525 N 8th Street, St Helens, OR 97051

525 N 8th Street St Helens, OR 97051

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

525 N 8TH ST SAINT HELENS OR 97051 0201051330420102100 COLUMBIA COUNTY OR

Owner Information Owner Name:

TILDEN JACK H /

Vesting:

INDIVIDUAL(S)

Mail Address:

525 N 8TH ST SAINT HELENS OR 97051

Owner Status:

OwnerOccupied

Location Information

Alt Parcel #

434055

Legal Desc:

County:

COLUMBIA

Census/Block: 970500 / 1071

School District: ST. HELENS 502

Tsp-Rng-Sec:

T5N-R1W-S33

Municipality:

Lot / Block:

Lot: 2 Block:

Parcel #:

0201051330420102100

Housing Tract: REPLAT OF EAGLE LAKE BLUF Last Market Sale Date:

2017-10-27/2017-10-23

Lender:

GUILD MORTGAGE CO

Sale Price:

226600

Loan:

219802

Document #: 2017.10055

Document #: 2017.10056

Doc Type:

GENERAL WARRANTY DEED

Loan Type:

CONVENTIONAL

$ Sqft:

$214.58

Loan Term:

30

Prior Sale Information Date:

2011-11-09/2011-11-09

Lender:

Price:

230000

Loan:

Document #: 2011.8470 Doc Type:

WARRANTY DEED

Document #: Loan Type:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

525 N 8TH ST SAINT HELENS OR 97051 0201051330420102100 COLUMBIA COUNTY OR

Property Characteristics Gross Area:

1056

Garage Area: 576

Interior Wall

Living Area:

1056

Roof Shape:

Porch Type:

Above Grade: 1,056

Foundation:

Patio Type:

Bedrooms:

3

Roof Material:

Air Cond:

Bath (F/H):

1/1

Construction:

Fixtures:

Heat Type:

Floor:

Cooling Type:

Equipment:

Parking Type: Garage

Exterior Wall:

Stories:

1

Units:

Rooms:

Pool:

No

Basement:

Quality:

Condition:

Fireplace: Year Built:

1959

Property Information Land Use:

SFR

County Use:

RESIDENCE ONE STO State Use:

RESID/IMP

Zoning:

SH:AR

Lot Acres:

0.14

Lot Sqft:

6,098

Len/Wid:

/

Tax and Assessment Information Assd Year:

2019

Assd Value:

$240,060

Taxable Val:

$188,700

Tax Year:

2019

Land Value:

$87,650

Mkt Value:

$240,060

Tax Area:

02-01

Imp Value:

$152,410

Exemption:

Property Tax:

$2,875.04

Improved %:

63%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

525 N 8TH ST SAINT HELENS OR 97051 0201051330420102100 COLUMBIA COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2015

1.00

1.29

1,070

$148,743

$139

2016

2.00

1.00

1,044

$153,250

$147

2017

2.00

1.77

1,087

$202,108

$186

2018

1.00

1.00

1,068

$233,583

$219

2019

1.00

1.14

1,031

$244,286

$237

Average Sale Price $233,583

$244,286

2018

2019

$202,108 $148,743

$153,250

2015

2016

2017

Average $ Per Square Foot $219

$237

$186 $139

$147

2015

2016

2017

2018

2019

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

525 N 8TH ST SAINT HELENS OR 97051 0201051330420102100 COLUMBIA COUNTY OR

Female Population

6,901

13.3%

14.5%

0-9

10-19

10.8%

13.4%

20-29

30-39

18.6%

17.9%

11.8%

10.5% 70+

40-49

50-59

60-69

16.0%

15.2%

11.8%

Male Population

7,061

17.7%

0-9

18.6%

10-19

11.7% 20-29

Education

15.0%

30-39

40-49

50-59

60-69

5.6% 70+

Employment

No Diploma:

12.1%

Working Age:

High School:

34.2%

Labor Force:

Some College:

36.3%

Median Income:

Bachelor's Graduate's:

13.2% 4.2%

10,301 71.8% $47,472 89.2%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

10.8%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

525 N 8TH ST SAINT HELENS OR 97051 0201051330420102100 COLUMBIA COUNTY OR

St Helens Sd 502 Elementary Schools McBride Elementary 2774 COLUMBIA BLVD SAINT HELENS OR 97051 Grades: KG to 05 Charter School: N Magnet School: U Lewis & Clark Elementary 111 S 9TH ST SAINT HELENS OR 97051 Grades: KG to 06 Charter School: N Magnet School: U Middle Schools St Helens Middle School 354 N 15TH ST SAINT HELENS OR 97051 Grades: 06 to 08 Charter School: N Magnet School: U High Schools St Helens High 2375 GABLE RD SAINT HELENS OR 97051 Grades: 08 to 12 Charter School: N Magnet School: U

