44 Eagle Crest Dr #15, Lake Oswego, OR 97035

44 Eagle Crest Drive #15 Lake Oswego, OR 97035

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Owner Information HOWELL DANIEL P /

Owner Name: Vesting: Mail Address:

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

RIDGECREST CONDOMINIUM, LOT 15-B

County:

MULTNOMAH

Census/Block: 006402 / 2011

Alt Parcel #

1S1E32DC -99011

School District: PORTLAND 1J

Tsp-Rng-Sec:

T1S-R1E-S32

Municipality:

Lot / Block:

Lot: 15-B Block:

Parcel #:

R255145

Housing Tract: RIDGE Last Market Sale Date:

2014-11-21/2014-11-20

Lender:

ONPOINT CMNTY CU

Sale Price:

85000

Loan:

78200

Document #: 2014.117037

Document #: 2014.117038

Doc Type:

GENERAL WARRANTY DEED

Loan Type:

CONVENTIONAL

$ Sqft:

$106.52

Loan Term:

30

Prior Sale Information Date:

2007-06-14/2007-06-12

Lender:

Price:

131385

Loan:

Document #: 2007.106088 Doc Type:

WARRANTY DEED

65000

Document #: Loan Type:

CONVENTIONAL

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Property Characteristics Gross Area:

798

Garage Area:

Living Area:

798

Roof Shape:

GABLE

Porch Type:

Above Grade: 798

Foundation:

CONCRETE

Patio Type:

Interior Wall

Bedrooms:

1

Roof Material: TILE

Air Cond:

Bath (F/H):

1/

Construction:

Fixtures:

Fireplace:

PREFAB

Heat Type:

Year Built:

1979

Cooling Type:

Parking Type: Garage Units:

1

Basement:

BASEBOARD

DECK

Floor: Equipment: Stories:

1

Rooms:

Pool:

No

Quality:

Condition:

VERY GOOD

Exterior Wall:

FRAME WOOD

Property Information Land Use:

CONDOMINIUM

County Use:

RESIDENTIAL,RESID

State Use:

W

Zoning:

NULL

Lot Acres:

2.43

Lot Sqft:

105,850

Len/Wid:

/

$174,640

Taxable Val:

$174,640

Mkt Value:

$174,640

Tax and Assessment Information Assd Year:

2019

Assd Value:

Tax Year:

2019

Land Value:

Tax Area:

281

Imp Value:

$174,640

Exemption:

Property Tax:

$2,361.17

Improved %:

100%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2015

1.00

1.00

811

$111,983

$138

2016

1.00

1.00

815

$154,000

$189

2017

1.00

1.00

773

$180,725

$234

2018

1.00

1.00

782

$203,629

$260

2019

1.00

1.00

767

$189,580

$247

Average Sale Price $180,725

$203,629

$189,580

$154,000 $111,983

2015

2016

2017

2018

2019

$260

$247

2018

2019

Average $ Per Square Foot

$234 $189 $138

2015

2016

2017

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Female Population

11,438

11.2%

13.9%

14.1%

12.4%

15.4%

17.8%

15.7%

13.6%

0-9

10-19

20-29

30-39

40-49

50-59

60-69

70+

16.0%

17.2%

16.4%

Male Population

9,924

12.9%

12.9%

11.2%

0-9

10-19

20-29

Education

17.1%

7.5% 30-39

40-49

50-59

60-69

70+

Employment

No Diploma: High School: Some College: Bachelor's Graduate's:

1.6%

Working Age:

10.1% 25.4% 37.5% 25.5%

Labor Force: Median Income:

17,178 77.7% $75,311 91.1%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8.9%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Portland Sd 1j Elementary Schools Stephenson Elementary 2627 SW STEPHENSON ST PORTLAND OR 97219 Grades: KG to 05 Charter School: N Magnet School: U

503-916-6318 Area Desc: City: Large Distance: 0.39 Miles Title One: N

Markham Elementary 10531 SW CAPITOL HWY PORTLAND OR 97219 Grades: KG to 05 Charter School: N Magnet School: U Middle Schools Jackson Middle School 10625 SW 35TH PORTLAND OR 97219 Grades: 06 to 08 Charter School: N Magnet School: U

503-916-5681 Area Desc: City: Large Distance: 1.23 Miles Title One: Y

Gray Middle School 5505 SW 23RD AVE PORTLAND OR 97239 Grades: 06 to 08 Charter School: N Magnet School: U High Schools Wilson High 1151 SW VERMONT ST PORTLAND OR 97219 Grades: 09 to 12 Charter School: N Magnet School: U

503-916-5676 Area Desc: City: Large Distance: 3.29 Miles Title One: N

Cleveland High 3400 SE 26TH AVE PORTLAND OR 97202 Grades: 09 to 12 Charter School: N Magnet School: U

503-916-5120 Area Desc: City: Large Distance: 5.49 Miles Title One: N

503-916-5680 Area Desc: City: Large Distance: 0.98 Miles Title One: N

503-916-5280 Area Desc: City: Large Distance: 2.92 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

OREGON AT-A-GLANCE DISTRICT PROFILE Portland SD 1J

2018-19

SUPERINTENDENT: Guadalupe Guerrero | 501 N Dixon St, Portland 97227 | 503-916-2000

Students We Serve

Start Strong

48,096 Student Enrollment

Academic Progress

Grades K-2 REGULAR ATTENDERS

Grade 3 ENGLISH LANGUAGE ARTS

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

Students who attended more than 90% of their enrolled school days.

