McMinnville School District strives to achieve academic excellence through high standards of teaching and learning and district-wide utilization of research-based best teaching practices and strategies. Our staff is dedicated to supporting all students to develop the critical thinking and social/emotional skills that will enable them to achieve their individual aspirations in school, college, career, and life. We are committed to providing a school culture and climate that is safe, inclusive, equitable, and welcoming.
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% on-time graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Wascher Elementary School strives to achieve academic excellence through high standards of teaching and learning utilizing research-based best practices. Our staff is dedicated to supporting each student to develop the critical thinking skills and social/emotional skills that will enable them to pursue their individual aspirations in school, college, career and life.
MATHEMATICS
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Safe & Welcoming Environment
Wascher provides a safe and equitable learning environment for each student. We are committed to fostering a school culture and climate that is inclusive and is culturally and linguistically responsive to the needs of every student. We believe that learning happens most and best within the context of strong relationships. Our staff are committed to relationship-building between students and between students and staff.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE SCHOOL PROFILE
Wascher Elementary School
Outcomes
REGULAR ATTENDERS
ENGLISH LANGUAGE ARTS
About Our School
BULLYING, HARASSMENT, AND SAFETY POLICIES
Wascher Elementary School has zero tolerance for bullying and harassment. Our school offers a nurturing and inclusive environment in which all students belong and each student is welcomed. Through a variety of daily activities and conversations, Wascher continuously seeks to establish and sustain an equitable school culture and climate in which each student can thrive.
The practice of safety is an integral part of the instructional programming that we provide.
EXTRACURRICULAR ACTIVITIES
Wascher Elementary School offers extensive extracurricular opportunities in our afterschool program, focused on Science, Technology, Engineering, Art, and Math (STEAM). Our school offers afterschool targeted tutoring in English/Language Arts and Math.
PARENT ENGAGEMENT
We recognize that parent engagement is critical to student success as we value diverse voices and perspectives that represent the students we serve. We partner with families in multiple ways ranging from family nights, goal setting conferences, ParentSquare communication and weekly updates from the superintendent. We believe in the value of partnering with parents and guardians, as together we can create the support that is needed to ensure that every student attends school all day, every day.
COMMUNITY ENGAGEMENT
We take pride in strong community partnerships. Wascher is committed to collaborate with the community to create a collective impact that has lasting positive outcomes for students. To achieve this goal, Wascher partners with a variety of community-based organizations, including:
Patton Middle School strives to achieve academic excellence through high standards of teaching and learning. Our staff is dedicated to supporting each student to develop the critical thinking skills that will enable them to achieve at high levels so they can successfully pursue their individual aspirations in school, college, career and life.
MATHEMATICS
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Safe & Welcoming Environment
Patton Middle School provides a safe and equitable learning environment for each student. We are committed to fostering a school culture and climate that is inclusive and is culturally and linguistically responsive to the needs of every student. We believe that learning happens most and best within the context of strong relationships. Our staff are committed to relationship-building between students and between students and staff.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE SCHOOL PROFILE
Patton Middle School
Outcomes
REGULAR ATTENDERS
ENGLISH LANGUAGE ARTS
About Our School
BULLYING, HARASSMENT, AND SAFETY POLICIES
Patton Middle School has a zero tolerance for bullying and harassment. Our school offers a nurturing and inclusive environment in which all students belong and each student is welcomed. Through a variety of daily activities and conversations, Patton Middle School continuously seeks to establish and sustain an equitable school culture and climate in which all students can thrive. The practice of safety is an integral part of the instructional programming that we provide.
EXTRACURRICULAR ACTIVITIES
Patton Middle School offers extensive extracurricular opportunities in our afterschool program, focused on Science, Technology, Engineering, Art, and Math (STEAM). Additionally, during the school day, students engage in STEAM-enriched activities, elective course offerings, and integrated learning opportunities. Also, Patton has a robust athletics program, including cross country, track, football, volleyball, and wrestling.
