

HOME & COMMUNITY
16501 NE 187TH CT BRUSH PRAIRIE, WA 98606

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.


P R O P E R T Y D E T A I L S
PROPERTY ADDRESS
16501 NE 187TH CT
BRUSH PRAIRIE, WA 98606
OWNER INFORMATION
OWNER NAME: Brown, Timothy
VESTING:
MAILING ADDRESS: 16501 NE 187th Ct Brush Prairie WA 98606
OWNER STATUS: Owner occupied
LOCATION DESCRIPTION
COUNTY: Clark
CENSUS / BLOCK: 040505 / 3001
TSP - RNG - SEC: 03N - 03E - 18

LOT / BLOCK: /
HOUSING TRACT:
ALT PARCEL #:
SCHOOL DISTRICT: Hockinson School District
MUNICIPALITY: Brush Prairie
PARCEL #: 204258000
LAST MARKET SALE PRIOR SALE
DATE: DATE:
SALE PRICE:
DOCUMENT #:
SALE PRICE:
DOCUMENT #:
DOC TYPE: DOC TYPE:
SQUARE FOOT $: LENDER:
LENDER: LOAN:
LOAN: LOAN TYPE:
LOAN TYPE:
LOAN TERM:
P R O P E R T Y D E T A I L S
PROPERTY CHARACTERISTICS
GROSS AREA: 2,276
LIVING AREA:
ABOVE GRADE:
BEDROOMS: 3
BATHROOMS (F/H): 1 / 1
FIREPLACE: 1
YEAR BUILT: 1990
PARKING TYPE: Built-In
UNITS: 1
BASEMENT:
GARAGE AREA: 484
ROOF SHAPE:
FOUNDATION:
ROOF MATERIAL: CMP
CONSTRUCTIONS:
HEAT TYPE: FA
COOLING TYPE:
EXTERIOR WALL:
ROOMS:
QUALITY:
INTERIOR WALL:
PORCH TYPE:
PATIO TYPE:
AIR COND:
FIXTURES:
FLOOR:
EQUIPMENT:
STORIES: 2
POOL:
CONDITION: Average
PROPERTY INFORMATION
LAND USE: Household, Single Family Unit
ZONING: Rural Center Residential-2.5 Ac
COUNTY USE:
LOT ACRES: 4
STATE USE:
LOT SQ FT: 174,240

LEN / WID:
TAXES AND ASSESSMENT INFORMATION
ASSD YEAR: 2022
ASSD VALUE: $677,006
TAXABLE VAL:
TAX YEAR: 2023
LAND VALUE: $343,949
MKT VALUE: $677,006
TAX AREA: 098001
IMP VALUE: $333,057
EXEMPTIONS:
PROPERTY TAX: $6,004.85
IMPROVED %: 49
DISTRICT:
A R E A H I S T O R Y

D E M O G R A P H I C S






A E R I A L M A P


CITY BOUNDARY MAP



S C H O O L S
Hockinson School District
ELEMENTARY SCHOOLS
MIDDLE SCHOOLS
HIGH SCHOOLS
NAME: Hockinson High School CHARTER SCHOOL: No ADDRESS: 16819 Ne 159 St
SCHOOL: No CITY, STATE, ZIP: Brush Prairie, WA 98606
1 02 mile(s) GRADES: 9th Grade - 12th Grade
NAME: Daybreak Youth Services
ADDRESS: 11104 Ne 149Th St
CITY, STATE, ZIP: Brush Prairie, WA 98606

(360)885-5300
6th Grade - 12th Grade
SCHOOL: No
SCHOOL: No
DESCRIPTION:
3.39 mile(s)








C O M M U N I T Y














L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S
Bowling Alley
L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S
L O C A L B U S I N E S S E S

UPDATER
is totally optional!
Use Updater to:
Forward USPS mail
Reserve a mover online
Update your accounts
Connect utilities
Hook up home services

Search move-in special offers
Share moving announcements with friends & family
For more information on Updater, visit; https://wfgwashington.updater.com/sign-up
BRUSH PRAIRIE UTILITIES

