980 16th St, Astoria, OR

980 16th Street Astoria, OR 97103

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

980 16TH ST ASTORIA OR 97103 23104 CLATSOP COUNTY OR

Owner Information Owner Name:

RUSSELL SEAN R / RUSSELL JENNIFER M

Vesting:

TENANT BY ENTIRETY

Mail Address:

980 16TH ST ASTORIA OR 97103

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

METES & BOUNDS

County:

CLATSOP

Census/Block: 950200 / 2024

Alt Parcel #

23104

School District: ASTORIA 1

Tsp-Rng-Sec:

T08-R09-S08

Municipality:

Lot / Block:

Lot: 7 Block: 53

Parcel #:

23104

Housing Tract: SHIVELYS Last Market Sale Date:

2018-07-03/2018-07-02

Lender:

MORTGAGE EXPRESS LLC

Sale Price:

600000

Loan:

450000

Document #: 2018.5076

Document #: 2018.5077

Doc Type:

GENERAL WARRANTY DEED

Loan Type:

CONVENTIONAL

$ Sqft:

$258.62

Loan Term:

30

Prior Sale Information Date:

2006-09-07/2006-09-05

Lender:

Price:

318000

Loan:

Document #: 2006.10120 Doc Type:

GENERAL WARRANTY DEED

Document #: Loan Type:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

980 16TH ST ASTORIA OR 97103 23104 CLATSOP COUNTY OR

Property Characteristics Gross Area:

3015

Garage Area:

Living Area:

1850

Roof Shape:

FLAT

Porch Type:

Above Grade: 3,015

Foundation:

CONCRETE

Patio Type:

Interior Wall

Bedrooms:

4

Roof Material: COMPOSITION ROLL Air Cond:

Bath (F/H):

2/1

Construction:

Fireplace:

FIREPLACE

Heat Type:

Year Built:

1917

Cooling Type: CENTRAL

SCREENED PATIO CENTRAL

Fixtures: FORCED AI

Floor: Equipment:

Parking Type: Garage

Exterior Wall:

STUCCO

Stories:

2

Units:

Rooms:

4

Pool:

No

Basement:

470

Quality:

Condition:

Property Information Land Use:

SFR

County Use:

SINGLE FAMILY RES State Use:

RESID/IMP

Zoning:

R1

Lot Acres:

0.6

Lot Sqft:

2,614

Len/Wid:

/

Tax and Assessment Information Assd Year:

2020

Assd Value:

$658,093

Taxable Val:

$257,822

Tax Year:

2020

Land Value:

$123,150

Mkt Value:

$658,093

Tax Area:

0101

Imp Value:

$534,943

Exemption:

Property Tax:

$5,008.26

Improved %:

81%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

980 16TH ST ASTORIA OR 97103 23104 CLATSOP COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2016

2.00

1.70

1,773

$249,031

$140

2017

2.00

1.71

1,736

$305,121

$176

2018

1.00

1.80

1,846

$417,980

$226

2019

2.00

2.00

1,900

$318,500

$168

2020

1.00

1.80

1,953

$379,280

$194

Average Sale Price $417,980

$379,280 $318,500

$305,121 $249,031

2016

2017

2018

2019

2020

Average $ Per Square Foot $226 $176

$168

$140

2016

2017

2018

2019

$194

2020

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

980 16TH ST ASTORIA OR 97103 23104 CLATSOP COUNTY OR

Female Population

7,934

9.0% 0-9

14.2%

10.9%

10-19

20-29

16.7%

14.9%

11.9%

30-39

40-49

50-59

19.8%

60-69

13.6%

70+

Male Population

7,926

12.3%

14.8%

12.0%

13.4%

13.7%

15.1%

0-9

10-19

20-29

30-39

40-49

50-59

Education

18.6%

60-69

12.1% 70+

Employment

No Diploma: High School: Some College: Bachelor's Graduate's:

8.1% 26.2% 39.4% 16.7% 9.5%

Working Age:

13,689 61.3%

Labor Force: Median Income:

$55,549 94.5%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

5.5%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

980 16TH ST ASTORIA OR 97103 23104 CLATSOP COUNTY OR

Astoria Sd 1 Elementary Schools Astor Elementary 3550 FRANKLIN AVE ASTORIA OR 97103 Grades: 01 to 03 Charter School: N Magnet School: U Gray Elementary 785 ALAMEDA AVE ASTORIA OR 97103 Grades: KG to KG Charter School: N Magnet School: U Middle Schools Astoria Middle School 1100 KLASKANINE AVE ASTORIA OR 97103 Grades: 06 to 08 Charter School: N Magnet School: U High Schools Astoria Senior High 1001 W MARINE DR ASTORIA OR 97103 Grades: 09 to 12 Charter School: N Magnet School: U

503-325-6672 Area Desc: Town: Distant Distance: 1.13 Miles Title One: Y 503-325-6431 Area Desc: Town: Distant Distance: 1.33 Miles Title One: Y 503-325-4331 Area Desc: Town: Distant Distance: 0.46 Miles Title One: Y 503-325-3911 Area Desc: Town: Distant Distance: 1.32 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

Astor Elementary School Grades: K-2 503-325-6672 | 3550 Franklin Ave, Astoria 97103 STUDENTS WE SERVE^ 438 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 0%

Asian Students: 0% Teachers: 3%

Black/African American Students: 1% Teachers: 0%

Hispanic/Latino Students: 18% Teachers: 3%

Multiracial Students: 4% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 91% OUR STAFF (ROUNDED FTE) 26 Teachers 14 Educational assistants 1 Counselors/Psychologists 88% Average Teacher retention rate 81% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: <1% Teachers: 0%

White Students: 77% Teachers: 93%

School website: www.astoria.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 143

Astoria Middle School Grades: 6-8 503-325-4331 | 1100 Klaskanine Ave, Astoria 97103 STUDENTS WE SERVE^ 463 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 4%

Asian Students: 1% Teachers: 0%

Black/African American Students: 1% Teachers: 0%

Hispanic/Latino Students: 20% Teachers: 4%

Multiracial Students: 5% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 95% OUR STAFF (ROUNDED FTE) 21 Teachers 11 Educational assistants 1 Counselors/Psychologists 95% Average Teacher retention rate 86% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 0%

White Students: 73% Teachers: 92%

School website: www.astoria.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 144

Astoria Senior High School Grades: 9-12 503-325-3911 | 1001 W Marine Dr, Astoria 97103 STUDENTS WE SERVE^

INTRODUCTION

570 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 0%

ACADEMIC SUCCESS

Asian Students: 1% Teachers: 0% Black/African American Students: 0% Teachers: 0% Hispanic/Latino Students: 16% Teachers: 6% Multiracial Students: 6% Teachers: 3% Native Hawaiian/Pacific Islander Students: <1% Teachers: 0% White Students: 75% Teachers: 92% REQUIRED VACCINATIONS

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19

School: 86%

District: 86%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

School: 83%

District: 83%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 30 Teachers 16 Educational assistants 3 Counselors/Psychologists 83% Average Teacher retention rate 87% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

95%

School website: www.astoria.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 146

Astoria Senior High School Grades: 9-12 503-325-3911 | 1001 W Marine Dr, Astoria 97103 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

American Indian/Alaska Native: ......................................................... *

Asian: .................................................................................................. *

Asian: .................................................................................................. *

Black/African American: ..................................................................... *

Black/African American: ..................................................................... *

Hispanic/Latino: ................................................................................. 81%

Hispanic/Latino: ................................................................................. 80%

Multiracial: .......................................................................................... *

Multiracial: ......................................................................................... *

Native Hawaiian/Pacific Islander: ...................................................... *

Native Hawaiian/Pacific Islander: ...................................................... *

White: ................................................................................................. 86%

White: ................................................................................................. 84%

