12314 SE Verlie St, Happy Valley, OR

12314 SE Verlie Street Happy Valley, OR 97086

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Owner Information Owner Name:

BAYS MICHAEL WILLIAM /

Vesting:

INDIVIDUAL(S)

Mail Address:

12314 SE VERLIE ST HAPPY VALLEY OR 97086

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

SUBDIVISION KING ARTHUR ESTATES 4331 LT 31

County:

CLACKAMAS

Census/Block: 022207 / 1015

Alt Parcel #

22E01BC05030

School District: NORTH CLACKAMAS 12

Tsp-Rng-Sec:

T2S-R2E-S01

Municipality:

Lot / Block:

Lot: 31 Block:

Parcel #:

05023773

Housing Tract: KING ARTHUR ESTATES Last Market Sale Date:

2018-05-01/2018-04-27

Lender:

AMERICAN INTERNET MORTGAGE INC

Sale Price:

558000

Loan:

446400

Document #: 2018.26789

Document #: 2018.26790

Doc Type:

GENERAL WARRANTY DEED

Loan Type:

CONVENTIONAL

$ Sqft:

$202.98

Loan Term:

30

Prior Sale Information Date:

2015-11-10/2015-11-04

Lender:

Price:

437000

Loan:

Document #: 2015.75458 Doc Type:

GENERAL WARRANTY DEED

Document #: Loan Type:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Property Characteristics Gross Area: Living Area:

2749

Above Grade: N/A

Garage Area:

Interior Wall

Roof Shape:

Porch Type:

Foundation:

Patio Type:

Bedrooms:

4

Roof Material:

Air Cond:

Bath (F/H):

3/1

Construction:

Fixtures:

Heat Type:

Floor:

Cooling Type:

Equipment:

Parking Type: Garage

Exterior Wall:

Stories:

Units:

Rooms:

Pool:

Basement:

Quality:

Condition:

Fireplace: Year Built:

2012

No

Property Information Land Use:

SFR

Zoning:

County Use:

RESIDENTIAL LAND

State Use:

Lot Acres:

0.1835

Lot Sqft:

7,992

Len/Wid:

/

Tax and Assessment Information Assd Year:

2020

Assd Value:

$625,335

Taxable Val:

$625,335

Tax Year:

2020

Land Value:

$214,835

Mkt Value:

$625,335

Tax Area:

012-149

Imp Value:

$410,500

Exemption:

Property Tax:

$8,018.00

Improved %:

66%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2016

3.00

3.80

2,986

$435,600

$146

2017

2.00

3.09

2,801

$566,223

$202

2018

4.00

4.00

2,749

$558,000

$203

2019

2.00

3.17

2,881

$577,233

$200

2020

2.00

2.86

2,718

$604,247

$222

Average Sale Price $566,223

$558,000

$577,233

$604,247

2017

2018

2019

2020

$202

$203

$200

2017

2018

2019

$435,600

2016

Average $ Per Square Foot $222

$146

2016

2020

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Female Population

12,445

13.2% 0-9

16.3%

10-19

13.1%

13.4%

20-29

30-39

17.4%

18.2%

40-49

50-59

10.0%

11.5%

60-69

70+

10.4%

8.9%

60-69

70+

Male Population

12,180

13.2% 0-9

17.0%

10-19

14.3%

14.6%

17.5%

20-29

30-39

40-49

Education

18.5%

50-59

Employment

No Diploma: High School: Some College: Bachelor's Graduate's:

6.7% 19.2% 32.3% 26.9% 14.9%

Working Age: Labor Force: Median Income:

18,799 79.7% $75,719 91.7%

Employed: Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

8.3%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

North Clackamas Sd 12 Elementary Schools Oregon Trail Elementary 13895 SE 152ND DR CLACKAMAS OR 97015 Grades: KG to 06 Charter School: N Magnet School: U