PARENT ENGAGEMENT
We recognize that parent engagement is critical to student success as we value diverse voices and perspectives that represent the students we serve. We partner with families in multiple ways ranging from family nights, goal setting conferences, ParentSquare communication and weekly updates from the superintendent. We believe in the value of partnering with parents and guardians, as together we can create the support that is needed to ensure that every student attends school all day, every day.
COMMUNITY ENGAGEMENT
We take pride in strong community partnerships. As we engage in this work we aim to work collaboratively to positively impact the outcomes of students. Patton Middle School partners with a variety of community-based organizations, including:
· Yamhill County Community Care Organization
· Yamhill County Health Department
· McMinnville Education Foundation
· Linfield University
· Chemeketa Community College
· Evergreen Aviation and Space Museum
Students We Serve
OREGON AT-A-GLANCE SCHOOL PROFILE
McMinnville High School
PRINCIPAL: David Furman | GRADES: 9-12 | 615 NE 15th St, McMinnville 97128 | 503-565-4200
REGULAR ATTENDERS
Students
2023-24
Students
first-time ninth graders in 2019-20 graduating in 2022-23
FIVE-YEAR COMPLETION
Students earning a high school diploma or GED within five years. Cohort Includes students who were firsttime ninth graders in 2018-19 finishing in 2022-23
from
COLLEGE GOING
Students enrolling in a two or four year college within 12 months of completing high school in 202122. Data from the National Student Clearinghouse.
McMinnville High School strives to achieve academic excellence through high standards of teaching and learning utilizing research-based best practices. Our staff is dedicated to supporting each student to develop the critical thinking and social/emotional skills that will enable them to pursue their individual aspirations in school, college, career and life.
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Safe & Welcoming Environment
McMinnville High School provides a safe, culturally proficient, inclusive, and equitable learning environment for each student. We believe that learning happens best within the context of strong relationships. Our staff is committed to relationship-building between students and between students and staff.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE SCHOOL PROFILE
McMinnville High School
Outcomes
About Our School
ADVANCED COURSEWORK
McMinnville High School offers a vast array of dual high school/college credit coursework through the College Credit Now program and Advanced Placement coursework. Dual credit coursework ranges from welding to construction to calculus to Spanish, and everything in between. Courses and credits offered can be viewed on the high school website at http://mhs.msd.k12.or.us under the Academics tab.
CAREER & TECHNICAL EDUCATION
McMinnville High School provides 16 fully articulated Career Pathways that feature dual high school/college credit courses, including:
· Business, Marketing and Finance
· Computer Science
· Construction
· Criminal Justice
· Culinary Arts
· Early Childhood Development
· Education
· Engineering and Aerospace Sciences
· Fabrication/Welding
· Fire and Emergency Services
· Health Services
· Natural Resources Management/Horticulture
· Performing Arts - Music
· Performing Arts - Theater
· Visual Arts
· Visual Communication
ON-TRACK TO GRADUATE
EXTRACURRICULAR ACTIVITIES
McMinnville High School has a robust afterschool program that includes a variety of clubs, such as the Diversity Club, Band, Leadership Club, Speech and Debate, Natural Resources Leadership, Japanese Club, Peer Support Club and Doernbecher Club, to name a few. Our high school offers a full array of high school athletics programs, including football, soccer, basketball, volleyball, swimming, wrestling, baseball, track and field, and tennis.
PARENT & COMMUNITY ENGAGEMENT
We recognize that parent engagement is critical to student success and we welcome parent and family engagement through a variety of activities:
· Curriculum nights
· College recruitment events
· FAFSA completion support
· Career events
· Parent/teacher conferences
· Parent volunteers
· Regular communication through newsletters, ParentSquare, phone calls, texts, emails, and the school website.