Emergency Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org
United States Postal Service (800) 275-8777 www.usps.com
Xfinity (800) 266-2278 www.xfinity.com
Ziply Fiber (866) 699-4759 www.ziplyfiber.com
Verizon (800) 483-4100 www.verizon.com
AT&T (800) 288-2020 www.att.com
CenturyLink (866) 963-6665 www.centurylinkcom
Dish Network (800) 318-0572 www.dish.com
DIRECT TV (800) 531-5000 www.directtv.com
The Reflector (360) 687-5151 www.thereflector.com
The Columbian (360) 694-2312 www.oregonlive.com
TRI-MET (503) 238-7433 www.trimet.org
C-Tran Transit (360) 695-8918 www.c-tran.com
Northwest Natural Gas (800) 422-4012 www.nwnatural.com
Clark Public Utilities (360) 992-3000 www.clarkpublicutilities.com
Clark Regional Wastewater District (360) 750-5876 www.crwwd.com
Waste Connections (360) 892-5370 www.wcnorthwest.com
Hockinson School District (360) 448-6400 www.hocksd.org
CHANGE OF ADDRESS
USPS
Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet. https://moversguide.usps.com

Benefits you will receive when you change your address online are:
Exclusive mover savings coupons
Safe and secure with identity verification by a simple $1.00 charge to your credit or debit card
Email confirmation at the end of registration of your change of address
*Must have valid email address and credit card to register online.
AUTO REGISTRATION AND DRIVER LICENSING
Below is the website if you would like to change your address online or you can visit your local department of licensing.
Department of Licensing
Clark County Auto License Department 1408 Franklin Street (564) 397-2288
BATTLEGROUND
301WMainStreet#101 (360)687-5115
CAMAS 3316NE3rdAvenue (360)835-2977
ORCHARDS
11110NEFourthPlainBlvd (360)254-6226
RIDGEFIELD JUNCTION AUTO LICENSE
2South56thPlace Suite103 (360)887-2345
CASCADE PARK AUTO LICENSE SERVICES
1301NE136thAvenue (360)892-1877
HEIGHTS AUTO LICENSE 221NE104thAvenue Suite104 (360)695-2122
HAZEL DELL AUTO LICENSE 7904NE6thAvenue SuiteB (360)574-0086
HWY 99 AUTO LICENSE
TrueValueHardware 13009NEHighway99 (360)573-6226
EASTSIDE AUTO LICENSE 2011SE192ndAvenue Suite103 (360)833-1717
VOTERS REGISTRTION
TO REGISTER TO VOTE, YOU MUST BE:
A citizen of the USA
A Legal Resident of Washington State at least 18 years of age on or before the next election
In the State of Washington, you do not have to register by political party or declare a political party membership to vote in the state’s regular primaries or general election
HOW TO REGISTER
Washington citizens have access to several convenient methods of signing up to vote, including registration by mail and Motor Voter registration.

Mail-in registration forms are available from your county auditor or county elections department as well as other government offices, public libraries, and schools.
Motor Voter registration is offered when you renew or apply for your driver’s license. In most instances, it takes less than a minute.
REGISTRATION DEADLINE
You may register to vote at any time, but you must be registered at least 30 days before an election, if you want to vote on election day
You may also register between 15 and 30 days before an election, but you must do so at a location designated by the county elections office, and you will be required to vote by absentee ballot
CHANGE OF ADDRESS
If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration.
Voter Information Hotline: (800) 448-4881 TTY (800) 422-8683
Clark County Voter Registration: (360) 397-2345
MOVING CHECKLIST

