Issuu

December December 2017

www.MoonValleyTattler.com

VOL 37 No. 12

FESTIVE LIGHTS, SOUNDS AND EVEN MORE BY SUSAN MERCER HINRICHS, REPORTER Some Yuletide questions to get Moon Valley residents into the holiday spirit: 1. Who are some of the movers and shakers who generate this wondrous, all-volunteer event? 2. When does its planning first occur? 3. How many candles and bags are distributed and to how many homes? 4. Who earns honors for mounting magnificent, and often multimedia, displays? The answers to all these questions stem from the annual Christmas Eve luminaria-lighted roadways and cul de sacs threading their way through the Moon Valley neighborhood, which ranks among the Valley’s finest. Nearly half a century of tradition, dating back to the mid-1960s with the Clements

family, now goes into the displays of illuminated candles in paper bags, festive lighting, seasonal sounds, and even some dancing Santas. The annual Dec. 24 event is a labor of love put together with rosters of local-resident volunteers. “We moved into the neighborhood in December 1973,” Moon Valley resident Adron Hall says. As newcomers, “ … we didn’t put out luminarias (that year), but in other parts of the community they did.” Then the next year, the family started participating in the event, too. Come hail or high water, or in our neighborhood, even if the occasional wet stuff drips or drops from overhead nighttime skies, principals Bret Aldieri, Richard and Sylvia Iodice, event historian Hall and Moon Valley Neighborhood Association treasurer Felicity Barrett collectively put in countless logistical hours to make the Christmas Home decorating event more delightful than the past one. These folks represent the answer to question #1. And here’s the answer to question #2: Aldieri, the MVNA president, starts thinking about the current-years luminaria extravaganza in January. Of course, as the months proceed, he consults frequently with his event colleagues; and the work in earnest starts in early October. While it’s generally easy rounding up a group of volunteers, Aldieri says he continually remains pleased with the neighborhood block captains continued on page 5

Boys Team Charity – Making a Difference One Charity at a Time Boys Team Charity (btc) is a volunteer service organization dedicated to developing an altruistic spirit in young men through active participation of parents and sons in philanthropic projects in their communities. October was a busy month for the North Valley btc chapter volunteers and many hours were dedicated to one of our cherished charities, Mom’s Place, where the goal is to improve the health and well-being of low income families or teenage moms and their children by teaching moms to properly care for, love, and provide for their children. Throughout the year, btc boys, along with their parents, care for the Mom’s Place children while the moms are taking much needed classes on infant and child care. A good time was had by all as they celebrated the season by helping with their Halloween Family Fun Night, where they dressed up in costumes, played games, and handed out prizes to the little ones who attended with their families. Also in October, the Class of 2020 donated over 37 PJ’s for the Mom’s Place kids and wrapped them during their class meeting. Ben Hester, current Class of 2020 President, had this to say about Mom’s Place: “Today I was told to write a sentence or two about my personal experiences at Mom’s Place, but in my opinion, I don’t think one or two sentences can do it justice. The first time I tried Mom’s Place my plan was to just go through the motions, however, plans change.

B Y S TA C Y B I E H L E

Instead of going through the motions, I was greeted by what seemed like dozens of kind smiles waiting for me to play. As a volunteer I can literally feel the joy and the excitement that these kids experience when they are at Mom’s Place. Bringing joy to these kids is not the only good deed Mom’s Place does, however. Every 3 in 10 American women are impregnated prior to their twentieth birthday. At Mom’s Place, we are attempting to help these moms, we are trying to teach them the essentials of being a mother, we are trying to ensure that their child has a full and happy life, and that is what Mom’s Place is to me.” Nolan Hoiby, btc Class of 2020 General Meeting Rep, stated: “Knowing that I can help a child stay warm, sleep well and be ready for school the next day by a simple jester of providing pajamas is a humbling experience. I look forward to many more years of helping out at Mom’s Place.” Kyle Black, Class of 2020 Inspiration, added: “I enjoy volunteering at Mom’s Place because I know I am a positive influence and make a difference in their lives.” As a parent, coach, and team manager, I am so proud of these boys and their enthusiastic contributions to these important community charities and for taking time out of their hectic schedules to do some good in this crazy world. Philanthropy: Moms’ Place (Neighborhood Ministries) - 602-206-8072 Btc Liaison: Kelly Hester

December 2017 | The Moon Valley Tattler | 602-765-0902

Thinking the Holiday Season is the Worst Time to List Your Home? You're Wrong! B Y K I M G E O R G E , L O N G R E A LT Y U P T O W N If now seems like the time when you are ready to list your home, don’t let the it didn’t hit all of the items on my must haves list, it was the location I hoped for! season dissuade you from doing so. I can personally attest that it may be the EX- Smack dab, on the middle of the street, that we had fell in love with. We immediACT right time. ately put an offer on it, and closed just after the New Year. It was the best Christmas Here’s my story… present ever! Several years ago, my husband and I knew we needed to move into something I tell you this because buying a home in an emotional process. Buyers want to larger, but were in no hurfeel connected to a neighborhood and a home. ry. It was Halloween and For us, it just felt like everything was meant to we figured we would talk be and fell into place. about moving, after we Consider this… got through the holidays. Moon Valley attracts a lot of visitors durAs we always did, we took ing this season, as people drive around to look our kids trick or treatat the holiday lights and luminaries. There ing through Moon Valis definitely a feeling of fun and community ley. We both grew up here togetherness at this time of year. This is very and had a fondness for appealing to many buyers. the neighborhood. While Your neighbors are hosting parties at their walking around waiting homes and guests are visiting our beautiful for our kids to run up each community, when our weather is at its best. house, to collect treats, we This is the time of year when your audience is happened on a few streets the largest. that we just loved. They Lastly, we are very lucky to have a golf were filled with kids and course and country club (which looks amazthe houses were all decoing this time of year) right in the middle of our rated and very spirited for neighborhood. Guests who visit can imagHalloween. We loved the ine themselves spending time on the weekPhoto by "The Tale of Two Tings" proximity of these streets ends playing the course or dining in the club, to the school and talked about how lucky these parents watching the sun go down behind the mountains. were because their kids could walk to school. We joked So, if now is the perfect time for you to sell, it also just might that if any of the houses on these streets went for sale, we were immediately mov- be the perfect time for someone else to buy. ing. A few weeks later, just before Christmas, a house on that street did! Although Happy Holidays from my family to yours!

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December 2017 | The Moon Valley Tattler | 602-765-0902

TRAPPED IN MOON VALLEY LET TER FROM THE EDITOR 1997, Myself and Julie Simer (she has since retired) bought and took over publishing The Moon Valley Tattler from Betty Webster who had started the paper in 1980. It’s hard to believe I have actually owned and published this sweet little tradition for 20 years, and more importantly, I would have not have had the opportunity without YOU… the residents, businesses, local officials, staff, friends and family you have helped continue to support, read and share all we print each month. The Moon Valley is still a household name in our area, and love to hear how someone is upset, it was not delivered in their driveway or they somehow have missed one of our monthly publications. The calls throughout the years of angry residents not receiving the paper have always put a little smile on my face, we are FREE and hand delivered, but if we missed you sorry, you’ll have to pick it up on one of the many racks located in the vicinity of 7th Street and Thunderbird, the HUB of Moon Valley. We have told many stories throughout the years that have made us cry, laugh, reflect on the good and sad times, pulled a few pranksters, but most importantly have been your local source for the many great, gracious and giving neighbors we are and have in our community. The charities and do-gooders have seemed to outweigh the bullies, and hopefully you know many of them. Its’ probably YOU! The kids have excelled in not only school but have grown up to become teachers, doctors, artists, athletes, missionaries and tall pillars in the community. We are proud Moon Valley families, and we love to share those stories. Our parents have grown old, but the neighborhood continues to maintain generations of families sharing the good old Moon Valley comradery. Some of the true heroes are the long time businesses that not only support our needs in services and supplies, but also never waver from supporting the many worthwhile charities with huge donations and helping hands of support. I have been blessed to work with many of you for the entire time I have owned this paper, and so appreciative for the extensive and wonderful business relationship we have had over the years. Many have come and gone, you know who they are, but the ones still here, are the ones we trust, and continue to do business with, both you and I. So, Happy Anniversary to me, 20 years! I am looking forward to at least another 20… Moon Valley is one of the best communities in Arizona. Thank you for sharing this journey with me. I wish you and your families a very happy, and joyous Holiday season Dawn Trapp, Publisher and Friend.

December 2017 | The Moon Valley Tattler | 602-765-0902

Moon Valley local named Little Miss Shamrock! Moon Valley resident Julia Kelly was crowned 2018 Little Miss Shamrock at the Arizona Colleen and Rose Program in Phoenix on November 5th. The Little Miss Shamrock Program is an Irish heritage program open to young girls of Irish descent, ages six through 12. This program is designed to encourage young people to take pride in their Irish culture and preserve it for generations to come. During the competition, judges rated candidates on poise, speaking ability, talent and

Festive Lights

kindness to other contestants. Julia’s talent included playing the harp and a combination of Irish dance and acrobatics. “I am excited to have the title of Little Miss Shamrock, and I feel as if I am in an Irish wonderland.” says Julia, “All I want to do as Little Miss Shamrock is help others learn to love and understand the Irish culture better.” In her role as 2018 Little Miss Shamrock, Julia will assist the 2017 Arizona Colleen and Rose in representing the Irish community at various events around the state, including the 2018 Phoenix St. Patrick’s Day Parade and Faire next March. Julia is a fifth grader at St. Francis Xavier Elementary School in Phoenix. When she’s not busy honoring her Irish culture she enjoys gymnastics, theatre and spending time with family and friends.

...continued from front page

who, in force, distribute the nearly 20,000 eight-hour votive candles and the 20,000 paper bags; and he lauds all the folks who get the bulk-ordered material repackaged into the deliveries distributed to some 1600 Moon Valley homes. Question #3 has thus been answered. Do you know each candle-and-bag distribution is calibrated by household? Sylvia Iodice displays a well-plotted map of a block’s area showing each home’s allotment, with an average of a 15 count for every home. The voluntary MVNA annual $25 dues helps defray the cost of this year’s nearly $5000 cost for the candles and the bags, the principals say. And here’s another distinction: The MVNA is not the typical home owner’s association encountered in the Valley of the Sun. Instead, it’s an organization to which Moon Valley residents can choose to enroll in for that modest annual-dues fee. As an extra benefit, the MVNA, also asks residents if they’d like to contribute what now is a $90 annual contribution which is dedicated to hiring security officers to patrol the neighborhood at night. And an even better distinction: If a homeowner decides against paying the cost for either service, they’re still getting luminaria-light candles and bags, along with a security patrol canvassing their neighborhood without any charge, Aldieri says. This year, Moon Valley residents can expect to receive their delivery on or about the first Saturday in December; for 1917, that date is Dec. 2. “It’s a community effort,” Richard Iodice says of the distribution. “We generally get a whole bunch of people who show up.” Barrett is a former block captain, who says the distribution is also a way to meet newer neighbors and explain the festivities to them. The nearly 80 block captains charged with the deliveries in their respective areas always welcome the assistance of area residents, too, and that of any of the Thunderbird High School National Honor Society members who help have helped out in years past. The luminaria-and-home-decorating extravaganza event has developed into something

so notable, that in prior years, Aldieri says folks have contacted him, worried if their candles and bags had not been delivered by the anticipated timetable. Linked with the MVNA December celebrations is a nonperishable food drive benefitting the HonorHealth Desert Mission food bank, 9229 N. Fourth St, in Sunnyslope. In addition to local residents donating cans, packages and boxes of foodstuff, some area businesses also participate in the drive. Notably, Aldieri cites Dr. Aaron Verbarg, a dentist, who continually turns in a bountiful supply for the drive. The community-wide collection goal this year is 2000 pounds of food, Aldieri adds. When it comes to the holiday-themed home decorations, some families start planning at mid-year. The answers to question #4 loom. From an initial 12 prizes for best all-around household displays, that number of awards has grown to 36, the movers and shakers say. “We wanted to open it up to give more people a chance,” Aldieri says. “The 36 homes get a metal sign to post in their front yard,” indicating they’re an award winner. In addition to the three dozen, those earning honorable-mention distinctions also have their residences noted on maps placed at the community entrances showing where the total displays deemed quite festive are located. There’s still time to mount a display that will impress and astound, as the judging takes place the second Friday of December. If questions arise, more information can be obtained at www.moonvalleyna.org.

