2117 Equestrian Loop S, Salem, OR

HOME & COMMUNITY

2117 EQUESTRIAN LOOP S SALEM, OR 97302

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

2117 EQUESTRIAN LOOP S SALEM OR 97302

352619

MARION COUNTY OR

Owner Information

Owner Name: PEREZ IGNACIO J / PEREZ PETRA

Vesting:

Mail Address: 2117 EQUESTRIAN LOOP S SALEM OR 97302

Owner Status: OwnerOccupied

Location Information

Legal Desc: COTTONWOOD LAKES NO. 3 LOT 71 ACRES 0.16

County: MARION Alt Parcel # 083W05AB01400

Census/Block: 002400 / 1008

Tsp-Rng-Sec: T08S-R3W-S05

Lot / Block: Lot: 71 Block:

Housing Tract: COTTONWOOD LAKES NO 3

Last Market Sale

Date: 2017-05-05/2017-05-04

School District:

Municipality:

Parcel #: 352619

Lender: NATIONS DIRECT MORTGAGE, LLC

Sale Price: 286000 Loan: 280473

Document #: Document #:

Doc Type: GENERAL WARRANTY DEED Loan Type: FEDERAL HOUSING ADMINISTR

$ Sqft: $154.68 Loan Term: 30

Prior Sale Information

Date: / Lender:

Price: Loan:

Document #: Document #:

Doc Type: Loan Type:

The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2023 CDS Marketing, Inc.

2117 EQUESTRIAN LOOP S SALEM OR 97302

352619

MARION COUNTY OR

Property Characteristics

Gross Area: 2333 Garage Area:

Living Area: 1849 Roof Shape: Porch Type:

Above Grade: 2,333 Foundation: Patio Type:

Bedrooms: 3 Roof Material: COMPOSITION ROLL Air Cond: CENTRAL

Bath (F/H): 2/ Construction: Fixtures:

Fireplace: FIREPLACE Heat Type: CENTRAL Floor:

Year Built: 2017

Cooling Type: CENTRAL Equipment:

Parking Type: Garage Exterior Wall: Stories: 1

Units: 1 Rooms: Pool: No

Basement:

Property Information

Land Use: SFR

Use: RESIDENTIAL IMPRO State Use: RESIDENTI

The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2023 CDS Marketing, Inc.

EQUESTRIAN LOOP S SALEM OR 97302

The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2023 CDS Marketing, Inc.

2117 EQUESTRIAN LOOP S SALEM OR 97302

The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2023 CDS Marketing, Inc.

ASSESSOR MAP

CITY BOUNDARY MAP

2117 EQUESTRIAN LOOP S SALEM OR 97302

352619

MARION COUNTY OR Elementary Schools

Salem-keizer Sd 24j

Schirle Elementary School

4875 Justice Way S Salem OR 97302

Grades: KG to 05

Charter School: N Magnet School: U

Salem Heights Elementary School

3495 Liberty Rd S Salem OR 97302

Grades: KG to 05

Charter School: N Magnet School: U

Middle Schools

Crossler Middle School

1155 Davis Rd S Salem OR 97306

Grades: 06 to 08

Charter School: N Magnet School: U

Howard Street Charter

710 Howard St Se Salem OR 97302

Grades: 06 to 08

Charter School: Y Magnet School: U

High Schools

Sprague High School

2373 Kuebler Blvd S Salem OR 97302

Grades: 09 to 12

Charter School: N Magnet School: U

South Salem High School

1910 Church St Se Salem OR 97302

Grades: 09 to 12

Charter School: N Magnet School: U

503-399-3277

Area Desc:

Distance: 3.3 Miles

Title One: NO

503-399-3187

Area Desc:

Distance: 1.38 Miles

Title One: NO

503-399-3444

Area Desc:

Distance: 4.5 Miles

Title One: NO

503-399-3408

Area Desc:

Distance: 2.13 Miles

Title One: NO

503-399-3261

Area Desc:

Distance: 1.51 Miles

Title One: NO

503-399-3252

Area Desc:

Distance: 2.10 Miles

Title One: NO

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2023 CDS Marketing, Inc.

Students We Serve

38,809

OREGON AT-A-GLANCE DISTRICT PROFILE 2020-21 Salem-Keizer SD 24J

SUPERINTENDENT: Christy Perry | 2450 Lancaster Dr, Salem 97305 | 503-399-3000

Special Note

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. The story is harder to tell this year as the COVID-19 pandemic significantly impacted our schools and the data we collect. As a result, statewide assessment and attendance data cannot be compared to prior years and are not shown here. We have included links to our website where you can view the 2020-21 statewide assessment and attendance data and read a detailed description of how these data were impacted. We’re thankful for your partnership as we focus on care, connection and the creation of safe, inclusive and supportive learning environments.

High School Success

Grade 8

MATHEMATICS

Students meeting state grade-level expectations.

For 2020-21 Mathematics data please visit: www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag es/Statewide-Assessment-Results2021.aspx

18%

District Goals

Start Strong

Grades K-2

REGULAR ATTENDERS

Students who attended more than 90% of their enrolled school days.

For 2020-21 Regular Attenders data please visit: www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag es/Regular-Attenders-2021.aspx

Grade 3

ENGLISH LANGUAGE ARTS

Students meeting state grade-level expectations.

For 2020-21 English Language Arts data please visit: www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag es/Statewide-Assessment-Results2021.aspx

Grade 9

ON-TRACK TO GRADUATE

Students earning one-quarter of graduation credits in their 9th grade year.