Students meeting state grade-level expectations.

Year-to-year progress in English language arts and mathematics.

No change from previous year

DEMOGRAPHICS

Decrease from previous year

2%

American Indian/Alaska Native Students

1%

Teachers

<1%

Asian Students

7%

Teachers

4%

86%

56% Oregon average

Black/African American

Oregon average

83%

47%

Students

9%

Teachers

3%

High School Success

Students

16%

Teachers

9%

Grade 8 MATHEMATICS

Grade 9 ON-TRACK TO GRADUATE

Grade 12 ON-TIME GRADUATION

Students meeting state grade-level expectations.

Students earning one-quarter of graduation credits in their 9th grade year.

Hispanic/Latino

Multiracial Students

10%

Teachers

4%

Native Hawaiian/Pacific Islander Students

1%

Teachers

<1%

White Students

57%

Teachers

79%

15%

Languages Spoken

16% 12% 39% Students with Disabilities

Mobile Students

Free/ Reduced Price Lunch

Decrease from previous year

2%

1%

2%

48%

91% Oregon average

92

Ever English Learners

Decrease from previous year

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Increase from previous year

39% District Goals

At Portland Public Schools, our goals are to provide safe, student-centered learning experiences by utilizing differentiated teaching and tools for the success of all students. We collaborate to support a primary focus on teaching and learning and the creation of dynamic, joyful learning environments. We strive to engage all students, their families and the community at large. We are fundamentally committed to social justice and to closing student achievement gaps.

80% Oregon average

85%

Oregon average

79%

State Goals The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% on-time, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a wellrounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

*<10 students or data unavailable

District Website: www.pps.net

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE DISTRICT PROFILE CONTINUED Portland SD 1J

2018-19

SUPERINTENDENT: Guadalupe Guerrero | 501 N Dixon St, Portland 97227 | 503-916-2000

Our Staff (rounded FTE)

188 Administrators

Outcomes

66%

American Indian/Alaska Native

Teachers

Educational assistants

85%

Male

86%

Non-Binary <10 students or data unavailable

90% 71%

83%

58%

72% 89%

78%

94%

77%

95%

23%

83%

80%

26%

73% 86%

19%

Data not available

80%

6%

59% 70%

<10 students or data unavailable

92%

Talented and Gifted

Data are suppressed to protect confidential student information.

41%

>95%

49%

White

% of licensed teachers with more than 3 years of experience

Grade 12 ON-TIME GRADUATION

80%

24%

Ever English Learner

<10 students or data unavailable

87%

26%

Students with Disabilities

81%

Average

60%

Free/Reduced Price Lunch

High Average

Grade 9 ON-TRACK TO GRADUATE

8%

Hispanic/Latino

Migrant

59% 53%

40%

Asian

Multiracial

Psychologists

Low 94%

<10 students or data unavailable

Grade 8 MATHEMATICS

59

Average

<5%

Female

Black/African American

Average 35%

92%

Native Hawaiian/Pacific Islander

Licensed Librarians

80%

Migrant <10 students or data unavailable

61

Low

18%

Talented and Gifted

American Indian/Alaska Native

Average

29%

83%

Students with Disabilities

Counselors

Low 68%

75%

Ever English Learner

Average

26% 90%

Free/Reduced Price Lunch

144

Average 56%

69%

Native Hawaiian/Pacific Islander White

618

Low 34%

83%

Multiracial

High

19%

79%

Hispanic/Latino

Low 53%

75%

Black/African American

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

30% 89%

Asian

2,725

Grade 3 ENGLISH LANGUAGE ARTS

Grades K-2 REGULAR ATTENDERS

>95%

Female

48%

93%

Male

48%

90%

Non-Binary <10 students or data unavailable

95% 82% 77%

Coming in 2019-20 Coming in 2019-20 Seismic Safety: http://www.oregongeology.org/sub/projects/rvs/activity-updates/status.html

OREGON AT-A-GLANCE SCHOOL PROFILE Stephenson Elementary School

2018-19

PRINCIPAL: Carlos Galindo | GRADES: K-5 | 2627 SW Stephenson St, Portland 97219 | 503-916-6318

Students We Serve

School Environment

350

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

No change from previous year

Student Enrollment

Year-to-year progress in English language arts and mathematics.

