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642 3RD ST UNIT 1 LAKE OSWEGO, OR 97034
PROPERTY DETAILS
PROPERTY ADDRESS
642 3RD ST UNIT 1
LAKE OSWEGO, OR 97034
OWNER INFORMATION
OWNER NAME: Halter, Julie
VESTING:
MAILING ADDRESS: 642 3rd St Lake Oswego OR 97034
OWNER STATUS: Owner occupied
LOCATION DESCRIPTION
COUNTY: Clackamas
CENSUS / BLOCK: 020100 / 3006
TSP - RNG - SEC: 02S - 01E - 03
LOT / BLOCK: /
HOUSING TRACT: Renaissance At Third St Condos
ALT PARCEL #: 21E03DB90001
SCHOOL DISTRICT: Lake Oswego
MUNICIPALITY: Lake Oswego
PARCEL #: 05035269
LAST MARKET SALE
DATE: 08/17/2021
SALE PRICE:
DOCUMENT #: 2021-076796
DOC TYPE: Deed
SQUARE FOOT $:
PRIOR SALE
DATE: 08/20/2019
SALE PRICE: $879,900
DOCUMENT #: 2019-049505
DOC TYPE: Deed
LENDER:
LENDER: HOME PT FIN'L CORP LOAN: $0
LOAN: $540,000
LOAN TYPE: Conventional
LOAN TERM: 30 Y
LOAN TYPE:
PROPERTY CHARACTERISTICS
GROSS AREA: 2,362
LIVING AREA:
ABOVE GRADE:
BEDROOMS:
BATHROOMS (F/H): 0 / 0
FIREPLACE: 0
YEAR BUILT: 2019
PARKING TYPE:
UNITS:
BASEMENT:
GARAGE AREA:
ROOF SHAPE:
FOUNDATION:
ROOF MATERIAL:
CONSTRUCTIONS:
HEAT TYPE:
COOLING TYPE:
EXTERIOR WALL:
ROOMS:
QUALITY:
INTERIOR WALL:
PORCH TYPE:
PATIO TYPE:
AIR COND:
FIXTURES:
FLOOR:
EQUIPMENT:
STORIES:
POOL:
CONDITION:
PROPERTY INFORMATION
LAND USE: Residential condominium
ZONING: High Density Residential Distr
COUNTY USE: Single Family
LOT ACRES: 0.0318
STATE USE:
LOT SQ FT: 1,385
LEN / WID:
TAXES AND ASSESSMENT INFORMATION
ASSD YEAR: 2022
ASSD VALUE: $602,797
TAXABLE VAL:
TAX YEAR: 2022
LAND VALUE:
MKT VALUE: $1,079,760
TAX AREA: 007-002
IMP VALUE: $1,079,760
EXEMPTIONS:
PROPERTY TAX: $11,570.69
IMPROVED %: 100
DISTRICT:
PROPERTY ADDRESS 642 3RD ST UNIT 1 LAKE OSWEGO, OR 97034 0 BED 0 BATH 2,362 SQ FT 0.0318 ACRES
PROPERTY DETAILS
AREA HISTORY
642 3RD ST UNIT 1 LAKE OSWEGO OR 97034
05035269
CLACKAMAS COUNTY OR
Averages
Average Sale Price
Average $ Per Square Foot
The above is believed to be accurate, but is not guaranteed.
Avg Bedrooms Avg Bathrooms Avg Sqft Avg Price Avg $Sqft 2019 3.29 2.50 2,601 $967,530 $384 2020 3.03 2.61 2,586 $1,084,891 $437 2021 2.91 2.50 2,248 $1,113,789 $562 2022 3.36 2.86 2,821 $1,573,173 $595 2023 3.00 2.38 2,373 $1,375,000 $591
$384 $437 $562 $595 $591 2019 2020 2021 2022 2023 $967,530 $1,084,891 $1,113,789 $1,573,173 $1,375,000 2019 2020 2021 2022 2023
PROPERTY ADDRESS 642 3RD ST UNIT 1 LAKE OSWEGO, OR 97034 FEMALE POPULATION | 35,809 HOUSING INFO MALE POPULATION | 32,761 HOUSEHOLD INFO Male Head of Household 6.00% Female Head of Household 14.67% Married w/ Minors 30.63% Married w/o Minors 48.70% Male w/ Minors 3.05% Female w/ Minors 7.87% 0% 10% 20% 30% 70+ 60-69 50-59 40-49 30-39 20-29 10-29 0-9 Urban Rural 68,570 0 Total Units Vacant Occupied 31,200 1,919 29,281 0% 10% 20% 30% 70+ 60-69 50-59 40-49 30-39 20-29 10-29 0-9
DEMOGRAPHICS
ASSESSOR MAP
STREET
AERIAL MAP
CITY BOUNDARY MAP
SCHOOLS
Lake Oswego School Disrict
ELEMENTARY SCHOOLS
NAME: Our Lady Of The Lake Cartholic School
650 A Ave
MIDDLE SCHOOLS
Lake Oswego Middle School
Rowe Middle School
3606 Se Lake Rd
(503)353-5725
6th Grade - 8th Grade
HIGH SCHOOLS
2.05 mile(s)
NAME: New Urban High School CHARTER SCHOOL: No
ADDRESS: 1901 Se Oak Grove Blvd
SCHOOL:
DESCRIPTION: 21-Suburb: Large PHONE: (503)353-5925
STATE, ZIP: Milwaukie, OR 97267
GRADES: 9th Grade - 12th Grade
1.19 mile(s)
ONE: 2-No
NAME: Lake Oswego Senior High School CHARTER SCHOOL: No
ADDRESS: 2501 Sw Country Club Rd
SCHOOL: CITY, STATE, ZIP: Lake Oswego, OR 97034 AREA DESCRIPTION: 21-Suburb: Large PHONE: (503)534-2313 DISTANCE: 1.78 mile(s) GRADES: 9th Grade - 12th Grade
ONE: 2-No
CHARTER
ADDRESS:
MAGNET SCHOOL: CITY,
AREA DESCRIPTION: 21-Suburb:
PHONE: DISTANCE: 0.33 mile(s) GRADES: Kindergarten
TITLE ONE:
CHARTER SCHOOL:
ADDRESS:
MAGNET SCHOOL: CITY, STATE, ZIP:
AREA DESCRIPTION: 21-Suburb: Large PHONE:
DISTANCE: 0.54 mile(s) GRADES: Kindergarten
TITLE ONE: 2-No
CHARTER SCHOOL:
ADDRESS:
MAGNET SCHOOL: CITY, STATE, ZIP:
AREA DESCRIPTION: 21-Suburb: Large PHONE: (503)534-2335 DISTANCE: 1.77 mile(s) GRADES: 6th Grade - 8th Grade TITLE ONE: 2-No NAME:
CHARTER SCHOOL:
ADDRESS:
MAGNET SCHOOL: CITY, STATE, ZIP:
AREA
PHONE:
DISTANCE:
TITLE
SCHOOL:
STATE, ZIP: Lake Oswego, OR 97034
Large
- 8th grade
NAME: Forest Hills Elementary School
No
1133 Sw Andrews Rd
Lake Oswego, OR 97034
(503)534-2350
- 5th Grade
NAME:
No
2500 Sw Country Club Rd
Lake Oswego, OR 97034
No
Milwaukie, OR 97222
DESCRIPTION: 21-Suburb: Large
GRADES:
ONE: 2-No
MAGNET
CITY,
AREA
DISTANCE:
TITLE
MAGNET
TITLE
36,619 $71,597 45.8 47.52% 52.48%
Lake Oswego
Portland Public
Riverdale
HOUSING
68.97% of homes owner occupied
31.03% of homes rented
POPULATION DENSITY
3,428.7 inhabitants per sq. mile
16,995 housing units at an average density of 1,591.3 per sq. mile
HISTORY
AGE DEMOGRAPHIC
22.1% under age 18
5.7% between ages 18 to 24
21.0% between ages 25 to 44
35.1% between ages 45 to 64
16.2% above age 65
CITY QUICK FACTS
11.35 square miles
8 miles south of Portland
249 feet elevation
Highest Average Temperature 80º
Lowest Average Temperature 46º
POPULATION 2010 CENSUS DATA MEDIAN INCOME 2010 CENSUS DATA MEDIAN AGE 2010 CENSUS DATA MALE 2010 CENSUS DATA FEMALE 2010 CENSUS DATA
METRO AREA BASE MAP
LOCAL BUSINESSES
