8122 SE 74th Ave, Portland, OR 97206

8122 SE 74th Avenue Portland, OR 97206

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Owner Information A & J RENOVATIONS LLC /

Owner Name: Vesting:

8122 SE 74TH AVE PORTLAND OR 97206

Mail Address: Owner Status:

Location Information

Legal Desc:

D & O LITTLE HMS SUB 2 (SUB OF LOT 5), LOT 6

County:

MULTNOMAH

Census/Block: 008600 / 2022

Alt Parcel #

1S2E20DC -04500

School District: PORTLAND 1J

Tsp-Rng-Sec:

T1S-R2E-S20

Municipality:

Lot / Block:

Lot: 5) Block:

Parcel #:

R145898

Housing Tract: D & O LITTLE HMS SUB Last Market Sale Date:

2020-01-13/2020-01-10

Lender:

BRIDGE MORTGAGE FUND LLC

Sale Price:

265000

Loan:

10000000

Document #: 2020.4300

Document #: 2020.4301

Doc Type:

BARGAIN & SALE DEED

Loan Type:

$ Sqft:

$177.14

Loan Term:

Prior Sale Information Date:

/

Lender:

Price:

Loan:

Document #:

Document #:

Doc Type:

Loan Type:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Property Characteristics Gross Area:

1496

Garage Area:

Living Area:

1496

Roof Shape:

GABLE

Porch Type:

Above Grade: 1,496

Foundation:

CONCRETE

Patio Type:

Interior Wall

Bedrooms:

2

Roof Material: COMPOSITION

Air Cond:

Bath (F/H):

1/1

Construction:

Fixtures:

Fireplace:

BRICK CHIMNEY

Heat Type:

Year Built:

1950

Cooling Type: CENTRAL

Parking Type: Garage Units:

1

Basement:

FORCED AI

Floor: Equipment: Stories:

1

Rooms:

Pool:

No

Quality:

Condition:

AVERAGE

Exterior Wall:

MIXTURE

CENTRAL

Property Information Land Use:

SFR

County Use:

SINGLE-FAMILY,RES State Use:

B

Zoning:

R5

Lot Acres:

0.1928

Lot Sqft:

8,400

Len/Wid:

140/60

Tax and Assessment Information Assd Year:

2019

Assd Value:

$321,910

Taxable Val:

$321,910

Tax Year:

2019

Land Value:

$173,500

Mkt Value:

$321,910

Tax Area:

201

Imp Value:

$170,430

Exemption:

Property Tax:

$3,197.63

Improved %:

53%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2015

1.00

2.00

1,473

$183,333

$124

2016

2.00

1.83

1,393

$265,583

$191

2017

2.00

2.83

1,430

$277,500

$194

2018

1.00

2.11

1,527

$314,111

$206

2019

2.00

2.20

1,564

$358,120

$229

Average Sale Price $358,120 $314,111

$265,583

$277,500

2016

2017

2018

$191

$194

$206

2016

2017

2018

$183,333

2015

2019

Average $ Per Square Foot $229

$124

2015

2019

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Female Population

21,057

24.8% 11.3%

9.1%

0-9

10-19

16.0%

20-29

30-39

17.6%

40-49

17.1%

50-59

10.4%

9.6%

60-69

70+

Male Population

21,364

25.3% 13.7%

11.4%

13.8%

0-9

10-19

20-29

Education

30-39

18.8%

40-49

15.2%

50-59

9.4% 60-69

6.2% 70+

Employment

No Diploma: High School: Some College: Bachelor's Graduate's:

10.7% 20.9% 31.2% 24.2% 13.0%

Working Age: Labor Force: Median Income:

36,307 80.3% $53,325 91.0%

Employed: Unemployed:

9.0%

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Portland Sd 1j Elementary Schools Whitman Elementary 7326 SE FLAVEL ST PORTLAND OR 97206 Grades: KG to 05 Charter School: N Magnet School: U

503-916-6370 Area Desc: City: Large Distance: 0.28 Miles Title One: Y

Woodmere Elementary 7900 SE DUKE ST PORTLAND OR 97206 Grades: KG to 05 Charter School: N Magnet School: U Middle Schools Lane Middle School 7200 SE 60TH AVE PORTLAND OR 97206 Grades: 06 to 08 Charter School: N Magnet School: U

503-916-6373 Area Desc: City: Large Distance: 0.82 Miles Title One: Y

Sellwood Middle School 8300 SE 15TH AVE PORTLAND OR 97202 Grades: 06 to 08 Charter School: N Magnet School: U High Schools Biztech High 3905 SE 91ST AVE PORTLAND OR 97266 Grades: 09 to 12 Charter School: N Magnet School: U

503-916-5656 Area Desc: City: Large Distance: 3.10 Miles Title One: N

Franklin High 5405 SE WOODWARD ST PORTLAND OR 97206 Grades: 09 to 12 Charter School: N Magnet School: U

503-916-5140 Area Desc: City: Large Distance: 2.73 Miles Title One: N

503-916-6355 Area Desc: City: Large Distance: 0.86 Miles Title One: Y

503-916-5240 Area Desc: City: Large Distance: 2.17 Miles Title One: Y

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

OREGON AT-A-GLANCE DISTRICT PROFILE Portland SD 1J

2018-19

SUPERINTENDENT: Guadalupe Guerrero | 501 N Dixon St, Portland 97227 | 503-916-2000

Students We Serve

Start Strong

48,096 Student Enrollment

Academic Progress

Grades K-2 REGULAR ATTENDERS

Grade 3 ENGLISH LANGUAGE ARTS

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

Students who attended more than 90% of their enrolled school days.

