Moose Jawâ€™s Ultimate
2020 55+ Guide
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Seniors, Families To Pay More For Recreational Services In 2020
Users of Moose Jaw’s recreation amenities can expect to pay a bit more this year for those services, especially seniors and parents with toddlers. The parks and recreation department conducted its annual review of rates and fees to use buildings and sports fields. It then submitted those recommendations to the parks and recreation advisory committee, which forwarded the suggestions to city council and were approved. New fees are to go into effect April 1, 2020. Proposed rate changes Some of the cost increases that affect seniors will include: · The seniors’ walking program monthly membership will increase to $25 from $21. · For access to one recreational building, a monthly adult membership will increase to $54.25 from $50.75; a three-month adult membership will go up to $135.50 from $126.88, and; an annual membership will increase to $434 from $406. · An annual adult recreation pass for all recreational amenities will increase to $474
from $446, while the family rate will jump to $1,030 from $1,002. The Yara Centre is now under the umbrella of the parks department this year for the first time, Swanson pointed out. Parks and rec believes costs to operate the building will be $68,378 but expects to recover 90 per cent of those expenses through user fees. Those Yara Centre revenues and expenses will make it difficult to perform a year-overyear comparison, he continued. However, the fees there are “extremely reasonable” compared to what someone pays at a private fitness centre. Not only do users have access to a gym, they also have access to swimming and skating. Background The parks and recreation department saw a significant jump in membership numbers in June 2019 after rates were decreased, said parks director Derek Blais. The decrease in aquatic membership costs and the implementation of an affordable recreation pass showed revenue could be increased with rates remaining status quo.
The proposed 2020 rates focus on affordability and maximizing revenues, he continued. The parks and recreation department wants to shift its focus to budgeting based on key performance indicators, such as memberships sold, daily admissions, program registrations and hours booked at arenas. By using new software, Blais explained, the parks and rec department is better able to track statistics on a monthly basis. It can monitor areas that are not meeting targets and investigate. The investigations could help officials build a marketing strategy focused on areas that are underperforming, he continued. “If our hope is to make $100, we would rather have 20 people pay $5 than 10 people pay $10,” Blais added. “The more affordable we are, the more opportunities we can offer to our community.”
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We Support Senior’s Independence! D. & D. Quality Care has been a local, family-run business in Moose Jaw for the last 17 years. They have moved to a new larger location @ 428 Main St. N. which has allowed them to expand the business to help all ages from 1 to 110! D. & D. staff have been working hard to provide the best medical equipment and patient recovery supplies to the citizens of Moose Jaw and surrounding areas. Referrals (Rx) from Doctors, Physiotherapists, Massage Therapists and Pharmacist’s have helped determine the diverse array of products and equipment one can find at D. & D. “I’ve been working closely with Doctors and Physiotherapists, and making sure I carry the correct products or equipment their patients need and/ or want at a great quality and the best prices we can find.” Says owner Cher Duckworth-Hajósi. D. & D. Quality Care now has a Certified Foot Care nurse in the office every Tuesday. Please call to book your appointment. The compression garment line at D. & D. is extensive: We can bring in 6 of the leading European brands. Which include knee, thigh high, pantyhose, and maternity stockings. Along with hand/ arm sleeves, compression shorts, pants and more. D.&D. proudly specializes in mastectomy products (prosthesis, brassieres and accessories.). We carry a wide variety of support and sport bracing which includes foot, ankle, knee, back (lower
and upper), wrist, elbow, shoulder, neck, pediatric, custom bracing and maternity supports, along with hernia trusses, abdominal binders and cast boots. As well as many custom fitted lines. We have Mobility aids in stock such as lift chairs, power scooters, chairs, walkers, hospital beds, ramps and more. We are proud to carry a HUGE variety of “Aids to daily living” product line such as tub lifts, tub assists, bath/shower benches, raised toilet seats, commodes, safety rails, canes, Australian sheep skins and more. New to D. & D. Quality Care are stimulating activities and products for Alzheimer’s and Dementia clients as well as many sensory products to meet other specific needs. WE DO RENTALS! Such as wheelchairs, wheeled and non-wheeled walkers, knee walkers, pedal bikes, crutches and Aircast Cryo Cuff Cooling Units for shoulder, back, knees and ankles. Cher also offers walker clinics and healthy leg day clinics in Moose Jaw and rural communities, which mainly focus’ on the safety and the benefits of their products for Our Clients. Free House calls are also available for those who can’t come in. By appointment only please call during regular office hours to book your appointment. Cher and her friendly staff always offer remarkable customer service with a smile making their
clients feel comfortable and happy while in a great
environment. The qualified staff will take the time to research the best quality and affordable prod-
ucts for their clients along with providing exceptional customer service. Staff will work hard at finding the best suitable merchandise for each client as it is a matter of pride for the staff. Most of
the products available at D. & D. Quality Care are covered by medical insurance; a doctor’s prescrip-
tion is necessary for coverage through your private health care insurance.
We direct bill for WCB, SGI and DVA. D. & D.
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firstname.lastname@example.org HealthLine is a free, confidential 24-hour telephone advice line staffed by client navigators, registered nurses, registered psychiatric nurses and social workers. Staff are experienced and specially trained to help you find the right services and supports. When you call 811, a licensed health or mental health care professional will give you options and information to help you with health-related questions or concerns. A registered nurse will assess your symptoms and help you decide whether to treat your own symptoms, go to a clinic, see your
primary health care provider or access emergency medical care, if necessary. HealthLine also provides mental health and addictions support. HealthLine’s registered psychiatric nurses and registered social workers can offer crisis support, advice to help you manage your situation, information and connection to community resources. If needed, translation is available for more than 100 different languages. Having the following information readily available upon calling HealthLine will help improve the efficiency of your call: • Name, address, telephone
number, health card number, a list of current medications, allergies and medical conditions. For 24-hour health and mental health advice and information call HealthLine at 8-1-1. 8 HealthLine Online You can also go to saskatchewan.ca and search for “healthline online” to access online resources. HealthLine Online provides medically approved health information, including descriptions of common medical conditions and treatments, along with advice about when to seek medical assistance. HealthLine Online is quick and easy to use.
We’re on this road together. Full Mechanical and Tire Services All Services Include a FREE Vehicle Inspection Oil Changes Starting at $49.95 (All Taxes and Fees Included) Family Owned and Operated in Moose Jaw We have Loaner Vehicle, Shuttle Service, Financing Available
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“We Call Them Scraps To Treasures”: Stray Cats Bringing Comfort To Seniors With Program
For some, cuddling a fluffy animal can better the entire day, and Moose Jaw SCRAPS knows this better than anyone — it’s why they volunteer their adoptable cats for pet therapy. It’s no secret that spending some time with a soft, cuddly animal can lift spirits, and SCRAPS volunteer Sandi Connolly gets to see it happen every time she makes her monthly visits with some of Moose Jaw’s seniors. Connolly is the lucky person who facilitates the SCRAPS pet therapy program, which the non-profit organization has been offering for about three years. Once a month, SCRAPS volunteers choose a few of the adoptable, attention-loving cats currently in their care and take them to visit one of the three senior care facilities currently participating in the program — retirement homes Mulberry Estates and Crescent Park Villa, and long-term care facility Providence Place. “People will pet them or hold them if they
wish, or sometimes they just like to watch them play,” said Connolly. Each visit features a new crew of cats, from kittens who are a month old to senior cats who enjoy being around people. All of the therapy cats are vaccinated and healthy, and ready to be in a busy social situation. For Connolly, she finds the visits a great chance to socialize the rehabilitated cats and to bring some joy into the lives of these residents — many of whom perhaps had to give up a beloved pet when they moved into their current address. “Pet therapy if such a rewarding thing to do for seniors, or for anyone,” said Connolly. “Everyone has a story, everyone had a dog or a cat at some point in their life, so they enjoy the hour, some more than others.” One resident at Crescent Park Villa is actually still a SCRAPS volunteer, growing catnip in her room and crocheting toys for the kitties. SCRAPS is always looking for ways to blend their cats into the community, and the pet therapy program really showcases the jour-
Cuiril made fast friends with this adventurous kitten, named Devina.
ney of improvement many of these cats have gone through. “It’s really wonderful considering these animals have come so far, and they give so
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Devina was the most curious of the three kittens that Sandi Connolly brought for this visit.
much pleasure to seniors,” said Anne Marciszyn, SCRAPS coordinator. “[These cats] are healthy and happy and engaging, and it’s such a contrast from where they started.” This program really highlights the benefits of having a cat around, said both Marciszyn and Connolly, which is especially important as the temperatures drop. “Winter is a hard time of the year for us, there’s so many cats out there that are need-
Isakel lured Priscilla into her lap with a toy, and was rewarded with a few cuddles.
ing to be in the warmth,” said Connolly. “We’re always getting calls and we try to do as much as we can but this time of year, we worry about the ones that don’t get in.” SCRAPS works year-round taking care of the stray cat population in Moose Jaw, and seeing those rehabilitated strays making connections with community members is a definite success for the organization. “All those cats who were nobodies out on the
This was the first time Donny has stopped by during the SCRAPS visit, and he was greeted by Priscilla’s curiosity.
street are now actually giving back to people in nursing homes in the city,” said Marciszyn. “They just bring a lot of joy.” SCRAPS always has many cats for adoption, both adult cats and kittens. The adoptable cats from SCRAPS make wonderful pets, as evidenced by their popularity in the pet therapy program, and Marciszyn noted that SCRAPS cats also do great as working cats.
Seniors Set The Stage For Saskatchewan’s Growth
Warren Michelson MLA North Seniors are an active and engaged There are a variety of programs and services to support seniors and group making considerable con- ensure they have a high quality of life and suitable care choices. This tributions in our community and is true whether they choose to stay in the community or move to a across our province. It is their life- personal care or long-term care facility. time of work that laid the foundation The Personal Care Home Benefit helps seniors with the cost of living for the unique and enviable position in a licensed personal care home. The Personal Care Home Benefit was Saskatchewan finds itself in today. introduced in 2012 and has a maximum benefit of $2,000. Despite challenges, Saskatchewan A very informative booklet, Programs and Services of Interest to Senis a prosperous province with a iors, outlines services available in Saskatchewan and is available for at growing population. our Constituency Office on High Street. It can also be viewed online at This has been initiated by the creathe following address: tive efforts, dedication and hard work of our seniors. We owe it to https://www.saskatchewan.ca/residents/family-and-social-support/ them and to the next generation to seniors-services/programs-and-services-of-interest-to-seniors build on their achievements. It has been said that “if you fail to Warren Michelson MLA North In spite of the additional supports our government has added, we know plan, you are planning to fail.” Saskatchewan begins a new decade with a plan to grow our population organizations and some seniors still struggle. I will continue to listen to to 1.4 million people and create 100,000 new jobs. We pursue such their concerns and advocate for the needs of seniors in our community. All Saskatchewan seniors are deserving of our respect and consideragrowth to secure a better quality of life for all Saskatchewan people. A growing economy means more jobs and opportunities, but it also tion for all they have contributed to our province. Please contact our means government has more resources to improve important services office to share your thoughts, or for assistance in accessing senior services. We are located at 326 High St. West, can be reached by phone for all residents. Over the past 12 years, our pursuit of a growing province and a strong 306-692-8884, and by email at email@example.com. economy has helped us to invest in key priorities for seniors including more doctors and nurses, new hospitals, care homes and shorter surgical wait times. Growth has also helped in the development of new and improved housing as well as better-quality services and supports for the women and men who helped build this province. The Seniors Education Property Tax Deferral Program supports our plan to make life more affordable for seniors. Senior homeowners with household incomes under $70,000 may be able to defer the education portion of the property taxes for their principal residence through a repayable loan. The program provides those with low to moderate incomes greater financial flexibility so they can stay in their homes longer. Many seniors are choosing to stay in their homes and their home communities as long as they are able, and our government is working to help provide options to ensure those who wish to do so, can do so safely and comfortably.
