Moon Valley Tattler February 2018

F���u��� February 2018

www.MoonValleyTattler.com

VOL 38 No. 2

TWENTY-FOUR YEARS OF GRAPPLING WITH HISTORY

BY PERRY MASON A winning streak is one of the most interesting statistics in any sport because it shows not only a period of excellence, but also a dedication to overcome the attrition of time; injuries, a turnover of athletes, or changes in coaching. Consider what it would take to hold a streak that lasts 24 years! That is nearly a quarter of a century and almost a generation! This streak is happening here in Moon Valley and there are hopes for this streak to continue on the wrestling mats at Mountain Sky Junior High.

In 1994 the Eagles took to the mat in hopes of winning their first district wrestling title in the school’s Tyler Sauter takes down his Cholla opposhort history. Previously, the team had had nent en route to his fourth championship successful individuals, but fell short of putting a championship year up to display on the Wrestling banner in the gym. Since the mid 80’s Palo Verde and Desert Foothills had traded championships, while Mountain Sky struggled to fill an entire team. In 1994 behind such wrestlers as Coleman Manning, at Justin Larson, Chris Leffler, Jon Vogler and Andrew Bohaty, the Eagles eeked out a narrow victory in the district tournament. That first team had a goal, but they could

Mountain Sky Goes Full STEAM Ahead!

B Y ZO E PAU L Mountain Sky continues to develop innovative elective offerings for its students. One of the newest electives on campus is the STEAM program. STEAM is an acronym standing for Science, Technology, Engineering, Art and Math. However, it includes so much more. As a member of a STEAM class, students are exposed to a wide range of critical concepts such as Software Development, Robotics, Aerospace Engineering, and Graphic Designs. Students can currently take STEAM in seventh grade with Mr. Guerra and in eighth grade with Mr. Perrone.

The flow and learning environment of the class is different from other, more traditional classes.

The students work at their own pace and make everything happen. A student’s learning pace can differ from everyone else, so with everyone able to work at their own speed this will in time, help the flow of the class. The classes have couches, different tables, and a very laid-back vibe.

Currently, the seventh grade students are working on unit three of Code.org. This unit teaches students to program games and animations and, all the while, exploring even more code. Their final project is to develop their own game that will be played by their classmates. In eighth grade, the students are competing in a modular Continued on page 3 STEAM students working on a coding project

never have guessed where it would lead.

That was just before Super Bowl 29.

There have been Six Summer Olympic Games since then, and Mountain Sky has hoisted the title of District Wrestling Champions every January since.

This year’s champions have been like the others, proud to be a part of a winning tradition, but still focused on one match at a time. After all, these wrestlers were not born until 2003, how could they comprehend a streak almost twice their lifetime? Still they enjoy their part in local history. Eighth grader, Tyler Sauter, a nationally ranked grappler says, “I enjoyed the tournaments and experience from practices, and the hard work it teaches.

It is good experience and it teaches you discipline and life lessons. Hard work pays off and you don’t have to be good it, you just have to try.” As a member of the program since he was in 5th grade, Tyler has been a big part of those winning seasons. “It is pretty Coach Luigi with Tyler Kerr after cool that we are a school that can winning his title match. keep a tradition, no matter who is coaching, and keep it with us as wrestlers.” Tyler Sauter has already won a state championship and will likely be a multiple time state high school champion.

Younger wrestlers like 7th grader Tyler Kerr said, “I wasn’t going to do wrestling because I was nervous, but I am glad I was part of a team and made new friends. It is really continued on page 26

February 2018 | The Moon Valley Tattler | 602-765-0902

2

February 2018 | The Moon Valley Tattler | 602-765-0902

STEAM

desk design competition. The class will build the winning design.

In addition to the STEAM electives, students are encouraged to join one of several STEAM clubs including Marine Biology, The Application Development Club and The STEAM Club. In Marine Biology, students can take care of the five salt-water fish tanks scattered around the Mountain Sky campus. They learn about the different species living in each tank and how they interact. If students are looking for a way to enhance their knowledge of technology, they can join the Application Development Club. This club allows students to learn about application development with them eventually developing their own apps. Completed student apps will be submitted for approval on the Android Play Store, with plans to expand to include the Apple App Store. Finally, there is also the STEAM Club. Students involved in this club participate in the Honeywell Fiesta Bowl Aerospace Challenge. Arizona State University’s Polytechnic Campus in Mesa hosts the annual event. Students have the chance to compete against other schools in the state to develop and defend their plan for a mission to build a base on Phobos, one of the moons of Mars.

Mountain Sky’s STEAM program also includes an opportunity for students to develop their leadership skills by participating in the Chief Science Officer Program. STEAM students voted which of their peers would participate in this program. Once chosen, these students go on to work in conjunction with the Chief Science Officers of Arizona Organization ...continued from front page

2017... The Numbers are In

and Honeywell. Mountain Sky currently has four student Chief Science Officers (CSO’s), including two seventh graders and two eighth graders. Honeywell engineers mentor the students weekly. According to eighth grade CSO Jaidyn M., “one job of the Mountain Sky CSO’s is to promote STEAM by explaining to others the importance of STEAM in their own lives and everything around them”.

Mr. Guerra and Mr. Perrone strive to supply their STEAM classes with the latest technology. They have been able to purchase 3D printers, 3D printer filament, robots, drones, wearable technology, laser cutters, chromebooks, and other needed class supplies by writing and submitting a variety of grants. In the last four years, they have won over $80,000 in grants from foundations including The City of Phoenix, The Phoenix Suns, The Arizona Diamondbacks, The Washington Education Foundation, and DonorsChoose. Mr. Perrone stated despite the grants, that none of this would have been possible without the support of Mountain Sky’s principal, Mr. Mason and the Washington Elementary School District.

Mountain Sky’s STEAM program offers students a multitude of opportunities to build and develop skills needed for their future careers. According to seventh grade STEAM teacher, Mr. Guerra, “it is very essential that, no matter the age, students should be learning the various aspects of STEAM”.

Please consider supporting one of the many Mountain Sky STEAM program projects by donating through DonorsChoose.org.

B Y K I M G E O R G E , L O N G R E A LT Y U P T O W N It is always fun to look back at the last year and use it as a guide for our goals for the new year. The annual Long Realty Housing Report is out and there is no doubt that 2017 was a good year for the housing market. We have all been hearing about the low inventory, rising prices, and the “mostly” sellers’ market. I thought I would share with you a few other little tidbits of info that came out of this report.

December saw the peak in the median sales price for Phoenix at $245,000. This was about $20,000 more than December of the previous year and not far off of the market peak in November 2005, where median house prices were $265,000.

The average FICO score on closed loans currently sits at 724. This is lower than recent years where lending was tighter and the average FICO score on closed loans was closer to 750. Along with an ease up on lending, we have seen an increase in great lending programs for first responders, teachers, veterans and first time buyers. According to this

report, 59% of buyers feel it is easy to get a mortgage.

All areas of metro Phoenix saw a year over year increase in homes sales ranging from 1%-10%. Outlying areas like Sun City Grand and the Southeast Valley were the biggest winners with 21% or more increase in number of homes sold when compared to the previous year. Some of this may be attributed to the return of new homes sales.

Demand is rising as we continue to see a low inventory in the resale market with some builders holding lotteries or allowing buyers to bid up premiums on new lot releases.

Lastly, according to a study of U.S. website traffic, 2017 saw buyers moving to our area from California, the Pacific North West, Upper Midwest, Texas and other Southwestern states. Why, you ask? Besides the obvious answer that we have mild winters, Phoenix was recently ranked in the top cities as best places to retire as well as Scottsdale being one of the top cities to find a job.

We’ve been Moon Valley residents for a combined 30+ YEARS!

JB McCutcheon & Jodie Winters Sales Managers | teamjj@bayeq.com NMLS #129793 | NMLS #212930 602.541.4419 | 480.334.0808

BayEquityHomeLoans.com/Team-JJ

Kim George

Looking to Buy or Sell in Moon Valley?

REALTOR®- Long Realty Uptown KimGeorge@LongRealty.com 602.316.3325

KimGeorge.LongRealty.com

WE’VE GOT MANY LOAN OPTIONS

Down Payment Assistance • Refinance ConventionalVA • FHA • Renovation • Proven marketing plan that gets RESULTS! • Get access to market conditions • FREE Home Value Evaluation • Receive text or email alerts on properties

13428 N. 13th Street, Phoenix, AZ 85023 3,780 sq. ft. • 5 bedroom/3 bath • Pool • 3 Car Garage

$549,000 Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340. NMLS consumer access: www.nmlsconsumeraccess.org BEKG-180129-2.0

3

February 2018 | The Moon Valley Tattler | 602-765-0902

TRAPPED IN MOON VALLEY LET TER FROM THE EDITOR Aaah, the holidays are over. Well except for Valentine’s Day and the celebration of past Presidents birthdays. This of course just means a day off from school for the kids, and a possible paid day for those of you that are still employed by companies that actually do that. What are your plans?

Breakfast in bed for your sweetie, huge bouquets of fragrant roses, decadent German chocolates, singing telegrams, bright diamonds or jewels, and the list goes on….. the one thing I really want to remind each of you as cliché as it might seem: IT’S THE THOUGHT THAT COUNTS” I remember a Valentine’s Day long past, surprising my husband with a special homemade meatloaf baked in a heart pan, writing I LOVE YOU on his windshield with my red lipstick, and there’s was nothing better than a fresh batch of chocolate chip cookies sitting with his morning coffee. The history of Valentine’s Day is very murky as you can see below: Some believe that Valentine’s Day is celebrated in the middle of February to commemorate the anniversary of Valentine’s death or burial — which probably occurred around 270 A.D — others claim that the Christian church may have decided to celebrate Valentine’s feast day in the middle of February in an effort to ‘Christianize’ celebrations of the pagan Lupercalia festival. In ancient Rome, February was the official beginning of spring and was considered a time for purification. Houses were ritually cleansed by sweeping them out and then sprinkling salt and a type of wheat called spelt throughout their interiors. Gradually, February 14 became the date for exchanging love messages and St. Valentine became the patron saint of lovers. The date was marked by sending poems and simple gifts such as flowers. There was often a social gathering or a ball.

In the United States, Miss Esther Howland is given credit for sending the first valentine cards. Commercial valentines were introduced in the 1800’s .

The world has really commercialized every holiday, why not try a little something old or new this year. I might even get that heart pan out and bake a homemade meatloaf. It’s really the little things that count, and gentleman please remember……

we ladies do count!!!!!

Architectural Rendering

We’re adding 33 new patio homes to the iconic neighborhood north of Beatitudes Campus. With a vibrant social life, lifelong learning opportunities, and exceptional peace of mind for today and tomorrow, it’s our way of inspiring a whole new view of senior living.

Beatitudes Campus is a life plan community and a not-for-profit ministry of the Church of the Beatitudes.

4

February 2018 | The Moon Valley Tattler | 602-765-0902

CASA Academy

BY DANIEL R. BROWN In 2013 I was invited to join a wonderful organization called CASA Academy, which is a non-profit charter school located just South of Moon Valley on 15th Ave and Glendale. This school is doing amazing work and is truly making a huge impact on Phoenix. CASA Academy is a free public school that serves low-income students in grades kindergarten through second grade. CASA currently serves 175 students and since its inception, has served over 500 students. CASA is not just a school, but a movement to raise the bar for education in Central Phoenix. Through a combination of rigorous academics, a college-bound culture, competitively selected teachers, and an extended school-day and school year, CASA aims to have all its students make over 1.5 years of growth in a single year. At CASA, the road to college truly starts in kindergarten.

CASA is unique in that it is part of the “New Schools for Phoenix” incubator program, a highly selective and competitive non-profit program devoted to expanding educational opportunities to all students throughout Arizona. At CASA, ninety-eight percent of students qualify for free and reduced lunch, 75% are English Language Learners and over 90% of the student body are students of color. The problem the school faces year after year is funding. The state of Arizona will only pay for a kindergartner to attend school for half of a day. With how far these kids are a half a day will never allow them to catch up to their wealthier peers. The school is left to fundraise to make up this deficit. Each year it’s a huge burden to overcome,

but through the leadership of the Principals they make it work.

My involvement with the school started in 2013 when I joined the board, and today I serve as their Vice Chair. I get to see firsthand the impact this school has on the community and the families in it. I also get to see how desperately needed it is.

Once these kids fall behind in school the odds of them ever getting caught up is very low. Our public-school classroom sizes are getting larger and larger, and teachers don’t have the time to give kids the individual attention they need. That’s where CASA fills the gap. Once CASA has successfully caught the student up they are able to rejoin the public-school system where they are often ahead of their peers.

I’ve never been a part of an organization where you can see the immediate impact you make. It’s truly amazing. What’s even more amazing is you can see the kids appreciate it, and they want to learn. I think some of these kids are forced to grow up at a very young age due to the situation they’re born into. CASA is a break from that where they can learn, enjoy a balanced meal, and socialize in a safe setting.

The looks on their faces makes it all worth it.

You can donate to the school, and because it’s a 503cb it’s a tax right off too! They will be holding their annual event on February to raise money to help pay for their kindergartners education. Please visit http://casaacademy.org/ or myself Daniel@ MyriadAZ.com to learn more. Thank you so much.

Plant Power & Poisons B LO C K WAT C H E R BY B L A N C H E LU K E S Every area of town offers unique neighborhood events. One thing Moon Valley does not do is what they call a Community Garden. Part of the reason is Where? and there are other reasons they are so popular else were. I recently read an incredible book called **The Power of Plants by Stephen Ritz. Why would I even mention it, well here is why. Not only is it one of the most inspiring book about a teacher who uses incredible imagination, fortitude and creativity, but it is the results he achieved!. He used the growing of plants as a vehicle for teaching young inner city children and the many bonuses were their learning, cooperation and then even providing an abundance of food for their community.

Many of us are becoming aware of how much pesticides and pollution we are encountering with our food supply. Buying organic foods is a prudent way to go. Studies show the direct correlation to current diseases and the increased use of glyphosate ( doomsday) and other chemicals in and on our food supply. Besides

the food there is on going pollution of our air quality because of chemicals, and let’s not forget Electro Magnetic Frequencies (EMF). This can be an entire article for a future time.

Planting fruit trees, herbs, and vegetables in and around one’s yard is really an enriching experience. If there are children in the household it is even a greater experience especially for them to learn. If not it still is worth the effort. Someplace I read that we should plant enough to feed seven families. Now is that good neighborliness or what. The magic of sharing. I heard one time when buying citrus trees you plant one orange tree of every member in the household, one grapefruit tree for the house and one lemon tree for the whole neighborhood. I am finding that is pretty true. **Our local Library has it and it truly is worth the read. Not only for teachers but everyone!

5

February 2018 | The Moon Valley Tattler | 602-765-0902

TO ‘CONTACT OR NOT TO CONTACT’

BY DR . DINA HAMIDEH O.D. Over my 23 years of practicing Optometry, I have had so many new patients tell me that they were told that they are not candidates for contacts, or too old to start now. Let me tell you: You are never too old to wear contacts, and in some situations not too young. My question is always: “if I could fit you successfully are you willing to at least try or try again?” I would say most of the time, it was more of a fear than a reality, and almost always a misconception. In terms of contacts, thanks to today’s many innovative technologies, there are a plethora of options of contact lenses for our patients needs. And NO, you will not be stuck buying contacts that are not right for you. A routine eye exam is the first step to a proper contact lens fit, followed by a contact lens evolution and fitting. After a comprehensive eye exam, to assess that the eye is healthy to be fit with glasses and contacts. Of course I will always tell you that a successful contact lens wearer is one that has a back up pair of glasses. After your comprehensive eye exam, the process begins to find the right contact for you. A contact lens fitting fee usually includes a fitting of a trial lens, handling the lens, with a successful insertion and removal and a trial period for about 1 week. This period allows you to try the lens in your environment, your hobbies, work, school and life in general. This process is an important period of time for you to asses your comfort and vision with the lens. It is very important obviously to come back for a follow up with your Optometrist to discuss your opinion of the lens, and that gives the Optometrist the chance to assess the lens on your eye after it has been in the eye for a period of time.

