1127 NW Irving Street, Portland, OR 97209

1127 NW Irving Street Portland, OR 97209

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Owner Information KILGORE ERIK J TR & PIERCE JARED TR /

Owner Name: Vesting: Mail Address:

1127 NW IRVING ST PORTLAND OR 97209

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

PEARL BLOCK NO 3, LOT 32

County:

MULTNOMAH

Census/Block: 005100 / 1037

Alt Parcel #

1N1E34BC -03100

School District: PORTLAND 1J

Tsp-Rng-Sec:

T1N-R1E-S34

Municipality:

Lot / Block:

Lot: 32 Block: NO

Parcel #:

R241261

Housing Tract: PEARL BLOCK NO 3 Last Market Sale Date:

2009-09-15/2009-09-11

Lender:

CHARLES SCHWAB BANK NA

Sale Price:

825000

Loan:

660000

Document #: 2009.131674

Document #: 2009.131675

Doc Type:

WARRANTY DEED

Loan Type:

$ Sqft:

$359.32

Loan Term:

CONVENTIONAL

Prior Sale Information Date:

2004-06-23/2004-06-22

Lender:

Price:

675000

Loan:

Document #: 2004.113889 Doc Type:

DEED

540000

Document #: Loan Type:

CONVENTIONAL

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Property Characteristics Gross Area:

2716

Garage Area:

Living Area:

2296

Roof Shape:

GABLE

Porch Type:

Above Grade: 2,716

Foundation:

CONCRETE

Patio Type:

Interior Wall

Bedrooms:

2

Roof Material: COMPOSITION

Air Cond:

Bath (F/H):

3/1

Construction:

Fixtures:

Fireplace:

PREFAB

Heat Type:

Year Built:

1996

Cooling Type: CENTRAL

Parking Type: Garage

Exterior Wall:

FORCED AI

STUCCO

CENTRAL

Floor: Equipment: Stories:

2

Units:

1

Rooms:

Pool:

No

Basement:

728

Quality:

Condition:

GOOD

Property Information Land Use:

SFR

County Use:

SINGLEFAMILY,COM

State Use:

X

Zoning:

EXD

Lot Acres:

0.0387

Lot Sqft:

1,687

Len/Wid:

/

Tax and Assessment Information Assd Year:

2019

Assd Value:

$1,129,480

Taxable Val:

$1,129,480

Tax Year:

2019

Land Value:

$276,250

Mkt Value:

$1,129,480

Tax Area:

001

Imp Value:

$853,230

Exemption:

Property Tax:

$10,256.99

Improved %:

76%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2015

1.00

2.00

2,318

$725,350

$313

2016

2.00

3.17

2,277

$822,042

$361

2017

2.00

2.40

2,256

$1,027,000

$455

2018

2.00

3.33

2,248

$1,052,667

$468

2019

2.00

2.57

2,317

$859,000

$371

Average Sale Price $1,027,000 $725,350

$1,052,667 $859,000

$822,042

2015

2016

2017

2018

$455

$468

2019

Average $ Per Square Foot

$313

2015

$371

$361

2016

2017

2018

2019

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Female Population

5,228

29.1% 5.6% 0-9

34.6% 15.4%

13.6%

40-49

50-59

18.6% 10.7%

1.3% 10-19

20-29

30-39

60-69

70+

Male Population

7,006

39.2% 24.7% 3.9%

2.5%

0-9

10-19

18.2%

18.0% 9.6%

20-29

Education

30-39

40-49

50-59

8.5% 60-69

70+

Employment

No Diploma: High School: Some College: Bachelor's Graduate's:

3.0%

Working Age:

7.3% 24.6% 37.0% 28.0%

Labor Force: Median Income:

13,791 75.9% $50,471 89.4%

Employed: Unemployed:

10.6%

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Portland Sd 1j Elementary Schools Emerson School 105 NW PARK AVE PORTLAND OR 97209 Grades: KG to 05 Charter School: Y Magnet School: U

503-525-6124 Area Desc: City: Large Distance: 0.34 Miles Title One: N

Chapman Elementary 1445 NW 26TH AVE PORTLAND OR 97210 Grades: KG to 05 Charter School: N Magnet School: U Middle Schools Da Vinci Middle School 2508 NE EVERETT PORTLAND OR 97232 Grades: 06 to 08 Charter School: N Magnet School: U

503-916-6295 Area Desc: City: Large Distance: 1.11 Miles Title One: N

Hosford Middle School 2303 SE 28TH PL PORTLAND OR 97214 Grades: 06 to 08 Charter School: N Magnet School: U High Schools Lincoln High 1600 SW SALMON ST PORTLAND OR 97205 Grades: 09 to 12 Charter School: N Magnet School: U

503-916-5640 Area Desc: City: Large Distance: 2.71 Miles Title One: Y

Benson Polytechnic High 546 NE 12TH AVE PORTLAND OR 97232 Grades: 09 to 12 Charter School: N Magnet School: U

503-916-5100 Area Desc: City: Large Distance: 1.43 Miles Title One: N

503-916-5356 Area Desc: City: Large Distance: 2.10 Miles Title One: N

503-916-5200 Area Desc: City: Large Distance: 0.67 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

OREGON AT-A-GLANCE DISTRICT PROFILE Portland SD 1J

2018-19

SUPERINTENDENT: Guadalupe Guerrero | 501 N Dixon St, Portland 97227 | 503-916-2000

Students We Serve

Start Strong

48,096 Student Enrollment

Academic Progress

Grades K-2 REGULAR ATTENDERS

Grade 3 ENGLISH LANGUAGE ARTS

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

Students who attended more than 90% of their enrolled school days.

