19315 NW Melrose Dr, Portland, OR by mwidman-wfgnationaltitle

19315 NW Melrose Drive Portland, OR 97229

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Owner Information Owner Name:

HODGSON ROBERT J / HODGSON SARAH F

Vesting:

TENANT BY ENTIRETY

Mail Address:

19315 NW MELROSE DR PORTLAND OR 97229

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

ROCK CREEK NO.01, BLOCK 3, LOT PT 22 & 23, ACRES 0.24

County:

WASHINGTON

Census/Block: 031504 / 1000

Alt Parcel #

1N225AB16800

School District: BEAVERTON 48J

Tsp-Rng-Sec:

T01N-R02W-S25

Municipality:

Lot / Block:

Lot: 22 Block: 3

Parcel #:

R676343

Housing Tract: ROCK CREEK NO.01 Last Market Sale Date:

2017-10-31/2017-10-24

Lender:

ACADEMY MORTGAGE CORP

Sale Price:

411000

Loan:

328800

Document #: 2017.85996

Document #: 2017.85997

Doc Type:

GENERAL WARRANTY DEED

Loan Type:

CONVENTIONAL

$ Sqft:

$252.46

Loan Term:

Prior Sale Information Date:

2005-08-31/2005-08-30

Lender:

Price:

278000

Loan:

Document #: 2005.106904 Doc Type:

WARRANTY DEED

222400

Document #: Loan Type:

CONVENTIONAL

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Property Characteristics Gross Area:

1628

Garage Area:

Living Area:

1628

Roof Shape:

GABLE

Porch Type:

OPEN PORCH

Above Grade: 1,628

Foundation:

CONTINUOUS FOOTING

Patio Type:

WOOD DECK

Interior Wall

Bedrooms:

Roof Material: COMPOSITION

Air Cond:

Bath (F/H):

Construction: WOOD

Fixtures:

Fireplace:

FIREPLACE

Heat Type:

Year Built:

1968

Cooling Type:

Parking Type: Garage Units:

Basement:

Exterior Wall:

HEATED

Floor: Equipment:

WOOD SHEATHING Stories:

Rooms:

Pool:

Quality:

Condition:

Property Information Land Use:

SFR

County Use:

RESIDENTIAL IMPRO State Use:

1010

Zoning:

R-5

Lot Acres:

0.24

Lot Sqft:

10,454

Len/Wid:

Tax and Assessment Information Assd Year:

2020

Assd Value:

$464,090

Taxable Val:

$464,090

Tax Year:

2020

Land Value:

$280,210

Mkt Value:

$464,090

Tax Area:

051.50

Imp Value:

$183,880

Exemption:

Property Tax:

$4,328.16

Improved %:

40%

District:

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2016

2.00

2.50

1,715

$420,833

$245

2017

2.00

2.50

1,734

$344,850

$199

2018

2.00

2.38

1,661

$453,625

$273

2019

3.00

2.17

1,637

$460,475

$281

2020

2.00

2.25

1,618

$504,100

$312

Average Sale Price

$420,833

$453,625

$460,475

2018

2019

$273

$281

2018

2019

$504,100

$344,850

2016

2017

2020

Average $ Per Square Foot

$245

$312

$199

2016

2017

2020

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Female Population

32,589

15.4%

15.2%

0-9

10-19

9.2% 20-29

15.9%

18.1%

30-39

40-49

15.6%

50-59

10.1%

9.7%

60-69

70+

10.7%

7.8%

60-69

70+

Male Population

30,862

14.6%

17.2%

0-9

10-19

9.7% 20-29

Education

15.2%

30-39

18.3%

40-49

16.1%

50-59

Employment

No Diploma: High School: Some College:

3.4% 8.9% 21.5%

Working Age:

49,647 72.8%

Labor Force: Median Income:

Bachelor's

33.4%

Employed:

Graduate's:

32.8%

Unemployed:

$122,881 95.6% 4.4%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

AERIAL MAP

CITY BOUNDARY MAP

SCHOOLS

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Beaverton Sd 48j Elementary Schools Rock Creek Elementary 4125 NW 185TH AVE PORTLAND OR 97229 Grades: KG to 05 Charter School: N Magnet School: U

503-533-1875 Area Desc: Suburb: Large Distance: 0.40 Miles Title One: N

Bethany Elementary 3305 NW 174TH AVE BEAVERTON OR 97006 Grades: KG to 05 Charter School: N Magnet School: U Middle Schools Five Oaks Middle School 1600 NW 173RD AVE BEAVERTON OR 97006 Grades: 06 to 08 Charter School: N Magnet School: U

