4297 Albert Circle, Lake Oswego, OR

4297 Albert Circle Lake Oswego, OR 97035

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Owner Information Owner Name:

ROCKWOOD JONATHAN E / ROCKWOOD MARISA A

Vesting:

TENANT BY ENTIRETY

Mail Address:

4297 ALBERT CIR LAKE OSWEGO OR 97035

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

2344 OXFORD DOWNS LT 11 BLK 3

County:

CLACKAMAS

Census/Block: 020401 / 4013

Alt Parcel #

21E17CC00641

School District: LAKE OSWEGO 7J

Tsp-Rng-Sec:

T2S-R1E-S17

Municipality:

Lot / Block:

Lot: 11 Block: 3

Parcel #:

00328390

Housing Tract: OXFORD DOWNS Last Market Sale Date:

2003-09-30/2003-09-29

Lender:

WELLS FARGO HOME MORTGAGE INC

Sale Price:

310400

Loan:

248320

Document #: 2003.131681

Document #: 2003.131682

Doc Type:

DEED

Loan Type:

$ Sqft:

$132.93

Loan Term:

CONVENTIONAL

Prior Sale Information Date:

/

Lender:

Price:

Loan:

Document #:

Document #:

Doc Type:

Loan Type:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Property Characteristics Garage Area: 529

Gross Area: Living Area:

2335

Above Grade: N/A

Roof Shape:

GABLE

Porch Type:

Foundation:

CONCRETE

Patio Type:

WOOD SHAKE/SHINGLE

Air Cond:

Bedrooms:

3

Roof Material:

Bath (F/H):

2/1

Construction:

Fireplace:

FIREPLACE

Heat Type:

Year Built:

1979

Cooling Type:

Parking Type: Garage Units:

1

Basement:

Interior Wall

Exterior Wall:

Fixtures: FORCED AI

Floor: Equipment:

MIXTURE

Rooms: Quality:

AVERAGE

Stories:

2

Pool:

No

Condition:

Property Information Land Use:

SFR

County Use:

RESIDENTIAL PROPE State Use:

Zoning:

R-10

Lot Acres:

0.2992

Lot Sqft:

13,032

Len/Wid:

/

Tax and Assessment Information Assd Year:

2019

Assd Value:

$560,933

Taxable Val:

$560,933

Tax Year:

2019

Land Value:

$245,853

Mkt Value:

$560,933

Tax Area:

007-021

Imp Value:

$315,080

Exemption:

Property Tax:

$6,146.92

Improved %:

56%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2015

3.00

2.71

2,290

$501,400

$219

2016

2.00

3.00

2,258

$538,750

$239

2017

2.00

2.56

2,274

$591,417

$260

2018

2.00

3.00

2,350

$616,333

$262

2019

3.00

3.00

2,464

$636,000

$258

Average Sale Price

$501,400

$538,750

2015

2016

$591,417

$616,333

$636,000

2017

2018

2019

$260

$262

$258

2017

2018

2019

Average $ Per Square Foot

$219

2015

$239

2016

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Female Population

11,438

11.2%

13.9%

14.1%

12.4%

15.4%

17.8%

15.7%

13.6%

0-9

10-19

20-29

30-39

40-49

50-59

60-69

70+

16.0%

17.2%

16.4%

Male Population

9,924

12.9%

12.9%

11.2%

0-9

10-19

20-29

Education

17.1%

7.5% 30-39

40-49

50-59

60-69

70+

Employment

No Diploma: High School: Some College: Bachelor's Graduate's:

1.6%

Working Age:

10.1% 25.4% 37.5% 25.5%

Labor Force: Median Income:

17,178 77.7% $75,311 91.1%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

8.9%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Lake Oswego Sd 7j Elementary Schools Bryant Elementary 4750 SW JEAN RD LAKE OSWEGO OR 97035 Grades: KG to 06 Charter School: N Magnet School: U

503-534-2347 Area Desc: Suburb: Large Distance: 0.44 Miles Title One: N

Westridge Elementary 3400 ROYCE WAY LAKE OSWEGO OR 97034 Grades: KG to 06 Charter School: N Magnet School: U Middle Schools Waluga Junior High 4700 SW JEAN RD LAKE OSWEGO OR 97035 Grades: 07 to 08 Charter School: N Magnet School: U

503-534-2371 Area Desc: Suburb: Large Distance: 0.57 Miles Title One: N

Lake Oswego Junior High 2500 SW COUNTRY CLUB RD LAKE OSWEGO OR 97034 Grades: 07 to 08 Charter School: N Magnet School: U High Schools Lake Oswego Senior High PO BOX 310 LAKE OSWEGO OR 97034 Grades: 09 to 12 Charter School: N Magnet School: U

503-534-2335 Area Desc: Suburb: Large Distance: 2.45 Miles Title One: N

Lakeridge High PO BOX 739 LAKE OSWEGO OR 97034 Grades: 09 to 12 Charter School: N Magnet School: U

503-534-2319 Area Desc: Suburb: Large Distance: 2.16 Miles Title One: N

503-534-2343 Area Desc: Suburb: Large Distance: 0.39 Miles Title One: N

503-534-2313 Area Desc: Suburb: Large Distance: 2.16 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

OREGON AT-A-GLANCE DISTRICT PROFILE Lake Oswego SD 7J

2018-19

SUPERINTENDENT: Lora de la Cruz | 2455 SW Country Club Rd, Lake Oswego 97034 | 503-534-2000

Students We Serve

Start Strong

7,055 Student Enrollment

Academic Progress

Grades K-2 REGULAR ATTENDERS

Grade 3 ENGLISH LANGUAGE ARTS

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

Students who attended more than 90% of their enrolled school days.

