%

Black/African American: ..................................................................... 75%

Black/African American: ..................................................................... 91%

Hispanic/Latino: ................................................................................. 77%

Hispanic/Latino: ................................................................................. 86%

Multiracial: .......................................................................................... 90%

Multiracial: ......................................................................................... 95%

Native Hawaiian/Pacific Islander: ...................................................... 79%

Native Hawaiian/Pacific Islander: ...................................................... 84%

White: ................................................................................................. 87%

White: ................................................................................................. 95%

Free/Reduced Price Lunch: ................................................................. 77%

Free/Reduced Price Lunch: ................................................................ 86%

Ever English Learner: .......................................................................... 82%

Ever English Learner: .......................................................................... 89%

Students with Disabilities: .................................................................. 62%

Students with Disabilities: .................................................................. 79%

Migrant: .............................................................................................. 76%

Migrant: .............................................................................................. 74%

Talented and Gifted: .......................................................................... >95%

Talented and Gifted: .......................................................................... >95%

Female: ............................................................................................... 88%

Female: ............................................................................................... 95%

Male: .................................................................................................. 83%

Male: .................................................................................................. 91%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

Hazeldale Elementary School Grades: K-5 503-356-2010 | 20080 SW Farmington Rd, Aloha 97007 STUDENTS WE SERVE^ 481 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 0%

Asian Students: 9% Teachers: 3%

Black/African American Students: 1% Teachers: 0%

Hispanic/Latino Students: 32% Teachers: 6%

Multiracial Students: 9% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 97% OUR STAFF (ROUNDED FTE) 29 Teachers 10 Educational assistants 1 Counselors/Psychologists 86% Average Teacher retention rate 100% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 0%

White Students: 47% Teachers: 90%

School website: hazeldale.beaverton.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 1164

Mountain View Middle School Grades: 6-8 503-259-3890 | 17500 SW Farmington Rd, Beaverton 97007 STUDENTS WE SERVE^ 879 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 0%

Asian Students: 8% Teachers: 2%

Black/African American Students: 3% Teachers: 0%

Hispanic/Latino Students: 38% Teachers: 8%

Multiracial Students: 7% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 96% OUR STAFF (ROUNDED FTE) 45 Teachers 8 Educational assistants 4 Counselors/Psychologists 83% Average Teacher retention rate 87% of licensed teachers with more than 3 years of experience No: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: <1% Teachers: 0%

White Students: 43% Teachers: 90%

School website: mountainview.beaverton.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 1183

Aloha High School Grades: 9-12 503-356-2760 | 18550 SW Kinnaman Rd, Beaverton 97078 STUDENTS WE SERVE^

INTRODUCTION

1,825 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 1%

ACADEMIC SUCCESS

Asian Students: 7% Teachers: 5% Black/African American Students: 5% Teachers: 1% Hispanic/Latino Students: 44% Teachers: 15% Multiracial Students: 6% Teachers: 0% Native Hawaiian/Pacific Islander Students: 2% Teachers: 0% White Students: 35% Teachers: 79% REQUIRED VACCINATIONS

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19

School: 79%

District: 86%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

School: 88%

District: 93%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 90 Teachers 10 Educational assistants 10 Counselors/Psychologists 83% Average Teacher retention rate 87% of licensed teachers with more than 3 years of experience No: Same principal for the last 3 years?

97%

School website: aloha.beaverton.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 1186

Aloha High School Grades: 9-12 503-356-2760 | 18550 SW Kinnaman Rd, Beaverton 97078 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

American Indian/Alaska Native: ......................................................... *

Asian: .................................................................................................. 85%

Asian: .................................................................................................. 88%

Black/African American: ..................................................................... 73%

Black/African American: ..................................................................... >95%

Hispanic/Latino: ................................................................................. 77%

Hispanic/Latino: ................................................................................. 85%

Multiracial: .......................................................................................... 88%

Multiracial: ......................................................................................... 82%

Native Hawaiian/Pacific Islander: ...................................................... 90%

Native Hawaiian/Pacific Islander: ...................................................... *

White: ................................................................................................. 79%

White: ................................................................................................. 91%

Free/Reduced Price Lunch: ................................................................. 77%

Free/Reduced Price Lunch: ................................................................ 84%

Ever English Learner: .......................................................................... 83%

Ever English Learner: .......................................................................... 85%

Students with Disabilities: .................................................................. 64%

Students with Disabilities: .................................................................. 70%

Migrant: .............................................................................................. 73%

Migrant: .............................................................................................. *

Talented and Gifted: .......................................................................... 90%

Talented and Gifted: .......................................................................... 95%

Female: ............................................................................................... 83%

Female: ............................................................................................... 93%

Male: .................................................................................................. 76%

Male: .................................................................................................. 84%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

COMMUNITY

CITY OF BEAVERTON

89,803 POPULATION 2010 Census Data

MALE 48.6%

$47,863

FEMALE 51.4%

34.7

MEDIAN INCOME

MEDIAN AGE

2010 Census Data

2010 Census Data

In 2010, Beaverton was named by Money magazine as one of the 100 "best places to live", among

smaller cities in the country. Along with Hillsboro, Beaverton is one of the economic centers for Washington County, home to numerous corporations in a variety of industries such as Nike.

According to Oregon Geographic Names, Beaverton's name is derived from the settlement's proximity to a large body of water resulting from beaver dams.

