1046 NE Creeksedge Drive, Hillsboro, OR 97124

1046 NE Creeksedge Drive Hillsboro, OR 97124

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

1046 NE CREEKSEDGE DR HILLSBORO OR 97124 R2068021 WASHINGTON COUNTY OR

Owner Information Owner Name:

KIRSCHTEN KEVIN A / KIRSCHTEN KRISTIN M

Vesting:

HUSBAND AND WIFE

Mail Address:

1046 NE CREEKSEDGE DR HILLSBORO OR 97124

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

JONES FARM, LOT 114, ACRES .16

County:

WASHINGTON

Census/Block: 032609 / 1011

Alt Parcel #

1N230AD07700

School District: HILLSBORO 1J

Tsp-Rng-Sec:

T1N-R2W-S30

Municipality:

HILLSBORO

Lot / Block:

Lot: 114 Block:

Parcel #:

R2068021

Housing Tract: JONES FARM Last Market Sale Date:

/

Lender:

Sale Price:

Loan:

Document #:

Document #:

Doc Type:

Loan Type:

$ Sqft:

$

Loan Term:

Prior Sale Information Date:

/

Lender:

Price:

Loan:

Document #:

Document #:

Doc Type:

Loan Type:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1046 NE CREEKSEDGE DR HILLSBORO OR 97124 R2068021 WASHINGTON COUNTY OR

Property Characteristics Gross Area:

2430

Garage Area:

Living Area:

1897

Roof Shape:

GABLE

Porch Type:

OPEN PORCH

Above Grade: 2,430

Foundation:

CONTINUOUS FOOTING

Patio Type:

PATIO

Interior Wall

Bedrooms:

3

Roof Material: COMPOSITION

Air Cond:

Bath (F/H):

3/

Construction: WOOD

Fixtures:

Fireplace:

GAS/LOG

Heat Type:

Year Built:

1997

Cooling Type:

Parking Type: Garage Units:

1

Basement:

Exterior Wall:

FORCED AI

Floor: Equipment:

WOOD SHEATHING Stories:

Rooms:

Pool:

Quality:

Condition:

No

Property Information Land Use:

SFR

County Use:

RESIDENTIAL IMPRO State Use:

1010

Zoning:

SFR-7

Lot Acres:

0.16

Lot Sqft:

6,970

Len/Wid:

/

Tax and Assessment Information Assd Year:

2019

Assd Value:

$462,120

Taxable Val:

$462,120

Tax Year:

2019

Land Value:

$203,170

Mkt Value:

$462,120

Tax Area:

7.01

Imp Value:

$258,950

Exemption:

Property Tax:

$4,816.37

Improved %:

56%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1046 NE CREEKSEDGE DR HILLSBORO OR 97124 R2068021 WASHINGTON COUNTY OR

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2015

0.00

2.80

1,847

$335,680

$182

2016

2.00

3.00

1,909

$387,100

$203

2017

1.00

3.00

1,775

$446,800

$252

2018

3.00

3.00

1,761

$435,000

$247

2019

3.00

2.89

1,865

$434,211

$233

Average Sale Price

$335,680

$446,800

$435,000

$434,211

2017

2018

2019

$252

$247

$233

2017

2018

2019

$387,100

2015

2016

Average $ Per Square Foot

$182

2015

$203

2016

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1046 NE CREEKSEDGE DR HILLSBORO OR 97124 R2068021 WASHINGTON COUNTY OR

Female Population

21,411

14.6%

16.0%

0-9

10-19

19.9%

20-29

18.8%

30-39

17.0%

40-49

14.9%

50-59

10.3%

8.4%

60-69

70+

8.7%

5.4%

60-69

70+

Male Population

21,086

14.9%

0-9

14.2%

10-19

18.2%

20-29

Education

21.9%

30-39

20.9%

40-49

14.0%

50-59

Employment

No Diploma: High School: Some College:

9.1% 19.3% 30.1%

Working Age: Labor Force: Median Income:

