42 SE 46th Dr, Gresham, OR

42 SE 46th Drive Gresham, OR 97080

My Philosophy: Responsive

Relationships

Solutions

Perspective

Committed to prompt service whether it’s in person, phone, text or emails. Excellent follow through results in a smooth transaction handled in a timely manner with tenacity, accuracy and dedication.

Building partnerships through communication and clearly understanding needs and wants. Staying the course beyond the transaction with rapport and consideration.

Opening doors to reveal new ideas and possibilities to create the best outcome for even the most difficult transactions. Providing experienced negotiation and diplomacy to find common ground in all transactions.

Approaching all challenges with optimism, diplomacy and a strong work ethic results in determination to get the job done with a smile!

Passion for excellence.

Sharon Fleming • 503-680-3702 sharon@sharonfleming.com Responsive

●

Solutions

●

Relationships

●

Perspective

My Credentials: Coldwell Banker 

Top Agent CB Bain Portland West Office 2018



Top 1% CB Bain agents in Oregon & SW Washington 2017 to present



Top 2% Coldwell Banker Agents (out of 92,000) Internationally 2018.



Top 5% Coldwell Banker Agents Internationally 2017 to present

Northwest Kidney Kids 

Board Member 2015 to present



Executive Board Secretary 2017 to present



Licensed Broker in the State of Oregon 2011 to present



Portland Metropolitan Area Realtors “Master’s Circle” Diamond Platinum Member 2015 to present



Five Star Professionals “Rising Star” 2016



Referral Agent USAA Real Estate Rewards Network



Referral Agent Navy Federal Credit Union



Relocation Specialist: Cartus, Sirva, Graebel, Microsoft, Aires, Altair and Others

Sharon Fleming • 503-680-3702 sharon@sharonfleming.com Responsive

●

Solutions

●

Relationships

●

Perspective

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Owner Information Owner Name:

LOVENDAHL STEPHAN N / LOVENDAHL PHYLLIS J

Vesting:

HUSBAND AND WIFE

Mail Address:

42 SE 46TH DR GRESHAM OR 97080

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

CASCADE CREST, LOT 11

County:

MULTNOMAH

Census/Block: 009907 / 3045

Alt Parcel #

1S3E21DA -02900

School District: GRESHAM-BARLOW 1J

Tsp-Rng-Sec:

T1S-R3E-S21

Municipality:

Lot / Block:

Lot: 11 Block:

Parcel #:

R129391

Housing Tract: CASCADE CREST Last Market Sale Date:

2005-07-01/2005-06-28

Lender:

WELLS FARGO BANK

Sale Price:

327000

Loan:

260000

Document #: 2005.121804

Document #: 2005.121805

Doc Type:

WARRANTY DEED

Loan Type:

$ Sqft:

$134.62

Loan Term:

CONVENTIONAL

Prior Sale Information Date:

2003-01-13/2003-01-11

Lender:

Price:

272000

Loan:

Document #: 2003.8067 Doc Type:

DEED

217600

Document #: Loan Type:

CONVENTIONAL

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Property Characteristics Gross Area:

3134

Garage Area:

Living Area:

2429

Roof Shape:

GABLE

Porch Type:

Above Grade: 3,134

Foundation:

CONCRETE

Patio Type:

Interior Wall

Bedrooms:

3

Roof Material: COMPOSITION

Air Cond:

Bath (F/H):

2/1

Construction:

Fixtures:

Fireplace:

PREFAB

Heat Type:

Year Built:

2003

Cooling Type: CENTRAL

Parking Type: Garage Units:

1

Basement:

FORCED AI

Floor: Equipment: Stories:

2

Rooms:

Pool:

No

Quality:

Condition:

Exterior Wall:

FRAME WOOD

CENTRAL

Property Information Land Use:

SFR

County Use:

SINGLE-FAMILY,RES State Use:

B

Zoning:

LDR

Lot Acres:

0.1643

Lot Sqft:

7,155

Len/Wid:

/

Tax and Assessment Information Assd Year:

2019

Assd Value:

$413,530

Taxable Val:

$413,530

Tax Year:

2019

Land Value:

$179,500

Mkt Value:

$413,530

Tax Area:

026

Imp Value:

$234,030

Exemption:

Property Tax:

$5,753.24

Improved %:

57%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2015

2.00

3.00

2,596

$377,000

$145

2016

2.00

2.80

2,206

$418,554

$190

2017

3.00

2.88

2,433

$469,900

$193

2018

2.00

2.83

2,424

$464,317

$192

2019

1.00

3.00

2,321

$456,860

$197

Average Sale Price

$377,000

$469,900

$464,317

$456,860

2016

2017

2018

2019

$190

$193

$192

$197

2016

2017

2018

2019

$418,554

2015

Average $ Per Square Foot

$145

2015

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Female Population

18,350

14.4%

15.0%

13.8%

15.5%

15.2%

18.2%

0-9

10-19

20-29

30-39

40-49

50-59

12.7% 60-69

8.9% 70+

Male Population

18,120

18.7%

0-9

15.7%

10-19

14.0%

15.7%

20-29

30-39

Education

14.7%

16.5%

40-49

50-59

12.8% 60-69

5.9% 70+

Employment

No Diploma: High School:

