Commercial Marketing Services

wfgnationaltitle.com

Julie Merino, VP Senior Account ExecuƟve 503 505 2226 | jmerino@wfgnaƟonalƟtle.com

Julie Merino is a seasoned veteran with more than 24 years experience in the Ɵtle insurance and escrow business. She lends superior knowledge and support to commercial brokerage teams. Her “can do” aƫtude and unsurpassed customer service skills have empowered her clients to take their business to the next level.

Julie’s unparalleled business skills assure her clients more transacƟons with a higher closing raƟo. Above all, Julie displays a passion for helping others, which shines through with her high client saƟsfacƟon rate.

COMMERCIAL SERVICES At WFG National Title Insurance Company’s Commercial Services division, our team is comprised of industryleading professionals that are knowledgeable, responsive and take a client-focused approach to understanding your specific transactional needs. With decades of experience handling the complexities of commercial real estate transactions nationwide and dealing with sometimes unforeseen challenges, we are committed to providing superior customer service to our clients. We realize even the smallest details can be critical and being attentive to your ever-changing needs is paramount to ensuring your success.

NATIONAL UNDERWRITER WFG IS ONE OF ONLY 6 TRULY NATIONAL UNDERWRITERS AND ACHIEVED THAT FOOTPRINT FASTER THAN ANY OTHER UNDERWRITER IN HISTORY.

NO INSTITUTIONAL DEBT

COMMERCIAL TRANSACTIONS WFG IS ABLE TO HANDLE COMMERCIAL TRANSACTIONS UP TO $500 MILLION

Every commercial transaction is unique and requires the individualized care and attention of industry veterans to alleviate inherent risk, effectuate a smooth closing and ensure that all material terms of the contract have been fulfilled.

WFG HAS EARNED A FINANCIAL STABILITY RATING® OF A’ (A PRIME), UNSURPASSED FROM DEMOTECH, INC.

LLOYD’S OF LONDON

$3M+

$3 MILLION+ POLICIES ARE BACKED BY A LLOYD’S OF LONDON SYNDICATE WITH MORE THAN TWICE THE AVAILABLE ASSETS AND EQUITY OF THE TOTAL U.S. TITLE INSURANCE INDUSTRY COMBINED

REV. 6.17. 21

That’s just what we do!

• Expert Underwriters • Single Point of Contact • Title Examination/ Due diligence • Escrow/Disbursement services • Settlement services

FINANCIAL STABILITY RATING 1

1

The most current Financial Stability Rating® must be verified by visting www.demotech.com

wfgnationaltitle.com

Oregon Commercial Market

More Capacity to Better Serve Our Customers!

As the fastest growing title insurer in the country, WFG provides title and closing services in 47 States and the District of Columbia, and has the 6th largest market share nationally.

As part of WFG’s continued growth and efforts to improve service, WFG has now joined with several Lloyds of London syndicates to provide even stronger financial security for your high value transactions. Each syndicate has an A.M. Best rating of “A” or higher.

So, what does this mean to WFG’s customers? 

WFG can insure your transaction up to $20 Million, with all underwriting questions addressed

by WFG’s in-house team of title and underwriting experts. No outside approvals are required.



Above $20 Million, WFG is able to tap other sources of reinsurance to handle transactions of any size.



With over $20 billion in direct assets, WFG and its Lloyds syndicates back WFG customers’ policies with more than twice the assets of the entire US title insurance industry combined.

Contact WFG at wfgnationaltitle.com/commercial to experience WFG’s unwavering commitment to taking the time and cost out of real estate transactions.

Oregon Commercial Market

Business Generating Lender Leads Program Choose from any of the following ways to prospect for business.

MORTGAGE LEADS Mortgage leads come in excel and mailing label option. The different ways to sort are by origination, maturity, SBA, loan to value, other banks, property type, owner and non owner occupied, loan range and zip, county, or city.

SIC CODES These are business leads that offer the Presidents name and phone number. We can sort by number of employees and annual revenue. The location can be pulled by zip code, city or county.

TAX RECORDS This search offers any Commercial property type based in tax records, We can search by property type, area, market value, deed transfer date, owner and non owner occupied.

Oregon Commercial Market

Online Property Research Tools VALUE CHECK covers the Portland Tri County area as well as other Oregon counties and provides unlimited 24 hour access to property information, taxes, comparable sales and assessors plat map. A vesting deed is also available for all properties within the Tri-County.

To access Value Check visit: www.wfgnationaltitle.com Under location click on Washington, click on products and services, click on Value Check.

Click on New User Registration and create your account.

REISOURCE covers the greater part of the nation and provides limited access to property information, comparable sales, interactive aerial maps, transaction history, assessors plat maps and much more.

To access ReiSource request your login credentials from Ashley Shimer.

After receiving your credentials sign in by visiting: www.reisource.com

    

Title & Escrow

Oregon Commercial Market

Introducing WFG’s Title Review Form and TransacƟon Timeline As part of the due diligence process involving the Preliminary Title Report, WFG can assist with the review of the tle excep ons by providing a Title Review Form. This form references each excep on and indicates which excep ons would typically remain on the policy and/or the requirements necessary to remove each excep on. This service is by request only, so be sure to request a Title Review Form on your next commercial transac on!

As your real estate partner, we will also con nue to offer a comprehensive Transac on Timeline. As soon as we receive the purchase and sale agreement, we will review it and put together a Transac on Timeline. This proac ve approach enables all par es to be in agreement regarding the cri cal transac on dates, in order to prepare for a successful closing.

#becauseofyou

wfgna onal tle.com

Sale Transaction Closing Process PHASE 1: Contract Negotiation and Execution

PHASE 2: Due Diligence

PHASE 3: Document Preparation and Execution

PHASE 4: Recording and closing

Brokers/attorneys negotiate contract between seller and buyer

Contract is executed and delivered to escrow

Title company opens escrow and orders title report

Escrow reviews the purchase agreement and sends outs a transaction summary and timeline to all parties

Seller reviews the title objection letter, works with escrow to address any concerns, and sends buyer a reply to the title

All seller and property documents are sent to buyer

Title report is sent out to all parties

Buyer reviews the title report and sends a title objection letter

Escrow is notified that due diligence contingency has been waived and works up draft closing documents for review

Lender sends instructions to escrow and confirms when loan docs will be available

Buyer and seller send comments to Escrow and Escrow finalizes all closing documents and arranges signing appointments with the

Lender wires funds to close

Escrow confirms to parties that funds are in and everyone has approved closing and records the closing documents

Buyer wires funds to close

Buyer reviews the Seller’s title objection reply letter and approves title

Buyer finishes review of all seller/ property documents and waives due diligence contingency

Seller signs the documents

Buyer signs the documents

Escrow compiles the closing documents, returns loan docs to lender, and sends the recording documents to the title office

After recording, Escrow notifies all parties the transaction has closed, sends out final closing statements and the recorded documents, and disburses all the funds

Escrow sends out closing packages to all parties per instructions and returns all recorded documents

Escrow sends out the final title insurance policies to buyer and lender

Legend Real Estate Brokers

Seller

Buyer

Escrow/Title Company

oregon.wfgnationaltitle.com

Life Of A Commercial Escrow Receive and review purchase agreement and instructions

Prepare and send out transaction summary with timeline for review by the parties.

Receive and address buyer’s title objection letter

Open escrow and order title report

Clear title and order payoffs

Wait for completion/ expiration of due diligence period, then proceed towards closing

Disburse funds

Send out final closing packages

Finalize escrow instructions and documents

Receive loan documents from lender

Send out draft documents for the parties to review

Communicate with lender on final title and escrow charges

Obtain signatures and closing documents from the parties

Return executed loan documents to lender and request loan funds

Receive loan funds

Forward documents for recording

wfgnationationaltitle.com/oregon

Distribute title report to buyer and seller with opening letter, requesting info on seller payoffs and buyer’s new lender info, if any

Receive and review title report and distribute along with a title review form

Portland - Vancouver Tax Comparison 2021 Tax

Clark County, Washington

Multnomah County, Oregon

Washington County, Oregon

Clackamas County, Oregon

Oregon Corporate Income (Excise) Tax

No Washington state assessed tax (OR tax would apply to businesses in WA that have apportionment in Oregon)

Greater of: (1) 6.6% on taxable income of $1 million or less + 7.6% on taxable income greater than $1 million; or (2) Minimum tax ranging from $150 to $100,000 based on Oregon sales (approx. 0.1% of sales)

Greater of: (1) 6.6% on taxable income of $1 million or less + 7.6% on taxable income greater than $1 million; or (2) Minimum tax ranging from $150 to $100,000 based on Oregon sales (approx. 0.1% of sales)

Greater of: (1) 6.6% on taxable income of $1 million or less + 7.6% on taxable income greater than $1 million; or (2) Minimum tax ranging from $150 to $100,000 based on Oregon sales (approx. 0.1% of sales)

Washington Business & Occupation (B&O) Tax

Gross receipts tax with various percentages and exclusions by classification: Retailing - 0.471% Wholesaling - 0.484% Manufacturing - 0.484% Service & Other Activities – generally 1.75% effective 4/1/2020 (1.5% for certain businesses) Other specialized classifications – various rates apply.

Vancouver currently has no local B&O tax add on.

No OR B&O tax (OR businesses with sales in or to WA are subject to the WA B&O tax regime).

No OR B&O tax (OR businesses with sales in or to WA are subject to the WA B&O tax regime).

No OR B&O tax (OR businesses with sales in or to WA are subject to the WA B&O tax regime).

Oregon Corporate Activity Tax

There is no Corporate Activity Tax assessed by WA, however WA businesses with “commercial activity” in Oregon and “substantial nexus” in OR are subject to the OR Corporate Activity Tax.

$250 plus 0.57% of Oregon “commercial activity” of more than $1 million; taxpayers with less than $1 million of Oregon commercial activity have no payment obligation, but do have a registration requirement if Oregon commercial activity exceeds $750,000. An apportioned subtraction of 35% of the greater of labor costs or “cost inputs” (roughly cost of goods sold) is allowed.

$250 plus 0.57% of Oregon “commercial activity” of more than $1 million; taxpayers with less than $1 million of Oregon commercial activity have no payment obligation, but do have a registration requirement if Oregon commercial activity exceeds $750,000. An apportioned subtraction of 35% of the greater of labor costs or “cost inputs” (roughly cost of goods sold) is allowed.

$250 plus 0.57% of Oregon “commercial activity” of more than $1 million; taxpayers with less than $1 million of Oregon commercial activity have no payment obligation, but do have a registration requirement if Oregon commercial activity exceeds $750,000. An apportioned subtraction of 35% of the greater of labor costs or “cost inputs” (roughly cost of goods sold) is allowed.

This tax is in addition to the OR corporate income/ excise tax. The tax is assessed on the seller, and is NOT a sales tax payable by the purchaser, though certain sellers may pass it on to purchasers via price increases.

This tax is in addition to the OR corporate income/ excise tax. The tax is assessed on the seller, and is NOT a sales tax payable by the purchaser, though certain sellers may pass it on to purchasers via price increases.

This tax is in addition to the OR corporate income/ excise tax. The tax is assessed on the seller, and is NOT a sales tax payable by the purchaser, though certain sellers may pass it on to purchasers via price increases.

Portland - Vancouver Tax Comparison 2021 Tax

Clark County, Washington

Multnomah County, Oregon

Washington County, Oregon

Clackamas County, Oregon

State Personal Income Tax

None

Various brackets ranging from 4.75%-9.90% of taxable income, brackets adjusted annually for inflation.

Various brackets ranging from 4.75%-9.90% of taxable income, brackets adjusted annually for inflation.

Various brackets ranging from 4.75%-9.90% of taxable income, brackets adjusted annually for inflation.

OR full year residents may qualify for a reduced rate on up to $5M of S corp, partnership or sole proprietorship income in which they materially participate and meet other requirements.

OR full year residents may qualify for a reduced rate on up to $5M of S corp, partnership or sole proprietorship income in which they materially participate and meet other requirements.

OR full year residents may qualify for a reduced rate on up to $5M of S corp, partnership or sole proprietorship income in which they materially participate and meet other requirements.

City Business License Fee/ Business Income Tax

$200 + $90 per employee FTE, annually (City of Vancouver)

2.6% of net business Certain cities within counincome, $100 minimum, ty charge nominal annual annually (City of Portland) business license fee typically based upon number Other cities within county Other cities within county of employee FTEs (i.e., charge nominal annual charge nominal annual Beaverton, business license fee either business license fee Hillsboro, Tigard, Tualatin) as a set amount or based typically based upon upon number of number of employee FTEs employee FTEs (i.e., Battle (i.e., Gresham) Ground, Washougal)

Certain cities within county charge nominal annual business license fee typically based upon number of employee FTEs (i.e., Lake Oswego, Oregon City, West Linn, Wilsonville)

County Business Income Tax

None

2.0% of net business income, $100 minimum, annually (rate increased to 2% effective 1-1-2020)

None

None

Sales Tax (State and Local Combined)

8.4% total; 8.5% eff. 4-12021. 6.5% state, 1.9% city/ county becoming 2% 4-12021 (7.7% for ltd. unincorporated Clark county locations)

None

None

None

State Transit Tax

None

0.10% withheld from all employee wages for Oregon residents and nonresidents performing services in Oregon

0.10% withheld from all employee wages for Oregon residents and nonresidents performing services in Oregon

0.10% withheld from all employee wages for Oregon residents and nonresidents performing services in Oregon

Transit District Tax

None

0.7837% employer payroll tax on wages paid for, or self employment earnings from, services performed within TriMet District Boundary

0.7837% employer payroll tax on wages paid for, or self employment earnings from, services performed within TriMet District Boundary

0.7837% employer payroll tax on wages paid for, or self employment earnings from, services performed within TriMet District Boundary

Portland - Vancouver Tax Comparison 2021 Tax

Clark County, Washington

Multnomah County, Oregon

Washington County, Oregon

Clackamas County, Oregon

Unemployment Insurance Tax

Average rate estimate of 1.17% on the first $56,500 in wages; rates range from 0.1%-5.7% with new employer rate of 90% for their industry average

Average rate of 2.26% on the first $43,800 in wages; rates range from 1.2%-5.4% with new employer rate of 2.6%

Average rate of 2.26% on the first $43,800 in wages; rates range from 1.2%-5.4% with new employer rate of 2.6%

Average rate of 2.26% on the first $43,800 in wages; rates range from 1.2%-5.4% with new employer rate of 2.6%

Workers’ Compensation

Industrial Insurance average rate per hour worked $0.64

Broken down into three taxes: Pure Premium averages $1.00per $100 of payroll

Broken down into three taxes: Pure Premium averages $1.00per $100 of payroll

Broken down into three taxes: Pure Prem$1.00 per $100 of payroll

9.0% Premium Assessment fee of the annual total premium for insured employers, 9.1% for self-insured employers, 9.5% for self-insured employer groups

9.0% Premium Assessment fee of the annual total premium for insured employers, 9.1% for self-insured employers, 9.5% for self-insured employer groups

9.0% Premium Assessment fee of the annual total premium for insured employers, 9.1% for self-insured employers, 9.5% for self-insured employer groups

Workers Benefit Fund, paid to the state at 2.2 cents per worker hour worked

Workers Benefit Fund, paid to the state at 2.2 cents per worker hour worked

Workers Benefit Fund, paid to the state at 2.2 cents per worker hour worked

None

None

Sample rates by industry: Misc. Manufacturing: $0.7570 Metal/Mach Mfg $1.0267 Dealers and Wholesalers: $1.1053 Misc. Professional Services: $0.2074

Paid Family and Medical Leave

Mandatory premium None deduction of 0.4% of gross wages paid by employer (36.67%) and employee (63.33%)

Minimum Wage $13.69/hour

$13.25/hour through 6/30/2021, $14.00/hour thereafter

$13.25/hour through 6/30/2021, $14.00/hour thereafter (inside UGB); $12.00/hour through 6/30/2021, $12.75/hour thereafter (outside UGB)

$13.25/hour through 6/30/2021, $14.00/hour thereafter (inside UGB): $12.00/hour through 6/30/2021, $12.75/hour thereafter (outside UGB)

Initial State Registration Fees

$180

$100

$100

$100

Annual State Registration Fees

$60

$100

$100

$100

Estate Taxes

WA allows an exclusion of $2,193,000 from the taxable estate. Rates of 10%-20% apply, maximum rate for values over $9 million (16% or higher applies to estate values in excess of $3M)

First $1 million is exempt.

Rates of 10-16% apply, maximum rate for values over $9.5 million.

First $1 million is exempt.

Rates of 10-16% apply, maximum rate for values over $9.5 million.

First $1 million is exempt.

Rates of 10-16% apply, maximum rate for values over $9.5 million.

Portland - Vancouver Tax Comparison 2021 Tax

Clark County, Washington

Multnomah County, Oregon

Washington County, Oregon

Clackamas County, Oregon

Real Estate Transfer Taxes

Graduated state rate ranging from 1.1%-3% (at $3M or more) of sales price (or value on transfer of 50% or higher interest).

An additional .5% local tax is due for all Clark County locations except Yacolt, which is .25%.

None

Rate of 0.1% of sales price

None

Other Real Estate Taxes

None

$60 per unit Residential Certain cities within Rental Registration fee, county charge nominal annually (City of Portland) annual license fee typically based upon Certain other cities within number of residential county charge nominal units (i.e., Beaverton, annual license fee Hillsboro, Tualatin) typically based upon number of residential units (i.e., Gresham)

Certain cities within county charge nominal annual license fee typically based upon number of residential units (i.e., Tualatin)

Effective 1-1-2021. Tax based on Mult Cty resident income, or Mult.

Cty sourced income of nonresident. 1.5% of Oregon taxable income over $125k single/$200k joint, and an additional 1.5% (3% total) on income over $250k single/$400k joint.

Applies to nonresident of Multnomah County based on earnings sourced to Multnomah County.

Applies to nonresidents of Multnomah County based on earnings sourced to Multnomah County.

None

None

Personal Income Applies to nonresident of Tax (Preschool Multnomah County based for All) on earnings sourced to Multnomah County.

Employer whldg voluntary 2021, mandatory 2022.

A subtraction is available to pass-through owners for income subject to the Multnomah County business income tax.

Long Term Care Tax

Effective 2022. Employer None must withhold from employee .58% of all gross wages (intended to fund state long term care trust program).

Employees who demonstrate they have LT care insurance are exempt from the employer withholding.

Self employed individuals are not required to pay into the system.

Portland - Vancouver Tax Comparison 2021 Tax

Clark County, Washington

Multnomah County, Oregon

Washington County, Oregon

Clackamas County, Oregon

Metro (OR) Supportive Housing Services Business & Personal Tax (Note: Metro boundary is not precisely the Mult/ Clack/Wash county boundary)

Tax will apply if there is Metro (1) sourced income for a nonresident of or business located outside the Metro jurisdiction.

Effective 1-1-2021. Applies a 1% tax on a.) personal income of residents of Metro (1) area or nonresidents with Metro sourced income (on such income over $125k single/$200k joint); and b.) business Metro sourced net income, including pass-through entities with gross receipts over $5M from all sources. A subtraction is available to pass-through owners for income subject to this Metro 1% business income tax.

Effective 1-1-2021. Applies a 1% tax on a.) personal income of residents of Metro (1) area or nonresidents with Metro sourced income (on such income over $125k single/$200k joint); and b.) business Metro sourced net income, including pass-through entities with gross receipts over $5M from all sources. A subtraction is available to pass-through owners for income subject to this Metro 1% business income tax.

Effective 1-1-2021. Applies a 1% tax on a.) personal income of residents of Metro (1) area or nonresidents with Metro sourced income (on such income over $125k single/$200k joint); and b.) business Metro sourced net income, including pass-through entities with gross receipts over $5M from all sources. A subtraction is available to pass-through owners for income subject to this Metro 1% business income tax.

Withholding by businesses mandatory in 2022. Business owing $1,000 or more owe estimates 15th of April, June, Sept, Dec.

Withholding by businesses mandatory in 2022. Business owing $1,000 or more owe estimates 15th of April, June, Sept, Dec.

Withholding by businesses mandatory in 2022. Business owing $1,000 or more owe estimates 15th of April, June, Sept, Dec.

Capital gains are subject to Oregon personal income tax rates noted above. Federal gain exclusions are followed.

Capital gains are subject to Oregon personal income tax rates notes above. Federal gain exclusions are followed.

Capital gains are subject to Oregon personal income tax rates noted above. Federal gain exclusions are followed.

Capital Gains Taxes

None as of 1-1-2021. WA Gov. Inslee has proposed a 9% capital gains tax on federal net long term capital gains, effective 2022 forward. Residential real estate gains would be exempt from the new tax.

Provided by third party with no affiliation to WFG National Title Ins. Co. and at no cost to WFG National Title Ins. Co. WFG National Title Ins. Co. makes no representation that any of the information is current or accurate and does not endorse or otherwise accept responsibility for the information.

(1)Metro’s jurisdiction for this tax includes the 24 cities and unincorporated portions of Multnomah, Clackamas and Washington counties. Cities/locations not part of Metro’s jurisdiction include North Plains, Banks, Gaston, Canby, Estacada, Sandy, Sauvie Island, and Corbett.

Sample Commercial Book

PROPERTY ADDRESS 5625 NE Glisan Street, Portland, OR 97213 _______________________________________________________________________________________________________________________________

Table of Contents 

Property Details



U li es (Water & Sewer)



Zoning



Custom Maps



Miscellaneous Items ‐Demographics ‐Traffic Counts

The informaƟon contained is provided by WFG’s Customer Service Department as a courtesy to our customers, and while deemed reliable, is not guaranteed.

Property Details 

Property Tax Informa on



Assessors Tax Map



Ves ng Deed

Property Detail Report Owner: David Lee Higgs Rev Living Trust Site: 5625 NE Glisan St Portland OR 97213 Mail: 8608 SE Flavel St Portland OR 97266

Multnomah County Data as of: 6/25/2019

Location and Site Information County: Legal Description: APN: Tax Lot: Twn-Rng-Sec: Neighborhood: Subdivision: Legal Lot/Block: Census Tract/Block

Multnomah Lot SqFt: AVALON, BLOCK 1, LOT 8 EXC PT IN ST Lot Acres: R110679 Land Use: 1N2E31AC09000 Land Use STD: 01N / 02E / 31 / NE County Bldg Use: North Tabor # Dwellings: Avalon Map Page/Grid: 8/ 1 Zoning: 001801 / 1010 Watershed:

4,625 0.11 101 - Single-Family, Residential, Improved Single Family Residence RSFR - Residential Improved 597-D5 Portland-CM2 Columbia Slough-Willamette River

Property Characteristics Total Living Area: First Floor SqFt: Second Floor SqFt: Basement Fin/Unfin: Attic Fin/Unfin: Garage SqFt:

2,020 1,096 924 0 / 560

Bedrooms: Bathrooms Total: Bathrooms Full/Half: Stories: Foundation: Roof Material:

4 2.00 2/ 0 Concrete COM

Year Built/Eff: Heating: Cooling: Fireplace: Pool: Kitchen:

1924 (1924) Forced Air Yes 1 1

Assessment and Tax Information Market Total: Market Land: Market Structure: Asssessment Year: Assessed Total:

$502,570.00 $166,500.00 $336,070.00 2018 $220,780.00

Property Tax: Exemption: Market Improved %: Levy Code: Mill Rate:

$5,594.16 67.00% 201 25.3382

Sale and Loan Information Sale Date: Sale Amount: Document #: Deed Type: Title Co:

1/25/2018 2018009334 BSD

Lender: Loan Amount: Loan Type: Price/SqFt: Seller Name:

HIGGS,DAVID L

Prepared By: WFG National Title Customer Service Department 12909 SW 68th Pkwy, Suite 350, Portland, OR 97223 P: 503 603 1700 | 360 891 5474 E: cs@wfgnationaltitle.com | cccs@wfgtitle.com

Sentry Dynamics, Inc. and its customers make no representation, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.

Assessor Map

Parcel ID: R110679 Site Address: 5625 NE Glisan St Sentry Dynamics, Inc. and its customers make no representations, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.

Aerial Map

Parcel ID: R110679 Sentry Dynamics, Inc. and its customers make no representations, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.

Property Detail Report Owner: David Lee Higgs Rev Living Trust Site: 5625 E/ NE Glisan St Portland OR 97213 Mail: 8608 SE Flavel St Portland OR 97266

Multnomah County Data as of: 6/25/2019

Location and Site Information County: Legal Description: APN: Tax Lot: Twn-Rng-Sec: Neighborhood: Subdivision: Legal Lot/Block: Census Tract/Block

Multnomah AVALON, BLOCK 1, LOT 9 EX PT IN ST R110680 1N2E31AC09100 01N / 02E / 31 / NE North Tabor Avalon 9/ 1 001801 / 1010

Lot SqFt: Lot Acres: Land Use: Land Use STD: County Bldg Use: # Dwellings: Map Page/Grid: Zoning: Watershed:

4,605 0.11 100 - Residential, Unimproved Vacant Residential VRES - Vacant Land 597-D5 Portland-CM2 Columbia Slough-Willamette River

Property Characteristics Total Living Area: First Floor SqFt: Second Floor SqFt: Basement Fin/Unfin: Attic Fin/Unfin: Garage SqFt:

Bedrooms: Bathrooms Total: Bathrooms Full/Half: Stories: Foundation: Roof Material:

Year Built/Eff: Heating: Cooling: Fireplace: Pool: Kitchen:

0

Assessment and Tax Information Market Total: Market Land: Market Structure: Asssessment Year: Assessed Total:

$154,000.00 $154,000.00 2018 $30,490.00

Property Tax: Exemption: Market Improved %: Levy Code: Mill Rate:

$772.58

201 25.3382

Sale and Loan Information Sale Date: Sale Amount: Document #: Deed Type: Title Co:

1/25/2018 2018009334 BSD

Lender: Loan Amount: Loan Type: Price/SqFt: Seller Name:

HIGGS,DAVID L

Prepared By: WFG National Title Customer Service Department 12909 SW 68th Pkwy, Suite 350, Portland, OR 97223 P: 503 603 1700 | 360 891 5474 E: cs@wfgnationaltitle.com | cccs@wfgtitle.com

Sentry Dynamics, Inc. and its customers make no representation, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.

Assessor Map

Parcel ID: R110680 Site Address: 5625 E/ NE Glisan St Sentry Dynamics, Inc. and its customers make no representations, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.

Aerial Map

Parcel ID: R110680 Sentry Dynamics, Inc. and its customers make no representations, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.

U lity As‐Builts 

Water As‐Built Maps City of Portland



Sewer As‐Built Maps City of Portland

Zoning 

Detailed Zoning Informa on CM2 (Commercial Mixed Use Zone)



Zoning Map



Community Jurisdic on

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Title 33, Planning and Zoning 8/22/18

Chapter 33.130 Commercial/Mixed Use Zones

33.130 Commercial/Mixed Use Zones

130 Sections: General 33.130.010 Purpose 33.130.020 List of the Commercial/Mixed Use Zones 33.130.030 Characteristics of the Zones 33.130.040 Other Zoning Regulations 33.130.050 Neighborhood Contact Use Regulations 33.130.100 Primary Uses 33.130.110 Accessory Uses 33.130.130 Nuisance-Related Impacts Development Standards 33.130.200 Lot Size 33.130.205 Floor Area Ratio 33.130.207 Minimum Density 33.130.210 Height 33.130.212 Floor Area and Height Bonus Options 33.130.215 Setbacks 33.130.220 Building Coverage 33.130.222 Building Length and Façade Articulation 33.130.225 Landscaped Areas 33.130.227 Trees 33.130.228 Required Outdoor Areas 33.130.230 Windows 33.130.235 Screening 33.130.240 Pedestrian Standards 33.130.242 Transit Street Main Entrance 33.130.245 Exterior Display, Storage, and Work Activities 33.130.250 General Requirements for Houses, Attached Houses, Manufactured Homes, and Duplexes 33.130.255 Trucks and Equipment 33.130.260 Drive-Through Facilities 33.130.265 Detached Accessory Structures 33.130.270 Fences 33.130.275 Demolitions 33.130.285 Nonconforming Development 33.130.290 Parking, Loading, and Transportation Demand Management 33.130.292 Street and Pedestrian Connections 33.130.295 Signs 33.130.305 Superblock Requirements 33.130.310 Recycling Areas

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General 33.130.010 Purpose The commercial/mixed use zones are intended for commercial and mixed use areas of the City as designated on the Comprehensive Plan map. These zones implement the vision, guiding principles, and goals and policies of the Comprehensive Plan, and encourage economic prosperity, human health, environmental health, equity, and resilience. These zones are primarily distinguished by the uses allowed and the intensity of development allowed. The zones allow a mix of commercial activities, housing, and employment uses that reflect the different types of centers and corridors described in the Urban Design chapter of the Comprehensive Plan, and also accommodate smaller, dispersed commercial and mixed use areas to provide opportunities for services in areas between the centers and corridors.

The commercial/mixed use zones are intended to serve local neighborhood areas, larger districts, as well as broader citywide or regional markets. The regulations promote uses and development that support healthy complete neighborhoods—places where people of all ages and abilities have safe and convenient access to the goods and services they need in their daily life, and where people have the opportunity to live active lifestyles. The zones encourage quality and innovative design, and facilitate creation of great places and great streets.

The development standards are designed to allow development flexibility, within parameters, that supports the intended characteristics of the specific zone. In addition, the regulations provide guidance to property owners, developers, and neighbors about the limits of what is allowed.

33.130.020 List of the Commercial/Mixed Use Zones The full and short names of the commercial/mixed use zones and their map symbols are listed below. When this Title refers to the commercial/mixed use zones, it is referring to the zones listed here.

Full Name Commercial Residential Commercial/Mixed Use 1 Commercial/Mixed Use 2 Commercial/Mixed Use 3 Commercial Employment Central Commercial

Short Name / Map Symbol CR CM1 CM2 CM3 CE CX

33.130.030 Characteristics of the Zones A.

Commercial Residential zone. The Commercial Residential (CR) zone is a low-intensity zone for small and isolated sites in residential neighborhoods. The zone is intended to be applied in limited situations on local streets and neighborhood collectors in areas that are predominately zoned single-dwelling residential. The zone encourages the provision of small scale retail and service uses for surrounding residential areas. Uses are restricted in size to promote a local orientation, and to limit adverse impacts on surrounding residential areas. Where commercial uses are not present, residential density is limited to provide compatibility with surrounding residential areas. Development is intended to be pedestrian-oriented and building height is intended to be compatible with the scale of surrounding residentially zoned areas.

