HSD's goal and promise is to know, value, and empower every student to achieve their dreams. We will do this by: fostering a positive, supportive, and inclusive school and classroom culture that enables learning; providing learning experiences with clear purpose, engagement, and assessment to encourage students' active participation and to provide them with an opportunity to demonstrate their knowledge and skills; connecting each student with supports and enrichments; and ensuring that all students graduate with career, college-readiness, and life skills.
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% on-time graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE DISTRICT PROFILE
Hillsboro SD 1J
Outcomes
63 Administrators
1,014 Teachers
442 Educational assistants
70 Counselors
10 Social Workers
1 Licensed Librarians
13 Psychologists
Grade 3
TO GRADUATE
Students We Serve
OREGON AT-A-GLANCE SCHOOL PROFILE
North Plains Elementary School
PRINCIPAL: Kellie Petrick | GRADES: K-6 | 32030 NW North Ave, North Plains 97133 | 503-844-1630
REGULAR ATTENDERS
Students
2023-24
School Goals
A top priority at North Plains Elementary School is making sure all students feel welcomed and valued. Our stance is based on meeting each child where they are at in order to stretch and maintain growth. Knowing each student by name, strength, and need is our ultimate action step. With this in mind, we craft thoughtful experiences to mold the whole child- mind, body, and heart. Our staff commits to an inclusion model of service that fosters peer connections and high expectations for all students.
MATHEMATICS
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Safe & Welcoming Environment
At North Plains Elementary School, students are known by name, strength, and need. Staff members aim to start students' day in a positive manner by greeting them as they enter the building and the classroom, and teachers hold a morning meeting with their class in order to bolster socialemotional learning. Our 5th and 6th grade Student Council helps to represent and evolve our culture of care for all students. Our student-centered routines, activities, and voice propel our larger community to be incredibly involved and supportive.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE SCHOOL PROFILE
North Plains Elementary School
Outcomes
REGULAR ATTENDERS
ENGLISH LANGUAGE ARTS
About Our School
BULLYING, HARASSMENT, AND SAFETY POLICIES
Defining bullying as opposed to being mean and/or experiencing conflict is a priority. Bullying is not tolerated and we take swift action to extinguish it quickly. We believe in restorative practices and collaborative problem solving. School-wide positive reinforcement and reteach systems are in place. Our counselor and Student Success Coach provide an extra layer of support. We continue to implement a Social Emotional Learning curriculum called Harmony SEL. All classes begin with a morning meeting to support students' feeling of community and belonging. To learn more, visit www.hsd.k12.or.us/keepingstudentssafe, Board Policies JFCF & JFCF-AR, and our Standards of Student Conduct.
EXTRACURRICULAR ACTIVITIES
Students at North Plains have an opportunity to participate in a variety of after-school activities, including: band, artistic expression, identity, agency, engineering, and basic robotics. We have materials and a location set up for Maker Space as well. Many of our after-school student activities are the result of our students' interests and ideas; therefore, choices vary by school year.
PARENT ENGAGEMENT
The North Plains Parent Teacher Organization (PTO) is very involved and provides a variety of school activities throughout the year. Our goal is to involve as many students and families as possible. Our PTO holds a Fun'd Run every Fall, a Holiday Gift Shop and Movie Night every winter, and a Community Carnival every spring. In addition, we host three evening events per year to highlight culture, student growth, achievement, and goals. Likewise, Soar Time - in person and virtualopportunities are designed to allow families to connect with the principal. Creating a sense of belonging and celebration of diversity drives our connection opportunities.
COMMUNITY ENGAGEMENT
Our community sponsored events include McTeacher Night at our local McDonalds, staff wellness with Peak Chiropractic, ice cream socials with Eleete Real EstateDirk Hmura Team, reading challenges with Hillsboro Hops, and gardening maintenance with JEWETT CAMERON CO. Our kindergartners take walking tours of our local police department, fire department, McDonald's, and the city library. Our Chamber of Commerce is active and involved. In addition, Mayor Teri Lenahan is a visible presence in our school. On campus, we value the opportunity for our families to enroll their child or children in after school care with Vermont Hills.