503-366-7700 Area Desc: Town: Fringe Distance: N/A Title One: Y 503-366-7603 Area Desc: Town: Fringe Distance: N/A Title One: Y 503-366-7300 Area Desc: Town: Fringe Distance: N/A Title One: N 503-397-1900 Area Desc: Town: Fringe Distance: N/A Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

OREGON AT-A-GLANCE SCHOOL PROFILE Columbia City School

2018-19

PRINCIPAL: Jennifer Vanderschuere | GRADES: K-6 | 2000 Second St, Columbia City 97018 | 503-366-7550

Students We Serve

School Environment

236

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

No change from previous year

Student Enrollment

Year-to-year progress in English language arts and mathematics.

Decrease from previous year

3%

DEMOGRAPHICS American Indian/Alaska Native Students

1%

Teachers

0%

21

82%

Asian Students

0%

Teachers

0%

Oregon average

25

Black/African American Students

1%

Teachers

0%

Hispanic/Latino Students

12%

Teachers

0%

Students

7% 0%

Native Hawaiian/Pacific Islander Students

1%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Multiracial Teachers

Oregon average

Decrease from previous year

Decrease from previous year

7%

9%

35%

Coming in 2019-20

30%

White Students

78%

Teachers

100%

*

3

Ever English Learners

Languages Spoken

17% 96% 53% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

Oregon average

Oregon average

51%

42%

School Goals

State Goals

Safe & Welcoming Environment

Columbia City is committed to strengthening the community through exceptional schools. We know partnering with our families is one of the best ways to strengthen our schools.

Communication is an important part of such a partnership.

The school report card, produced by the Oregon Department of Education, is one means of communicating information about our schools.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

The St. Helens School District is committed to providing an environment that is welcoming and inclusive. The District is in the process of creating a school district Family Resource Center to conduct outreach and welcome new students and families. It will serve as an intake for students and families new to our community. The Family Resource Center will help identify any services needed to support our new students and connect their family to needed resources.

*<10 students or data unavailable

School Website: https://www.sthelens.k12.or.us/Domain/844

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Columbia City School

2018-19

PRINCIPAL: Jennifer Vanderschuere | GRADES: K-6 | 2000 Second St, Columbia City 97018 | 503-366-7550

Our Staff (rounded FTE)

14 Teachers

4

Educational assistants

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS <10 students or data unavailable

<10 students or data unavailable

Asian <10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

Black/African American <10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

67%

Hispanic/Latino

1

14% 87%

Multiracial Native Hawaiian/Pacific Islander <10 students or data unavailable

15% Average teacher turnover rate

80% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

31%

28% <10 students or data unavailable

80%

<5%

Migrant <10 students or data unavailable Talented and Gifted <10 students or data unavailable

85%

Female

<10 students or data unavailable

40%

75%

80%

Male

18%

<10 students or data unavailable

Ever English Learner <10 students or data unavailable Students with Disabilities

29%

18%

84%

White Free/Reduced Price Lunch

Counselors

MATHEMATICS

American Indian/Alaska Native <10 students or data unavailable

Non-Binary <10 students or data unavailable

28% <10 students or data unavailable

8%

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

41% 29% <10 students or data unavailable

31% 28% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

To ensure a safe and secure learning environment for all of our students, our school utilizes strategies and training to promote positive social interaction and problem-solving strategies. Second Steps, Kelso's Wheel, mindfulness training, Zones of Regulation and Restorative Practices are a few of the tools we use to support social and emotional learning. The goal of our work is to build self-confidence for all students, to empower students to be upstanders and counsel students engaging in mean behavior in an effort to help them make better and more thoughtful choices.

Our school offers several extracurricular activities each year allowing collaboration between students, staff, families and communities:

Columbia City Elementary recognizes that families are key partners in the education of their children. Our staff strives to make families welcome, know them well and actively engage them in the life of the school. We look for opportunities throughout the year for parents, as well as community members become part of our learning community.

We are actively working to develop partnerships with community organizations.