503-658-2808 Area Desc: Suburb: Large Distance: 0.48 Miles Title One: N

Sunnyside Elementary 13401 SE 132ND AVE CLACKAMAS OR 97015 Grades: KG to 06 Charter School: N Magnet School: U Middle Schools Sunrise Middle School 14331 SE 132ND CLACKAMAS OR 97015 Grades: 07 to 08 Charter School: N Magnet School: U

503-698-3146 Area Desc: Suburb: Large Distance: 0.65 Miles Title One: N

Alder Creek Middle School 13801 SE WEBSTER RD MILWAUKIE OR 97267 Grades: 07 to 08 Charter School: N Magnet School: U High Schools Clackamas High 14486 SE 122ND AVE CLACKAMAS OR 97015 Grades: 09 to 12 Charter School: N Magnet School: U

503-353-5700 Area Desc: Suburb: Large Distance: 3.83 Miles Title One: N

Putnam High 4950 SE ROETHE RD MILWAUKIE OR 97267 Grades: 09 to 12 Charter School: N Magnet School: U

503-353-5860 Area Desc: Suburb: Large Distance: 5.03 Miles Title One: N

503-353-5750 Area Desc: Suburb: Large Distance: 0.83 Miles Title One: N

503-353-5800 Area Desc: Suburb: Large Distance: 1.30 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

North Clackamas SD 12 503-353-6000 | 12400 SE Freeman Way, Milwaukie 97222 STUDENTS WE SERVE^

INTRODUCTION

17,200 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 1%

ACADEMIC SUCCESS

Asian Students: 9% Teachers: 3% Black/African American Students: 2% Teachers: 1% Hispanic/Latino Students: 19% Teachers: 5% Multiracial Students: 8% Teachers: 2% Native Hawaiian/Pacific Islander Students: 1% Teachers: 0% White Students: 61% Teachers: 89%

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19.

District: 87%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

District: 89%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 61 Administrators 832 Teachers 236 Educational assistants 45 Counselors/Psychologists 3 Licensed Librarians 82% of licensed teachers with more than 3 years of experience

District website: www.nclack.k12.or.us For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 1924

North Clackamas SD 12 503-353-6000 | 12400 SE Freeman Way, Milwaukie 97222 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

American Indian/Alaska Native: ......................................................... 73%

Asian: .................................................................................................. 95%

Asian: .................................................................................................. >95%

Black/African American: ..................................................................... >95%

Black/African American: ..................................................................... >95%

Hispanic/Latino: ................................................................................. 77%

Hispanic/Latino: ................................................................................. 82%

Multiracial: .......................................................................................... 95%

Multiracial: ......................................................................................... 93%

Native Hawaiian/Pacific Islander: ...................................................... *

Native Hawaiian/Pacific Islander: ...................................................... 91%

White: ................................................................................................. 88%

White: ................................................................................................. 89%

Free/Reduced Price Lunch: ................................................................. 83%

Free/Reduced Price Lunch: ................................................................ 82%

Ever English Learner: .......................................................................... 90%

Ever English Learner: .......................................................................... 87%

Students with Disabilities: .................................................................. 72%

Students with Disabilities: .................................................................. 75%

Migrant: .............................................................................................. *

Migrant: .............................................................................................. *

Talented and Gifted: .......................................................................... >95%

Talented and Gifted: .......................................................................... >95%

Female: ............................................................................................... 90%

Female: ............................................................................................... 92%

Male: .................................................................................................. 85%

Male: .................................................................................................. 85%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

Spring Mountain Elementary School Grades: K-5 503-353-5600 | 11645 SE Masa Ln, Happy Valley 97086 STUDENTS WE SERVE^ 484 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 0%

Asian Students: 17% Teachers: 0%

Black/African American Students: 2% Teachers: 0%

Hispanic/Latino Students: 9% Teachers: 3%

Multiracial Students: 12% Teachers: 3%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 92% OUR STAFF (ROUNDED FTE) 24 Teachers 7 Educational assistants 0 Counselors/Psychologists 85% Average Teacher retention rate 89% of licensed teachers with more than 3 years of experience No: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 0%

White Students: 60% Teachers: 93%

School website: www.nclack.k12.or.us/Domain/2683 For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 3198