8.6% 25.5% 42.1%

Some College: Bachelor's Graduate's:

Working Age:

15.7% 8.1%

Labor Force: Median Income:

27,305 81.0% $64,255 91.3%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8.7%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Gresham-barlow Sd 10j Elementary Schools Hogan Cedars Elementary 1770 SE FLEMING AVE GRESHAM OR 97080 Grades: KG to 05 Charter School: N Magnet School: U East Gresham Elementary 900 SE 5TH ST GRESHAM OR 97080 Grades: KG to 05 Charter School: N Middle Schools Dexter McCarty Middle School 1400 SE 5TH ST GRESHAM OR 97080 Grades: 06 to 08 Charter School: N

503-674-6100 Area Desc: Suburb: Large Distance: 1.91 Miles Title One: Y

Magnet School: U

503-661-6050 Area Desc: Suburb: Large Distance: 2.13 Miles Title One: Y

Magnet School: U

503-665-0148 Area Desc: Suburb: Large Distance: 2.18 Miles Title One: N

Gordon Russell Middle School 3625 E POWELL VALLEY RD GRESHAM OR 97080 Grades: 06 to 08 Charter School: N Magnet School: U High Schools Springwater Trail High 1440 SE FLEMING AVE GRESHAM OR 97080 Grades: 09 to 12 Charter School: N Magnet School: U

503-667-6900 Area Desc: Suburb: Large Distance: 2.61 Miles Title One: N

Gresham High 1200 N MAIN AVE GRESHAM OR 97030 Grades: 09 to 12 Charter School: N Magnet School: U

503-674-5500 Area Desc: Suburb: Large Distance: 2.87 Miles Title One: N

503-667-4669 Area Desc: Suburb: Large Distance: 1.91 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

OREGON AT-A-GLANCE DISTRICT PROFILE Gresham-Barlow SD 10J

2018-19

SUPERINTENDENT: A. Katrise Perera | 1331 NW Eastman Pkwy, Gresham 97030 | 503-261-4550

Students We Serve

Start Strong

11,860 Student Enrollment

Academic Progress

Grades K-2 REGULAR ATTENDERS

Grade 3 ENGLISH LANGUAGE ARTS

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

Students who attended more than 90% of their enrolled school days.

Students meeting state grade-level expectations.

Year-to-year progress in English language arts and mathematics.

Increase from previous year

DEMOGRAPHICS

No change from previous year

2%

American Indian/Alaska Native Students

1%

Teachers

1%

Asian Students

3%

Teachers

4%

83%

39% Oregon average

Black/African American

Oregon average

83%

47%

Students

3%

Teachers

1%

High School Success

Students

29%

Teachers

3%

Grade 8 MATHEMATICS

Grade 9 ON-TRACK TO GRADUATE

Grade 12 ON-TIME GRADUATION

Students meeting state grade-level expectations.

Students earning one-quarter of graduation credits in their 9th grade year.

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Decrease from previous year

Hispanic/Latino

Multiracial Students

6%

Teachers

0%

Increase from previous year

Native Hawaiian/Pacific Islander Students

1%

Teachers

1%

White Students

57%

Teachers

90%

23%

Languages Spoken

13% 16% 49% Students with Disabilities

5%

36%

Mobile Students

Free/ Reduced Price Lunch

5%

81% Oregon average

60

Ever English Learners

Increase from previous year

39%

3%

73% Oregon average

85%

Oregon average

79%

District Goals

State Goals

Our district strives to produce culturally responsive graduates who will thrive in an ever changing global community. We focus on providing high-quality instruction to each student in our district while providing a physically and emotionally safe and culturally responsive learning environment that gives students and families voice. We use our resources wisely and apply an equity lens in all decision making. We empower and inspire each student.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% on-time, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a wellrounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

*<10 students or data unavailable

District Website: www.gresham.k12.or.us

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE DISTRICT PROFILE CONTINUED Gresham-Barlow SD 10J

2018-19

SUPERINTENDENT: A. Katrise Perera | 1331 NW Eastman Pkwy, Gresham 97030 | 503-261-4550

Our Staff (rounded FTE)

41

Administrators

Outcomes

75%

American Indian/Alaska Native

Teachers

75%

Black/African American Hispanic/Latino

81%

Multiracial

81%

Educational assistants

Psychologists

Average Average

19%

Average

18%

Average >95%

Female

83%

Male

84%

39%

41% 45%

Data are suppressed to protect confidential student information.