Students meeting state grade-level expectations.

Year-to-year progress in English language arts and mathematics.

No change from previous year

DEMOGRAPHICS

Decrease from previous year

2%

American Indian/Alaska Native Students

1%

Teachers

<1%

Asian Students

7%

Teachers

4%

86%

56% Oregon average

Black/African American

Oregon average

83%

47%

Students

9%

Teachers

3%

High School Success

Students

16%

Teachers

9%

Grade 8 MATHEMATICS

Grade 9 ON-TRACK TO GRADUATE

Grade 12 ON-TIME GRADUATION

Students meeting state grade-level expectations.

Students earning one-quarter of graduation credits in their 9th grade year.

Hispanic/Latino

Multiracial Students

10%

Teachers

4%

Native Hawaiian/Pacific Islander Students

1%

Teachers

<1%

White Students

57%

Teachers

79%

15%

Languages Spoken

16% 12% 39% Students with Disabilities

Mobile Students

Free/ Reduced Price Lunch

Decrease from previous year

2%

1%

2%

48%

91% Oregon average

92

Ever English Learners

Decrease from previous year

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Increase from previous year

39% District Goals

At Portland Public Schools, our goals are to provide safe, student-centered learning experiences by utilizing differentiated teaching and tools for the success of all students. We collaborate to support a primary focus on teaching and learning and the creation of dynamic, joyful learning environments. We strive to engage all students, their families and the community at large. We are fundamentally committed to social justice and to closing student achievement gaps.

80% Oregon average

85%

Oregon average

79%

State Goals The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% on-time, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a wellrounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

*<10 students or data unavailable

District Website: www.pps.net

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE DISTRICT PROFILE CONTINUED Portland SD 1J

2018-19

SUPERINTENDENT: Guadalupe Guerrero | 501 N Dixon St, Portland 97227 | 503-916-2000

Our Staff (rounded FTE)

188 Administrators

Outcomes

66%

American Indian/Alaska Native

Teachers

Educational assistants

85%

Male

86%

Non-Binary <10 students or data unavailable

90% 71%

83%

58%

72% 89%

78%

94%

77%

95%

23%

83%

80%

26%

73% 86%

19%

Data not available

80%

6%

59% 70%

<10 students or data unavailable

92%

Talented and Gifted

Data are suppressed to protect confidential student information.

41%

>95%

49%

White

% of licensed teachers with more than 3 years of experience

Grade 12 ON-TIME GRADUATION

80%

24%

Ever English Learner

<10 students or data unavailable

87%

26%

Students with Disabilities

81%

Average

60%

Free/Reduced Price Lunch

High Average

Grade 9 ON-TRACK TO GRADUATE

8%

Hispanic/Latino

Migrant

59% 53%

40%

Asian

Multiracial

Psychologists

Low 94%

<10 students or data unavailable

Grade 8 MATHEMATICS

59

Average

<5%

Female

Black/African American

Average 35%

92%

Native Hawaiian/Pacific Islander

Licensed Librarians

80%

Migrant <10 students or data unavailable

61

Low

18%

Talented and Gifted

American Indian/Alaska Native

Average

29%

83%

Students with Disabilities

Counselors

Low 68%

75%

Ever English Learner

Average

26% 90%

Free/Reduced Price Lunch

144

Average 56%

69%

Native Hawaiian/Pacific Islander White

618

Low 34%

83%

Multiracial

High

19%

79%

Hispanic/Latino

Low 53%

75%

Black/African American

Grades 3-8 INDIVIDUAL STUDENT PROGRESS

30% 89%

Asian

2,725

Grade 3 ENGLISH LANGUAGE ARTS

Grades K-2 REGULAR ATTENDERS

>95%

Female

48%

93%

Male

48%

90%

Non-Binary <10 students or data unavailable

95% 82% 77%

Coming in 2019-20 Coming in 2019-20 Seismic Safety: http://www.oregongeology.org/sub/projects/rvs/activity-updates/status.html

OREGON AT-A-GLANCE SCHOOL PROFILE Chapman Elementary School

2018-19

PRINCIPAL: Pamela Van Der Wolf | GRADES: K-5 | 1445 NW 26th Ave, Portland 97210 | 503-916-6295

Students We Serve

School Environment

489

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

Decrease from previous year

Student Enrollment

Increase from previous year

1

DEMOGRAPHICS American Indian/Alaska Native Students

<1%

Teachers

0%

24

Year-to-year progress in English language arts and mathematics.

