2015 16 college counseling handbook

College Counseling Handbook 2015-16

Table of Contents Letter from your College Counselor The Academy College Counseling Program Timeline for College Planning College Selectivity Factors How to Develop Your College List Research Resources and Naviance College Visits Myths about Choosing a College Organizing College Materials The Application Process College Entrance Exams The Common Application College Essay College Interview High School Resume and Sample Letters of Recommendation Financial Aid and FAFSA Admission Definitions

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Dear Students and Parents: Thank you for taking the time to explore our College Counseling Handbook. This handbook is designed to take you through the College Search and Selection process from initial inquiry to matriculation. It contains a great deal of information that you will use over the course of your four years in upper school.

At Morgan Park Academy, we feel that preparation for college begins when a student first arrives at MPA. Having an understanding of the college application process in the early high school years can provide inspiration and motivation, as well as proper knowledge to attain the highest goals. Our hope is that each student will build his or her character and intellect through classroom and extracurricular experiences. There are no magic numbers in the college process and no true predictors of admission. Therefore, my advice to students is to identify your talents and passions and pursue them to the fullest.

The “story� that comes from this type of character building is what will make you stand out in an increasingly competitive applicant pool.

As a new member of the MPA community, I am honored and excited to be here to guide you through this complex process. I view the college selection process as a team effort.

This team effort requires the involvement of the student, parent/guardian, College Counselor, and faculty and staff. With small class sizes, you have access to the services of college counseling in a way that many other high school students do not. I have been afforded the amazing opportunity to provide students and their families with a more individualized experience. You will find that this will give you a distinct advantage in accessing the assistance a family needs in this process.

I truly look forward to getting to know you through this process. I have an open door policy for all students and welcome parent questions or concerns by phone, email or with a parent appointment. As important college-related milestones approach, I will be here to walk you through it. There is no greater feeling than guiding students through this process from start to finish, while watching each student grow into a confident young adult.

Sincerely,

Karen Horvath, M.A. College Counselor khorvath@morganparkacademy.org 773-881-6700 x233

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MORGAN PARK ACADEMY COLLEGE COUNSELING SNAPSHOT: ASSESSMENT AND PROGRAMS Year Testing Group Meetings 8th Grade/Freshman

Sophomore

Aspire Test-April

PSAT- October Aspire Test- April AP Exams- May SAT Subject Tests- June

Individual Counseling

Upper School Course Planning

Aspire Results- conference as requested

Getting to Know Your College Counselor

Course selection guidance

Freshman Advisory Meetings: Intro to College Counseling College Visits/Reps Visit at MPA

Open Door Policy: Individual Meetings as Needed Aspire Resultsconference as requested

College Counseling Overview

PSAT Results- conference as requested

Sophomore Advisory Meetings: Developing your academic and personal character

Course selection guidance Open Door Policy: Individual Meetings as Needed

Sophomore/Junior Parent College Search Night

Junior

PSAT- October

Brown Bag Lunch SeriesJan-May (Introduction to Naviance) College Visits/Rep Visits at MPA

PSAT results- conference as requested

Practice ACT-January ACT- April or June

Junior Advisory Meeting: Beginning the process

SAT- May

Financial Aid Night

AP Exams- May

Sophomore/Junior Parent College Search Night

SAT Subject Tests- June

College 102 Brown Bag Lunch Series (Naviance Revisited)

Senior

ACT- Fall

Chicago Scholar Meeting

SAT- Fall

Senior College Information Meeting

AP Exams- May College Visits/Rep Visits at MPA Financial Aid Night

Student College/Career Planning Meeting-JanMarch Student/Parent Meeting March-June Open Door Policy: Individual Meetings as Needed Course selection guidance College/Career Individual Meeting Open Door Policy: Individual Meetings as Needed Final College Choice Meeting

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TIMELINE FOR COLLEGE PLANNING Freshman Year- Transition to Upper School 

Transition to high school expectations and build a strong foundation that includes rigorous academic courses.



Use a daily planner to keep assignments and homework organized.



Commit to volunteer projects and get involved in extracurricular activities.



Take inventory of yourself. What subjects do you like? What activities do you enjoy?

What areas of study might you like to explore in more depth the next three years?



Take the Aspire Test in April.



Explore future options. Talk to people about their careers and college experience. Ask them what they would have done differently in high school.



Attend events on college campuses in the area, and consider visiting college campuses as a part of a family vacation.



Have at least one talk with your parents about your future, your plans, and what expectations they might have for you.



Use your summers wisely with the intention of uncovering your passions. Work, volunteer, attend camps, or take classes.

Sophomore Year-Exploration, Pinpoint your Strengths and Passions 

Keep your future options open by taking solid academic courses.



Assess your aptitudes, skills, personality, and possible careers. Explore some careers in depth by reading, interviewing, and job shadowing, or researching online.



Continue your involvement in volunteer and extracurricular activities.



Take the PSAT in October and Aspire in April.



Talk with your parents about post-secondary plans and financing a college education.



Attend events on college campuses in the area and college fairs. Begin to build a reference library of materials about colleges or alternative courses of study.



Sophomore parents are invited to attend the Sophomore/Junior College Search Night.



Research the admission requirements for some colleges you might like to attend.



Build a relationship with your College Counselor and teachers in order to learn about the admission process (Introduction to Naviance Family Connection)



Sophomore parents are invited to attend a college information meeting, usually held in January.



Use your summers wisely by being productive in work, travel, camps, or volunteer.

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Junior Year- College Exploration Fall 

Enroll in College 102 to learn about the college admission process, how to investigate colleges, and to familiarize yourself with application components.



Attend college visits made to Morgan Park Academy or nearby locations.



Attend Chicago-area college fairs



Use test preparation materials online or consider test preparation opportunities offered in school or by outside agencies.



Continue involvement in volunteer and extracurricular activities.



Take the PSAT in October



Attend Financial Aid night presented by college financial aid representatives.

Winter 

Review PSAT score report and utilize on-line service My College Quick Start provided by College Board.



Access Naviance Family Connection for resources.



Register for ACT and SAT. Students should take both the SAT and ACT at least once in their junior year, and should choose one of the exams to re-take. If considering SAT subject tests, consult with your counselor on appropriate times to register.



Junior parents are invited to attend a college information meeting, usually held in January.



Develop your long list of colleges to investigate, and plan college visits especially during spring break and over the summer.

Spring 

Organize college mailings and materials into folders or a file system. Consider creating sections for high interest schools, “maybe” schools, or “reach” schools.



Talk with your parents to plan a schedule of when to visit colleges of interest. Plan to visit schools during spring break, and schedule interviews if necessary.



Consult with your counselor to refine your list of colleges.



Consider requesting letters of recommendation from teachers and counselors if you plan to work on applications throughout the summer.



Schedule a junior year interview with your counselor.



Plan to use your summer wisely, being productive in work, travel, camps, or volunteer work.

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Senior Year- College Applications and Final Decision Summer 

Develop a calendar for important dates and deadlines for both admission and scholarship applications.



Narrow your long list of colleges to 6-8 schools to which you will apply. Your list should include a safety school, several schools that are appropriate matches, and a few reach schools.



Begin writing ideas for your college essay, using prompts from your chosen schools or the Common Application.

