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DETAILS

PROPERTY ADDRESS

3526 SE 198TH AVE CAMAS, WA 98607

OWNER INFORMATION

OWNER NAME: Susan & Adrian Arvizu

VESTING:

MAILING ADDRESS: 3526 SE 198th Ave Camas WA 98607

OWNER STATUS: Owner occupied

LOCATION DESCRIPTION

COUNTY: Clark

CENSUS / BLOCK: 041325 / 3011

TSP - RNG - SEC: 01N - 03E - 05

LOT / BLOCK: 111 /

HOUSING TRACT: Glen At Fishers Landing

ALT PARCEL #:

SCHOOL DISTRICT: Camas

MUNICIPALITY: Camas

PARCEL #: 125853230

LAST MARKET SALE

DATE: 02/16/2016

PRIOR SALE

DATE: 10/18/2013 SALE PRICE: $235,000 SALE PRICE: $199,900

DOCUMENT #: 5257161

DOCUMENT #: 5023809 DOC TYPE: Warranty Deed DOC TYPE: Warranty Deed

SQUARE FOOT $: $145.60 LENDER: LENDER: US BANK NA LOAN: $159,900 LOAN: $100,000 LOAN TYPE: LOAN TYPE: ARM (Adjustable Rate Mortgage as of August, 2009) LOAN TERM: 360 M

PROPERTY DETAILS

PROPERTY CHARACTERISTICS

GROSS AREA: 1,614

LIVING AREA: ABOVE GRADE:

BEDROOMS: 3

BATHROOMS (F/H): 2 / 1

FIREPLACE: 1

YEAR BUILT: 2005

PARKING TYPE: Built-In

UNITS: 1

BASEMENT:

GARAGE AREA: 418

ROOF SHAPE:

FOUNDATION:

ROOF MATERIAL: CMP

CONSTRUCTIONS:

HEAT TYPE: FA

COOLING TYPE:

EXTERIOR WALL:

ROOMS:

QUALITY:

INTERIOR WALL:

PORCH TYPE:

PATIO TYPE: AIR COND:

FIXTURES:

FLOOR:

EQUIPMENT:

STORIES: 2

POOL:

CONDITION: Average

PROPERTY INFORMATION

LAND USE: Household, Single Family Unit

ZONING: Residential (R-18, Mf-18)

COUNTY USE: LOT ACRES: 0.0382

STATE USE: LOT SQ FT: 1,664

LEN / WID:

TAXES AND ASSESSMENT INFORMATION

ASSD YEAR: 2024

ASSD VALUE: $124,612

TAXABLE VAL:

TAX YEAR: 2024

LAND VALUE: $163,750

MKT VALUE: $365,949

TAX AREA: 117032

IMP VALUE: $202,199

EXEMPTIONS:

PROPERTY TAX: $608.78

IMPROVED %: 55

DISTRICT:

AREA HISTORY

DEMOGRAPHICS

AREA MAPS

ASSESSOR MAP

STREET

AERIAL MAP

LOCAL SCHOOLS

SCHOOLS

Camas School District

ELEMENTARY SCHOOLS

NAME: Fishers Landing Elementary School

ADDRESS: 3800 Se Hiddenbrook Drive

CHARTER SCHOOL: No

MAGNET SCHOOL: No

CITY, STATE, ZIP: Vancouver, WA 98683 AREA DESCRIPTION: 12-City: Mid-size

PHONE: (360)604-6650 DISTANCE: 0.84 mile(s)

GRADES: Prekindergarten - 5th Grade

NAME: Grass Valley Elementary

ADDRESS: 3000 Ne Grass Valley Dr

CITY, STATE, ZIP: Camas, WA 98607

PHONE: (360)833-5710

TITLE ONE: 2-No

CHARTER SCHOOL: No

MAGNET SCHOOL: No

DESCRIPTION: 21-Suburb: Large

1.81 mile(s)

GRADES: Kindergarten - 5th Grade TITLE ONE: 2-No

MIDDLE SCHOOLS

NAME: Odyssey Middle School

ADDRESS: 5780 Paciﬁc Rim Blvd

CHARTER SCHOOL: No

MAGNET SCHOOL: No

CITY, STATE, ZIP: Camas, WA 98607 AREA DESCRIPTION: 21-Suburb: Large

PHONE: (360)833-5780 DISTANCE: 0.55 mile(s)