Free/Reduced Price Lunch: ................................................................. 81%

Free/Reduced Price Lunch: ................................................................ 81%

Ever English Learner: .......................................................................... 85%

Ever English Learner: .......................................................................... 87%

Students with Disabilities: .................................................................. 72%

Students with Disabilities: .................................................................. 58%

Migrant: .............................................................................................. 82%

Migrant: .............................................................................................. 83%

Talented and Gifted: .......................................................................... *

Talented and Gifted: .......................................................................... *

Female: ............................................................................................... 85%

Female: ............................................................................................... 88%

Male: .................................................................................................. 87%

Male: .................................................................................................. 77%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

COMMUNITY

CITY OF ASTORIA

9,477

POPULATION 2010 Census Data

MALE 48.4%

$41,446

FEMALE 51.6%

41.9

MEDIAN INCOME

MEDIAN AGE

2000 Census Data

2010 Census Data

Astoria is a port city and the seat of Clatsop County, Oregon, United States. Founded in 1811, Astoria is the oldest city in the state of Oregon and was the first American settlement west of the Rocky Mountains.The county is the northwest corner of Oregon, and Astoria is located on the south shore of the Columbia River, where the river flows into the Pacific Ocean. The city is named for John Jacob Astor, an investor and entrepreneur from New York City

SCHOOL DISTRICTS 

Astoria School District

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

20.3% under age 18 8.6% between ages 18 to 24 24.3% between ages 25 to 44 29.9% between ages 45 to 64 17.1% above age 65

2010 Census Data  

45.2% of homes owner occupied 54.7% of homes rented

POPULATION DENSITY 2010 Census Data  

1,538.5 inhabitants per sq. mile 4,980 housing units at an average density of 808.4 per sq. mile

CITY QUICK FACTS     

9.95 square miles 95 miles northwest of Portland 23 feet elevation Highest Average Temperature 69º Lowest Average Temperature 38º

In recent popular culture, Astoria is most famous for being the setting of the 1985 film The Goonies, which was filmed on location in the city. Other notable movies filmed in Astoria include Short Circuit, The Black Stallion, Kindergarten Cop, Free Willy, Free Willy 2: The Adventure Home, Teenage Mutant Ninja Turtles III, Benji the Hunted, Come See the Paradise, The Ring Two, Into the Wild, The Guardian and Green Room.

CLATSOP COUNTY BASE MAP

Your Local Market Report Astoria, OR 97103 REPORT FOR 6/30/2021 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Astoria, OR 97103

This week the median list price for Astoria, OR 97103 is $549,000 with the market action index hovering around 58. This is an increase over last month's market action index of 56. Inventory has increased to 31.

Real-Time Market Profile

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

50

40

Buyer's Market

60

20

10

90

58

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Strong Seller's Market Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

Median List Price

$549,000

Median Price of New Listings

$497,000

Per Square Foot

$253

Average Days on Market

57

Median Days on Market

21

Price Decreased

29%

Price Increased

0%

Relisted

3%

Inventory

31

Median Rent

$1,340

Market Action

58

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$999,900

3,346

0.5 - 1 acre

4

3

69

0

0

21

$717,500

2,844

0.5 - 1 acre

3

2

38

2

0

21

$515,000

1,903

8,000 - 10,000 sqft

3

1

75

2

1

14

$399,450

1,825

4,500 - 6,500 sqft

3

1

99

2

2

28

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2 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Astoria, OR 97103

Median List Price

We continue to see prices in this zip code at a plateau even though prices dipped this week. Look for a persistent change in the Market Action Index (up or down) before we see prices significantly deviate from these levels. $800K

$700K

$600K

$500K

$400K

$300K Jul 2018

Nov 2018

Mar 2019

Jul 2019

Nov 2019

7-Day Average

Mar 2020

Jul 2020

Nov 2020

Mar 2021 Jun 2021

90-Day Average

Segments

In the quartile market segments, we see this zip code showing mild price weakness lately. Quartiles 2 and 3 are basically flat while Quartile 1 is down in recent weeks.