Students meeting state grade-level expectations.

Year-to-year progress in English language arts and mathematics.

No change from previous year

DEMOGRAPHICS

Decrease from previous year

2%

American Indian/Alaska Native Students

1%

Teachers

<1%

Asian Students

7%

Teachers

4%

86%

56% Oregon average

Black/African American

Oregon average

83%

47%

Students

9%

Teachers

3%

High School Success

Students

16%

Teachers

9%

Grade 8 MATHEMATICS

Grade 9 ON-TRACK TO GRADUATE

Grade 12 ON-TIME GRADUATION

Students meeting state grade-level expectations.

Students earning one-quarter of graduation credits in their 9th grade year.

Hispanic/Latino

Multiracial Students

10%

Teachers

4%

Native Hawaiian/Pacific Islander Students

1%

Teachers

<1%

White Students

57%

Teachers

79%

15%

Languages Spoken

16% 12% 39% Students with Disabilities

Mobile Students

Free/ Reduced Price Lunch

Decrease from previous year

2%

1%

2%

48%

91% Oregon average

92

Ever English Learners

Decrease from previous year

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Increase from previous year

39% District Goals

At Portland Public Schools, our goals are to provide safe, student-centered learning experiences by utilizing differentiated teaching and tools for the success of all students. We collaborate to support a primary focus on teaching and learning and the creation of dynamic, joyful learning environments. We strive to engage all students, their families and the community at large. We are fundamentally committed to social justice and to closing student achievement gaps.

80% Oregon average

85%

Oregon average

79%

State Goals The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% on-time, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a wellrounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

*<10 students or data unavailable

District Website: www.pps.net

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE DISTRICT PROFILE CONTINUED Portland SD 1J

2018-19

SUPERINTENDENT: Guadalupe Guerrero | 501 N Dixon St, Portland 97227 | 503-916-2000

Our Staff (rounded FTE)

188 Administrators

Outcomes

66%

American Indian/Alaska Native

Teachers

Educational assistants

85%

Male

86%

Non-Binary <10 students or data unavailable

90% 71%

83%

58%

72% 89%

78%

94%

77%

95%

23%

83%

80%

26%

73% 86%

19%

Data not available

80%

6%

59% 70%

<10 students or data unavailable

92%

Talented and Gifted

Data are suppressed to protect confidential student information.

41%

>95%

49%

White

% of licensed teachers with more than 3 years of experience

Grade 12 ON-TIME GRADUATION

80%

24%

Ever English Learner

<10 students or data unavailable

87%

26%

Students with Disabilities

81%

Average

60%

Free/Reduced Price Lunch

High Average

Grade 9 ON-TRACK TO GRADUATE

8%

Hispanic/Latino

Migrant

59% 53%

40%

Asian

Multiracial

Psychologists

Low 94%

<10 students or data unavailable

Grade 8 MATHEMATICS

59

Average

<5%

Female

Black/African American

Average 35%

92%

Native Hawaiian/Pacific Islander

Licensed Librarians

80%

Migrant <10 students or data unavailable

61

Low

18%

Talented and Gifted

American Indian/Alaska Native

Average

29%

83%

Students with Disabilities

Counselors

Low 68%

75%

Ever English Learner

Average

26% 90%

Free/Reduced Price Lunch

144

Average 56%

69%

Native Hawaiian/Pacific Islander White

618

Low 34%

83%

Multiracial

High

19%

79%

Hispanic/Latino

Low 53%

75%

Black/African American

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

30% 89%

Asian

2,725

Grade 3 ENGLISH LANGUAGE ARTS

Grades K-2 REGULAR ATTENDERS

>95%

Female

48%

93%

Male

48%

90%

Non-Binary <10 students or data unavailable

95% 82% 77%

Coming in 2019-20 Coming in 2019-20 Seismic Safety: http://www.oregongeology.org/sub/projects/rvs/activity-updates/status.html

OREGON AT-A-GLANCE SCHOOL PROFILE Whitman Elementary School

2018-19

PRINCIPAL: Stephanie Murdock | GRADES: K-5 | 7326 SE Flavel St, Portland 97206 | 503-916-6370

Students We Serve

School Environment

235

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

Decrease from previous year

Student Enrollment

Increase from previous year

3

DEMOGRAPHICS American Indian/Alaska Native Students

2%

Teachers

5%

20

Year-to-year progress in English language arts and mathematics.