Students meeting state grade-level expectations.

Year-to-year progress in English language arts and mathematics.

No change from previous year

DEMOGRAPHICS

Decrease from previous year

4%

American Indian/Alaska Native Students

<1%

Teachers

<1%

Asian Students

10%

Teachers

1%

92%

79% Oregon average

Black/African American

Oregon average

83%

47%

Students

1%

Teachers

<1%

High School Success

Students

7%

Teachers

4%

Grade 8 MATHEMATICS

Grade 9 ON-TRACK TO GRADUATE

Grade 12 ON-TIME GRADUATION

Students meeting state grade-level expectations.

Students earning one-quarter of graduation credits in their 9th grade year.

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Increase from previous year

Hispanic/Latino

Multiracial Students

9%

Teachers

2%

Decrease from previous year

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

White Students

73%

Teachers

92%

<5% 10% Students with Disabilities

3%

70%

Languages Spoken

6%

Mobile Students

7%

Free/ Reduced Price Lunch

*<10 students or data unavailable

District Website: losdschools.org

1%

93%

>95% Oregon average

57

Ever English Learners

No change from previous year

39%

Oregon average

85%

Oregon average

79%

District Goals

State Goals

Our mission is to be an inclusive and safe learning community with challenging opportunities that develop lifelong learners and contributing world citizens. Our student-centered approach ensures that each student receives the support and enrichment opportunities necessary so they can achieve their goals. The Districtâ&#x20AC;&#x2122;s strategic initiatives include: (1) an integrated approach to diversity, equity, and inclusion across the district, (2) creating and maintaining programs and interventions that support college and career success, (3) upgrades in facilities and infrastructure, (4) and a focus on communications and community relations.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% on-time, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a wellrounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE DISTRICT PROFILE CONTINUED Lake Oswego SD 7J

2018-19

SUPERINTENDENT: Lora de la Cruz | 2455 SW Country Club Rd, Lake Oswego 97034 | 503-534-2000

Our Staff (rounded FTE)

22

Administrators

Outcomes

American Indian/Alaska Native <10 students or data unavailable

Teachers

Educational assistants

82%

Students with Disabilities

85%

Migrant <10 students or data unavailable

High Average

<10 students or data unavailable

93%

79%

Male

92%

79%

Non-Binary <10 students or data unavailable

7

Native Hawaiian/Pacific Islander <10 students or data unavailable

87%

Hispanic/Latino

77%

Multiracial

77%

<10 students or data unavailable

>95%

96% 86%

>95%

87%

>95%

92% 100%

<10 students or data unavailable

>95%

49%

93%

94%

61%

>95%

35%

77% Data not available

92%

Migrant <10 students or data unavailable

<10 students or data unavailable

>95%

Talented and Gifted

Data are suppressed to protect confidential student information.

Grade 12 ON-TIME GRADUATION

<10 students or data unavailable

67%

White

Male

High <10 students or data unavailable

<10 students or data unavailable

Black/African American <10 students or data unavailable

High High

Grade 9 ON-TRACK TO GRADUATE

Asian

Female

<10 students or data unavailable

>95%

<10 students or data unavailable

Grade 8 MATHEMATICS

% of licensed teachers with more than 3 years of experience

High

56%

Female

Ever English Learner

High

73%

95%

1

82%

78%

Talented and Gifted

Students with Disabilities

High <10 students or data unavailable

45% 95%

American Indian/Alaska Native <10 students or data unavailable

Psychologists

81%

93%

Free/Reduced Price Lunch

High

<10 students or data unavailable

Ever English Learner

Counselors

<10 students or data unavailable

73%

Native Hawaiian/Pacific Islander <10 students or data unavailable Free/Reduced Price Lunch

High

<10 students or data unavailable

94%

Multiracial

<10 students or data unavailable

83%

82%

Hispanic/Latino

16 Licensed Librarians

<10 students or data unavailable

90%

Black/African American

White

118

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

94%

Asian

354

Grade 3 ENGLISH LANGUAGE ARTS

Grades K-2 REGULAR ATTENDERS

71% 69%

Non-Binary <10 students or data unavailable

Coming in 2019-20

79% <10 students or data unavailable

>95%

96%

>95%

93%

>95%

94% Coming in 2019-20

Seismic Safety: http://www.oregongeology.org/sub/projects/rvs/activity-updates/status.html

OREGON AT-A-GLANCE SCHOOL PROFILE River Grove Elementary School

2018-19

PRINCIPAL: Dan Draper Ed.D | GRADES: K-5 | 5850 SW McEwan Rd, Lake Oswego 97035 | 503-534-2363

Students We Serve

School Environment

555

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

No change from previous year

Student Enrollment

Year-to-year progress in English language arts and mathematics.