At this time, your Optometrist can assess if that lens is a good fit on you based on their examination and your experience with the lens. IF it was not a good fit, based on a variety of reasons, there are many options out there to refit the patient according to the need and assessment.

Another whole subject that we will approach later on is the mode of contacts available for our daily needs. A big one is: “I cannot wear lenses because I will not be able to read, and I do not want to wear reading glasses, the whole point is to not wear glasses so what is the point” Absolutely! and I have an answer to that…….stay tuned!

Dr. Dina Hamideh of Crystal Optical Tel. 602.375.1041 401 E Bell Road, Ste. 24 Phoenix AZ 85022 (next to Target)

6

THE BASICS OF HIRING A PET SITTER

BY JIMMY SADRE

"Many clients have asked me for PET Sitting referrals. Thankfully I met Kristine and she is my go to Pet Sitter. Please read on to find out why she is the best and some tips for hiring the right Pet Sitter…"

-Jimmy Sadre

Have you found yourself wishing you had a better option when leaving your pets for vacation? Do you work long hours or live a busy lifestyle, leaving your pets unattended for longs periods at a time? An in-home pet sitter may be just the solution! What to consider when hiring a pet sitter....

1. Insured and Bonded. A professional pet sitter will have these policies.

This gives you additional peace of mind that your property and pets are covered.

2. Medical Training. The pet sitter should be trained in Pet CPR and first aid, as well as skilled in administering all types of medication - oral, topical, injections, etc.

3. Flexibility and Dependability. Professional pet sitters do this full time and will be more than willing to alter their schedule as necessary to guarantee your pet is well cared for. They do not have a different day job or school that takes priority.

4. Modern Conveniences. Do you want to be able to register on-line or schedule services on-line? Do you want a sitter that accepts credit cards?

5. Unmarked Vehicle. Pet sitters who use their vehicle to advertise, are also advertising to the community that you are away from home and pets are home alone.

6. Transparency and References. The pet sitter should have a professional web site with clearly posted services and rates. Check reviews on-line and do not be shy about asking for references.

Using a professional pet sitter provides many benefits for both pets and pet parents. Most pets adapt best to their family's absence by staying in their regular environment surrounded by familiar sights, sounds, and scents, resulting in less anxiety and stress. Once you experience professional pet care in your home, you'll never worry about being away from your pet again!

February 2018 | The Moon Valley Tattler | 602-765-0902

Realty Listings NEW PROPERTIES TO THE MOON VALLEY MARKET 339 W Southern Hills Rd

JUST LISTED $439,000

Amazing, captivating, breathtaking GOLF Course Views, this property will be on the market Jan 2018. 339 W Southern Hills Rd. Interest list forming now. Don’t delay, call today to schedule a showing!

Contact us about this property: 623.202.3127 | jimmysadre@cox.net Top Producers Realty - 49 W. Tam-O-Shanter Dr. Phoenix, AZ 85023

616 E Meadow Lane

UNDER CONTRACT

2365 sq ft, 5 Bedroom, 3 Bathroom, well cared for home. Sparkling Pool, Large backyard for entertaining.

Located in the heart of the desirable Moon Valley neighborhood. North/South exposure.

Contact us about this property: 623.202.3127 | jimmysadre@cox.net Top Producers Realty - 49 W. Tam-O-Shanter Dr. Phoenix, AZ 85023

$369,999

15236 N 6th Circle

(2 Brand New A/Cs)

Georgeous single story home in the highly sought-after subdivision of Sunset North. With approximately 2,600 square feet this spectacular home provides an appealing floor plan and resort-like backyard. Amenities and updates you need to see!

Contact us about this property: 623.202.3127 | jimmysadre@cox.net Top Producers Realty - 49 W. Tam-O-Shanter Dr. Phoenix, AZ 85023

1031 W Indian Hills Place

UNDER CONTRACT IN 49 DAYS AT 98% OF LIST PRICE! SOLD

11 E Boca Raton

UNDER CONTRACT IN 6 DAYS AT 94% OF LIST PRICE! TOO FAST TO LIST IN THE TATTLER SOLD WE BELIEVE IN USING OUR RESOURCES TO SELL AT TOP DOLLAR!

2049 sq ft, 3 Bedroom, 2 Bathroom, SOLAR HOME Incredible Mountain Views, Resort like Backyard, LARGE GAZEBO WITH GAS FIREPLACE, Come home to paradise!

Rarely do properties come available in this gorgeous resort like Hillcrest community. Surrounded by green open space and comPALM trees. This beauty is on one of the largest lots in the com munity. OVER A 1/4 ACRE!!! Seller offering the property FULLY FURNISHED OR UNFURNISHED. Resort style living at its best.

Professional Cutting Edge Drone Photography Pre Listing Seller Inspection paid for by Top Producers Realty (Approx. $400 value) Access to Preferred Pricing with our Property Mgt vendors/trades to address repairs in the Pre Listing Inspection Comparative Market Analysis to price your property including the option to convert your property into a RENTAL

www.TopProducersRealtyAZ.com

7

February 2018 | The Moon Valley Tattler | 602-765-0902

The NCL Experience B Y K AT E B R I N K , C L A S S O F 2022 I recently sat down with Kate Ryan, a member of the National Charity League, Inc. (NCL) class of 2022 for a one-on-one interview about her experience with the Moon Valley Chapter. She spent a year as class president and has received the modellette pin by her peers for being an outstanding role model member for her class.

Thank you to the Moon Valley Tattler and Kate Ryan ‘22. Our interview is recapped below.

Q: What is your personal favorite part of the NCL experience?

A: My favorite part of NCL is when my class has a special event just for us. It’s really nice being able to see all of my friends and seize the opportunity to make new ones. Getting together with my class also gives me a sense of community. That sense of the NCL community reassures me that everyone is there for each other no matter what. Just seeing everyone together, laughing, talking, etc. makes me really happy.

Q: How has NCL both taught and changed you as a person?

A: NCL has certainly taught me many things. In particular, I have learned to cherish the time I spend with my mom and that I’m lucky to have such a strong community. I cherish the moments I get to spend with my mom doing community service because you just can’t get these moments back. Some kids don’t get to spend time with their mom like I can and so I really appreciate that time even if it’s only for five minutes. I love how strong my community is and appreciate how NCL showed me that my community can be stronger when I take action. NCL has changed me and opened my eyes to the beauty and wonder of service and helping others.

Q: What has been your favorite service experience through NCL? A: My favorite community service experience by far was helping kids at Sunnyslope Elementary School during the summer. We were asked to help kids with their reading and math summer work. I’ll never forget Anthony. Anthony was a little boy who just wanted to play instead of completing his assignments. I could tell that he had so much potential and that I just had to find the key to unlock it. The key was a story. I would tell Anthony a story only if he finished his work and did a good job on it. Seeing him eager to learn made me so happy, and I came back every day to work with him.

Q: What friendships and relationships have you created and strengthened in

NCL? A: First and foremost, I have definitely strengthened the relationship with my mom. I can’t tell you how much NCL has helped my mom and I see eye to eye and has strengthened our mother daughter bond. I have also strengthened the relationships with friends and created new friendships.

There was a girl who was new to my school and was in NCL with me. We started talking one day in NCL to get to know each othand I found out that I really liked her.

Our conversations also went on at school, and now we are very close friends.

Q: How would you explain NCL to someone who doesn’t yet know what it is?

A: I would say that NCL is an organization where you go out and do community service with your mom. It’s a great chance for you to bond with your mom while helping your community at the same time. NCL isn’t just about service, but about meeting new people and strengthening relationships. You can do NCL through high school and take up leadership roles within your class. There are different pins awarded to people with lots of hours or for being a role Continued on page 11 model to their fellow peers. NCL is a wonderful

• Cosmetic Bonding • Inlays and Onlays • Porcelain Veneers • White Composite Fillings • Teeth Whitening / Bleaching

New Patients only. Cannot be combined with any other offers. Expires 10/31/17

8

er

New Patients only. Cannot be combined with any other offers. Expires 10/31/17

New Patients only. Does not apply with insurance. Cannot be combine with any other offers. Expires 10/31/17

February 2018 | The Moon Valley Tattler | 602-765-0902

Chiropractic Benefits WELLNESS IN MOTION BY DR. NICHOLAS WARNER Findings from the most recent National Health Interview Survey providing data on the use of chiropractic and other complementary health care approaches

by U.S. adults reveals why Americans utilize chiropractic and what they value most. The survey provides data on lifetime (54.6 million; 24%) and 12-month (19.1 million; 8.4%) use of chiropractic services and various sociodemographic characteristics. But the most intriguing data illuminates the primary reasons for visiting a doctor of chiropractic and the perceived health and wellness benefits received by chiropractic users. Why visit a chiropractor? Here’s why: Reasons for Visiting a Chiropractor For general wellness / disease prevention: 43.6% To improve energy: 16.3% To improve athletic or sports performance: 15.4% To improve immune function: 11.4% To improve memory or concentration: 5.3% Benefits of Chiropractic Improves overall health or makes feel better: 66.9% Helps to sleep better: 41.9% Helps to reduce stress level or to relax: 40.2% Makes it easier to cope with health problems: 38.5% Gives a sense of control over own health: 32.5% Helps to feel better emotionally: 27.4% Overall Value in Maintaining Health and Well-Being Very important: 47.9% Somewhat important: 29.6% Slightly important: 13.9% Not at all important: 8.7% Effectiveness in Helping Specific Health Problem Helped a great deal: 64.5% Helped some: 25.8% Why Not Just See an Medical Doctor?

Chiropractic combined with medical treatment would help: 64.8% Chiropractic treats the cause and not just the symptoms: 61.9% Chiropractic is natural: 37.5% Medical treatments do not work for specific health problem: 33.8% Chiropractic focuses on the whole person: 24.9% Medications cause side effects: 18.1% So, let’s recap: U.S. adults visit doctors of chiropractic for a variety of health and wellness reasons (not just when they have back pain); the majority find it “very important” or “somewhat important” in maintaining their overall health and wellbeing, yet most all believe it is effective in helping their specific health problems; and chiropractic presents an all-natural, drug-free alternative to traditional medical care. Someone you know needs chiropractic!

Tip of the day

TIP OF THE DAY

How long will my money last?

How long will my money last?

BY AD M T R Aon GA N Zreturn A , M&Bwithdrawal A Answer: It A depends the rate.

Answer: It depends on the return & withdrawal rate.

For Illustrative purposes only. Not indicative of any specific investment.

Securities offered through Cambridge Investment For Illustrative purposes only. Not indicative of any speciÞc investment. Se Research Inc., a broker/dealer, Member FINRA/SIPC. Advisory services Research Inc., a broker/dealer, Member FINRA/SIPC. Advisory services th through Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor.

Advisors, Inc. a Registered Investment Advisor.

Is it time to consider rebalancing your portfolio?

Do you have aches & stiffness?

I can help you. I combine the two powerful healing arts, Massage Therapy and Chiropractic Care, to achieve better, longer-lasting results.

GET RELIEF AND GET MOVING! by the work of an Artisan

Finding the knots in your muscles and working them out; getting your spine or shoulder to move freely without discomfort...it is an art.

My work is my art!

602

863.4252

www.wellness-in-motion.com 14001 N. 7th St., Suite D-107 Phoenix, AZ 85002

As we are now in the second longest bull market in history, it may be wise to rebalance your investments.

ADAM TRAGANZA, MBA

REGISTERED INVESTMENT ADVISOR REPRESENTATIVE

17 YEAR MOON VALLEY RESIDENT | 23 YEARS INVESTMENT EXPERIENCE

RETIREMENT MUTUAL FUNDS 401K ROLLOVERS

IRA’S STOCKS BONDS

602-565-9033 FREE CONSULTATION

VIEW MY PROFILE & CREDENTIALS AT WWW.PROTECTEDINVESTORS.COM/ADAM-TRAGANZA SECURITIES OFFERED THROUGH CAMBRIDGE INVESTMENT RESEARCH INC., A BROKER/DEALER, MEMBER FINRA/SIPC. ADVISORY SERVICES THROUGH CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. A REGISTERED INVESTMENT ADVISOR. NO STRATEGY CAN ASSURE A PROFIT OR PROTECT AGAINST LOSS. REBALANCING OUTSIDE OF A TAXABLE ACCOUNT MAY CREATE TAXABLE TRANSACTIONS.

9

February 2018 | The Moon Valley Tattler | 602-765-0902

News from Phoenix District 3 Councilwoman Stark - February 2018 North Mountain Tower Road Project- The North Mountain Communications Facility is owned by the city of Phoenix and is a critical piece of infrastructure supporting public safety communications and Phoenix Information Technology Services (ITS). ITS is responsible for the operation, maintenance and repair of the facility. The communications facility and the service/access road to the tower site are in critical need of upgrades and improvement.

The North Mountain tower road entrance lot will be closed for the duration of the project starting January 22, 2018 and based on community responses to the project outreach survey**, the entrance lot is currently planned to remain closed to the public after completion of the project. The majority of the surrounding community and commuters remarked that the ingress, egress and street layout to the entrance lot creates an unsafe environment for commuters, hikers, pedestrians and city service vehicles.

The entrance lot exists adjacent to 7th Street at the base of the access road. This lot was originally intended to allow required maintenance ITS vehicles access to the service road and towers, however, over time vehicles driven by trail users began parking in this dirt area and caused a dust control issue. To mitigate that, asphalt paving and 13 striped parking spaces were added. The lined entrance lot helped with traffic congestion within the lot, and ensured that access to the service entrance gate was not blocked to meet its primary function as an ITS access point.

Public outreach and community engagement efforts is a priority for all city of Phoenix projects. Specific to this project, four official public meetings were held at North Mountain Visitor Center on: • March 30, 2017 • April 22,2017 • August 15, 2017 • December 14, 2017 The public outreach firm (Gunn Communications) solicited the trail areas, surrounding neighborhood, homeowners’ associations and hiking groups with information, ongoing project update emails, and a survey that was distributed to an email list of interested area stakeholders. **Survey Results Summary: • 544 surveys completed • 59% responded that the tower road entrance lot should not re-open to the public • 41% responded that the tower road entrance lot should continue to provide public parking

Eat

The project closure will have an impact on those who use the service road to access North Mountain Park trails. Information regarding alternate hiking opportunities has been advertised, posted and we will work to improve an easy to moderate access from the North Mountain Visitor Center during construction and will be ready upon completion of the project.

If you have any further questions, please contact our 24-hour project hotline at 623-825-3444 or send an email to Albert Granillo at northmountainproject@gciaz. com to receive further meeting invites and project updates.

Respectfully, Debra Stark Councilwoman City of Phoenix Council District 3 #phxD3 602-262-7441 council.district.3@phoenix.gov phoenix.gov/district3

The Social Divide M O O N VA L L E Y M AG I C BY D E B B I E E R B S T O E S S E R It’s not politically correct to talk about it and I don’t want to get into trouble, but it’s a common misconception that other races aren’t as good or as smart of a student as the ‘whites’..

It’s not true. Someday….my students who speak more than one language and are different shades of brown, are going to be your boss or your child’s boss. It would be a good idea to start treating them with the respect they deserve, as they are some of the smartest and kindest people I’ve ever met.

Just sayin’ . . .

ReaCH Moon Valley.

Shop Visit Hike

Contact Leah weber to ask about our AD deals for 2018

info@mvtattler.com 10

February 2018 | The Moon Valley Tattler | 602-765-0902

Why Isn't Chiropractic Care Covered by Health Insurance Companies?