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December 2017 | The Moon Valley Tattler | 602-765-0902

Merry Christmas & Annual Holiday Food Drive BY BRET ALDIERI, MVNA PRESIDENT What a great 2017 and there’s still weeks left to go. The Holiday season is the best time to be in Moon Valley. Our community has a tradition of embracing Christmas. Everyone has their own family traditions, and our Moon Valley family has ours: holiday light decorating, luminaries and a food drive. A quick 2017 recap. We hosted both a March and November community wide yard sale, then on a sunny October day, our GAIN event where hundreds attended. We all had fun with pumpkin painting, turns in the bouncy house and tries to dunk police leaders and neighbors, raising $1,500 for The 100 Club of Arizona. The Holiday decorating judge night is (or was) Friday, Dec 8th. Winners and near winners will be listed on a printed map posted at various MV entrances to ease neighborhood touring. Membership and Security dues notices are included in your package (saving postage) but are not due until January 2018. Luminary bags are to be placed along the sidewalk at sunset on Christmas Eve (rain or shine); as it’s impossible to reschedule the holiday for weather. “Food-For-Lights” Food Drive Dates: Friday Dec 8, 2017 through Sunday Dec 24, 2017. This holiday season, MVNA is conducting our 4th annual food drive. We have a wonderful tradition of neighborhood home Christmas displays and will be collecting non-perishable food for the Sunnyslope Desert Mission Food Bank. There are various local businesses participating this year with food donation collection boxes (Recall

our local dentist, Dr. Aaron Verbarg, DDS led all businesses last year for food collections and is off to an early start again this year). Let›s show our Moon Valley spirit of giving. Please donate non-perishable food items to this worthy cause at collection boxes located around the neighborhood each evening or at various local businesses. I’ve enjoyed leading MVNA for a 4th year. I encourage neighbors to attend our January annual meeting to get an update on our neighborhood, hear from city leaders, and vote in new MVNA board members. MVNA continues our mission to advocate community safety and security while also hosting fun and educational events. It’s a season to give thanks. I thank all our volunteer board members and community for a great year. Thanks to our first responders who work to keep us safe. Thanks to Moon Valley Country Club for their endless support; (please support MVCC by signing up to one of a number of flexible and affordable membership plans). We need YOU! Please contact us if interested to serve on the MVNA board. Frequent our website: www.moonvalleyna.org which is updated weekly with information on MV Events. Merry Christmas, Feliz Navidad, Happy Hanukkah, Happy New Year’s Moon Valley; please be safe this holiday season. Moon Valley - Neighbors helping Neighbors

HOMELESS VETERANS PROGRAM WELCOMES NEW MANAGER MANA House (Marines, Army, Navy, Air Force), a program of Catholic Charities Community Services, recently appointed a new Senior Program Manager to guide the work of helping local veterans. As an Army veteran herself, new Senior Program Manager, Danelle King, exemplifies the vision of MANA House— a peer-run program that provides individualized basic resources, community and advocacy for veterans experiencing homelessness. “I’m thrilled to be part of such a unique program that was formed by veterans to help fellow veterans find stable housing and turn their lives around,” explains King. King graduated from the University of Wisconsin-Superior with a bachelor’s degree in Sustainable Management and has a master’s degree in Social Justice and Community

Development from Loyola University-Chicago. King brings a wealth of passion and experience in working with veterans. Prior to her new position at MANA House, King spent time at a local organization, CASS (Central Arizona Shelter Services), as a Veteran Support Specialist before being promoted to Veterans Program Manager. King then spent time at UMOM New Day Centers in their Rapid Rehousing program as a Housing Stability Coordinator before accepting her new position at MANA House. “The staff that works at MANA House is the most passionate group of people I have ever worked with. They truly want to help fellow veterans find their way out of homelessness and remain stable after finding housing. I look forward to working together as a team to develop and implement new practices that will assist our staff in their professional growth while helping to best serve our veterans.” For more information, to volunteer, or make a donation, please contact 602-650-4820.

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December 2017 | The Moon Valley Tattler | 602-765-0902

Not Your Average Charity Thrift Store Flerish Design + Resale is Hiring BY DAWN TR APP Not your average charity thrift store…Flerish- Design and Resale (a division of Civitan Foundation Inc,) is seeking an experienced store manager with creative and out of the box ideas to help promote and increase sales, internet postings, donations, walk-ins, partnerships and educate our members in workforce development and job skills. Almost 5 thousand square feet of merchandising area available to display and sell the many wonderful donations, along with a special Fine Art section. This store employs individuals with developmental disabilities and ensures a great atmosphere for quality programing, training and countless finds and bargains as well. We need your eye and expertise to help grow and sustain the great store we have started. Come join a fun team of existing staff that love to work in the store! Must obtain Arizona fingerprint clearance card, first aid and CPR, along with other company trained classes. Benefits, Salaried position (based on experience), Open 6 days a week 9-4 daily, Cave creek/Cactus area. Please email dtrapp@campcivitan.org your resume or interest. Call 602-953-2944.

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602.358.8677 Paula Cullison to Receive Lifetime Achievement Award on Dec 7th BY LEAH WEBER Paula G. Cullison, a Moon Valley homeowner since 1974, will be honored with the 2017 Martha Rothman Child and Family Resources Lifetime Achievement award on December 7th at the Sheraton Crescent Hotel in Phoenix. Paula is being recognized for her founding of the Arizona Women’s Partnership, an all-volunteer philanthropic non-profit which awards grants to small charities that assist under-served women and children in Arizona that deal with critical issues of: domestic violence, child abuse, crisis counseling, adult literacy, ESL, homelessness, hunger, foster children, refugee families, the elderly, music programs, youth leadership development on the Navajo Nation. Through her leadership and determination over $380,000 has been awarded in grants to over 55 small non-profits, since 2002. To this end, she created two fundraisers: Getting Our Just Desserts and Wine, Women & Jazz which showcased female chefs, restaurateurs, and jazz performers www.azwp.org “The generosity of many has made AZ Women’s Partnership a reality; it all adds up”, she noted. Additionally, she is being recognized for her numerous other community service and social justice projects which span over 50 years. These include having created and facilitated 1985 - The Year for All Arizona Women project which involved over 300 volunteers (records now at the AZ Historical Society Museum) while she was President of Women in Management for then Mountain Bell/US West - now Century Link. Paula was AZ coordinator for the National Breast Cancer Coalition which she represented on Capitol Hill. Also noteworthy are her advocacy efforts on women’s health issues and for education programs - including kindergarten throughout the state, her volunteerism with Boy Scouts, Girl Scouts, 4-H Club, leadership as President of the Parents Association High School and creation of major program on Teen Suicide (SRO), her appointment to the Phoenix Women’s Commission and the Phoenix Futures Forum. While in New York, Paula volunteered for the United Farm Workers and its Cesar Chavez led boycotts, as well as for the Citizens for a Better New York first Earth Day event. Here, she involved many in the Environmental Forum which she created with the help from the United Nations Association for which she served as President of the Phoenix Chapter. In 2000, Paula wrote and published Daughters of the American Dream as a template for other first generation immigrants. The book can be downloaded for free (in English and Italian) from her website www.paulacullison.com Lately, Paula has focused on encouraging college and university students to think globally. Her on-campus international travel photography exhibits and presentations are quite popular. In the last four years, she has had over 40 exhibits. Her CAN DO attitude speaks volumes. Ticket information for the recognition dinner event: http://www.childfamilyresources.org/ champions/ Tel: 602-881-1990

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December 2017 | The Moon Valley Tattler | 602-765-0902

Realty Listings NEW PROPERTIES TO THE MOON VALLEY MARKET 616 E Meadow Lane

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1031 W Indian Hills Place

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15236 N 6th Circle Georgeous single story home in the highly sought-after subdivision of Sunset North. With approximately 2,600 square feet this spectacular home provides an appealing floor plan and resort-like backyard. Amenities and updates you need to see! Contact us about this property: 623.202.3127 | jimmysadre@cox.net Top Producers Realty - 49 W. Tam-O-Shanter Dr. Phoenix, AZ 85023

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December 2017 | The Moon Valley Tattler | 602-765-0902

‘Tis the Season…

The Economic Education Leadership Award

B Y D R . N E E T U PAT E L The holidays are upon us, celebrated by family, good spirits, happy thoughts… but more importantly days off of work and all sorts of sugary goodness! That’s when the need for good (uh, great) dental hygiene comes into play. Here are some tips to keep yourself in check during the late nights of eggnog or that slice of pie for breakfast (I mean, who wouldn’t want pie for breakfast?) The last thing anyone needs is waking up Christmas morning or New Years day with a toothache- yikes! 1. Do not go to sleep without brushing! Absolutely brush and floss your teeth before bed. This is a must to prevent all of the day’s food from hanging out between and on your teeth. Avoiding this step will cause damage by creating cavity-causing bacteria and allow it to do more harm. 2. Floss before brushing. Remove all of the debris between your teeth so the toothpaste can do it’s thing. Now when you brush, the paste can reach all surfaces of each tooth! 3. Put a Waterpik on your holiday gift list. This tool is a phenomenal addition to your current hygiene regimen. It removes any remaining particles left behind where floss cannot reach, it safely massages your gums, and it provides a cleaner surface for your toothbrush and paste to do its magic. 4. Avoid sticky items when possible. Of course if the craving for caramel strikes and you must delve into it, by all means do. But beware, this along with any other sticky candy will pose a threat to your choppers. Either by sitting in those deep little grooves, feeding an already existing cavity you just haven’t gotten “time” to fix yet, or pulling off a temporary or existing crown, it may not be worth the risk… 5. Try to rinse out with water throughout the day. This helps reduce the amount of hours food bits are hanging around in your mouth. It also gives your saliva back the ability to continue protecting your teeth. 6. Consider keeping a mini hygiene pouch in your purse, bag or car. Incase of any daytime work parties, holiday luncheons, or that personal indulgent peppermint mocha or caramel macchiato, this will do you good. Include a travel toothbrush, a small pack of floss, and a travel size paste. Voila, now you’ve got a safety pack for that extra double chocolate brownie you were eyeing on the dessert table! Happy Holidays!

K E S L E E H O F E R A N D TAY L O R W I T T E N W Y L E R

Mountain Sky’s very own principal, Mr. Mason, is the recent recipient of the Economic Education Leadership Award presented by the Arizona Council on Economic Education. This past May, Mountain Sky received the exciting news that Mr. Mason had been nominated by parents and students and ultimately, had been selected as the winner of the prestigious award. The ceremony was held on November 4th, 2017. Mr. Mason was accompanied for the evening by 8th grader, Dylan Brandt; Dylan’s father, Mr. Brandt; and Mountain Sky’s Economics and Personal Finance Teacher, Mrs. Wright. During the ceremony, Dylan Brandt was able to help lead the quiz bowl portion of the ceremony. Dylan asked the same question that he had previously answered at the Mayor’s Challenge Economics Competition. The question he posed was, “What is it called when a profit is made from a sale of property or an investment?” The answer is “capital gains.” While being honored, Mr. Mason was able to deliver an inspiring speech at the ceremony. He spoke of how middle school was a point in a student’s life in which they found direction. He had a vision for the future regarding the Entrepreneurial Program. “He feels responsible to help put opportunities in front of students that test, inspire, and pull them to identifying who and what they want to become.” This is the second year of Mountain Sky’s Entrepreneurial Program and Mr. Mason has exciting plans for its future.