Male

84%

78%

72%

21%

65%

77%

5%

Data not available

65%

10%

56%

75% >95%

Talented and Gifted Female

75% 60%

<10 students or data unavailable

26%

Free/Reduced Price Lunch

62% 90%

15%

Ever English Learner

82% 59%

74%

White

% of licensed teachers with more than 3 years of experience

86% 71%

20%

Native Hawaiian/Pacific Islander

Grade 12 ON-TIME GRADUATION 42%

<10 students or data unavailable

7%

Hispanic/Latino

Migrant

<10 students or data unavailable

Grade 9 ON-TRACK TO GRADUATE

American Indian/Alaska Native <10 students or data unavailable Black/African American

Average Average

<10 students or data unavailable

Grade 8 MATHEMATICS Asian

High

43% 35%

Non-Binary <10 students or data unavailable

Students with Disabilities

81%

Average

Talented and Gifted <10 students or data unavailable

Multiracial

5

50% 30%

89%

Migrant

Average Average

17%

72%

Students with Disabilities

25 Licensed Librarians

Average

34%

81%

Ever English Learner

Counselors

2

Average

<10 students or data unavailable

79%

Free/Reduced Price Lunch

High

22%

85%

White

189

Average 47%

20%

84%

Native Hawaiian/Pacific Islander

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

25% 89%

Asian

552

Grade 3 ENGLISH LANGUAGE ARTS

Grades K-2 REGULAR ATTENDERS

39%

98%

88%

32%

Non-Binary <10 students or data unavailable

57% >95% 79%

75% Coming in 2019-20

67% Coming in 2019-20

Seismic Safety: http://www.oregongeology.org/sub/projects/rvs/activity-updates/status.html

OREGON AT-A-GLANCE SCHOOL PROFILE Hogan Cedars Elementary School

2018-19

PRINCIPAL: Elaine Luckenbaugh | GRADES: K-5 | 1770 SE Fleming Ave, Gresham 97080 | 503-261-4500

Students We Serve

School Environment

561

Academic Progress REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

Decrease from previous year

Student Enrollment

Students

1%

Teachers

0%

27

Year-to-year progress in English language arts and mathematics.

No change from previous year

1

DEMOGRAPHICS American Indian/Alaska Native

INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

86%

Asian Students

3%

Teachers

3%

Oregon average

25

Black/African American Students

1%

Teachers

0%

Hispanic/Latino Students

35%

Teachers

6%

Students

7% 0%

Native Hawaiian/Pacific Islander Students

0%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Decrease from previous year

Multiracial Teachers

Oregon average

Decrease from previous year

1%

44%

2%

35%

Coming in 2019-20

White Students

52%

Teachers

90%

29%

16

Ever English Learners

Languages Spoken

14% 95% >95% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: hcweb.gresham.k12.or.us/

Oregon average

Oregon average

51%

43%

School Goals

State Goals

Safe & Welcoming Environment

- Utilize Culturally Responsive Teaching Practices in order to respect and meet the needs of each student.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We celebrate the diversity of our families, our staff, the rich language, and the cultural assets each person brings to our District. We honor and uphold the right to freedom of speech and expect individuals to exercise that right responsibly. The District will be steadfast in providing a safe and welcoming environment for ALL.

- Increase engagement of all students in rigorous, relevant, and productive learning experiences through strong instruction in order for each and every student to become an independent learner.

- Promote studentsâ&#x20AC;&#x2122; mindful attention to oneself and others, acceptance of differences, and development of a strong sense of community within the classroom and school.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Hogan Cedars Elementary School

2018-19

PRINCIPAL: Elaine Luckenbaugh | GRADES: K-5 | 1770 SE Fleming Ave, Gresham 97080 | 503-261-4500

Our Staff (rounded FTE)

28 Teachers

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

American Indian/Alaska Native <10 students or data unavailable

<10 students or data unavailable

93%

Asian Black/African American <10 students or data unavailable

12

Educational assistants

Hispanic/Latino

87%

32%

Multiracial

85%

31%

Free/Reduced Price Lunch

1

Counselors

Students with Disabilities

77%

Female

86% 82%

13% Average teacher turnover rate

86% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

Non-Binary <10 students or data unavailable

35% 26% 12%

30%

22%

<10 students or data unavailable

44% 90%

Male

44%

31% 18%

>95%

Talented and Gifted

<10 students or data unavailable

44% 91%

Migrant

27% 52%

83%

Ever English Learner

50% <10 students or data unavailable

23%

<10 students or data unavailable

86%

White

<10 students or data unavailable

70% <10 students or data unavailable

Native Hawaiian/Pacific Islander <10 students or data unavailable

MATHEMATICS

44% <10 students or data unavailable

<10 students or data unavailable

28% 42% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

We strive for our school to be free from discrimination, safe and healthy. Each student is entitled to come to school in an environment in which learning is valued and disruptions are minimized. Our discipline philosophy is designed to produce behavioral changes that will enable students to develop the self discipline necessary to remain in school and to function successfully in their educational and social environments.

Lessons in regard to prevention of, and appropriate response to, acts of harassment or bullying are taught within our school and all entities are encouraged to report any bullying and harassment to school officials.

路 Hawk Runners (K-5 students run the track during recesses)

Parent group sponsored events:

- The Right Brain Initiative and the Artist in Residency program

Data are suppressed to protect confidential student information.

