Home & Community Book - 18604 NW 64th Avenue

18604 NW 64TH AVE RIDGEFIELD WA 98642 180322000 CLARK COUNTY WA

Owner Information BHAGWANDAS MAHENDRA / SHAH NITA / MN SHAH FAMILY TRUST

Owner Name: Vesting: Mail Address:

18604 NW 64TH AVE RIDGEFIELD WA 98642

Owner Status:

OwnerOccupied

Location Information

#55 #5 SEC 7 T3N R1EWM 2.66A FOR ASSESSOR USE ONLY PTN NEQ OF SWQ SEC 7-3-1E DAF: BEG AT SE COR OF NEQ OF SWQ SEC 7 PER SURVEY BK 47 PG 54 TH N88-43-57W 1307.58 FT TO SW COR OF NEQ OF SWQ SEC 7 TH N00-54-33E ALG W LI OF NEQ OF SWQ SEC 7 498 FT TO SW COR OF CHRISTENSEN TT (PRCL 1) PER AF 820 4140054 SD PT Legal Desc: ALSO BG TPOB TH S88-45-59E ALG S LI OF ABV CHRISTENSEN TT (PRCL 1) & ITS EXTN 682.38 FT TO MST WLY LI OF ANOTHER CHRISTENSEN TT (PRCL II) PER AF 8204140054 TH S01-00-46W 171.11 FT TO NE COR OF LOT 1 PER SP1-519 TH N88-43-16W 332.07 FT TO NW COR OF LOT 1 SP1-519 TH N88-10-39W 350.04 FT TO W LI OF NWQ OF SWQ SEC 7 TH N00-54-33E 167.26 FT TO TPOB SUBJ TO EAS & RESTR OF RECD EXC CO RDS County: CLARK Alt Parcel # Census/Block: 040905 / 1010

School District: RIDGEFIELD

Tsp-Rng-Sec:

T03N-R01E-S07

Municipality:

SD RIDGEFIELD

Lot / Block:

Lot: 1 Block:

Parcel #:

180322000

Housing Tract: Last Market Sale Date:

2012-12-10/2012-12-05

Lender:

Sale Price:

521500

Loan:

Document #: 4919835

Document #:

Doc Type:

WARRANTY DEED

Loan Type:

$ Sqft:

$148.49

Loan Term:

Prior Sale Information Date:

2012-12-10/2012-12-05

Lender:

Price:

521500

Loan:

Document #: 4919835 Doc Type:

GENERAL WARRANTY DEED

Document #: Loan Type:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2022 CDS Marketing, Inc.

18604 NW 64TH AVE RIDGEFIELD WA 98642 180322000 CLARK COUNTY WA

Property Characteristics Gross Area:

5422

Garage Area:

Interior Wall

Living Area:

3512

Roof Shape:

Porch Type:

OPEN PORCH

Above Grade: 5,422

Foundation:

Patio Type:

OPEN DECK

Bedrooms:

4

Roof Material: TILE

Air Cond:

Bath (F/H):

1/2

Construction: STEEL / CONCRETE

Fixtures:

Fireplace:

2 STORY 1 OPENING Heat Type:

Year Built:

1979

Parking Type: Garage

HEAT PUMP

Cooling Type: Exterior Wall:

Floor: Equipment:

STUCCO

Units:

1

Rooms:

Basement:

1197

Quality:

ABOVE AVERAGE

Stories:

2

Pool:

No

Condition:

GOOD

Property Information Land Use:

SFR

County Use:

SFR UNIT NOT SHAR State Use:

Zoning:

R-5 : CLK

Lot Acres:

2.66

Lot Sqft:

115,870

Len/Wid:

247/247

Tax and Assessment Information Assd Year:

2021

Assd Value:

$896,551

Taxable Val:

$896,551

Tax Year:

2021

Land Value:

$301,759

Mkt Value:

$896,551

Tax Area:

10323

Imp Value:

$594,792

Exemption:

Property Tax:

$8,572.35

Improved %:

66%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2022 CDS Marketing, Inc.

Exhibit “A”

[__________] [__________] ___________

Buyer Initials

[__________] [__________] __________

Date

Seller Initials

.

Date

The real property described above is commonly known as: 18604 NW 64th Avenue Ridgefield, WA 98642

[__________] [__________] ___________

Buyer Initials

[__________] [__________] __________

Date

Seller Initials

.

Date

18604 NW 64TH AVE RIDGEFIELD WA 98642 180322000 CLARK COUNTY WA

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2017

2.00

3.80

3,469

$711,600

$205

2018

2.00

3.25

3,423

$492,597

$144

2019

2.00

3.33

3,447

$651,500

$189

2020

3.00

3.64

3,435

$814,364

$237

2021

3.00

3.60

3,468

$1,032,200

$298

Average Sale Price $1,032,200 $814,364

$711,600

$651,500 $492,597

2017

2018

2019

2020

2021

Average $ Per Square Foot $298 $237

$205

$189 $144

2017

2018

2019

2020

2021

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2022 CDS Marketing, Inc.