Grade 12

ON-TIME GRADUATION

Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2016-17 graduating in 2019-20.

70% Oregon average 74%

The pursuit of equitable student outcomes is at the center of our work. By focusing on equity, we elevate achievement for all student groups. We are committed to the creation of safe and welcoming schools, to culturally relevant, inclusive, and student centered instruction, and to the development of leaders with the knowledge, will, and skill to interrupt systems of oppression. During Comprehensive Distance Learning and Hybrid Learning, the health and well-being of our students and staff were foremost in our planning principles.

81% Oregon average 83%

State Goals

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% on-time, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a wellrounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Outcomes

Our Staff (rounded FTE)

112 Administrators

Grades K-2 REGULAR ATTENDERS

Grade

ENGLISH LANGUAGE ARTS

2,042 Teachers

1,092 Educational assistants

111 Counselors

7 Licensed Librarians

11 Psychologists % of licensed teachers with more than 3 years of experience

80%

OREGON AT-A-GLANCE SCHOOL PROFILE 2020-21

Schirle Elementary School

PRINCIPAL: Kelsey Daniels | GRADES: K-5 | 4875 Justice Way S, Salem 97302 | 503-399-3277

Special Note

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. The story is harder to tell this year as the COVID-19 pandemic significantly impacted our schools and the data we collect. As a result, statewide assessment and attendance data cannot be compared to prior years and are not shown here. We have included links to our website where you can view the 2020-21 statewide assessment and attendance data and read a detailed description of how these data were impacted. We’re thankful for your partnership as we focus on care, connection and the creation of safe, inclusive and supportive learning environments.

Academic Success

ENGLISH LANGUAGE ARTS

Students meeting state grade-level expectations.

For 2020-21 English Language Arts data please visit:

www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag

es/Statewide-Assessment-Results2021.aspx

School Environment

REGULAR ATTENDERS

Students who attended more than 90% of their enrolled school days.

For 2020-21 Regular Attenders data please visit:

www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag es/Regular-Attenders-2021.aspx

Academic Progress

INDIVIDUAL STUDENT PROGRESS

Year-to-year progress in English language arts and mathematics.

School Goals

We work diligently to create and maintain healthy and positive relationships with all students, while creating a safe, welcoming and supportive learning environment. We acknowledge the importance of engaging with students to find creative ways for all students to learn, grow and succeed. Our teachers focus on instructional scaffolding to motivate and help students make connections to past skills to learn new material, set personal goals and strive for proficiency in statewide common core standards.

MATHEMATICS

Students meeting state grade-level expectations.

For 2020-21 Mathematics data please visit:

www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag es/Statewide-Assessment-Results2021.aspx

State Goals

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Data not available in 2020-21

SCIENCE

Students meeting state grade-level expectations.

For 2020-21 Science data please visit:

www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag es/Statewide-Assessment-Results2021.aspx

Safe & Welcoming Environment

Our goal at Schirle Elementary is to ensure that all students and families feel welcomed and safe. We strive to learn and facilitate strategies to promote equity and engagement while celebrating diversity among our Schirle community.

Our Staff (rounded FTE)

17 Teachers

2020-21 Schirle Elementary School

Outcomes

REGULAR ATTENDERS

American Indian/Alaska Native Asian

Black/African American Hispanic/Latino

Multiracial

Native Hawaiian/Pacific Islander

ENGLISH LANGUAGE ARTS MATHEMATICS

17 Educational assistants

White

Free/Reduced Price Lunch

Ever English Learner

Students with Disabilities

Migrant

1 Counselors/ Psychologists

83%

Average teacher retention rate

82%

% of licensed teachers with more than 3 years of experience

No

Same principal in the last 3 years

Homeless

Talented and Gifted

Female

Male

Non-Binary

About Our School

BULLYING, HARASSMENT, AND SAFETY POLICIES

Schirle Elementary strives to create and maintain a positive school environment where students of all races, ethnicities, cultures, languages, nationalities, gender identities, sexual orientation, religious beliefs, political points of view, ages, socioeconomic status, and physical, cognitive and social abilities feel safe on campus. Maintaining an environment of safety is critical for the learning and social emotional health of every student. Harassment, bullying or intimidation including cyber bullying, hazing, racial or sexual harassment, intimidation, hate speech or any act of injures, disgraces a student or staff member is not permitted or tolerated.

EXTRACURRICULAR ACTIVITIES

Schirle Elementary has a wide range of extracurricular activities that occur during and outside school hours. Some of these activities include Book Club, OBOB (Oregon Battle of the Books), Choir, Band, Orchestra and Running Club.

PARENT ENGAGEMENT

Schirle Elementary values our parent engagement and believes that active parent involvement is essential to our students and schools overall success. Parents are welcome and encouraged to attend Open House, Parent Teacher Conferences and volunteer in the classroom. Schirle encourages parents to become part of our active and welcoming Parent Club supporting some of our many special events here at Schirle such as Bingo Night, Movie Night, Jog-a-thon, Art Literacy, Book Fair, and Carnival.

COMMUNITY ENGAGEMENT

Schirle Elementary partners with a number of Community Agencies to support our students including, Roth’s Fresh Market, Crosscreek Community Church, The Assistance League and Office Depot.