1%

81%

Asian Students

14%

Teachers

5%

Oregon average

25

Black/African American Students

11%

Teachers

0%

Hispanic/Latino Students

29%

Teachers

19%

Students

9% 10%

Native Hawaiian/Pacific Islander Students

1%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Multiracial Teachers

Oregon average

Decrease from previous year

Increase from previous year

4%

8%

40%

Coming in 2019-20

39%

White Students

35%

Teachers

62%

31%

15

Ever English Learners

Languages Spoken

23% 92% 81% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.pps.net/schools/whitman

Oregon average

Oregon average

51%

43%

School Goals

State Goals

Safe & Welcoming Environment

Our focus is on literacy and math fluency, with the aim of refining our instructional strategies and providing all students with the skills they need to be ready to succeed in college and careers. We strive to provide a welcoming environment and equitable opportunities for students of all races, genders, and home languages. We encourage you to contact us with any questions, concerns, or information that will help us ensure success for your students.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We work hard to make our school a place where all students and families feel welcome and included. We celebrate our communityâ&#x20AC;&#x2122;s diversity and we honor this diversity in our learning activities. We understand how important it is to keep our students feeling safe, both physically and emotionally, when they are with us.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Whitman Elementary School

2018-19

PRINCIPAL: Stephanie Murdock | GRADES: K-5 | 7326 SE Flavel St, Portland 97206 | 503-916-6370

Our Staff (rounded FTE)

16 Teachers

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

American Indian/Alaska Native <10 students or data unavailable

>95%

Asian Black/African American

6

Educational assistants

1

Students with Disabilities

82% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

35%

35% <10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

57%

55%

38% 87%

76%

23%

35% 23%

12%

20%

Migrant <10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

Talented and Gifted <10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

Male

Average teacher turnover rate

40%

<10 students or data unavailable

80%

Ever English Learner

<10 students or data unavailable

14%

89%

White

Female

26%

78% 53%

MATHEMATICS

40% 14%

Native Hawaiian/Pacific Islander <10 students or data unavailable

Free/Reduced Price Lunch

Counselors

64%

Hispanic/Latino Multiracial

<10 students or data unavailable

82% 80%

Non-Binary <10 students or data unavailable

39% 42% <10 students or data unavailable

34% 45% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

Portland Public Schools has created policies to help our schools provide safe environments for every student. This includes teaching students and staff about bullying and harassment, and providing methods to report and respond to any of these incidents. We have a PPS threat assessment team to help address reports of safety concerns. We also support the district-wide implementation of Positive Behavioral Interventions and Supports (PBIS), and Restorative Justice practices through our Multi-tiered System of Supports (MTSS) department.

Our school offers a variety of extracurricular activities. Check our website for details about specific activities.

Our school offers several meetings each year where we invite families to attend. The meetings are to discover what your children are learning at school, to see examples of their good work, and to learn ways that you can help them succeed at school. We will inform you of these school events and celebrations through our newsletters and other media. Please check our website for details about these events.

We appreciate our community neighbors and want them to feel welcome to join us in supporting the success of our students.

Please contact us if you and your community organization are interested in providing support, and we will be happy to talk with you about options.

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Lane Middle School

2018-19

PRINCIPAL: Michael Rowell | GRADES: 6-8 | 7200 SE 60th Ave, Portland 97206 | 503-916-6355

Students We Serve

School Environment

433

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

Decrease from previous year

Student Enrollment

Increase from previous year

1

DEMOGRAPHICS American Indian/Alaska Native Students

2%

Teachers

0%

22.5

Year-to-year progress in English language arts and mathematics.

1%

77%

Asian Students

18%

Teachers

0%

Oregon average

25

Black/African American Students

9%

Teachers

2%

Hispanic/Latino Students

24%

Teachers

11%

Students

8% 5%

Native Hawaiian/Pacific Islander Students

2%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

No change from previous year

Multiracial Teachers

Oregon average

Increase from previous year

3%

39%

Coming in 2019-20

24%

White Students

36%

Teachers

82%

42%

16

Ever English Learners

Languages Spoken

18% 90% 81% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.pps.net/schools/lane

Oregon average

Oregon average

54%

39%

School Goals

State Goals

Safe & Welcoming Environment

Our focus is on the acceleration of student learning in the areas of literacy and math learning, with the aim of refining our instructional strategies and providing all students with the skills they need to be ready to succeed in college and careers. We strive to provide a welcoming environment and equitable opportunities for students of all races, genders, and home languages. We encourage you to contact us with any questions, concerns, or information that will help us ensure success for your students.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We work hard to make our school a place where all students and families feel welcome and included. We celebrate our communityâ&#x20AC;&#x2122;s diversity and we honor this diversity in our learning activities. We understand how important it is to keep our students feeling safe, both physically and emotionally, when they are with us.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Lane Middle School

