173 Harding Boulevard, Oregon City, OR 97045

173 Harding Boulevard Oregon City, OR 97045

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Owner Information PERRY LORI A / PERRY SHAUN M

Owner Name: Vesting: Mail Address:

173 HARDING BLVD OREGON CITY OR 97045

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

624 RIVER CREST ADD PT LT 1 BLK 2

County:

CLACKAMAS

Census/Block: 022500 / 3002

Alt Parcel #

32E06AB00100

School District: OREGON CITY 62

Tsp-Rng-Sec:

T3S-R2E-S06

Municipality:

Lot / Block:

Lot: 1 Block: 2

Parcel #:

00849407

Housing Tract: RIVER CREST ADDITION Last Market Sale Date:

2012-12-14/2012-12-04

Lender:

SKYLINE FIN'L

Sale Price:

340000

Loan:

323000

Document #: 2012.82674

Document #: 2012.82675

Doc Type:

GENERAL WARRANTY DEED

Loan Type:

CONVENTIONAL

$ Sqft:

$89.62

Loan Term:

30

Prior Sale Information Date:

2003-10-29/2003-10-28

Lender:

Price:

285000

Loan:

Document #: 2003.144966 Doc Type:

DEED

228000

Document #: Loan Type:

CONVENTIONAL

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Property Characteristics Gross Area: Living Area:

Garage Area: 3794

Above Grade: N/A

Interior Wall

Roof Shape:

GABLE/HIP

Porch Type:

Foundation:

CONCRETE

Patio Type:

Bedrooms:

4

Roof Material: ALUMINUM

Air Cond:

Bath (F/H):

3/

Construction:

Fixtures:

Fireplace:

FIREPLACE

Heat Type:

Year Built:

1941

Cooling Type:

Parking Type: Garage

Exterior Wall:

FORCED AI

Floor: Equipment:

BRICK VENEER

Units:

1

Rooms:

Basement:

934

Quality:

AVERAGE

Stories:

1

Pool:

No

Condition:

Property Information Land Use:

SFR

County Use:

RESIDENTIAL PROPE State Use:

Zoning:

R10

Lot Acres:

0.2956

Lot Sqft:

12,876

Len/Wid:

/

Tax and Assessment Information Assd Year:

2019

Assd Value:

$713,346

Taxable Val:

$713,346

Tax Year:

2019

Land Value:

$152,696

Mkt Value:

$713,346

Tax Area:

062-002

Imp Value:

$560,650

Exemption:

Property Tax:

$5,592.45

Improved %:

79%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2015

2.00

3.18

3,529

$406,655

$115

2016

3.00

3.20

3,611

$403,260

$112

2017

2.00

2.50

3,357

$442,067

$132

2018

2.00

2.80

3,642

$527,320

$145

2019

2.00

2.50

3,625

$624,219

$172

Average Sale Price $624,219 $527,320 $406,655

$403,260

2015

2016

$442,067

2017

2018

2019

Average $ Per Square Foot $172 $115

$112

2015

2016

$132

2017

$145

2018

2019

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Female Population

23,499

13.6%

13.6%

12.3%

14.9%

16.6%

16.3%

14.2%

10.8%

0-9

10-19

20-29

30-39

40-49

50-59

60-69

70+

Male Population

23,608

13.3%

14.9%

0-9

10-19

11.6% 20-29

Education

16.0%

15.8%

17.9%

30-39

40-49

50-59

13.5%

60-69

8.7% 70+

Employment

No Diploma: High School:

7.1% 26.8% 41.7%

Some College: Bachelor's Graduate's:

Working Age:

17.7% 6.8%

Labor Force: Median Income:

36,740 73.9% $66,888 92.4%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

7.6%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Oregon City Sd 62 Elementary Schools Mt Pleasant Elementary 1232 LINN AVE OREGON CITY OR 97045 Grades: KG to 06 Charter School: N Magnet School: U

503-785-8700 Area Desc: Suburb: Large Distance: 0.56 Miles Title One: Y

King Elementary 995 S END RD OREGON CITY OR 97045 Grades: KG to 06 Charter School: N Magnet School: U Middle Schools Gardiner Middle School 180 ETHEL ST OREGON CITY OR 97045 Grades: 07 to 08 Charter School: N Magnet School: U

503-785-8250 Area Desc: Suburb: Large Distance: 1.01 Miles Title One: Y

Ogden Middle School 14133 S DONOVAN RD OREGON CITY OR 97045 Grades: 07 to 08 Charter School: N Magnet School: U High Schools Oregon City Senior High 19761 S BEAVERCREEK RD OREGON CITY OR 97045 Grades: 09 to 12 Charter School: N Magnet School: U

503-785-8300 Area Desc: Suburb: Large Distance: 1.52 Miles Title One: N

Sandy High PO BOX 547 SANDY OR 97055 Grades: 09 to 12 Charter School: N

503-668-8011 Area Desc: Town: Fringe Distance: 22.53 Miles Title One: N

Magnet School: U

503-785-8200 Area Desc: Suburb: Large Distance: 0.43 Miles Title One: N

503-785-8900 Area Desc: Rural: Fringe Distance: 2.81 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

OREGON AT-A-GLANCE DISTRICT PROFILE Oregon City SD 62

2018-19

SUPERINTENDENT: Larry Didway | 1417 12th St, Oregon City 97045 | 503-785-8000

Students We Serve

Start Strong

7,835 Student Enrollment

Academic Progress

Grades K-2 REGULAR ATTENDERS

Grade 3 ENGLISH LANGUAGE ARTS

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

Students who attended more than 90% of their enrolled school days.