UTILITIES
Electric NWNaturalGas
WaterDistrict
SewerDistrict
GarbageProvider
Cable/Satellite
Fuel(Propane)
PhoneServices
Internet
FINANCIAL
BanksandCreditUnions
CreditCardCompanies (includingdepartmentstorecreditcards)
Lenders (Mortgage,HomeEquity,Auto,StudentLoans)
InsuranceCompanies (Health,Renters,Auto,Home,Medical,Dental,Disability,Life)
Retirement (Pensionplans,401K,SocialSecurity,VeteransAffairs)
Investments(InvestmentAgenciesandBrokers)
OnlineBillPayer
Paypal
GOVERNMENT
USPostOffice DepartmentofMotorVehicles
(Obtainyourdriver’slicenseandchangevehicleregistration)
IRS
PassportOffice
VeteranAffairs UnemploymentOffice (Ifyouarecurrentlyreceivingunemploymentbenefits)
HEALTH
Physician Pharmacies
SERVICE PROVIDER
Childcare
Housecleaning Services
Delivery Services
Lawn Care Services
Veterinarian Pool Service
MEMBERSHIPS
Health Clubs
Membership Clubs(AAA or similar)
Community Groups (PTA, Neighborhood Associations, Civic Clubs)
Children’s Extracurricular Activities(Dance Classes, Music Lesson, Sports Clubs)
SUBSCRIPTIONS
Newspapers
Magazine(USPS will only forward 2 months)
Movie Subscriptions
Book or Music Clubs
OTHER
Friends and Family
Employers(typically notify the HR Department)
8 WEEK BEFORE YOU MOVE
InventorySheets:Createaninventorysheetofallyour belongingswhichneedtobemoved
ResearchMovingOptions:You’llneedtodecideifyoursisa do-it-yourselfmoveorifyou’llbeusingamovingcompany
MOVING CHECKLIST 8
RequestMovingQuote:Solicitmovingquotesfromasmany movingcompaniesandmoversaspossible Therecanbea largedifferencebetweenratesandserviceswithinmoving companies
DiscardUnnecessaryItems:Movingisagreattimefor riddingyourselfofunnecessaryitems Haveayardsaleor donateunnecessaryitemstocharity
PackingMaterial:Gathermovingboxesandpacking materialforyourmove
ContactInsuranceCompanies:You’llneedtocontactyour insuranceagenttocancel/transferyourinsurancepolicy
1 WEEK BEFORE YOU MOVE
YourChangeofAddress:Changeyouraddresswiththe USPS,DMV,FinancialInstitutions,Utilities,Government Offices,HealthCareServiceProviders,Memberships, SubscriptionsandInsuranceProvisions
BankAccounts:Transferorclosebankaccountsifchanging banks Makesuretohaveamoneyorderforpayingthe movingcompany ServiceAutomobiles:Ifautomobilesaretobedrivenlong distance,you’llwanttohavethemservicedsoyouhavea trouble-freedrive
CancelServices:Notifyanyremainingserviceproviders (newspapers,lawnservices,etc)ofyourmove
TravelItems:Setasideallitemsyou’llneedwhiletraveling
Makesurethesearenotpackedonthemovingtruck
ContactUtilityCompanies:Setutilityturnoffdate,seek refundsanddepositsandnotifythemofyournewaddress
4 WEEK BEFORE YOU MOVE
StartPacking:Beginpackingallthingsdestinedforyournew location