Increase from previous year

2%

DEMOGRAPHICS American Indian/Alaska Native Students

0%

Teachers

0%

21

93%

Asian Students

3%

Teachers

4%

Oregon average

25

Black/African American Students

3%

Teachers

0%

Hispanic/Latino Students

9%

Teachers

8%

Students

10% 0%

ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Native Hawaiian/Pacific Islander Students

0%

Teachers

0%

80%

Academic Success

Multiracial Teachers

Oregon average

Decrease from previous year

Decrease from previous year

7%

7%

82%

Coming in 2019-20

71%

White Students

76%

Teachers

88%

<5%

10

Ever English Learners

Languages Spoken

17% 94% 10% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.pps.net/schools/stephenson

Oregon average

Oregon average

51%

43%

School Goals

State Goals

Safe & Welcoming Environment

Stephenson's focus is on Equity Based Balanced Literacy and math fluency, with the aim of refining our instructional strategies including cultural relevant instruction, rigor and providing all students with the skills they need to be ready to succeed beyond elementary school. We strive to provide a welcoming environment for all families and equitable opportunities for students of all races, genders, and cultural backgrounds. We encourage you to contact us with any questions, concerns, or information that will help us ensure success for your students.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We work hard to make our school a place where all students and families feel welcome and included. We celebrate our communityâ&#x20AC;&#x2122;s diversity and we honor this diversity in our learning activities. We understand how important it is to keep our students feeling safe, both physically and emotionally, when they are with us.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Stephenson Elementary School

2018-19

PRINCIPAL: Carlos Galindo | GRADES: K-5 | 2627 SW Stephenson St, Portland 97219 | 503-916-6318

Our Staff (rounded FTE)

20 Teachers

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

American Indian/Alaska Native <10 students or data unavailable

>95%

Asian Black/African American <10 students or data unavailable

3

Educational assistants

Hispanic/Latino

1

Counselors

18% Average teacher turnover rate

71% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

80%

77% 91%

Multiracial Native Hawaiian/Pacific Islander <10 students or data unavailable

<10 students or data unavailable

79% 86%

Students with Disabilities Migrant <10 students or data unavailable

<10 students or data unavailable

74% 56%

<10 students or data unavailable

<10 students or data unavailable

59%

56%

<10 students or data unavailable

Talented and Gifted

90%

Female

93%

Male

93%

Non-Binary <10 students or data unavailable

64%

82% 69%

>95%

Ever English Learner

46% 86%

94%

White Free/Reduced Price Lunch

MATHEMATICS

<10 students or data unavailable

<10 students or data unavailable

>95%

>95%

82%

67%

82% <10 students or data unavailable

76% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

Portland Public Schools has created policies to help our schools provide safe environments for every student. This includes teaching students and staff about bullying and harassment, and providing methods to report and respond to any of these incidents. We have a PPS threat assessment team to help address reports of safety concerns. We also support the district-wide implementation of Positive Behavioral Interventions and Supports (PBIS), and Restorative Justice practices through our Multi-tiered System of Supports (MTSS) department.

Stephenson offers a variety of extracurricular enrichment weekly classes including: PE, Dance, Music and Library.

We also offer after school teacher-led courses such as 3rd-5th choir, 4th-5th strings, 4th-5th band and dance for students who are interested in participating beyond the school day at no costs to families. All K-5 students have an opportunity to attend beyond the school day enrichment's for a fee which are: Spanish, Yoga, Code to the Future, Drama, Robotics and Video.

Our parents and guardians are always welcomed to volunteer and support classrooms. Stephenson school offers several PTA and Foundation meetings each year where we invite families to attend. The meetings are designed for parents to gather and share input with others about fundraising and learn about school events. We will inform you of these school events and celebrations through our principal weekly newsletters and other media. Please check our website for details about these events.

Stephenson school hosts both the Neighborhood Association and Neighborhood Emergency Team monthly meetings. We appreciate our community neighbors and want them to feel welcome to join us in supporting the success of our students. Please contact us if you and your community organization are interested in providing support, and we will be happy to talk with you about options.

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Jackson Middle School

2018-19

PRINCIPAL: Susan Kosmala | GRADES: 6-8 | 10625 SW 35th, Portland 97219 | 503-916-5680

Students We Serve

School Environment

743

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

Increase from previous year

Student Enrollment

Increase from previous year

3

DEMOGRAPHICS American Indian/Alaska Native Students

1%

Teachers

0%

31.5

Year-to-year progress in English language arts and mathematics.