Happy Valley Middle School Grades: 6-8 503-353-1920 | 13865 SE King Rd, Happy Valley 97086 STUDENTS WE SERVE^ 1,195 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 0%

Asian Students: 21% Teachers: 4%

Black/African American Students: 1% Teachers: 2%

Hispanic/Latino Students: 9% Teachers: 4%

Multiracial Students: 9% Teachers: 4%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 94% OUR STAFF (ROUNDED FTE) 49 Teachers 5 Educational assistants 1 Counselors/Psychologists 87% Average Teacher retention rate 81% of licensed teachers with more than 3 years of experience No: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 0%

White Students: 59% Teachers: 88%

School website: www.nclack.k12.or.us/Domain/1215 For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 4715

Clackamas High School Grades: 9-12 503-353-5800 | 14486 SE 122nd Ave, Clackamas 97015 STUDENTS WE SERVE^

INTRODUCTION

2,551 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 1%

ACADEMIC SUCCESS

Asian Students: 17% Teachers: 2% Black/African American Students: 2% Teachers: 1% Hispanic/Latino Students: 13% Teachers: 4% Multiracial Students: 8% Teachers: 0% Native Hawaiian/Pacific Islander Students: <1% Teachers: 0% White Students: 59% Teachers: 92% REQUIRED VACCINATIONS

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19

School: 94%

District: 87%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

School: 95%

District: 89%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 86 Teachers 8 Educational assistants 4 Counselors/Psychologists 93% Average Teacher retention rate 87% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

95%

School website: www.nclack.k12.or.us/Domain/322 For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 85

Clackamas High School Grades: 9-12 503-353-5800 | 14486 SE 122nd Ave, Clackamas 97015 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

American Indian/Alaska Native: ......................................................... *

Asian: .................................................................................................. >95%

Asian: .................................................................................................. >95%

Black/African American: ..................................................................... >95%

Black/African American: ..................................................................... *

Hispanic/Latino: ................................................................................. 81%

Hispanic/Latino: ................................................................................. 88%

Multiracial: .......................................................................................... >95%

Multiracial: ......................................................................................... 94%

Native Hawaiian/Pacific Islander: ...................................................... *

Native Hawaiian/Pacific Islander: ...................................................... *

White: ................................................................................................. >95%

White: ................................................................................................. 94%

Free/Reduced Price Lunch: ................................................................. 91%

Free/Reduced Price Lunch: ................................................................ 89%

Ever English Learner: .......................................................................... 93%

Ever English Learner: .......................................................................... 93%

Students with Disabilities: .................................................................. 81%

Students with Disabilities: .................................................................. 84%

Migrant: .............................................................................................. *

Migrant: .............................................................................................. *

Talented and Gifted: .......................................................................... >95%

Talented and Gifted: .......................................................................... >95%

Female: ............................................................................................... 95%

Female: ............................................................................................... >95%

Male: .................................................................................................. 93%

Male: .................................................................................................. 93%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

COMMUNITY

CITY OF HAPPY VALLEY

13,903 POPULATION 2010 Census Data

MALE 49.7%

$75,791

FEMALE 50.3%

37

MEDIAN INCOME

MEDIAN AGE

2010 Census Data

2010 Census Data

Happy Valley is a city in the State of Oregon, Clackamas County. Happy Valley is a member of the Portland, Oregon metropolitan area, bordering Portland, Clackamas, Damascus, Pleasant Valley, and Sunnyside. The City has a mayor, along with four other city council members. There is also a planning commission, as well as a Park Advisory/Urban Forestry Commission, Citizen Traffic, and Public Safety Committee.

SCHOOL DISTRICTS 

North Clackamas

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

30.2% under age 18 6.8% between ages 18 to 24 27% between ages 25 to 44 27.9% between ages 45 to 64 8.2% above age 65

2010 Census Data  

85.77% of homes owner occupied 14.23% of homes rented

POPULATION DENSITY 2010 Census Data  

1,679.1 inhabitants per sq. mile 4,708 housing units at an average density of 568.6 per sq. mile

CITY QUICK FACTS     

8.32 square miles 9.7 miles southeast of Portland 497 feet elevation Highest Average Temperature 81º Lowest Average Temperature 45º

Happy Valley was originally called Christina Valley, named after the first residents, Christian and Matilda Deardorff. They arrived in 1851 and claimed 640 acres on the floor of the valley. The city was officially incorporated in 1965 and remained a small community until the late 1990s, when it was one of the fastestgrowing cities in Oregon.