2018-19

PRINCIPAL: Michael Rowell | GRADES: 6-8 | 7200 SE 60th Ave, Portland 97206 | 503-916-6355

Our Staff (rounded FTE)

35 Teachers

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

American Indian/Alaska Native <10 students or data unavailable

92%

Asian Black/African American

4

Educational assistants

3

Counselors

Hispanic/Latino Multiracial

Average teacher turnover rate

76% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

60%

73%

46% <5%

22%

65%

13% 41%

77%

Free/Reduced Price Lunch

76%

<10 students or data unavailable

44%

26%

33%

74%

18%

39%

31%

8%

Migrant <10 students or data unavailable

<5%

<10 students or data unavailable

94%

Talented and Gifted

17%

<10 students or data unavailable

89%

Ever English Learner

Male

<10 students or data unavailable

13%

White

Female

33%

64%

Native Hawaiian/Pacific Islander <10 students or data unavailable

Students with Disabilities

MATHEMATICS

<10 students or data unavailable

81% 72%

Non-Binary <10 students or data unavailable

<10 students or data unavailable

92% 42% 36% <10 students or data unavailable

80% 23% 24% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

Portland Public Schools has created policies to help our schools provide safe environments for every student. This includes teaching students and staff about bullying and harassment, and providing methods to report and respond to any of these incidents. We have a PPS threat assessment team to help address reports of safety concerns. We also support the district-wide implementation of Positive Behavioral Interventions and Supports (PBIS), and Restorative Justice practices through our Multi-tiered System of Supports (MTSS) department.

Our school offers a variety of extracurricular activities. In addition to opportunities during the day for learning in music, art, and technology, we offer a diverse and changing menu of activities through our SUN school program. Check our website for details about specific activities.

Our school offers opportunities throughout the school year for family involvement. We encourage family members to volunteer during the school day, to join our active PTA, attend curriculum nights and concerts, as well as take part in conferences. We also hold regular assemblies for various purposes which families are welcome to attend. We will inform you of these school events and celebrations through our newsletters and other media. Please check our website for details about these events.

We appreciate our community neighbors and want them to feel welcome to join us in supporting the success of our students.

Please contact us if you and your community organization are interested in providing support, and we will be happy to talk with you about options.

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Cleveland High School

2018-19

PRINCIPAL: Leo Lawyer | GRADES: 9-12 | 3400 SE 26th Ave, Portland 97202 | 503-916-5120

Students We Serve

School Environment

1,573

Academic Progress

CLASS SIZE

REGULAR ATTENDERS

ON-TRACK TO GRADUATE

Median size of classes in core subjects.

Students who attended more than 90% of their enrolled school days.

Students earning one-quarter of graduation credits in their 9th grade year.

No change from previous year

Student Enrollment

Increase from previous year

No change from previous year

1%

DEMOGRAPHICS American Indian/Alaska Native Students

<1%

Teachers

0%

25

73%

>95%

Asian Students

10%

Teachers

3%

Oregon average

25

Black/African American Students

2%

Teachers

1%

Hispanic/Latino Students

8%

Teachers

6%

Multiracial Students

10%

Teachers

5%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

1%

Oregon average

Oregon average

80%

85%

Academic Success ON-TIME GRADUATION

FIVE-YEAR COMPLETION

COLLEGE GOING

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Increase from previous year

Students earning a high school diploma or GED within five years.

Students enrolling in a two or four year college within one year of completing high school, as reported by the National Student Clearinghouse.

Decrease from previous year

Increase from previous year

3%

4%

3%

91%

93%

78%

White Students

69%

Teachers

83%

8%

28

Ever English Learners

Languages Spoken

11% 93% 20% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.pps.net/schools/cleveland

Oregon average

Oregon average

79%

85%

Oregon average

62%

School Goals

State Goals

Safe & Welcoming Environment

Cleveland High School strives every day to provide a rigorous and comprehensive academic program for every student. Our goal is to provide a diverse selection of programming to the student body that will allow them to be successful in the college and/or career pathway they choose upon graduating. We strive to provide a welcoming environment and equitable opportunities for students of all races, genders, and home languages. We encourage you to contact us with any questions, concerns, or information that will help us ensure success for your students.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We work hard to make our school a place where all students and families feel welcome and included. We celebrate our communityâ&#x20AC;&#x2122;s diversity and we honor this diversity in our learning activities. We understand how important it is to keep our students feeling safe, both physically and emotionally, when they are with us.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Cleveland High School

2018-19

PRINCIPAL: Leo Lawyer | GRADES: 9-12 | 3400 SE 26th Ave, Portland 97202 | 503-916-5120

Our Staff (rounded FTE)