Car Dealer Name Address Telephone Distance VRS Auto Sales LLC 2080 SE Oak Grove Blvd Suite #5, Milwaukie, OR 97267, USA (971) 804-0983 0.78 miles Zoo Motors LLC 2080 SE Oak Grove Blvd, Milwaukie, OR 97267, USA (503) 954-6445 0.78 miles City Auto Wholesale 13305 SE McLoughlin Blvd, Milwaukie, OR 97222, USA (503) 653-2277 0.96 miles Cascadia Motors Sales Dept. 13844 SE McLoughlin Blvd, Milwaukie, OR 97222, USA (503) 208-7017 1.00 miles Car Repair Name Address Telephone Distance Goodyear Auto Service 301 A Ave, Lake Oswego, OR 97034, USA (503) 635-4581 0.12 miles Bill's Service Inc 496 N State St, Lake Oswego, OR 97034, USA (503) 636-3504 0.14 miles Mobile PDX 665 8th St, Lake Oswego, OR 97034, USA (503) 939-5227 0.17 miles Erickson's Automotive 101 Foothills Rd, Lake Oswego, OR 97034, USA (503) 635-4116 0.17 miles Car Wash Name Address Telephone Distance Kaady Car Washes 714 N State St, Lake Oswego, OR 97034, USA (503) 636-9282 0.14 miles Washman Car Wash | Milwaukie 14373 SE McLoughlin Blvd, Milwaukie, OR 97267, USA (503) 255-9111 1.00 miles Purdy's Auto Detail & Service Center 3136 SE Harrison St, Milwaukie, OR 97222, USA (503) 652-2833 1.49 miles Scrubby's Car & RV Self Serve Wash 16665 SE McLoughlin Blvd, Milwaukie, OR 97267, USA (503) 652-2699 1.56 miles
LOCAL BUSINESSES
Gas Station Name Address Telephone Distance Jacksons Food Stores 608 N State St, Lake Oswego, OR 97034, USA (503) 635-1253 0.12 miles Jacksons Food Stores 209 A Ave, Lake Oswego, OR 97034, USA (503) 636-3586 0.12 miles Texaco 1631 South Shore Blvd, Lake Oswego, OR 97034, USA (503) 636-8441 0.75 miles 76 1680 South Shore Blvd, Lake Oswego, OR 97034, USA (503) 636-7935 0.78 miles Bank Name Address Telephone Distance Umpqua Bank 201 B Ave #100, Lake Oswego, OR 97034, USA (503) 697-5300 0.08 miles Bank of America Financial Center 400 4th St, Lake Oswego, OR 97034, USA (503) 635-1561 0.12 miles KeyBank 256 A Ave, Lake Oswego, OR 97034, USA (503) 635-4331 0.14 miles Banner Commercial Banking 412 A Ave Suite 300, Lake Oswego, OR 97034, USA (503) 684-2300 0.15 miles Beauty Salon Name Address Telephone Distance Shear Creations 246 B Ave, Lake Oswego, OR 97034, USA (503) 635-3713 0.09 miles T D Barber 468 N State St, Lake Oswego, OR 97034, USA (503) 699-4983 0.15 miles Jem Boutique and Salon 25 A Ave, Lake Oswego, OR 97034, USA (503) 380-5265 0.16 miles Oswego Beauty and Laser 375 N State St, Lake Oswego, OR 97034, USA (503) 462-7777 0.19 miles
LOCAL BUSINESSES
Electrician Name Address Telephone Distance Precision NW Electrical Contractors 14200 SE McLoughlin Blvd, Portland, OR 97267, USA (503) 413-9870 1.03 miles Red's Electric Co. 3777 SE Naef Rd Suite 3, Portland, OR 97267, USA (503) 233-6467 1.54 miles Dickinson's Electric Inc 8449 S Barbur Blvd, Portland, OR 97219, USA (503) 246-3550 2.06 miles Spiffy Electric 2450 S Vermont St, Portland, OR 97219, USA (503) 213-4037 2.52 miles Insurance Agency Name Address Telephone Distance Farmers InsuranceStephen Berry 311 B Ave Ste Q, Lake Oswego, OR 97034, USA (503) 635-3714 0.07 miles Keely Schmidt: Allstate Insurance 644 N State St Ste 3, Lake Oswego, OR 97034, USA (503) 206-0881 0.12 miles The Insurance Store NW 252 A Ave #200, Lake Oswego, OR 97034, USA (503) 693-1186 0.15 miles Farmers Insurance - Brian Miller 385 N State St, Lake Oswego, OR 97034, USA (503) 280-8899 0.19 miles Moving Company Name Address Telephone Distance ITS Global Relocation Services 6713 SW Bonita Rd Suite 250, Tigard, OR 97224, USA (503) 444-8811 2.42 miles West Side Moving & Storage 14101 SW 72nd Ave, Portland, OR 97224, USA (503) 684-0055 2.54 miles Redefyne Moving 8811 SE Herbert Ct #B, Clackamas, OR 97015, USA (503) 960-0544 2.80 miles Oregon Trail Moving 4920 SE 26th Ave, Portland, OR 97202, USA (503) 922-2225 2.89 miles
LOCAL BUSINESSES
Painter Name Address Telephone Distance Mt. Hood Pro Painting LLC 180 D Ave, Lake Oswego, OR 97034, USA (971) 322-9520 0.06 miles Da-Vinci Painting & Construction, LLC 5200 SW Meadows Dr Suite 200-A, Lake Oswego, OR 97035, USA (503) 875-2497 0.84 miles Chris Miller Painting & Construction 18030 SE Addie St bldg c, Portland, OR 97268, USA (503) 516-5930 2.11 miles Portland Painter 3910 SW Multnomah Blvd, Portland, OR 97219, USA (503) 869-6908 2.45 miles Plumber Name Address Telephone Distance 1-800-PLUMBER +AIR 3901 SE Naef Rd, Portland, OR 97267, USA (503) 676-3449 1.57 miles Nichols Plumbing 4375 SE Mark Kelly Ct, Milwaukie, OR 97267, USA (503) 653-2069 1.59 miles Paul's Plumbing Co 5516 SE Foxfire St, Portland, OR 97222, USA (503) 245-9092 1.88 miles Terry Massey Plumbing 12949 SE Rusk Rd, Milwaukie, OR 97222, USA (503) 997-0324 1.98 miles Post Office Name Address Telephone Distance United States Postal Service 501 4th St, Lake Oswego, OR 97034, USA (800) 275-8777 0.07 miles Oak grove post office Portland, OR 97267, USA 1.60 miles Sellwood DCU 8816 SE 17th Ave, Portland, OR 97202, USA (503) 232-9566 1.67 miles United States Postal Service 8100 SE Crystal Springs Blvd, Portland, OR 97206, USA (503) 774-4938 3.14 miles
LOCAL BUSINESSES
Storage Name Address Telephone Distance Oregon Wine Reserve 600 N State St, Lake Oswego, OR 97034, USA (503) 342-6269 0.12 miles Public Storage 801 N State St, Lake Oswego, OR 97034, USA (503) 342-7544 0.16 miles Apex Marine & Storage Foothills Rd, Lake Oswego, OR 97034, USA 0.25 miles Public Storage 13325 SE McLoughlin Blvd, Milwaukie, OR 97222, USA (503) 974-6899 0.98 miles Fire Station Name Address Telephone Distance Lake Oswego Fire Dept. Station 214 300 B Ave, Lake Oswego, OR 97034, USA (503) 635-0275 0.09 miles Clackamas County Fire Marshal 2930 SE Oak Grove Blvd, Milwaukie, OR 97267, USA (503) 742-2600 1.05 miles Burlingame Fire Station 8471 SW 4th Ave, Portland, OR 97219, USA 1.82 miles Station 10 451 S Taylors Ferry Rd, Portland, OR 97219, USA (503) 823-3700 1.82 miles Police Station Name Address Telephone Distance Lake Oswego Police Department 380 A Ave, Lake Oswego, OR 97034, USA (503) 635-0238 0.15 miles Milwaukie Police Department 3200 SE Harrison St, Milwaukie, OR 97222, USA (503) 786-7400 1.51 miles Gladstone Police Department 18505 Portland Ave, Gladstone, OR 97027, USA (503) 557-2797 2.48 miles Oregon State Police Department 8085 SE Deer Creek Ln, Portland, OR 97222, USA (503) 731-3020 2.59 miles
LOCAL BUSINESSES