SCHOOL DISTRICTS 

Beaverton

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

22.9% under age 18 9.2% between ages 18 to 24 33% between ages 25 to 44 24.5% between ages 45 to 64 10.4% above age 65

2010 Census Data  

50.54% of homes owner occupied 49.46% of homes rented

POPULATION DENSITY 2010 Census Data  

4,794.6 inhabitants per sq. mile 39,500 housing units at an average density of 2,108.9 per sq. mile

CITY QUICK FACTS      

7 Miles west of downtown Portland 18.73 square miles 189 feet elevation Incorporated in 1893 Highest Average Temperature 63º Lowest Average Temperature 43º

After the American Civil War, numerous other settlers, including Joshua Welch, George Betts, Charles Angel, W. P. Watson, and John

Henry, laid out what is now known as Beaverton hoping they could bring a railroad to an area once described as, "mostly swamps & marshes connected by beaver dams to create what looked like a huge lake." In 1872, Beaverton's first post office opened in a general store operated by Betts, who also served as the first postmaster of the community. Betts Street, where the current post office now stands, is named in honor of him. In 1893, Beaverton, which by that time had a population of 400, was officially incorporated.

Alonzo Cady, a local businessman, served as the first mayor. Many major roads in Beaverton are named for these early settlers.

METRO AREA BASE MAP

0123ÿ51678ÿ973

ÿ 13

7 3 1 ÿ ÿ ÿ ÿ !"! #$%&'() *+$',ÿ-.+(/

0(/(%1(2ÿ3,ÿ4 5ÿ6*1$.%*'ÿ $1'(ÿ7.+8*%, 0(8.01/9:;&%*1$.%*'1$1'(<=.+

U,V(ÿW,X !ÿ' () *ÿ Y,(*

Z7[ÿ\811 284ÿ]1145ÿ^ 9J82 ÿ_ÿ 353 2àb32811 284111454̀ 9

]c1 ÿa55@ÿ1c5ÿ95/182ÿ41 1ÿJ3145ÿb 3ÿd58G531 28ÿeF 9f::fÿ1 ÿ5667896:ÿa11cÿ1c5ÿ983@51ÿ8411 2ÿ12/5I c G53123ÿ83 <2/ÿ>7ÿ̀]c1 ÿ1 ÿ45 ÿ1c82ÿ48 1ÿ9 21cg 983@51ÿ8411 2ÿ12/5Iÿ bÿ>=ÿ̀D2G521 3 ÿc8 ÿc54/ÿ 158/

81ÿ 3ÿ83 <2/ÿ7E`

' () *ÿhX*$,iÿjik l

]c1 ÿ82 a53 ÿm an ÿ1c5ÿ.83@51opÿq ÿ4 9J83123ÿ3815ÿ bÿ 845 G53 < ÿ12G521 3 `

>7

M

08 1ÿ.

054453g .83@51

] /8

21c

M

r

t u v

s

L

d< 53g .83@51

N OÿN PP QRÿS T D2ÿ1c5ÿ48 1ÿb5aÿa55@ ÿ1c5ÿ983@51ÿc8 ÿ84c15G5/ÿ8 354811G5ÿ 18 1 ÿJ 121ÿ12ÿ1539 ÿ bÿ 845 ÿ1 ÿ12G521 3 `

a5G538ÿ12G521 3 ÿ1 ÿ <w415214 ÿ4 aÿ1 ÿ@55Jÿ< ÿ12 1c5ÿ054453n ÿ.83@51ÿx 25ÿ ÿa814cÿ4c8235 ÿ12ÿ1c5ÿ.KD̀ Dbÿ1c5ÿ983@51ÿc581 ÿ<J8ÿJ3145 ÿ835ÿ41@54 ÿ1 ÿ35 <95ÿ82 <Ja83/ÿ4419q`

012345678914 ÿ 95

ÿ ÿ !"#$% ÿ' () *ÿ+(,-$!

.5/182ÿ01 1 5667896: 23145 253ÿ0;<835 5=>: 7 1 ?8 ÿ 2 A .83@51 23145 7BC ?54358 5/ 23145ÿD24358 5/ EC F541 15/ EC D2G521 3

7E .5/182ÿF521 5=8E9> . 1 578=998::: HIJ52 1G5 058 1 5BA989:: HIJ52 1G5 .83@51ÿK411 2 LM N OÿN PP QRÿS T

' () *ÿy z% i*{

H84cÿ 539521ÿq54 aÿ35J35 521 ÿ8JJ3 I198154 ÿ=6Cÿ bÿ1c5ÿ983@51ÿ 3/535/ÿq ÿJ3145` S |} ÿ~ } N ÿ ÿN} |R O R | B8BA> 7ÿ6ÿ=6̀ÿ8435 A = 67 : : 59f:8::: =8Af6 A86::ÿ6ÿE86::ÿ ;b1 A = 6 7 = 5E69896: =87=> >8:::ÿ6ÿ7:8:::ÿ ;b1 A = BE B = 56Bf86:: 7869E A86::ÿ6ÿE86::ÿ ;b1 B = B7 A B 5A69896:

]c<ÿ.83ÿ77ÿ=:=7

2 a535/ÿq ÿK41 ÿF5 5834c8ÿD24ÿ̀_ÿaaa8̀41 3̀5ÿ_ÿ^ J 313c1ÿ ÿ=:=7ÿK41 ÿF5 5834c8ÿD24`

S 7=E 7: : :

=ÿ bÿE

012345678914 ÿ 95

!ÿ# $%&ÿ' %!()*ÿ+), !*

ÿ ÿ

-7.ÿ/801 284ÿ11045ÿ2 9382 ÿ4ÿ 553 267832801 2840104569 9

' ):;%<ÿ#;=*ÿ>!;$)

