1510 Chambers St, Eugene, OR

1510 Chamber Street Eugene, OR 97402

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Owner Information MORRIS PAMELA A /

Owner Name: Vesting:

1510 CHAMBERS ST EUGENE OR 97402

Mail Address: Owner Status:

Location Information

Legal Desc:

TL 05400

County:

LANE

Census/Block: 004403 / 2011

Alt Parcel #

1704363405400

School District: EUGENE 4J

Tsp-Rng-Sec:

T17-R04-S36

Municipality:

EUGENE

Lot / Block:

Lot: 5400 Block:

Parcel #:

0484517

Housing Tract: CHAMBERS ADDITION TO EUGE Last Market Sale Date:

/

Lender:

Sale Price:

Loan:

Document #:

Document #:

Doc Type:

Loan Type:

$ Sqft:

$

Loan Term:

Prior Sale Information Date:

/

Lender:

Price:

Loan:

Document #:

Document #:

Doc Type:

Loan Type:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Property Characteristics Gross Area:

1448

Garage Area:

Living Area:

1184

Roof Shape:

GABLE

Porch Type:

Above Grade: 1,448

Foundation:

CONCRETE

Patio Type:

Interior Wall

Bedrooms:

3

Roof Material: COMPOSITION

Air Cond:

Bath (F/H):

1/

Construction: FRAME

Fixtures:

Fireplace:

FIREPLACE

Heat Type:

Year Built:

1937

Cooling Type:

Parking Type: Garage Units:

1

Basement:

Exterior Wall:

BASEBOARD

Floor: Equipment:

WOOD SIDING

Rooms: Quality:

AVERAGE

Stories:

1

Pool:

No

Condition:

Property Information Land Use:

SFR

County Use:

RESIDENTIAL IMPRO State Use:

RESID/IMP

Zoning:

R1

Lot Acres:

0.2057

Lot Sqft:

8,960

Len/Wid:

160/56

Tax and Assessment Information Assd Year:

2020

Assd Value:

$231,104

Taxable Val:

$231,104

Tax Year:

2020

Land Value:

$61,880

Mkt Value:

$231,104

Tax Area:

00400

Imp Value:

$169,224

Exemption:

Property Tax:

$2,527.06

Improved %:

73%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2016

1.00

1.40

1,170

$243,020

$208

2017

2.00

1.43

1,126

$203,143

$180

2018

1.00

1.00

1,186

$219,888

$185

2019

2.00

1.00

1,153

$255,875

$222

2020

1.00

1.86

1,164

$265,857

$228

Average Sale Price $243,020 $203,143

2016

2017

$255,875

$265,857

2019

2020

$222

$228

2019

2020

$219,888

2018

Average $ Per Square Foot

$208

2016

$180

$185

2017

2018

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Female Population

21,318

21.6% 13.6%

12.5%

0-9

10-19

20-29

18.0%

30-39

14.3%

14.4%

15.0%

12.2%

40-49

50-59

60-69

70+

15.3%

15.4%

12.8%

40-49

50-59

60-69

Male Population

21,562

22.4%

15.1%

12.2%

0-9

10-19

20-29

Education

20.2%

30-39

9.0% 70+

Employment

No Diploma: High School:

10.7% 23.9% 41.8%

Some College: Bachelor's Graduate's:

15.4% 8.2%

Working Age:

40,884 69.7%

Labor Force: Median Income:

$47,168 93.4%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

6.6%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Eugene Sd 4j Elementary Schools Cesar Chavez Elementary 1510 W 14TH AVE EUGENE OR 97402 Grades: KG to 05 Charter School: N Family School 1510 W 14TH AVE EUGENE OR 97402 Grades: 01 to 05 Charter School: N Middle Schools Roosevelt Middle School 680 E 24TH AVE EUGENE OR 97405 Grades: 06 to 08 Charter School: N

Magnet School: U

541-687-4200 Area Desc: City: Midsize Distance: 0.18 Miles Title One: Y

Magnet School: U

541-687-4240 Area Desc: City: Midsize Distance: 0.18 Miles Title One: Y

Magnet School: U

541-687-3227 Area Desc: City: Midsize Distance: 1.92 Miles Title One: N

Kennedy Middle School 2200 BAILEY HILL RD EUGENE OR 97405 Grades: 06 to 08 Charter School: N Magnet School: U High Schools Churchill High 1850 BAILEY HILL RD EUGENE OR 97405 Grades: 09 to 12 Charter School: N Magnet School: U