503-533-1810 Area Desc: Suburb: Large Distance: 0.97 Miles Title One: N

Stoller Middle School 14141 NW LAIDLAW RD PORTLAND OR 97229 Grades: 06 to 08 Charter School: N Magnet School: U High Schools Westview High 4200 NW 185TH AVE PORTLAND OR 97229 Grades: 09 to 12 Charter School: N Magnet School: U

503-533-1910 Area Desc: Suburb: Large Distance: 2.64 Miles Title One: N

Sunset High 13840 NW CORNELL RD PORTLAND OR 97229 Grades: 09 to 12 Charter School: N Magnet School: U

503-259-5050 Area Desc: City: Small Distance: 2.91 Miles Title One: N

503-533-1890 Area Desc: City: Small Distance: 1.53 Miles Title One: N

503-259-5218 Area Desc: Suburb: Large Distance: 0.40 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

Beaverton SD 48J 503-356-4500 | 16550 SW Merlo Rd, Beaverton 97003 STUDENTS WE SERVE^

INTRODUCTION

41,215 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: <1%

ACADEMIC SUCCESS

Asian Students: 17% Teachers: 5% Black/African American Students: 3% Teachers: 1% Hispanic/Latino Students: 25% Teachers: 6% Multiracial Students: 8% Teachers: 1% Native Hawaiian/Pacific Islander Students: 1% Teachers: <1% White Students: 46% Teachers: 86%

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19.

District: 86%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

District: 93%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 112 Administrators 2,115 Teachers 453 Educational assistants 157 Counselors/Psychologists 0 Licensed Librarians 90% of licensed teachers with more than 3 years of experience

District website: beaverton.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable. Institution ID = 2243

Beaverton SD 48J 503-356-4500 | 16550 SW Merlo Rd, Beaverton 97003 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group. ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... 90%

American Indian/Alaska Native: ......................................................... 87%

Asian: .................................................................................................. >95%

Black/African American: ..................................................................... 75%

Black/African American: ..................................................................... 91%

Hispanic/Latino: ................................................................................. 77%

Hispanic/Latino: ................................................................................. 86%

Multiracial: .......................................................................................... 90%

Multiracial: ......................................................................................... 95%

Native Hawaiian/Pacific Islander: ...................................................... 79%

Native Hawaiian/Pacific Islander: ...................................................... 84%

White: ................................................................................................. 87%

White: ................................................................................................. 95%

Free/Reduced Price Lunch: ................................................................. 77%

Free/Reduced Price Lunch: ................................................................ 86%

Ever English Learner: .......................................................................... 82%

Ever English Learner: .......................................................................... 89%

Students with Disabilities: .................................................................. 62%

Students with Disabilities: .................................................................. 79%

Migrant: .............................................................................................. 76%

Migrant: .............................................................................................. 74%

Talented and Gifted: .......................................................................... >95%

Female: ............................................................................................... 88%

Female: ............................................................................................... 95%

Male: .................................................................................................. 83%

Male: .................................................................................................. 91%

Non-Binary: Coming in 2021-22

Rock Creek Elementary School Grades: K-5 503-356-2450 | 4125 NW 185th Ave, Portland 97229 STUDENTS WE SERVE^ 517 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 0%

Asian Students: 19% Teachers: 0%

Black/African American Students: <1% Teachers: 0%

Hispanic/Latino Students: 12% Teachers: 3%

Multiracial Students: 8% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19. REQUIRED VACCINATIONS 91% OUR STAFF (ROUNDED FTE) 27 Teachers 3 Educational assistants 1 Counselors/Psychologists 86% Average Teacher retention rate 87% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: <1% Teachers: 0%

White Students: 60% Teachers: 97%

School website: rockcreek.beaverton.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 1175

Stoller Middle School Grades: 6-8 503-356-2680 | 14141 NW Laidlaw Rd, Portland 97229 STUDENTS WE SERVE^ 1,594 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 0%

Asian Students: 48% Teachers: 7%

Black/African American Students: 2% Teachers: 0%

Hispanic/Latino Students: 9% Teachers: 4%

Multiracial Students: 7% Teachers: 1%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19. REQUIRED VACCINATIONS 96% OUR STAFF (ROUNDED FTE) 64 Teachers 8 Educational assistants 4 Counselors/Psychologists 89% Average Teacher retention rate 86% of licensed teachers with more than 3 years of experience No: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 1%