6%

88%

Asian Students

2%

Teachers

0%

Oregon average

25

Black/African American Students

6%

Teachers

2%

Hispanic/Latino Students

8%

Teachers

0%

Students

9% 7%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Multiracial Teachers

Oregon average

Increase from previous year

Increase from previous year

1%

2%

77%

Coming in 2019-20

61%

White Students

73%

Teachers

90%

8%

23

Ever English Learners

Languages Spoken

16% 93% 21% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.pps.net/schools/jackson

Oregon average

Oregon average

54%

39%

School Goals

State Goals

Safe & Welcoming Environment

Our school goal is to create a learning environment that is demanding yet supportive, and inclusive of diverse cultures and viewpoints. We use inquiry-based projects, intentional academic routines, and consistent monitoring of student learning with an intent to provide all students with the skills they need to be successful now, in high school and as they prepare for college or careers. We encourage you to contact us with any questions, concerns, or information that will help us ensure success for your students.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We work hard to make our school a place where all students and families feel welcome and included. We celebrate our communityâ&#x20AC;&#x2122;s diversity and we honor this diversity in our learning activities. We understand how important it is to keep our students feeling safe, both physically and emotionally, when they are with us.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Jackson Middle School

2018-19

PRINCIPAL: Susan Kosmala | GRADES: 6-8 | 10625 SW 35th, Portland 97219 | 503-916-5680

Our Staff (rounded FTE)

35 Teachers

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

American Indian/Alaska Native <10 students or data unavailable

9

Educational assistants

Hispanic/Latino Multiracial

1

Counselors

15% Average teacher turnover rate

86% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

81% 76%

59%

43% 76%

66%

<10 students or data unavailable

90% 74% 83%

Ever English Learner

71% 13%

83%

White

Students with Disabilities

87% 43%

Native Hawaiian/Pacific Islander <10 students or data unavailable

Free/Reduced Price Lunch

<10 students or data unavailable

>95%

Asian Black/African American

MATHEMATICS

<10 students or data unavailable

78%

<10 students or data unavailable

81%

66%

51%

31%

51%

30%

44%

Migrant <10 students or data unavailable

33%

<10 students or data unavailable

Talented and Gifted

95%

Female

90%

Male

86%

Non-Binary <10 students or data unavailable

<10 students or data unavailable

>95%

>95%

84% 70% <10 students or data unavailable

63% 59% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

Portland Public Schools has created policies to help our schools provide safe environments for every student. This includes teaching students and staff about bullying and harassment, and providing methods to report and respond to any of these incidents. We have a PPS threat assessment team to help address reports of safety concerns. We also support the district-wide implementation of Positive Behavioral Interventions and Supports (PBIS), and Restorative Justice practices through our Multi-tiered System of Supports (MTSS) department.

Our school embraces enrichment opportunities for students. Many of these opportunities, both enrichment and athletic, are provided through Schools Uniting Neighborhoods (SUN), community partnerships or our Parent Teacher Association (PTA), and change with each term. Please check https://www.pps.net/schools/jackson for details about specific activities.

In addition to written communication weekly, our school has monthly meetings throughout the school year on a variety of topics of interest to parents and families.

Interpretation and translation services are available. We want families to feel informed, welcomed, and part of the Jackson team.

We value our community and the irreplaceable support they provide to the success of our students. If your business or community organization is interested in supporting the success of students in Southwest Portland, please contact us and we would be happy to talk with you about projects and options.

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Wilson High School

2018-19

PRINCIPAL: Filip Hristic | GRADES: 9-12 | 1151 SW Vermont St, Portland 97219 | 503-916-5280

Students We Serve

School Environment

1,481

Academic Progress

CLASS SIZE

REGULAR ATTENDERS

ON-TRACK TO GRADUATE

Median size of classes in core subjects.

Students who attended more than 90% of their enrolled school days.

Students earning one-quarter of graduation credits in their 9th grade year.

No change from previous year

Student Enrollment

Increase from previous year

No change from previous year

4%

DEMOGRAPHICS American Indian/Alaska Native Students

<1%

Teachers

0%

25

76%

>95%

Asian Students

3%

Teachers

4%

Oregon average

25

Black/African American Students

5%

Teachers

0%

Hispanic/Latino Students

9%

Teachers

6%

Multiracial Students

8%

Teachers

3%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

Oregon average

Oregon average

80%

85%

Academic Success ON-TIME GRADUATION

FIVE-YEAR COMPLETION

COLLEGE GOING

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Increase from previous year

Students earning a high school diploma or GED within five years.

Students enrolling in a two or four year college within one year of completing high school, as reported by the National Student Clearinghouse.

Decrease from previous year

Decrease from previous year

1%

2%

2%

90%

94%

79%

White Students

74%

Teachers

86%

8%

34

Ever English Learners

Languages Spoken

10% 94% 19% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.pps.net/schools/wilson

Oregon average

Oregon average

79%

85%

Oregon average

62%

School Goals

State Goals

Safe & Welcoming Environment

Our focus is on literacy and math fluency, with the aim of refining our instructional strategies and providing all students with the skills they need to be ready to succeed in college and careers. We strive to provide a welcoming environment and equitable opportunities for students of all races, genders, and home languages. We encourage you to contact us with any questions, concerns, or information that will help us ensure success for your students.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We work hard to make our school a place where all students and families feel welcome and included. We celebrate our communityâ&#x20AC;&#x2122;s diversity and we honor this diversity in our learning activities. We understand how important it is to keep our students feeling safe, both physically and emotionally, when they are with us.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Wilson High School