18604 NW 64TH AVE RIDGEFIELD WA 98642 180322000 CLARK COUNTY WA

Population by Age

19,957

13%

14%

0-9

10-19

10%

11%

13%

14%

14%

20-29

30-39

40-49

50-59

60-69

10% 70+

Household Income

6,990

25.6% 15.5%

13.7%

16.5%

$25K - $49K

$50K - $74K

$75K - $99K

10.8%

4.9% $0 - $24K

Education

$100K - $149K $150K - $199K

12.9% $200K Plus

Employment

No Diploma: High School: Some College: Bachelor's Graduate's:

3.9%

Working Age:

22.7% 39.6% 22.9% 10.9%

14,494 62.4%

Labor Force: Median Income:

$98,911 96.7%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2022 CDS Marketing, Inc.

3.3%

18604 NW 64TH AVE RIDGEFIELD WA 98642 180322000 CLARK COUNTY WA

Ridgefield School District Elementary Schools South Ridge Elementary 502 Nw 199th Street RIDGEFIELD WA 98642 Grades: KG to 04 Charter School: N Magnet School: N Union Ridge Elementary 330 N Fifth Ave RIDGEFIELD WA 98642 Grades: KG to 04 Charter School: N Magnet School: N Middle Schools View Ridge Middle School 3215 S Hillhurst Rd RIDGEFIELD WA 98642 Grades: 07 to 08 Charter School: N Magnet School: N

High Schools Ridgefield High School 2630 S Hillhurst Road RIDGEFIELD WA 98642 Grades: 09 to 12 Charter School: N Magnet School: N

360-619-1500 Area Desc: Distance: 3.12 Miles Title One: AEP 360-750-7600 Area Desc: Distance: 4.38 Miles Title One: AEP 360-619-1400 Area Desc: Distance: 2.85 Miles Title One: AEN

360-619-1320 Area Desc: Distance: 3.30 Miles Title One: AEN

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2022 CDS Marketing, Inc.

Ri dgef i el dSchoolDi st r i ct 510PI ONEERSTREET RI DGEFI ELD,WA986429088

3606191301

202021school year

3, 386

3%

201819school year

70%

24%

60%

94%

26%

59%

33%

HaveRegul ar At t endance

HaveHi ghEngl i sh LanguageAr t sGr owt h

HaveHi ghMat h Gr owt h

201920school year

201819school year

201819school year

Fi nanc es 201920s c hooly ear

201920school year

195

57.

4%

12.

1

21.

0 Aver ageCl as sSi z e

$8, 787

$3, 700

Somedat ai ss uppr es s edt opr ot ec ts t udentpr i vac yandwi l lber epr es ent edbyN<10,bl ankf i el dsi ndi c at enodat awas s ubmi t t edt oOSPIf ort hi sdi s t r i c tors c hool .

Tos eemor e, v i s i tht t ps : / / was hi ngt ons t at er epor t c ar d. os pi . k 12. wa. us / I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us

Sout hRi dgeEl ement ar y 502NW 199THSTREET RI DGEFI ELD,WA986425601

3606191500

202021school year

547

5%

201819school year

73%

23%

74%

96%

36%

48%

HaveRegul ar At t endance

HaveHi ghEngl i sh LanguageAr t sGr owt h

HaveHi ghMat h Gr owt h

201920school year

201819school year

201819school year

Fi nanc es 201920s c hooly ear

201920school year

34

55.

9%

11.

5

19.

0 Aver ageCl as sSi z e

$8, 505

$3, 700

Somedat ai ss uppr es s edt opr ot ec ts t udentpr i vac yandwi l lber epr es ent edbyN<10,bl ankf i el dsi ndi c at enodat awas s ubmi t t edt oOSPIf ort hi sdi s t r i c tors c hool .

Tos eemor e, v i s i tht t ps : / / was hi ngt ons t at er epor t c ar d. os pi . k 12. wa. us / I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us

Vi ew Ri dgeMi ddl eSchool 3215SHi l l hur s tRd RI DGEFI ELD,WA986428571

3606191400

202021school year

582

1%

201819school year

63%

27%

56%

93%

26%

57%

32%

HaveRegul ar At t endance

HaveHi ghEngl i sh LanguageAr t sGr owt h

HaveHi ghMat h Gr owt h

201920school year

201819school year

201819school year

Fi nanc es 201920s c hooly ear

201920school year

34

67.

6%

12.

1

23.

0 Aver ageCl as sSi z e

$8, 421

$3, 700

Somedat ai ss uppr es s edt opr ot ec ts t udentpr i vac yandwi l lber epr es ent edbyN<10,bl ankf i el dsi ndi c at enodat awas s ubmi t t edt oOSPIf ort hi sdi s t r i c tors c hool .