Bachelor's

22.4%

Employed:

Graduate's:

19.1%

Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

34,605 82.6% $74,735 93.4% 6.6%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

1046 NE CREEKSEDGE DR HILLSBORO OR 97124 R2068021 WASHINGTON COUNTY OR

Hillsboro Sd 1j Elementary Schools Jackson Elementary 675 NE ESTATE DR HILLSBORO OR 97124 Grades: KG to 06 Charter School: N Magnet School: U

503-844-1670 Area Desc: City: Small Distance: 0.47 Miles Title One: N

Mooberry Elementary 1230 NE 10TH AVE HILLSBORO OR 97124 Grades: KG to 06 Charter School: N Magnet School: U Middle Schools Evergreen Junior High 29850 NW EVERGREEN RD HILLSBORO OR 97124 Grades: 06 to 09 Charter School: N Magnet School: U

503-844-1640 Area Desc: City: Small Distance: 0.76 Miles Title One: Y

J W Poynter Middle School 1535 NE GRANT ST HILLSBORO OR 97124 Grades: 06 to 09 Charter School: N Magnet School: U High Schools Glencoe High 2700 NW GLENCOE RD HILLSBORO OR 97124 Grades: 09 to 12 Charter School: N Magnet School: U

503-844-1580 Area Desc: City: Small Distance: 1.22 Miles Title One: N

Hillsboro High 3285 SE ROOD BRIDGE RD HILLSBORO OR 97123 Grades: 09 to 12 Charter School: N Magnet School: U

503-844-1980 Area Desc: City: Small Distance: 3.52 Miles Title One: N

503-844-1400 Area Desc: City: Small Distance: 0.69 Miles Title One: N

503-844-1900 Area Desc: City: Small Distance: 1.14 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

Jackson Elementary School Grades: K-6 503-844-1670 | 675 NE Estate Dr, Hillsboro 97124 STUDENTS WE SERVE^ 537 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 4%

Asian Students: 6% Teachers: 11%

Black/African American Students: 2% Teachers: 0%

Hispanic/Latino Students: 18% Teachers: 0%

Multiracial Students: 7% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 91% OUR STAFF (ROUNDED FTE) 24 Teachers 13 Educational assistants 1 Counselors/Psychologists 94% Average Teacher retention rate 81% of licensed teachers with more than 3 years of experience No: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: <1% Teachers: 0%

White Students: 65% Teachers: 86%

School website: schools.hsd.k12.or.us/jackson/Home/tabid/448/Default.aspx For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 1285

Evergreen Jr High School Grades: 7-8 503-844-1400 | 29850 NW Evergreen Rd, Hillsboro 97124 STUDENTS WE SERVE^ 782 Student Enrollment ^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: <1% Teachers: 0%

Asian Students: 3% Teachers: 3%

Black/African American Students: 3% Teachers: 3%

Hispanic/Latino Students: 41% Teachers: 5%

Multiracial Students: 5% Teachers: 0%

INTRODUCTION The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

REQUIRED VACCINATIONS 96% OUR STAFF (ROUNDED FTE) 31 Teachers 12 Educational assistants 3 Counselors/Psychologists 86% Average Teacher retention rate 88% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

Native Hawaiian/Pacific Islander Students: 1% Teachers: 0%

White Students: 47% Teachers: 90%

School website: schools.hsd.k12.or.us/evergreen/Home/tabid/1015/Default.aspx For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html *Fewer than 10 students or data unavailable Institution ID = 1197

Glencoe High School Grades: 9-12 503-844-1900 | 2700 NW Glencoe Rd, Hillsboro 97124 STUDENTS WE SERVE^

INTRODUCTION

1,489 Student Enrollment

The At-A-Glance School and District profiles tell a story about Oregon’s schools and districts. This year’s profiles do not include statewide assessments data, class size data, or attendance data as a result of the necessary statewide school closures and the implementation of Distance Learning for All. The profiles present all available data not impacted by the state’s response to COVID-19.