ObtainYourMedicalRecords:Contactyourdoctor,physician, dentistandothermedicalspecialistswhomaycurrentlybe retaininganyofyourfamily’smedicalrecords Obtainthese recordsormakeplansforthemtobedeliveredtoyournew medicalfacilitiesifchanging Securityiscriticalofpersonal records
NoteFoodInventoryLevels:Checkyourcupboards, refrigeratorandfreezer Useupasmuchofyourperishable foodaspossible
SmallEngines:Servicesmallenginesforyourmoveby extractinggasandoilfromthemachines Thiswillreduce thatchancetocatchfireduringyourmove
ProtectJewelryandValuables:Transferyourjewelryand valuablestoasafetydepositbox;youdon’twantthemtobe lostorstolenduringyourmove
BorrowedandRentedItems:Returnitemsthatyoumay haveborrowedorrented Collectitemsborrowedtoothers
MOVING DAY
PlanYourItinerary:Makeplanstospendtheentiredayat thehouseoratleastuntilthemoversareontheirway
Someonewillneedtobearoundtomakedecisions Make plansforkidsandpetstobeatasittersfortheday
ReviewtheHouse:Oncethehouseisempty,checkthe entirehouse(closets,attic,basement,etc)toensureno itemsareleftornohomeissuesexist
DoubleCheckWithYourMover:Ensurethemoverhasthe newpropertyaddressandallofyourmostrecentcontact information,shouldtheyhaveanyquestionsduringyour move
VacateYourHome:Makesureutilitiesareoff,doorsand windowsarelockedandnotifyyourrealestateagentyou’ve vacatedtheproperty
QuestionsToAsk:Whereisthegaragedooropener?Where arethekeystothehouse,mailboxandotherlockablearea? Didyouretrieveallkeysfromneighborsandfriends?
THE HOME DEPOT
(800) 466-3337
www homedepot com
E Vancouver (360) 254-6289
330 SE 192nd Avenue
Vancouver, WA 98683
Vancouver
(360) 253-3993
8601 NE Andresen Rd
Vancouver, WA 98665
Jantzen Beach
(503) 289-9200
1728 N Tomahawk Island Dr
Portland 97217
NE Portland
(503) 252-0188
11633 NE Glen Widing Dr
Portland 97220
LOWES
(800) 466-3337
www lowes com
E Vancouver
(360) 260-2120
18801 SE Mill Plain Blvd
Vancouver, WA 98662
Lacamas Lake
(360) 514-9660
11413 NE 76th St
Vancouver, WA 98683
Portland -Delta Park
(503) 737-3000
1160 N Hayden Meadows Dr
Portland 97217
MOVING RESOURCES

DONATION FACILITIES
Goodwill (800) 741-0186
locator.goodwill.org
The Salvation Army (800) 958-7825
wwwsalvationarmyusaorg
MOVING TRUCK RENTALS
Budget (800) 462-8343
www.budgettruck.com
Penske
(888) 996-5415
wwwpensketruckrentalcom
Ryder (800) 297-9337
wwwrydercom
U-Haul
(800) 468-4285
wwwuhaulcom
STORAGE COMPANIES
NW Self Storage wwwnwselfstorage
Public Storage
(800) 906-0879
wwwpublicstoragecom
Pods (888) 309-8967
www.pods.com
TRANSFER STATIONS
Garbage/Recycling
Central Transfer & Recycling
(360) 256-8482
columbiaresourcecompanycom
11034 NE 117th Avenue
Vancouver, WA 98686
Washougal Transfer Station
(360) 835-2500
columbiaresourcecompanycom
4020 S Grant Street
Washougal, WA 98671
West Vancouver
(360) 737-1727
columbiaresourcecompanycom
6601 NW Old Lower River Rd
Vancouver, WA 98660
AIRPORT
Portland International Airport (877) 793-4690
www.flypdx.com
AUTO & DRIVER REGISTRATION
Department of Licensing (564) 397-2288 www.dol.wa.gov
BUS SERVICE
C-Tran (360) 695-0123 www.c-tran.com
Blue Star (360) 573-9412 www.bluestarbus.com
Greyhound (800) 231-2222 www.greyhound.com
Tri-Met (503) 238-7433 www.tri-met.org
CABLE / SATELLITE & INTERNET
CenturyLink (855) 380-4150 www.centurylink.com
Dish (844)754-6269 www.dish.com
Directv (877)699-7824 www.diretv.com
XFINITY (Comcast) (800)934-6489 www.comcast.com
RESOURCE GUIDE