?5 3105ÿ0@5ÿ8890ÿ0@80ÿ35195 ÿ12ÿ0@1 ÿA13ÿ9 B5ÿB1335Bÿ8ÿC10ÿ0@1 ÿ755DEÿ0@5ÿ95B182ÿ35195 @8 2F0ÿ9 G5Bÿ9H9@ÿ12ÿ0@5ÿ48 0ÿ857ÿ755D ÿ82Bÿ75ÿ559812ÿ554801G54 ÿ94 5ÿ0 ÿ0@5ÿ985D50F @13@678055ÿ985D6ÿ-809@ÿ8 5ÿ355 1 0520ÿB 72785Bÿ @180ÿ12ÿ0@5ÿI85D50ÿJ901 2ÿK2B5Lÿ120 0@5ÿMH 55F ÿA 25ÿ8 ÿ8ÿ458B123ÿ12B1980 5ÿ 8ÿ0@5ÿ35195ÿ 055230@ÿ HC 1B1236 Y^[T\

Y^TT\ Y][T\ Y]TT\ Y[[T\ Y[TT\ YZ[T\ I85ÿSTUV

WH4ÿSTUV

/ GÿSTUV

I85ÿSTUX

WH4ÿSTUX

NO PÿQ R

/ GÿSTUX

I85ÿSTST

NO PÿQ R

WH4ÿSTST

/ GÿSTST I85ÿSTSU

_)`a)<*=

K2ÿ0@5ÿbH850145ÿ985D50ÿ 539520 Eÿ75ÿ 55ÿ35195 ÿ12ÿ0@1 ÿA13ÿ9 B5ÿ@8G5ÿ 50045Bÿ80ÿ8ÿ35195 348058Hÿ895 ÿ0@5ÿC 85B6ÿc5195 ÿ12ÿ844ÿ8 H5ÿbH850145 ÿ855ÿC8 19844 ÿ91L5B6ÿd Dÿ8 5ÿ8 355 1 0520ÿ @180ÿeH3ÿ 5ÿB 72fÿ12ÿ0@5ÿI85D50ÿJ901 2ÿK2B5LÿC58 55ÿ35195 ÿ9 G5ÿ85 9ÿ0@5 5 9H55520ÿ45G54 6 YU6TI

YVTT\ Y]TT\ YZTT\ YSTT\ I85ÿSTUV

WH4ÿSTUV

/ GÿSTUV

I85ÿSTUX

WH4ÿSTUX

/ GÿSTUX

gh i jk lÿ NO P m n ojpll ÿ NO P g t qj uÿ NO P

1@HÿI85ÿUUÿSTSU

I85ÿSTST

WH4ÿSTST

/ GÿSTST I85ÿSTSU

kqh ojr s ÿ NO P

c 7555BÿC ÿJ40 ÿw5 5859@EÿK296ÿ4ÿ7776840 655ÿ4ÿ2 3 513@0ÿxÿSTSUÿJ40 ÿw5 5859@EÿK296

vÿ 8ÿ]

012345678914 ÿ 95

!ÿ# $%&ÿ' %!()*ÿ+), !*

ÿ ÿ

-7.ÿ/801 284ÿ11045ÿ2 9382 ÿ4ÿ 553 267832801 2840104569 9

:!;$)ÿ:)!ÿ<= %!)ÿ> *

1?5ÿ@84A5ÿ34895Bÿ 2ÿ? 95 ÿ9 2012A5 ÿ0 ÿ129558 5CÿB5 3105ÿ0?5ÿ8890ÿ0?80ÿ35195 ÿ12ÿ3525584 ?8@5ÿD552ÿD8 19844 ÿE80ÿ5595204 6ÿ1?5 5ÿ9 2B101 2 ÿ982ÿ851 5ÿ7?52ÿ12@520 5 ÿ1 ÿ413?0ÿ82B 9 55Cÿ 984455ÿ? 95 ÿ?8@5ÿ9 55ÿ12EA5295ÿ 2ÿ @55844ÿ35195 6 RSMM

RLTU RLUM RLLU RLMM RNTU K85ÿLMNO

PA4ÿLMNO

/ @ÿLMNO

K85ÿLMNQ

PA4ÿLMNQ

FG HÿI J

/ @ÿLMNQ

K85ÿLMLM

FG HÿI J

PA4ÿLMLM

/ @ÿLMLM K85ÿLMLN

VWX)W* !Y

Z2@520 5 ÿ?8 ÿD552ÿ8844123ÿ12ÿ559520ÿ755[ 6ÿ/ 05ÿ0?80ÿB59412123ÿ12@520 5 ÿ84 25ÿB 5 ÿ2 0 13284ÿ8ÿ 055230?52123ÿ985[506ÿ\ [ÿ0 ÿ0?5ÿK85[50ÿ]901 2ÿZ2B5^ÿ82Bÿ_8 ÿ 2ÿK85[50 0552B ÿ0 ÿ38A35ÿ7?50?55ÿDA 55ÿ120555 0ÿ1 ÿ9?823123ÿ710?ÿ0?5ÿ8@8148D45ÿ A334 6 LMM

NUM NMM UM M K85ÿLMNO

PA4ÿLMNO

/ @ÿLMNO

K85ÿLMNQ

PA4ÿLMNQ

FG HÿI J

/ @ÿLMNQ

K85ÿLMLM

FG HÿI J

1?AÿK85ÿNNÿLMLN

PA4ÿLMLM

/ @ÿLMLM K85ÿLMLN

b 7555BÿD ÿ]40 ÿc5 5859?CÿZ296ÿ4ÿ7776840 655ÿ4ÿ2 3 513?0ÿdÿLMLNÿ]40 ÿc5 5859?CÿZ296

`ÿ 8ÿa

012345678914 ÿ 95

!ÿ# $%&ÿ' %!()*ÿ+), !*

ÿ ÿ

-7.ÿ/801 284ÿ11045ÿ2 9382 ÿ4ÿ 553 267832801 2840104569 9

' %!()*ÿ:$*; <ÿ=<>)?