81 Teachers

Outcomes REGULAR ATTENDERS

ON-TRACK TO GRADUATE

American Indian/Alaska Native <10 students or data unavailable

10

Educational assistants

Hispanic/Latino Multiracial

Counselors

Ever English Learner Students with Disabilities

Talented and Gifted

Male

Average teacher turnover rate

89% % of licensed teachers with more than 3 years of experience

67%

>95%

100%

86%

87%

91%

89%

92%

94% 100%

<10 students or data unavailable

75%

>95%

55%

90%

86% 70%

>95%

59%

86% Data not available

88%

Migrant <10 students or data unavailable

Female

16%

59%

Native Hawaiian/Pacific Islander <10 students or data unavailable

Free/Reduced Price Lunch

5

43%

White

100%

<10 students or data unavailable

85%

Asian Black/African American

ON-TIME GRADUATION

81% 74% 72%

Non-Binary <10 students or data unavailable

76% 100%

<10 students or data unavailable

>95%

99%

>95%

94%

95% Coming in 2019-20

88% Coming in 2019-20

About Our School ADVANCED COURSEWORK

CAREER & TECHNICAL EDUCATION

EXTRACURRICULAR ACTIVITIES

PARENT & COMMUNITY ENGAGEMENT

Cleveland is proud to be one of the select high schools in the region that is recognized as a fully accredited International Baccalaureate School. Our IB program provides a rigorous set of standards and learning targets that provide students the opportunity to earn college credit while in high school.

Cleveland currently has CTE programs in the following areas: computer technology, construction technology, hospitality/tourism/culinary arts, and digital media. As part of these programs, we facilitate career learning experiences for students such as guest speakers, field trips, job shadows, etc. Visit our CTE web page for additional information: https://www.pps.net/Domain/190

Cleveland has a proud tradition of activities and athletics. OSAA sanctioned offerings include football, basketball, volleyball, wrestling, track and field, baseball and softball, cross country, dance and drill, speech and debate, cheerleading, golf, band and choir, tennis, solo music and speech, and swimming. We also have a wide variety of activity programs including theatre, robotics, and mock trial. For a full list of available programs please check our website for more information.

Our school offers several meetings each year where we invite families to attend. The meetings are to discover what your children are learning at school, to see examples of their good work, and to learn ways that you can help them succeed at school. We will inform you of these school events and celebrations through our newsletters and other media. Please check our website for details about these events. We appreciate our community neighbors and want them to feel welcome to join us in supporting the success of our students.

No

Same principal in the last 3 years

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

COMMUNITY

CITY OF PORTLAND

583,776 POPULATION 2010 Census Data

MALE 49.54%

$40,146

FEMALE 50.46%

35.00

MEDIAN INCOME

MEDIAN AGE

2010 Census Data

2010 Census Data

Portland is the largest city in the U.S. state of Oregon and the seat of Multnomah County. It is a

major port in the Willamette Valley region of the Pacific Northwest, at the confluence of the Willamette and Columbia rivers. The city covers 145 square miles (380 square kilometers) and had an estimated population of 647,805 in 2017, making it the 26th most populous city in the United States, and the second-most populous in the Pacific Northwest.

SCHOOL DISTRICTS   

Portland Public David Douglas Reynolds

  

Centennial Parkrose Riverdale

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

21.1% under age 18 10.3% between ages 18 to 24 34.7% between ages 25 to 44 22.4% between ages 45 to 64 11.6% above age 65

2010 Census Data  

53.75% of homes owner occupied 46.25% of homes rented

POPULATION DENSITY 2010 Census Data  

4,375.2 inhabitants per sq. mile 265,439 housing units at an average density of 1,989.4 per sq. mile

CITY QUICK FACTS      

Largest city in Oregon 145 square miles 50 feet elevation 26th most populous city in the US Highest Average Temperature 81.1º Lowest Average Temperature 35.2º

Named after Portland, Maine, the Oregon settlement began to be populated in the 1830s near the

end of the Oregon Trail. Its water access provided convenient transportation of goods, and the timber industry was a major force in the city's early economy. At the turn of the 20th century, the city had a reputation as one of the most dangerous port cities in the world, a hub for organized crime and racketeering.

METRO AREA BASE MAP

Your Local Market Report Portland, OR 97206 REPORT FOR 4/6/2020 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97206 Real-Time Market Profile

This week the median list price for Portland, OR 97206 is $437,000 with the market action index hovering around 61. This is an increase over last month's market action index of 60. Inventory has held steady at or around 78.

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

40

Buyer's Market

50

60

20

10

90

61

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Strong Seller's Market Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

Median List Price

$437,000

Per Square Foot

$267

Days on Market

62

Price Decreased

24%

Price Increased

3%

Relisted

14%

Inventory

78

Median Rent

$1,825

Most Expensive

$1,100,000

Least Expensive

$295,000

Market Action

61

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$699,900

2,654

4,500 - 6,500 sqft

4

3

1

2

2

107

$525,000

2,085

4,500 - 6,500 sqft

3

2

64

5

4

57

$403,975

1,549

4,500 - 6,500 sqft

3

1

93

5

4

32

$330,499

1,018

4,500 - 6,500 sqft

2

1

67

4

6

52

Mon Apr 06 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

2 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97206

Median List Price

In the last few weeks weâ&#x20AC;&#x2122;ve seen prices in this zip code bouncing around this plateau.