September 

Register to take the ACT or SAT a second time if a higher score is needed.



Students should schedule an individual planning session with your College Counselor.



Senior College Information Meeting is held to communicate college application information and Morgan Park Academy’s process.



Use Naviance to access college information and admissions statistics and for requesting transcripts and letters of recommendation.



Begin visiting college representatives during scheduled school visits. Access visit schedule in Naviance.



Request letters of recommendation from pertinent teachers and your counselor at least two weeks in advance or sooner if possible.

October 

Begin preparing applications with care, including sending your test scores from the testing agency to the college or university.



Submit Transcript requests in a timely fashion.



Make an appointment with your counselor to review your plans and request a letter of recommendation- remember the 2-week guideline!



Attend presentations made by visiting college representatives to school or nearby locations, attend college fairs, and visit colleges.



File early decision (ED) or early action (EA) applications.

November/December 

Continue to submit applications, allowing 2 weeks to process. Be aware of the holiday schedule!



Remember to send official ACT and SAT test scores to your schools directly from the test organization.



Watch early application deadlines for selective programs or scholarship opportunities.

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

Create a fastweb.com account to seek scholarship offerings, or look for special scholarship postings in Naviance and on announcements.



Attend the Financial Aid night



Study hard for final exams- Morgan Park Academy sends mid-year transcripts to every school to which students have applied for admission.

January 

File the Free Application for Federal Student Aid (FAFSA) as soon as possible following January 1st, no later than February 15th.



Keep your grades up- colleges definitely look at first and second semester grades.

February-April rd



Keep your grades up! Senior grades can be crucial to admission, especially 3 quarter grades for those on waiting lists. All acceptances are conditional until colleges deem your final grades have met their standards.



Colleges will begin notifying you of acceptance status and financial aid awards.

Provide your college counselor with copies of all admission and scholarship letters.



Once you decide where you will attend, make sure to send your deposit for housing to the school you plan to attend. Let other colleges know of your decision to attend elsewhere.



Search and apply for local scholarships.



Most colleges will have notified you by April 15th. If you have been wait-listed and have not heard a final result, consult with your counselor immediately.



In your financial aid package is inadequate, consider contacting the institution right away. The first financial aid offer is not necessarily final (special circumstances may be communicated to schools).

May 

May 1 is the National Reply deadline by which you must submit your tuition deposit.



Complete the senior survey to verify with guidance all schools to which you have applied, been accepted to, wait-listed, or denied.



Prepare to enter a college or university for your freshman year. Congratulations!

June 

Graduation



Final transcript with 2nd semester senior grades is sent to the college you indicated on your senior survey.

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WHAT COLLEGES LOOK FOR IN ADMISSION PROSPECTS Admission staffs consider many factors when reviewing applicants. However, each Institute of Higher Education approaches their admission process in a different way.

A growing number of colleges engage in “holistic� application review, which includes taking grades and test scores into consideration as well as other factors such as essay, teacher and counselor recommendations, level of demonstrated interest, leadership, campus visit and interview, and extracurricular activity involvement. Other colleges use only grades and test scores in their evaluation process According to the 2012 National Association of College Admissions Counseling (NACAC) Admission Trends Survey, the following 4 factors are the most important in the admissions process:

1. Grades in college preparatory classes 2. Strength of curriculum 3. SAT/ACT test scores 4. Grades in all courses In general, those 4 factors play the largest part in helping an admissions staff determine your admissibility. Colleges that engage in holistic reviews also consider the following:

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HOW TO DEVELOP YOUR COLLEGE LIST As you research schools and begin to develop a list of schools to which you think you’d like to apply, consider the following:

Evaluation of Self: Grades Learning Style Test Scores Place in Class Special Talents Community Service Work Experience

Social Personality Level of Maturity Leadership Experience Recommendations Ability to Travel Faith/ Religion Strength of Curriculum

Evaluation of Potential Colleges: (find answers to these by doing research) Location Retention Rate Major/Programs Environment Campus Activities Internship Placement

Overall Size Class size Academic Reputation Social Atmosphere Living Arrangements Graduation Rate

The colleges on your list should be a match of these elements!

Your “College List” should contain several types of colleges. The type of colleges should be the following: 1. Safety Schools- These are colleges which you have an extremely high chance of being admitted. Safety schools are not always considered schools which are “easy” to get into, but rather schools which you are certain you would be a good fit for you.

2. Possible/Likely Schools- Colleges you would be happy to attend and that you have somewhere between a 50 and 70% chance of admission. These are schools which your academic profile and test scores may be slightly below, but you have a good chance recommendations and activities will help boost your admission prospects.

3. Reach Schools- Colleges you may “dream” of attending, but your academic profile and the profile of students the school usually admits do not align. Any school that is a highly selective school (admission rate falls below 15-30%) is a school where admission for anyone is highly difficult!

Your college list should consist mainly of “Safety" and “Possible” schools, with one or two “Reach” schools. Be sure that all schools on your list are places you would be happy to attend and live near for 4 years!!!

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FACTORS TO CONSIDER WHEN CHOOSING A COLLEGE 1. College or University Type a. State Universities in Illinois b. Out-of-state State Universities c. Private Universities d. Religious Affiliation 2. Geographical Area: Midwest, Northeast, Southeast, South, West 3. Location: Rural, Small City, Suburban, Urban 4. Size a. b. c. d.

Small (under 1,500) Medium (1,500 - 5,000) Large (5,000 - 15,000) Extra Large (over 15,000)

5. Student Body a. Co-educational vs. Single Sex b. Primarily Residential vs. Commuter c. Religious and Cultural Diversity d. Historically Black Colleges 6. Curriculum a. Liberal Arts b. Pre-professional or Technological c. Specialized or vocational training 7. Cost (includes tuition, room and board, books) a. Low (Under $25,000) b. Medium ($25,000-$40,000) c. High (Over $40,000) 8. Competitiveness of Admission, or Selectivity a. Average ACT/SAT score or middle range of admitted applicant b. Average GPA c. Acceptance rate 9. Special Programs a. Study abroad programs or domestic exchanges b. Internships or cooperative education programs c. Accelerated/Guaranteed graduate programs d. Special Calendars: shorter term during which you may take an intensive course, do an internship, or pursue a project of special interest e. Block Plan: students study one course at a time for about 4 weeks

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RESEARCH RESOURCES AND NAVIANCE FAMILY CONNECTION Many websites and paper publications exist that will aid in your research process. The resources below are excellent, and will be used both collaboratively and individually.

Naviance Family Connection Naviance is an internet-based tool that serves multiple functions: 1. Individual accounts for each student that allow users to save information and review test scores and GPA. Student email addresses, parent information, and college application decisions are recorded here.

2. Students can create lists of “colleges of interest�, and compare their GPA/test scores to those of Morgan Park Academy students who have applied to universities and been admitted in the past.

3. Students research over 3,500 colleges and universities that provide specific admission, academic, major, and financial aid information to Naviance.

4. Colleges visiting Morgan Park Academy are listed in Naviance, including the name of the admission officer and time and date of their visit.

5. Students notify the college counselor that they have applied to colleges and need information such their transcript sent in Naviance. Students can check to see the status of their application materials (sent or not sent) in Naviance.

