Our mission: "North Marion, learning together to cultivate lifelong growth." -Implement rigorous and aligned PreK-12 curriculum standards, and instruction. -Empower each student to develop skills across the curriculum. -Develop systems to expand the percentage of staff who are skilled in the use of culturally responsive practices.
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% on-time graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Our mission: "North Marion, learning together to cultivate lifelong growth."
-Implement rigorous and aligned PreK-12 curriculum standards, and instruction.
-Empower each student to develop skills across the curriculum.
-Develop systems to expand the percentage of staff who are skilled in the use of culturally responsive practices.
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Safe & Welcoming Environment
Our school aspires to ensure all students and their parents feel welcome by including bilingual staff in our school office. All communication sent home is translated for easy access. Interpreters are provided for all parent conferences and all other school meetings where parents are present. Volunteers and visitors are welcome to be a part of our school community.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE SCHOOL PROFILE
North Marion Primary School
Outcomes
REGULAR ATTENDERS
ENGLISH LANGUAGE ARTS
About Our School
BULLYING, HARASSMENT, AND SAFETY POLICIES
To ensure a safe and secure learning environment for all of our students, our school uses Character Education and Social Emotional Learning curricula. These programs focus on positive outcomes and developing character and have helped to build a solid school community at North Marion Primary School. Our Student Services Team encourages all of our students to speak up when they see bullying. Additionally, our school and district participate in the Safe Oregon program to help students feel safe while at school and at home.
EXTRACURRICULAR ACTIVITIES
-North Marion Youth Athletics
PARENT ENGAGEMENT
The Primary School engages our parents and community by hosting a variety of events intended for parents and community members to attend:
-Back to School Night
-Family Engagement Nights
-North Marion PTO
-Site Council
-Fun Run
-Jump Rope for North Marion
-Grade Level Music Performances
COMMUNITY ENGAGEMENT
We partner with local businesses and nonprofit organizations to provide students with learning opportunities and support at home: North Marion Service Integration Team, Early Learning Hub (Marion/Polk County), and local churches. Each fall we have a food drive for those in our school community.
Our mission: "North Marion, learning together to cultivate lifelong growth."
-Implement rigorous and aligned PreK-12 curriculum standards, and instruction.
-Empower each student to develop skills across the curriculum.
-Develop systems to expand the percentage of staff who are skilled in the use of culturally responsive practices.
MATHEMATICS
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Safe & Welcoming Environment
North Marion Intermediate values a safe and welcoming environment. We share information with families from the classroom, grade level, and school level ensuring parents and community members are aware of our school initiatives and activities. We celebrate successes and seek to honor diversity, equity, and inclusion in all of our decisions and interactions. We ensure that access to our schools and participation has no barriers.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE SCHOOL PROFILE
North Marion Intermediate School
Outcomes
REGULAR ATTENDERS
ENGLISH LANGUAGE ARTS
About Our School
BULLYING, HARASSMENT, AND SAFETY POLICIES
We have implemented a Behavior Support Framework based on three programs: Positive Behavior and Supports (PBIS), a Culture of Care (CoC), and a Social/Emotional learning framework called RULER. These three systems work together to pre-teach expectations around safety, respect, and responsibility, and ensure trauma-informed practices and routines are calibrated and implemented. These programs focus on positive outcomes and have helped to build a solid school community at North Marion Intermediate School. Additionally, our school and district participate in the Safe Oregon program to help students feel safe while at school and at home.
EXTRACURRICULAR ACTIVITIES
-North Marion Youth Athletics
-OBOB: Oregon Battle of the Books
PARENT ENGAGEMENT
North Marion Intermediate School communicates with parents and families frequently and engages parents and the community by hosting a variety of events intended for parents and community members to attend:
-Back to School Night
-Fall Carnival
-North Marion PTO activities
-Site Council
-Fun Run
-OBOB chaperoning
-Holiday Gift Fair
COMMUNITY ENGAGEMENT
We partner with local businesses and nonprofit organizations to provide students with learning opportunities and support at home: North Marion Service Integration Team, and local churches. Each fall we have a food drive for those in our school community.