路 5th Grade Leadership Opportunities 路 Green Team (Recycling, Reusing, Reducing, and Composting) 路 Classroom Buddies: mentoring of younger students with older students

- Fall Festival - Moms and Muffins

- Eastern Oregon University Teaching Program partnership

- Dudes and Donuts

- High School Cadet Teachers

- Spring Luau Curricular events:

- Community Care Day with local church community

- Reading Night and Math Night

- Fun Run community support

- Celebrating our Cultures Night

- Strong Parent Teacher Student Organization (PTSO) - Gresham Teddy Bear Parade

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Dexter McCarty Middle School

2018-19

PRINCIPAL: John George | GRADES: 6-8 | 1400 SE 5th St, Gresham 97080 | 503-665-0148

Students We Serve

School Environment

503

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

No change from previous year

Student Enrollment

Decrease from previous year

1%

DEMOGRAPHICS American Indian/Alaska Native Students

<1%

Teachers

4%

25.5

Year-to-year progress in English language arts and mathematics.

78%

Asian Students

3%

Teachers

11%

Oregon average

25

Black/African American Students

3%

Teachers

0%

Hispanic/Latino Students

38%

Teachers

0%

Students

6% 0%

Native Hawaiian/Pacific Islander Students

1%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Decrease from previous year

Multiracial Teachers

Oregon average

Decrease from previous year

5%

52%

1%

34%

Coming in 2019-20

White Students

50%

Teachers

86%

31%

12

Ever English Learners

Languages Spoken

13% 96% 57% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: mccarty.gresham.k12.or.us/

Oregon average

Oregon average

54%

39%

School Goals

State Goals

Safe & Welcoming Environment

At DMMS we are focused on growing our students as we work to inspire and empower them to become culturally responsive graduates who will thrive in an ever changing global community through:

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We celebrate the diversity of our families, our staff, the rich language, and the cultural assets each person brings to our District. We honor and uphold the right to freedom of speech and expect individuals to exercise that right responsibly. The District will be steadfast in providing a safe and welcoming environment for ALL.

- School wide "Attendance Matters" initiative focused on increasing school wide attendance and decreasing our chronic absentee rate.

- Implementation of a school wide advisory program - Continuing to develop systems, structures and strategies to support AVID school wide

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Dexter McCarty Middle School

2018-19

PRINCIPAL: John George | GRADES: 6-8 | 1400 SE 5th St, Gresham 97080 | 503-665-0148

Our Staff (rounded FTE)

25 Teachers

9

Educational assistants

Outcomes REGULAR ATTENDERS American Indian/Alaska Native <10 students or data unavailable

1

Asian

85% 85%

88% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

<10 students or data unavailable

42%

41%

27%

35%

70%

22%

16%

Migrant <10 students or data unavailable

92%

Talented and Gifted

29%

63%

82%

<5%

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

82% 75%

Male

Average teacher turnover rate

<10 students or data unavailable

75%

Students with Disabilities

22% 64%

78%

Ever English Learner

54% 33%

36%

Native Hawaiian/Pacific Islander <10 students or data unavailable White

<10 students or data unavailable

58%

82%

Multiracial

MATHEMATICS

54%

77%

Hispanic/Latino

Female

10%

<10 students or data unavailable

Black/African American

Free/Reduced Price Lunch

Counselors

ENGLISH LANGUAGE ARTS

Non-Binary <10 students or data unavailable

62% 43% <10 students or data unavailable

36% 32% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

We strive for our school to be free from discrimination, safe and healthy. Each student is entitled to come to school in an environment in which learning is valued and disruptions are minimized. Our discipline philosophy is designed to produce behavioral changes that will enable students to develop the self discipline necessary to remain in school and to function successfully in their educational and social environments.

Lessons in regard to prevention of, and appropriate response to, acts of harassment or bullying are taught within our school and all entities are encouraged to report any bullying and harassment to school officials.

Our school offers the following extracurricular opportunities:

We strive to engage our parents and community through the following:

Hosted family events such as

- Community partnerships for football, volleyball, soccer, wrestling, baseball

- Parent Teacher Club

Data are suppressed to protect confidential student information.

- District sponsored basketball and track and field - Jazz Band

- Back-to-School Night - AVID Family Events

- Burritos and Books, Community Health Carnival and adult computer classes, among others.

- Community Care Day - Community partnership with MetroEast Community Media

- Concert Band - Choir - SUN after school program offered through Metropolitan Family Services For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Gresham High School

2018-19

PRINCIPAL: Drake Shelton | GRADES: 9-12 | 1200 N Main Ave, Gresham 97030 | 503-674-5500

Students We Serve

School Environment

1,411

Academic Progress

CLASS SIZE

REGULAR ATTENDERS

ON-TRACK TO GRADUATE

Median size of classes in core subjects.

Students who attended more than 90% of their enrolled school days.

Students earning one-quarter of graduation credits in their 9th grade year.