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B.

Commercial/Mixed Use 1 zone. The Commercial/Mixed Use 1 (CM1) zone is a small-scale zone intended for sites in dispersed mixed use nodes within lower density residential areas, as well as on neighborhood corridors and at the edges of neighborhood centers, town centers and regional centers. The zone is also appropriate in core commercial areas of centers in locations where older commercial storefront buildings of 1 to 2 stories are predominant. This zone allows a mix of commercial and residential uses. The size of commercial uses is limited to minimize impacts on surrounding residential areas. Buildings in this zone will generally be up to three stories tall. Development is intended to be pedestrian-oriented and compatible with the scale and characteristics of adjacent residentially zoned areas or low-rise commercial areas.

C.

Commercial/Mixed Use 2 zone. The Commercial/Mixed Use 2 (CM2) zone is a mediumscale zone intended for sites in a variety of centers, along corridors, and in other mixed use areas that have frequent transit service. The zone allows a wide range and mix of commercial and residential uses, as well as employment uses that have limited off-site impacts. Buildings in this zone will generally be up to four stories tall unless height and floor area bonuses are used, or plan district provisions specify other height limits.

Development is intended to be pedestrian-oriented, provide a strong relationship between buildings and sidewalks, and complement the scale of surrounding residentially zoned areas.

D.

Commercial/Mixed Use 3 zone. The Commercial/Mixed Use 3 (CM3) zone is a large-scale zone intended for sites in high-capacity transit station areas, in town centers, along streetcar alignments, along civic corridors, and in locations close to the Central City. It is intended to be an intensely urban zone and is not appropriate for sites where adjacent properties have single-dwelling residential zoning. The zone allows a wide range and mix of commercial and residential uses, as well as employment uses that have limited off-site impacts. Buildings in this zone will generally be up to six stories tall unless height and floor area bonuses are used, or plan district provisions specify other height limits. Development is intended to be pedestrian-oriented, with buildings that contribute to an urban environment with a strong street edge of buildings. The scale of development is intended to be larger than what is allowed in lower intensity commercial/mixed use and residential zones. Design review is typically required in this zone.

E.

Commercial Employment zone. The Commercial Employment (CE) zone is a medium-scale zone intended for sites along corridors with a Neighborhood Collector or higher traffic classification, especially along civic corridors that are also Major Truck Streets or Priority Truck Streets. This zone is generally not appropriate in designated centers, except on a site that is currently developed in an auto-oriented manner and where more urban development is not yet economically feasible. The zone allows a mix of commercial uses, including auto-accommodating development and drive-through facilities, as well as some light manufacturing and distribution uses that have few off-site impacts. The emphasis of this zone is on commercial and employment uses, but residential uses are also allowed.

Buildings in this zone will generally be up to four stories tall. This zone is intended to allow for development with auto-accommodating configurations, while also including pedestrian-oriented design features that support transit and pedestrian access.

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Central Commercial zone. The Central Commercial (CX) zone is intended to provide for commercial and mixed use development within Portland's most urban and intense areas, specifically the Central City and the Gateway Regional Center. A broad range of uses are allowed to reflect Portland's role as a commercial, cultural, residential, and governmental center. Development is intended to be very intense with high building coverage, large buildings, and buildings placed close together. Development is intended to be pedestrianoriented with a strong emphasis on a safe and attractive streetscape.

33.130.040 Other Zoning Regulations The regulations in this chapter state the allowed uses and the development standards for the base zones. Sites with overlay zones, plan districts, or designated historical landmarks are subject to additional regulations. The Official Zoning Maps indicate which sites are subject to the additional regulations. Specific uses or development types may also be subject to regulations in the 200s series of chapters.

33.130.050 Neighborhood Contact A.

Purpose. Neighborhood contact is required for larger projects in the commercial/mixed use zones because of the impacts that large projects can have on the surrounding community. The neighborhood contact requirement provides an opportunity for community input on the design of these projects by providing a setting for the applicant and neighborhood residents to discuss a proposal in an informal manner. By sharing information and concerns early, all involved have the opportunity to identify ways to improve a proposal and to resolve conflicts.

B.

Neighborhood contact requirement. Proposals meeting the following conditions are subject to the neighborhood contact requirement as specified in Section 33.700.025, Neighborhood Contact. All of the steps in 33.700.025 must be completed before a building permit is requested: 1.

The proposed development has not been subject to a land use review; and

2.

The proposed development will add at least 10,000 square feet of net building area on the site, or will create five or more new dwelling units. Dwelling units are created: a.

As part of new development;

b.

By adding net building area to existing development that increases the number of dwelling units; or

c.

By conversion of existing net building area from non-residential to residential uses.

Use Regulations 33.130.100 Primary Uses A.

Allowed uses. Uses allowed in the commercial/mixed use zones are listed in Table 130-1 with a "Y". These uses are allowed if they comply with the development standards and other regulations of this Title. Being listed as an allowed use does not mean that a proposed development will be granted an adjustment or other exception to the 130-4

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regulations of this Title. In addition, a use or development listed in the 200s series of chapters is also subject to the regulations of those chapters.

B.

Limited uses. Uses allowed that are subject to limitations are listed in Table 130-1 with an "L". These uses are allowed if they comply with the limitations listed below and the development standards and other regulations of this Title. In addition, a use or development listed in the 200s series of chapters is also subject to the regulations of those chapters. The paragraphs listed below contain the limitations and correspond with the footnote numbers from Table 130-1.

1.

2.

3.

Group Living. This regulation applies to all parts of Table 130-1 that have a [1]. a.

General regulations. All Group Living uses, except for alternative or post incarceration facilities, are allowed by right subject to the regulations of Chapter 33.239, Group Living.

b.

Alternative or post incarceration facilities. Group Living uses that consist of alternative or post incarceration facilities are conditional uses. They are also subject to the regulations of Chapter 33.239, Group Living.

Commercial limitations. These regulations apply to all parts of Table 130-1 that have a [2]. a.

In the CR and CM1 zones, each individual Retail Sales and Service and Office use is limited to 5,000 square feet of net building area, except that in the CM1 zone on sites that are over 40,000 square feet in size and are located on a Neighborhood Collector or higher classification traffic street, each individual Retail Sales and Service or Office use is limited to 40,000 square feet of net building area; and

b.

In the CR zone, in addition to the size limitation specified in Subparagraph B.2.a., the hours when Retail Sales And Service uses can be open to the public are limited to 6:00 AM to 11:00 PM.

c.

In the CM1, CM2, and CM3 zones, Quick Vehicle Servicing uses that existed on May 24, 2018 are allowed. New Quick Vehicle Servicing uses are prohibited. If a Quick Vehicle Servicing use that existed on May 24, 2018 is discontinued for 3 continuous years, reestablishment of the use is prohibited. If the Quick Vehicle Servicing use ceases operations, even if the structure or materials related to the use remain, the use as been discontinued. If the Quick Vehicle Servicing use changes to another use without obtaining all building, land use, and development permits that would have been required at the time of the change, the use has been discontinued.

Industrial use and size limitations. These regulations apply to all parts of Table 130-1 that have a [3]. Utility Scale Energy Production and Industrial Service are conditional uses. All other industrial uses are allowed, and all industrial uses, including Utility Scale Energy Production and Industrial Service, are limited in size as follows. Amounts in excess of the limits are prohibited:

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a.

In the CM1 zone, each individual Industrial use is limited to 5,000 square feet of net building area;

b.

In the CM2 and CX zones, each individual Industrial use is limited to 15,000 square feet of net building area;

c.

In the CM3 zone, the total net building area of all Industrial uses on the site may not exceed the total square footage of the site; and

d.

In the CE zone, each individual Industrial use is limited to 40,000 square feet of net building area.

4.

Self-Service Storage limitation. This regulation applies to all parts of Table 130-1 that have a [4]. The limitations are stated with the special regulations for these uses in Chapter 33.284, Self-Service Storage.

5.

Exterior development limitation. This regulation applies to all parts of Table 130-1 that have a [5]. Exterior display or storage of industrial equipment, such as tools, equipment, vehicles, products, materials, or other objects that are part of or used for the business operation is prohibited.

6.

Community Services. This regulation applies to all parts of Table 130-1 that have a [6].

Most Community Service uses are allowed by right. Short term housing and mass shelters may be allowed by right if they meet certain standards, or may be a conditional use. See Chapter 33.285, Short Term Housing and Mass Shelters.

7.

Radio Frequency Transmission Facilities. This regulation applies to all parts of Table 130-1 that have a [7]. Some Radio Frequency Transmission Facilities are allowed by right. See Chapter 33.274.

8.

Basic Utilities. This regulation applies to all parts of Table 130-1 that have an [8].

9.

a.

Public safety facilities that include Radio Frequency Transmission Facilities are a conditional use. The approval criteria are in Section 33.815.223.

b.

Small Scale Energy Production that provides energy for on-site or off-site use are considered accessory to the primary use on the site. However, it is only considered accessory if they generate energy from biological materials or byproducts from the site itself, or conditions on the site itself; plus not more than 10 tons per week of biological material or byproducts from other sites.

Installations that sell power they generate — at retail (net metered) or wholesale — are included.

c.

All other Basic Utilities are allowed.

Commercial Parking. This regulation applies to all parts of Table 130-1 that have a [9].

Commercial Parking is a conditional use in the CX zone except when superseded by plan district regulations. In the CM2 and CM3 zones, Commercial Parking is allowed as follows: a.

Commercial Parking is allowed by right in structured parking.

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b.

Commercial Parking is allowed by right on a surface parking lot legally constructed on or before May 24, 2018.

c.

Commercial Parking is allowed by right on a surface parking lot legally constructed after May 24, 2018 when all of the following are met: (1) The surface parking lot was constructed as accessory parking for other primary uses on the site; (2) The total number of parking spaces on the site does not exceed the maximum number of parking spaces allowed for the other primary uses on the site; and (3) Only non-required parking spaces are used as Commercial Parking.

10. Agriculture in the CR and CM1 zones. This regulation applies to all parts of Table 130-1 that have a [10]. If the use and site do not meet the regulations of Chapter 33.237, Food Production and Distribution, Agriculture is prohibited.

11. Agriculture in the CM2 and CX zones. This regulation applies to all parts of Table 130-1 that have an [11]. Agriculture is a conditional use. Where the use and site meet the regulations of Chapter 33.237, Food Production and Distribution, the applicant may choose whether it is allowed as a Market Garden, which does not require a conditional use.

12. Agriculture in the CM3 and CE zones. This regulation applies to all parts of Table 130-1 that have a [12]. Agriculture that is outdoors is a conditional use. Agriculture that is entirely indoors is allowed up to the following limits. Indoor Agriculture in excess of the following limits is prohibited. Where the use and site meet the regulations of Chapter 33.237, Food Production and Distribution, the applicant may choose whether it is allowed as a Market Garden, which does not require a conditional use: a.

In the CM3 zone, the total net building area of all indoor Agriculture per site may not exceed the total square footage of the site; and

b.

In the CE zone, each indoor Agriculture use is limited to 40,000 square feet of net building area.

C.

Conditional uses. Uses that are allowed if approved through the conditional use review process are listed in Table 130-1 with a "CU". These uses are allowed provided they comply with the conditional use approval criteria for that use, the development standards, and other regulations of this Title. Uses listed with a "CU" that also have a footnote number in the table are subject to the regulations cited in the footnote. In addition, a use or development listed in the 200s series of chapters is also subject to the regulations of those chapters. The conditional use review process and approval criteria are stated in Chapter 33.815, Conditional Uses.

D.

Prohibited uses. Uses listed in Table 130-1 with an "N" are prohibited. Existing uses in categories listed as prohibited may be subject to the regulations of Chapter 33.258, Nonconforming Uses and Development.

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33.130.110 Accessory Uses Uses that are accessory to a primary use are allowed if they comply with specific regulations for the accessory uses and all development standards.

33.130.130 Nuisance-Related Impacts A.

Off-site impacts. All nonresidential uses including their accessory uses must comply with the standards of Chapter 33.262, Off-Site Impacts.

B.

Other nuisances. Other nuisances are regulated by Title 29, Property and Maintenance Regulations.

Table 130-1 Commercial/Mixed Use Zone Primary Uses

Use Categories Residential Categories Household Living Group Living Commercial Categories Retail Sales And Service Office Quick Vehicle Servicing Vehicle Repair Commercial Parking Self-Service Storage Commercial Outdoor Recreation Major Event Entertainment Industrial Categories Manufacturing and Production Warehouse and Freight Movement Wholesale Sales Industrial Service Bulk Fossil Fuel Terminal Railroad Yards Waste-Related Institutional Categories Basic Utilities Community Service Parks and Open Areas Schools Colleges Medical Centers Religious Institutions Daycare

CR

CM1

CM2

CM3

CE

CX

Y L/CU [1]

Y L/CU [1]

Y L/CU [1]

Y L/CU [1]

Y L/CU [1]

Y L/CU [1]

L [2] L [2] N N N N N N

L [2] L [2] L [2] N N N N N

Y Y L [2] Y L [9] N Y CU

Y Y L [2] Y L [9] L [4] Y CU

Y Y Y Y Y L [4] Y CU

Y Y N L [5] CU [9] L [4] Y Y

N N N N N N N

L/CU [3,5] N N N N N N

L/CU [3,5] N L [3,5] CU [3,5] N N N

L/CU [3,5] L [3,5] L [3,5] CU [3,5] N N N

L/CU [3,5] L [3,5] L [3,5] CU [3,5] N N N

L/CU [3,5] N L [3,5] CU [3,5] N N N

Y/CU [8] L/CU [6] Y Y N N Y Y

Y/CU [8] L/CU [6] Y Y Y Y Y Y

Y/CU [8] L/CU [6] Y Y Y Y Y Y

Y/CU [8] L/CU [6] Y Y Y Y Y Y

Y/CU [8] L/CU [6] Y Y Y Y Y Y

Y/CU [8] L/CU [6] Y Y Y Y Y Y

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Table 130-1 Commercial/Mixed Use Zone Primary Uses

Use Categories Other Categories Agriculture Aviation and Surface Passenger Terminals Detention Facilities Mining Radio Frequency Transmission Facilities Rail Lines and Utility Corridors Y = Yes, Allowed CU = Conditional Use Review Required

CR

CM1

CM2

CM3

CE

CX

L [10] N

L [10] N

L/CU [11] N

L/CU [12] N

L/CU [12] CU

L/CU [11] CU

N N N N

N N L/CU [7] CU

N CU N N L/CU [7] L/CU [7] CU CU L = Allowed, But Special Limitations N = No, Prohibited

CU N L/CU [7] CU

CU N L/CU [7] CU

Notes: • The use categories are described in Chapter 33.920.

• Regulations that correspond to the bracketed numbers [ ] are stated in 33.130.100.B. • Specific uses and developments may also be subject to regulations in the 200s series of chapters.

Development Standards 33.130.200 Lot Size There is no required minimum lot size for development of land in commercial/mixed use zones.

Creation of new lots is subject to the regulations of Chapter 33.613, Lots in Commercial/Mixed Use Zones.

33.130.205 Floor Area Ratio A.

Purpose. Floor area ratios (FARs) regulate the amount of use (the intensity) allowed on a site. FARs provide a means to match the potential amount of uses with the desired character of the area and the provision of public services. FARs also work with the height, setback, and building coverage standards to control the overall bulk of development. The bonus FAR options allow additional floor area as an incentive for providing affordable housing.

B.

FAR standard. The maximum floor area ratios are stated in Table 130-2 and apply to all uses and development. Additional floor area may be allowed through bonus options, as described in Section 33.130.212, or transferred from historic resources per Subsection C. Except in the CR zone, floor area for structured parking, up to a maximum FAR of 0.5 to 1, is not calculated as part of the FAR for the site. Adjustments to the maximum floor area ratios are prohibited.

C.

Transfer of floor area from historic resources. Floor area ratios may be transferred from a site that contains a historic resource, as follows: 1.

Sending sites. Sites eligible to transfer floor area must contain: a.

A Historic or Conservation landmark; or

b.

A contributing resource in a Historic District or a Conservation District.

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2.

Receiving site. The transfer must be to a site that is zoned CM1, CM2, CM3, CE or CX. Transferring to a site that is zoned CR is prohibited. The receiving site must be within the same recognized neighborhood as the sending site, or within two miles of the transfer site, and must not be within a Historic or Conservation District.

3.

Maximum increase in FAR in the CM1, CM2, CM3, and CE zones. In the CM1, CM2, CM3, and CE zones, the total FAR on the receiving site may not exceed the maximum FAR with bonuses identified on Table 130-3. This total FAR includes FAR transferred from historic resources, and any additional FAR allowed at the receiving site from bonus options, or from other transfers. In addition, an increase on the receiving site of more than the following due to a historic resource transfer is prohibited: a.

0.5 to 1 in the CM1 zone;

b.

0.75 to 1 in the CM2 zone;

c.

1 to 1 in the CM3 zone;

d.

0.5 to 1 in the CE zone.

4.

Maximum increase in FAR in the CX zone. In the CX zone, an increase in FAR on the receiving site of more than 3 to 1 is prohibited. The total increased FAR includes FAR transferred from historic resources, and additional FAR allowed at the receiving site from bonus provisions, or from other transfers;

5.

Development standards. The building on the receiving site must meet the development standards of the base zone, overlay zone, and plan district except floor area ratio, which is regulated by Paragraphs C.2 and C.3 above;

6.

The property owner must execute a covenant with the City that is attached to and recorded with the deed of both the site transferring and the site receiving the density.

The covenant must reflect the respective increase and decrease of potential density.

The covenant for the receiving site must meet the requirements of Section 33.700.060, Covenants with the City. The covenant for the historic resource transferring the density must meet the requirements of 33.445.610.D, Covenant.

33.130.207 Minimum Density A.

Purpose. The minimum density standards ensure that the service capacity is not wasted and that the City's housing goals are met.

B.

Minimum Density. The minimum density requirements for the CM2 and CM3 zones are stated in Table 130-2. Minimum density applies to new development when at least one dwelling unit is proposed. Land within an Environmental zone may be subtracted from the calculation of minimum density.

33.130.210 Height A.

Purpose. The height limits are intended to control the overall scale of buildings. The height limits in the CR and CM1 zones allow buildings that are in scale with low rise residential areas. The height limits in the CM2 and CE zones allow for a greater building height at a scale that can accommodate the growth intended for centers and corridors, while relating

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to the low- to mid-rise scale of neighborhood residential areas. The CM3 zone allows the tallest buildings outside the Central City and Gateway plan districts, consistent with its intended role in accommodating higher-density development in areas well served by transit and other services. The CX zone allows the tallest buildings in the commercial/mixed use zones, consistent with its intended role in accommodating highdensity development in the Central City and the Gateway plan districts.

In some situations, step downs in maximum height provide a transition in scale to adjacent lower-scale residential areas, and preserve opportunities for light, air and privacy.

Exceptions to height limit standards accommodate minor projections that do not significantly increase the visual scale of buildings; provide flexibility in the height of parapets and railings to facilitate rooftop outdoor spaces and equipment screening; and accommodate ground-floor spaces with high ceilings to encourage ground-floor commercial uses, mechanical parking, and other uses that benefit from high ceilings.

B.

Height standard.

1.

Base height. The base height standards for all structures, except detached accessory structures, are stated in Table 130-2. The height standards for detached accessory structures are stated in 33.130.265, Detached Accessory Structures.

2.

Step-down height. In the following situations, the base height is reduced, or steppeddown. Stepped-down height is not required in the CR zone: a.

Step-down adjacent to residential zones. The following step-down height limits apply within 25 feet of sites zoned residential. Sites with property lines that abut residential zones for less than a 5-foot length are exempt from these standards: (1) On the portion of the site within 25 feet of a site zoned RF through R2.5, the step-down height limit is 35 feet. See Figure 130-1.

(2) On the portion of the site within 25 feet of a site zoned R3 — R1 or RMP, the step-down height limit is 45 feet. See Figure 130-1.

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Figure 130-1 Step-Down Height Adjacent to Residential Zones

b.

Step-down across a local service street from an RF through R1 or RMP zone. In the CM2, CM3, CX, and CE zones the following step-down height limits apply.

The limits do not apply to portions of buildings within 100 feet of a transit street: (1) On the portion of the site within 15 feet of a lot line that is across a local service street from a site zoned RF through R2.5, the step-down height limit is 35 feet. See figure 130-2.

(2) On the portion of the site within 15 feet of a lot line that is across a local service street from a site zoned R3 through R1 or RMP, the step-down height limit is 45 feet. See Figure 130-2.

3.

C.

Bonus height. The base height limits can be increased through options described in Section 33.130.212. When a bonus option allowed by 33.130.212 is used to increase the base height, the step-down height limits do not increase.

Exceptions. Exceptions to the base height, step-down height, and bonus height limits are stated below:

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Chapter 33.130 Commercial/Mixed Use Zones

1.

Projections allowed. Chimneys, vents, flag poles, satellite receiving dishes, and other similar items that are attached to a building and have a width, depth, or diameter of 5 feet or less may extend 10 feet above the height limits, or 5 feet above the highest point of the roof, whichever is greater. Items that are greater than 5 feet in width, depth, or diameter are not allowed to project above the base, step-down, or bonus height limits.

2.

Parapets and railings. In the CM1, CM2, CM3, CE and CX zones, parapets and rooftop railings may extend 4 feet above the height limits.

3.

Walls and fences. In the CM1, CM2, CM3, CE and CX zones, walls or fences located between individual rooftop decks may extend 6 feet above the height limits if the visual screen is set back at least 4 feet from the edges of the roof.

4.

Rooftop equipment. In the CM1, CM2, CM3, CE and CX zones, rooftop mechanical equipment and stairwell enclosures that provide rooftop access may extend above the height limits as follows, provided that the equipment and enclosures are set back at least 15 feet from all roof edges on street facing facades: a.

Elevator mechanical equipment and stairwell enclosures may extend up to 16 feet above the height limits; and

b.

Other mechanical equipment that cumulatively cover no more than 10 percent of the roof area may extend up to 10 feet above the height limits.

5.

Antennas and mounting devices, utility power poles, and public safety facilities are exempt from the height limits.

6.

Small wind turbines are subject to the standards of Chapter 33.299.

7.

Roof mounted solar panels are not included in height calculations and may exceed the maximum height limits if the following are met:

8.

a.

For flat roofs or the horizontal portion of mansard roofs, the solar panel may extend up to 5 feet above the top of the highest point of the roof; and

b.

For pitched, shed, hipped, or gambrel roofs, the solar panel must be mounted no more than 12 inches from the surface of the roof at any point, and may not extend above the ridgeline of the roof. The 12 inches is measured from the upper side of the solar panel.

High ceilings. In the CM1, CM2, CM3, CE and CX zones outside the Central City plan district, base height, step-down height, and bonus height may be increased by 5 feet when at least 75 percent of the ground floor has at least 15 feet between the floor and the bottom of the structure above. The bottom of the structure above includes supporting beams.

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Table 130-2 Summary of Development Standards in Commercial/Mixed Use Zones Standards Maximum FAR (see 33.130.205 and 33.130.212) - Bonus FAR (see 33.130.212)

CR 1 to 1 [1]

CM1 1.5 to 1

CM2 2.5 to 1

CM3 3 to 1

CE 2.5 to 1

CX 4 to 1

NA

See Table 130-3

See Table 130-3

See Table 130-3

Minimum Density (see 33.130.207)

NA

NA

30 ft.

NA

35 ft.

1 unit per 1,000 sq. ft. of site area 65 ft.

See Table 130-3 NA

Base Height (see 33.130.210.B.1) Step-down Height (see 33.130.210.B.2) - Within 25 ft. of lot line abutting RF-R2.5 zones - Within 25 ft. of lot line abutting R3, R2, R1, RMP Zones - Within 15 ft. of lot line across a local service street from RF – R2.5 Zones - Within 15 ft. of lot line across a local service street from R3, R2, R1, RMP Zones

1 unit per 1,450 sq. ft. of site area 45 ft.

See Table 130-3 NA

45 ft.

75 ft.

35 ft.

35 ft.

35 ft.

35 ft.

35 ft.

NA

NA

45 ft.

45 ft.

45 ft.

45 ft.

NA

35 ft.

35 ft.

35 ft.

35 ft.

35 ft.

NA

NA

45 ft.

45 ft.

45 ft.

45 ft.

- Bonus Height (see 33.130.212)

NA

NA

See Table 130-3

See Table 130-3

See Table 130-3

See Table 130-3

none

none

none

none

none

none

10 ft.

10 ft.

10 ft.

10 ft.

10 ft.

10 ft.

none

none

5 or 10 ft.

5 or 10 ft.

5 or 10 ft.

5 or 10 ft.

Min. Building Setbacks (see 33.130.215.B) - Street Lot Line - Street Lot Line abutting selected Civic Corridors - Street Lot Line across a local street from an RF – R1 or RMP Zone.

Min. Building Setbacks (see 33.130.215.B) - Lot Line Abutting OS, RX, C, E, or I Zoned none none none none none none Lot - Lot Line Abutting RF – RH or RMP Zoned 10 ft.

10 ft.

10 ft.

10 ft.

10 ft.

10 ft.

Lot Max. Building Setbacks (see 33.130.215.C) - Street Lot Line 10 ft.

10 ft.

10 ft.

10 ft.

10 ft.

10 ft.

- Street Lot Line Abutting Selected Civic 20 ft.

20 ft.

20 ft.

20 ft.

20 ft.

20 ft.

Corridors Max. Building Coverage (% of site area) - Inner Pattern Area 85% 85% 100% 100% 85% 100% - Eastern, Western, and River Pattern Areas 75% 75% 85% 85% 75% 100% (see 33.130.220) Min. Landscaped Area (% of site area) (see 15% 15% 15% 15% 15% None 33.130.225) Landscape Buffer Abutting an RF - RH or 10 ft. @ 10 ft. @ 10 ft. @ L3 10 ft. @ L3 10 ft. @ 10 ft. @ RMP Zoned Lot (see 33.130.215.B) L3 L3 L3 L3 Required Residential Outdoor Area Yes Yes Yes Yes Yes No (see 33.130.228) Ground Floor Window Standards Yes Yes Yes Yes Yes Yes (see 33.130.230.B) Notes: [1] On sites that do not have a Retail Sales And Service or Office use, maximum density for Household Living is 1 unit per 2,500 square feet of site area.

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Example Illustration: Some building form and setback development standards

33.130.212 Floor Area and Height Bonus Options A.

Purpose. The bonus options allow additional floor area and an increase in height as an incentive for development that provides a public or community benefit. The bonus can be gained in exchange for providing affordable housing or affordable commercial space in conjunction with new development.

B.

General floor area and height bonus option regulations.

1.

Unless specified below, the bonus options in this section are allowed only in the CM1, CM2, CM3, and CE zones, and in the CX zone outside the Central City and Gateway plan districts. Sites located within Historic or Conservation districts are not eligible to use bonus options.

2.

The bonus options refer to an administrative agency or qualified administrator. The administrative and reporting requirements of each bonus must be met to the satisfaction of the named agency or administrator. The named agencies are authorized to publish administrative rules with clear and objective administrative requirements.

3.

More than one bonus option may be used up to the overall maximums per site stated in Table 130-3. For development without any residential use, and for mixed use development that proposes fewer than 20 dwelling units and does not voluntarily provide units on the site per the standards of 33.245.040.A, the affordable commercial space bonus option must be used up to the maximum increment allowed

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for the zone before any other bonus is allowed. Adjustments to the maximum FAR and height obtainable through bonuses are prohibited.

4.

The increment of additional floor area ratio allowed per bonus is stated in Table 130-3 and described in Subsections C though E.

5.

The increment of additional height allowed per bonus is stated in Table 130-3, except as follows: a.

Additional height is not allowed where the step-down height limits of 33.130.210.B.2 apply.

b.

In the CM2 zone, increasing maximum height through a bonus is allowed only on sites that: (1) Are within the Design Overlay Zone; and (2) Have a Comprehensive Plan Map designation of Mixed Use – Urban Center or Mixed Use – Civic Corridor.

Table 130-3 Summary of Bonus FAR and Height CM1

CM2

CM3

CE

CX

Maximum FAR with bonus

2.5 to 1

4 to 1

5 to 1

4 to 1

6 to 1

Maximum height with bonus

35 ft.

55 ft. [1] 75 ft. [2]

75 ft.

120 ft. [2]

45 ft.

85 ft.

120 ft. [2]

1.5 to 1 10 ft.

0.75 to 1 10 ft.

1.5 to 1 up to 30 ft.

2 to 1 10 ft.

1 to 1 10 ft.

2 to 1 up to 55 ft.

1 to 1 none 0.5 to 1 none 1.5 to 1 up to 30 ft.

2 to 1 10 ft.

1 to 1 10 ft.

2 to 1 up to 45 ft.

Overall Maximums Per Zone

Increment of Additional FAR and Height Per Bonus Inclusionary Housing (see 33.130.212.C) Affordable Commercial Space (see 33.130.212.D) Planned Development (see 33.130.212.E)

FAR Height FAR Height FAR Height

1 to 1 none 0.5 to 1 none none none

[1] Bonus height in the CM2 zone is only allowed on sites that are within the Design Overlay Zone and that have a Comprehensive Plan Map designation of Mixed Use–Urban Center or Mixed Use–Civic Corridor.

[2] This larger overall maximum is only allowed through the Planned Development bonus option and required Planned Development Review.

C.

Inclusionary housing bonus. Maximum height and FAR may be increased as stated in Table 130-3 if one of the following is met: 1.

Mandatory inclusionary housing. Bonus height and FAR is allowed for development that triggers 33.245, Inclusionary Housing. The amount of bonus floor area allowed is an amount equal to the net building area of the building that triggers 33.245, up to the increment of additional FAR allowed as stated in Table 130-3. To qualify for this bonus, the applicant must provide a letter from the Portland Housing Bureau certifying that the regulations of 33.245 have been met; or

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D.

E.

Chapter 33.130 Commercial/Mixed Use Zones

Voluntary inclusionary housing. Maximum height and FAR may be increased as stated in Table 130-3 when one of the following voluntary bonus options is met: a.