Warren Michelson, MLA Moose Jaw North
Greg Lawrence, MLA Moose Jaw Wakamow
assistance with any government services or programs.
The Seniors Education Property Tax Deferral Program supports our plan
An informative booklet, Programs and Services of Interest to Seniors, outlining available supports can be picked up
seniors. Please feel free to stop by for assistance with any government services or programs.
online at Saskatchewan.ca
326 - B High St. West 306-692-8884
412 Lillooet St. West 306-694-1001
All Of The Following Are True
1.Apples, not caffeine, are more efficient at waking you up in the
17. The REAL reason ostriches stick their head in the sand is to
2. Alfred Hitchcock didn’t have a bellybutton.
18. The only 2 animals that can see behind itself without turning
3. A pack-a-day smoker will lose approximately 2 teeth every 10 yrs.
4.People do not get sick from cold weather; it’s from being indoors a lot more.
5.When you sneeze, all bodily functions stop even your heart! 6. Only seven ( 7 ) per cent of the population are lefties.
7. 40 people are sent to the hospital for dog bites every minute.
8. Babies are born without knee caps. They don’t appear until they are 2-6 years old.
9.The average person over fifty will have spent 5 years waiting in lines.
it’s head are the rabbit and the parrot.
19. John Travolta turned down the starring roles in “An Officer and a Gentleman” and “Tootsie”.
20. Michael Jackson owns the rights to the SouthCarolina State anthem.
21. In most television commercials advertising milk, a mixture of white paint and a little thinner is used in place of the milk.
22. Prince Charles and Prince William NEVER travel on the same airplane just in case there is a crash.
23. The first Harley Davidson motorcycle built in 1903 used a tomato can for a carburetor.
24. Most hospitals make money by selling the umbilical cords cut
10.The toothbrush was invented in 1498.
11. The average housefly lives for one month.
12. 40,000 Americans are injured by toilets each year.
13. A coat hanger is 44 inches long when straightened.
14. The average computer user blinks 7 times a minute.
15. Your feet are bigger in the afternoon than the rest of the day. 16. Most of us have eaten a spider in our sleep.
search for water.
from women who give birth. They are reused in vein transplant surgery
25. Humphrey Bogart was related to Princess Diana. They were 7th cousins.
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Just In Case: Helping People Prepare For Illness Or Death Harold Empey was sent home from the hospital and told to begin to make funeral arrangements -- twice. “I guess neither the Lord nor the devil wanted me yet,” Empey said. Once his health scare had passed, Empey’s wife Betty wondered what she would have done had he died. What Empey did was create a binder. It contained everything from his will to his banking information to a contact list of Harold Empey friends and relatives -- anything needed to be organized and help ease the burden after a loved one dies. Now Empey travels extensively doing presentations for his Just In Case binders, divided into sections with tips on what important documents need to be collected and stored. “It’s all about peace of mind,” Empey said. When he started his binder after his first cardiac arrest in 2004, they also began a binder for his wife Betty. Before she died from cancer in 2012, Betty looked at the memorial card for her funeral and read
her own obituary before it was published. “After she died, a friend came to me and asked to see (Betty’s binder) and said, ‘how did you do that so fast?’ I told him that it had already been done. He asked to see it and I told him it was personal information, but I said I would see what I could do for him. So I went home and developed Just In Case,” Empey said. His own son died not long after his wife had passed and seeing the difference between how prepared he had been compared to his daughter-in-law helped motivate him to help others prepare for serious illness or death. Empey notes that everyone is different and family dynamics are different. There’s no right way to go about preparing, but what he set out to do was have people know what questions to ask, what decisions needed to be made and what information needs to be collected. “They’re reluctant to start,” Empey said. “I say to them don’t try to do it all at once. And don’t do it in order. Just pick an area, make some notes, talk to your spouse or whoever, and then go on to another section. You never, ever finish. It’s an ongoing process and you continually add to it.” Empey has distributed more than 13,000 binders and has been from Ontario to British Columbia and everywhere in between to make presentations. “I ship binders all over North America,” he said. Empey isn’t making a dime off his binders. After his costs, he donates any profits to charity. To date, he has donated $200,000, with
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much of that going to the Salvation Army. One of the suggestions he made at his presentation was bequeathing some money -- if a person was able -- to a child or relative that were in their will while they were still alive. He recounted how they gave some inheritance money to one of their children for a specific project and were able to see the results while he and his wife were both still alive. Empey said there is a wealth of information online, but to be sure that they are getting Saskatchewan-specific information. He added the funeral homes can also answer a lot of questions. Empey said that everyone over 18 should have a will and he said that “enduring power of attorney is the most important document you will ever sign -- and the most dangerous.” Empey’s final two tips in the binder are to de-clutter and to learn what your partner takes care of in terms of running the household. When it comes to de-cluttering, Empey’s belief in charity came to the fore again. He gave away some of his furniture and some china to family that had recently immigrated to Canada. “Your adult kids don’t want that stuff anyway,” he said.
He also suggested that as you collect information in your binder, you also take time to tell your life story and some of the stories of your parents and grandparents so you have that family history to leave behind to your children and grandchildren. The Just In Case binder grew out of necessity and he never could have imagined how it would grow once he began the project. However, Empey sees that there is a need and is always pleased to hear that it helped people. “It’s so rewarding for me to have somebody phone,” Empey said. “About a year ago my neighbour lady came over and she had been at a funeral in Calgary and this lady asked her if she, by chance, knew Harold Empey. She said she had this Just In Case book and she didn’t know what she would have done without it. That’s pretty rewarding.” Just in Case binders are available at the Saskatoon Community Foundation Office, 101-308 4th Ave. N for a cost of $35 each. To make arrangements for a seminar please contact the Saskatoon Foundation Office at 306.665.1756.
Funny Tale of a Lost Senior Citizen
When I went to lunch today, I noticed an elderly man sitting on a park bench sobbing his eyes out. I stopped and asked him what was wrong. He told me, ‘I have a 22-year-old wife at home. She rubs my back every morning and then gets up and makes me pancakes, sausage, fresh fruit and freshly ground coffee.’ I continued, ‘Well, then why are you crying?’ He added, ‘She makes me homemade soup for lunch and my favourite biscuits, cleans the house and then watches sports TV with me for the rest of the afternoon.’ I said, ‘Well, why are you crying?’ He said, ‘For dinner she makes me a gourmet meal with wine and my favourite dessert and then we cuddle until the small hours.’ I inquired, ‘Well then, why in the world would you be crying?’ He replied, ‘I can’t remember where I live.’
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All Five Senses Matter As We Feed Our Seniors
Fortifying our bodies and minds with healthy food and engaging conversation is critical to elevating the daily life of seniors. And when it comes to ensuring seniors gain the utmost enjoyment of their food, we need to pay close attention to how we respond to each of their five senses. It’s no surprise that, as we age, our senses change. It’s not just our hearing and sight that become less acute. All five of our senses diminish as we move through time, altering the way we experience the world. A research project by Sodexo and the University of Ottawa called the Five Senses Study was initiated to develop best practices to support seniors. The study focused on ensuring that the tastes, smells, sights, sounds and touches they experience everyday translate into improved quality of life and well-being. The issue of food and aging is close to my heart, not only because I’m a chef, but because my dad lives in an assisted living facility. Fortunately, he resides in a residence that takes food, nutrition and fellowship very seriously. As a result, mealtime is the highlight of his day. For him, the enjoyment is mostly centered around social interaction with residents and staff. The healthy and tasty food on offer is the icing on the cake. By being intentional and carefully considering how we feed our seniors’ souls, minds and bodies, we can enhance their quality of life. The Five Senses Study sends a clear message about seniors’ care: simple things make all the difference.
Taste, of course, is the sense we think of most when we talk about food. And while routine and familiar foods can be comforting, introducing new flavours, spices and ingredients keeps things interesting. We also need to think about temperature and texture, and pay attention to what our palettes respond to, whether it be sweet, savory, spicy or sour. Aromas are the quickest way to send our minds back to childhood. For me, whenever I pull a carrot out of the ground on my PEI farm, I think of my grandma. From the smell of the soil, I can taste the flavour of the carrot before I’ve even washed it. As we age, our sense of smell often diminishes, lessening our ability to taste. At home, putting a pot of water on the stove with cinnamon sticks creates a comforting environment. In retirement facilities an open kitchen area helps residents better smell food — which can stimulate appetite. Seniors with low vision often have difficulty distinguishing between similar colors. Long-term care communities can compensate with meals featuring high-contrast colors to help residents see the different items on their plates. We know there is a direct correlation between a colourful diet and healthy eating. In general terms, the more colourful the plate, the more nutritious it is. A beautifully laid out salad bar, for example, is full of colour, textures and stimulating taste combinations. Hearing loss is an issue for many of our seniors. And since we want to encourage social conversations along with a healthy meal, we need to consider the sounds around the table. The many benefits
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of communal eating can be nullified if ambient noise levels are high. By minimizing background noise from heating and cooling systems, equipment and cleaning services, we make it easier for residents to connect with conversation. The fifth sense is, of course, touch. When preparing meals for seniors, paying attention to the texture of food and how it feels in our mouth is important. When flavour is released slowly with every chew, people are encouraged to eat more. A good balance of crunchy vegetables, nutty whole grains, silky soups and tender lean proteins makes for a more interesting meal experience. One thing I know with certainty is that who’s at the table is every bit as important as what’s on the table. The act of sharing, passing the bread, connecting with each other as we touch our glasses and celebrate the bounty of food is wonderful for the soul. I learned the power of the table from my father and for that, I am forever grateful. About Chef Michael Smith: Chef Michael Smith, one of Canada’s best-known chefs, is a passionate advocate for simple, sustainable home cooking and an inspiration for families creating their own healthy food lifestyle. He has been an active supporter of Sodexo’s Stop Hunger Foundation for 15 years. Chef Michael Smith
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A Resource For Caregivers
At some point in your life, you may need to provide support to someone you know. Over 8 million Canadians currently care for someone they know and this number is expected to increase as a result of Canada’s aging population. You will likely need to support someone you know who has a physical disability, a mental health challenge, a longterm illness or a degenerative disease. Caring for someone else often means juggling personal commitments, work, family time and care responsibilities. It is never too early to start planning for your role as a caregiver. You may need to help a parent, child, partner, sibling, friend, neighbour or co-worker. This person will count on your presence and support as they face health and living challenges. Learn about your options, plan your actions and get ready! Here is what you need to think about. Learn how to support their health care Understand their health condition and care options. Help the person choose the best care plan to meet their needs by learning as much as you can about their physical and mental health, medical and treatment options and support needs. Provide encouragement. Living with a chronic or long-term condition can be a daily challenge. Help the person you care for eat healthy, be physically active, stay socially connected and follow their treatment plan. Know their care providers. Make a list of all care providers— name, contact information and caring role. Communicate and
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work with them. Note that there may be multiple health care professionals involved in the person’s care. Don’t forget the personalized services provided by home and community care providers. Manage medications. Make a medication list and review it with a pharmacist to learn about each drug, their side effects and any counter-indications, how to store them and when to take them. Remember to include not only prescribed medications, but also over-the-counter medicines, vitamins, herbs and minerals. Plan for care transitions. Care transitions from home to hospital, to a rehabilitation facility, a nursing home or long-term care home are critical to the person’s recovery and quality of life. Know the discharge plan and care options. Is the person’s home safe? If not, contact home care for an in-home assessment. Be prepared for emergencies. Know who to contact and what to do in case of medical emergencies or unplanned events. Keep a list of emergency contacts and their information within reach. Your Emergency Preparedness Guide Stay healthy. Eat a healthy and balanced diet, keep in contact with friends and family, exercise regularly, get enough sleep and make time for activities you enjoy Learn how to improve their quality of life - Explore home and community support options. Home care services may allow a person with special needs to stay home as independently and as long as possible. Consider seniors centres, support groups and programs of disease-specific organizations. Consider day programs, meal delivery, transportation services and in-home supports.