• Cosmetic Bonding • Inlays and Onlays • Porcelain Veneers • White Composite Fillings • Teeth Whitening / Bleaching

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New Patients only. Does not apply with insurance. Cannot be combine with any other offers. Expires 10/31/17

December 2017 | The Moon Valley Tattler | 602-765-0902

Time for Chiropractic WELLNESS IN MOTION BY DR. NICHOLAS WARNER It's a great time to visit your chiropractor, and a recent Gallup survey makes it clear: pain is a major issue for many people, and overwhelmingly, they would rather try nondrug pain-relief therapies such as chiropractic care versus pain-relieving medications. Well, they're in luck, because chiropractic offers the answer. According to the 2017 Gallup-Palmer College of Chiropractic Annual Study of Americans, pain is an ongoing issue for many Americans, particularly neck and back pain (two conditions commonly treated by chiropractors): "About one in four adults in the U.S. (27%) have seen a healthcare professional for significant neck or back pain in the last 12 months. More than half of those adults (54%) have had an ongoing problem with neck or back pain for five years or more." But medication is not the preferred option, particularly in light of the opioid epidemic: Nearly eight in 10 (78 percent) of Americans "prefer to try other ways to address their physical pain before they take pain medication prescribed by a doctor." And yet pain medications are still widely used: "Among those who have had ongoing neck or back pain for less than 12 months, seven in 10 have taken a nonsteroidal anti-inflammatory drug (NSAID), such as Advil®, aspirin or Aleve®, to manage the pain, and 45% have taken acetaminophen, such as Tylenol.®" So, let's sum up: Americans are in pain, don't want to take prescription pain medication, but often take over-the-counter pain medication. Sounds like it's time for chiropractic instead, especially in light of the fact that according to the survey, Americans perceive chiropractic as safer than both prescription and OTC medication and back surgery for neck / back pain. Don't risk the potential side effects of pain medication – drugs that only temporarily relieve the symptom (pain) – when your chiropractor can relieve your pain without drugs while addressing the root cause of your problem. It's time for chiropractic.

Another Year, Another Dollar

M O O N VA L L E Y M AG I C BY D E B B I E E R B S T O E S S E R This year went by too fast and with it were too many changes. The latest threat to our bottom line is taking away the right to claim deductions, and it really hits a nerve. The only thing we can still safely hang onto is the Az Tax Credit deal. It is in fact a deal and probably won’t last forever. Couples filing jointly can give $400 to a school and Singles can give $200. The beauty is that the money given now is returned in April, either in the form of a refund or taken off the top of what is owed. It’s free money! When our boys went on the 6th grade trip or the Heritage Music Festival with Mt. Sky to Disneyland, we used our tax credit to pay for the trips and then got the money back. They were virtually free. The high school sports programs require a $200 donation to play. We give football $200 and baseball the other $200. There isn’t anything left over to give the arts program which I staunchly support. Now that Jaden is about done at Thunderbird and we won’t be ‘required’ to give where he plays, we can support the arts with our tax credit donations next year. I will always support our neighborhood schools. They nurtured my children in wonderful ways. At Mt. Sky Jr. High, Perry Mason says at every promotion, “Once an eagle, always an eagle.” He had no idea that it pertained to me too. The school I began working at 5 years ago has an eagle for a mascot! I continue to give to Mt. Sky in small ways all year long. Besides supporting the schools our boys went to ‘just because’ there is the pride factor. At the parent meeting (CPA) recently, we learned from the Principal report that not only did Thunderbird get an ‘A’ rating, but we were 5th in the state–the top 4 were private or charter schools who don’t all play by the rules! We scored a 91% because of our proficiency, growth, population of ELL’s, College and Career Readiness, performing arts and sports, all while having a diverse community. Our local high school campus is more ‘real world’ than can be found on the campus of those four schools who scored above us. So if you don’t have a child or grandchild in an Arizona school to support, please consider supporting your local, neighborhood schools before December 31st. Your neighbors will benefit from it, the school as a whole will most definitely benefit and the teachers who work tirelessly to educate these kids will feel the love as well, all while you quietly get the money back again in four months.

Do you have aches & stiffness? I can help you. I combine the two powerful healing arts, Massage Therapy and Chiropractic Care, to achieve better, longer-lasting results.

GET RELIEF AND GET MOVING! by the work of an Artisan

Finding the knots in your muscles and working them out; getting your spine or shoulder to move freely without discomfort...it is an art.

My work is my art!

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863.4252

www.wellness-in-motion.com 14001 N. 7th St., Suite D-107 Phoenix, AZ 85002

Shadow Rock Silent Auction For 40 Years Shadow Rock Preschool has been nestled in the mountains and the end of 8th ave. This Moon Valley treasure has prepared thousands of preschoolers for school in a fun and nurturing environment. The Moon Valley community has been an active participant in the success of Shadow Rock’s preschool program. In November alone Shadow Rock had a vehicle day. The Phoenix Fire Department, Phoenix PD, Waste Management, and 98 KUPD provided vehicles. The preschoolers were able to explore each vehicle inside and out! Shadow Rock had a “Drive In” Movie night for 2 and 3 year olds. Each family decorated card board cars…. buses, The Bat Mobile, army tanks, jeeps, and Hello Kitty to name a few. The children enjoyed snacks and watched a fun movie. Parents also organized a PJ Breakfast for dinner party at Scramble as a fundraiser. It was great to see both past and present Shadow Rock families. Every year Shadow Rock hosts a silent auction. Moon Valley residents and local business donate auction items and attend this fabulous event. It is a delightful celebration of our community. This year’s auction committee is working hard to collect donations for the February 24th event at “The Newton”. The theme is casino night! There will be black jack, roulette, and craps tables as well as delicious food prepared by Sothern Rail Restaurant. If you would like to hear more about this event you can contact Tiffanie Murray at 602-647-0148.

We Teach Comfort & Confidence

SPLASH, PLAY & LEARN!

Our programs are internationally-recognized stop in and find out why!

BABY SPLASH 8 wks - 5 mos LITTLE SNAPPERS 6 mos - 35 mos GROUP LESSONS 6 mos - 12 yrs PHOENIX, RIVERVIEW & PEORIA HUBBARDSWIM.COM 602.971.4044

December 2017 | The Moon Valley Tattler | 602-765-0902

TOM NACK, DMD Dr. Nack is dedicated to providing you with the most modern and comprehensive approach to assessing your oral health. Dr. Nack served in the US Navy for over eight years including time served during Desert Storm. A native of Wisconsin, he has been an Arizona resident since 1994. He graduated from Arizona’s rst dental school, Arizona School of Dentistry and Oral Health, with top honors and advanced training. His talents allow him to provide you with any and all dental services – all at one convenient location.

602-702-5429

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NOW OPEN! @ 11AM December 2017 | The Moon Valley Tattler | 602-765-0902

EVERY DAY! till 2am

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December 2017 | The Moon Valley Tattler | 602-765-0902

NSAIDs for Back & Neck Pain? Not for me.

GENTLE, EFFECTIVE CHIROPRACTIC CARE DECOMPRESSION X-RAY PHYSICAL MEDICINE MODALITIES AND THERAPEUTIC PROCEDURES COLD LASER ELECTRICAL STIMULATION ULTRASOUND MASSAGE

BY D R . JA M E Y R E I CH OW, D.C . What is an NSAID? NSAID is an acronym for non-steroidal anti-inflammatory drugs. NSAIDs comprise a large class of drugs that can be over the counter or prescription. The NSAIDs most commonly used to treat back pain and neck pain are: Ibuprofen (e.g. brand names Advil, Motrin, Nuprin) Naproxen (e.g. brand names Aleve, Naprosyn) Aspirin (e.g. brand names Bayer, St. Joseph's) COX-2 inhibitors (e. g. brand name Celebrex) These products have demonstrated that they are effective for reducing pain, however, all of these products can have serious side effects. The Food and Drug Administration warns consumers that all over-the-counter pain relievers should be taken with care to avoid serious problems. In fact the FDA is proposing new labeling that will inform the consumer about two risks: the risk of liver toxicity from products containing acetaminophen, and the risk of GI bleeding from the use of products containing NSAIDs. Lets look at some other side effects. Side effects of NSAIDs NSAIDs are associated with several side effects. Common side effects are stomach pain, nausea, vomiting, diarrhea, constipation, decreased appetite, heartburn, rash, dizziness, headache, and drowsiness. NSAIDs may cause fluid retention, leading to edema and swelling of the feet. They can cause joint pain, muscle pain and weakness, easy bruising, persistent sore throat. Regular use of NSAIDs can be potentially fatal. The most serious side effects are kidney failure, liver failure, ulcers and prolonged bleeding. NSAIDs increase the risk of stomach and intestinal adverse reactions as in bleeding, ulcers, and perforation of the stomach or intestines. These events can occur at any time during treatment and without warning symptoms. Elderly patients are at greater risk for these adverse events. NSAIDs (except low dose aspirin) may increase the risk of potentially fatal heart attacks, stroke, and related conditions. This risk may increase with duration of use and in patients who have underlying risk factors for heart and blood vessel disease. NSAIDs should not be used for the treatment of pain resulting from coronary artery bypass graft surgery. Some individuals are allergic to NSAIDs and may develop shortness of breath when an NSAID is taken. People with asthma are at a higher risk for experiencing serious allergic reaction to NSAIDs. Individuals with a serious allergy to one NSAID are likely to experience a similar reaction to a different NSAID. Use of aspirin in children and teenagers with chickenpox or influenza has been associated with the development of Reye's syndrome. Aspirin should not be used in children and teenagers with suspected or confirmed chickenpox or influenza. Consuming NSAIDS will tax the kidney, liver; and have an effect on the GI tract despite the presence of side effects. Alternatives I’m excited to say that we now carry some all natural supplements that don’t have these harmful side effects. We have 3 new products that will serve us in pain relief, tissue repair, and inflammation. 1. Salizain is gentle on the stomach and effective for pain relief because it attacks pain by blocking both pain pathways to the brain. Salizain is an innovative combination formula that minimizes pain impulses from reaching the brain, providing pain relief in an all-natural, safe, and effective form. It contains white willow bark extract especially blended with cayenne, turmerica, ginger, with bromelain to aid in soft tissue damage repair. Recently, the American College of Physicians and the American Pain Society developed clinical guidelines for the treatment of low back pain. White willow bark was given the same rating as acetaminophen, NSAIDS, muscle relaxants, and opiates for treatment of acute low back pain. 2. Zymain helps repair tissue damage by increasing blood flow and drainage to damaged areas. Zymain quickly reduces injury inflammation. It is a three part combination supplement consisting of systemic proteolytic enzymes, nutrients and minerals that regulate the inflammation process and support soft tissue repair. Zymain is designed to provide a nutritional foundation to the healing response following trauma, optimizing injury rehabilitation. It contains vitamin C, manganese and zinc, which aid in biosynthesis of new collagen-depositing tissues and stimulate new cell growth within joints. 3. Pro-enz is another natural supplement that aids in pain reduction and reduce inflammation. This product is good for superficial and deep bruises, tendon, and ligament inury. It contains curcumin, ursolic acid, and bioflavanoids which reduce powerful pro-inflammatory enzymes and tissue damaging metalloproteinases. These products are available at Moon Valley Chiropractic. Please call or stop by if you have any questions concerning these products. To Health!! Dr. Jamey Reichow (Speak to your medical doctor before making any changes to prescription drugs)

Seventy-five dollars covers it ALL!

602-298-0292

HOURS: MON - FRI 8-12, 2-6:30 CLOSED TUESDAYS

LEA

SED

YOUR POINTE MOUNTAINSIDE SPECIALIST! Lived in & focused on Pointe Mountainside for 20+ years! Also serving all Moon Valley & other parts of Phoenix

ay! d to Call me

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11211 N Tatum Blvd • Suite #130 Phoenix, AZ 85028 johnshackleford@cox.net

JShackleford.com | 602-284-0499 134 E BECK LN — $168,000

! SOLD

Beautifully Remodeled townhome in Moon Valley. 2 Master Bedrooms/ 2 full baths/Loft. Great Room w/ 18’’x 18’’tile floors and Vaulted Ceilings. Fully remodeled in 2012! New paint & carpet. Remodeled Kitchen features Slab Granite counters, Breakfast Bar, Glasstop Stove, Brushed Nickel Fixtures and 18’’x 18’’tile. Both bathrooms granite & brushed nickel! Shutters on all windows! 2 Skylights!Private. Front Courtyard & Patio! 2 Car Carport. Community Pool & Heated Spa.Truly Move-In Ready!

1132 E VILLAGE CIRCLE DR N -- $331,500

! SOLD

WOW! - Beautiful REMODELED home in quiet corner of The Villages. Kitchen features New Composite Counters & Backsplash, S.S. Appliances, Brushed Nickel fixtures & 2 Pantries. Wood Look Laminate Flooring throughout! 2 Remodeled Bathrooms, Cozy Stone-faced FP. Diving Pool & Mtn Views! 4 BR/ 2 Bath. 2390 SF. Community Tennis Ct,

RIC EW P

! SOLD

14202 N 14TH ST - $459,800

Fully REPAINTED INSIDE & RE-PLUMBED! Stunning single level home on private CDS lot in Pointe Mountainside. Bright, open floorplan w/ soaring ceilings & warm wall tones throughout! Plantation shutters on all windows. Huge Kitchen w/ large Center Island, breakfast bar & tons of cabinets. Master Suite has 12’ceilings, plush carpet & walk-in closet. Full spa bathroom w/ his&hers vanities & soaking tub. Private grass backyard! 4 BR/ 2 Bath. 2832 SF.