Hospital Name Address Telephone Distance Providence Milwaukie Hospital 10150 SE 32nd Ave, Milwaukie, OR 97222, USA (503) 513-8300 1.64 miles Peak Medical Northwest, Inc. 4800 Southwest Meadows Road, Kruse Way Suite 300, Lake Oswego, OR 97035, USA (503) 534-3765 1.81 miles Horizon Medical Solutions, Inc. 2383 Taylor Dr, West Linn, OR 97068, USA (503) 344-6223 2.92 miles Legacy Meridian Park Medical Center 19300 SW 65th Ave, Tualatin, OR 97062, USA (503) 692-1212 2.96 miles Pharmacy Name Address Telephone Distance Safeway Pharmacy 401 A Ave, Lake Oswego, OR 97034, USA (503) 675-4486 0.11 miles Rite Aid Pharmacy 90 B Ave, Lake Oswego, OR 97034, USA (503) 697-0990 0.14 miles Adam Furman 11 S State St, Lake Oswego, OR 97034, USA (503) 534-2883 0.33 miles Fred Meyer Pharmacy 14700 SE McLoughlin Blvd, Milwaukie, OR 97267, USA (503) 652-4133 1.12 miles Urgent Care Name Address Telephone Distance ZOOM+Care 111 SW A Ave, Lake Oswego, OR 97034, USA (503) 684-8252 0.14 miles Family Care Medical Clinics 17070 SE McLoughlin Blvd, Milwaukie, OR 97267, USA (503) 652-2844 1.74 miles AFC Urgent Care Tigard 11675 SW Pacific Hwy, Tigard, OR 97223, USA (503) 305-6262 2.79 miles Columbia Clinic Urgent Care - Clackamas (Happy Valley), OR 9995 SE 82nd Ave, Happy Valley, OR 97086, USA (503) 966-5676 2.88 miles
LOCAL BUSINESSES
Veterinary Care Name Address Telephone Distance Oswego Veterinary Hospital 590 3rd St, Lake Oswego, OR 97034, USA (503) 636-3001 0.03 miles Full Circle Veterinary Care 433 3rd St, Lake Oswego, OR 97034, USA (503) 635-3573 0.11 miles Banfield Pet Hospital 141 N State St Ste 5100, Lake Oswego, OR 97034, USA (503) 635-1240 0.28 miles Compass Veterinary Clinic 3 Monroe Pkwy Ste Y, Lake Oswego, OR 97035, USA (503) 850-2444 1.17 miles Bowling Alley Name Address Telephone Distance Milwaukie Bowl 3056 SE Harrison St, Milwaukie, OR 97222, USA (503) 654-7719 1.45 miles Tigard Bowl 11660 SW Pacific Hwy, Tigard, OR 97223, USA (503) 639-2001 2.75 miles Viking Gameroom, Billiards & Bowling Alley 1825 SW Broadway #36, Portland, OR 97201, USA (503) 725-4490 3.86 miles Grand Central Restaurant & Bowling Lounge 808 SE Morrison St, Portland, OR 97214, USA (503) 236-2695 4.06 miles Campground Name Address Telephone Distance Caravan Woods 5755 Jean Rd, Lake Oswego, OR 97035, USA (877) 445-4562 2.36 miles Roamers Rest RV Park 17585 SW Pacific Hwy, Tualatin, OR 97062, USA (503) 692-6350 4.29 miles Pheasant Ridge RV Park 8275 SW Elligsen Rd, Wilsonville, OR 97070, USA (503) 682-7829 4.70 miles Barton Campground 19093-19299 SE Barton Park Rd, Boring, OR 97009, USA (503) 742-4414 7.99 miles
LOCAL BUSINESSES
Gym Name Address Telephone Distance Age-Less Body Conditioning 311 B Ave, Lake Oswego, OR 97034, USA (503) 381-3281 0.07 miles Project 360 460 2nd St, Lake Oswego, OR 97034, USA 0.11 miles Level PDX 145 Evergreen Rd, Lake Oswego, OR 97034, USA (503) 342-6464 0.17 miles Forever Gymnastics 53 SW Briarwood Rd, Lake Oswego, OR 97034, USA (503) 866-8686 0.39 miles Library Name Address Telephone Distance Lake Oswego Public Library 706 4th St, Lake Oswego, OR 97034, USA (503) 636-7628 0.07 miles L&C Community Library Juniper, Portland, OR 97219, USA 1.08 miles Watzek Library 0615 SW Palatine Hill Rd, Portland, OR 97219, USA (503) 768-7270 1.21 miles Ledding Library 10660 SE 21st Ave St, Milwaukie, OR 97222, USA (503) 786-7580 1.27 miles Movie Theater Name Address Telephone Distance Lake Theater & Cafe 106 N State St, Lake Oswego, OR 97034, USA (503) 387-3236 0.28 miles Wunderland Milwaukie Cinemas 11011 SE Main St #7684, Milwaukie, OR 97222, USA (503) 653-2222 1.15 miles Oak Grove 8 Cinema 16100 SE McLoughlin Blvd, Portland, OR 97267, USA (503) 653-9999 1.46 miles Moreland Theater 6712 SE Milwaukie Ave, Portland, OR 97202, USA (503) 236-5257 2.27 miles
LOCAL BUSINESSES
Park Name Address Telephone Distance Rossman Park 555 4th St, Lake Oswego, OR 97034, USA 0.04 miles Lake Oswego Parks & Recreation 380 A Ave, Lake Oswego, OR 97034, USA (503) 675-2549 0.15 miles Tryon Cove Park Stampher Rd, Lake Oswego, OR 97034, USA 0.23 miles Rivervilla Park 925 SE Courtney Rd, Milwaukie, OR 97222, USA (503) 742-4348 0.37 miles Bakery Name Address Telephone Distance Safeway Bakery 401 A Ave, Lake Oswego, OR 97034, USA (503) 675-4480 0.11 miles Kyra's Bake Shop 599 A Ave, Lake Oswego, OR 97034, USA (503) 212-2979 0.16 miles St. Honoré Bakery Lake Oswego 315 1st St #103, Lake Oswego, OR 97034, USA (503) 496-5596 0.21 miles TrecsTreats 12600 SE River Rd #40, Milwaukie, OR 97222, USA (503) 744-9924 0.82 miles Bar Name Address Telephone Distance The Dullahan Irish Pub 352 B Ave, Lake Oswego, OR 97034, USA (503) 305-8087 0.09 miles Baird's on B Bar & Grill 485 2nd St, Lake Oswego, OR 97034, USA (503) 303-4771 0.10 miles Beso Bar & Bottle 148 B Ave Suite 200, Lake Oswego, OR 97034, USA (503) 342-6282 0.10 miles Stein Distillery Lake Oswego Tasting Room 160 A Ave, Lake Oswego, OR 97034, USA (503) 344-4259 0.15 miles
LOCAL BUSINESSES
Coffee Name Address Telephone Distance Lola's Cafe Bar 525 3rd St, Lake Oswego, OR 97034, USA (503) 780-8279 0.07 miles Starbucks 401 A Ave, Lake Oswego, OR 97034, USA (503) 675-4480 0.11 miles Morse Coffee Company 417 1st St, Lake Oswego, OR 97034, USA 0.15 miles Peet's Coffee 345 1st St Suite #111, Lake Oswego, OR 97034, USA (971) 236-9140 0.18 miles Meal Delivery Name Address Telephone Distance Dream Dinners 13061 Southeast 84th Avenue Sunnybrook Shopping Center, Clackamas, OR 97015, USA (503) 974-9344 2.69 miles PDX MEAL PREP 7238 SE Foster Rd, Portland, OR 97206, USA (971) 371-0563 3.59 miles The Minnow 1140 SE 7th Ave STE 190, Portland, OR 97214, USA (503) 406-8438 3.95 miles Stella's Kitchen 12125 SW Allen Blvd #4720, Beaverton, OR 97005, USA (971) 361-9925 4.69 miles Restaurant Name Address Telephone Distance Baird's on B Bar & Grill 485 2nd St, Lake Oswego, OR 97034, USA (503) 303-4771 0.10 miles Tada Sushi Studio 455 2nd St, Lake Oswego, OR 97034, USA (503) 882-2865 0.12 miles Kurata 450 5th St, Lake Oswego, OR 97034, USA (503) 675-4496 0.12 miles Dang's Thai Kitchen 670 N State St, Lake Oswego, OR 97034, USA (503) 697-0779 0.13 miles