White Students: 34% Teachers: 86%

School website: stoller.beaverton.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 2782

Westview High School Grades: 9-12 503-356-3020 | 4200 NW 185th Ave, Portland 97229 STUDENTS WE SERVE^

INTRODUCTION

2,473 Student Enrollment

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 1%

ACADEMIC SUCCESS

Asian Students: 26% Teachers: 7% Black/African American Students: 3% Teachers: 0% Hispanic/Latino Students: 21% Teachers: 5% Multiracial Students: 7% Teachers: 2% Native Hawaiian/Pacific Islander Students: 1% Teachers: 0% White Students: 41% Teachers: 85% REQUIRED VACCINATIONS

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19

School: 89%

District: 86%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

School: 95%

District: 93%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 105 Teachers 13 Educational assistants 8 Counselors/Psychologists 88% Average Teacher retention rate 92% of licensed teachers with more than 3 years of experience No: Same principal for the last 3 years?

97%

School website: westview.beaverton.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable. Institution ID = 1320

Westview High School Grades: 9-12 503-356-3020 | 4200 NW 185th Ave, Portland 97229 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group. ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

Asian: .................................................................................................. >95%

Black/African American: ..................................................................... 86%

Black/African American: ..................................................................... 93%

Hispanic/Latino: ................................................................................. 76%

Hispanic/Latino: ................................................................................. 87%

Multiracial: .......................................................................................... 91%

Multiracial: ......................................................................................... >95%

Native Hawaiian/Pacific Islander: ...................................................... *

White: ................................................................................................. 89%

White: ................................................................................................. 95%

Free/Reduced Price Lunch: ................................................................. 77%

Free/Reduced Price Lunch: ................................................................ 86%

Ever English Learner: .......................................................................... 86%

Ever English Learner: .......................................................................... 92%

Students with Disabilities: .................................................................. 65%

Students with Disabilities: .................................................................. 83%

Migrant: .............................................................................................. *

Talented and Gifted: .......................................................................... >95%

Female: ............................................................................................... 91%

Female: ............................................................................................... >95%

Male: .................................................................................................. 87%

Male: .................................................................................................. 93%

Non-Binary: Coming in 2021-22

COMMUNITY

CITY OF PORTLAND

583,776 POPULATION 2010 Census Data

MALE 49.54%

$40,146

FEMALE 50.46%

35.00

MEDIAN INCOME

MEDIAN AGE

2010 Census Data

Portland is the largest city in the U.S. state of Oregon and the seat of Multnomah County. It is a

major port in the Willamette Valley region of the Pacific Northwest, at the confluence of the Willamette and Columbia rivers. The city covers 145 square miles (380 square kilometers) and had an estimated population of 647,805 in 2017, making it the 26th most populous city in the United States, and the second-most populous in the Pacific Northwest.

SCHOOL DISTRICTS   

Portland Public David Douglas Reynolds

  

Centennial Parkrose Riverdale

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

21.1% under age 18 10.3% between ages 18 to 24 34.7% between ages 25 to 44 22.4% between ages 45 to 64 11.6% above age 65

2010 Census Data  

53.75% of homes owner occupied 46.25% of homes rented

POPULATION DENSITY 2010 Census Data  

4,375.2 inhabitants per sq. mile 265,439 housing units at an average density of 1,989.4 per sq. mile

CITY QUICK FACTS      

Largest city in Oregon 145 square miles 50 feet elevation 26th most populous city in the US Highest Average Temperature 81.1º Lowest Average Temperature 35.2º

Named after Portland, Maine, the Oregon settlement began to be populated in the 1830s near the

end of the Oregon Trail. Its water access provided convenient transportation of goods, and the timber industry was a major force in the city's early economy. At the turn of the 20th century, the city had a reputation as one of the most dangerous port cities in the world, a hub for organized crime and racketeering.

METRO AREA BASE MAP

Your Local Market Report Portland, OR 97229 REPORT FOR 5/6/2021 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97229

This week the median list price for Portland, OR 97229 is $970,472 with the market action index hovering around 79. This is an increase over last month's market action index of 71. Inventory has decreased to 54.