Notice however, that Quartile 4 at the low-end of the market is still on an up-trend.

Often this condition happens in markets where demand has fallen (due to economic pressures perhaps) but supply is still relatively short. Buyers are focusing on the lowest price homes in the area. $2.5M

$2.0M

$1.5M

$1.0M

$500K

$0 Jul 2018

Nov 2018

Mar 2019

Jul 2019

Nov 2019

Mar 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jul 2020

Nov 2020

Mar 2021 Jun 2021

Third/Lower 90-Day

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3 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Astoria, OR 97103

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. $300

$275

$250

$225

$200

$175

$150 Jul 2018

Nov 2018

Mar 2019

Jul 2019

Nov 2019

7-Day Average

Mar 2020

Jul 2020

Nov 2020

Mar 2021 Jun 2021

90-Day Average

Inventory

Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.

80 70 60 50 40 30 20 10 0 Jul 2018

Nov 2018

Mar 2019

Jul 2019

Nov 2019

7-Day Average

Mar 2020

Jul 2020

Nov 2020

Mar 2021 Jun 2021

90-Day Average

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4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Astoria, OR 97103

Market Action Index

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

125

100

75

50

25

0 Jul 2018

Nov 2018

Mar 2019

Jul 2019

Nov 2019

7-Day Average

Mar 2020

Jul 2020

Nov 2020

Mar 2021 Jun 2021

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

100

80

60

40

20 Jul 2018

Nov 2018

Mar 2019

Jul 2019

Nov 2019

Mar 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jul 2020

Nov 2020

Mar 2021 Jun 2021

Third/Lower 90-Day

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5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Astoria, OR 97103

Median Days on Market (DOM)

The properties have been on the market for an average of 92 days. Half of the listings have come newly on the market in the past 25 or so days. Watch the 90-day DOM trend for signals of a changing market.

200

150

100

50

0 Jul 2018

Nov 2018

Mar 2019

Jul 2019

Nov 2019

7-Day Average

Mar 2020

Jul 2020

Nov 2020

Mar 2021 Jun 2021

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

200

150

100

50

0 Jul 2018

Nov 2018

Mar 2019

Jul 2019

Nov 2019

Mar 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jul 2020

Nov 2020

Mar 2021 Jun 2021

Third/Lower 90-Day

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6 of 6

980 16TH ST ASTORIA OR 97103 23104 CLATSOP COUNTY OR

Animal - Services Name

Address

Telephone

Distance

Didlake, Matt DVM - Columbia

576 31st St

503-325-2250

0.88 Mi

Davis, Dannell DVM - Astoria

35109 Highway 101 Business

503-325-1581

1.95 Mi

Lindblad, Catherine DVM - Oce

3717 Pacific Hwy

360-642-2232

9.68 Mi

Banks Name

Address

Telephone

Distance

Wells Fargo Bank NA - Astoria

1218 Commercial St

503-325-8872

0.39 Mi

Bank of Astoria

1122 Duane St

503-325-6693

0.40 Mi

Sterling Savings Bank

303 11th St

503-325-1651

0.45 Mi

US Bank

987 Duane St

503-325-3811

0.46 Mi

Bank Of America

977 Commercial St

503-325-2333

0.50 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks: Safeway-Astoria #2

3300 Lief Erikson Dr

503-338-2960

0.99 Mi

Starbucks: Fred Meyer-Warrent

695 Alternate Hwy 101

503-861-3000

4.96 Mi

Starbucks: Young's Bay Plaza-

171 Alternate Hwy 101

503-861-5633

5.38 Mi

Credit Unions Name

Address

Telephone

Distance

Wauna Federal Credit Union

100 Columbia Ave

503-325-1044

1.15 Mi

Wauna Federal Credit Union

107 S Highway 101

503-861-7526

3.79 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Home Spirit Bakery Cafe