Bonus height and FAR is allowed for projects the voluntarily comply with the standards of 33.245.040 and 33.245.050. The amount of bonus floor area allowed is an amount equal to the net building area of the building that complies with 33.245.040 and .050, up to the increment of additional FAR allowed as stated in Table 130-3. To qualify for this bonus, the applicant must provide a letter from the Portland Housing Bureau certifying that the regulations of 33.245 have been met. The letter is required to be submitted before a building permit can be issued for development, but is not required in order to apply for a land use review; or

b.

Bonus height and FAR is allowed in exchange for payment into the Affordable Housing Fund. For each square foot of floor area purchased a fee must be paid to the Portland Housing Bureau (PHB). The Portland Housing Bureau collects and administers the Affordable Housing Fund, and determines the fee. PHB determines the fee per square foot and updates the fee at least every three years. The fee schedule is available from the Bureau of Development Services. To qualify for this bonus, the applicant must provide a letter from PHB documenting the amount that has been contributed. The letter is required to be submitted before a building permit can be issued for development, but is not required in order to apply for a land use review.

Affordable commercial space bonus. Proposals that provide on-site affordable commercial space, or pay into the Affordable Commercial Space Fund, may increase maximum height and FAR if all of the following are met. Floor area may be increased by 2 square feet for each square foot of on-site affordable commercial space provided, up to the maximum stated in Table 130-3. Floor area may be increased by 1 square foot for each square foot purchased through the Affordable Commercial Space Fund, up to the maximum stated in Table 130-3: 1.

The applicant must submit with the development application a letter from the Portland Development Commission certifying that any program administrative requirements have been met; and

2.

The property owner must execute a covenant with the City that complies with the requirements of Section 33.700.060. The covenant must ensure that floor area built as a result of this bonus will meet the administrative requirements of the Portland Development Commission or qualified administrator.

Planned Development bonus. Proposals that provide a combination of affordable housing, a publicly accessible plaza or park, and energy efficient buildings may increase maximum height and FAR as stated in Table 130-3 if approved through a Planned Development Review and Design Review (see Chapter 33.270 and Chapter 33.854). The site must be at least two acres in size to be eligible for this bonus.

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33.130.215 Setbacks A.

Purpose. The required building setbacks promote streetscapes that are consistent with the desired character of the different commercial/mixed use zones. The setbacks promote buildings close to the sidewalk to reinforce a pedestrian orientation and built-up streetscape. The setback requirements for areas that abut residential zones promote commercial/mixed use development that will maintain light, air, and the potential for privacy for adjacent residential zones.

The front setback requirements for Civic Corridors in Eastern and Western pattern areas provide opportunities for additional pedestrian space and separation from the vehicle traffic along these major streets to create an environment for building users and pedestrians that is less impacted by close proximity to traffic, and provide opportunities for front landscaping reflective of the vegetated characteristics of these neighborhood pattern areas.

The minimum building setbacks along local service streets adjacent to residential zones work together with requirements for step downs in building height (33.130.210.B.2.b.) to ensure that there is a transition in street frontage characteristics to lower scale residential zones. In these situations, the building setback regulations promote street frontages with landscaping and residential uses to provide a transition and a cohesive street environment with similar street frontage characteristics on both sides of the street, and limit exterior display and storage to minimize impacts to nearby residentially-zoned areas.

B.

Minimum building setbacks. Minimum required building setbacks are listed below and summarized in Table 130-2. Unless otherwise specified in this section, the minimum required setbacks apply to all buildings and structures on a site. Setbacks for exterior development are stated in 33.130.245, and setbacks for parking areas are stated in Chapter 33.266, Parking, Loading and Transportation and Parking Demand Management.

1.

Required setbacks from a street lot line. Unless as specified below, there is no minimum required setback from a street lot line: a.

The minimum setback required from a street lot line adjacent to a Civic Corridor shown on Map 130-1 is 10 feet.

b.

The following minimum setbacks are required from a street lot line on the portion of the site that is across a local service street from an RF through R1 or RMP zone. The setbacks do not apply in the CR or CM1 zones, or on or within 100 feet of a transit street: (1) Buildings that are entirely in a residential use, and portions of buildings with dwelling units on the ground floor, must be setback 5 feet from a street lot line facing an RF through R1 or RMP zone. The setback must be landscaped to at least the L1 standard. Vehicle access is not allowed through the setback unless the local service street facing the residential zone is the only frontage for the site. Up to one third of the setback area can be hard surfaced for pedestrian or bicycle access. Exterior display and storage is not allowed within the setback.

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(2) All other buildings must be setback 10 feet from a street lot line facing an RF through R1 or RMP zone. The setback must be landscaped to at least the L1 standard. Vehicle access is not allowed through the setback unless the local service street facing the residential zone is the only frontage for the site. Up to one third of the setback area can be hard surfaced for pedestrian or bicycle access. Exterior display and storage is not allowed within the setback. See Figure 130-2. c.

See 33.130.250.D for the required garage entrance setback for a garage that is accessory to a house, attached house, manufactured home, or duplex.

d.

Structured parking that does not allow exiting in a forward motion must be set back 18 feet from the street lot line. See 33.266.130.C.

Figure 130-2 Building Setbacks and Step-Down Height Across a Local Service Street from Residential Zones

2.

Required setbacks from a lot line that is not a street lot line: a.

There is no minimum setback required from a lot line that abuts an OS, RX, C, E or CI zone. And, no setback is required from an internal lot line that is also a zoning line on sites with split zoning.

b.

The required minimum setback from a lot line that abuts an RF through RH, RMP, or IR zone is 10 feet. The required setback area must be landscaped to the L3 standard. Areas paved for pedestrian or bicycle use can be located in the required building setback area, but may not extend closer than 5 feet to a lot line abutting an RF through RH or RMP zone. Buildings that are 15 feet or less in height are exempt from the required setback, however any setback provided that is 5 feet or greater in depth must be landscaped to at least the L3 standard for a distance of up to 10 feet from the lot line. This means that if the building is

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setback 3 feet, no landscaping is required, but if the building is setback 15 feet, then the first 10 feet measured from the lot line must be landscaped. c.

3.

Windows in the walls of dwelling units must be setback a minimum of 5 feet from a lot line that abuts a C, E, I, or CI zoned lot. Windows of dwelling units that also have other windows facing a street lot line or facing a dedicated open space that is at least 10 feet in depth, such as a required setback or required outdoor area, are exempt from this standard. The setback area must be a minimum width of 12 feet or the width of the residential window, whichever is greater.

Extensions into required building setbacks and buffering requirements of Table 130-2. a.

The following features of a building may extend into a required building setback up to 20 percent of the depth of the setback. However, except for building eaves and stormwater planters, they may not extend closer than 5 feet to a lot line abutting an RF – RH or RMP zoned lot.

(1) Eaves, chimneys, fireplace inserts and vents, mechanical equipment, fire escapes, water collection cisterns and stormwater planters; (2) Stairways and wheelchair ramps that do not meet the standard of Subparagraph B.3.b below; and (3) Bays and bay windows may extend into a street setback, but not a required setback abutting an RF – RH or RMP zoned lot, and also must meet the following requirements:

b.

•

Each bay and bay window may be up to 12 feet long, but the total area of all bays and bay windows on a building facade cannot be more than 30 percent of the area of the facade;

•

At least 30 percent of the area of the bay which faces the street lot line requiring the setback must be glazing or glass block;

•

Bays and bay windows must cantilever beyond the foundation of the building; and

•

The bay may not include any doors.

The following minor features of a building are allowed to fully extend into required building setbacks, but may not extend closer than 5 feet to a lot line abutting an RF – RH or RMP zoned lot.

(1) Uncovered decks, stairways, and wheelchair ramps with surfaces that are no more than 2-1/2 feet above the ground; (2) On lots that slope down from the street, vehicular and pedestrian entry bridges with surfaces that are no more than 2-1/2 feet above the average sidewalk elevation; and (3) Canopies, marquees, awnings, and similar features may fully extend into a street setback.

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4.

C.

Chapter 33.130 Commercial/Mixed Use Zones

Uncovered decks are allowed to fully extend into required street setbacks.

Detached accessory structures. For sites entirely in residential use, detached accessory structures are subject to the multi-dwelling zone standards of Section 33.120.280. The setback standards for detached accessory structures are stated in 33.130.265 below. Fences are addressed in 33.130.270 below.

Maximum building setbacks. Except as stated in Subsection E., the maximum building setback standards are stated below.

1.

Maximum setback standards. Unless otherwise specified, the maximum a building can be set back from a street lot line is 10 feet, except on Civic Corridors shown on Map 130-1, where the maximum set back is 20 feet. At least 50 percent of the length of the ground level street-facing facade of the building must meet the maximum setback standard.

2.

Applying the standard. a.

Where an existing building is being altered, the standards apply to the ground level, street-facing facade of the entire building. See Figures 130-3 and 130-4.

b.

Where there is more than one building on the site, the standards of this paragraph apply to the combined ground level, street-facing facades of all of the buildings. See Figures 130-5 and 130-6.

c.

In the CR, CM1, CM2, CM3, and CX zones, and in the CE zone within a Pedestrian District, if the site has street lot lines on three or more streets, the maximum setback standard only applies to two of the streets. When this occurs, the standard must be applied to the streets with the highest transit street classifications. If the site is a through lot, the maximum setback standard only applies to the street with the highest transit street classification. If multiple streets have the same highest transit street classification, the applicant may choose which street or streets to apply the standard.

d.

In the CE zone outside of pedestrian districts, the maximum setback standard only applies to transit streets unless the site does not have a street lot line on a transit street. If the site does not have a street lot line on a transit street, then the maximum setback standard applies to one street, and if there is more than one street, the applicant may choose which street to apply the standard. If the site has street lot lines on three or more transit streets, the maximum setback standard applies only to two of the streets. When this occurs, the standard must be applied to the streets with the highest transit classification. If multiple transit streets have the same highest street classification, the applicant may choose which streets to apply the standard.

e.

For buildings where all of the floor area is in residential use, the street-facing facade of an open porch that meets the following standards is included as part of the ground level, street-facing facade of the building:

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(1) For houses, attached houses, manufactured homes and duplexes, the porch must be at least 25 square feet in area. For multi-dwelling structures, the porch must be at least 9 feet wide and 7 feet deep; (2) The porch must have at least one entrance facing the street; and (3) The porch must have a roof that is no more than 12 feet above the floor of the porch and at least 30 percent solid. This standard may be met by having 30 percent of the porch area covered with a solid roof, or by having the entire area covered with a trellis or other open material if no more than 70 percent of the area of the material is open.

3.

D.

Exception. The maximum building setbacks do not apply to primary structures under 500 square feet in floor area, or to detached accessory structures. The street-facing facades of detached accessory structures do not count towards meeting maximum setback standards. See Figure 130-5.

Improvements in the setback area between a building and a street lot line.

1.

General standard. The land between any building and a street lot line must be landscaped to at least the L1 level and/or hard-surfaced for use by pedestrians. This area may be counted towards any minimum landscaped area requirements.

Vegetated stormwater management facilities used to meet Bureau of Environmental Services stormwater management requirements, and residential outdoor areas, such as play areas and garden plots, as well as vehicle areas and exterior display, storage, and work activities, if allowed, are exempt from this standard. Bicycle parking may be located in the area between a building and a street lot line when the area is hard surfaced.

2.

Improvements within transit street maximum building setbacks. Along transit streets, at least 50 percent of the setback area between the street lot line and the portion of the building that complies with the maximum building setback must be hard surfaced for use by pedestrians. Buildings entirely in a residential use are exempt from this standard.

Figure 130-3 Alteration to Existing Building in Conformance with Maximum Setback Standard

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Chapter 33.130 Commercial/Mixed Use Zones Figure 130-4 Alterations to Existing Building

Figure 130-5 Calculating Maximum Building Setback When More Than One Building On Site

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Figure 130-6 New Buildings on Sites with Buildings That Do Not Meet the Maximum Building Setback

E.

Alternative maximum building setback for large retailers.

1.

Purpose. The intent of the regulations is to allow deeper street setbacks for very large retail stores locating along transit streets or in Pedestrian Districts in exchange for a pedestrian and transit-friendly main street type of development. These large retail sites can still be transit-supportive and pedestrian-friendly by placing smaller buildings close to the street and by creating an internal circulation system that is similar to streets in order to separate the parking area into blocks. The intent is to encourage development that will, over time, form a pedestrian-friendly main street along the perimeter of the parking blocks and provide connectivity within the site and to adjacent streets and uses.

2.

Regulation. Sites that have at least one building with at least 60,000 square feet of floor area in Retail Sales and Service use are exempt from the maximum setback requirement of Table 130-2 and the vehicle area frontage limitations of 33.266.130.C.3 if all of the requirements of this paragraph are met. For sites with frontage on more than one transit street or more than one street in a Pedestrian District, this exemption may be used only along one transit street frontage or frontage along a street in a Pedestrian District. a.

Other buildings on the site have ground level walls within the maximum setback for at least 25 percent of the frontage on a transit street or street in a Pedestrian District. These buildings must be constructed before or at the same time as the large retail store; 130-24

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Chapter 33.130 Commercial/Mixed Use Zones

Internal circulation system. An internal circulation system that meets the following standards must be provided: (1) Internal accessways that are similar to streets must divide the site into parking areas that are no greater than 55,000 square feet; (2) These accessways must connect to the transit street, or street in a Pedestrian District, at least every 250 feet; (3) Each internal accessway must have at least one auto travel lane, curbs, and unobstructed sidewalks on both sides and one of the following must be met: • The sidewalks must be at least 10 feet wide and planted with trees a maximum of 30 feet on center. Trees must be planted in the center of unpaved tree wells at least 18 square feet, with a minimum dimension of 3 feet. The unpaved area may be covered with a tree grate. Tree wells must be adjacent to the curb, and must be located so there is at least 6 feet of unobstructed sidewalk; or • The sidewalks must be at least 6 feet wide. There must be a planting strip at least 4 feet wide. The planting strip must be between the curb and the sidewalk, and be landscaped to at least the L1 standard, except that trees cannot be grouped.

(4) Along each internal accessway that intersects a transit street, parking must be provided between both sidewalks and the auto travel lanes except for within 75 feet of the transit street intersection, measured from the street lot line, where parking is not allowed; (5) Curb extensions that are at least the full depth of the parking must be provided, as shown in Figure 130-7, at the intersections of internal accessways that have parking; and (6) The internal accessways are excluded from the portion of the parking and loading area used to calculate required interior landscaping.

c.

Connections between sites. This standard applies to all commercial, office, or institutional development that is adjacent to sites either developed for Commercial or Institutional use, or zoned C, E, I, CI, or IR. The system must connect the buildings on the site to these adjacent sites.

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Title 33, Planning and Zoning 5/24/18 Figure 130-7 Internal Circulation System

33.130.220 Building Coverage A.

Purpose. The building coverage standards limit the footprint of buildings and work with the FAR, height, and setback standards to control the overall scale of development. The standards promote development consistent with the desired character of the zone. The standards allow a high degree of lot coverage in the Inner Neighborhoods pattern area to reflect the urban development patterns and continuous building frontages of the area. The standards for Eastern and Western pattern areas work in conjunction with landscaping requirements to respond to the less intensely developed characteristics of these areas.

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Chapter 33.130 Commercial/Mixed Use Zones

Building coverage standards. The maximum building coverage standards are stated in Table 130-2, and the standards apply based on pattern area geography. Map 130-2 identifies the pattern areas. Maximum building coverage applies to all buildings and covered structures.

33.130.222 Building Length and Facade Articulation A.

Purpose. These standards, along with the height and setback standards, limit the bulk of buildings close to the street. These standards help ensure that large buildings will be divided into smaller components that relate to the scale and patterns of Portland’s commercial/mixed-use areas and add visual interest and variety to the street environment.

B.

Maximum building length. In the CR, CM1, CM2, CM3, and CE zones, the maximum building length for the portion of a building located within 20 feet of a street lot line is 200 feet. The portions of buildings subject to this standard must be separated by a minimum of 20 feet when located on the same site. See Figure 130-8.

Figure 130-8 Maximum Building Length

C.

Facade articulation.

1.

Where the standard applies. This standard applies in the CM2, CM3 and CE zones as follows: a.

In the CM2 and CE zones, the standard applies to buildings more than 35 feet high that have facade areas of more than 3,500 square feet within 20 feet of a street property line.

b.

In the CM3 zone, the standard applies to buildings more than 45 feet high that have facade areas of more than 4,500 square feet within 20 feet of a street property line.

c.

Portions of building facades that are vertically separated by a gap of 10 feet in width or more extending at least 20 feet in depth from the street property line

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are considered to be separate facades areas for the purposes of the facade area measurements. See Figure 130-9.

2.

The standard. At least 25 percent of the facade within 20 feet of a street lot line must be divided into facade planes that are off-set by at least 2 feet in depth from the rest of the facade. Facade area used to meet the facade articulation standard may be recessed behind or project out from the primary facade plane, but projections into street right-of-way do not count toward meeting this standard. See Figure 130-10.

Figure 130-9 Facade Articulation

Figure 130-10 Facade Articulation

33.130.225 Landscaped Areas A.

Purpose. Landscaping is required in some zones because it is attractive and it helps to soften the effects of built and paved areas. Landscaping also helps cool the air temperature, intercept rainfall and reduce stormwater runoff by providing unpaved permeable surface. Landscaping can also provide food for people and habitat for birds and other wildlife. As an alternative to conventional landscaping, a range of urban green

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options are provided in the CM2 and CM3 zones in the Inner Neighborhoods pattern area to reflect this area’s more urban development patterns and historic storefront commercial characteristics. Landscaping is required for all commercial/mixed use-zoned lands abutting R zoned lands and as screening for parking lots (see Chapter 33.216) to provide buffering and promote livability.

B.

Minimum landscaped area. The minimum amount of required landscaped area is stated in Table 130-2. Any required landscaping, such as for required setbacks or parking lots, applies towards meeting the minimum amount of required landscaped area. Sites developed with a house, attached house or duplex are exempt from the required minimum landscaped area standard. The required landscape area must meet one of the following: 1.

2.

Unless allowed by Paragraph B.2., required landscaped areas must: a.

Be at ground level, except when in raised planters that are used to meet minimum Bureau of Environmental Services stormwater management requirements; and

b.

Comply with at least the L1 standard described in Chapter 33.248, Landscaping and Screening, or be a vegetated stormwater management facility that meets minimum Bureau of Environmental Services stormwater management requirements. However, up to one-third of the required landscaped area may be improved for active or passive recreational use, or for use by pedestrians.

Examples of active or passive recreational use include walkways, play areas, plazas, picnic areas, garden plots, and unenclosed recreational facilities.

Urban green alternative landscaped area. In the CM2 and CM3 zones in the Inner pattern area shown on Map 130-2, one or more of the following may be used to meet the required landscape area: a.

Ecoroof. An ecoroof area may apply toward meeting the required landscaped area standard at a ratio of 4 square feet of ecoroof area for every 1 square foot of required landscaped area. The ecoroof area must be approved by the Bureau of Environmental Services as being in compliance with the Stormwater Management Manual.

b.

Large trees. The minimum required landscaped area may be reduced to 10 percent of site area when the site includes an area with minimum dimensions of 30 feet by 30 feet planted with at least one large-canopy tree. An existing largecanopy tree can be used to meet this requirement, subject to the Tree Protection Specifications of Title 11 (Section 11.60.030). Large canopy trees are defined in Section 33.248.030, Plant Materials. At least 50 percent of the ground area within this space must planted with ground cover plants and the remainder may be hard-surfaced for use by pedestrians.

c.

Raised landscaped areas. Landscaped areas raised above ground level may be used to meet the minimum landscaped area standard when landscaped to at least the L1 standard and soil depth is a minimum of 30 inches.

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Pervious pavement. Up to 50 percent of the required landscaped area may be improved for pedestrian use, such as walkways and plazas, if the area is surfaced with pervious pavement approved by the Bureau of Environmental Services as being in compliance with the Stormwater Management Manual. If this provision is used, no impervious surfaces can be counted toward meeting the minimum landscaped area standard.

33.130.227 Trees Requirements for street trees and for on-site tree preservation, protection, and overall tree density are specified in Title 11. See Chapter 11.50, Trees in Development Situations.

33.130.228 Required Outdoor Areas A.

Purpose. The required outdoor areas standards ensure opportunities for residents to have on-site access to outdoor space for recreation, relaxation, natural area, or growing food.

Required outdoor areas are an important aspect for addressing the livability of a property with residential units by providing residents with opportunities for outdoor activities, some options for outdoor privacy, and a healthy environment. These standards also allow for outdoor area requirements to be met by indoor community facilities that provide opportunities for recreation or gathering.

B.

Requirements.

1.

2.

Amount required: a.

On sites that are up to 20,000 square feet in total area, at least 36 square feet of outdoor area is required for each dwelling unit on the site;

b.

For sites that are more than 20,000 square feet in total area, at least 48 square feet of outdoor area is required for each dwelling unit on the site.

Size, location and configuration. Required outdoor area may be provided as individual, private outdoor areas, such as patios or balconies, or as common, shared areas, such as outdoor courtyards and play areas, or indoor recreational facilities or community rooms. There also may be a combination of individual and common areas. a.

Individual unit areas. Where a separate outdoor area is provided for each individual unit, it must be designed so that a 4-foot by 6-foot dimension will fit entirely within it. The outdoor area must be directly accessible to the unit.

Balconies that extend over street right-of-way count towards meeting this standard. Areas used for pedestrian circulation to more than one dwelling unit do not count towards meeting the required outdoor area. If the area is at ground level it may extend up to 5 feet into a required front setback, and may extend into required side and rear setbacks as long as the area is not closer than 5 feet to a lot line abutting an RF through RH zoned lot.

b.

Common areas. There are two types of common area: (1) Outdoor common area. Where outdoor areas are common, shared areas, each area must be designed so that it is at least 500 square feet in area and so that a 20-foot by 20-foot square will fit entirely within it.

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Chapter 33.130 Commercial/Mixed Use Zones

(2) Indoor common area. Where an indoor common area is provided, it must be an indoor recreational facility or an indoor tenant community room.

Indoor common areas that are not recreational facilities or community rooms, such as lobbies, hallways, laundry facilities, storage rooms, and vehicle or bicycle facilities, cannot be used to meet this requirement. c.

Combination of individual and common areas. Where a combination of individual unit and common areas is provided, each individual area must meet Subparagraph B.2.a and each common area must meet B.2.b above, and together must provide a total amount of space equivalent to the combined amount of outdoor area required for each dwelling unit.

3.

Surfacing materials. Required outdoor areas must be surfaced with lawn, pavers, decking, or sport court paving which allows the area to be used for active or passive recreational use.

4.

User amenities. User amenities, such as tables, benches, trees, shrubs, planter boxes, garden plots, drinking fountains, spas, or pools, may be placed in the outdoor area.

Common, shared outdoor areas may also be developed with amenities such as play areas, plazas, roof-top patios, picnic areas, and open recreational facilities.

33.130.230 Windows A.

Windows in street-facing facades.

1.

Purpose. This standard: • Ensures that there is a visual connection between the living area of the residence and the street; • Enhances public safety by allowing people to survey their neighborhood from inside their residences; and • Provides a more pleasant pedestrian environment by preventing large expanses of blank facades along streets.

2.

Where this standard applies. This standard applies to street-facing facades of buildings. Where a proposal is for an alteration or addition to existing development, the applicant may choose to apply the standard either to the portion being altered or added, or to the entire street-facing facade.

3.

Windows in street-facing facades. At least 15 percent of the area of each facade that faces a street lot line must be windows or main entrance doors. Windows used to meet this standard must allow views from the building to the street. Glass block does not meet this standard. Windows in garage doors do not count toward meeting this standard, but windows in garage walls do count toward meeting this standard. To count toward meeting this standard a door must be at the main entrance and face the street lot line. For structures subject to ground floor window requirements, windows used to meet ground floor window requirements may also be used to meet this standard.

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Chapter 33.130 Commercial/Mixed Use Zones 4.

B.

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Exemption. Development on flag lots or on lots that slope up or down from the street with an average slope of 20 percent or more are exempt from this standard.

Ground floor windows.

1.

Purpose. In the commercial/mixed use zones, blank walls on the ground level of buildings are limited in order to: •

• • • 2.

Provide a pleasant, rich, and diverse pedestrian experience by connecting activities occurring within a structure to adjacent sidewalk areas, or allowing public art at the ground level; Encourage continuity of retail and service uses; Encourage surveillance opportunities by restricting fortress-like facades at street level; and Avoid a monotonous pedestrian environment.

Ground floor window standard for wall area that is not the wall of a dwelling unit.

The following standards apply to the portions of a ground floor wall of a street-facing facade that is not the wall of a dwelling unit: a.

General standard.

(1) Windows must cover at least 40 percent of the ground floor wall area of street-facing facades that are 20 feet or closer to a street lot line or a publicly-accessible plaza. For the purposes of this standard, ground floor wall areas include all exterior wall areas from 2 feet to 10 feet above the finished grade, and include openings in the walls of structured parking. See Figure 130-11.

(2) If the lot has more than one street frontage, then the ground floor window standard in Subparagraph B.2.a(1). applies to the facade that faces the highest transit street classification. All other ground level street-facing facades that are 20 feet or closer to the street lot line must have windows that cover 25 percent of the ground level wall area. The walls of structured parking along these facades may be set back at least 5 feet and landscaped to the L2 standard instead of providing 25 percent windows. If two or more streets have the same highest transit street classification, then the applicant may choose on which of those street to meet the higher standard.

Transit street classifications are identified in the Transportation Element of the Comprehensive Plan.

b.

Exemptions: (1) Houses, attached houses, manufactured homes, and duplexes are exempt from this Section; and (2) Ground floor street-facing walls of dwelling units must meet the standards in Paragraph B.4; and (3) One opening for vehicular access to onsite parking area.

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3.

Chapter 33.130 Commercial/Mixed Use Zones

Qualifying window features. Required ground floor window areas must be windows that allow views into working areas, lobbies, residential units or residential building common areas; glazing in pedestrian entrances; or display windows that are at least 24 inches deep set into a wall. Windows into storage areas, vehicle parking areas, mechanical and utility areas, garbage and recycling areas, and display cases attached to outside walls do not qualify. Windows into bicycle parking areas are allowed to qualify for up to 25 percent of the ground floor windows coverage requirement.

Except for the windows of residential units and clerestory windows located above doors or other windows, the bottom of qualifying windows must be no more than 4 feet above the adjacent exterior grade.

Figure 130-11 Ground Floor Windows

4.

Ground floor window and frontage standards for dwelling units. The ground floor wall area of street-facing facades of dwelling units that are 20 feet or closer to a street lot line must meet at least one of the following standards: a.

Flexible ground floor design. The ground floor window standard of Subparagraph B.2.a(1) must be met, and the ground level of the building must be designed and constructed as follows: (1) The distance from the finished floor to the bottom of the ceiling structure above must be at least 12 feet. The bottom of the structure above includes supporting beams; (2) The area meeting this standard must be at least 25 feet deep, measured from the street-facing facade; and (3) Each unit must include a front entrance that is located at the level of the finished grade and can be accessed without steps.

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Front setback.

(1) The portions of the building with residential dwelling units on the groundfloor must be set back at least 5 feet from the street lot line. The setback must be landscaped to at least the L1 level and/or hard-surfaced for use by pedestrians; and (2) Windows must cover at least 25 percent of the ground level wall area of the portion of the building with residential dwelling units on the ground-floor.

c.

Raised ground floor.

(1) The portion of the building with residential dwelling units on the groundfloor must have the finished floor of each residential unit at least 2 feet above the grade of the closest adjoining sidewalk.

(2) Window must cover at least 25 percent of the ground level wall area of the portion of the building with residential dwelling units on the ground-floor.

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Figure 130-12 Ground Floor Window Options for Dwelling Units

5.

Exception for Public Art. Outside the Central City, public art may be used to meet up to one half of the required window coverage of the ground floor window provision.

Covenants for the public art will be required, following the regulations of Section 33.700.060, Covenants with the City, to ensure the installation, preservation, maintenance, and replacement of the public art. To qualify for this exception, documentation of approval by the Regional Arts and Culture Council must be provided prior to approval of the building permit.

33.130.235 Screening A.

Purpose. The screening standards address specific unsightly features which detract from the appearance of commercial/mixed use areas.

B.

Garbage and recycling collection areas. All exterior garbage cans, garbage collection areas, and recycling collection areas must be screened from the street and any adjacent properties. Trash receptacles for pedestrian use are exempt. Screening must comply with at least the L3 or F2 standards of Chapter 33.248, Landscaping and Screening.

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D.

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Mechanical equipment. Mechanical equipment located on the ground, such as heating or cooling equipment, pumps, or generators must be screened from the street and any abutting residential zones by walls, fences, or vegetation. Screening must comply with at least the L2 or F2 standards of Chapter 33.248, Landscaping and Screening, and be tall enough to screen the equipment. Mechanical equipment placed on roofs must be screened in one of the following ways, if the equipment is within 50 feet of an R zone: 1.

A parapet along facades facing the R zone that is as tall as the tallest part of the equipment;

2.

A screen around the equipment that is as tall as the tallest part of the equipment; or

3.

The equipment is set back from roof edges facing the R zone 3 feet for each foot of height of the equipment.

Other screening requirements. The screening requirements for parking, exterior storage, and exterior display areas are stated with the regulations for those types of development.

33.130.240 Pedestrian Standards A.

Purpose. The pedestrian standards encourage a safe, attractive, and usable pedestrian circulation system in all developments. They ensure a direct pedestrian connection between abutting streets and buildings on the site, and between buildings and other activities within the site. In addition, they provide for connections between adjacent sites, where feasible.

B.

The standards. The standards of this Section apply to all development except houses, attached houses, and duplexes. An on-site pedestrian circulation system must be provided.

The system must meet all standards of this Subsection.

1.

Connections. The on-site pedestrian circulation system must provide connections as specified below: a.

Connection between streets and entrances.

(1) Sites with one street frontage.

• Generally. There must be a connection between one main entrance of each building on the site and the adjacent street. The connection may not be more than 20 feet longer or 120 percent of the straight line distance, whichever is less. Buildings separated from the street by other buildings are exempt from this standard.

• Household Living. Sites where all of the floor area is in Household Living uses are only required to provide a connection to one main entrance on the site. The connection may not be more than 20 feet longer or 120 percent of the straight line distance, whichever is less.