2018-19

PRINCIPAL: Filip Hristic | GRADES: 9-12 | 1151 SW Vermont St, Portland 97219 | 503-916-5280

Our Staff (rounded FTE)

81 Teachers

Outcomes REGULAR ATTENDERS

ON-TRACK TO GRADUATE

American Indian/Alaska Native <10 students or data unavailable

9

Educational assistants

6

Counselors

14% Average teacher turnover rate

83% % of licensed teachers with more than 3 years of experience

Hispanic/Latino

61% 64%

92%

94%

89%

100% >95%

54%

84%

Ever English Learner

55%

>95%

64%

77%

Male

76%

82% Data not available 84% 100%

<10 students or data unavailable

87%

Female

90%

95%

Migrant <10 students or data unavailable Talented and Gifted

83%

<10 students or data unavailable

79%

Free/Reduced Price Lunch

Students with Disabilities

92%

>95%

Native Hawaiian/Pacific Islander <10 students or data unavailable White

>95% 94%

76%

Multiracial

100%

<10 students or data unavailable

88%

Asian Black/African American

ON-TIME GRADUATION

Non-Binary <10 students or data unavailable

>95%

93%

>95%

91%

95% Coming in 2019-20

89% Coming in 2019-20

About Our School ADVANCED COURSEWORK

CAREER & TECHNICAL EDUCATION

EXTRACURRICULAR ACTIVITIES

PARENT & COMMUNITY ENGAGEMENT

Most high schools in Portland Public Schools offer Advanced Placement or International Baccalaureate courses in several subject areas. In addition, students have the option to earn college credit for some classes.

District-wide we have 60 state-approved CTE programs of study. Career clusters include Architecture and Construction, Health Services, Information Technology, Manufacturing, and others. As part of these programs, we facilitate career learning experiences for students such as guest speakers, field trips, job shadows, etc. Visit our CTE web page for additional information: https://www.pps.net/Domain/190

Our school offers a variety of extracurricular activities. Check our website for details about specific activities.

Our school offers several meetings each year where we invite families to attend. The meetings are to discover what your children are learning at school, to see examples of their good work, and to learn ways that you can help them succeed at school. We will inform you of these school events and celebrations through our newsletters and other media. Please check our website for details about these events. We appreciate our community neighbors and want them to feel welcome to join us in supporting the success of our students.

No

Same principal in the last 3 years

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

COMMUNITY

CITY OF LAKE OSWEGO

36,619 POPULATION 2010 Census Data

MALE 47.52%

$71,597

FEMALE 52.48%

45.8

MEDIAN INCOME

MEDIAN AGE

2000 Census Data

2010 Census Data

Lake Oswego is a city in the State of Oregon, primarily in Clackamas County with small portions extending into neighboring Multnomah and Washington counties. Located about 8 miles (13 km) south of Portland and surrounding the 405-acre (1.64 km2) Oswego Lake, the town was founded in 1847 and incorporated as Oswego in 1910. The city was the hub of Oregon's brief iron industry in the late 19th century and is today an affluent suburb of Portland.

SCHOOL DISTRICTS   

Lake Oswego Portland Public Riverdale

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

22.1% under age 18 5.7% between ages 18 to 24 21.0% between ages 25 to 44 35.1% between ages 45 to 64 16.2% above age 65

2010 Census Data  

68.97% of homes owner occupied 31.03% of homes rented

POPULATION DENSITY 2010 Census Data  

3,428.7 inhabitants per sq. mile 16,995 housing units at an average density of 1,591.3 per sq. mile

CITY QUICK FACTS     

11.35 square miles 8 miles south of Portland 249 feet elevation Highest Average Temperature 80º Lowest Average Temperature 46º

The Clackamas Indians once occupied the land that later became Lake Oswego, but diseases transmitted by European explorers and traders killed most of the natives. Before the influx of non-native people via the Oregon Trail, the area between the Willamette River and Tualatin River had a scattering of early pioneer homesteads and farms. As settlers arrived, encouraged by the Donation Land Claim Act of 1850 and the subsequent Homestead Act, they found the land under-occupied. Albert Alonzo Durham founded the town of Oswego in 1847, naming it after Oswego, New York.

He built a sawmill on Sucker Creek (now Oswego Creek), the town's first industry.

METRO AREA BASE MAP

Your Local Market Report Lake Oswego, OR 97035 REPORT FOR 7/23/2020 Condos/Townhomes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Condos/Townhomes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Lake Oswego, OR 97035

This week the median list price for Lake Oswego, OR 97035 is $289,000 with the market action index hovering around 49. This is an increase over last month's market action index of 39. Inventory has held steady at or around 27.