^Student enrollment as of October 1, 2019

DEMOGRAPHICS American Indian/Alaska Native Students: 1% Teachers: 3%

ACADEMIC SUCCESS

Asian Students: 4% Teachers: 1% Black/African American Students: 2% Teachers: 0% Hispanic/Latino Students: 37% Teachers: 9% Multiracial Students: 4% Teachers: 1% Native Hawaiian/Pacific Islander Students: <1% Teachers: 0% White Students: 51% Teachers: 85% REQUIRED VACCINATIONS

ON-TIME GRADUATION Students earning a diploma within four years. Cohort includes students who were first-time ninth graders in 2015-16 graduating in 2018-19

School: 86%

District: 86%

Oregon Average: 80%

FIVE-YEAR COMPLETION Students earning a high school diploma or GED within five years.

School: 93%

District: 91%

Oregon Average: 86%

OUR STAFF (ROUNDED FTE) 61 Teachers 17 Educational assistants 6 Counselors/Psychologists 89% Average Teacher retention rate 89% of licensed teachers with more than 3 years of experience Yes: Same principal for the last 3 years?

97%

School website: hsd.k12.or.us/glencoe For more information please visit: www.oregon.gov/ode/reports-and-data/ | Seismic Safety: www.oregongeology.org/sub/projects/rvs/activity-updates/status.html * Fewer than 10 students or data unavailable.

Institution ID = 1200

Glencoe High School Grades: 9-12 503-844-1900 | 2700 NW Glencoe Rd, Hillsboro 97124 OUTCOMES On-Time Graduation and Five-Year Completion rates separated by student group.

ON-TIME GRADUATION

FIVE-YEAR COMPLETION

American Indian/Alaska Native: ......................................................... *

American Indian/Alaska Native: ......................................................... *

Asian: .................................................................................................. >95%

Asian: .................................................................................................. 90%

Black/African American: ..................................................................... *

Black/African American: ..................................................................... *

Hispanic/Latino: ................................................................................. 81%

Hispanic/Latino: ................................................................................. 86%

Multiracial: .......................................................................................... 86%

Multiracial: ......................................................................................... >95%

Native Hawaiian/Pacific Islander: ...................................................... *

Native Hawaiian/Pacific Islander: ...................................................... *

White: ................................................................................................. 90%

White: ................................................................................................. >95%

Free/Reduced Price Lunch: ................................................................. 83%

Free/Reduced Price Lunch: ................................................................ 89%

Ever English Learner: .......................................................................... 81%

Ever English Learner: .......................................................................... 84%

Students with Disabilities: .................................................................. 69%

Students with Disabilities: .................................................................. 89%

Migrant: .............................................................................................. 86%

Migrant: .............................................................................................. >95%

Talented and Gifted: .......................................................................... >95%

Talented and Gifted: .......................................................................... >95%

Female: ............................................................................................... 88%

Female: ............................................................................................... 93%

Male: .................................................................................................. 84%

Male: .................................................................................................. 93%

Non-Binary: Coming in 2021-22

Non-Binary: Coming in 2021-22

COMMUNITY

CITY OF HILLSBORO

91,611 POPULATION 2010 Census Data

MALE 50.2%

$52,000

FEMALE 49.8%

32.00

MEDIAN INCOME

MEDIAN AGE

2000 Census Data

2010 Census Data

Hillsboro is the county seat of Washington County. Lying in the Tualatin Valley on the west side of the Portland metropolitan area, many technology companies operate in Hillsboro, making it the center of Oregon's Silicon Forest. In particular, Intel's largest site is in Hillsboro, and includes three large campuses: Ronler Acres, Jones Farm, and Hawthorn Farm, along with several smaller campuses that employ about 16,000 workers. Other high-tech companies operating facilities in Hillsboro include Synopsys, Epson, Salesforce, and Oracle's (formerly Sun Microsystems) High-End Operations. Hillsboro is the corporate headquarters for RadiSys and Planar Systems among others.