Decrease from previous year

Student Enrollment

Decrease from previous year

2

DEMOGRAPHICS American Indian/Alaska Native Students

1%

Teachers

0%

25

Increase from previous year

3%

66%

13%

85%

Asian Students

4%

Teachers

4%

Oregon average

25

Black/African American Students

4%

Teachers

3%

Hispanic/Latino Students

41%

Teachers

3%

Multiracial Students

5%

Teachers

0%

Native Hawaiian/Pacific Islander Students

1%

Teachers

0%

Oregon average

Oregon average

80%

85%

Academic Success ON-TIME GRADUATION

FIVE-YEAR COMPLETION

COLLEGE GOING

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Decrease from previous year

Students earning a high school diploma or GED within five years.

Students enrolling in a two or four year college within one year of completing high school, as reported by the National Student Clearinghouse.

Increase from previous year

7%

73%

Decrease from previous year

1%

86%

5%

64%

White Students

44%

Teachers

91%

34%

27

Ever English Learners

Languages Spoken

12% 96% 50% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: ghs.gresham.k12.or.us/

Oregon average

Oregon average

79%

85%

Oregon average

62%

School Goals

State Goals

Safe & Welcoming Environment

Gresham High School is focused on aligning attendance, academic interventions, and behavior supports for all students. Through our School Improvement Plan, we work with students to recognize successes, and build individualized support plans to meet the diverse needs of our learners.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We celebrate the diversity of our families, our staff, the rich language, and the cultural assets each person brings to our District. We honor and uphold the right to freedom of speech and expect individuals to exercise that right responsibly. The District will be steadfast in providing a safe and welcoming environment for ALL.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Gresham High School

2018-19

PRINCIPAL: Drake Shelton | GRADES: 9-12 | 1200 N Main Ave, Gresham 97030 | 503-674-5500

Our Staff (rounded FTE)

59 Teachers

Outcomes REGULAR ATTENDERS

ON-TRACK TO GRADUATE

American Indian/Alaska Native <10 students or data unavailable

21

Educational assistants

Hispanic/Latino Multiracial

4

Counselors

Average teacher turnover rate

85% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

67%

77% 73%

71%

80% 50%

<10 students or data unavailable

89%

60%

83%

80%

62%

70%

82%

64%

68%

Migrant

63%

<10 students or data unavailable

82%

Talented and Gifted

58% >95%

Students with Disabilities

Male

10%

58% 70%

Female

77%

87%

White

Ever English Learner

92%

65%

Native Hawaiian/Pacific Islander

Free/Reduced Price Lunch

20%

<10 students or data unavailable

83%

Asian Black/African American

ON-TIME GRADUATION

61% 40% 100%

<10 students or data unavailable

65%

92%

67%

Non-Binary <10 students or data unavailable

Data not available

82%

77% Coming in 2019-20

66% Coming in 2019-20

About Our School ADVANCED COURSEWORK

CAREER & TECHNICAL EDUCATION

EXTRACURRICULAR ACTIVITIES

PARENT & COMMUNITY ENGAGEMENT

Gresham High School is proud to be one of only 19 Oregon high schools that are International Baccalaureate World Schools.

The International Baccalaureate Diploma Program offers advanced courses of study in six different subject areas. Opportunities to earn college credit through IB testing are offered in: Literature, Language and Literature, Spanish, Japanese, History of the Americas, 20th Century History, Anthropology, Environmental Systems, Biology, Chemistry, Physics, Environmental Systems, Math (3 levels), Art, and Music Theory.

At Gresham High School, Career and Technical Education Programs of Study articulated to the College Now credit program through Mt. Hood Community College are offered in the following subjects: Automotive Technology, Integrated Media, Child Care and Development, and Marketing and Management.

As a member of the OSAA, Gresham High School offers co-curricular participation in 18 different sports and activities. In addition, interest-based clubs include: journalism, DECA, National Honor Society, theatre arts, yearbook, GSA, International Club, Social Justice Club, MECHA, and Black Student Union.

- Gresham High School partners with local businesses and community members to provide opportunities in the school, as well as in the community, which bring enhanced engagement with our students. Partners include: SUN (Multnomah Family Services), Options, TRIO, College Possible and a variety of businesses and civic organizations.

Data are suppressed to protect confidential student information.

- Each month, Gresham High School, SUN and the Oregon Children's Outreach program bring in, sort and deliver over 20 food boxes to Gresham community families.

Likewise, the Clothing Closet provides needed items to students and families in the area including school supplies, clothing and personal items.

For more information please visit: www.oregon.gov/ode/reports-and-data/

COMMUNITY

CITY OF GRESHAM

105,594 POPULATION 2000 Census Data

MALE 49.02%

$43,442

FEMALE 50.98%

33.75

MEDIAN INCOME

MEDIAN AGE

2010 Census Data

2010 Census Data

Gresham is a city located in Multnomah County, immediately east of Portland. Though it

began as a settlement in the mid-1800s, it was not officially incorporated as a city until 1905; it was named after Walter Quinton Gresham, the American Civil War general and United States Postmaster General.