14201 N 14TH PL — $429,000

New Price!! Stunning, fully Remodeled Home in Gated Community! Soft Contemporary feel. 4 large Bedrooms/3 Full Baths. 2342 SF. Amazing house backing to golf course with fantastic mountain & golf course views! Professionally decorated & artistic flourishes throughout!

2549 W WALATOWA ST — $650,000

Stunning, Contemporary style home perched on side of S. Mountain! Very Private! 5 Acre lot! Views in all directions! Open Great Room Floor Plan w/ 15 ft Hardwood ceilings and Hardwood floors! 3773 SF main floor. 2500 SF basement/playroom/Man Cave! 4 BR / 3 Baths / 4 car garage. Pool!

TO SEARCH for any other properties in Pointe Mountainside, Moon Valley or anywhere in the VALLEY, Just go to: JShackleford.com

December 2017 | The Moon Valley Tattler | 602-765-0902

Our Holiday Gift to You!

$25.00 off any night during Polar Express Nov 10- Jan 6, 2017 - Call for reservations

Take a Snow Day

comfy-cozy family-friendly With 6 uniquely decorated private cabins, your family can enjoy the frosted wonderland that is Williams in winter. Set off on a polar adventure, drink hot cocoa, and rest your heads at Trapperâ€™s.

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December 2017 | The Moon Valley Tattler | 602-765-0902

The New Refinance Movement BY TOM BO NE T TO, T HE LEND IN G COACH As housing values across the country continue to steadily increase, homeowners now have access to a much larger source of equity. Tapping into that home equity by refinancing is more of a possibility today and becoming very popular for many borrowers. With current mortgage rates still low and home equity on the rise, many think it’s a perfect time to refinance your mortgage to save not only on your overall monthly payments, but your overall interest costs as well. Homeowners now have options to do many things with the difference. Here’s what many are doing with that equity: • Purchase a 2nd Home or Investment Property (or a combination of both) • Home Improvement – upgrades to kitchen, roof, or pool • Consolidate higher interest debt • Eliminate Mortgage Insurance Benefits of Refinances Free Up Cash - A cash-out refi is a way to access money you already have in an illiquid asset to pay off big bills such as college tuition, medical expenses, new business funding or home improvements. 2nd Home or Investment Property - many borrowers are utilizing the value of the cash in their home to purchase rental properties that cash flow better then the monthly payments of the new loan. Improve your debt profile - Using a refinance to reduce or consolidate credit card debt is also a great reason for a cash-out refinance. We can look at the weighted average interest rate on a borrower’s credit cards and other liabilities to determine whether moving the debt to a mortgage will get them a lower rate. More stable rate - Many borrowers choose to do a cash-out refinance for home improvement projects because they want a steady interest rate instead of an adjustable rate that comes with home equity lines of credit, or HELOCs. Tax deductions - Unlike credit card interest, mortgage interest payments are tax deductible. That means a cash-out refinance could reduce your taxable income and land you a bigger tax refund. Reasons NOT to Refinance Terms and costs - While you may get a lower interest rate than your current mortgage, your cash-out refi rate will be higher than a regular rate-and-term refinance at market rate. Paperwork - Borrowers need to gather many of the same documents they did when they first got their home loan. Lenders will generally require the past 2 years of tax returns, past 2 years of W-2 forms, 30 days’ worth of pay stubs, and possibly more, depending on your situation. Enabling bad habits - If you’re doing a cash-out refinance to pay off credit card debt, you’re freeing up your credit limit. Avoid falling back into bad habits and running up your cards again. The Bottom Line A cash-out refinance can make sense if you can get a good interest rate on the new loan and have a good use for the money. But seeking a refinance to fund vacations or a new car isn’t a good idea, because you’ll have little to no return on your money. On the other hand, using the money to purchase a rental property, fund a home renovation or consolidate debt can rebuild the equity you’re taking out or help put you in a better financial position.

THE LENDING COACH Your Residential Mortgage Lender

It’s not often that you run across a true coach in the mortgage world. Moon Valley resident Tom Bonetto has been helping his customers & his players achieve the best for nearly 30 years. Let him help you ﬁnd the right home loan product to ﬁt your needs.

Call tom today: (480) 788-2658 Tom Bonetto

The Lending Coach www.lendingcoach.net NMLS #1431961 Licensed in AZ and CA (480) 788-2658

tom@lendingcoach.net

Holiday Tennis Camp Gold Key Racquet Club

Lights in the Day BY LEON, TRY ME BIC YCLE SHOP Riding bicycle is fun but also dangerous as often we are not seen because of our slim silhouette. Drivers are distracted with phones, texting, eating, and grooming. Even though Phoenix has great bicycle paths some bicyclists ride on sidewalks, cross streets, etc., adding to the danger. Also drivers “Get out of Jail Free” is simply “I didn’t see you”. So an answer to this very real problem is lights for the day. Lights that blink or strobe are more easily seen during the day. And Christmas is just around the corner. Lights, parts, new bicycles, old bicycles, and restoration of old bicycles make great and easy gifts for your loved ones. Shop now and enjoy the season. Have a Very Merry Christmas!!!

Tennis Camp Dec 26th through Jan 5th! Whether it is keeping your kids active over the Holiday break, or providing them with fun healthy activity while you work or prepare for the Holidays, the Gold Key Holiday Tennis Camp is the solution! Sign up today and make your Holiday Season a little less stressful! An Affordable and Flexible Program • We are here in the neighborhood! • Full Day & Half Day options • Advance player training available • Ages 5 on up • No tennis experience necessary • Rain or shine, the program is in session • More affordable than a sitter and they will be learning a skill!

Also Check O ut After Sc Our Junior A hool ca For Begin demy! ners up to Advanced players

Learn more and sign up online at: www.goldkeyracquetclub.com

Gold Key Racquet Club (602) 993-1900

12826 N. 3rd Street, Phoenix, AZ 85022 15

December 2017 | The Moon Valley Tattler | 602-765-0902

Diamondback Realty L.L.C.

Jeff Barker, ABR

REALTOR ® (480) 326-7857

jeffbarker1@cox.net www.jbazhomes.com 14301 N. 87th St. #106, Scottsdale AZ 85260

Rick Ritter Extra Mile Painting Company, offering exquisite and affordable, interior and exterior painting!

20% SEASONAL DISCOUNT

through the end of the year !

CALL JOE - (602) 521-2662

Bonded, Insured, Licensed ROC 299666! Excellent yelp reviews!

602.909.8592

RITCO TILE SPECIALISTS Measure Twice - Cut Once

Floors, Showers Walls, Countertops Tile, Granite, Marble & More

RickRitterTile@gmail.com Licensed and Bonded

CARPET CLEANING

Carpet, Upholstrey & Tile Cleaning

602.376.4498

CURTIS & MICHELE KLOEMPKEN Privately Owned and Operated Serving the Valley Since 1987 FULLY INSURED

azmwcarpetcleaning.com

GREATER AZ

HOME IMPROVEMENTS Licensed Contractor ROC #301944 | Bonded & Insured

Quality doesn’t cost you... it pays. Free Estimates Dependable Reasonable Professional 29 Years of Quality Work

HANDYMAN DAN HOME REPAIRS

FREE ESTIMATES 25 YEARS EXPERIENCE RELIABLE & HONEST

602-430-1717 HANDYMANDANAZ@GMAIL.COM

Home & Business Improvements Plumbing • Tile • Drywall Kitchen/Bathroom • Painting Int/Ext Remodeling • Repairs

Mike McAuley

Business Cell

(602) 971-2022 (602) 703-2175

December 2017 | The Moon Valley Tattler | 602-765-0902

MOON VALLEY CLASSIFIEDS ADULT CARE

Seablu Pool & Spa Services A full service Co. Weekly maintenance, repairs, system inspection. Free estimates, phone 602.614.3418. A woman owned business, bonded and Insured. www. seablu.com. Moon Valley’s Preferred Pool Service.

Best Care Home of Moon Valley A State Licensed Home established in1996 is owned and operated by a Registered Nurse. Accepts all levels of care. For more information, please call Tess Baylon BSN,RN at 602-548-1082.

Need a Caregiver? We provide in-home care giving services with love and compassion. Call Life’s Blessings for a free consultation at 602.466.3005.

LESSONS & TUTORING

HOME IMPROVEMENT

Acoustic (popcorn) Ceilings Removed All types of texturing and drywall repairs. Furnished homes our specialty. Since 1979. Free Estimates. ROC#192644. Call Mike 623582-4325 Garage Doors AYS, “At Your Service” Garage Door. ROC-272744, BBB A+, Service, Repair or Install Save $20 w/ ad Call 602-375-3667

PIANO LESSONS-first 2 lessons free Adults/Children Positive, patient instruction. Making music understandable and fun. Feel accomplished, motivated, enjoy playing. Lots of variety. Experienced Educator/ Pianist 28 years. www.PianoKeysToMusic.com Established MVbusiness Valerie Thomas 602-971- 0089

Leah Weber

Publication Coordinator

FOR SALE

CLEANING SERVICES

Yard Sale 1128 E Rowlands Lane Phoenix 85022 Dec 8 - Dec 9 9am - 3 pm Furniture, twin bed, Upright freezer, Clothing, Household items, Stocking stuffers and more

Professional, but Personal. Cleaning fine homes since 1982. Also, house and pet sitting. Vince or Cheryl 623-694-3747 or 623-694-1695

LANDSCAPING & POOL

13236 N. 7th St., #4304 • Phoenix, AZ 85022 P | 602.765.0902 • F | 602.765.3225 • E | info@mvtattler.com

SPLISH SPLASH POOL SERVICE & REPAIR Swimming Pool Service since 1984. We can take care of ALL your pool needs. Call to schedule an appointment 623-581- 3111. Sign up online. www.splishsplashpools.com

602.765.0902

H E RE!

Tree Trimming Palms, hard-woods, shrubs Removal, hauling, landscaping. Free estimates, reasonable rates. Call Mike, MJA Tree Service. 602-493-0733

Distribution Information The Moon Valley Tattler is distributed monthly free of charge. Readership is 50,000. The paper is hand-delivered to Moon Valley area homes from Bell Road on the north, south through “The Pointe” community to Peoria, east to Cave Creek Road and or 32nd Street, and west to 19th Avenue. Additional copies are distributed at rack locations. Mail subscriptions are available for $25.00 per year. Content in full or part may not be reproduced without the written consent of the publisher. Opinions expressed by contributors are not necessarily the opinions of the publisher and do not constitute an endorsement of products or services. Publication of an ad does not constitute an endorsement. Business profiles are based

on information supplied from advertisers. Readers are urged to verify. Articles and photographs can be submitted for use in future issues. Please submit a SASE if return is necessary. The publisher reserves the right to reject any advertisement or letter to the editor that is not in keeping with the standards of the publication. The publication’s name is copyrighted by: THE MOON VALLEY TATTLER, LLC Publisher: Dawn M. Trapp Publication Coordinator: Leah Weber Art Director: Hana Ruzsa Staff Writer: Susan Mercer Hinrichs info@mvtattler.com www.moonvalleytattler.com

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December 2017 | The Moon Valley Tattler | 602-765-0902

Talking to Your Family About Your Estate Plan B Y L I B B Y B A N K S , T H E L AW O F F I C E O F L I B B Y B A N K S , P L L C As the holidays arrive, our thoughts often turn to the time we will get to spend with family, and the many things we will get to talk about with them. One of the most important conversations we can have the family is about our wishes and our estate planning. Talking about the estate plan lets your family know what you are planning and makes them a part of it before they need to step in. It helps them understand that the estate plan you have in place – or that you plan to put in place will make it so much easier on them if you become incapacitated and when you are no longer here. If you haven’t completed your estate planning, or you intend to make a change to what you have, one of the family discussions may be about who you will pick to take care of your estate if you can’t or upon your demise. For parents with minor children, it also includes the discussion of who will be the guardians for your children. As prepare for these important discussions, here are a few things to keep in mind. Look for these qualities in your executor (personal representative) or Trustee: Integrity and loyalty. For me, this is the most important quality. You don’t want a personal representative or trustee who will mishandle the assets or use them for their own benefit. It is essential to select someone you trust implicitly. General business competence and willingness to seek assistance. You might think you need someone with investment savvy to be your personal representative or trustee. What you really need is someone who is willing to seek out and listen to good counsel and advice, and someone with the capacity to discern between good and bad advice. Your personal representative or trustee’s understanding of business and financial matters and his ability to find a good investment advisor is more important than his (perceived) ability to pick winning stocks. Knowledge of your assets and/or business interests. Are you comfortable that the personal representative or trustee knows what you have and how you oper-