SCHOOL DISTRICTS   

Hillsboro Beaverton Newberg

HOUSING

AGE DEMOGRAPHIC 2010 Census Data     

27% under age 18 9% between ages 18 to 24 35% between ages 25 to 44 21% between ages 45 to 64 8% above age 65

2010 Census Data  

54.60% of homes owner occupied 45.40% of homes rented

POPULATION DENSITY 2010 Census Data  

3,800 inhabitants per sq. mile 35,487 housing units at an average density of 1,500 per sq. mile

CITY QUICK FACTS     

Fifth largest city in Oregon 24.25 square miles 194 feet elevation Highest Average Temperature 80.9º Lowest Average Temperature 32.7º

For thousands of years before the arrival of European-American settlers, the Atfalati tribe of the Kalapuya lived in the Tualatin Valley near the later site of Hillsboro. The climate, moderated by the Pacific Ocean, helped make the region suitable for fishing, hunting, food gathering, and agriculture. Settlers founded a community here in 1842, later named after David Hill, an Oregon politician. Transportation by riverboat on the Tualatin River was part of Hillsboro's settler economy. A railroad reached the area in the early 1870s and an interurban electric railway about four decades later. These railways, as well as highways, aided the slow growth of the city to about 2,000 people by 1910 and about 5,000 by 1950, before the arrival of high-tech companies in the 1980s.

METRO AREA BASE MAP

Your Local Market Report Hillsboro, OR 97124 REPORT FOR 10/15/2020 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Hillsboro, OR 97124

This week the median list price for Hillsboro, OR 97124 is $510,000 with the market action index hovering around 69. This is an increase over last month's market action index of 66. Inventory has held steady at or around 37.

Real-Time Market Profile

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

50

40

Buyer's Market

60

20

10

90

69

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Median List Price

$510,000

Per Square Foot

$228

Days on Market

64

Price Decreased

19%

Price Increased

19%

Relisted

0%

Inventory

37

Median Rent

Strong Seller's Market Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Seller’s market so watch for upward pricing pressure in the near future if the trend continues.

Most Expensive

$6,500,000

Least Expensive

$265,000

Market Action

69

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$769,000

2,969

1 - 2.5 acres

4

3

4

2

1

91

$556,000

2,687

4,500 - 6,500 sqft

4

2

15

2

2

80

$481,207

1,846

4,500 - 6,500 sqft

3

2

0

1

2

59

$425,000

1,923

8,000 - 10,000 sqft

3

2

56

5

4

28

Thu Oct 15 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.

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Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Hillsboro, OR 97124

Median List Price

Prices in this zip code seem to have settled around a plateau. Look for a persistent down-shift in the Market Action Index before we see prices deviate from these levels. $600K

$550K

$500K

$450K

$400K

$350K Oct 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

7-Day Average

Jul 2019

Nov 2019

Mar 2020

Jul 2020

90-Day Average

Segments

In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels. $1.2M

$1.0M

$800K

$600K

$400K

$200K Oct 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

Jul 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Nov 2019

Mar 2020

Jul 2020

Third/Lower 90-Day

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Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Hillsboro, OR 97124

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. $260

$240

$220

$200

$180 Oct 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

7-Day Average

Jul 2019

Nov 2019

Mar 2020

Jul 2020

90-Day Average

Inventory

Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.

100

80

60

40

20

0 Oct 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

7-Day Average

Jul 2019

Nov 2019

Mar 2020

Jul 2020

90-Day Average

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4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Hillsboro, OR 97124

Market Action Index

Home sales continue to outstrip supply and the Market Action Index has been moving higher for several weeks. This is a Sellerâ&#x20AC;&#x2122;s market so watch for upward pricing pressure in the near future if the trend continues.