2%

86%

Asian Students

6%

Teachers

0%

Oregon average

25

Black/African American Students

4%

Teachers

3%

Hispanic/Latino Students

11%

Teachers

3%

Students

12% 3%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

80%

Academic Success ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Decrease from previous year

Multiracial Teachers

Oregon average

No change from previous year

4%

72%

Coming in 2019-20

57%

White Students

67%

Teachers

90%

9%

20

Ever English Learners

Languages Spoken

11% 92% 33% Students with Disabilities

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.pps.net/schools/chapman

Oregon average

Oregon average

51%

43%

School Goals

State Goals

Safe & Welcoming Environment

Chapman School strives to provide a welcoming environment and equitable opportunities for students of all races, genders, and home languages. Our goal is to create a rich and rigorous learning environment in which students are challenged academically while fostering an inclusive school experience. Our goals for the 19-20 school year include increasing math growth in our 4th and 5th grades, strengthening opportunities for foundational literacy skills within a workshop model, and improving our Tier 1 socialemotional learning supports/systems.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We work hard to make our school a place where all students and families feel welcome and included. We celebrate our communityâ&#x20AC;&#x2122;s diversity and we honor this diversity in our learning activities. We understand how important it is to keep our students feeling safe, both physically and emotionally, when they are with us.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Chapman Elementary School

2018-19

PRINCIPAL: Pamela Van Der Wolf | GRADES: K-5 | 1445 NW 26th Ave, Portland 97210 | 503-916-6295

Our Staff (rounded FTE)

25 Teachers

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

American Indian/Alaska Native <10 students or data unavailable

>95%

Asian Black/African American

4

Educational assistants

Hispanic/Latino Multiracial

1

Counselors

13% Average teacher turnover rate

85% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

50% 68%

79%

79% <10 students or data unavailable

52%

38%

82%

80%

79%

<10 students or data unavailable

73%

59%

55% >95%

Ever English Learner

57%

<10 students or data unavailable

90%

White

Students with Disabilities

<10 students or data unavailable

<10 students or data unavailable

Native Hawaiian/Pacific Islander <10 students or data unavailable

Free/Reduced Price Lunch

MATHEMATICS

<10 students or data unavailable

74%

35%

44%

44%

48%

Migrant <10 students or data unavailable

52%

<10 students or data unavailable

Talented and Gifted

94%

Female

87%

Male

84%

Non-Binary <10 students or data unavailable

<10 students or data unavailable

>95% 73%

93% 50%

70% <10 students or data unavailable

64% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

Portland Public Schools has created policies to help our schools provide safe environments for every student. This includes teaching students and staff about bullying and harassment, and providing methods to report and respond to any of these incidents. We have a PPS threat assessment team to help address reports of safety concerns. We also support the district-wide implementation of Positive Behavioral Interventions and Supports (PBIS), and Restorative Justice practices through our Multi-tiered System of Supports (MTSS) department.

Our school offers a variety of enrichment activities throughout the year, including Oregon Battle of the Books, our school musical, Friday Clubs (3-5), Black Student Union, and artists-in-residence. We have a before and after school childcare partnership with Friendly House and welcome multiple outside community organizations that offer after-school classes.

Chapman invites families into our school through curriculum showcases and volunteer opportunities. We work closely with Friends of Chapman, our parent organization, to support community building activities such as Art Ball, STEM Night, and the Swift Family Run. In addition, we have opportunities for parent involvement in our PTA and Site Council.

We appreciate our community neighbors and want them to feel welcome to join us in supporting the success of our students.

Please contact us if you and your community organization are interested in providing support, and we will be happy to talk with you about options.

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE West Sylvan Middle School

2018-19

PRINCIPAL: Cherie Kinnersley | GRADES: 6-8 | 8111 SW West Slope Dr, Portland 97225 | 503-916-5690

Students We Serve

School Environment

830

Academic Progress INDIVIDUAL STUDENT PROGRESS

CLASS SIZE

REGULAR ATTENDERS

Median class size.

Students who attended more than 90% of their enrolled school days.

Decrease from previous year

Student Enrollment

Increase from previous year

1

DEMOGRAPHICS American Indian/Alaska Native Students

<1%

Teachers

0%

28

Year-to-year progress in English language arts and mathematics.

2%

90%

Asian Students

10%

Teachers

2%

Oregon average

25

Black/African American Students

1%

Teachers

3%

Hispanic/Latino Students

10%

Teachers

3%

Students

11% 3%

ENGLISH LANGUAGE ARTS

MATHEMATICS

SCIENCE

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Students meeting state grade-level expectations.

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

80%

Academic Success

Multiracial Teachers

Oregon average

Decrease from previous year

Decrease from previous year

3%

1%

84%

Coming in 2019-20

76%

White Students

68%

Teachers

88%

8%

23

Ever English Learners

6%

Students with Disabilities

Languages Spoken

95%

Required Vaccinations

9%

Free/ Reduced Price Lunch

Oregon average

Oregon average

54%

39%

School Goals

State Goals

Safe & Welcoming Environment

Our focus is on literacy and math fluency, with the aim of refining our instructional strategies and providing all students with the skills they need to be ready to succeed in college and careers. We strive to provide a welcoming environment and equitable opportunities for students of all races, genders, and home languages. We encourage you to contact us with any questions, concerns, or information that will help us ensure success for your students.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We work hard to make our school a place where all students and families feel welcome and included. We celebrate our communityâ&#x20AC;&#x2122;s diversity and we honor this diversity in our learning activities. We understand how important it is to keep our students feeling safe, both physically and emotionally, when they are with us.