METRO AREA BASE MAP

Your Local Market Report Happy Valley, OR 97086 REPORT FOR 2/6/2021 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Happy Valley, OR 97086

This week the median list price for Happy Valley, OR 97086 is $704,947 with the market action index hovering around 45. This is an increase over last month's market action index of 44. Inventory has held steady at or around 82.

Real-Time Market Profile

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

40

Buyer's Market

50

60

20

10

90

45

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Strong Seller's Market Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

Median List Price

$704,947

Per Square Foot

$247

Days on Market

67

Price Decreased

7%

Price Increased

27%

Relisted

5%

Inventory

82

Median Rent

$2,067

Most Expensive

$3,500,000

Least Expensive

$314,900

Market Action

45

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$1,584,950

5,029

0.5 - 1 acre

5

4

14

1

1

80

$846,497

3,253

6,500 - 8,000 sqft

4

3

0

1

2

59

$629,000

2,781

4,500 - 6,500 sqft

4

3

1

4

3

77

$534,950

2,239

0 - 4,500 sqft

3

2

0

5

4

21

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Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Happy Valley, OR 97086

Median List Price

In the last few weeks weâ&#x20AC;&#x2122;ve seen prices in this zip code bouncing around this plateau.

Look for a persistent down-shift in the Market Action Index before we see prices deviate from these levels. $800K

$750K

$700K

$650K

$600K

$550K Feb 2018

Jun 2018

Oct 2018

Feb 2019

Jun 2019

7-Day Average

Oct 2019

Feb 2020

Jun 2020

Oct 2020

Jan 2021

90-Day Average

Segments

In the quartile market segments, we see prices in this zip code generally settled at a plateau, although Quartile 1 is on a bit of an up trend in recent weeks. We'll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels. $1.5M

$1.3M

$1.0M

$750K

$500K

$250K Feb 2018

Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Feb 2020

Jun 2020

Oct 2020

Jan 2021

Third/Lower 90-Day

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Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Happy Valley, OR 97086

Price Per Square Foot

The value placed on homes continues to increase, despite the fact that prices in general have been basically flat recently. These conditions can arise when inventory is light and more, smaller homes have more influence on overall prices. $260

$240

$220

$200

$180 Feb 2018

Jun 2018

Oct 2018

Feb 2019

Jun 2019

7-Day Average

Oct 2019

Feb 2020

Jun 2020

Oct 2020

Jan 2021

90-Day Average

Inventory

Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.

200

175

150

125

100

75 Feb 2018

Jun 2018

Oct 2018

Feb 2019

Jun 2019

7-Day Average

Oct 2019

Feb 2020

Jun 2020

Oct 2020

Jan 2021

90-Day Average

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4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Happy Valley, OR 97086

Market Action Index

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Sellerâ&#x20AC;&#x2122;s market so watch for upward pricing pressure in the near future if the trend continues.

80

60

40

20

0 Feb 2018

Jun 2018

Oct 2018

Feb 2019

Jun 2019

7-Day Average

Oct 2019

Feb 2020

Jun 2020

Oct 2020

Jan 2021

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

80 70

60 50

40 30

20 Feb 2018

Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Feb 2020

Jun 2020

Oct 2020

Jan 2021

Third/Lower 90-Day

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Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Happy Valley, OR 97086

Median Days on Market (DOM)

The properties have been on the market for an average of 108 days. Half of the listings have come newly on the market in the past 64 or so days. Watch the 90-day DOM trend for signals of a changing market.