@2ÿ0A5ÿ48 0ÿ857ÿ755B ÿ0A5ÿ985B50ÿA8 ÿ89A15C5Dÿ8ÿ554801C5ÿ 08 1 ÿ3 120ÿ12ÿ0559 ÿ 8ÿ 845 ÿ0 12C520 5 6ÿ 75C55Eÿ12C520 5 ÿ1 ÿ FG915204 ÿ4 7ÿ0 ÿB553ÿF ÿ12ÿ0A5ÿ054455H ÿI85B50ÿJ 25ÿ 7809Aÿ9A8235 ÿ12ÿ0A5ÿIK@6ÿ@8ÿ0A5ÿ985B50ÿA580 ÿF3Eÿ35195 ÿ855ÿ41B54 ÿ0 ÿ55 F95ÿ82ÿF3785D 9419L6 TRX

TSS YX XS RX S I85ÿRSTU

VF4ÿRSTU

/ CÿRSTU

I85ÿRSTW

VF4ÿRSTW

MN OÿP Q

/ CÿRSTW

I85ÿRSRS

MN OÿP Q

VF4ÿRSRS

/ CÿRSRS I85ÿRSRT

' %!()*ÿ:$*; <ÿZ)[\)<*]

/ 0ÿ F5351 1234 Eÿ844ÿ 539520 ÿ12ÿ0A1 ÿJ13ÿ9 D5ÿ855ÿ A 7123ÿA13Aÿ45C54 ÿ 8ÿD5982D6ÿ-809A 0A5ÿ^F850145 ÿ8 5ÿ9A8235 ÿL58 55ÿ0A5ÿ7A 45ÿ985B50ÿ9A8235 6ÿ_8052ÿ 25ÿ52Dÿ 8ÿ0A5ÿ985B50 `5636ÿ0A5ÿA13A652Daÿ7144ÿ758B52ÿL58 55ÿ0A5ÿ55 0ÿ 8ÿ0A5ÿ985B50ÿ82Dÿ 13284ÿ8ÿ 4 7D 72ÿ8 5 0A5ÿ7A 45ÿ35 F36 TRX

TSS YX XS RX I85ÿRSTU

VF4ÿRSTU

/ CÿRSTU

I85ÿRSTW

VF4ÿRSTW

/ CÿRSTW

bc d ef gÿ MN O h i jekgg ÿ MN O b o le pÿ MN O

1AFÿI85ÿTTÿRSRT

I85ÿRSRS

VF4ÿRSRS

/ CÿRSRS I85ÿRSRT

flc jem n ÿ MN O

r 7555DÿL ÿK40 ÿs5 5859AEÿ@296ÿ4ÿ7776840 655ÿ4ÿ2 3 513A0ÿtÿRSRTÿK40 ÿs5 5859AEÿ@296

Xÿ 8ÿq

012345678914 ÿ 95

!ÿ# $%&ÿ' %!()*ÿ+), !*

ÿ ÿ

-7.ÿ/801 284ÿ11045ÿ2 9382 ÿ4ÿ 553 267832801 2840104569 9

' ):;%<ÿ=%>?ÿ <ÿ' %!()*ÿ@=A' B

1C5ÿ35 355015 ÿC8D5ÿE552ÿ 2ÿ0C5ÿ985F50ÿ8 5ÿ82ÿ8D55835ÿ 8ÿGGÿH8 6ÿ 848ÿ 8ÿ0C5ÿ41 0123 C8D5ÿ9 95ÿ2574 ÿ 2ÿ0C5ÿ985F50ÿ12ÿ0C5ÿ38 0ÿIJÿ 5ÿ ÿH8 6ÿ-809Cÿ0C5ÿGK6H8 ÿLMNÿ0552H 8 5ÿ 13284 ÿ 8ÿ8ÿ9C823123ÿ985F506 TKK UK JK XK IK K N85ÿIKTU

VW4ÿIKTU

/ DÿIKTU

N85ÿIKTG

VW4ÿIKTG

OP QÿR S

/ DÿIKTG

N85ÿIKIK

OP QÿR S

VW4ÿIKIK

/ DÿIKIK N85ÿIKIT

Y)Z[)<*?

\0ÿ1 ÿ2 0ÿW29 99 2ÿ8 5ÿ0C5ÿC13C55ÿ35195HÿC 95 ÿ12ÿ82ÿ8558ÿ0 ÿ08F5ÿ4 2355ÿ0 ÿ 544ÿ0C82 0C 5ÿ12ÿ0C5ÿ4 755ÿ]W850145 6 TIm

TKK nm mK Im K N85ÿIKTU

VW4ÿIKTU

/ DÿIKTU

N85ÿIKTG

VW4ÿIKTG

/ DÿIKTG

^_ ` ab cÿ OP Q d e fagcc ÿ OP Q ^ k ha lÿ OP Q

1CWÿN85ÿTTÿIKIT

N85ÿIKIK

VW4ÿIKIK

/ DÿIKIK N85ÿIKIT

bh_ fai j ÿ OP Q

o 7555HÿE ÿp40 ÿq5 5859Crÿ\296ÿ4ÿ7776840 655ÿ4ÿ2 3 513C0ÿsÿIKITÿp40 ÿq5 5859Crÿ\296

Jÿ 8ÿJ

0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ

22 0 5 4 7 ÿ ÿ

ÿ!ÿ " #ÿ4$% #& #' # ,-.ÿ0123.425ÿ67-8 ÿ!ÿ4#)O %#' # P-B.ÿQ2-1ÿ0548-@ÿP2R34.-@ 6C283R25SÿUB4VÿDWMÿGÿ0@2C-ÿ05 W-@@7ZÿW7.7B45-BZÿP2R34.-@ P[YC7RSÿ>4@@4-8ÿPÿDWMÿGÿ,-5Z2 _4̀2@Sÿa74.CÿDÿDWMÿGÿ=2BB75.2 b' # c5d454.ZÿX45-5`4-@ÿ_7.\2BV e=ÿ]-5Vÿ06MÿGÿ9J<.CÿfÿX-B845Y e=ÿ]-5Vÿ06M >-RC45Y.25ÿM[.[-@ÿ]-5V >-RC45Y.25ÿM[.[-@ÿGÿ]-5Vÿg2` $hh##ÿ4+$*' # =.-BA[`VRiÿ]-@7Rÿ6CB4d.\-ZÿX]B-j4@4-5ÿUR.-.7Rÿ,-d7ÿc5` =.-BA[`VRiÿ=-d7\-ZG]7-^7B.25 =.-BA[`VRiÿ=-d7\-ZG]7-^7B.25 =.-BA[`VR