*<10 students or data unavailable

School Website: www.pps.net/schools/east-west-sylvan

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED West Sylvan Middle School

2018-19

PRINCIPAL: Cherie Kinnersley | GRADES: 6-8 | 8111 SW West Slope Dr, Portland 97225 | 503-916-5690

Our Staff (rounded FTE)

46 Teachers

Outcomes REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

American Indian/Alaska Native <10 students or data unavailable

94%

Asian Black/African American <10 students or data unavailable

<1

Educational assistants

3

Counselors

19% Average teacher turnover rate

80% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

88%

Native Hawaiian/Pacific Islander <10 students or data unavailable

79%

<10 students or data unavailable

69%

<10 students or data unavailable

86%

75%

64% 90%

Ever English Learner

68%

79%

91%

White

87% <10 students or data unavailable

73% 90%

Multiracial

Students with Disabilities

<10 students or data unavailable

<10 students or data unavailable

84%

Hispanic/Latino

Free/Reduced Price Lunch

MATHEMATICS

<10 students or data unavailable

80%

53%

64%

70%

51%

Migrant <10 students or data unavailable

37%

<10 students or data unavailable

<10 students or data unavailable

Talented and Gifted

94%

>95%

Female

90%

89%

Male

90%

Non-Binary <10 students or data unavailable

>95% 75%

81% <10 students or data unavailable

77% <10 students or data unavailable

About Our School BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

Portland Public Schools has created policies to help our schools provide safe environments for every student. This includes teaching students and staff about bullying and harassment, and providing methods to report and respond to any of these incidents. We have a PPS threat assessment team to help address reports of safety concerns. We also support the district-wide implementation of Positive Behavioral Interventions and Supports (PBIS), and Restorative Justice practices through our Multi-tiered System of Supports (MTSS) department.

Our school offers a variety of extracurricular activities. Check our website for details about specific activities.

Our school offers several meetings each year where we invite families to attend. The meetings are to discover what your children are learning at school, to see examples of their good work, and to learn ways that you can help them succeed at school. We will inform you of these school events and celebrations through our newsletters and other media. Please check our website for details about these events.

We appreciate our community neighbors and want them to feel welcome to join us in supporting the success of our students.

Please contact us if you and your community organization are interested in providing support, and we will be happy to talk with you about options.

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE Lincoln High School

2018-19

PRINCIPAL: Peyton Chapman | GRADES: 9-12 | 1600 SW Salmon St, Portland 97205 | 503-916-5200

Students We Serve

School Environment

1,657

Academic Progress

CLASS SIZE

REGULAR ATTENDERS

ON-TRACK TO GRADUATE

Median size of classes in core subjects.

Students who attended more than 90% of their enrolled school days.

Students earning one-quarter of graduation credits in their 9th grade year.

Increase from previous year

Student Enrollment

Increase from previous year

1

DEMOGRAPHICS American Indian/Alaska Native Students

<1%

Teachers

0%

25

No change from previous year

2%

78%

>95%

Asian Students

10%

Teachers

2%

Oregon average

25

Black/African American Students

2%

Teachers

2%

Hispanic/Latino Students

10%

Teachers

8%

Multiracial Students

8%

Teachers

2%

Native Hawaiian/Pacific Islander Students

<1%

Teachers

0%

Oregon average

Oregon average

80%

85%

Academic Success ON-TIME GRADUATION

FIVE-YEAR COMPLETION

COLLEGE GOING

Students earning a diploma within four years.

Cohort includes students who were first-time ninth graders in 2014-15.

Decrease from previous year

Students earning a high school diploma or GED within five years.

Students enrolling in a two or four year college within one year of completing high school, as reported by the National Student Clearinghouse.

Increase from previous year

Increase from previous year

2%

4%

1%

94%

99%

85%

White Students

70%

Teachers

86%

7%

29

Ever English Learners

5%

Students with Disabilities

Languages Spoken

96% 11%

Required Vaccinations

Free/ Reduced Price Lunch

*<10 students or data unavailable

School Website: www.pps.net/schools/lincoln

Oregon average

Oregon average

79%

85%

Oregon average

62%

School Goals

State Goals

Safe & Welcoming Environment

Our focus is on supporting student growth, emphasizing "learning how to learn", and the development of inter-cultural competencies and a global mindset. Our teachers collaborate to refine instructional strategies and plan opportunities for students to practice and apply the critical thinking and problem solving skills they will need to thrive in college and careers anywhere in the world. We strive to provide a welcoming environment with equitable opportunities and outcomes for students of all races, genders, and home languages. Please contact us with any questions.

The Oregon Department of Education is partnering with school districts and local communities to ensure a 90% ontime, four year graduation rate by 2025. To progress toward this goal, the state will prioritize efforts to improve attendance, provide a well-rounded education, invest in implementing culturally responsive practices, and promote continuous improvement to close opportunity and achievement gaps for historically and currently underserved students.

We work hard to make our school a place where all students and families feel welcome and included. We celebrate our communityâ&#x20AC;&#x2122;s diversity and we honor this diversity in our learning activities. We understand how important it is to keep our students feeling safe, both physically and emotionally, when they are with us.