541-687-3241 Area Desc: City: Midsize Distance: 1.96 Miles Title One: N

Churchill Alternative High 1850 BAILEY HILL RD EUGENE OR 97405 Grades: 10 to 12 Charter School: N Magnet School: U

541-687-3421 Area Desc: City: Midsize Distance: 1.57 Miles Title One: N

541-687-3421 Area Desc: City: Midsize Distance: 1.57 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

Eugene SD 4J 541-790-7700 | 200 N Monroe St, Eugene 97402 STUDENTS WE SERVE^

INTRODUCTION

17,310 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 1%

ACADEMIC SUCCESS

Asian Students: 3% Teachers: 3% Black/African American Students: 2% Teachers: 1% Hispanic/Latino Students: 15% Teachers: 7% Multiracial Students: 10% Teachers: 4% Native Hawaiian/Pacific Islander Students: <1% Teachers: <1% White Students: 69% Teachers: 84%

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19.

District: 78%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

District: 87%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 64 Administrators 835 Teachers 306 Educational assistants 54 Counselors/Psychologists 4 Licensed Librarians 81% of licensed teachers with more than 3 years of experience

District website: www.4j.lane.edu For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 2082

Eugene SD 4J 541-790-7700 | 200 N Monroe St, Eugene 97402 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... 52%

American Indian/Alaska Native: ......................................................... 92%

Asian: .................................................................................................. 93%

Asian: .................................................................................................. >95%

Black/African American: ..................................................................... 59%

Black/African American: ..................................................................... 86%

Hispanic/Latino: ................................................................................. 71%

Hispanic/Latino: ................................................................................. 81%

Multiracial: .......................................................................................... 80%

Multiracial: ......................................................................................... 82%

Native Hawaiian/Pacific Islander: ...................................................... *

Native Hawaiian/Pacific Islander: ...................................................... *

White: ................................................................................................. 79%

White: ................................................................................................. 88%

Free/Reduced Price Lunch: ................................................................. 67%

Free/Reduced Price Lunch: ................................................................ 81%

Ever English Learner: .......................................................................... 74%

Ever English Learner: .......................................................................... 78%

Students with Disabilities: .................................................................. 54%

Students with Disabilities: .................................................................. 60%

Migrant: .............................................................................................. 82%

Migrant: .............................................................................................. 80%

Talented and Gifted: .......................................................................... 92%

Talented and Gifted: .......................................................................... >95%

Female: ............................................................................................... 82%

Female: ............................................................................................... 91%

Male: .................................................................................................. 75%

Male: .................................................................................................. 84%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

Cesar Chavez Elementary School Grades: K-5 541-790-5300 | 1510 W 14th Ave, Eugene 97402 STUDENTS WE SERVE^ 428 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 0%

Asian Students: <1% Teachers: 0%

Black/African American Students: 3% Teachers: 3%

Hispanic/Latino Students: 31% Teachers: 0%

Multiracial Students: 8% Teachers: 3%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 92% OUR STAFF (ROUNDED FTE) 26 Teachers 17 Educational assistants 0 Counselors/Psychologists 87% Average Teacher retention rate 93% of licensed teachers with more than 3 years of experience No: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 0%

White Students: 55% Teachers: 93%

School website: www.chavez.4j.lane.edu For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 4146

Arts and Technology Academy at Jefferson Grades: 6-8 541-790-5700 | 1650 W 22nd Ave, Eugene 97405 STUDENTS WE SERVE^ 443 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 2% Teachers: 0%

Asian Students: 1% Teachers: 0%

Black/African American Students: 3% Teachers: 4%

Hispanic/Latino Students: 19% Teachers: 7%

Multiracial Students: 13% Teachers: 4%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 87% OUR STAFF (ROUNDED FTE) 23 Teachers 11 Educational assistants 1 Counselors/Psychologists 90% Average Teacher retention rate 88% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 0%

White Students: 61% Teachers: 86%

School website: ata.4j.lane.edu For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 4554