There are many more benefits to Naviance. Please access the Family Connection home page to begin using this resource:

http://connection.naviance.com/morganparkacad The College Board The College Board is a not-for-profit organization that fosters relationships between college admission professionals and counselors. In addition, the College Board website provides a wealth of information on colleges, the SAT, Advanced Placement, and more. Visit their extensive website at http://collegesearch.collegeboard.com/search/index.jsp.

NACAC The National Association of College Admission Counseling is a professional organization that sets guidelines for colleges on admission practices. Visit the student/parent section, for helpful information on college preparation: www.nacacnet.org/studentinfo/.

College Confidential This website is as a college-bound community on the Web. There are articles about choosing a college, application strategies, financial aid, and more. The site includes a discussion community related to college admissions: www.collegeconfidential.com.

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QUESTIONS TO ASK AND CONSIDERATIONS DURING YOUR CAMPUS VISIT Ask these questions of both faculty and students during your campus visit- You may get different answers! Be sure to take notes during your visit, so that you can remember details later. If you are making multiple college visits, it is easy to forget what distinguished one campus from another.

Questions regarding academics:      

Are there optional curricular paths within my major? If you are “undecided” about your major, ask about career guidance programs, or support services for help in choosing a major.

What percent of students who apply are admitted? Be prepared to talk about grades, the rigor of your coursework, extra-curricular activities, and ACT/SAT scores.

Are there program-specific admission requirements?

Can I double major, or double minor and finish on time in four years?

What is the average size of classes that a majority of freshmen typically take? (such as Psychology 101, Biology 101, Freshman English/Composition) How easy is it to find a professor outside of class time?

Questions regarding campus life:       

What do students enjoy most (and least) about this college or university?

What are the hot topics on campus right now? Read the student newspaper if you are able to locate one on campus.

What do students do for recreation and entertainment?

Are there stores/restaurants within walking distance?

Is public transportation available or campus shuttle service? Is parking available? Are there parking fees?

What percent of full-time students live on campus, and do they typically stay on campus during weekends?

Is the student body diverse, both racially and culturally?

Questions regarding financial aid:     

Is financial need a factor or consideration in admission decisions?

Does the college have a net-price calculator, and can you explain what that means?

What percentage of upper-class students received financial aid this year?

Does the college guarantee to meet 100% of demonstrated need? If not, what percentage is typical? (Is this % the same for freshmen as it is for other classes?)

When do applicants learn whether they will receive financial aid from the college?

*Note: Try to obtain the business card of the person(s) with whom you meet with so that you have a specific person to contact if you have any questions after your visit.

It’s also nice to send a thank you card to those who were helpful to you on your visit.

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EIGHT MYTHS ABOUT CHOOSING A COLLEGE 1. A degree from an Ivy League university will give you an edge with future employers.

This may be true for getting your first job, but after that, performance and personal and professional qualities demonstrated on the job become more important.

2. The only good colleges are in the East.

Untrue! Many top-ranked colleges are outside the east coast. For example, Stanford is in California and Northwestern and The University of Chicago are right in Illinois.

Fundamentally, a ‘good’ college is the one that is the best fit for YOU. Do not define ‘good’ colleges by simply looking at the rankings.

3. Private colleges are too expensive to consider.

Small, private, liberal arts schools often provide generous financial aid packages to “good” students. Most provide discounts and scholarships to make attendance there possible. Don’t judge a book by its cover, and don’t judge a school by its price tag!

4. Small colleges don’t have the resources to prepare you for grad school.

Good grades will earn your way into graduate school. There isn’t a medical school out there who would accept students with “C” averages, even from the Ivy League. Smaller schools are dedicated to undergraduates, providing plenty of resources and attention.

5. Liberal arts graduates aren’t employable.

Many individuals who are now CEOs, prominent figures in government, doctors and lawyers started out with liberal arts degrees. Many business people don’t major in business.

Many don’t even have MBAs. The beauty of a liberal arts education is that it teaches you to think critically and learn independently. These are skills that are valuable in any field.

6. You need to know you’re major before you begin your college search.

The reason to attend college is to find out what you want to do. At a liberal arts college, you have the opportunity to take courses in a variety of disciplines and then make an informed choice. Most students who go to college change their majors several times before they actually graduate.

7. Big schools have better athletics.

Big schools have bigger athletic programs, bigger budgets, bigger facilities, etc., but that doesn’t necessarily mean they’re better. Unless you’re planning to become a professional athlete and are getting an athletic scholarship, chances are you won’t be playing much at a big Division I school. There are some smaller Division I schools where there is a balance between academics and athletics. But this is not usually the case. At a Division III school, you’ll be more likely to successfully combine the responsibilities of being both a student and an athlete.

8. Small schools offer few social and extracurricular opportunities.

At a smaller school, it’s easier to get involved in clubs, teams and organizations, and the smaller colleges actively seek students who are committed to getting involved in college life.

Make sure and ask what sort of speakers and entertainment the college brings to campus.

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TO WHICH COLLEGES SHOULD I APPLY? In making the decision about where you might apply, you will need to engage in some selfevaluation of your strengths and weaknesses. You should consider the activities you really enjoy and would like to pursue in college and later life. Also, consider the following: 1. Be realistic about your grades and test scores, and the admissions standards of the colleges and programs to which you plan to apply.

2. Reflect on your strengths, weaknesses, likes and dislikes. Make an attempt to identify your skills, talents, and temperament.

3. The college admission process is a two-way street. The colleges select you based on your academic talent and potential, and you are determining whether the college is the best place for the development of your potential. You decide where to apply, and where you will attend.

4. Cost should not be a limiting factor in determining which schools to apply to, as you never know what type of financial aid and/or scholarships might be available. Cost, however, will likely be a significant factor in where you ultimately choose to attend.

5. There are many colleges and universities with excellent programs. It is not

necessary to go to a famous or “name” school to get a great education. The most important component of the quality of a college education and experience is fit.

Be cautious in college rankings, and do not rely on them too heavily. You are best served by choosing the school that is best for you, as opposed to the school that is most highly ranked. In some cases it might be the same school, in many cases they may be very different.

ORGANIZING COLLEGE INFORMATION AND APPLICATION MATERIALS As senior year approaches, life becomes more chaotic. Creating a college application binder, a file system, or an e-folder will help. This binder or e-folder should hold:  Your college list  Usernames and passwords for accounts you create for each college application and for the ACT and College Board websites.  Username and password for the email account you will use in your application process  List of all application deadlines that must be met  Application Essay  High School Resume  College Counselor/Teacher contact information  Copy of transcript to aid in filling out applications Having these items in one place will be a tremendous relief when you are ready to submit your applications.

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THE APPLICATION PROCESS Following research and consideration of your academic record and long-term goals, you will (hopefully) have narrowed your list down to 5-8 colleges. Your next step is to apply!

Following these steps will ensure you are on the right track: 6 Steps 1.

Identify whether you will be applying via the common application or an alternate electronic format. Application Instructions can be found online on the college websites. a. Read the application in its entirety. If something has been recommended but not necessarily required, you should absolutely complete it. b. Read all instructions and deadline information carefully.

2.