GENTLE, EFFECTIVE CHIROPRACTIC CARE DECOMPRESSION X-RAY PHYSICAL MEDICINE MODALITIES AND THERAPEUTIC PROCEDURES COLD LASER ELECTRICAL STIMULATION ULTRASOUND MASSAGE

BY JAMEY REICHOW Happy New Year!

I’ve wondered for years why insurance companies were reluctant to approve and pay for chiropractic services. My amazement stems from first hand experience relieving patients’ symptoms while also preventing more expensive testing and treatment by the traditional medical (or allopathic) methods of care. Expensive diagnostic imaging, prescriptions, and surgery have become less attractive to both patients and their insurers. An article in the December 2010 issue of the Journal of Manipulative and Physiological Therapeutics (JMPT) titled, “Cost of Care for Common Back Pain Condition Initiated with Chiropractic Doctor vs. Medical Doctor/ Doctor of Osteopathy as First Physician” studied this issue.

The article is a retrospective claims analysis of Blue Cross Blue Shield (BCBS) of Tennessee’s intermediate and large group fully-insured population. The researchers identified BCBS members with Low Back Pain claims based upon the diagnosis codes used by MDs and DCs alike. During a two year period, 85,402 members met these criteria. The total cost for each episode of low back pain was determined by calculating the cost paid by the insurer for all services provided during the episode by the same and other providers. The study found that those patients that initiated care with a DC (doctor of chiropractic) cost the insurance company $452.33.

Patients that saw their medical doctor first averaged $1037.04 . This represents an approximate 40% savings when patients sought care for low back pain from a chiropractic physician as compared to an allopathic provider. These results suggest that insurance companies that restrict access to chiropractic care for low back pain, inadvertently, pay more. Mind boggling.

The study reinforces what chiropractors see on a daily basis. Conservative chiropractic care often helps patients avoid or reduce more costly and invasive treatment methods such as prescription drugs and surgery. The American Chiropractic Association President, Rick McMichaels, DC, made the following statement, “The study…… demonstrates the value of chiropractic care at a critical time, when our nation is attempting to reform its health care system and contain runaway costs.”

So we’ll continue to do our part by providing an effective, but less costly and more conservative approach to low back pain!

Seventy-five dollars covers it ALL!

602-298-0292

HOURS: MON - FRI 8-12, 2-6:30 CLOSED TUESDAYS

LEA

SED

YOUR POINTE MOUNTAINSIDE SPECIALIST! Lived in & focused on Pointe Mountainside for 20+ years!

Also serving all Moon Valley & other parts of Phoenix

ay! d to Call me Continued from page 8..... ...place filled with laughter and love. I would definitely encourage daughters and mothers to participate in this organization.

Q: What are you most looking forward to in your future with NCL? A: I am really looking forward to when my sister can join NCL. She will be able to join when I am in high school and I am so excited to share this wonderful experience with her. NCL will also be something that we can do together as a way to grow closer to each other. I am excited for her because she will have the opportunity to meet some wonderful new people and have the chance to take on a leadership role.

NCL can teach her valuable skills that she will need in life. I want every little girl to have the opportunity to participate in NCL. Q: How have you grown closer with your mom through doing NCL together?

A: I have grown very close to my mom. A simple car ride has now turned into a car ride conversation thanks to NCL. My mom and I are able to talk and talk and talk about absolutely anything now, but before, we would just sit together in silence.

Now I feel like my mom is a part of me and I’m a part of her. No matter what, my mom will always be there to cheer me up when I forget how to dream and she is always there to say, “Just be yourself,” when I need a little boost of encouragement.

NCL, Inc. is a philanthropic organization with over 200 chapters across the country that all share the mission of fostering strong mother/daughter relationships through community service, leadership development and cultural experiences. For more information about NCL, Inc. visit our website at www.nclmoonvalley.com.

Mothers and Daughters Serving Communities Together.

John J Shackleford, MBA Realty Executives Diamond Award Winner

Top 10% Sales Award

11211 N Tatum Blvd • Suite #130 Phoenix, AZ 85028 johnshackleford@cox.net

JShackleford.com | 602-284-0499 NEW

RKET

A TO M

ICE

PR NEW

!

SOLD

!

SOLD

!

SOLD

!

SOLD

14622 N 12TH ST - $389,800

Gorgeous, highly updated home with amazing views of Lookout Mtn! 3 large bedrooms, 2 full baths. Remodeled Kitchen with granite counters, SS appliances. Wood-look tile, LED lights and new carpet throughout. Master bedroom has large walk-in closet & built-in bookcases. 2 Stone-faced fireplaces.Pebbletec pool. Move-in Ready!!

14202 N 14TH ST - $447,500

Fully REPAINTED INSIDE & RE-PLUMBED! Stunning single level home on private CDS lot in Pointe Mountainside. Bright, open floorplan w/ soaring ceilings & warm wall tones throughout! Plantation shutters on all windows. Huge Kitchen w/ large Center Island, breakfast bar & tons of cabinets. Master Suite has 12’ceilings, plush carpet & walk-in closet.

Full spa bathroom w/ his&hers vanities & soaking tub. Private grass backyard! 4 BR/ 2 Bath.

2832 SF.

134 E BECK LN — $168,000

Beautifully Remodeled townhome in Moon Valley. 2 Master Bedrooms/ 2 full baths/Loft.

Great Room w/ 18’’x 18’’tile floors and Vaulted Ceilings. Fully remodeled in 2012! New paint & carpet. Remodeled Kitchen features Slab Granite counters, Breakfast Bar, Glasstop Stove, Brushed Nickel Fixtures and 18’’x 18’’tile. Both bathrooms granite & brushed nickel! Shutters on all windows! 2 Skylights!Private. Front Courtyard & Patio! 2 Car Carport.

Community Pool & Heated Spa.Truly Move-In Ready!

1132 E VILLAGE CIRCLE DR N -- $331,500

WOW! - Beautiful REMODELED home in quiet corner of The Villages. Kitchen features New Composite Counters & Backsplash, S.S. Appliances, Brushed Nickel fixtures & 2 Pantries. Wood Look Laminate Flooring throughout! 2 Remodeled Bathrooms, Cozy Stone-faced FP. Diving Pool & Mtn Views! 4 BR/ 2 Bath. 2390 SF. Community Tennis Ct,

14201 N 14TH PL — $429,000

New Price!! Stunning, fully Remodeled Home in Gated Community! Soft Contemporary feel. 4 large Bedrooms/3 Full Baths. 2342 SF. Amazing house backing to golf course with fantastic mountain & golf course views! Professionally decorated & artistic flourishes throughout!

2549 W WALATOWA ST — $650,000

Stunning, Contemporary style home perched on side of S. Mountain! Very Private! 5 Acre lot! Views in all directions! Open Great Room Floor Plan w/ 15 ft Hardwood ceilings and Hardwood floors! 3773 SF main floor. 2500 SF basement/playroom/Man Cave! 4 BR / 3 Baths / 4 car garage. Pool!

TO SEARCH for any other properties in Pointe Mountainside, Moon Valley or anywhere in the VALLEY, Just go to: JShackleford.com

11

February 2018 | The Moon Valley Tattler | 602-765-0902

Express Your Love.

Booking Code

FEB2018

r u o y h it w p u y z o C Sweetheart.

This Valentine’s Day, treat your loved one to a romantic getaway! Enjoy the gorgeous views of the Grand Canyon, then cuddle up at night in one of our cozy cabins. Complimentary flowers & chocolate with each room all month.

Celebrate Romance.

BOOK TODAY 12

February 2018 | The Moon Valley Tattler | 602-765-0902

What’s the Difference Between a FICO Credit Score and a Free Online Score?

THE LENDING COACH

BY TOM BO NE T TO, T HE LEND IN G COACH

Your Residential Mortgage Lender

There’s a fair amount of confusion in the marketplace regarding the credit score used when applying for a mortgage. There are some sites, like Credit Karma, that provide free scores – available at a click.

Unfortunately, many consumers are shocked to find out that their Credit Karma or other online score doesn’t match their FICO score, once they’ve talked with their mortgage lender.

It’s not often that you run across a true coach in the mortgage world.

But what are the differences and which credit scores do mortgage lenders actually use? The answer might surprise you.

Moon Valley resident Tom Bonetto has been helping his customers & his players achieve the best for nearly 30 years. Let him help you find the right home loan product to fit your needs.

What Is It? - First, a credit score is nothing more than a number calculated from information in a person’s credit report. The idea behind a credit score is to determine via algorithms how good of a credit risk someone is without actually have to read through the details of a lengthy credit report.

Call tom today: (480) 788-2658 Tom Bonetto

The resulting number is only as good as the math that created it. The more statistically accurate the number is, the better the score is.

The Lending Coach www.lendingcoach.net

The Online Model - if you get a free credit score from a website like Credit Karma, you are receiving what is called the ‘VantageScore’ – which is not the same as the FICO score, used by mortgage companies.

VantageScore is more likely used for some auto loans, and credit cards – and is gaining wider acceptance.

NMLS #1431961 Licensed in AZ and CA (480) 788-2658

tom@lendingcoach.net

The FICO Model - when most people think of credit scores, the probably think of FICO scores — the ones produced and sold by Fair Isaac Corp.

Over the years, it has demonstrated that its credit score algorithm is accurate enough statistically for financial investors to use it in determining risk. When it comes to actual lending, the gold standard is the FICO score.

The Differences - One of the main differences is the calculation of how recently a credit account was used. Under the FICO system, accounts have to have been active in the last six months for their data to be fed into the algorithm. VantageScore takes a more comprehensive view and looks back more than 24 months, before churning out a final number.

Another big difference is the way in which VantageScore and FICO go about using alternative data. VantageScore, for instance, includes things like utility and rent payments in its calculations, so long as they’re reported.

Both entities differ in another important way too: they way they deal with paid-off collections. Paid-off collections stay on your credit report for seven years, but VantageScore disregards them for scoring purposes.

However, the most popular FICO product does not, and will take into account any paid-off collections on your credit report. Clearly, this could significantly impact your score.

In Conclusion - it’s the FICO model that’s utilized for mortgage related purposes. Although Credit Karma’s VantageScore might give you a decent ballpark score, it won’t matter when applying for a mortgage. Make sure to know your actual FICO score prior to applying for a home loan I can’t stress strongly enough that potential borrowers should always work with the right mortgage lender when accessing credit for their next mortgage application – it could make a big difference in interest rate and being able to qualify for a home loan.

FREE INSTRUCTION R R R R

*

Have Fun. Meet People.

Exercise.

Play Tennis.

Gold Key Racquet Club

Learn to Play Tennis or Simply Improve Your Game! fter Kids A l Schoo Now Tennis le! b Availa

Get your Child involved in a sport that will last a lifetime!

Gold Key Racquet Club (602) 993-1900

12826 N. 3rd Street, Phoenix, AZ 85022 www.goldkeyracquetclub.com

*

Adult Member Special

Inclusive Tennis Membership

We offer the only Tennis Inclusive Membership in the Valley!

Your membership also includes Tennis Instruction!

Join by Feb 28th and we will WAIVE the Initiation! Stop in today!

13

February 2018 | The Moon Valley Tattler | 602-765-0902

Diamondback Realty L.L.C.

Jeff Barker, ABR

REALTOR ® (480) 326-7857

jeffbarker1@cox.net www.jbazhomes.com 14301 N. 87th St. #106, Scottsdale AZ 85260

Rick Ritter Extra Mile Painting Company, offering exquisite and affordable, interior and exterior painting!

20% SEASONAL DISCOUNT

through the end of the year !

CALL JOE - (602) 521-2662

Bonded, Insured, Licensed ROC 299666! Excellent yelp reviews!

602.909.8592

RITCO TILE SPECIALISTS Measure Twice - Cut Once

Floors, Showers Walls, Countertops Tile, Granite, Marble & More

RickRitterTile@gmail.com Licensed and Bonded

Leah Weber

Publication Coordinator

13236 N. 7th St., #4304 • Phoenix, AZ 85022 P | 602.765.0902 • F | 602.765.3225 • E | info@mvtattler.com

HANDYMAN DAN HOME REPAIRS

FREE ESTIMATES 25 YEARS EXPERIENCE RELIABLE & HONEST

602-430-1717 HANDYMANDANAZ@GMAIL.COM

YOUR GO-TO GUY FOR

HANDYMAN SERVICES 25+ Years Experience No job is too small!

Trusted. Dependable. Experienced.

Call or Text Gary

602-390-9204

gary.handymanguy@gmail.com

14

Handyman/Craftsman

Affordable, Honest, Knowledgeable, Dependable, Quality Guaranteed, Flexible Availability, References Available (Not a Licensed Contractor)

602-499-6951 -Appliance Repair -Carpentry -Custom Furniture -Dry Wall Repair -Electrical -Fix What’s Broken

-Furniture Repair -Odd Jobs -Painting -Precision Woodworking -Product Assembly

Jeff Grossman

Jeff@ArtisticWoodandMarquetry.com www.ArtisticWoodandMarquetry.com

February 2018 | The Moon Valley Tattler | 602-765-0902

MOON VALLEY CLASSIFIEDS ADULT CARE

Seablu Pool & Spa Services A full service Co. Weekly maintenance, repairs, system inspection. Free estimates, phone 602.614.3418. A woman owned business, bonded and Insured. www. seablu.com. Moon Valley’s Preferred Pool Service.

Best Care Home of Moon Valley A State Licensed Home established in1996 is owned and operated by a Registered Nurse. Accepts all levels of care. For more information, please call Tess Baylon BSN,RN at 602-548-1082.

Need a Caregiver? We provide in-home care giving services with love and compassion.

Call Life’s Blessings for a free consultation at 602.466.3005.

LESSONS & TUTORING

HOME IMPROVEMENT

Acoustic (popcorn) Ceilings Removed All types of texturing and drywall repairs.

Furnished homes our specialty. Since 1979.

Free Estimates. ROC#192644. Call Mike 623582-4325 Garage Doors AYS, “At Your Service” Garage Door. ROC-272744, BBB A+, Service, Repair or Install Save $20 w/ ad Call 602-375-3667

CLEANING SERVICES Moon Valley Window Cleaning Windows cleaned inside and out. Sunscreens specially treated to look like new. Window wells and sills dusted. Professional, experienced, affordable. For free estimate, call Jacob Blakeley 602.561.5033.

PIANO LESSONS-first 2 lessons free Adults/Children Positive, patient instruction. Making music understandable and fun. Feel accomplished, motivated, enjoy playing.

Lots of variety. Experienced Educator/ Pianist 28 years. www.PianoKeysToMusic.com Established MVbusiness Valerie Thomas 602-971- 0089

Leah Weber

Publication Coordinator

FOR SALE For Sale Jazzy Air Power Chair 2 months used $2,500 OBO call Suzanne in Moon Valley 602 561 9135 Will send pictures or welcome to come look.

13236 N. 7th St., #4304 • Phoenix, AZ 85022 P | 602.765.0902 • F | 602.765.3225 • E | info@mvtattler.com

CLEAR ADVANTAGE WINDOW CLEANING Glass Cleaning Specialist performing highest quality detailed PERFECTIONIST work every time. Tracks/Sills/Screens/Sunscreens cleaned. 15+ yrs. exp. Free Estimate. Owner Operated. Moon Valley Resident.

Joe Albert 480 228-5453

602.765.0902

H E RE!

LANDSCAPING & POOL

SPLISH SPLASH POOL SERVICE & REPAIR Swimming Pool Service since 1984.

We can take care of ALL your pool needs. Call to schedule an appointment 623-581- 3111.

Sign up online. www.splishsplashpools.com

Distribution Information The Moon Valley Tattler is distributed monthly free of charge. Readership is 50,000.