Our students benefit from a strong relationship with our local partners such as local museums, police, and fire.

• Learning Shares • Reading Nights • Grandparents Day • All School Gatherings • Parent Cafes • Movie Nights

We are a new and developing school and will continue to look for authentic ways to include our parents and community.

We also look for opportunities for our students to provide service to our local community through volunteering and donations. Our students have raised funds to donate to a children's cancer research, collected donations of baby diapers and wipes for a local organization supporting families in need.

• Fun Run • Educational Assemblies

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE St Helens Middle School

2018-19

PRINCIPAL: Cris Gwilliam | GRADES: 7-8 | 354 N 15th St, St Helens 97051 | 503-366-7300

Students We Serve

School Environment

424

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

Decrease from previous year

Student Enrollment

Decrease from previous year

3

DEMOGRAPHICS American Indian/Alaska Native Students

<1%

Teachers

0%

25

Year-to-year progress in English language arts and mathematics.

1%

80%

Asian Students

1%

Teachers

0%

Oregon average

25

Black/African American Students

1%

Teachers

0%

Hispanic/Latino Students

10%

Teachers

0%

Students

7% 0%

ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

80%

Academic Success

Multiracial Teachers

Oregon average

Decrease from previous year

Decrease from previous year

4%

4%

50%

Coming in 2019-20

42%

White Students

80%

Teachers

100%

5%

9

Ever English Learners

Languages Spoken

13% 97% 45% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

Oregon average

Oregon average

55%

40%

School Goals

State Goals

Safe & Welcoming Environment

St. Helens Middle School is proud of our student progress and academic growth. We will continue to strive for success with students from all demographics. We are currently supporting our student growth with Trauma Informed Practices, Quality Assessment Practices and a heavy focus on improving our school climate and culture. We have added additional interventions in the academic areas of reading and writing and we will continue to implement researched based programs that help our students develop mentally, emotionally, and socially.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

The St. Helens School District is committed to providing an environment that is welcoming and inclusive. The District is in the process of creating a school district Family Resource Center to conduct outreach and welcome new students and families. It will serve as an intake for students and families new to our community. The Family Resource Center will help identify any services needed to support our new students and connect their family to needed resources.

School Website: www.sthelens.k12.or.us/Domain/219

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED St Helens Middle School

2018-19

PRINCIPAL: Cris Gwilliam | GRADES: 7-8 | 354 N 15th St, St Helens 97051 | 503-366-7300

Our Staff (rounded FTE)

23 Teachers

3

Educational assistants

Outcomes REGULAR ATTENDERS

1

<10 students or data unavailable

<10 students or data unavailable

Asian <10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

Black/African American <10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

84%

Hispanic/Latino

91% % of licensed teachers with more than 3 years of experience

No

Same principal in the last 3 years

24% 48%

Native Hawaiian/Pacific Islander <10 students or data unavailable

<10 students or data unavailable

82%

White

45% 32%

18%

70%

12%

12%

Migrant <10 students or data unavailable

<5%

<10 students or data unavailable

>95%

Talented and Gifted

<10 students or data unavailable

37%

82%

Students with Disabilities

25%

53%

70%

Ever English Learner

77% 84%

Male

Average teacher turnover rate

24%

64%

Multiracial

Female

14%

MATHEMATICS

American Indian/Alaska Native <10 students or data unavailable

Free/Reduced Price Lunch

Counselors

ENGLISH LANGUAGE ARTS

Non-Binary <10 students or data unavailable

<10 students or data unavailable

>95%

<10 students or data unavailable

56% 44% <10 students or data unavailable

44% 39% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

To ensure a safe and secure learning environment for all of our students, our school has implemented a Student Safety and Management Plan designed to help students report instances of bullying and harassment and seek support immediately and discretely. Each case of reported bullying and harassment is handled individually and with great care. Our teachers are currently engaged in professional learning around school culture and climate and our entire staff is trained annually on methods for recognizing and preventing bullying and harassment. Our school has a team of teachers and staff dedicated to learning methods for positively influencing student behaviors in school.

Our school has several extracurricular activities:

Our school strives to engage all of our parents by providing opportunities to volunteer, participate in events, and conference with teachers. We encourage and welcome parent involvement in our extra-curricular and student programs. Our school also offers Fall and Spring community engagement events known as Middle School Extravaganza and Open House. For parents where English is a second language, we provide language supports as needed.