Decrease from previous year

2%

DEMOGRAPHICS American Indian/Alaska Native Students

0%

Teachers

0%

25.5

92%

Asian Students

12%

Teachers

0%

Oregon average

25

Black/African American Students

1%

Teachers

0%

Hispanic/Latino Students

9%

Teachers

13%

Students

11% 0%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Multiracial Teachers

Oregon average

Decrease from previous year

Decrease from previous year

5%

3%

76%

Coming in 2019-20

72%

White Students

66%

Teachers

88%

<5%

14

Ever English Learners

9%

Students with Disabilities

Languages Spoken

93%

Required Vaccinations

8%

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: rg.losdschools.org

Oregon average

Oregon average

51%

43%

School Goals

State Goals

Safe & Welcoming Environment

Our focus includes continued growth in the areas of diversity, equity, and inclusive practices. We will also focus our work in the areas of technology, balanced literacy, interventions, standards-based instruction and assessment practices during our weekly Professional Learning Communities (PLC) time.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Our school strives to ensure all students and their parents feel welcome. The district has policies prohibiting discrimination, harassment, intimidation, and bullying as well as procedures to address incidents with fairness and compassion as soon as they occur. Our schoolâ&#x20AC;&#x2122;s equity team works with the districtâ&#x20AC;&#x2122;s Director of Equity & Strategic Initiatives in the ongoing, school-wide work of awareness, respect, and inclusion. The district provides access to translation and interpreters for our families who request these services.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED River Grove Elementary School

2018-19

PRINCIPAL: Dan Draper Ed.D | GRADES: K-5 | 5850 SW McEwan Rd, Lake Oswego 97035 | 503-534-2363

Our Staff (rounded FTE)

27 Teachers

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

American Indian/Alaska Native <10 students or data unavailable

>95%

Asian Black/African American <10 students or data unavailable

7

Educational assistants

86%

Multiracial

92%

Native Hawaiian/Pacific Islander <10 students or data unavailable

Free/Reduced Price Lunch

1

Counselors

20% Average teacher turnover rate

73%

81% 80%

<10 students or data unavailable

78%

74%

49% >95% 94%

Migrant <10 students or data unavailable

39%

<10 students or data unavailable

<10 students or data unavailable

44%

36%

<10 students or data unavailable

>95%

Talented and Gifted

72% 56%

<10 students or data unavailable

80%

Students with Disabilities

88% <10 students or data unavailable

59%

92%

Ever English Learner

<10 students or data unavailable

<10 students or data unavailable

Hispanic/Latino

White

MATHEMATICS

<10 students or data unavailable

Female

93%

Male

91%

Non-Binary <10 students or data unavailable

<10 students or data unavailable

>95%

>95%

82%

69%

70% <10 students or data unavailable

76% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

District policies regarding bullying, harassment and safety (policies AC, GBNA/JFCF, JFCE, JHF) are available online at http://policy.osba.org/loswego/

· Oregon Green School

Our school gives parents multiple opportunities to learn about curriculum and programs and provide feedback. We have a PTO organization, an equity team, and a site improvement committee, all of which provide opportunities for parents to be involved. Our school sends weekly newsletters to parents and our website is updated regularly. The district provides two weekly newsletters to inform parents and the community about district initiatives, student and faculty awards, and logistical information. The district and school websites can be accessed by families that speak languages other than English.

Parents are encouraged to attend the Back to School meeting, PTO events, and parent education meetings designed for them.

Our school works diligently to engage community members through our cultural events, PTO special events, equity team, and site improvement committee. Parents and community members support our school by volunteering in the classroom, volunteering for committees, and providing guidance and support in our equity, diversity, and inclusion work. We encourage our local businesses to be involved in school fundraising and career events.

% of licensed teachers with more than 3 years of experience

· Community School Enrichment and Youth Sports Programs · Prekindergarten and Extended care · Orchestra (grades 4–5)

Yes

Same principal in the last 3 years

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Lakeridge Middle School

2018-19

PRINCIPAL: Kurt Schultz | GRADES: 6-8 | 4700 SW Jean Rd, Lake Oswego 97035 | 503-534-2343

Students We Serve

School Environment

837

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

Increase from previous year

Student Enrollment

Decrease from previous year

1

DEMOGRAPHICS American Indian/Alaska Native Students

<1%

Teachers

0%

29

Year-to-year progress in English language arts and mathematics.