For more information please visit: www.oregon.gov/ode/reports-and-data/

OREGON AT-A-GLANCE SCHOOL PROFILE CONTINUED Lincoln High School

2018-19

PRINCIPAL: Peyton Chapman | GRADES: 9-12 | 1600 SW Salmon St, Portland 97205 | 503-916-5200

Our Staff (rounded FTE)

81 Teachers

Outcomes REGULAR ATTENDERS

ON-TRACK TO GRADUATE

American Indian/Alaska Native <10 students or data unavailable

2

Educational assistants

Hispanic/Latino

6

Students with Disabilities

79% % of licensed teachers with more than 3 years of experience

Yes

Same principal in the last 3 years

95% 90%

>95%

87%

>95%

92%

<10 students or data unavailable

78%

<10 students or data unavailable

>95%

59%

96%

87% 74%

>95%

69%

84% Data not available

92% <10 students or data unavailable

86%

Talented and Gifted

Male

Average teacher turnover rate

80%

Migrant <10 students or data unavailable

Female

13%

71%

White

Ever English Learner

>95% <10 students or data unavailable

Native Hawaiian/Pacific Islander <10 students or data unavailable

Free/Reduced Price Lunch

Counselors

61%

Multiracial

50%

<10 students or data unavailable

90%

Asian Black/African American

ON-TIME GRADUATION

77% 79%

Non-Binary <10 students or data unavailable

74% <10 students or data unavailable

>95%

96%

>95%

96%

>95% Coming in 2019-20

92% Coming in 2019-20

About Our School ADVANCED COURSEWORK

CAREER & TECHNICAL EDUCATION

EXTRACURRICULAR ACTIVITIES

PARENT & COMMUNITY ENGAGEMENT

Lincoln offers the full IB Diploma program, including a wide array of courses across subject areas such as IB Anthropology, IB Visual Arts, IB Psychology, IB Film and IB Environmental Systems. Lincoln offers multiple IB languages: Spanish, Arabic, Mandarin, French, and German. Lincoln's IB program is an open-access program with no entrance requirements. AVID is a vital partner program at Lincoln, geared to help support students to access IB, CTE and other academic and extra-curricular opportunities. Students who test in IB regularly meet and exceed international exam results. Please contact us for more specific details regarding our IB and AVID programs.

Lincoln provides a growing number of CTE programs of study. Career pathways include courses in Business, Culinary Arts, Coding and Computer Science, and Applied Design. As part of these programs, we facilitate career learning experiences for students such as guest speakers, field trips, job shadows, etc. Visit our CTE web page for additional information: https://www.pps.net/domain/5263.

"It's cool to be involved at Lincoln" is a mantra students hear from the time they visit to the day they graduate. Students are encouraged and supported to learn new skills, discover their passions and find ways to connect both to create purpose in their lives. Our school offers a variety of extracurricular activities including Robotics, Model United Nations, Speech and Debate, Math Club, Constitution Team, Chess Club, SAFER (Students Active For Ending Rape), GSA, MEChA, BSU, Brothers and Sisters of Color, and over 50 other student run clubs. Students are empowered to be actively involved and engaged in civic leadership. Check our website for details about specific activities.

Our school offers numerous opportunities for families to be engaged in their students' lives and learning at Lincoln. Lincoln has an active Site Council, Health Action Network, Parents Advocating for Learning Success, Band, Theatre and Music Boosters, etc.

There are many opportunities to discover what our students are learning at school, to see exhibitions of their work, and to learn ways that you can help them succeed at school. Families are informed about school events and celebrations regularly. Please check our website for details about these events. We appreciate our community neighbors and want them to feel welcome to join us in supporting the success of our students.

Data are suppressed to protect confidential student information.

For more information please visit: www.oregon.gov/ode/reports-and-data/

COMMUNITY

CITY OF PORTLAND

583,776 POPULATION 2010 Census Data

MALE 49.54%

$40,146

FEMALE 50.46%

35.00

MEDIAN INCOME

MEDIAN AGE

2010 Census Data

2010 Census Data

Portland is the largest city in the U.S. state of Oregon and the seat of Multnomah County. It is a

major port in the Willamette Valley region of the Pacific Northwest, at the confluence of the Willamette and Columbia rivers. The city covers 145 square miles (380 square kilometers) and had an estimated population of 647,805 in 2017, making it the 26th most populous city in the United States, and the second-most populous in the Pacific Northwest.

SCHOOL DISTRICTS   

Portland Public David Douglas Reynolds

  

Centennial Parkrose Riverdale

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

21.1% under age 18 10.3% between ages 18 to 24 34.7% between ages 25 to 44 22.4% between ages 45 to 64 11.6% above age 65

2010 Census Data  

53.75% of homes owner occupied 46.25% of homes rented

POPULATION DENSITY 2010 Census Data  

4,375.2 inhabitants per sq. mile 265,439 housing units at an average density of 1,989.4 per sq. mile

CITY QUICK FACTS      

Largest city in Oregon 145 square miles 50 feet elevation 26th most populous city in the US Highest Average Temperature 81.1º Lowest Average Temperature 35.2º

Named after Portland, Maine, the Oregon settlement began to be populated in the 1830s near the

end of the Oregon Trail. Its water access provided convenient transportation of goods, and the timber industry was a major force in the city's early economy. At the turn of the 20th century, the city had a reputation as one of the most dangerous port cities in the world, a hub for organized crime and racketeering.