Evergreen has three goals for the 2024-25 school year: 1) Improve language instruction to increase the number of students demonstrating proficiency on the English Language Proficiency Assessment from 16% to 18%; 2) Improve overall instruction to increase the percentage of Latina/o/x students who pass all four core classes (language arts, math, science, and social studies with a "C" or better from 44% to 54%; 3) Improve behavior supports for all students (including the development of student recognition systems) to decrease incidents of defiance.
MATHEMATICS
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Safe & Welcoming Environment
At Evergreen Middle School, we actively celebrate diversity and value all students for who they are as individuals. We are committed to providing a safe and inclusive space for everyone, regardless of their race, color, gender, religion, immigration status, or any other basis. We know that students learn best when they feel safe and valued. The staff at Evergreen are dedicated to creating a welcoming and supportive learning environment that ensures each student's academic and social-emotional growth can be maximized.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE SCHOOL PROFILE
Evergreen Jr High School
Outcomes
REGULAR ATTENDERS
ENGLISH LANGUAGE ARTS
About Our School
BULLYING, HARASSMENT, AND SAFETY POLICIES
Our number one priority is to ensure that students are safe. To that end, we have a network of adults, systems, structures, protocols, and other supports we leverage to keep our school as safe as possible. To learn more, please visit www.hsd.k12.or.us/keepingstudentssafe. Ensuring safety also means that positive, respectful, and responsible behavior is expected at all times. We do not tolerate bullying or harassment. To learn more about the District’s definition and response to bullying and/or harassment, please see Board Policies JFCF and JFCFAR: Hazing, Harassment and Bullying, as well as the Standards of Student Conduct.
EXTRACURRICULAR ACTIVITIES
Evergreen Middle School offers a number of extracurricular activities, including academic, athletic, and social opportunities. Some of the available activities are: Art Club, Aviation Club, Best Buddies Club, Black Student Union, Chess Club, Chicas, Cubing Club, Dungeons & Dragons Club, Homework Club, Latino Youth Program, Lego Club, soccer, STEM Club, volleyball, wrestling, and many more.
PARENT ENGAGEMENT
Evergreen Middle School holds several evening events for families, beginning with our annual Back-to-School Night before school starts. Conferences, Multilingual Family Nights, Sixth Grade Family Night, 8th Grade Celebration, and many other band, choir, and drama performances play a major role in engaging families. In addition, a weekly electronic newsletter, News from the Nest, keeps families informed about what is happening at Evergreen. A Parent Club and Parent Advisory Council also meet monthly, allowing school staff and family members to collaborate on various topics related to the school and students.
COMMUNITY ENGAGEMENT
Evergreen Middle School partners with local businesses and organizations such as the Hillsboro Airport, the Hillsboro Police Department, local food trucks, the Washington County Chamber of Commerce, and others to provide our students with real world experiences in several career and technical fields. Experiences range from hosting guest speakers to students spending valuable time on-site at partner organizations to learn about careers firsthand. In addition, we are looking forward to having many volunteers serve on a regular basis.
includes students who were first-time ninth graders in 2019-20 graduating in 2022-23
FIVE-YEAR COMPLETION
Students earning a high school diploma or GED within five years. Cohort Includes students who were firsttime ninth graders in 2018-19 finishing in 2022-23
COLLEGE GOING
Students enrolling in a two or four year college within 12 months of completing high school in 202122. Data from the National Student Clearinghouse.
School Goals
At Glencoe, our commitment to academic language and rigor is central to fostering meaningful academic discourse among students and enhancing classroom differentiation. We actively engage in identifying the what and why of our lessons by clearly posting Learning Targets, Essential Questions, and Language Targets for all to see. Additionally, we prioritize building strong relationships by ensuring that each student has at least one adult on campus who knows them well and can advocate for their needs, offering guidance and support to help them thrive academically and socially.
State Goals
The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.
Safe & Welcoming Environment
At Glencoe, we value both classroom climate and culture, and the safety of all students and staff. Our many different clubs provide students with opportunities to develop relationships and a sense of belonging. We have bilingual staff in our main office and are able to support families both in person and via telephone. The theme for 2024-25 is belonging. All advisory lessons, as well as every content area classroom, begin with a warm opening and end with an intentional closing. Transformative Social-Emotional Learning (tSEL) will be at the core of our work.