120

100

80

60

40

20 Oct 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

7-Day Average

Jul 2019

Nov 2019

Mar 2020

Jul 2020

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

100

80

60

40

20 Oct 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

Jul 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Nov 2019

Mar 2020

Jul 2020

Third/Lower 90-Day

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5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Hillsboro, OR 97124

Average Days on Market (DOM)

The properties have been on the market for an average of 57 days. Half of the listings have come newly on the market in the past 35 or so days. Watch the 90-day DOM trend for signals of a changing market.

175

150

125

100

75

50

25 Oct 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

7-Day Average

Jul 2019

Nov 2019

Mar 2020

Jul 2020

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

300

250

200 150

100 50

0 Oct 2017

Mar 2018

Jul 2018

Nov 2018

Mar 2019

Jul 2019

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

Nov 2019

Mar 2020

Jul 2020

Third/Lower 90-Day

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1046 NE CREEKSEDGE DR HILLSBORO OR 97124 R2068021 WASHINGTON COUNTY OR

Animal - Services Name

Address

Telephone

Distance

Pierce, Kristi DVM - Banfield

889 NE 25th Ave

503-844-2774

1.25 Mi

Larrison, Randy J DVM - Walnu

1011 SE Walnut St, #D

503-640-0472

1.87 Mi

Bullard Robert K DVM

1280 N Adair St

503-357-2525

4.39 Mi

Brennen, Christine R DVM - Ro

1445 NW 185th Ave

503-645-4458

5.17 Mi

Valley Veterinary Hospital

18955 SW Tualatin Valley Hwy

503-649-6900

5.95 Mi

Banks Name

Address

Telephone

Distance

US Bank ATM

1661 NE Cornell Rd

503-640-5654

1.02 Mi

Ellerbrook, Paul - State Farm

1010 NE Cornell Rd

503-844-6000

1.47 Mi

State Farm Insurance AFO

110 NE 10th Ave

503-844-6000

1.55 Mi

Wells Fargo Bank NA - Gladsto

150 SE 10th Ave

503-640-4742

1.59 Mi

Columbia Community Bank

314 E Main St

503-693-7500

1.66 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks: Albertsons - Corne

888 NE 25th Ave

503-681-8927

1.25 Mi

Starbucks: Hillsboro Marketpl

880 NE 25th Ave, #Ave-6

503-640-4659

1.27 Mi

Starbucks: Hillsboro Marketpl

880 NE 25th Ave

503-640-4659

1.27 Mi

Starbucks: 10th Ave

215 SE 10th Ave

503-648-5465

1.64 Mi

Starbucks: First & Main St. -

102 E Main St

503-846-9299

1.74 Mi

Credit Unions Name

Address

Telephone

Distance

First Technology Credit Union

5860 NE Cornell Rd

503-648-0517

2.56 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1046 NE CREEKSEDGE DR HILLSBORO OR 97124 R2068021 WASHINGTON COUNTY OR