• Tree preservation. If a tree that is at least 12 inches in diameter is proposed for preservation, and the location of the tree or its root protection zone would prevent the standard of this paragraph from being met, the connection may be up to 200 percent of the straight line distance.

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(2) Sites with more than one street frontage. Where the site has more than one street frontage, the following must be met: • The standard of Subparagraph B.1.a(1) must be met to connect the main entrance of each building on the site to the closest sidewalk or roadway if there are no sidewalks. Sites where all of the floor area is in Household Living uses are only required to provide a connection meeting the standard of Subparagraph B.1.a(1) to one main entrance on the site; • An additional connection, which does not have to be a straight line connection, is required between each of the other streets and a pedestrian entrance. However, if at least 50 percent of a street facing facade is within 10 feet of the street, no connection is required to that street. b.

2.

3.

Internal connections. The system must connect all main entrances on the site, and provide connections to other areas of the site used by building occupants, including parking areas, bicycle parking, recreational areas, common outdoor areas, and any pedestrian amenities. Pedestrian connections to public sidewalks may substitute for internal connections for main entrances that are within 10 feet of a public sidewalk.

Materials. a.

The circulation system must be hard-surfaced, and be at least 6 feet wide. On sites where all of the floor area is in Household Living, segments of the circulation system that provide access to no more than 4 units may be 3 feet wide.

b.

Except as allowed in Subparagraph B.2.d., where the system crosses driveways, parking areas, and loading areas, the system must be clearly identifiable, through the use of elevation changes, speed bumps, a different paving material, or other similar method. Striping does not meet this requirement. Elevation changes and speed bumps must be at least 4 inches high.

c.

Except as allowed in Subparagraph B.2.d., where the system is parallel and adjacent to an auto travel lane, the system must be a raised path or be separated from the auto travel lane by a raised curb, bollards, landscaping or other physical barrier. If a raised path is used it must be at least 4 inches high and the ends of the raised portions must be equipped with curb ramps. Bollard spacing must be no further apart than 5 feet on center.

d.

On sites where all the floor area is in a Household Living use, the pedestrian circulation system may be located within an auto travel lane if the auto travel lane provides access to 16 or fewer parking spaces and the entire auto travel lane is surfaced with paving blocks or bricks.

Lighting. The on-site pedestrian circulation system must be lighted to a level where the system can be used at night by the employees, residents, and customers.

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33.130.242 Transit Street Main Entrance A.

Purpose. Locating the main entrance to a use on a transit street provides convenient pedestrian access between the use and public sidewalks and transit facilities, and so promotes walking and the use of transit.

B.

Applicability.

C.

1.

Generally. All sites with at least one frontage on a transit street, and where any of the floor area on the site is in nonresidential uses, or residential use in a multi-dwelling structure, must meet the following standards. If the site has frontage on more than one transit street, the standards of Subsection C, below, must be met on at least one of the transit streets;

2.

Houses, attached houses, manufactured homes, and duplexes. Houses, attached houses, manufactured homes, and duplexes must meet the standards of 33.130.250.B, Residential Main Entrance, instead of the requirements of this section.

Location. For portions of a building within the maximum building setback, at least one main entrance for each nonresidential tenant space on the ground floor, and one main entrance to a multi-dwelling structure must meet the standards of this section. The ground floor is the lowest floor of the building that is within four feet of the adjacent transit street grade. The main entrance must: 1.

Be within 25 feet of the transit street;

2.

Allow pedestrians to both enter and exit the building; and

3.

Meet one of the following: a.

Face the transit street;

b.

Be at an angle of up to 45 degrees from the transit street, measured from the street property line, as shown in Figure 130-13; or

c.

If it is an entrance to a multi-dwelling structure: (1) Face a courtyard at least 15 feet in width that is adjacent to the transit street and that is landscaped to at least the L1 level, or hard-surfaced for use by pedestrians; and (2) Be within 50 feet of the transit street.

D.

Distance between entrances. For portions of a building subject to the maximum building setback, a minimum of one entrance is required for every 200 feet of building length.

E.

Unlocked during regular business hours. Each main entrance to nonresidential uses that meets the standards of Subsection C and D must be unlocked during regular business hours.

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Chapter 33.130 Commercial/Mixed Use Zones Figure 130-13 Transit Street Main Entrance

33.130.245 Exterior Display, Storage, and Work Activities A.

Purpose. The standards of this section are intended to assure that exterior display, storage, and work activities: • • • •

B.

Will be consistent with the desired character of the zone; Will not be a detriment to the overall appearance of a commercial/mixed use area; Will not have adverse impacts on adjacent properties, especially those zoned residential; and Will not have an adverse impact on the environment.

Exterior display.

1.

CR zone. Exterior display of goods is not allowed.

2.

CM1, CM2, CM3, and CX zones. Exterior display of goods is allowed except for the display of motor vehicles, recreational vehicles, motor vehicle parts and supplies, building materials, and the display of goods associated with an industrial use.

3.

CE zone. Exterior display of goods is allowed except for the display of goods associated with industrial uses. Exterior display areas for motor vehicles and trailers must be set back at least 5 feet from street lot lines and be landscaped to at least the L1 standard.

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Chapter 33.130 Commercial/Mixed Use Zones 4.

C.

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Exterior display landscape screening abutting R zones. Exterior display areas must be set back at least 5 feet from lot lines abutting R zones and be landscaped to at least the L3 standard.

Exterior storage.

1.

Exterior storage is not allowed in the CR, CM1, CM2, CM3, and CX zones.

2.

Exterior storage is allowed in the CE zone if the storage area complies with the standards of this paragraph. Exterior storage is limited to 20 percent of the site area for all uses except lumber yards and other building material stores. All exterior storage areas must be set back 5 feet from nonstreet lot lines and 10 feet from street lot lines, with the setback area landscaped to at least the L3 standard.

D.

Exterior work activities. Exterior work activities are prohibited in the commercial/mixed use zones except for the propagation and sale of plants, sales of motor vehicle fuels, and car washes, which are allowed. Exterior work activities related to sales of motor vehicle fuels and car washes are not allowed within 25 feet of a lot line that abuts a residential zone.

E.

Other exterior activities. The following exterior activities are allowed in the commercial/mixed use zones: outdoor eating areas, entertainment and recreation activities that are commonly performed outside, and outdoor markets and vendor stalls.

F.

Paving. All exterior display and storage areas, except for plant nurseries, must be paved.

33.130.250 General Requirements for Houses, Attached Houses, Manufactured Homes, and Duplexes A.

Generally. Except as specified in this section, all development—residential, mixed-use, and nonresidential—must meet the other development standards for the zone such as height, setbacks, and building coverage.

B.

Residential main entrance.

1.

Purpose. These standards: • Together with the window and garage standards, ensure that there is a physical and visual connection between the living area of the residence and the street; • Enhance public safety for residents and visitors and provide opportunities for community interaction; • Ensure that the pedestrian entrance is visible or clearly identifiable from the street by its orientation or articulation; and • Ensure that pedestrians can easily find the main entrance, and so establish how to enter the residence; • Ensure a connection to the public realm for development of lots fronting both private and public streets by making the pedestrian entrance visible or clearly identifiable from the public street.

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3.

Chapter 33.130 Commercial/Mixed Use Zones

Where these standards apply. a.

The standards of this subsection apply to houses, attached houses, manufactured homes, and duplexes in the commercial/mixed use zones.

b.

Where a proposal is for an alteration or addition to existing development, the standards of this section apply only to the portion being altered or added.

c.

On sites with frontage on both a private street and a public street, the standards apply to the site frontage on the public street. On all other sites with more than one street lot line, the applicant may choose on which frontage to meet the standards.

d.

Development on flag lots or on lots which slope up or down from the street with an average slope of 20 percent or more are exempt from these standards.

Location. At least one main entrance for each structure must: a.

Be within 8 feet of the longest street-facing wall of the structure; and

b.

Either: (1) Face the street, See Figure 130-14; (2) Be at an angle of up to 45 degrees from the street; or (3) Open onto a porch. See Figure 130-15. The porch must: • Be at least 25 square feet in area; • Have at least one entrance facing the street; and • Have a roof that is: - No more than 12 feet above the floor of the porch; and - At least 30 percent solid. This standard may be met by having 30 percent of the porch area covered with a solid roof, or by having the entire area covered with lattice or other open material if no more than 70 percent of the area of the material is open.

4.

Duplexes on corner lots. Where a duplex is on a corner lot, the requirements of Paragraph C.3, above, must be met for both dwelling units. Both main entrances may face the same street.

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Title 33, Planning and Zoning 5/24/18 Figure 130-14 Main Entrance Facing the Street

Figure 130-15 Main Entrance Opening On to a Porch

C.

Garages.

1.

Purpose. These standards: • Together with the window and main entrance standards, ensure that there is a physical and visual connection between the living area of the residence and the street;

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• Ensure that the location and amount of the living area of the residence, as seen from the street, is more prominent than the garage; • Prevent garages from obscuring the main entrance from the street and ensure that the main entrance for pedestrians, rather than automobiles, is the prominent entrance; • Provide for a more pleasant pedestrian environment by preventing garages and vehicle areas from dominating the views of the neighborhood from the sidewalk; • Enhance public safety by preventing garages from blocking views of the street from inside the residence; • Prevent cars from overhanging the street or sidewalk; and • Provide for adequate visibility for a driver backing out of a garage.

2.

Where these standards apply. The requirements of Paragraphs D.3, D.4 and D.5, below, apply to houses, attached houses, manufactured homes, and duplexes. The requirements of Paragraphs D.4 and D.5, below, also apply to garages that are accessory to attached houses. When a proposal is for an alteration or addition to existing development, the standards of this section apply only to the portion being altered or added. Development on flag lots or on lots which slope up or down from the street with an average slope of 20 percent or more are exempt from these standards.

3.

Length of street-facing garage wall.

4.

a.

The length of the garage wall facing the street may be up to 50 percent of the length of the street-facing building facade. See Figure 130-16. For duplexes, this standard applies to the total length of the street-facing facades. For all other lots and structures, the standards apply to the street-facing facade of each unit.

b.

Where the street-facing facade is less than 22 feet long, an attached garage facing the street is not allowed as part of that facade.

Street lot line setbacks. a.

Generally. A garage wall that faces a street may be no closer to the street lot line than the longest street-facing wall of the dwelling unit. See Figure 130-17.

b.

Exception. A street-facing garage wall may be up to 6 feet in front of the longest street-facing wall of the dwelling unit, if: (1) The street-facing garage wall is 40 percent or less of the length of the building facade; and (2) There is a porch at the main entrance. The garage wall may not be closer to the street lot line than the front of the porch. See Figure 130-18. The porch must meet the following: • The porch must be at least 48 square feet in area and have minimum dimensions of 6 feet by 6 feet;

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Chapter 33.130 Commercial/Mixed Use Zones • • c.

5.

Title 33, Planning and Zoning 5/24/18 The porch must have a solid roof; and The roof may not be more than 12 feet above the floor of the porch.

Exemption. Where a lot has more than one street lot line, and there is an existing dwelling unit on the lot, this standard must be met only on the streetfacing facade on which the main entrance is located.

Garage entrance setback. The garage entrance must be either 5 feet or closer to the street property line, or 18 feet or farther from the street property line. If the garage entrance is located within 5 feet of the front property line, it may be no closer to the street lot line than the longest street-facing wall of the dwelling unit.

Figure 130-16 Length of Street Facing Garage Wall

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Chapter 33.130 Commercial/Mixed Use Zones Figure 130-17 Street Lot Line Setback

Figure 130-18 Garage Front Setback Exception

33.130.255 Trucks and Equipment A.

Purpose. The parking and storage of trucks and equipment is regulated to ensure that it will be consistent with the desired character of the commercial/mixed use zones and to limit adverse effects on adjacent residential lands.

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Truck and equipment parking standards. The standards for truck and equipment parking apply to business vehicles that are parked regularly at a site. The regulations do not apply to pick-up and delivery activities, to the use of vehicles during construction, or to services at the site which occur on an intermittent and short term basis. The truck categories are defined in Chapter 33.910.

1.

Light trucks. The parking of passenger vehicles, light trucks, and similar equipment is allowed in all commercial/mixed use zone areas that comply with the development standards for parking areas.

2.

Medium trucks. The parking of pickup trucks in the medium truck category is allowed in all commercial/mixed use zones. The parking of all other medium trucks and similar equipment is allowed only in the CE and CM3 zone. Truck parking areas must comply with the development standards for auto parking areas.

3.

Heavy trucks. The parking of heavy trucks and similar equipment is not allowed in any commercial/mixed use zone.

33.130.260 Drive-Through Facilities A.

Purpose. The drive-through facility regulations support the desired character of the commercial/mixed use zones that are intended to be pedestrian-oriented, while allowing the continuation and improvement of existing drive-through facilities in some of these zones. In zones intended for auto-accommodating development, these regulations allow for drive-through facilities, while limiting the impacts from drive-through facilities on adjacent residential zones, such as noise and air pollution from idling cars.

B.

CR and CX zones. Drive-through facilities are prohibited in the CR and CX zones.

C.

CM1, CM2, and CM3 zones. The following regulations apply to drive-through facilities in the CM1, CM2 and CM3 zones:

D.

1

New drive-through facilities are prohibited; and

2.

Existing drive-through facilities are allowed. Existing facilities can be rebuilt, expanded, or relocated on the site. The standards for drive-through facilities are stated in Chapter 33.224, Drive-Through Facilities. If the use with the drive-through facility is discontinued for 3 continuous years, reestablishment of the drive-through facility is prohibited. If the use ceases operation, even if the structure or materials related to the use remain, the use has been discontinued. A list of the standard evidence that can be provided to prove that the use has been maintained over time can be found in Subsection 33.258.038.B. If the applicant provides standard evidence from the list, the Director of BDS will determine if the evidence is satisfactory. If the applicant provides evidence other than the standard evidence listed, a Determination of Legal Nonconforming Status is required.

CE zone.

1.

New drive-through facilities are prohibited except for drive-through facilities associated with Quick Vehicle Servicing uses. Drive-through facilities are not allowed

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Title 33, Planning and Zoning 5/24/18

Chapter 33.130 Commercial/Mixed Use Zones

within 25 feet of a lot line that abuts a residential zone. The standards for drivethrough facilities are stated in Chapter 33.224, Drive-Through Facilities.; and 2.

Existing drive-through facilities are allowed. Existing facilities can be rebuilt, expanded, or relocated on the site. The standards for drive-through facilities are stated in Chapter 33.224, Drive-Through Facilities. If the use with the drive-through facility is discontinued for 3 continuous years, reestablishment of the drive-through facility is prohibited. If the use ceases operation, even if the structure or materials related to the use remain, the use has been discontinued. A list of the standard evidence that can be provided to prove that the use has been maintained over time can be found in Subsection 33.258.038.B. If the applicant provides standard evidence from the list, the Director of BDS will determine if the evidence is satisfactory. If the applicant provides evidence other than the standard evidence listed, a Determination of Legal Nonconforming Status is required.

33.130.265 Detached Accessory Structures A.

Purpose. These standards are intended to maintain separation and privacy to abutting residential zoned lots from nonresidential development.

B.

General standards.

C.

1.

The regulations of this section apply only to detached accessory structures on sites with non-residential uses. For sites where all of the floor area is in residential use, detached accessory structures are subject to the standards of Section 33.120.280.

Detached garages are also subject to the standards of 33.130.250, General Requirements for Residential and Mixed Use Developments.

2.

The height and building coverage standards of the base zone apply to detached accessory structures.

Setbacks.

1.

Uncovered accessory structures. Uncovered accessory structures such as flag poles, lamp posts, signs, antennas and dishes, mechanical equipment, uncovered decks, play structures, and tennis courts are allowed in a required setback, but can be no closer than 5 feet to a lot line abutting an RF through RH zoned lot.

2.

Covered structures. a.

Covered structures such as storage buildings, greenhouses, and work sheds are subject to the setbacks for buildings.

b.

Water cisterns that are 6 feet or less in height are allowed in side and rear setbacks, including setbacks for abutting a residential zone.

c.

See Section 33.130.250, General Requirements for Residential and Mixed-Use Developments, for additional requirements for garages that are accessory to residential development.

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Chapter 33.130 Commercial/Mixed Use Zones

Title 33, Planning and Zoning 5/24/18

33.130.270 Fences A.

Purpose. The fence regulations promote the positive benefits of fences without negatively impacting the community or endangering public or vehicle safety. Fences near streets are kept low in order to allow visibility into and out of the site and to ensure visibility for motorists. Fences in any required side or rear setback are limited in height so as to not conflict with the purpose for the setback.

B.

Types of fences. The standards apply to walls, fences, and screens of all types whether open, solid, wood, metal, wire, masonry, or other material.

C.

Location and heights.

1.

D.

Fences abutting street lot lines and pedestrian connections. Within 10 feet of a street lot line or lot line that abuts a pedestrian connection, fences that meet the following standards are allowed: a.

Fences that are more than 50 percent sight-obscuring may be up to 3-1/2 feet high.

b.

Fences that are 50 percent or less sight-obscuring may be up to 8 feet high.

2.

Fences abutting other lot lines. Fences up to 8 feet high are allowed in required building setbacks along all other lot lines.

3.

Fences in all other locations. The height for fences in locations other than described in Paragraphs C.1 and C.2 is the same as the regular height limits of the zone.

Reference to other regulations. Electrified fences are regulated under Title 26, Electrical Regulations. The use of barbed wire is regulated under Title 24, Building Regulations.

33.130.275 Demolitions A.

Generally. Demolition on a site that requires a demolition permit is subject to the tree preservation and protection requirements of Title 11, Trees. See Chapter 11.50, Trees in Development Situations.

B.

Historic resources. Demolition of historic resources is regulated by Chapter 33.445, Historic Resource Overlay Zone.

C.

CX zone landscaping. In the CX zone, sites must be landscaped within 6 months of the demolition of buildings unless there is an approved development for the site. Approved development means a project approved through design review. The landscaping must meet at least the L1 standard of Chapter 33.248, Landscaping and Screening, except that no shrubs or trees are required.

33.130.285 Nonconforming Development Existing development that does not conform to the development standards of this chapter may be subject to the regulations of Chapter 33.258, Nonconforming Situations.

130-48

Title 33, Planning and Zoning 8/22/18

Chapter 33.130 Commercial/Mixed Use Zones

33.130.290 Parking, Loading, and Transportation and Parking Demand Management The standards pertaining to the minimum required and maximum allowed number of auto parking spaces, minimum required number of bicycle parking spaces, parking lot placement, parking lot setbacks and landscaping, and requirements for transportation demand management are stated in Chapter 33.266, Parking, Loading, and Transportation Demand Management.

33.130.292 Street and Pedestrian Connections A.

Large site pedestrian connectivity.

1.

Purpose. The large site pedestrian connectivity standard implements regional pedestrian and bicycle connectivity standards. The standard enhances direct movement by pedestrians and bicycles between destinations and increases the convenience of travelling by foot or bike. The standard also protects public health and safety by ensuring safe movement and access through a large site. The standard provides flexibility for locating the pedestrian connection in a manner that addresses site constraints such as existing development.

2.

When does the standard apply. The large site pedestrian connectivity standard applies to new development and major remodeling on sites that are more than 5 acres in size.

3.

Standard. If the site does not have pedestrian connections at least every 330 feet as measured from the centerline of each connection, then dedication of ROW for pedestrian connections is required.

4.

Exemptions. Dedication of right-of-way for pedestrian connections is not required in:

5.

B.

a.

The Central City plan district; and

b.

Areas of a site that are in the Environmental Protection overlay zone, the Environmental Conservation overlay zone, or have slopes with an average slope of 20 percent or greater. This means that if the 330 feet interval falls in one of these areas, that pedestrian connection is not required.

Pedestrian connection alignment, width and design. The Bureau of Transportation must approve the alignment of the pedestrian connections. The final alignment must ensure that pedestrian connections are located at least 200 feet apart. The Bureau of Transportation must also approve the width of, and configuration of element within, the pedestrian connections.

Additional requirements for street and pedestrian/bicycle connections are regulated by the Bureau of Transportation. See Section 17.88.040, Through Streets, of the Portland City Code.

33.130.295 Signs The sign regulations are stated in Title 32, Signs and Related Regulations.

33.130.305 Superblock Requirements Development in the CM2, CM3, CE, and CX zones which are on land that includes vacated rights-ofway may be subject to the superblock standards of Chapter 33.293, Superblocks.

130-49

Chapter 33.130 Commercial/Mixed Use Zones

Title 33, Planning and Zoning 8/22/18

33.130.310 Recycling Areas Requirements for recycling areas are regulated by the Bureau of Planning and Sustainability. See Section 17.102.270, Businesses and Multifamily Complexes Required to Recycle, of the Portland City Code.

(Amended by: Ord. No. 165594, effective 7/8/92; Ord. No. 167186, effective 12/31/93; Ord. No. 167189, effective 1/14/94; Ord. No. 169099, effective 8/18/95; Ord. No. 169535, effective 1/8/96; Ord. No. 169987, effective 7/1/96; Ord. No. 170704, effective 1/1/97; Ord. No. 171219, effective 7/1/97; Ord. No. 171718, effective 11/29/97; Ord. No. 173533, effective 8/2/99; Ord. No. 173593, effective 9/3/99; Ord. No. 173729, effective 9/8/99; Ord. No. 174263, effective 4/15/00; Ord. No. 174980, effective 11/20/00; Ord. No. 175204, effective 3/1/01; Ord. No. 175837, effective 9/7/01; Ord. No. 175966, effective 10/26/01; Ord. Nos. 175965 and 176333, effective 7/1/02; Ord. No. 176469, effective 7/1/02; Ord. No. 177028, effective 12/14/02; Ord. No. 177422, effective 6/7/03; Ord. No. 177404, effective 7/1/03; Ord. No. 178172, effective 3/5/04; Ord. No.178509, effective 7/16/04; Ord. No. 179092, effective 4/1/05; Ord. No. 179845, effective 1/20/06; Ord. Nos. 179980 and 179994, effective 4/22/06; Ord. No. 180619, effective 12/22/06; Ord. No. 181357, effective 11/9/07; Ord. No. 182429, effective 1/16/09; Ord. No. 183598, effective 4/24/10; Ord. No. 184016, effective 08/20/10; Ord. No. 184524, effective 7/1/11; Ord. No. 185412; effective 6/13/12; Ord. No. 185915, effective 5/1/13; Ord. No. 185974, effective 5/10/13; Ord. No. 186639, effective 7/11/14; Ord. No. 186053, effective 1/1/15; Ord. No. 187216, effective 7/24/15; Ord. No. 187471, effective 1/1/16; Ord. No. 188142, effective 1/13/17; Ord. No. 188177, effective 5/24/18; Ord. No. 188958, effective 5/24/18; Ord. No. __, effective 08/22/18.)

130-50

Zoning

CG

CN2

R2.5 R5

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RH

NE I84 FWY-GLISAN ST RAMP NE HOYT ST

CN2

NE GLISAN ST

NE FLANDERS ST

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R5

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RH

R1

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R2

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R1

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EG2

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CG

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R2

R1

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Zoning

NE IRVING ST

R1

NE IRVING ST

NE 56TH AVE

Subject Property

R1

NE 55TH AVE

R5

NE FLANDERS ST

R1

NE EVERETT ST

0

Customer Service Department 12909 SW 68th Parkway, Suite 350 Portland, OR 97223 (503) 603-1700 cs@wfgnationaltitle.com

175

350

700 Feet

®

This map is a copy of public record and is provided solely for information purposes. WFG National Title assumes no liability for variations, if any, in dimensions, area or location of the premises or the location of improvements.

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Custom Maps 

Topography



Water Features



Aerial



Aerial Environmental



Community



Transit



Vacant Land

Contours

190

205

195

5 18 RAMP 4 FW Y I8 TS N A 195 NE GLIS

180

180

190

185 1 195 90

MO M

NE I84 FWY-GLISAN ST RAMP

200

185

185

NE FLANDERS ST

190

195

195

195

NE 58TH AVE

NE 56TH AVE

NE 55TH AVE

NE GLISAN ST

NE FLANDERS ST

190 0

Customer Service Department 12909 SW 68th Parkway, Suite 350 Portland, OR 97223 (503) 603-1700 cs@wfgnationaltitle.com

NE HOYT ST NE 60TH AVE

NE 53RD AVE

NE 57TH AVE

NE HOYT ST

NE EVERETT ST

NS

Y WA

200

NE 52ND AVE

185

NE OREGON ST

NE 61ST AVE

200

175

350

190

19 5

175 175

200

205

NE CENTER CO

NE IRVING ST

NE 57TH AVE

175

20 190 0

5' Contours

NE IRVING ST NE 55TH AVE

Subject Property

200

205

210

5 21

700 Feet

®

This map is a copy of public record and is provided solely for information purposes. WFG National Title assumes no liability for variations, if any, in dimensions, area or location of the premises or the location of improvements.

Floodplain Subject Property Streams

NE

Flood Plain Wetlands

W

NE IRVING ST

ST

OM

NE I84 FWY-GLISAN ST RAMP

NE 53RD AVE

MO

NE FLANDERS ST NE 61ST AVE

NE EVERE T T ST

NE 58TH AVE

NE 56TH AVE

NE GLISAN ST

NE 55TH AVE

NE 61ST PL

P Y R AM

NE 62ND AVE

NE 52ND AVE

VE

RA

NE 60TH AVE

-I84 FW AN ST

NE HOY T ST

NE 50TH AVE

NE

Y WA S N

NE CENTER C

NE GLIS

NE DAVIS ST

0

Customer Service Department 12909 SW 68th Parkway, Suite 350 Portland, OR 97223 (503) 603-1700 cs@wfgnationaltitle.com

OW

NE OR EGO N ST

NE 57TH AVE

Rivers

I LL

NE PACIFIC ST

ST

262.5

525

1,050 Feet

®

This map is a copy of public record and is provided solely for information purposes. WFG National Title assumes no liability for variations, if any, in dimensions, area or location of the premises or the location of improvements.

Aerial Subject Property

0

Customer Service Department 12909 SW 68th Parkway, Suite 350 Portland, OR 97223 (503) 603-1700 cs@wfgnationaltitle.com

87.5

175

350 Feet

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This map is a copy of public record and is provided solely for information purposes. WFG National Title assumes no liability for variations, if any, in dimensions, area or location of the premises or the location of improvements.

Aerial Contours Subject Property 5' Contours

0

Customer Service Department 12909 SW 68th Parkway, Suite 350 Portland, OR 97223 (503) 603-1700 cs@wfgnationaltitle.com

130

260

520 Feet

®

This map is a copy of public record and is provided solely for information purposes. WFG National Title assumes no liability for variations, if any, in dimensions, area or location of the premises or the location of improvements.