METRO AREA BASE MAP

Your Local Market Report Portland, OR 97209 REPORT FOR 4/9/2020 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97209 Real-Time Market Profile

This week the median list price for Portland, OR 97209 is $450,000 with the market action index hovering around 38. This is an increase over last month's market action index of 30. Inventory has held steady at or around 1.

Median List Price

$450,000

Per Square Foot

$186

Days on Market

0

Market Action Index

Price Decreased

0%

This answers “How’s the Market?” by comparing rate of sales

Price Increased

0%

versus inventory.

Relisted

0%

Inventory

1

Median Rent

$2,299

Most Expensive

$450,000

Least Expensive

$450,000

Market Action

38

50

40

Buyer's Market

60

20

M

100

38

90

ay Tod

10

80

Last

th on

0

Seller's Market

70

30

Slight Seller's Advantage

Slight Seller's Advantage

In the last few weeks the market has achieved a relative stasis point in terms of sales to inventory. However, inventory is sufficiently low to keep us in the Seller’s Market zone so watch changes in the MAI. If the market heats up, prices are likely to resume an upward climb.

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$NaN

NaN

N/A

NaN

NaN

NaN

NaN

NaN

NaN

$NaN

NaN

N/A

NaN

NaN

NaN

NaN

NaN

NaN

$450,000

2,413

0 - 4,500 sqft

2

2

120

1

0

0

$450,000

2,413

0 - 4,500 sqft

2

2

120

1

0

0

Thu Apr 09 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

2 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97209

Median List Price $4.0M $3.5M $3.0M $2.5M $2.0M $1.5M $1.0M $500K $0 May 2017

Aug 2017

Jul 2018

Oct 2018

Jan 2019

7-Day Average

Apr 2019

Aug 2019

Nov 2019

Feb 2020

Aug 2019

Nov 2019

Feb 2020

90-Day Average

Segments $4.0M $3.5M $3.0M $2.5M $2.0M $1.5M $1.0M $500K May 2017

Aug 2017

Jul 2018

Oct 2018

Jan 2019

Apr 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Third/Lower 90-Day

Thu Apr 09 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

3 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97209

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. $700

$600

$500

$400

$300

$200

$100 May 2017

Aug 2017

Jul 2018

Oct 2018

Jan 2019

7-Day Average

Apr 2019

Aug 2019

Nov 2019

Feb 2020

90-Day Average

Inventory

Inventory has been relatively steady around these levels in recent weeks.

7 6 5 4 3 2 1 0 May 2017

Aug 2017

Jul 2018

Oct 2018

Jan 2019

7-Day Average

Apr 2019

Aug 2019

Nov 2019

Feb 2020

90-Day Average

Thu Apr 09 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97209

Market Action Index

In the last few weeks the market has achieved a relative stasis point in terms of sales to inventory. However, inventory is sufficiently low to keep us in the Seller’s Market zone so watch changes in the MAI. If the market heats up, prices are likely to resume an upward climb.

120

100

80

60

40

20

0 May 2017

Aug 2017

Jul 2018

Oct 2018

Jan 2019

7-Day Average

Apr 2019

Aug 2019

Nov 2019

Feb 2020

Aug 2019

Nov 2019

Feb 2020

90-Day Average

Market Action Segments 70 60

50 40

30 20

10 May 2017

Aug 2017

Jul 2018

Oct 2018

Jan 2019

Apr 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Third/Lower 90-Day

Thu Apr 09 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Portland, OR 97209

Average Days on Market (DOM)

The properties have been on the market for an average of 246 days. Half of the listings have come newly on the market in the past 235 or so days. Watch the 90-day DOM trend for signals of a changing market.

400

300

200

100

0 May 2017

Aug 2017

Jul 2018

Oct 2018

Jan 2019

7-Day Average

Apr 2019

Aug 2019

Nov 2019

Feb 2020

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

400

300

200

100

0 May 2017

Aug 2017

Jul 2018

Oct 2018

Jan 2019

Apr 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Aug 2019

Nov 2019

Feb 2020

Third/Lower 90-Day

Thu Apr 09 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.