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Maintain social contacts. Keeping in touch with friends and family and being socially connected can make a difference in how well the individual copes with their health and living challenges. Consider smartphones, computer software (e.g. Skype) and social networking sites Investigate housing options. Start to consider modifications to the existing home, assisted living and long-term care facilities. Is the person’s home safe? If not, contact home care for an inhome assessment. Keep in mind that many housing options have waitlists and only some are publicly funded. Explore financial options. Assess the person’s financial situation, revenues and expenses, to understand how their budget can best meet their needs. Speak to a financial advisor about retirement saving plans, a registered disability savings plan, high interest accounts, life insurance, caregiving insurance, employee benefits and government tax credits or income supplements. As a Caregiver, learn how to maintain your own health and well-being Stay healthy. Eat a healthy and balanced diet, keep in contact with friends and family, exercise regularly, get enough sleep and make time for activities you enjoy. Learn the signs of caregiver stress. Be aware of times when you are feeling anxious, having trouble sleeping, not eating properly or feeling unwell. Responding to Stressful Events: Self-Care for Caregivers Ask for help. Reach out to friends, family and support services when you need them. Resources. Get information on federal, provincial and territorial
resources for caregivers by visiting the Federal/Provincial/Territorial Ministers Responsible for Seniors Forum, by calling 1 800 OCanada or TTY 1-800-926-9105, or by contacting your provincial or territorial government. Caregiving can be a positive experience. Being prepared helps! Many caregivers find caring for someone to be rewarding and empowering. Positive experiences include a sense of pride for being able to give back, building deeper relationships, discovering new skills and finding increased meaning and purpose in your life. Don’t be afraid to ask for help. Remember, you’re not alone. * https://www.canada.ca/en/employment-social-development/corporate/seniors/forum/care-options.html
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Senior Association Adding More Programs In 2020
The Moose Jaw & District Senior Citizens Association has no plans on cutting back in their services following the financial concerns that made headlines several months ago and will be adding more programs to their calendar in the New Year. Vicki Wadsworth, president of the Association, expressed gratitude for the support from the community following the announcement last spring regarding the Association’s dwindling operating funds. After presenting the issue to city council, the City of Moose Jaw agreed to dedicate a $35,000 grant to the senior’s group to aid in their operations, which the Senior Association is using to keep their services running at Timothy Eaton Gardens. “It’s going to make a huge difference in what we do,” said Wadsworth. The funds will be put to good use, as there’s something going on every day at Timothy Eaton’s to suit all interests. For those looking for more physical activity, members gather for pickleball on Monday and Thursday mornings as well as in the evenings on Monday, Wednesday, and
Thursday. There is also line dancing on Thursday mornings, floor bowling on Thursday evenings, table tennis on Monday and Thursday afternoons, floor curling on Friday afternoons, and shuffleboard on Tuesday and Friday afternoons. The walking track located on the basement floor of the centre is available every morning beginning at 7 a.m., as are the billiards tables on the main floor. The Timothy Eaton Cafe is also open every day, serving meals, snacks and coffee. For the card enthusiasts, members play certain games on each afternoon of the week: cribbage on Monday and Wednesday, whist on Tuesday, 500 on Thursday, and kaiser and nickel bingo on Friday. There is a painting class available on Mon-
day and Tuesday afternoons, as well as a paper tole class on Tuesday and a morning jam session every Friday at 10 a.m. New programming this year includes the addition of a weekly tai chi session with Betty on Wednesday mornings and a chair yoga session with Jessica on Friday mornings. Members are also invited to try out hand and foot canasta every other Wednesday,
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Pickleball has become very popular with Seniors Association members over the last year.
as well as a weekly mahjong game on Wednesday afternoons, and the weekly Questions about technology session with Ron Smallwood on Tuesdays at 11 a.m. The Senior Association will continue hosting monthly dances on Saturday nights, as well as card tournaments for bridge, military whist, cribbage, mini 500, and mini cribbage. The Timothy Eaton Cafe will also host a potluck meal on the third Sunday of every month, in addition to the Associationâ€™s supper fundraisers throughout the year. With some restructuring in the Cafe, members can also keep an eye on the daily menu for
The downstairs level of the Timothy Eaton Gardens features shuffleboard courts, a walking track, and fitness equipment.
some new items. The Association also makes their building available for rentals for events and can provide catering services from the Cafe. All of the ongoing activities can be attended for a small fee of $2, with the exception of billiards at 65Â˘ a game and yoga for $3. The Senior Association also requires a yearly membership, which costs $60, and can be purchased at any time. â€œI just wanted to make clear too that anybody can come to our [cafe]; you do not have to be a member,â€? said Wadsworth. â€œAny age, any group, anybody can drop in
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A lawn bowling tournament from last year brought together plenty of players.
and have a wonderful meal down there.â€? Wadsworth also shared that in addition to the Cafe and the on-site day spa in the building, the Senior Association board is looking to create a help centre for medical services and information within the year. For more specific times and dates for activities from the Senior Association, check their website or talk to the front desk either in person at 101 â€“ 510 Main St. N or by calling 1 (306) 694-4223.
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LABORATORY SERVICES Moose Jaw has three community-based laboratory sites along with services at the Dr. F.H. Wigmore Regional Hospital. Please consider which site will work best for you. If you need other hospital-based services such as x-ray, ECG, etc., please use the hospital for your blood work. For laboratory inquiries, please call 306-694-0391. Crescent View Clinic 131 1st Avenue NE Monday to Friday, 7:30 a.m. – 3:45 p.m. Saturday, 7:30 a.m. – 3:00 p.m. Alliance Medical 890A Lillooet Street West Monday, Wednesday, Friday 8:00 – 11:45 a.m.
Dr. F.H. Wigmore Regional Hospital 55 Diefenbaker Drive Monday to Friday 7:30 a.m. to 5:00 p.m.
FIVE HILLS ACCESS CENTRE Five Hills Access Centre is a single point of entry for all Continuing Care Services including Home Care, Long Term Care, Palliative, Respite and Transition Care. 131 1st Avenue NE Monday to Friday, 8:00 a.m. – 4:30 p.m. 306-691-2090 or Toll Free: 1-866-211-5696 MENTAL HEALTH AND ADDICTIONS SERVICES Entry to all outpatient programs and services at Mental Health & Addictions (MHAS) is through Centralized Intake. Centralized Intake responds to all initial requests for mental health and addictions information or services from individuals, family physicians, family members, or community agency members. Program staff will briefly discuss concerns with the referring person and determine the appropriate response to the service request. Referrals may be assigned to a program area at MHAS or to one offered by another community agency. Central Intake can be reached at 306-691-6464.
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HOME CARE Access to Home Care services is through the Five Hills Access Centre (FHAC). FHAC provides a single point for accessing Home Care, Respite Care, Palliative Care, Convalescent Care and Long Term Care. Please call FHAC at 306-691-2090 or tollfree 1-866-211-5696 Monday to Friday between 8:00 a.m. and 4:30 p.m. VOLUNTEER SERVICES Are you interested in helping others? Making a difference in the community? Sharing your skills and talents? Meeting new people? Why not volunteer! Volunteer Services in Moose Jaw supports the communities and surrounding areas of Assiniboia, Central Butte, Craik, Gravelbourg, Lafleche, Moose Jaw and Rockglen. Volunteers supplement and extend the services provided by employees. These programs enhance the wellbeing of our clients and patients through the provision of services.
Benefits of Volunteering:
• Enhance our services • Share your life experiences • Explore medical careers • Feel good about yourself & gain confidence • Improve the health journey for neighbors/friends Contact Volunteer Services at 306-691-6508.
Moose Jaw Fire Department Fire Safety Tips for Older Adults Knowing what to do in the event of a ﬁre is particularly important for older adults. At age 65, people are twice as likely to be killed or injured by ﬁres compared to the population at large. And with our numbers growing every year it's essential to take the necessary steps to stay safe.
Make sure a ﬁre never starts by following these simple tips: Don’t reach for danger! Wear tight-ﬁtting or rolled-up sleeves when cooking and don’t reach over a hot
burner. Always stay in the kitchen when you are cooking, never leave cooking food unattended. Cooking ﬁres are the number one cause of ﬁre injuries among older adults. If you need to step away, you should turn oﬀ the stove.
Always blow out candles before leaving the room. Ensure items that can burn are one metre away from space heaters. Avoid overloading the electrical outlets. Extension cords should be used only as a temporary connection. Avoid running cords under rugs, which can damage the cord and cause a ﬁre. Install a smoke alarm on every storey of your home and outside all sleeping areas. Test smoke alarms once a month and replace the battery once a year, or whenever the low-battery warning sounds. Smoke Alarms should be replaced at least every 10 years even if they are still working.
Know exactly what to do and where to go if there is a ﬁre. Plan and practice your escape! Develop a home ﬁre escape plan or refer to your building’s ﬁre safety plan.
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Home Care provides health and personal support services that will assist the client to stay at home. Nursing services are provided per physician referral. All other services are based on the assessed needs and a goal for service. For an assessment of your needs, please call the Five Hills Access Centre (FHAC) at 306-691-2090 or toll-free at 1-866-211- 5696. Home Care services available are: • Nursing • IV Therapy • Continuing Care Aide Services • Respite • Meals on Wheels • Volunteer Services • Physiotherapy, Occupational Therapy • Palliative Care • Wellness Clinics HOME NURSING CARE • Nursing staff provide a variety of services in the home or in the Treatment Centre under the direction of your doctor. • Nursing visits are scheduled by priority of need. • There are no fees for nursing services.
CONTINUING CARE AIDE (CCA) SERVICES • CCAs provide a wide range of services based on the assessment. • Schedule of services may vary occasionally due to unforeseen events. • The client must be at home when the service is provided. • The client is responsible to provide necessary cleaning or personal care supplies for CCA. • There is a cost for CCA services. Ask the Continuing Care Coordinator (CCC) for this amount.
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RESPITE IN HOME • Respite services are available to families who cannot leave an individual unattended. Continuing Care Aides provide “relief” for caregivers for short periods of time. It can be regularly scheduled or as needed. • Prior notice and approval is required to set-up service. • Not to be used to allow caregiver to go to work. MEALS ON WHEELS • Hot, nutritionally balanced meals are available, based on the assessed need. • Meals are prepared by a health facility or private provider. • Meals are delivered by volunteers, Monday through Saturday, including statutory holidays. (Some variations in rural areas). • The client must be home to receive the meal. VOLUNTEER SERVICES • Volunteers provide phone surveillance, companionship and practical assistance such as reading, grocery/personal shopping and transportation for medical appointments. • Any reasonable request for volunteer services will be considered. Make your needs known by contacting your Community Care Coordinator. • There is no fee for volunteer services.
PALLIATIVE CARE • Referrals to the Palliative Care Program can be made by anyone calling the Five Hills Access Centre and will be reviewed by the Palliative Care Coordinator. • Service availability may vary slightly throughout the health region. • Palliative Care is the physical, emotional, social and spiritual care given to a dying individual and his or her loved ones where active treatment is no longer the goal. Such care may occur in a hospital ward or a long-term care institution, but is usually a service provided in the home. • Palliative Care Services can help if it is your wish to die in the comfort and privacy of your own home with the support of your family. Physicians, nurses, continuing care aides, social workers and other healthcare professionals work together with you and your loved ones to make the last stages of life as meaningful as possible. We tailor help to your individual needs and offer on-going support throughout your terminal illness. • Our goal is to relieve suffering and offer quality of life and personal dignity until death. If the time should come where transfer to a care facility is needed, your Palliative Case Manager will assist you to make as smooth a transition as possible. For more information, please contact the Five Hills Access Centre by calling 306-691-2090.