CHAMBER OF COMMERCE
Battle Ground (360)687-1510
Camas/Washougal (360)834-2472
La Center (360)263-4636
Vancouver (360)694-2588
CITY CONTACT FOR ALL EMERGENCIES DIAL 911
Clark County Sheriff (360)397-2211
Washington State Patrol (360)449-7999
Battle Ground Police (360) 342-5100
Fire (360) 687-6968
City Hall (360) 342-5000
Camas Police (360) 834-4151
Fire (360) 834-2262
City Hall (360) 834-6864
La Center Police (360) 263-2745
Fire (360) 263-5500
City Hall (360) 263-2782
Ridgefield Police (360) 887-3556
Fire (360) 887-4609
City Hall (360) 887-3557
Vancouver Police (360) 487-7355
Fire (360) 487-7305
City Hall (360) 696-8121
CITY CONTACT CONTINUED
Yacolt
Police Clark Co. Sherriff
Fire (360) 686-3271
City Hall (360) 686-3922
Washougal Police (360) 835-8701
Fire (360) 835-2662
City Hall (360) 835-8501
Woodland Police (360) 225-8981
Fire (360) 225-7462
City Hall (360) 225-8281
COUNTY CONTACT
Clark (360) 397-2000
www.clark.wa.gov
Cowlitz (360)577-3010
www.co.cowlitz.wa.us
EDUCATION
Education Service District (360)750-7500
www.esd112.org
Battle Ground School District (360)885-5300
www.battlegroundps.org
Camas School District (360)833-5400
www.camas.wednet.edu
Evergreen School District (360)604-4000
www.evergreenps.org
Green Mountain School District (360)225-7366
www.greenmountainschool.us
EDUCATION CONTINUED
Hockinson School District (360) 448-6400
www.hocksd.org
La Center School District (360) 263-2131
wwwlacenterschoolsorg
Mt Pleasant School District (360) 835-3371
wwwmtpleasantschoolorg
Ridgefield School District (360) 619-1300
wwwridgek12waus
Vancouver School District (360) 313-1000
wwwvansdorg
Washougal School District (360) 954-3000
wwwwashougalk12orus
Woodland School District (360) 841-2700
www.woodlandschools.org
COLLEGES / UNIVERSITIES
Clark College (360) 699-6398
wwwclarkedu
Washington State University (360) 546-9788
www.vancouver.wsu.edu
HOSPITALS
Legacy Health Salmon Creek (360) 487-1000
wwwlegacyhealthorg
PeaceHealth (360) 514-2000
www.peacehealth.org
RESOURCE GUIDE
HOSPITALS CONTINUED
PORTLAND AREA
Adventist Medical
(503) 257-2500
wwwadventisthealthnwcom
Doernbecher Children’s Hospital
(503) 494-8311
wwwohsuedu
Legacy Health (503) 335-3500
www.legacyhealth.org
Kaiser Permanente (503) 813-2000
www.kaiserpermanente.org
OHSU (503) 494-8311
wwwohsuedu
Providence Portland (503) 574-6595
wwwprovidenceorg
Shriner’s Hospital (503) 241-5090
wwwshrinershqorg
Tuality
(503) 681-1111
wwwtualityorg
NEWSPAPERS
Camas-Washougal Post-Record (360) 834-2141
wwwcamaspostrecordcom
The Columbian (360) 694-3391
wwwcolumbiancom
The Reflector (360) 687-5151
www.thereflector.com
RECREATION
Bravo! (360) 906-0441
www.bravoconcerts.com
Cedar Creek Grist Mill (360) 225-5832
wwwcedarcreekgristmillorg
Chelatchie Prairie Railroad (360) 686-3559
wwwticketsbycxorg
Cinetopia (503) 597-6900
wwwcinetopiacom
Clark County Historical Museum (360) 882-0936
wwwcolumbiaspringsorg
Columbia Springs (360) 993-5679
wwwcchmuseumorg
Convention Center (503) 235-7575
www.oregoncc.org