Hey want to hear something funny?

ate? Do they understand your business or how to handle the assets you own? If not, that person may not be the best choice for your successor trustee. When selecting your children’s guardians and the people who will manage money for them, pick someone who: Is sensitive to and understanding of your beneficiaries’ needs and circumstances. This factor is one that often keeps a client from appointing a bank, trust company or fiduciary as trustee. A family member may be a better choice for many people, simply because they will be more responsive to a beneficiary’s requests. Where there are substantial assets in a trust, however, a good compromise might be a family member and a trust company serving as cotrustees. Has similar values and attitudes about money. It’s important for a guardian and trustee to understand what you want for your beneficiaries in the way of distributions, access to the assets, and opportunities to manage the assets themselves. If your values and those of your guardians and trustees are too incongruent, your beneficiaries may not be treated the way you want. If learning to work hard and make your own way is important to you, don’t pick a guardian or trustee that wants to pay for everything for a child. If you want a beneficiary to have the opportunity to learn how to manage the trust assets, pick a trustee who is willing to teach the beneficiary and have them involved in decision-making. Last, but not least make sure whoever you designate as guardian, personal representative or trustee is willing and able to serve. Show your family your love by getting your estate plan in place. Discuss those issues with them over the holidays and make a plan to move forward. You can call my office for a complimentary initial consultation at 602-375-6752, email me at Libby@libbybanks.com or check out my website at http://libbybanks.com.

DO YOU NEED A WILL OR TRUST? Do you have a minor child who may need a guardian? Do you want to avoid probate and pay the least amount of taxes possible?

• Shows every weekend • Affordable tickets • Full menu • No drink minimum • Plenty of free parking • Comedy classes • Holiday parties

NOW OPEN at WESTGATE! 101 & Glendale Ave.

(located on the 2nd floor above Whiskey Rose)

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December 2017 | The Moon Valley Tattler | 602-765-0902

Holiday Preparedness Tips

Cancer Support

B Y C O U N C I LW O M A N D E B R A S TA R K

BY DEBBIE DICARLO

Festive celebrations, flickering lights and winter greens are hallmarks of the holiday season, but they also present fire risks that can quickly turn this festive time of year into a devastating one. Carefully decorating your home can help make your holidays safer. Between 2009-2014, U.S. fire departments responded to an average of 210 home fires that started with Christmas trees per year. U.S. fire departments responded to an estimated average of 860 home structure fires per year that began with decorations, excluding Christmas trees. Below are some tips to make this year a little safer for everyone. Preparedness Tips Place Christmas trees, candles, and other holiday decorations at least three feet away from heat sources like fireplaces, portable heaters, radiators, heat vents and candles. Purchase flame retardant metallic or artificial trees. If you purchase a real tree, make sure that it has fresh, green needles that aren’t easily broken. Keep live trees as moist as possible by giving them plenty of water. Make sure that light strings and other holiday decorations are in good condition. Do not use anything with frayed electrical cords and always follow the manufacturer’s instructions. Always unplug tree and holiday lights before leaving home or going to bed. Never use lit candles to decorate a tree. Always extinguish candles before leaving the room or going to bed. Use only sturdy tree stands designed not to tip over. Keep curious pets and children away from Christmas trees. Keep anything that can catch on fire—pot holders, oven mitts, wooden utensils, paper or plastic bags, food packaging, and towels or curtains—away from your stove top. Designate one person to walk around your home to make sure that all candles and smoking materials are properly extinguished after guests leave. Smoke alarms save lives. Install a smoke alarm near your kitchen, on each level of your home, near sleeping areas, and inside and outside bedrooms if you sleep with doors closed. Use the test button to check it each month. Replace all batteries at least once a year. Respectfully, Debra Stark, Councilwoman City of Phoenix, Council District 3 #phxD3 602-262-7441 council.district.3@phoenix.gov phoenix.gov/district3

Cancer is a scary and devastating word for any family to hear. Emotions of fear, isolation, and loneliness often accompany a cancer diagnosis. BUT, there is a nonprofit in our community that has provided a safe and warm alternative. For 18 years, Cancer Support Community AZ has provided free, professional, therapeutic support, offers classes that build connections between mind, body and spirit and creates a space to ‘be community,’ which includes laughter, tears, and fellowship – often without the word cancer ever entering the space. A person is not their cancer and too often we forget this. Dr. David Paul, an Oncologist at Palo Verde Cancer Specialists and local Moon Valley resident shares the critical importance that the non-profit CSCAZ provides. “I love how The Cancer Support Community fills in so many gaps that we can't provide in a standard Medical Oncology practice. They are responding to the needs of the whole person and the families facing one of life's most difficult challenges. The creativity and energy fueling their programs is a wonderful asset in our community.” Steve Harris, also local Moon Valley resident and a member of the Cancer Support Community AZ Board of Directors, shares that CSCAZ is a wonderful organization that helps support families in so many ways that are dealing with cancer. I received support as a care giver that helped me and my family through a difficult time. I have the pleasure of giving back to CSCAZ and the Community by serving on the Board and hoping to reach more families as they deal with cancer. As CEO of Cancer Support Community, I wish each of you the blessings of community and belonging. I invite you to visit Cancer Support Community AZ whether you are currently impacted by cancer, are a survivor, would like to volunteer and share your gifts or would like to help support and share your treasure. You are welcomed and needed! We’re a 501(c)3 organization eligible for Arizona Tax Credit dollars. To support and learn more, visit www.cscaz.org Debbie DiCarlo, Moon Valley resident and CEO of Cancer Support Community Arizona

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December 2017 | The Moon Valley Tattler | 602-765-0902 Sharon #1 Residential Agent 2015 Phoenix & Top 1% Companywide

SHARON HELLAND

Associate Broker, Berkshire Hathaway HomeServices Arizona Properties

MOON VALLEY AGENT

President’s Roundtable Lifetime Member, Presidents’ Club, Chairman's Club, Lyon’s Pride, Lyon’s Elite, 10+ Million

cell: 602-510-2468 email: azhelland@aol.com

PATTY SCHMID

REALTOR ®, Berkshire Hathaway HomeServices Arizona Properties

cell: 480-889-4449 email: patty@theschmidgroup.com www.AccessMoonValley.com Berkshire Hathaway HomeServices Arizona Properties 3200 E Camelback Rd #103, Phoenix, AZ 85018 Office: 602-288-4400 Fax: 602-288-3955

NEW LISTING—SOLD IN 6 DAYS!

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READ SHARON & PATTY’S ARTICLE INSIDE! SOLD!

971 W Moon Valley Dr—$490,000

914 E Osborn Rd, #212—259,600

AVAILABLE SOON FOR LEASE

SOLD! —7TH AVE & UNION HILLS

1002 E Grandview Rd—$317,000

1227 E Grandview Rd—$1,800/mo PATTY & SHARON’S LISTINGS! NEW LISTING – SOLD IN 6 DAYS! MOON VALLEY OVERSIZED GOLF LOT! Wonderful home on Moon Valley Golf course on 7th & 8th Fairways with 29,332 sq. ft (over ½ acre lot) with Views of Shaw Butte, Phoenix Mountain Preserve! Meticulously maintained for the last 40 years by same owner! 2885 sq. ft with room to add on to! This lovely home has a Formal living and Dining rooms, Family room with fireplace, 4 bedrooms, 1 split for office off kitchen, Eat in Kitchen, inside laundry. This is the best Golf lot with views in Moon Valley!! Call Patty or Sharon for more information and listing information. 971 W Moon Valley Dr $490,000 – SOLD! MOON VALLEY RENTAL AVAILABLE SOON! Moon Valley Canyon area great single family home, freshly painted interior & exterior, vaulted ceilings, Great room with fireplace, granite slab counters, Refrigerator, laundry room inside, remodeled baths, quiet street and 2 car garage. – 3 bed-room/2 bath/2 car garage. Great Room home light and bright on quiet street! Mountain Views. 1227 E Grandview Road $1800 per month! REAL URBAN LOFT LIVING – 914 E OSBORN RD, #212, PHOENIX, AZ - Concrete floors, exposed ductwork and mechanicals, metal railings, and metal staircase. Plus, two side-by-side secure parking spaces, two private balconies, private laundry, SS kitchen appliances, two-story DR, and bonus space on the upper level. Artisan Lofts is an award-winning project featuring 36 units, secure parking, a pool, fitness corner, a roof-top lounge and a great location. 914 E Osborn Rd, #212, Phoenix, AZ 85014 - $259,600 MOON VALLEY - SOLD! $220,000 7TH AVE & UNION HILLS! Great home, Great price, shows very well! What a darling perfect little home! This home lives large 3 bedroom & 2.5 bathrooms with nice architectural aspects, vaulted ceilings in Living room, high windows. Kitchen open to small family room w/ Arcadia doors to back patio. Kitchen stainless refrigerator conveys, stove & built in microwave, breakfast bar, dining area & powder room downstairs, 3 good sized bedrooms, 2 w/triple door closets, Master bed-room even has a newer jetted tub/ shower and nice walk in closet! These sell very quickly, Owner loved living there feels it is quiet safe neighbor-hood, with nice Community pool one way in one way out, loves the light from all the windows! 3 yr old AC & 2010 new roof! Front yard is taken care of from HOA!! 18632 N 4th Avenue SOLD $220,000 MOON VALLEY - SOLD! Single family home with 1827 sq. ft, Formal Living and Dining + family room with fireplace, 3 bedroom and 2 full baths, inside laundry room, hardwood floors, remodeled baths. Wonderful backyard with pebble Tec pool, large covered patio and additional seating areas, grassy area, built in shed, plus additional shed for storage. Shows immaculate! 1002 E Grandview Road SOLD -$317,000

Sellers, It Is Time To List ! Search the Entire MLS Like Sharon & Patty Do!

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Thinking of Selling Or Buying?

Listing Services: • Showcased Listings on Zillow premier preferred Agent – 86% reaching buyers • AccessMoonValley.com • 25 Years Experience • 5 minute return phone calls • Complete Listing - Presentation binder for your home, for buyers to review. Brochures, comparable homes, maps, plat & info on schools, businesses, churches in the neighborhood! • *360 Virtual Home Tour* on all listings– Buyers can view 24 hours a day on 3 Websites! Computer literate Agent with latest listing techniques for you! Www.accessMoonvalley.com and www.AccessAZhomes.com, go to any MLS listed & see a virtual tour! • Education and Communication • Free Home Warranty During Your Listing Period! • Color Brochures • Flyer Goes up Immediately • Extensive Advertising for 8 weeks • Associate Broker License

18632 N 4th Ave—$220,000 MOON VALLEY $100,000-$3 MILLION ACTIVE HOMES ON MARKET: 102 AVERAGE SQ FT: 2,922 LIST AVE= 525,415

PRICE PER SQ FT=

176.70

DAYS ON MARKET= 96

$100,000-$3 MILLION CURRENT SALES IN ESCROW (PENDING): 17

AVE SQ FT: 2,166 LIST AVE= 355,779 PRICE PER SQ FT= 167.16 DAYS ON MARKET= 80 $100,000-$3 MILLION CURRENT SALES : 43 — AVERAGE SQ FT: 2,353 LIST AVE= 389,412 PRICE PER SQ FT= 168.18