We partner with local organizations and businesses to provide students with learning opportunities that connect them with our community. Our school has partnerships with the local Library, Parks and Recreation, Community Health, and local businesses where students can participate in programs and gain volunteer experience. Each year we host events on campus that bring community partners into the school and we organize activities where students are going out into the community to participate. Many of our community partners engage in programs with our school to provide services and resources to our families in need.

Data are suppressed to protect confidential student information.

• Honor Society • Builders Club • Slamboo Poetry Club • Literary Journal • Oregon Battle of the Books • Robotics • Yearbook • Athletics: Cross Country, Volleyball, Basketball, Wrestling, Track • Band & Choir • Robotics/STEAM/Zero Robotics

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE St Helens High School

2018-19

PRINCIPAL: Kathryn Wagner | GRADES: 9-12 | 2375 Gable Rd, St Helens 97051 | 503-397-1900

Students We Serve

School Environment

804

Academic Progress

CLASS SIZE

REGULAR ATTENDERS

ON-TRACK TO GRADUATE

Median size of classes in core subjects.

Students who attended more than 90% of their enrolled school days.

Students earning one-quarter of graduation credits in their 9th grade year.

Decrease from previous year

Student Enrollment

Increase from previous year

Decrease from previous year

2%

8%

1

DEMOGRAPHICS American Indian/Alaska Native Students

1%

Teachers

0%

20

70%

74%

Asian Students

1%

Teachers

2%

Oregon average

25

Black/African American Students

<1%

Teachers

0%

Hispanic/Latino Students

11%

Teachers

6%

Multiracial Students

7%

Teachers

4%

Students

<1% 2%

Oregon average

80%

85%

Academic Success ON-TIME GRADUATION

FIVE-YEAR COMPLETION

COLLEGE GOING

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Decrease from previous year

Students earning a high school diploma or GED within five years.

Students enrolling in a two or four year college within one year of completing high school, as reported by the National Student Clearinghouse.

Increase from previous year

Increase from previous year

4%

1%

4%

Native Hawaiian/Pacific Islander Teachers

Oregon average

81%

91%

52%

White Students

80%

Teachers

87%

<5%

29

Ever English Learners

Languages Spoken

16% 98% 33% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

Oregon average

Oregon average

79%

85%

Oregon average

62%

School Goals

State Goals

Safe & Welcoming Environment

St. Helens High School is committed to providing students with a robust and comprehensive education that will prepare students for success in college and careers.We take a whole-child approach to learning through our development of a multi-tiered system of support and professional development and collaboration structure. We value important and regular communication and involvement with our parents and community and the support of the St. Helens community for our schools continues to be a factor that positively contributes to our students' success.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

St. Helens High School is committed to providing an environment that is welcoming and inclusive. Our school believes in the motto "Be Here. Be You. Belong." We have established the 9th grade mentoring program, "Lion Crew," and are also developing a Sources of Strength peer mentoring program for students who need additional support.

School Website: www.sthelens.k12.or.us/Domain/88

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED St Helens High School

2018-19

PRINCIPAL: Kathryn Wagner | GRADES: 9-12 | 2375 Gable Rd, St Helens 97051 | 503-397-1900

Our Staff (rounded FTE)

44 Teachers

Outcomes REGULAR ATTENDERS

ON-TRACK TO GRADUATE

American Indian/Alaska Native <10 students or data unavailable Asian

50%

13

Educational assistants

2

Counselors

13% Average teacher turnover rate

78% % of licensed teachers with more than 3 years of experience

No

Same principal in the last 3 years

<10 students or data unavailable

50%

<10 students or data unavailable

50%

73%

67%

52%

Multiracial

Free/Reduced Price Lunch

63%

Ever English Learner

63%

Male

70%

75% 75%

Data not available

61%

72%

<10 students or data unavailable

86% 69%

82%

58%

59%

Female

100%

77%

Migrant <10 students or data unavailable Talented and Gifted

73%

<10 students or data unavailable

71%

Students with Disabilities

88%

60%

Native Hawaiian/Pacific Islander <10 students or data unavailable White

0%

<10 students or data unavailable

Black/African American <10 students or data unavailable Hispanic/Latino

ON-TIME GRADUATION

Non-Binary <10 students or data unavailable

<10 students or data unavailable

91%

<10 students or data unavailable

85%

80%

66% Coming in 2019-20

81% Coming in 2019-20

About Our School ADVANCED COURSEWORK

CAREER & TECHNICAL EDUCATION

EXTRACURRICULAR ACTIVITIES

PARENT & COMMUNITY ENGAGEMENT

Advanced Placement: Biology, Chemistry, European History, US History

Our students have the option of enrolling in a variety of CTE courses where students can earn college credit and receive special recognition at graduation:

Portland Community College Dual Credit Offerings: Metals, Auto, Construction & Carpentry, Drafting, Business Tech, Music History, Chor Leonis (advanced choir)

• Automotive Technology

Clubs & Organizations: After-school Homework Club, Teen Health Advocacy, National Honor Society, Gay-Straight Alliance, Key Club, SHREC Robotics, Tri-M Music Honor Society, International Thespian Society Troupe, Lion Crew, SkillsUSA

Our school is committed to engaging our parents and community members through a variety of opportunities. We encourage participation in Site Council, AVID Site Team, FAFSA & Floats night, Sports Boosters, Band Boosters, and the St. Helens Student Foundation. We also invite our community to attend our athletic events and activities throughout the year.

Portland State University Challenge Dual Credit Offerings: Writing 121 (College Writing), Writing 222 (Writing Research Papers), Math 251/252 (Calculus I/II), Stats 243/244 (Intro Probability & Statistics I/II) NW and Willamette Promise Accelerated Credit: Bio 101/102, Spanish 101-203, Chem 104

Data are suppressed to protect confidential student information.

• Building Construction • Remodel and Renovation • Early Childhood Education • Drafting Technology • Culinary Arts • Manufacturing Technology • Office Systems

Sports & Activities: Football, Volleyball, Soccer, Cross Country, Basketball, Swimming, Wrestling, Cheer, Baseball, Softball, Track & Field, Tennis, Golf, Band, Choir, Solo Music, Oregon High School Equestrian Team (OHSET)

• Natural Resources • Computer Science

For more information please visit: www.oregon.gov/ode/reports-and-data/

COMMUNITY

CITY OF ST. HELENS

12,883 POPULATION 2010 Census Data

MALE 49.8%

$40,648

FEMALE 50.2%

34

MEDIAN INCOME

MEDIAN AGE

2000 Census Data

2010 Census Data

St. Helens is the county seat of Columbia County, Oregon. The city is roughly 39 miles away from its namesake Mt. St. Helens and 28 miles northwest of Portland. According to the United States Census Bureau, the city has a total area of 5.51 square miles, of which 4.53 is land and 0.98 is covered by water. U.S. Route passes through the city.

SCHOOL DISTRICTS 

St. Helens School District

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

27.6% under age 18 9% between ages 18 to 24 29.9% between ages 25 to 44 23.3% between ages 45 to 64 10.2% above age 65

2010 Census Data  

60.2% of homes owner occupied 39.8% of homes rented

POPULATION DENSITY 2010 Census Data  

2,843.9 inhabitants per sq. mile 5,154 housing units at an average density of 1,137.7 per sq. mile

CITY QUICK FACTS     

5.51 square miles 28 miles northwest of Portland 39 feet elevation Highest Average Temperature 83º Lowest Average Temperature 44º

St. Helens was established as a river port on the Columbia River in the 1840s, and was founded by Captain Henry Montgombery

Knighton as ‘Plymouth’; the name changed to St. Helens in the latter part of 1850 for its view of Mt. St. Helens. In 1853, the Pacific Mail Steamship Company tried to make the city their only stop on the Columbia River. Portland’s merchants boycotted this effort, and the San Francisco steamship Peytona helped break the impasse. St. Helens was incorporated as a city in 1889. The Lewis and Clark Expedition passed through and camped in the area that is now St. Helens on the night of November 5, 1805, while on their way to the Pacific Ocean. While there, the party encountered Native Americans and Clark observed ‘low rockey clifts’.

METRO AREA BASE MAP

Your Local Market Report Saint Helens, OR 97051 REPORT FOR 5/19/2020 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Saint Helens, OR 97051 Real-Time Market Profile

This week the median list price for Saint Helens, OR 97051 is $389,584 with the market action index hovering around 51. This is an increase over last month's market action index of 48. Inventory has held steady at or around 42.

Median List Price

$389,584

Per Square Foot

$202

Days on Market

87

Market Action Index

Price Decreased

14%

This answers “How’s the Market?” by comparing rate of sales

Price Increased

21%

versus inventory.