200

150

100

50

0 Feb 2018

Jun 2018

Oct 2018

Feb 2019

Jun 2019

7-Day Average

Oct 2019

Feb 2020

Jun 2020

Oct 2020

Jan 2021

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

250

200

150

100

50

0 Feb 2018

Jun 2018

Oct 2018

Feb 2019

Jun 2019

Oct 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Feb 2020

Jun 2020

Oct 2020

Jan 2021

Third/Lower 90-Day

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12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Animal - Rescue Name

Address

Clackamas County Veterinary C

1678 Beavercreek Rd

Animal - Services Name

Address

Village Vet Animal Hospital Mack, Robert E DVM - Vca Nort

Telephone

Distance

503-657-3171

7.34 Mi

Telephone

Distance

20318 SE Highway 212

503-658-4200

3.04 Mi

16756 SE 82nd Dr

503-656-3999

3.23 Mi

Edens, Ilona DVM - Southgate

7851 SE King Rd

503-771-0857

3.61 Mi

Horner, Joshua DVM - Banfield

9450 SE 82nd Ave

503-788-2154

3.69 Mi

Marks, Merle F DVM - Timberla

18110 SE Division St

503-665-1194

5.69 Mi

Banks Name

Address

Telephone

Distance

Sterling Savings Bank - Sunny

14638 SE Sunnyside Rd

503-658-3515

0.15 Mi

US Bank

14800 SE Sunnyside Rd

503-658-6642

0.21 Mi

Washington Mutual-Financial C

12400 SE Sunnyside Rd

503-698-8191

1.05 Mi

Wells Fargo Bank

12072 SE Sunnyside Rd

503-698-8177

1.24 Mi

Keybank

15236 SE Highway 212

503-230-2660

1.24 Mi

Coffee Shops Name

Address

Telephone

Distance

All the Perks

14750 SE Sunnyside Rd

503-658-7248

0.19 Mi

Peet's Coffee & Tea

15918 SE Happy Valley Town Cen

503-855-2994

0.73 Mi

Coffee's on

12320 SE Sunnyside Rd

503-698-8006

1.08 Mi

Coffee Getaway

15236 SE Highway 212

503-658-7568

1.24 Mi

Starbucks: Safeway-Clackmas #

12032 SE Sunnyside Rd

503-698-1121

1.27 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Coffee Shops Name

Address

Telephone

Distance

Credit Unions Name

Address

Telephone

Distance

Castparts Employee Federal CU

8120 SE Luther Rd

503-771-2464

3.96 Mi

Nw Priority Credit Union

12630 SE Division St

503-760-5304

5.44 Mi

Northwest Adventist Fed CU

10333 SE Main St

503-256-3712

6.38 Mi

Onpoint Community Credit Unio

9730 SE Washington St

503-228-7077

6.78 Mi

Consolidated Federal CU

2021 NE Sandy Blvd

503-232-8070

9.37 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Mcdonald's

14600 SE Sunnyside Rd

503-658-5107

0.14 Mi

LA Costita Mexican Restaurant

14626 SE Sunnyside Rd

503-658-6778

0.15 Mi

Godfather's Pizza

14682 SE Sunnyside Rd

503-658-2200

0.16 Mi

Lucky Star Chinese Restaurant

14662 SE Sunnyside Rd

503-558-9012

0.16 Mi

Lucky Star Chinese Restaurant

15050 SE Elm Park Dr

503-558-9012

0.32 Mi

Golf Courses Name

Address

Telephone

Distance

Pleasant Valley Golf Club

12300 SE 162nd Ave

503-658-3101

0.93 Mi

Sah-Hah-Lee Golf Course

17104 SE 130th Ave

503-655-9249

2.18 Mi

Top O' Scott Public Golf Cour

12000 SE Stevens Rd

503-654-5050

2.47 Mi

Persimmon Country Club

500 SE Butler Rd

503-661-1800

5.60 Mi

Children's Course, The

19825 River Rd

503-722-1530

5.65 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Grocers and Supermarkets Name

