Home & Community Book - 21892 S Ferguson Rd

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Owner Information Owner Name:

ZORNES JAMES EARL / ZORNES L C

Vesting:

TENANT BY ENTIRETY

Mail Address:

21892 S FERGUSON RD BEAVERCREEK OR 97004

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

1932 HOLLY FIR ESTATES PT LT 2

County:

CLACKAMAS

Census/Block: 023001 / 2011

Alt Parcel #

32E23D 00501

School District: OREGON CITY 62

Tsp-Rng-Sec:

T3S-R2E-S23

Municipality:

Lot / Block:

Lot: 2 Block:

Parcel #:

00893910

Housing Tract: HOLLY FIR ESTATES Last Market Sale Date:

2017-09-12/2017-09-08

Lender:

NUDGE FUNDING LLC

Sale Price:

565000

Loan:

285000

Document #: 2017.62566

Document #: 2017.62567

Doc Type:

GENERAL WARRANTY DEED

Loan Type:

$ Sqft:

$136.11

Loan Term:

30

Prior Sale Information Date:

2006-01-18/2006-01-17

Lender:

Price:

600000

Loan:

Document #: 2006.5087 Doc Type:

WARRANTY DEED

480000

Document #: Loan Type:

CONVENTIONAL

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Property Characteristics Garage Area: 504

Gross Area: Living Area:

4151

Above Grade: N/A

Interior Wall

Roof Shape:

GABLE

Porch Type:

Foundation:

CONCRETE

Patio Type:

Bedrooms:

4

Roof Material:

Air Cond:

Bath (F/H):

3/1

Construction:

Fixtures:

Fireplace:

FIREPLACE

Heat Type:

Year Built:

1998

Cooling Type:

Parking Type: Garage Units:

1

Basement:

Exterior Wall:

FORCED AI

Floor: Equipment:

CLAPBOARD

Rooms:

Stories:

2

Pool:

No

Quality:

GOOD

Condition:

Property Information Land Use:

SFR

County Use:

RESIDENTIAL LAND

State Use:

Zoning:

RA2

Lot Acres:

1.7961

Lot Sqft:

78,236

Len/Wid:

/

Tax and Assessment Information Assd Year:

2020

Assd Value:

$1,058,958

Taxable Val:

$1,058,958

Tax Year:

2020

Land Value:

$288,898

Mkt Value:

$1,058,958

Tax Area:

062-070

Imp Value:

$770,060

Exemption:

Property Tax:

$10,147.61

Improved %:

73%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2016

3.00

3.29

3,971

$667,893

$168

2017

3.00

3.80

4,133

$703,120

$170

2018

2.00

3.00

3,987

$755,800

$190

2019

2.00

3.40

4,227

$758,184

$179

2020

4.00

4.33

4,234

$576,930

$136

Average Sale Price $667,893

$703,120

$755,800

$758,184 $576,930

2016

2017

2018

2019

$190

$179

2020

Average $ Per Square Foot

$168

$170

$136

2016

2017

2018

2019

2020

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Population by Age

4,241

11% 7% 0-9

16%

18%

17%

40-49

50-59

60-69

70+

9%

7% 10-19

13% 20-29

30-39

Household Income

1,707

13.9%

14.2%

10.8%

21.9%

18.1%

12.1% 9.0%

$0 - $24K

$25K - $49K

$50K - $74K

Education

$75K - $99K

$100K - $149K $150K - $199K

$200K Plus

Employment

No Diploma: High School: Some College: Bachelor's Graduate's:

7.4% 25.4% 38.5% 18.6% 10.1%

Working Age:

3,500 57.7%

Labor Force: Median Income:

$93,203 97.0%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

3.0%

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Oregon City Sd 62 Elementary Schools Beavercreek Elementary 21944 S YEOMAN RD BEAVERCREEK OR 97004 Grades: KG to 06 Charter School: N Magnet School: U

503-785-8350 Area Desc: Rural: Fringe Distance: 0.49 Miles Title One: N

Gaffney Lane Elementary 13521 S GAFFNEY LN OREGON CITY OR 97045 Grades: KG to 06 Charter School: N Magnet School: U Middle Schools Gardiner Middle School 180 ETHEL ST OREGON CITY OR 97045 Grades: 07 to 08 Charter School: N Magnet School: U