Our Staff (rounded FTE)
OREGON AT-A-GLANCE SCHOOL PROFILE
Glencoe High School
Outcomes
REGULAR ATTENDERS
ON-TRACK TO GRADUATE
About Our School
ADVANCED COURSEWORK
GHS offers both Advanced Placement and dual-credit courses. AP courses include Studio Art, Language, Literature and Composition, Environmental Science, Biology, Human Geography, Government, Psychology, US History, European History, Statistics, Calculus AB, and Calculus BC. We were happy to add AP Music Theory and AP Spanish Language this year. In 2024-25 we will add AP Art History and AP Spanish Literature. Our dual-credit courses are Tech Theater, AP Calculus BC, PreCalculus, and Economics. In 2023-24, our Dual Language program continued to offer Science, Language Arts, Mathematics in Spanish; and added Dual Language Social Studies.
CAREER & TECHNICAL EDUCATION
GHS has a strong and extensive CTE program and continues to develop opportunities for students in the areas of the Arts, Information, and Communications (Fine Arts, Graphic Arts, Music, and Theater); Business Management (Business and Marketing); Health Sciences; Early Childhood Education; Engineering; Manufacturing and Design; and Construction. In 2024-25, we are extending our Health Sciences program to offer Med Tech assistant (adding to Dental Tech and Pharmacy Tech).
EXTRACURRICULAR ACTIVITIES
GHS has a strong tradition in athletics, clubs, and the arts. We offer 19 sanctioned OSAA sports. We also offer clubs such as lacrosse, bowling, and equestrian. More than sixty percent of our students participate in extracurricular clubs and sports. We also partner closely with the Hillsboro Chamber of Commerce to provide opportunities for students to job shadow and volunteer throughout Washington County.
PARENT & COMMUNITY ENGAGEMENT
Our work during the 2023-24 school year was around developing opportunities for parents to be involved. Many different activities took place such as FAFSA and ORSAA evenings in both English and Spanish. We send weekly calendars and newsletters with information on upcoming events in which parents and community members can participate. Our band and athletic booster clubs are highly successful. We will continue to find ways for all of our parents to be involved in our school. This year, we are onboarding ZELLO where families can find career, college, and scholarship information, and staff can upload letters of reference to support students.
3,441 $49,563 36.5 49.6% 50.4%
Hillsboro
HOUSING
52.7% of homes owner occupied
47.3% of homes rented
POPULATION DENSITY
2,163.3 inhabitants per sq. mile
749 housing units at an average density of 832.2 per sq. mile
HISTORY
AGE DEMOGRAPHIC
27.5% under age 18
7.2% between ages 18 to 24
28.6% between ages 25 to 44
27.3% between ages 45 to 64
9.2% above age 65
CITY QUICK FACTS
1.09 square miles
176 feet elevation
Highest Average Temperature 83º
Lowest Average Temperature 34º
METRO AREA BASE MAP
Bowling Alley
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North Plains Library 31334 NW Commercial St, North Plains, OR 97133, USA (503) 647-5051
Hillsboro Brookwood Library 2850 NE Brookwood Pkwy, Hillsboro, OR 97124, USA (503) 615-6500 3
Banks Public Library 42461 Market St, Banks, OR 97106, USA (503)
Cornelius Public Library 1370 N Adair St, Cornelius, OR 97113, USA (503)
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NORTH PLAINS UTILITIES
Emergency Police/Medical/Fire
911
Poison Control (800) 222-1222 www.aapcc.org
United States Postal Service (800) 275-8777 www.usps.com
Xfinity (800) 266-2278 www.xfinity.com
Ziply Fiber (866) 699-4759 www.ziplyfiber.com
Verizon (800) 483-4100 www.verizon.com
AT&T (800) 288-2020 www.att.com
CenturyLink (866) 963-6665 www.centurylinkcom
Dish Network (800) 318-0572 www.dish.com
DIRECT TV (800) 531-5000 www.directtv.com
The Oregonian (503) 221-8240 www.oregonlive.com
TRI-MET (503) 238-7433 www.trimet.org
Northwest Natural Gas (800) 422-4012 www.nwnatural.com
Portland General Electric (503) 228-6322 www.portlandgeneral.com
City of North Plains Water Provider (503) 647-5555 www.cityofnp.org
Clean Water Services Sewer (503) 681-3600 www.cleanwaterservices.org
Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet. https://moversguide.usps.com
Benefits you will receive when you change your address online are:
Exclusive mover savings coupons
Safe and secure with identity verification by a simple $100 charge to your credit or debit card
Email confirmation at the end of registration of your change of address
* Must have valid email address and credit card to register online
AUTO REGISTRATION AND DRIVER LICENSING
Below is the website if you would like to change your address online or you can visit your local DMV office.
Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100
wwworegondmvcom/oregon/indexhtm
General DMV Information Contact: 503-299-9999
VOTERS REGISTRTION
TO REGISTER TO VOTE, YOU MUST BE:
A citizen of the USA
A resident of Oregon
A Legal Resident of Oregon State at least 18 years of age on or before the next election
HOW TO REGISTER
To register to vote online you will need an Oregon driver's license, permit or ID card number issued by the Oregon Driver and Motor Vehicle Services Division (DMV)
If you do not have an Oregon driver's license, permit or ID card, you can still use the online voter registration application. The information you enter will display on a voter registration card (PDF document) that you will need to print, sign and deliver to your county elections office to complete your registration.
REGISTRATION DEADLINE
A new registrant must submit their online registration by 11:59:59 p.m. Pacific Time on the 21st calendar day before an election to be eligible to vote in that election.
CHANGE OF ADDRESS
If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration
Clackamas County Voter Registration: 503-655-8510
Multnomah County Voter Registration: 503-988-3720
Washington County Voter Registration: 503-846-5800
Metro South (503) 234-3000 wwworegonmetrogov 2001 Washington St Oregon City, OR
Clackamas County (503) 668-8885 wwwwmnorthwestcom 19600 SE Canyon Valley Rd. Sandy, OR
VOTER REGISTRATION
Clackamas (503) 655-8510
Multnomah (503) 248-3720
Washington (503) 846-5800
WATER BUREAU
Beaverton (503) 526-2257
Clackamas (503) 722-9220
Gladstone (503) 656-5223
Gresham (503) 618-2373
Hillsboro (503) 681-6228
Lake Oswego (503) 635-0265
Milwaukie (503) 786-7525
Oregon City (503) 657-8151
Portland (503) 823-7770
Tigard (503) 639-1554
Tualatin (503) 692-2000
West Linn (503) 656-4261
Wilsonville (503) 682-1011
CYBER SECURITY
g p , g being sent to an outside account and never credited to the intended party
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
Outgoing Wire from WFG to seller or borrower for proceeds
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds due you sent to you at the close of escrow If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.
Incoming Wires from the buyer and/or lender to WFG bank account
For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience
claims, or restrictions on the buyers property, other than the mortgage the buyer agrees to pay.
If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.
In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.
Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer
Owner’s title insurance is one of the most affordable insurance policies a person can ever buy Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.
So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.
In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.
WHAT IS ESCROW?
Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.
TYPICAL ROLES IN THE CLOSING PROCESS
The Seller/Agent
Delivers a fully executed Purchase Sale Agreement to the escrow agent.
Executes the paperwork necessary to close the transaction
The Buyer/Agent
Deposits collected funds required to close (in with the escrow agent
Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
Executes the paperwork and loan documents necessary to close the transaction
The Lender
Deposits loan documents to be executed by the buyer
Deposits the loan proceeds
Directs the escrow agent of the conditions under which the loan funds may be used
The Escrow Agent
Clears Title
Obtains title insurance
Obtains payoffs and release documents for underlying loans on the property
Receives funds from the buyer and/or lender. Prepares vesting document affidavit on seller’s behalf
Prorates insurance, taxes, rents, etc
Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction
Forwards deed to the county for recording
Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
In Summary
Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer
The escrow agent is a neutral third party acting on behalf of the buyer and seller.
WHAT IS TITLE?
About Title Insurance
Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy Usually, during a purchase transaction, the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy)
In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy
Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser of the purchase price.
How is title insurance different from other types of insurance?
While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property Said defects/claims are either eliminated prior to the issuance of a title policy
or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property
What’s involved in a title search? A title search is actually made up of three separate searches:
Chain of Title – History of the ownership of the subject property
Tax Search – The tax search reveals the status of the taxes and assessments
Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names
Once the three searches have been completed, the file is reviewed by an examiner who determines:
Whether or not the Chain of Title shows that the party selling the property has the right to do so The status of taxes for the subject property The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due
Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.
Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance
In Summary
After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination
WHO PAYS WHAT IN OREGON
SELLER PAYS
TYPICAL COSTS
The following costs generally affect all transactions:
Escrow Fee - one-half of the fee, based on title company’s fee schedule
Recording Fees - based on county fee schedule
Title Premium - based on fixed statewide fee schedule
Real Estate Commission - based on agreement with Broker
Tax Prorate - to apportion taxes between parties as of date of closing
General Costs - as listed for each specific transaction, as requested by principals
Release fees for loan payoff(s)
LAND SALE CONTRACT TRANSACTION
Attorney Fee - optional, and is sometimes shared with purchaser
Collection Escrow Setup Fee - optional, and is often shared with purchaser
ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION
Any delinquent payments to bring contract or loan current
Prorate share of current month’s interest based on current rate
CONVENTIONAL, FHA, VA LOAN TRANSACTIONS
Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval
FHA, VA Loans - check with lender for any applicable seller costs
BUYER PAYS
TYPICAL COSTS
The following costs generally affect all transactions:
Escrow Fee - one-half of the fee, based on title company’s fee schedule
Recording Fees - based on county fee schedule
Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender
Tax Prorate - to apportion taxes between parties as of date of closing
General Costs - as listed for each specific transaction, as requested by the principals
LAND SALE CONTRACT TRANSACTION
Attorney Fee - optional, and is sometimes shared with seller
Collection Escrow Setup Fee - optional, and is sometimes shared with seller
Recording Fee - for contract or memorandum thereof
ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION
Assumption or Assignment
Next monthly payment due, if required by lender
Recording Fee - for Assumption/Assignment of Agreement, if required by lender
CONVENTIONAL, FHA, VA LOAN TRANSACTIONS
Lenders title insurance policy & endorsements, as required by lender
Loan Fee - as required by lender
Credit Report Fee - as required by lender
Appraisal Fee - as required by lender
Mortgage Insurance Premium - based on fee schedule and endorsements of lender
Prepaid Interest - if required by lender
VA Loans only - funding fee, if required by lender
FHA, VA, and some Conventional Loans - reserves for real property taxes, fire insurance and mortgage insurance
DOWNTOWN VANCOUVER 2001 SE Columbia River Dr Ste. 100 Vancouver, WA 98661 360-314-0300
SALMON CREEK
2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818
VANCOUVER MALL
4400 NE 77th Ave Ste. 250 Vancouver, WA 98662 360-891-5454
EAST VANCOUVER 2004 SE 192nd Ave. Ste. 100 Vancouver, WA 98683 360-356-9990 1 2 3 5 6 7 8 9 4 10
700 NE Multnomah St. Ste. 190 Portland, OR 97232 503-230-8488
Your Local Market Report
North Plains, OR 97133
REPORT FOR 4/1/2025
Single-Family Homes
This week the median list price for North Plains, OR 97133 is $679,900 with the market action index hovering around 47. This is less than last month's market action index of 53 Inventory has increased to 15
Market Action Index
This answers “How’s the Market?” by comparing rate of sales versus inventory
Real-Time Market Profile
Strong Seller's Market
Market Narrative
The market has been cooling over time and prices plateaued for a while Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Market Segments
Each segment below represents approximately 25% of the market ordered by price
Strong Seller's Market
Median List Price
Again this week we see prices in this zip code remain roughly at the level they’ve been for several weeks. Since we’re significantly below the top of the market, look for a persistent up-shift in the Market Action Index before we see prices move from these levels.
Segments
In the quartile market segments of this zip code, we see a lack directional indication lately. Quartiles 1 and 4 are up while Quartiles 2 and 3 have plateaued in recent weeks. Watch for persistent shifts in the Market Action Index for a leading indicator of stronger price moves in the market as a whole.
Price Per Square Foot
The value placed on homes continues to increase, despite the fact that prices in general have remained basically flat. These conditions can arise when inventory is light and more, smaller homes have more influence on overall prices. 7-Day Average 90-Day Average
Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.
Market Action Index
The market has been cooling over time and prices plateaued for a while. Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
Median Days on Market (DOM)
The properties have been on the market for an average of 130 days. Half of the listings have come newly on the market in the past 85 or so days. Watch the 90-day DOM trend for signals of a changing market.
Segments
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
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