Create a common application account. Then, log into Naviance and match your common application account to your Naviance account. This allows for data to import into Naviance and therefore allowing MPA to send documents on your behalf. For noncommon application schools, log into Naviance and add colleges in order to request transcripts.

3.

Complete the college application. Whether the college uses the Common Application or asks that their custom application be used, complete the necessary information. c. Create a username and password for the application. Be sure to write the information down so that you can access your application later. d. Provide family information, complete any essay requirement, and answer shortresponse questions. e. Always create a draft of your essay or question responses before adding them to the application. Be certain you have not used another college’s name in your essay. HAVE ANOTHER PERSON REVIEW YOUR APP BEFORE CLICKING ‘SUBMIT.’ f. Check to see if there is a separate financial aid application required such at the CSS Profile (a financial aid application).

4.

Request letters of recommendation. Ask 2 academic area teachers for recommendations at least TWO WEEKS in advance (see Letters of Recommendation for more information). Ensure teachers have enough information about you and your goals to allow them to write the best recommendation possible.

5.

Contact the ACT or SAT to send your scores officially. The Academy does not send your test scores to colleges.

6.

Let your college counselor and teachers know of the application outcome.

After all that work, we are eager to hear about the admission outcome. Please keep us updated, especially if you have been accepted or waitlisted. When the outcome happens to be the waitlist, it is important to follow-up with the college.

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COLLEGE ENTRANCE EXAMS The ACT and the SAT are national standardized tests that students take as part of the college admissions process. They are designed to predict a student’s ability to complete their freshman year of college successfully.  It is a good strategy to take both the ACT and the SAT by the end of your junior year.  Colleges accept either of these entrance exams, with no preference to either. The ACT is given by the ACT; the SAT is given by the College Board.  Our school code is 141-040.  When you register, you will be asked if you want to send your scores automatically to colleges. Please speak with your parents and your college counselor before deciding whether to send scores. Also, you should send scores only to schools to which you definitely plan to apply.  Important: you must send your scores officially by contacting the ACT or College Board.

The Academy does not send scores on behalf of students.

Comparison Chart: The ACT and SAT ACT

SAT

How often is the test given?

Six times per year

Seven times per year

What is the test structure?

English Mathematics Reading Science Reasoning Writing (optional)

Critical Reading (3 sections) Mathematics (3 sections) Writing (3 sections)

Are wrong answers penalized?

No

Yes, ¼ a point for each wrong answer

How is the test scored?

1-36 for each subject, averaged for a composite score

200-800 points per section, added together for a score on a 2400 scale

2-12 for the Writing test

2-12 points given for the essay

Scholarship purposes Illinois State Scholars $39.50 for ACT basic registration $56.50 for ACT + Writing

Scholarship purposes including National Merit Competition $54.50 for SAT Reasoning $26.00 for Subject Tests, $18 per each subject

Are there other uses for the exam?

What is the cost?

To register or to send scores to colleges: ACT: www.actstudent.org SAT: www.collegeboard.com

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Preparing for Test Day…..from collegeboard.com The Day Before- Gather everything you will need for the next morning:    

Acceptable Photo ID and test Admission Ticket Two sharpened No. 2 pencils and a soft eraser Write down the directions to the test center and be sure you know how to get there.

Be well-rested and ready to go. Get a good night's sleep the night before the test.

The Morning of the Test   

Eat breakfast and bring snacks. You'll be at the test center for four hours!

Turn your cell phone off.

Arrive at your test center no later than 7:45 a.m. Consider traffic, weather, etc.

During the Test   

Use breaks to eat or drink any snacks you have brought with you.

Work only on the section or test you are supposed to be working on.

Do easier questions first, and then go back to problems you weren't quite sure about the first time.

Frequently Asked Questions 1. How Many Times Should Students Take These Tests? a. Students can take either the SAT or ACT as many times as they like, however, most students do not see a score increase after their second time testing. Most college admissions officers say they only look at your best scores. Some interpret this as the best overall score a student gets in one test-taking session. Others will take the best math score and best English score even if they come from different test sessions. This is called “super-scoring.”

2. Do I need to take SAT II’s?

Some schools require SAT II”s. Know what is required for admission for your individual schools. It is best to take the SAT II Subject Tests as soon after you

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THE COMMON APPLICATION What is the Common Application?

The Common Application was established in 1975 by 15 colleges that wished to provide a standardized first-year application form for use at any member institution. It makes good sense- you are providing basic information about yourself and your academics to all colleges!

Member schools are committed to providing reliable services that promote equity, access, and integrity in the college application process. Membership is open to colleges and universities that promote access by evaluating students using a holistic selection process Why use it?

Once completed online, copies of the app can be sent to any participating colleges. This allows you to spend less time on the busywork of applying for admission, and more time on what's really important: college research, visits, essay writing, and senior year coursework.

Participating Colleges and Universities More than 450 institutions have adopted the Common App, representing higher education institutions in the US: public and private, large and small, highly selective and modestly selective. There are several international members. The Common Application website lists every participating college: www.commonapp.org.

Common Application Timeline Deadlines and specific requirements for each member institution can be found within the website, by looking under “Download Forms”. Next, click on the link for “Deadlines and Requirements Grid” for a list of deadlines.

Common Application Components When completing the application online, you will fill out the general student information form. In addition, the forms below will be completed. The website will guide you through every requirement you need to address.

1.

2.

3.

4.

5.

6.

7.

Application Form Teacher Evaluation Form Counselor Evaluation Form Early Decision Agreement (if applying early decision) Arts Supplement (if applicable) Athletic Supplement (if applicable) VERY important- check to see if your specific college requires a supplement

Your First Step: Create an account in the Common Application website, which you will be able to access anytime, anywhere with your username and password.

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WRITING YOUR APPLICATION ESSAY The essay is an important part of the college application, particularly at smaller, more selective colleges and universities. These colleges use a “holistic” admission process, where your essay provides more detailed information on yourself as a candidate. It is an opportunity to put your best foot forward and shine.

Some schools receive so many applications, students are evaluated solely on their test scores, GPA and class rank. This is true at large universities like Illinois State. However, even at the University of Illinois at Urbana-Champaign, you are asked to write a personal statement.

It is important to explain your interest in the university and the specific college to which you are applying. Read information about the college and its mission before you begin. In the essay, convey your knowledge of the school, how you would fit in, and what you can contribute to the college community.

This is also your chance to be: 

UNIQUE AND CREATIVE

 EXPLAIN YOUR TALENTS AND LEADERSHIP SKILLS  TALK ABOUT EXTRAORDINARY CIRCUMSTANCES THAT MAY HAVE INTERFERED WITH YOUR ACADEMIC PERFORMANCE

 DEMONSTRATE YOUR EXCELLENT WRITING SKILLS Even if you are not asked for a personal statement, if you have already prepared one, it does not hurt to send it. Be sure you adapt the statement for each college to which you are applying.

The most commonly asked questions are: 1. Evaluate a significant experience or achievement that has special meaning to you.

2. Discuss an issue of personal, local or national concern and its importance to you.

3. Indicate a person who has had a significant influence on you, and describe that influence.

4. A range of academic interests, personal perspectives, and life experiences adds much to the educational mix. Describe an experience that illustrates what you would bring to the diversity in a college community or an encounter that demonstrated the importance of diversity to you.