503-785-8600 Area Desc: Suburb: Large Distance: 3.90 Miles Title One: Y

Ogden Middle School 14133 S DONOVAN RD OREGON CITY OR 97045 Grades: 07 to 08 Charter School: N Magnet School: U High Schools Oregon City Senior High 19761 S BEAVERCREEK RD OREGON CITY OR 97045 Grades: 09 to 12 Charter School: N Magnet School: U

503-785-8300 Area Desc: Suburb: Large Distance: 5.21 Miles Title One: N

Sandy High PO BOX 547 SANDY OR 97055 Grades: 09 to 12 Charter School: N

503-668-8011 Area Desc: Town: Fringe Distance: 19.86 Miles Title One: N

Magnet School: U

503-785-8200 Area Desc: Suburb: Large Distance: 5.07 Miles Title One: N

503-785-8900 Area Desc: Rural: Fringe Distance: 2.70 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

Oregon City SD 62 503-785-8000 | 1417 12th St, Oregon City 97045 STUDENTS WE SERVE^

INTRODUCTION

8,018 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 0%

ACADEMIC SUCCESS

Asian Students: 1% Teachers: <1% Black/African American Students: 1% Teachers: <1% Hispanic/Latino Students: 14% Teachers: 6% Multiracial Students: 6% Teachers: 1% Native Hawaiian/Pacific Islander Students: <1% Teachers: <1% White Students: 77% Teachers: 92%

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19.

District: 84%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

District: 92%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 25 Administrators 381 Teachers 131 Educational assistants 27 Counselors/Psychologists 0 Licensed Librarians 77% of licensed teachers with more than 3 years of experience

District website: www.ocsd62.org For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 1928

Oregon City SD 62 503-785-8000 | 1417 12th St, Oregon City 97045 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

American Indian/Alaska Native: ......................................................... *

Asian: .................................................................................................. 83%

Asian: .................................................................................................. 94%

Black/African American: ..................................................................... *

Black/African American: ..................................................................... *

Hispanic/Latino: ................................................................................. 80%

Hispanic/Latino: ................................................................................. 87%

Multiracial: .......................................................................................... 86%

Multiracial: ......................................................................................... >95%

Native Hawaiian/Pacific Islander: ...................................................... *

Native Hawaiian/Pacific Islander: ...................................................... *

White: ................................................................................................. 84%

White: ................................................................................................. 93%

Free/Reduced Price Lunch: ................................................................. 77%

Free/Reduced Price Lunch: ................................................................ 85%

Ever English Learner: .......................................................................... 82%

Ever English Learner: .......................................................................... 92%

Students with Disabilities: .................................................................. 68%

Students with Disabilities: .................................................................. 83%

Migrant: .............................................................................................. *

Migrant: .............................................................................................. *

Talented and Gifted: .......................................................................... 91%

Talented and Gifted: .......................................................................... >95%

Female: ............................................................................................... 85%

Female: ............................................................................................... 93%

Male: .................................................................................................. 83%

Male: .................................................................................................. 91%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

Beavercreek Elementary School Grades: K-5 503-785-8350 | 21944 S Yeoman Rd, Beavercreek 97004 STUDENTS WE SERVE^ 557 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 0%

Asian Students: 2% Teachers: 0%

Black/African American Students: <1% Teachers: 0%

Hispanic/Latino Students: 7% Teachers: 0%

Multiracial Students: 6% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 87% OUR STAFF (ROUNDED FTE) 22 Teachers 5 Educational assistants 0 Counselors/Psychologists 85% Average Teacher retention rate 74% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 0% Teachers: 0%

White Students: 84% Teachers: 100%

School website: www.beavercreekschool.org For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 105

Ogden Middle School Grades: 6-8 503-785-8300 | 14133 S Donovan Rd, Oregon City 97045 STUDENTS WE SERVE^ 868 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 0%

Asian Students: 1% Teachers: 0%

Black/African American Students: 1% Teachers: 3%

Hispanic/Latino Students: 12% Teachers: 5%

Multiracial Students: 9% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 95% OUR STAFF (ROUNDED FTE) 35 Teachers 2 Educational assistants 2 Counselors/Psychologists 82% Average Teacher retention rate 83% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 0%

White Students: 76% Teachers: 93%

School website: www.ogdenmiddleschool.org For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 116

Oregon City Senior High School Grades: 9-12 503-785-8900 | 19761 S Beavercreek Rd, Oregon City 97045 STUDENTS WE SERVE^

INTRODUCTION

2,010 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 0%

ACADEMIC SUCCESS

Asian Students: 2% Teachers: 0% Black/African American Students: 1% Teachers: 0% Hispanic/Latino Students: 15% Teachers: 7% Multiracial Students: 6% Teachers: 2% Native Hawaiian/Pacific Islander Students: <1% Teachers: 0% White Students: 76% Teachers: 91% REQUIRED VACCINATIONS

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19

School: 91%

District: 84%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

School: >95%

District: 92%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 80 Teachers 4 Educational assistants 6 Counselors/Psychologists 87% Average Teacher retention rate 80% of licensed teachers with more than 3 years of experience No: Same principal for the last 3 years?