The paper is hand-delivered to Moon Valley area homes from Bell Road on the north, south through “The Pointe” community to Peoria, east to Cave Creek Road and or 32nd Street, and west to 19th Avenue. Additional copies are distributed at rack locations. Mail subscriptions are available for $25.00 per year.

Content in full or part may not be reproduced without the written consent of the publisher. Opinions expressed by contributors are not necessarily the opinions of the publisher and do not constitute an endorsement of products or services.

Publication of an ad does not constitute an endorsement. Business profiles are based

on information supplied from advertisers.

Readers are urged to verify. Articles and photographs can be submitted for use in future issues.

Please submit a SASE if return is necessary. The publisher reserves the right to reject any advertisement or letter to the editor that is not in keeping with the standards of the publication. The publication’s name is copyrighted by: THE MOON VALLEY TATTLER, LLC Publisher: Dawn M. Trapp Publication Coordinator: Leah Weber Art Director: Hana Ruzsa Staff Writer: Susan Mercer Hinrichs info@mvtattler.com www.moonvalleytattler.com

Classified Advertising Use the form at right to mail, fax, or drop off your classified ad.

20 WORDS FOR $20 (PER MONTH). Additional words are 50 cents each.

MAIL................................ Moon Valley Postal 13236 N. 7th St. #4304 Phoenix 85022

FAX.......................................................................................................... 602-765-3225

DROP OFF..................... Moon Valley Postal 13236 N. 7th St. #4304 Phoenix 85022

EMAIL..............................................................................................info@mvtattler.com

Name______________________________________________________________________

ALL CLASSIFIED ADS MUST BE PREPAID. Fill in ONE word per box below.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

Credit Card Number_______________________ ____________________________________ Credit Card Type___________________ Exp.___________________CCV#_______________

19 20 21 22 23 24

Billing Address________________________________________________________________ City____________________________________ State____________ Zip________________

25 26 27 28 29 30

Month(s) To Print__________________________Phone_______________________________ Signature___________________________________________________________________

31 32 33 34 35 36

15

February 2018 | The Moon Valley Tattler | 602-765-0902

Grandchildren and Estate Planning B Y L I B B Y B A N K S , T H E L AW O F F I C E O F L I B B Y B A N K S , P L L C I had to figure out how to connect grandchildren and estate planning just so I could announce: I had my first grandchild in December! My beautiful granddaughter and her gorgeous mother are healthy and doing well. Any of you who are grandparents know just how exciting and awe-inspiring this event is, and how you will do anything to create the opportunity to brag about your grandchild and show pictures.

Seriously, though, I do get questions about estate planning from clients who have just had a grandchild about whether their plan will need an update. For some, a grandchild is the motivation to do an estate plan for the first time.

When I prepare an estate plan in my office and draft the language concerning distribution of your assets, I include grandchildren – even if you don’t have any yet. The way we word the distribution to your children is to give your estate to your “descendants, per stirpes.” That legal language “per stirpes” is how we include the later generations. What it means is that if a child of yours predeceases you, that child’s children will receive his or her share. It also means that if a grandchild predeceases you, his or her children (your great grandchildren) inherit their share, and so on down the line. It’s a short little phrase that’s action packed! When you have a grandchild and you are concerned about what provisions are made for them, this is the first item you would review in your Will or Trust.

Some grandparents want to give specific gifts to their grandchildren in their estate plan. One question I had recently was whether my client would have to come in and amend his trust every single time he had a new grandchild in order to leave gifts to them. Not at all! If you know you want to leave a specific amount or type of gift to each grandchild, we can simply provide for a gift to “all my grandchildren living at my death.” It’s a straightforward way to be sure we’ve included everyone, even those who may come later in life.

Another consideration when you have multiple generations who could inherit from you is how to distribute the estate to them. Distributing your assets outright to an adult child may be a good plan (or might not be, but that’s another article), but

s cramble

®

a breakfast & lunch joint

We Offer More Than Just Breakfast.

We Also Have Great Lunch Selections!

Don try ’t forg Glu ten our Veg et to Frie an an ndly d Ite ms!

Meet Our Strawberry Fields Salad.

Baby spinach, fresh strawberries, crumbled bleu cheese, candied pecans & balsamic vinaigrette. YUM!

s cramble

®

a breakfast & lunch joint

602.374.2294 9832 n. 7th st. phoenix, az

$2 OFF 16

Try One of Our Lunch Items Enjoy $2 off your choice of one of our Fresh Salads or Brunch Sandwiches. Coupon expires es 2/28/18.

Limit one coupon per order.

giving them outright to a minor child is not. If you leave a large sum directly to a minor, the court will control the inheritance. The court proceeding for this is called a conservatorship. Filing this proceeding usually requires an attorney. Reports to the court are required on a regular basis, and some expenses must be approved by the court ahead of time. The proceeding is expensive and time consuming, and a lot of the money you left can be eaten up with attorney’s fees and accounting costs.

Another problem with leaving money directly to a child is that when the child reaches age 18, the court and the conservator are required to turn over the entire remaining inheritance to the child in one lump sum. If that sum is substantial, will that 18-year-old be wise enough or have enough experience to handle the money properly and use it the way you would want? Probably not. We’ve seen cases when some lives have nearly been ruined by receiving a large chunk of money at too early an age. We all know stories of people who ended up with nothing after getting a big inheritance because they didn’t know how to manage it.

Even if no one who would currently inherit from you is under 18, your plan should include provisions for such a circumstance anyway. That way, if things change (and life always brings change), your estate plan is already prepared to deal with such a situation.

Although all my children are in good health and my granddaughter is too, I have included in my plan a contingency for any heir who has special needs. This is that “just in case” plan that would hold benefits in a special or supplemental needs trust for a beneficiary who is receiving government assistance such as Medicaid. The last thing you want is for your well-intentioned gift of cash to disrupt the hard fought and much-needed benefits of a special needs grandchild. My plan includes this, and yours should too.

If you want to be sure your grandchildren are included in your estate plan, I’d love to help you. I’d also love to see pictures of your grandchildren and show you mine! Give me a call at 602-375-6752, email me at Libby@libbybanks.com, or schedule an appointment on my website, www.libbybanks.com.

DO YOU NEED A WILL OR TRUST? Do you have a minor child who may need a guardian?

Do you want to avoid probate and pay the least amount of taxes possible?

Do you know who will care for you and your property if you become incapacitated?

Have you gotten married – or are you filing for divorce?

Do you want to leave your business to your children?

WILLS & TRUSTS HEALTHCARE DOCUMENTS ESTATE PLANNING Comprehensive and affordable plans customized for you. Schedule a consultation today!

602-375-6752 • libbybanks.com

The Law Office of

Libby Banks Your Moon Valley Neighbor & Lawyer 11120 N. Tatum Blvd. Suite 101, Phoenix, AZ 85028

February 2018 | The Moon Valley Tattler | 602-765-0902

GenerationZ Cars - Mazda MX-5

BY J O HAN S WAR T I am a Generation Z, a.k.a. Gen Z, iGeneration, Post-Millennials, or Homeland Generation ….. seems history does not know what to call us – we are apparently complicated. Phone companies get us; we love our smart phones ….. but which car companies get us? Let’s find out! My 1st vehicle choice for this column is based on association. Similar to Gen Z, there seems to be a name issue as well …. is it a Mazda Miata or a Mazda MX-5 or a Mazda MX-5 Miata? Thanks to a very brave Alex Sanchez from Chapman Mazda on Bell road, whom loaned a 17 year old (me), a brand new Mazda MX-5 Grand Touring for this review, I could ignore my phone and focus on the Mazda.

The MX-5’s 2 liter 4 cylinder engine produces 155hp and 148 ft-lbs, number which may appear unexciting but in a 2300lbs vehicle, provides for brisk, if not neck snapping acceleration in the first three gears. I opted for the six speed manual rather than the automatic, and I can confirm ….. for those wondering, a manual transmission does not respond to voice control – it is old school! There is a clutch and a shifter and the driver have to manually shift the gears, which does provide a sense of “being in control” of the vehicle. Not being an experience manual driver, I can confirm that this car is extremely easy to drive – the engine is very tractable and torquey, clutch action is really light and smooth and the transmission feels natural with a very positive shift action. Typical of a seasoned Gen Z, after one hour of driving, I declared myself an experienced manual car driver and drove all over town with

confidence. This car is that easy to drive in manual form and with each gear change, my smile muscles automatically activated! During the test period I got 29mpg, mostly town driving which was great, considering the nature of this car.

The Grand Touring model had a lot of goodies standard such as blind spot assist, lane tracking, heated seats, touch screen display, and keyless start which are just a few of the many standard amenities.

The touch screen display is super simple to use and response to touch is extremely quick. Pairing your phone to the car was not a problem. Overall, the vehicle information system is intuitive, easy to read and use. The display can be manipulated with a single dial control, a nice touch is the separate volume control in the center console. Although I had to move the driver’s seat all the way to the back to accommodate my 6’4 frame, I can say the seating position is superb. The vehicle is fitted with two cup holders, located at the back wall between the seats and are comfortable to use. This car is not perfect though. Body roll is evident in hard cornering, the C-pillars provide for severe blind spots when trying to change lanes, there is no backup camera, no internet onboard, and the front passenger cup holder placement will hit the passenger’s knee. The passenger floor board is not flat and there is an awkward bump which forces the passenger to straighten his/her legs.

Verdict: With electronics that can easily talk to my phone, an interior that can accommodate a 6’4 me, a starting price of about $25K, great gas mileage, comfortable fun ride, stunning Jaguar looks and a huge smile factor – I think whether you get the barebones model or a loaded model, this car definitely qualifies as a Gen Z must have car. Now where are my parents ……..

Dad’s opinion: He is nowhere to be found.

Janelle Caskie

Cherie Malkoff REALTOR ®

REALTOR®

602.677.8973 cheriemalkoff@gmail.com

602.689.9899 janellesellsaz@msn.com

@CherieMalkoffRealtor

@JanelleSellsAZ

CherieSellsRealEstate.com

JanelleCaskie.com

lite Properties & Lots 37325 N. 29th Ave Phoenix, AZ 85086

end Sale P

ing

$369,900

$813,999

-4 Bedroom -3 Bathroom -FP -Pool -2 Car garage -RV Gate & Parking -Updated throughout!

-Beautiful hillside, Custom Estate with Amazing Views -6 bedrooms -4.5 bathrooms -Theater room -Exercise room -Walk-out basement -Private gate Contact Cherie

209 East Coral Gables Phoenix, AZ 85023

Contact Janelle

oon!

S g in COm

414 W Anderson, Phoenix, A Z 85023

-Beautiful 4 Bedroom -2 Bath -FP -3 Car Garage -Spa -Full of Upgrades!

Contact Janelle

17

February 2018 | The Moon Valley Tattler | 602-765-0902

PATTY SCHMID

REALTOR ®, Berkshire Hathaway HomeServices Arizona Properties #1 Residential Agent 2017 Phoenix & Top 1% of Agents Nationwide

COO, Board of Directors, Luxury Home Tour of Arizona, Former Board Member, Scottsdale Area Association of REALTORS, Former Board Member, Arizona Association of REALTORS

cell: 480-889-4449 email: Patty@TheSchmidGroup.com www.AccessMoonValley.com

SHARON HELLAND

Associate Broker, Berkshire Hathaway HomeServices Arizona Properties #1 Residential Agent 2017 Phoenix & Top 1% of Agents Companywide

MOON VALLEY AGENT

President’s Roundtable Lifetime Member, Presidents’ Club, Chairman's Club, Lyon’s Pride, Lyon’s Elite, 10+ Million

cell: 602-510-2468 email: azhelland@aol.com Berkshire Hathaway HomeServices Arizona Properties 3200 E Camelback Rd #103, Phoenix, AZ 85018 Office: 602-288-4400 Fax: 602-288-3955

BUYER NEED!

LEASED!

We have buyers looking for a 3 bedroom, 2 bath home, and 2 car garage.

READ SHARON & PATTY’S ARTICLE INSIDE!

Up to $300,000.

If you are looking to sell a home that meets this criteria, please call us!

1227 E Grandview Rd—$1,800/mo BILTMORE HILLSIDE VILLAS

3010 E Sierra Vista Dr—$850,000 PATTY & SHARON’S LISTINGS! MOON VALLEY RENTAL! 1227 E GRANDVIEW RD - Moon Valley Canyon area great single family home, freshly painted interior & exterior, vaulted ceilings, Great room with fireplace, granite slab counters, Refrigerator, laundry room inside, remodeled baths, quiet street and 2 car garage. – 3 bedroom/2 bath/2 car garage. Great Room home light and bright on quiet street! Mountain Views. 1227 E Grandview Road - $1800 per month! LEASED! BILTMORE HILLSIDE VILLAS – 3010 E SIERRA VISTA DR - Stunning, private, North/ South Mountain View Lot within the 24-hour guard-gated, Biltmore Hillside Villas. DOWNSTAIRS MASTER SUITE and two private ensuite guest bedrooms upstairs, both with walk-in closets, and one with an added office with captivating Piestewa Peak mountain views.

Soaring slate-stone fireplace, newly painted interior, new upstairs carpeting, new plantation shutters on all south-facing windows and newly remodeled upstairs baths. Wonderful primary residence or lock-and-leave secondary home.

Enjoy Hiking, Biking, Shopping, & quick access to 51 Freeway. You will want to call this one home! 3010 E Sierra Vista Dr - $850,000 GORGEOUS MOUNTAIN VIEWS IN ALL DIRECTIONS! FABULOUS FAMILY HOME - 1202 W Dahlia Dr - This is a fabulous two story 4 bedroom 4 bath Moon Valley custom family home, which sits on well over 1/3 of an acre. It also includes an upstairs bonus room with an expansive deck overlooking Moon Mountain to north. This property also has fabulous views of North Mountain/ Shaw Butte to the south. Beautiful granite kitchen countertops with butcher block island. Enormous breakfast area, formal living room and dining room, family room with a wet bar and fireplace. Hardwood flooring throughout, including newly installed carpet in all four bedrooms and bonus room. The entire interior has also been newly painted, including brand new fixtures throughout. Gated pebble tech sparkling private pool with expansive grass backyard. RV gate - a must see! 1202 W Dahlia Dr - $595,000

Sellers, It Is Time To List !

Search the Entire MLS Like Sharon & Patty Do!

SHARON & PATTY’S WEBSITE! AccessMoonValley.com AccessAZhomes.com

Thinking of Selling Or Buying?

Listing Services:

• Showcased Listings on Zillow Premier Preferred Agent – 86% reaching buyers • AccessMoonValley.com • Sharon & Patty have 29 & 28 Years of Real Estate experience, respectively • 5 minute return phone calls • Complete Listing Presentation binder for your home, for buyers to review. Brochures, comparable homes, maps, plat & info on schools, businesses, churches in the neighborhood!

• *Virtual Home Tour* on all listings– Buyers can view 24 hours a day on thousands of websites.

• Computer literate Agents with latest listing techniques for you!