4,423 $84,159 35 54% 46%
McMinnville
HOUSING
92% of homes owner occupied
8% of homes rented
POPULATION DENSITY
4,157.8 inhabitants per sq. mile
1,315 housing units at an average density of 1,461.1 per sq. mile
HISTORY
AGE DEMOGRAPHIC
32.1% under age 18
6.2% between ages 18 to 24
30.9% between ages 25 to 44
22.6% between ages 45 to 64
8.0% above age 65
CITY QUICK FACTS
0.93 square miles
206 feet elevation
Incorporated in 1878
Highest Average Temperature 83º
Lowest Average Temperature 34º
YAMHILL COUNTY BASE MAP
966 E 15TH ST LAFAYETTE OR 97127
966 E 15TH ST LAFAYETTE OR 97127
966 E 15TH ST LAFAYETTE OR 97127
CHANGE OF ADDRESS
USPS
Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet. https://moversguide.usps.com
Benefits you will receive when you change your address online are:
Exclusive mover savings coupons
Safe and secure with identity verification by a simple $1.00 charge to your credit or debit card
Email confirmation at the end of registration of your change of address
*Must have valid email address and credit card to register online.
AUTO REGISTRATION AND DRIVER LICENSING
Below is the website if you would like to change your address online or you can visit your local DMV office.
Oregon Department of Transportation DMV Services
1905 Lana Avenue NE Salem, OR 97314-0100
www.oregondmv.com/oregon/index.htm
General DMV Information Contact: 503-299-9999
VOTERS REGISTRTION
TO REGISTER TO VOTE, YOU MUST BE:
A citizen of the USA
A resident of Oregon
A Legal Resident of Oregon State at least 18 years of age on or before the next election.
HOW TO REGISTER
To register to vote online you will need an Oregon driver's license, permit or ID card number issued by the Oregon Driver and Motor Vehicle Services Division (DMV).
If you do not have an Oregon driver's license, permit or ID card, you can still use the online voter registration application. The information you enter will display on a voter registration card (PDF document) that you will need to print, sign and deliver to your county elections office to complete your registration.
REGISTRATION DEADLINE
A new registrant must submit their online registration by 11:59:59 p.m. Pacific Time on the 21st calendar day before an election to be eligible to vote in that election.
CHANGE OF ADDRESS
If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration.
MOVING CHECKLIST
UTILITIES
Electric
NW Natural Gas
Water District
Sewer District
Garbage Provider
Cable/Satellite
Fuel (Propane)
Phone Services
Internet
FINANCIAL
Banks and Credit Unions
Credit Card Companies (including department store credit cards)
(Pension plans, 401K, Social Security, Veterans Affairs)
Investments (Investment Agencies and Brokers)
Online Bill Payer
Paypal
GOVERNMENT
US Post Office
Department of Motor Vehicles
(Obtain your driver’s license and change vehicle registration)
IRS
Passport Office
Veteran Affairs
Unemployment Office
(If you are currently receiving unemployment benefits)
HEALTH
Physician
Pharmacies
SERVICE PROVIDER
Childcare
Housecleaning Services
Delivery Services
Lawn Care Services
Veterinarian
Pool Service
MEMBERSHIPS
Health Clubs
Membership Clubs (AAA or similar)
Community Groups (PTA, Neighborhood Associations, Civic Clubs)
Children’s Extracurricular
Activities (Dance Classes, Music Lesson, Sports Clubs)
SUBSCRIPTIONS
Newspapers
Magazine (USPS will only forward 2 months)
Movie Subscriptions
Book or Music Clubs
OTHER
Friends and Family
Employers (typically notify the HR Department)
MOVING CHECKLIST
8 WEEK BEFORE YOU MOVE
Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company. Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Packing Material: Gather moving boxes and packing material for your move.
Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.
1 1 Your USPS Office
1 WEEK BEFORE YOU MOVE
Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.
Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.
Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.
Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.
Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck.. Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.
4 WEEK BEFORE YOU MOVE
4 BEFO
Start Packin location
4
Start Packing: Begin packing all things destined for your new location.
Obtain You dentist and an records or m
Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.
Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.
Small Engines: Service small engines for your move by extracting gas and oil from the machines. This will reduce that chance to catch fire during your move.
Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.
Borrowed and Rented Items: Return items that you may have borrowed or rented. Collect items borrowed to others.
* DA
MOVING DAY
Plan Your the house
Someone
Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.
Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.
Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.
Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.
Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?