Look for a persistent down-shift in the Market Action Index before we see prices deviate from these levels. $500K

$475K

$450K

$425K

$400K

$375K

$350K Apr 2017

Aug 2017

Dec 2017

Apr 2018

Aug 2018

7-Day Average

Dec 2018

Apr 2019

Aug 2019

Dec 2019 Apr 2020

90-Day Average

Segments

In the quartile market segments, we see prices in this zip code generally settled at a plateau, although Quartile 2 is on a bit of an up trend in recent weeks. We'll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels. $800K $700K

$600K $500K

$400K $300K

$200K Apr 2017

Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Apr 2019

Aug 2019

Dec 2019 Apr 2020

Third/Lower 90-Day

Mon Apr 06 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

3 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97206

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. $300 $290 $280 $270 $260 $250 $240 $230 Apr 2017

Aug 2017

Dec 2017

Apr 2018

Aug 2018

7-Day Average

Dec 2018

Apr 2019

Aug 2019

Dec 2019

Apr 2020

90-Day Average

Inventory

Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.

200 175 150 125 100 75 50 25 Apr 2017

Aug 2017

Dec 2017

Apr 2018

Aug 2018

7-Day Average

Dec 2018

Apr 2019

Aug 2019

Dec 2019

Apr 2020

90-Day Average

Mon Apr 06 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97206

Market Action Index

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Sellerâ&#x20AC;&#x2122;s market so watch for upward pricing pressure in the near future if the trend continues.

120

100

80

60

40

20 Apr 2017

Aug 2017

Dec 2017

Apr 2018

Aug 2018

7-Day Average

Dec 2018

Apr 2019

Aug 2019

Dec 2019

Apr 2020

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

120

100

80

60

40

20 Apr 2017

Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Apr 2019

Aug 2019

Dec 2019

Apr 2020

Third/Lower 90-Day

Mon Apr 06 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97206

Average Days on Market (DOM)

The properties have been on the market for an average of 92 days. Half of the listings have come newly on the market in the past 49 or so days. Watch the 90-day DOM trend for signals of a changing market.