(()#'' 9:9;<ÿ=>ÿ?-@AB7-.CÿDB

##*+$ # '& %# <EFGHI<GJHEF KL;;ÿM4ÿ

(()#'' 9K:EEÿ=>ÿP-B.ÿQ1SÿTD 9;:<<ÿ=>ÿX-B845Y.25ÿQ1SÿTIH9JH<<ÿ=>ÿ6[-@-.45ÿW-@@7ZÿP\Z 9:;E<ÿ=>ÿ0@@75ÿ]@^1 9I;FEÿ=>ÿ_2B.CÿD-V2.-ÿ=.

##*+$ # <EFG<H9G<IJI <EFG<H9GJKI< <EFGK:HGKHEE <EFGK::G9KE9 <EFG<I:G<EIH

'& %# 9L;;ÿM4ÿ 9LJ;ÿM4ÿ IL<9ÿM4ÿ IL;JÿM4ÿ FL;JÿM4ÿ

(()#'' 9JK:<ÿ=>ÿX-B845Y.25ÿQ1 9J:J<ÿ=>ÿX-B845Y.25ÿQ1 9J:J<ÿ=>ÿX-B845Y.25ÿQ1 9;K;<ÿ=>ÿX-B845Y.25ÿQ1 9;K;<ÿ=>ÿX-B845Y.25ÿQ1

##*+$ # <EFG<FFGE;F< JEEGJ;IGIK<; <EFGK:HG:EHF <EFGF<KG9IIE <EFGF<KG9IIE

'& %# 9LIIÿM4ÿ 9LF:ÿM4ÿ 9LF:ÿM4ÿ 9L;9ÿM4ÿ 9L;FÿM4ÿ

(()#'' 9;K;<ÿ=>ÿX-B845Y.25ÿQ1 9:;JEÿ=>ÿkR3B7ZÿDB K9H:ÿ=>ÿM[BB-Zÿ]@^1 9:<<<ÿ=>ÿ67-@ÿ]@^1 9:KEEÿ=>ÿM[BB-Zÿ=`C2@@RÿDBSÿT9

##*+$ # <EFGK:HGJ<H; <EFG<I9GE9:9 _l0 <EFG<HEGH;<< <EFG<HEG;JJK

'& %# 9L;9ÿM4ÿ IL;:ÿM4ÿ ILJ<ÿM4ÿ ILJ;ÿM4ÿ ILHFÿM4ÿ

6C7ÿ-A2^7ÿ4RÿA7@47^71ÿ.2ÿA7ÿ-``[B-.7SÿA[.ÿ4Rÿ52.ÿY[-B-5.771Lÿ ,23ZB4YC.ÿmÿ9HH<GIEI9ÿ,D=ÿM-BV7.45YSÿc5`L

ÿ

0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ

22 0 5 4 7 ÿ ÿ

ÿ4 ! "#

% $()ÿ '( '! "# +,-./ÿ1234567689ÿ:-2;,/ÿ<5,65 K6-/4L2./ÿ:6MMN5,/9ÿ:< +,-./ÿ1234567689ÿ:-2;,/ÿ<5,65 9")('Tÿ"'$ÿ %('U('TÿV&"* ! "# R7ÿ1WXW/,6ÿP2./WN-W5/ YW.Z,5DP6[[,5.ÿ=Aÿ\32ÿ:-2WMÿ?

B6M,56].ÿ^,__W B6M,56.ÿ^,__W YN;;,2.ÿ?X6-/.ÿYW-ÿ̀ÿa-,77 & ÿ b%! ! "# K6-/4ÿ:6N-.2ÿW/ÿP2.2-c2ÿd,529 Rf23N/,c2ÿ:6N-.2ÿW/ÿI2-,L2/42 P2;1W,7ÿa67gÿ:6N-.2 h-2536ÿ@66;.ÿa67gÿ:7N[ i,58ÿ:,/9ÿa67gÿ:6N-.2 % * %!ÿ"'$ÿ4b %#"U )! "# K27.65].ÿ?NX2-,6-ÿ^-6;N3/.

YW72.ÿIW-Z2/X7W32

$$% !!

& ' (!)"'*

$$% !! =>>>ÿ?@ÿA>=-;ÿBOEH>ÿ?@ÿ?34677.ÿ+2--9ÿP; >OECÿKRÿ:6-5277ÿP;

& ' >C=DEFFDFC=F >C=DEHEDE>>= >C=DEFODC>AQ

(!)"'* =G=HÿI,ÿ FGQEÿI,ÿ >G>SÿI,ÿ

$$% !!

AOEAQÿ?@ÿ+W-M,58/65ÿP; AOEC>ÿ?@ÿ+W-M,58/65ÿP; AO>ECÿ?@ÿ+W-M,58/65ÿP; AO>ECÿ?@ÿ+W-M,58/65ÿP; AO>HCÿ?@ÿ+W-M,58/65ÿP;

& ' >C=DEFSDQ>F> >C=D>SAD>>Q> >C=DEFSD=C=C >C=DEFSD=C=C >C=DEFHD>A>A

(!)"'* AGH=ÿI,ÿ AGHFÿI,ÿ AGHEÿI,ÿ AGHEÿI,ÿ AGHOÿI,ÿ

$$% !!