Address

Telephone

Distance

Dream Dinners Albertsons Delicatessen

14618 Southeast Sunnyside Road

503-558-8260

0.15 Mi

14800 SE Sunnyside Rd

503-658-2423

0.21 Mi

Albertson's Food & Drug - Sto

14800 SE Sunnyside Rd

503-658-2423

0.21 Mi

Associated Grocers

14505 SE Highway 212

503-558-9222

1.15 Mi

Carver Store

15235 SE Highway 224

503-658-3542

1.24 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

Premier Sport & Fitness

16144 SE Happy Valley Town Cen

503-558-1728

0.75 Mi

Pleasant Valley Golf Course

12300 SE 162nd Ave

503-658-3101

0.94 Mi

Top Flyte Gymnastics Center

19755 SE Sunnyside Rd

503-658-2288

2.74 Mi

East Side Athletic Club

9100 SE Sunnyside Rd

503-659-3846

2.76 Mi

24 Hour Fitness

8720 SE Sunnybrook Blvd

503-653-0300

2.89 Mi

Hospitals Name

Address

Telephone

Distance

Eastmoreland Hospital

2900 SE Steele St

503-234-0411

7.12 Mi

Woodland Park Hospital

10300 NE Hancock St

503-257-5500

7.87 Mi

Hospitals - Acute Care Name

Address

Telephone

Distance

Kaiser Sunnyside Medical Cent

10180 SE Sunnyside Rd

503-813-2000

2.30 Mi

Providence Milwaukie Hospital

10150 SE 32nd Ave

503-513-8336

5.84 Mi

Providence Willamette Falls M

1500 Division St

503-657-6915

6.05 Mi

Adventist Medical Center

10123 SE Market St

503-257-2500

6.27 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Hospitals - Acute Care Name

Address

Telephone

Distance

Legacy Mount Hood Medical Cen

24800 SE Stark St

503-674-1122

8.22 Mi

Nursing Homes Name

Address

Telephone

Distance

Town Center Village

8607 SE Causey Ave

503-654-4500

3.14 Mi

Healthcare At Foster Creek

6003 SE 136th Ave

503-761-1155

3.64 Mi

Cascade Terrace

5601 SE 122nd Ave

503-761-3181

3.99 Mi

Milwaukie Convalescent Ct

12045 SE Stanley Ave

503-659-2323

4.39 Mi

Marquis Care At Powellhurst

13033 SE Holgate Blvd

503-761-1533

4.43 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Reid, Dwight DC - Bridgetown