Students meeting state grade-level expectations.

Year-to-year progress in English language arts and mathematics.

DEMOGRAPHICS

Decrease from previous year

Decrease from previous year

2%

2%

American Indian/Alaska Native Students

1%

Teachers

0%

Asian Students

1%

Teachers

<1%

83%

46% Oregon average

Black/African American

Oregon average

83%

47%

Students

1%

Teachers

0%

High School Success

Students

14%

Teachers

5%

Grade 8 MATHEMATICS

Grade 9 ON-TRACK TO GRADUATE

Grade 12 ON-TIME GRADUATION

Students meeting state grade-level expectations.

Students earning one-quarter of graduation credits in their 9th grade year.

Hispanic/Latino

Multiracial Students

6%

Teachers

1%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

<1%

White Students

77%

Teachers

93%

10%

Languages Spoken

16% 12% 33% Students with Disabilities

Mobile Students

Free/ Reduced Price Lunch

*<10 students or data unavailable

District Website: www.ocsd62.org

Increase from previous year

1%

1%

2%

38%

88% Oregon average

50

Ever English Learners

Decrease from previous year

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Increase from previous year

39%

85% Oregon average

85%

Oregon average

79%

District Goals

State Goals

We strive to promote safe and welcoming learning communities that support equity and engage all students in meaningful learning activities to prepare them for successful lives. By focusing on providing a safe, welcoming, and equitable school community, our district aims to eliminate the achievement gap between student groups and ensure that all of our students graduate ready for their future. To reach this goal we are committed to partnerships within the local, national, and global communities to provide students enriching educational and life experience.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% on-time, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a wellrounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE DISTRICT PROFILE CONTINUED Oregon City SD 62

2018-19

SUPERINTENDENT: Larry Didway | 1417 12th St, Oregon City 97045 | 503-785-8000

Our Staff (rounded FTE)

23

Administrators

Outcomes

American Indian/Alaska Native <10 students or data unavailable

Teachers

75%

Black/African American Hispanic/Latino

78%

Multiracial

78%

140 Educational assistants

Students with Disabilities

75%

15%

Migrant

89%

Talented and Gifted

86% 83%

0 9

Native Hawaiian/Pacific Islander <10 students or data unavailable

Licensed Librarians

Ever English Learner

88%

80%

94% 67%

<10 students or data unavailable

90%

78%

82%

87% 100%

<10 students or data unavailable

41%

89%

28%

85%

78%

17%

74% 87%

8%

Data not available

70%

70% 0%

<10 students or data unavailable

90%

Talented and Gifted

Data are suppressed to protect confidential student information.

Grade 12 ON-TIME GRADUATION

<10 students or data unavailable

Migrant <10 students or data unavailable

% of licensed teachers with more than 3 years of experience

Average <10 students or data unavailable

Grade 9 ON-TRACK TO GRADUATE

29%

Free/Reduced Price Lunch

High Average

21%

White

Students with Disabilities

86%

>95%

<10 students or data unavailable

Black/African American <10 students or data unavailable Hispanic/Latino

Average

<10 students or data unavailable

Asian <10 students or data unavailable

Multiracial

Psychologists

Average Average

52%

Grade 8 MATHEMATICS American Indian/Alaska Native <10 students or data unavailable

Average

40%

Non-Binary <10 students or data unavailable

Counselors

Average

31% 14%

83%

Average Low

48%

76%

21

Average 57%

73%

Male

Average

<10 students or data unavailable

Ever English Learner

Female

High

22%

84%

White

Low

<10 students or data unavailable <10 students or data unavailable

Native Hawaiian/Pacific Islander <10 students or data unavailable Free/Reduced Price Lunch

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

<10 students or data unavailable

>95%

Asian

382

Grade 3 ENGLISH LANGUAGE ARTS

Grades K-2 REGULAR ATTENDERS

93%

Female

37%

91%

Male

39%

85%

Non-Binary <10 students or data unavailable

Coming in 2019-20

97% 85% 84% Coming in 2019-20

Seismic Safety: http://www.oregongeology.org/sub/projects/rvs/activity-updates/status.html

OREGON AT-A-GLANCE SCHOOL PROFILE Gaffney Lane Elementary School

2018-19

PRINCIPAL: Cyndi Borgmeier | GRADES: K-5 | 13521 S Gaffney Ln, Oregon City 97045 | 503-785-8600

Students We Serve

School Environment

539

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

Increase from previous year

Student Enrollment

Decrease from previous year

1

DEMOGRAPHICS American Indian/Alaska Native Students

<1%

Teachers

0%

28

Year-to-year progress in English language arts and mathematics.