FOC>ÿ?@ÿHHS/4ÿec2 >HCCÿ?@ÿP66;ÿY-,;82ÿP; OHCCÿ?@ÿ?34677.ÿ+2--9ÿP; HHHCCÿK@ÿY,-34ÿ?/ A>=>>ÿ?@ÿP69W7/9ÿ^ZL9

& ' >C=DEFSDOASA >C=DEFODFAF= >C=DEFED>AEE >C=DEFODAO=E >C=DE=SDQSOE

(!)"'* HGF>ÿI,ÿ =GQEÿI,ÿ FGO>ÿI,ÿ FGS>ÿI,ÿ >G==ÿI,ÿ

$$% !!

OACQÿ?6N/4L2./ÿAOF/4ÿec25N2 AQEQ>ÿ?@ÿ+W-M,58/65ÿP;

& ' (!)"'* >C=DOFOD=SAF CGEOÿI,ÿ >C=DEFSDO>SQ AGQAÿI,ÿ

142ÿW[6c2ÿ,.ÿ[27,2c2;ÿ/6ÿ[2ÿW33N-W/2jÿ[N/ÿ,.ÿ56/ÿ8NW-W5/22;Gÿ :6X9-,84/ÿkÿASS>DHCHAÿ:B?ÿIW-Z2/,58jÿ\53G

ÿ

0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ

22 0 5 4 7 ÿ ÿ

ÿ!"#ÿ4$% &!' ( !& ,-./0ÿ,.2345ÿ6.47839ÿ:ÿ;3<48 ;8J82:K-8J82ÿL<<0ÿ;3<489ÿ:ÿMP/83ÿTÿNU./ÿ6.4783 !)(*ÿ )$V ÿ!"#ÿ4%! !& W.--5ÿN<3.-ÿL/32899 6O44.5ÿB/--ÿC8Z48.3/<2ÿ[82384 C8984J8ÿP/285.409ÿTÿ\<-]ÿ[-O^ [O4J89ÿL<4ÿA<Y82 [O4J89 %+(!)ÿ_ÿ $( ÿ ! !& ,4<J/082Z8ÿ;3ÿP/2Z823ÿ680/Z.`8a.Z5ÿ684/0/.2ÿ,.47ÿ680/Z. $ +"bÿ & !& 6.45J/--8ÿcO49/2aÿB<Y8 MJ.Y848ÿC8U.^/-/3.3/<2ÿd]ÿW8. ,.Z/]/ZÿB8.-3UÿM20ÿC8U.^/-/3.

MJ.Y848ÿC8U.^/-/3.3/<2ÿd]ÿX/2 MJ.Y848ÿC8U.^/-/3.3/<2ÿd]ÿB/ ee+ ÿ!"#ÿ )+"+ ÿ eÿ *+ % ! ( !&

## =>?@@ÿ;AÿB.43ÿC0 =E=FDÿ;AÿNO.-.3/2ÿP.--85ÿBQ5 =H=SEÿ;AÿNO.-.3/2ÿP.--85ÿBQ5

) %* " D@?:DE=:EFEF D@?:>RE:ER@@ D@?:HRH:E?S=

+(!" =GH=ÿ6/ÿ SGD=ÿ6/ÿ SGDRÿ6/ÿ

## =FH@@ÿ;AÿX/22.Y.2ÿC0 ==@=@ÿ;AÿN8.-ÿW-J0 RH@Dÿ;AÿSSE3UÿMJ8 =H=SDÿ;AÿNO.-.3/2ÿP.--85ÿBQ5 S@SSEÿ;AÿNO.-.3/2ÿP.--85ÿBQ5

) %* " D@?:?D>:EFF> D@?:DFE:@EHD D@?:>RE:H=E= D@?:?D>:DRDR D@?:?D>:DRDR

+(!" =GESÿ6/ÿ SGRRÿ6/ÿ SGRDÿ6/ÿ SGDDÿ6/ÿ SGDHÿ6/ÿ

## ES@Dÿ;AÿW.4289ÿC0 =E?@@ÿ;Aÿ>D3UÿMJ8

) %* " +(!"

D@?:S=>:=S?R >G??ÿ6/ÿ D@?:>ES:=S=S HGD>ÿ6/ÿ

## =R>RDÿ;AÿL.4Y/2a3<2ÿC0 ==HD@ÿ;AÿM--82ÿW-J0 =R=RDÿ;Aÿ=@D3UÿMJ8 =>RHDÿ;Aÿ,.Z/]/ZÿBQ5 >D@ÿ;Kÿd.7ÿ;3

) %* " D@?:>R?:H>S> D@?:>R>:F=>R D@?:>?E:==RR D@?:>S@:D=R= D@?:>RH:HDHH

##

) %* " +(!"

+(!" ?G=Fÿ6/ÿ RG=Rÿ6/ÿ DG?Hÿ6/ÿ DG>Sÿ6/ÿ >G?Eÿ6/ÿ

NU8ÿ.^<J8ÿ/9ÿ^8-/8J80ÿ3<ÿ^8ÿ.ZZO4.38fÿ^O3ÿ/9ÿ2<3ÿaO.4.23880Gÿ [<g54/aU3ÿhÿ=EED:S@S=ÿ[i;ÿ6.4783/2afÿj2ZG