>95%

OREGON AT-A-GLANCE SCHOOL PROFILE 2020-21 Crossler Middle School

PRINCIPAL: Andrew Schiefer | GRADES: 6-8 | 1155 Davis Rd S, Salem 97306 | 503-399-3444

Special Note

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. The story is harder to tell this year as the COVID-19 pandemic significantly impacted our schools and the data we collect. As a result, statewide assessment and attendance data cannot be compared to prior years and are not shown here. We have included links to our website where you can view the 2020-21 statewide assessment and attendance data and read a detailed description of how these data were impacted. We’re thankful for your partnership as we focus on care, connection and the creation of safe, inclusive and supportive learning environments.

Academic Success

ENGLISH LANGUAGE ARTS

Students meeting state grade-level expectations.

For 2020-21 English Language Arts data please visit:

www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag

es/Statewide-Assessment-Results2021.aspx

School Environment

REGULAR ATTENDERS

Students who attended more than 90% of their enrolled school days.

For 2020-21 Regular Attenders data please visit:

www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag es/Regular-Attenders-2021.aspx

Academic Progress

INDIVIDUAL STUDENT PROGRESS

Year-to-year progress in English language arts and mathematics.

School Goals

Crossler continues to implement Positive Behavior Intervention and Support strategies schoolwide. We focus on modeling, teaching, reinforcing, and rewarding positive behaviors. At Crossler we continue to provide embedded WICOR strategies to engage students as critical readers, writers, and problem solvers. Staff continues to focus on using data to monitor student growth and achievement and to use the Multi-tiered systems of support for students who are struggling.

MATHEMATICS

Students meeting state grade-level expectations.

For 2020-21 Mathematics data please visit:

www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag es/Statewide-Assessment-Results2021.aspx

State Goals

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Data not available in 2020-21

SCIENCE

Students meeting state grade-level expectations.

For 2020-21 Science data please visit:

www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag es/Statewide-Assessment-Results2021.aspx

Safe & Welcoming Environment

At Salem-Keizer Public Schools, it is important to us that all of our students and their families feel safe, welcomed, and included. Everyone is welcomed in our schools regardless of race, gender, identity, sexuality, immigration status, country of origin or other factors. Everyone is entitled to academic success regardless of their background or family circumstances and each student will be provided the necessary supports to ensure that success. We want students to focus on learning without fear of discrimination or harassment.

Outcomes

Middle School

Our Staff (rounded FTE)

31 Teachers

REGULAR ATTENDERS

American Indian/Alaska Native Asian

Black/African American Hispanic/Latino

Multiracial

Native Hawaiian/Pacific Islander

ENGLISH LANGUAGE ARTS MATHEMATICS

14 Educational assistants

White

Free/Reduced Price Lunch

Ever English Learner

Students with Disabilities

Migrant

2 Counselors/ Psychologists

88%

Average teacher retention rate

85%

% of licensed teachers with more than 3 years of experience

No

Same principal in the last 3 years

Homeless

Talented and Gifted

Female

Male

Non-Binary

About Our School

BULLYING, HARASSMENT, AND SAFETY POLICIES

To ensure a safe and secure learning enjoinment for all our students, our staff is trained to respond to natural disasters, school intruders, and ways to prevent and report bullying and harassments. Counselors and health teachers provide lessons on appropriate communication with peers and students to engage in activities promoting positive relationships. When students are experiencing harassments we have a process in place for reporting, responding and monitoring. We have begun re-imagining school discipline and the process of creating restorative practices for students and for staff when conflict arises.

EXTRACURRICULAR ACTIVITIES

Crossler continues to expand it's opportunities for student involvement. Clubs, activities, classes, and sports include:

Homework Help, Robotics, Digital Media, Jazz Band, Cos Play Club

Sports include 7th & 8th Football and volleyball; 6th-8th grade include Cross Country, wrestling, track and field.

We also offer Dance Team, Leadership Class, and NJHS.

We continue to listen to the needs of our students for other opportunities to expand our offerings.

PARENT ENGAGEMENT

Crossler strives to engage parents in meaningful ways with our school to support all students. Our Parent Teacher Club teams with the school to bring in Author and historian assemblies, organizes 8th grade celebrations, and organizes the main fundraiser, "Cash for Crossler" to fund these activities. We hold an Open House, parent-teacher conferences, and concerts to engage our families. We involve our families in our AVID Family Nights and the 6th grade College Fair.

COMMUNITY ENGAGEMENT

At Crossler we recognize the importance of service to others. Our National Junior Honor Society raises money for a chosen charity and serves the community with individual efforts. Our Leadership class regularly promotes positive messaging and school spirit. The Life Skills staff involves the school in providing holiday gifts and food for families in need. We have a partnership with Creekside Rotary who supports literacy and our Parent Teacher Club has many opportunities for parent involvement with school activities.

1,556

OREGON AT-A-GLANCE SCHOOL PROFILE

2020-21 Sprague High School

PRINCIPAL: Chad Barkes | GRADES: 9-12 | 2373 Kuebler Blvd S, Salem 97302 | 503-399-3261

Special Note

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. The story is harder to tell this year as the COVID-19 pandemic significantly impacted our schools and the data we collect. As a result, statewide assessment and attendance data cannot be compared to prior years and are not shown here. We have included links to our website where you can view the 2020-21 statewide assessment and attendance data and read a detailed description of how these data were impacted. We’re thankful for your partnership as we focus on care, connection and the creation of safe, inclusive and supportive learning environments.

Academic Success

ON-TIME GRADUATION

Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2016-17 graduating in 2019-20.

School Environment

REGULAR ATTENDERS

Students who attended more than 90% of their enrolled school days.