Relisted

10%

Inventory

42

Median Rent

$1,495

Most Expensive

$949,900

Least Expensive

$74,900

Market Action

51

40

Buyer's Market

50

60

20

10

90

51

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Strong Seller's Market

Strong Seller's Market

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$450,000

2,267

1 - 2.5 acres

4

2

12

0

0

124

$423,997

2,138

4,500 - 6,500 sqft

4

2

0

1

1

84

$368,460

1,832

4,500 - 6,500 sqft

3

2

0

3

3

83

$259,900

1,248

4,500 - 6,500 sqft

3

1

91

5

5

57

Tue May 19 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

2 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Saint Helens, OR 97051

Median List Price

We continue to see prices in this zip code bounce around this plateau. Look for a persistent down-shift in the Market Action Index before we see prices deviate from these levels. $400K

$375K

$350K

$325K

$300K

$275K

$250K May 2017

Oct 2017

Feb 2018

Jun 2018

Oct 2018

7-Day Average

Feb 2019

Jun 2019

Oct 2019

Feb 2020

90-Day Average

Segments

In the quartile market segments, we see this zip code showing mild price weakness lately. Quartiles 2 and 3 are basically ďŹ&#x201A;at while Quartile 1 is down in recent weeks.

Notice however, that Quartile 4 at the low-end of the market is still on an up-trend.

Often this condition happens in markets where demand has fallen (due to economic pressures perhaps) but supply is still relatively short. Buyers are focusing on the lowest price homes in the area. $800K

$600K

$400K

$200K

$0 May 2017

Oct 2017

Feb 2018

Jun 2018

Oct 2018

Feb 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jun 2019

Oct 2019

Feb 2020

Third/Lower 90-Day

Tue May 19 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

3 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Saint Helens, OR 97051

Price Per Square Foot

The value placed on homes continues to increase, despite the fact that prices in general have remained basically flat. These conditions can arise when inventory is light and more, smaller homes have more influence on overall prices. $220 $210 $200 $190 $180 $170 $160 $150 $140 May 2017

Oct 2017

Feb 2018

Jun 2018

Oct 2018

7-Day Average

Feb 2019

Jun 2019

Oct 2019

Feb 2020

90-Day Average

Inventory

Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.

70

60

50

40

30

20

10 May 2017

Oct 2017

Feb 2018

Jun 2018

Oct 2018

7-Day Average

Feb 2019

Jun 2019

Oct 2019

Feb 2020

90-Day Average

Tue May 19 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Saint Helens, OR 97051

Market Action Index

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Sellerâ&#x20AC;&#x2122;s market so watch for upward pricing pressure in the near future if the trend continues.

125

100

75

50

25

0 May 2017

Oct 2017

Feb 2018

Jun 2018

Oct 2018

7-Day Average

Feb 2019

Jun 2019

Oct 2019

Feb 2020

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

120

100

80

60

40

20 May 2017

Oct 2017

Feb 2018

Jun 2018

Oct 2018

Feb 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jun 2019

Oct 2019

Feb 2020

Third/Lower 90-Day

Tue May 19 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Saint Helens, OR 97051

Average Days on Market (DOM)

The properties have been on the market for an average of 89 days. Half of the listings have come newly on the market in the past 59 or so days. Watch the 90-day DOM trend for signals of a changing market.