Churchill High School Grades: 9-12 541-790-5100 | 1850 Bailey Hill Rd, Eugene 97405 STUDENTS WE SERVE^

INTRODUCTION

1,090 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 3%

ACADEMIC SUCCESS

Asian Students: 3% Teachers: 3% Black/African American Students: 3% Teachers: 5% Hispanic/Latino Students: 18% Teachers: 5% Multiracial Students: 11% Teachers: 3% Native Hawaiian/Pacific Islander Students: 1% Teachers: 0% White Students: 63% Teachers: 80% REQUIRED VACCINATIONS

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19

School: 90%

District: 78%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

School: 90%

District: 87%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 47 Teachers 7 Educational assistants 4 Counselors/Psychologists 88% Average Teacher retention rate 94% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

93%

School website: www.chs.lane.edu For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 540

Churchill High School Grades: 9-12 541-790-5100 | 1850 Bailey Hill Rd, Eugene 97405 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

American Indian/Alaska Native: ......................................................... *

Asian: .................................................................................................. *

Asian: .................................................................................................. *

Black/African American: ..................................................................... *

Black/African American: ..................................................................... *

Hispanic/Latino: ................................................................................. 83%

Hispanic/Latino: ................................................................................. 84%

Multiracial: .......................................................................................... >95%

Multiracial: ......................................................................................... 88%

Native Hawaiian/Pacific Islander: ...................................................... *

Native Hawaiian/Pacific Islander: ...................................................... *

White: ................................................................................................. 90%

White: ................................................................................................. 91%

Free/Reduced Price Lunch: ................................................................. 85%

Free/Reduced Price Lunch: ................................................................ 87%

Ever English Learner: .......................................................................... 93%

Ever English Learner: .......................................................................... 79%

Students with Disabilities: .................................................................. 89%

Students with Disabilities: .................................................................. 67%

Migrant: .............................................................................................. *

Migrant: .............................................................................................. *

Talented and Gifted: .......................................................................... 95%

Talented and Gifted: .......................................................................... 94%

Female: ............................................................................................... 95%

Female: ............................................................................................... 93%

Male: .................................................................................................. 87%

Male: .................................................................................................. 87%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

COMMUNITY

CITY OF EUGENE

156,185 POPULATION 2010 Census Data

MALE 48.9%

$35,850

FEMALE 51.1%

33.8

MEDIAN INCOME

MEDIAN AGE

2000 Census Data

2010 Census Data

Eugene is a city in the U.S. state of Oregon, in the Pacific Northwest. It is at the southern end of the verdant Willamette Valley, near the confluence of the McKenzie and Willamette rivers, about 50 miles east of the Oregon Coast. It is the county seat of Lane County and the state's third most populous city after Portland and Salem. Eugene is home to the University of Oregon, Bushnell University, and Lane Community College.Several spots within Eugene are believed to be inspiration for locations in The Simpsons.

This includes Max's Tavern and the Oregon Pioneer statue on campus.

SCHOOL DISTRICTS  

Eugene Bethel

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

20.3% under age 18 17.3% between ages 18 to 24 28.5% between ages 25 to 44 21.8% between ages 45 to 64 12.1% above age 65

2010 Census Data  

48 % of homes owner occupied 52% of homes rented

POPULATION DENSITY 2010 Census Data  

3,572.2 inhabitants per sq. mile 69,951 housing units at an average density of 1,600 per sq. mile

CITY QUICK FACTS    

44.21 square miles 430 feet elevation Highest Average Temperature 82.8º Lowest Average Temperature 33.8º

Eugene has a significant population of people in pursuit of alternative ideas and a large original hippie population. Beginning in the 1960s, the countercultural ideas and viewpoints espoused by Ken Kesey became established as the seminal elements of the vibrant social tapestry that continue to define Eugene. The Merry Prankster, as Kesey was known, has arguably left the most indelible imprint of any cultural icon in his hometown. He is best known as the author of One Flew Over the Cuckoo's Nest and as the male protagonist in Tom Wolfe's The Electric Kool-Aid Acid Test.