SCHOOL DISTRICTS   

Centennial Gresham Barlow Reynolds

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

26.4% under age 18 10.2% between ages 18 to 24 28.1% between ages 25 to 44 24.5% between ages 45 to 64 10.7% above age 65

2010 Census Data  

52.36% of homes owner occupied 47.64% of homes rented

POPULATION DENSITY 2010 Census Data  

4,551.5 inhabitants per sq. mile 41,015 housing units at an average density of 1,767.9 per sq. mile

CITY QUICK FACTS      

4th largest city in Oregon 23.43 square miles 12 miles from downtown Portland 325 feet elevation Highest Average Temperature 82º Lowest Average Temperature 34º

The city's early economy was sustained largely by farming, and by the mid-20th century the

city experienced a population boom, growing from 4,000 residents to over 10,000 between 1960 and 1970. The population was 105,594 at the 2010 census, making Gresham the fourth largest city in Oregon.

METRO AREA BASE MAP

Your Local Market Report Gresham, OR 97080 REPORT FOR 6/16/2020 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Gresham, OR 97080 Real-Time Market Profile

This week the median list price for Gresham, OR 97080 is $514,950 with the market action index hovering around 54. This is about the same as last month's market action index of 54. Inventory has held steady at or around 62.

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

50

40

Buyer's Market

60

20

10

90

54

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Median List Price

$514,950

Per Square Foot

$209

Days on Market

75

Price Decreased

32%

Price Increased

0%

Relisted

5%

Inventory

62

Median Rent

Strong Seller's Market While the Market Action Index shows some strengthening in the last few weeks, prices have settled in a bit of a plateau. We are currently in a Seller’s market so prices will likely resume their climb should this trend persist.

Most Expensive

$5,500,000

Least Expensive

$309,900

Market Action

54

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$850,000

4,183

1 - 2.5 acres

4

3

26

1

0

186

$558,000

2,691

0.25 - 0.5 acre

4

2

23

4

1

34

$460,700

2,209

8,000 - 10,000 sqft

4

2

25

4

7

26

$374,997

1,814

6,500 - 8,000 sqft

3

2

29

5

8

55

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2 of 6

Tue Jun 16 2020

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Gresham, OR 97080

Median List Price

In the last few weeks we’ve seen prices in this zip code bouncing around these current levels. Look for a persistent change in the Market Action Index before we see prices deviate significantly from here. $525K

$500K

$475K

$450K

$425K

$400K

$375K Jun 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

7-Day Average

Mar 2019

Jul 2019

Nov 2019

Mar 2020

90-Day Average

Segments

In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels. $1.0M

$800K

$600K

$400K

$200K Jun 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jul 2019

Nov 2019

Mar 2020

Third/Lower 90-Day

Tue Jun 16 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

3 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Gresham, OR 97080

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. $230

$220

$210

$200

$190

$180 Jun 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

7-Day Average

Mar 2019

Jul 2019

Nov 2019

Mar 2020

90-Day Average

Inventory

Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.

175

150

125

100

75

50

25 Jun 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

7-Day Average

Mar 2019

Jul 2019

Nov 2019

Mar 2020

90-Day Average

Tue Jun 16 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Gresham, OR 97080

Market Action Index

While the Market Action Index shows some strengthening in the last few weeks, prices have settled in a bit of a plateau. We are currently in a Sellerâ&#x20AC;&#x2122;s market so prices will likely resume their climb should this trend persist.

100

80

60

40

20

0 Jun 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

7-Day Average

Mar 2019

Jul 2019

Nov 2019

Mar 2020

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

100

80

60

40

20 Jun 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jul 2019

Nov 2019

Mar 2020

Third/Lower 90-Day

Tue Jun 16 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Gresham, OR 97080

Average Days on Market (DOM)

The properties have been on the market for an average of 76 days. Half of the listings have come newly on the market in the past 31 or so days. Watch the 90-day DOM trend for signals of a changing market.

200

175

150

125

100

75

50 Jun 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

7-Day Average

Mar 2019

Jul 2019

Nov 2019

Mar 2020

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

250

200

150

100

50

0 Jun 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jul 2019

Nov 2019

Mar 2020

Third/Lower 90-Day

Tue Jun 16 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

6 of 6

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Animal - Services Name

Address

Windhorse Incorporated Quirk, Craig A DVM - Rose Cit Companion Pet Clinic-Gresham