Tos eemor e, v i s i tht t ps : / / was hi ngt ons t at er epor t c ar d. os pi . k 12. wa. us / I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us

Ri dgef i el dHi ghSchool 2630SHI LLHURSTROAD RI DGEFI ELD,WA986429089

3606191320

202021school year

980

3%

201819school year

82%

24%

60%

>90% 9t hGr ader son Tr ackt oGr aduat e 201920school year

33% TookaDualCr edi t Cour se 201920school year

58%

94% Gr aduat ei n4year s 201920school year

Fi nanc es 201920s c hooly ear

201920school year

59

47.

5%

12.

2

19.

0 Aver ageCl as sSi z e

$9, 347

$3, 700

Somedat ai ss uppr es s edt opr ot ec ts t udentpr i vac yandwi l lber epr es ent edbyN<10,bl ankf i el dsi ndi c at enodat awas s ubmi t t edt oOSPIf ort hi sdi s t r i c tors c hool .

Tos eemor e, v i s i tht t ps : / / was hi ngt ons t at er epor t c ar d. os pi . k 12. wa. us / I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us

CITY OF RIDGEFIELD

4,763

POPULATION 2010 Census Data

MALE 49.9%

$46,012

FEMALE 50.1%

32.4

MEDIAN INCOME

MEDIAN AGE

2000 Census Data

2010 Census Data

Ridgefield is a city in the pastoral, rolling-hills countryside of northern Clark County. Ridgefield is

notable for the significant Native American and Lewis and Clark Expedition history of the area, but is also the headquarters of the Ridgefield National Wildlife Refuge, a primary reserve for migrating waterfowl on the Pacific Flyway, and the Ridgefield High School "Spudders" (reflecting the area's potato-farming heritage).

SCHOOL DISTRICTS 

Ridgefield

HOUSING

2010 Census Data  

78.59% of homes owner occupied 21.41% of homes rented

AGE DEMOGRAPHIC 2010 Census Data     

CITY QUICK FACTS 

POPULATION DENSITY 2010 Census Data  

672.7 inhabitants per sq. mile 1,695 housing units at an average density of 239.4 per square mile

33.5% under age 18 6.2% between ages 18 to 24 29.7% between ages 25 to 44 22.9% between ages 45 to 64 7.7% above age 65

    

Formerly known as Union Ridge and renamed in 1890 to Ridgefield U-Haul started here in 1945 7.18 square miles 112 feet elevation Highest Average Temperature 79º Lowest Average Temperature 32º

The area has important ties to the Lewis and Clark Expedition of 1804–1806, being close to the

Chinookan town of Cathlapotle, then a settlement of 700-800 people, with at least 14 substantial plank houses. The community's ties to the Chinookan people was commemorated by the construction of a replica of a Cathlapotle plank house at the nearby Ridgefield National Wildlife Refuge, which was dedicated March 29, 2005.

CLARK COUNTY BASE MAP

Your Local Market Report Ridgefield, WA 98642 REPORT FOR 1/19/2022 Single-Family Homes

Single-Family Homes

Your Local Market Report

Ridgefield, WA 98642 This week the median list price for Ridgefield, WA 98642 is $660,475 with the market action index hovering around 56.

This is less than last month's market action index of 60.

Inventory has increased to 44.

Real-Time Market Profile Median List Price

$660,475

Market Action Index

Median Price of New Listings

$569,900

This answers “How’s the Market?” by comparing rate of sales versus

Per Square Foot

$297

Average Days on Market

71

Median Days on Market

63

Price Decreased

32%

Price Increased

14%

Relisted

11%

Inventory

44

Median Rent

$2,895

Market Action

56

inventory.

50

40

Buyer's Market

60

Seller's Market

70

100

10 0

on

56

90

M

ay Tod th

Las t

80

20

30

Strong Seller's Market The market has been cooling over time and prices have recently flattened. Despite the consistent decrease in Market Action Index (MAI), we’re in a Seller’s Market (where significant demand leaves little inventory available). If the MAI begins to climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$1,299,000

3,862

5 - 10 acres

4

3

19

0

2

42

$719,900

2,388

6,500 - 8,000 sqft

4

2.5

0

0

0

84

$594,000

1,958

4,500 - 6,500 sqft

3

2.5

0

0

0

98

$468,900

1,709

4,500 - 6,500 sqft

3

2.5

0

1

5

42

Wed Jan 19 2022 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2022 Altos Research, Inc.

2 of 6

Single-Family Homes

Your Local Market Report

Ridgefield, WA 98642 Median List Price

We continue to see prices in this zip code bouncing around this plateau. Look for a persistent upshift in the Market Action Index before we see prices move from these levels. $800K $750K $700K $650K $600K $550K $500K $450K $400K Jan 2019

Jun 2019

Oct 2019

Feb 2020

Jun 2020

7-Day Average

Oct 2020

Feb 2021

Jun 2021

Oct 2021

90-Day Average

Segments

In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels. $2.0M

$1.5M

$1.0M

$500K

$0 Jan 2019

Jun 2019

Oct 2019

Top 90-Day

Feb 2020

Jun 2020

Upper 90-Day

Oct 2020

Lower 90-Day

Feb 2021

Jun 2021

Oct 2021

Bottom 90-Day

Wed Jan 19 2022 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2022 Altos Research, Inc.