• Education and Communication • Color Brochures • Flyer Box w/Brochures Goes up Immediately • Extensive Advertising • Associate Broker License

MOON VALLEY MOUNTAIN VIEWS

1202 W Dahlia Dr—$595,000 MOON VALLEY $100,000-$3 MILLION ACTIVE HOMES ON MARKET: 96 AVERAGE SQ FT: 3,034 LIST AVE= 559,918

PRICE PER SQ FT=

181.75

DAYS ON MARKET= 95

$100,000-$3 MILLION CURRENT SALES IN ESCROW (PENDING): 20

AVE SQ FT: 2,257 LIST AVE= 2,257 PRICE PER SQ FT= 177.33 DAYS ON MARKET= 87 $100,000-$3 MILLION CURRENT SALES : 27 — AVERAGE SQ FT: 2,139 LIST AVE= 346,086 PRICE PER SQ FT= 167.23

Sold: MOON VALLEY

DAYS ON MARKET= 88

Sold: MOON VALLEY

Address...…………......…....SqFt……..…SP

Address...…………......…....SqFt……..…SP

1938 E SHEENA DR

1,491 278,000 15817 N 11TH AVE

1,756

272,000

327 W AIRE LIBRE AVE

1,615 260,000 24 E CARIBBEAN LN

2,406

372,000

14266 N 2ND AVE

2,702 430,000 710 E Boca Raton RD

1,640

289,900

140 E PIPING ROCK RD

2,150 308,625 1141 E VILLAGE CIR-

1,582

314,850

14402 N 20TH PL

2,019 320,000

15838 N 16TH ST

2,612

380,000

1120 E MEADOW LN

2,393 445,000

15811 N 11th ST

2,852

422,000

44 W THUNDERBIRD RD

1,825 332,000

14016 N MEDINAN DR

2,085

310,000

15842 N 6TH PL

2,204 374,900

1720 E SHEENA DR

3,652 477,000

15239 N 10TH PL

3,572

485,000

15625 N HANA MAUI DR

2,220 495,999

15857 N 7TH DR

2,314

365,000

1607 E GRANDVIEW RD

2,063 303,500

412 W SANDRA TER

1,553

229,999

212 W INTERLACKEN DR

2,162 340,000

1229 E ACOMA DR

1,757

266,300

1605 E WALTANN LN

2,079 355,000

1107 E VILLAGE CIR-

2,079

365,000

2020 E VISTA DR

1,331 258,000 737 E Boca Raton RD

1,640

294,262

THE POINTE TAPATIO ACTIVE HOMES ON MARKET: 9 AVERAGE SQ FT: 2,175 LIST AVE= 386,956

PRICE PER SQ FT=

Sold: 3 AVERAGE SQ FT: 1,814 PRICE PER SQ FT= 201.10

180.41

DAYS ON MARKET= 44

AVE LIST PRICE: 363,800 DAYS ON MAKET= 44

SOLD Address.………………………………………………….SQ Ft……………..PRICE 10836 N 10TH PL

1,560

299,900

11021 N 10TH ST

2,250

440,000

922 E DESERT COVE AVE

1,735

360,000

*Sales from MLS statistics & includes all participation brokerage firms.

18 would you list or buy with anyone else?” 24 hour voicemail & cell phone 602-510-2468 or 480-889-4449!

“Why

February 2018 | The Moon Valley Tattler | 602-765-0902

Ten Reasons to Own Your Home B Y PAT T Y S C H M I D A N D S H A R O N H E L L A N D Since the President signed the Tax Cut and Jobs Act in December 2017, we have had numerous conversations, and received many questions, about the impact of the law on buying and selling residential real estate.

During these discussions, we remind our sellers and our buyers, as well as other agents, that the reasons to own a home did not change with the passage of the tax bill.

In this article, we thought it would be a good idea to review the eight reasons to own a home. Stability is number one. Remaining in one neighborhood for several years allows homeowners and families to build long-term relationships within the community – neighbors, schools, stores, churches, restaurants, and the like. Freedom is number two. The home is yours. You can decorate any way you want and choose the types of upgrades and new amenities that appeal to your lifestyle. Predictability is number three. Unlike rent, your fixed-rate mortgage payments don’t rise over the years, so your housing costs may actually decline as you own the home longer. Naturally, property taxes and insurance will, likely, increase over time. Savings is number four. Building equity in your home is a ready-made savings plan. And, when you sell, you can take a gain without owing any federal income tax ($250,000 capital gains exclusion from the sale of your home for single tax payers and $500,000 for married taxpayers filing jointly). Equity is number five. Money paid for rent will never be seen again. Mortgage payments build equity in your home. Appreciation is number six. Historically, real estate has offered long-term, stable growth in value. From 1972, until 2014, the median single-family home increased 5.2 percent in value each year!

Even during the last ten years, which included some very bad years during the Great Recession, values are still up 7.0 percent on a cumulative basis. On a going forward basis, the U.S. population is expected to rise 10 to 15 percent in the next decade, creating additional demand for homes. Federal Tax Benefits are number seven. The new U.S. Tax Code allows owners to deduct the interest on mortgages up to $750,000, as well as deduct real estate taxes and states taxes up to a total of $10,000. State Tax Benefits are number eight. Although there is no statewide uniform rent tax in Arizona, all cities, except Flagstaff and Tucson, impose a local “rent tax” to some degree.

If you live in Phoenix, for example, you pay a 2 percent Transaction Privilege Tax on your monthly rent. Homeowners pay no sales tax on occupancy costs.

The bottom line is simple – overall, the new tax law has not changed the financial and non-financial reasons that motivate most people to own a home. Perhaps, as the homes become more expensive and the mortgages become larger, the financial reasons are less substantial but, on the other hand, the marginal tax rates were reduced for those in the higher income brackets.

Sharon Helland is the Moon Valley Real Estate Expert, a top producer, and 29-year veteran in residential real estate. Patty Schmid is a top producer, 28-year veteran in residential real estate, COO of the Luxury Home Tour of Arizona, former Board Member of the Scottsdale Area Association of REALTORS and Arizona Association of REALTORS, and Team Leader of the Schmid Group. Moon Valley Market Information is included in their ad in the Center of this publication.

Your Happy Hour Hangout Happy Hour

(Mon - Fri 11am-7 pm)

$3.75 Domestic $4.75 Premium Beer $3.75 Well Drinks $3. 75 House Wine $6 Signature Drinks $6 Starters (3pm-7pm)

Reverse Happy Hour (Every Day 10pm-2am)

$3.75 Domestic Drafts $4.75 Premium Drafts $3.75 Well Drinks $3.75 Fireball Six at $6 Starters(ea.)

10pm-Midnight Chips Salsa & Guac, Chicken Tenders, Chips & Queso Blanco, Calamari, Zucchini & Buffalo Dip

Dine in only.

Phone (602) 993-6600 Moon Valley: 288 E. Greenway Parkway www.halfmoonsportsgrill.com

Designing a Kitchen B Y T O M S E R T I C H , K I R K D E V E L O P M E N T C O M PA N Y Designing a kitchen can seem overwhelming to the homeowner. However, with the correct Professional working for you, this overwhelming task will result in a positive experience and a new kitchen of your dreams. Your Professional Remodeler will be able to tell you how to use the space you have and how to expand the space if necessary. You will need to have a plan created of the new kitchen space.

Cabinets, flooring, countertops and lighting are a few of the items a remodeling kitchen designer will help you with. Make sure the remodeling professional can produce a full set of plans. They should also be able to take the plans to the City or County and obtain a permit. Always hire a professional that is licensed, bonded and insured.

So, if you want to enjoy the process of designing your new Kitchen and feel confident the new remodel is custom designed for you and your family, call KIRK DEVELOPMENT at 602 944-3658 for a free in home estimate.

Traveling Tattler Sharing your stories from near and Far Read now on page 23

19

February 2018 | The Moon Valley Tattler | 602-765-0902

Volatility

Feeling like you paid too much in taxes this year?

BY KYLE M. KISER, FINANCIAL ADVISOR

Contact your financial advisor today to learn about investing strategies that could benefit you.

Stampeding Bull Market May Slow Down …

So Be Prepared

FAP-1942L-A-AD

As you know, we’ve been enjoying a long period of steadily rising stock prices. Of course, this bull market won’t last forever – and when it does start losing steam, you, as an investor, need to be prepared.

Before we look at how you can ready yourself for a new phase in the investment environment, let’s consider some facts about the current situation: • Length – This bull market, which began in 2009, is the second-oldest in the past 100 years – and it’s about twice as long as the average bull market.

• Strength – Since the start of this long rally, the stock market has produced an average annualized gain of 15.5% per year. While these figures are impressive, they aren’t necessarily predictive – so how much longer can this bull market continue to “stampede”?

No one can say for sure, but there’s no mandatory expiration date for bull markets – in fact, they don’t generally die of old age, but typically expire either because of a recession or the bursting of abubble, such as the “dot.com” bubble of 2000 or the housing bubble of 2007. And right now, most market experts don’t see either event on the near-term horizon. Still, this doesn’t mean you should necessarily expect an uninterrupted streak of big gains. Some signs point to greater market volatility and lower returns. To navigate this changing landscape, think about these suggestions: • Consider rebalancing your portfolio. If appropriate, you may want to rebalance your investment mix to ensure you have a reasonable percentage of stocks – to help provide the growth you need to achieve your goals – and enough fixed-income vehicles, such as bonds, to help reduce your portfolio’s vulnerability to market volatility and potential short-term downturns.

• Look beyond U.S. borders. At any given time, U.S. stocks may be doing well, while international stocks are slumping – and vice versa. So, when volatility hits the U.S. markets – as it surely will, at some time – you can help reduce the impact on your portfolio if you also own some international equities. Keep in mind, though, that international investments bring some specific risks, such as currency fluctuations and foreign political and economic events.

• Develop a strategy. You may want to work with a financial professional to identify a strategy to cope with a more turbulent investment atmosphere. Such a strategy can keep you from overreacting to market downturns and possibly even help you capitalize on short-term pullbacks. You could invest systematically by putting the same amount of money in the same investments each month. When prices go up, your investment dollars will buy fewer shares, and when prices drop, you’ll buy more shares. And the more shares you own, the greater your potential for accumulation.

However, this strategy, sometimes known as dollar cost averaging, won’t guarantee a profit or protect against all losses, and you need to be willing to keep investing when share prices are declining.

During a raging bull market, it’s not all that hard for anyone to invest successfully. But it becomes more challenging when the inevitable volatility and market downturns appear. Making the moves described above can help you keep moving toward your goals – even when the “bull” has taken a breather.

20

NEWS RELEASE Lindsey Duran FBLA Chapter Member 35 W Dunlap Ave, Phoenix, AZ 85021 (602) 550-4928 Kyle M Kiser

www.edwardjones.com

Member SIPC

Financial Advisor

Release January 29, 2018 .

13236 N 7th St Suite 6 Phoenix, AZ 85022 602-866-6309 HIGHSCHOOL STUDENTS

COMMUNITY

HOST FUNDRAISER TO GIVE BACK TO THEIR

Picture above shows Sunnyslope students volunteering at the House of Refuge’s childcare center while single

(Picturemothers aboveattend shows Sunnyslope training classes. students volunteering at the House of Refuge’s childcare

HIGHSCHOOL STUDENTS HOST FUNDRAISER TO GIVE BACK TO THEIR COMMUNITY

center while single mothers attend training classes.)

There is a homeless epidemic occurring in the state of Arizona, according to Phoenix Rescue Mission, there are currently 36,000 people in the state of Arizona who are homeless. By partnering with the House of Refuge, a non-profit organization that has a program to help the homeless create a stable life, students from Sunnyslope High School’s Future Business Leaders of America Chapter made it their goal to give back to the community. By raising money, these students hope to help improve the facilities at the House of Refuge.

On Saturday February 10, 2018 from 7 am-12pm there will be a Garage Sale located at the Sunnyslope Mennonite Church 9844 N 7th Pl, Phoenix, AZ 85020.

All of the proceeds will be given to The House of Refuge. Come out have fun and support your community Saturday February 10!

February 2018 | The Moon Valley Tattler | 602-765-0902

For Sale by Owner - Really?

Arizona Humane Society Adoption Spotlight

THE WRITE STUFF BY GERRY JOHNSON Having just sold one home and having bought another, I would like to respectfully give you a piece of advice: don’t go the “FOR SALE BY OWNER” route. I almost sold my home myself, but at the last minute I enlisted the aid of a Realtor, and I am so glad I did.

I had a good unsolicited offer before I ever listed my home. Easy-Peasy. Just take the offer to the title company and they will handle all the paperwork. Wrong!

There were numerous negotiations that had to take place and having a “cool headed,” professional intermediary was essential to the smooth closing that transpired. My Realtor had numerous contacts. We needed the services of a home inspector, an electrician, a HVAC person, a cleaning crew and a few others. All were reasonably priced and did a great job. When we needed additional paperwork, he knew exactly what to provide.

In a recent blog from the KCM Crew (an Internet blog for real estate professionals) they gave five reasons not to FSBO: Exposure to Prospective Buyers – They cited that 92% of buyers search online for a new home, while only 17% look at print ads. Do you have a strong internet strategy to sell your home? Realtors do.

Results Come from the Internet – Their statistics show that buyers found the homes they purchased thus: 49% on the internet 31% from a Realtor 7% from a yard sign 1% from the newspaper An internet presence and strategy are essential. The old days of just sticking a sign in the front yard and an ad in the newspaper are gone.

There Are Too Many People to Negotiate With – The buyer (who wants a killer deal) The buyer’s agent who is solely on the side of the buyer The home inspector who is hired by the buyer The appraiser, if the value comes into question For Sale by Owner Has become Much More Difficult – The paperwork, industry regulations and disclosures have become onerous. It is not a job for a novice You Net More When Using an Realtor – The premise is that you save a substantial sales commission when you sell it yourself. A study by Collateral Analytics showed that you don’t actually save anything when you sell your home yourself. The more buyers that see your home, the more likely that a bidding war will transpire. The number of showings increases substantially when your home is listed on the MLS. The study also showed that the selling price averages 6% higher on listed homes than on FSBOs. The blog asks why would you want to go thru hassle of selling your home yourself when it doesn’t cost you anything to hire a professional?

Before you take on the challenges of selling your home yourself, talk with one or more local Realtors and see what they have to offer. Choose a Realtor with whom you are comfortable. You won’t regret it.

Considering buying a home or refinancing your mortgage?

GARAGE DOOR BONDED • INSURED • LIC #300097

Moon Valley Resident

FREE $ 5995 Moon Valley resident since 1974

Gerry Johnson Senior Loan Officer

Residential and Reverse Mortgages

602.390.6422

gjohnson@peoplesmortgage.com

- ACCESSIBLE - KNOWLEDGEABLE - RESPONSIBLE LO Licensing: AZ LO-0911738 CA-DBO183091 NMLS-183091 Company Licensing: AZ BK-0904164 CAFLL603L266/RMLA4130661, Licensed by the Department of Business Oversight Under the California Residential Mortgage Lending Act NMLS-6274

Sweet and loving Sherman was brought to the Arizona Humane Society when a Good Samaritan called in about an injured stray. Upon arrival, one of AHS' Emergency Animal Medical Technicians™ found that this five-year-old American pit bull had wounded both of his back legs, possibly from being hit by a car. After a short stint in a Foster Hero home, Sherman is fully recovered and ready for his forever family to adopt him. This gentle and quiet boy is great with everybody, including kids. He even is a real-life hero!

Sherman saved another dog by giving blood that proved to be lifesaving.

Heroic Sherman is available for adoption at the Arizona Humane Society’s Sunnyslope Campus located at 9226 N. 13th Avenue, Phoenix, AZ 85021. His adoption fee includes his neuter surgery, vaccines, microchip and a free follow-up vet exam with VCA Animal Hospitals. For those interested in learning more about Sherman, please call 602.997.7585 ext. 2045 and ask for animal number 572286. If he has already been adopted, please visit azhumane.org to see our photo gallery of adoptable pets waiting for their forever home.

Service Call With Repair (over $100) TUNE-UP SPECIAL

SAFETY INSPECTION, LUBE & TUNE BOTH THE DOOR AND OPENER plus an assessment of your system

200 off

$

REPAIR SPECIALIST 602-867-7111

ANY DOUBLE GARAGE DOOR

THE LOOK OF REAL WOOD WITHOUT THE MAINTENANCE AND HIGH PRICE CALL TODAY FOR A FREE IN-HOME ESTIMATE FOR DOOR REPLACEMENT

602-867-7111

apexgaragedoorandrepair.com

SAME DAY SERVICE

21

February 2018 | The Moon Valley Tattler | 602-765-0902

A Letter from WESD Superintendent

BY D R . PAU L S TA N T O N , S U P E R I N T E N D E N T, W E S D Hello! I’m Dr. Paul Stanton, the proud Superintendent of the Washington Elementary School District.