Telephone

Distance

7518 SE Hogan Rd

503-666-1500

1.09 Mi

809 W Powell Blvd

503-232-3105

2.26 Mi

2454 SE Burnside Rd

503-489-1703

2.53 Mi

Hughs, Ken DVM - Cats Exclusi

811 N Main Ave

503-492-0592

2.65 Mi

Tri-Met Banfield Light Rail

525 NE 8th St

503-465-2045

2.67 Mi

Banks Name

Address

Telephone

Distance

US Bank

321 SW 6th St

503-275-5112

1.95 Mi

Chase Bank ATM

57 W Powell Blvd

800-935-9935

2.28 Mi

Bank Of America

200 E Powell Blvd

503-665-3159

2.31 Mi

State Farm Insurance

135 NW 1st St

503-665-3111

2.32 Mi

US Bank ATM

300 E Powell Blvd

503-661-4500

2.32 Mi

Coffee Shops Name

Address

Telephone

Distance

Tiny's Coffee

1412 SE 12th St

503-239-5859

1.81 Mi

Cafe Delirium

308 N Main Ave

503-666-2002

2.43 Mi

Classic Coffee

1810 E Powell Blvd

503-661-6027

2.50 Mi

Boyd Coffee Company - Corpora

17120 SE Foster Rd

503-666-4545

2.53 Mi

Starbucks: Gresham Village

2442 SE Burnside Rd

503-666-9524

2.54 Mi

Credit Unions Name

Address

Telephone

Distance

Nw Priority Credit Union

12630 SE Division St

503-760-5304

5.49 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Credit Unions Name

Address

Telephone

Distance

Castparts Employee Federal CU Onpoint Community Credit Unio

8120 SE Luther Rd

503-771-2464

7.01 Mi

9730 SE Washington St

503-228-7077

7.23 Mi

Lacamas Community Credit Unio

640 E St

360-834-3611

8.83 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Persimmon Country Club Commun

500 SE Butler Rd

503-666-4797

0.39 Mi

McCarthy Manufacturing

1727 SE Hogan Rd

503-665-2662

1.72 Mi

Sidekicks Delicatessen

1489 SE Hogan Rd

503-492-5804

1.81 Mi

Mccrae's Country Cafe

401 W Powell Blvd

503-666-5519

2.23 Mi

Subway Sandwiches & Salad

590 W Powell Blvd

503-492-1777

2.23 Mi

Golf Courses Name

Address

Telephone

Distance

Persimmon Country Club

500 SE Butler Rd

503-661-1800

0.96 Mi

Gresham Golf Course

2155 NE Division St

503-665-3352

3.02 Mi

Pleasant Valley Golf Club

12300 SE 162nd Ave

503-658-3101

3.77 Mi

Mountain View Golf Club

27195 SE Kelso Rd

503-663-4869

3.89 Mi

Greanlee Golf Course

26736 SE Kelso Rd

503-663-3934

4.00 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

Portland Tower Market & Deli

950 SW 21st Terrace

503-220-0735

1.26 Mi

7 Market

1461 SE Hogan Rd

503-465-8283

1.82 Mi

C & J Distributing Incorporat

22333 SE Bohna Park Rd

503-558-8710

2.25 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Grocers and Supermarkets Name