LANE COUNTY BASE MAP

Your Local Market Report Eugene, OR 97402 REPORT FOR 5/4/2021 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Eugene, OR 97402

This week the median list price for Eugene, OR 97402 is $377,500 with the market action index hovering around 94. This is less than last month's market action index of 100. Inventory has increased to 24.

Real-Time Market Profile Median List Price

$377,500

Market Action Index

Median Price of New Listings

$357,000

This answers “How’s the Market?” by comparing rate of sales

Per Square Foot

$264

Average Days on Market

13

Median Days on Market

0

Price Decreased

13%

Price Increased

0%

Relisted

0%

Inventory

24

Median Rent

$1,395

Market Action

94

versus inventory.

40

Buyer's Market

50

60

20

10

90

94

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Strong Seller's Market Market appears to have begun to cool. As we’re still notably in a Seller’s market, prices have not yet adjusted. If the market continues to cool, then expect prices to follow lower. It may take a few more weeks of slack demand for prices to reflect and begin to fall.

Expect this condition if the index falls to the Buyer’s zone.

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$554,950

2,188

2.5 - 5 acres

4

2

83

3

1

3

$409,950

1,764

6,500 - 8,000 sqft

3

2

76

4

1

0

$324,950

1,090

6,500 - 8,000 sqft

3

1

46

5

1

0

$267,250

1,148

6,500 - 8,000 sqft

2

1

84

4

2

0

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Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Eugene, OR 97402

Median List Price

Though in this zip code this week saw relatively little price change from last week, the market seems to be show some signs of strength. Keep an eye on the Market Action Index to see if this short-term trend can establish itself over the coming months. $500K

$450K

$400K

$350K

$300K

$250K

$200K May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021

Apr 2021

90-Day Average

Segments

In the quartile market segments, we see prices in this zip code without strong directional indication lately. Quartiles 2 and 4 are mixed, while Quartile 3 is up and Quartile 1 is down. Look to persistent shifts in the Market Action Index as a leading indicator for strong moves (up or down) in the market as a whole. $1.0M

$800K

$600K

$400K

$200K

$0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

Jan 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

May 2020

Sep 2020

Jan 2021

Apr 2021

Third/Lower 90-Day

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Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Eugene, OR 97402

Price Per Square Foot

The price per square foot is increasing fairly consistently recently despite the fact that overall price trends haven’t shown a consistent upwardly push. This can imply that investment conditions are opportunistic. Watch the Remodel Index for a more detailed analysis of the investment opportunity in the area. $350

$300

$250

$200

$150

$100 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021

Apr 2021

90-Day Average

Inventory

Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.

125

100

75

50

25

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021

Apr 2021

90-Day Average

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Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Eugene, OR 97402

Market Action Index

Market appears to have begun to cool. As we’re still notably in a Seller’s market, prices have not yet adjusted. If the market continues to cool, then expect prices to follow lower. It may take a few more weeks of slack demand for prices to reflect and begin to fall. Expect this condition if the index falls to the Buyer’s zone.

120

100

80

60

40

20 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021

Apr 2021

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

120

100

80

60

40

20 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

Jan 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

May 2020

Sep 2020

Jan 2021

Apr 2021

Third/Lower 90-Day

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5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Eugene, OR 97402

Median Days on Market (DOM)

The properties have been on the market for an average of 16 days. Half of the listings have come newly on the market in the past 1 or so days. Watch the 90-day DOM trend for signals of a changing market.

80

60

40

20

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021

Apr 2021

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

200

150

100

50

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

Jan 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

May 2020

Sep 2020

Jan 2021

Apr 2021

Third/Lower 90-Day

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1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Animal - Services Name