GRADES: 6th Grade - 8th Grade TITLE ONE: 2-No

NAME: Skyridge Middle School

ADDRESS: 5220 Nw Parker Street

CHARTER SCHOOL: No

MAGNET SCHOOL: No

CITY, STATE, ZIP: Camas, WA 98607 AREA DESCRIPTION: 21-Suburb: Large

PHONE: (360)833-5800 DISTANCE: 1.78 mile(s)

GRADES: 6th Grade - 8th Grade TITLE ONE: 2-No

HIGH SCHOOLS

NAME: Discovery High School

ADDRESS: 5125 Nw Nan Henriksen Way

CHARTER SCHOOL: No

MAGNET SCHOOL: No

CITY, STATE, ZIP: Camas, WA 98607 AREA DESCRIPTION: 21-Suburb: Large

PHONE: (360)833-5790 DISTANCE: 0.47 mile(s)

GRADES: 9th Grade - 12th Grade TITLE ONE: 2-No

NAME: Camas High School

ADDRESS: 26900 Se 15Th St

CHARTER SCHOOL: No

MAGNET SCHOOL: No

CITY, STATE, ZIP: Camas, WA 98607 AREA DESCRIPTION: 21-Suburb: Large

PHONE: (360)833-5750

DISTANCE: 3.72 mile(s)

GRADES: 9th Grade - 12th Grade TITLE ONE: 2-No

CamasSchoolDistrict

Enrollment

Attendance

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StudentsAttending90%or MoreofSchoolDaysinthe 2023-24SchoolYear

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Educators

Somedataisnotdisclosedtoprotectstudentprivacyandwillberepresentedbyablankforstudentrelatedmeasures.Duetoreportingcycles,themostrecentdataforeachmeasuremaybe fromdifferentschoolyears.IfaFinanceorEducatormeasureisblank,thereisnodataforthatorganizationinthecurrentlyreportedyear. Toseemore,visithttps://reportcard.ospi.k12.wa.us/ Ifyouhavequestionsorcomments,contactReportCardRedesign@k12.wa.us.

GrassValley Elementary

Attendance Enrollment

Educators

Somedataisnotdisclosedtoprotectstudentprivacyandwillberepresentedbyablankforstudentrelatedmeasures.Duetoreportingcycles,themostrecentdataforeachmeasuremaybefromdifferent schoolyears.IfaFinanceorEducatormeasureisblank,thereisnodataforthatorganizationinthecurrentlyreportedyear. Toseemore,visithttps://reportcard.ospi.k12.wa.us/Ifyouhavequestionsorcomments,contactReportCardRedesign@k12.wa.us.

SkyridgeMiddle School

Attendance Enrollment

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StudentsAttending90%or MoreofSchoolDaysinthe 2023-24SchoolYear

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Educators

CamasHighSchool

Enrollment

Attendance

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StudentsAttending90%or MoreofSchoolDaysinthe 2023-24SchoolYear