Real-Time Market Profile

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

50

40

Buyer's Market

60

20

M

100

49

90

ay Tod

10

80

Last

th on

0

Seller's Market

70

30

Strong Seller's Market Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

Median List Price

$289,000

Per Square Foot

$220

Days on Market

59

Price Decreased

26%

Price Increased

0%

Relisted

7%

Inventory

27

Median Rent

$1,499

Most Expensive

$1,380,000

Least Expensive

$194,900

Market Action

49

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$689,950

2,608

0 - 4,500 sqft

3

2

20

1

0

50

$409,900

1,704

0 - 4,500 sqft

3

2

41

3

0

46

$264,900

1,348

1 - 2.5 acres

2

2

41

3

4

56

$210,000

979

2.5 - 5 acres

2

2

50

1

2

83

Thu Jul 23 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

2 of 6

Condos/Townhomes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Lake Oswego, OR 97035

Median List Price

Again this week we see prices in this zip code remain roughly at the level they’ve been for several weeks. Since we’re significantly below the top of the market, look for a persistent up-shift in the Market Action Index before we see prices move from these levels. $450K

$400K

$350K

$300K

$250K

$200K Jul 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

7-Day Average

Apr 2019

Aug 2019

Dec 2019

Apr 2020

90-Day Average

Segments

In the quartile market segments, we see prices in this zip code generally settled at a plateau, although Quartile 1 is on a bit of an up trend in recent weeks. We'll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels. $800K

$600K

$400K

$200K

$0 Jul 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

Apr 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Aug 2019

Dec 2019

Apr 2020

Third/Lower 90-Day

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3 of 6

Condos/Townhomes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Lake Oswego, OR 97035

Price Per Square Foot

While prices have been basically ďŹ&#x201A;at, the price per square foot has been heading downward. While not a sign of broad strength in a market, larger homes are coming more available and buyers are tending to get more home for their money. $280

$260

$240

$220

$200

$180 Jul 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

7-Day Average

Apr 2019

Aug 2019

Dec 2019

Apr 2020

90-Day Average

Inventory

Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.

80 70 60 50 40 30 20 10 0 Jul 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

7-Day Average

Apr 2019

Aug 2019

Dec 2019

Apr 2020

90-Day Average

Thu Jul 23 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

4 of 6

Condos/Townhomes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Lake Oswego, OR 97035

Market Action Index

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Sellerâ&#x20AC;&#x2122;s market so watch for upward pricing pressure in the near future if the trend continues.

125

100

75

50

25

0 Jul 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

7-Day Average

Apr 2019

Aug 2019

Dec 2019

Apr 2020

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

100 90 80 70 60 50 40 30 20 Jul 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

Apr 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Aug 2019

Dec 2019

Apr 2020

Third/Lower 90-Day

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5 of 6

Condos/Townhomes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Lake Oswego, OR 97035

Average Days on Market (DOM)

The properties have been on the market for an average of 59 days. Half of the listings have come newly on the market in the past 37 or so days. Watch the 90-day DOM trend for signals of a changing market.

150

125

100

75

50

25 Jul 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

7-Day Average

Apr 2019

Aug 2019

Dec 2019

Apr 2020

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

400

300

200

100

0 Jul 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

Apr 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Aug 2019

Dec 2019

Apr 2020

Third/Lower 90-Day

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6 of 6

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Animal - Humane Societies Name

Address

Cat Adoption Team

14175 SW Galbreath Dr

Animal - Rescue Name

Address

Clackamas County Veterinary C

1678 Beavercreek Rd

Animal - Services Name

Address

Takashima, Gregg DVM - Parkwa

Telephone

Distance

503-925-8903

7.20 Mi

Telephone

Distance

503-657-3171

9.28 Mi

Telephone

Distance

3 Monroe Pky

503-636-2102

0.15 Mi

Wood, Gary L DVM - Barbur Bou

10629 SW Barbur Blvd

503-246-4226

1.38 Mi

Twardzik, Amy L DVM - Pacific

9715 SW Barbur Blvd

503-246-3373

1.45 Mi

Lintner, Marli S DVM - Avian

15952 Quarry Rd

503-635-5672

1.87 Mi

Howard, Richard DVM - Cascade

11140 SW 68th Pky

503-684-1800

1.92 Mi

Banks Name

Address

Telephone

Distance

Chase Bank

7 Monroe Pky

855-448-5396

0.15 Mi

Hottmann- Gregg A

4 Monroe Pky

503-697-0770

0.15 Mi

Bank of the West

1655 Boones Ferry Rd

503-207-1100

0.43 Mi

Flagstar Bank FSB

4500 Kruse Way, #310

503-636-8988

1.41 Mi

Chase Bank ATM

10065 SW Barbur Blvd

800-935-9935

1.41 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks

3 Monroe Pky, #z1

503-675-9097

0.15 Mi

Starbucks: Oswego Town Square

3 Monroe Pky

503-675-9097

0.15 Mi

Starbucks: Oswego Town Square

3 Monroe Pky, #Pkwy-z

503-675-9097

0.15 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Coffee Shops Name

Address

Telephone

Distance

Starbucks: Barbur & Capitol Cafe Bean Street

10010 SW Barbur Blvd

503-244-9884

1.41 Mi

14559 Westlake Dr

503-746-7638

1.54 Mi

Credit Unions Name

Address

Telephone

Distance

Northwest Adventist Fed CU Northwest Community CU

10333 SE Main St

503-256-3712

3.32 Mi

8625 SW Scholls Ferry Rd

503-626-6553

3.92 Mi

Northwest Resource Federal CU

221 NW 2nd Ave

503-220-2592

6.43 Mi

Castparts Employee Federal CU

8120 SE Luther Rd

503-771-2464

6.50 Mi

Consolidated Federal CU

2021 NE Sandy Blvd

503-232-8070

6.98 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Hanko's Sports Bar & Grill