Address

Telephone

Distance

Samsell, Ann G DVM - Catcare

1400 Willamette St

541-302-5824

1.27 Mi

Fincel, Thomas J DVM - Four C

2575 Roosevelt Blvd

541-688-5521

1.62 Mi

Jones, Cameron DVM - Amazon P

725 E 25th Ave

541-485-0161

2.01 Mi

Smalley, Sandra K DVM - Edgew

4010 Donald St

541-341-6558

2.71 Mi

Boggs, Jerry L DVM - Bush Ani

2415 Oakmont Way

541-342-7218

2.75 Mi

Banks Name

Address

Telephone

Distance

US Bank

1675 W 18th Ave

541-345-3929

0.21 Mi

US Bank ATM

1717 W 7th Ave

541-465-4360

0.62 Mi

Pacific Continental Bank

2400 W 11th Ave

541-686-8685

0.67 Mi

Wells Fargo Home Mortgage

710 Polk St

541-345-0951

0.68 Mi

US Bank ATM

1400 Oregon 99

541-607-3402

0.73 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks

1675 W 18th Ave

541-485-7027

0.21 Mi

Fast Lane Coffee Company

2378 W 11th Ave

541-302-0922

0.63 Mi

Barry's Espresso Bakery & Del

804 W 12th Ave

541-343-1141

0.70 Mi

Highway 99

1520 Oregon 99

541-688-1365

0.71 Mi

Starbucks: 7th & Washington -

472 W 7th Ave, #1

541-684-0984

1.11 Mi

Credit Unions Name

Address

Telephone

Distance

Selco Community Credit Union

3169 W 11th Ave, #a1

541-686-8000

1.11 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Credit Unions Name

Address

Telephone

Distance

Pacific Cascade Federal Credi Selco Community Credit Union

1075 Oak Aly

541-343-6238

1.36 Mi

299 E 11th Ave

541-686-8000

1.53 Mi

Oregonians Credit Union Eugen

360 E 8th Ave

541-687-0953

1.64 Mi

Oregon Community Credit Union

2890 Willamette St

541-687-2347

1.80 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Ocean Sky

1601 Chambers St

541-342-4848

0.05 Mi

Subway

1720 W 18th Ave

541-343-1318

0.19 Mi

Starbucks: Albertsons-18th Ch

1675 W 18th Ave

541-485-7027

0.21 Mi

Bene Food & Friends

1665 W 18th Ave

541-284-2700

0.21 Mi

Jamie's Great Hamburgers

1810 Chambers St

541-343-0485

0.21 Mi

Golf Courses Name

Address

Telephone

Distance

Eugene Country Club

255 Country Club Rd

541-344-5124

2.10 Mi

Laurelwood Golf Course

2700 Columbia St

541-484-4653

2.68 Mi

Oakway Golf Course

2000 Cal Young Rd

541-484-1927

2.96 Mi

Riveridge Golf Course

3800 N Delta Hwy

541-345-9160

4.35 Mi

Eugene Eagles On The Green #2

1375 Irving Rd

541-688-9471

4.71 Mi

Grocers and Supermakets Name

Address

Telephone

Distance

Dari-Mart

1735 W 18th Ave

541-344-3061

0.19 Mi

Albertsons Supermarkets - Foo

1675 W 18th Ave

541-485-7027

0.21 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Grocers and Supermakets Name

Address

Telephone

Distance

Yi-Shen Amazon Market

1075 Chambers St

541-683-9386

0.33 Mi

1815 W 11th Ave

541-344-5771

0.33 Mi

King's Asian Market

2100 W 11th Ave

541-343-7333

0.46 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

Fitness Advantage Inc

1745 W 11th Ave

541-345-3588

0.33 Mi

Direct Kick Soccer

2392 W 11th Ave

541-345-5960

0.64 Mi

Superior Fitness Source

2080 W 7th Pl

541-912-7473

0.65 Mi

Jazzercise

825 Monroe St

541-344-2700

0.85 Mi

Jazzercise

825 Monroe St, #4

541-344-2700

0.85 Mi

Hospitals Name

Address

Telephone

Distance

Serenity Lane

616 E 16th Ave

541-687-1110

1.75 Mi

Sacred Heart Medical Center

1255 Hilyard St

541-686-7300

1.83 Mi

Hospitals - Acute Care Name

Address

Telephone

Distance

Sacred Heart Medical Center -

770 E 11th Ave

541-686-7274

1.90 Mi

Sacred Heart Medical Center -

3333 Riverbend Dr

541-222-2000

5.21 Mi

Mckenzie-willamette Medical C

1460 G St

541-726-4400

5.72 Mi

Nursing Homes Name

Address

Telephone

Distance

Avamere Rehabilitation Of Eug

2360 Chambers St

541-687-1310

0.67 Mi

Hillside Heights Rehab Ct

1201 McLean Blvd

541-683-2155

1.21 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Nursing Homes Name

Address

Telephone

Distance

Valley West Health Care South Hills Rehabilitation Ce

2300 Warren St

541-686-2828

1.80 Mi

1166 E 28th Ave

541-345-0534

2.40 Mi

Avamere Riverpark Of Eugene

425 Alexander Loop

541-345-6199

2.41 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Shirk, Rodney K DC - Shirk Ch