5. Topic of your choice.

Many applications allow you to choose your own question. Choose a topic that will be interesting to your audience of admissions officers. Pick one day or event in your life that demonstrates some personal quality about you that you feel is important.

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WHY YOUR ESSAY MATTERS ….from www.collegeboard.com The college regards your choices as a way to evaluate your preferences, values, mental processes, creativity, sense of humor, and depth of knowledge. Your writing reflects your power of persuasion, organizational abilities, style, and mastery of standard written English.

Here is what colleges look for: Your Preferences: Your topic reveals your preferences. Are you an “arts person” or a science type? There is a difference between the person who'd like to talk about the Cold War with Machiavelli and someone who seeks painting tips from Jackson Pollock. Is your idol Mother Theresa or Kurt Cobain? These things provide information about who you are!

Your Values: Choice also reflects values. The person who drives a beat-up, 1971 Volkswagen is making a statement about how she wants to spend her money. We say, "That dress isn't me" or "I'm not a cat person." Should raise the national debt ceiling? Do you know what the national debt ceiling debate even is? In having an opinion, you indicate what matters to you.

You’re Thought Process: Are you a whimsical person who chooses on impulse? Or are you methodical and careful, a person who gathers background information before choosing?

Questions about you and about career and college reflect these choosing patterns. An essay on a national issue can show your particular thinking style, level of intelligence, and insight.

A FEW ESSAY WRITING TIPS  Feeling stuck before you even start? Think about yourself. What are your qualities?

What do you like to do? Where have you traveled? Jot down anything that jumps out at you. Read your journal, re-read old assignments from class, brainstorm with a parent or friend.  Stay positive! You may have strong negative opinions on the cliques in your school or your brother’s inability to clean the bathroom- but the college essay isn’t the place for it.  Be sincere and always remember your audience. If you wouldn’t say something in front of your mother, then is doesn’t belong in the essay!  Show, rather than tell. Give examples of what you’re trying to get across. Tell a story, and bring it to life. Write about something you are interested in and believe in. Use your own words, “voice” and style.” Keep it simple. Don’t intentionally try to impress.

Some of the best essays—the memorable and unusual ones—are about similar but more focused topics. Essays about your family, football team, trip to France, parents' divorce, or twin can be effective as long as they're focused and specific: a single Christmas Eve church service, a meal of boiled tongue in Grenoble, or dipping ice cream on a summer job.

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For more information about writing a college essay, there are many excellent publications worth reading. One suggestion is: The College Application Essay, by Sarah Myers McGinty.

THE COLLEGE INTERVIEW Some colleges interview students for admission, but not all. Check on the college admissions website to determine whether you will need to interview. Interviews vary depending on the school, student, and particular situation. In general, interviews can last anywhere from 20-60 minutes.

There are a variety of ways of colleges may interview students. You might be paired with an admissions officer, a current student at the school, or an alumni representative.

If you plan to pursue specific interests in college, such as sports or clubs, you might find it helpful talk to current students and faculty members. When you contact the admissions office to set up an interview (or if they contact you), be sure to mention any special interests you have and request a meeting with faculty or coaches.

Interviews and the Admissions Process The interview is just one of many factors in the admissions decision. Admissions directors usually say that the interview is rarely the deciding one, but rather one piece of the puzzle.

Be Your Own Best Advocate The admissions staff learns about you from a slew of papers: your transcript, test scores, and application, essay, recommendations. The interview is your chance to be your own advocate by talking positively about your interests and enthusiasms, to show your personality, and to boost your chance of admission.

Discuss Special Circumstances The interview is a good time to explain a low grade on your transcript or personal circumstances that affected your studies. Problems that you may find difficult to write about in the application are often easier to discuss with a sympathetic admissions counselor.

It's Okay to Ask Questions Asking questions shows that you're interested in the college and what the admissions officer has to say. You should always have a question in mind about the college or your major field to show that you have a deep interest in attending the school.

Practice Interviews Before you do the real thing, try a practice interview. Ms. Horvath will do mock interviews with students if requested. You'll become accustomed to asking and answering questions.

Know What to Expect Very often, the questions asked by interviewers are very similar from one college to the next.

The admissions staff just wants to make sure that you can speak intelligently about your grades, scores, and goals. Four major areas, academic, extra-curricular, personal, and general will be covered. They'll ask questions like:

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 Why do you want to attend our college?  What will you contribute to our campus?  What courses in high school have you enjoyed most?  Are your grades an accurate reflection of your academic potential?  Which of your activities is most rewarding and why?  What has been your biggest achievement in high school?  What class have you struggled with, and why?  What's your opinion on [fill in any current event]?  How did you spend your last summer, what activities did you do?  What are the most important personal characteristics I should know about you?  What do you want to do after you graduate from college?  What's the most difficult situation you've faced?  What’s your favorite book? What are you reading currently?  Where do you see yourself in 10 years?  What questions do you have about our campus?

Things to Avoid During the Interview Do not…..            

Be late Memorize your answers! You should be relaxed and sound natural and conversational Ask questions covered on their website, which you should review beforehand Chew gum, wear lots of cologne or perfume, or another college’s t-shirt Swear or use too much slang (i.e., “like”, “math sucks”) Be arrogant—there's a fine line between being confident and boasting Lie—it will come back to haunt you Respond with only yes or no answers Tell the school it's your “safety” school Be rude to the receptionist or any other staff you meet Bring a parent into the interview (unless the school requests they come) Refuse an interview—this is usually noted

Remember!

You are your own best advocate. The admissions staff wants to learn more about you, and has invited you to campus because they are interested to learn more. This is your chance to talk about what a good fit you are for their college. Relax, and good luck!

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THE HIGH-SCHOOL RESUME …With excerpts from www.collegeconfidential.com Gaining admission to the right college for you is a little like applying for a job. If you are a junior and are planning on applying to colleges that do not accept everyone who applies, you are competing for a spot in the freshman class. You need a way to communicate all the qualities and skills that make you exceptional. That's where your résumé comes in.

Think about your History To put together a high school résumé, you need to do some serious reflection. Get a piece of paper and a pencil. Ask someone in your family, who knows what you have accomplished over the years, to sit with you for an hour or so. The purpose of this exercise is to chronicle the highlights of your academic and extracurricular career. Just brainstorm about the different school or non-school activities you have done.

Academics and Honors In this section, begin by listing any academic honors you've garnered, starting with ninth grade. Most colleges are interested in only your four years of high school. Academic honors include honor-roll recognition, essay-writing awards, science competitions, and the like. Take time to discuss your history. Make note of everything that comes up.

Extracurricular Activities This category includes clubs you've belonged to, class offices you've held, sports, band, yearbook, and all the other nonacademic activities you've done. Don't forget non-schoolrelated items such as volunteering at a nursing home and jobs you've worked. Include special interests like photography, hiking, writing, and so forth. Detail your uniqueness. The idea is to paint a portrait of you.

Formatting your Resume When you're finished listing everything, there are two options for the format. You can place items into chronological order by category. So, the two main categories should be "Academic" and "Extra-Curricular."