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Educators

26,065 $60,187 36.9 49.6% 50.4%

SCHOOL DISTRICTS

 Camas

 Evergreen

HOUSING

 76.84% of homes owner occupied

 23.16% of homes rented

POPULATION DENSITY

 1,434.8 inhabitants per sq. mile

 7,072 housing units at an average density of 524.2 per sq. mile

HISTORY

AGE DEMOGRAPHIC

 31.1% under age 18

 6.5% between ages 18 to 24

 27.1% between ages 25 to 44

 26.8% between ages 45 to 64

 8.7% above age 65

CITY QUICK FACTS

 20 miles east of Portland

 15.25 square miles

 75 feet elevation

 Highest Average Temperature 82º

 Lowest Average Temperature 33º

CLARK COUNTY BASE MAP

LOCAL BUSINESSES

Groceries

Home Improvement

LOCAL BUSINESSES

5

UTILITIES & RESOURCES

CAMAS UTILITIES

Emergency/Police/Medical/ Fire

911

Poison Control (800) 222-1222 www.aapcc.org

United States Postal Service (800) 275-8777 www.usps.com

Xfinity (800) 266-2278 www.xfinity.com

Frontier Communications (800) 921-8101 www.frontier.com

Verizon (800) 483-4100 www.verizon.com

AT&T

(800) 288-2020 www.att.com

CenturyLink (866) 963-6665 www.centurylinkcom

Dish Network (800) 318-0572 www.dish.com

DIRECT TV (800) 531-5000 www.directtv.com

The Columbian (360) 694-2312 www.columbian.com

C-Tran Transit (360) 695-8918 www.c-tran.com

Northwest Natural Gas (800) 422-4012 www.nwnatural.com

Clark Public Utilities (360) 992-3000 www.clarkpublicutilities.com

City of Vancouver Water (360) 487-7999 www.cityofvancouver.us

City of Vancouver Sewer (360) 487-7130 www.cityofvancouver.us

Waste Connections (360) 892-5370 www.wcnorthwest.com

Camas School District (360) 335-3000 www.camas.wednet.edu

CHANGE OF ADDRESS

USPS

Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet. https://moversguide.usps.com

Benefits you will receive when you change your address online are:

Exclusive mover savings coupons

Safe and secure with identity verification by a simple $1.00 charge to your credit or debit card

Email confirmation at the end of registration of your change of address

*Must have valid email address and credit card to register online.

AUTO REGISTRATION AND DRIVER LICENSING

Below is the website if you would like to change your address online or you can visit your local department of licensing.

Department of Licensing

Clark County Auto License Department 1408 Franklin Street (564) 397-2288

BATTLEGROUND

301WMainStreet#101 (360)687-5115

CAMAS 3316NE3rdAvenue (360)835-2977

ORCHARDS

11110NEFourthPlainBlvd (360)254-6226

RIDGEFIELD JUNCTION

AUTO LICENSE 2South56thPlace Suite103 (360)887-2345

CASCADE PARK

AUTO LICENSE SERVICES 1301NE136thAvenue (360)892-1877

HEIGHTS AUTO LICENSE 221NE104thAvenue Suite104 (360)695-2122

HAZEL DELL AUTO LICENSE 7904NE6thAvenue SuiteB (360)574-0086

HWY 99 AUTO LICENSE

TrueValueHardware 13009NEHighway99 (360)573-6226

EASTSIDE AUTO LICENSE 2011SE192ndAvenue Suite103 (360)833-1717

VOTERS REGISTRTION

TO REGISTER TO VOTE, YOU MUST BE:

A citizen of the USA

A Legal Resident of Washington State at least 18 years of age on or before the next election.

In the State of Washington, you do not have to register by political party or declare a political party membership to vote in the state’s regular primaries or general election.

HOW TO REGISTER

Washington citizens have access to several convenient methods of signing up to vote, including registration by mail and Motor Voter registration.

Mail-in registration forms are available from your county auditor or county elections department as well as other government offices, public libraries, and schools.

Motor Voter registration is offered when you renew or apply for your driver’s license. In most instances, it takes less than a minute.

REGISTRATION DEADLINE

You may register to vote at any time, but you must be registered at least 30 days before an election, if you want to vote on election day.

You may also register between 15 and 30 days before an election, but you must do so at a location designated by the county elections office, and you will be required to vote by absentee ballot.

CHANGE OF ADDRESS

If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration.

Voter Information Hotline: (800) 448-4881 TTY (800) 422-8683

Clark County Voter Registration: (360) 397-2345

MOVING CHECKLIST

UTILITIES

Electric

NWNaturalGas

WaterDistrict

SewerDistrict

GarbageProvider

Cable/Satellite Fuel(Propane)

PhoneServices

Internet

FINANCIAL

BanksandCreditUnions

CreditCardCompanies (includingdepartmentstorecreditcards)

Lenders

(Mortgage,HomeEquity,Auto,StudentLoans)

InsuranceCompanies

(Health,Renters,Auto,Home,Medical,Dental,Disability,Life)

Retirement

(Pensionplans,401K,SocialSecurity,VeteransAffairs)

Investments(InvestmentAgenciesandBrokers)