Real-Time Market Profile

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory. 50

Buyer's Market

100

ay Tod

Last

th on

Seller's Market

Strong Seller's Market Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

Median List Price

$970,472

Median Price of New Listings

$889,900

Per Square Foot

$295

Average Days on Market

Median Days on Market

Price Decreased

20%

Price Increased

24%

Relisted

15%

Inventory

Median Rent

$1,350

Market Action

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price. Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$1,800,000

5,453

0.5 - 1 acre

$1,007,995

4,093

8,000 - 10,000 sqft

$869,000

2,861

4,500 - 6,500 sqft

$697,995

2,690

6,500 - 8,000 sqft

2 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97229

Median List Price

While the median price in this zip code hasn’t moved much in the last few weeks, we are relatively close to the market’s high-water mark. Watch for persistent downward shift in the Market Action Index into the Buyer’s zone as a leading indicator of the price strength subsiding. $1.0M

$900K

$800K

$700K

$600K May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021

Apr 2021

90-Day Average

Segments

In the quartile market segments, we see the upper end of the market in this zip code showing signs of strength. While this strength hasn't percolated through to Quartiles 3 and 4 yet, expect the low end of the market to follow up, should the upper-end strength continue. $1.8M $1.5M

$1.3M $1.0M

$750K $500K

$250K May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

Jan 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

May 2020

Sep 2020

Jan 2021

Apr 2021

Third/Lower 90-Day

3 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97229

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. $320

$300

$280

$260

$240

$220 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021

Apr 2021

90-Day Average

Inventory

Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply. 300

250

200

150

100

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021

Apr 2021

90-Day Average

4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97229

Market Action Index

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues. 125

100

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021

Apr 2021

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group. 125

100

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

Jan 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

May 2020

Sep 2020

Jan 2021

Apr 2021

Third/Lower 90-Day

5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97229

Median Days on Market (DOM)

The properties have been on the market for an average of 84 days. Half of the listings have come newly on the market in the past 29 or so days. Watch the 90-day DOM trend for signals of a changing market. 125

100

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021

Apr 2021

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles. 200

150

100

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

Jan 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

May 2020

Sep 2020

Jan 2021

Apr 2021

Third/Lower 90-Day

6 of 6

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Animal - Services Name

Address

Telephone

Distance

Brennen, Christine R DVM - Ro

1445 NW 185th Ave

503-645-4458

1.20 Mi

Cornell Center Animal Hospita

16155 NW Cornell Rd, #800

503-645-1564

1.91 Mi

Labavitch, Frederick W DVM -

14740 NW Cornell Rd, #20

503-690-8249

2.46 Mi

Valley Veterinary Hospital

18955 SW Tualatin Valley Hwy

503-649-6900

3.64 Mi

Pierce, Kristi DVM - Banfield

889 NE 25th Ave

503-844-2774

4.14 Mi

Banks Name

Address

Telephone

Distance

Umpqua Bank

20085 NW Tanasbourne Dr

503-645-3004

0.44 Mi

Hrabal- Alan R

3164 NW 185th Ave

503-531-0466

0.45 Mi

US Bank ATM

2550 NW 188th Ave

503-690-0123

0.65 Mi

Umpqua Bank - Beaverton

2870 NW Town Center Dr

503-533-8587

0.65 Mi

US Bank ATM

2184 NW Allie Ave, Bldg 700

800-872-2657

0.72 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks: Tanasbourne Drive

2711 NW Town Center Dr

503-617-4586

0.70 Mi

Bella Espresso

2185 NW Allie Ave

503-629-7048

0.72 Mi

Starbucks: Tanasbourne

18320 NW Evergreen Pky

503-629-4911

0.82 Mi

Starbucks: Albertsons-West Un

18425 NW West Union Rd

503-533-5998

0.86 Mi

Starbucks: Safeway-Hillsboro

2177 NW 185th Ave

503-645-6631

0.87 Mi

Credit Unions Name

Address

Telephone

Distance

First Technology Credit Union

5860 NE Cornell Rd

503-648-0517

2.44 Mi

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Credit Unions Name

Address

Telephone

Distance

First Technology Credit Union Northwest Community CU

3555 SW 153rd Dr

503-644-4034

4.24 Mi

8625 SW Scholls Ferry Rd

503-626-6553

7.69 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Dairy Queen of the Pacific No Pizza Caboose