LOCAL BUSINESSES
Furniture Store Name Address Telephone Distance Sofas by Design, Authorized American Leather Retailer 540 N State St, Lake Oswego, OR 97034, USA (503) 636-7632 0.13 miles City Home 180 A Ave, Lake Oswego, OR 97034, USA (503) 519-7712 0.15 miles Immortal Curio Company 14003 SE River Rd, Milwaukie, OR 97267, USA (503) 869-2838 0.62 miles Akers & Thomas Upholstery Inc 1925 SE Washington St Unit B, Milwaukie, OR 97222, USA (503) 221-0121 1.13 miles Groceries Name Address Telephone Distance Whole Foods Market 365 11 S State St, Lake Oswego, OR 97034, USA (503) 782-4672 0.33 miles New Seasons Market 3 Monroe Pkwy, Lake Oswego, OR 97035, USA (503) 496-1155 1.21 miles Walmart Neighborhood Market 15600 SE McLoughlin Blvd, Milwaukie, OR 97267, USA (503) 303-6755 1.32 miles Grocery Outlet 15810 SE McLoughlin Blvd, Milwaukie, OR 97267, USA (503) 652-8515 1.40 miles Home Improvement Name Address Telephone Distance City Home 180 A Ave, Lake Oswego, OR 97034, USA (503) 519-7712 0.15 miles Lake Oswego Ace Hardware 55 S State St, Lake Oswego, OR 97034, USA (503) 675-9600 0.34 miles Immortal Curio Company 14003 SE River Rd, Milwaukie, OR 97267, USA (503) 869-2838 0.62 miles Herring Cove Originals 14724 SE Linden Ln, Portland, OR 97267, USA (503) 659-0233 0.92 miles
LOCAL BUSINESSES
Jewelry Store Name Address Telephone Distance Lindsey Jewelers POB 297, 501 4th St, Lake Oswego, OR 97034, USA (503) 636-6550 0.07 miles Dyke Vandenburgh Jewelers 27 A Ave, Lake Oswego, OR 97034, USA (503) 636-4025 0.17 miles Kassab Jewelers 310 N State St #106, Lake Oswego, OR 97034, USA (503) 635-8383 0.21 miles Lake Oswego Jewelers 333 S State St Suite Z, Lake Oswego, OR 97034, USA (503) 636-4994 0.41 miles Liquor Store Name Address Telephone Distance Lake Oswego Liquor Store 644 N State St, Lake Oswego, OR 97034, USA (503) 636-1112 0.12 miles Wizer's Fine Wines 269 A Ave, Lake Oswego, OR 97034, USA (503) 636-1414 0.13 miles Oak Grove Liquor Store 16560 SE McLoughlin Blvd, Milwaukie, OR 97267, USA (503) 653-7375 1.06 miles Milwaukie Liquor Store 10804 SE Oak St, Milwaukie, OR 97222, USA (503) 654-9020 1.48 miles Pet Store Name Address Telephone Distance Petco 333 S State St Suite A, Lake Oswego, OR 97034, USA (503) 635-5324 0.39 miles Mud Bay Lake Oswego Palisades 1385 McVey Ave, Lake Oswego, OR 97034, USA (971) 396-5550 0.81 miles Pason Pet shop 13515 SE McLoughlin Blvd, Portland, OR 97222, USA (503) 652-2176 0.95 miles Creature Comforts Pet Center 15106 SE McLoughlin Blvd, Milwaukie, OR 97267, USA (503) 653-1779 1.15 miles
LOCAL BUSINESSES
Shoe Store Name Address Telephone Distance Holy Kickz 11830 Kerr Pkwy Unit #207, Lake Oswego, OR 97035, USA (253) 230-0409 1.96 miles Foot Traffic Sellwood 7718 SE 13th Ave, Portland, OR 97202, USA (971) 271-7264 2.03 miles Clogs-N-More 6809 SE Milwaukie Ave, Portland, OR 97202, USA (503) 233-4146 2.26 miles Switch Shoes 7871 SW Capitol Hwy, Portland, OR 97219, USA (503) 445-4585 2.42 miles Shopping Mall Name Address Telephone Distance A Street Station 220 A Ave, Lake Oswego, OR 97034, USA (888) 665-4116 0.15 miles Oswego Village Shopping Center 101 S State St, Lake Oswego, OR 97034, USA 0.34 miles Lake Place 333 S State St, Lake Oswego, OR 97034, USA 0.39 miles The Station at Oak Grove 2144 SE Oak Grove Blvd, Oak Grove, OR 97267, USA 0.80 miles Airport Name Address Telephone Distance Aeroacres Airport-OG30 20000 S Leland Rd, Oregon City, OR 97045, USA (503) 656-9675 4.92 miles Fairways Airport-OG20 Oregon City, OR 97045, USA (503) 632-6991 5.70 miles Pats Pasture Airstrip Airport Beaverton, OR 97007, USA 6.88 miles Airport Terminal Services Inc 7780 NE Air Cargo Rd, Portland, OR 97218, USA (503) 287-4313 7.39 miles
Name Address Telephone Distance Lake Oswego Depot N State St, Lake Oswego, OR 97034, USA 0.22 miles The Holiday Express The Oaks Station, 7805, 2321 7805 SE Oaks Park Way, Portland, OR 97202, USA 2.12 miles Tigard TC WES Station Tigard, OR 97223, USA 3.13 miles Oregon City Station 1757 Washington St, Oregon City, OR 97045, USA (800) 872-7245 3.23 miles
LOCAL BUSINESSES Train Station
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LAKE OSWEGO UTILITIES
Emergency Police/Medical/Fire
911 Poison Control
(800) 222-1222
www.aapcc.org
United States Postal Service
(800) 275-8777
www.usps.com
Xfinity
(800) 266-2278
www.xfinity.com
Ziply Fiber
(866) 699-4759
www.ziplyfiber.com
Verizon
(800) 483-4100
www.verizon.com
AT&T
(800) 288-2020
www.att.com
CenturyLink
(866) 963-6665
www.centurylinkcom
Dish Network
(800) 318-0572
www.dish.com
DIRECT TV
(800) 531-5000
www.directtv.com
The Oregonian
(503) 221-8240
www.oregonlive.com
TRI-MET
(503) 238-7433
www.trimet.org
Northwest Natural Gas
(800) 422-4012
www.nwnatural.com
Portland General Electric
(503) 228-6322
www.portlandgeneral.com
City of Lake Oswego Sewer
(503) 635-0265
www.ci.oswego.or.us
City of Lake Oswego Water
(503) 635-0265
www.ci.oswego.or.us
Republic Services
(503) 570-0626
www.republicservices.com
Lake Oswego School District
(503) 534-2000
www.losdschools.org
CHANGE OF ADDRESS
USPS
Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet. https://moversguide.usps.com
Benefits you will receive when you change your address online are:
Exclusive mover savings coupons
Safe and secure with identity verification by a simple $1.00 charge to your credit or debit card
Email confirmation at the end of registration of your change of address
* Must have valid email address and credit card to register online.