2%

89%

Asian Students

5%

Teachers

2%

Oregon average

25

Black/African American Students

<1%

Teachers

0%

Hispanic/Latino Students

6%

Teachers

2%

Students

9% 4%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Multiracial Teachers

Oregon average

Decrease from previous year

Increase from previous year

2%

2%

81%

Coming in 2019-20

73%

White Students

78%

Teachers

91%

<5%

27

Ever English Learners

9%

Students with Disabilities

Languages Spoken

94%

Required Vaccinations

6%

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: ljh.losdschools.org

Oregon average

Oregon average

54%

39%

School Goals

State Goals

Safe & Welcoming Environment

Our mission is to be a nurturing and safe learning community that embraces the uniqueness of middle school and supports everyone as thoughtful, contributing learners and citizens. Our goals are to: (1) nurture and sustain a positive culture of trust, collaboration, and celebration where everyone feels safe and is valued; and (2) ensure that each and every student learns the essential academic standards for their grade level and participates in meaningful opportunities for enrichment and support.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Our school strives to ensure all students and their parents feel welcome. The district has policies prohibiting discrimination, harassment, intimidation, and bullying as well as procedures to address incidents with fairness and compassion as soon as they occur. Our schoolâ&#x20AC;&#x2122;s equity team works with the districtâ&#x20AC;&#x2122;s Director of Equity & Strategic Initiatives in the ongoing, school-wide work of awareness, respect, and inclusion. The district provides access to translation and interpreters for our families who request these services.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Lakeridge Middle School

2018-19

PRINCIPAL: Kurt Schultz | GRADES: 6-8 | 4700 SW Jean Rd, Lake Oswego 97035 | 503-534-2343

Our Staff (rounded FTE)

37 Teachers

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

American Indian/Alaska Native <10 students or data unavailable

>95%

Asian Black/African American <10 students or data unavailable

4

Educational assistants

4

Counselors

18% Average teacher turnover rate

77%

82%

Native Hawaiian/Pacific Islander <10 students or data unavailable

65% 87%

<10 students or data unavailable

89%

White

82% <10 students or data unavailable

78% 88%

Multiracial

<10 students or data unavailable

<10 students or data unavailable

83%

Hispanic/Latino

Free/Reduced Price Lunch

MATHEMATICS

<10 students or data unavailable

62%

<10 students or data unavailable

81%

73%

52%

Ever English Learner

87%

Students with Disabilities

85%

Migrant <10 students or data unavailable

38%

63%

57%

45%

38%

<10 students or data unavailable

<10 students or data unavailable

Talented and Gifted

93%

>95%

Female

88%

88%

Male

90%

Non-Binary <10 students or data unavailable

80%

>95% 76%

75% <10 students or data unavailable

71% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

District policies regarding bullying, harassment and safety (policies AC, GBNA/JFCF, JFCE, JHF) are available online at http://policy.osba.org/loswego/

路 Athletics: Volleyball, Cross Country, Basketball, Wrestling and Track 路 Clubs including Chess, Robotics, Pentagames, Drama and Art 路 Beginning, Intermediate and Advanced Bands 路 Beginning and Advanced Orchestra and Drama Productions

Our school gives parents multiple opportunities to learn about curriculum and programs and provide feedback. We have a PTO organization, an equity team, and a site improvement committee, all of which provide opportunities for parents to be involved. Our school sends weekly newsletters to parents and our website is updated regularly. The district provides two weekly newsletters to inform parents and the community about district initiatives, student and faculty awards, and logistical information. The district and school websites can be accessed by families that speak languages other than English.

Parents are encouraged to attend the Back to School meeting, PTO events, and parent education meetings designed for them.

Our school works diligently to engage community members through our cultural events, PTO special events, equity team, and site improvement committee. Parents and community members support our school by volunteering in the classroom, volunteering for committees, and providing guidance and support in our equity, diversity, and inclusion work. We encourage our local businesses to be involved in school fundraising and career events.

% of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Lakeridge High School

2018-19

PRINCIPAL: Desiree Fisher | GRADES: 9-12 | 1235 SW Overlook Dr, Lake Oswego 97034 | 503-534-2319

Students We Serve

School Environment

1,144

Academic Progress

CLASS SIZE

REGULAR ATTENDERS

ON-TRACK TO GRADUATE

Median size of classes in core subjects.

Students who attended more than 90% of their enrolled school days.

Students earning one-quarter of graduation credits in their 9th grade year.

Increase from previous year

Student Enrollment

Increase from previous year

3

DEMOGRAPHICS American Indian/Alaska Native Students

0%

Teachers

0%

27

No change from previous year

1%

84%

>95%

Asian Students

7%

Teachers

2%

Oregon average

25

Black/African American Students

1%

Teachers

3%

Hispanic/Latino Students

7%

Teachers

6%

Multiracial Students

9%

Teachers

0%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

Oregon average

Oregon average

80%

85%

Academic Success ON-TIME GRADUATION

FIVE-YEAR COMPLETION

COLLEGE GOING

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Decrease from previous year

Students earning a high school diploma or GED within five years.

Students enrolling in a two or four year college within one year of completing high school, as reported by the National Student Clearinghouse.

Increase from previous year

Decrease from previous year

2%

7%

1%

94%

98%

78%

White Students

77%

Teachers

89%

<5%

24

Ever English Learners

6%

Students with Disabilities

Languages Spoken

95%

Required Vaccinations

5%

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: lhs.losdschools.org

Oregon average

Oregon average

79%

85%

Oregon average

62%

School Goals

State Goals

Safe & Welcoming Environment

Lakeridge High School is committed to 100% of our students completing course work for on-time graduation.