13568 SE 97th Ave, #100

503-490-5647

2.31 Mi

Hickel, Michael W DC - Power

8305 SE Monterey Ave, #104

503-786-7786

3.18 Mi

Saalfeld, Gary D DC - Gladsto

295 Portland Ave

503-657-3038

5.08 Mi

Nelson, Brian E DC - Nelson C

6647 SE Woodstock Blvd

503-775-5850

5.35 Mi

Kreger, Ronald W DC - Kreger

9818 E Burnside St

503-254-4252

7.05 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Orthodontic Specialist

14650 Se Sunnyside Rd

503-658-3992

0.15 Mi

Sunnyside Dentistry

14210 Se Sunnyside Rd

503-654-6666

0.19 Mi

John L Krump

9775 Se Sunnyside Rd #600

503-652-8080

0.62 Mi

David E Doyle

10121 Se Sunnyside Rd #320

503-786-5080

0.62 Mi

Modern Family Dental

12340 Se Sunnyside Rd

503-698-5525

1.08 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address

Telephone

Distance

Guile, E Ernest DDS - Guile E

14654 SE Sunnyside Rd

503-653-8320

0.16 Mi

Lee, Raymond S DO - Valley Vi

14785 SE Oregon Trail Dr

503-698-7777

0.30 Mi

Sunnyside Veterinary Hospital

16416 SE Sunnyside Rd

503-658-8165

0.96 Mi

Wilson, Michael E DO - Northw

12360 SE Sunnyside Rd

503-659-4988

1.07 Mi

Lee Carma J MD

14450 SE Highway 212

503-658-5521

1.15 Mi

Pet Sitting Services Name

Address

Telephone

Distance

Andrew, Michael P DVM - Town

12515 SE Division St

503-761-2330

5.46 Mi

Pharmacies Name

Address

Telephone

Distance

Albertsons Inc

14800 SE Sunnyside Rd

503-658-4374

0.22 Mi

Armworks Splinting Services

16126 SE Happy Valley Town Cen

503-427-2956

0.82 Mi

Safeway

12032 SE Sunnyside Rd

503-698-1121

1.23 Mi

Double Vision Inc

12020 Southeast Sunnyside Road

503-698-2375

1.28 Mi

Brookside Addiction Medicine

10180 SE Sunnyside Rd

503-702-5826

2.15 Mi

Places of Religion Name

Address

Telephone

Distance

Creator Lutheran Church

13250 SE Sunnyside Rd

N/A

0.61 Mi

Spring Mountain Bible Church

12152 SE Mather Rd

N/A

1.17 Mi

Jehovah's Witnesses Clackamas

17100 SE Sunnyside Rd

503-658-4167

1.29 Mi

Valley View Evangelical

11501 SE Sunnyside Rd

N/A

1.60 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Places of Religion Name

Address

Telephone

Distance

Church Of Jesus Christ Of Lds

10300 SE 132nd Ave

503-760-0833

1.64 Mi

Retirement Communities Name

Address

Telephone

Distance

Miramont Pointe A Senior Livi

11520 SE Sunnyside Rd

503-698-1600

1.54 Mi

Monterey Court Alzheimer's Ca

8915 SE Monterey Ave

503-654-3200

2.93 Mi

Town Center Village

8709 SE Causey Ave

503-505-6540

3.03 Mi

The Springs at Clackamas Wood

14314 SE Webster Rd

503-654-3413

3.79 Mi

Clarendon Court Alzheimer's R

5732 SE 122nd Ave

503-761-3434

3.91 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

East Hills Animal Clinic

12022 SE Sunnyside Rd

503-698-8374

1.28 Mi

VCA Clackamas Animal Hospital

16317 SE 82nd Dr

503-342-8889

3.06 Mi

Animal Medical Clinic

1411 SW 14th St

503-715-1357

5.36 Mi

Timberland Animal Clinic

18110 SE Division St

503-563-4961

5.69 Mi

Banfield Pet Hospital

430 NW Eastman Pky

503-465-8267

6.38 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

Shaw Kristen Dvm

7851 SE King Rd

503-771-0857

3.61 Mi

Allergy & Dermatology Vet

6323 SE King Rd

503-777-8999

4.32 Mi

Linwood Animal Clinic

6135 SE King Rd

503-774-3363

4.39 Mi

Mt Scott Animal Clinic

8401 SE Ellis St

503-573-5523

4.90 Mi

Crimi, M, Dvm - Gladstone Vet

18420 SE McLoughlin Blvd

503-653-8672

5.37 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

12314 SE VERLIE ST HAPPY VALLEY OR 97086 05023773 CLACKAMAS COUNTY OR

Veterinary - Medicine Name

Address

Telephone

Distance

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks! WFG National Title has partnered with Updater, a time-saving free tool geared to simplify and ease the process of moving. Look for a personalized Updater invitation after we complete your Title Report.

Registration is totally optional!

Use Updater to: Forward USPS mail Reserve a mover online Update your accounts Connect utilities Hook up home services Search move-in special offers Share moving announcements with friends & family

For more information on Updater, visit;

https://wfgoregon.updater.com/sign-up

HAPPY VALLEY UTILITIES

Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com TRI-MET (503) 238-7433 www.trimet.org Northwest Natural Gas (800) 422-4012 www.nwnatural.com Portland General Electric (503) 228-6322 www.portlandgeneral.com Clackamas County Sewer District (503) 742-4567 www.clackamas.us Sunrise Water Authority (503) 761-0220 www.sunrisewater.com Waste Management Garbage (800) 808-5901 www.wm.com North Clackamas School District (503) 353-6000 www.nclack.k12.or.us

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of youâ&#x20AC;Ś we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions.

However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.

Public Record

Public Record