1748 W 18th Ave, #C

541-485-1962

0.19 Mi

Blair, Gary Q DC - Blair Fami

1185 Arthur St

541-343-7076

0.41 Mi

Carlstrom, Douglas DC - Eugen

2160 W 11th Ave, #A

541-484-2004

0.47 Mi

Strom, Richard M DC - Strom C

1413 Charnelton St

541-344-0328

1.14 Mi

Ticknor, Arthur R DC - Tickno

1245 Charnelton St, #7

541-342-4216

1.14 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Jack Raymond Rocheld

1680 Chambers St #204

541-683-8646

0.12 Mi

Bruce W Mold

1680 Chambers St #105

541-341-4553

0.12 Mi

Brad Chvatal

1680 Chambers St #205

541-683-8490

0.12 Mi

Dexter Jr, Donald R Dds

1745 W 17th Ave

541-485-6644

0.13 Mi

Hayden Family Dentistry Group

1740 W 17th Ave

541-484-1835

0.14 Mi

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address Legacy Laboratory Services

1616 Chambers St

541-683-3263

0.06 Mi

Halpert, Scott D MD - Westmor

1650 Chambers St

541-686-1711

0.11 Mi

Eustis, Michael T MD - Southt

1650 Chambers St, #106

541-687-1668

0.11 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Offices and Clinics of Medical Doctors Name

Address

Telephone

Distance

Davis, Charles L - Westmorela Bergeson, Peter A DDS - Capit

1680 Chambers St, #104

541-686-1916

0.11 Mi

1680 Chambers St, #204

541-345-2042

0.12 Mi

Pharmacies Name

Address

Telephone

Distance

Albertsons Inc Bimart Pharmacy 602

1675 W 18th Ave

541-485-0427

0.16 Mi

1680 W 18th Ave

541-342-5581

0.20 Mi

Beltone Hearing Center

1746 W 10th Ave

541-342-7678

0.36 Mi

Blair Family & Sports Chiropr

1185 Arthur St

541-343-7076

0.40 Mi

All-med, Inc.

2385 W 11th Ave

541-485-3411

0.62 Mi

Places of Religion Name

Address

Telephone

Distance

Berean Baptist Church

1210 Chambers St

N/A

0.23 Mi

Foursquare Gospel Church

1410 W 13th Ave

N/A

0.25 Mi

Westside Christian Church

1866 Chambers St

N/A

0.26 Mi

Eugene Seven Day Adventist

1275 Polk St

N/A

0.35 Mi

Emmaus Lutheran Church-Elca

1250 W 18th Ave

N/A

0.38 Mi

Retirement Communities Name

Address

Telephone

Distance

Laurel Grove Inc

1880 Cleveland St

541-342-3667

0.46 Mi

Applegate Residential Care

709 W Broadway

541-343-3445

0.88 Mi

Washington Abbey

494 W 10th Ave

541-342-6077

0.98 Mi

New Horizons In-Home Care

1345 Olive St

541-687-8851

1.23 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

1510 CHAMBERS ST EUGENE OR 97402 0484517 LANE COUNTY OR

Retirement Communities Name

Address

Telephone

Distance

Olive Plaza

1133 Olive St

541-683-3247

1.26 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

VCA Westmoreland Animal Hospi

1748 W 18th Ave

541-255-2982

0.20 Mi

Animal Health Associates

2835 Willamette St

541-345-1544

1.77 Mi

Eugene Animal Hospital PC

1432 Orchard St

541-342-1178

2.74 Mi

Cascade Animal Clinic LLC

671 W Centennial Blvd

541-741-1992

4.24 Mi

Emergency Veterinary Hospital

103 W Q St

541-746-0112

4.75 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

Emergency Veterinary Hospital

3845 W 11th Ave

541-485-0761

1.77 Mi

Emerald Valley Pet Medical Ce

3880 W 11th Ave

541-844-0991

1.83 Mi

Delta Oaks Veterinary Clinic

1020 Green Acres Rd, #5

541-844-0404

3.66 Mi

Willakenzie Animal Clinic

1745 Coburg Rd, #1

541-686-1942

3.69 Mi

Mohawk Veterinary Hospital

1814 Q St

541-747-0780

6.18 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

UTILITIES & RESOURCES

RESOURCE GUIDE AREA HOSPITALS

CITY OFFICES

COLLEGES CONT’D...