1585 Exchange St

503-325-6846

0.26 Mi

Custard King

1597 Commercial St

503-325-6372

0.32 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

980 16TH ST ASTORIA OR 97103 23104 CLATSOP COUNTY OR

Eating and Drinking Places Name

Address

Telephone

Distance

Brown Baggers Deli Tokyo Teriyaki

1269 Commercial St

503-325-0325

0.38 Mi

225 14th St

503-338-5151

0.38 Mi

T Paul's Urban Cafe

1119 Commercial St

503-338-5133

0.44 Mi

Golf Courses Name

Address

Telephone

Distance

Astoria Golf & Country Club

33445 Sunset Beach Ln

503-861-2545

7.15 Mi

Highlands at Gearhart, The

1 Highland Ln

503-738-5248

10.41 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

Astoria Cooperative

1389 Duane St

503-325-0027

0.33 Mi

Astoria Health Foods

1255 Commercial St

503-325-6688

0.38 Mi

Tienda El Puerto

1159 Marine Dr

503-325-9325

0.46 Mi

Astoria Downtown Market

1020 Commercial St

503-338-4321

0.48 Mi

Peter Pan Market

712 Niagara Ave

503-325-2143

0.56 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

Moon Lotus Massage

1410 Marine Drive

503-325-4540

0.42 Mi

Curves for Women

1154 Commercial Street

503-338-1294

0.42 Mi

Curves For Women

1154 Commercial St

503-338-1294

0.43 Mi

Objj Full Fitness Ctr Incorpo

3975 Abbey Lane #8

503-338-0191

1.48 Mi

Columbia Fitness

30 N Highway 101

503-861-0688

3.65 Mi

Hospitals - Critical Access Name

Address

Telephone

Distance

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

980 16TH ST ASTORIA OR 97103 23104 CLATSOP COUNTY OR

Hospitals - Critical Access Name

Address

Telephone

Distance

Columbia Memorial Hospital

2111 Exchange St

503-325-4321

0.40 Mi

Nursing Homes Name

Address

Telephone

Distance

Clatsop Care Center

646 16th St

503-325-0313

0.15 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Duane Virgil Jue

1490 Commercial St #202

503-325-0722

0.35 Mi

Brian James Jacobsen

1 12th St

503-325-2031

0.46 Mi

Pardee, Lawrence J Dds

940 Astor St

503-325-2051

0.58 Mi

Dennis M Klemp

1414 W Marine Dr

503-325-0310

1.08 Mi

James Charles Cartwright

65 U.s. 101

503-861-0506

3.79 Mi

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address Bobek Bruce L Do Angel Medica