3 of 6

Single-Family Homes

Your Local Market Report

Ridgefield, WA 98642 Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. $325

$300

$275

$250

$225

$200

$175 Jan 2019

Jun 2019

Oct 2019

Feb 2020

Jun 2020

7-Day Average

Oct 2020

Feb 2021

Jun 2021

Oct 2021

90-Day Average

Inventory

Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.

200

150

100

50

0 Jan 2019

Jun 2019

Oct 2019

Feb 2020

Jun 2020

7-Day Average

Oct 2020

Feb 2021

Jun 2021

Oct 2021

90-Day Average

Wed Jan 19 2022 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2022 Altos Research, Inc.

4 of 6

Single-Family Homes

Your Local Market Report

Ridgefield, WA 98642 Market Action Index

The market has been cooling over time and prices have recently flattened. Despite the consistent decrease in Market Action Index (MAI), we’re in a Seller’s Market (where significant demand leaves little inventory available). If the MAI begins to climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.

125

100

75

50

25

0 Jan 2019

Jun 2019

Oct 2019

Feb 2020

Jun 2020

7-Day Average

Oct 2020

Feb 2021

Jun 2021

Oct 2021

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.

100

80

60

40

20 Jan 2019

Jun 2019

Oct 2019

Top 90-Day

Feb 2020

Jun 2020

Upper 90-Day

Oct 2020

Lower 90-Day

Feb 2021

Jun 2021

Oct 2021

Bottom 90-Day

Wed Jan 19 2022 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2022 Altos Research, Inc.

5 of 6

Single-Family Homes

Your Local Market Report

Ridgefield, WA 98642 Median Days on Market (DOM)

The properties have been on the market for an average of 52 days. Half of the listings have come newly on the market in the past 40 or so days. Watch the 90-day DOM trend for signals of a changing market.

125

100

75

50

25

0 Jan 2019

Jun 2019

Oct 2019

Feb 2020

Jun 2020

7-Day Average

Oct 2020

Feb 2021

Jun 2021

Oct 2021

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

200

150

100

50

0 Jan 2019

Jun 2019

Oct 2019

Top 90-Day

Feb 2020

Jun 2020

Upper 90-Day

Oct 2020

Lower 90-Day

Feb 2021

Jun 2021

Oct 2021

Bottom 90-Day

Wed Jan 19 2022 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2022 Altos Research, Inc.

6 of 6

18604 NW 64TH AVE RIDGEFIELD WA 98642 180322000 CLARK COUNTY WA

Animal - Services Name

Address

Telephone

Distance

Best Friends Dog Grooming

17313 NW 51st Ave

360-254-4600

0.91 Mi

Hot Diggity Seattle

3315 NW 124th St

206-249-9954

3.42 Mi

Waldorf Kennel

16315 NE Union Rd

360-573-2421

3.96 Mi

Ridgefield Painted Horse Ranc

1300 NE 209th St

360-887-3000

3.99 Mi

Whipple Creek Veterinary Hosp

1912 NE 179th St

360-309-4910

4.10 Mi

Arts and Culture Name

Address

Telephone

Distance

Sp& S Railway Historical Soci

2618 NW 113th St

503-257-8855

4.02 Mi

Hilary Winfield Fine Art

12203 NW 10th Ave

971-319-4802

4.09 Mi

Trinity Tattoo and Gallery

3303 NE Minnehaha St E

360-314-6510

7.80 Mi

Serendipity Art Sales Gallery

1717 Broadway St

360-909-0023

8.95 Mi

Clark County Historical Socie

1511 Main St

360-993-5679

9.03 Mi

Banks Name

Address

Telephone

Distance

Jpmorgan Chase Bank National

7700 NE Highway 99 Ste A

360-992-5700

6.47 Mi

Riverview Community Bank

900 Washington St Ste 900 # 90

360-693-7086

9.30 Mi

Pacific Continental Bank Ins

101 E 6th St Ste 100

360-314-2715

9.54 Mi

Riverview Community Bank

915 MacArthur Blvd

360-258-3423

10.53 Mi

Credit Unions Name

Address

Telephone

Distance

Iq Credit Union

2 S 56th Pl Ste 104

360-992-4246

4.75 Mi

Peoples' Community Federal Cr

7403 NE Hazel Dell Ave

360-695-7559

6.46 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2022 CDS Marketing, Inc.