A second option is to list all activities, academic and extracurricular, by grade level. So you would have four sections, named by the grade level. The activities and honors would follow each grade-level heading.

The title of this document should be something like, "Robert P. Osborne: Personal Highlights," or "Robert P. Osborne: Achievement Summary," or something similar.

Upon completion, you will have a one-sheet profile of your best work and activities. You can include this résumé with your applications to offset the application's limited space.

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SAMPLE RESUME: IMA STUDENT_______________________________________________ 2135 W. 111TH STREET, CHICAGO, ILLINOIS IMANASTUDENT@YAHOO.COM 888.888.5555 EDUCATION Morgan Park Academy, Chicago, Illinois August 2008- present  Graduation scheduled for June 2013 GRADE 9  Varsity volleyball  Varsity basketball  Service Day- Volunteered at the Anti-Cruelty Society in Chicago GRADE 10    

Varsity volleyball Varsity basketball Weekend Volunteer, Anti Cruelty Society  Assist visitors to facility one weekend day a month Service trip to Costa Rica, Morgan Park Academy  Visited Costa Rica on school Project Week trip to aid families learning English

GRADE 11   

Varsity volleyball Varsity basketball- voted co-captain of the team French Club- Served the French Club in taking notes and sending information to members  Vice President, in charge of event planning for member events

GRADE 12   

Varsity volleyball- voted captain of the team Varsity basketball- voted co-captain of the team French Club  Served the French Club in taking notes and sending information to members  Vice President, in charge of event planning for member events

RESEARCH  University of Chicago lab assistant o Do volunteer work in campus chemistry lab two times per week AWARDS AND HONOR ACHIEVEMENTS   

High Honor Roll, Grade 9 through 12 Citizenship Award, Grade 10 Chemistry Book Award, Grade 11 (received for earning the highest grade in school)

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LETTERS OF RECOMMENDATION Most college applications request two or three recommendation letters from people who know you in and out of the classroom. Read each college’s information carefully to find out what their specific requirements are.

Whom should I ask?

Read the application carefully. Often colleges request letters of recommendation from an academic teacher (sometimes a specific subject) and your college counselor. Also, you should use a teacher that has known you long enough to form an opinion. It is best not to go back too many years, as colleges want current perspectives on their potential candidates. If you get a recommendation from a teacher, community figure, or coach who knows you outside the classroom, make sure they will also speak to your academic achievements and potential.

When should I ask?

Give your recommendation writers plenty of time—at least one month before letters are due—to complete and send your recommendations. As with anything, the earlier you make this request is better. Many teachers like to be reminded you need a letter from them, so let them know when you’re two weeks away from sending your applications. If you apply under early decision or early action plans, you'll need to ask at the start of the school year.

How can I get the best possible recommendations?

Talk to your teachers well in advance of when letters are due. Provide them with a completed Request for Teacher Letter of Recommendation form. Teachers will focus on your academic talents and accomplishments within their classroom. Talk to them about what you remember about their class and your participation. Highlight a particular project, paper, or anything else that might help them provide anecdotal information and specific examples of your achievement.

Spend time talking with Ms. Horvath to ensure she is aware of your accomplishments, and involvements, summer activities, etc. Provide her with a summary of your activities or your resume. Also, if there is some aspect of your transcript that needs explaining, such as a low grade, discuss this and whether this will be addressed in the counselor letter.

Recommendation Guidelines:  Ask 2 teachers from relevant subject areas  Provide them with the date the letter is due, and at least 2 weeks to write the letter  Do not ask for multiple teachers to write letters to see which letters are bestremember, you do not always have access to the letter  Give teachers your high school resume and any other pertinent information

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HELPFUL RECOMMENDATION TIPS  Don't be shy. Teachers and counselors are usually happy to help you, as long as you respect their time constraints. Follow the guidelines and the process will run smoothly for you!  Morgan Park Academy sends recommendations along with the rest of your application materials. Let the Ms. Horvath know if there are special circumstances to be aware of.  Provide teachers with deadlines for each recommendation that you are requesting, especially noting the earliest deadline. Fill out the Teacher Letter of Recommendation sheet. Do not write that your letters should be sent “ASAP”. Specific due dates are necessary.  On application forms, you should waive your right to view recommendation letters. This gives more credibility to the recommendation in the eyes of the college. If you are worried about what a recommender may write about you, perhaps they are not the person you should ask for a recommendation. Typically, you know your teachers well enough to know who can provide favorable reviews of your accomplishments.  Follow up with your teachers two weeks prior to your deadline, to ensure recommendations have been loaded to Naviance or to see if they need additional information from you.  Once you have decided which college to attend, write thank-you notes to everyone who provided a recommendation and tell them where you've decided to go to college.  Finally, letters of recommendation are not the duty of teachers to write. It is a privilege to receive a letter from teachers and your counselor. Express your thanks for writing them, and provide whatever supplemental information they need.

“The Northwestern University Admissions staff finds the recommendation letters from teachers to be extremely helpful, especially in regard to the student’s performance in the classroom.

How much did they participate in class? Did they seek help if they didn’t understand something? Did they go beyond the bare minimum required? It is especially helpful to read anecdotes about a research paper, lab experiment, oral presentation, or group project that a student completed for class – particularly if it “stood out” from those done by their peers. Every recommendation is read by two readers of the admission file and more readers if the student is “marginal” for admission. If the teacher knows the student well enough to comment on their character and personality, that is an added plus.”

-Carol Lunkenheimer, past Director of Admission, Northwestern University

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REQUEST FOR TEACHER LETTER OF RECOMMENDATION Name_______________________________________Date________________________ Teacher Name________________________________ 1. I plan to send this recommendation to the following colleges; although it may be used for additional colleges (letters written should not specify the colleges by name): College Name

Application Due Date

2. I am requesting a recommendation from this teacher, because:

3. The following are some of my experiences in this class (provide at least one example of an activity or assignment you enjoyed or learned from in this class):

4. Once at college, I plan to study the following (write your major of interest or if undeclared, indicate that):

5. Provide any additional information on your experience at Morgan Park Academy or any significant details that will help this teacher write a glowing recommendation. You may also provide your resume to the teacher to assist their writing.

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FINANCIAL AID Perhaps the most mystifying component of the college application process, financial aid is actually given more often and in larger amounts that one may realize. In fact, many students receive financial aid and most college’s published tuition and fees are not what the majority of people pay to attend.

Three Main Types of Financial Aid 1. Grants and Scholarships Grants and scholarships, which are also called gift aid, are not repaid. Grant aid comes from federal and state governments, foundations, and from individual colleges.

2. Loans Some financial aid comes in the form of loans, which are aid that must be repaid. Most loans that are awarded based on financial need are low-interest loans sponsored by the federal government. The government subsidizes these loans, so no interest accrues until you begin repayment after you graduate.

Other loan options are available that are not need-based. If you need to borrow money to attend college, be sure federal loan options are exhausted before considering private loans.

3. Work Student employment and work-study aid also help you pay for education costs such as books, supplies and personal expenses. Work-study is a federal program that provides you with part-time employment to help meet your financial needs and gives you work experience while you serve your campus and the surrounding community. Colleges must communicate with students to help them determine where campus jobs exist.

How Do Colleges Determine How Much My Family Is Able to Contribute?