515 15th St

503-325-5411

0.25 Mi

Columbia Memorial Hospital -

2111 Exchange St

503-338-7595

0.40 Mi

Pacific Northwest Renal Servi

2120 Exchange St

503-338-3885

0.42 Mi

Columbia Memorial Hospital Fo

2021 Marine Dr

503-325-3208

0.43 Mi

Scalera Melissa MD

550 22nd St

503-338-7595

0.45 Mi

Pharmacies Name

Address

Telephone

Distance

Clatsop Care Center Health Di

646 16th St

503-325-0313

0.16 Mi

Angel Medical

515 15th St

503-325-5411

0.26 Mi

Columbia Memorial Hospital Ho

486 12th St

503-338-6230

0.33 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

980 16TH ST ASTORIA OR 97103 23104 CLATSOP COUNTY OR

Pharmacies Name

Address

Telephone

Distance

Brady Medical Consultants, Pl Bennett W Garner Md Pc

2095 Exchange St

503-325-7546

0.37 Mi

10 PIER ONE

503-325-8868

0.38 Mi

Places of Religion Name

Address

Telephone

Distance

St Mary Star of the Sea Astoria Church Of Christ

1465 Grand Avenue

503-325-3671

0.16 Mi

692 12th St

503-325-7398

0.29 Mi

Astoria Christian Church

1151 Harrison Ave

503-325-2591

0.30 Mi

Church Of Jesus Christ Of Lds

350 Niagara Ave

503-325-3929

0.72 Mi

Assembly Of God Astoria First

1775 7th St

503-325-7331

0.84 Mi

Retirement Communities Name

Address

Clatsop Retirement Village

947 Olney Ave

Veterinary - Emergency Services Name

Address

Bayshore Animal Hospital

325 SE Marlin Ave

Veterinary - Medicine Name

Address

Haase, Melanie DVM - Safe Har

250 36th St

Telephone

Distance

503-325-4676

0.89 Mi

Telephone

Distance

503-861-1621

4.14 Mi

Telephone

Distance

503-325-8920

1.25 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks! WFG National Title has partnered with Updater, a time-saving free tool geared to simplify and ease the process of moving. Look for a personalized Updater invitation after we complete your Title Report.

Registration is totally optional!

Use Updater to: Forward USPS mail Reserve a mover online Update your accounts Connect utilities Hook up home services Search move-in special offers Share moving announcements with friends & family

For more information on Updater, visit;

https://wfgoregon.updater.com/sign-up

ASTORIA UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Spectrum Communications (866) 731-5420 www.spectrum.com Verizon (800) 483-4100 www.verizon.com Century Link (800) 244-1111 www.centurylink.com Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000 www.directtv.com

The Daily Astorian (503) 325-3211 www.dailyastorian.com NW Connector (503) 815-8283 www.nworegontransit.org Northwest Natural Gas (800) 422-4012 www.nwnatural.com Pacific Power (888) 221-7070 www.pacificpower.net Astoria Water & Sewer District (503) 338-5172 www.astoria.or.us Recology (503) 861-0578 www.recology.com Astoria School District (503) 325-6441 www.astoria.k12.or.us

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are: 

Exclusive mover savings coupons



Safe and secure with identity verification by a simple $1.00 charge to your credit or debt card



Email confirmation at the end of registration of your change of address

* Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clatsop County 820 Exchange Street, Suite 220 Astoria, OR 97103 (503) 325-8511

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE 

Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved



Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.



Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.





Packing Material: Gather moving boxes and packing material for your move.



Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

1 WEEK BEFORE YOUR MOVE 

Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.



Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.



Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.



Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.



Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..



Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

4 WEEKS BEFORE YOUR MOVE 

Start Packing: Begin packing all things destined for your new location.



Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.



Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.



Small Engines: Service small engines for your move by extracting gas and oil from the machines. This will reduce that chance to catch fire during your move.



Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.



Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

MOVING DAY 

Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.



Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.



Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.



Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.



Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Warrenton (503) 861-9999 1650 SE Ensign Ln. Warrenton, OR 97146 Longview (360) 578-1030 580 7th Ave. Longview, WA 98632 LOWES (800) 445-6937 www.lowes.com Longview (360) 577-7060 1650 SE Ensign Ln. Warrenton, OR 97146 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Recology (503) 861-0578 www.recology.com 1790 Williamsport Rd. Astoria, OR 97103 MOVING TRUCK RENTALS Budget (800) 462-8343 www.budgettruck.com Penske (888) 996-5415 www.pensketruckrental.com U-Haul (800) 468-4285 www.uhaul.com

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

RECREATION

Portland International Airport (877) 793-4690 www.flypdx.com

Seaside (503) 738-5511 www.cityofseaside.us

Fair & Expo Center (503) 325-4600 www.co.clatsop.or.us

AUTO & DRIVER REGISTRATION

Warrenton (503) 861-2233 www.ci.warrenton.or.us

Heritage Museum (503) 338-4849 www.astoriamuseums.org

ELECTRICITY

Flavel House Museum (503) 325-2203 www.astoriamuseums.org

DMV (503) 325-3951 www.odot.state.or.us/dmv/ BUS SERVICE Sunset Empire Transportation (503) 861-7433 www.nworegontransit.org