For 2020-21 Regular Attenders data please visit: www.oregon.gov/ode/schools-anddistricts/reportcards/reportcards/Pag es/Regular-Attenders-2021.aspx

Academic Progress

ON-TRACK TO GRADUATE

Students earning one-quarter of graduation credits in their 9th grade year.

FIVE-YEAR COMPLETION

Students earning a high school diploma or GED within five years.

74% Oregon average 74%

COLLEGE GOING

Students enrolling in a two or four year college within 16 months of completing high school in 201718. Data from the National Student Clearinghouse.

93% Oregon average 83%

School Goals

Sprague utilizes an MTSS framework for academic and behavioral growth. We also deliver engaging standards based instruction in all classrooms, ensuring evidenced based practices are embedded throughout our instruction. Using our existing student management system, equal and fair justice, Restorative Practices and strengthening tier 1 and 2 practices we will address our students SEL (Social Emotional Learning). Increasing student sense of belonging and creating a culture of inclusion are focus areas for us this year.

96% Oregon average 87%

State Goals

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

68% Oregon average 62%

Safe & Welcoming Environment

At Salem-Keizer Public Schools, it is important to us that all of our students and their families feel safe, welcome and included. Everyone is welcome in our schools regardless of race, gender identity, sexuality, immigration status, country of origin or other factors. Everyone is entitled to academic success regardless of their background or family circumstances and each student will be provided the necessary supports to ensure that success. We want students to focus on learning without fear of discrimination or harassment.

Our Staff (rounded FTE)

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED

Sprague High School

REGULAR ATTENDERS

ON-TRACK TO GRADUATE

2020-21

ON-TIME GRADUATION

5

90% % of licensed teachers with more than 3 years of experience

About Our School

Average teacher retention rate

ADVANCED COURSEWORK

CAREER & TECHNICAL EDUCATION

EXTRACURRICULAR ACTIVITIES

PARENT & COMMUNITY ENGAGEMENT

90% Same principal in the last 3 years

We host a variety of rigorous course offerings. Sprague partners with Equal Opportunity Schools to boost access to these courses for all students. Our rigorous course offerings include:

Honors Courses: Algebra II, Bio. Systems, Chem. & Phys. Systems, English 9 & 10, Geometry, World History.

No

AP courses: Art History, Biology, Calculus, Chemistry, Computer Science, English Lang & Comp, English Lit & Comp, Environmental Science, European History, French Lang & Culture, Human Geography, Physics C, Psychology, Spanish Lang & Culture, Stats, Studio Art, U.S. Government & Politics, U.S. History.

Sprague High School is proud to offer six different Career & Technical Education programs. Students who access these programs have proven to graduate at a higher rate. The experiences gained in our CTE programs better prepare students for college and their career which equates to a competitive advantage for that student. Sprague’s CTE programs are:

•Automotive Technician

•Business & Marketing

•Computer-Aided Drafting and Engineering

•Early Childhood Education

•Environmental Science

•Sports Medicine

The Sprague Olympians compete in 19 different OSAA sports: Boys & Girls Cross Country, Football, Boys & Girls Soccer, Volleyball, Boys & Girls Basketball, Boys & Girls Swimming, Wrestling, Baseball, Boys & Girls Golf, Softball, Boys & Girls Tennis, and Boys & Girls Track & Field.

Sprague offers 7 OSAA-sanctioned Activities: Band, Cheer, Choir, Dance & Drill, Orchestra & Full Orchestra, and Speech & Debate.

Sprague also offers an award-winning Drama program as well as 24 school sponsored clubs. Clubs offered are listed in our Student Planner & Handbook.

We believe partnerships with our parents, guardians and community will create a better learning environment for our students. We offer many opportunities throughout the year to engage our families with their child’s education. FAFSA Night, Parent-Teacher Conferences, Curriculum Night, NCAA Informational Meetings and Booster Club opportunities are just a few of the ways we partner with our parents and guardians. We believe strong two-way communication will support each and every student at Sprague. Parents and guardians are encouraged to maintain strong lines of communication with their child’s teachers.

C O M M U N I T Y

154,637 $38,881 34.5 49.9% 50.1%

 Salem-Keizer

HOUSING

 56.24% of homes owner occupied

 43.76% of homes rented

POPULATION DENSITY

 4,485 inhabitants per sq. mile

 8,283 housing units at an average density of 1,542.5 per sq. mile

HISTORY

AGE DEMOGRAPHIC

 25.2% under age 18

 10.8% between ages 18 to 24

 27.6% between ages 25 to 44

 24.5% between ages 45 to 64

 12% above age 65

CITY QUICK FACTS

 49.23 square miles

 154 feet elevation

 Incorporated in 1857

 Highest Average Temperature 83º

 Lowest Average Temperature 34º

MARION COUNTY BASE MAP

2117 EQUESTRIAN LOOP S SALEM OR 97302

352619

MARION COUNTY OR

2117 EQUESTRIAN LOOP S SALEM OR 97302

352619

MARION COUNTY OR

2117 EQUESTRIAN LOOP S SALEM OR 97302

352619

MARION COUNTY OR

2117 EQUESTRIAN LOOP S SALEM OR 97302

352619

MARION COUNTY OR

UPDATER

is totally optional!

Use Updater to:

Forward USPS mail

Reserve a mover online

Update your accounts

Connect utilities

Hook up home services

Search move-in special offers

Share moving announcements with friends & family

For more information on Updater, visit; https://wfgoregon.updater.com/sign-up

CHANGE OF ADDRESS

USPS

Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet. https://moversguide.usps.com

Benefits you will receive when you change your address online are:

Exclusive mover savings coupons

Safe and secure with identity verification by a simple $100 charge to your credit or debit card

Email confirmation at the end of registration of your change of address

* Must have valid email address and credit card to register online

AUTO REGISTRATION AND DRIVER LICENSING

Below is the website if you would like to change your address online or you can visit your local DMV office.