Community

TABOR D

1,300

NE 83RD AVE NE 84T SE 84TH H NE 84TH AVE AVE SE 85TH NE NE AVE AVE 85TH BIL LIN N 85TH NE 86TH AVE G AVE SE 86TH AVE AVE NE 86TH AVE SE 87TH AVE NE 87TH AVE SE 88TH AVE NE 89TH SE 89TH AVE AVE

Multnomah University

E ER H

NE COUCH ST

DR

NE EVERETT ST

SE OAK ST

SE 83RD AVE

SE ASH ST

SE PINE ST

SE STARK ST

SE WASHINGTON ST SE ALDER ST

SE MORRISON ST

SE YAMHILL ST S E TAYLOR ST SE SE SE TAYLOR CT SALMON ST SALMON ST

2,600

NE 88TH AVE NE 88TH AVE

NE 84TH AVE NE 84TH AVE

NE 80TH AVE

NE 80TH AVE

NE 76TH AVE

NE PACIFIC ST

NE GLISAN ST

SE 76TH AVE SE 78TH SE 78TH AVE AVE SE 79TH AVE SE 80TH AVE SE 81ST AVE SE 81ST AVE

NE 75TH AVE

NE 74TH AVE

SE 74 TH AVE

NE HASSA LO ST

SE YAMHILL ST

SE TAYLOR ST

SE 90TH AVE

H

NE CLACKAMAS ST

NE MULTNOMAH ST

NE 82ND AVE

NE 78TH AVE

NE 79TH AVE

NE WASCO ST

Vestal Elementary

SE PINE ST

NE 86TH AVE

NE 81ST AVE

NE 81ST AVE

NE 77TH AVE

NE 76TH AVE

NE 77TH AVE

NE 73RD AVE

NE 81ST AVE

NE 74TH NE AVE 75TH AVE

NE 80TH AVE

NE 79TH AVE

NE 78TH AVE

NE 75TH AVE

NE 76TH AVE NE 77TH AVE

NE 72ND AVE NE 73 RD AV E

NE 73RD AVE

NE HALSEY ST

SE 87TH AVE

SE PARK DR SE NORT

NE EVERETT ST

SE 75TH SE 76TH AVE AVE

S

SE 7 2N D AVE SE 74TH AVE

NE

T S

E AY

NE 72ND AVE

71ST

SE 71ST AVE SE 73RD AVE NE 73RD AVE

NE 70TH AVE

NE 68TH AVE

NE 69TH AVE

NE 67TH AVE

NE 66TH PL

AVE

AVE

W

ST

MONTAVILLA

SE SE ASH ASH ST ST

SE ALDER ST

NE BROA DW NE AY WEIDLER

HA FW LSEY YR A M S T- I 8 4 P

SE 84TH AVE

TA

72ND AVE

NE 71ST AVE AVE NE

NE 68TH NE 68T AVE H AVE

NE 67TH AVE

NE 65TH AVE

NE 64TH NE AVE 65TH AVE

NE 64TH AVE

SE NE 65TH AVE 66TH NE NE 66TH AVE 66TH

SE 65TH AVE

NE 69TH AVE NE 70TH AVE NE

NE 64TH AVE

NE 62ND AVE

NE 63RD AVE

NE 63RD AVE NE 63RD AVE

NE 62ND AVE

SE 62ND AVE SE 63RD SE 63RD AVE AVE

SE 70TH 70TH AVE AVE

NE 61ST AVE

NE 62ND AVE

NE 61ST AVE

NE 61ST AVE

C OTT DR MORRISON SE SE MORRISON ST SE BELM ONT ST ST SE YAMHILL SE YAMHILL ST CT

0

Customer Service Department 12909 SW 68th Parkway, Suite 350 Portland, OR 97223 (503) 603-1700 cs@wfgnationaltitle.com

NE DAVIS ST

SE 72N D AVE SE 73RD AVE

SE TAYLOR ST

NE FLANDERS ST

SE 69TH AVE SE 70TH AVE SE 71ST AVE SE 71ST AVE

SE 57TH AVE

SE 56TH AVE

SE SALMON ST

SE 59TH AVE

N E PACIFIC

Albina Head Start - NE Glisan St

HOYT ST

SE 68TH AVE

SE MORRISON ST

Columbia Regional Program

NE EUGENE ST

NE HANCOCK ST

NE OREGON ST NE ST NE OREGON NE IRVING NE OREGON ST IRVING ST ST ST NE

THORBURN ST E E P S S SH L SH S T H A EA S S GI E A LH SE PINE SE PINE ST ST SE STARK ST

SE S

NE

NE CLACKAMAS ST

NE PACIFIC ST

SE 6 5T AV H E

SE WASHINGTON ST SE ALDER ST

SE 62ND AVE

ST

SE 61ST AVE

SE PINE ST SE OAK ST

SE TAYLOR ST

NE 61ST AVE

NE 57TH AVE

E BURNSIDE ST

SE ANKENY ST SE ASH SE ASH ST

SE 51ST SE AVE 52ND AVE SE 53RD AVE SE 55TH AVE

SE 50TH AVE

S 52 E N AV D E

NE HOYT ST

SE 58TH AVE SE NE 58TH AVE SE SE 58TH 58TH PL NE 59TH PL 59TH AVE CT SE 60TH AVE NE 60TH AVE SE 60TH AVE

SE 56TH AVE NE 57TH AVE

SE ANKENY ST MT. TABOR

NE 60TH AVE

NE 58TH AVE

NE 59TH AVE

NE 58TH AVE

NE 55TH AVE

N E FLANDE RS ST

NE COUCH ST

SE 55TH AVE

SE YAMHILL ST

NE DAVIS ST

SE 50TH AVE SE SE 51ST 52ND AVE PL

SE 48TH AVE

SE ASH ST

SE 49TH AVE

NE DAVIS ST

NE 55TH AVE NE 56TH AVE

NE 52ND AVE

NE 50TH AVE

NE EVERETT ST

SE 47TH AVE

NE 59TH AVE

NE 57TH AVE

NE 51ST AVE

NE 49TH AVE

NE 49TH AVE NE 51ST AVE

NE 49TH AVE

NE FLANDERS ST

SE 46TH AVE SE 47TH AVE

NE 42ND AV E

NE 50TH AVE

NE 46TH AVE

NE 47TH AVE

NE 45TH AVE

SE 44TH AVE

NE HOYT ST

NORTH TABOR

SE 47TH AVE

NE 40TH AVE NE 42ND AVE

NE 45TH AVE

SE 44TH AVE

NE 44TH AVE

NE 43RD AV

W V NE NE ST NE OREGON ST

Providence Child AN I R NE V ING ST N E GLIS ST-I Center FWY RAMP 8

NE SMORE ST JONE

ESD Program at Donald E Long

NE HASSALO ST

ST EA DR SE R BO TA R

SE SALMON ST

OW ILLERA

Albina Head Start - NE 52nd Ave

ST

ST

NE HANCOCK ST

Donald E. Long

S ON

SE MAIN ST

SE MAIN ST

Childwork SUNNYSIDE Learning SE TAYLOR ST Center

NE HASSALO ST

NE HANCOCK ST

M

Sunnyside Environmental

SE ALDER ST

ST

NE HASSALO ST

SE YL O R CT

SE TAYLOR ST

NE CESAR E CHAVEZ BLVD

SE 37TH AVE

SE YAMHILL ST

SE 35TH AVE SE 36TH AVE

SE MORRISON ST

SE OAK CT SE STARK ST

SE 38TH AVE

NE 32ND AVE

SE 32ND AVE

SE 32ND AVE

SE PINE ST

SE CT WASHINGTON ST DE R SE ALDER ST AL SE 32ND AVE

SE 30TH AVE SE

SE 27TH AVE

SE ALDER ST

SE ASH ST

SE CESAR E CHAVEZ BLVD SE PEACOCK SE LN 40TH SE AVE 41ST AVE SE SE 42ND 41ST AVE AVE

84

NE 3 F W 3R D Y R AV AM

SE 30TH PL

SE 28TH AVE

SE WASHINGTON ST

NY ST A NKE

1

NE WASCO ST

NE TILLAMOOK

AVE AM

SE OAK ST

S ST NDER N E F LA ST AVIS NE D T CH S NE CO U

NE CLACKAMAS ST

TAG Office at Rice School

SE

SE PINE ST

LAURELHURST

SE

SE AS H ST

NE HOYT S T

NE 48TH AVE

NE 44TH AVE

NE NE 36TH AVE 36TH AVE NE 37TH AVE

NE 31ST AVE

NE 30TH AVE

NE 29TH AVE

Pacific Crest BUCKMAN Community School

SE 26TH AVE

NE MIRIMAR PL

NE 26TH AVE

NE 27TH AVE NE 28TH AVE

NE 27TH AVE

NE DAVIS ST

NE

N CT LADDING TO

ROSE CITY PARK

N WA E SC O ST N E MULTNOMAH

NE IRVING ST NE HOYT E ST

NE MEIKLE PL VE ST A

NE EVERETT ST

SE ASH ST

PL

NE GLISAN ST

Laurelhurst Elementary

NE BROADWAY

4

NE HOYT ST

HOLLYWOOD

LHURST P L URE LA NE ROYAL CT NE

NE 4

NE 26TH AVE

NE IRVING ST

NE HALSEY ST

NE NE SEN NE WASCO S ATE T ST A I84 VE FW NE MULTNOMA H S T RA Y-4 M 3R NE HASSALO S T P

S LES ER PE

NE PACIFIC ST NE OREGON ST

KERNS

NE WEIDLER ST

D

Portland D Tillamook V L YB Preschool ND A S NE

NE

YT HO E N ST NE ON XT BU ST

CLACKAMAS ST

NE WASCO ST

VE LA RIA PE IM NE

Neighborhoods

GULCH /

I GRANT PARK EN P NE HALSEY N E H ALSEY ST ST NE

NE HALSEY SULLIVAN'S NE ST CLACKAMAS GULCH NE ST NE WASCO WASCO ST ST

SE 26TH AVE

Libraries

NE NE WEIDLER WEIDLER ST ST

NE HANCOCK ST

ROSEWAY/MADISON SOUTH NE THOMPSON ST NE SACRAMENTO ST NE THOMPSON ST MADISON SOUTH

NE E 70TH AV

Schools

Wee Works Child Care Center & Preschool

Beverly Cleary at Fernwood NE HANCOCK ST Youth Employment Campus NE BROADWAY SULLIVAN'S Institute

NE TILLAMOOK ST

66TH NE AVE

Hospitals

NE TILLAMOOK ST

SA L

Fire Stations

NE US GRAN T PL

E 37TH AVE

8 9 s : o n m n { n

IRVINGTON

NE TILLAMO ST O K

Access Academy at Rose City Park

Beverly Clearly at Rose City Park Campus

NE THOMPSON ST

GRANT PARK/HOLLYWOOD

Grant High

NE 72ND DR

Subject Property

GRANT PARK

5,200 Feet

®

This map is a copy of public record and is provided solely for information purposes. WFG National Title assumes no liability for variations, if any, in dimensions, area or location of the premises or the location of improvements.

Transit Subject Property Light Rail Stops Park & Ride

Transit Centers Bike Routes Bus Lines Light Rail

OHSU Tram I84

I84

GL ISA N

GLISAN

BURNSIDE

G IL HA

THORBURN

M

STARK

0

Customer Service Department 12909 SW 68th Parkway, Suite 350 Portland, OR 97223 (503) 603-1700 cs@wfgnationaltitle.com

875

1,750

76TH

K

£ n

HALSE Y

ST AR

ü Æ

I84

60TH

X

Bus Stops

CESAR E CHAVEZ

X

I84

STARK

3,500 Feet

®

This map is a copy of public record and is provided solely for information purposes. WFG National Title assumes no liability for variations, if any, in dimensions, area or location of the premises or the location of improvements.

NE 66 PL

NE OREGON ST

NE 67TH AVE NE 66TH AVE

NE 66TH AVE

875

NE 67TH AVE

NE FLANDERS ST

SE 66TH AVE

SE 61ST AVE

437.5

NE 66TH AVE

TH

NE 65TH AVE

NE 61ST AVE

NE 65TH AVE

NE 64TH AVE

ST

NE PACIFIC ST

NE 64TH AVE

NE 61ST AVE

NE 60TH AVE

NE PACIFIC ST

NE DAVIS ST

SE 60TH AVE

SE 57TH AVE

SE 56TH AVE

E BURNSIDE ST

A ER

NE HAS SALO ST

NE HASSALO ST

NE HOYT ST

NE 59TH AVE

NE 58TH AVE

NE 57TH AVE

NE 56TH AVE

NE 55TH AVE SE 55TH AVE

SE 53RD AVE

NE EVERETT ST

0

Customer Service Department 12909 SW 68th Parkway, Suite 350 Portland, OR 97223 (503) 603-1700 cs@wfgnationaltitle.com

NE N D AVE

NE 61ST AVE

NE 59TH AVE NE COMM

NE GLISAN ST

V

NE FLANDERS ST

NE 52ND AVE

NE 50TH AVE

NE 58TH AVE

NE 57TH AVE

NE 53RD AVE

NE I84 FWY-GLISAN ST RAMP

NE COU CH ST

SE ANKENY ST

ER Y NT WA E C NS O

RAMP 4 FWY

NE DAVIS ST

SE 52ND AVE

SE 47TH AVE

NE COU CH ST

NE

NE FLANDERS ST

SE 50TH AVE

NE DAVIS ST

SE 45TH AVE

NE HOYT ST

NE EVERETT ST

NE DAVIS ST

IL

4

NE 63RD AVE

NE 49TH AVE

NE 49TH AVE

NE 47TH AVE

8 NE GLISAN ST-I

NE 45TH AVE

NE HOYT ST

W

NE IRVING ST

NE IRVING ST

NE IRVING ST

NE

62

SE 65TH AVE

NE ROYAL CT

-I8 ST W P O AM L IL R W WY E F N ST W LO

NE HOLLADAY ST

NE 61ST PL

NE O REGON ST

NE HASSALO ST

NE 62ND AVE

NE 55TH AVE

NE OREG ON ST

NE PACIFIC ST

NE HASSALO ST

NE 57TH AVE

NE HASSALO ST NE 52ND AVE

Vacant Land

NE 49TH AVE

RD 43 Y- P FW M 4 RA I8 E V NE A

NE 48TH AVE

Subject Property

NE 49T H AVE

Vacant Land

1,750 Feet

®

This map is a copy of public record and is provided solely for information purposes. WFG National Title assumes no liability for variations, if any, in dimensions, area or location of the premises or the location of improvements.

Miscellaneous 

Demographics



Traffic Counts

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5625 NE Glisan St, Portland, OR 97213

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Population Quick Facts Population 2024 Projection 2019 Estimate 2010 Census 2000 Census Growth 2019-2024 Growth 2010-2019 Growth 2000-2010

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 27,570 26,194 24,303 23,700 5.25% 7.78% 2.54%

2019 Est. Population by Age Age 0 to 4 Age 5 to 9 Age 10 to 14 Age 15 to 17 Age 18 to 20 Age 21 to 24 Age 25 to 34 Age 35 to 44 Age 45 to 54 Age 55 to 64 Age 65 to 74 Age 75 to 84 Age 85 and over

26,194 1,160 1,253 1,254 718 650 811 4,178 4,712 4,167 3,344 2,648 920 381

Age 16 and over Age 18 and over Age 21 and over Age 65 and over 2019 Est. Median Age

22,290 21,810 21,160 3,949 41.52

2019 Est. Average Age

41.43

© 2019, Claritas, LLC. All Rights Reserved

4.43% 4.78% 4.79% 2.74% 2.48% 3.10% 15.95% 17.99% 15.91% 12.77% 10.11% 3.51% 1.45% 85.10% 83.26% 80.78% 15.08%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Population Quick Facts 2019 Est. Population by Single-Classification Race White Alone Black or African American Alone American Indian and Alaska Native Alone Asian Alone Native Hawaiian and Other Pacific Islander Alone Some Other Race Alone Two or More Races 2019 Est. Population by Ethnicity (Hispanic or Latino) Hispanic or Latino Not Hispanic or Latino 2019 Est. Population by Sex Male Female Copyright © Claritas, LLC 2019. All rights reserved.

© 2019, Claritas, LLC. All Rights Reserved

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 26,194 22,329 85.24% 806 3.08% 217 0.83% 1,275 4.87% 30

0.11%

408 1,130

1.56% 4.31%

26,194 1,299 4.96% 24,895 95.04% 26,194 12,931 49.37% 13,263 50.63%

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5625 NE Glisan Street Portland, OR 97213 5625 NE Glisan St, Portland, OR 97213 0 - 1 mi

Pop-Facts: Household Quick Facts Households 2024 Projection 2019 Estimate 2010 Census 2000 Census

12,762 12,101 11,179 10,644

Growth 2019-2024 Growth 2010-2019 Growth 2000-2010

5.47% 8.25% 5.02%

2019 Est. Households by Household Income

12,101

Income Less than $15,000 Income $15,000 to $24,999 Income $25,000 to $34,999 Income $35,000 to $49,999 Income $50,000 to $74,999 Income $75,000 to $99,999 Income $100,000 to $124,999 Income $125,000 to $149,999 Income $150,000 to $199,999 Income $200,000 to $249,999 Income $250,000 to $499,999 Income $500,000 or more 2019 Est. Average Household Income

$

1,042 684 834 1,329 1,977 1,582 1,219 983 1,020 540 623 267 107,605

2019 Est. Median Household Income

$

77,915

White Alone Black or African American Alone American Indian and Alaska Native Alone Asian Alone

$ $ $ $

81,591 18,999 48,406 71,841

Native Hawaiian and Other Pacific Islander Alone

$

32,550

Some Other Race Alone Two or More Races

$ $

52,449 64,377

Hispanic or Latino Not Hispanic or Latino

$ $

65,527 78,270

8.61% 5.65% 6.89% 10.98% 16.34% 13.08% 10.07% 8.12% 8.43% 4.46% 5.14% 2.21%

2019 Median HH Inc. by Single-Classification Race

2019 Est. Households by Household Type Family Households Nonfamily Households

© 2019, Claritas, LLC. All Rights Reserved

12,101 5,865 48.47% 6,236 51.53%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Household Quick Facts 2019 Est. Group Quarters Population 2019 Est. Households by Household Size 1-person 2-person 3-person 4-person 5-person 6-person 7-or-more-person 2019 Est. Average Household Size

© 2019, Claritas, LLC. All Rights Reserved

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 355 12,101 4,357 4,192 1,822 1,253 328 101 48 2.14

36.00% 34.64% 15.06% 10.35% 2.71% 0.84% 0.39%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Household Quick Facts 2019 Est. HHs by Type by Presence of Own Children Married-Couple Family, own children Married-Couple Family, no own children Male Householder, own children Male Householder, no own children Female Householder, own children Female Householder, no own children Copyright © Claritas, LLC 2019. All rights reserved.

© 2019, Claritas, LLC. All Rights Reserved

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 5,865 1,849 31.52% 2,513 42.84% 197 3.37% 232 3.95% 589 10.04% 486 8.28%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 1) Population 2024 Projection 2019 Estimate 2010 Census 2000 Census Growth 2019-2024 Growth 2010-2019 Growth 2000-2010 2019 Est. Population by Single-Classification Race White Alone Black or African American Alone American Indian and Alaska Native Alone Asian Alone Native Hawaiian and Other Pacific Islander Alone Some Other Race Alone Two or More Races

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 27,570 26,194 24,303 23,700 5.25% 7.78% 2.54% 26,194 22,329 85.24% 806 3.08% 217 0.83% 1,275 4.87% 30

0.11%

408 1,130

1.56% 4.31%

2019 Est. Population Hispanic or Latino by Origin

26,194

Not Hispanic or Latino Hispanic or Latino Hispanic or Latino by Origin Mexican Puerto Rican Cuban All Other Hispanic or Latino

24,895 95.04% 1,299 4.96% 1,299 755 58.10% 88 6.79% 104 7.98% 352 27.13%

2019 Est. Hisp. or Latino Pop by Single-Classification Race White Alone Black or African American Alone American Indian and Alaska Native Alone Asian Alone Native Hawaiian and Other Pacific Islander Alone Some Other Race Alone Two or More Races

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1,299 724 55.79% 29 2.25% 40 3.09% 7 0.50% 3

0.20%

347 26.76% 148 11.41%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 1) 2019 Est. Pop by Race, Asian Alone, by Category Chinese, except Taiwanese Filipino Japanese Asian Indian Korean Vietnamese Cambodian Hmong Laotian Thai All other Asian Races, including 2 or more 2019 Est. Population by Ancestry Arab Czech Danish Dutch English French (except Basque) French Canadian German Greek Hungarian Irish Italian Lithuanian Norwegian Polish Portuguese Russian Scottish Scotch-Irish Slovak Subsaharan African Swedish Swiss Ukrainian United States or American Welsh West Indian (except Hisp. groups) Other Ancestries Ancestry Unclassified

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5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 1,275 232 57 167 75 80 296 19 9 197 60

18.19% 4.46% 13.11% 5.85% 6.25% 23.20% 1.49% 0.72% 15.46% 4.68%

84

6.58%

26,194 68 0.26% 90 0.34% 85 0.33% 317 1.21% 2,318 8.85% 435 1.66% 156 0.60% 3,642 13.90% 150 0.57% 44 0.17% 2,109 8.05% 1,080 4.12% 38 0.14% 850 3.24% 580 2.22% 43 0.16% 363 1.39% 574 2.19% 378 1.44% 25 0.10% 91 0.35% 521 1.99% 78 0.30% 36 0.14% 1,045 3.99% 159 0.61% 0 0.00% 7,538 28.78% 3,382 12.91%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 1) 2019 Est. Pop Age 5+ by Language Spoken At Home Speak only English Speak Asian or Pacific Island Language Speak IndoEuropean Language Speak Spanish Speak Other Language

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5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 25,034 22,564 90.13% 1,061 4.24% 512 2.05% 829 3.31% 68 0.27%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 1)

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi

2019 Est. Population by Sex Male Female

26,194 12,931 49.37% 13,263 50.63%

2019 Est. Population by Age Age 0 to 4 Age 5 to 9 Age 10 to 14 Age 15 to 17 Age 18 to 20 Age 21 to 24 Age 25 to 34 Age 35 to 44 Age 45 to 54 Age 55 to 64 Age 65 to 74 Age 75 to 84 Age 85 and over

26,194 1,160 1,253 1,254 718 650 811 4,178 4,712 4,167 3,344 2,648 920 381

Age 16 and over Age 18 and over Age 21 and over Age 65 and over 2019 Est. Median Age

22,290 21,810 21,160 3,949 41.52

2019 Est. Average Age

41.43

© 2019, Claritas, LLC. All Rights Reserved

4.43% 4.78% 4.79% 2.74% 2.48% 3.10% 15.95% 17.99% 15.91% 12.77% 10.11% 3.51% 1.45% 85.10% 83.26% 80.78% 15.08%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 1) 2019 Est. Male Population by Age Age 0 to 4 Age 5 to 9 Age 10 to 14 Age 15 to 17 Age 18 to 20 Age 21 to 24 Age 25 to 34 Age 35 to 44 Age 45 to 54 Age 55 to 64 Age 65 to 74 Age 75 to 84 Age 85 and over 2019 Est. Median Age, Male 2019 Est. Average Age, Male 2019 Est. Female Population by Age Age 0 to 4 Age 5 to 9 Age 10 to 14 Age 15 to 17 Age 18 to 20 Age 21 to 24 Age 25 to 34 Age 35 to 44 Age 45 to 54 Age 55 to 64 Age 65 to 74 Age 75 to 84 Age 85 and over 2019 Est. Median Age, Female 2019 Est. Average Age, Female

© 2019, Claritas, LLC. All Rights Reserved

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 12,931 595 644 643 375 352 426 2,061 2,393 2,107 1,617 1,213 376 128 40.72

4.60% 4.98% 4.97% 2.90% 2.73% 3.29% 15.94% 18.50% 16.30% 12.51% 9.38% 2.91% 0.99%

40.42 13,263 564 609 612 343 297 385 2,116 2,319 2,059 1,727 1,435 543 253 42.35 42.41

4.25% 4.59% 4.61% 2.58% 2.24% 2.90% 15.96% 17.49% 15.53% 13.02% 10.82% 4.10% 1.91%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 1)

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi

2019 Est. Pop Age 15+ by Marital Status Total, Never Married Males, Never Married Females, Never Married Married, Spouse present Married, Spouse absent Widowed Males, Widowed Females, Widowed Divorced Males, Divorced Females, Divorced

22,527 8,483 4,697 3,786 9,147 582 893 144 749 3,422 1,388 2,034

2019 Est. Pop Age 25+ by Edu. Attainment

20,349

Less than 9th grade Some High School, no diploma High School Graduate (or GED) Some College, no degree Associate Degree Bachelor's Degree Master's Degree Professional School Degree Doctorate Degree 2019 Est. Pop. Age 25+ by Edu. Attain., Hisp./Lat. No High School Diploma High School Graduate Some College or Associate's Degree Bachelor's Degree or Higher Copyright © Claritas, LLC 2019. All rights reserved.

© 2019, Claritas, LLC. All Rights Reserved

316 341 2,515 4,085 1,289 6,909 3,277 953 665

37.66% 20.85% 16.81% 40.60% 2.58% 3.96% 0.64% 3.33% 15.19% 6.16% 9.03%

1.55% 1.67% 12.36% 20.07% 6.34% 33.95% 16.10% 4.68% 3.27%

814 51 6.24% 136 16.75% 249 30.64% 378 46.38%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 2)

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi

Households 2024 Projection 2019 Estimate 2010 Census 2000 Census

12,762 12,101 11,179 10,644

Growth 2019-2024 Growth 2010-2019 Growth 2000-2010

5.47% 8.25% 5.02%

2019 Est. Households by Household Type

12,101

Family Households Nonfamily Households

5,865 48.47% 6,236 51.53%

2019 Est. Group Quarters Population

355

2019 HHs by Ethnicity: Hispanic/Latino

449

3.71%

8.61% 5.65% 6.89% 10.98% 16.34% 13.08% 10.07% 8.12% 8.43% 4.46% 5.14% 2.21%

2019 Est. Households by HH Income Income < $15,000 Income $15,000 to $24,999 Income $25,000 to $34,999 Income $35,000 to $49,999 Income $50,000 to $74,999 Income $75,000 to $99,999 Income $100,000 to $124,999 Income $125,000 to $149,999 Income $150,000 to $199,999 Income $200,000 to $249,999 Income $250,000 to $499,999 Income $500,000+ 2019 Est. Average Household Income

$

12,101 1,042 684 834 1,329 1,977 1,582 1,219 983 1,020 540 623 267 107,605

2019 Est. Median Household Income

$

77,915

White Alone Black or African American Alone American Indian and Alaska Native Alone Asian Alone

$ $ $ $

81,591 18,999 48,406 71,841

Native Hawaiian and Other Pacific Islander Alone

$

32,550

Some Other Race Alone Two or More Races

$ $

52,449 64,377

2019 Median HH Income by Single-Class. Race or Ethn.

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 2) Hispanic or Latino Not Hispanic or Latino

© 2019, Claritas, LLC. All Rights Reserved

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi $ $

65,527 78,270

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Page 16

5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 2) 2019 Est. Family HH Type by Presence of Own Children Married-Couple Family, own children Married-Couple Family, no own children Male Householder, own children Male Householder, no own children Female Householder, own children Female Householder, no own children 2019 Est. Households by Household Size 1-person 2-person 3-person 4-person 5-person 6-person 7-or-more-person 2019 Est. Average Household Size 2019 Est. Households by Presence of People Under 18

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 5,865 1,849 31.52% 2,513 42.84% 197 3.37% 232 3.95% 589 10.04% 486 8.28% 12,101 4,357 4,192 1,822 1,253 328 101 48

36.00% 34.64% 15.06% 10.35% 2.71% 0.84% 0.39%

2.14 12,101

Households with 1 or more People under Age 18

2,797 23.12%

Households with No People under Age 18

9,304 76.88%

Households with 1 or more People under Age 18 Married-Couple Family Other Family, Male Householder Other Family, Female Householder Nonfamily, Male Householder Nonfamily, Female Householder Households with No People under Age 18 Married-Couple Family Other Family, Male Householder Other Family, Female Householder Nonfamily, Male Householder Nonfamily, Female Householder

© 2019, Claritas, LLC. All Rights Reserved

2,797 1,912 68.35% 220 7.86% 641 22.90% 15 0.54% 10 0.35% 9,304 2,451 26.34% 215 2.31% 431 4.63% 2,864 30.78% 3,344 35.94%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 2) 2019 Est. Households by Number of Vehicles No Vehicles 1 Vehicle 2 Vehicles 3 Vehicles 4 Vehicles 5 or more Vehicles 2019 Est. Average Number of Vehicles

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 12,101 1,417 11.71% 5,405 44.67% 3,836 31.70% 1,169 9.66% 233 1.92% 40 0.33% 1.47

Family Households 2024 Projection 2019 Estimate 2010 Census 2000 Census

6,179 5,865 5,438 5,438

Growth 2019-2024 Growth 2010-2019 Growth 2000-2010

5.35% 7.85% 0.00%

2019 Est. Families by Poverty Status 2019 Families at or Above Poverty

5,865 5,609 95.64%

2019 Families at or Above Poverty with Children

2,595 44.24%

2019 Families Below Poverty 2019 Families Below Poverty with Children 2019 Est. Pop Age 16+ by Employment Status In Armed Forces Civilian - Employed Civilian - Unemployed Not in Labor Force 2019 Est. Civ. Employed Pop 16+ by Class of Worker For-Profit Private Workers Non-Profit Private Workers Local Government Workers State Government Workers Federal Government Workers Self-Employed Workers Unpaid Family Workers

© 2019, Claritas, LLC. All Rights Reserved

256 129

4.36% 2.20%

22,290 11 0.05% 15,380 69.00% 810 3.63% 6,088 27.31% 14,819 8,208 55.38% 2,763 18.65% 1,220 8.23% 508 3.43% 373 2.51% 1,743 11.76% 4 0.03%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 2) 2019 Est. Civ. Employed Pop 16+ by Occupation Architect/Engineer Arts/Entertainment/Sports Building Grounds Maintenance Business/Financial Operations Community/Social Services Computer/Mathematical Construction/Extraction Education/Training/Library Farming/Fishing/Forestry Food Prep/Serving Healthcare Practitioner/Technician Healthcare Support Maintenance Repair Legal Life/Physical/Social Science Management Office/Admin. Support Production Protective Service Sales/Related Personal Care/Service Transportation/Moving 2019 Est. Pop 16+ by Occupation Classification Blue Collar White Collar Service & Farm 2019 Est. Workers Age 16+ by Transp. To Work Drove Alone Car Pooled Public Transportation Walked Bicycle Other Means Worked at Home

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 14,819 385 2.60% 908 6.13% 96 0.65% 726 4.90% 432 2.91% 793 5.35% 338 2.28% 1,185 8.00% 2 0.02% 1,130 7.63% 1,498 10.11% 192 1.29% 230 1.55% 229 1.55% 288 1.94% 1,865 12.59% 1,775 11.98% 563 3.80% 140 0.94% 1,100 7.42% 440 2.97% 504 3.40% 14,819 1,635 11.03% 11,184 75.47% 2,000 13.50% 14,585 8,114 55.63% 1,249 8.57% 2,090 14.33% 469 3.21% 1,305 8.95% 84 0.58% 1,274 8.73%

2019 Est. Workers Age 16+ by Travel Time to Work* Less than 15 minutes 15 to 29 Minutes 30 to 44 Minutes 45 to 59 Minutes

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2,359 6,361 2,873 872

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 2) 60 or more Minutes 2019 Est. Avg. Travel Time to Work in Minutes* 2019 Est. Occupied Housing Units by Tenure Owner-Occupied Renter-Occupied

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 822 28.05

12,101 6,509 53.79% 5,592 46.21%

2019 Occupied Housing Units: Avg. Length of Residence Owner-Occupied Renter-Occupied

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 2)

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi

2019 Est. Owner Occupied Housing Units by Value

6,509

Value Less than $20,000 Value $20,000 to $39,999 Value $40,000 to $59,999 Value $60,000 to $79,999 Value $80,000 to $99,999 Value $100,000 to $149,999 Value $150,000 to $199,999 Value $200,000 to $299,999 Value $300,000 to $399,999 Value $400,000 to $499,999 Value $500,000 to $749,999 Value $750,000 to $999,999 Value $1,000,000 to $1,499,999 Value $1,500,000 to $1,999,999 Value $2,000,000 or more 2019 Est. Median All Owner-Occupied Housing Unit Value 2019 Est. Housing Units by Units in Structure 1 Unit Attached 1 Unit Detached 2 Units 3 or 4 Units 5 to 19 Units 20 to 49 Units 50 or More Units Mobile Home or Trailer Boat, RV, Van, etc.

Dominant structure type 2019 Est. Housing Units by Year Structure Built Housing Units Built Housing Units Built Housing Units Built Housing Units Built Housing Units Built Housing Units Built Housing Units Built Housing Units Built Housing Units Built Housing Units Built

2014 or Later 2010 to 2013 2000 to 2009 1990 to 1999 1980 to 1989 1970 to 1979 1960 to 1969 1950 to 1959 1940 to 1949 1939 or Earlier

© 2019, Claritas, LLC. All Rights Reserved

32 12 11 12 5 25 45 428 1,048 1,339 2,156 993 344 56 4 $

0.49% 0.18% 0.17% 0.18% 0.08% 0.38% 0.69% 6.58% 16.10% 20.57% 33.12% 15.26% 5.28% 0.86% 0.06%

511,185

12,644 522 4.13% 7,320 57.89% 653 5.17% 959 7.58% 1,281 10.13% 873 6.90% 1,004 7.94% 32 0.26% 0 0.00% 1 Unit Detached 12,644 748 65 626 416 274 770 1,309 1,588 1,690 5,157

5.91% 0.51% 4.95% 3.29% 2.17% 6.09% 10.36% 12.56% 13.37% 40.79%

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5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Demographic Snapshot (Part 2) 2019 Est. Median Year Structure Built** Dominant Year Structure Built Copyright © Claritas, LLC 2019. All rights reserved. * This row intentionally left blank. No Total Category. **1939 will appear when at least half of the Housing Units in this reports area were built in 1939 or earlier.