The amount of college funding your family is able to contribute is often referred to as the expected family contribution (EFC). This figure is determined by the organization that is awarding the aid; usually the federal government or individual colleges and universities.

These groups use formulas that analyze your family's financial circumstances and compare them with other families' financial circumstances. The formulas use your income, assets and family size to calculate your EFC, and expect that your family can meet the EFC through a combination of savings, current income and borrowing.

THE FAFSA The Free Application for Federal Student Aid (FAFSA) is the federal financial aid application. The U.S. Department of Education ensures that eligible individuals receive financial assistance for education beyond high school. In completing the application,

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students apply for funding toward their college education. Available funding is need-based, requiring financial information from parents.

When is the FAFSA Due? Parents can begin completing the FAFSA as soon after January 1st as possible. Colleges may have posted a specific date by which they would like the FAFSA information filed.

Helpful Resources Federal Student Aid- The main source for federal financial aid information and the FAFSA: http://www.fafsa.ed.gov/ FAFSA4Caster- Direct link to this predictive tool, which aids families in estimating their EFC: https://fafsa.ed.gov/FAFSA/app/f4cForm?execution=e1s1 FinAid- A comprehensive source of student financial aid information, advice and tools: http://www.finaid.org/ College Board- Location of the CSS Profile, an alternative form of the FAFSA for private colleges & universities: http://www.collegeboard.com/student/pay/ U.S. News and World Report- Articles and helpful tips on college saving, financial aid, etc: http://www.usnews.com/education/best-colleges/paying-for-college

THE CSS PROFILE‌FROM WWW.COLLEGEBOARD.ORG

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The CSS PROFILE is an online application that collects information used by certain colleges and scholarship programs to award institutional aid funds. (All federal funds are awarded based on the FAFSA, available after Jan. 1 at www.fafsa.ed.gov.)

Some colleges may require additional information, such as tax returns or an institutional application. If your parents are divorced, some colleges will also require your non-custodial parent to complete the Non-custodial PROFILE. WHO must file the PROFILE? Check your colleges’/programs’ information to determine whether they require the PROFILE. A list of colleges that require the PROFILE is found at the PROFILE website. The most up-to-date list can be found by clicking on “list of colleges, universities, and scholarship programs” on the PROFILE Index Page.

WHEN do I file the PROFILE? You may file the PROFILE as early as Oct. 1. You should file no later than two weeks before the EARLIEST priority filing date specified by your colleges or programs.

HOW do I file the PROFILE? You file online at www.collegeboard.org by selecting “CSS/PROFILE” under “Pay for College.”

WHAT does the PROFILE cost?

The fee for the initial application and one college report is $25. Additional reports are $16. Payment may be made via credit, debit card or online check.

The colleges listed below provide a sampling of schools that accept the CSS profile. See the full list at the PROFILE website at collegeboard.org: American University Harvard College Brown University Butler University Claremont McKenna College Columbia University Dartmouth College George Washington University Valparaiso University Skidmore College Rice University Syracuse University Occidental College Hamilton College

Bates College Macalester College Haverford College Illinois Wesleyan University Kenyon College Cornell University Monmouth College Northwestern University Wheaton College Stanford University Yale University Tufts University Rhodes College St. Olaf College

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APPLICATION DEFINITIONS AND COMMON TERMS Academic Scholarships: Academic scholarships are based upon academic achievement as reflected in your college application.

Acceptance: The decision by an admissions officer or committee to offer the opportunity for enrollment as a student at a particular institution.

Admissions Deadline: The date after which applications will not be accepted. This is usually a postmark date.

Admissions Interview: This is a personal, face-to-face interaction between an admissions applicant and an institutional representative (admissions officer, alumnus, faculty, etc.) for the purpose of learning more about the applicant and assessing his or her suitability as a potential enrollee at the institution.

Admissions Process: The college admissions process is a series of activities through which admissions officers recruit, identify, and cultivate relationships with prospective students, as well as review applications, make decisions regarding acceptance or denial, and notify applicants of acceptance or denial for admission to institutions or college-level programs.

Bachelor's Degree: This is an undergraduate degree granted when a student has fulfilled all academic curriculum requirements as defined by the college or university and respective discipline.

Common and Electronic Applications: The Common Application is one application that students may complete to send multiple colleges. This is completed electronically. Students need also check to see whether there are additional supplements to be completed for various colleges.

College Entrance Exams: These are standardized tests designed to assess students’ knowledge and predict a pre-college student’s ability to perform in college-level classes. These tests provide colleges and universities with standardized data for use in the college admissions process.

College Scholarship Service (CSS)/Financial Aid Profile: This is a service provided by The College Board to provide personalized student information to higher education institutions for use in awarding scholarships and grants to students eligible to attend those institutions. The CSS Profile may be required in the application process for financial aid at some institutions.

College Fair: An event at which colleges, universities, and other organizations related to higher education present themselves in an exposition atmosphere for the purpose of attracting and identifying potential applicants.

Corporate Scholarships: These scholarships are awarded to help employees and their families, show community support and to encourage future job seekers toward a career in the company’s area of business. Corporate scholarships are much less competitive than other types of scholarships because of geography, employment and the relatively low number of applicants. Start with your family's employers, check out the newspaper and see which companies in your area are awarding scholarships, and then contact these businesses to find out how to apply.

Cost of Attending College: This is the total cost of going to college, including tuition, room and board, books, transportation, fees, and personal expenses.

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Deferred Admission: Used in conjunction with early (action, decision, notification, or acceptance) plans to indicate that a student has not been admitted early but will remain in the applicant pool for reconsideration during the review of applications for regular admissions.

Deferred Enrollment: This is a category of admission available at some institutions for fully accepted students who wish -- for a justifiable reason -- to take a semester or year off before enrolling in college.

Demonstrated Interest: This includes a student’s expression of his or her desire to attend a particular college through campus visits, contact with admissions officers, and other actions that attract the attention of college admissions personnel. While not all institutions use this as a factor in accepting students for admissions, studies have shown that more than half of schools do consider demonstrated interest in their admissions decisions.

Demonstrated Need: This is the difference between the cost of attending a college and your expected family contribution.

Early Decision: An option that allows you to apply early (usually in November) to your clear, firstchoice college. You pledge to attend if accepted. If you're a competitive candidate, you stand a statistically better chance to be admitted under Early Decision.

Early Action: Similar to Early Decision in timing (November due date for applications) but nonbinding. If accepted, you do not have to enroll and you may take until May 1 to decide. Acceptance percentage is higher than that of regular-decision pool.

Expected Family Contribution (EFC): The EFC is the amount of money you and your family could be expected to pay for one year of college costs, based on the data gathered from the FAFSA and determined by a federal formula applied to that data. This figure often differs from the actual amount you will be required to pay.

Personal Statement: Also known as the application essay. Most competitive schools require at least one major statement, many times two or more, along with multiple so-called short-response answers. Admission committees use personal statements to learn more about their applicants.

FAFSA: This is the Free Application for Federal Student Aid, a federal form required as the application from all students who wish to apply for need-based financial aid, including grants, loans and work-study awards.

Federal Pell Grant: This grant is a form of financial aid provided by the Federal government to students whose FAFSA indicates a high level of financial need. A college grant does not need to be paid back.