96%

School website: www.ochpioneers.org For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 118

Oregon City Senior High School Grades: 9-12 503-785-8900 | 19761 S Beavercreek Rd, Oregon City 97045 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

American Indian/Alaska Native: ......................................................... *

Asian: .................................................................................................. 90%

Asian: .................................................................................................. >95%

Black/African American: ..................................................................... *

Black/African American: ..................................................................... *

Hispanic/Latino: ................................................................................. 84%

Hispanic/Latino: ................................................................................. 92%

Multiracial: .......................................................................................... 87%

Multiracial: ......................................................................................... >95%

Native Hawaiian/Pacific Islander: ...................................................... *

Native Hawaiian/Pacific Islander: ...................................................... *

White: ................................................................................................. 92%

White: ................................................................................................. >95%

Free/Reduced Price Lunch: ................................................................. 86%

Free/Reduced Price Lunch: ................................................................ 90%

Ever English Learner: .......................................................................... 89%

Ever English Learner: .......................................................................... >95%

Students with Disabilities: .................................................................. 76%

Students with Disabilities: .................................................................. 89%

Migrant: .............................................................................................. *

Migrant: .............................................................................................. *

Talented and Gifted: .......................................................................... 93%

Talented and Gifted: .......................................................................... >95%

Female: ............................................................................................... 91%

Female: ............................................................................................... >95%

Male: .................................................................................................. 90%

Male: .................................................................................................. 95%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

CITY OF BEAVERCREEK

4,485

POPULATION 2010 Census Data

MALE 50.93%

$76,345

FEMALE 49.07%

45.35

MEDIAN INCOME

MEDIAN AGE

2010 Census Data

2010 Census Data

Beavercreek is an unincorporated gated community, hamlet and census-designated place in Clackamas County, Oregon located 6 miles southeast of Oregon City. According to Oregon Geographic Names, the name "Beaver Creek" was first used for a school district in this area in the early 1850s. It was named for the creek that flows through the community and into the Willamette River. A post office operated under various names in the locality until 1922, when the name was changed to Beavercreek, the form still used today. Beavercreek's ZIP code is 97004.

SCHOOL DISTRICTS    

Oregon City School District Canby School District Colton School District Molalla River School District

HOUSING 2010 Census Data  

89.70% of homes owner occupied 10.30% of homes rented

AGE DEMOGRAPHIC 2010 Census Data     

CITY QUICK FACTS 

POPULATION DENSITY 2010 Census Data  

222.9 inhabitants per sq. mile 1,621 housing units at an average density of 80.6 per sq. mile

21.85% under age 18 7.34% between ages 18 to 24 20.13% between ages 25 to 44 27.17% between ages 45 to 64 13.51% above age 65

 

Beavercreek is the birthplace of geocaching. The first documented placement of a GPS-located cache took place on May 3, 2000, by Dave Ulmer of Beavercreek a few miles west of the community Highest Average Temperature 81º Lowest Average Temperature 34º

In the summer of 2006, the citizens of Beavercreek voted to become Oregon's first hamlet, a system of quasi-government which exists in Oregon. A final hearing by the board of county commissioners on the formation of the hamlet took place in September 2006, and officially recognized the community as the Hamlet of Beavercreek. The hamlet holds monthly community meetings at the Beavercreek Grange hall, except for quarterly town hall meetings, which may be held at other locations to accommodate attendance; frequently Beavercreek Elementary School is used.