PeaceHealth Sacred Heart Medical Center RiverBend (541) 222-7300 www.peacehealth.org

Eugene (541) 682-5010 www.eugene-or.gov

University of Oregon (541) 346-1000 www.uoregon.edu

Springfield (541) 726-3700 www.springfield-or.gov

COUNTY DEPARTMENTS

McKenzie-Willamette Medical Center (541) 726-4400 www.mckweb.com PeaceHealth Sacred Heart Medical Center University (541) 686-7300 www.peacehealth.org CABLE & INTERNET Xfinity (800) XFINITY www.xfinity.com

Cottage Grove (541) 942-5501 www.cottagegrove.org Florence (541) 997-3437 www.ci.florence.or.us Junction City (541) 998-2153 www.junctioncityoregon.gov CITY NEWS

CenturyLink (844) 913-2683 www.centurylink.com

Register-Guard (541) 485-3311 www.registerguard.com

DISH (800) 333-3474 www.dish.com

Eugene Weekly (541) 484-0519 www.eugeneweekly.com

CHAMBER OF COMMERCE

Cottage Grove Sentinal (541) 942-3325 www.cgsentinal.com

Eugene (541) 484-1314 Springfield (541) 746-1651 Cottage Grove (541) 942-2411 Florence (541) 997-3128

COLLEGES Lane Community College(541) 463-3000 www.lanecc.edu Pacific University (503) 352-6151 www.pacificu.edu

Assessor/Taxes (541) 682-4321 County Administration (541) 682-4203 District Attorney’s Office (541) 682-4261 Health & Human Services (541) 682-4035 Housing Authority (541) 682-3755 Public Works (541) 682-6900 Sheriff’s Office (541) 682-4150 Veteran Services Office (541) 682-4191

RESOURCE GUIDE SCHOOL OFFICES Bethel (541) 689-3280 Blachly (541) 925-3262 Creswell (541) 895-6000 Crow-Applegate-Lorane (541) 935-2100 Eugene (541) 790-7700 Fern Ridge (541) 935-2253 Junction City (541) 998-6311 Lowell (541) 937-2124 Mapleton (541) 268-4312 Marcola (541) 933-2817 McKenzie (541) 822-3338 Oakridge (541) 782-2813 Pleasant Hill (541) 746-9646 Siuslaw (541) 997-2651 South Lane (541) 942-3381 Springfield (541) 747-3331

DOWNTOWN ASSOCIATIONS Eugene (541) 343-1117 Springfield (541) 726-3700 Cottage Grove (541) 767-4129 DMV (541) 686-7855 204 30th St., Springfield, OR US POST OFFICE (800) 275-8777 www.usps.com VOTER REGISTRATION www.oregonvotes.org/register UTILITIES Blachly-Lane Electric Co-op (541) 688-8711 Portland General Electric (800) 544-1795 Emerald People’s Utility Dist.

(541) 746-1583 Pacific Power (877) 508-5088 Eugene Water & Electric (541) 685-7000 NW Natural Gas 800-422-4012 Lane Electric (541) 484-1151

WATER AND SEWER Eugene (541) 685-7000 Springfield (541) 746-8451 Cottage Grove (541) 942-3346 Florence (541) 997-4106 Veneta (541) 935-2191 Creswell (541)895-2531 Oakridge (541) 782-2258 Junction City (541) 998-3125 Coburg (541) 682-7850 Mapleton (541) 268-4348 Lowell (541) 937-2776

TITLE & ESCROW

CYBER SECURITY Because of you… we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions Our search found no CC&R’s of record for this property.

However, no examination of title has been made and WFG National Title assumes no liability.