Sold: MOON VALLEY

DAYS ON MARKET= 88

Sold: MOON VALLEY

Address...…………......…....SqFt……..…SP

13002 N 3RD ST

2,568

300,000

302 E DEEPDALE RD

3,432

580,000

224 E EUGIE AVE

1,924

318,000

1004 W BEVERLY LN

1,736

255,000

1031 W INDIAN HILLS PL

2,161

388,000

14023 N 8TH PL

2,212

332,500

1256 E VOLTAIRE AVE

2,697

432,000

15861 N 15TH ST

1,852

370,000

14212 N PIPING ROCK CT

2,182

475,000

1548 E ESTRID AVE

3,940

557,625

1944 E SEMINOLE DR

3,718

525,000

117 W Braeburn DR

3,345

375,000

13825 N 16TH WAY

4,120

845,000

1945 E KAREN DR

1,659

279,999

15041 N 6TH ST

1,752

376,000

13238 N 7TH DR

2,616

310,000

1315 E WINGED FOOT RD

1,757

300,000

14252 N 21ST ST

1,650

282,000

13846 N 20TH ST

2,222

340,000

727 E Boca Raton RD

1,640

302,677

118 E WALTANN LN

2,428

464,500

1925 E BECK LN

2,858

460,000

724 E COUNTRY GABLES DR

1,690

269,000

1132 E VILLAGE CIRCLE DR N

2,390

320,900

16428 N 1ST DR

1,736

278,000

534 E WINGED FOOT RD

2,100

290,000

16009 N 9TH PL

1,329

270,000

125 E SHARON AVE

1,526

299,000

15841 N 11TH AVE

2,494

330,000

1807 E LUDLOW DR

2,345

370,000

512 W TAM OSHANTER DR

2,875

445,000

801 W PORT ROYALE LN

1,880

380,000

971 W MOON VALLEY DR

2,885

490,000

901 W Port Au Prince LN

1,661

289,000

1321 E WINGED FOOT RD

1,757

295,000

16036 N 11TH AVE 1135

1,619

255,000

1909 E REDFIELD RD

1,851

297,000

13205 N 13TH LN

2,124

324,700

11 E BOCA RATON RD

1,887

300,000

412 E BROOK HOLLOW DR

2,300

360,000

1917 E HILLERY DR

5,298

700,000

1058 E TIERRA BUENA LN

3,110

535,000

13815 N 19TH ST

1,851

295,000

THE POINTE TAPATIO ACTIVE HOMES ON MARKET: 9 AVERAGE SQ FT: 1,953 LIST AVE= 346,867

PRICE PER SQ FT=

Sold: 2 AVERAGE SQ FT: 2,135 PRICE PER SQ FT= 175.08

182.16

DAYS ON MARKET= 61

AVE LIST PRICE: 365,000 DAYS ON MAKET= 352

SOLD Address.………………………………………………….SQ Ft……………..PRICE 11025 N 10TH ST

2,477

368,000

10805 N 11TH ST

1,793

352,000

*Sales from MLS statistics & includes all participation brokerage firms.

“Why 20 would you list or buy with anyone else?” 24 hour voicemail & cell phone 602-510-2468 or 480-889-4449!

December 2017 | The Moon Valley Tattler | 602-765-0902

SWEEPING TAX PLAN IMPACTS HOME OWNERSHIP B Y PAT T Y S C H M I D A N D S H A R O N H E L L A N D Interestingly, Forbes published their 2017 list of Americas’ richest 400 people at the same time the U.S. House of Representatives and U.S. Senate commenced debate on a sweeping tax plan to lower corporate taxes. It looks like, 2017 was another great year for corporate billionaires. In fact, 169 billionaires didn’t have enough wealth to make the Forbes 400 List, as we learned it now takes $2 B to join the exclusive list of 400, up from $1.7 B the year before. Just in case you didn’t read the list, the number one billionaire on the list is Bill Gates ($89.0 B), followed by Jeff Bezos ($81.5 B), Warren Buffet ($78.0 B), Mark Zuckerberg ($15.5 B), and then the other 565 billionaires. The U.S. House of Representatives and U.S. Senate plan to cut corporate taxes by changing U.S. housing policy and the entire tax structure for middle class home owners. Sure, they plan to reduce the number of tax brackets and increase the standard deduction, but they also plan to eliminate the personal exemption; eliminate or reduce the amount of state income taxes and local real estate taxes allowed in itemized deductions; reduce mortgage interest deductions on a primary residence (maximum of $500K loan); eliminate mortgage interest deductions on second, or vacation homes; and increase capital gains rates on the sale of a personal residence (means testing). We all know, home owners represent the middle class in America. In fact, in America, being in the middle class is often defined by home ownership. Now, home ownership in under threat. In fact, the new tax plan will no longer highlight home ownership. Rather, it highlights investment real estate ownership for the wealthy and renting for the middle class. Gene Sperling, former director of the National Economic Council and Assistant to the President for Economic Policy in The White House, says “There is no evidence to suggest this plan as a whole will be positive for middle-income workers and much to suggest that when this is complete, it will be a significant net negative.” Sarah Carlson, Senior Vice President, Moody’s Investors Service, reported “The tax cuts are unlikely to be offset by equivalent spending reductions, which could cause the federal budget deficit and debt to grow. It is unlikely that the increased taxable income from higher growth will compensate for the proposed cuts in tax rates.” Granger MacDonald, chairman of the National Association of Home Builders, says “The tax reform plan abandons middle-class taxpayers in favor of high-income

Americans and wealthy corporations. The bill eviscerates existing housing tax benefits by drastically reducing the number of home owners who can take advantage of mortgage interest and property tax incentives.” The proposed changes to the tax code are likely to reduce buyer demand for expensive homes, large homes, second homes, and vacation homes, primarily due to limits or prohibitions on mortgage interest deductibility. Second, changes to the treatment of residential capital gains will also reduce buyer demand for all homes. Finally, the destructive transformation of national housing policy, away from home ownership, could simply influence the attitudes and values of American’s to rent rather than own a home. Rather than promote the equity build up and wealth accumulation that home ownership provides the middle class, the next generations of Americans will rent, providing equity build up and wealth accumulation to the investor class. So, for a corporate tax cut, the rate of home ownership will decline and the value of home ownership will erode. What about those 569 American billionaires we started with? In addition to reducing the number of tax brackets, the tax proposal doubles the limit on the estate tax to $10,000,000 ($10 M) and then phases it out, all together, after six years. The bottom line, their wealth will continue to grow.

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December 2017 | The Moon Valley Tattler | 602-765-0902

Moon Valley Resident to Lead Marketing Efforts for Civitan Foundation BY BO L ARSEN Marketing and communications veteran joins organization dedicated to enhancing the lives and expanding opportunities available to individuals with developmental disabilities. Civitan Foundation, Inc., a not-forprofit organization which provides multiple programs and services to meet the needs of children and adults who are developmentally disabled, recently hired Moon Valley resident Bo Larsen as their new director of marketing and business development. Larsen, who most recently was the director of marketing and communications for the City of Peoria, brings nearly 30-years of experience in public relations to this new role. “This is an incredible opportunity for me to make a difference by raising the awareness of Civitan and the services we provide,” said Larsen. “I’ve worked for wonderful organizations in the Valley, but now I am at the stage of my career where I am fortunate to be working for a community.” Civitan started in Arizona with Camp Civitan in 1968. Located in Williams, Camp Civitan is a 15-acre wheelchair accessible facility for developmentally disabled children and adults. The camp offers week-long camp sessions throughout the summer and weekend adventures once a month during the rest of the year. Today, The Civitan Foundation includes the Civitan Village, resale stores Flerish Resale and Design and Civitan on 66 in Williams, respite and recreation services, home and community-based services, pre-vocational education and employment services, and more. “Bo had been a board member of Civitan for nearly five years,” said Civitan Foundation CEO Dawn Trapp. “His passion for the organization and our members grew to the point where he wanted to make this his career. We are so fortunate to have someone with his experience and contacts on our team as we move into the next 50 years.”

The Civitan Foundation, which employs nearly 200 qualified staff and has more than 100 volunteers, is a multi-faceted enterprise which offers countless programs and services to individuals with developmental disabilities throughout the state of Arizona. More than 1,000 families receive services through the Foundation. Programs offered through the Civitan Village provide members with day treatment programs where participants have opportunities to learn something new every day within six daily classes. These class rotations include Culinary, Art, Yoga/Movement, Goals, Theater, and Media. These programs are designed to promote creativity and help foster healthy, long-lasting relationships in a way that members know they are valued and accepted. In addition to the programs provided at the Village location, Civitan provides home and community-based services (HCBS), as well. The program delivers individualized services to families and caregivers with loved ones with special needs living at home. These services may include respite services designed for the short-term temporary care of clients, which allows an opportunity for parents or caregivers to take a break from the everyday routine of raising a child with special needs. Other HCBS services include habilitation services, where one-on-one care is designed to teach and improve an individual’s daily living, social, motor skills, communication, and memory and organization skills. Another service provided is attendant care. This program provides direct physical assistance to an individual that is unable to perform common day-to-day tasks themselves. Civitan is committed to providing the highest level of vocational skills, matched to each participant’s individual goals and aspirations. Through this program, members receive a comprehensive vocational skill evaluation, training, and education process. The Civitan Foundation seeks partnerships within the community to further each individual participant’s advancement opportunities. A structured program is designed with goals to best meet the participant’s fundamental desire to showcase their talents while earning fair compensation for the skills they have achieved. Continued on page 26

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Half Page Program(5.5”x4.25”) December 2017 | The Moon Valley Tattler | 602-765-0902

Can You Afford to Retire Early?

Timing counts when it comes to your social security benefit Social Security can be one of your most valuable retirement assets. The decision of when you start taking your benefit impacts how much you’ll receive.

BY KYLE M. KISER, FINANCIAL ADVISOR

IRT-7557B-A

Some people dream of retiring early. Are you one of them? If so, you’ll need to plan ahead – because a successful early retirement can’t be achieved Call or visit today, and learn how your decision through lastminute moves. impacts your overall retirement income strategy. So, if you’re determined to retire early, consider taking the following steps: • Pick a date. Early retirement means different things to different people. Final decisions about Social Security filing strategies always rest But it’s important to pick an exact age, whether it is 60, 62, 64, or whatever, so with you and should always be based on your specific needs and health considerations. For more information, visit the Social you can build an appropriate retirement income strategy. Security Administration website at www.socialsecurity.gov. • Think about your retirement lifestyle. You may know that you want to retire early – but have you thought about what you want to do with your newKyle M Kiser found time? Will you simply stay close to home and pursue your hobbies? Do www.edwardjones.com Financial Advisor you dream of spending two months each winter on a tropical island? Or are . Member SIPC 13236 N 7th St Suite 6 you thinking of opening your own small business or doing some consulting? Phoenix, AZ 85022 Different retirement lifestyles can have vastly different price tags. 602-866-6309 Once you’ve envisioned your future, you can develop a saving and investment plan to help you get there. • Boost contributions to your retirement plans. If you want to retire early, you may well need to accelerate your contributions to your retirement accounts, such as your IRA and your 401(k) or other employersponsored plan. You may need to cut back in other areas of your life to maximize the amounts you put into your retirement plans, but this sacrifice may be worth it to you. • Invest for growth. Your investment strategy essentially should be based on three key B Y T O M S E R T I C H , K I R K D E V E L O P M E N T C O M PA N Y factors: your goals, risk tolerance and time horizon. When you change any one of these variables, it will affect the others. So, if you shorten your time horizon by retiring early, One of the reasons we live in Arizona is our beautiful weather. With the you may well need to reconsider your risk tolerance. Specifically, you may need to accept current temperatures we can take advantage of the weather by spending as a somewhat higher level of investment risk so you can invest for greater growth potential. much time outdoors as possible. • Keep a lid on your debt load. It’s easier said than done, but try to manage your debt On weekends we want to enjoy our backyards by spending time with load as tightly as possible. The lower your monthly debt payments, the more you can confamily and friends. What better way to enjoy the weekends than by having tribute to your retirement plans. a BBQ in the backyard. Moving the cooking to the outdoors gives you a Life is unpredictable. Even if you take all the steps described above, you may still fall more relaxing atmosphere and generally an easier cleanup., short of your goal of retiring early. While this may be somewhat disappointing, you might Moving the kitchen to the backyard is a little involve depending on the find that adding just a few more years of work can be beneficial to building resources for specific design you are looking for. Outdoor kitchens can include the BBQ, your chosen retirement lifestyle. For one thing, you can continue contributing to your IRA under counter refrigerator, sink, smokers and side burner. If you want to and your 401(k) or similar employer-sponsored plan. turn the area into a complete “outdoor experience” a fireplace or fire pit is Plus, if you’re still working, you may be able to afford delaying your Social Security a great idea. Outdoor pizza ovens can add yet another dimension to your payments until you’re closer to your “normal” retirement age, which, as defined by the outdoor kitchen. The whole family can get involved with preparing the Social Security Administration, likely will be 66 or 67. The longer you put off taking these pizza. There's nothing more satisfying than cooking on an outdoor fire to benefits, the bigger your monthly checks, although they will max out once you reach 70. give you peace And even if you are not able to retire early, some of the moves you took to reach that If you are looking for ideas on how you can take advantage of space in goal – such as contributing as much as you could afford to your IRA and 401(k), controlyour own back yard, there are dozens of books and magazines to pick from. ling your debts, and so on – may pay off for you during your retirement – whenever it Let your imagination go wild and create a hide-a-way all your own or a begins. place for the whole family to enjoy. Kyle M. Kiser, Financial Advisor - Kyle.Kiser@edwardjones.com | 602.866.6309 Start planning now and see how easy it is to enjoy the Arizona Lifestyle! 13236 N 7th St, Suite 6, Phoenix, AZ 85022 Contact Kirk Development 602 944-3658 for a free estimate. This article was written by Edward Jones for use by your local Edward Jones Financial