Oregon Department of Transportation

DMV Services

1905 Lana Avenue NE Salem, OR 97314-0100

wwworegondmvcom/oregon/indexhtm

General DMV Information Contact: 503-299-9999

VOTERS REGISTRTION

TO REGISTER TO VOTE, YOU MUST BE:

A citizen of the USA

A resident of Oregon

A Legal Resident of Oregon State at least 18 years of age on or before the next election

HOW TO REGISTER

To register to vote online you will need an Oregon driver's license, permit or ID card number issued by the Oregon Driver and Motor Vehicle Services Division (DMV)

If you do not have an Oregon driver's license, permit or ID card, you can still use the online voter registration application. The information you enter will display on a voter registration card (PDF document) that you will need to print, sign and deliver to your county elections office to complete your registration.

REGISTRATION DEADLINE

A new registrant must submit their online registration by 11:59:59 p.m. Pacific Time on the 21st calendar day before an election to be eligible to vote in that election.

CHANGE OF ADDRESS

If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration

Marion County Voter Registration: 503-588-5041

MOVING CHECKLIST

UTILITIES

Electric

NWNaturalGas

WaterDistrict

SewerDistrict

GarbageProvider

Cable/Satellite

Fuel(Propane)

PhoneServices

Internet

FINANCIAL

BanksandCreditUnions

CreditCardCompanies (includingdepartmentstorecreditcards)

Lenders

(Mortgage,HomeEquity,Auto,StudentLoans)

InsuranceCompanies

(Health,Renters,Auto,Home,Medical,Dental,Disability,Life)

Retirement

(Pensionplans,401K,SocialSecurity,VeteransAffairs)

Investments(InvestmentAgenciesandBrokers)

OnlineBillPayer

Paypal

GOVERNMENT

USPostOffice

DepartmentofMotorVehicles

(Obtainyourdriver’slicenseandchangevehicleregistration)

IRS

PassportOffice

VeteranAffairs

UnemploymentOffice

(Ifyouarecurrentlyreceivingunemploymentbenefits)

HEALTH

Physician Pharmacies

SERVICE PROVIDER

Childcare

Housecleaning Services

Delivery Services

Lawn Care Services

Veterinarian Pool Service

MEMBERSHIPS

Health Clubs

Membership Clubs(AAA or similar)

Community Groups (PTA, Neighborhood Associations, Civic Clubs)

Children’s Extracurricular Activities(Dance Classes, Music Lesson, Sports Clubs)

SUBSCRIPTIONS

Newspapers

Magazine(USPS will only forward 2 months)

Movie Subscriptions

Book or Music Clubs

OTHER

Friends and Family

Employers(typically notify the HR Department)

MOVING CHECKLIST

8 WEEK BEFORE YOU MOVE

InventorySheets:Createaninventorysheetofallyour belongingswhichneedtobemoved

ResearchMovingOptions:You’llneedtodecideifyoursisa do-it-yourselfmoveorifyou’llbeusingamovingcompany

RequestMovingQuote:Solicitmovingquotesfromasmany movingcompaniesandmoversaspossible Therecanbea largedifferencebetweenratesandserviceswithinmoving companies

DiscardUnnecessaryItems:Movingisagreattimefor riddingyourselfofunnecessaryitems Haveayardsaleor donateunnecessaryitemstocharity

PackingMaterial:Gathermovingboxesandpacking materialforyourmove

ContactInsuranceCompanies:You’llneedtocontactyour insuranceagenttocancel/transferyourinsurancepolicy

1 WEEK BEFORE YOU MOVE

YourChangeofAddress:Changeyouraddresswiththe USPS,DMV,FinancialInstitutions,Utilities,Government Offices,HealthCareServiceProviders,Memberships, SubscriptionsandInsuranceProvisions

BankAccounts:Transferorclosebankaccountsifchanging banks Makesuretohaveamoneyorderforpayingthe movingcompany

ServiceAutomobiles:Ifautomobilesaretobedrivenlong distance,you’llwanttohavethemservicedsoyouhavea trouble-freedrive

CancelServices:Notifyanyremainingserviceproviders (newspapers,lawnservices,etc)ofyourmove

TravelItems:Setasideallitemsyou’llneedwhiletraveling

Makesurethesearenotpackedonthemovingtruck

ContactUtilityCompanies:Setutilityturnoffdate,seek refundsanddepositsandnotifythemofyournewaddress

4 WEEK BEFORE YOU MOVE

StartPacking:Beginpackingallthingsdestinedforyournew location

ObtainYourMedicalRecords:Contactyourdoctor,physician, dentistandothermedicalspecialistswhomaycurrentlybe retaininganyofyourfamily’smedicalrecords Obtainthese recordsormakeplansforthemtobedeliveredtoyournew medicalfacilitiesifchanging Securityiscriticalofpersonal records

NoteFoodInventoryLevels:Checkyourcupboards, refrigeratorandfreezer Useupasmuchofyourperishable foodaspossible

SmallEngines:Servicesmallenginesforyourmoveby extractinggasandoilfromthemachines Thiswillreduce thatchancetocatchfireduringyourmove

ProtectJewelryandValuables:Transferyourjewelryand valuablestoasafetydepositbox;youdon’twantthemtobe lostorstolenduringyourmove