OnlineBillPayer

Paypal

GOVERNMENT

USPostOffice

DepartmentofMotorVehicles

(Obtainyourdriver’slicenseandchangevehicleregistration)

IRS

PassportOffice

VeteranAffairs

UnemploymentOffice

(Ifyouarecurrentlyreceivingunemploymentbenefits)

HEALTH

Physician

Pharmacies

SERVICE PROVIDER

Childcare

Housecleaning Services

Delivery Services

Lawn Care Services

Veterinarian

Pool Service

MEMBERSHIPS

Health Clubs

Membership Clubs(AAA or similar)

Community Groups (PTA, Neighborhood Associations, Civic Clubs)

Children’s Extracurricular

Activities (Dance Classes, Music Lesson, Sports Clubs)

SUBSCRIPTIONS

Newspapers

Magazine(USPS will only forward 2 months)

Movie Subscriptions

Book or Music Clubs

OTHER

Friends and Family

Employers (typically notify the HR Department)

MOVING CHECKLIST

8

8 WEEK BEFORE YOU MOVE

InventorySheets:Createaninventorysheetofallyour belongingswhichneedtobemoved ResearchMovingOptions:You’llneedtodecideifyoursisa do-it-yourselfmoveorifyou’llbeusingamovingcompany. RequestMovingQuote:Solicitmovingquotesfromasmany movingcompaniesandmoversaspossible.Therecanbea largedifferencebetweenratesandserviceswithinmoving companies.

DiscardUnnecessaryItems:Movingisagreattimefor riddingyourselfofunnecessaryitems.Haveayardsaleor donateunnecessaryitemstocharity.

PackingMaterial:Gathermovingboxesandpacking materialforyourmove.

ContactInsuranceCompanies:You’llneedtocontactyour insuranceagenttocancel/transferyourinsurancepolicy.

1 WEEK BEFORE YOU MOVE

YourChangeofAddress:Changeyouraddresswiththe USPS,DMV,FinancialInstitutions,Utilities,Government Offices,HealthCareServiceProviders,Memberships, SubscriptionsandInsuranceProvisions.

BankAccounts:Transferorclosebankaccountsifchanging banks.Makesuretohaveamoneyorderforpayingthe movingcompany.

ServiceAutomobiles:Ifautomobilesaretobedrivenlong distance,you’llwanttohavethemservicedsoyouhavea trouble-freedrive.

CancelServices:Notifyanyremainingserviceproviders (newspapers,lawnservices,etc.)ofyourmove.

TravelItems:Setasideallitemsyou’llneedwhiletraveling. Makesurethesearenotpackedonthemovingtruck.. ContactUtilityCompanies:Setutilityturnoffdate,seek refundsanddepositsandnotifythemofyournewaddress.

4 WEEK BEFORE YOU MOVE

StartPacking:Beginpackingallthingsdestinedforyournew location.

ObtainYourMedicalRecords:Contactyourdoctor,physician, dentistandothermedicalspecialistswhomaycurrentlybe retaininganyofyourfamily’smedicalrecords.Obtainthese recordsormakeplansforthemtobedeliveredtoyournew medicalfacilitiesifchanging.Securityiscriticalofpersonal records.

NoteFoodInventoryLevels:Checkyourcupboards, refrigeratorandfreezer.Useupasmuchofyourperishable foodaspossible.

SmallEngines:Servicesmallenginesforyourmoveby extractinggasandoilfromthemachines.Thiswillreduce thatchancetocatchfireduringyourmove.

ProtectJewelryandValuables:Transferyourjewelryand valuablestoasafetydepositbox;youdon’twantthemtobe lostorstolenduringyourmove.

BorrowedandRentedItems:Returnitemsthatyoumay haveborrowedorrented.Collectitemsborrowedtoothers.

MOVING DAY

PlanYourItinerary:Makeplanstospendtheentiredayat thehouseoratleastuntilthemoversareontheirway. Someonewillneedtobearoundtomakedecisions.Make plansforkidsandpetstobeatasittersfortheday.

ReviewtheHouse:Oncethehouseisempty,checkthe entirehouse(closets,attic,basement,etc.)toensureno itemsareleftornohomeissuesexist.