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December 2017 | The Moon Valley Tattler | 602-765-0902

A Piggy Back Ride THE WRITE STUFF BY GERRY JOHNSON Remember the good old days when there was a proliferation of mortgage products available. Remember Sub Prime, which is now called the politically correct “NonPrime.” Remember the NINA loans (no income, no asset). How about teaser rates and negative amortization? Dodd-Frank did a number on those loans, or at least on the way they were being administered. Now we have ATR or ability to repay. Underwriters now have to actually look at bank statements and tax returns. Mortgages now have to be made in a responsible manner. All that having been said the mortgage market is loosening up a bit. Every day I get Email ads offering “Non-Prime” loans, Non QM, loans to people out of foreclosure by 1 day. The difference is that these loans now have to make sense. They are not available to everyone. I ran across a loan the other day, that while not necessarily a Sub Prime loan, wasn’t available a few years ago. It’s called a “Piggyback” loan. This mortgage makes a lot of sense to me under the right circumstances. This is the way it works. You qualify for an 80% conventional mortgage, use 10% down of your own money combined with a 10% second mortgage. The advantage is that you eliminate costly Mortgage Insurance premiums. The combined payments on the first and second mortgages are substantially less than the payments on the first plus the MIP. I’ve never read this anywhere and I’m not quoting anybody that I know of, but to me, MIP is just a tax on not having enough down. You can get a FHA loan with just 3.5% down which carries a lower interest rate. But on top of the loan they tack an Up-Front Mortgage Insurance Premium of 1.75%. In addition there is a monthly MI premium for the life of the contract. The payment on the 96.5% loan plus the UFMIP combined with the MIP is not cheap. Conventional mortgages are available with just 5% down. Again, Mortgage Insurance is required. It is not as costly as FHA MI, but the payment on a 95% loan plus MI is still more than the combined cost of the “piggyback” loan. Here is the play as I see it. Each lender has different guidelines, but the key here is having a decent FICO and 10% down. (Some lenders may allow a portion of the down-payment to come from gift funds). Using the Piggyback scenario, get the first and second. The combined payments will be less than the payments on the first two scenarios. Accelerate the payback on the second and in just a few years you will have only the payment on the conventional first mortgage. At this time, you will have a great equity position and you may want to consider refinancing to a 15-year conventional mortgage. My advice is to get with a trusted independent mortgage banker and do the math based upon your needs. The big banks may have little or no options, but an independent mortgage banker has lots of options and sources. Let them tailor a loan for you.

Considering buying a home or refinancing your mortgage?

Moon Valley resident since 1974

Gerry Johnson Senior Loan Officer

Residential and Reverse Mortgages

602.390.6422

gjohnson@peoplesmortgage.com

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DESIGN SOLUTIONS BY ROBERT ALAN MINOR Wishing you and your family a fantastic Holiday Season and a bright New Year! Every year at Christmas time There’s not a sign of snow. Instead we spend our yuletide days In the sun’s warm cheery glow. We have the best of Christmas things, The lights, the gifts, the bells, (And “snowbirds who arrive en masse To fill our valley hotels.) The glorious weather fits right in With our happy Christmas mood, And we can also walk and run Without having to be snow shoed. So don’t feel bad for Phoenix friends Who have no snow or ice. We think our sunny Christmas here Is a holiday paradise!

Merry Christmas, Happy Hanukkah and Festive Holidays from Robert Alan Minor & the team at Interior Resources. Thank you for your continued support, consideration, and fun design projects! Interior & architectural designer Robert Alan Minor of Interior Resources has been designing and remodeling residential and commercial projects since 1978. He lives and works in Moon Valley, where he can be reached by email at robertalanminor@aol.com, and by phone at 602-298-8038.

December 2017 | The Moon Valley Tattler | 602-765-0902

Time of Reflection BY D R . PAU L S TA N T O N , S U P E R I N T E N D E N T, W E S D Hello, again! I’m Dr. Paul Stanton, the proud Superintendent of the Washington Elementary School District. Time of Reflection The holidays are upon us and it gives a chance to pause and think about what we are thankful for. First, I am thankful for you, our WESD neighbors and friends. We appreciate your support of the District and your neighborhood school. We hope that you are proud of what you see happening and that you’re sharing this great news with your friends and neighbors. If you wish to learn more about what is happening in the WESD, please follow us on Facebook, Twitter, Instagram and LinkedIn. The WESD is fortunate to have great educators and support staff who work hard each and every day. Perry Mason, the principal at Mountain Sky Junior High, is just one example. He was recently honored by the Arizona Council on Economic Education with an Economic Education Leadership Award for his support of the economics program at Mountain Sky. Perry is one of the many hardworking administrators in the WESD who go above and beyond to ensure that students have hands-on, real-life experiences to enhance their learning. It’s leadership like this that truly makes a difference to our students and their families. We so appreciate the support and involvement of our community. The recent fall festival at Lookout Mountain Elementary and the “That’s Amore” music event at Mountain Sky are great examples of our committed parent and community volunteers. Our schools are the centers of their local communities, and it’s wonderful to see families and neighbors coming together to support our students. Many families in the WESD enjoyed a delicious Thanksgiving and will have a happier holiday thanks to your support. Kindergarten Round Up Please share with your family and friends that we are currently enrolling kindergarten students for the 2018-2019 school year. Families with a child who will be 5 on or before September 1, 2018 can enroll for kindergarten at our Welcome and Registration Center located at 3200 W. Cholla Ave. For more Continued on page 26 information, or to begin filling out the registration materials,

Thunderbird honored at Achievement Above All Event Annual Recognition Event Identifies Thunderbird Recipients Thunderbird High School’s best of the best were honored October 18 during the annual Achievement Above All awards ceremony. The presentation was made at the Governing Board meeting and recognizes the dedication, service, skills and contributions these individuals and groups have made to Thunderbird. Achievement Above All Teacher Recipient: Donna West taught at Independence High School for 15 years before coming over to Thunderbird, where she is the senior English and Advanced Placement Language and Composition teacher. Her responsibilities include serving as the department chairperson, PLC team lead, AzMERIT tutor, SAT/ACT prep class teacher, Site Council member, Academic Decathlon Coach, DAC, Honors and Awards Committee and NHS Co-Sponsor. “To all of these areas, Donna brings grace, intellect and professionalism,” Principal Jeannie Paparella said. “My passion involves witnessing students, especially ones who claim they don’t like to read, get excited or moved by the written word,” West said. “On our best days, class discussions have a synergistic effect, where students deepen their level of understanding through the comments and ideas of their peers.” Achievement Above All Student Recipient: Maryam Matta has overcome many obstacles in her life but they haven’t prevented her from becoming a top 1 percent student in her class, with aspirations to attend medical school. She fled her home country of Iraq for Syria in 2006 and then left Syria for the United States in 2009. Maryam’s classes include AP physics, AP government, AP Spanish, AP calculus BC and AP literature – with a combined average of 97 percent. This brilliant mind is also a giving person. She is a member of the National Honor Society, a tutor, member of the badminton and tennis teams, the Book Cub, Go Green Club, Human Society Club and Neuroscience Club. “By every measure, Maryam is one of the finest students to have attended Thunderbird High School. She has made a significant contribution to the greatness that Thunderbird High has enjoyed,” Paparella said. Achievement Above All Student Group Recipient: Thunderbird’s Student Group of the Year recipient is the Outdoors Club. The group is comprised of about 25 members and is sponsored by Joseph Clements. The purpose of the group is to encourage healthy experiences for Continued on page 27

December 2017 | The Moon Valley Tattler | 602-765-0902

Citizens Church is Moving on Up BY BEN FORSBERG After five years in Moon Valley, Citizens Church has become a mainstay for authentic community and dynamic worship experiences. Over the last five years, Citizens Church (formerly, “The Element Church”) has been true to their commitment to “authentic relationship” with a friendly and safe atmosphere. They have a stated mission to “Reach Neighbors and Reveal Christ” and they’ve been doing that in some pretty creative ways. You might remember the most recent free event they’re responsible for - Movies in The Park - hosted at Moon Valley Park every Fall and Spring. Some of their past community events have included: • Frozen Christmas - December 2014. Remember the snow hill at Lookout Mountain Elementary? • Citizens Splash water events • A huge egg hunt every Easter • And various seasonal events So what’s the news? Citizens Church has been meeting at Lookout Mountain Elementary School on Sundays since they launched in 2013. They are grateful for the space but their creativity and desire to offer more to community have been stunted by not having a place of their own. That limitation no longer exists because Citizens Church is renovating the end unit of Shaw Butte Plaza (next to the Dollar Tree). Citizens Church will be able to make a much bigger impact in the area by: Building community partnerships to serve the neighborhood better Hosting classes, events, and outside organizations for things such as: • Resume writing workshops, job fairs, career training, and free professional advice • Farmer’s markets, pet adoption, and personal development classes • Homeless needs drives, human trafficking respite and counseling, support for foster parents, single parents, and at risk youth (i.e. free childcare, special events, group support sessions and more) • Serving neighbors with more frequent and fun social and family-friendly events • Offering consistent weekend worship services • Having a safe space for people to explore their faith The grand opening on their new building is set for February 11 - construction delays notwithstanding. To find out more and to be a part of it, visit: BuildingCitizens.Church

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In addition to Camp Civitan and the Civitan Village, the Flerish Resale and Design provides vocational training and employment for Civitan members with special needs. Located at 12621 N. Cave Creek Road, Flerish is a “thrift shop,” but so much more. The store provides community donated goods for resale to sustainable shoppers. In addition, there is an art gallery and studio with paintings and crafts created by members. Several of the works have been selected for placement with area businesses, including a commissioned work for Chase Bank in Phoenix, and a mural for the Orange Tree Resort in Scottsdale. Civitan Foundation also provides respite and recreation services for family caregivers. Families can use the Civitan respite house to take a break from the daily routine of caring for their special needs members. The recreation programs increase leisure opportunities, community functioning, and socials skills through recreation, education, social activities and special interest classes. All services are individualized and based on each participant’s unique needs. Larsen is married to Marci Larsen, a preschool teacher at Shadow Rock Preschool. They have two daughters, Kristen, who attends Northern Arizona University, and Haley, who is a senior at Thunderbird High School. For more information about the Civitan Foundation, Inc., go to www.civitanfoundationaz.org.

December 2017 | The Moon Valley Tattler | 602-765-0902 visit the Web site at https://www.wesdschools.org/domain/55 or call 602-896-6950. Teacher Fair – Tell Your Friends and Future Educators We are also hosting a Teacher Interview Continued from page 25 Fair Saturday, December 16 from 8:30 a.m. to 12:30 p.m. at the Administrative Center, 4650 W. Sweetwater Ave., Glendale, 85304. If you know someone who may be interested, please share! They should apply online at jobs.wesdschools.org. Human Resources will contact qualified applicants directly to preschedule an interview. Walk-in applicants are welcome. For more information about teaching in WESD, please contact Lydia Garcia at 602347-2622 or e-mail teach@wesdschools.org. Tax Credits to Your Local School Finally, we are currently accepting tax credits. These dollars can be used for items like new athletic uniforms and equipment, character education programs like Rachel’s Challenge, and special field trips. You can learn more about how to contribute at www.wesdschools.org. I’m proud to share that this year donating is easier than ever with our new online payment system. Be sure to give it a try! As we come to the end of this first semester, I know that we can achieve anything we set our minds to thanks to our hardworking teachers, staff and community members. Thank you, again. We know that you have choices regarding your child or grandchild’s education. Thank you for choosing the WESD family.