150

125

100

75

50

25 Apr 2017

Aug 2017

Dec 2017

Apr 2018

Aug 2018

7-Day Average

Dec 2018

Apr 2019

Aug 2019

Dec 2019

Apr 2020

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

175 150 125 100 75 50 25 0 Apr 2017

Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Apr 2019

Aug 2019

Dec 2019

Apr 2020

Third/Lower 90-Day

Mon Apr 06 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

6 of 6

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Animal - Rescue Name

Address

Clackamas County Veterinary C

1678 Beavercreek Rd

Animal - Services Name

Address

Horner, Joshua DVM - Banfield Edens, Ilona DVM - Southgate

Telephone

Distance

503-657-3171

9.11 Mi

Telephone

Distance

9450 SE 82nd Ave

503-788-2154

0.79 Mi

7851 SE King Rd

503-771-0857

1.22 Mi

Ekerson, Jon M DVM - Harrison

2100 SE Ochoco St

503-654-8511

2.75 Mi

Lathrop, Gregory W DVM - Powe

3654 SE Powell Blvd

503-236-1834

2.91 Mi

Bruno, Kay L DVM - Moreland V

7201 SE Milwaukie Ave

503-239-9972

3.03 Mi

Banks Name

Address

Telephone

Distance

Washington Mutual-Financial C

8955 SE 82nd Ave

503-238-3300

0.58 Mi

Bank of America

9171 SE 82nd Ave

503-774-4413

0.65 Mi

Wells Fargo Bank

9350 SE 82nd Ave

503-788-1402

0.74 Mi

Wells Fargo Bank Northwest NA

9350 SE 82nd Ave

503-657-2609

0.74 Mi

Washington Mutual

9980 SE 82nd Ave

503-788-1047

1.03 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks: Fred Meyer-Johnson

8955 SE 82nd Ave

503-788-2000

0.58 Mi

Starbucks

9610 Se 82nd Ave, #A

503-788-7910

0.84 Mi

Starbucks: Clackamas Crossing

9610 SE 82nd Ave

503-788-7910

0.90 Mi

Krispy Kreme Doughnuts

9950 SE 82nd Ave

503-774-3300

1.01 Mi

Space Monkey Coffee

5511 SE 72nd Ave

503-772-3028

1.27 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Coffee Shops Name

Address

Telephone

Distance

Credit Unions Name

Address

Telephone

Distance

Castparts Employee Federal CU

8120 SE Luther Rd

503-771-2464

0.45 Mi

Northwest Adventist Fed CU

10333 SE Main St

503-256-3712

2.91 Mi

Nw Priority Credit Union

12630 SE Division St

503-760-5304

3.78 Mi

Onpoint Community Credit Unio

9730 SE Washington St

503-228-7077

3.90 Mi

Consolidated Federal CU

2021 NE Sandy Blvd

503-232-8070

5.11 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Philippine Cuisine

7610 SE 72nd Ave

503-788-6370

0.25 Mi

Springwater Station

8106 SE 82nd Ave

503-774-7722

0.40 Mi

Ron's Restaurant

8869 SE 82nd Ave

503-771-2913

0.54 Mi

Ron's Restaurant

8869 SE 82nd Ave

503-771-2913

0.54 Mi

Happy Terriyaki

7217 SE 82nd Ave

503-771-8101

0.59 Mi

Golf Courses Name

Address

Telephone

Distance

Top O' Scott Public Golf Cour

12000 SE Stevens Rd

503-654-5050

2.34 Mi

Eastmoreland Golf Course

2425 SE Bybee Blvd

503-775-2900

2.62 Mi

Waverley Country Club

1100 SE Waverly Dr

503-654-9509

3.29 Mi

Pleasant Valley Golf Club

12300 SE 162nd Ave

503-658-3101

4.94 Mi

Rose City Golf Course

2200 NE 71st Ave

503-253-4744

5.10 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Grocers and Supermarkets Name

Address

Telephone

Distance

Flavel Red Apple Market Stonewalls Market

7120 SE Flavel St

503-775-5434

0.31 Mi

7449 SE 72nd Ave

503-774-9692

0.35 Mi

Kendall Market

8635 SE 82nd Ave

503-771-0924

0.48 Mi

Fred Meyer

8955 SE 82nd Ave

503-788-2000

0.58 Mi

Jiffy Mart Foods

7004 SE 82nd Ave

503-777-2594

0.66 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

Elite Sante Women's Fitness

8101 SE Cornwell St

503-775-0044

0.46 Mi

Wellness Solutions - Mariya K

5425 SE 72nd Ave

503-841-6370

1.32 Mi

Oregon Karate & Kung-Fu Assoc

9212 SE Ramona St

503-771-5114

1.44 Mi

Lents Little League

9204 SE Harold St

503-777-6146

1.55 Mi

Me Fitness

4943 SE King Rd

503-282-7900

1.67 Mi

Hospitals Name

Address

Telephone

Distance

Eastmoreland Hospital

2900 SE Steele St

503-234-0411

2.73 Mi

Woodland Park Hospital

10300 NE Hancock St

503-257-5500

5.16 Mi

Shriners Hosps For Children

3101 SW Sam Jackson Park Rd

503-241-5090

5.40 Mi

Hospitals - Acute Care Name

Address

Telephone

Distance

Providence Milwaukie Hospital

10150 SE 32nd Ave

503-513-8336

2.28 Mi

Kaiser Sunnyside Medical Cent

10180 SE Sunnyside Rd

503-813-2000

2.52 Mi

Adventist Medical Center

10123 SE Market St

503-257-2500

3.51 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Hospitals - Acute Care Name

Address

Telephone

Distance

Providence Portland Medical C Ohsu Hospital And Clinics

4805 NE Glisan St

503-215-1111

4.50 Mi

3181 SW Sam Jackson Park Rd

503-494-4036

5.35 Mi

Hospitals - Acute Care - VA Name

Address

Telephone

Distance

Portland Va Medical Center

3710 SW Us Veterans Hospital R

503-220-8262

5.19 Mi

Nursing Homes Name

Address

Telephone

Distance

Town Center Village Milwaukie Convalescent Ct

8607 SE Causey Ave

503-654-4500

1.70 Mi

12045 SE Stanley Ave

503-659-2323

2.13 Mi

Trinity Mission Health & Reha

10435 SE Cora St

503-760-1737

2.39 Mi

Gracelen Terrace Nf

10948 SE Boise St

503-760-1727

2.60 Mi

Cascade Terrace

5601 SE 122nd Ave

503-761-3181

2.67 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Nelson, Brian E DC - Nelson C

6647 SE Woodstock Blvd

503-775-5850

1.08 Mi

Hickel, Michael W DC - Power

8305 SE Monterey Ave, #104

503-786-7786

1.88 Mi

Reid, Dwight DC - Bridgetown

13568 SE 97th Ave, #100

503-490-5647

2.99 Mi

Kreger, Ronald W DC - Kreger

9818 E Burnside St

503-254-4252

4.19 Mi

Stevko, Annette M DC - Hollyw

4111 NE Tillamook St

503-281-3400

5.33 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Frances A Sunseri

9201 Se 91st Ave #140

503-253-1344

1.01 Mi

Ross H Hoevet

6515 Se King Rd

503-775-5479

1.22 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Otteson, Randy E Dds Knecht, Anna M Dds