ÿ

0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ

22 0 5 4 7 ÿ ÿ

ÿ!"#ÿ $ " ÿ% ÿ & '%('! )%' !* ##' ?@ABCÿ+DÿEFG.-=ÿ8. +,-./012ÿ456-.7ÿ89ÿ:ÿ;<..0=,> ??IBHÿ+Dÿ+Q,5SSFÿT-..=ÿ4U N5,-1F--2ÿ8.-Oÿ89ÿ:ÿP0QRÿ>1ÿ; ?CBJHÿ+DÿV>W0.Uÿ+7 P-.1,0.U2ÿ+Q577ÿ89ÿ:ÿ9,>.5G.0 ?IHJJÿ+Dÿ[0Q>Z>QÿNO= T0/>S=ÿY>Z-ÿ9,>.5G.0Q7>Q ?K@CHÿ+Dÿ;0>1ÿ+7 \.U/012ÿV-..01Q-ÿ\ÿ89ÿ:ÿV>W0. ÿ!"#ÿ $ " ÿ% ÿ ") ) !* ##' ?XJIHÿ+Oÿ]^=ÿ_S-1ÿ+7 V-1G5ÿVF-1 IBJHÿ+Oÿ?BH7,ÿ̀^-2ÿa0^-:??C `S5,0ÿ8-170Sÿ90.IBJHÿ+Oÿ?BH7,ÿ̀^-2ÿa0^-:?AC 95SO-SS2ÿP.<Q-ÿTÿ8UF IBIHÿ+Oÿ?BH7,ÿ̀^-:@CC ;51.5-2ÿ;>R-ÿYÿ8UF IBIHÿ+Oÿ?BH7,ÿ̀^-ÿa@CC ;>R-ÿYÿ;51.5 ÿ!"#ÿ $ " ÿ% ÿ6 # !$ÿ % )%' !* ##' AXAJÿ+DÿP0=6-..=ÿ8. `ÿD5/01bFÿ[5>17ÿ5Zÿc>-O ?X@CCÿ+DÿN0.7ÿ4U2ÿ+7-ÿ8 ;Qc-=ÿ9S>ZZ5.Uÿ8^/ ?X@CCÿ+DÿN0.7ÿ4U ;0.7>1ÿd-11>Z-.ÿ8c; ?X@CCÿ+DÿN0.7ÿ4U2ÿa` ;0..-.52ÿ+ÿ̀S-e01U-.ÿ88+ÿ:ÿ+< KCXAXÿ+Dÿ[0.R-.ÿ97 P-0^-.751ÿEeZ5.UÿN5<Ff&!'*! !* ##' XCHHÿ+Dÿ?BH7,ÿ̀^`S6-.7F51F

$ (&%" HCI:HJC:@CCC HCI:HK@:JC@C HCI:HJB:JICK HCI:HJB:CJJJ HCI:XKC:@BBC

)!"

KLA?ÿ;>ÿ @LKJÿ;>ÿ @LXJÿ;>ÿ HLICÿ;>ÿ HLXKÿ;>ÿ

$ (&%" HCI:JIK:BK?C HCI:X@J:?X@X HCI:X@J:X@JA HCI:X@K:KH@C HCI:X@K:KH@C

)!" ?LAKÿ;>ÿ KLIAÿ;>ÿ KLIAÿ;>ÿ KL@?ÿ;>ÿ KL@?ÿ;>ÿ

$ (&%" HCI:B@B:XBBI HCI:HJ?:HKBK HCI:HJ?:HKBK HCI:X@J:AAC? HCI:IHX:?AIH

)!"

CL@Xÿ;>ÿ ?LAAÿ;>ÿ ?LAAÿ;>ÿ ?LAAÿ;>ÿ ?LAAÿ;>ÿ

$ (&%" )!"

HCI:X@K:ACHJ ?LKJÿ;>ÿ

V,-ÿ065^-ÿ>Fÿ6-S>-^-Uÿ75ÿ6-ÿ0QQ<.07-2ÿ6<7ÿ>Fÿ157ÿW<0.017--ULÿ 95G=.>W,7ÿgÿ?JJH:KCK?ÿ98+ÿ;0.R-7>1W2ÿ]1QL

ÿ

0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ

22 0 5 4 7 ÿ ÿ

!"#$ # +,-./01 EFGHIÿJ0KHÿ61F0=IÿL/M,NF0G,/ ;HF0/ÿLF0SF0/1,FG ;UVÿW,I,FGÿ6FK0V= & !#$ÿ(\ÿ #&"]"() # ^../GK=MÿLF..KG,1YÿL:K0V: L:K0V:ÿaNÿb=IKIÿL:0,I1ÿaNÿEQI E,N=ÿL:K0V: L:K0V:ÿaNÿb=IKIÿL:0,I1ÿaNÿEQI ;MF:/ÿL:0,I1,/Gÿ6V:FFM

#*" # #)*ÿ ( d)"*"#$ # T=0N=V1ÿL/0= _FM/eIÿ;QKM1ÿOFI1=0ÿZF.= L/GN,=MQÿTM/V= Z=/01:I1FG=ÿ/1ÿCK00/Y:,MM O/0.,GH1FGÿ6fK/0=ÿ-ÿ+=/<=01FG #*# ") gÿhÿ9 # ]#)!gÿ4# i"!#$ # ;MF:/ÿJFHÿjÿL/1ÿZFIS,1/M CK00/Y:,MMÿW=1=0,G/0YÿZFIS,1/

%% #$$ 2342ÿ67ÿ8921:ÿ;<= 84A32ÿ67ÿO/0.,GH1FGÿPQ 3@3>ÿ67ÿ6/GQI1FG=ÿTM 89@R3ÿ67ÿXK/M/1,GÿW/MM=YÿZ[Y

#&#' ()# 2>?-@A3-@22> 2>?-9A9-44>> 2>?-23>-2332 2>?-@A3-42@@

"$* )!# 8B?2ÿC,ÿ 8B9RÿC,ÿ 8B3>ÿC,ÿ RB28ÿC,ÿ

%% #$$ R>9>2ÿ67ÿO/0.,GH1FGÿPQ 848A>ÿ67ÿ+/GYÿPQ 2292ÿ67ÿR>31:ÿ;<= 2842ÿ67ÿR>31:ÿ;<= 89?9>ÿ67ÿc,GG/./GÿPQ

#&#' ()# _`; 2>?-?2@-RR>R _`; 2>?-?2@-93>8 2>?-@A3-2@44

"$* )!# >B98ÿC,ÿ 8BA?ÿC,ÿ 8B29ÿC,ÿ 8B44ÿC,ÿ 8B32ÿC,ÿ

%% #$$ R>4>8ÿ67ÿL=M=U0,1YÿEG 929>ÿ67ÿXK0fKF,I=ÿEFFS 8A24>ÿ67ÿZ/01ÿPQ 8>99>ÿ67ÿJ/<,=IÿPQ 8A?8>ÿ67ÿO/0.,GH1FGÿPQ

#&#' ()# 2>?-238-42A3 2>?-23>-933> 2>?-2R@-?9>?