1%

82%

Asian Students

1%

Teachers

0%

Oregon average

25

Black/African American Students

1%

Teachers

0%

Hispanic/Latino Students

15%

Teachers

4%

Students

6% 0%

Native Hawaiian/Pacific Islander Students

0%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Multiracial Teachers

Oregon average

Decrease from previous year

Decrease from previous year

2%

4%

50%

Coming in 2019-20

39%

White Students

76%

Teachers

96%

9%

10

Ever English Learners

Languages Spoken

17% 90% 35% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.gaffneyschool.org

Oregon average

Oregon average

51% School Goals

At Gaffney Lane Elementary we are committed to providing a safe, welcoming school environment where all students excel in academics and social emotional growth. We have a strong emphasis on academic instruction with intervention opportunities built into our schedule.

43% State Goals

Safe & Welcoming Environment

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Our district strives to ensure all students and their families feel safe and welcome by embedding a focus on equity within all of our professional development offerings and school improvement efforts. We affirm the identity of each student, acknowledge and celebrate differences to create a sense of belonging for each student and promote unity.

The physical safety and emotional well-being of all children in the District is paramount.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Gaffney Lane Elementary School

2018-19

PRINCIPAL: Cyndi Borgmeier | GRADES: K-5 | 13521 S Gaffney Ln, Oregon City 97045 | 503-785-8600

Our Staff (rounded FTE)

20 Teachers

4

Educational assistants

Outcomes REGULAR ATTENDERS

<1

<10 students or data unavailable

<10 students or data unavailable

Asian <10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

Black/African American <10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

Hispanic/Latino Multiracial

83%

White

Students with Disabilities

83% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

<10 students or data unavailable

53% 35% 89%

71% 92% 80%

22%

85%

28% 10%

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

<10 students or data unavailable

50%

Non-Binary <10 students or data unavailable

42%

38% 17%

Migrant <10 students or data unavailable Talented and Gifted

47%

<10 students or data unavailable

76%

Ever English Learner

26%

37%

82%

Male

7%

40%

77%

Native Hawaiian/Pacific Islander <10 students or data unavailable

Female

Average teacher turnover rate

MATHEMATICS

American Indian/Alaska Native <10 students or data unavailable

Free/Reduced Price Lunch

Counselors

ENGLISH LANGUAGE ARTS

50% <10 students or data unavailable

41% 37% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES To ensure a safe and secure learning environment for all of our students, our school implemented the Student Safety Plan. This program works with students, our counselor, school staff, and parents on a case-by-case basis to address conflict between students and to provide counseling for harassment.

We host yearly training and discussion opportunities to help students and staff recognize bullying and harassment and provide strategies for intervention. Our Student Intervention Team encourages all of our students to speak up when they see bullying.

Data are suppressed to protect confidential student information.

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

Gaffney Lane students participate in a number of extracurricular activities.

Opportunities might include: Student Council, Green Team, Safety Patrol, Chess Club, Art Club, Oregon Battle of the Books, and Recycling Club.

Gaffney Lane parents are partners in their childâ&#x20AC;&#x2122;s education. They engage in a variety of ways. Parents volunteer in the classroom, at special events and around the school. They attend events such as Meet the Teacher, Harvest Festival, Family Game Night, Music Programs, OMSI Night, conferences, and Family Focus Forum.

Gaffney Lane Staff actively work together with parents and community members to support students. We partner with many agencies. Examples include but are not limited to; The Morrison Center, Oregon City Police Department, Oregon City High School Student Council, Oregon City Elks Club, Oregon City Optimist and The Rotary Club.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Gardiner Middle School

2018-19

PRINCIPAL: Michael Sweeten | GRADES: 6-8 | 180 Ethel St, Oregon City 97045 | 503-785-8200

Students We Serve

School Environment

823

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

Increase from previous year

Student Enrollment

Decrease from previous year

1

DEMOGRAPHICS American Indian/Alaska Native Students

1%

Teachers

0%

26

Year-to-year progress in English language arts and mathematics.

1%

82%

Asian Students

2%

Teachers

3%

Oregon average

25

Black/African American Students

1%

Teachers

0%

Hispanic/Latino Students

19%

Teachers

10%

Students

7% 3%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Multiracial Teachers

Oregon average

Decrease from previous year

Decrease from previous year

2%

6%

64%

Coming in 2019-20

39%

White Students

71%

Teachers

85%

13%

17

Ever English Learners

Languages Spoken

15% 95% 35% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.gardinermiddleschool.org

Oregon average

Oregon average

54%

39%

School Goals

State Goals

Safe & Welcoming Environment

At Gardiner Middle School we work hard to create a positive, safe, and welcoming environment where students can excel both in academics and social emotional learning.

