Fast and Affordable Quick Loans in Kenya with Mwananchi Credit
Looking for Quick Loans In Kenya with low-interest rates? Our loans are designed to be affordable and easy to access. Choose the type of loan that suits your needs below.
Welcome to Mwananchi Credit Limited
Company Overview
• Mwananchi Credit Limited is a leading financial institution in Kenya, dedicated to providing innovative loan solutions to individuals and businesses.
• Our mission is to empower our clients by offering affordable and accessible financial services that meet their diverse needs.
• We envision becoming the most trusted and customer-centric financial partner in the region, fostering financial inclusion and economic growth.
• Established in 2012, Mwananchi Credit has a strong history of delivering reliable financial products, backed by a professional and experienced team.
• We offer a wide range of financial services, including secured loans, unsecured loans, insurance premium financing, and
A Loan for Every Possibility
Logbook Loans
Logbook loans allow you to use your vehicle as collateral to secure financing. These loans are ideal for individuals needing quick cash while retaining vehicle use.
Car Financing Car financing options help customers purchase new or used vehicles with manageable repayment plans. Flexible terms make it easier to own a car without financial strain.
Title
Deed Loans
Title deed loans enable borrowers to leverage their property titles for quick access to funds. This type of loan is suitable for those needing substantial amounts for various purposes.
A Loan for Every Possibility
IMPORT FINANCING CHECK-OFF LOANS
Mwananchi Credit Ltd Targets Importers Of Second-Hand Motor Vehicles (I.E Individuals And Dealers), Raw Materials, Machinery, Electronics, And SecondHand Clothes (‘Mitumba’).
Our salary check-off and civil servant loans is available to teachers employed by the Teachers Service Commission, policemen employed by National Police Service (NPS), health workers employed by the Government (Doctors, Nurses, clinical officers
CHEQUE DISCOUNTING
Mwananchi credit cheque discounting helps you access cash fast! Get your cash now against cheques issued by reputable companies at competitive commission rates.
A Loan for Every Possibility
INSURANCE PREMIUM FIN ANCING
Insurance premium financing is a short-term loan product designed to facilitate the financing of insurance premiums. This is given against the customer’s insurance premium bill for a maximum of 10 months with minimum finance of KES. 22,000.
• Lifts the burden of lump sum insurance premium payment
• Finance up to 100% of the premium amount
• Enhances business cash flow management
• Immediate access to annual insurance cover
• Flexible repayment periods for the insurance premium
How to Apply
Application Process via USSD
• Dial *684# on your mobile phone to access loan services.
• Follow the prompts to choose the loan type and enter required details.
• Receive instant feedback on your application status.
Alternative Application Methods
• Visit the Mwananchi Credit website to apply online.
• Contact customer service at 0709147000 for assistance.
• Visit the Ecobank Towers office in Nairobi for in-person applications.
Types of Loans
Secured Loans
Secured loans require collateral, allowing borrowers to access larger amounts at lower interest rates. Common examples include logbook and title deed loans.
Unsecured Loans
Unsecured loans do not require collateral, making them accessible to a wider range of borrowers. They typically have higher interest rates due to increased risk.
Insurance Premium Financing
Quick Check-off Loans
Insurance premium financing allows customers to pay insurance premiums in installments rather than a lump sum, making insurance more affordable.
Quick check-off loans are deducted directly from the borrower's salary, ensuring timely repayments. These loans are ideal for salaried individuals.
Insurance Cover
Mwananchi Credit offers insurance premium financing, allowing clients to spread the cost of insurance premiums over manageable payments. This service ensures clients can protect their assets without financial strain.
Through the Shimin Insurance Agency, Mwananchi Credit provides a range of insurance products tailored to customer needs. This includes coverage for vehicles, property, and personal liability.
Having insurance through Mwananchi Credit offers peace of mind, financial protection, and the ability to access loans with insured assets. This enhances overall financial security for clients.
Privacy Policy & Terms
Mwananchi Credit Ltd is committed to protecting the privacy of its users. The privacy policy outlines how personal information is collected, used, and safeguarded.
Users should understand that by using our services, they agree to the collection and processing of their data as described in the policy. It is crucial for users to read and accept the terms of use, which govern their rights and responsibilities while engaging with Mwananchi Credit's services. This ensures a clear understanding and a mutual agreement on the terms under which services are