METRO AREA BASE MAP

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Animal - Rescue Name

Address

Clackamas County Veterinary C

1678 Beavercreek Rd

Animal - Services Name

Address

Sundholm, Steve D DVM - Equus Crabbe, Barb DVM - Pacific Cr

Telephone

Distance

503-657-3171

4.13 Mi

Telephone

Distance

14671 Leland Rd

503-632-2100

1.83 Mi

15056 S Spangler Rd

503-632-6336

2.59 Mi

Leichner, Teri DVM - Clackama

1678 Beavercreek Rd, #F

503-657-3171

4.13 Mi

Revenaugh, Mark DVM - Northwe

25230 S Eldorado Rd

503-632-9151

4.20 Mi

Jacobs, Penny DVM - Berry Hil

418 Beavercreek Rd, #101

503-650-1667

4.39 Mi

Banks Name

Address

Telephone

Distance

Bank of America ATM

13966 Meyers Rd

800-432-1000

3.29 Mi

Landstrom- Jeffrey L

19715 Highway 213

503-518-7100

3.32 Mi

Bank of America ATM

19600 Molalla Ave

800-432-1000

3.42 Mi

US Bank

19007 Beavercreek Rd

503-655-4126

3.60 Mi

Citizens Bank

19245 Molalla Ave

503-518-8808

3.84 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks: Oregon City Haggen

19701 Highway 213

503-657-8869

3.33 Mi

Starbucks: Hwy 213 - Oregon C

19574 Molalla Ave

503-655-2916

3.49 Mi

Starbucks: Oregon City

1839 Molalla Ave

503-557-1826

3.97 Mi

Starbucks: Oregon City

1839 Molalla Ave, #Ave-c

503-557-1826

3.97 Mi

Starbucks: Oregon City Haggen

19701 S. Hwy

503-657-8869

4.56 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Coffee Shops Name

Address

Telephone

Distance

Eating and Drinking Places Name

Address

Telephone

Distance

Beavercreek Saloon & Restaura

22000 S Beavercreek Rd

503-632-3190

0.39 Mi

Carus House Wedding Chapel

23200 S Highway 213

503-632-2253

2.43 Mi

Carl's Jr

19761 Highway 213

503-723-3346

3.27 Mi

Bellagios Pizza

19735 Highway 213

503-518-5000

3.29 Mi

Bellagios Pizza - Lake Oswego

19735 Trails End Hwy

503-518-5000

3.30 Mi

Golf Courses Name

Address

Telephone

Distance

Stone Creek Golf Club

14603 S Stoneridge Dr

503-518-4653

1.90 Mi

Oregon City Golf Club

20124 S Beavercreek Rd

503-656-2846

2.21 Mi

Ranch Hills Golf Course

26710 S Ranch Hills Rd

503-829-5666

5.29 Mi

Arrowhead Golf Club

28301 S Hwy 213

503-829-8080

6.89 Mi

Children's Course, The

19825 River Rd

503-722-1530

6.98 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

Beavercreek Grocery

22001 S Beavercreek Rd

503-632-3131

0.36 Mi

Haggen Food & Pharmacy - Oreg

19701 Highway 213

503-451-7900

3.33 Mi

Get & Go Grocery

2200 Molalla Ave

503-656-6411

3.96 Mi

Redland Store

18151 S Redland Rd

503-631-2900

4.13 Mi

Jins Mongolian Kitchen

1656 Beavercreek Rd

503-723-9855

4.15 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Health Clubs and Spas Name

Address

Telephone

Distance

Snap Fitness Nelson Nautilus Plus

19703 Highway 213, #170

503-656-2580

3.34 Mi

1715 Beavercreek Rd

503-657-7717

4.11 Mi

Serp

1656 Beavercreek Rd

503-657-5585

4.16 Mi

Fitness Professional the

412 Beavercreek Rd, #604

503-657-3814

4.39 Mi

Heaven's Fitness Center

Haggens Market Pl

503-518-2348

4.44 Mi

Hospitals - Acute Care Name

Address

Telephone

Distance

Providence Willamette Falls M

1500 Division St

503-657-6915

5.52 Mi

Kaiser Sunnyside Medical Cent

10180 SE Sunnyside Rd

503-813-2000

10.11 Mi

Nursing Homes Name

Address

Telephone

Distance

Marquis Care At Oregon City

1680 Molalla Ave

503-655-2588

4.24 Mi

Oregon City Health Care Cente

148 Hood St

503-656-4035

5.04 Mi

Avamere Rehabilitation Of Ore

1400 Division St

503-656-0367

5.47 Mi

Avamere Rehabilitation Of Cla

220 E Hereford St

503-656-0393

7.30 Mi

Rose Linn Care Center

2330 Debok Rd

503-655-0474

7.91 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Smith, Maurice W DC - Oregon