© 2019, Claritas, LLC. All Rights Reserved

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 1947 1939 or Earlier

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Page 22

5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Census Demographic Overview (Part 1)

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi

Population 2024 Projection 2019 Estimate 2010 Census 2000 Census

27,570 26,194 24,303 23,700

Growth 2019-2024 Growth 2010-2019 Growth 2000-2010

5.25% 7.78% 2.54%

2010 Population by Single-Classification Race White Alone Black or African American Alone American Indian and Alaska Native Alone Asian Alone Native Hawaiian and Other Pacific Islander Alone Some Other Race Alone Two or More Races 2010 Population By Ethnicity Not Hispanic or Latino Hispanic or Latino 2010 Hispanic or Latino by Single-Classification Race White Alone Black or African American Alone American Indian and Alaska Native Alone Asian Alone Native Hawaiian and Other Pacific Islander Alone

24,303 20,692 85.14% 770 3.17% 203 0.83% 1,255 5.17% 32

0.13%

415 937

1.71% 3.85%

24,303 23,061 94.89% 1,242 5.11% 1,242 670 53.98% 30 2.40% 35 2.83% 8 0.63% 2

0.19%

Some Other Race Alone Two or More Races

357 28.74% 139 11.23%

2010 Population by Sex Male Female Male/Female Ratio

24,303 11,952 49.18% 12,350 50.82% 0.97

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Page 23

5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Census Demographic Overview (Part 1)

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi

2010 Population by Age Age 0 to 4 Age 5 to 9 Age 10 to 14 Age 15 to 17 Age 18 to 20 Age 21 to 24 Age 25 to 34 Age 35 to 44 Age 45 to 54 Age 55 to 64 Age 65 to 74 Age 75 to 84 Age 85 and over

24,303 1,311 1,213 1,029 634 498 1,091 4,816 4,443 3,434 3,262 1,408 740 423

Age 16 and over Age 18 and over Age 21 and over Age 65 and over 2010 Median Age

20,550 20,116 19,618 2,571 38.51

© 2019, Claritas, LLC. All Rights Reserved

5.40% 4.99% 4.23% 2.61% 2.05% 4.49% 19.82% 18.28% 14.13% 13.42% 5.79% 3.04% 1.74% 84.56% 82.77% 80.72% 10.58%

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Page 24

5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Census Demographic Overview (Part 1)

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi

2010 Male Population by Age Age 0 to 4 Age 5 to 9 Age 10 to 14 Age 15 to 17 Age 18 to 20 Age 21 to 24 Age 25 to 34 Age 35 to 44 Age 45 to 54 Age 55 to 64 Age 65 to 74 Age 75 to 84 Age 85 and over 2010 Median Age, Male

11,952 671 622 527 347 272 528 2,387 2,309 1,698 1,551 609 283 148 37.69

5.61% 5.21% 4.41% 2.91% 2.27% 4.42% 19.97% 19.32% 14.21% 12.98% 5.10% 2.37% 1.24%

2010 Female Population by Age Age 0 to 4 Age 5 to 9 Age 10 to 14 Age 15 to 17 Age 18 to 20 Age 21 to 24 Age 25 to 34 Age 35 to 44 Age 45 to 54 Age 55 to 64 Age 65 to 74 Age 75 to 84 Age 85 and over 2010 Median Age, Female

12,350 640 591 502 286 226 563 2,429 2,134 1,736 1,711 799 457 276 39.39

5.18% 4.78% 4.06% 2.32% 1.83% 4.56% 19.67% 17.28% 14.05% 13.85% 6.47% 3.70% 2.23%

Copyright © Claritas, LLC 2019. All rights reserved.

© 2019, Claritas, LLC. All Rights Reserved

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Page 25

5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Census Demographic Overview (Part 2)

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi

Households 2024 Projection 2019 Estimate 2010 Census 2000 Census

12,762 12,101 11,179 10,644

Growth 2019-2024 Growth 2010-2019 Growth 2000-2010

5.47% 8.25% 5.02%

2010 Households by Household Type Family Households Non-family Households

11,179 5,438 48.65% 5,740 51.35%

2010 Group Quarters Population

351

2010 Hispanic or Latino Households

426

3.81%

2010 Households by Household Size 1-person 2-person 3-person 4-person 5-person 6-person 7-or-more-person

11,179 3,976 3,899 1,686 1,174 305 91 48

35.57% 34.88% 15.08% 10.50% 2.73% 0.81% 0.43%

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Page 26

5625 NE Glisan Street Portland, OR 97213 Pop-Facts: Census Demographic Overview (Part 2) 2010 Households by Type and Presence of Children

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 11,179

Married-Couple Family, own children Male Householder, own children Female Householder, own children

1,713 15.32% 184 1.65% 548 4.90%

Married-Couple Family, no own children Male Householder, no own children Female Householder, no own children

2,331 20.85% 214 1.92% 448 4.01%

Non-family Households

5,740 51.35%

2010 Households by Presence of People Under Age 18

11,179

HH with 1 or More People Under Age 18: Households with No People Under Age 18:

2,591 23.18% 8,588 76.82%

HH with 1 or More People Under Age 18: Married-Couple Family Other Family, Male Householder Other Family, Female Householder Nonfamily, Male Householder Nonfamily, Female Householder

2,591 1,768 68.25% 201 7.77% 597 23.06% 14 0.54% 10 0.38%

Households with No People Under Age 18: Married-Couple Family Other Family, Male Householder Other Family, Female Householder Nonfamily, Male Householder Nonfamily, Female Householder

8,588 2,276 26.50% 197 2.29% 399 4.64% 2,632 30.64% 3,085 35.92%

2010 Occupied Housing Units by Tenure Owner-Occupied Renter-Occupied Copyright © Claritas, LLC 2019. All rights reserved.

© 2019, Claritas, LLC. All Rights Reserved

11,179 6,042 54.05% 5,136 45.95%

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Page 27

5625 NE Glisan Street Portland, OR 97213 Retail Market Power Opportunity Gap Report

By Retail Store Types

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 2018 Demand

Total retail trade including food and drink (NAICS 44, 45 and 722) Total retail trade (NAICS 44 and 45) Motor vehicle and parts dealers (NAICS 441) Automobile dealers (NAICS 4411) New car dealers (NAICS 44111) Used car dealers (NAICS 44112) Other motor vehicle dealers (NAICS 4412) Recreational vehicle dealers (NAICS 44121) Motorcycle, boat, and other motor vehicle dealers (NAICS 44122) Boat dealers (NAICS 441222) Motorcycle, ATV, and all other motor vehicle dealers (NAICS 441228)

2018 Supply

Opportunity Gap/Surplus

$

638,552,737 $

430,761,830 $

207,790,909

$

554,114,745 $

363,876,185 $

190,238,559

$ $ $ $ $ $

126,679,580 107,806,409 97,686,615 10,119,793 10,555,664 3,338,768

$ $ $ $ $ $

32,303,596 10,284,392 8,036,292 2,248,100 9,386,763 4,312,311

$ $ $ $ $ -$

94,375,986 97,522,017 89,650,325 7,871,693 1,168,902 973,543

$

7,216,896 $

5,074,451 $

2,142,445

$

2,570,953 $

4,995,583 - $

2,424,629

$

4,645,942 $

Automotive parts, accessories, and tire stores (NAICS 4413) $

8,317,507 $

12,632,442 - $

4,314,934

4,972,441 $ 3,345,066 $

12,629,915 - $ 2,526 $

7,657,474 3,342,540

Automotive parts and accessories stores (NAICS 44131) Tire dealers (NAICS 44132)

$ $

Furniture and home furnishings stores (NAICS 442) Furniture stores (NAICS 4421) Home furnishings stores (NAICS 4422) Floor covering stores (NAICS 44221) Other home furnishings stores (NAICS 44229) Window treatment stores (NAICS 442291) All other home furnishings stores (NAICS 442299)

$ $ $ $ $ $ $

13,585,451 7,268,122 6,317,329 2,316,088 4,001,241 173,190 3,828,051

Electronics and appliance stores (NAICS 443) Household appliance stores (NAICS 443141) Electronics stores (NAICS 443142)

$ $ $

Building material and garden equipment and supplies dealers (NAICS 444) Building material and supplies dealers (NAICS 4441) Home centers (NAICS 44411) Paint and wallpaper stores (NAICS 44412) Hardware stores (NAICS 44413) Other building material dealers (NAICS 44419) Lawn and garden equipment and supplies stores (NAICS 4442) Outdoor power equipment stores (NAICS 44421) Nursery, garden center, and farm supply stores (NAICS 44422) Food and beverage stores (NAICS 445) Grocery stores (NAICS 4451) Supermarkets and other grocery (except convenience) stores (NAICS 44511) Convenience stores (NAICS 44512) Specialty food stores (NAICS 4452)

© 2019, Claritas, LLC. All Rights Reserved

$ $ $ $ $ $ $

78,868 $

$ $ $ $ $ $ $

6,100,681 4,432,748 1,667,933 215,589 1,452,344 93,404 1,358,940

10,915,049 $ 1,427,751 $ 9,487,298 $

7,545,037 $ 97 $ 7,544,941 $

3,370,012 1,427,654 1,942,358

$

42,610,867 $

46,366,803 - $

3,755,936

$ $ $ $ $

36,727,744 20,330,684 958,835 3,112,186 12,326,040

43,727,385 13,325,298 13,146,968 11,721,642 5,533,476

$ $ $ $ $

7,484,770 2,835,375 4,649,396 2,100,499 2,548,897 79,786 2,469,111

4,567,074

-$ $ -$ -$ $

6,999,640 7,005,386 12,188,134 8,609,456 6,792,563

$

5,883,123 $

2,639,418 $

3,243,705

$

896,630 $

14,449 $

882,180

$

4,986,494 $

2,624,969 $

2,361,525

$ $

76,504,357 $ 65,997,232 $

58,658,299 $ 52,674,293 $

17,846,057 13,322,939

$

63,002,453 $

40,430,332 $

22,572,120

$ $

2,994,780 $ 2,314,153 $

12,243,961 - $ 5,852,428 - $

9,249,181 3,538,275

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Page 28

5625 NE Glisan Street Portland, OR 97213 Retail Market Power Opportunity Gap Report

By Retail Store Types

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 2018 Demand

2018 Supply

Opportunity Gap/Surplus 114,339 893,861 144,715 2,674,789

Meat markets (NAICS 44521) Fish and seafood markets (NAICS 44522) Fruit and vegetable markets (NAICS 44523) Other specialty food stores (NAICS 44529) Baked goods and confectionery and nut stores (NAICS 445291 + 445292) All other specialty food stores (NAICS 445299) Beer, wine, and liquor stores (NAICS 4453)

$ $ $ $

758,659 278,766 473,670 803,058

$

429,956 $

1,322,724 - $

892,768

$ $

373,102 $ 8,192,971 $

2,155,123 - $ 131,578 $

1,782,022 8,061,393

Health and personal care stores (NAICS 446) Pharmacies and drug stores (NAICS 44611) Cosmetics, beauty supplies, and perfume stores (NAICS 44612) Optical goods stores (NAICS 44613) Other health and personal care stores (NAICS 44619) Food (health) supplement stores (NAICS 446191) All other health and personal care stores (NAICS 446199)

$ $

34,439,285 $ 28,418,254 $

44,987,553 - $ 21,638,495 $

10,548,268 6,779,759

$

2,176,564 $

1,775,428 $

$ $ $ $

1,428,645 2,415,822 881,965 1,533,857

Gasoline stations (NAICS 447)

$

51,208,008 $

36,804,279 $

14,403,730

Clothing and clothing accessories stores (NAICS 448) Clothing stores (NAICS 4481) Men's clothing stores (NAICS 44811) Women's clothing stores (NAICS 44812) Children's and infants' clothing stores (NAICS 44813) Family clothing stores (NAICS 44814) Clothing accessories stores (NAICS 44815) Other clothing stores (NAICS 44819) Shoe stores (NAICS 4482) Jewelry, luggage, and leather goods stores (NAICS 4483) Jewelry stores (NAICS 44831) Luggage and leather goods stores (NAICS 44832)

$ $ $ $ $ $ $ $ $ $ $ $

30,348,850 22,153,549 1,066,643 4,546,367 975,540 12,676,373 1,185,755 1,702,871 3,810,038 4,385,264 4,025,536 359,728

13,383,303 10,659,513 2,141 5,298,373 1,077 790,006 2,013,366 2,554,550 51,247 2,672,543 2,672,435 108

$ $ $ -$ $ $ -$ -$ $ $ $ $

16,965,548 11,494,036 1,064,502 752,006 974,463 11,886,367 827,611 851,679 3,758,791 1,712,720 1,353,101 359,620

Sporting goods, hobby, musical instrument, and book stores (NAICS 451) Sporting goods, hobby, and musical instrument stores (NAICS 4511) Sporting goods stores (NAICS 45111) Hobby, toy, and game stores (NAICS 45112) Sewing, needlework, and piece goods stores (NAICS 45113) Musical instrument and supplies stores (NAICS 45114) Book stores and news dealers (NAICS 4512) Book stores (NAICS 451211) News dealers and newsstands (NAICS 451212) General merchandise stores (NAICS 452) Department stores (NAICS 4522) Other general merchandise stores (NAICS 4523) Warehouse clubs and supercenters (NAICS 452311) All other general merchandise stores (NAICS 452319)

© 2019, Claritas, LLC. All Rights Reserved

$ $ $ $

$ $ $ $

$ $ $ $ $ $ $ $ $ $ $ $

872,998 1,172,628 328,955 3,477,847

9,346,436 12,227,195 48 12,227,147

-$ -$ $ -$

-$ -$ $ -$

401,137 7,917,791 9,811,373 881,917 10,693,290

$

9,087,338 $

17,439,792 - $

8,352,453

$

7,952,553 $

13,450,970 - $

5,498,417

$ $

5,168,763 $ 1,967,897 $

10,192,347 - $ 2,590,411 - $

5,023,583 622,514

$

400,069 $

167,764 $

232,305

$ $ $ $

415,824 1,134,786 1,042,717 92,069

$ $ $ $

500,448 3,988,821 3,919,798 69,024

-$ -$ -$ $

84,625 2,854,036 2,877,081 23,045

$ $ $ $ $

73,429,653 16,339,985 57,089,668 48,337,254 8,752,413

$ $ $ $ $

45,235,808 2,007,377 43,228,432 40,111,489 3,116,943

$ $ $ $ $

28,193,843 14,332,608 13,861,237 8,225,766 5,635,470

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Page 29

5625 NE Glisan Street Portland, OR 97213 Retail Market Power Opportunity Gap Report

By Retail Store Types

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 2018 Demand

Opportunity Gap/Surplus

2018 Supply

Miscellaneous store retailers (NAICS 453) Florists (NAICS 4531) Office supplies, stationery, and gift stores (NAICS 4532) Office supplies and stationery stores (NAICS 45321) Gift, novelty, and souvenir stores (NAICS 45322) Used merchandise stores (NAICS 4533) Other miscellaneous store retailers (NAICS 4539) Pet and pet supplies stores (NAICS 45391) Art dealers (NAICS 45392) Manufactured (mobile) home dealers (NAICS 45393) All other miscellaneous store retailers (NAICS 45399) Tobacco stores (NAICS 453991) All other miscellaneous store retailers (except tobacco stores) (NAICS 453998)

$ $ $ $ $ $ $ $ $ $ $ $

Non-store retailers (NAICS 454) Electronic shopping and mail-order houses (NAICS 4541) Vending machine operators (NAICS 4542) Direct selling establishments (NAICS 4543) Fuel dealers (NAICS 45431) Other direct selling establishments (NAICS 45439)

$ $ $ $ $ $

72,554,833 63,545,559 909,706 8,099,567 3,066,118 5,033,449

$ $ $ $ $ $

37,635,890 30,985,248 1 6,650,640 6,650,604 37

$ $ $ $ -$ $

34,918,943 32,560,311 909,706 1,448,927 3,584,485 5,033,412

Food services and drinking places (NAICS 722) Special food services (NAICS 7223) Food service contractors (NAICS 72231) Caterers (NAICS 72232) Mobile food services (NAICS 72233) Drinking places (alcoholic beverages) (NAICS 7224) Restaurants and other eating places (NAICS 7225) Full-service restaurants (NAICS 722511) Limited-service restaurants (NAICS 722513) Cafeterias, grill buffets, and buffets (NAICS 722514) Snack and nonalcoholic beverage bars (NAICS 722515) Ice cream, soft serve and frozen yogurt shops (NAICS 7225151 + 7225152) Doughnut shops (NAICS 7225153) Bagel shops (NAICS 7225154) Coffee shops (NAICS 7225155) Cookie shops (NAICS 7225156) Other snack and nonalcoholic beverage bars (NAICS 7225157)

$ $ $ $ $ $ $ $ $ $ $

84,437,993 6,879,953 5,603,934 1,173,512 102,508 4,522,134 73,035,904 38,022,710 28,971,525 1,081,065 4,960,605

$ $ $ $ $ $ $ $ $ $ $

66,885,646 4,448,229 1,258,006 2,747,748 442,474 10,759,251 51,678,167 33,636,057 9,047,691 192 8,994,226

$ $ $ -$ -$ -$ $ $ $ $ -$

17,552,346 2,431,725 4,345,927 1,574,236 339,966 6,237,117 21,357,739 4,386,653 19,923,834 1,080,873 4,033,621

GAFO* General Merchandise Stores-452 Clothing & Clothing Accessories Stores-448 Furniture & Home Furnishings Stores-442 Electronics & Appliance Stores-443 Sporting Goods, Hobby, Book, Music Stores-451 Office Supplies, Stationery, Gift Stores-4532 © 2019, Claritas, LLC. All Rights Reserved

$

$

12,751,474 724,977 2,906,404 1,299,499 1,606,905 2,272,118 6,847,974 2,058,281 1,068,277 570,611 3,150,805 816,303

$ $ $ $ $ $ $ $ $ $ $ $

2,334,501 $

754,528 $

$ $ $ $

781,642 226,175 2,118,089 34,443

$

1,045,729 $

$ $ $ $ $ $ $

137,369,248 73,429,653 30,348,850 13,585,451 10,915,049 9,087,338 2,906,404

$ $ $ $

$ $ $ $ $ $ $

16,031,055 1,799,376 3,597,834 2,364,507 1,233,327 3,883,809 6,750,037 3,736,695 237,184 0 2,776,158 834,501

-$ -$ -$ -$ $ -$ $ -$ $ $ $ -$

1,941,657 $

556,590 $ 81,832 154 7,030,087 17,598

3,279,582 1,074,398 691,429 1,065,008 373,578 1,611,690 97,937 1,678,414 831,093 570,611 374,647 18,197 392,844

197,937

$ $ -$ $

699,811 226,021 4,911,998 16,846

1,307,966 - $

262,237

91,092,307 45,235,808 13,383,303 7,484,770 7,545,037 17,439,792 3,597,834

$ $ $ $ $ -$ -$

46,276,939 28,193,843 16,965,548 6,100,681 3,370,012 8,352,453 691,429

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Page 30

5625 NE Glisan Street Portland, OR 97213 Retail Market Power Opportunity Gap Report

By Retail Store Types

5625 NE Glisan St, Portland, OR 97213 0 - 1 mi 2018 Demand

* GAFO (General merchandise, Apparel, Furniture and Other) represents sales at stores that sell merchandise normally sold in department stores. This category is not included in Total Retail Sales Including Eating and Drinking Places.

Retail Market Power data is derived from two major sources of information. The demand data is derived from the Consumer Expenditure Survey (CE Survey or CEX), which is fielded by the U.S. Bureau of Labor Statistics (BLS). The supply data is derived from the Census of Retail Trade (CRT), which is made available by the U.S. Census. Additional data sources are incorporated to create both supply and demand estimates.

The difference between demand and supply represents the opportunity gap or surplus available for each merchandise line in the specified reporting geography. When this difference is positive (demand is greater than the supply), there is an opportunity gap for that merchandise line; when the difference is negative (supply is greater than demand), there is a surplus.

Copyright © 2019 Environics Analytics. All rights reserved.

© 2019, Claritas, LLC. All Rights Reserved

2018 Supply

Opportunity Gap/Surplus

Traffic Listing 5625 NE Glisan St, Portland, OR 97213 June 26, 2019 Map

#

Street

Cross Street

Dir.

1.

2.

3.

4.

5.

6.

7.

8.

9.

10.

11.

12.

13.

14.

15.

16.

NE Glisan St NE Hoyt St I- 84 NE Glisan St NE 58th Ave NE Glisan St I- 84 NE Glisan St NE 53rd Ave NE 57th Ave NE Hoyt St NE 60th Ave NE 60th Ave NE 60th Ave NE 55th Ave NE Davis St

NE 56th Ave NE 57th Ave NE 55th Ave NE 58th Ave NE Glisan St NE 58th Ave NE 53rd Ave NE 60th Ave NE Flanders St NE Davis St NE 53rd Ave NE Flanders St NE Hoyt St NE Center Commons Way NE Davis St NE 58th Ave

W SE W E N W W E S S E S N N S W

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Volume 15,000

Type/Year Published

Dist. (mi)

(1999)

0.0

5,133

Current Year

0.1

8,009

Current Year

0.1

13,960

Published

(2013)

0.1

5,050

Published

(2013)

0.1

16,650

Published

(2013)

0.1

142,286

Current Year

0.1

21,252

Current Year

0.1

1,794 594 2,868 10,034

Published

(2005)

0.2

Current Year

0.2

Published

(1998)

0.2

Current Year

0.2

12,010

Published

(2013)

0.2

10,000

Published

(1999)

0.2

1,028

Current Year

0.2

663

Current Year

0.2

Data Source: Kalibrate TrafficMetrix

WFG State of the Company Report

State of the Company Report Q1 2021

Everything we do is Because of YOU®

Introduction

2

The purpose of this report is to introduce you to Williston Financial Group (WFG®), its title insurance underwriter and operating companies. We have included a comprehensive overview of our operations, including financial stability, risk management and compliance. Our goal is to help you feel secure with the financial backing of our title policies and to engage your interest.

We want to collaborate with you to better serve your customers in a mutually beneficial way.

It is our hope that this report will affirm our corporate objective to “Communicate, Collaborate and Co-exist®.” At WFG, we understand that clearly communicating relevant information about our operational structure, financial strength and regulatory compliance is the first step toward building trust with you. We believe that providing this level of transparency will lead to a spirit of collaboration, allowing us to work closely with you and your staff to give your customers an exceptional service experience. Ultimately, you should know that our success is dependent on being an integral part of your value proposition.

We understand that we don’t exist without you!

Thank you for your consideration. We are eager to work with you.

Patrick F. Stone Executive Chairman & Founder

Joseph V. McCabe

EVP, General Counsel & Secretary

Steve Ozonian

President & Chief Executive Officer

Lynn Riedel

National Title Services, Division President

Michael T. Gallaher

Chief Financial Officer

Donald O’Neill

EVP/Chief Compliance Officer & Deputy General Counsel

This report is divided into five sections: ORGANIZATION: Includes information about our business plan, organizational structure, operating footprint and the biographies of our executive management team.

FINANCIAL STABILITY: Background of our majority shareholder, financial trends, insurance underwriter and a high-level view of our balance sheet and ratings information.

COMPLIANCE AND CORPORATE GOVERNANCE, TRAINING, HR AND ENTERPRISE RISK MANAGEMENT: Detail on our agent certification process, trust accounting controls, corporate governances, training, HR and enterprise risk management policies.

UNDERWRITING AND CLAIMS: An overview of our claims and underwriting operations as well as an introduction to our management team and contact list.

INFORMATION TECHNOLOGY: Includes a comprehensive overview of our Information Technology operations, Information Security’s process and future goals.

Mission Statement

COMMUNICATE • COLLABORATE • CO-EXIST The Williston Financial Group family of businesses (WFG®) are built upon the directive to communicate, collaborate and co-exist—represented in its logo by three Cs. WFG understands that it has no purpose without its clients, and that its success is dependent entirely upon the success of its partners and customers. Client focus manifests itself through constant communication and an unconditional willingness to collaborate at every opportunity. By exercising communication and collaboration, WFG integrates with its client processes and co-exists for the consumer’s benefit.

OUR MISSION TAKE TIME AND COST OUT OF REAL ESTATE TRANSACTIONS WFG is dedicated to taking time and cost out of real estate transactions. By focusing on the client and their processes, WFG will help compress the time required to close a loan and/or transfer real property ownership. By empowering industry professionals with integrated technologies, WFG will provide efficient high quality products and services. By enabling client processes, WFG will increase closing rates. By minimizing corporate infrastructure, WFG will avoid operating a costly hierarchical organization.

3

Organization

Company Overview

Organization

5

Williston Financial Group (WFG®) is a holding company that operates a national title insurer and multiple complementary operating companies. WFG began operations in 2010. Golden Gate Capital is its largest shareholder. WFG National Title Insurance Company is currently licensed and operating in 49 states and the District of Columbia. WFG operates three distinct business divisions: company-owned title operations (Direct Operations), Agency Operations, and Enterprise Solutions.

WFG has Direct Operations in Washington, Oregon, Arizona, Nevada, Texas, Colorado and California. Our Direct Operations subscribe to automated title indexes and employ technologically enabled production systems. Management is metric driven with client service and satisfaction as the primary goal.

Currently, WFG has over 1,500 independent title insurance agents issuing WFG title policies in 49 states.

This agency network is connected by and serviced through “TitleNet,” a proprietary Electronic Partner Network (EPN) that allows our clients to electronically order and receive title information and products in the top 75 SMSAs. Agency approval and onboarding is an extensive and detailed process ensuring that all vendors of WFG title policies are certified and dependable. Prior to approving an agent, WFG conducts background

checks and reviews operating processes and financial safeguards, all designed to protect the consumer. Unlike any competitor, WFG maintains a firewall between Agency Operations and agency approval, ensuring there are no internal conflicts of interest.

WFG’s Enterprise Solutions group comprises Lender Services, Default Services, Equity Title Services, National Title Production Services and Valutrust (National Appraisal Management Services). This group services institutionally controlled businesses looking for a centralized provider capable of processing and coordinating appraisal, title and closing services, nationally. Because of the centralized and automated processes within each business unit, WFG is able to offer highly competitive pricing, unparalleled service, rigorous quality control and follow-through.

WFG’s corporate structure comprises Administration, Legal, Compliance and Audit, Finance, Vendor Management, Information Technology, Information Security, Human Resources, Purchasing and Facilities. WFG’s ability to centralize these functions enables us to minimize costs by operating with a flat management structure. The executive leadership of WFG has extensive experience and is available to clients to provide rapid and effective problem resolution.

The WFG culture is defined by our mission statement, “Take time and cost out of the real estate transaction” and our motto, “Communicate, Collaborate, Co-exist®.”

Title Insurance Underwriter States of Operation

Organization

6

Office Locations

REV. 11.5.2020

Organization

7

Office Locations

Organization

8

CORPORATE HEADQUARTERS Williston Financial Group 12909 SW 68th Parkway, Suite 350, Portland, OR 97223 Arizona Gilbert Mesa Peoria Phoenix Scottsdale Tempe California Brentwood Campbell Carlsbad Corona Danville Encino Glendale Huntington Beach Irvine La Mirada La Quinta Murrieta Palm Springs Pleasanton San Bernardino San Diego San Jose Santa Barbara Tustin Victorville Westlake Village Yorba Linda Yucca Valley

Colorado Cherry Creek Colorado Springs Denver Tech Center Westminster

Nevada Elko Flamingo Green Valley Summerlin

Florida Davie Lake Mary Panama City Pensacola Vero Beach

New Jersey Haddonfield

Georgia Atlanta Illinois Chicago Kansas Overland Park Louisiana Metairie Massachusetts Boston Braintree Cape Cod Michigan Grand Rapids

New York Melville North Carolina Charlotte Greensboro Oregon Beaverton Clackamas Lake Oswego Lloyd Center NW Portland Tigard—Corp South Carolina Columbia

Texas Arlington Fort Worth Grand Prarie Houston (TXDOT) Irving Katy McKinney Plano San Antonio Washington Bellevue Downtown Vancouver East Vancouver Everett Federal Way Gig Harbor Kent Lynnwood Omak Puyallup Salmon Creek Seattle Spokane Tacoma Vancouver Mall Winthrop

Management Team

Organization

9

PATRICK F. STONE, Executive Chairman & Founder Pat has enjoyed a lengthy career in real estate and real estate-related services, including C-level positions with three public companies and as a director on two Fortune 500 boards. The senior executive management positions included nine years as president and COO of the nation’s largest title insurance company, chairman and co-CEO of a software company and CEO of a real estate data and information company.

Pat also served as vice-chairman of Metrocities Mortgage, a 2005 top-20 mortgage lender, and as chairman of The Stone Group, an Austin, Texas-based tenant-represented brokerage company. Additionally, Pat served on the boards of World Minerals, DigitalMap, Homegain, RedVision, Wystein Capital and Inman News, which named him one of 2013’s “100 Most Influential People in Real Estate.”

Pat’s philanthropic involvement has included service as chairman of the Santa Barbara Art Museum and as a director of the Portland Art Museum. He is a past chairman of the Oregon State University Foundation and co-chair of its billion dollar capital campaign. Patrick resides in Portland, OR., with wife, Vicki, and youngest daughter, Samantha.

STEVE OZONIAN, President & Chief Executive Officer Steve is a leader in the real estate and mortgage industry and his success has been well chronicled. Over the course of his career, he has engineered the dramatic growth of multiple real estate-related businesses.

Prior to joining WFG®, Steve was a senior executive at Chicago Title & Trust where he headed the real estate services segment which acquired and sold thousands of homes a year. He also served as an executive vice president with Coldwell Banker where he helped build the company to 70,000 sales associates. Steve served as chairman and CEO of Prudential Real Estate and Relocation Services and expanded annual sales volume to more than $200 billion.

Steve is perhaps best known for building the world’s most successful real estate research portal during his time as CEO of Realtor.com. Steve has also served Bank of America as its national homeownership executive.