Our mission: "North Marion, learning together to cultivate lifelong growth."
-Implement rigorous and aligned PreK-12 curriculum standards, and instruction.
-Empower each student to develop skills across the curriculum.
-Develop systems to expand the percentage of staff who are skilled in the use of culturally responsive practices.
MATHEMATICS
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Safe & Welcoming Environment
Our school believes that a safe and welcoming environment is foundational for student success. Each student has a homeroom to help foster relationship building and success in school. We focus on educating the whole child through a Social-Emotional framework and continue to provide opportunities for parent and community engagement. We celebrate our community’s diversity and strive to see it reflected in our school events and curriculum.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE SCHOOL PROFILE
North Marion Middle School
Outcomes
REGULAR ATTENDERS
ENGLISH LANGUAGE ARTS
About Our School
BULLYING, HARASSMENT, AND SAFETY POLICIES
Bullying and Harassment are not tolerated at North Marion Middle School. Social Emotional Learning frameworks are taught in homeroom classes that students attend four days a week.
Consistent practice of all safety drills, suicide risk prevention, and culturally relevant practices are evident in our training and routines. Additionally, our school and district participate in the Safe Oregon program to help students feel safe while at school.
EXTRACURRICULAR ACTIVITIES
North Marion Middle School offers academic and athletic opportunities that appeal to a variety of student interests, including:
-AVID-Advancement Via Individual Determination
-MESA-Math
-Robotics
-Art Club
-Homework Help
-Student Council
-Outdoor School
-WEB/Leadership program to mentor 6th & 7th Graders
-Chess Club
-National Junior Honor Society
-Student Athletics
PARENT ENGAGEMENT
We offer many opportunities for parent engagement, including:
-AVID Family Night
-MESA Family Night
-Spanish Speaking Family Nights
-Student-Led Conferences
-Concerts and Award Nights
-Community Series for Families and Community members
COMMUNITY ENGAGEMENT
We partner with local businesses and universities to support our AVID and MESA programs. Several non-profit organizations provide students and families with supplies and food. Additionally, communities are able to participate in the following ways:
-Site Council Membership
-Strengthening Families Event
-Marion County Food Drive
-PTO
-Family Nights & Events
OREGON AT-A-GLANCE SCHOOL PROFILE
North Marion High School
PRINCIPAL: DeAnn Jenness | GRADES: 9-12 | 20167 Grim Rd NE, Aurora 97002 | 503-678-7124 Students We
2023-24
REGULAR ATTENDERS
Students
Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2019-20 graduating in 2022-23
FIVE-YEAR COMPLETION
Students earning a high school diploma or GED within five years. Cohort Includes students who were firsttime ninth graders in 2018-19 finishing in 2022-23
from
COLLEGE GOING
Students enrolling in a two or four year college within 12 months of completing high school in 202122. Data from the National Student Clearinghouse.
School Goals
Our mission: "North Marion, learning together to cultivate lifelong growth."
-Implement rigorous and aligned PreK-12 curriculum standards, and instruction.
-Empower each student to develop skills across the curriculum.
-Develop systems to expand the percentage of staff who are skilled in the use of culturally responsive practices.
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Safe & Welcoming Environment
We strive to ensure all students and families feel welcome and included at school. Social and emotional learning and culturally responsive teaching are integrated into each day and are supported by a daily advisory program. We enforce strong anti-bullying and harassment policies and we are committed to supporting equity in access and opportunity to learn. Our Advisory program has been designed to help with relationship building, making connections, and using strength-based approaches to support mental health.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE SCHOOL PROFILE
North Marion High School
Outcomes
REGULAR ATTENDERS
TO GRADUATE
About Our School
ADVANCED COURSEWORK
Our school offers 27 college credit courses. Highlights include:
-Accounting
-Calculus
-College Algebra
-Writing 121 and 122
-Computer Science
-Engineering 3
-Adv. Woods
-Plant Science
-Computer Graphics
-Spanish
CAREER & TECHNICAL EDUCATION
Career Pathways include: Agricultural Science, Manufacturing & Engineering, Construction & Woodworking, Information and Communication Technology, Business, Visual Arts, Health Occupations
CTE courses include:
Introduction to Agriculture, Food and Natural Resources, Accounting, Sports Marketing, Foods & Culinary Fundamentals, Welding, Construction, Business Leaders, Art, Health Occupation, and Child Development. Students also have access to programs through the Willamette Career Academy.