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Experts Offer Tips To Make Estate Planning Less Stressful Thinking about what will happen to your family and estate after your passing can be a difficult reality to consider, but financial and legal experts urge everyone to start the process as early as possible to keep things clear. Ashley Barnsley, financial service representative from Assiniboia CIBC, shared that over half of Canadians don’t have a will in place and only 30 per cent of the population has a formal estate plan for when they pass away. These statistics were concerning, as both financial advisors and legal experts recommend having a pre-organized, thorough, and up-to-date set of legal instructions to be used in the case of your passing — and that there’s no age at which starting the process is “too early.” The first step, said CIBC financial representatives, is to collect documents and start answering the necessary questions before taking things to a lawyer.
This includes first speaking with your accountant, financial advisor, and insurance representative about your assets and making a comprehensive list of your estate — bank accounts, assets, property, possessions. Decide who will be the beneficiaries receiving what aspects of your estate, including how your financial wealth will be distributed. Next, take a look at your life insurance needs and choose a package that will best suit you and your beneficiaries. Deciding who will be your executor is also a good way to be proactive. You can name more than one person as an executor and specify whether they may act individually or must act together, but it’s important to consider a few things when choosing. Naming an executor who lives far away from other named executors can complicate the process, as can naming an executor who does not live in the same country as
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you. It’s also important to keep your executor up to date, especially if you may outlive them. Once you have all of this information, take it to a lawyer and draft your will, which outlines what will happen to your possessions and assets. Experts recommend keeping copies of all documents in an accessible place — like a home safe — so that personal details are in reach of your family. This includes things like a copy of your will, a list of important people like your lawyer or medical specialists, power of attorney paperwork, pension statements, property deeds, and your itemized estate list — which must be handwritten by yourself for easy proof of authenticity. “It’s a really difficult process for [your executor to gather your documents] in an already difficult time, so the more you can help them facilitate prior to your passing, the easier it is to go through those proceed-
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ings,” said Barnsley. A will and a named executor only becomes relevant after your passing, so there are a few other important legal provisions to arrange for the time that comes before. Naming a power of attorney is something that only you can do yourself and gives a certain individual authority over your assets only until your passing. “Remember, when you give power of attorney to someone,” said Idowu Adetogun, an attorney with Grayson & Company. “That person acts as you. That person is now you.” As the granter, you can name either one power of attorney to handle both your personal and property assets, or separate power of attorneys for each. You can also specify whether they can act separately, or must act together, or in succession. You must demonstrate mental capacity when doing so, and power of attorney documents come into effect immediately upon signing. It’s important to provide copies of power of attorney documents to your financial institutions and other important agencies to be
clear on who has access to your assets, and to keep those documents updated if you change the person named. Adetogun also explained the right of survivorship, in which adding your children’s names to bank accounts or land titles can make it possible to avoid paying taxes or probate fees on that asset when the estate is divided out, but she also warned that adding names to land titles can be almost impossible to remove later. It also adds your assets to another person’s list of assets, making them vulnerable to creditors or other situations. There are numerous ways to arrange not only the power of attorney agreement but also the terms of the executor’s power to suit every family’s situation, which a lawyer can help with. The main piece of advice that both Adetogun and Barnsley emphasized was making sure that you choose people you can trust with your assets and talk with them about your wishes. It’s also important to check in on your will and estate plan every 3-5 years and make necessary adjustments — consider how re-
cent events affect your plan, like divorces, births, deaths, or property changes. Having your legal wishes outlined and detailed can make the process of handling your affairs much smoother and less complicated for your family and can make sure that your wishes are fulfilled exactly how you wanted them to be.
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Pharmaceutical Services In Moose Jaw Providing Over-The-Counter & Prescription Drugs Moose Jaw Co-op Pharmacy 500A – 1st Avenue N.W. 306-692-0988 Page 12, 43
Shoppers Drug Mart 710 Main St. North – Unit F 306-693-5184 Page 29
Moose Jaw Main Street Pharmacy #115 - 361 Main St. North 306-691-0101
428 Lillooet St. West 306-691-4870
Pharmasave 212 Main St. North 306-692-6433
890B Lillooet St. West 306-692-2900 Rexall Drug Store 701 Main St. North 306-694-5556 Safeway Pharmacy 200 - 1st Avenue N.W. 306-694-2112
Superstore Pharmacy 30 Thatcher Dr. East 306-691-6035 The Medicine Shoppe 323 - 4th Avenue S.W. 306-693-3520 TLC Pharmacy 1235 Main St. North (T ‘n’ C Mall) 306-972-7200
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Benefits Payment Calendar Canada Pension Plan Includes the Canadian Pension Plan (CPP) retirement pension and disability, children’s and survivor benefits.
Old Age Security Includes Old Age Security pension, Guaranteed Income Supplement, Allowance and Allowance for the Survivor.
Payment dates: • January 29, 2020 • February 26, 2020 • March 27, 2020 • April 28, 2020 • May 27, 2020 • June 26, 2020 • July 29, 2020 • August 27, 2020 • September 28, 2020
Payment dates: • January 29, 2020 • February 26, 2020 • March 27, 2020 • April 28, 2020 • May 27, 2020 • June 26, 2020 • July 29, 2020 • August 27, 2020 • September 28, 2020
Veterans Affairs Canada Disability pension Payment dates: • January 30, 2020 • February 27, 2020 • March 30, 2020 • April 29, 2020 • May 28, 2020 • June 29, 2020 • July 30, 2020 • August 28, 2020 • September 29, 2020
Goods and Services Tax/ Harmonized Sales Tax (GST/HST) credit Payment dates: • January 3, 2020 • April 3, 2020 • July 3, 2020 • October 5, 2020 • January 5, 2021
Federal Services Allowance for the Survivor This program provides a monthly non-taxable benefit to low-income widows who are not yet eligible for the Old Age Security pension. Toll-Free: 1-800-277-9914
Seniors’ Drug Plan Under the Seniors’ Drug Plan, eligible seniors 65 years and older will pay a reduced amount per prescription for drugs listed on the Saskatchewan Formulary and those approved under Exception Drug Status. Toll-Free: 1-800-667-7581
Canada Pension Plan (CPP) Retirement Pension The Canada Pension Plan (CPP) Retirement Pension provides a monthly taxable benefit to retired contributors. Toll-Free: 1-800-277-9914
Seniors Education Property Tax Deferral Program Seniors with household incomes under $70,000 now have the option to defer the education portion of the property taxes on their home through a repayable loan under the Seniors Education Property Tax Deferral. Toll-Free: 1-800-667-7567
Guaranteed Income Supplement (GIS) This program provides a monthly non-taxable benefit to low-income Old Age Security recipients. Toll-Free: 1-800-277-9914 Old Age Security (OAS) This pension provides a monthly taxable benefit to persons 65 years of age and over. Toll-Free: 1-800-277-9914 Survivor’s Pension The Canada Pension (CPP) survivor’s pension is paid to the person, who at the time of death, if the legal spouse or common-law partner of the deceased contributor. If you are a separated legal spouse and the deceased had no common-law partner you may qualify for this benefit. Toll-Free: 1-800-277-9914 Provincial Services HealthLine HealthLine is a free, confidentional 24-hour telephone advice line staffed by client navigators, registered nurses, registered psychiatric nurses and social workers. When you call 811, a licensed health or mental health care professional will give you options and information to help you with health-related questions or concerns. Toll-Free: 811 Home Care Program Home care helps people who need acute, end-of-life, rehabilitation, maintenance, and long-term supportive care to remain independent at home. Toll-Free: 1-800-205-2273 Personal Care Home Benefit (PCHB) The Personal Care Home Benefit (PCHB) provides seniors with monthly financial assistance to help them with the cost of living in a licensed personal care home. Toll-Free: 1-800-544-7242 Saskatchewan Assisted Living Services (SALS) SALS provides the coordination of optional community-based services for seniors in select social housing projects. Seniors who require a combination of shelter and support services to maintain their independence may benefit from SALS. The types of services available to seniors varay depending on the community. Toll-Free: 1-800-667-7567 Saskatchewn Pension Plan (SPP) Saskatchewan Pension Plan is a voluntary, money purchase plan for people who want an easy way to accumulate funds for retirement. The Plan is available to people between 18 and 71 years of age. Toll-Free: 1-800-667-7153
Seniors Income Plan (SIP) This plan supplies a monthly benefit to low-income seniors (aged 65 and over) who have little or no income other than Old Age Security (OAS) benefits and Guaranteed Income Supplement (GIS) benefits. Toll-Free: 1-800-667-7161 LIBRARY A library enhances the quality of life in the community and serves as an addition to and extension of other educational systems to insure opportunities for individual continuous learning. The Public Library is a branch of the Pallier Regional Library and a resource centre for the region. The Library participates in the one province public library system and, as such, honours valid library cards from all other public libraries in the province. Library cards issued to Moose Jaw and area residents by the Public Library may be used at any other public library in the province. The library is open: · Monday to Thursday, 9:30 a.m. to 9 p.m. · Friday and Saturday, 9:30 a.m. to 6 p.m. · Sundays, 1 to 5 pm. (from September to May) · Closed Sundays (June to August) The Library closes on all Sundays which fall adjacent to a public holiday. The outdoor book return is open 24 hours a day, seven days a week for the return of library materials. The return is located on the Athabasca Street side of the library adjacent to the drive through and under the tall black lamp standard. The Library hosts free adult programming throughout the year and many of these offerings will appeal to or are targeted to seniors. The Library also offers an outreach service that includes delivery to the homes of those who are unable to visit due to illness, age, or disability. Library staff select materials based on a profile provided by the user. Deliveries are made on Wednesday and Friday afternoons. Care home visits are also possible. In order to reach out to vulnerable populations, like seniors living in care homes, the library is happy to come out for a visit and provide an interactive and engaging program full of storytelling, puzzles, trivia games, and other interesting and entertaining activities. For more information on the Library, its programs and services, or to arrange a visit, call 306-692-2787.
MOOSE JAW SERVICES City of Moose Jaw Switchboard 306-694-4400 After Normal Office Hours 306-692-2794 Emergency Services Emergency Calls 911 Fire Hall Main Office 1205 Main St. North 306-692-2792 Moose Jaw EMS – Ambulance 777 High St. West Ambulance bookings (non-urgent transport) 310-5000 Office billing inquiries 306-694-2151 Ambulance fax 306-692-0236 Moose Jaw Police Service General inquiries & complaints 306-694-7600 Crime Stoppers 1-800-222-8477 Parking ticket inquiries 306-694-7660 Criminal Investigation Division 306-694-7645 Court Services 306-694-7653 Community Programs & Safety Unit 306-694-7659 Victim Services 306-694-7621 HEALTH & WELLNESS Alzheimer Society of Saskatchewan 2550 12th Ave., Regina, SK 1-877-949-4141 The Arthritis Society #2 706 Duchess St. Saskatoon, SK 1-800-321-1433 Canadian Cancer Society 1910 McIntyre St., Regina, SK 1-877-977-HOPE (4673)
Canadian Mental Health Association
Chateau St. Michael’s 525 7th Ave. S.E 306-693-2323
Chez Nous Senior Citizens Home 1101 Grafton Ave 306-693-4371
324 – 650 Coteau St. West Contact: Donna Bowyer
Crescent Park Event Centre (Grief Support Groups) 262 Athabasca St. East 306-693-4644
Crescent Park Retirement Villa
134 Athabasca St. East 306-692-0601
Extendicare Moose Jaw
Diabetes Canada 919B Albert St., Regina, SK 1-306-584-8445
1151 Coteau St. West 306-693-5191
Moose Jaw Housing Authority 255 Caribou St. West 306-694-4055
Christian Counselling Centre #4 54 Stadacona St. West 306-692-5500
Mulberry Estates 220 Mulberry Lane 306-694-5020
Mental Health & Addictions Services 55 Diefenbaker Dr. 306-691-6464
Oxford Place Inc.