18604 NW 64TH AVE RIDGEFIELD WA 98642 180322000 CLARK COUNTY WA

Credit Unions Name

Address

Telephone

Distance

Inroads Credit Union Longshoreman's Local 4 Federa

1720 Saint Helens St

503-397-2376

8.29 Mi

1209 Ingalls St

360-694-7751

9.03 Mi

Rivergate Federal Credit Unio

9715 N Ramsey Blvd

503-286-8848

9.28 Mi

Coffee Shops Name

Address

Telephone

Distance

Redeye Coffee Roasters Llp

1302 NW 146th St

360-474-7239

3.14 Mi

Blackrock Coffee

13309 NE 20th Ave

360-718-8261

4.90 Mi

Kc's Coffee LLC

2406 NE 139th St N109

509-731-9578

4.95 Mi

Felida Coffee Co LLC

13023 NE Highway 99 Ste 7 PMB

360-904-4500

5.03 Mi

Dutch Bros

9913 NE Hazel Dell Ave

360-433-9737

5.41 Mi

Eating Places Name

Address

Telephone

Distance

Bubba Blue Bbq

17111 NW 69th Ave

360-609-2696

0.72 Mi

Acquired Taste LLC

18002 NW 41st Ave

360-608-2286

1.03 Mi

Boccis On 7Th LLC

21516 NW 31st Ave

503-516-4439

2.20 Mi

Farrars Bistro

13414 NW 39th Ave

360-571-7005

2.80 Mi

Branneeda Soksan LLC

14508 NW 20th Ave

360-546-5396

2.92 Mi

Food Markets Name

Address

Telephone

Distance

The Rollins Group

13619 NW 42nd Ave

360-576-7973

2.68 Mi

Red Truck Farm LLC

3557 S 15th St

503-784-1580

3.61 Mi

Ranchers Choice LLC

10902 NE 38th Ct

360-250-5507

6.31 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2022 CDS Marketing, Inc.

18604 NW 64TH AVE RIDGEFIELD WA 98642 180322000 CLARK COUNTY WA

Food Markets Name

Address

Telephone

Distance

Aim Deliver Produce Inc Mayer's Custom Meats Inc

6400 NE Highway 99

949-466-7969

6.91 Mi

12903 NE 72nd Ave

360-574-2828

7.23 Mi

Food Stores Name

Address

Telephone

Distance

Benke Foods Inc Ridgefield Farmers Market

12610 NW 19th Ave

360-573-4118

3.70 Mi

4012 S 15th St

360-989-6440

3.76 Mi

Moore 4 Less Promotional Prod

3900 NW 112th St

360-326-8661

3.84 Mi

Wicker Foods Inc

1804 NW 119th St

360-573-5181

3.99 Mi

Starliner Food Mart

320 Pioneer St

360-887-8131

4.21 Mi

Golf Courses Name

Address

Telephone

Distance

Pine Crest Golf Course

2415 NW 143rd St

360-573-2051

2.98 Mi

Saint Helens Golf Course

57246 Hazen Rd

503-397-0358

8.43 Mi

Wildwood Golf Course Inc

21881 NW Saint Helens Rd

503-621-3402

8.70 Mi

Vanco Golf Range Inc

703 N Devine Rd

360-693-8811

10.84 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

Mona Spa & Laser Center

14614 NW Seward Rd

360-891-0100

2.42 Mi

Oxford Athletic Club Inc

12512 NW 46th Ave

360-258-1001

3.10 Mi

Lar Investments LLC

711 NW 151st St

206-850-4962

3.32 Mi

Boom In Fitness

15201 NW 4th Pl

360-771-4733

3.44 Mi

Functional Fitness

301 NW 153rd St

360-904-6718

3.50 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2022 CDS Marketing, Inc.

18604 NW 64TH AVE RIDGEFIELD WA 98642 180322000 CLARK COUNTY WA

Health Clubs and Spas Name

Address

Telephone

Distance

Hospitals Name

Address

Telephone

Distance

Barnick Chiropractic Ps

13307 NE Highway 99 Ste 113

360-314-2761

4.87 Mi

Places of Religion Name

Address

Telephone

Distance

Gold City Church

20406 NW 41st Ave

971-224-9865

1.39 Mi

Apostolic Truth Ministries

13606 NW 47th Ave

360-546-2200

2.58 Mi

Hillcrest Church of The Nazar

14410 NW 21st Ave

360-571-0015

2.87 Mi

Family of Christ Lutheran Chu

3500 NW 129th St

360-573-5031

3.12 Mi

Hearts In Motion Ministries /

309 NE 189th St

360-798-0275

3.36 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2022 CDS Marketing, Inc.

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CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

AUTO REGISTRATION AND DRIVER LICENSING Below is the website if you would like to change your address online or you can visit your local department of licensing.

Department of Licensing Clark County Auto License Department 1408 Franklin Street (360) 397-2288 BATTLEGROUND 301 W Main Street #101 (360) 687-5115

RIDGEFIELD JUNCTION AUTO LICENSE 2 South 56th Place Suite 103 (360) 887-2345

HAZEL DELL AUTO LICENSE 7904 NE 6th Avenue Suite B (360) 574-0086

CAMAS 3316 NE 3rd Avenue (360) 835-2977

CASCADE PARK AUTO LICENSE SERVICES 1301 NE 136th Avenue (360) 892-1877

HWY 99 AUTO LICENSE True Value Hardware 13009 NE Highway 99 (360) 573-6226

HEIGHTS AUTO LICENSE 221 NE 104th Avenue Suite 104 (360) 695-2122

EASTSIDE AUTO LICENSE 2011 SE 192nd Avenue Suite 103 (360) 833-1717

ORCHARDS 11110 NE Fourth Plain Blvd (360) 254-6226

VOTER REGISTRATION TO REGISTER TO VOTE, YOU MUST BE:



A citizen of the USA



A Legal Resident of Washington State at least 18 years of age on or before the next election.