Our staff, administration and parent community work every day to ensure the conditions for our students’ success in an enriching and supported environment, and we are committed to our district motto, All Means All.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Our school strives to ensure all students and their parents feel welcome. The district has policies prohibiting discrimination, harassment, intimidation, and bullying as well as procedures to address incidents with fairness and compassion as soon as they occur. Our school’s equity team works with the district’s Director of Equity & Strategic Initiatives in the ongoing, school-wide work of awareness, respect, and inclusion. The district provides access to translation and interpreters for our families who request these services.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Lakeridge High School

2018-19

PRINCIPAL: Desiree Fisher | GRADES: 9-12 | 1235 SW Overlook Dr, Lake Oswego 97034 | 503-534-2319

Our Staff (rounded FTE)

53 Teachers

Outcomes REGULAR ATTENDERS

ON-TRACK TO GRADUATE

American Indian/Alaska Native <10 students or data unavailable

<10 students or data unavailable

85%

Asian Black/African American <10 students or data unavailable

8

Educational assistants

Hispanic/Latino Multiracial

4

Counselors

11% Average teacher turnover rate

88%

>95%

76% 80%

100% 100%

>95%

86%

>95%

95%

<10 students or data unavailable

85%

White

<10 students or data unavailable

>95%

68%

94%

>95% 89%

Ever English Learner Students with Disabilities

<10 students or data unavailable

<10 students or data unavailable

Native Hawaiian/Pacific Islander <10 students or data unavailable

Free/Reduced Price Lunch

ON-TIME GRADUATION

>95%

69%

77% Data not available

>95%

Migrant <10 students or data unavailable

<10 students or data unavailable

89%

Talented and Gifted Female

84%

Male

84%

Non-Binary <10 students or data unavailable

84% <10 students or data unavailable

>95%

92%

>95%

94%

>95% Coming in 2019-20

94% Coming in 2019-20

About Our School ADVANCED COURSEWORK

CAREER & TECHNICAL EDUCATION

EXTRACURRICULAR ACTIVITIES

PARENT & COMMUNITY ENGAGEMENT

19 AP courses, Junior & Senior English, Oceanography, A Cappella, Art 3

Engineering, Computer Programming, Income & Money Management, Marketing I, Marketing Marketing II: Sports & Entertainment, Storytelling with Media, Digital History, Foods & Nutrition, School to Farm Internship, Automotive courses

· 19 Athletic opportunities · Leadership options in many academic, service and co-curricular clubs · Arts opportunities in Band, Choir, Orchestra, Drama and visual arts

Our school works diligently to engage community members through our cultural events, booster club events, equity team, and site improvement committee. Parents and community members support our school by volunteering for committees and providing guidance and support in our equity, diversity, and inclusion work. We encourage our local businesses to be involved in career exploration programs and mock interview events. The Lake Oswego Rotary, Kruse Way Rotary, and LO Chamber of Commerce are integral partners in the success of our school, along with other organizations.

% of licensed teachers with more than 3 years of experience

No

Same principal in the last 3 years

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

COMMUNITY

CITY OF LAKE OSWEGO

36,619 POPULATION 2010 Census Data

MALE 47.52%

$71,597

FEMALE 52.48%

45.8

MEDIAN INCOME

MEDIAN AGE

2000 Census Data

2010 Census Data

Lake Oswego is a city in the State of Oregon, primarily in Clackamas County with small portions extending into neighboring Multnomah and Washington counties. Located about 8 miles (13 km) south of Portland and surrounding the 405-acre (1.64 km2) Oswego Lake, the town was founded in 1847 and incorporated as Oswego in 1910. The city was the hub of Oregon's brief iron industry in the late 19th century and is today an affluent suburb of Portland.

SCHOOL DISTRICTS   

Lake Oswego Portland Public Riverdale

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

22.1% under age 18 5.7% between ages 18 to 24 21.0% between ages 25 to 44 35.1% between ages 45 to 64 16.2% above age 65

2010 Census Data  

68.97% of homes owner occupied 31.03% of homes rented

POPULATION DENSITY 2010 Census Data  

3,428.7 inhabitants per sq. mile 16,995 housing units at an average density of 1,591.3 per sq. mile

CITY QUICK FACTS     

11.35 square miles 8 miles south of Portland 249 feet elevation Highest Average Temperature 80º Lowest Average Temperature 46º

The Clackamas Indians once occupied the land that later became Lake Oswego, but diseases transmitted by European explorers and traders killed most of the natives. Before the influx of non-native people via the Oregon Trail, the area between the Willamette River and Tualatin River had a scattering of early pioneer homesteads and farms. As settlers arrived, encouraged by the Donation Land Claim Act of 1850 and the subsequent Homestead Act, they found the land under-occupied. Albert Alonzo Durham founded the town of Oswego in 1847, naming it after Oswego, New York.

He built a sawmill on Sucker Creek (now Oswego Creek), the town's first industry.

METRO AREA BASE MAP

Your Local Market Report Lake Oswego, OR 97035 REPORT FOR 7/30/2020 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Lake Oswego, OR 97035

This week the median list price for Lake Oswego, OR 97035 is $905,950 with the market action index hovering around 40. This is an increase over last month's market action index of 36. Inventory has held steady at or around 68.