DoubleCheckWithYourMover:Ensurethemoverhasthe newpropertyaddressandallofyourmostrecentcontact information,shouldtheyhaveanyquestionsduringyour move.

VacateYourHome:Makesureutilitiesareoff,doorsand windowsarelockedandnotifyyourrealestateagentyou’ve vacatedtheproperty.

QuestionsToAsk:Whereisthegaragedooropener?Where arethekeystothehouse,mailboxandotherlockablearea? Didyouretrieveallkeysfromneighborsandfriends?

THE HOME DEPOT (800) 466-3337 www.homedepot.com

E Vancouver (360) 254-6289 330 SE 192nd Avenue Vancouver, WA 98683

Vancouver (360) 253-3993 8601 NE Andresen Rd Vancouver, WA 98665

Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217

NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220

LOWES (800) 466-3337 www.lowes.com

E. Vancouver (360) 260-2120 18801 SE Mill Plain Blvd Vancouver, WA 98662

Lacamas Lake (360) 514-9660 11413 NE 76th St Vancouver, WA 98683

Portland -Delta Park (503) 737-3000

1160 N Hayden Meadows Dr. Portland 97217

MOVING RESOURCES

DONATION FACILITIES

Goodwill (800) 741-0186 locator.goodwill.org

The Salvation Army (800) 958-7825 www.salvationarmyusa.org

MOVING TRUCK RENTALS

Budget (800) 462-8343 www.budgettruck.com

Penske (888) 996-5415 www.pensketruckrental.com

Ryder (800) 297-9337 www.ryder.com

U-Haul (800) 468-4285 www.uhaul.com

STORAGE COMPANIES

NW Self Storage www.nwselfstorage

Public Storage (800) 906-0879 www.publicstorage.com

Pods (888) 309-8967 www.pods.com

TRANSFER STATIONS Garbage/Recycling

Central Transfer & Recycling (360) 256-8482 columbiaresourcecompany.com 11034 NE 117th Avenue Vancouver, WA 98686

Washougal Transfer Station (360) 835-2500 columbiaresourcecompany.com 4020 S Grant Street Washougal, WA 98671