150

125

100

75

50

25

0 May 2017

Oct 2017

Feb 2018

Jun 2018

Oct 2018

7-Day Average

Feb 2019

Jun 2019

Oct 2019

Feb 2020

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

200

150

100

50

0 May 2017

Oct 2017

Feb 2018

Jun 2018

Oct 2018

Feb 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jun 2019

Oct 2019

Feb 2020

Third/Lower 90-Day

Tue May 19 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

6 of 6

525 N 8TH ST SAINT HELENS OR 97051 0201051330420102100 COLUMBIA COUNTY OR

Animal - Services Name

Address

Telephone

Distance

Stevens, Patricia DVM - Timbe

214 Bozarth Ave

360-225-5044

3.68 Mi

Companion Pet Clinic

33555 E Columbia Ave, #117

503-543-6464

8.45 Mi

Banks Name

Address

Telephone

Distance

Bank of the West - Business B

465 South Hwy

503-397-3900

0.77 Mi

Wells Fargo Bank NA - Branch

795 South Hwy

503-397-9572

0.77 Mi

Iverson, Kevin - State Farm I

135 N 21st St

503-397-0850

0.88 Mi

Washington Mutual - Bank Loca

1934 Columbia Blvd

503-397-0696

0.88 Mi

Bank of the West

465 S Columbia River Hwy

503-397-3900

1.44 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks: Safeway - St. Hele

795 N Columbia River Hwy

503-397-2630

0.35 Mi

Starbucks: Hwy 30 & Gable- St

2298 Gable Rd, #130

503-397-1259

1.85 Mi

Milano Expresso

1519 Pacific Ave

360-225-6271

4.13 Mi

Starbucks: Safeway - Woodland

1725 Pacific Ave

360-225-4370

4.18 Mi

Starbucks: 1999 Pacific Ave-

1999 Pacific Ave

360-225-4709

4.24 Mi

Credit Unions Name

Address

Telephone

Distance

St Helens Community Fed CU

1720 Saint Helens St

503-397-2376

0.77 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Fresh Start Espresso

845 N Highway

503-366-0968

0.32 Mi

Kozy Korner Restaurant

371 Columbia Blvd

503-397-9754

0.53 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

525 N 8TH ST SAINT HELENS OR 97051 0201051330420102100 COLUMBIA COUNTY OR

Eating and Drinking Places Name

Address

Telephone

Distance

Wild Currant Vinnie's Chicago Sandwich Sho

201 S 1st St

503-366-9099

0.72 Mi

343 South Hwy

503-397-3135

0.77 Mi

Kandi's Koffee's Too

155 South Hwy

503-366-1097

0.77 Mi

Golf Courses Name

Address

Telephone

Distance

St. Helens Golf Course

57246 Hazen Rd

503-397-0358

4.23 Mi

Tri-Mountain Golf Course

1701 NW 299th St

360-887-3004

6.57 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

West Street Grocery

305 N 7th St

503-397-0326

0.19 Mi

Zatterbergs Grocery

770 West St

503-397-0922

0.20 Mi

Red Apple Market - Deli

1111 Columbia Blvd

503-397-0904

0.58 Mi

St Helens Chevron

115 North Highway

503-397-1082

0.77 Mi

Sherlock's Grocery

155 N Vernonia Rd

503-397-0304

1.23 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

Curves For Women

500 N Highway

503-397-3355

0.57 Mi

Anytime Fitness

1538 Columbia Blvd

503-397-0027

0.77 Mi

Curves

1775 Saint Helens St

503-397-3355

0.78 Mi

Jungle Gym Fitness Center

1904 Columbia Blvd

503-397-2500

0.88 Mi

Columbia City Sports & Recrea

320 A St

503-397-1000

1.85 Mi

Nursing Homes Name

Address

Telephone

Distance

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

525 N 8TH ST SAINT HELENS OR 97051 0201051330420102100 COLUMBIA COUNTY OR

Nursing Homes Name

Address

Telephone

Distance

Meadow Park Health And Specia Woodland Convalescent Center

75 Shore Dr

503-397-2713

0.99 Mi

310 4th St

360-225-9443

3.51 Mi

Columbia Care Center

33910 E Columbia Ave

503-543-7131

8.41 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

St Helens Professional Ctr

530 N Columbia River Hwy

503-397-1315

0.55 Mi

Valachi, Keith Dds

230 Columbia Blvd

503-397-0080

0.56 Mi

Michael R Van Gordon

530 North Hwy

Rex D Murray

515 N Columbia River Hwy

David R Hiebert

1550 St Helens St

Offices and Clinics of Medical Doctors Name Address

N/A

0.57 Mi

503-366-0556

0.60 Mi

N/A

0.70 Mi

Telephone

Distance

Gilbert Judy MD

530 N Columbia River Hwy, Ste

503-397-3113

0.56 Mi

Legacy Clinic St Helens

500 N Columbia River Hwy

503-397-0471

0.58 Mi

Meadow Park Health & Specialt

75 Shore Dr

503-397-2713

0.99 Mi

Riverside Training Center - M

105 Port Ave

503-397-1922

1.57 Mi

Jeanette's Loving Care

59382 Cherrywood Dr

503-366-3320

1.58 Mi

Pet Sitting Services Name

Address

Telephone

Distance

Fowler, Lewis H DVM - Midway

34453 McGary Ln

503-397-6470