EXTRACURRICULAR ACTIVITIES
Organizations and activities:
-National Honor Society
-National Arts Honors Society
-OSAA Athletics
-Robotics
-Associated Student Body (ASB)
-Key Club
-Future Business Leaders of America
-Future Farmers of America
-Drama club
-MeCha
-Skills USA
-Yearbook
PARENT & COMMUNITY ENGAGEMENT
We host a variety of events intended to increase parent and community engagement:
-8th grade parent night
-College planning
-Financial aid
-Family Outreach Advocate
-Bilingual volunteer support
-Pre-apprenticeship opportunities
-Local Career Fair
-Community partners for student mock interviews
3,426 $38,850 30.1 50.3% 49.7%
North Marion
Salem-Keizer
Canby
HOUSING
75.20% of homes owner occupied
24.80% of homes rented
POPULATION DENSITY
4,469 inhabitants per sq. mile
1,002 housing units at an average density of 1,411.3 per sq. mile
HISTORY
AGE DEMOGRAPHIC
33.7% under age 18
9% between ages 18 to 24
30.6% between ages 25 to 44
20.1% between ages 45 to 64
6.6% above age 65
CITY QUICK FACTS
0.71 square miles
184 feet elevation
Incorporated in 1891
Highest Average Temperature 82º
Lowest Average Temperature 35º
MARION COUNTY BASE MAP
2522 S LYDIA LOOP HUBBARD OR 97032
2522 S LYDIA LOOP HUBBARD OR 97032
2522 S LYDIA LOOP HUBBARD OR 97032
2522 S LYDIA LOOP HUBBARD OR 97032
CHANGE OF ADDRESS
USPS
Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet. https://moversguide.usps.com
Benefits you will receive when you change your address online are:
Exclusive mover savings coupons
Safe and secure with identity verification by a simple $100 charge to your credit or debit card
Email confirmation at the end of registration of your change of address
* Must have valid email address and credit card to register online
AUTO REGISTRATION AND DRIVER LICENSING
Below is the website if you would like to change your address online or you can visit your local DMV office.
Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100
wwworegondmvcom/oregon/indexhtm
General DMV Information Contact: 503-299-9999
VOTERS REGISTRTION
TO REGISTER TO VOTE, YOU MUST BE:
A citizen of the USA
A resident of Oregon
A Legal Resident of Oregon State at least 18 years of age on or before the next election
HOW TO REGISTER
To register to vote online you will need an Oregon driver's license, permit or ID card number issued by the Oregon Driver and Motor Vehicle Services Division (DMV)
If you do not have an Oregon driver's license, permit or ID card, you can still use the online voter registration application. The information you enter will display on a voter registration card (PDF document) that you will need to print, sign and deliver to your county elections office to complete your registration.
REGISTRATION DEADLINE
A new registrant must submit their online registration by 11:59:59 p.m. Pacific Time on the 21st calendar day before an election to be eligible to vote in that election.