3000 NW Stucki Pl

503-614-8555

0.40 Mi

3276 NW 185th Ave

503-645-4486

0.43 Mi

Pizza Hut

3190 NW 185th Ave

503-292-2222

0.45 Mi

Pizza Caboose

3176 NW 185th Ave

503-645-4486

0.45 Mi

Teriyaki Bowl

3168 NW 185th Ave

503-690-8439

0.45 Mi

Golf Courses Name

Address

Telephone

Distance

Rock Creek Country Club

5100 NW Neakahnie Ave

503-645-1101

0.64 Mi

Claremont Golf Course

15800 NW Country Club Dr

503-690-4589

1.71 Mi

Orenco Woods Golf Club

22200 NW Birch St

503-648-1836

1.95 Mi

North Course at Reserve Viney

4805 SW 229th Ave

503-649-8191

4.69 Mi

Executive Course at Meriwethe

5200 SW Rood Bridge Rd

503-648-4143

5.84 Mi

Grocers and Supermakets Name

Address

Telephone

Distance

Seven-Eleven Food Stores - So

3160 NW 185th Ave

503-645-5811

0.45 Mi

Albertson's Food & Drug - Foo

3101 NW 185th Ave

503-690-0747

0.45 Mi

Vitamin Shoppe

2711 NW Town Center Dr, #249

503-614-8517

0.70 Mi

Trader Joe's

2285 NW 185th Ave

503-645-8321

0.81 Mi

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Grocers and Supermakets Name

Address

Telephone

Distance

Amma Indian Groceries & Food

17852 Nw Solano Ct

503-533-7528

0.81 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

Tualatin Valley Youth

3300 NW 185th Ave

503-885-2530

0.44 Mi

Bally Total Fitness-Beaverton

2200 NW Amberbrook Dr

971-238-1854

0.87 Mi

Snap Fitness

18335 NW West Union Rd

503-645-7900

0.89 Mi

Boom Fitness

2200 NW Amberbrook Dr

503-531-8400

0.92 Mi

Hillsboro BJJ & MMA at Realis

2092 NW Aloclek Dr, #518

503-928-7747

1.36 Mi

Hospitals - Acute Care Name

Address

Telephone

Distance

Providence St Vincent Medical

9205 SW Barnes Rd

503-216-1234

5.69 Mi

Nursing Homes Name

Address

Telephone

Distance

Hillsboro Health And Rehabili

1778 NE Cornell Rd

503-648-6621

4.44 Mi

Maryville Nursing Home

14645 SW Farmington Rd

503-643-8626

4.84 Mi

Avamere Rehabilitation Of Hil

650 SE Oak St

503-648-8588

5.45 Mi

Marquis Care At Autumn Hills

6630 SW BVTRN-HILLS HWY

503-292-7874

6.13 Mi

Avamere Rehabilitation Of Bea

11850 SW Allen Blvd

503-646-7164

6.15 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Sherman, Robert DC - Murrayhi

14780 SW Osprey Dr

503-590-4000

7.57 Mi

Hohensee, Drew DC - Back in M

11385 SW Scholls Ferry Rd

503-524-9040

8.04 Mi

Bernhard, Scott DC - Chiropra

10895 SW Tigard St

503-598-9302

8.74 Mi

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Erdman, Terrance E DC - Tigar Family Life Chiropractic

12405 SW Main St

503-620-4880

9.52 Mi

13599 SW Pacific Hwy

503-598-0999

9.75 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Bruce Leroy Williams Tanasbourne Dental Care