357 Warner Milne Rd

503-655-6780

4.58 Mi

Pitcairn, Jennifer DC - Compl

105 Warner Milne Rd

503-557-9266

4.98 Mi

Saalfeld, Gary D DC - Gladsto

295 Portland Ave

503-657-3038

6.99 Mi

Reid, Dwight DC - Bridgetown

13568 SE 97th Ave, #100

503-490-5647

9.57 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Frolov, Sabrina DC - Valley C

207 S Molalla Ave

503-829-2662

10.20 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Beavercreek Dental

19029 S Beavercreek Rd

503-722-9184

3.59 Mi

Redland Dental Clinic

18221 S Redland Rd

503-631-2353

4.12 Mi

Douglas B Retzlaff Pc

1104 Molalla Ave

503-656-7131

4.74 Mi

Elliott, William S Dds

1017 Molalla Ave-1

503-657-7770

4.76 Mi

Brian Weston Humble

1001 Molalla Ave #110

503-650-6116

4.87 Mi

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address J Sanctuary Health Center

20165 Spyglass Ct

503-632-5002

2.20 Mi

Crabbe Barb DVM

15056 S Spangler Rd

503-632-6336

2.55 Mi

Mark Revenaugh Veterinary Ser

20247 S Molalla Ave

503-632-9151

2.69 Mi

Clark, Ronald MD - Clark Rona

14279 S Glen Oak Rd

503-657-2980

2.98 Mi

Partington Michael DVM

17061 S Burk Rd

503-632-7050

3.23 Mi

Pharmacies Name

Address

Telephone

Distance

Cascade Assistants Llc

21721 S Cloudview Dr

503-784-4469

2.01 Mi

Allergy Asthma Clinic Pc

14279 Glen Oak Rd

503-631-4302

2.98 Mi

Haggens Inc

19701 Oregon 213

503-451-7961

3.36 Mi

Albertsons Inc

19007 S Beavercreek Rd

503-657-3191

3.61 Mi

Kmart

19003 S Beavercreek Rd

503-655-7050

3.61 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Pharmacies Name

Address

Telephone

Distance

Places of Religion Name

Address

Telephone

Distance

Beavercreek Baptist Church

15660 S Leland Rd

503-632-7505

0.95 Mi

Beavercreek United Church

23345 S Beavercreek Rd

503-632-4553

1.49 Mi

Trinity Lutheran Church

16000 S Henrici Rd

N/A

1.50 Mi

Church Of Jesus Christ Of Lds

15344 Henrici Rd

503-632-8610

1.82 Mi

Prince of Life Lutheran Churc

13896 Meyers Rd

N/A

3.34 Mi

Retirement Communities Name

Address

Telephone

Distance

Meadows Courtyard

13637 Garden Meadow Dr

503-656-8113

3.79 Mi

Berry Park Retirement Communi

13669 Gaffney Ln

503-656-7614

4.01 Mi

Parkside Cottage

301 Molalla Ave

503-829-8000

5.32 Mi

Olson Institutional

920 7th St

503-656-0013

5.79 Mi

Oregon City Retirement Center

515 10th St

503-656-0855

6.07 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

VCA Clackamas Animal Hospital

16317 SE 82nd Dr

503-342-8889

8.26 Mi

VCA West Linn Animal Hospital

19343 Willamette Dr

503-465-4727

8.57 Mi

East Hills Animal Clinic

12022 SE Sunnyside Rd

503-698-8374

9.76 Mi

Molalla Veterinary Clinic

12786 S Toliver Rd

503-829-2202

10.00 Mi

South Clackamas Veterinary Se

206 Shaver St

503-829-4428

10.21 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

21892 S FERGUSON RD BEAVERCREEK OR 97004 00893910 CLACKAMAS COUNTY OR

Veterinary - Medicine Name

Address

Telephone

Distance

Beavercreek Animal Hospital Mark Revenaugh Veterinary Ser

22008 S Beavercreek Rd

503-632-2144

0.34 Mi

25220 South Eldorado Road

503-632-2479

4.19 Mi

Berry Hill Veterinary Center

418 Beavercreek Road

503-650-1667

4.37 Mi

Trails End Veterinary Clinic

21167 South Richard Court

503-631-8734

4.52 Mi

Clackamas County Veterinary C

2092 8th Avenue

503-656-3222

7.22 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

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CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

CYBER SECURITY Because of you… we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

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