West Vancouver (360) 737-1727

columbiaresourcecompany.com 6601 NW Old Lower River Rd Vancouver, WA 98660

RESOURCE GUIDE

AIRPORT

Portland International Airport (877) 793-4690 www.flypdx.com

AUTO & DRIVER REGISTRATION

Department of Licensing (564) 397-2288 www.dol.wa.gov

BUS SERVICE

C-Tran (360) 695-0123 www.c-tran.com

Blue Star (360) 573-9412 www.bluestarbus.com

Greyhound (800) 231-2222 www.greyhound.com

Tri-Met (503) 238-7433 www.tri-met.org

CABLE / SATELLITE & INTERNET

CenturyLink (855) 380-4150 www.centurylink.com

Dish (844)754-6269 www.dish.com

Directv (877)699-7824 www.diretv.com

XFINITY (Comcast) (800)934-6489 www.comcast.com

CHAMBER OF COMMERCE

Battle Ground (360)687-1510

Camas/Washougal (360)834-2472

La Center (360)263-4636

Vancouver (360)694-2588

CITY CONTACT FOR ALL EMERGENCIES DIAL 911

Clark County Sheriff (360)397-2211

Washington State Patrol (360)449-7999

Battle Ground Police (360) 342-5100

Fire (360) 687-6968

City Hall (360) 342-5000

Camas

Police (360) 834-4151

Fire (360) 834-2262

City Hall (360) 834-6864

La Center Police (360) 263-2745

Fire (360) 263-5500

City Hall (360) 263-2782

Ridgefield Police (360) 887-3556

Fire (360) 887-4609

City Hall (360) 887-3557

Vancouver Police (360) 487-7355

Fire (360) 487-7305

City Hall (360) 696-8121

CITY CONTACT CONTINUED

Yacolt

Police Clark Co. Sherriff Fire (360) 686-3271

City Hall (360) 686-3922

Washougal Police (360) 835-8701 Fire (360) 835-2662 City Hall (360) 835-8501

Woodland Police (360) 225-8981 Fire (360) 225-7462

City Hall (360) 225-8281

COUNTY CONTACT

Clark (360) 397-2000 www.clark.wa.gov

Cowlitz (360)577-3010 www.co.cowlitz.wa.us

EDUCATION

Education Service District (360)750-7500 www.esd112.org

Battle Ground School District (360)885-5300 www.battlegroundps.org

Camas School District (360)833-5400 www.camas.wednet.edu

Evergreen School District (360)604-4000 www.evergreenps.org

Green Mountain School District (360)225-7366 www.greenmountainschool.us

EDUCATION CONTINUED

Hockinson School District (360) 448-6400 www.hocksd.org

La Center School District (360) 263-2131 www.lacenterschools.org

Mt Pleasant School District (360) 835-3371 www.mtpleasantschool.org

Ridgefield School District (360) 619-1300 www.ridge.k12.wa.us

Vancouver School District (360) 313-1000 www.vansd.org

Washougal School District (360) 954-3000 www.washougal.k12.or.us

Woodland School District (360) 841-2700 www.woodlandschools.org

COLLEGES / UNIVERSITIES

Clark College (360) 699-6398 www.clark.edu

Washington State University (360) 546-9788 www.vancouver.wsu.edu

HOSPITALS

Legacy Health Salmon Creek (360) 487-1000 www.legacyhealth.org

PeaceHealth (360) 514-2000 www.peacehealth.org

RESOURCE GUIDE

HOSPITALS CONTINUED

PORTLAND AREA

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Legacy Health (503) 335-3500 www.legacyhealth.org

Kaiser Permanente (503) 813-2000 www.kaiserpermanente.org

OHSU (503) 494-8311 www.ohsu.edu

Providence Portland (503) 574-6595 www.providence.org

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Tuality (503) 681-1111 www.tuality.org

NEWSPAPERS

Camas-Washougal Post-Record (360) 834-2141 www.camaspostrecord.com

The Columbian (360) 694-3391 www.columbian.com

The Reflector (360) 687-5151 www.thereflector.com

RECREATION

Bravo! (360) 906-0441 www.bravoconcerts.com

Cedar Creek Grist Mill (360) 225-5832 www.cedarcreekgristmill.org

Chelatchie Prairie Railroad (360) 686-3559 www.tickets.bycx.org

Cinetopia (503) 597-6900 www.cinetopia.com

Clark County Historical Museum (360) 882-0936 www.columbiasprings.org

Columbia Springs (360) 993-5679 www.cchmuseum.org

Convention Center (503) 235-7575 www.oregoncc.org

Expo Center (503) 736-5200 www.expocenter.org

Fort Vancouver National Historic Site (360) 816-6230 www.nps.gov

Hulda Klager Lilac Gardens www.lilacgardens.com

Mt. Hood Ski Bowl (503) 272-3206 www.skibowl.com

Mountain View Ice Arena (360) 896-8700 www.mtviewice.com

RECREATION CONTINUED

NatureScaping Wildlife Botanical Gardens (360) 737-1160 www.naturescaping.org

North Clark Historical Museum (360) 247-5800 www.amboywa.com

Officers Row (360) 992-1800 www.cityofvancouver.us

OMSI (503) 797-4000 www.omsi.edu

Oregon Zoo (503) 266-1561 www.oregonzoo.com

Pearson Air Museum (360) 816-6232 www.nps.gov

Pomeroy Farm (360) 686-3537 www.pomeroyfarm.org

Ridgefield National Wildlife Refuge (360) 887-4106 www.fws.gov

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Sunlight Supply Amphitheater (360) 816-7000 sunlightsupplyampitheater.com

Two Rivers Heritage Museum (360) 835-8742 www.2rhm.com

Vancouver Landing W of 100 Columbia Street

RESOURCE GUIDE

RECREATION CONTINUED

Vancouver Symphony (360) 735-7278 www.vancouversymphony.org

Water Resources Education Center (360) 487-71111 www.cityofvancouver.us

SHOPPING

Cascade Station (503) 643-8389 www.shopcascadestation.com

Columbia Crossing (360) 737-6300 www.columbiatechcenter.com

Jantzen Beach Center (503) 336-9202 www.jantzenbeachpdx.com

Vancouver Mall (360) 256-8122 www.shopvancouvermall.com

TRANSFER STATIONS

Central Transfer & Recycling (360) 256-8482

columbiaresourcecompany.com 11034 NE 117th Avenue Vancouver, WA 98686

Washougal Transfer Station (360) 835-2500 columbiaresourcecompany.com 4020 S Grant Street Washougal, WA 98671