Real-Time Market Profile

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

50

40

Buyer's Market

60

20

10

90

40

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Slight Seller's Advantage While the Market Action Index shows some strengthening in the last few weeks, prices have settled in a bit of a plateau. We are currently in a Seller’s market so prices will likely resume their climb should this trend persist.

Median List Price

$905,950

Per Square Foot

$315

Days on Market

100

Price Decreased

35%

Price Increased

3%

Relisted

6%

Inventory

68

Median Rent

$2,345

Most Expensive

$5,495,000

Least Expensive

$55,000

Market Action

40

Slight Seller's Advantage

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$2,950,000

4,343

0.25 - 0.5 acre

4

4

22

0

1

220

$1,165,000

3,547

0.25 - 0.5 acre

4

3

7

3

2

59

$779,900

3,120

8,000 - 10,000 sqft

4

2

32

3

3

89

$549,900

1,861

8,000 - 10,000 sqft

3

2

50

6

3

30

Thu Jul 30 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

2 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Lake Oswego, OR 97035

Median List Price

We continue to see prices in this zip code bouncing around this plateau. Look for a persistent up-shift in the Market Action Index before we see prices move from these levels. $1.2M

$1.1M

$1.0M

$900K

$800K

$700K

$600K Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

7-Day Average

Apr 2019

Aug 2019

Dec 2019

Apr 2020 Jul 2020

90-Day Average

Segments

In the quartile market segments, we see pricing across most of this zip code relatively strong recently. While Quartile 3 is basically ďŹ&#x201A;at, all other segments are in an up trend period. Unless the Market Action Index has a persistent downward shift, expect that Quartile 3 will assume a similar trend with the other groups. $4.0M

$3.0M

$2.0M

$1.0M

$0 Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

Apr 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Aug 2019

Dec 2019

Apr 2020 Jul 2020

Third/Lower 90-Day

Thu Jul 30 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

3 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Lake Oswego, OR 97035

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. $375

$350

$325

$300

$275

$250

$225 Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

7-Day Average

Apr 2019

Aug 2019

Dec 2019

Apr 2020 Jul 2020

90-Day Average

Inventory

Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.

150

125

100

75

50

25 Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

7-Day Average

Apr 2019

Aug 2019

Dec 2019

Apr 2020

Jul 2020

90-Day Average

Thu Jul 30 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Lake Oswego, OR 97035

Market Action Index

While the Market Action Index shows some strengthening in the last few weeks, prices have settled in a bit of a plateau. We are currently in a Sellerâ&#x20AC;&#x2122;s market so prices will likely resume their climb should this trend persist.

70

60

50

40

30

20

10 Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

7-Day Average

Apr 2019

Aug 2019

Dec 2019

Apr 2020

Jul 2020

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

100

80

60

40

20 Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

Apr 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Aug 2019

Dec 2019

Apr 2020

Jul 2020

Third/Lower 90-Day

Thu Jul 30 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Lake Oswego, OR 97035

Average Days on Market (DOM)

The properties have been on the market for an average of 117 days. Half of the listings have come newly on the market in the past 49 or so days. Watch the 90-day DOM trend for signals of a changing market.

250

200

150

100

50 Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

7-Day Average

Apr 2019

Aug 2019

Dec 2019

Apr 2020

Jul 2020

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

400

300

200

100

0 Aug 2017

Dec 2017

Apr 2018

Aug 2018

Dec 2018

Apr 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Aug 2019

Dec 2019

Apr 2020

Jul 2020

Third/Lower 90-Day

Thu Jul 30 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

6 of 6

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Animal - Humane Societies Name