Our focus on AVID Schoolwide is for all students to learn the strategies and tools needed to be college and career ready. Our students benefit from hosting our districtâ&#x20AC;&#x2122;s Spanish Dual Immersion Program. When our students demonstrate that they are productive contributors to our community we feel success and pride.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Our district strives to ensure all students and their families feel safe and welcome by embedding a focus on equity within all of our professional development offerings and school improvement efforts. We affirm the identity of each student, acknowledge and celebrate differences to create a sense of belonging for each student and promote unity.

The physical safety and emotional well-being of all children in the District is paramount.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Gardiner Middle School

2018-19

PRINCIPAL: Michael Sweeten | GRADES: 6-8 | 180 Ethel St, Oregon City 97045 | 503-785-8200

Our Staff (rounded FTE)

35 Teachers

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

American Indian/Alaska Native <10 students or data unavailable

93%

Asian Black/African American <10 students or data unavailable

2

Educational assistants

Hispanic/Latino

78%

Multiracial

79%

Free/Reduced Price Lunch

2

Counselors

12% Average teacher turnover rate

89% % of licensed teachers with more than 3 years of experience

No

Same principal in the last 3 years

Ever English Learner Students with Disabilities

64%

50% 22% 80%

71% 86%

Male

82%

Non-Binary <10 students or data unavailable

43%

45%

22%

45%

22%

19%

8%

20%

7%

86% 82%

<10 students or data unavailable

68%

81%

Female

46%

<10 students or data unavailable

73%

Talented and Gifted

<10 students or data unavailable

41%

83%

Migrant

<10 students or data unavailable

<10 students or data unavailable

Native Hawaiian/Pacific Islander <10 students or data unavailable White

MATHEMATICS

<10 students or data unavailable

>95% 68% 59% <10 students or data unavailable

94% 39% 40% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

To ensure a safe and secure learning environment for all of our students, our school implemented the Student Safety Plan. This program works with students, our counselor, school staff, and parents on a case-by-case basis to address conflict between students and to provide counseling for harassment.

We host yearly training and discussion opportunities to help students and staff recognize bullying and harassment and provide strategies for intervention. Our Student Intervention Team encourages all of our students to speak up when they see bullying.

Our students participate in School Store, Yearbook, Newspaper, Homework Club, Green Team, Drama, Book Club (OBOB), Gay Straight Alliance (GSA), Student Council, Woodworking Club, Drum-line, Jazz band, Choral Ensemble, Musical Theater, Dance, Run/Walk Club, Flag Team, Inter-mural basketball, Track and Field, and Wrestling.

Our Parent Club provides enrichment activities for our families throughout the year. They sponsor field trips. They plan school socials three times a year. They sponsor parent learning events; The Family Focus Forum, The District Transition Fair and the District ESOL Night. Parents attend an Open House each fall and conferences each fall and spring to learn about their studentâ&#x20AC;&#x2122;s academic performance.

Our student body values a culture of giving back to their community. We have students that raise money for UNICEF each October. We send students to volunteer at the Oregon Food Bank multiple times a year. The band performs at a community Veterans Day Event. Students have raised money to support student education in impoverished foreign communities. Our student council volunteers at the local elementary schoolsâ&#x20AC;&#x2122; family events.

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Oregon City Senior High School

2018-19

PRINCIPAL: Carey Wilhelm | GRADES: 9-12 | 19761 S Beavercreek Rd, Oregon City 97045 | 503-785-8900

Students We Serve

School Environment

1,903

Academic Progress

CLASS SIZE

REGULAR ATTENDERS

ON-TRACK TO GRADUATE

Median size of classes in core subjects.

Students who attended more than 90% of their enrolled school days.

Students earning one-quarter of graduation credits in their 9th grade year.

Decrease from previous year

Student Enrollment

No change from previous year

Increase from previous year

1

DEMOGRAPHICS American Indian/Alaska Native Students

<1%

Teachers

0%

29

3%

75%

92%

Asian Students

2%

Teachers

0%

Oregon average

25

Black/African American Students

1%

Teachers

0%

Hispanic/Latino Students

15%

Teachers

3%

Multiracial Students

6%

Teachers

2%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

Oregon average

Oregon average

80%

85%

Academic Success ON-TIME GRADUATION

FIVE-YEAR COMPLETION

COLLEGE GOING

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Increase from previous year

Students earning a high school diploma or GED within five years.

Students enrolling in a two or four year college within one year of completing high school, as reported by the National Student Clearinghouse.