1007 Main St. North 306-692-2837
Pioneers Housing (Lodge & Village) 1000 Albert St 306-693-4616
The Ministry of Social Services 36 Athabasca St. West 306-694-3647
Providence Place 100 2nd Avenue N.E 306-694-8081 Edgar Hall 306-694-8870 Guardian Grove 306-694-8846 Raphael Wing 306-694-8865 St. Anthony 306-694-8867 St. Vincent 306-694-8861 Maguire Centre 306-694-8855
Moose Jaw & District Food Bank 305 Fairford St. West 306-692-2911 Moose Jaw Family Services Inc. 200 Main St. South 306-694-8133 Moose Jaw Transition House Outreach Services 306-693-6847
West Park Crossing Retirement Community 1801 Meier Dr 306-694-4744
200 Iroquois St. East 306-694-4030
RECREATION SERVICES Cosmo Senior Citizen’s Centre 235 3rd Ave. N.E 306-692-6072
HOUSING & CARE FACILITIES Bentley Retirement Community 425 4th Avenue N.W. 306-692-7161
Moose Jaw & District Senior Citizens Association 510 Main St. North 306-694-4223
Caleb Village 917 Bradley St. 306-693-3777 Capilano Court
1236 3rd Avenue N.W. 306-693-4518
Observations on Aging
Some people try to turn back their odometers. Not me! My theory on aging is that I want people to know ‘why’ I look this way. I’ve traveled a long way and many of the roads weren’t paved. First you forget names, then you forget faces. Then you forget to pull up your zipper. Being young is beautiful but being old is comfortable. When you are dissatisfied and would like to go back to your youth, remember Algebra. One of the many things no one tells you about aging is that it is better than being young. You know you are getting old when everything either dries up or leaks. WWW.MOOSEJAWEXPRESS.COM
Financial Tips For Seniors
Every adult has to attend to financial matters, but seniors have special considerations to keep in mind. When retirement is approaching, priorities tend to shift. This usually means a change in both spending and saving activities. To ensure that you have adequately planned for your future, assess your finances and money management as you approach your senior years. The better you plan, the more enjoyable your retirement and golden years can be. It may also be helpful to get professional accounting and tax advice, especially if you have a business or other important assets to deal with. Set Goals Defining your goals is a crucial step in managing your current and future finances. Whether youâ€™ve already attained the level of living you desire or youâ€™re still trying to achieve these goals, you need to outline them, including professional and personal milestones. Seniors will also want to consider how they want to handle the advancing years, which might include some type of physical assistance when daily tasks become difficult. When health challenges arise, do you prefer to stay in your home as long as possible, or are you willing to get assistance in some type of care facility? The answer to this question will help determine how much money you will need to manage these expenses. Retirement Income Seniors may have income coming in from a variety of sources during retirement. Investment income from retirement or sav-
ings plans is often a big part of a seniorâ€™s income. Itâ€™s also wise to continue some low- to moderate-risk investments during the senior years to keep growing your money. Social Security is another benefit that will provide some income. American taxpayers pay Social Security tax and earn credits during their working years, and the age of retirement and amount of earnings impacts the number of credits earned, which in turn impacts benefit payments. Those who are disabled can also receive disability benefits via Social Security. It may also be possible for family members to receive Social Security benefits, too, if they meet the eligibility criteria. Survivor benefits could also be paid out to a spouse or dependents upon the death of a senior receiving Social Security benefits, if eligibility criteria are met. Social Security also pays out a one-time death benefit to a surviving spouse or child. How to Plan Planning for your senior years involves both short- and long-term strategy. At the outset, itâ€™s prudent to determine your potential lifespan so you can make a plan to make your money last as long as you live. Lifestyle planning goes hand in hand with this because your daily lifestyle and activities will have a direct impact on how long your money lasts. Itâ€™s also important to set aside some money in an emergency fund so youâ€™re able to pay for unexpected expenses if they arise. Consider potential tax liabilities you may be responsible for as you plan your retirement income, too.
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Health Care Planning Planning for health care and long-term care during the senior years is a major financial factor. Medicare and Medicaid can help with some health-care expenses, but these plans won’t typically cover all of these costs: Many seniors need supplemental medical insurance as well. Long-term care may involve in-home care, assisted living, or nursing home care. Many seniors add long-term care insurance to their suite of coverage. End-of-Life Planning Planning for the end of life is rarely pleasant, but it’s an important step to ensure that your survivors are cared for after your death. Life insurance is one way to provide for a spouse and dependents. Creating a will to distribute your assets and personal property is also a good idea because it will help prevent confusion or conflicts after your death. If you have a health condition that’s likely to affect your ability to take care of your own finances as you age, you may also want to consider the possibility of giving someone power of attorney so that they can step in to manage your affairs. Setting a Budget and Managing Cash Flow A spending plan will help you live on a fixed income. You might use software to create your budget, or you can use a basic accounting ledger on paper. To develop your spending plan, identify all sources of income, including government benefits, pensions, investments, and possible part-time employment. Then, identify both fixed and flexible monthly expenses. Reconcile income and expenses to make sure you have enough money to cover the necessities, hopefully with some money left over for discretionary
spending such as traveling, gifts, and entertainment. If your income is inadequate to cover your expenses, either find ways to increase your income or decrease your expenses. Avoiding Scams and Abuse Criminals often target seniors, so staying vigilant to avoid financial scams is important. Scammers may try to get seniors to donate money or to share personal information, possibly by offering a bogus prize, by pretending to be a family member who needs money, or by selling fake prescription medicines. Seniors should be skeptical of any offer that comes in by email or phone. Avoid making purchases or giving information to people who approach you without you initiating the exchange. Written by Eddy Hood; https://www.ignitespot.com/financialtips-for-seniors
Brains and the Elderly
Brains of older people are slow because they know so much. People do not decline mentally with age, it just takes them longer to recall facts because they have more information in their brains, scientists believe. Much like a computer struggles as the hard drive gets full, so too, do humans take longer to access information when their brains are full. Researchers say this slowing down process is not the same as cognitive decline. The human brain works slower in old age, said Dr. Michael Ramscar, but only because we have stored more information over time. The brains of older people do not get weak. On the contrary, they simply know more. Also, older people often go to another room to get something and when they get there, they stand there wondering what they came for. It is NOT a memory problem; it is nature’s way of making older people do more exercise.
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*Discounts apply to our regular prices on all almost all merchandise purchased by seniors and their accompanying family members with a valid PC Optimum points card after redemption and discounts. Discount excludes purchase of tobacco, lottery tickets, alcohol, gift cards, all prepaid card, transit/event tickets, post office transactions, prestige cosmetics, prestige fragrances, passport photos, cash back, delivery charges, all purchases made through non-participating 3rd party operations and any other products that may not legally be offered in connection with the Program, are provincially regulated (including pharmacy-related transactions) or as we determine from time to time. Offer applies to photofinishing services that are picked up and paid for on the day of the offer only. Discounts may not exceed $50.
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Advice For Newly Retired Seniors
Retirement is an exciting time. After decades of working, many seniors look forward to taking life at a slower pace. Maybe to you, retirement means finally having time to travel the world. Or explore a hobby you’ve always enjoyed. Or perhaps you see it as an opportunity to spend more time with family and friends. No matter how you plan to spend your retirement, it’s important to consider your financial health. Even though you’ve spent the majority of your life saving, like most seniors, by the time you actually reached retirement, you likely found yourself questioning whether what you’ve save will be enough to cover everything you’ll need in the future. Don’t let your retirement get bogged down by financial stress. Here are some quick financial tips for retirement to ensure a sound future money-wise. Consult a trusted tax & financial advisor Sorting through all the tax implications and rules of retirement can be complicated. A trusted tax consultant can help you understand the fine print of retirement—helping you identify ways to maximize any tax benefits, while also ensuring you don’t get penalized for things like failing to take the required minimum distributions from an IRA or other investment accounts. Additionally, a financial advisor who specializes in helping retirees can help you organize your finances and come up with a plan to help you maximize your retirement savings and investments. They can also help you diversify your portfolio so your accounts continue to make money well into your retirement.
Look for ways to minimize and eliminate debt as soon as possible No matter what stage of life you’re in, it’s important to keep your debt to income ratio low. This is especially important for new retirees. Find ways to minimize and eliminate “bad” debt such as credit card debt, equity lines of credit and car loans. Maintaining “good” debt, from things that appreciate in value, such as a mortgage is okay, as long as your mortgage payment does not exceed 28 percent of your gross monthly income. Find areas to downsize and reduce recurring costs Retirement is often associated with downsizing—and with good reason! Many seniors no longer want to be bothered by the maintenance of a large home or are looking to reduce or eliminate mortgage payments. Retirement is also a good time to evaluate other recurring costs from things like monthly subscriptions, memberships or services you no longer need or want. Consolidate banking accounts and investment funds It’s not uncommon to retire with banking accounts across multiple banks and investments across multiple funds. Start by consolidating all checking and savings accounts to one bank. If you have more than one savings account, consider consolidating those as well to reduce banking fees, while maximizing interest benefits. Additionally, move all investment accounts to one financial institution. This can again help reduce brokerage fees while allowing you to re-evaluate your portfolio for maximum results. Factor inflation into your budget
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www.walperlaw.ca 2017 MooseJaw Magazine.com 44
Many retirees start retirement by setting a monthly budget. But many fail to factor inflation into that budget and over time, realize that the initial budget they set doesnâ€™t go as far as it used to. While inflation varies year over year, many financial advisors recommended assuming a 3 percent increase. Regularly evaluate your financial health Financial planning is often top of mind for new retirees, but itâ€™s important to regularly assess your financial health. Taking time even just once a year to re-evaluate your retirement plan can help you avoid financial issues down the line. By Linda Hudwalker Bowman; https://www.westernhomecommunities.org/blog/financial-tips-for-newly-retired-seniors
Tooth loss can cause a host of physical and emotional issues. You donâ€™t have to suffer, we are here to help you! We offer you options, whether you are interested in full dentures, partial dentures or denture implants, we will walk you through your choices that willl best suit your needs Accepting DVA, Social Services and all other insurance companies
Now that Iâ€™m â€œolderâ€? (but refuse to grow up), Iâ€™ll share some things Iâ€™ve discovered: I started out with nothing, and I still have most of it. My wild oats have turned into prunes and All Bran. I finally got my head together; now my body is falling apart. Funny, I donâ€™t remember being absent minded. . . All reports are in; life is now officially unfair. If all is not lost, where is it? It is easier to get older than it is to get wiser. Some days youâ€™re the dog; some days youâ€™re the hydrant. I wish the buck stopped here; I sure could use a few . . . Kids in the back seat cause accidents. Accidents in the back seat cause...kids. Itâ€™s hard to make a comeback when you havenâ€™t been anywhere. The only time the world beats a path to your door is when youâ€™re in the bathroom. If God wanted me to touch my toes, he would have put them on my knees. When Iâ€™m finally holding all the cards, why does everyone decide to play chess? Itâ€™s not hard to meet expenses. . . theyâ€™re everywhere. The only difference between a rut and a grave is the depth. These days, I spend a lot of time thinking about the hereafter . . . I go somewhere to get something and then wonder what Iâ€™m here after.