Credit Unions Name

Address

Telephone

Distance

First Technology Credit Union

3555 SW 153rd Dr

503-644-4034

7.63 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Kelson's Cafe

2575 NE Kathryn St, #1

503-648-8567

0.83 Mi

Papa Murphy's Take 'n' Bake P

1591 NE Arrington Rd

503-693-7272

0.98 Mi

Dancing Dragon Restaurant

1940 NE Cornell Rd

503-640-4510

1.09 Mi

Dominos Pizza

1991 NE Cornell Rd

503-844-7000

1.09 Mi

Burger King - Hillsboro

2011 NE Cornell Rd

503-648-0887

1.10 Mi

Golf Courses Name

Address

Telephone

Distance

McKay Creek Golf Course & Dri

1416 NW Jackson St

503-693-7612

2.01 Mi

Killarney West Golf Course

1275 NW 334th Ave

503-648-7634

2.51 Mi

Orenco Woods Golf Club

22200 NW Birch St

503-648-1836

3.48 Mi

Executive Course at Meriwethe

5200 SW Rood Bridge Rd

503-648-4143

4.51 Mi

Rock Creek Country Club

5100 NW Neakahnie Ave

503-645-1101

4.63 Mi

Grocers and Supermarkets Name

Address

Telephone

Distance

Seven-Eleven Food Stores - Hi

1645 NE Cornell Rd

503-648-1711

1.02 Mi

San Alejandro Market

1991 Ne Cornell Rd

503-924-4230

1.06 Mi

Cornell Mini Mart

1910 NE Cornell Rd

503-681-0742

1.08 Mi

Seven-Eleven Food Stores - Hi

2401 NE Cornell Rd

503-640-6171

1.19 Mi

Eddie Rickenbackers Fine Ital

3355 NE Cornell Rd

503-640-9601

1.48 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1046 NE CREEKSEDGE DR HILLSBORO OR 97124 R2068021 WASHINGTON COUNTY OR

Grocers and Supermarkets Name

Address

Telephone

Distance

Health Clubs and Spas Name

Address

Telephone

Distance

Curves For Women

2401 NE Cornell Rd

503-693-6301

1.18 Mi

US School of Martial Arts

351 E Main St

503-615-8854

1.64 Mi

Tuality Community Hospital

335 SE 8th Ave

503-681-1111

1.76 Mi

Tito's Community Gym

346 SW Walnut St

503-640-0215

2.15 Mi

Pointe Day Spa the

4800 NE Belknap Ct

503-640-6404

2.15 Mi

Nursing Homes Name

Address

Telephone

Distance

Hillsboro Health And Rehabili

1778 NE Cornell Rd

503-648-6621

1.06 Mi

Avamere Rehabilitation Of Hil

650 SE Oak St

503-648-8588

1.84 Mi

Forest Grove Rehabilitation A

3900 Pacific Ave

503-359-0449

5.36 Mi

Marquis Care At Forest Grove

3300 19th Ave

503-357-7119

5.99 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Sherman, Robert DC - Murrayhi

14780 SW Osprey Dr

503-590-4000

9.91 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Andrea J Laidlaw

400 E Main St #280

503-648-0859

1.64 Mi

Ternus, Larry M Dds

232 Se 7th Ave

503-648-1750

1.68 Mi

Ngantung, Vonny

1001 Southeast Tv Highway Suit

503-693-1217

1.73 Mi

Galloway, Sandra Dds

324 Se 9th Ave

503-615-8832

1.74 Mi

James F Meadows

527 Se Baseline St

503-648-6054

1.74 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1046 NE CREEKSEDGE DR HILLSBORO OR 97124 R2068021 WASHINGTON COUNTY OR

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address

Telephone

Distance

Alexander Equine Veterinary S

2575 NE Kathryn St

503-648-1885

0.83 Mi

Visions In Recovery

134 SE 5th Ave

503-547-0294

1.64 Mi

Washington County Health & Hu

155 N 1st Ave

503-846-8881

1.70 Mi

Tuality Healthcare

335 SE 8th Ave

503-681-1111

1.75 Mi

Rabe, Randall C DDS - Rabe Fa

550 SE Baseline St

503-648-3912

1.76 Mi

Pharmacies Name

Address

Telephone

Distance

Arete Nw Llc

2460 NE Griffin Oaks St

503-352-0700

0.78 Mi

Chiropractic Health Strategie

2575 NE Kathryn St

503-488-0097

0.86 Mi

Burton Chiropractic Llc

2110 NE Cornell Rd

503-844-2715

1.17 Mi

Albertsons Inc

888 NE 25th Ave

503-681-8640

1.30 Mi

Cornell Vision Center, Inc.