Decrease from previous year

Decrease from previous year

4%

3%

3%

93%

93%

64%

White Students

75%

Teachers

94%

12%

32

Ever English Learners

Languages Spoken

15% 95% 26% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.ochpioneers.org

Oregon average

Oregon average

79%

85%

Oregon average

62%

School Goals

State Goals

Safe & Welcoming Environment

At Oregon City High School we are working to improve success for all students. Our focus this year will be in our partnership with the Center for High School Success and identifying students who are struggling with grades, attendance, and/or behavior, and creating interventions to help students remain on track. We will continue our work in engaging students in rigorous coursework at all levels, expanding our college-level course opportunities, and boosting our senior college-going rate.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

Oregon City High School continues to work hard to create a positive, safe, and welcoming school where each student feels accepted for who they are. We continue to stress the importance of positive relationships between students and staff. Our Student Council has a Unity Committee that focuses on creating new school events that focus on inclusion and diversity. Our Equity Forum continues to provide students an avenue to come together to discuss race and equity topics at our school. We also have two school resource officers and two security staff members.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Oregon City Senior High School

2018-19

PRINCIPAL: Carey Wilhelm | GRADES: 9-12 | 19761 S Beavercreek Rd, Oregon City 97045 | 503-785-8900

Our Staff (rounded FTE)

76 Teachers

Outcomes REGULAR ATTENDERS

ON-TRACK TO GRADUATE

American Indian/Alaska Native <10 students or data unavailable

4

Educational assistants

Hispanic/Latino

6

8%

Average teacher turnover rate

88% % of licensed teachers with more than 3 years of experience

Yes

68% 80%

100% 67%

68% 67%

Female

75%

Male

76%

100% 94% 85% 89%

Data not available

79%

84%

<10 students or data unavailable

85%

Talented and Gifted

97%

82%

74%

Migrant

85%

87% 92%

63%

Students with Disabilities

92% <10 students or data unavailable

77%

White

Ever English Learner

85% <10 students or data unavailable

Native Hawaiian/Pacific Islander <10 students or data unavailable

Free/Reduced Price Lunch

Counselors

65%

Multiracial

100%

<10 students or data unavailable

86%

Asian Black/African American

ON-TIME GRADUATION

Non-Binary <10 students or data unavailable

<10 students or data unavailable

92%

100%

93%

93%

90% Coming in 2019-20

93% Coming in 2019-20

About Our School ADVANCED COURSEWORK

CAREER & TECHNICAL EDUCATION

EXTRACURRICULAR ACTIVITIES

PARENT & COMMUNITY ENGAGEMENT

Oregon City High School offers a number of different opportunities for students to take advanced coursework. We offer approximately 24 Honors classes and 16 Advanced Placement (AP) courses.

Students also can take 26 courses at OCHS that offer college credit through Clackamas Community College and Oregon Institute of Technology. Our students also take Automotive, Manufacturing, Welding, and PreEngineering classes at CCC for credit.

Oregon City High School offers the following courses in CTE: Accounting, Business and Management, Microsoft Office, Business Law, Personal Finance, Marketing, Sports Marketing, Entrepreneurship, Culinary Arts, Bistro Management, Construction, Computer Science, Computer Programming, AP Computer Principles. Students can also take Automotive, Manufacturing, Welding, and Pre-Engineering classes at CCC.

Oregon City High School is a member of the Three Rivers League and participates in OSAA sanctioned athletics and activities. We also have over 40 student clubs, from Ping-Pong, Ukulele and Unified Sports to National Honor Society and International Thespians Honors Society.

Our Talented and Gifted Program sponsors events throughout the year including International Seminar and Symposium.

We offer a number of opportunities to engage parents at Oregon City High School through athletic contests, plays, concerts, and competitions. We also offer Parent/Teacher conferences in the fall and winter, AVID parent nights, and a Curriculum Night for parents of incoming eighth graders.

Same principal in the last 3 years

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

COMMUNITY

CITY OF OREGON CITY

25,754 POPULATION 2000 Census Data

MALE 49.3%

$45,531

36.3

MEDIAN INCOME

MEDIAN AGE

2010 Census Data

FEMALE 50.7%

2010 Census Data

Oregon City is the county seat of Clackamas County, Oregon, United States, located on the Willame e River near the southern limits of the Portland metropolitan area. Established in 1829 by the Hudson's Bay Company, in 1844 it became the first U.S. city west of the Rocky Mountains to be incorporated.

SCHOOL DISTRICTS 

Oregon City School District

HOUSING

2010 Census Data  

65.28% of homes owner occupied 34.72% of homes rented

POPULATION DENSITY 2010 Census Data  

3,520.3 inhabitants per sq. mile 12,900 housing units at an average density of 1,425.4 per sq. mile

AGE DEMOGRAPHIC 2010 Census Data     

25.5% under age 18 8.8% between ages 18 to 24 28.8% between ages 25 to 44 25.7% between ages 45 to 64 11.2% above age 65

CITY QUICK FACTS    

9.29 square miles 141 feet elevation Highest Average Temperature 65º Lowest Average Temperature 45.3º

Oregon City has over 22 city parks. One of the city's larger parks is Clackame e Park, at the confluence of the Clacka-

mas and Willame e Rivers. The park's features include RV camping, a boat launch and dock, a skateboard park, and other recrea onal facili es. Several community fes vals are held there throughout the year. Other major parks include Chapin, Hillendale, Rivercrest, and the new Wesley Lynn.