4.81 Mi

Pharmacies Name

Address

Telephone

Distance

Columbia Community Mental Hea

185 N 4th St

503-397-5211

0.43 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

525 N 8TH ST SAINT HELENS OR 97051 0201051330420102100 COLUMBIA COUNTY OR

Pharmacies Name

Address

Telephone

Distance

Amani Center Columbia Oral Surgery

36200 Pittsburg Rd

503-366-4005

0.60 Mi

1725 St Helens St

503-366-4248

0.77 Mi

Columbia Hearing Center

369 North Hwy

503-397-1960

0.84 Mi

Olson Drug Inc

920 S 7th St

503-607-1181

1.01 Mi

Places of Religion Name

Address

Telephone

Distance

First United Methodist Church

560 Columbia Blvd

N/A

0.49 Mi

First Christian Church

185 S 12th St

N/A

0.70 Mi

First Evangelical Lutheran Ch

PO Box 324

N/A

0.85 Mi

Grace Baptist Church

PO Box 1121

N/A

0.85 Mi

Sunset Park Community Church

174 Sunset Blvd

N/A

1.04 Mi

Retirement Communities Name

Address

Telephone

Distance

Columbia Hills Retirement Cen

36050 Pittsburg Rd

503-397-6131

0.81 Mi

Spring Meadows Assisted Livin

36070 Pittsburg Road Ofc

503-397-0401

0.85 Mi

Avamere

2400 Gable Rd

503-366-8070

1.78 Mi

Ridgefield Living Center

104 Pioneer Ln

360-887-5066

5.30 Mi

Terrace View Care Home

52654 Hoag Terrace

503-543-3747

8.57 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

Woodland Veterinary Hospital

236 Davidson Ave

360-225-9469

3.64 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

525 N 8TH ST SAINT HELENS OR 97051 0201051330420102100 COLUMBIA COUNTY OR

Veterinary - Medicine Name

Address

Telephone

Distance

St Helens Veterinary Clinic Columbia Veterinary Clinic

203 S Columbia River Hwy

503-397-4190

1.08 Mi

35645 Firlock Park Blvd

503-397-1928

1.97 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks at no cost to you! WFG National Title has partnered with Updater to provide a better moving experience. This concierge service has been paid for and reserved especially for your client. All you need to do now is log onto your Dashboard.

Updater is the trusted way to: • Forward your mail • Update your accounts • Connect utilities • Hook up home services • Search move-in special offers • Share moving announcements with digital announcements to friends & family

To activate your dashboard; log onto www.WFGupdaterOR.com

COLUMBIA COUNTY UTILITIES TELEPHONE

WATER CONTINUEDâ&#x20AC;¦

NATURAL GAS

CenturyTel

City of Scappoose

NW Natural Gas

(800) 637-9843 www.centurytel.com

(503) 543-7146 www.ci.scappoose.or.us

Frontier Communications (877) 462-8188

City of Vernonia (503) 429-5291 www.vernonia-or.gov

GARBAGE

NcNulty Water

Hudson Garbage Service

Association

(503) 397-1534

(503) 397-1301 www.columbia-center/ mcnultywater

Columbia County fer Station

Trans-

(503) 366-2613 Rainier Sanitary Service (503) 556-8791

ELECTRIC Clatskanie PUD (503) 728-2163 www.clatskaniepud.com

WATER City of Clatskanie (503) 728-2622

Columbia River PUD (503) 397-1844 www.crpud.net

(503) 422-4012 www.nwnatural.com

CABLE CenturyTel (800) 201-4099 www.centurytel.com Comcast (888) 824-8264 www.comcast.com DirecTV (800) 280-4388 www.directv.com

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of youâ&#x20AC;Ś we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

Notification is sent to both Buyer and Seller.

Notification is sent once all title curative items are received and ready for closing.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

Notification is sent 10 days after Title Report is completed.

Notification is sent when EM is received

by Escrow.

Notification is sent to Buyers every 90 days.

KEEP

Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

GET 5 STARS

Notification sent one day after transaction is marked recorded.

TRANSACTION CLOSES

SIGNING SCHEDULED

Notification (video, when applicable) is sent five days after Title Cleared Notification.

NEARING YOUR SIGNING

TITLE CLEARED

Notification is sent in conjunction with Title Cleared notification.

MIDPOINT FEEDBACK

Notification is sent after Title Report is completed.

MyHome® notifications start triggering to the Client once the order has been opened.

UPDATER INVITATION

EARNEST MONEY

TITLE REPORT DELIVERED

TRANSACTION STARTED

CONSUMER EXPERIENCE TIMELINE

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions.

However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.