6 of 6

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Animal - Services Name

Address

Telephone

Distance

Sierbinski, Keith DVM - Veter

85 SW 3rd Ave

503-810-0664

0.61 Mi

Tulacz, Paul W DVM - Portland

1755 SW Madison St

503-228-5256

0.78 Mi

Dilday, Mark DVM - Animal Med

1411 SW 14th Ave, #B

503-222-1254

0.87 Mi

Huff, Patricia E DVM - Pet Sa

2519 E Burnside St

503-233-5001

2.10 Mi

MT Tabor Veterinary Care

4246 SE Belmont St, #1

503-200-5555

3.23 Mi

Banks Name

Address

Telephone

Distance

Wells Fargo Bank

845 NW 11th Ave

503-225-3474

0.08 Mi

West Coast Bank

1207 NW Glisan St

503-364-0359

0.11 Mi

Wells Fargo Bank NA - Oregon

926 NW 13th Ave

503-225-3473

0.12 Mi

Umpqua Bank

1139 NW Lovejoy St

503-288-5610

0.14 Mi

Bank of America

1245 NW Lovejoy St

503-484-1802

0.14 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks

1134 NW Glisan St, #108

503-221-7426

0.11 Mi

Starbucks: Pearl District

1134 NW Glisan St

503-221-7426

0.11 Mi

Starbucks: Kearney Plaza

1102 NW Lovejoy St

503-227-2724

0.13 Mi

Starbucks: Safeway-Portland #

1303 NW Lovejoy St

503-205-6746

0.16 Mi

Boyd Coffee Company - Boyd Co

404 NW 11th Ave

503-226-3012

0.16 Mi

Credit Unions Name

Address

Telephone

Distance

Northwest Resource Federal CU

221 NW 2nd Ave

503-220-2592

0.56 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Credit Unions Name

Address

Telephone

Distance

Advantis Credit Union Consolidated Federal CU

825 NE Multnomah St, #110

503-785-2528

1.26 Mi

2021 NE Sandy Blvd

503-232-8070

1.84 Mi

United Advantage

1430 N Killingsworth St

503-283-5193

2.39 Mi

Onpoint Community Credit Unio

9730 SE Washington St

503-228-7077

5.86 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Piazza Italia

1129 NW Johnson St

503-478-0619

0.04 Mi

Giorgio's

1131 NW Hoyt St

503-221-1888

0.06 Mi

Bay 13

701 NW 13th Ave

503-227-1133

0.07 Mi

Sinju Japanese Restaurant

1022 NW Johnson St

503-223-6535

0.07 Mi

Fratelli

1230 NW Hoyt St

503-241-8800

0.07 Mi

Golf Courses Name

Address

Telephone

Distance

Eastmoreland Golf Course

2425 SE Bybee Blvd

503-775-2900

4.11 Mi

Broadmoor Golf Course

3509 NE Columbia Blvd

503-281-1337

4.11 Mi

Portland Meadows Golf Course

901 N Schmeer Rd

503-289-3405

4.22 Mi

Riverside Golf & Country Club

8105 NE 33rd Dr

503-282-7265

4.51 Mi

Rose City Golf Course

2200 NE 71st Ave

503-253-4744

4.56 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

Charlie's Salsa

1000 Northwest 17th Avenue

503-761-7382

0.30 Mi

Whole Foods Market

1210 NW Couch St

503-525-4343

0.31 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Grocers and Supermarkets Name

Address

Telephone

Distance

Hoyt Mart Cash & Carry

1830 NW Hoyt St

503-227-0886

0.34 Mi

1420 NW 14th Ave

503-221-1049

0.37 Mi

Georgia's Grocery Store

1143 SW Stark St

503-227-4965

0.40 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

24 Hour Fitness

1202 NW Irving St

503-525-5831

0.03 Mi

24 Hour Fitness

1210 NW Johnson St

503-222-1210

0.05 Mi

Ch Physical Therapy and Perso

914 NW 13th Ave

971-244-9000

0.12 Mi

Fitness Creators Studio

1420 NW Lovejoy St

503-241-2844

0.18 Mi

Geometry

821 NW Flanders St

503-228-2020

0.22 Mi

Hospitals Name

Address

Telephone

Distance

Shriners Hosps For Children

3101 SW Sam Jackson Park Rd

503-241-5090

1.81 Mi

Eastmoreland Hospital

2900 SE Steele St

503-234-0411

3.79 Mi

Woodland Park Hospital

10300 NE Hancock St

503-257-5500

6.10 Mi

Hospitals - Acute Care Name

Address

Telephone

Distance

Legacy Good Samaritan Medical

1015 NW 22nd Ave

503-413-7682

0.68 Mi

Legacy Emanuel Medical Center

2801 N Gantenbein Ave

503-413-2200

1.19 Mi

Ohsu Hospital And Clinics

3181 SW Sam Jackson Park Rd

503-494-4036

1.96 Mi

Providence Portland Medical C

4805 NE Glisan St

503-215-1111

3.34 Mi

Providence St Vincent Medical

9205 SW Barnes Rd

503-216-1234

4.50 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Hospitals - Acute Care Name

Address

Telephone

Distance

Hospitals - Acute Care - VA Name

Address

Telephone

Distance

Portland Va Medical Center

3710 SW Us Veterans Hospital R

503-220-8262

2.22 Mi

Nursing Homes Name

Address

Telephone

Distance

Holladay Park Plaza

1300 NE 16th Ave

503-288-6671

1.65 Mi

Rose City Nursing Home

34 NE 20th Ave

503-231-0276

1.85 Mi

Mirabella Portland

3550 SW Bond Ave

503-901-2939

2.21 Mi

Laurelhurst Village

3060 SE Stark St

503-535-4700

2.47 Mi

Providence Child Center

830 NE 47th Ave

503-215-2421

3.31 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Stevko, Annette M DC - Hollyw

4111 NE Tillamook St

503-281-3400

3.09 Mi

Nelson, Brian E DC - Nelson C

6647 SE Woodstock Blvd

503-775-5850

5.45 Mi

Kreger, Ronald W DC - Kreger

9818 E Burnside St

503-254-4252

5.84 Mi

Day Chiropractic

14511 Westlake Dr

503-620-2353

7.76 Mi

Hohensee, Drew DC - Back in M

11385 SW Scholls Ferry Rd

503-524-9040

7.82 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Mika Miyamoto-shemali

1211 Nw Glisan St #201

503-297-1711

0.10 Mi

Richard Bryan Bell

1849 Nw Kearney St #300

503-224-1371

0.35 Mi

Caring Dental Northwest

511 Sw 10th Ave, #ave-1108

503-222-2111

0.48 Mi

Walter Reinhold List

511 Sw 10th Ave #813

503-224-2745

0.49 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Offices and Clinics of Dentists Name