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Stick Curling Offers Exercise And A Social Atmosphere For Seniors, Version Of Popular Game Designed To Offer Accessibility To Almost Everyone
As anyone who has played the sport can tell you, curling can be surprisingly taxing on the joints, especially the knees and hips as players are constantly getting up and down out of the hack. That can be an issue for people with mobility difficulties, taking those who might otherwise love to play the sport and forcing them to the sidelines. Stick curling is a great alternative for some physical activity in a social environment for seniors. Played standing with a specially designed stick with a implement designed to hold a curling handle at one end, it’s a version of the sport that finds itself growing in popularity, Moose Jaw included. There is currently a stick curling league that meets every Tuesday and Thursday at the Moose Jaw Ford Curling Centre, with some mornings seeing six sheets of ice in action. “It lets a lot of people curl who would otherwise be on the sidelines,” said league organizer Gord Stewart. The format sees two-person teams – one throwing, one acting as skip – with no sweeping between the hog lines. Players throw six rocks an end, alternating throwing and skipping. “So you get to try both sides of the game, and you get to throw 36 rocks instead of 16,” Stewart said. “And then a lot of people don’t get a chance to look at the game from a skip’s point of view, when you get a chance to do that you have to look a little more into the strategy.” Games include a three-rock rule for all rocks in the house, making for a game with plenty of shot-making. Contests are quick, too: games are six ends and take around an hour and a half to play. Then there’s the social aspect of it all. After each draw, players gather for coffee and cookies and talk about the game that was. The league just finished their most recent square but have recently started up in the new year. And with a new set of games,
Al Empey delivers a shot during a recent stick curling league contest
organizers are hoping to see lots of new faces. “We’re always looking for new curlers, too,” Stewart said. “All anyone has to do is phone the rink and talk to [curling manager] Rhonda [Wenarchuk] and she’ll get you set up… If someone wants to come out, we’ll fit them in. We have six sheets on Tuesday and three sheets on Thursday and we have room in both for players.” Players looking for a more competitive experience can hone their skills in the league before taking part in the SaskCurl Stick Curling provincials running Mar. 13-15 at the Moose Jaw Ford Curling Centre. For more information, contact Rhonda Wenarchuk at 306-624-2048.
Anyone familiar with Canadian Paralympian Marie Wright knows the relationship between wheelchair and stick curling, as demonstrated here by Rod Pederson.recent stick curling league contest
You can make a difference in the life of a patient.
The Moose Jaw Health Foundation needs the support of donors to help us equip the Dr. F.H. Wigmore Regional Hospital with the best medical equipment in Canada. With your help we can save and enhance the lives of patients. With the help of our donors, Moose Jaw is home to a modern, state-of-the-art hospital. Individuals, businesses and organizations make generous donations to purchase new medical equipment that will assist our dedicated health care professionals. Only through the generosity of donors the Foundation has been able to provide funding for: • MRI - a first for rural Saskatchewan • Orthopedic surgical equipment • Labour and delivery equipment • CT Scanner • Digital Mammography • Hyperbaric Chamber • Medical & Nursing scholarships for local students
Every dollar raised will stay in our community. Your gift will make a difference. Please help us equip your hospital today for a healthier tomorrow. For more information on the Moose Jaw Health Foundation, please visit MJHF.ORG. Please include the Moose Jaw Health Foundation in your estate plan.
Equip your hospital today for a healthier tomorrow
The Moose Jaw & District EMS Paramedic TEAM
777 High Street West Moose Jaw SK S6H 1T7 Emergency 9-1-1 (B) 306-694-2151 (F) 306-692-0236 www.moosejawems.ca moose_jaw_district_paramedics
@MooseJawEMS AND @MJParamedics
Moose Jaw and District EMS Paramedics are always ready and able to respond to the needs of the community 24 hours a day, 7 days a week and 365 days a year. Paramedics are “There When You Need Them” in all Emergencies both in Urgent and Non-
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Conspiracy, We Must Stop This
Have you ever noticed that when you’re of a certain age, everything seems uphill from where you are? Stairs are steeper. Groceries are heavier. And, everything is farther away. Yesterday I walked to the corner and I was dumbfounded to discover how long our street had become! And, you know, people are less considerate now, especially the young ones. They speak in whispers all the time! If you ask them to speak up they just keep repeating themselves, endlessly mouthing the same silent message until they’re red in the face! What do they think I am, a lip reader? I also think they are much younger than I was at the same age. On the other hand, people my own age are so much older than I am. I ran into an old friend the other day and she has aged so much that she didn’t even recognize me. I got to thinking about the poor dear while I was combing my hair this morning, and in doing so, I glanced at my own reflection........Well, REALLY NOW ......... even mirrors are not made the way they used to be! Another thing, everyone drives so fast today! You’re risking life and limb if you just
happen to pull onto the freeway in front of them. All I can say is, their brakes must wear out awfully fast, the way I see them screech and swerve in my rear view mirror. Clothing manufacturers are less civilized these days. Why else would they suddenly start labeling a size 10 or 12 dress as 18 or 20? Do they think no one notices that these things no longer fit around the waist, hips, thighs, and bosom? The people who make bathroom scales are pulling the same prank, but in reverse. Do they think I actually “believe” the number I see on that dial? HA! I would never let myself weigh that much! Just who do these people think they’re fooling? I’d like to call up someone in authority to report what’s going on-but the telephone! company is in on the conspiracy too: they’ve printed the phone books in such small type that no one could ever find a number in here! All I can do is pass along this warning: Maturity is under attack!
Some of our old (Baby Boomer) favorites have been re-released
The following songs are on a new album. Highlights from the album include: Paul Simon--’Fifty Ways to Lose Your Liver’ Carly Simon--’You’re So Varicose Vein’ The Bee Gees--’How Can You Mend a Broken Hip’ Roberta Flack--’The First Time Ever I Forgot Your Face’ Johnny Nash--’I Can’t See Clearly Now’ The Temptations--’Papa Got a Kidney Stone’ Nancy Sinatra--’These Boots Are Made For Bunions’ Leo Sayer--’You Make Me Feel Like Napping’ Commodores--’Once, Twice, Three Times My Back’s Out’ Herman’s Hermits--’Mrs. Brown You’ve Got a Lovely Walker’ The Who--’Talkin’ ‘Bout My Medication’ The Beatles--’I Get By with a Little Help From Depends’ G. Pederson
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Another Year Of Socializing At The Cosmo Seniors Centre
After the airing of public concerns over the waning financials of senior’s organizations this past spring, the Cosmo Senior Citizen’s Centre is brushing off the controversy and moving into the new year with continued programming and services for the senior community. “Oh, we’re going to carry on, we’re not closing the door,” said Bill Smith, president of the Cosmo Centre. The centre received a $15,000 grant from the City of Moose Jaw, included in the city budget this year, and will be offering the same amount of social programming as they have every year previous. Every week, the Cosmo Centre has a number of regular activities going on at the centre. Members gather to play bridge and shuffleboard on Monday and Wednesday afternoons, and friendship bridge on Tuesdays nights. Tuesday mornings feature an open jam session that welcomes musicians, and
Thursday mornings hosts a session of line dancing. Friday afternoons are the time for Scrabble, and Monday nights are when members meet to play hand and foot ca-
Older Adults Moving Forward
Older Adults Moving Forward SSM brings together seniors’ organizations to work in the interest of older adults in Saskatchewan.
• • • • • • •
POSITIVE AGING - ACTION PLANNING During the last two years SSM (Saskatchewan Seniors Mechanism) has consulted with over 600 older adults across Saskatchewan and received over 2200 survey responses to develop research on strategies for positive aging for our 177,000 residents over 65 years.
nasta. For those interested in cards, the Cosmo also hosts mini-tournaments for canasta, bridge, and cribbage once a month. Bridge, cribbage, and whist players can enjoy a larger tournament on select dates as well. It’s not all cards and music at the Cosmo centre either. The centre is also hosting monthly barbeques from May to September, and regular monthly dances to liven up the city on Saturdays. Special occasions won’t go missed either, with a Canada Day pancake breakfast on July 1, a Valentine luncheon on Feb. 13, an Easter luncheon on Apr. 9, a Christmas banquet on Dec. 3, and a dance on Dec. 31 for New Year’s Eve. The annual Fowl Supper will return again this year on Oct. 4, as will the usual steak night fundraiser at the Crushed Can on Apr. 23. Two more Craft & Trade Shows will happen again this year, on Apr. 4 and Oct. 31.
Celebrating Seniors senior volunteer awards Age-Friendly Communities Strategizing for Positive Aging Increasing Social Inclusion Century Club for those 90+ Gray Matters free quarterly publication Conferences & Forums Ageism Awareness
The research was released in November 2019 and is available at www.skseniorsmechanism.ca. There was a general consensus that older adults need a comprehensive plan that responds to many issues. Key issues included rural transportation, housing, financial security, community participation, access to services, safety and home care. Older adults continue to make significant contributions to the provincial economy by providing continued volunteerism, care giving and ongoing participation in paid employment. This “Saskatchewan advantage” is an added reason for an integrated plan for the future. SSM, while encouraged by the appointment of the Minister Responsible for Seniors, is looking to the government to add sufficient capacity in both human and financial resources to partner with SSM and others to build a long-term action plan for older adults.
www.skseniorsmechanism.ca email@example.com 306-359-9956
During 2020, SSM will be actively working to mobilize support for an integrated strategy that responds to the needs of older adults across Saskatchewan. More information is available on the SSM website. Brochures on specific topics are being developed and will be available in the near future. Positive aging strategies are essential as SSM strives to meet our vision of “quality life for all Saskatchewan older adults”!
Most events at the Cosmo Centre are included with the yearly membership fee of $40, with a handful requiring an additional fee to take part. Last year, the Cosmo Centre had just over 150 members, and Smith hopes to see an increase in members this year — especially as the centre was founded on the idea that social inclusion and activity for seniors is
The Cosmo Centre has regular shuffleboard games on Mondays and Wednesdays.
Cosmo members can also enjoy a rousing game of bridge several days a week.
beneficial to their health. “It’s good, healthy exercise for people’s body and their mind, and you get to associate with other people rather than sit at home,” said Smith. The Cosme Centre is also available for rental, for events like weddings, funerals, birthday parties, and more. For more information about upcoming
events at the Cosmo Centre or about membership, either stop by the Centre at 235 — 3rd Ave NE or give them a call at 1 (306) 692-6072.
to serve you better “With a newly appointed Recreation Coordinator, we have really focused on fun activities to help our residents thrive. More daily programming has been added – physical exercises, games, music events, socializing as well as book and paint clubs! Services are also available in our chapel. It’s all a shining example of the high standards we set to ensure our seniors remain healthy and active.” GAIL MARIE ABDAI, DIRECTOR OF CARE
Come talk to us about how the new Chateau could be your new home. 306-693-2323
Moose Jaw’s Age in Place Residence
1972: Long hair 2020: Longing for hair
Times Change 1972: The Grateful Dead 2020: Dr. Kevorkian
1972: The perfect high 2020: The perfect high yield mutual fund
1972: Going to a new, hip joint 2020: Receiving a new hip joint
1972: KEG 2020: EKG
1972: Rolling Stones 2020: Kidney Stones
1972: Acid rock 2020: Acid reflux
1972: Being called into the principal’s office 2020: Calling the principal’s office
1972: Moving to California because it’s cool 2020: Moving to California because it’s warm
1972: Screw the system 2020: Upgrade the system
1972: Growing pot 2020: Growing pot belly 1972: Trying to look like Marlon Brando or Liz Taylor 2020: Trying NOT to look like Marlon Brando or Liz Taylor
1972: Disco 2020: Costco
1972: Seeds and stems 2020: Roughage
1972: Parents begging you to get your hair cut 2020: Children begging you to get their heads shaved
1972: Killer weed 2020: Weed Killer
1972: Passing the drivers’ test 2020: Passing the vision test
1972: Hoping for a BMW 2020: Hoping for a BM
1972: Whatever 2020: Depends
PARATRANSIT SERVICE Mobility issues don’t have to stop you from experiencing the Friendly City. The City of Moose Jaw reminds you that we offer Paratransit service. Paratransit is an accessible door-to-door shared ride public transportation option for Moose Jaw residents who cannot use regular transit due to a disability. For more information and to book Paratransit service, call 306-694-4488.