Pacific Power (888) 221 7070 www.pacificpower.net HOSPITALS

Columbia River Maritime Museum (503) 325-2323 www.crmm.org Oregon Film Museum (503) 325-2203 www.oregonfilmmuseum.org

Greyhound (800) 231-2222 www.greyhound.com

Columbia Memorial Hospital (503) 325-4321 www.columbiamemorial.org

NW Point Bus (888) 846-4183 www.oregon-point.com

Providence Seaside Hospital (503) 717-7000 www.providence.org

CABLE TV & INTERNET

NATURAL GAS

Verizon (888) 881-8161 www.verizon.com

NW Natural (800) 422-4012 www.nwnatural.com

XFINITY (Comcast) (800) 934-6489 www.comcast.com

NEWSPAPERS

Seaside Inverted Experience (503) 470-8040 www.seasideinverted.com

CITY CONTACT

The Daily Astorian (503) 325-3211 www.dailyastorian.com

Seaside Aquarium (503) 738-6211 www.seasideaquarium.com

Astoria (503) 325-5821 www.astoria.or.us

The Oregonian (503) 221-8240 www.oregonlive.com

The Astoria Column (503) 325-2963 www.astoriacolumn.org

Cannon Beach (503) 436-1581 www.ci.cannon-beach.or.us

Cannon Beach Gazette (503) 842-7535 www.cannonbeachgazette.com

Garden of Surging Waves (503) 325-5824 www.astoriachineseheritage.org

Gearhart (503)738-5501 www.cityofgearhart.com

Seaside Signal (503) 738-5561 www.seasidesignal.com

High Life Adventures (503) 861-9875 www.highlife-adventures.com

Camp 18 Logging Museum (971) 306-1043 www.camp18restuarant.com Fort Stevens Historical Area (503) 861-3170 www.stateparks.oregon.gov Lewis & Clark National Park (503) 861-2471 www.nps.gov/lewi

RESOURCE GUIDE SHOPPING

WATER BUREAU CONTINUED...

CHAMBERS OF COMMERCE

Seaside Outlet Mall (503) 717-1603 www.seasideoutlets.com

Warrenton (503) 861-0912

Astoria-Warrenton Area (503) 325-6311 www.oldoregon.com

Cannon Beach Mall (503) 738-2498 www.cannon-beach.com

SCHOOL DISTRICTS

Cannon Beach (503) 436-2623 www.cannonbeach.org

Seaside Carousel Mall (503) 738-6728 www.seasidecarouselmall.com TELEPHONE SERVICE Verizon (800) 483-4100 www.verizon.com

Astoria School District (503) 325-6441 www.astoria.k12.or.us Jewell School District (503) 755-2451 www.jewell.k12.or.us Seaside School District (503) 738-5591 www.seaside.k12.or.us

AT&T (800) 288-2020 www.att.com

COUNTY DEPARTMENTS

TRANSFER STATIONS

Assessor (503) 325-8522

Recology (503) 861-0578 www.recology.com 1790 Williamsport Rd Astoria, OR 97103 VOTER REGISTRATION Clatsop County (503) 325-8511 WATER BUREAU Astoria (503) 338-5172 Cannon Beach (503) 436-8062 Gearhart (503) 738-5501 Seaside (503) 738-5112

Animal Control (503) 861-0737

Building Codes (503) 338-3697 Clerk & Elections (503) 325-8511 Land Use Planning (503) 325-8611 Public Health (503) 325-8500 Public Works (503) 325-8631 Sheriff & Jail (503) 325-8635 Parks (503) 325-6452 District Attorney (503) 325-8581

Seaside (503) 738-6391 www.gonorthwest.com DOWNTOWN ASSOCIATIONS Astoria (503) 791-7940 www.astoriadowntown.com Cannon Beach (503) 436-2623 www.cannonbeach.org Seaside (503) 717-1914 www.seasidedowntown.com

TITLE & ESCROW

CYBER SECURITY Because of you… we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions Our search found no CC&R’s of record for this property.

However, no examination of title has been made and WFG National Title assumes no liability.