Steve has served on the boards of LendingTree, Global Mobility Solutions, Realty Mogul and RealtyTrac and also served WFG for three years on its board of directors before being appointed president and chief executive officer.

Management Team

Organization

10

MICHAEL T. GALLAHER Chief Financial Officer Mike is chief financial officer for Williston Financial Group (WFG®). He has over 23 years of experience in the title insurance industry, having served prior to WFG in a range of financial management positions with Fidelity National Financial, and most recently with United General Title Insurance Company and the First American Corporation. Prior to Fidelity, Mike was with KPMG as an audit manager in its financial services sector.

Mike is a graduate of California State Polytechnic University, Pomona and is a member of the American Institute of Certified Public Accountants and the California Society of Certified Public Accountants.

JOSEPH V. MCCABE JR., EVP/General Counsel/Secretary Joe began his career in the title insurance industry more than 28 years ago with Fidelity National Title Insurance Company. While at Fidelity, Joe gained experience in a number of areas including claims and litigation management, mergers and acquisitions, and corporate and regulatory compliance. Since leaving Fidelity in 1996, Joe has held the positions of general counsel and president of other title insurance underwriters.

Joe is a graduate of the University of the Pacific, McGeorge School of Law in Sacramento, CA. He is currently an executive officer on the California Land Title Association’s Board of Governors.

Management Team

Organization

11

LYNN RIEDEL National Title Services, Division President Lynn brings over 43 years of title and escrow experience to WFG National Title Insurance Company®, most recently as the president and COO of our Washington division. She currently leads the National Title Services division, WFG’s centralized title processing entity that provides title services to Direct Operations, Lender Services, and many WFG agents. Lynn is also a member of the WFG Executive Committee. Prior to joining WFG, Lynn served in leadership roles including executive vice president for a Fortune 500 Company. Lynn resides in the State of Washington.

DONALD O’NEILL EVP/Chief Compliance Officer & Deputy General Counsel Don has more than 30 years of mortgage and real estate industry experience. At WFG he is responsible for the Compliance and Audit Department. He is a member of WFG’s Executive Management Committee.

Prior joining WFG, Don served as chief operating officer and associate general counsel for Altisource’s Premium Title, president of the Origination Practice Group and chief risk officer for ISGN Solutions.

Previously, Don was group president and CEO for Stewart Title Company’s Real Estate Information (REI) Group.

Don is licensed to practice law in Utah and Washington State and is a member of the United States Supreme Court Bar – Washington D.C. He received his Juris Doctorate and MBA from Gonzaga University.

Management Team

Organization

12

HEATHER KRABLIN SVP/Chief Human Resources Officer Heather Krablin is a talent management professional with over 15 years of progressive Human Resources experience. As SVP, Chief Human Resources Officer for WFG® she is responsible for ensuring that the company’s human resources policies, objectives, and initiatives support WFG’s overall goals and objectives, while working closely with executive management to evaluate company policies, procedures, and organizational structure in order to recommend ways to increase efficiency and effectiveness.

Heather’s diverse business background includes exposure to a variety of industries and she has led the reformation of numerous HR infrastructures by providing thoughtful analysis and understanding of the business, competitive landscape, and the development of strategic initiatives. She is skilled in full life cycle recruitment, establishing key metrics in measuring success, and providing leadership to design, implement and monitor company-wide programs. Heather holds a degree in Economics from the University of San Francisco.

GENE REBADOW EVP/National Sales Director Gene has over 35 years in the mortgage banking and title insurance industry. The majority of his experience is in agency management, having served lengthy tenures with two of the nation’s largest underwriters. He joined WFG as SVP in the Agency Division in October of 2010.

Gene served as president of the Florida Young Artist Orchestra and served on the board of directors. He also served on the board of directors of the Mortgage Bankers Association, Greater Board of Realtors, Niagara Frontier Builders Association in the western New York area, and the Lake Mary Little League.

Gene is actively involved in mission work with his wife Linda, where they provide support to developing nations. Gene and his wife currently reside in New Smyrna Beach, Florida.

Management Team

Organization

13

ROBERT SHERMAN SVP/ Direct Operations AZ, CO, NV, TX and Northern California Divisions Rob brings over 22 years of experience with title, escrow, sales and management to WFG®. Previously, he spent the entirety of his career with one of the nation’s largest title underwriters. While there, he was involved in all aspects of the title operation and advanced through multiple management positions, including regional vice president, division manager, state manager, county manager and branch manager.

His focus has always been on increasing market share and increasing bottom line profits. Rob’s experience as a licensed escrow and title officer, in addition to sales, has been a driver to his success in recruiting and retaining top talent, as well as creating efficiencies in the title closing process.

CINDY TUCKER EVP/Oregon and Vancouver, Washington Divisions Cindy has been a driven leader in the title insurance industry for over 40 years. Cindy has been with WFG since its founding and is credited with opening the company’s first direct operation. Under her leadership, the Portland tri-county region achieved the 2nd ranking position in market share in just five years. Prior to joining WFG, Cindy served as vice president, escrow operations manager for Fidelity National Title.

Cindy is currently a member with the Oregon Escrow Council and the Oregon Association of Realtor Home Foundation. She has also earned the designation of Certified Senior Escrow Officer.

Management Team

Organization

14

DAN BAILEY SVP, WFG Lender Services & WFG Enterprise Solutions Dan has nearly 20 years of experience in the title insurance industry where he began his career as a compliance officer for a national title insurance company. Since then, Dan has gained a wealth of experience from running large national operations to product development, marketing and sales management. In 2013, Dan joined WFG as Senior Vice President in the Lender Services Division. As Senior Vice President, Dan oversees operations for WFG’s Lender Services division and heads the Enterprise Solutions sales team and strategic direction for both.

Under his leadership, WFG’s Lenders Services has gained the reputation for providing world-class customer service with truly customizable customer focused solutions. Dan’s leadership has not gone unnoticed by his industry peers, as such, Dan received the HousingWire’s Insiders Award in 2019 and Progress in Lending’s Thought Leader and Lending Luminary Awards in 2020.

Dan is a graduate of the University of Pittsburgh School of Law and is licensed attorney in New York and Pennsylvania.

SEAN PYLE Co-founder & President, Valutrust Solutions Sean has over 30 years’ experience building and growing businesses, with particular emphasis on sales and customer management. Since co-founding Valutrust Solutions he has spent over 10 years shaping the company’s role as a provider of property valuation services and technology to the housing industry.

Sean is an advisory member of the FLHW Foundation for prostate cancer and Co-Founder / Director of Unity Basketball, an organization created to provide opportunities and development for Kansas City area youth.

He is an active supporter of the Keep the Spark Alive (KTSA) for the prevention of teen suicide, among other philanthropic endeavors. Sean holds a degree in Business Administration, Finance and Economics from Rockhurst University. He resides in the Leawood, KS suburb of Kansas City with Stefanie, his wife of 29 years.

Together they have three children.

Awards & Recognition: 2021

Organization

15

Since its formation in 2010, WFG National Title Insurance Company® has set itself apart from its competitors by embodying its principles of “Communicate, Collaborate, Co-exist®.” Under these principles, WFG has proved to be a dedicated, dynamic, and innovative company controlled by an inspiring and empowering leadership team. This hasn’t gone unnoticed by the title and settlement services industry, which has presented WFG, its employees, and services with the following awards.

2021 PROGRESS IN LENDING TOP INNOVATION AWARD

2021 RIS MEDIA REAL ESTATE NEWSMAKERS AWARD Steve Ozonian

President & Chief Executive Officer

WFG’s MyHome® Exchange

2021 HOUSINGWIRE TECH 100 MORTGAGE AWARD

Awards & Recognition: 2020

Organization

16

2020 OCTOBER RESEARCH LEADERSHIP AWARD

Patrick F. Stone

2020 HOUSINGWIRE VANGUARDS AWARD

Steve Ozonian

Executive Chairman & Founder

President & Chief Executive Officer

2020 PROGRESS IN LENDING “LENDING LUMINARY”

2020 PROGRESS IN LENDING “LENDING LUMINARY”

2020 PROGRESS IN LENDING THOUGHT LEADER AWARD

2020 HOUSINGWIRE WOMEN OF INFLUENCE AWARD Lynn Riedel

Dan Bailey

National Title Services, Division President

SVP, WFG Enterprise Solutions

2020 HOUSINGWIRE INSIDERS AWARD

Dean Kirchen,

SVP, WFG Default Services

2020 PROGRESS IN LENDING “LENDING LUMINARY”

Awards & Recognition: Previous Years

Organization

17

2019 HOUSINGWIRE VANGUARDS AWARD

Patrick F. Stone

2019 HOUSINGWIRE WOMEN OF INFLUENCE AWARD

Cindy Tucker

Executive Chairman & Founder

SVP, Regional Manager

2020 PROGRESS IN LENDING “LENDING LUMINARY”

NAMED ONE OF INMAN’S REAL ESTATE INFLUENCERS OF 2017

2019 HOUSINGWIRE INSIDERS AWARD

Dan Bailey SVP, WFG Enterprise Solutions

INMAN’S MOST INNOVATIVE REAL ESTATE TECHNOLOGY 2018 FIRST RUNNER UP

2019 PROGRESS IN LENDING “LENDING LUMINARY”

Steve Ozonian

President & Chief Executive Officer

WFG’s MyHome®

Operations

Organization

18

Enterprise Structure

Organization

19

Company History December 1925 – Northern Counties Title Insurance Company commences business, domiciled in the State of California November 1974 – South Carolina Title Insurance Company commences business, domiciled in the State of South Carolina January 2010 – Williston Financial Group® commences operations, and acquires New Millennium Title Group now known as WFG Lender Services February 2010 – WFG acquires TransUnion National Title Insurance Company, formerly known as South Carolina Title Insurance Company, and now named WFG National Title Insurance Company; the Company is licensed in 31 states March 2010 – WFG® acquires Transunion Title Insurance Company, formerly known as Northern Counties Title Insurance Company, and is renamed WFG Title Insurance Company; the Company is licensed in the state of California May 2010 – WFG National Title Insurance Company® is licensed in Oregon and launches its Portland tri-county Direct Operations August 2010 – WFG National Title Insurance Company is licensed in Washington and Missouri November 2010 – WFG National Title Insurance Company is licensed in New York

Organization

20 July 2011 – WFG acquires Seattle, Washington-based Northpoint Escrow and Title, now named WFG National Title Company of Washington. WFG National Title Insurance Company is licensed in New Jersey

April 2014 – California-based WFG Title Insurance Company merges with WFG National Title Insurance Company

November 2011 – WFG launches TitleNet

October 2014 – WFG National Title Insurance Company is licensed in Alaska and Hawaii

March 2012 – WFG Title Insurance Company opens Southern California Direct Operations branch

December 2014 – WFG Title Company of California is renamed WFG National Title Company of California

April 2012 – WFG National Title Insurance Company is licensed in Pennsylvania

June 2016 – WFG launches Williston Enterprise Solutions & Technology, LLC (commonly known as WESTTM)

August 2012 – WFG Title Insurance Company launches Santa Clara County, California, operation November 2012 – WFG acquires California-based Investors Title Company and WFG National Title Insurance Company is licensed in New Hampshire February 2013 – WFG National Title Insurance Company is licensed in Nebraska April 2013 – WFG acquires Valutrust Solutions®, a national appraisal and vendor management company May 2013 – WFG acquires Nevada-based Community Title Services June 2013 – WFG National Title Insurance Company is licensed in Wyoming and Michigan

January 2011 – WFG National Title Insurance Company is licensed in Rhode Island

September 2013 – WFG launches central coast, California operation. WFG National Title Insurance Company is licensed in California. WFG National Title Insurance Company is licensed in Connecticut

March 2011 – WFG National Title Insurance Company is licensed in Wisconsin

October 2013 – WFG launches Phoenix, Arizona operations

May 2011 – WFG Title Insurance Company establishes Default Services operation

January 2014 – WFG acquires Texas-based Universal Land Title of Texas

October 2016 – WFG conducts an asset purchase of Vancouver, Washington-based Columbia Title, now WFG National Title Company of Clark County April 2018 - WFG National Title Insurance Company acquires Washington-based Inland Professional Title LLC, with operations in Spokane and Okanogan Counties May 2018 - WFG launches Denver, Colorado operations August 2018 - WFG National Title Insurance Company is licensed in Colorado and Vermont September 2018 - WFG National Title Insurance Company is licensed in Maine March 2020 - WFG expands footprint in Colorado by acquiring an ownership interest in SKLD title plant with records in 11 counties that comprise 85 to 90 percent of all property transactions in Colorado. WFG acquires title office in Colorado Springs, Colorado.

Financial Stability

Golden Gate Capital

Financial Stability

22

Majority shareholder Golden Gate Capital brings significant financial resources and multi-faceted experience to Williston Financial Group®.

Golden Gate Capital is a leading private equity firm with $15 billion in committed capital under management. They generate superior returns for their investors through buyout and growth equity investments across a wide variety of industries, partnering with world-class management teams to make equity investments in situations where there is a demonstrable opportunity to significantly enhance a company’s value.

Insurance Underwriter Trends Cash & Invested Assets and Total Admitted Assets

Financial Stability

23

National Underwriter

WFG® is the 6th truly national title underwriter and achieved that position faster than any other underwriter in history.

Policy Claims Reserves

No Institutional Debt

126

Months Claim Reserve Coverage (Total Claim Reserves/Payments) YTD 12.31.2020

Q4 2020 Statutory Balance Sheet National Title Insurance Company Annual Statement for the year 2020 of the WFG . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Financial Stability

24 National Title Insurance Company Annual Statement for the year 2020 of the WFG . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

LIABILITIES, SURPLUS AND OTHER FUNDS

ASSETS

1. Bonds (Schedule D) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2. Stocks (Schedule D): 2.1 Preferred stocks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2.2 Common stocks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3. Mortgage loans on real estate (Schedule B): 3.1 First liens . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3.2 Other than first liens . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

4. Real estate (Schedule A): 4.1 Properties occupied by the company (less $ . . . . . . . . . .0. encumbrances) . . . . .

4.2 Properties held for the production of income (less $ . . . . . . . . . .0. encumbrances) 4.3 Properties held for sale (less $ . . . . . . . . . .0. encumbrances) . . . . . . . . . . . . . .

5. Cash ($ . . 179,190,977 . . . . . . . . ., Schedule E - Part 1), cash equivalents ($ . . . 12,071,337 . . . . . . . ., Schedule E - Part 2), and short-term investments ($ . . . . . . . . . .0., Schedule DA) . . . .

6. Contract loans (including $ . . . . . . . . . .0. premium notes) . . . . . . . . . . . . . . . . . . . . . .

7. Derivatives (Schedule DB) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

8. Other invested assets (Schedule BA) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

9. Receivables for securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

10. Securities lending reinvested collateral assets (Schedule DL) . . . . . . . . . . . . . . . . . . . . . .

11. Aggregate write-ins for invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

12. Subtotals, cash and invested assets (Lines 1 to 11) . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

13. Title plants less $ . . . . . . . . . .0. charged off (for Title insurers only) . . . . . . . . . . . . . . .

14. Investment income due and accrued . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

15. Premiums and considerations: 15.1 Uncollected premiums and agents' balances in the course of collection . . . . . . . . . .

15.2 Deferred premiums, agents' balances and installments booked but deferred and not yet due (including $ . . . . . . . . . .0. earned but unbilled premiums) . . . . .

15.3 Accrued retrospective premiums ($ . . . . . . . . . .0.) and contracts subject to redetermination ($ . . . . . . . . . .0.) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

16. Reinsurance: 16.1 Amounts recoverable from reinsurers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

16.2 Funds held by or deposited with reinsured companies . . . . . . . . . . . . . . . . . . . . . .

16.3 Other amounts receivable under reinsurance contracts . . . . . . . . . . . . . . . . . . . . .

17. Amounts receivable relating to uninsured plans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

18.1 Current federal and foreign income tax recoverable and interest thereon . . . . . . . . . . . . . .

18.2 Net deferred tax asset . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

19. Guaranty funds receivable or on deposit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

20. Electronic data processing equipment and software . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

21. Furniture and equipment, including health care delivery assets ($ . . . . . . . . . .0.) . . . . . .

22. Net adjustment in assets and liabilities due to foreign exchange rates . . . . . . . . . . . . . . . .

23. Receivables from parent, subsidiaries and affiliates . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

24. Health care ($ . . . . . . . . . .0.) and other amounts receivable . . . . . . . . . . . . . . . . . . . .

25. Aggregate write-ins for other-than-invested assets . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

26. Total assets excluding Separate Accounts, Segregated Accounts and Protected Cell Accounts (Lines 12 to 25) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

27. From Separate Accounts, Segregated Accounts and Protected Cell Accounts . . . . . . . . . .

28. Total (Lines 26 and 27)

1

Current Year 2

3

Prior Year 4

Assets

Nonadmitted Assets

Net Admitted Assets (Cols. 1 - 2)

Net Admitted Assets

22,097,702

22,097,702

1

1. Known claims reserve (Part 2B, Line 3, Col. 4)

24,969,798

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

3. Aggregate of other reserves required by law

4. Supplemental reserve (Part 2B, Col. 4, Line 10)

149,880

149,880

. . . . . . . .

. 10,793 . . . . .

. . . . . . . .

. 10,793 . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

191,262,314

191,262,314

122,673,345

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

7. Taxes, licenses and fees (excluding federal and foreign income taxes)

0 and interest thereon $

10. Dividends declared and unpaid

. . . . .

.

.

224,797,513 . . . 4,079,910 . . . . . . . . . . . 122,191 . . . . . .

10,793

224,786,720 . . . 4,079,910 . . . . . . . . . . . 122,191 . . . . . .

158,121,219 . . . 4,079,910 . . . . . . . . . . . 159,086 . . . . . .

0

806,201

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

14. Amounts withheld or retained by company for account of others 15. Provision for unauthorized and certified ($

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0) reinsurance

. . . . . . . . . . .

16. Net adjustments in assets and liabilities due to foreign exchange rates

. . . .

17. Drafts outstanding

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

4,805,303

4,805,303

. . . . . . . .

. .

2,742,041

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

20. Payable for securities . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

18. Payable to parent, subsidiaries and affiliates 19. Derivatives

416,056

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . .

2,827,352

1,272,465

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

13. Funds held by company under reinsurance treaties

. . . . . . . . . . . . . . . . . . .

5,112,158

3,590,757

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

12. Unearned interest and real estate income received in advance

. . . . .

10,864,756

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . .

11. Premiums and other consideration received in advance

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

22,117

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0 on realized capital gains (losses))

. . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

10,473,369 . . . . . 4,707 . . . .

9,486,999

102,532,805

17,509,984

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

11,276,373 . . . . . . 451 . . .

9,827,303

118,560,434

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

11,276,373 . . . . . . 451 . . .

Year

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

8.1 Current federal and foreign income taxes (including $ 9. Borrowed money $

Prior

Year

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

6. Other expenses (excluding taxes, licenses and fees)

8.2 Net deferred tax liability

Current

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

5. Commissions, brokerage and other charges due or accrued to attorneys, agents and real estate brokers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2. Statutory premium reserve (Part 1B, Line 2.6, Col. 1)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

21. Payable for securities lending

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

22. Aggregate write-ins for other liabilities 23. Total liabilities (Lines 1 through 22)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

155,406,837

127,422,550

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

24. Aggregate write-ins for special surplus funds

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

25. Common capital stock

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

26. Preferred capital stock

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2,025,000

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

27. Aggregate write-ins for other than special surplus funds

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

28. Surplus notes

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

29. Gross paid in and contributed surplus

4,073,708

4,073,204 1,304,015

1,565,755

1,665,339 1,304,015

2,507,953 2,407,865

1,951,458 1,201,318

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1,570,565

1,570,565

2,050,069

30. Unassigned funds (surplus) 31.1

. . . . . . . . . . .

31.2

. . . . . . . . . . .

1,954,414

1,650,080

304,334

301,643

246,780,823

6,195,982

240,584,841

170,606,744

246,780,823

6,195,982

240,584,841

170,606,744

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

33,359,167

33,359,167

49,793,837

7,800,027

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

31. Less treasury stock, at cost:

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

.

2,025,000

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

DETAILS OF WRITE-IN LINES 1101.

1102.

1103.

1198.

1199.

2501.

2502.

2503.

2598.

2599.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0 shares common (value included in Line 25 $

. . . . . . . . . . .

0 shares preferred (value included in Line 26 $

. . . . . . . . . . .

32. Surplus as regards policyholders (Lines 24 to 30 less 31) (Page 4, Line 32)

0)

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0)

. . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . .

33. Totals (Page 2, Line 28, Col. 3)

85,178,004

43,184,194

240,584,841

170,606,744

DETAILS OF WRITE-INS 0301.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0302.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0303.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0398. Summary of remaining write-ins for Line 03 from overflow page

Summary of remaining write-ins for Line 11 from overflow page Totals (Lines 1101 through 1103 plus 1198) (Line 11 above) Prepaids . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Unsecured . . . . . . . . notes . . . . .receivable . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Deposits . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Summary of remaining write-ins for Line 25 from overflow page Totals (Lines 2501 through 2503 plus 2598) (Line 25 above)

NONE

. . . . . . . . . . . . . . . . . . . . .

NONE

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

0399. Totals (Lines 0301 through 0303 plus 0398) (Line 03 above) 1,285,080 365,000 . . 292,106 . . . . . .

12,228 1,954,414

1,285,080 365,000

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2201.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2202.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2203.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

292,106 12,228 304,334

278,480 23,163 301,643

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

1,650,080

2298. Summary of remaining write-ins for Line 22 from overflow page 2299. Totals (Lines 2201 through 2203 plus 2298) (Line 22 above)

NONE

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2401.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2402.

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

2403.

Underwriter Comparison & Financial Stability Rating

Financial Stability

25

FIRST OLD AMERICAN REPUBLIC TIC NTIC

WFG NATIONAL TITLE INSURANCE COMPANY®

FIDELITY NTIC

CHICAGO NTIC

STEWART TGC

Demotech Financial Stability Rating (A’ Prime Unsurpassed or Higher)

YES

YES

YES

YES

YES

YES

Parent Institutional Debt as a % of Equity (1)

NONE 0%

$2.664 Billion 37%

$2.664 Billion 37%

$1.012 Billion 21%

$966 Million 16%

$101 Million 11%

Claim Reserve Coverage (2) (Total Claim Reserves / Payments)

126 months (2)

112 months (3)

116 months (3)

136 months (3)

175 months (3)

97 months (3)

Excess Statutory Reserves (4) (Statutory Actual above Actuary Reserves)

13.7%

9.8%

13.8%

52.7%

28.6%

26.7%

As of September 30, 2020 As of December 31, 2020 YTD September 30, 2020 (4) As of December 31, 2019 (1)

(2)

(3)

DEMOTECH WFG National Title Insurance Company has earned a Financial Stability Rating® A’ (A Unsurpassed) from Demotech, Inc. Demotech describes this rating as follows: “Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, insurers earning a Financial Stability Rating® of A’ (A Prime) possess Unsurpassed financial stability related to maintaining surplus as regards policyholders at an acceptable level.”

Insurance Coverages

Financial Stability

26

GENERAL, E&O AND BOND INSURANCE SYNOPSIS POLICY TYPE

LIMIT OF LIABILITY

POLICY PERIOD

INSURING COMPANY

General Liability

$1M/$2M (Agg)

May 2020 - May 2021

Atlantic Specialty Insurance Company

Umbrella

$10M

May 2020 - May 2021

Atlantic Specialty Insurance Company

$5M

May 2020 - May 2021

Lloyds of London

$5M

May 2020 - May 2021

Liberty Mutual Insurance Company

$5M

May 2020 - May 2021

Peleus Insurance Company

$5M

May 2020 - May 2021

Peleus Insurance Company

Fidelity

Defalcation Coverage re: Title Agents and Approved Attorneys

Professional (E&O)

WFG Underwriter & Title Operations

Professional (E&O)

Valutrust Appraisal Management and WEST

Cyber/Privacy Protection

REINSURANCE PARTNERS WFG® retains the first $3 million of liability on each policy written. WFG has entered into reinsurance aggrements with six A and A+ Rated* Lloyds of London syndicates to automatically reinsure all WFG policy liabilities from $3 to $20 million. WFG reinsures policy liabilities in excess of $20 million on a faculative basis through some of the same reinsureres and other title insurers.

* A.M. Best Rating Scale

Accounting & Financial Oversight

Financial Stability

27

FINANCE AND ACCOUNTING TEAM WFG’s finance and accounting group performs the following core functions with centralized processes, systems and management oversight: financial accounting, trust accounting, statutory and regulatory accounting, banking and investment management, and financial planning and analysis.

WFG’s Finance and Accounting team includes certified public accountants, industry experienced personnel and other credentialed professionals.

INDEPENDENT AUDITS WFG’s insurance underwriter, WFG National Title Insurance Company, undergoes compulsory annual audits, multi-year domiciliary Department of Insurance audits and periodic limited financial and controls audits.

WFG National Title Insurance Company’s domiciliary regulator is the South Carolina Department of Insurance.

BDO USA, LLP is the company’s independent accounting firm, conducting annual audits of WFG’s underwriter and other affiliates.

Compliance

Overview WFG’s 10 Compliance Core Values

1. Corporate Governance Structure 2. Licensed & Insured Operations 3. Internal Controls & Monitoring 4. Legal & Regulatory Monitoring 5. Policies & Procedures including industry Best Practices 6. Human Resources Prudent Employee Practices 7. Information Security & Privacy 8. Training 9. Consumer Complaints Best Practices 10. Compliance Reviews & Audit

Compliance

29

The WFG® family of companies takes compliance very seriously. Whether federal, state or local regulation, WFG’s Compliance and Audit Department is dedicated to strict adherence to all laws, regulations and best practices affecting the business of title insurance underwriting, settlement services and appraisal management.

WFG’s compliance culture begins with the company’s board of directors and senior executives maintaining a strong corporate and governance structure, our #1 Compliance Core Value. The Williston Financial Group board of directors and chief executive officer have empowered WFG’s chief compliance officer to create, monitor and maintain a compliant corporate environment and retain oversight of this function. Action under this authority is evidenced through supporting documentation which sets forth the WFG Compliance Program and Compliance Management System, further exhibiting WFG’s commitment to its 10 Compliance Core Values.

WFG’s chief compliance officer, together with members of the Compliance and Audit Department, are charged with creating, communicating, training, monitoring and auditing all segments of the WFG Compliance Program. Ongoing support and continual tracking and resolution of consumer complaints are the shared responsibility of the Compliance and Audit Department and management team of each business unit.

WFG’s expanded compliance program meets the stricter demands of today’s compliance environment.

By actively collaborating and communicating, not only with WFG’s employees, but with customers, lenders and agents faced with new compliance requirements of the Dodd-Frank Act, Consumer Financial Protection Bureau (CFPB), and growing privacy regulations, WFG further demonstrates its commitment of co-existing for the consumer’s benefit.

In addition to, and in support of, the Compliance and Audit Department, the company maintains a standing Risk Management Committee. Currently the committee is made-up of 15 state, regional and department managers and legal counsel, each contributing to the committee from unique areas of expertise and experience. The committee serves to advise, inform and educate the Compliance and Audit Department and WFG staff with regards to current regulatory activity, as well as current market trends that may give rise to compliance issues or concerns while addressing risk strategies.

WFG Compliance Communications WFG® HOME AND WFG PORTAL Internal Employee Access WFG HOME and WFG PORTAL are the repositories for the WFG Compliance Program library of documents, tools and other resources for WFG employees.

POLICIES AND PROCEDURES Including Industry Best Practices WFG’s Policies and Procedures are consistent with recognized industry best practices for title insurance and settlement providers, address compliance with applicable federal consumer financial laws and are in accordance with board-approved policies. Each policy and procedure is maintained and modified to remain current and are readily accessible via the WFG Home and WFG Portal to serve as a reference for employees in their day-to-day activities. WFG also has Policy and Procedure templates available for WFG’s independent title insurance agents who wish to build a custom compliance package and CMS program through the WFG Agency website.

WFG NEWSLETTER Employee and Agent Communications In the rapidly changing regulatory arena, we understand the importance of communicating with our employees and agents on an ongoing basis.

Our monthly compliance publication, TheFourthC, keeps the employees of the WFG family of companies informed of the latest in corporate compliance news and industry best practices. In addition, there are state and regional compliance newsletters that are produced from the WFG Agency Department.

Compliance

30

WFG COMPLIANCE CHAMPIONS WFG’s Compliance Champions are WFG employees who have been chosen by their manager to represent their office as innovation experts.

They assist in growing a culture of compliance and ethics through collaboration and education, with a goal of excellence and integrity in all business practices. The Compliance Champions work closely with the Compliance and Audit Department to enhance the discovery and delivery of compliance information to WFG business units and their associates.

WFG SCHOLAR Employee e-Learning Management System Today’s changing regulatory and compliance environment, as well as the demands of customers, requires a strong corporate commitment to compliance, employee education and training. At WFG, compliance is our fourth “c.” The corporate compliance commitment is communicated and delivered to WFG employees through TheFourthC, WFG’s compliance newsletter, as well as through the launch of WFG Scholar, WFG’s employee e-Learning platform. This platform makes available numerous on-demand mandatory training courses on compliance, corporate-wide policies and procedures, career growth and supervisory training. Easy access to training programs, in which attendance is tracked and recorded, allows WFG to support the growth of employees and prioritize our commitment to compliance.

To accompany WFG’s training and education initiatives, WFG’s Agency Department provides agent training seminars to its agent network throughout the country. In addition, training materials including webinars can be accessed through WFG’s Agent website.

Independent Title Insurance & Closing Agent Certification

Compliance

31

WFG® Agency appointment and management processes include the agent application, onboarding if approved, periodic audits, continual monitoring, and recertification or termination should issues arise. WFG is committed to strengthening each of these processes in establishing a compliant agent-certification program.

AGENT APPLICATION

AUDITING

The WFG agent approval/appointment guidelines include requests for, and review of, the following information:

WFG’s Compliance and Audit Department conducts audits of agents on a regular basis or in accordance with state statutory guidelines, where applicable.

- Review agency financials - General information regarding the agency - E&O, Fidelity and Surety bond coverage - Agency history - Agency qualifications - Personal information - Review criminal/credit background checks - Description of mix of business - Description of accounting and escrow processes - Business and bank references - Agency organizational documents - Trust account reconciliations

ONBOARDING Once approved, all agents go through a detailed onboarding process that starts with the review and execution of an Agency Agreement.