Address

Cat Adoption Team

14175 SW Galbreath Dr

Animal - Rescue Name

Address

Clackamas County Veterinary C

1678 Beavercreek Rd

Animal - Services Name

Address

Lintner, Marli S DVM - Avian

Telephone

Distance

503-925-8903

5.15 Mi

Telephone

Distance

503-657-3171

7.81 Mi

Telephone

Distance

15952 Quarry Rd

503-635-5672

1.26 Mi

Ghitea, Arthur DVM - Tualatin

8575 SW Tualatin Rd

503-692-3340

2.14 Mi

Takashima, Gregg DVM - Parkwa

3 Monroe Pky

503-636-2102

2.96 Mi

Howard, Richard DVM - Cascade

11140 SW 68th Pky

503-684-1800

3.54 Mi

Johnson, Bruce DVM - Communit

13500 SW Pacific Hwy, #54

503-670-9707

3.66 Mi

Banks Name

Address

Telephone

Distance

Edmonds, Scott - State Farm I

17125 Boones Ferry Rd

503-636-7667

0.90 Mi

Safepak Corporation

17394 Boones Ferry Rd

503-699-5141

0.92 Mi

Mbank

17437 Boones Ferry Rd

503-635-4512

0.93 Mi

Bank of the West

16555 Boones Ferry Rd

503-670-0457

1.03 Mi

U S Bank - Branch Offices- La

16480 Boones Ferry Rd

503-635-4441

1.06 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks: Lake Oswego Crossi

17449 Boones Ferry Rd

503-534-2938

0.93 Mi

Starbucks

17449 Boones Ferry Rd, #400

503-534-2938

0.93 Mi

Starbucks: Safeway-Lake Grove

17779 Lower Boones Ferry Rd

503-675-2500

1.04 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Coffee Shops Name

Address

Telephone

Distance

Starbucks Starbucks: Albertsons-Lake Gr

16398 Boones Ferry Rd

503-699-3007

1.08 Mi

16199 Boones Ferry Rd

503-635-3429

1.15 Mi

Credit Unions Name

Address

Telephone

Distance

Northwest Community CU Northwest Adventist Fed CU

8625 SW Scholls Ferry Rd

503-626-6553

5.39 Mi

10333 SE Main St

503-256-3712

5.47 Mi

Castparts Employee Federal CU

8120 SE Luther Rd

503-771-2464

8.41 Mi

First Technology Credit Union

3555 SW 153rd Dr

503-644-4034

8.87 Mi

Northwest Resource Federal CU

221 NW 2nd Ave

503-220-2592

9.50 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Speedy Linguine

5405 Jean Rd

503-636-3610

0.65 Mi

Lavang Restaurant

17790 Pilkington Rd

503-697-6253

0.67 Mi

Coffee Plus

17777 Pilkington Rd

503-699-8614

0.67 Mi

Deno's Pizzeria

4475 Lakeview Blvd

503-635-6219

0.86 Mi

Arby's

17771 Boones Ferry Rd

503-697-1980

1.03 Mi

Golf Courses Name

Address

Telephone

Distance

Lake Oswego Golf Course

17525 SW Stafford Rd

503-636-8228

1.68 Mi

Tualatin Country Club

9145 SW Tualatin Rd

503-692-4620

2.38 Mi

Oswego Lake Country Club

20 Iron Mountain Blvd

503-635-3659

2.52 Mi

Summerfield Golf & Country Cl

10650 SW Summerfield Dr

503-620-1200

3.36 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Golf Courses Name

Address

Telephone

Distance

King City Golf Course

15355 SW Royalty Pkwy

503-639-7986

3.82 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

Plaid Pantry Markets - Store

17790 Pilkington Rd

503-635-3112

0.67 Mi

Entenmann's Bakery

17450 Boones Ferry Rd

503-635-3796

0.94 Mi

Safeway Pharmacy

17779 Lower Boones Ferry Rd

503-675-2509

1.04 Mi

Safeway

17779 Boones Ferry Rd

503-675-2500

1.04 Mi

Wizer's Lake Grove Market

16331 Bryant Rd

503-636-8457

1.07 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

River's Edge Athletic Club

5450 SW Childs Rd

503-620-7322

0.69 Mi

Lake Grove Swim Park

3800 Lakeview Blvd

503-635-0355

1.07 Mi

24 Hour Fitness

17942 SW McEwan Ave

503-670-0400

1.11 Mi

Pilates Bodies Studio

16130 Boones Ferry Rd

503-913-5788

1.16 Mi

Willamette United Soccer Club

19699 SW Stafford Rd

503-638-9777

1.45 Mi

Hospitals Name

Address

Telephone

Distance

Eastmoreland Hospital

2900 SE Steele St

503-234-0411

7.64 Mi

Shriners Hosps For Children

3101 SW Sam Jackson Park Rd

503-241-5090

7.83 Mi

Hospitals - Acute Care Name

Address

Telephone

Distance

Legacy Meridian Park Medical

19300 SW 65th Ave

503-692-1212

1.35 Mi

Providence Milwaukie Hospital

10150 SE 32nd Ave

503-513-8336

6.03 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Hospitals - Acute Care Name

Address

Telephone

Distance

Providence Willamette Falls M Ohsu Hospital And Clinics

1500 Division St

503-657-6915

6.95 Mi

3181 SW Sam Jackson Park Rd

503-494-4036

7.68 Mi

Providence St Vincent Medical

9205 SW Barnes Rd

503-216-1234

8.45 Mi

Hospitals - Acute Care - VA Name

Address

Telephone

Distance

Portland Va Medical Center

3710 SW Us Veterans Hospital R

503-220-8262

7.43 Mi

Nursing Homes Name

Address

Telephone

Distance

Pearl At Kruse Way, The

4550 Carman Dr

503-675-6055

1.90 Mi

Mary's Woods At Marylhurst

17360 Holy Names Dr

503-534-3937

3.48 Mi

Pacific Health And Rehabilita

14145 SW 105th Ave

503-639-1144

3.60 Mi

Avamere Rehabilitation Of Kin

16485 SW Pacific Hwy

503-620-5141

3.80 Mi

Rose Linn Care Center

2330 Debok Rd

503-655-0474

3.96 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Harrington, Shawn I DC - Lake