5312 Se 52nd Ave

503-775-7117

1.72 Mi

5308 Se 52nd Ave

503-775-4000

1.73 Mi

Miller Iii, Charles A Dds

9701 Se 43rd Ave

503-659-1322

1.74 Mi

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address Banfield the Pet Hospital

9450 SE 82nd Ave

503-788-2154

0.79 Mi

Craven, Robert E MD - Lloyd C

5819 SE Johnson Creek Blvd

503-288-6021

0.94 Mi

Kellogg, Jordi X MD - Kellogg

9200 SE 91st Ave, #340

503-256-1462

1.01 Mi

Domreis, John S MD - Portland

9200 SE 91st Ave, #320

503-252-3565

1.01 Mi

Christensen, Scott E - MT Sco

9200 SE 91st Ave, #230

503-775-4600

1.01 Mi

Pet Sitting Services Name

Address

Telephone

Distance

Andrew, Michael P DVM - Town

12515 SE Division St

503-761-2330

3.76 Mi

Pharmacies Name

Address

Telephone

Distance

72nd Ave Recovery Center

7759 SE 72nd Ave

503-788-4500

0.22 Mi

Fred Meyer Stores Inc

8955 SE 82nd Ave

503-788-2033

0.52 Mi

Walgreen Co

9159 SE 82nd Ave

971-230-0467

0.65 Mi

Dr. Kim M Clark & Associates

12000 Southeast 82nd Avenue

503-652-6001

0.99 Mi

Arete Sleep Health

9200 SE 91st Ave

360-213-1301

1.06 Mi

Places of Religion Name

Address

Telephone

Distance

Church Of Jesus Christ Of Lds

3025 SE 73rd Ave

503-774-6512

0.27 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Places of Religion Name

Address

Telephone

Distance

St Anthony's Catholic Church American Romanian Christian

3600 SE 79th Ave

N/A

0.39 Mi

6807 SE 78th Ave

503-777-2304

0.64 Mi

Agape Wild World Mission Cent

6950 SE Duke St

503-777-7979

0.81 Mi

Jehovah's Witnesses

9333 SE Mt Scott Blvd

503-775-9367

0.94 Mi

Retirement Communities Name

Address

Telephone

Distance

Summer Run Apartments

7810 SE Foster Rd

503-774-8885

1.35 Mi

Town Center Village

8709 SE Causey Ave

503-505-6540

1.70 Mi

Up And Out Inc

9237 SE Liebe St

503-772-3123

1.84 Mi

Monterey Court Alzheimer's Ca

8915 SE Monterey Ave

503-654-3200

1.93 Mi

St Anthony Village

3560 SE 79th Ave

503-775-4414

2.23 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

East Hills Animal Clinic

12022 SE Sunnyside Rd

503-698-8374

3.32 Mi

VCA Clackamas Animal Hospital

16317 SE 82nd Dr

503-342-8889

4.23 Mi

Hawthorne Veterinary Clinic

1431 SE 23rd Ave

503-233-2332

4.28 Mi

VCA Southeast Portland Animal

13830 SE Stark St

503-251-0183

4.93 Mi

Full Circle Veterinary Care

433 3rd St

503-451-0968

4.94 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

Shaw Kristen Dvm

7851 SE King Rd

503-771-0857

1.23 Mi

Allergy & Dermatology Vet

6323 SE King Rd

503-777-8999

1.26 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8122 SE 74TH AVE PORTLAND OR 97206 R145898 MULTNOMAH COUNTY OR

Veterinary - Medicine Name

Address

Telephone

Distance

Linwood Animal Clinic Mt Scott Animal Clinic

6135 SE King Rd

503-774-3363

1.29 Mi

8401 SE Ellis St

503-573-5523

1.33 Mi

VCA Woodstock Animal Hospital

4835 SE Woodstock Blvd

503-465-4688

1.62 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks at no cost to you!

WFG National Title has partnered with Updater to provide a better moving experience. This concierge service has been paid for and reserved especially for your client. All you need to do now is log onto your Dashboard.

Updater is the trusted way to:  Forward your mail  Update your accounts  Connect utilities  Hook up home services  Search move-in special offers  Share moving announcements with digital announcements to friends & family

To activate your dashboard; log onto www.WFGupdaterOR.com

PORTLAND UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com TRI-MET (503) 238-7433 www.trimet.org

Northwest Natural Gas (800) 422-4012 www.nwnatural.com Portland General Electric (503) 228-6322 www.portlandgeneral.com City of Portland Sewer District (503) 823-7770 www.portlandoregon.gov/bes/ City of Portland Water District (503) 823-7770 www.portlandoregon.gov/water/ Sunset Garbage Collection (503) 774-4122 www.sunsetgarbage.com Portland School District (503) 916-2000 www.pps.k12.or.us

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of youâ&#x20AC;Ś we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions Our search found no CC&Râ&#x20AC;&#x2122;s of record for this property.

However, no examination of title has been made and WFG National Title assumes no liability.