Expo Center (503) 736-5200
wwwexpocenterorg
Fort Vancouver National Historic Site (360) 816-6230
wwwnpsgov
Hulda Klager Lilac Gardens
wwwlilacgardenscom
Mt Hood Ski Bowl (503) 272-3206
wwwskibowlcom
Mountain View Ice Arena (360) 896-8700
www.mtviewice.com
RECREATION CONTINUED
NatureScaping Wildlife Botanical Gardens (360) 737-1160
wwwnaturescapingorg
North Clark Historical Museum (360) 247-5800
www.amboywa.com
Officers Row (360) 992-1800
www.cityofvancouver.us
OMSI (503) 797-4000
wwwomsiedu
Oregon Zoo (503) 266-1561
wwworegonzoocom
Pearson Air Museum (360) 816-6232
wwwnpsgov
Pomeroy Farm (360) 686-3537
wwwpomeroyfarmorg
Ridgefield National Wildlife Refuge (360) 887-4106
wwwfwsgov
Regal Cinemas (800) FANDANGO
www.regalcinemas.com
Sunlight Supply Amphitheater (360) 816-7000
sunlightsupplyampitheatercom
Two Rivers Heritage Museum (360) 835-8742
www2rhmcom
Vancouver Landing
W of 100 Columbia Street
RESOURCE GUIDE
RECREATION CONTINUED
Vancouver Symphony (360) 735-7278
www.vancouversymphony.org
Water Resources Education Center (360) 487-71111
www.cityofvancouver.us
SHOPPING
Cascade Station (503) 643-8389
wwwshopcascadestationcom
Columbia Crossing
(360) 737-6300
www.columbiatechcenter.com
Jantzen Beach Center
(503) 336-9202
www.jantzenbeachpdx.com
Vancouver Mall (360) 256-8122
wwwshopvancouvermallcom
TRANSFER STATIONS
Central Transfer & Recycling (360) 256-8482
columbiaresourcecompany.com
11034 NE 117th Avenue
Vancouver, WA 98686
Washougal Transfer Station (360) 835-2500
columbiaresourcecompanycom
4020 S Grant Street
Washougal, WA 98671
West Vancouver (360) 737-1727
columbiaresourcecompanycom

6601 NW Old Lower River Rd
Vancouver, WA 98660
UTILITIES
Battle Ground
Water/Sewer (360) 342-5000
Garbage (360) 892-5370
Camas
Water/Sewer (360) 817-1567
Garbage (360) 834-2462
Recycling (360) 892-5370
Ridgefield
Water/Sewer (360) 887-8251
Garbage (360) 592-5370
Washougal
Water/Sewer (360) 835-8501
Garbage (360) 892-5370
Clark Public Utilities
(360) 992-3000
wwwclarkpublicutilitiescom
Clark County Septic
(360) 397-8428
wwwclarkwagov
Clark Regional Wastewater (360) 750-5876
wwwcrwwdcom
NW Natural (800) 422-4012
www.nwnatural.com
Waste Connections (360) 892-5370
wwwwcnorthwestcom
USPS (800) 275-8777
wwwuspscom
VOTER REGISTRATION
Clark County
(360) 397-2345

CYBER SECURITY
g p , g being sent to an outside account and never credited to the intended party
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
Outgoing Wire from WFG to seller or borrower for proceeds
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds due you sent to you at the close of escrow If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.
Incoming Wires from the buyer and/or lender to WFG bank account
For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience
http://nationalwfgnationaltitlecom/2016/04/05/obsess-cyber-security/
OWNERS TITLE INSURANCE
claims or restrictions on the buyers property, other than the mortgage the buyer agrees to pay.
If the preliminary title search uncovers potential problems, a buyer can require that those problems are satisfactorily dealt with before closing on the home.
In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such as forged documents, undisclosed or missing heirs of a previous owner, fraud, will dispute, and unrecorded claims of many types.
Without the owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer
Owner’s title insurance is one of the most affordable insurance policies a person can ever buy Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.
So, if someone tells the buyer that the owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires a lender’s title insurance, but that insurance does not protect the buyer.
In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

Why it's important
WHAT IS ESCROW?
Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.
TYPICAL ROLES IN THE CLOSING PROCESS
The Seller/Agent
Delivers a fully executed Purchase Sale Agreement to the escrow agent. Executes the paperwork necessary to close the transaction
The Buyer/Agent
Deposits collected funds required to close (in with the escrow agent
Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
Executes the paperwork and loan documents necessary to close the transaction