AUTO REGISTRATION AND DRIVER LICENSING
Below is the website if you would like to change your address online or you can visit your local DMV office.
Oregon Department of Transportation
DMV Services
1905 Lana Avenue NE Salem, OR 97314-0100
www.oregondmv.com/oregon/index.htm
General DMV Information Contact: 503-299-9999
VOTERS REGISTRTION
TO REGISTER TO VOTE, YOU MUST BE:
A citizen of the USA
A resident of Oregon
A Legal Resident of Oregon State at least 18 years of age on or before the next election.
HOW TO REGISTER
To register to vote online you will need an Oregon driver's license, permit or ID card number issued by the Oregon Driver and Motor Vehicle Services Division (DMV).
If you do not have an Oregon driver's license, permit or ID card, you can still use the online voter registration application. The information you enter will display on a voter registration card (PDF document) that you will need to print, sign and deliver to your county elections office to complete your registration.
REGISTRATION DEADLINE
A new registrant must submit their online registration by 11:59:59 p.m. Pacific Time on the 21st calendar day before an election to be eligible to vote in that election.
CHANGE OF ADDRESS
If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration.
Clackamas County Voter Registration: 503-655-8510
Multnomah County Voter Registration: 503-988-3720
Washington County Voter Registration: 503-846-5800
MOVING CHECKLIST
UTILITIES
Electric NWNaturalGas
WaterDistrict
SewerDistrict
GarbageProvider
Cable/Satellite
Fuel(Propane)
PhoneServices
Internet
FINANCIAL
BanksandCreditUnions
CreditCardCompanies (includingdepartmentstorecreditcards)
Lenders
(Mortgage,HomeEquity,Auto,StudentLoans)
InsuranceCompanies
(Health,Renters,Auto,Home,Medical,Dental,Disability,Life)
Retirement
(Pensionplans,401K,SocialSecurity,VeteransAffairs)
Investments(InvestmentAgenciesandBrokers)
OnlineBillPayer
Paypal
GOVERNMENT
USPostOffice
DepartmentofMotorVehicles
(Obtainyourdriver’slicenseandchangevehicleregistration)
IRS
PassportOffice
VeteranAffairs
UnemploymentOffice
(Ifyouarecurrentlyreceivingunemploymentbenefits)
HEALTH
Physician
Pharmacies
SERVICE PROVIDER
Childcare
Housecleaning Services
Delivery Services
Lawn Care Services
Veterinarian Pool Service
MEMBERSHIPS
Health Clubs
Membership Clubs(AAA or similar)
Community Groups (PTA, Neighborhood Associations, Civic Clubs)
Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs)
SUBSCRIPTIONS
Newspapers
Magazine(USPS will only forward 2 months)
Movie Subscriptions
Book or Music Clubs
OTHER
Friends and Family
Employers (typically notify the HR Department)
8 WEEK BEFORE YOU MOVE
InventorySheets:Createaninventorysheetofallyour belongingswhichneedtobemoved
MOVING CHECKLIST 8
ResearchMovingOptions:You’llneedtodecideifyoursisa do-it-yourselfmoveorifyou’llbeusingamovingcompany. RequestMovingQuote:Solicitmovingquotesfromasmany movingcompaniesandmoversaspossible.Therecanbea largedifferencebetweenratesandserviceswithinmoving companies.
DiscardUnnecessaryItems:Movingisagreattimefor riddingyourselfofunnecessaryitems.Haveayardsaleor donateunnecessaryitemstocharity. PackingMaterial:Gathermovingboxesandpacking materialforyourmove.
ContactInsuranceCompanies:You’llneedtocontactyour insuranceagenttocancel/transferyourinsurancepolicy.
1 WEEK BEFORE YOU MOVE
YourChangeofAddress:Changeyouraddresswiththe USPS,DMV,FinancialInstitutions,Utilities,Government Offices,HealthCareServiceProviders,Memberships, SubscriptionsandInsuranceProvisions.
BankAccounts:Transferorclosebankaccountsifchanging banks.Makesuretohaveamoneyorderforpayingthe movingcompany.
ServiceAutomobiles:Ifautomobilesaretobedrivenlong distance,you’llwanttohavethemservicedsoyouhavea trouble-freedrive.
CancelServices:Notifyanyremainingserviceproviders (newspapers,lawnservices,etc.)ofyourmove.
TravelItems:Setasideallitemsyou’llneedwhiletraveling. Makesurethesearenotpackedonthemovingtruck.. ContactUtilityCompanies:Setutilityturnoffdate,seek refundsanddepositsandnotifythemofyournewaddress.
4 WEEK BEFORE YOU MOVE
StartPacking:Beginpackingallthingsdestinedforyournew location.
ObtainYourMedicalRecords:Contactyourdoctor,physician, dentistandothermedicalspecialistswhomaycurrentlybe retaininganyofyourfamily’smedicalrecords.Obtainthese recordsormakeplansforthemtobedeliveredtoyournew medicalfacilitiesifchanging.Securityiscriticalofpersonal records.
NoteFoodInventoryLevels:Checkyourcupboards, refrigeratorandfreezer.Useupasmuchofyourperishable foodaspossible.
SmallEngines:Servicesmallenginesforyourmoveby extractinggasandoilfromthemachines.Thiswillreduce thatchancetocatchfireduringyourmove.
ProtectJewelryandValuables:Transferyourjewelryand valuablestoasafetydepositbox;youdon’twantthemtobe lostorstolenduringyourmove.
BorrowedandRentedItems:Returnitemsthatyoumay haveborrowedorrented.Collectitemsborrowedtoothers.
MOVING DAY
PlanYourItinerary:Makeplanstospendtheentiredayat thehouseoratleastuntilthemoversareontheirway. Someonewillneedtobearoundtomakedecisions.Make plansforkidsandpetstobeatasittersfortheday. ReviewtheHouse:Oncethehouseisempty,checkthe entirehouse(closets,attic,basement,etc.)toensureno itemsareleftornohomeissuesexist.
DoubleCheckWithYourMover:Ensurethemoverhasthe newpropertyaddressandallofyourmostrecentcontact information,shouldtheyhaveanyquestionsduringyour move.
VacateYourHome:Makesureutilitiesareoff,doorsand windowsarelockedandnotifyyourrealestateagentyou’ve vacatedtheproperty.
QuestionsToAsk:Whereisthegaragedooropener?Where arethekeystothehouse,mailboxandotherlockablearea? Didyouretrieveallkeysfromneighborsandfriends?