METRO AREA BASE MAP

Your Local Market Report Oregon City, OR 97045 REPORT FOR 7/2/2020 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Oregon City, OR 97045 Real-Time Market Profile

This week the median list price for Oregon City, OR 97045 is $559,000 with the market action index hovering around 51. This is an increase over last month's market action index of 47. Inventory has held steady at or around 77.

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

50

40

Buyer's Market

60

20

10

90

51

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Strong Seller's Market While the Market Action Index shows some strengthening in the last few weeks, prices have not seemed to move from their plateau. Should the upward trend in sales relative to inventory continue, expect prices to resume an upward climb in tandem with the MAI.

Median List Price

$559,000

Per Square Foot

$239

Days on Market

122

Price Decreased

39%

Price Increased

3%

Relisted

8%

Inventory

77

Median Rent

$1,995

Most Expensive

$2,475,000

Least Expensive

$305,000

Market Action

51

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$1,345,000

4,871

1 - 2.5 acres

4

3

16

1

2

256

$625,000

2,905

1 - 2.5 acres

4

3

21

4

5

77

$539,000

2,254

8,000 - 10,000 sqft

4

2

4

2

5

91

$430,999

1,733

6,500 - 8,000 sqft

3

2

47

5

8

65

Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

2 of 6

Thu Jul 02 2020

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Oregon City, OR 97045

Median List Price

We continue to see prices in this zip code bounce around this plateau. Look for a persistent down-shift in the Market Action Index before we see prices deviate from these levels. $600K

$550K

$500K

$450K

$400K Jul 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

7-Day Average

Mar 2019

Jul 2019

Nov 2019

Mar 2020 Jun 2020

90-Day Average

Segments

In the quartile market segments, we see prices in this zip code generally settled at a plateau, although Quartile 1 is on a bit of an up trend in recent weeks. We'll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels. $1.3M

$1.0M

$750K

$500K

$250K Jul 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jul 2019

Nov 2019

Mar 2020 Jun 2020

Third/Lower 90-Day

Thu Jul 02 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

3 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Oregon City, OR 97045

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. $260

$240

$220

$200

$180 Jul 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

7-Day Average

Mar 2019

Jul 2019

Nov 2019

Mar 2020 Jun 2020

90-Day Average

Inventory

Inventory has been relatively steady around these levels in recent weeks.

225 200 175 150 125 100 75 50 Jul 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

7-Day Average

Mar 2019

Jul 2019

Nov 2019

Mar 2020 Jun 2020

90-Day Average

Thu Jul 02 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Oregon City, OR 97045

Market Action Index

While the Market Action Index shows some strengthening in the last few weeks, prices have not seemed to move from their plateau. Should the upward trend in sales relative to inventory continue, expect prices to resume an upward climb in tandem with the MAI. 120

100

80

60

40

20 Jul 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

7-Day Average

Mar 2019

Jul 2019

Nov 2019

Mar 2020 Jun 2020

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

100

75

50

25

0 Jul 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jul 2019

Nov 2019

Mar 2020 Jun 2020

Third/Lower 90-Day

Thu Jul 02 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Oregon City, OR 97045

Average Days on Market (DOM)

The properties have been on the market for an average of 115 days. Half of the listings have come newly on the market in the past 47 or so days. Watch the 90-day DOM trend for signals of a changing market.

200 175 150 125 100 75 50 25 0 Jul 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

7-Day Average

Mar 2019

Jul 2019

Nov 2019

Mar 2020 Jun 2020

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

500

400

300

200

100

0 Jul 2017

Nov 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Jul 2019

Nov 2019

Mar 2020 Jun 2020

Third/Lower 90-Day

Thu Jul 02 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

6 of 6

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Animal - Rescue Name

Address

Clackamas County Veterinary C

1678 Beavercreek Rd

Animal - Services Name

Address

Ferro, Doug B DVM - Barclay H Jacobs, Penny DVM - Berry Hil

Telephone

Distance

503-657-3171

1.32 Mi

Telephone

Distance

865 Molalla Ave

503-656-0673

0.46 Mi

418 Beavercreek Rd, #101

503-650-1667

1.07 Mi

Benski, Robert A DVM - Oregon

1514 Washington St

503-656-1903

1.19 Mi

Leichner, Teri DVM - Clackama

1678 Beavercreek Rd, #F

503-657-3171

1.32 Mi

Ortner, Christine DVM - Casca

22320 S Salamo Rd

503-655-1722

2.51 Mi

Banks Name

Address

Telephone

Distance

Wells Fargo Bank NA - West Li

5639 Hood St

503-656-0180

0.50 Mi

US Bank

415 Center St

503-829-5577

0.62 Mi

Clackamas Community Federal C

270 Warner Milne Rd

503-656-0671

0.78 Mi

Mccoy- Angela M

294 Warner Milne Rd

503-655-3433

0.81 Mi

Wells Fargo Bank NA - Oregon

9350 Old 82nd St Dr

503-657-2602

0.88 Mi

Coffee Shops Name

Address

Telephone

Distance

Perk ME Up Coffee LLC

431 Telford Rd

503-786-7806

0.53 Mi

Starbucks: Oregon City Haggen

19701 S. Hwy

503-657-8869

0.88 Mi

Danley's Coffee Gig

1400 Washington St

503-496-5115

1.10 Mi

Starbucks

1900 McLoughlin Blvd, #200a

503-723-2833

1.46 Mi

Starbucks: Oregon City II

1900 McLoughlin Blvd

503-723-2833

1.46 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Coffee Shops Name

Address

Telephone

Distance

Credit Unions Name

Address

Telephone

Distance

Northwest Adventist Fed CU

10333 SE Main St

503-256-3712

7.29 Mi

Castparts Employee Federal CU

8120 SE Luther Rd

503-771-2464

8.07 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Tacho's Mexican Restaurant