4 Monroe Pky

503-697-7819

0.15 Mi

Flying Pie Pizzeria

3 SW Monroe Pky, Ste S

503-675-7377

0.34 Mi

Walter Mitty's

11830 Kerr Pky

503-246-7153

0.71 Mi

A-Hotshot Hood Cleaning & Pre

Po Box 1986

503-636-3432

1.00 Mi

Baba Fresh

11139 SW Capitol Hwy

503-244-8688

1.13 Mi

Golf Courses Name

Address

Telephone

Distance

Oswego Lake Country Club

20 Iron Mountain Blvd

503-635-3659

1.66 Mi

Lake Oswego Golf Course

17525 SW Stafford Rd

503-636-8228

2.83 Mi

Waverley Country Club

1100 SE Waverly Dr

503-654-9509

2.94 Mi

RedTail Golf Course

8200 SW Scholls Ferry Rd

503-646-5166

3.93 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Golf Courses Name

Address

Telephone

Distance

Portland Golf Club

5900 SW Scholls Ferry Rd

503-292-2778

4.04 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

Mountain Park Thriftway

3 Monroe Pky

503-635-7705

0.15 Mi

Mediteranian Market

11830 Kerr Pky

503-246-0403

0.71 Mi

World Foods

10075 SW Barbur Blvd, #4

503-892-4658

1.41 Mi

Barbur World Foods

9845 Sw Barbur Blvd

503-244-0670

1.44 Mi

Tienda Mexicana San Martin

9101 SW Barbur Blvd

503-977-9829

1.66 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

Mountain Park Recreation Cent

2 Mt Jefferson Ter

503-635-3561

0.48 Mi

Mountain Park Racquet Club

3 Botticelli St

503-635-3776

0.74 Mi

First-Step Fitness

111 Kingsgate Rd

503-586-4046

1.08 Mi

Fitness by Design-Personal Tr

15110 Boones Ferry Rd, #245

503-635-0701

1.38 Mi

Bergfreunde Ski Club

10175 SW Barbur Blvd

503-245-8543

1.43 Mi

Hospitals Name

Address

Telephone

Distance

Shriners Hosps For Children

3101 SW Sam Jackson Park Rd

503-241-5090

4.75 Mi

Eastmoreland Hospital

2900 SE Steele St

503-234-0411

4.89 Mi

Hospitals - Acute Care Name

Address

Telephone

Distance

Providence Milwaukie Hospital

10150 SE 32nd Ave

503-513-8336

3.95 Mi

Legacy Meridian Park Medical

19300 SW 65th Ave

503-692-1212

4.19 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Hospitals - Acute Care Name

Address

Telephone

Distance

Ohsu Hospital And Clinics Providence St Vincent Medical

3181 SW Sam Jackson Park Rd

503-494-4036

4.61 Mi

9205 SW Barnes Rd

503-216-1234

5.96 Mi

Legacy Good Samaritan Medical

1015 NW 22nd Ave

503-413-7682

6.58 Mi

Hospitals - Acute Care - VA Name

Address

Telephone

Distance

Portland Va Medical Center

3710 SW Us Veterans Hospital R

503-220-8262

4.36 Mi

Nursing Homes Name

Address

Telephone

Distance

Pearl At Kruse Way, The

4550 Carman Dr

503-675-6055

1.33 Mi

West Hills Health & Rehabilit

5701 SW Multnomah Blvd

503-244-1107

2.60 Mi

Avamere Crestview Of Portland

6530 SW 30th Ave

503-244-7533

2.90 Mi

Willamette View Health Center

13145 SE River Rd

503-353-7000

3.10 Mi

Marquis Care At Vermont Hills

6010 SW Shattuck Rd

503-246-8811

3.47 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Day Chiropractic

14511 Westlake Dr

503-620-2353

1.52 Mi

Galligan, Kathleen M DC - Kru

3990 SW Collins Way

503-635-1236

1.58 Mi

Harrington, Shawn I DC - Lake

17620 Pilkington Rd

503-636-2265

2.85 Mi

Erdman, Terrance E DC - Tigar

12405 SW Main St

503-620-4880

3.12 Mi

Family Life Chiropractic

13599 SW Pacific Hwy

503-598-0999

3.87 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Lake Oswego Dental Ctr

9 Monroe Pky, #-c

503-635-3431

0.14 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Scott M Levison Steven W Black