4 1 *
THE HOME DEPOT
(800) 466-3337
www.homedepot.com
Beaverton
(503) 469-4242
4401 SW 110th Ave.
Beaverton, OR 97005
S. Beaverton
(503) 646-1525
13700 NW Science Pk. Dr. Portland 97229
Clackamas
(503) 774-6372
9300 SE 82nd Ave.
Happy Valley, OR 97086
Hillsboro
(503) 693-9090
1950 SE Minter Bridge Rd.
Hillsboro 97123
Jantzen Beach
(503) 289-9200
1728 N Tomahawk Island Dr. Portland 97217
Oregon City
(503) 723-3181
2002 Washington St. Oregon City, OR 97045
E. Portland
(503) 261-8543
10120 SE Washington St. Portland 97216
NE Portland
(503) 252-0188
11633 NE Glen Widing Dr. Portland 97220
Sherwood
(503) 925-8447
20260 SW Pacific Hwy.
Sherwood, OR 97140
Tigard
(503) 639-3500
14800 SW Sequoia Parkway
Tigard 97224
MOVING RESOURCES
THE HOME DEPOT CONTINUED
Troutdale
(503) 674-3944
25101 SE Stark St. Troutdale, OR 97060
LOWES
(800) 466-3337
www.lowes.com
Hillsboro
(503) 844-6200
1951 SE 24th Ave. Hillsboro, OR 97123
Milwaukie
(503) 794-2500
13631 SE Johnson Rd. Milwaukie 97222
Portland
(503) 737-3000
1160 N Hayden Meadows Dr. Portland 97217
Tigard
(503) 624-2644
12615 SW 72nd Ave. Tigard, OR 97223
Wood Village
(503) 667-1005
1000 NE Wood Village Blvd. Wood Village, OR 97060
DONATION FACILITIES
Goodwill (800) 741-0186
locator.goodwill.org
The Salvation Army
(800) 958-7825
www.salvationarmyusa.org
Value Village (800) 958-7825
www.valuevillage.com
MOVING TRUCK RENTALS
Budget
(800) 462-8343
www.budgettruck.com
Penske (888) 996-5415
www.pensketruckrental.com
Ryder
(800) 297-9337
www.ryder.com
U-Haul (800) 468-4285
www.uhaul.com
STORAGE COMPANIES
NW Self Storage
www.nwselfstorage
Public Storage
(800) 906-0879
www.publicstorage.com
Pods
(888) 309-8967
www.pods.com
TRANSFER STATIONS
Garbage/Recycling
Metro Center
(503) 234-3000
www.oregonmetro.gov
6161 NW 61st Ave.
Portland, OR 97210
Metro South (503) 234-3000
www.oregonmetro.gov
2001 Washington St. Oregon City, OR 97045
AIRPORT
Portland International Airport (877) 793-4690
www.flypdx.com
AUTO & DRIVER REGISTRATION
DMV
(503) 945-5000
www.odot.state.or.us/dmv/
BUS SERVICE
C-Tran (360) 695-0123
www.c-tran.com
Greyhound (800) 231-2222
www.greyhound.com
Tri-Met
(503) 238-7433
www.tri-met.org
CABLE TV & INTERNET
Verizon (888) 881-8161
www.verizon.com
XFINITY (Comcast) (800) 934-6489
www.comcast.com
CITY CONTACT
Banks (503) 324-5112
www.cityofbanks.org
Beaverton
(503) 526-2222
www.ci.beaverton.or.us
Canby (503) 266-4021
www.ci.canby.or.us
RESOURCE GUIDE
CITY CONTACT CONTINUED
Cornelius (503) 357-9112
www.ci.cornelius.or.us
Damascus (503) 658-8545
www.ci.damascus.or.us
Estacada (503) 630-8270
www.cityofestacada.org
Fairview (503) 665-7929
www.ci.fairview.or.us
Forest Grove (503) 359-3200
www.ci.forest-grove.or.us
Gaston (503) 985-3340
Gladstone (503) 656-5225
www.ci.gladstone.or.us
Gresham (503) 661-3000
www.ci.gresham.or.us
Happy Valley (503) 760-3325
www.ci.happy-valley.or.us
Hillsboro (503) 681-6100
www.hillsboro-oregon.gov
King City
(503) 639-4082
www.ci.king-city.or.us
Lake Oswego
(503) 635-0270
www.ci.oswego.or.us
Milwaukie (503) 786-7525
www.ci.cityofmilwaukie.org
CITY CONTACT CONTINUED
Molalla (503) 829-6855
www.cityofmolalla.com
North Plains (503) 647-5555
www.northplains.org
Oregon City (503) 657-0891
www.ci.orcity.or.us
Portland (503) 823-4000
www.portlandonline.com
River Grove (503) 639-6919
Sandy (503) 668-5533
www.ci.sandy.or.us
Sherwood (503) 625-5522
www.ci.sherwood.or.us
Tigard (503) 639-4171
www.ci.tigard.or.us
Troutdale (503) 665-5175
www.ci.troutdale.or.us
Tualatin (503) 692-2000
www.tualatinoregon.gov
West Linn (503) 657-0331
www.westlinnoregon.gov
Wilsonville (503) 682-1011
www.ci.wilsonville.or.us
Wood Village (503) 667-6211
www.ci.wood-village-or.us
COUNTY CONTACTS
Clackamas (503) 655-8011
www.co.clackamas.or.us
Taxation (503) 655-8671
Multnomah
(503) 248-3511
www.co.clackamas.or.us
Taxation (503) 988-3326
Washington (503) 846-8611
www.co.clackamas.or.us
Taxation
(503) 846-8741
ELECTRICITY
Pacific Power (888) 221 7070
www.pacificpower.net
Portland General (800) 542-8818
www.portlandgeneral.com
HOSPITALS
Adventist Medical (503) 257-2500
www.adventisthealthnw.com
Doernbecher Children’s Hospital
(503) 494-8311
www.ohsu.edu
Legacy Good Samaritan (503) 413-4683
www.legacyhealth.org
Legacy Emanuel (503) 413-2200
www.legacyhealth.org
RESOURCE GUIDE
HOSPITALS CONTINUED
Legacy Meridian Park (503) 692-1212
www.legacyhealth.org
Legacy Mt. Hood (503) 674-1122
www.legacyhealth.org
Kaiser Permanente Sunnyside (503) 813-2000
www.kaiserpermanente.org
Kaiser Permanente Westside (503) 813-2000
www.kaiserpermanente.org
OHSU (503) 494-8311
www.ohsu.edu
Providence Milwaukie (503) 513-8300
www.providence.org
Providence Portland (503) 215-1111
www.providence.org
Providence St. Vincent (503) 216-1234
www.providence.org
Providence Willamette Falls (503) 656-1631
www.providence.org
Shriner’s Hospital (503) 241-5090
www.shrinershq.org
Tuality Community (503) 681-1111
www.tuality.org
Tuality Forest Grove (503) 357-2173
www.tuality.org
NATURAL GAS
NW Natural (800) 422-4012
www.nwnatural.com
NEWSPAPERS
The Columbian (360) 694-3391
www.columbian.com
The Oregonian (503) 221-8240
www.oregonlive.com
Willamette Weekly (503) 243-2122
www.wweek.com
RECREATION
Convention Center (503) 235-7575
www.oregoncc.org
Expo Center (503) 736-5200
www.expocenter.org
Mt. Hood Meadows (503) 337-2222
www.mthoodmeadows.com
OMSI (503) 797-4000
www.omsi.edu
Oregon Zoo (503) 266-1561
www.oregonzoo.com
Portland International Raceway (503) 823-7223
www.portlandraceway.com
Portland Art Museum (503) 266-2811
www.pam.org
RESOURCE GUIDE
RECREATION CONTINUED
Providence Park (503) 553-5400
www.providenceparkpdx.com
Regal Cinemas (800) FANDANGO
www.regalcinemas.com
Moda Center (503) 797-9619
www.rosequarter.com
Willamette Jetboat (503) 231-1532
www.willamettejet.com
SHOPPING
Bridgeport Village (503) 968-1704
www.bridgeport-village.com
Cedar Hills Crossing (503) 643-6563
www.cedarhillscrossing.com
Clackamas Town Center (503) 653-6913
www.clackamastowncenter.com
Columbia Gorge Outlets (503) 669-8060
www.premiumoutlets.com/ columbiagorge
Lloyd Center (503) 282-2511
www.lloydcenter.com
Mall 205 (503) 255-5805
Pioneer Place (503) 228-5800
www.pioneerplace.com
SHOPPING CONTINUED
Streets of Tanasbourne (503) 533-0561
www.streetsoftanasbourne.com
Washington Square (503) 369-8860
www.shopwashingtonsquare.com
Woodburn Outlets (888) 664-SHOP
www.woodburncompanystores.com
TELEPHONE SERVICE
Verizon (800) 483-4100
www.verizon.com
AT&T (800) 288-2020
www.att.com
TRANSFER STATIONS
Metro Center (503) 234-3000
www.oregonmetro.gov
6161 NW 61st Ave.
Portland, OR
Metro South
(503) 234-3000
www.oregonmetro.gov
2001 Washington St. Oregon City, OR
Clackamas County (503) 668-8885
www.wmnorthwest.com
19600 SE Canyon Valley Rd. Sandy, OR
VOTER REGISTRATION
Clackamas (503) 655-8510
Multnomah (503) 248-3720
Washington
(503) 846-5800
WATER BUREAU
Beaverton (503) 526-2257
Clackamas (503) 722-9220
Gladstone (503) 656-5223
Gresham (503) 618-2373
Hillsboro (503) 681-6228
Lake Oswego (503) 635-0265
Milwaukie (503) 786-7525
Oregon City (503) 657-8151
Portland
(503) 823-7770
Tigard (503) 639-1554
Tualatin
(503) 692-2000
West Linn (503) 656-4261
Wilsonville (503) 682-1011
CYBER SECURITY
the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
Outgoing Wire from WFG to seller or borrower for proceeds
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds due you sent to you at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.
Incoming Wires from the buyer and/or lender to WFG bank account
For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience.