515 Molalla Ave

503-655-5562

0.41 Mi

Los Tachitos

503 Molalla Ave

503-723-7881

0.41 Mi

Mitzil Mexican Bakery & Deli

212 Molalla Ave

503-655-7197

0.46 Mi

New China Restaurant

904 Molalla Ave

503-655-0077

0.53 Mi

Dairy Queen

613 Jq Adams St

503-656-7504

0.55 Mi

Golf Courses Name

Address

Telephone

Distance

Children's Course, The

19825 River Rd

503-722-1530

1.98 Mi

Oregon City Golf Club

20124 S Beavercreek Rd

503-656-2846

3.29 Mi

Oregon Golf Club, The

25700 SW Petes Mountain Rd

503-650-6900

3.59 Mi

Stone Creek Golf Club

14603 S Stoneridge Dr

503-518-4653

3.83 Mi

Sandelie Golf

28333 SW Mountain Rd

503-655-1461

4.88 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

La Espiga

812 Molalla Ave

503-723-5141

0.44 Mi

W-B-Food Mart

222 Molalla Ave

503-656-5488

0.45 Mi

Grocery Outlet

878 Molalla Ave

503-655-7975

0.49 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Grocers and Supermarkets Name

Address

Telephone

Distance

Green Grocer Plaid Pantry Markets - Store

891 Molalla Ave

503-657-5977

0.50 Mi

124 Molalla Ave

503-657-4720

0.52 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

The Girls Club Shapin' Up

605 High St

503-650-5001

0.75 Mi

358 Warner Milne Rd

503-650-6477

0.90 Mi

Fitness Professional the

412 Beavercreek Rd, #604

503-657-3814

1.07 Mi

Curves

1414 Washington St, #2

503-650-6332

1.10 Mi

Serp

1656 Beavercreek Rd

503-657-5585

1.28 Mi

Hospitals Name

Address

Eastmoreland Hospital

2900 SE Steele St

Hospitals - Acute Care Name

Address

Providence Willamette Falls M Kaiser Sunnyside Medical Cent

Telephone

Distance

503-234-0411

9.71 Mi

Telephone

Distance

1500 Division St

503-657-6915

1.09 Mi

10180 SE Sunnyside Rd

503-813-2000

6.41 Mi

Legacy Meridian Park Medical

19300 SW 65th Ave

503-692-1212

7.18 Mi

Providence Milwaukie Hospital

10150 SE 32nd Ave

503-513-8336

7.34 Mi

Nursing Homes Name

Address

Telephone

Distance

Oregon City Health Care Cente

148 Hood St

503-656-4035

0.51 Mi

Avamere Rehabilitation Of Ore

1400 Division St

503-656-0367

1.05 Mi

Marquis Care At Oregon City

1680 Molalla Ave

503-655-2588

1.21 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Nursing Homes Name

Address

Telephone

Distance

Avamere Rehabilitation Of Cla Rose Linn Care Center

220 E Hereford St

503-656-0393

2.66 Mi

2330 Debok Rd

503-655-0474

2.80 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Pitcairn, Jennifer DC - Compl Smith, Maurice W DC - Oregon

105 Warner Milne Rd

503-557-9266

0.66 Mi

357 Warner Milne Rd

503-655-6780

0.86 Mi

Saalfeld, Gary D DC - Gladsto

295 Portland Ave

503-657-3038

2.34 Mi

Reid, Dwight DC - Bridgetown

13568 SE 97th Ave, #100

503-490-5647

5.87 Mi

Hickel, Michael W DC - Power

8305 SE Monterey Ave, #104

503-786-7786

6.53 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Guthrie, Bryan R Dds

802 Molalla Ave

503-656-2139

0.39 Mi

Johnson, Brett L Dds

601 Monroe St

503-656-1522

0.57 Mi

Brian Weston Humble

1001 Molalla Ave #110

503-650-6116

0.60 Mi

Center Street Dental Clinic

419 Center St

503-656-8287

0.63 Mi

Elliott, William S Dds

1017 Molalla Ave-1

503-657-7770

0.70 Mi

Offices and Clinics of Medical Doctors Name Address

Telephone

Distance

Albertina Kerr

501 Pleasant Ave

503-557-8178

0.34 Mi

Kami's Adult Care Home

Po Box 69

503-723-9941

0.38 Mi

Antolik, John J MD - Antolik

728 Molalla Ave

503-557-1233

0.39 Mi

Guthrie, Bryan R DDS - Bryan

802 Molalla Ave

503-656-2139

0.39 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Offices and Clinics of Medical Doctors Name