Address

Brian H Whitten

511 Sw 10th Ave #1101

Offices and Clinics of Medical Doctors Name Address

Telephone

Distance

503-231-0882

0.49 Mi

Telephone

Distance

Elzinga, Kimberly M - Elzinga

914 NW 13th Ave

971-244-9000

0.12 Mi

Dean, Nichole - Bling Dental

926 NW 13th Ave, #150

503-227-2444

0.12 Mi

Commonwealth Hearing Health

Po Box 4031

503-227-7473

0.20 Mi

Overeaters Anonymous - OA Mee

Po Box 2429

503-254-5658

0.21 Mi

Korschgen Joyce Lpc Cgp PC

818 NW 17th Ave, Ste 3

503-221-4531

0.27 Mi

Pet Sitting Services Name

Address

Telephone

Distance

Baker, Michael DVM - St Franc

12010 NE 65th St

360-253-5446

11.76 Mi

Pharmacies Name

Address

Telephone

Distance

Ch Physical Therapy

914 NW 13th Ave

971-244-9000

0.12 Mi

Safeway

1303 NW Lovejoy St

503-205-6746

0.16 Mi

A Better Way Counseling Cente

818 NW 17th Ave

503-226-9061

0.26 Mi

Boice Medical

1125 NW 9th Ave #221

503-914-1979

0.28 Mi

Bridgeview

707 NW Everett St

503-222-4906

0.31 Mi

Places of Religion Name

Address

Telephone

Distance

Havurah Shalom

825 NW 18th Ave

N/A

0.32 Mi

First Immanuel Lutheran Churc

1816 NW Irving St

N/A

0.33 Mi

St Mary's Catholic Cathedral

1716 NW Davis St

N/A

0.38 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Places of Religion Name

Address

Telephone

Distance

Trinity Episcopal Cathedral Congregation Beth Israel

147 NW 19th Ave

N/A

0.46 Mi

1972 NW Flanders St

N/A

0.47 Mi

Retirement Communities Name

Address

Telephone

Distance

Union Manors - Marshall Macdonald Residence

2020 Northwest Northrup Street

503-225-0677

0.35 Mi

605 NW Couch St

503-241-7374

0.42 Mi

Up And Out Inc

521 SW 11th Ave

503-796-0241

0.47 Mi

Marshall Union Manor

2020 NW Northrup St

503-225-0677

0.55 Mi

Calaroga Terrace

1400 NE 2nd Ave

503-234-8271

1.02 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

Pearl Animal Hospital

1250 NW 10th Ave

503-954-3393

0.27 Mi

Animal Medical Clinic

1411 SW 14th Ave, Ste B

503-222-1254

0.87 Mi

Hawthorne Veterinary Clinic

1431 SE 23rd Ave

503-233-2332

2.23 Mi

Rambling Vet

1430 NE Mason St

503-710-9720

2.31 Mi

Forest Heights Veterinary Cli

7365 SW Barnes Rd

503-291-1757

3.46 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

Dovelewis Er & Icu Animal Hos

1945 NW Pettygrove St

503-228-7281

0.54 Mi

Or Post Adoption Resource Cen

621 SW Morrison St

503-241-0799

0.65 Mi

Eddy Chicory

1411 SW 14th Ave

503-222-1254

0.87 Mi

Levine Samantha Nd

2256 N Albina Ave

503-281-6767

0.87 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1127 NW IRVING ST PORTLAND OR 97209 R241261 MULTNOMAH COUNTY OR

Veterinary - Medicine Name

Address

Lovejoy Surgicenter

933 NW 25th Ave

Telephone

Distance

503-766-2037

0.96 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks at no cost to you!

WFG National Title has partnered with Updater to provide a better moving experience. This concierge service has been paid for and reserved especially for your client. All you need to do now is log onto your Dashboard.

Updater is the trusted way to:  Forward your mail  Update your accounts  Connect utilities  Hook up home services  Search move-in special offers  Share moving announcements with digital announcements to friends & family

To activate your dashboard; log onto www.WFGupdaterOR.com

PORTLAND UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com TRI-MET (503) 238-7433 www.trimet.org

Northwest Natural Gas (800) 422-4012 www.nwnatural.com Portland General Electric (503) 228-6322 www.portlandgeneral.com City of Portland Sewer District (503) 823-7770 www.portlandoregon.gov/bes/ City of Portland Water District (503) 823-7770 www.portlandoregon.gov/water/ Arrow Sanitary (503) 257-3993 www.arrowsanitaryservice.com Portland School District (503) 916-2000 www.pps.k12.or.us

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of youâ&#x20AC;Ś we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

We created WFG’s MyHome® to make the closing experience better for everyone.

MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind.

Sign up for an account at wfgmyhome.com/client

#becauseofyou

CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions.

However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.