http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/
claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.
If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.
In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.
Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.
Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.
So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.
In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.
OWNERS TITLE INSURANCE Why it's important
WHAT IS ESCROW?
Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.
TYPICAL ROLES IN THE CLOSING PROCESS
The Seller/Agent
Delivers a fully executed Purchase Sale Agreement to the escrow agent. Executes the paperwork necessary to close the transaction.
The Buyer/Agent
Deposits collected funds required to close (in with the escrow agent. Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.
Executes the paperwork and loan documents necessary to close the transaction.
The Lender
Deposits loan documents to be executed by the buyer
Deposits the loan proceeds.
Directs the escrow agent of the conditions under which the loan funds may be used
The Escrow Agent
Clears Title Obtains title insurance
Obtains payoffs and release documents for underlying loans on the property Receives funds from the buyer and/or lender. Prepares vesting document affidavit on seller’s behalf.
Prorates insurance, taxes, rents, etc.
Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction. Forwards deed to the county for recording. Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.
In Summary
Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller.
WHAT IS TITLE?
About Title Insurance
Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction, the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).
In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.
Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser of the purchase price.
How is title insurance different from other types of insurance?
While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy
or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.
What’s involved in a title search? A title search is actually made up of three separate searches:
Chain of Title – History of the ownership of the subject property
Tax Search – The tax search reveals the status of the taxes and assessments
Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names
Once the three searches have been completed, the file is reviewed by an examiner who determines:
Whether or not the Chain of Title shows that the party selling the property has the right to do so. The status of taxes for the subject property. The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.
Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.
Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.
In Summary
After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.
.
WHO PAYS WHAT IN OREGON
SELLER PAYS
TYPICAL COSTS
The following costs generally affect all transactions:
Escrow Fee - one-half of the fee, based on title company’s fee schedule
Recording Fees - based on county fee schedule
Title Premium - based on fixed statewide fee schedule
Real Estate Commission - based on agreement with Broker
Tax Prorate - to apportion taxes between parties as of date of closing
General Costs - as listed for each specific transaction, as requested by principals
Release fees for loan payoff(s)
LAND SALE CONTRACT TRANSACTION
Attorney Fee - optional, and is sometimes shared with purchaser
Collection Escrow Setup Fee - optional, and is often shared with purchaser
ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION
Any delinquent payments to bring contract or loan current
Prorate share of current month’s interest based on current rate
CONVENTIONAL, FHA, VA LOAN TRANSACTIONS
Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval
FHA, VA Loans - check with lender for any applicable seller costs
BUYER PAYS
TYPICAL COSTS
The following costs generally affect all transactions:
Escrow Fee - one-half of the fee, based on title company’s fee schedule
Recording Fees - based on county fee schedule
Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender
Tax Prorate - to apportion taxes between parties as of date of closing
General Costs - as listed for each specific transaction, as requested by the principals
LAND SALE CONTRACT TRANSACTION
Attorney Fee - optional, and is sometimes shared with seller
Collection Escrow Setup Fee - optional, and is sometimes shared with seller
Recording Fee - for contract or memorandum thereof
ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION
Assumption or Assignment
Next monthly payment due, if required by lender
Recording Fee - for Assumption/Assignment of Agreement, if required by lender
CONVENTIONAL, FHA, VA LOAN TRANSACTIONS
Lenders title insurance policy & endorsements, as required by lender
Loan Fee - as required by lender
Credit Report Fee - as required by lender
Appraisal Fee - as required by lender
Mortgage Insurance Premium - based on fee schedule and endorsements of lender
Prepaid Interest - if required by lender
VA Loans only - funding fee, if required by lender
FHA, VA, and some Conventional Loans - reserves for real property taxes, fire insurance and mortgage insurance
DISCLAIMER:Thisflyerisnotintendedtobeanall-inclusivelistoffeesandchargesoneverytransaction,butratheraguidetothemajorcostsofbuyingorselling realproperty. WFGwouldbehappytoreviewandexplainyourclosingcostpriortofinalizingthetransactions.
TITLE VESTING
Common ways to hold title to real property
ASANINDIVIDUAL
Anindividualmayholdtitleinhisorhernameonly,regardlessofwhetherornotmarried–e.g.“JaneSmith,an individual”.Thatindividualthenownsallrightstotheproperty,whichcanbesoldortransferredtoothersviawill ortrust.Whileadivorceispending,however,ifthepropertywasacquiredduringthemarriageitwilllikelybe treatedaspartofthemaritalestateandthusbesubjecttocourtauthority.
ASTENANTSBYTHEENTIRETY
Aconveyancetoahusbandandwifecreatesatenancybytheentirety–e.g.“JohnSmithandJaneSmith, husbandandwife,astenantsbytheentirety”.Thiscreatesasurvivorshipestate,whichmeansthatifonespouse dies,his/herinterestwillautomaticallygotothesurvivingspouse.Ahusbandandwifemayalsotaketitleas tenantsincommon(discussedbelow)iftheintentiontoholdtitleinthatmannerisexpresslystated.
ASTENANTSINCOMMON
Unlessaconveyanceexpresslyprovidesthatthepartiesintendtocreateasurvivorshipestate(discussedbelow), aconveyancetotwoormorepersonswhoarenotmarriedcreatesatenancyincommoninwhicheachhas (unlessotherwisestated)anequalundividedinterestintheproperty–e.g.“JohnSmithandRobertJones,as tenantsincommon,eachastoanundivided50%interest”.Eachtenantincommonthenownsanundivided interestintheentireproperty,whichcanbesoldortransferredtoothersviawillortrust.
ASASURVIVORSHIPESTATE
Twoormorepersonswhoarenotmarriedmayalsoholdtitleastenantsincommonwitharightofsurvivorship, aslongasthesurvivorshipdeclarationisexpresslycontainedinthedeed–e.g.“JohnSmithandRobertJones, notastenantsincommon,butwiththerightofsurvivorship”.Thiscreatesasurvivorshipestate,whichmeans thatifonepartydies,his/herinterestwillautomaticallygotothesurvivorandcannotbesoldduringthelifetime ofortransferredviawillortrustbythepartywhodiesfirst
ASREGISTEREDDOMESTICPARTNERS
Registereddomesticpartnersmaytaketitleas(i)tenantsincommon–e.g.“JaneSmithandMaryJones, registereddomesticpartners,astenantsincommon,eachastoanundivided50%interest”,or(ii)ina survivorshipestatesimilartothatofatenancybytheentirety–e.g.“JaneSmithandMaryJones,asregistered domesticpartnerswithrightofsurvivorship”.