In the State of Washington, you do not have to register by political party or declare a political party membership to vote in the state’s regular primaries or general election.

HOW TO REGISTER Washington citizens have access to several convenient methods of signing up to vote, including registration by mail and Motor Voter registration.

Mail in registration forms are available from your county auditor or county elections department as well as other government offices, public libraries and schools.

Motor Voter registration is offered when you renew or apply for your driver’s license.

In most instances it takes less than a minute.

REGISTRATION DEADLINE You may register to vote at any time, but you must be registered at least 30 days before an election, if you want to vote on election day.

You may also register between 15 and 30 days before an election, but you must do so at a location designated by the county elections officer, and you will be required to vote by absentee ballot.

CHANGE OF ADDRESS If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration.

Voter Information Hotline: (800) 448-4881 TTY (800) 422-8683 Clark County Voter Registration: (360) 397-2345

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com E Vancouver (360) 254-6289 330 SE 192nd Avenue Vancouver, WA 98683 Vancouver (360) 253-3993 8601 NE Andresen Rd Vancouver, WA 98665 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220

DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org

MOVING TRUCK RENTALS Budget (800) 462-8343 www.budgettruck.com Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com

LOWES (800) 466-3337 www.lowes.com

U-Haul (800) 468-4285 www.uhaul.com

E. Vancouver (360) 260-2120 18801 SE Mill Plain Blvd Vancouver, WA 98662

STORAGE COMPANIES

Lacamas Lake (360) 514-9660 11413 NE 76th St Vancouver, WA 98683 Portland -Delta Park (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217

NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com

TRANSFER STATIONS Garbage/Recycling Central Transfer & Recycling (360) 256-8482 columbiaresourcecompany.com 11034 NE 117th Avenue Vancouver, WA 98686 Washougal Transfer Station (360) 835-2500 columbiaresourcecompany.com 4020 S Grant Street Washougal, WA 98671 West Vancouver (360) 737-1727 columbiaresourcecompany.com 6601 NW Old Lower River Rd Vancouver, WA 98660

RESOURCE GUIDE AIRPORT

CHAMBER OF COMMERCE

CITY CONTACT CONTIUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Battle Ground (360) 687-1510

Yacolt Police Fire City Hall

Clark Co. Sherriff (360) 686-3271 (360) 686-3922

Washougal Police Fire City Hall

(360) 835-8701 (360) 835-2662 (360) 835-8501

CITY CONTACT

Woodland Police Fire City Hall

(360) 225-8981 (360) 225-7462 (360) 225-8281

FOR ALL EMERGENCIES DIAL 911

COUNTY CONTACT

AUTO & DRIVER REGISTRATION Department of Licensing (360) 397-2288 www.dol.wa.gov BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Blue Star (360) 573-9412 www.bluestarbus.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE / SATELLITE & INTERNET CenturyLink (855) 380-4150 www.centurylink.com Dish (844) 754-6269 www.dish.com Directv (877) 699-7824 www.diretv.com XFINITY (Comcast) (800) 934-6489 www.comcast.com

Camas/Washougal (360) 834-2472 La Center (360) 263-4636 Vancouver (360) 694-2588

Clark County Sheriff (360) 397-2211 Washington State Patrol (360) 449-7999 Battle Ground Police (360) 342-5100 Fire (360) 687-6968 City Hall (360) 342-5000 Camas Police Fire City Hall

(360) 834-4151 (360) 834-2262 (360) 834-6864

La Center Police Fire City Hall

(360) 263-2745 (360) 263-5500 (360) 263-2782

Ridgefield Police Fire City Hall

(360) 887-3556 (360) 887-4609 (360) 887-3557

Vancouver Police Fire City Hall

(360) 487-7355 (360) 487-7305 (360) 696-8121

Clark (360) 397-2000 www.clark.wa.gov Cowlitz (360) 577-3010 www.co.cowlitz.wa.us EDUCATION Education Service District (360) 750-7500 www.esd112.org Battle Ground School District (360) 885-5300 www.battlegroundps.org Camas School District (360) 833-5400 www.camas.wednet.edu Evergreen School District (360) 604-4000 www.evergreenps.org Green Mountain School District (360) 225-7366 www.greenmountainschool.us

RESOURCE GUIDE EDUCATION CONTIUNED...

HOSPITALS CONTIUNED...

RECREATION

Hockinson School District (360) 448-6400 www.hocksd.org

PORTLAND AREA

Bravo!