2>?-9RR-8@42 2>?-@R@-RR4?

"$* )!# 8B42ÿC,ÿ RB83ÿC,ÿ RB@RÿC,ÿ ?B8@ÿC,ÿ ?B?8ÿC,ÿ

%% #$$ 84??2ÿ67ÿXK/M/1,GÿW/MM=YÿZ[Y 8A9?8ÿ67ÿX=/Mÿ+M<Q

#&#' ()# "$* )!# 2>?-@A3-2@88 RB@2ÿC,ÿ 348-R?9-8R3R RB@@ÿC,ÿ

X:=ÿ/UF<=ÿ,IÿU=M,=<=Qÿ1FÿU=ÿ/VVK0/1=kÿUK1ÿ,IÿGF1ÿHK/0/G1==QBÿ LFSY0,H:1ÿlÿ8332-R>R8ÿLJ6ÿC/0m=1,GHkÿ^GVB

ÿ

0102ÿ45ÿ67889 ÿ 788ÿ

ÿ 9 9 ÿ ÿ

22 0 5 4 7 ÿ ÿ

! "ÿ#ÿ9$ % &"ÿ4 ' & ( !$ ./0123451ÿ789:;<ÿ=/5>91;<?@A/ U/:>;89/8ÿV41ÿU<989Wÿ?ÿ7</2; J4;K4H1/8ÿV41ÿU<989W ! "ÿ#ÿ6 ) & !$ V/<</WXYÿG/89W;YÿZK:ÿ?ÿ=;H1ÿ[ \2/:>5/8ÿ@H9X U/:>;89/8ÿV41ÿU<989W5 U/:>;89/8ÿV41ÿU<989W5 _9W/<ÿ̀4912ÿZÿZK:

)) (( BCDEÿ.FÿG0HH;IÿJ<KL CPBMÿ.FÿCSM12ÿ7K4 CCSQBÿ.FÿJ4;K4H1/8ÿ=9<<5L;<4ÿ=

* +,- MND?BOD?PCDQ MND?QCN?EQPO MND?EPO?QDNE

( ! & PRSBÿG9ÿ DRBOÿG9ÿ OROCÿG9ÿ

)) (( CBONNÿ./0123451ÿ=;H1ÿ[/;L CQOMMÿ./0123451ÿ];H:98^1/8ÿ[/; COPEPÿ./0123451ÿ7<<48ÿJ/0<4K;H COPEPÿ.Fÿ7<<48ÿJ<KL CPQDNÿ./0123451ÿ_/H12ÿZ;X/1;ÿ.

* +,- MND?MEC?MPSP MND?MEC?SBPM MND?BOC?ECMC MND?BOC?ECMC MND?MPO?MNPE

( ! & CRQOÿG9ÿ CRSQÿG9ÿ PREMÿG9ÿ DRNNÿG9ÿ DRQSÿG9ÿ

\24ÿ;a/K4ÿ95ÿa4<94K4Lÿ1/ÿa4ÿ;WW0H;14Yÿa01ÿ95ÿ8/1ÿ^0;H;8144LRÿ U/>IH9^21ÿbÿCEEM?PNPCÿUZ.ÿG;HX4198^Yÿc8WR

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving‐related tasks! WFG Na onal Title has partnered with Updater, a me‐saving free tool geared to simplify and ease the process of moving. Look for a personalized Updater invita on a er we complete your Title Report.

Registra on is totally op onal!

Use Updater to: Forward USPS mail Reserve a mover online Update your accounts Connect u li es Hook up home services Search move‐in special offers Share moving announcements with friends & family

For more informa on on Updater, visit; h ps://wfgoregon.updater.com/sign‐up

BEAVERTON UTILITIES Emergency/Police/Medical/Fire 911

Poison Control (800) 222‐1222

www.aapcc.org

United States Postal Service (800) 275‐8777 www.usps.com

Xfinity (800) 266‐2278 www.xfinity.com

Fron er Communica ons (800) 921‐8101 www.fron er.com

Verizon (800) 483‐4100 www.verizon.com

AT&T (800) 288‐2020 www.a .com

Dish Network (800) 318‐0572 www.dish.com

DIRECT TV (800) 531‐5000

The Oregonian (503) 221‐8240 www.oregonlive.com

TRI‐MET (503) 238‐7433 www.trimet.org

Northwest Natural Gas (800) 422‐4012 www.nwnatural.com

Portland General Electric (503) 228‐6322 www.portlandgeneral.com

Tuala n Valley Water District (503) 642‐1511 www.tvwd.org

Clean Water Services Sewer Provider (503) 681‐3600 www.cleanwaterservices.org

Waste Management Garbage (800) 808‐5901 www.wm.com

Beaverton School District (503) 356‐4500 www.beaverton.k12.or.us

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of you… we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

Covenants, Condi ons & Restric ons We believe these are the correct condi ons and restric ons.

However, no examina on of tle has been made and WFG Na onal Title assumes no liability for any addi ons, dele ons or correc ons.