9 Monroe Pkwy

503-635-3431

0.31 Mi

14795 Sw Murray Scholls # 119

503-524-0524

1.00 Mi

Roland A Adams

987 Country Commons Ln

503-224-0133

1.14 Mi

Periodontal Health

10230 Sw Capitol Hwy

503-245-4481

1.29 Mi

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address Takashima Gregg K DVM Parkway

3 Monroe Pky

503-636-2102

0.15 Mi

Cohen, Richard A MD - Portlan

9 Monroe Pkwy

503-635-3431

0.22 Mi

Matar, Adel F MD - Matar Adel

1626 SW Englewood Dr

503-977-3354

0.60 Mi

Stillpoint an Osteopathic Hea

3701 Carman Dr

503-635-6555

1.11 Mi

Seth Colner- DC

11030 SW Capitol Hwy

503-626-2016

1.15 Mi

Pharmacies Name

Address

Telephone

Distance

Alternative Services Oreogn,

11830 Kerr Pkwy

503-977-2262

0.95 Mi

Community Compounding Pharmac

11030 SW CAPITOL HWY

503-244-3504

1.13 Mi

Cascasde Occupational Medicin

4000 Kruse Way Pl

503-635-1960

1.29 Mi

Annand Counseling Centr

10920 SW Barbur Blvd #201

503-297-4363

1.30 Mi

Avamere Lake Oswego Operation

4550 Carman Dr

503-675-6055

1.32 Mi

Places of Religion Name

Address

Telephone

Distance

Mountain Park Church

40 McNary Pky

N/A

0.30 Mi

Ahmadiyya Movement In Islam

9925 SW 35th Dr

503-246-0813

1.28 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Places of Religion Name

Address

Telephone

Distance

Lake Bible Church Church of Jesus Christ of Lds

4565 Carman Dr

N/A

1.37 Mi

14903 Westlake Dr

N/A

1.59 Mi

Good Shepherd Lutheran Church

3405 SW Alice St

N/A

1.60 Mi

Retirement Communities Name

Address

Telephone

Distance

Greenridge Estates at Mt Park

4 Greenridge Dr

503-343-5698

0.39 Mi

Carman Oaks In Lake Oswego

3900 Carman Dr

503-636-4700

1.15 Mi

Carman Oaks

3800 Carman Dr

503-343-3510

1.16 Mi

Rose Garden Adult Care Home

805 Country Club Rd

503-636-3538

1.41 Mi

Oswego Springs Retirement And

11552 SW Lesser Rd

503-542-4747

1.52 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

Cascade Veterinary Referral C

11140 SW 68th Pky

503-684-1800

1.92 Mi

Holistic Pet Vet Clinic

11505 SW Pacific Hwy

503-293-6666

2.00 Mi

Full Circle Veterinary Care

433 3rd St

503-451-0968

2.28 Mi

Cat Care Professionals, LLC

17888 Lower Boones Ferry Rd

503-968-6000

3.17 Mi

Cat Care Professionals, LLC

17888 SW McEwan Rd

503-486-7220

3.36 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

Cascade Veterinary Referral

11140 SW 68th Pkwy

503-684-1800

1.90 Mi

Schaefer, Cydria M, Dvm - Hol

11505 Southwest Pacific Highwa

503-293-6666

1.99 Mi

Burlingame Veterinary Clinic

8511 SW Terwilliger Blvd

503-977-2637

2.20 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

44 EAGLE CREST DR #15 LAKE OSWEGO OR 97035 R255145 MULTNOMAH COUNTY OR

Veterinary - Medicine Name

Address

Telephone

Distance

Oswego Veterinary Hospital Banfield the Pet Hospital

590 3rd St

503-636-3001

2.23 Mi

7500 SW Dartmouth Rd

503-620-2995

2.31 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks at no cost to you!

WFG National Title has partnered with Updater to provide a better moving experience. This concierge service has been paid for and reserved especially for your client. All you need to do now is log onto your Dashboard.

Updater is the trusted way to:  Forward your mail  Update your accounts  Connect utilities  Hook up home services  Search move-in special offers  Share moving announcements with digital announcements to friends & family

To activate your dashboard; log onto www.WFGupdaterOR.com

LAKE OSWEGO UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org

United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com TRI-MET (503) 238-7433 www.trimet.org Northwest Natural Gas (800) 422-4012 www.nwnatural.com Portland General Electric (503) 228-6322 www.portlandgeneral.com City of Lake Oswego Sewer District (503) 635-0265 www.ci.oswego.or.us City of Lake Oswego Water District (503) 635-0265 www.ci.oswego.or.us Republic Services (503) 570-0626 www.republicservices.com Portland School District (503) 916-2000 www.pps.k12.or.us

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of youâ&#x20AC;Ś we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions.

However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.

Public Record

Public Record