Address

Telephone

Distance

Gresham Am Pm Mini Market

57 W Powell Blvd

503-661-6818

2.28 Mi

Minute Mart Express

1555 SE Orient Dr

503-667-5691

2.36 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

Curves For Women

204 NE 2nd St

503-491-3522

2.37 Mi

Martial Arts Fitness Center I

859 E Powell Blvd

503-665-2867

2.39 Mi

Anderson Dan Karate School

311 NE Roberts Ave

503-665-8596

2.43 Mi

Fluid Yoga Works

271 NE 3rd St

503-381-7855

2.44 Mi

Crunch Gym - Gresham

355 NE 3rd St

503-548-2551

2.44 Mi

Hospitals Name

Address

Woodland Park Hospital

10300 NE Hancock St

Hospitals - Acute Care Name

Address

Telephone

Distance

503-257-5500

7.73 Mi

Telephone

Distance

Legacy Mount Hood Medical Cen

24800 SE Stark St

503-674-1122

3.97 Mi

Kaiser Sunnyside Medical Cent

10180 SE Sunnyside Rd

503-813-2000

6.49 Mi

Adventist Medical Center

10123 SE Market St

503-257-2500

6.85 Mi

Nursing Homes Name

Address

Telephone

Distance

Gresham Rehab & Specialty Car

405 NE 5th St

503-666-5600

2.54 Mi

Village Health Care

3955 SE 182nd Ave

503-665-0183

2.81 Mi

Good Samaritan Society - Fair

3457 NE Division St

503-667-1965

3.32 Mi

Regency Gresham Nursing & Reh

5905 SE Powell Valley Rd

503-665-1151

3.42 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Nursing Homes Name

Address

Telephone

Distance

Marquis Care At Centennial

725 SE 202nd Ave

503-665-3118

3.76 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Rial Douglas A DC Lmt

110 E Columbia River Hwy

503-667-1105

5.73 Mi

Reid, Dwight DC - Bridgetown

13568 SE 97th Ave, #100

503-490-5647

6.75 Mi

Hickel, Michael W DC - Power

8305 SE Monterey Ave, #104

503-786-7786

7.17 Mi

Kreger, Ronald W DC - Kreger

9818 E Burnside St

503-254-4252

7.37 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Michael A Hill

445 W Powell Blvd

503-666-7000

2.23 Mi

Onchi, Raymond S Dds

35 Ne Kelly Ave

503-667-3737

2.36 Mi

Stone, William E Dds

90 Nw 2nd St

503-665-4795

2.37 Mi

Salisbury, R Steven Dds

1446 E Powell Blvd

503-665-7600

2.44 Mi

Cristina Pellicano Kennedy

501 Ne Hood Ave #235

503-661-4900

2.55 Mi

Telephone

Distance

2011 SW 29th Dr

503-667-4875

1.16 Mi

A Place for Healing Natural M

25090 SE Henningsen Rd

503-658-0316

1.90 Mi

Luke-Dorf Inc

360 SW 6th St

503-667-9799

1.95 Mi

FMC Dialysis Services of MT H

100 SE Cleveland Ave

503-674-4955

2.35 Mi

William E Stone PC

90 NW 2nd St

503-665-4795

2.37 Mi

Pet Sitting Services Name

Address

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address Hessong, Robert E DDS - Hesso

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Pet Sitting Services Name

Address

Telephone

Distance

Andrew, Michael P DVM - Town

12515 SE Division St

503-761-2330

5.53 Mi

Pharmacies Name

Address

Telephone

Distance

Dean B Petterson Dmd Pc

121 Northwest 1st Street

503-667-1001

2.32 Mi

Dr. Ana Squellati

130 Northwest Miller Avenue

503-665-2344

2.35 Mi

El Indio Ii

920 E Powell Blvd

503-669-3607

2.38 Mi

Advanced Care Chiropractic

837 E Powell Blvd

503-669-9495

2.39 Mi

Powell Valley Hospital Pharma

5905 SE Powell Blvd #101

503-667-7884

2.40 Mi

Places of Religion Name

Address

Telephone

Distance

All In Stitches

2748 SE Hacienda Loop

503-663-0474

2.11 Mi

Grace Community Church

800 SE Hogan Rd

N/A

2.11 Mi

Trinity Lutheran Church

507 W Powell Blvd

N/A

2.23 Mi

First Baptist Church Gresham

224 W Powell Blvd

N/A

2.24 Mi

St Henry Catholic Church

346 NW 1st St

N/A

2.32 Mi

Retirement Communities Name

Address

Telephone

Distance

Mattie Younkin Manor

2400 SW 27th Dr

503-665-3113

1.29 Mi

O'Hara's Manor

1250 SE Roberts Ave

503-667-5430

1.76 Mi

Gresham Retirement Center

1945 W Powell Blvd

503-665-2801

2.42 Mi

Gresham Manor

2895 SE Powell Valley Rd

503-667-9330

2.55 Mi

Chestnut Lane Assisted Living

1219 NE 6th St #412

503-674-0364

2.66 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

42 SE 46TH DR GRESHAM OR 97080 R129391 MULTNOMAH COUNTY OR

Retirement Communities Name

Address

Telephone

Distance

Veterinary - Emergency Services Name

Address

Telephone

Distance

Animal Medical Clinic

1411 SW 14th St

503-715-1357

1.59 Mi

Dogwood Pet Hospital

1440 E Powell Blvd

877-232-8075

2.44 Mi

Banfield Pet Hospital

430 NW Eastman Pky

503-465-8267

2.47 Mi

Hansen, Scott DVM - Columbia

27841 SE Orient Dr

503-663-1515

2.89 Mi

Timberland Animal Clinic

18110 SE Division St

503-563-4961

3.40 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

A Place for Healing/Natural M

25090 SE Henningsen Rd

503-658-0316

1.91 Mi

Planned Parenthood

501 NE Hood Ave

888-576-7526

2.53 Mi

Holenstein, Chris DVM - Gresh

520 NW Division St

503-666-1600

2.73 Mi

A Animal Health Services Spay

3030 NE Hogan Dr

503-667-2763

3.81 Mi

Hollywood Pet Hospital

290-3565 NE Sandy Blvd

503-234-9229

5.37 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks at no cost to you!

WFG National Title has partnered with Updater to provide a better moving experience. This concierge service has been paid for and reserved especially for your client. All you need to do now is log onto your Dashboard.

Updater is the trusted way to:  Forward your mail  Update your accounts  Connect utilities  Hook up home services  Search move-in special offers  Share moving announcements with digital announcements to friends & family

To activate your dashboard; log onto www.WFGupdaterOR.com

GRESHAM UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org

United States Postal Service (800) 275-8777 www.usps.com Xfin ty (800) 266-2278 www.xfi ity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com TRI-MET (503) 238-7433 www.trimet.org Northwest Natural Gas (800) 422-4012 www.nwnatural.com Portland General Electric (503) 228-6322 www.portlandgeneral.com City of Gresham Sewer Provider (503) 618-2373 www.greshamoregon.gov/utilities

City of Gresham Water Provider (503) 618-2373 www.greshamoregon.gov/utilities Waste Management (800) 808-5901 www.wm.com Gresham/Barlow School District (503) 661-7200 www.reynolds.k12.or.us

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacif c Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of youâ&#x20AC;Ś we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the f le is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions.

However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.

Public Record

Public Record

Public Record