West Vancouver (360) 737-1727 columbiaresourcecompany.com 6601 NW Old Lower River Rd Vancouver, WA 98660

UTILITIES

Battle Ground

Water/Sewer (360) 342-5000

Garbage (360) 892-5370

Camas

Water/Sewer (360) 817-1567

Garbage (360) 834-2462

Recycling (360) 892-5370

Ridgefield

Water/Sewer (360) 887-8251

Garbage (360) 592-5370

Washougal

Water/Sewer (360) 835-8501

Garbage (360) 892-5370

Clark Public Utilities (360) 992-3000

www.clarkpublicutilities.com

Clark County Septic (360) 397-8428 www.clark.wa.gov

Clark Regional Wastewater (360) 750-5876 www.crwwd.com

NW Natural (800) 422-4012 www.nwnatural.com

Waste Connections (360) 892-5370 www.wcnorthwest.com

USPS (800) 275-8777 www.usps.com

VOTER REGISTRATION

Clark County (360) 397-2345

TITLE &ESCROW

CYBER SECURITY

the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:

Outgoing Wire from WFG to seller or borrower for proceeds

In the escrow paperwork provided you will be asked to provide written instructions on how you want funds due you sent to you at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from the buyer and/or lender to WFG bank account

For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience.

http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

OWNERS TITLE INSURANCE Why it's important

claims or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems are satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such as forged documents, undisclosed or missing heirs of a previous owner, fraud, will dispute, and unrecorded claims of many types.

Without the owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that the owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires a lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW?

Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

TYPICAL ROLES IN THE CLOSING PROCESS

The Seller/Agent

Delivers a fully executed Purchase Sale Agreement to the escrow agent. Executes the paperwork necessary to close the transaction.

The Buyer/Agent

Deposits collected funds required to close (in with the escrow agent.

Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.

Executes the paperwork and loan documents necessary to close the transaction.

The Lender

Deposits loan documents to be executed by the buyer

Deposits the loan proceeds. Directs the escrow agent of the conditions under which the loan funds may be used

The Escrow Agent

Clears Title

Obtains title insurance

Obtains payoffs and release documents for underlying loans on the property Receives funds from the buyer and/or lender. Prepares vesting document affidavit on seller’s behalf.

Prorates insurance, taxes, rents, etc.

Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction. Forwards deed to the county for recording. Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary

Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller.

WHAT IS TITLE?

About Title Insurance

Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction, the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser of the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy

or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

What’s involved in a title search? A title search is actually made up of three separate searches:

Chain of Title – History of the ownership of the subject property

Tax Search – The tax search reveals the status of the taxes and assessments

Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names

Once the three searches have been completed, the file is reviewed by an examiner who determines:

Whether or not the Chain of Title shows that the party selling the property has the right to do so. The status of taxes for the subject property. The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary

After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS WHAT IN WASHINGTON

SELLER PAYS

Real estate commission

Owner’s title insurance premium

Escrow fee, one half (1)

Real estate excise tax (1.78%2 based on sales price)

Loan costs required under the FHA/VA provisions of the contract (4)

Payoff of all loans in Seller’s name (or existing loan balance if being assumed by Buyer)

Statement fees, reconveyance fees (including associated recording charges), and any loan prepayment penalties

Work orders, such as termite inspection or home repairs (1)

Home warranty (1)

Encumbrances (such as judgements and tax liens) against the seller

Tax pro-ration (for any unpaid taxes up to the time of transfer of title)

Delinquent taxes

Unpaid homeowner’s dues

Assessments or bonds (1)

Notary fees (if applicable)

Courier fees (if applicable)

BUYER PAYS

Lender’s title insurance premium (if applicable)

Escrow fee, one half (1)

Recording charges for all documents in the buyer’s name

Inspection Fees (1)