CHANGE OF ADDRESS
If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration
Salem Health Salem Hospital (503) 561-5200 www.salemhealth.org
NATURAL GAS
NW Natural (800) 422-4012 wwwnwnaturalcom
FERRELLGAS
503-363-3445
AMERIGAS
503-585-6723
NEWSPAPERS
The Oregonian (503) 221-8240 wwworegonlivecom
SCHOOLS
Salem Keizer School District 24-J 503-399-3000 wwwsalemkeizerorg
SHOPPING
Salem Center (503)-364-0495 wwwsalemcentercom
Woodburn Outlets (888) 664-SHOP
Willamette Town Center (503) 585-1338 wwwwillamettetowncentercom
RESOURCE GUIDE
TELEPHONE SERVICE
Verizon (800) 483-4100 www.verizon.com
AT&T (800) 288-2020 wwwattcom
Qwest 800-244-1111
GTE Northwest 800-483-4100
AUMSVILLE, SILVERTON, TURNER
Gervais Telephone Co 503-792-3611
Stayton Cooperative Telephone Co
503-769-2121
Mt Angel Telephone Co 503-845-2291
Peoples' Telephone Co 503-859-2136
Oregon Telcom 888-588-1888
TRANSPORTATION
Carpool Information 503-371-POOL
Bike Paths/Maps Public Works, Traffic 503-588-6211
Abandoned Autos and Parts Community Service 503-588-6471
Towed Autos / Police Department 503-588-6144
WATER BUREAU CONTINUED
Billing Information Public Works, Customer Service 503-588-6099
New Hookups, Permits Public Works (PAC) 503-588-6211
Service/Repair, Move In/Move Out Public Works, Customer Service 5036-588-6099
Water Conservation Public Works, Customer Service 503-588-6211
24-Hour Message Line 503-361-2212
Sewer Information Permit Application Center 503-588-6211
U S POST OFFICE
www.usps.com
Salem 410 Mill St SE 400 Glen Creek Rd NW 1050 Sunnyview Rd NW 1050 25th St SE 3624 Commercial St SE 222 Claxter Rd NE
Keizer 5454 River Rd N
Turner 7230 3rd St SE
Independence 216 S 2nd St
Aumsville 320 Main St
Silverton 210 N Water St
U.S POST OFFICE CONTINUED
Sublimity 211 NW Starr St
Dallas 768 W Church St
Mt Angel 90 N Garfield St
Monmouth 437 Clay St E
VOTER REGISTRATION
Marion County 503-588-5041
OTHER INFORMATION
Crime Prevention / Police Department 503-588-6499
Graffiti Hotline 503-371-4264
Neighbor to Neighbor Mediation Service 503-585-0651
Burning Information / Fire Department 503-588-6420
Street Tree Info and Problems Community Services, Parks Operations 503-588-6336
Locating/Marking for Excavation Salem/Keizer Utilities, Notification Center 800-332-2344
CYBER SECURITY
g p , g being sent to an outside account and never credited to the intended party
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
Outgoing Wire from WFG to seller or borrower for proceeds
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds due you sent to you at the close of escrow If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.
Incoming Wires from the buyer and/or lender to WFG bank account
For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience
claims, or restrictions on the buyers property, other than the mortgage the buyer agrees to pay.
If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.
In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.
Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer
Owner’s title insurance is one of the most affordable insurance policies a person can ever buy Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.
So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.
In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.
WHAT IS ESCROW?
Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.
TYPICAL ROLES IN THE CLOSING PROCESS
The Seller/Agent
Delivers a fully executed Purchase Sale Agreement to the escrow agent.
Executes the paperwork necessary to close the transaction
The Buyer/Agent
Deposits collected funds required to close (in with the escrow agent
Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
Executes the paperwork and loan documents necessary to close the transaction
The Lender
Deposits loan documents to be executed by the buyer
Deposits the loan proceeds
Directs the escrow agent of the conditions under which the loan funds may be used
The Escrow Agent
Clears Title
Obtains title insurance
Obtains payoffs and release documents for underlying loans on the property
Receives funds from the buyer and/or lender. Prepares vesting document affidavit on seller’s behalf
Prorates insurance, taxes, rents, etc
Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction
Forwards deed to the county for recording
Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
In Summary
Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer
The escrow agent is a neutral third party acting on behalf of the buyer and seller.
WHAT IS TITLE?
About Title Insurance
Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy Usually, during a purchase transaction, the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy)
In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy
Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser of the purchase price.
How is title insurance different from other types of insurance?
While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property Said defects/claims are either eliminated prior to the issuance of a title policy
or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property
What’s involved in a title search? A title search is actually made up of three separate searches:
Chain of Title – History of the ownership of the subject property
Tax Search – The tax search reveals the status of the taxes and assessments
Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names
Once the three searches have been completed, the file is reviewed by an examiner who determines:
Whether or not the Chain of Title shows that the party selling the property has the right to do so The status of taxes for the subject property The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due
Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.
Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance
In Summary
After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination
WHO PAYS WHAT IN OREGON
SELLER PAYS
TYPICAL COSTS
The following costs generally affect all transactions:
Escrow Fee - one-half of the fee, based on title company’s fee schedule
Recording Fees - based on county fee schedule
Title Premium - based on fixed statewide fee schedule
Real Estate Commission - based on agreement with Broker
Tax Prorate - to apportion taxes between parties as of date of closing
General Costs - as listed for each specific transaction, as requested by principals
Release fees for loan payoff(s)
LAND SALE CONTRACT TRANSACTION
Attorney Fee - optional, and is sometimes shared with purchaser
Collection Escrow Setup Fee - optional, and is often shared with purchaser
ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION
Any delinquent payments to bring contract or loan current
Prorate share of current month’s interest based on current rate
CONVENTIONAL, FHA, VA LOAN TRANSACTIONS
Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval
FHA, VA Loans - check with lender for any applicable seller costs
BUYER PAYS
TYPICAL COSTS
The following costs generally affect all transactions:
Escrow Fee - one-half of the fee, based on title company’s fee schedule
Recording Fees - based on county fee schedule
Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender
Tax Prorate - to apportion taxes between parties as of date of closing
General Costs - as listed for each specific transaction, as requested by the principals
LAND SALE CONTRACT TRANSACTION
Attorney Fee - optional, and is sometimes shared with seller
Collection Escrow Setup Fee - optional, and is sometimes shared with seller
Recording Fee - for contract or memorandum thereof
ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION
Assumption or Assignment
Next monthly payment due, if required by lender
Recording Fee - for Assumption/Assignment of Agreement, if required by lender
CONVENTIONAL, FHA, VA LOAN TRANSACTIONS
Lenders title insurance policy & endorsements, as required by lender
Loan Fee - as required by lender
Credit Report Fee - as required by lender
Appraisal Fee - as required by lender
Mortgage Insurance Premium - based on fee schedule and endorsements of lender
Prepaid Interest - if required by lender
VA Loans only - funding fee, if required by lender
FHA, VA, and some Conventional Loans - reserves for real property taxes, fire insurance and mortgage insurance
DOWNTOWN VANCOUVER 2001 SE Columbia River Dr Ste. 100 Vancouver, WA 98661 360-314-0300
SALMON CREEK
2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818
VANCOUVER MALL
4400 NE 77th Ave Ste. 250 Vancouver, WA 98662 360-891-5454
EAST VANCOUVER 2004 SE 192nd Ave. Ste. 100 Vancouver, WA 98683 360-356-9990 1 2 3 5 6 7 8 9 4 10
700 NE Multnomah St. Ste. 190 Portland, OR 97232 503-230-8488
This week the median list price for Hubbard, OR 97032 is $697,250 with the market action index hovering around 40 This is an increase over last month's market action index of 33 Inventory has decreased to 6
Market Action Index
This answers “How’s the Market?” by comparing rate of sales versus inventory
Real-Time Market Profile
Price of New Listings
Slight Seller's Advantage
Market Narrative
Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues
Market Segments
Each segment below represents approximately 25% of the market ordered by price
Median List Price
Prices in this zip code are bouncing around near term trough. Look for a persistent up-shift in the Market Action Index before we see prices move significantly from here
$2.0M
$1.5M
$1.0M
$500K
Segments
In the quartile market segments, we see prices in this zip code generally settled at a plateau, although Quartile 2 is on a bit of an up trend in recent weeks. We'll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels
$4.0M
$3.0M
$2.0M
Price Per Square Foot
The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels 7-Day Average
Average
Inventory
Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.
Market Action Index
Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.
Market Action Segments
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group
Median Days on Market (DOM)
The properties have been on the market for an average of 73 days. Half of the listings have come newly on the market in the past 61 or so days. Watch the 90day DOM trend for signals of a changing market
Segments
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
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