17620 Pilkington Rd

503-636-2265

0.72 Mi

Galligan, Kathleen M DC - Kru

3990 SW Collins Way

503-635-1236

1.51 Mi

Day Chiropractic

14511 Westlake Dr

503-620-2353

2.11 Mi

Erdman, Terrance E DC - Tigar

12405 SW Main St

503-620-4880

3.61 Mi

Family Life Chiropractic

13599 SW Pacific Hwy

503-598-0999

3.69 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Oswego Dental Care

17050 Pilkington Rd, #rd-230

503-636-6644

0.87 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Kelly Jean Johnson Henry, Jack A Dds

2125 Sw 48th Ave

503-760-7088

0.97 Mi

3993 Lake Grove Ave

503-636-0055

1.28 Mi

Pediatric Dental Group

19255 Sw 65th Ave, #ave-250

503-612-1897

1.32 Mi

Bryan C Johnson

19255 Sw 65th Ave #230

503-691-9970

1.34 Mi

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address Janoff, Kenneth A MD - Bridge

17040 Pilkington Rd, #208

503-636-0776

0.87 Mi

Huntington Learning Center

18319 SW Terry Ct

503-343-3295

0.87 Mi

Goodhue, Matthew D DDS - Oswe

17050 Pilkington Rd

503-636-6644

0.88 Mi

Pitt, Andrew E MD - Lake Oswe

17704 Jean Way

503-635-9221

0.90 Mi

Petroff, Mark A MD - Petroff

17720 Jean Way, #100

503-635-4886

0.92 Mi

Pharmacies Name

Address

Telephone

Distance

2b Well, Inc

5935 Willow Ln

503-655-0044

0.90 Mi

Elisa A. Burgess, Md, Pc

16865 Boones Ferry Rd

503-699-6464

0.96 Mi

Safeway Inc

17779 Lower Boones Ferry Rd

503-675-2509

1.03 Mi

Walgreens Pharmacy

17850 Lower Boones Ferry Rd

971-247-4131

1.07 Mi

Cascadia Eye Care

17777 Lower Boones Ferry Rd

503-635-8819

1.09 Mi

Places of Religion Name

Address

Telephone

Distance

Lake Grove Presbyterian Churc

4040 Sunset Dr

N/A

1.15 Mi

Rolling Hills Community Churc

3550 SW Borland Rd

N/A

1.27 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Places of Religion Name

Address

Telephone

Distance

Church of Jesus Christ of Lds River West Church

PO Box 1753

N/A

1.51 Mi

1595 Greentree Rd

N/A

1.58 Mi

Bethlehem Church

17979 Stafford Rd

N/A

1.64 Mi

Retirement Communities Name

Address

Telephone

Distance

Lake Oswego Care Home

17780 Schalit Way

503-675-1134

0.45 Mi

Oswego Place Assisted Living

17450 Pilkington Rd

503-697-1025

0.78 Mi

River Valley Landing Resident

19200 SW 65th Ave

503-692-3192

1.28 Mi

Greenridge Estates At Mt Park

4 Greenridge Drive Ofc

503-635-8818

1.51 Mi

The Stafford

1200 Overlook Dr

503-376-9211

1.55 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

Cat Care Professionals, LLC

17888 Lower Boones Ferry Rd

503-968-6000

1.07 Mi

Cat Care Professionals, LLC

17888 SW McEwan Rd

503-486-7220

1.17 Mi

Emergency Veterinary Clinic

19314 SW Mohave Ct

503-691-7922

2.32 Mi

Full Circle Veterinary Care

433 3rd St

503-451-0968

3.31 Mi

Cascade Veterinary Referral C

11140 SW 68th Pky

503-684-1800

3.54 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

Lake Grove Veterinary Clinic

17131 Boones Ferry Rd

503-505-6553

0.91 Mi

Cat Care Professionals, LLC

17888 McEwan Rd

503-567-7075

1.18 Mi

At Home Veterinary Services

16869 Southwest 65th Avenue

503-281-1631

1.19 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

4297 ALBERT CIR LAKE OSWEGO OR 97035 00328390 CLACKAMAS COUNTY OR

Veterinary - Medicine Name

Address

Telephone

Distance

Dr Shultz Dvm Banfield the Pet Hospital

6650 SW Nyberg St

503-692-3300

1.33 Mi

7029 SW Nyberg St

503-692-4511

1.43 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks at no cost to you! WFG National Title has partnered with Updater to provide a better moving experience. This concierge service has been paid for and reserved especially for your client. All you need to do now is log onto your Dashboard.

Updater is the trusted way to:  Forward your mail  Update your accounts  Connect utilities  Hook up home services  Search move-in special offers  Share moving announcements with digital announcements to friends & family

To activate your dashboard; log onto www.WFGupdaterOR.com

LAKE OSWEGO UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com TRI-MET (503) 238-7433 www.trimet.org Northwest Natural Gas (800) 422-4012 www.nwnatural.com Portland General Electric (503) 228-6322 www.portlandgeneral.com City of Lake Oswego Sewer District (503) 635-0265 www.ci.oswego.or.us City of Lake Oswego Water District (503) 635-0265 www.ci.oswego.or.us Republic Services (503) 570-0626 www.republicservices.com Lake Oswego School District (503) 534-2000 www.edline.net

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of youâ&#x20AC;Ś we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions.

However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.

Public Record

Public Record