Thank you for being an integral part of the WESD Family. The WESD is fortunate to have dedicated team members who work diligently to meet the needs of the whole child each and every day. We are also fortunate to have supportive community members and WESD families who consistently contribute to the success of our students.

If you would like to see what is happening with our teachers and students each day in the WESD, make sure to like us and follow us on Facebook, Twitter, Instagram and LinkedIn. You can also stay up-to-date with the latest news on our website at www.wesdschools.org.

WESD recently recognized outstanding teachers who received or renewed their National Board Certification, the most prestigious professional certification offered in education. Since 1998, 78 WESD teachers have achieved National Board Certification and 35 are current employees. Of the 78 NBC teachers, 18 have successfully completed their 10-year renewal and eight of those teachers are current employees.

These teachers work tirelessly to ensure that students are able to succeed each and every day.

The Washington Education Foundation also recognized WESD teachers as they awarded 29 mini grants totaling $25,762.81 to educators in the District. WESD teachers plan to use these grants to enhance the learning experience for all WESD students through the use of character education programs, sensory activities, Makerspace technology, 3-D Printing and CAD Programs, behavioral support and more.

Kindergarten Registration It’s never too early to start thinking about registering your child for kindergarten.

The WESD offers a free, full-day kindergarten experience that is personalized for each student. We understand that no two students learn alike. That is why we focus on educating the whole child, providing diverse experiences and access to opportunities in order for children to discover and grow. The WESD offers art, music and PE

22

for a unique educational experience. Families with a child who will be five on or before September 1, 2018 can enroll for kindergarten at our Welcome and Registration Center located at 3200 W. Cholla Ave. For more information, or to begin filling out the registration materials, visit the Web site at https://www. wesdschools.org/domain/55 or call 602-896-6950. Please share with your family and friends. We look forward to meeting you and your future students!

Teacher Interview Fairs Teacher Support Are you a new graduate or someone looking to change careers? We know that making any transition can be challenging. That is why the WESD offers support for individuals wanting to put their degrees to use in the classroom and for new teachers looking to start a career in education. Joining the #WESDFamily also means that you will enjoy teaching in a family environment that offers competitive salaries and loan forgiveness. Join the WESD on Saturday, February 24 from 8:30 a.m. to 12:30 p.m. for a Teacher Interview Fair at the Administrative Center, 4650 W. Sweetwater Ave., Glendale, 85304. Please apply online at jobs.wesdschools.org. Human Resources will contact qualified applicants directly to preschedule an interview.

Walk-in applicants are welcome. For more information about teaching in WESD, please contact Lydia Garcia at 602-347-2622 or e-mail teach@wesdschools.org.

Give Back and Help Your Local Schools Giving back to your local schools is easier than ever this year. You can now make a tax credit donation online at www.wesdschools.org. Every dollar you give will be used to support WESD’s 64 athletic teams, character education programs like Rachel’s Challenge and special field trips. You will also receive a dollar-for-dollar reduction on your state income taxes. I would like to personally thank you for your continued support of the WESD. We know that you have choices regarding your child or grandchild’s education. As always, thank you for choosing the WESD Family.

February 2018 | The Moon Valley Tattler | 602-765-0902

Hiking in Patagonia

BY S H A N N O N E . P E R R Y

My daughter Julie and I took our annual mother-daughter trip in November; this time a hiking trip to Patagonia in southern Argentina. After three interesting days touring Buenos Aires and resting after the long flight we continued onto the South.

We met the group ready for our first hike. We took a couple of bus rides and a warmup hike of two miles. We enjoyed seeing guanacos which are similar to llamas, armadillos, huge hares, foxes, and a variety of birds. We reached the tiny mountain town of El Chalten and hiked 4.4 miles to a couple of viewpoints where it seemed FitzRoy and the other mountains were pointing sharp arrows up at the sky.

On Day 2, a couple of us chose a shorter hike. We saw two glaciers which were beautiful and a waterfall. Julie chose a longer hike—a little over 9 miles. The Day 3 hike was 4.4 miles to more mountain vistas, followed by a bus ride back to El Calafate.

On the way we stopped at a coffee shop where Butch Cassidy and the Sundance Kid had visited. On Day 4 we took a 3 ½ hour boat ride to an estancia (ranch) where we stayed for two nights. The estancia is the only habitation for miles. It was beautiful and we felt like we were at the end of the earth. The alternative way to reach the estancia was to hike for four days! That day my hike was 4.3 miles while Julie’s was 6.3.

On Day 5, I hiked 3.2 miles and Julie 9.4 miles. In the afternoon 15 of us rode horseback for two hours in the hills and across a river several times which was a little scary. Day 6, we hiked 1.5 miles for a view of Upsala Glacier (we were in Glacier National Park); Julie and others went on for an additional 6 miles to visit Fossil Canyon. The view was incredible as we could see multiple glaciers from one vantage point. The hike was followed by a four hour boat ride on Lake Argentino, then a drive to Eolo, a wonderful hotel named after the Greek wind god (it is windy in Patagonia which is great. It blows away clouds so we have good views of the mountains

and it encourages the condors to fly).

Day 7 we took a shuttle to the Perito Moreno Glacier and walked on the balconies overlooking the glacier. We were quite close to the face of the glacier and saw and heard calving several times. In the short time we were there we had wind, rain, sleet, snow and sun! It was a true Patagonia weather experience. Two condors “buzzed” us which was very exciting to see them so close up. They are huge! During the seven days, I hiked 27 miles and Julie hiked 48 miles. Those were the most consecutive days we have hiked but it felt good!

The highest mountains are about 10,000 feet but we started at sea level so they seemed higher. On the border between Argentina and Chile is an ice field that is over 300 miles long. Our accommodations were luxurious and the food was wonderful. Delicious local dishes with lamb, chicken, and beef; fresh vegetable salads, unique appetizers, empanadas, and delicious desserts. Our guides were very knowledgeable about the country and the hiking trails. We always had snacks and several times packed lunches to take with us on the longer hikes. The water in the rivers is clear and free of giardia; we were able to drink right out of the streams!

Theresa Frankel

602-741-5844 tlfrankel@aol.com License #: SA510100000 I have lived in Moon Valley since 1979 and have been an agent for about 20 years. My business is based on personal referrals, thanks to all of you!

I am professional, hard-working, and honest. You can call me any time.

Catchthe themadness Game onon our 22 22 TVs catch our tvs Nightly Dinner Specials!

monday BURGER DAY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 A. M .- 4P. M .* 50 cent Wings* | $250 Hot Dogs* | $250 Brawtwursts*

.....

4 P. M .-10 P. M .*

* with beverage purchase

tuesday pasta night . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 6 95

add Soup or Salad

$155,900 1333 E MORTEN AVE #124 Phoenix, AZ 85020

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 7 95

wednesday meatloaf

8 95 9 95 thursday fried chicken . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 9 95 comes w/mashed potatoes & corn add Soup or Salad . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $10 95 friday fish fry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 8 95 ....................................... $

comes w/mashed potatoes & veggies add a Salad . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$

comes w/ choice of soup or salad and choice of potato

friday fish & chips . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 4 95 saturday $1 TACO SATURDAYS

$790,000 1909 E BERRIDGE LN Phoenix, AZ 85016

$1 tacos w/ beverage purchase 12pm -6pm

sunday breakfast 9am - 1pm igh

bor h ood Es t

A

Ne

ab

sunday thru thursday

TS

friday & saturday

Corner of Peoria & Cave Creek Road

O

O

F

602.861.9389

O

PHOENIX, AZ

R

2

10604 N. Cave Creek Road Phoenix, AZ 85020

SP D, SP IR ITS &

DINNER HOURS

en t

hm

2 domestic pints $ 275 domestic bottles $ 75 well drinks

$

lis

PPY HOUR HA 75

11am until 10pm

11am until 11pm

$360,000 6036 N 8TH ST Phoenix, AZ 85014 23

February 2018 | The Moon Valley Tattler | 602-765-0902

Delores Winberry, Moon Valley's FIRST Resident, To Perform February 23rd at Fellowship Square

BY FROST Y KROENING Delores (Dee) Winberry, the very first resident of Moon Valley, is a quiet, gentle soul of 87 years. She is very much her own person. We are privileged to have her back after 60 years as a performer of music from The Great American Songbook.

She will perform at Fellowship Square (on 19th Avenue just south of Cactus) February 23rd at 2:30 p.m. The story of how Dee met and was courted by Lynn and Bob Edwards, her music partners, is fascinating. They all played bridge at Washington and Devonshire senior centers. After a couple of years, Lynn figured out that Dee was a pianist. Lynn asked Dee to play for her singing performances after Lynn’s cabaret group disbanded. Dee said, “No.” Lynn asked again. Still, “No.” But, they got together in Dee’s living room to have some “musical fun.” Then Lynn asked if she and Bob could travel to Show Low in summer to make music. They had a great time enjoying beautiful songs. And, so, a musical relationship was formed. Lynn eventually persuaded Dee to perform with her for audiences accompanied by Lynn’s charming husband, Bob, as emcee. The trio is amazing and fun. They began in Show Low with two different shows. Today they have nine shows ranging from A Holiday Cabaret to love songs (some with a little blarney), a Richard Rodgers/ Hammerstein show, and an autumn presentation. Bob is the storyteller and humorist.

The group will perform February 9th at the State Veterans Home. The group has a show for anniversaries, birthday parties and holidays between November and May. I sat in on one of the rehearsals and was charmed by the perfect pitch voice of my yoga friend, Lynn. It is so fun to meet people and learn of their talents. Now I have been privileged to meet Dee, who tells of being the first homeowner and Mom in Moon Valley. After more houses were built in Moon Valley, she and other Moms took their toddlers to the Rancho Solano School in Sunnyslope. She drove the children to that school and received free tuition for doing so. She remembers Teddy Freismeyer, the school’s director. And she remembers her neighbors living on Southern Hills, Boca Raton, and Tam O’Shanter. They are the Goodmans, Browns, McFaddens, Bibles, Babbingtons, Jewetts, Morans, Lowes, Rochfords, Robertsons, Walkers, Inskeeps, Dowells, Duesters, Prices, Sandahls, and Purtzers. Dee looks in wonder at how it could be 60 years ago that all these people lived in Moon Valley. Now new families are moving here and sons and daughters of the originals are coming back.

It will be a great privilege to hear Dee and Lynn play and sing great music here in Moon Valley. I can envision Dee playing piano for her tiny son (now a strapping muscle builder) with music flowing out over the desert scenery. Dee said there were saguaros and coyotes everywhere. Moon Valley is a perfect place for musical performances and I hope we can hear this group perform all nine of their programs in one venue or another.

Email Lynn Edwards at ltimmons@cox. net to book a performance.

GIVE. SHOP.

EMPLOY.

REPEAT.

Shop 6 days a week, monday - Saturday From 9am to 4pm and support special needs employment in partnership with Civitan Foundation.

#NotYouraverageThrift

602.358.8677

www.flerishresale.com

12621-12625 N. CAVE CREEK RD. PHOENIX, AZ 85022 24

INTERNATIONAL SHIPPING

LOCATED IN THE SHAW BUTTE SHOPPING PLAZA

People Not Sales Drives This Thri� Store

BY BO L ARSEN Civitan Foundation’s thrift store does more than selling sustainable goods, it helps build skills for individuals with special needs.

Most thrift stores have a sameness to them: they sell used clothing, furniture, books and kitchen items and the like. The workers you meet in these shops are generally volunteers and very nice, and the stores most often raise funds supporting not-for-profit organizations. This would be your typical thrift store in the Phoenix market.

However, there is a store which offers something different. Flerish Design and Resale is a thrift store, too, but the workers who greet you at the door have special needs. The store is one of the training centers for the Civitan Foundation, which provides a variety of vocational, recreational and educational services for the developmentally disabled.

At Flerish, located at 12621 N. Cave Creek Road in Phoenix, Civitan “members” have job coaches which help them with tasks. These tasks may include instruction on how to properly take inventory, fold and hang clothing, where to put items, as well as how to properly greet a customer and being timed in how long it takes to carry out some of these tasks. In addition, while the members are working at Flerish they are being paid by Civitan.

A major part of the Civitan Foundation’s mission is to provide the highest level of vocational skills, matched to each participant’s individual goals and aspirations. Programs are structured to showcase the member’s talents, while they earn fair compensation for the skills they have worked hard to learn. Currently, there are more than 140 weekly shifts of Civitan members working at Flerish.

Civitan strives to develop programs which help developmentally disabled individuals build confidence and life skills to enrich their lives and live more independently. Other vocational programs offered through Civitan include: Janitorial and custodial, fleet vehicle interior and exterior cleaning, light grounds keeping, clerical and reception, and food services and catering.

Flerish Design and Resale may be like most other thrift outlets by connecting community donated goods with sustainable shoppers, but we’re different.

Not only does this store help fund Civitan programs, it also provides and promotes employment opportunities for people with special needs.

Learn more about the programs and services of the Civitan Foundation, as well as Flerish Design and Resale at www.CivitanFoundationAZ.org.

February 2018 | The Moon Valley Tattler | 602-765-0902

BTC Members Find Serving this Local Charity a “Joy” The Boys Team Charity class of 2023 has embraced another local charity. “Out of all my volunteer hours this year, my favorite has been working at The Joy Bus Diner,” said Houston Hull, Class of 2023 BTC member. Houston spent a Sunday morning helping in the kitchen and serving beverages to the customers. The diner has a fun atmosphere with the spirit of serving evident from the moment we walked in the door. At the end of our shift, we sat at the counter and enjoyed an amazing meal. The Ruben sandwich was delicious and the Lemon Poppy pancake was a huge hit with my brother. The diner staff had incredible energy and an obvious love for their mission. All the customers that we served that day raved about their meals and seemed to share the staffs’ joyful attitude.

The Joy Bus Diner is a 100% nonprofit restaurant and local charity that’s been bringing chef-inspired meals and caring conversations to cancer patients Valleywide. Founded and operated by Jennifer Caraway, the mission of The Joy Bus Diner is to improve the lives of local cancer patients through the power of a hand delivered meal and face-to-face interac-

tion. Inspired by Ms. Caraway’s friend named Joy who had been diagnosed with ovarian cancer, Caraway started dropping off home-cooked dinners and chatting with local cancer patients in need of a little good cheer. Her simple concept has expanded into Valley-wide non-profit organization named The Joy Bus, which collects and cooks donated food for volunteers to deliver to patients around the Valley in need of a welcoming face and an open ear.

The local food community has embraced this charity as well, with Crooked Sky Farms and others donating fresh food, while chefs including Tracy Dempsey (Tracy Dempsey’s Originals), Gio Osso (Virtu Honest Craft, Nico) and Bernie Kantak (Citizen Public House, The Gladly) all serve on The Joy Bus Board of Directors, and Fox Restaurant Concepts donating both financial support and culinary expertise.

Located at 3375 E. Shea Blvd. in Phoenix, The Joy Bus Diner prepares madeto-order breakfast and lunch fare every Tuesday – Sunday from 7am – 2pm. Every cent earned will be used to support The Joy Bus charity.

Memory Banks S E N I O R M O M E N T S BY DA N S E AG R E N The milkman did it. Hey! It’s your nickel. Don’t forget to pull the chain. Knee high to a grasshopper. Well, Fiddlesticks! Going like sixty. I’ll see you in the funny papers. Don’t take any wooden nickels you knucklehead, or nincompoop. Not for all the tea in China! Back in the olden days, life used to be swell, but when’s the last time anything was swell? Swell has gone the way of beehives, pageboys, and the D.A.; of spats, knickers, fedoras, poodle skirts, saddle shoes and pedal pushers. Oh, my aching back. Kilroy was here, but he isn’t anymore.