BorrowedandRentedItems:Returnitemsthatyoumay haveborrowedorrented Collectitemsborrowedtoothers

MOVING DAY

PlanYourItinerary:Makeplanstospendtheentiredayat thehouseoratleastuntilthemoversareontheirway Someonewillneedtobearoundtomakedecisions Make plansforkidsandpetstobeatasittersfortheday ReviewtheHouse:Oncethehouseisempty,checkthe entirehouse(closets,attic,basement,etc)toensureno itemsareleftornohomeissuesexist

DoubleCheckWithYourMover:Ensurethemoverhasthe newpropertyaddressandallofyourmostrecentcontact information,shouldtheyhaveanyquestionsduringyour move

VacateYourHome:Makesureutilitiesareoff,doorsand windowsarelockedandnotifyyourrealestateagentyou’ve vacatedtheproperty

QuestionsToAsk:Whereisthegaragedooropener?Where arethekeystothehouse,mailboxandotherlockablearea? Didyouretrieveallkeysfromneighborsandfriends?

AIRPORT

Portland International Airport (877) 793-4690

www.flypdx.com

AUTO & DRIVER REGISTRATION

DMV (503) 945-5000

wwwodotstateorus/dmv/

BUS SERVICE

Bus Schedules/Information Cherriots(SALEM)

503-588-2877

Greyhound (800) 231-2222

wwwgreyhoundcom

CABLE TV & INTERNET

XFINITY (Comcast) (888) 824-8264

wwwcomcastcom

Country Cablevision LTD (Salem)

503-588-8247

Uvision / Willamette Broadband (Stayton)

503-767-4443

Willamette Broadband (Woodburn)

503-982-4085

COUNTY AND GOVERMENT CONTACTS

Adult Family Services

503-378-2731

Better Business Bureau

503-226-3981

RESOURCE GUIDE

COUNTY AND GOVERMENT CONTACTS CONTINUED

Business Information

503-986-2222

Children Services

503-378-6704

Consumer Affairs

503-378-4320

Marion County

503-588-5037

National Guard

503-623-2478

Social Security

800-234-5772

State Police

503-378-3720

ELECTRICITY

Pacific Power (888) 221 7070

wwwpacificpowernet

Portland General (800) 542-8818

www.portlandgeneral.com

GARBAGE COLLECTION

Capitol Recycling & Disposal

503-363-8890

D & O Garbage Service

503-363-7923

Pacific Sanitation, Inc

503-393-1031

N Marion Recycling & Disposal

503-463-1831

Santiam Sanitary Service Inc

503-749-1055

HOSPITALS

Salem Health Salem Hospital (503) 561-5200

www.salemhealth.org

NATURAL GAS

NW Natural (800) 422-4012

wwwnwnaturalcom

FERRELLGAS

503-363-3445

AMERIGAS

503-585-6723

NEWSPAPERS

The Oregonian (503) 221-8240

wwworegonlivecom

SCHOOLS

Salem Keizer School District 24-J 503-399-3000

wwwsalemkeizerorg

SHOPPING

Salem Center (503)-364-0495

wwwsalemcentercom

Woodburn Outlets (888) 664-SHOP

Willamette Town Center (503) 585-1338

wwwwillamettetowncentercom

RESOURCE GUIDE

TELEPHONE SERVICE

Verizon (800) 483-4100 www.verizon.com

AT&T (800) 288-2020 wwwattcom

Qwest 800-244-1111

GTE Northwest 800-483-4100

AUMSVILLE, SILVERTON, TURNER

Gervais Telephone Co

503-792-3611

Stayton Cooperative Telephone Co

503-769-2121

Mt Angel Telephone Co 503-845-2291

Peoples' Telephone Co

503-859-2136

Oregon Telcom

888-588-1888

TRANSPORTATION

Carpool Information 503-371-POOL

Bike Paths/Maps Public Works, Traffic 503-588-6211

Abandoned Autos and Parts Community Service

503-588-6471

Towed Autos / Police Department

503-588-6144

WATER BUREAU CONTINUED

Billing Information Public Works, Customer Service 503-588-6099

New Hookups, Permits Public Works (PAC) 503-588-6211

Service/Repair, Move In/Move Out Public Works, Customer Service 5036-588-6099

Water Conservation Public Works, Customer Service 503-588-6211

24-Hour Message Line 503-361-2212

Sewer Information Permit Application Center 503-588-6211 U

VOTER REGISTRATION Marion County

OTHER INFORMATION Crime Prevention / Police Department 503-588-6499

Graffiti Hotline 503-371-4264

Neighbor to Neighbor Mediation

Burning Information / Fire

Street Tree Info and Problems

Locating/Marking

CYBER SECURITY

g p , g being sent to an outside account and never credited to the intended party

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:

Outgoing Wire from WFG to seller or borrower for proceeds

In the escrow paperwork provided you will be asked to provide written instructions on how you want funds due you sent to you at the close of escrow If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from the buyer and/or lender to WFG bank account

For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience

http://nationalwfgnationaltitlecom/2016/04/05/obsess-cyber-security/

OWNERS TITLE INSURANCE

claims, or restrictions on the buyers property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

Why it's important

WHAT IS ESCROW?

Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

TYPICAL ROLES IN THE CLOSING PROCESS

The Seller/Agent

Delivers a fully executed Purchase Sale Agreement to the escrow agent. Executes the paperwork necessary to close the transaction

The Buyer/Agent

Deposits collected funds required to close (in with the escrow agent

Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement

Executes the paperwork and loan documents necessary to close the transaction

The Lender

Deposits loan documents to be executed by the buyer

Deposits the loan proceeds

Directs the escrow agent of the conditions under which the loan funds may be used

The Escrow Agent

Clears Title Obtains title insurance

Obtains payoffs and release documents for underlying loans on the property

Receives funds from the buyer and/or lender. Prepares vesting document affidavit on seller’s behalf

Prorates insurance, taxes, rents, etc

Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction

Forwards deed to the county for recording

Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties

In Summary

Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer

The escrow agent is a neutral third party acting on behalf of the buyer and seller.

WHAT IS TITLE?

About Title Insurance

Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy Usually, during a purchase transaction, the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy)

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser of the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property Said defects/claims are either eliminated prior to the issuance of a title policy

or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property

What’s involved in a title search? A title search is actually made up of three separate searches:

Chain of Title – History of the ownership of the subject property

Tax Search – The tax search reveals the status of the taxes and assessments

Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names

Once the three searches have been completed, the file is reviewed by an examiner who determines:

Whether or not the Chain of Title shows that the party selling the property has the right to do so

The status of taxes for the subject property The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due

Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance

In Summary

After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination

WHO PAYS WHAT IN OREGON

SELLER PAYS

TYPICAL COSTS

The following costs generally affect all transactions:

Escrow Fee - one-half of the fee, based on title company’s fee schedule

Recording Fees - based on county fee schedule

Title Premium - based on fixed statewide fee schedule

Real Estate Commission - based on agreement with Broker

Tax Prorate - to apportion taxes between parties as of date of closing

General Costs - as listed for each specific transaction, as requested by principals

Release fees for loan payoff(s)

LAND SALE CONTRACT TRANSACTION

Attorney Fee - optional, and is sometimes shared with purchaser

Collection Escrow Setup Fee - optional, and is often shared with purchaser

ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION

Any delinquent payments to bring contract or loan current

Prorate share of current month’s interest based on current rate

CONVENTIONAL, FHA, VA LOAN TRANSACTIONS

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval

FHA, VA Loans - check with lender for any applicable seller costs

BUYER PAYS

TYPICAL COSTS

The following costs generally affect all transactions:

Escrow Fee - one-half of the fee, based on title company’s fee schedule

Recording Fees - based on county fee schedule

Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender

Tax Prorate - to apportion taxes between parties as of date of closing

General Costs - as listed for each specific transaction, as requested by the principals

LAND SALE CONTRACT TRANSACTION

Attorney Fee - optional, and is sometimes shared with seller

Collection Escrow Setup Fee - optional, and is sometimes shared with seller

Recording Fee - for contract or memorandum thereof

ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION

Assumption or Assignment

Next monthly payment due, if required by lender

Recording Fee - for Assumption/Assignment of Agreement, if required by lender

CONVENTIONAL, FHA, VA LOAN TRANSACTIONS

Lenders title insurance policy & endorsements, as required by lender

Loan Fee - as required by lender

Credit Report Fee - as required by lender

Appraisal Fee - as required by lender

Mortgage Insurance Premium - based on fee schedule and endorsements of lender

Prepaid Interest - if required by lender

VA Loans only - funding fee, if required by lender

FHA, VA, and some Conventional Loans - reserves for real property taxes, fire insurance and mortgage insurance

DISCLAIMER:Thisflyerisnotintendedtobeanall-inclusivelistoffeesandchargesoneverytransaction,butratheraguidetothemajorcostsofbuyingorselling realproperty WFGwouldbehappytoreviewandexplainyourclosingcostpriortofinalizingthetransactions

TITLE VESTING

Common ways to hold title to real property

ASANINDIVIDUAL

Anindividualmayholdtitleinhisorhernameonly,regardlessofwhetherornotmarried–eg “JaneSmith,an individual” Thatindividualthenownsallrightstotheproperty,whichcanbesoldortransferredtoothersviawill ortrust Whileadivorceispending,however,ifthepropertywasacquiredduringthemarriageitwilllikelybe treatedaspartofthemaritalestateandthusbesubjecttocourtauthority.

ASTENANTSBYTHEENTIRETY

Aconveyancetoahusbandandwifecreatesatenancybytheentirety–eg “JohnSmithandJaneSmith, husbandandwife,astenantsbytheentirety” Thiscreatesasurvivorshipestate,whichmeansthatifonespouse dies,his/herinterestwillautomaticallygotothesurvivingspouse.Ahusbandandwifemayalsotaketitleas tenantsincommon(discussedbelow)iftheintentiontoholdtitleinthatmannerisexpresslystated

ASTENANTSINCOMMON

Unlessaconveyanceexpresslyprovidesthatthepartiesintendtocreateasurvivorshipestate(discussedbelow), aconveyancetotwoormorepersonswhoarenotmarriedcreatesatenancyincommoninwhicheachhas (unlessotherwisestated)anequalundividedinterestintheproperty–eg “JohnSmithandRobertJones,as tenantsincommon,eachastoanundivided50%interest” Eachtenantincommonthenownsanundivided interestintheentireproperty,whichcanbesoldortransferredtoothersviawillortrust

ASASURVIVORSHIPESTATE

Twoormorepersonswhoarenotmarriedmayalsoholdtitleastenantsincommonwitharightofsurvivorship, aslongasthesurvivorshipdeclarationisexpresslycontainedinthedeed–eg “JohnSmithandRobertJones, notastenantsincommon,butwiththerightofsurvivorship” Thiscreatesasurvivorshipestate,whichmeans thatifonepartydies,his/herinterestwillautomaticallygotothesurvivorandcannotbesoldduringthelifetime ofortransferredviawillortrustbythepartywhodiesfirst