The Agency Agreement contains all terms and conditions outlining the agent’s responsibilities and restrictions.

The agency audit objectives are to review and evaluate the agent’s procedures in order to ensure the accuracy and reliability of escrow trust accounts, reconciliations, files and general closing procedures.

In addition, the review is designed to assist in the protection of WFG and WFG customers from potential fraud, potential losses and to ensure the integrity of the agents operations.

MONITORING WFG continually monitors and reports certain key indicators based upon agents trends-including but not limited to-correlations between issuance of closing protection letters and policy remittance, non or low remitters, timing of remittances compared to policy effective dates, other unusual remittance trends and claims-to-premium ratios.

WFG firmly believes the best approach to maintaining a quality agency network and minimizing risk is by having first-hand knowledge of each specific agent, as well as maintaining ongoing relationships with the agents, including their principals and key personnel. Because of these important relationships, WFG strives to maintain appropriate agent-toagency representative ratios.

Trust Accounting Controls

Compliance

32

Daily trust account reconciliations are a key control covering the safety of client fiduciary funds. WFG’s Corporate Trust Accounting Group compares incoming and outgoing bank transaction data to its title and escrow production systems for identification of unmatched or unauthorized transactions. Any discrepancy is researched and accounted for promptly.

Month-end procedures include an even more comprehensive three-way reconciliation between bank, book and escrow trial balances, ensuring funds have been accounted for properly at an individual client file level. Outstanding check listings and trial balances are reviewed regularly by escrow administration personnel for timely research and resolution of reconciling items, stale checks and dormant funds. These reconciliations are reviewed and approved by a management-level individual other than the preparer.

WFG utilizes positive pay systems in order to minimize the risk of fraudulent activity.

Corporate Governance

Compliance

33

The WFG® Board of Directors is elected by the shareholders to oversee management and to ensure that the long-term interests of the shareholders are being served. In consideration of the long-term interests of shareholders, the board recognizes the importance of considering and addressing the interests of the company’s practices, goals and objectives, including policyholders, employees and the marketplace in which the company conducts its business.

The board holds four or more regularly scheduled meetings during the year, at which it reviews and discusses reports by management on the operational and financial performance of the company, immediate issues facing the company and its plans and opportunities. In addition to its general oversight of management, the board or its committees also perform a number of specific functions, including: • Reviewing, advising, approving and monitoring fundamental financial, business strategies and major corporate actions.

• Assessing major risks facing the company and reviewing options for their mitigation.

• Selecting, evaluating and compensating the CEO and overseeing CEO succession planning.

• Providing advice and counsel to the CEO and senior management.

• Providing counsel and oversight on the selection, evaluation, development and compensation of senior management.

• Ensuring processes are in place to maintain the integrity of the company, including the integrity of the financial statements, regulatory compliance and reporting.

WFG’s board also assesses the company’s risk management policies and procedures as well as coordinates and integrates committee responsibilities relating to risk oversight.

Corporate Governance - Board of Directors

Golden Gate Capital DAN HASPEL Senior Advisor

Williston Financial Group PATRICK F. STONE Executive Chairman & Founder

STEVE OZONIAN President & Chief Executive Officer

Compliance

34

Conflicts of Interest

Compliance

35

In accordance with Department of Insurance guidelines, all WFG® officers, directors and key management personnel are required to submit annual disclosures to the company’s board of directors in order to report any potential conflicts of interest.

Enterprise Risk Management (ERM) Top Five Risks Targeted by Management AGENT DEFALCATION: Audits of agent trust accounts and financial data.

FORGERY/FRAUD AND WIRE FRAUD: Training of employees and agents requiring review of certain transactions, such as titles that appear to have no mortgage, mortgage releases without any connection to another transaction and significant cash-out transactions. Wire fraud of seller’s proceeds and other disbursements through escrow is on the rise in the settlement service industry through email hacking and social engineering. WFG has added additional security protocols to ensure the safety of funds placed in our trust accounts.

AGENT ESCROW ERRORS: Training of employees and agents while aggressively seeking recoupment.

MARKET FORCES IN THE OVERALL REAL ESTATE MARKET: Making use of metrics-driven data to closely monitor and control costs in an effort to withstand market fluctuations.

COMPETITOR PREDATORY ACTIONS TO GAIN MARKET SHARE AT THE EXPENSE OF SOUND BUSINESS PRACTICES AND ASSUMING UNWISE RISKS: Making sound financial decisions to maintain policyholder protection and sound underwriting.

Compliance

36

WFG’s governance structure supports effective risk management through board access, authority and management reporting relationships for risk managers. The WFG® Board regularly receives, discusses and understands reports on risk positions and the company’s risk-management programs.

Risk-management policies and procedures are clearly stated and broadly communicated internally to company management, employees and stakeholders.

Fraud Prevention & Reporting

Compliance

37

AGENCY As outlined earlier in this report, WFG® has a strict application process for agents who wish to become WFG agents. All applicants must submit a five-page application that requires information on the applicant’s experience, claims history, errors and omissions insurance, accounting system and personnel.

The application requires a list of all bank accounts used by the agent. The applicant must submit three references and their contact information.

ON-SITE AUDIT WFG requires an on-site audit of all agents and a review of agents’ escrow accounts, underwriting and claims practices, policy inventory, security arrangements and files.

BULLETINS TO AGENTS/EDUCATION OF WFG EMPLOYEES WFG employs experienced auditors who recognize fraudulent practices by title agents. WFG managers and underwriting counsel regularly review newsletters and articles relating to escrow practices and title insurance published by American Land Title Association, October Research and others. Whenever reports of fraudulent schemes appear in these publications, WFG sends a bulletin via email to all WFG employees and agents, advising them of the scheme and instructing them on ways to be mindful of such fraudulent practices.

FRAUD INVESTIGATION/REPORTING If WFG receives a report of a suspected fraudulent act, an auditor is assigned to investigate the matter immediately. If WFG’s auditor finds evidence of a fraudulent act, the activity is reported to appropriate law enforcement and other regulatory authorities engaged in the investigation and prosecution of insurance fraud.

RESTITUTION WFG will pursue restitution for financial loss caused by insurance fraud, when appropriate, if there is a realistic expectation of recovery from the person or entity that caused the loss.

Human Resources

Compliance

38

At WFG®, we understand that the importance of being a good employer starts with an employee’s introduction to the company. The Human Resources Department works to enable growth for the organization through recruitment, professional development and retention of top talent within its diverse and positive work environment.

We are human-centric and we approach issues from every angle. Our focus is not just on process improvements; we take the time to understand what is important for the business and our employees. This is evident in the culture that we have created within WFG. We put our focus on evaluating our employees’ values and fostering healthy employee experiences, from enforcing policies on workplace conduct to honoring the need for a balanced work-life schedule.

Our benefits plans and programs address all aspects of health and wellness care, from mind and body and extending to include financial wellness and personal coaching. By providing these robust programs, it helps benefit employee recruitment, retention, and productivity.

At WFG, we cultivate a culture of socially-conscious employees. We value purpose and demonstrate our commitment by using our voice to stand on issues of importance, from gender and racial equality, to mental health and the environment. Social responsibility will continue to be on the corporate agenda in the new decade and beyond.

We are an equal opportunity employer and adhere to Equal Employment Opportunity Commission guidelines.

Security & Sensitive Information

Compliance

39

WFG® is committed to maintaining customer confidentiality. As such, any nonpublic personal information (NPI) obtained is protected as follows: • WFG restricts access to confidential information to authorized individuals.

• WFG maintains physical, electronic and procedural safeguards that protect confidential information.

• WFG does not disclose information about its current or former customers to anyone, except as permitted or required by law.

• WFG ensures the privacy of communications between its customers and WFG servers via encryption.

Because of the potential risk to WFG, its employees and customers, data loss and identity theft are significant concerns. WFG has adopted a privacy policy, administered by the chief information security officer who also serves as the chief privacy officer, to help protect the company and its employees, customers and vendors from damage related to the loss or misuse of sensitive information. WFG complies with federal and state guidelines to protect the personal information of employees, customers and vendors and requires employee training covering the proper handling of customer NPI.

Underwriting & Claims

Overview

Underwriting & Claims

41

WFG® is available coast to coast to serve your title insurance underwriting and claims needs. WFG has experienced legal staff throughout the nation, available to aid in the resolution of any title problems that may arise.

At a time when large companies are automating, off-shoring and depersonalizing their systems, WFG is committed to building a company unmatched in the title industry, one founded on personal attention provided by experienced title experts.

WFG’s underwriting staff averages over 25 years of experience in the title insurance business. With 28 dedicated underwriters, backed by managers and title officers with deep underwriting experience from California to Massachusetts, there is always someone available to respond to any underwriting issues.

WFG’s claims division is able to personally, cooperatively, competently and quickly respond to any pressing title claim concerns. WFG does not forget clients when the insured transaction is completed. WFG is there when needed, long after the closing, when the most difficult problems can arise.

Management Team

Underwriting & Claims

42

ALAN FIELDS SVP/Director of Underwriting Services Alan is senior vice president and director of underwriting services for WFG National Title Insurance Company®. Since first trained as an examiner in 1977, Alan has gained experience as a field surveyor, a title agent, an attorney practicing real estate and development law, Florida state counsel for a major title insurer, national Agency counsel for WFG, and executive director of the Florida Land Title Association. Alan brings all of these experiences and more to WFG and in service to our agents.

Alan is a graduate of Davidson College, Davidson, NC, where he earned a bachelor’s in economics, and the Florida State University College of Law. He is an active member of the executive council of the Real Property, Probate & Trust Law Section of the Florida Bar, is currently vice chair of its Legislation and Foreclosure Reform committees and is a fellow of the American College of Real Estate Lawyers. He has lectured and written extensively on real property and title issues, and taught Florida attorneys seeking board certification in real estate law for the last 25 years.

JEFFREY LEUNG SVP/National Claims Manager Jeffrey is senior vice president and national claims manager for WFG National Title Insurance Company. Prior to joining WFG, Jeffrey was in private practice, providing legal services in real estate business and corporate transactions, as well as title and escrow claims. Jeffrey began his career in the title industry in 1988 with Ticor Title Insurance Company and has served as claims and underwriting counsel for several title insurance companies. In 2003, he was appointed general counsel for a California title agent and after being acquired by LandAmerica Financial Group, Jeffrey took on the role of national agency counsel. During his time in the industry, he was active in the CLTA and was chairperson of the legislative committee.

Jeffrey graduated with a bachelor’s degree in psychology and criminal justice from California State University Long Beach. Jeffrey received his juris doctorate from Loyola Law School.

Management Team

Underwriting & Claims

43

STEVEN H. WINKLER SVP/Chief Underwriting Counsel With over 45 years in the title insurance business, Steve was most recently corporate underwriting counsel for United General Title Insurance Company. He has previously held a variety of legal and management positions with national underwriters, including First American Title, Fidelity National Title and Lawyers’ Title Insurance Corporation.

Steve graduated with a bachelor’s degree from Union College in Schenectady, NY, and a juris doctorate from University of Michigan Law School. He is a member of the American Bar Association, the Connecticut Bar Association where he serves as an emeritus member of the Executive Committee of the Real Property Section. In addition to various county bar associations, Steve is also a member of the Association of Corporate Counsel and a member of the ALTA Forms Committee. In 1992, he was elected a Fellow of the College of Real Estate Lawyers and in 1998, a fellow of the American College of Mortgage Attorneys.

Contact List

Underwriting & Claims

44

State

Role

Name

Title

Phone

National

Primary

Bart Bodkin

National Agency Counsel

412-203-3503

BBodkin@wfgnationaltitle.com

National

Primary

Ned Livornese

National Agency Counsel

443-286-5964

NLivornese@wfgnationaltitle.com

National

Primary

Leslie Orr

National Agency Counsel

202-963-8540

lorr@wfgnationaltitle.com

National

Secondary

Sam Shellhaas

National Underwriting Counsel

614-381-0368

sshellhaas@wfgnationaltitle.com

National

Secondary

Steve Winkler

Chief Underwriting Counsel

203-314-4614

swinkler@willistonfinancial.com

National

Secondary

Alan Fields

Director of Underwriting Services

813-421-3821

AFields@wfgnationaltitle.com

WFG Lender Services

Primary

Randy Williams

Vice President/Western Regional Underwriter

Alabama

Primary

Alan Fields

Director of Underwriting Services

Alaska

Primary

Randy Williams

Vice President/Western Regional Underwriter

949-430-3772

RWilliams@wfgnationaltitle.com

Arizona

Primary

Randy Williams

Vice President/Western Regional Underwriter

949-430-3772

RWilliams@wfgnationaltitle.com

Arizona

Secondary

Leo Douglas

Underwriting

520-886-9516

LDouglas@willistonfinancial.com

Arkansas

Primary

Leslie S. Johnson

Underwriting Counsel

972-295-6838

Ljohnson@wfgnationaltitle.com

Arkansas

Secondary

Trish Ladan

Underwriting Counsel

512-592-2093

pladan@wfgnationaltitle.com

California

Primary

Leo Douglas

Underwriting

714-452-1304

LDouglas@willistonfinancial.com

California

Secondary

Randy Williams

Vice President/Western Regional Underwriter

949-430-3772

RWilliams@wfgnationaltitle.com

Colorado

Primary

Sam Shellhaas

National Underwriting Counsel

614-381-0368

sshellhaas@wfgnationaltitle.com

Colorado

Secondary

Steve Winkler

Chief Underwriting Counsel

203-314-4614

swinkler@willistonfinancial.com

Connecticut

Primary

Steve Winkler

Chief Underwriting Counsel

203-314-4614

swinkler@willistonfinancial.com

Connecticut

Secondary

Janelle Rosenbaum

Area Manager

631-796-8620

JRosenbaum@wfgnationaltitle.com

DC

Primary

Kris Sleeth

Underwriting Counsel

571 347-0859

Ksleeth@wfgnationaltitle.com

DC

Secondary

Joseph McManus

Underwriting Counsel

336-906-9542

JMcManus@wfgnationaltitle.com

Delaware

Primary

Kris Sleeth

Underwriting Counsel

571 347-0859

Ksleeth@wfgnationaltitle.com

Delaware

Secondary

Joseph McManus

Underwriting Counsel

336-906-9542

JMcManus@wfgnationaltitle.com

Florida

Primary

Joe Tschida

VP & State Counsel

407-708-0408

jtschida@wfgnationaltitle.com

Florida

Secondary

Debra Davids

Assistant Vice President and Underwriting Counsel

407-708-0407

DDavids@wfgnationaltitle.com

Florida

Secondary

Amanda Hersem

Underwriting Counsel

407-708-0417

AHersem@wfgnationaltitle.com

Florida

Tertiary

Trish Ladan

Texas State Counsel

512-592-2093

pladan@wfgnationaltitle.com

949-430-3772 813-421-3821

Email

RWilliams@wfgnationaltitle.com AFields@wfgnationaltitle.com

Contact List

Underwriting & Claims

45

State

Role

Name

Title

Phone

Email

Florida

Tertiary

Alan Fields

Director of Underwriting Services

813-421-3821

AFields@wfgnationaltitle.com

FL Commercial

Joseph Rishel

VP, Underwriter, Sr. Commercial Examiner

850-417-6066

jrishel@wfgnationaltitle.com

FL Commercial

Michael Kirk

Vice President, Commercial Division

954-290-4609

mkirk@wfgnationaltitle.com

Georgia

Primary

Tamara Brooks

VP and State Manager for Georgia

470-316-5926

tbrooks@wfgnationaltitle.com

Georgia

Secondary

Clint Yarborough

Agency State Manager/Counsel

803-799-4747

cjyarborough@wfgnationaltitle.com

Hawaii

Primary

Randy Williams

Vice President/Western Regional Underwriter

949-430-3772

RWilliams@wfgnationaltitle.com

Idaho

Primary

Craig Trummel

Underwriting Counsel

206-580-8344

CTrummel@wfgnationaltitle.com

Illinois

Primary

Neil Narut

Regional Underwriting Counsel

262 755-3545

NNarut@wfgnationaltitle.com

Illinois

Secondary

Stan Czaja

Underwriting Counsel

773-706-3779

SCzaja@wfgnationaltitle.com

Indiana

Primary

Stan Czaja

Underwriting Counsel

773-706-3779

SCzaja@wfgnationaltitle.com

Indiana

Secondary

Neil Narut

Regional Underwriting Counsel

262 755-3545

NNarut@wfgnationaltitle.com

Iowa

Primary

Sam Shellhaas

National Underwriting Counsel

614-381-0368

sshellhaas@wfgnationaltitle.com

Iowa

Secondary

Kim O'Connor

Underwriting Counsel

616-265-2830

koconnor@wfgnationaltitle.com

Kansas

Primary

Sam Shellhaas

National Underwriting Counsel

614-381-0368

sshellhaas@wfgnationaltitle.com

Kansas

Secondary

Steve Winkler

Chief Underwriting Counsel

203-314-4614

swinkler@willistonfinancial.com

Kentucky

Primary

Sam Shellhaas

National Underwriting Counsel

614-381-0368

sshellhaas@wfgnationaltitle.com

Kentucky

Secondary

Alan Fields

Director of Underwriting Services

813-421-3821

AFields@wfgnationaltitle.com

Louisiana

Primary

Irl Silverstein

LA State Underwriting Counsel

504-362-3692

ISilverstein@wfgnationaltitle.com

Louisiana

Secondary

David Silverstein

LA State Underwriting Counsel

504-362-3692

DSilverstein@wfgnationaltitle.com

Louisiana

Tertiary

Leslie S. Johnson

Underwriting Counsel

972-295-6838

Ljohnson@wfgnationaltitle.com

Maine

Primary

Lisa Vesperman Still

New England Underwriting Counsel

781-660-3078

lstill@wfgnationaltitle.com

Maryland

Primary

Kris Sleeth

Underwriting Counsel

571 347-0859

Ksleeth@wfgnationaltitle.com

Maryland

Secondary

Leslie Orr

National Agency Counsel

202-963-8540

lorr@wfgnationaltitle.com

Maryland

Secondary

Ned Livornese

National Agency Counsel

443-286-5964

NLivornese@wfgnationaltitle.com

Massachusetts

Primary

Lisa Vesperman Still

New England Underwriter and MA State Counsel

781-660-3078

lstill@wfgnationaltitle.com

Massachusetts

Secondary

Janelle Rosenbaum

Area Manager

631-796-8620

JRosenbaum@wfgnationaltitle.com

Michigan

Primary

Kim O'Connor

MI State Counsel

616-265-2830

koconnor@wfgnationaltitle.com

Michigan

Primary

Neil Narut

Regional Underwriting Counsel

262 755-3545

NNarut@wfgnationaltitle.com

Contact List

Underwriting & Claims

46

State

Role

Name

Title

Phone

Email

Minnesota

Primary

Kim O'Connor

Underwriting Counsel

616-265-2830

koconnor@wfgnationaltitle.com

Minnesota

Primary

Neil Narut

Regional Underwriting Counsel

262 755-3545

NNarut@wfgnationaltitle.com

Mississippi

Primary

Irl Silverstein

LA State Underwriting Counsel

504-362-3692

ISilverstein@wfgnationaltitle.com

Mississippi

Secondary

David Silverstein

LA State Underwriting Counsel

504-362-3692

DSilverstein@wfgnationaltitle.com

Missouri

Primary

Bart Bodkin

National Agency Counsel

412-203-3503

BBodkin@wfgnationaltitle.com

Missouri

Secondary

Ned Livornese

National Agency Counsel

443-286-5964

NLivornese@wfgnationaltitle.com

Montana

Primary

Randy Williams

Vice President/Western Regional Underwriter

949-430-3772

RWilliams@wfgnationaltitle.com

Nebraska

Primary

Sam Shellhaas

National Underwriting Counsel

614-381-0368

sshellhaas@wfgnationaltitle.com

Nebraska

Secondary

Alan Fields

Director of Underwriting Services

813-421-3821

AFields@wfgnationaltitle.com

Nevada

Primary

Randy Williams

Vice President/Western Regional Underwriter

949-430-3772

RWilliams@wfgnationaltitle.com

Nevada

Secondary

Leo Douglas

Underwriting

520-886-9516

LDouglas@willistonfinancial.com

New Hampshire

Primary

Lisa Vesperman Still

New England Underwriting Counsel

781-660-3078

Lstill@wfgnationaltitle.com

New Jersey

Primary

Jim Clarke

Underwriting Counsel

609-472-8810

jclarke@wfgnationaltitle.com

New Jersey

Secondary

Lisa Zeppieri

Underwriting Counsel

718-702-6893

LZeppieri@wfgnationaltitle.com

New Jersey

Secondary

Alan Fields

Director of Underwriting Services

813-421-3821

AFields@wfgnationaltitle.com

New Mexico

Primary

Christopher Cullen

Underwriting Counsel

505-988-7114

nmlegal@wfgnationaltitle.com

New Mexico

Secondary

Susan McKnight

Underwriting Counsel

505-379-2500

Smcknight11@protonmail.com

New York

Primary

Robin Schwartzman

VP, Senior Underwriting Counsel

516-375-9105

RSchwartzman@wfgnationaltitle.com

New York

Primary

Hillary Kriss

VP, NY State Counsel & Agency Sales

516-578-2711

HKriss@wfgnationaltitle.com

New York

Secondary

Lisa Zeppieri

Senior Underwriting Counsel

718-702-6893

LZeppieri@wfgnationaltitle.com

New York

Secondary

Nicole Ormandy

Agency Underwriter

631-624-5723

NOrmandy@wfgnationaltitle.com

North Carolina

Primary

Robert Bauchle

Senior Vice President

336-644-0985

rbauchle@wfgnationaltitle.com

North Carolina

Secondary

Joseph McManus

Underwriting Counsel

336-906-9542

JMcManus@wfgnationaltitle.com

North Dakota

Primary

Alan Fields

Director of Underwriting Services

813-421-3821

AFields@wfgnationaltitle.com

North Dakota

Secondary

Sam Shellhaas

National Underwriting Counsel

614-381-0368

sshellhaas@wfgnationaltitle.com

Ohio

Primary

Steve Gregory

Underwriting Counsel

703-850-1945

SGregory@wfgnationaltitle.com

Ohio

Secondary

Sam Shellhaas

National Underwriting Counsel

614-381-0368

sshellhaas@wfgnationaltitle.com

Oklahoma

Primary

Leslie S. Johnson

Texas State Counsel

972-295-6838

Ljohnson@wfgnationaltitle.com

Contact List

Underwriting & Claims

47

State

Role

Name

Title

Phone

Email

Oklahoma

Primary

Trish Ladan

Texas State Counsel

512-592-2093

pladan@wfgnationaltitle.com

Oregon

Primary

Matt Sandler

Oregon State Counsel

503-431-2681

MSandler@wfgnationaltitle.com

Oregon

Secondary

Craig Trummel

Washington State Counsel

206-580-8344

CTrummel@wfgnationaltitle.com

Oregon

Secondary

Jeffrey Knox

Title Officer

503-431-8507

jknox@wfgnationaltitle.com

Pennsylvania

Primary

Bart Bodkin

National Agency Counsel

412-203-3503

BBodkin@wfgnationaltitle.com

Pennsylvania

Secondary

Jim Clarke

Underwriting Counsel

609-472-8810

jclarke@wfgnationaltitle.com

Pennsylvania

Secondary

Steve Gregory

Underwriting Counsel

703-850-1945

sgregory@wfgnationaltitle.com

Rhode Island

Primary

Lisa Vesperman Still

New England Underwriting Counsel

781-660-3078

lstill@wfgnationaltitle.com

South Carolina

Primary

Clint Yarborough

Agency State Manager/Counsel

803-799-4747

cjyarborough@wfgnationaltitle.com

South Dakota

Primary

Steve Gregory

Underwriting Counsel

703-850-1945

sgregory@wfgnationaltitle.com

South Dakota

Secondary

Alan Fields

Director of Underwriting Services

813-421-3821

AFields@wfgnationaltitle.com

Tennessee

Primary

Joseph McManus

Underwriting Counsel

336-644-0985

JMcManus@wfgnationaltitle.com

Tennessee

Secondary

Robert Bauchle

Senior Vice President

336-906-9542

rbauchle@wfgnationaltitle.com

Texas

Primary

Leslie S. Johnson

Texas State Counsel

972-295-6838

Ljohnson@wfgnationaltitle.com

Texas

Primary

Trish Ladan

Texas State Counsel

512-592-2093

pladan@wfgnationaltitle.com

Texas

Secondary

Megan Piechowiak

Texas State Counsel

972-249-7833

Swlegal@wfgnationaltitle.com

Utah

Primary

Randy Williams

Vice President/Western Regional Underwriter

949-430-3772

RWilliams@wfgnationaltitle.com

Vermont

Primary

Lisa Vesperman Still

New England Underwriting Counsel

781-660-3078

lstill@wfgnationaltitle.com

Virginia

Primary

Steve Gregory

Underwriting Counsel

703-850-1945

sgregory@wfgnationaltitle.com

Virginia

Primary

Kris Sleeth

Underwriting Counsel

571 347-0859

Ksleeth@wfgnationaltitle.com

Virginia

Secondary

Joseph McManus

Underwriting Counsel

336-906-9542

JMcManus@wfgnationaltitle.com

Washington

Primary

Craig Trummel

Washington State Counsel

206-580-8344

CTrummel@wfgnationaltitle.com

Washington

Secondary

Matt Sandler

Oregon State Counsel

503-431-2681

MSandler@wfgnationaltitle.com

West Virginia

Primary

Steve Gregory

Underwriting Counsel

703-850-1945

sgregory@wfgnationaltitle.com

West Virginia

Secondary

Kris Sleeth

Underwriting Counsel

571 347-0859

Ksleeth@wfgnationaltitle.com

West Virginia

Secondary

Joseph McManus

Underwriting Counsel

336-906-9542

JMcManus@wfgnationaltitle.com

Wisconsin

Primary

Neil Narut

Regional Underwriting Counsel

262-755-3545

NNarut@wfgnationaltitle.com

Wisconsin

Secondary

Kim O'Connor

Underwriting Counsel

616-265-2830

koconnor@wfgnationaltitle.com

Wyoming

Primary

Craig Trummel

Underwriting Counsel

206-580-8344

CTrummel@wfgnationaltitle.com

Information Technology

Overview

WFG’s enterprise technology platform has been architected to support and extend WFG’s cornerstone principles to “Communicate, Collaborate, Co-exist®” by providing a unified environment that brings our employees, partners, and customers together to conduct transactions securely and efficiently. Powered by WESTTM – WFG’s technology subsidiary – the platform orchestrates all aspects of title and escrow production across WFG’s direct, agency, lender, and specialty lines of business.

WFG’s technology foundation is built on five key pillars: 1. Common operating system. Every facet of the company’s business is conducted on a single production platform – a unique advantage among national settlement services companies. Operating on a single platform enables WFG to harmonize and streamline processes, provide centralized production services, leverage technology investments across all of its businesses, support its business continuity plan, and efficiently train and support its users and partners.

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2. Partner integration framework. WFG has developed integration layers for its partners and vendors in all categories to make it easy to work with us, improve accuracy, and speed delivery. Built on industry standards, we offer specialized interfaces for title agent production systems, default services providers, and loan origination systems. WFG integrates with vendors and product providers across the entire continuum of the production and settlement process.

3. Consumer collaboration. WFG’s MyHome® collaboration portal brings all parties together into a common space to provide transaction status, collect data and documents, sign, schedule, and deliver wire instructions securely to ensure transparency and service while reducing risk. MyHome is available for web and mobile users and is a major driver of the company’s consumer satisfaction metrics.

4. Enterprise security architecture. Information security is woven inextricably into every aspect of technology development and support at WFG. WFG is a demonstrated industry thought leader in security and has invested significantly in securing every segment of our production platform and internal business systems. WFG’s vigilance extends to security training and education for its employees and partners, to stay ahead of the ever-evolving threat landscape with solutions that empower its business without impeding it.

Overview 5. Data vault. The WFG data warehouse provides its users with critical business intelligence and decision making support across all WFG® operations, and significantly enhances our value proposition to partners and vendors by reducing the time and effort to collect and hydrate information and enhance its accuracy and completeness. Our business intelligence practice has invested significantly in highly performant data extraction and transformation patterns, process automation, and dynamic and powerful reporting to deliver insight to our users in real time, with the flexibility to continuously mine information to identify new opportunities for efficiency, automation, and process improvement.

WFG’s technology practice is built foremost on the principle that automation and ease of integration increases opportunities to reduce cost, save time throughout the transaction, and provide a more efficient experience for all parties. WFG’s focus on centralization and shared processes supports its business continuity goals and enables a sophisticated information security practice companywide. In addition, this directive allows WFG to rapidly innovate and deploy products, features, and enhancements and deliver them with integrated training that supports its users, partners, and customers in every phase of the transaction.

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Disaster Recovery & Business Continuity

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WFG’s Disaster Recovery and Business Continuity Plan was designed so that WFG’s family of companies can act expeditiously when disruptive events occur — whether that’s a worldwide pandemic, hurricane, or simply a power outage caused by elements outside of our control. The plan illustrates how employees will communicate, where they will go, and how they will be able to continue to provide services to their customers. The overall objective, which has been proven successful, is to ensure that WFG® has the proper framework in place to minimize any effect on operations and return to business as usual as quickly as possible.

Adverse events are classified into the following categories based primarily on anticipated duration and potential monetary loss:

• Low impact • Medium impact • High impact • Highest impact Adverse events impacting the company’s facilities and workflow are addressed in a progressive manner, by shifting critical functions to alternate company production facilities.

The company hosts its mission-critical operational software in the following environments:

• Primary collocated data center, including N+1 Power, Network, and HVAC redundancy with state-of-the-art physical access controls.

• Geographically separate secondary collocated data center, including N+1 Power, Network, and HVAC redundancy with state-of-the-art physical access controls.

• Continuous data replication between locations to facilitate fail-over, fail-back, and data restoration capabilities.

The Disaster Recovery and Business Continuity Plan takes advantage of WFG’s flexible and secure network architecture to quickly address events of increasing severity, including:

• Single server outage • Loss of network connectivity • Loss of data storage • Loss of power • Loss of software services • Total loss of data center location WFG recognizes the importance of communications and has included in its business continuity plan a communication strategy designed to keep all relevant parties informed.

For more information, please visit wfgnationaltitle.com