1010 NE CORNELL RD

503-640-3333

1.52 Mi

Places of Religion Name

Address

Telephone

Distance

Sonrise Baptist Church

770 NE Rogahn St

N/A

0.27 Mi

Church Of Jesus Christ Of Lds

2220 NE Jackson School Rd

503-648-1247

0.44 Mi

Church of the Nazarene

1390 NE 21st Ave

N/A

0.86 Mi

Calvary Lutheran Church

937 NE Jackson School Rd

N/A

1.01 Mi

Zion Lutheran Church

30900 NW Evergreen Rd

N/A

1.11 Mi

Retirement Communities Name

Address

Telephone

Distance

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

1046 NE CREEKSEDGE DR HILLSBORO OR 97124 R2068021 WASHINGTON COUNTY OR

Retirement Communities Name

Address

Telephone

Distance

Cornell Estates Retirement & Avamere

1005 NE 17th Ave

503-640-2884

0.96 Mi

2000 Southeast 30th Avenue Ofc

503-693-9944

1.73 Mi

Cornell Estates Living Center

1005 Northeast 17th Avenue Ofc

503-640-2884

1.73 Mi

Harmony Guest Home

351 SE 5th Ave

503-648-3413

1.83 Mi

North Plains Senior Citizens

31450 NW Commercial St

503-647-5666

3.93 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

Pioneer Veterinary Services P

33845 SW Tualatin Valley Hwy

503-648-6472

3.09 Mi

Tanasbourne Veterinary Emerge

2338 NW Amberbrook Dr

503-629-5800

4.31 Mi

Companion Pet Clinic - Aloha

1265 SW 185th Ave

503-710-9724

5.61 Mi

Aloha Dog & Cat Hospital

17335 SW Tualatin Valley Hwy

503-649-5611

6.71 Mi

Murrayhill Veterinary Hospita

14831 SW Teal Blvd

971-238-1292

9.90 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

Alexander Equine Vet Service

2575 NE Kathryn St, #20

503-648-1885

0.83 Mi

Journeys Of Heart Adoption Se

39 PO Box 625

503-234-5913

1.73 Mi

Companion Pet Clinic

110 NE 25th Ave

503-693-1063

1.79 Mi

Gordon, Keith D DVM - Walnut

1011 SE Walnut St

503-640-0472

1.87 Mi

Hillsboro Veterinary Clinic

142 SW Baseline St

503-648-4117

1.92 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2020 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks! WFG National Title has partnered with Updater, a time-saving free tool geared to simplify and ease the process of moving. Look for a personalized Updater invitation after we complete your Title Report.

Registration is totally optional!

Use Updater to: Forward USPS mail Reserve a mover online Update your accounts Connect utilities Hook up home services Search move-in special offers Share moving announcements with friends & family

For more information on Updater, visit; https://wfgoregon.updater.com/sign-up

HILLSBORO UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com TRI-MET (503) 238-7433 www.trimet.org Northwest Natural Gas (800) 422-4012 www.nwnatural.com Portland General Electric (503) 228-6322 www.portlandgeneral.com City of Hillsboro Water Provider (503) 681-6163 www.hillsboro-oregon.gov Clean Water Services Sewer Provider (503) 681-3600 www.cleanwaterservices.org Hillsboro Garbage Disposal (503) 648-4219 www.hillsborogarbage.com Hillsboro School District (503) 844-1500 www.hsd.k12.or.us

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of youâ&#x20AC;Ś we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE

About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

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CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED

TITLE REPORT DELIVERED

UPDATER INVITATION

NEARING YOUR SIGNING

TRANSACTION CLOSES

MyHome® notifications start triggering to the Client once the order has been opened.

Notification is sent after Title Report is completed.

Notification is sent in conjunction with Title Cleared notification.

Notification (video, when applicable) is sent five days after Title Cleared Notification.

Notification sent one day after transaction is marked recorded.

EARNEST MONEY

MIDPOINT FEEDBACK

TITLE CLEARED

SIGNING SCHEDULED

Notification is sent when EM is received

by Escrow.

Notification is sent 10 days after Title Report is completed.

Notification is sent once all title curative items are received and ready for closing.

Notification is sent to both Buyer and Seller.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

KEEP Notification is sent to Buyers every 90 days.

GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions.

However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.