ASREGISTEREDDOMESTICPARTNERS

Registereddomesticpartnersmaytaketitleas(i)tenantsincommon–e.g.“JaneSmithandMaryJones, registereddomesticpartners,astenantsincommon,eachastoanundivided50%interest”,or(ii)ina survivorshipestatesimilartothatofatenancybytheentirety–eg “JaneSmithandMaryJones,asregistered domesticpartnerswithrightofsurvivorship”

ASASAMESEXMARRIEDCOUPLE

Samesexmarriedcouplesmaytaketitleas(i)tenantsincommon–eg “JohnSmithandRobertSmith,a marriedcouple,astenantsincommon,eachastoanundivided50%interest”,or(ii)inasurvivorshipestate similartothatofatenancybytheentirety–eg JohnSmithandRobertSmith,amarriedcouplewithrightof survivorship,or(iii)astenantsbytheentirety–eg “JohnSmithandRobertSmith,amarriedcouple,astenants bytheentirety”.

ASANENTITY

Aregisteredentity,suchasacorporation,limitedliabilitycompanyorpartnership,mayholdtitle Titleshouldbe heldexactlyasthenameisregisteredwiththeOregonSecretaryofState–e.g.“Smith&Jones,LLC,anOregon limitedliabilitycompany”

DISCLAIMER–Theforegoingcontainsinformationalexamplesonlyandisnottobeconstruedaslegaladvice Giventhecomplexitiesinvolvedinacquiringandholding legaltitletorealproperty,WFGstronglyrecommendsthatyouseeklegaladvicefromanattorneypriortodoingso

WFG OFFICE LOCATIONS

ADMINISTRATIVE 12909 SW 68th Pkwy Ste. 350 Portland, OR 97223 503-431-8500

CLACKAMAS 9200 SE Sunnybrook Blvd Ste. 350 Clackamas, OR 97015 503-353-9975

LAKE OSWEGO 5885 Meadows Rd. Ste 150 Lake Oswego, OR 97035 503-624-4900

LLOYD/COMMERCIAL 700 NE Multnomah St. Ste 190 Portland, OR 97232 503-230-8488

NW PORTLAND 25 NW 23rd Pl Ste. 1 Portland, OR 97210 503-219-9088

GRESHAM 1304 NW Civic Drive Gresham, OR 97030 503-512-4910

SUNSET 2430 NW 206th Ave. Ste 125 Beaverton, OR 97006 503-533-9510

BETHANY 1500 NW Bethany Blvd. Ste 155 Beaverton, OR 97006 503-850-3990

9 10 11

DOWNTOWN VANCOUVER 101 E 6th St Ste 125 Vancouver, WA 98660 360-314-0300

SALMON CREEK 2105 NE 129th St Ste. 107 Vancouver, WA 98686 360-314-1818

VANCOUVER MALL 5101 NE 82nd Ave. Ste 102 Vancouver, WA 98662 360-891-5454

EAST VANCOUVER 2004 SE 192nd Ave. Ste 100 Vancouver, WA 98683 360-356-9990

Altos Market Report

WFG's My Home

Talking House Tent Cards

CC&R's (if applicable)

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

This week the median list price for Salem, OR 97302 is $589,900 with the market action index hovering around 42. This is less than last month's market action index of 43 Inventory has increased to 81

Market Action Index

This answers “How’s the Market?” by comparing rate of sales versus inventory

Salem, OR 97302

Real-Time Market Profile

The market has been cooling over time and prices have recently flattened. Despite the consistent decrease in Market Action Index (MAI), we’re in a Seller’s Market (where significant demand leaves little inventory available). If the MAI begins to climb, prices will likely follow suit If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.

Market Segments

Each segment below represents approximately 25% of the market ordered by price.

Median List Price

In the last few weeks we’ve seen prices in this zip code bouncing around this plateau. Look for a persistent down-shift in the Market Action Index before we see prices deviate from these levels.

Segments

In most of the quartile market segments, we see prices in this zip code have stabilized recently. Only Quartile 4 shows any price increases in the last few weeks. Often this condition happens in markets where demand has fallen (for example, due to microlocation variables) but supply is still relatively short. Buyers are focusing on the lowest price homes in the area.

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels.

Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.

Market Action Index

The market has been cooling over time and prices have recently flattened. Despite the consistent decrease in Market Action Index (MAI), we’re in a Seller’s Market (where significant demand leaves little inventory available). If the MAI begins to climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

Median Days on Market (DOM)

The properties have been on the market for an average of 84 days. Half of the listings have come newly on the market in the past 37 or so days. Watch the 90-day DOM trend for signals of a changing market.

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

SIMPLIFYING YOUR JOURNEY TO A SUCCESSFUL CLOSING

Personalized. Secure. Transparent.

WFG’s MyHome® provides full transparency, real-time updates, and post-closing home information in a secure built with YOU in mind.

Sign up for an account at https://myhome.wfgtitle.com today!

Click Register for MyHome® account on a MyHome® email to https://myhome. wfgtitle.com

Complete a brief registration form. Use your email address on immediate access.

• Instant access to

• Contact information for

•

• entire escrow process

• via text, email, or

• for your transaction

• your escrow team

• milestone

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We believe these are the correct conditions and restrictions.

However, no examination of title has been made and WFG National Title assumes no liability.

COVENANTS, CONDITIONS &

R E S T R I C T I O N S