Federal Perkins Loans: These loans are similar to Stafford loans in that no interest accrues while you are in college. The interest rate is lower, and the repayment grace period is longer than that of a Stafford subsidized loan. The need-based standards are more stringent for the Perkins loan and funds are awarded based on the FAFSA Student Aid Report.

Federal Supplemental Education Opportunity Grant Program: This program is designed to provide additional need-based aid to Pell Grant recipients who have greater financial need/lower Expected Family Contribution (EFC).

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Federal Work-Study (FWS): This program provides financial aid for students through employment in part-time positions authorized by the schools and the government.

Financial Need: Financial need is determined by your family income, assets and the cost of attending your college selection. After determining financial need, your Student Aid Report will indicate the Expected Family Contribution (EFC).

Financial Aid: Financial Aid describes funds awarded to the student to help pay for his or her college education. Funds may come from the federal or state government, the college at which the student enrolls, or private sources.

Financial Aid Award Package: A package, presented to a student and his or her family once the financial aid process is complete, outlining the types of aid for which the student is eligible.

First-Generation Student: A student whose parents have no college experience.

First-Year Student: 1. A college freshman. 2. A student who has not previously enrolled in a degree program at the institution and is not enrolled as a transfer student.

Fraternity: A selective membership organization of male students at a college or university, a fraternity is associated for a common and, in today’s society, largely social purpose or interest.

Fraternities are generally identified by letters from the Greek alphabet.

Gap-Year Programs: Year-long programs designed for high school graduates who wish to defer enrollment in college while engaging in meaningful activities, such as academic programs, structured travel, community service, etc.

Graduate Schools: Usually within universities, these schools offer degree programs beyond the bachelor's degree.

Grant: This financial assistance is awarded because of financial need. A grant may be provided by federal or state governments, an institution, a foundation, or some other nonprofit funding source and does not have to be repaid.

Institutional Grant: This is a need-based grant provided by an institution and offered to students whose families are unable to pay the full cost of college. Institutional grants do not have to be repaid.

Institutional Loan: Any student loan administered by the college or university using the institution’s funds as the source of funding. Perkins Loans may also be considered institutional loans.

Liberal Arts College: A degree-granting institution where the academic focus is on developing the intellect and instruction in the humanities and sciences, rather than on training for a particular vocational, technical, or professional pursuit.

Loan: This is a financial transaction in which a sum of money is provided, with interest, to a borrower by an institution or individual. The funds borrowed must be repaid, along with the interest that accrues while the funds are kept or used by the borrower.

Matriculation: The payment of deposits, tuition, fees, and other charges to enroll in a program of studies at an educational institution.

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Merit-Based Grant: A form of gift aid (does not require repayment) based upon your grade point average, academic excellence and extracurricular involvement with some attention to your financial need.

NACAC: The National Association for College Admission Counseling is a membership organization of more than 10,000 professionals who assist students in searching, planning and applying for postsecondary college and career options.

Need-Based Grant: This grant is offered, as a part of the financial aid package, when a student and his or her family are unable to pay the full cost of attending an institution. The grant does not need to be repaid.

Need-Blind Admission: Full consideration of an applicant and his or her application without regard to the individual’s need for financial aid.

Notification Date: The date by which applicants who are accepted for admission to American colleges and universities are expected to notify the institutions of their intent to enroll and make enrollment deposits. That date is often on or around May 1st.

Pell Grant: This is a form of financial aid provided by the Federal government to students whose FAFSA indicates a high level of financial need. A college grant does not need to be paid back.

Perkins Loans: These loans are similar to Stafford loans in that no interest accrues while you are in college. The interest rate is lower, and the repayment grace period is longer than that of a Stafford subsidized loan. The need-based standards are more stringent for the Perkins loan and funds are awarded based on the FAFSA Student Aid Report.

Placement Tests: These examinations are used by institutions to determine the level of coursework a student is eligible to be enrolled in. Such examinations may be used for placement in foreign language or mathematics courses or to determine if a student’s level of competency warrants exemption from taking a course that is required for graduation.

PLUS Loan: The Federal Parent Loan for Undergraduate Students (PLUS) allows parents, regardless of income, to borrow up to the total cost of education minus the amount of any other financial aid awarded by the institution or the government.

Post-Graduate Degrees: These degrees are earned beyond the bachelor's degree when the student completes graduate school curriculum requirements. Common examples include the MBA (master’s degree in business administration), JD (juris doctor), MD (medical doctor), etc.

Private Institution: This is a college or university funded by private sources without any control by a government agency. The cost of attending a private institution is generally higher than the cost at a public institution.

Public Institution: A college or university that receives public funding, primarily from a local, state, or national government that oversees and regulates the school’s operations is considered a public institution.

Recommendations: Statements or letters of endorsement written on a student’s behalf during the college admissions process.

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Religion-Based Institution: These are colleges and universities established by and currently operating under the auspices, principles, or guidelines of a church, synagogue, or mosque; a denomination; or a particular religion.

Rolling Admissions: This is a practice used by some institutions to review and complete applications as they arrive, rather than according to a set deadline.

Scholarships: These are a source of financial aid for college provided as a reward for a special talent or academic achievement. Scholarships do not need to be repaid.

School Profile: Overview of a high school’s program, grading system, course offerings, and other features that is submitted to admissions offices to give insight into the high school preparation.

Selectivity: The degree to which a college or university admits or denies admission based on the student’s record of academic achievement. An institution’s selectivity is reflected in the ratio of admitted students to the number of applications received. In general, a highly selective school admits 25% of applicants, a very selective school admits 26% to 49% of applicants, a selective school admits 50% to 75% of applicants and a school with open admission admits applicants based on availability.

Sorority: A sorority is a selective membership organization of female students at a college or university, associated for a common (and, in today’s society, largely social) purpose or interest.

Sororities are generally identified by letters from the Greek alphabet.

Stafford Loan: This is a federal student loan for college students used to supplement personal and family resources, scholarships, grants, and work-study. A Stafford Loan may be subsidized or unsubsidized, depending on whether it is need-based.

Student Retention: This is the degree to which students remain enrolled as members of the college or university community and persist toward graduation.

Subsidized Loans: These loans are need-based loans with interest paid by the government and payments deferred as long as the student is enrolled in a post-secondary program of studies.

Transcript: This is the official document containing the record of a student’s academic performance and testing history. The transcript must be issued by the school at which a student is or has been officially enrolled and should be certified by the signature of an authorized school administrator.

Tuition: Amount of money charged to students for instructional services. Tuition may be charged per term, per course, or per credit.

Undergraduate Student: A student enrolled in a 4- or 5-year bachelor's degree program, an associate's degree program, or a vocational or technical program below the baccalaureate.

University: A post-secondary institution that consists of a liberal arts college, a diverse graduate program, and usually two or more professional schools or faculties, and that is empowered to confer degrees in various fields of study.

Unsubsidized Loans: These loans are not need-based and on which interest is charged, beginning at the loan’s disbursement and continuing until the loan has been repaid in full. ….definitions from http://www.mycollegeoptions.org/Articles/6/39/Admissions-glossary-T-Z/AdmissionsGlossary.aspx.

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