Address

Telephone

Distance

Egger, Michael A OD - Vision

1103 Linn Ave

503-655-2522

0.42 Mi

Pharmacies Name

Address

Telephone

Distance

Barichello Family Dentistry P

602 Monroe St

503-656-8250

0.57 Mi

Back In The Game Llc

511 Roosevelt St

503-351-8427

0.58 Mi

Fred Meyer Pharmacy

8 Molalla Ave

503-657-1483

0.58 Mi

Edward A Gibb Dmd Pc

802 7th St

503-655-0613

0.63 Mi

Advantage Optical

502 Main St

503-650-1839

0.77 Mi

Places of Religion Name

Address

Telephone

Distance

Baker S Oliver

600 Barclay Hills Dr

503-656-1130

0.53 Mi

St John the Apostle Catholic

417 Washington St

N/A

0.58 Mi

Atkinson Memorial Church

710 6th St

503-656-7296

0.62 Mi

Zion Lutheran Church

720 Jefferson St

Christian Churches-churches O

1010 9th St

Retirement Communities Name

Address

Parkside Cottage Olson Institutional

N/A

0.67 Mi

503-656-5585

0.73 Mi

Telephone

Distance

301 Molalla Ave

503-829-8000

0.44 Mi

920 7th St

503-656-0013

0.61 Mi

McLoughlin Place Senior Livin

1153 Molalla Avenue Ofc

503-655-3337

0.79 Mi

Gilman Park Assisted Living

2205 Gilman Drive Ofc

503-675-5700

0.79 Mi

Oregon City Retirement Center

515 10th St

503-656-0855

0.91 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

173 HARDING BLVD OREGON CITY OR 97045 00849407 CLACKAMAS COUNTY OR

Retirement Communities Name

Address

Telephone

Distance

Veterinary - Emergency Services Name

Address

Telephone

Distance

VCA West Linn Animal Hospital

19343 Willamette Dr

503-465-4727

3.17 Mi

VCA Clackamas Animal Hospital

16317 SE 82nd Dr

503-342-8889

4.43 Mi

Full Circle Veterinary Care

433 3rd St

503-451-0968

5.94 Mi

East Hills Animal Clinic

12022 SE Sunnyside Rd

503-698-8374

6.60 Mi

Cat Care Professionals, LLC

17888 Lower Boones Ferry Rd

503-968-6000

7.57 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

Berry Hill Veterinary Center

418 Beavercreek Road

503-650-1667

1.09 Mi

Clackamas County Veterinary C

2092 8th Avenue

503-656-3222

2.30 Mi

Chattigre Lauren Dvm

22320 Salamo Rd

503-655-1722

2.52 Mi

Gladstone Veterinary Clinic

18420 SE McLoughlin Blvd

503-852-1929

3.03 Mi

Ten Broeke Tanya Dvm

18420 Southeast McLoughlin Bou

503-653-6621

3.05 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks at no cost to you! WFG National Title has partnered with Updater to provide a better moving experience. This concierge service has been paid for and reserved especially for your client. All you need to do now is log onto your Dashboard.

Updater is the trusted way to:  Forward your mail  Update your accounts  Connect utilities  Hook up home services  Search move-in special offers  Share moving announcements with digital announcements to friends & family

To activate your dashboard; log onto www.WFGupdaterOR.com

OREGON CITY UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com TRI-MET (503) 238-7433 www.trimet.org Northwest Natural Gas (800) 422-4012 www.nwnatural.com Portland General Electric (503) 228-6322 www.portlandgeneral.com Clackamas County Sewer District (503) 742-4567 www.clackamas.us Clackamas River Water District (503) 722-9220 www.crwater.com Oregon City Garbage Co. (503) 656-8403 www.oregoncitygarbageco.com Oregon City School District (503) 785-8000 www.ocsd62.org

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of youâ&#x20AC;Ś we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

Notification is sent to both Buyer and Seller.

Notification is sent once all title curative items are received and ready for closing.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

Notification is sent 10 days after Title Report is completed.

Notification is sent when EM is received

by Escrow.

Notification is sent to Buyers every 90 days.

KEEP

Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

GET 5 STARS

Notification sent one day after transaction is marked recorded.

TRANSACTION CLOSES

SIGNING SCHEDULED

Notification (video, when applicable) is sent five days after Title Cleared Notification.

NEARING YOUR SIGNING

TITLE CLEARED

Notification is sent in conjunction with Title Cleared notification.

MIDPOINT FEEDBACK

Notification is sent after Title Report is completed.

MyHome® notifications start triggering to the Client once the order has been opened.

UPDATER INVITATION

EARNEST MONEY

TITLE REPORT DELIVERED

TRANSACTION STARTED

CONSUMER EXPERIENCE TIMELINE

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions.

However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.