(360) 906-0441 www.bravoconcerts.com

La Center School District (360) 263-2131 www.lacenterschools.org Mt Pleasant School District (360) 835-3371 www.mtpleasantschool.org Ridgefield School District (360) 619-1300 www.ridge.k12.wa.us Vancouver School District (360) 313-1000 www.vansd.org Washougal School District (360) 954-3000 www.washougal.k12.or.us Woodland School District (360) 841-2700 www.woodlandschools.org COLLEGES / UNIVERSITIES Clark College (360) 699-6398 www.clark.edu Washington State University (360) 546-9788 www.vancouver.wsu.edu HOSPITALS Legacy Health Salmon Creek (360) 487-1000 www.legacyhealth.org PeaceHealth (360) 514-2000 www.peacehealth.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu Legacy Health (503) 335-3500 www.legacyhealth.org Kaiser Permanente (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Portland (503) 574-6595 www.providence.org Shriner’s Hospital (503) 241-5090 www.shrinershq.org Tuality (503) 681-1111 www.tuality.org NEWSPAPERS Camas-Washougal Post-Record (360) 834-2141 www.camaspostrecord.com The Columbian (360) 694-3391 www.columbian.com The Reflector (360) 687-5151 www.thereflector.com

Cedar Creek Grist Mill (360) 225-5832 www.cedarcreekgristmill.org Chelatchie Prairie Railroad (360) 686-3559 www.tickets.bycx.org Cinetopia (503) 597-6900 www.cinetopia.com Clark County Historical Museum (360) 882-0936 www.columbiasprings.org Columbia Springs (360) 993-5679 www.cchmuseum.org Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Fort Vancouver National Historic Site (360) 816-6230 www.nps.gov Hulda Klager Lilac Gardens www.lilacgardens.com Mt. Hood Ski Bowl (503) 272-3206 www.skibowl.com Mountain View Ice Arena (360) 896-8700 www.mtviewice.com

RESOURCE GUIDE RECREATION CONTINUED...

RECREATION CONTINUED…

UTILITIES

NatureScaping Wildlife Botanical Gardens (360) 737-1160 www.naturescaping.org

Vancouver Symphony (360) 735-7278 www.vancouversymphony.org

Battle Ground Water/Sewer (360) 342-5000 Garbage (360) 892-5370

Water Resources Education North Clark Historical Museum Center (360) 247-5800 (360) 487-71111 www.amboywa.com www.cityofvancouver.us

Camas Water/Sewer (360) 817-1567 Garbage (360) 834-2462 Recycling (360) 892-5370

Officers Row (360) 992-1800 www.cityofvancouver.us

Ridgefield Water/Sewer (360) 887-8251 Garbage (360) 592-5370

OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Pearson Air Museum (360) 816-6232 www.nps.gov Pomeroy Farm (360) 686-3537 www.pomeroyfarm.org Ridgefield National Wildlife Refuge (360) 887-4106 www.fws.gov Regal Cinemas (800) FANDANGO www.regalcinemas.com Sunlight Supply Amphitheater (360) 816-7000 sunlightsupplyampitheater.com Two Rivers Heritage Museum (360) 835-8742 www.2rhm.com Vancouver Landing W of 100 Columbia Street

SHOPPING Cascade Station (503) 643-8389 www.shopcascadestation.com Columbia Crossing (360) 737-6300 www.columbiatechcenter.com Jantzen Beach Center (503) 336-9202 www.jantzenbeachpdx.com Vancouver Mall (360) 256-8122 www.shopvancouvermall.com TRANSFER STATIONS Central Transfer & Recycling (360) 256-8482 columbiaresourcecompany.com 11034 NE 117th Avenue Vancouver, WA 98686 Washougal Transfer Station (360) 835-2500 columbiaresourcecompany.com 4020 S Grant Street Washougal, WA 98671 West Vancouver (360) 737-1727 columbiaresourcecompany.com 6601 NW Old Lower River Rd Vancouver, WA 98660

Washougal Water/Sewer (360) 835-8501 Garbage (360) 892-5370 Clark Public Utilities (360) 992-3000 www.clarkpublicutilities.com Clark County Septic (360) 397-8428 www.clark.wa.gov Clark Regional Wastewater (360) 750-5876 www.crwwd.com NW Natural (800) 422-4012 www.nwnatural.com Waste Connections (360) 892-5370 www.wcnorthwest.com USPS (800) 275-8777 www.usps.com VOTER REGISTRATION Clark County (360) 397-2345

CYBER SECURITY Because of you… we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions how you want funds due you sent to you at close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience.

Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE About Title Insurance Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued.

The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

What’s involved in a title search?

A title search is actually made up of three separate searches: Chain of Title – History of the ownership of the subject property  Tax Search – The tax search reveals the status of the taxes and assessments  Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names 

Once the three searches have been completed, the file is reviewed by an examiner who determines: Whether or not the Chain of Title shows that the party selling the property has the right to do so.  The status of taxes for the subject property. The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.  Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers. 