OK. If you don't remember any of these expressions, you might be a Millennial making up your own verbal expressions. Personally, I remember all of them but haven't heard or used many recently. Slang can lead astray or only be understood by an in group or not at all. See ya later, alligator!

I found a list of common American slang word and phrases that our Englishspeaking comrades in Great Britain might have trouble wrapping their heads around.

There wasn't a single expression expressed above showing how languages change. Accents within the same language can also cause difficulty. I remember taking the ferry from France to England and overheard a group of people on the deck talking. I didn't

BLESSINGS Assisted Living Home

Where you can smile again

recognize either the language or even a single word. A gentleman was standing apart from the group and I asked him if he knew what language they were speaking. He replied, Hoot man, that's English. He then explained they were from Northern Great Britain speaking English. I listen closely and picked up a word or two.

Currently there are about 6909 living languages. About 6% of them have more than a million speakers each, and collectively account for 94% of the world population. The top five languages spoken are CHINESE: 1197 million native speakers (MANDARIN: 848 million) ... SPANISH: 399 million. . . ENGLISH: 335 million . . . HINDI: 260 million . . . ARABIC: 242 million. ... 338 Ethnologue’s 6,909, for instance, only 230 are spoken in Europe, while 2,197 are spoken in Asia. One area of particularly high linguistic diversity is Papua-New Guinea, where there are an estimated 832 languages spoken by a population of around 3.9 million. Now here is the closure: How many languages would you guess are spoken in the United States today besides English? 100? 165? 225? 300? 500? If you don't know, look it up (try Ethnologue).

For those who need assistance but want to live life to the fullest.

We also provide In-Home Care services for those who want to continue living in their home. Do you need help with cooking, changing, laundry, bathing, house chores and other life issues? Our caregivers can assist you in your home.

Because We Care We recognize each family with a customized service that celebrates life and memorializes loved ones.

Assisted Living • Adult Day Care • Respite Care • In-Home Care Moon Valley

16009 North 6th Place Phoenix, AZ 85022

602.575.6800

family owned and operated since 1949

Central Corridor

707 West Drey Drive Phoenix, AZ 85021

Admin@LifesBlessingsHome.com www.LifesBlessingsHome.com

Stuart Hansen, Trish Hansen Kerr, Brad Hansen, and Ardra Hansen

25

February 2018 | The Moon Valley Tattler | 602-765-0902

Wrestling ... continued from front page awesome (to be part of 24 years of championships). You don’t think about it during the season, but you always know you are working toward that. I think we would feel really bad if we lost, because it would feel like letting down all of those people who have wrestled all of those years before us. For Jensen Parker, who wrestled with his two younger brothers on the team, it was about “having fun and learning to improve.”

“I think it is a proud accomplishment and I hope it continues, because it is fun to win and it is pressure to do well, so you don’t want to let down the team.”

It is hard to build a tradition in Middle school because half of the students leave every year and are replaced with students who are brand new. A legacy such as wrestling often is handed down through neighborhood friends and older siblings. This year’s championship team included the following medalists: 73 lbs.

78lbs.

83 lbs.

88 lbs.

93 lbs.

98 lbs.

104 lbs.

111 lbs.

118 lbs.

125 lbs.

154 lbs.

167 lbs.

HWT.

Nolan Parker Ivan Fenn Jensen Parker Ayden Darling Miller Parker Tyler Kerr Serge Fenn Phillip Livingstone Erik Moreno Tyler Sauter Max Koci Colin Stewart Anthony Gunther

1st Place 1st Place 1st Place 1st Place 1st Place 1st Place 1st Place 2nd Place 1st Place 1st Place 2nd Place 2nd Place 1st Place

Coach Joseph “Luigi” Bianco, who took over the program this season, fondly said of his energetic team, “Wrestling attracts wildlings. Those are my people. Does it get wilder at Mountain Sky than Vonn Fenn, Ayden Darling, Jacob Garcia, Phillip Livingstone, Hector Ramirez, Maximus Tursonovic?. Lead those guys into the most challenging sport emotionally and physically and what happens? Unexpected victories, unexpected losses, learning, growing, hardening the mind and body. We surprise people. We laugh a lot and cry too. The kids on this team believe they are supposed to win everything, and they almost did.”

For Coach Luigi, it was just another season, but his assistant coaches, Ricardo Reyes and Chris Sauter, who had sons on the team, were more conscious of sustaining the legacy. “They put in a lot of overtime. There is a definite expectation rolling out the crimson mats in the cafeteria that the space is for champions.” While he was working with kids with big goals, he also had the challenge of welcoming in new members to the sport.

“We win a lot so the new kids walk into a room of high expectations. Veterans help newbies and I try to engage the team, keep them focused on tasks, maintain safety, and encourage osmosis of success.”

Other than championships, the overwhelming desire for all involved is to try to convey just what wrestling means to those who enter the circle and shake their opponent’s hand. “Wrestling is the only sport by weight class so little or big, you are matched accordingly. You don’t have to be tall, fast, skinny or

coordinated. You win by paying attention and working, said Coach Luigi. “All of the Parker brothers are beasts and the biggest is only 83 lbs. Veteran or new, his wrestlers agree, “It is not just people jumping on each other,” warns Sauter, “it is about learning technical skills and getting stronger physically and mentally.” Some see wrestling as an individual sport, but at Mountain Sky Tyler Kerr , who won his first individual gold medal at 98 pounds says, “You are part of a team. It is an individual sport, but this a team sport because your points help your team. Everyone knows they make a difference for the team.”

As a challenge to all who may be thinking about joining the long maroon wrestling line, Coach Luigi offers this consideration, “The balance, core development and sense of your own body is unmatched and will distinguish you in any sport, but what makes wrestling the most challenging and rewarding is that you have to try to overcome an opponent right in front of you. Ask any Mountain Sky wrestler what it feels like to lose at a dual or in the finals of a tournament? One thing that I’ve learned in life is the greater the challenge, the more you understand about yourself.”

Since 1994 the school has placed the title of district champion in their various weight classes: Adrian Zamarippas, C.R Davis, Jeff Schwartz, Derek Robbins, Rick Newman, Angelo Kashat, Tyler Linsacum, Chris Shranko, David Nelson, Tanner Linsacum, Maurice Rowe, Mike Abril, Cale Errigo, Josh Hendricks, Dalton Andreason, Bob Work, Ricky Nelson, Justin Wilcox, Adam Schmitz, Darron Benson, Lance Sherrick, Tison Velez, Myles Piper, Stevie Romero, Klint Shranko, Camden Forgia, Matt Harris, Ben Dodt, A.J. Horvath, Blake Hobson, Brian Hembd, Chris Gruetzmacher, Wesley Smith, Dexter Davis, Winston Hewitt, Jon Gerdes, Ricky Abril, Ryan Parman, Eric Force, Robbie Basset, Ti Colceri, Jacob Graham, Darius Graham, Ryan Azevedo, Zach Mainez, Mike Trelstad, Dakota Lusti, Will Brewer, Mack Surrell, Joey Safa, Daniel Bail, Jacob Overstreet, Brandon Knox, Edgar Nieto, Tony Jones, Adam Torres, Saulo Morris, Nick Cowherd, Ernesto Lopez, Hector Salinas, Josh Tokioka, Troy Custer, Bryan Cady, Jacob Marinez, Quinn Holloway, Chris Delgado, Nick Fil, John Wilhoit, Nick Bode, Mike Jones, Matthew Mainez, Chris Lopez, Logan Radar, Tyler Marsh, Jack Wilson, Ryan Winn, Jason Birchfield, Jacob Marsh, Matthew Mainez, James Coffman, Ryan Fellipe, Kendrick Vaughn, Michael Olsen, Mason Griffs, Michael Santos, Stephen Graham, Jonah O’Connell, Cody Shikany, Luis Carrasco, Christopher Banks, Jesse Fierro, Robert Massey, Lester Smith, Erick Alvarado, Samuel D’umers, Darius Ryan, Michael Santos, Clayton Matheny, Frank Russo, Tyler O’Neill, Zach Gomez, Jolley, Mario Hernandez, Jeremy Parman, Tyler Rittenhouse, Josh Barton, Diego Rodriguez, Dominic Russo, Jesus Gonzalez, Curtis Stevenson, Will Sherman, Ian Mackinzie, Jacob Tuskai, Alec Dugin, Jamar Rowe, David Horta, Tremayne Sutherland, Cade Sutter, Dominic Russo, Daniel Cain, Mathew Stevenson, Carlos Nunez, Curtis Stevenson, Jimmy Deitz, Alec Dugin, Hector Mena, Tyler Sauter, Vincent Navarro, Daniel Esparza, Zach Ziebarth, Alijah Floyd, River Bivens, Connor Darling, Manvel Tkach, Ethan Cotter, Kamyn Stonebraker, Wally Waldron, Adrian Estrella, Tarik Sutkovic, James Buhl, Keaton Marra, Samuel Simmons, Trevin Perdue, Matt Reyes, Joseph Castaneda, Gabriel Ortiz, Jensen Parker, Ayden Darling, Serge Fenn, Connor Perdue, Chris Forstrom, Sutherland Solheim, Eduardo Fernandez, Anthony Gunther.

Chrissy Hempelman, GRI, ABR, ESA Associate Broker

Moon Valley Resident and Area Specialist

Schedule your application NOW to prevent unwanted pollen that matures into the messy black fruit that drops and stains everything it touches!

Over 25 Years

Serving the Valley!

Prevent the ugly mess.

Avoid the costly damage.

CALL TODAY FOR A FREE ESTIMATE:

602-992-8870 26

Committed to Excellence in Service to You e I pledg your l l ta to mee needs with: e t a t Real Es m husias n • Ent ttentio A l a n o s • Per il to Deta grity • Inte nt ue • Freq unication Comm

CALL ME ANYTIME Mobile: 602-809-1944 E-Mail: azhempy@aol.com

602-942-4786 Fax: 602-863-6953 Hm Office:

www.chrissyhempelman.com

February 2018 | The Moon Valley Tattler | 602-765-0902

Moon Valley Water Solution Approved - It's a Go!

CORN HOLE TOURNAMENT

BY BRET ALDIERI, MVNA PRESIDENT I just came from a Phoenix City Council meeting where the final piece of this project was approved by unanimous consent. This is a great day for Moon Valley as this water solution will bring affordable canal water to keep our three local golf courses green, those being: Lookout Mountain Golf Club (LMGC), Cave Creek Golf Course, and Moon Valley Country Club (MVCC). The construction should start within weeks but could last up to one year in duration. Additional good news is that the City has agreed to coordinate re-pavement of Thunderbird Road to occur right after the pipe is installed.

You might wonder, why did it take so long for this project to get approved? Well, it’s a long story in itself. I became involved in this project around 2010, but I’ve heard the genesis goes back 15 years or so. There were complications along the way with changes in club ownership, and the challenge to coordinate multiple government entities around the project details. Various city departments brought great insight but also additional requirements, the Army Corp of Engineers had to approve the pipe design as it runs through a major wash, and last was the issue of how to get the project fully funded.

A big thanks go out to a lot of people, but with the space I’m given, I can only name a critical few.

County Supervisor Bill Gates as City Councilman started the effort and stayed engaged to the very end. Councilwoman Deb Starks was voted into Bill’s seat and took up the torch with the energy and focus needed to get our final approvals. Mark Ipson of engineering firm Hilgart Wilson led multiple design changes in order to meet all stakeholder needs. Tom Richardson represented the club and helped negotiate the deal. The owners of LMGC and MVCC were patient, flexible and also committed to get this done by bringing the funding necessary. Last – thanks to all of you – residents, club members, golfers and non-golfers alike that stayed engaged until this project was approved!

The water solution will certainly help our clubs to survive, however, they will only thrive if our neighbors use them. I highly encourage all residents to find a way to frequent MVCC and the Pointe Hilton so that these businesses grow and prosper.

MVCC has recently announced a tier of affordable membership plans. Every resident should at least become a club member which gets you facilities access & restaurant dining.

MVNA held our annual meeting earlier in January with a nice turn out of neighbors in attendance. Our guest speakers were Councilwoman Deb Starks, Black Mountain Precinct Commander Tom Van Dorn who just assumed this post, and we also welcomed new MVCC GM Brett Bevans. It was a good night to network with neighbors and learn more about issues affecting our community.

We need YOU! Please contact us if interested to serve on the MVNA board.

Frequent our website: www.moonvalleyna.org which is updated weekly with information on MV Events.

Moon Valley - Neighbors helping Neighbors

It’s the Miniature Horse March Mania at the 4th Annual Arizona Miniature Horse March Festival Watching the live American Miniature horses going round and round the show ring is like seeing the carousel horses come to life on a merry go-round. The 31st Annual Arizona Touch of Class Miniature Horse Show will be bringing out the best little horses in Arizona and the South West as they compete with one another for ribbons and awards.

The AZ Miniature Horse March Festival will be held March 29 through April 1, 2018, at WestWorld, 16601 N. Pima Rd., Scottsdale, Arizona. The events will begin daily at 8:00 am and run till 6:00 pm. Kicking off the three-show festival on March 29, Thursday, a one-day show for “R” registered Miniature horses will perform in Arena 3. A one-day AMHA show of the smaller type horse, measuring 34 inches at the mane and under, will be held on March 30, Friday, in the enclosed Equestrian Center. March 31 and April, Saturday and Sunday, the Touch of Class with hundreds of showy Miniature horses will celebrate its 31st year featuring prancing hooves, wishful whinnies, glittering-attired exhibitors, and polished harnesses and carriages, in the enclosed climate-controlled Equestrian Center which offers spectators a comfortable place to sit and watch their favorite classes.

The shows will feature small horses pulling carts and carriages, horses maneuvering obstacles, leaping over jumps, racing roadsters, costumed minis and handlers, and running free in liberty classes, a ....Continued on page 30

February 17th

CALL TODAY TO

REGISTER!

SUPER BOWL Dine in for MULTIPLE PRIZES including a

55” TV COMMUNITY SHREDDING EVENT Saturday, March 10th 8:00 a.m. – Noon All Saints Lutheran Church 15649 N 7th Street Phoenix, AZ 85022

It’s time to clean out the clutter!

We will help you destroy all of those old tax records, bank statements, and anything that might compromise your identity.

SHRED IT BEFORE YOU REGRET IT! How Does it Work?

Your documents will be shredded on the spot and then taken away to be recycled.

SUGGESTED DONATION

X PER BO

This is a fundraiser to benefit the youth for their 2018 summer service projects.

Please contact Joe Schwartz for more information:

602-866-9191 ext. 118 jschwartz@allsaintsphoenix.org

Diplomate of the American Board of Orthodontics

Thank you Moon Valley for your support!

Celebrating 10 years at our current locations!

Orthodontics for Children & Adults Visit us at Either Location

Paradise Valley Professional Campus 16620 N. 40th St. Suite A-1 Phoenix, AZ 85032 Paseo Medical & Dental Bld. 6120 W. Bell Rd. Suite 190 Glendale, AZ 85308

Honored to be peer-selected a Phoenix Magazine TOP DENTIST for 15 Consecutive Years! www.DrStevenSabatino.com

602.485.4700 27

February 2018 | The Moon Valley Tattler | 602-765-0902

Happy 2018!

BY LEON, TRY ME BIC YCLE SHOP The beauty of the first bicycle ride is lost if you don’t have a bicycle to ride. So then one must decide what kind and correct size of bicycle to purchase. If a bicycle is too large or too small, one more easily loses control or doesn’t ride it at all.