YAMHILL COUNTY RESOURCE GUIDE
Emergency Police/Medical/Fire 911
Poison Control (800) 222-1222 aapcc.org
AREA HOSPITALS
Willamette Valley Medical Center (360) 472-6131 willamettevalleymedical.com
CABLE & INTERNET
Verizon (888) 881-8161 www.verizon.com
XFINITY (Comcast) (800) 934-6489 www.comcast.com
CITY NEWS
News Register (503) 472-5114 newsregister.com
The Newberg Graphic (503) 684-0360 pamplinmedia.com
The Oregonian (503) 221-8240 oregonlive.com
CITY OFFICES
Carlton (503) 852-7575 ci.carlton.or.us
Dayton (503) 864-2221
ci.dayton.or.us
Dundee (503) 538-3922 dundeecity.org
Lafayette (503) 864-2451
ci.lafayette.or.us
Mcminnville (503) 434-7316 mcminnvilleoregon.gov
Newberg (503) 537-1240 newbergoregon.gov
Sheridan (503) 843-2347 cityofsheridanor.com
Yamhill (503) 662-3511 cityofyamhill.org
SCHOOL OFFICES
Mcminnville School District (503) 565-4000 msd.k12.or.us
Newberg School District (503) 554-5000 newberg.k12.or.us
Sheridan School District (971) 261-6959 sheridan.k12.or.us
Yamhill-Carlton School District (503) 852-6980 ycsd.k12.or.us
WATER AND SEWER
Carlton (503) 852-7575
Dayton (503) 864-2221
Dundee (503) 538-6700
Lafayette (503) 864-2451
Mcminnville (503) 472-6158
Newberg (503) 537-1205
Sheridan (503) 843-2347
Yamhill (503) 662-3777
UTILITIES
Mcminnville Water & Light (503) 472-6158 mc-power.com
Hiland Water Corporation (503) 554-8333 hilandwater.com
Portland General Electric (800) 542-8818 portlandgeneral.com
Bonneville Power Administration (800) 282-3713 bpa.gov
CYBER SECURITY
g p , g being sent to an outside account and never credited to the intended party
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
Outgoing Wire from WFG to seller or borrower for proceeds
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds due you sent to you at the close of escrow If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.
Incoming Wires from the buyer and/or lender to WFG bank account
For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience
claims, or restrictions on the buyers property, other than the mortgage the buyer agrees to pay.
If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.
In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.
Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer
Owner’s title insurance is one of the most affordable insurance policies a person can ever buy Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.
So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.
In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.
WHAT IS ESCROW?
Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.
TYPICAL ROLES IN THE CLOSING PROCESS
The Seller/Agent
Delivers a fully executed Purchase Sale Agreement to the escrow agent.
Executes the paperwork necessary to close the transaction
The Buyer/Agent
Deposits collected funds required to close (in with the escrow agent
Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
Executes the paperwork and loan documents necessary to close the transaction
The Lender
Deposits loan documents to be executed by the buyer
Deposits the loan proceeds
Directs the escrow agent of the conditions under which the loan funds may be used
The Escrow Agent
Clears Title
Obtains title insurance
Obtains payoffs and release documents for underlying loans on the property
Receives funds from the buyer and/or lender. Prepares vesting document affidavit on seller’s behalf
Prorates insurance, taxes, rents, etc
Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction
Forwards deed to the county for recording
Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
In Summary
Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer
The escrow agent is a neutral third party acting on behalf of the buyer and seller.
WHAT IS TITLE?
About Title Insurance
Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy Usually, during a purchase transaction, the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy)
In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy
Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser of the purchase price.
How is title insurance different from other types of insurance?
While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property Said defects/claims are either eliminated prior to the issuance of a title policy
or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property
What’s involved in a title search? A title search is actually made up of three separate searches:
Chain of Title – History of the ownership of the subject property
Tax Search – The tax search reveals the status of the taxes and assessments
Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names
Once the three searches have been completed, the file is reviewed by an examiner who determines:
Whether or not the Chain of Title shows that the party selling the property has the right to do so The status of taxes for the subject property The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due
Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.
Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance
In Summary
After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination
WHO PAYS WHAT IN OREGON
SELLER PAYS
TYPICAL COSTS
The following costs generally affect all transactions:
Escrow Fee - one-half of the fee, based on title company’s fee schedule
Recording Fees - based on county fee schedule
Title Premium - based on fixed statewide fee schedule
Real Estate Commission - based on agreement with Broker
Tax Prorate - to apportion taxes between parties as of date of closing
General Costs - as listed for each specific transaction, as requested by principals
Release fees for loan payoff(s)
LAND SALE CONTRACT TRANSACTION
Attorney Fee - optional, and is sometimes shared with purchaser
Collection Escrow Setup Fee - optional, and is often shared with purchaser
ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION
Any delinquent payments to bring contract or loan current
Prorate share of current month’s interest based on current rate
CONVENTIONAL, FHA, VA LOAN TRANSACTIONS
Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval
FHA, VA Loans - check with lender for any applicable seller costs
BUYER PAYS
TYPICAL COSTS
The following costs generally affect all transactions:
Escrow Fee - one-half of the fee, based on title company’s fee schedule
Recording Fees - based on county fee schedule
Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender
Tax Prorate - to apportion taxes between parties as of date of closing
General Costs - as listed for each specific transaction, as requested by the principals
LAND SALE CONTRACT TRANSACTION
Attorney Fee - optional, and is sometimes shared with seller
Collection Escrow Setup Fee - optional, and is sometimes shared with seller
Recording Fee - for contract or memorandum thereof
ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION
Assumption or Assignment
Next monthly payment due, if required by lender
Recording Fee - for Assumption/Assignment of Agreement, if required by lender
CONVENTIONAL, FHA, VA LOAN TRANSACTIONS
Lenders title insurance policy & endorsements, as required by lender
Loan Fee - as required by lender
Credit Report Fee - as required by lender
Appraisal Fee - as required by lender
Mortgage Insurance Premium - based on fee schedule and endorsements of lender
Prepaid Interest - if required by lender
VA Loans only - funding fee, if required by lender
FHA, VA, and some Conventional Loans - reserves for real property taxes, fire insurance and mortgage insurance
RIVERFRONT 2001 SE Columbia River Dr Ste. 100 Vancouver, WA 98661 360-314-0300
SALMON CREEK
2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818
VANCOUVER MALL
4400 NE 77th Ave Ste. 250 Vancouver, WA 98662 360-891-5454
EAST VANCOUVER
2004 SE 192nd Ave. Ste. 100 Vancouver, WA 98683 360-356-9990 1 2 3 5 6 7 8 9 4 10
700 NE Multnomah St. Ste. 190 Portland, OR 97232 503-230-8488
Lafayette, OR 97127
REPORT FOR 9/12/2025
Single-Family Homes
This week the median list price for Lafayette, OR 97127 is $510,290 with the market action index hovering around 34. This is less than last month's market action index of 36 Inventory has increased to 30
Market Action Index
This answers “How’s the Market?” by comparing rate of sales versus inventory
Real-Time Market Profile
Price of New Listings
Slight
Seller's Advantage
Market Narrative
The market has been cooling over time and prices plateaued for a while Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Market Segments
Slight Seller's Advantage
Each segment below represents approximately 25% of the market ordered by price
Median List Price
Prices in this zip code seem to have settled around a plateau. Look for a persistent down-shift in the Market Action Index before we see prices deviate from these levels.
Segments
In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels.
Price Per Square Foot
The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. 7-Day Median
Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.
Market Action Index
The market has been cooling over time and prices plateaued for a while. Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
Median Days on Market (DOM)
The properties have been on the market for an average of 64 days. Half of the listings have come newly on the market in the past 44 or so days. Watch the 90-day DOM trend for signals of a changing market.
Segments
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
Instant access to
WFG’s MyHome® provides full transparency, real-time updates, and post-closing home information in a secure built with YOU in mind.
Contact information for
Sign up for an account at https://myhome.wfgtitle.com today!
Click Register for MyHome® account on a MyHome® email to https://myhome. wfgtitle.com
Complete a brief registration form. Use your email address on immediate access.