Tax pro-ration (for any taxes from time of transfer of title to end of the tax payment period)

All new loan charges (except for those required by lender for seller to pay)

Hazard insurance premium for first year

Interest on a new loan from date o funding to 30 days prior to first payment

Document preparation (if applicable)

Home warranty1

Notary fees (if applicable)

Courier fees (if applicable) 1

PARTIES DIVISION

TITLE VESTING Common ways to hold title to real property

JOINT TENANCY

Any number of persons

TENANCY IN COMMON COMMUNITY PROPERTY

TITLE

PURCHASER

CONVEYANCE

Ownership interests must be equal

There is only one title to the whole property

Purchaser will become a tenant in common with the other owners of the property

All owners must agree on use and disposition of property

Any number of persons

Ownership can be divided into any number of interests, equal or unequal

Each co-owner has a separate title to his or her undivided interest

Purchaser will become a tenant in common with the other owners of the property

Individual co-owners do not need the consent of the other to use or dispose

Married persons and domestic partners

Husband and wife’s or domestic partner’s interest must be equal

There is only one title to the whole property

Purchaser cannot acquire one owner’s interest and hold as community property

Husband and wife or domestic partners must agree to use and disposition of property

Related or unrelated parties

Ownership interest is in relation to interest in the partnership

Each co-owner’s interest is owned in partnership for partnership purposes

Purchaser can only acquire the whole title unless he or she becomes a partner

Partnership sets parameters for use and disposition of the property

DEATH

SUCCESSOR'S

STATUS

Property passes to survivors without going through probate

Last survivor owns property

Individual's interest passes to designated heirs through probate

Devisees or heirs become tenants in common

On spouse’s/ domestic partner’s death, surviving spouse/ domestic partner

Surviving spouse or domestic partner owns property

Partnership interest passes to designated heirs who would become partners

Devisees or heirs have no rights in specific partnership property

ADMINISTRATIVE

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500

CLACKAMAS

9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975

LAKE OSWEGO

5885 Meadows Rd. Ste. 130 Lake Oswego, OR 97035 503-624-4900

LLOYD/COMMERCIAL

NW PORTLAND 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

BETHANY 1500 NW Bethany Blvd. Ste. 155 Beaverton, OR 97006 503-850-3990

DOWNTOWN VANCOUVER 2001 SE Columbia River Dr Ste. 100 Vancouver, WA 98661 360-314-0300

SALMON CREEK

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818

VANCOUVER MALL

4400 NE 77th Ave. Ste. 250 Vancouver, WA 98662 360-891-5454

EAST VANCOUVER 2004 SE 192nd Ave. Ste. 100 Vancouver, WA 98683 360-356-9990 1 2 3 5 6 7 8 9 4 10

700 NE Multnomah St. Ste. 190 Portland, OR 97232 503-230-8488

Personalized. Secure. Transparent. SIMPLIFYING YOUR JOURNEY TO A SUCCESSFUL CLOSING

WFG’s MyHome® provides full transparency, real-time updates, and post-closing home information in a secure web environment. It is fully responsive, mobile-first and built with YOU in mind.

Click Register for MyHome® account on a MyHome® email notification or go directly to https://myhome. wfgtitle.com

Confirm email for immediate access. 1 2 3

Complete a brief registration form. Use your email address on file with WFG, and have your escrow number handy.

• Instant access to essential file details

• Contact information for all parties involved

• In-depth Knowledge Center

• Timeline view of the entire escrow process

• Real-time updates via text, email, or personalized dashboard

• Complete forms needed for your transaction

• Upload documents to your escrow team

• Explainer videos for each milestone

• Access on desktop, tablet or mobile

CONSUMER EXPERIENCE TIMELINE

TRANSACTION CLOSED GATHER UP

Notification sent one day after transaction is marked recorded.

TRANSACTION STARTED

Notification is sent five days after Title is cleared.

Notification is sent after Title Report is completed.

MIDPOINT FEEDBACK

Invitation to provide feedback and rate your experience. Sent 3 days after transaction closed.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent 15 days after Title Report is completed.

® notifications start triggering to the Client once the order has been opened.

Notification is sent when earnest money is received by Escrow.

MyHome