ASASAMESEXMARRIEDCOUPLE
Samesexmarriedcouplesmaytaketitleas(i)tenantsincommon–e.g.“JohnSmithandRobertSmith,a marriedcouple,astenantsincommon,eachastoanundivided50%interest”,or(ii)inasurvivorshipestate similartothatofatenancybytheentirety–e.g.JohnSmithandRobertSmith,amarriedcouplewithrightof survivorship,or(iii)astenantsbytheentirety–e.g.“JohnSmithandRobertSmith,amarriedcouple,astenants bytheentirety”.
ASANENTITY
Aregisteredentity,suchasacorporation,limitedliabilitycompanyorpartnership,mayholdtitle.Titleshouldbe heldexactlyasthenameisregisteredwiththeOregonSecretaryofState–e.g.“Smith&Jones,LLC,anOregon limitedliabilitycompany”.
DISCLAIMER–Theforegoingcontainsinformationalexamplesonlyandisnottobeconstruedaslegaladvice.Giventhecomplexitiesinvolvedinacquiringandholding legaltitletorealproperty,WFGstronglyrecommendsthatyouseeklegaladvicefromanattorneypriortodoingso.
WFG OFFICE LOCATIONS
ADMINISTRATIVE 12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500
CLACKAMAS 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975
LAKE OSWEGO 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900
LLOYD/COMMERCIAL 700 NE Multnomah St. Ste. 190 Portland, OR 97232 503-230-8488
NW PORTLAND 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088
GRESHAM 1304 NW Civic Drive Gresham, OR 97030 503-512-4910
SUNSET 2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510
BETHANY 1500 NW Bethany Blvd. Ste. 155 Beaverton, OR 97006 503-850-3990
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DOWNTOWN VANCOUVER 101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300
SALMON CREEK 2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818
VANCOUVER MALL 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454
EAST VANCOUVER 2004 SE 192nd Ave. Ste. 100 Vancouver, WA 98683 360-356-9990
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Your Local Market Report Lake Oswego, OR 97034 REPORT FOR 3/28/2023 Condos/Townhomes Presented by WFG National Title Company reports@wfgnationaltitle.com
This week the median list price for Lake Oswego, OR 97034 is $1,779,600 with the market action index hovering around 31. This is less than last month's market action index of 33. Inventory has increased to 16.
Market Action Index
This answers “How’s the Market?” by comparing rate of sales versus inventory.
Lake Oswego, OR 97034
Real-Time Market Profile
Slight Seller's Advantage
The market has been cooling off a bit in recent weeks, as more homes are available and demand is less. However, the market is still notably in the Seller’s zone so we haven’t yet seen prices move lower as a result. It may take a few more weeks of slack demand for prices to reflect and begin to fall. Expect this condition if the index falls to the Buyer’s zone.
Market Segments
Each segment below represents approximately 25% of the market ordered by price.
Condos/Townhomes
Median List Price $1,779,600 Median Price of New Listings $0 Per Square Foot $864 Average Days on Market 93 Median Days on Market 49 Price Decreased 19% Price Increased 25% Relisted 13% Inventory 16 Median Rent $2,075 Market Action 31 Slight Seller's Advantage Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com
Buyer's Market Seller's Market 0 10 20 30 40 50 60 70 80 90 100 Tod a y LastMonth 31
Median Price Sq. Ft. Lot Size Beds Bath Age New Absorbed DOM $2,222,800 2,446 - 2 2.5 0 0 0 45 $1,834,400 2,136 - 2 2.5 0 0 0 45 $1,144,200 1,616 - 2 2.3 16 0 0 136 $372,999 1,305 - 2 2 58 0 0 35 2 of 6 Tue Mar 28 2023 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2023 Altos Research, Inc.
Median List Price
Prices is this zip code this week saw relatively little change from last week. However the market appears to be trying to establish an uptrend. Keep an eye on the Market Action Index to determine if demand will help push prices higher.
Segments
In the quartile market segments, we see prices in this zip code without strong directional indication lately. Quartiles 2 and 4 are mixed, while Quartile 3 is up and Quartile 1 is down. Look to persistent shifts in the Market Action Index as a leading indicator for strong moves (up or down) in the market as a whole.
Condos/Townhomes Lake Oswego, OR 97034 Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com
7-Day Average 90-Day Average Apr 2018 Oct 2018 Apr 2019 Oct 2019 Apr 2020 Oct 2020 Apr 2021 Oct 2021 Apr 2022 Oct 2022 $0 $500K $1.0M $1.5M $2.0M $2.5M $3.0M
Top 90-Day Upper 90-Day Lower 90-Day Bottom 90-Day Apr 2018 Oct 2018 Apr 2019 Oct 2019 Apr 2020 Oct 2020 Apr 2021 Oct 2021 Apr 2022 Oct 2022 $0 $1.0M $2.0M $3.0M $4.0M 3 of 6 Tue Mar 28 2023 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2023 Altos Research, Inc.
Price Per Square Foot
The price per square foot is increasing fairly consistently recently despite the fact that overall price trends haven’t shown a consistent upwardly push. This can imply that investment conditions are opportunistic. Watch the Remodel Index for a more detailed analysis of the investment opportunity in the area.
Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.
Condos/Townhomes Lake Oswego, OR 97034 Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com
7-Day Average 90-Day Average Apr 2018 Oct 2018 Apr 2019 Oct 2019 Apr 2020 Oct 2020 Apr 2021 Oct 2021 Apr 2022 Oct 2022 $200 $400 $600 $800 $1.0K Inventory
7-Day Average 90-Day Average Apr 2018 Oct 2018 Apr 2019 Oct 2019 Apr 2020 Oct 2020 Apr 2021 Oct 2021 Apr 2022 Oct 2022 0 5 10 15 20 25 4 of 6 Tue Mar 28 2023 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2023 Altos Research, Inc.
Market Action Index
The market has been cooling off a bit in recent weeks, as more homes are available and demand is less. However, the market is still notably in the Seller’s zone so we haven’t yet seen prices move lower as a result. It may take a few more weeks of slack demand for prices to reflect and begin to fall. Expect this condition if the index falls to the Buyer’s zone.
Market Action Segments
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
Condos/Townhomes Lake Oswego, OR 97034 Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com
7-Day Average 90-Day Average Apr 2018 Oct 2018 Apr 2019 Oct 2019 Apr 2020 Oct 2020 Apr 2021 Oct 2021 Apr 2022 Oct 2022 0 100 25 50 75 125
Top 90-Day Upper 90-Day Lower 90-Day Bottom 90-Day Apr 2018 Oct 2018 Apr 2019 Oct 2019 Apr 2020 Oct 2020 Apr 2021 Oct 2021 Apr 2022 Oct 2022 0 100 25 50 75 125 5 of 6 Tue Mar 28 2023 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2023 Altos Research, Inc.
Median Days on Market (DOM)
The properties have been on the market for an average of 93 days. Half of the listings have come newly on the market in the past 52 or so days. Watch the 90-day DOM trend for signals of a changing market.
Segments
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
Condos/Townhomes Lake Oswego, OR 97034 Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com
7-Day Average 90-Day Average Apr 2018 Oct 2018 Apr 2019 Oct 2019 Apr 2020 Oct 2020 Apr 2021 Oct 2021 Apr 2022 Oct 2022 0 50 100 150 200 250
Top 90-Day Upper 90-Day Lower 90-Day Bottom 90-Day Apr 2018 Oct 2018 Apr 2019 Oct 2019 Apr 2020 Oct 2020 Apr 2021 Oct 2021 Apr 2022 Oct 2022 0 100 200 300 400 6 of 6 Tue Mar 28 2023 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2023 Altos Research, Inc.
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