228 Main Street North Moose Jaw, SK S6H 3J8 Telephone: (306)694-4400 Fax: (306)694-4480
Moose Jaw Parks and Recreation offers many opportunities for seniors to be active and involved in the community. From water workout classes at the Kinsmen Sportsplex, to dance classes, fitness at the Yara Centre, Pickleball and more! For details call 306 694-4447 or visit www.moosejaw.ca WWW.MOOSEJAWEXPRESS.COM
Fitness Equipment For Seniors Coming To Crescent Park
Instead of sitting and watching their grandchildren play at the Crescent Park spray pad, seniors will soon have the option to use fitness equipment to stay active as well. At least four pieces of equipment — a stationary bike, pull-up bars, an arm bike, and a set of stairs for step-ups — could be installed adjacent to the spray pad as early as this spring, after the committee for the 2018 Saskatchewan Senior Fitness Association 55-plus Provincial Summer Games presented a cheque worth $8,819.86 to the City of Moose Jaw’s parks and recreation department this past June. This proposed equipment is similar to the gear installed along the Spring Creek pathway between Ninth Avenue Northwest and Thatcher Drive West. One aspect of the provincial senior summer games is to leave behind a legacy project and meant to inspire seniors to continue to be more active. While searching for a legacy project, the committee thought Crescent Park would be a good location since there are more than a dozen seniors’ apartments surrounding the park. Committee members also though it would be positive to provide outdoor equipment for this age demographic. The money the committee presented to the parks and recreation department came from participants’ entry fees and funding from sponsors, less the expenses from organizing the event. The parks and rec department is pursuing other grant funding as it
The committee for the 2018 Saskatchewan Senior Fitness Association 55plus Provincial Summer Games presented a cheque worth $8,819.86 to the City of Moose Jaw’s parks and recreation department this past June. The money will go to installing fitness equipment for seniors in Crescent Park adjacent to the spray pad. Pictured are Derek Blais, director of parks and recreation, Scott Osmanchenko, recreation services manager, Crystal Froese, committee chairwoman, Amanda Kohl and Sandra Stewart. Photo by Jason G. Antonio
relates to seniors, which could double the value of the cheque the summer games committee donated.
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Superior Service. Seniors’ Prices. Let’s face it: If anyone deserves a break, it’s you. You’ve earned it. So let us handle your taxes this year. You’ll receive professional tax preparation services at rates we’ve reserved just for our age 60+ clients. Have a lot of T5 investment slips? Not a problem...we don’t charge extra for every slip. And we’ll tell you exactly what your fee will be before we start...even over the phone. MENTION THIS AD AND SAVE 15%
Feb-April Office Hours 5
3 YEAR RENT EE GUARANT
Call Audrey Mack (306)693-3777 to book your personal tour appointment!
May-Jan Call for hours
339 Main St. N. Moose Jaw
WE PREPARE ESTATE TAX RETURNS
Signs That You Are Over The Hill
• You’re sitting on a park bench, and a Boy Scout comes up and helps you cross your legs. • You keep repeating yourself.
• You keep repeating yourself.
• It takes a couple of tries to get over a speed bump. • You discover the words, “whippersnapper,” “scalawag,” and “by cracky” creeping into your vocabulary.
• Lawn care has become a big highlight of your life. • You tune into the easy listening station...on purpose.
• You’re on a TV game show and you decide to risk it all and go for the rocker.
• You keep repeating yourself. • You start video taping daytime game shows. • You wonder why you waited so long to take up macrame . • Your insurance company has started sending you their free calendar...a month at a time. • At cafeterias, you complain that the gelatin is too tough. • Your new easy chair has more options than your car. • When you do the “Hokey Pokey” you put your left hip out... and it stays out. • One of the throw pillows on your bed is a hot water bottle. • Conversations with people your own age often turn into “dueling ailments.”
• You begin every other sentence with, “Nowadays...” • You run out of breath walking DOWN a flight of stairs. • You look both ways before crossing a room. • You keep repeating yourself. • You come to the conclusion that your worst enemy is gravity. • You go to a garden party and you’re mainly interested in the garden • “I am so far over the hill that I am hanging on to keep from falling off the other side” - said the sender
Visit one of our Churches this Sunday!
Salvation Army Moose Jaw Community Church 2 Wintergreen Drive • 306-694-0045 Worship Service Sundays 11am 175 1st Ave NW Worship Service *Sundays 6:30pm no services July, August, December
Pastors- Majors Dan & Wendy Broome
Minto United Church
1036 7th Ave. NW • 306-693-6148 Worship Service Sundays 10:30am No Services in July
Zion United Church
423 Main St. N. 306-692-3842 M zionunitedchurch Minister: Rev. Tim Ellis Music Director: Bruce Learmonth Sunday Service/Children’s Program 10:30 a.m. No Services in August • www.mjzionuc.ca
Would you like o ask Jesus o come in o your life? he Holy Bible promises ha if you do his , God will gran you forgiveness for all your sins and respasses. Will you exchange a few minu es of your ime, righ now... For an e erni y in Heaven? God sen his son, Jesus, o would be exchanged for your Salva ion. Won’ you please consider asking Jesus o come in o your life?
Come to the Cross of Christ
All you need o do is; simply, sincerely and wi h childlike, heart-felt believing fai h, seriously ask in humble, con ri e and repen an prayer; say “Lord, God and heavenly Fa her, in Jesus’ name please forgive me all my sins and respasses as I accep your son, Jesus, as my personal Saviour and bring me healing, cleansing, deliverance, res ora ion, s reng hening, comfor ing and assurance by your Holy Spiri . Jesus in me and me in Jesus. hank you Lord. Amen.
First Baptist Church 1010 Main St N • 306-692-3137
You are welcome to join us in Prayer, Praise, Worship & Study to Glorify God Pastor: Scott Elger
You are now, ins an ly, ransformed in o a spiri ually “Born-Again” Chris ian. Saved in Chris . Read in your ma ion.
Sunday Service 11am
“For God so loved the world that He gave His only begotten Son, For whosoever will believe in Him shall have life everlasting, and never perish ” - John 3:16
(Summer hours may vary) www.fbcmoosejaw.com
Church Of Our Lady 566 Vaughan St 306-692-2950
Masses: Saturdays 7pm Sundays 10am & 5:15pm
Goals At Any Age
Dr. Christine Majeran Chiropractor and Certiﬁed Life Coach It’s important to have goals at eve- stantly be asking ourselves to bloom in a bigger way. It’s not what ry age. Now you might be think- you get from achieving a goal, it’s who you become. ing, “I’m 84, surely she doesn’t Every time we set a goal and work towards it, we will run into mean me.” Yes, I mean you too. obstacles. And every time we ﬁgure out how to overcome that obEveryone, at every age, should stacle and do the work to overcome that obstacle, we grow and have goals that they’re working become a better version of ourselves. Goals give our brains focus. toward. It is so important to give Otherwise our brains will just run those same old thought patterns your brain something to focus on, they always run, creating the same feelings, and the same results in something for it to work on. Be- our lives. cause your brain is like a toddler So pick a thing. Pick something that has always interested you. Get with a knife: unsupervised, it can on your computer and search for stories of people your age who cause a lot of trouble. If you don’t are doing what you want to do. Get inspired by stories of people consciously give it direction your who “started late in life”. It doesn’t have to be something huge like brain is on autopilot and it will climbing a mountain or writing a Broadway play (although it could default to old thought patterns. Which is great if your autopilot be). It can be something like learning how to use a computer or Dr. Christine Majeran thoughts are positive wonderful thoughts that give you great feel- setting up a website and blogging about your life or a topic that inings and actions and results. But for many of us, we’re running old terests you. Maybe you promise yourself that you’ll write one page every day of that novel you’ve got inside you. Set a ﬁtness goal patterns that are creating feelings and results that we don’t want. A lot of us think that the whole point of setting a goal is so that we just to see what you can achieve. Maybe you want to explore a new can achieve something or get something that will make us happy. genre of movie or music. Maybe you want to read 100 more books But happiness comes from our thinking, and we have access to hap- before you die. Become an expert on that thing you’ve always been piness right now, simply by thinking thoughts that make us feel interested in: cars, birds, artists of Italy. happy. Achieving a goal doesn’t increase our capacity for happi- Pick a thing. Set a goal. It doesn’t matter what you pick, it only ness. So why set goals? Because our purpose on this planet is to matters that you pick and give your brain something to focus on constantly be evolving into the best version of ourselves. To con- and work towards.
Visit one of our Churches this Sunday! Trinity United Church 277 Iroquois St W 306-692-5445
Worship Service Sundays 10:30am No Services in August firstname.lastname@example.org Salvation Army Moose Jaw Community Church 2 Wintergreen Drive • 306-694-0045 Worship Service Sundays 11am 175 1st Ave NW Worship Service *Sundays 6:30pm no services July, August, December
Pastors- Majors Dan & Wendy Broome
St Joseph's Parish 1064 3rd Ave NW 306-694-1944 Masses Saturdays 5pm Sundays 9am &11am
Minister: Rev. Jim Tenford Worship Services Sunday Mornings 10:30am Sunday School, September to June, during Worship services.
Salvation Army Moose Jaw Community Church 2 Wintergreen Drive • 306-694-0045 Worship Service Sundays 11am 175 1st Ave NW Worship Service *Sundays 6:30pm
No matter where you are in life’s journey you are welcome here.
no services July, August, December
60 Athabasca Street East Phone: 306-692-0533 email@example.com www.standrewsmoosejaw.ca
SAT (Sep - Jun) 6pm COG Campus, 401 Trinity Lane SUN 9am & 10:30am Downtown, 50 Hochelaga St E
Pastors- Majors Dan & Wendy Broome
Sunday Celebration Service 10:30 am - Noon Special Programs for Kids & Teens
Everyone is welcome!
1550 Main St. N 306-692-5600 www.hillcrestmj.com
Sound Of Music Song Has New Lyrics For Seniors
There are recent rumors that Julie Andrews did a concert for American Association of Retired Persons (AARP). Ms.Andrews sang a favorite from the Sound of Music, Favorite Things. There were a few changes to the words, to fit in with the AARP theme. Here are the new words to this tune: Maalox and nose drops and needles for knitting, Walkers and handrails and new dental fittings, Bundles of magazines tied up in string, These are a few of my favorite things.
When the joints ache, when the hips break, When the eyes grow dim, Then I remember the great life I’ve had, And then I don’t feel so bad.
Cadillacs and cataracts and hearing aids and glasses, Polident and Fixo! dent and false teeth in glasses, Pacemakers, golf carts and porches with swings, These are a few of my favorite things. When the pipes leak, When the bones creak, When the knees go bad, I simply remember my favorite things, And then I don’t feel so bad. Hot tea and crumpets, and corn pads for bunions, No spicy hot food or food cooked with onions, Bathrobes and heat pads and hot meals they bring, These are a few of my favorite things. Back pains, confused brains, and no fear of sinnin, Thin bones and fractures and hair that is thinin, And we won’t mention our short shrunken frames, When we remember our favorite things.
324 Main Street N. MOOSE JAW, SK
DERE K M C R I T C H I E
RE A L T O R ®
A M BE R T A N G J ER D
RE A L T O R ®
E.G. (Bub) HILL
RE A L T O R ®
RE A L T O R ®
Affordable Living for 50+ without condo fees! PRIME LOCATION, YOUR OWN KITCHEN HEATED PARKING AND ELEVATORS! • Clean, well-maintained apartments with experienced caretakers who are courteous and honest; • Bachelor, 1 bedroom and 2 bedrooms suites ranging from $650 up to $1,700 per month; • Apartments ranging from 500-1200 sq ft • Active Culture for the residents with: coffee nights ,card nights, bands and more! You can see why Ottawa Real Estate Co Ltd is the first place to look in Moose Jaw when looking for an apartment to rent. You can also purchase tenant insurance or even take care of any motor vehicle or drivers license transactions you may have at Ottawa Real Estate Companies one stop shop!
5 Tips on Boosting Emotional Wellbeing in Aging Adults
Staying emotionally healthy can help seniors stave off depression and other health issues that come with aging. To boost their emotional health, seniors should make a few healthy lifestyle choices. Here are some of the simple ways family caregivers can boost their senior loved one’s emotional wellbeing.
which could boost his or her emotional wellbeing. Physical activities can also build resilience for seniors, providing the strength and energy necessary to manage the daily challenges that come their way.