3220 Nw 185th Ave #110

503-645-3521

0.43 Mi

2471 Nw 185th Ave

503-690-9536

0.74 Mi

Chang Edwin Lee

18305 Nw West Union Rd

503-645-4800

0.93 Mi

William D Kirkland

Kirkland Dentistry, 2079 Nw To

503-533-8383

0.98 Mi

Keith Rodney Larson

17895 Nw Evergreen Pkwy

503-533-9868

1.05 Mi

Offices and Clinics of Medical Doctors Name Address

Telephone

Distance

Chitwood, Bryan C MD - Kaiser

19400 NW Evergreen Pky

503-645-2762

0.36 Mi

Laraway, Lester C DDS - Kaise

19075 NW Tanasbourne Dr, #300

503-286-6868

0.37 Mi

Providence Medical Group-Imme

3101 NW 185th Ave

503-216-9360

0.45 Mi

Downey, Eric A DDS - Dentistr

2380 NW Amberbrook Dr

503-641-8800

0.84 Mi

Cruikshank, Darcy C DDS - Cru

2372 NW Amberbrook Dr

503-439-6566

0.84 Mi

Pharmacies Name

Address

Telephone

Distance

Back-2-back Chiropractic

3000 NW Stucki Pl

503-726-2225

0.44 Mi

Provider Advantage

3685 NW 183rd Ave

503-690-9716

0.45 Mi

Target Corporation And Affili

18101 NW Evergreen Pkwy

503-207-0041

0.75 Mi

Safeway

2177 NW 185th Ave

503-645-6631

0.85 Mi

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Pharmacies Name

Address

Telephone

Distance

Binyon's Eye World

18070 NW Evergreen Pkwy

503-617-0963

0.86 Mi

Places of Religion Name

Address

Telephone

Distance

Church Of Jesus Christ Of Lds

19180 NW West Union Rd

503-645-5504

0.83 Mi

Huber A

17680 NW Santiam Ct

503-645-3626

0.92 Mi

St Gabriel's Episcopal Church

17435 NW West Union Rd

N/A

1.02 Mi

Church Of Jesus Christ Of Lds

1400 NW Compton Dr

503-643-1696

1.14 Mi

Shepherd of the Valley Church

17625 NW Cornell Rd

N/A

1.21 Mi

Retirement Communities Name

Address

Telephone

Distance

Rock Creek

19295 NW Cornell Rd

503-617-1900

0.85 Mi

Avamere Health Services Inc

16360 NW West Union Rd

503-690-2402

1.47 Mi

Remax Equity Group

1975 NW 167th Pl

503-430-2100

1.56 Mi

Alterra Clare Bridge of Beave

16655 NW Walker Rd

503-439-1653

2.28 Mi

Fil-Am Adult Foster Home

280 SW 150th Ave

503-646-6898

2.96 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

Tanasbourne Veterinary Emerge

2338 NW Amberbrook Dr

503-629-5800

0.85 Mi

Companion Pet Clinic - Aloha

1265 SW 185th Ave

503-710-9724

2.56 Mi

Cedar Mill Veterinary Hospita

12790 NW Barnes Rd

503-644-3101

3.61 Mi

Aloha Dog & Cat Hospital

17335 SW Tualatin Valley Hwy

503-649-5611

3.89 Mi

Southwest Animal Hospital-Exo

6139 SW Murray Blvd

503-643-2137

5.50 Mi

19315 NW MELROSE DR PORTLAND OR 97229 R676343 WASHINGTON COUNTY OR

Veterinary - Emergency Services Name

Address

Telephone

Distance

Veterinary - Medicine Name

Address

Telephone

Distance

Banfield

1295 NW 185th Ave

503-466-2000

1.28 Mi

Companion Pet Clinic - Aloha

1265 NW 185th Ave

503-567-7009

1.29 Mi

Cornell Center Animal Hospita

16155 NW Cornell Rd

503-645-1564

1.91 Mi

Norman, G Mark DVM - Bethany

4744 NW Bethany Blvd

503-614-9061

1.93 Mi

Sunset Animal Clinic LLC

14740 NW Cornell Rd

503-690-8249

2.46 Mi

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks! WFG National Title has partnered with Updater, a time-saving free tool geared to simplify and ease the process of moving. Look for a personalized Updater invitation after we complete your Title Report. Registration is totally optional!

Use Updater to: Forward USPS mail Reserve a mover online Update your accounts Connect utilities Hook up home services Search move-in special offers Share moving announcements with friends & family

For more information on Updater, visit;

https://wfgoregon.updater.com/sign-up

PORTLAND UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com TRI-MET (503) 238-7433 www.trimet.org Northwest Natural Gas (800) 422-4012 www.nwnatural.com Portland General Electric (503) 228-6322 www.portlandgeneral.com Tualatin Valley Water District (503) 642-1511 www.tvwd.org Clean Water Services Sewer Provider (503) 681-3600 www.cleanwaterservices.org Garbarino Disposal (503) 647-2335 www.garbarinodisposal.com Beaverton School District (503) 356-4500 www.beaverton.k12.or.us

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post oﬃce, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Oﬃce listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Oﬃce Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large diﬀerence between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines. This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Oﬃces, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoﬀ date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are oﬀ, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd. Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of you… we obsess over cyber security! Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party. To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided. Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance. We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make. Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay. If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home. In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types. Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer. Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home. So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer. In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Oﬃcer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow oﬃcer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction. Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction. The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties. In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suﬀers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy. Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price. How is title insurance diﬀerent from other types of insurance? While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so. • The status of taxes for the subject property. The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due. • Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers. Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance. In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

The following costs generally aﬀect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally aﬀect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoﬀ(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority. AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated. AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust. AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first. AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”. AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”. AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

ADMINISTRATIVE

LLOYD

DOWNTOWN VANCOUVER

CLACKAMAS

NW PDX/ COMMERCIAL

SALMON CREEK

LAKE OSWEGO

SUNSET

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

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CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions Our search found no CC&R’s of record for this property. However, no examination of title has been made and WFG National Title assumes no liability.

Public Record