Coaster brake bicycles are best but many opt for geared which may be easier to ride, but require more maintenance.

Rule of thumb for sizing: 12 inch wheel-----2 -4 year olds 16 inch wheel-----3 - 7 year olds 20 inch wheel-----6 – 12 year olds 24 inch wheel-----10 – 14 years olds 26 inch wheel-----12 - & up Better bicycles are lighter and easier to pedal, while cheaper bicycles are more difficult to pedal and with softer parts that bend or break more easily.

Once you have carefully chosen your bicycle start out slow and increase your distance to a new level and love of riding.

New bicycle maps are available free with lots of new places to ride without traffic interference.

Thanks for your patronage of 2017 as we look forward to serving your bicycle needs and wants in 2018!!! There are New Paths to Blaze Ahead.

HELP WANTED PRESCHOOL DIRECTOR SEARCH

Shadow Rock Preschool Is looking for a Preschool Director for the 2018-2019 school year.

QUALIFICATIONS Bachelor’s Degree or Higher in Early Childhood Education or Elementary Education Experience Working in Preschool Education Prefer Experience with Quality First Shadow Rock Preschool 12861 N 8th Avenue Phoenix, AZ 85029

ATTN: Sharon Torella sharon@shadowrockpreschool.org

News from GUHSD An education is a gift worth giving It may be 2018 now, but did you know you can still make a tax credit contribution that may offset any taxes owed in 2017? The Arizona state tax credit contribution deadline isn’t until April 15. There are several ways you can continue to give back to Glendale Union High School District students all year long.

Moon Valley Garage Sale Saturday, March 3rd, 2018, 7:00 am to 3:00 pm and Sunday, March 4th, 2018, 7:00 am to 12:00 pm

Buyers get ready for one of the largest community yard sales in North Phoenix.

Sellers gather your items and get ready to recycle good used furniture, clothing and collectables while ge�ng to know your neighbors be�er.

Think about our local chari�es which are available to pick up any items le�over

www.moonvalleyna.org 28

Arizona law provides a tax credit for contributions to public schools that support extracurricular activities and character education programs. You can help Glendale Union High School students while possibly lowering your tax bill with this specific contribution option. The state tax credit is available to all qualifying individual Arizona state taxpayers. You do not need to have a child enrolled in a school to take advantage of this tax credit. A tax credit is different from a deduction, because you may subtract the whole contribution from the amount of taxes you may owe the state of Arizona. An individual may contribute as much as $200, and a couple filing jointly may contribute as much as $400 to a public school and receive the money back in the form of a tax credit. Tax credit donations can be made online or by completing a form at guhsdaz.org and then mailing it to the school of your choice or the district office.

Financial gifts can be made all year long to the Glendale Union High School District Education Foundation. The Foundation’s mission is to support public education in the district by rallying the community to provide additional resources for schools and students and building strong school-community partnerships. The Glendale Union High School District Education Foundation is a nonprofit organization committed to funding projects that boost student achievement, and to provide student scholarships and teacher grants to support the district’s mission. The Foundation is a 501c3 nonprofit entity and can accept donations for any amount.

Donations can be made online or by calling 623-435-6000.

Do you shop on Amazon? Did you know that any purchases made on Amazon can also directly support GUHSD students? When you connect your shopping account to Amazon Smile, a portion of your purchases will go to the GUHSD Education Foundation (DBA the Institute for the Support of Educational Excellence). Shop from Amazon’s millions of products every day of the year, and benefit this worthy cause while you do! Just click here to designate the GUHSD Education Foundation as your charity of choice.

Spring Sports Just Ahead A new season of sports is quickly approaching for Glendale Union students.

Spring Sports begin February 25 and continue until April 25. Students will be participating in baseball, softball, boys tennis, girls tennis and track and field. To locate schedule information, connect with your school’s website and choose the ‘Athletics’ tab at the top of the page. School websites can be found at this link.

February 2018 | The Moon Valley Tattler | 602-765-0902

Moon Valley Neighborhood Association Food for Lights 2017

BY DR. VERBARG

We Teach Comfort & Confidence

Hello Moon Valley Neighbors and Community. Moon Valley Christmas Lights for 2017 did not disappoint and again was wonderful festive year to enjoy and our “Food for Lights” campaign was extremely successful.

This was our 4th year of our “Food for Lights” and our food drive was a huge success!! We collected 2173 pounds of non-perishable food items for the Desert Mission Food Bank, exceeding last year’s number by over 700 pounds. A very special thank you the community and recognition to our local participating businesses who played a significant role bringing in a total of 888 pounds.

Special Business Recognition 2017 - 888 lbs

#1: Aaron Verbarg Dentistry – 14001 N. 7th Street Suite C105 - 501lbs #2: Stello Spa - N. 7th Street 212lbs

Additional Business Contribution - 175 lbs

Moon Valley Cleaners – 15420 N. 7th Street A Moon Valley Postal Services – 13236 Suite 4, N. 7th Street Allstate – H Everette Agency – 15414 N. 7th Street Lookout Mountain Vet Clinic - 15440 N 7th Street

SPLASH, PLAY & LEARN!

Our programs are internationally-recognized stop in and find out why!

BABY SPLASH 8 wks - 5 mos LITTLE SNAPPERS 6 mos - 35 mos GROUP LESSONS 6 mos - 12 yrs PHOENIX, RIVERVIEW & PEORIA HUBBARDSWIM.COM 602.971.4044

As Valentine’s Day comes around I feel that the ultimate gift of love is life - By Martha Santos

Dear Son, When our adoption lawyer called Dad and I to meet him at his office, there was baby available and the papers were ready to be signed, we were in such a rush our arrival was delayed by a speeding ticket. When I lifted you to me, you snuggled deep into my arms and even deeper into my heart. A true blessing.

Darling Daughter, I fell in love with you the moment we met. What a precious gift the woman who carried you had given us. You were a perfectly beautiful baby. I had to tuck you into my coat that cold day we brought you home. Feeling your warm, tiny body close to my heart, I couldn’t believe we had been twice blessed.

My husband and I thank God for our children and two grandchildren. How unselfish and loving the birthmothers were, allowing their newborns to be adopted, giving us the joy of watching them grow into responsible caring adults.

verbargdentistry.com 14001 North 7th Street, Suite C105, Phoenix, AZ 85022 602-997-0334

info@verbargdentistry.com

We take care of your teeth.

Cosmetic Dentistry

Invisalign

Sleep Apnea Oral Appliances

CEREC

Whitening

We think you will appreciate the warm and friendly manner in which we treat patients. Our commitment is to apply our dental knowledge and skills with your comfort and well-being in mind.

The personal attention you receive from our friendly staff is sure to make your visit a positive one.

29

February 2018 | The Moon Valley Tattler | 602-765-0902

Mini Horses

few of the classics that will delight the viewers.

Admission and parking Don’t Fall Victim to the for the spectators of the ... continued from page 27 Miniature Horse shows ‘Dirty Dozen’ will be FREE for the Just because you tell the IRS The IRS has released unsuspecting taxpayers, you made nothing doesn’t engaging in refund fraud or entire event. Visitors can also enjoy taking barn tours and seeing how the horses are its annual list of the the tax-collectingfor identity theft, scam artists identity theft. Be careful Have youmean received a The IRSyou has released top 12 tax scams. groomed and made ready for their showing. In the coliseum food and refreshments agency won’t soon find you’re whom choose. will pose as charitable suspicious email that takes its annual list of the smart. you to a lying. websiteBe asking for organizations, often claiming Make sure the tax will be available for top 12 scams. your personal information? to be helping victims of recent 4. tax Hiding Income advice you’re It’s likely part of Disguised a “phishing”Corporate disasters.

10.

Offshore Make sure the tax the hungry attendbe reported following isn’t on There you’re are some legitimate scam that should Ownership advice to authorities.

7. False/Inflated Income ees. Vendors of all Taxpayers use shell reasons toisn’t keep on money in this list. following and Expenses corporations to improperly foreign banks, but that money 3. Return Preparer Don’t provide false income to ---------------------------------sorts will be on the this list. obscure the true ownership of and don’t inflate must be reported. The U.S. get a refund Fraud If it’s too good to be true, it ---------------------------------your expenses. The IRS has grounds Some unscrupulous showing a businesstax and reduce tax government aggressively If it’s too good tohas be true, it probably is. seen people try those tricks prey on The U.S. government pursued probably is. tax cheats using preparersliability. interesting arts and before, of course. unsuspecting taxpayers, is aggressively cracking down foreign accounts.

That well-worn maxim applies engaging in refund fraud or That well-worn maxim applies on this scam. crafts, apparel, and to many things in life, 8. Frivolous Arguments identity theft. Be careful to many in life, 5.things “Free Money” Promoters of frivolous tax whom you choose. including, of course, tax including, of course, tax 11. Misuse of Trusts Flyers and advertisements schemes encourage taxpayersspecialized products. advice. advice. to make 4. Hiding Income Tax scam promoters have for wild and bogus Raffles and a silent appearing recently in claims, Offshore a long time claimed that you such as that the U.S. community Someone sayingchurches you don’t suggest Someone saying you don’t There are some legitimate government does not have need to pay taxes? can transfer assets into trusts taxpayers can Others file a return auction, open to all, need to pay taxes? Others reasons to keep money in authority to tax your income. claiming they can help you and avoid tax liabilities.

These with little or no documentation foreign banks, but that money claiming they can help you are added attrachide money off shore? rarely provide the tax and receive a tax refund. must be trusts reported.

The U.S. 9. Falsely Claiming hide money off shore? benefits their promoters claimZero Wages primarily has aggressively tions.

It’sThese all tooare good to be true.scams. government pursued and tax cheats usingyou in significant Just because you tell the IRS may put It’s all too good to be true. you made nothing doesn’t The Arizona legal jeopardy.

Impersonation In fact,6. some tax scams come of foreign accounts. mean the tax-collecting up so oftenCharitable that the Internal In fact, some tax scams come Revenue Services keeps a list Mini Mystique agency won’t soon find you’re 5. “Free Money” 12. Offshore trusts-THIS Organizations lying. Be smart.

Flyers and advertisements up so often that the Internal known as the “Dirty Dozen” order to obtain personal appearing recentlyONE Precision Driving in IS BIG!!!

Revenue Services keeps a list —In the 12 most common tax Youchurches will besuggest hearing more10. on Disguised Corporate information that can be usedcommunity scams and bad advice. known as the “Dirty Dozen” Horse Drill Team will perform Sunday, April 1, during the lunch break, showing Ownership taxpayersthis canas fileyou a return read because many for identity theft, scam artists — the 12 most common tax with little or no documentation Taxpayers use shell notable global players are will pose as charitable This year’s list includes some scams and bad advice. and receive a tax refund. corporations to improperly off Miniatures pulling carts in synchronized patterns of movements to music in the doozies: involved. organizations, often claiming These are primarily scams. obscure the true ownership of show ring. It is awe-inspiring to watch the trained Miniature horses as they pass by to be helping victims of recent a business and reduce tax This year’s list includes some 1. Identity Theft Do you have back tax returns disasters. liability.

The U.S. government 6.

Impersonation of doozies: More and more, fraudsters are one another within feet and inches of each other. These special minis and drivers is aggressively cracking down Charitable to file? stealing identities so they can onthan this scam.

Organizations Do you owe IRS more 7.

False/Inflated Income practice weekly throughout the year to perfect their performances. file fraudulent tax refunds.

1. Identity Theft In order you to obtain can personal pay? and Expenses More and more, fraudsters are 11.

Misuse of Trusts information that can be used The Miniature Horse Festival will be held in conjunction with The Mane Event 2. Phishing Do you need help dealing Don’t provide false income to stealing identities so they can with your tax issues? get a refund and don’t inflate Horse Expo, March 30 – April 1, with Mane Event vendors in the north hall of the file fraudulent tax refunds. your expenses. The IRS has Equestrian Center and special, unique horse performances and clinics in the arena Now is a good time to call me. seen people try those tricks 2. Phishing before, of course.

Have you received a in the evenings. Spectators for the Miniature horse show should look for the special Ed Osinski CPA, EA is a suspicious email that takes 8. Frivolous Arguments certified public area, designated for the Miniature Horse show’s FREE parking while attending the you to a website asking for Promoters of frivolous tax accountant and an your personal information? show. schemes encourage taxpayers enrolled agent authorized It’s likely part of a “phishing” to make wild and bogus to practice before the IRS. For show information, call 623-465-5034. Visitors are invited to come and see scam that should be reported claims, such as that the U.S. For a free 30 minute to authorities. the Miniature horses for a great family-fun event sponsored by the Miniature Horse government does not have consultation, call him at authority to tax your income.

602-944-5458.

3. Return Preparer Association of Arizona, a non-profit organization promoting the interest and welfare Fraud 9.

Falsely Claiming of the smallest horse breed, the Miniature Horse. Info: www.AZminis-MHAA.com GET THE GOOD NIGHT’S Some unscrupulous tax YOUR CORNER ON TAXES Edward M Osinski CPA, EA

preparers prey on

Zero Wages

SLEEP YOU DESERVE!!!

PATIENT NAME: __Jo ____ hn____

Sm__it__h________ ADDRESS: __12 ____ 3 __ D__ eb__to__rs__W__ay ______________ ____________Ta ____ xv__ ill__e,__A__ri__zo__na ______________

Our IRS & States Services:

Tax Preparation

Owed Back Taxes Unfiled Tax Returns Audits Levies & Liens Wage Garnishments Tax Problem Resolution Offers in Compromise

__________________

__________________

ww w__.I__R ____ S__R__e__m__e__dy.com ____

__________________

DIRECTIONS:

, CPA

602-944-5458 AND GO TO:

EDWARD OSINSKI, CPA, EA Enrolled Agent | Admitted to practice before the IRS

717 West Dunlap, Suite 110 Phoenix, Arizona 85021 30

_______

SIGNATURE: ________________

_____________

4/15 /18

DATE: _______________

___

February 2018 | The Moon Valley Tattler | 602-765-0902

TOM NACK, DMD Dr. Nack is dedicated to providing you with the most modern and comprehensive approach to assessing your oral health.

Dr. Nack served in the US Navy for over eight years including time served during Desert Storm. A native of Wisconsin, he has been an Arizona resident since 1994. He graduated from Arizona’s rst dental school, Arizona School of Dentistry and Oral Health, with top honors and advanced training. His talents allow him to provide you with any and all dental services – all at one convenient location.

602-702-5429

www.7thstreetdentalaz.com

This independently-owned dental office is recommended by BestDentalCareAZ.com Trusted Dentists in Arizona for you & your family!

We provide most services in-house: • Implants • Sleep Appliance Therapy • Botox Dental Therapeutic Treatment ®

PAYME OPTIONT NS as low a s $

99

per mo

nth

MOST INSURANCES ACCEPTED • IN-OFFICE FINANCING AVAILABLE • EMERGENCIES WELCOME

For a Clean & Healthy Smile Call

602-702-5429 Today to Schedule Your Appointment!

17

47

$

NEW PATIENT SPECIAL

We Now Offer Our Patients

$ OR

EMERGENCY EXAM

NEW PATIENT EXAM, CLEANING & NECESSARY X-RAYS

LIMITED EXAM & NECESSARY X-RAY

New patients only. In absence of periodontal disease.

Not for use with dental insurance. No cash value.

New patients only. Can be combined with treatment discount.

Problem-focused. No cash value.

& the Team at 7th Street Dental Care

www.7thstreetdentalaz.com

770 E.Thunderbird Rd., Ste A Phoenix, AZ 85022 Open Evenings and Saturdays!

7th Street

DR. TOM NACK

COMPLETE ORTHODONTIC TREATMENT ONLY$2999!

Payments as low as $99 per month!

Thunderbird Rd.

31

February 2018 | The Moon Valley Tattler | 602-765-0902

32