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN WASHINGTON Seller Pays For... 

Real estate commission



Owner’s title insurance premium



Escrow fee, one half1



Real estate excise tax (1.78%2 based on sales price)



Loan costs required under the FHA/VA provisions of contract 4 Payoff of all loans in Seller’s name (or existing loan balance if being assumed by Buyer)



Statement fees, reconveyance fees (including associated recording charges) and any loan prepayment penalties



Buyer Pays For... 

Lender’s title insurance premium (if applicable)



Escrow fee, one half1



Recording charges for all documents in buyer’s name



Inspection Fees1



Tax pro-ration (for any taxes from time of transfer of title to end of the tax payment period)



All new loan charges (except for those required by lender for seller to pay)



Hazard insurance premium for first year



Interest on new loan from date of funding to 30 days prior to first payment



Work orders, such as termite inspection or home repairs1



Home warranty1



Document preparation (if applicable)



Encumbrances (such as judgements and tax liens) against the seller



Home warranty1



Notary fees (if applicable)



Courier fees (if applicable)



Tax pro-ration (for any unpaid taxes up to time of transfer of title)



Delinquent taxes



Unpaid homeowner’s dues



Assessments or bonds1



Notary fees (if applicable)



Courier fees (if applicable)

1

Subject to Purchase and Sale

2

State Excise Tax is 1.28% plus 0.50% for County Tax (May vary by county, consult with your Escrow Officer)

3

Financing Addendum to PSA - $300 maximum for any fees that lender can charge to Buyer

4

Up to $300 FHA/USDA/VA loans and buyer’s share of the escrow fee for a VA loan

This flyer is not intended to be an all-inclusive list of fees and charges on every transaction, but rather a guide to the major costs of buying or selling real property. WFG would be happy to review and explain your closing cost prior to finalizing the transactions.

TITLE VESTING

COMMON WAYS TO HOLD TITLE TO REAL PROPERTY JOINT TENANCY

TENANCY IN COMMON

COMMUNITY PROPERTY

PARTNERSHIP

PARTIES

Any number of persons

Any number of persons

Married persons and domestic partners

Related or unrelated parties

DIVISION

Ownership interests must be equal

Ownership can be divided into any number of interests, equal or unequal

Husband and wife’s or domestic partner’s interest must be equal

Ownership interest is in relation to interest in the partnership

There is only one title to the whole property

Each co-owner has a separate title to his or her undivided interest

Each co-owner’s There is only one interest is owned title to the whole in partnership property for partnership purposes

Purchaser will Purchaser will become a tenant become a tenant in common with in common with the other owners the other owners of the property of the property

Purchaser cannot Purchaser can only acquire the acquire one owner’s interest whole title unless he or she and hold as community becomes a property partner

TITLE

PURCHASER

Individual All owners must co-owners do not on use and need the consent CONVEYANCE agree disposition of of the other to property use or dispose

DEATH

SUCCESSOR’S STATUS

Husband and wife or domestic partners must agree to use and disposition of property

Partnership sets parameters for use and disposition of the property

Property passes to survivors without going through probate

Partnership On spouse’s/ Individual's domestic interest passes to interest passes to partner’s death, designated heirs designated heirs surviving spouse/ who would through probate domestic partner become partners

Last survivor owns property

Surviving spouse or domestic partner owns property

Devisees or heirs become tenants in common

Devisees or heirs have no rights in specific partnership property

WFG OFFICE LOCATIONS

1. OREGON ADMIN BRANCH 12909 SW 68th Pkwy., Ste 350 Portland, OR 97223 (503) 431-8500

5. NW PORTLAND BRANCH 25 NW 23rd Pl., Ste. 1 Portland, OR 97210 (503) 219-9088

9. SALMON CREEK BRANCH 2105 NE 129th St. Ste. 107 Vancouver, WA 98686 (360) 314-1818

2. CLACKAMAS BRANCH 9200 SE Sunnybrook Blvd., Ste. 350 Clackamas, OR 97015 (503) 353-9975

6. GRESHAM BRANCH 1304 NW Civic Drive Gresham, OR 97030 (503) 512-4910

10. VANCOUVER MALL BRANCH 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 (360) 891-5454

3. LAKE OSWEGO BRANCH 5885 Meadows Rd., Ste. 150 Lake Oswego, OR 97035 (503) 624-4900

7. SUNSET CORRIDOR BRANCH 2430 NE John Olsen Rd., Ste. 125 Beaverton, OR 97006 (503) 533-9510

11. EAST VANCOUVER BRANCH 2004 SE 192nd Ave. Ste. 100 Vancouver, WA 98683 (360) 356-9990

4. LLOYD/COMMERCIAL BRANCH 700 NE Multnomah St. Ste. 190 Portland, OR 97232 (503) 230-8488

8. DOWNTOWN VANCOUVER BRANCH 101 E 6th St. Ste. 125 Vancouver, WA 98660 (360) 314-0300

Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions.

However, no examination of the title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.

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