The Lender
Deposits loan documents to be executed by the buyer
Deposits the loan proceeds
Directs the escrow agent of the conditions under which the loan funds may be used
The Escrow Agent
Clears Title Obtains title insurance
Obtains payoffs and release documents for underlying loans on the property
Receives funds from the buyer and/or lender. Prepares vesting document affidavit on seller’s behalf
Prorates insurance, taxes, rents, etc
Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction
Forwards deed to the county for recording
Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
In Summary
Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer
The escrow agent is a neutral third party acting on behalf of the buyer and seller.
WHAT IS TITLE?
About Title Insurance
Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy Usually, during a purchase transaction, the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy)
In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy
Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser of the purchase price.
How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property Said defects/claims are either eliminated prior to the issuance of a title policy
or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property
What’s involved in a title search? A title search is actually made up of three separate searches:
Chain of Title – History of the ownership of the subject property
Tax Search – The tax search reveals the status of the taxes and assessments
Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names
Once the three searches have been completed, the file is reviewed by an examiner who determines:
Whether or not the Chain of Title shows that the party selling the property has the right to do so
The status of taxes for the subject property The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due
Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.
Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance
In Summary
After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination
WHO PAYS WHAT IN WASHINGTON
SELLER PAYS
Real estate commission
Owner’s title insurance premium
Escrow fee, one half (1)
Real estate excise tax (1.78%2 based on sales price)
Loan costs required under the FHA/VA provisions of the contract (4)
Payoff of all loans in Seller’s name (or existing loan balance if being assumed by Buyer)
Statement fees, reconveyance fees (including associated recording charges), and any loan prepayment penalties
Work orders, such as termite inspection or home repairs (1)
Home warranty (1)
Encumbrances (such as judgements and tax liens) against the seller
Tax pro-ration (for any unpaid taxes up to the time of transfer of title)
Delinquent taxes
Unpaid homeowner’s dues
Assessments or bonds (1)
Notary fees (if applicable)
Courier fees (if applicable)
1SubjecttoPurchaseandSale
BUYER PAYS
Lender’s title insurance premium (if applicable)
Escrow fee, one half (1)
Recording charges for all documents in the buyer’s name
Inspection Fees (1)
Tax pro-ration (for any taxes from time of transfer of title to end of the tax payment period)
All new loan charges (except for those required by lender for seller to pay)
Hazard insurance premium for first year
Interest on a new loan from date o funding to 30 days prior to first payment
Document preparation (if applicable)
Home warranty1
Notary fees (if applicable)
Courier fees (if applicable)
2StateExciseTaxis128%plus050%forCountyTax(Mayvarybycounty,consultwithyourEscrowOfficer)

3FinancingAddendumtoPSA-$300maximumforanyfeesthatlendercanchargetoBuyer
4Upto$300FHA/USDA/VAloansandbuyer’sshareoftheescrowfeeforaVAloan
Thisflyerisnotintendedtobeanall-inclusivelistoffeesand chargesoneverytransaction,butratheraguidetothemajor costsofbuyingorsellingrealproperty WFGwouldbehappyto reviewandexplainyourclosingcostpriortofinalizingthe transactions
PARTIES DIVISION
TITLE VESTING
Common ways to hold title to real property
JOINT TENANCY TENANCY IN COMMON COMMUNITY PROPERTY PARTNERSHIP
Any number of persons Any number of persons
Married persons and domestic partners Related or unrelated parties
Ownership interests must be equal
TITLE PURCHASER CONVEYANCE
There is only one title to the whole property
Purchaser will become a tenant in common with the other owners of the property
All owners must agree on use and disposition of property
DEATH
SUCCESSOR'S STATUS
Property passes to survivors without going through probate
Last survivor owns property
Ownership can be divided into any number of interests, equal or unequal
Each co-owner has a separate title to his or her undivided interest
Purchaser will become a tenant in common with the other owners of the property
Individual co-owners do not need the consent of the other to use or dispose
Individual's interest passes to designated heirs through probate
Devisees or heirs become tenants in common
Husband and wife’s or domestic partner’s interest must be equal
There is only one title to the whole property
Purchaser cannot acquire one owner’s interest and hold as community property