1. Increase Independence Seniors who act independently to meet their own needs have a greater chance of enhancing their emotional wellbeing. To promote independence, family caregivers should allow their loved ones to manage daily tasks on their own. Monitor your loved one to ensure he or she is managing daily activities properly, and only step in when it is a safety issue. Promoting independence can increase self-confidence in seniors, boost their emotional wellbeing, and enhance their quality of life.
4. Suggest Volunteering Making a difference in the world can provide seniors with more relief than some treatment plans and medications. The pleasure seniors receive when standing up for a cause that is dear to them or when helping someone who is going through difficult times could provide a sense of accomplishment. Caring for others is a good way for your loved one to boost his or her emotional wellbeing.
2. Use Modern Technology Regular phone calls or video chats with family and friends can enhance your loved one’s mood. He or she can also send letters, greeting cards, and photos through a smartphone or an email account. There are multiple social media platforms that allow people to interact with their friends and family members. Using technology enhances human functioning and gives seniors a sense of selfworth and accomplishment.
5. Encourage Spending Time with Grandchildren Spending time with family, especially grandchildren, allows seniors to feel nurtured while gaining support and encouragement. The mental and emotional stimulation from interacting with their grandkids helps seniors enjoy life, manage stress, and focus on what truly matters. Make sure your loved one is enjoying the visits with his or her grandchildren instead of just being a babysitter. If you notice your loved one getting tired, cut the visit short. The objective is to relieve your loved one’s stress and anxiety levels.
3. Promote Physical Activity Yoga, water aerobics, dancing, and walking are some of the physical activities that help seniors maintain clear minds. Doing these activities can also reduce stress and promote longevity in seniors. If your loved one is recovering from an injury or illness, engaging in physical activities could strengthen his or her body and mind,
By Carolina Orosa, *https://www.homecareassistancevancouver. ca/boosting-emotional-wellbeing-in-seniors/
Moose Jaw Co-op Pharmacy It pays to be a member. Moose Jaw, SK
Second Location Opening Soon Co-op members earn equity with their purchases. Sharing our profits. It’s a Co-op thing.
500-1st Ave N.W.
Consider the benefits of our now expanded Indoor Columbarium at Moose Jaw Funeral Home. by James Murdock
IN 2010 WE WOULD HAVE NEVER ANTICIPATED THE COMMUNITYâ€™S DEMAND for indoor columbarium space. Due to this high request from families, we have just finished installing phase two. You have questions, we have answers. First, what is a columbarium and niche? A columbarium is the overall structure for the placement of cremated remains. The structure is made up of enclosed compartments which are called niches. These niches are owned by individual families. Second, why are people choosing our Columbarium? Indoor: year round climate controlled environment.
Partial view of a niche wall in phase one of the Columbarium.
Personalized: each glass faced niche can be laser engraved, accomodate two urns with room for small momentos, pictures and keepsakes.
Our Indoor Columbarium is a peaceful, secure and comfortable place where family can visit year round for contemplation, meditation and to remember.
Economical: no monument or headstone expense, and there is never any charge to have the niche opened or closed. Perpetual care costs are covered. This columbarium is licenced to operate as a cemetery pursuant to The Cemeteries Act, 1999
Any one of our staff would be honoured to provide further information, costs and offer you a brief tour of the Indoor Columbarium.
Protection: 24 hour secured environment, protected from natural elements and vandalism. Family Ownership: security card(s) provide access into this beautiful space 365 days a year.
2 6 8 M u l b e r r y L a n e , M o o s e J a w, S K ~ P h o n e : 3 0 6 - 6 9 3 - 4 5 5 0 ~ Fa x : 3 0 6 - 6 9 3 - 4 5 0 0
Beltone Helps Customers Hear Better
Beau Getson, hearing aid practitioner, and receptionist Rachel Riendeau are ready to greet clients at Beltone. Are your loved ones complaining that you have the TV turned up too loud? Do you often find you are missing out on conversations? You may have a hearing problem. Fortunately, Beltone is the ideal place for all your hearing needs. Beltone provides hearing tests. This includes a pure tone test to determine if there is any hearing loss. This is followed by more complicated tests that deal with speech and word recognition. If necessary, customers then receive assistance selecting a hearing aid, which is adjusted so it fits properly. Follow-up visits will ensure that everything is working and fitting as it should. Hearing aid practitioner Beau Getson recommends you get your hearing checked annually, depending on your age or occupation. May is Speech and Hearing Awareness Month, so be
pro-active get your hearing tested. “We want to tell people that it is not just seniors who should get their hearing checked. It is a regular thing that you should get done, at least to get a baseline for it. You should get it checked every year or two,” said Getson. “The population of people who have hearing loss is getting younger and younger. People are a lot more tolerant of noise than they should be; anything above 80 decibels can damage your hearing. Eighty decibels is not very loud. Most conversations, for examples, are probably around 70 decibels. When you listen to your music it is probably closer to 100 decibels.” Getson says it is best to get your hearing checked sooner, rather than later. “Hearing loss is such a gradual process that it is usually someone else who notices it first. Your own voice tends to increase so that you can hear yourself better and you will slowly start to turn up the radio or the television. People just kind of adapt to it over a number of years,” said Getson. “That is why it is good to get checked more often because the more severe the hearing loss, the harder it is to get used to hearing again with amplification or a hearing aid. If you catch it when there is just mild or moderate loss then it is easier to adapt to things again.” Getson says that wearing protective equipment is the best way to protect your ears. Did you know that Beltone can make custom earplugs that are
created from an impression of your ear? Don’t like the standard ear buds that came with your iPod? Belton can create custom earbuds, too. As a third generation hearing aid practitioner, Getson loves his job. “I really like helping people. We can improve someone’s quality of life.” The technology in hearing aids has definitely improved over the years. You can now get devices that are virtually undetectable. Some even come equipped with Bluetooth technology. Beltone has been helping customers for over 75 years and Getson says the company is very innovative. “Hearing aids can hook up to your cell phone now, so you can answer your phone through the device. There is an app so you can adjust the volume, the bass, and the treble. It has GPS so if you forget it at the coffee shop it will show you its location, as long as the battery is still good. It is pretty amazing how the technology has changed, even over the last five years.” Beltone is located at 81 Athabasca St. W. They are open Monday to Thursday from 9:00 a.m. to 12:00 p.m. and 1:00 to 4:00 p.m. Visit www.beltone.ca or call 306-693-4123 for more information.
Put your hearing to the test with a FREE Beltone 360° Hearing Evaluation™ The Beltone 360° Hearing Evaluation™, conducted by one of our Certified Hearing Aid Specialists, will determine if hearing aids are right for you. If they are, we’ll help you find a hearing solution that fits your needs, your lifestyle and your budget. Beltone Hearing Centre Beltone Hearing Centre
81 Athabasca St. W, Moose Jaw, SK 1-877-956-0707
to reserve your appointment
Please Be Sure To Thanks And Support The Businesses Who Make This Publication Possible. West Park Crossing
TLC Pharmacy D & D Quality Care Lyle Stewart MLA
2 3 4 5
306 692 1012
Smittys Town and Country
306 693 1773
306 692 7161
306 580 3518
Moose Jaw Funeral Home
306 693 4550
Shoppers Drug Mart (Main)
306 693 5184
Tom Lukiwski, MP
306 691 3577
306 692 8884
Walper-Bossence Law Office
306 693 7288
306 694 1001
306 693 4161
306 694 0422 306 692 6072
306 692 6433
MJ Health Foundation
MJ & District EMS
306 694 2151
Remax of Moose Jaw
306 694 5766
Cross Canada Flooring
306 693 4466
Sk Seniors Mechanism
306 359 9956
Chateau St. Michaels
306 693 2323
306 684 2704
City of Moose Jaw
306 694 4400
306 694 4488
MJ Parks and Recreation
306 694 4447
306 693 3777
306 694 4744 306 972 7200 306 691 0300 306 693 3229
Fountain Tire 5 306 692 2389
Alternate Roots Organics
306 693 4372
306 692 8855
City Centre Denture Clinic Warren Michelson MLA
Greg Lawrence Advocate Law
Cosmo Senior Centre
Global Direct Realty (Doreen Heinbigner)
6 8 8 9
306 693 4455
306 630 6643
Moose Jaw Carpet One
306 692 1727
Grayson & Company Law
306 693 6176
Moose Jaw Yard Care
Century 21 - Dome Realty (Laurie Lunde)
13 14 15
306 631 4664 306 693 4644
Moose jaw Legion
306 692 5453
306 691 2002
Mid West Efficiency Moose Jaw Masonic
Caponesâ€™s Handi Cab
Nulook Optical Moose Jaw & District Seniors Odlaw Projects
Royal Lepage Landmart Salvation Army
16 17 18 18 20 21 21 22 22
306 694 0028 306 684 1502
Tax Team 39 306 694 4829 Moose Jaw Churches
Ottawa Real Estate
306 694 4747
MJ Co-op Pharmacy
306 692 0988
MJ Funeral Home
306 693 4550
306 692 4666
877 956 0707
Moose Jaw Express
306 694 1322
306 692 5899
Ottawa Real Estate
306 694 4747
306 972 5050 306 693 0277 306 694 4223 306 631 0672 306 694 8082
Moose Jaw Express.com 32 Manitoba Street West Moose Jaw, Sask S6H 1P7 306 694 1322 www.mjvexpress.com firstname.lastname@example.org With special thanks to our advertisers who made this publication possible and in acknowledgement and with special thanks to all those that have contributed to this issue:
Publisher: Robert Ritchie - email@example.com Editor: Joan Ritchie - firstname.lastname@example.org Sales: Wanda Hallborg - email@example.com Bob Calvert - firstname.lastname@example.org Gladys Baigent-Therens - email@example.com Steve Seida - Special Sales Designer: Sandra Stewart The contents of this publication are the property of Moose Jaw Express. Reproduction of any of the contents of this publication including, but without limiting the generality of the following: photographs, artwork and graphic designs, is strictly prohibited. There shall be no reproduction without the Express written consent of the publisher. (firstname.lastname@example.org) All ads are published in good faith without veriďŹ cation, and the Moose Jaw Express does not under any circumstances accept responsibility for the accuracy or otherwise of any ads or messages in any of the publications editions.
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MOOSE JAW’S MARKETING EXPERTS - EXPECT RESULTS MOOSEJAWEXPRESS.COM 32 Manitoba St W, Moose Jaw email@example.com 306-694-1322 WWW.MOOSEJAWEXPRESS.COM
Affordable Living for 50+ with no Condo Fees! PRIME LOCATION, YOUR OWN KITCHEN, 1 AND 2 BEDROOM’S HEATED PARKING AND ELEVATORS! APARTMENTS RANGING FROM 500 - 1200 SQ FT
Athabasca Towers is a beautiful senior’s high rise located in the downtown core of Moose Jaw, SK across from Crescent Park. This 8 storey high rise features an elevator, underground heated parking, laundry facilities on each floor, balconies, and central air conditioning! Kitchen cupboards, bathroom vanities, flooring, paint, windows and doors are newly renovated! Quiet, Concrete Constructed Building. The building has a busy common room with many events the residents plan and take part in daily.
This is Moose Jaw’s Most Luxurious senior’s high rise, located in downtown core of Moose Jaw, SK across from Crescent Park it features underground heated parking, in-suite laundry, a dishwasher, 2 bedrooms, 2 bathrooms, and 1200 sq. ft. of living space! New Kitchens & Bathroom vanities, flooring, paint and windows as well! Quiet, Concrete Constructed Building.
This 3 storey apartment complex is located in the north east area of Moose Jaw, SK on a quiet street overlooking the scenic Happy Valley. Willowdale Court features a newly replaced elevator, underground heated parking, balconies/patios, and wall air conditioning.
306-694-4747 324 Main Street N. MOOSE JAW, SK www.moosejawrealestate.net WWW.MOOSEJAWEXPRESS.COM
Mature Lifestyles 55+ Guide 2020