Husband and wife or domestic partners must agree to use and disposition of property
On spouse’s/ domestic partner’s death, surviving spouse/ domestic partner
Surviving spouse or domestic partner owns property
Ownership interest is in relation to interest in the partnership
Each co-owner’s interest is owned in partnership for partnership purposes
Purchaser can only acquire the whole title unless he or she becomes a partner
Partnership sets parameters for use and disposition of the property
Partnership interest passes to designated heirs who would become partners
Devisees or heirs have no rights in specific partnership property
WFG OFFICE LOCATIONS

ADMINISTRATIVE 12909 SW 68th Pkwy Ste. 350 Portland, OR 97223 503-431-8500
CLACKAMAS 9200 SE Sunnybrook Blvd Ste. 350 Clackamas, OR 97015 503-353-9975
LAKE OSWEGO 5885 Meadows Rd. Ste 150 Lake Oswego, OR 97035 503-624-4900
LLOYD/COMMERCIAL 700 NE Multnomah St. Ste 190 Portland, OR 97232 503-230-8488
NW PORTLAND 25 NW 23rd Pl Ste. 1 Portland, OR 97210 503-219-9088

GRESHAM 1304 NW Civic Drive Gresham, OR 97030 503-512-4910
SUNSET 2430 NW 206th Ave. Ste 125 Beaverton, OR 97006 503-533-9510
BETHANY 1500 NW Bethany Blvd. Ste 155 Beaverton, OR 97006 503-850-3990
9 10 11
DOWNTOWN VANCOUVER 101 E 6th St Ste 125 Vancouver, WA 98660 360-314-0300
SALMON CREEK 2105 NE 129th St Ste. 107 Vancouver, WA 98686 360-314-1818
VANCOUVER MALL 5101 NE 82nd Ave. Ste 102 Vancouver, WA 98662 360-891-5454
EAST VANCOUVER 2004 SE 192nd Ave. Ste 100 Vancouver, WA 98683 360-356-9990
Exhibit A
Altos Market Report
WFG's My Home Talking House Tent Cards
CC&R's (if applicable)
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.





This week the median list price for Brush Prairie, WA 98606 is $927,999 with the market action index hovering around 39. This is about the same as last month's market action index of 39 Inventory has increased to 27
Market Action Index
This answers “How’s the Market?” by comparing rate of sales versus inventory
Brush Prairie, WA 98606
Real-Time Market Profile
Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.
Market Segments
Each segment below represents approximately 25% of the market ordered by price
Median List Price
Again this week we see prices in this zip code remain roughly at the level they’ve been for several weeks. Since we’re significantly below the top of the market, look for a persistent up-shift in the Market Action Index before we see prices move from these levels.
Segments
In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels.
Price Per Square Foot
The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels.
Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.
Market Action Index
Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.
Market Action Segments
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
Median Days on Market (DOM)
The properties have been on the market for an average of 103 days. Half of the listings have come newly on the market in the past 52 or so days. Watch the 90-day DOM trend for signals of a changing market.
Segments
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
SIMPLIFYING YOUR JOURNEY TO A SUCCESSFUL CLOSING
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• Instant access to essential file details
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TRANSACTION
STARTED

CONSUMER EXPERIENCE TIMELINE
Notification is sent after Title Report is completed.
Notification is sent after Title Report is completed.
Notification is sent five days after Title is cleared.
Notification sent one day after transaction is marked recorded.
Notification is sent when earnest money is received by Escrow.
Notification is sent 15 days after Title Report is completed.
Notification is sent once all title curative items are received and ready for closing.
Notification is sent to both Buyer and Seller.
myhome.wfgtitle.com
REV. 2.16.2022
Our search found no CC&R’s of record for this property.
However, no examination of title has been made and WFG National Title assumes no liability.
COVENANTS, CONDITIONS &
R E S T R I C T I O N S