PET ORGANIZATIONS B LO C K WAT C H E R BY B L A N C H E LU K E S At this time of the year the puppies and kittens seem to look cuter and cuter, I am sure you know we have a huge responsibility to consider that these pets are living and breathing and should be given the best of care. Pets give us so much unconditional love. So before you buy the cuteness remember the long time commitment of good care, you will be providing. If you want to make a difference consider adding to your Christmas list supporting some of these very special pet organizations. There is one that takes care of homeless cats in colonies around town. They catch, spay/neuter them and take them back to their colonies. Cats are excellent rodent chasers and particularly the roof rats which thrive on dropped fruit under our trees. Please go to these websites and consider helping. TheFoundationforHomelessCats.org. Their Spay Neuter Hotline in Phoenix is 602 265 7729. Before I knew about this organization, I personally caught had neutered twenty five feral cat that decided to multiply in my back yard. I found that if you do that and return them to the yard, no other cats will come. Through the many years attritions worked it natural process and the last cat to die of natural causes was 19 years old that we know of. Also, note that when the cat is neutered they notch one of their ears. Another organization is Arizona Defense League ADLAZ.org They caught and fixed 15,000 cats in Maricopa county just in this last year. What a tremendous service that deals with this prolific problem. Also, they are investigating the death of Bodie the young dolphin that was brought to captivity in our own Dolphinaris Arizona Scottsdale AZ. Captive dolphins are highly susceptible to respiratory ailments and the facility was forewarned How sad! This organization also brings to our attention the problem of puppy mills. The lineage records of the puppy mills are often falsified and puppy mill dogs are plagued with health problems. These are topics you will find on their web site which is very informative . • 1.A Look at Life Inside a Puppy Mill. ,.2. Acquiring Purebred Dogs Elsewhere. • 3. Common Health Problems that Impact Puppy Mill Dogs. .4. Behavior Problems • in Puppy Mill Dogs. .. 5.Tips to Avoid Purchasing a Puppy Mill Dog. • ... Let’s not forget a wonderful organization called: Soldier’s Best Friend.org which provides United States military veterans living with combat-related Post Traumatic Stress Disorder (PTSD) or Traumatic Brain Injury (TBI). These Service or Therapeutic Companion Dogs. are often rescued from local shelters. The veteran and dog train together to build a trusting relationship that .only a Service or Therapeutic Companion Dog can do. This makes it easier for veteran to readjust to civilian life and manage symptoms. This service is provided to veteran who live in Arizona or are willing to relocated to Arizona for the duration of the training and are welcome to apply. Soldiers Best Friend is an Arizona Based nonprofit. Currently training is offered in Phoenix, Flagstaff, Prescott and Sierra Vista. On average, veterans/dog-teams complete training in 6 to 9 months. Blanche Lukes moonvalleybw@cox.net

Thunderbird Recognition ...continued from page 25 teens in the outdoors. The Outdoors Club prepares students for the unique challenges found in the outdoors. “In a time where many teens spend an excessive amount of time and energy on electronic devices, this group emphasizes exercise, camaraderie and an appreciation for nature,” Paparella said. Club activities include hiking, ice skating, mountain biking, kayaking, paintballing, archery and more. Achievement Above All Support Staff Recipient: Dani Patten is this year’s Support Staff Employee of the Year. She has been with Thunderbird for four years now as an instructional assistant with the Read 180 program, math and Pride Point learning center. Dani is known for her work ethic, driven by pride in her work and her ability to take initiative, Paparella said. “She takes time to build relationships with students and students adore her,” she said. When she’s not in the classroom assisting students, Ms. Patten is often out enjoying time with her dogs, watching sports or visiting her grown children who are attending college on opposite sides of the country. She said she looks forward to spending more time with them and her future grandchildren. Achievement Above All Volunteer Recipient: The volunteer of the year has contributed to Thunderbird and the community at large in a number of ways. Alice Starzinski’s oldest child is a THS graduate and her daughter currently attends as a senior. Ms. Starzinski has volunteered in a number of capacities, including as the Chief Parent Club president and chairperson of various fundraisers. “Alice has been a lifelong contributor to her community through volunteering,” Paparella said. She has a gift for organization and detail, and makes it look easy. The silent auction and golf tournament fundraisers require months of preparation and chairing CPA is untold hours of work. Thunderbird High School is truly blessed with parents and community members who consistently support our mission to prepare students for life after high school through a quality education experience.” Thank you and congratulations to each of the Achievement Above All recipients. We are grateful for your contributions to Thunderbird High School and the Glendale Union High School District community.

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December 2017 | The Moon Valley Tattler | 602-765-0902

Making Healthier Decisions for 2018 B Y D E B O R A H L A V I N S K Y, P M A - C P T & O W N E R Last month I shared my weight loss journey and received many calls asking: “how did you lose so much weight?” and “how are you keeping it off?”. This month I will share my list of “Making Healthier Decisions” and hope that it will inspire you to live healthier in 2018 and beyond. For information on my “recipes”, classes or support, call me at 602-318-5068. 1. Eat Breakfast Every Day. I never ate breakfast. As in ever. Since as long as I can remember, I had hot cocoa as a kid and coffee as an adult. I always thought that having an empty stomach was the best when exercising. Except, that I wasn’t exercising either! Now, I eat breakfast every day. As part of my food plan, I need to eat a specific amount of protein which includes egg whites. I make a low-carb protein pancake with liquid egg whites. It keeps me full and gives me energy. 2. Eat Lunch Every Day. Ok, so I skipped breakfast AND I skipped lunch too. Now, I eat lunch. Lunch is six ounces of protein, a cup of cooked vegetables and unlimited raw green vegetables. Easy to find in any restaurant or take in a lunchbox. I always have a protein bar, a package of salmon and beef jerky with me in case I can’t get a protein. 3. Have a Snack. I have a protein snack or a fruit around 3-4pm. Cottage cheese, non-fat sugar-free Greek yogurt, cheese stick, or a Quest protein drink instead of going for the sugary Starbucks choice. I never let myself get hungry. 4. Plan Ahead. Make meals ahead and freeze them. Make your healthy choices convenient. I grill a dozen chicken breasts and turkey burgers, weigh them (6 oz. packages) and freeze. When I come home after a long day at the studio, dinner will be ready quickly without my urge to binge. 5. Cut Out the Sugar, Bread, and Alcohol. This part is hard when you’re a sugar addict. However, it is remarkable how quickly the weight will come off when you stop eating those things. Going from size 22 to size 4 is the best motivation to give them up forever. 6. Drink Lots of Water. If you’re thirsty, you’re dehydrated. If you’re hungry, you’re probably dehydrated. Buy a 32 oz water bottle, fill it and drink the contents twice every day. 7. Move Your Body Every Day! Get off the couch. Get away from the fridge. Walk, take a hike, sculpt your body at BellaBody Pilates! 30 minutes of movement everyday will make a huge impact on your mood, energy, waistline and confidence. For more fitness inspiration, call Deborah Lavinsky PMA®-CPT at 602-318-5068 or deb@bellabodypilates.com or visit facebook.com/thebellabodypilates

GUHSD News Pathway to America’s Top Colleges and Universities Glendale Union High School District is proud to present the Pathway to America’s Top Colleges and Universities on Jan. 11, 2018. This informational evening will introduce students and their families to prestigious college and university opportunities. Representatives from some of the country’s top schools, including Brown, Princeton, Yale and Harvard will be onsite for families to investigate higher education opportunities. The evening will also present information on financial aid as well as student scholarships. The event begins at 6 p.m. at the Moon Valley High School Auditorium, 3625 W. Cactus Road in Phoenix. Please call the District Office at 623-435-6000 for more information. You’re invited to Future Freshman Night Please join us Jan. 18, 2018 for Future Freshman Night. This annual event is a great opportunity for incoming students and families to learn why GUHSD is the premiere high school district in the Valley. Families will have an opportunity to tour campuses, meet teachers and learn more about the traditions of the Glendale Union High School District. Learn why more than 15,700 students are proud to attend GUHSD schools and enroll in Advanced Placement and honors courses, work toward an Advanced Placement International Diploma, participate in championship athletic programs and extracurricular activities and more! Future Freshman Night is held on each high school campus starting at 6:30 p.m. Please contact the school for specific details. Season of Giving During this season of giving, we hope you will consider making a contribution to your child’s school. One charitable option that will benefit the students of the Glendale Union High School District is a tax credit contribution through the state of Arizona. Arizona law provides a tax credit for contributions to public schools which support extracurricular activities and character education programs. You can help Glendale Union High School students while possibly lowering your tax bill by making a contribution. The state tax credit is available to all qualifying individual Arizona state taxpayers. You do not need to have a child enrolled in a school to take advantage of this state tax credit. It is always best to consult a tax adviser to learn if you qualify for the dollar-for-dollar credit. A tax credit is different from a deduction, because you may subtract the whole contribution from the amount of taxes you may owe the state of Arizona. An individual may contribute as much as $200, and a couple filing jointly may contribute as much as $400 to a public school and receive the money back in the form of a tax credit. Tax credit donations can be made online or by completing a form at guhsdaz.org. A second giving option is a financial gift to the Glendale Union High School District Education Foundation. The Foundation’s mission is to support public education in the Glendale Union High School District by rallying the community to provide additional resources for schools and students and build strong school-community partnerships. The Glendale Union High School District Education Foundation is a nonprofit organization committed to funding projects that boost student achievement and to provide student scholarships and teacher grants to support the district’s mission. The Foundation is a 501c3 nonprofit entity and can accept donations for any amount. Donations can be made online or by calling 623-435-6000. As you are finalizing your contribution list, please consider giving to one or both of these worthy programs. Winter Recess The schools and district office for the Glendale Union High School District will be closed for Winter Recess beginning December 23 through January 7. Teachers return to classrooms on January 8 and students return on January 9.

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December 2017 | The Moon Valley Tattler | 602-765-0902

Veterans Helping Veterans - Ten Years of Service BY TERRY ARAMAN As a Vietnam veteran, I experienced firsthand the negative impact on veterans who returned from that war, lacking support and appreciation from the nation that sent men and women into battle. For many, it resulted in a lifelong struggle to reconcile their experiences with a return to an unwelcoming civilian life and the alienation that followed. Fortunately, our nation has been much more supportive and receptive to veterans of our current wars and conflicts; many in the community have stepped up to aid and lend a helping hand where needed. Like most veterans, I share a committed desire to ensure that our current generation of veterans has access to the benefits and assistance they have earned through their service to our country. There are many areas of support needed by surviving veterans of all generations, such as physical health care, access to mental health services, housing and employment assistance, and a pathway back into civilian life at the time of transition from military service. I have been privileged to work since 2008 to assist veterans experiencing homelessness. A small group of homeless veterans living in a shelter in Phoenix banded together, forming a self-help group, with the motto “Veterans Helping Veterans”. A year later, Madison Street Veterans Association opened the Veterans Outreach Center, a day drop-in center for homeless veterans. The following year, in 2010, we opened MANA (Marines, Army, Navy, Air force) House, a 50-bed transitional living center for veterans experiencing homelessness. MANA House not only provides food and lodging, but also supportive services to assist veterans with employment, education, housing, and access to healthcare and benefits through the Department of Veterans Affairs. Two years ago, MANA House and our Veterans Outreach Center became a program of Catholic Charities Community Services, which provides veteran support in Maricopa, Yavapai and Coconino counties. Currently Catholic Charities is renovating a new site for MANA House, as the current location owner, Banner Health, will use the leased facility for new projects. It is really a privilege and an honor to have the support of Catholic Charities Community Services, to ensure that the work of MANA House continues to provide quality services to veterans, and to help grow the organization as the need increases for service and support to our current and future returning veterans. Very often veterans who have lived for a time at MANA House will return to express their appreciation for the services and support they received while at MANA House—stories about successful employment, affordable housing, and reconciliation with family and community. Those of us who work day to day with veterans in our program treasure these words of gratitude, and are thankful that we can make a difference in the lives of so many veterans who otherwise might be living on the streets, in the desert, or in the back alleyways of our community. I implore others to take an interest in the well being of veterans. It is not uncommon for many of us to know or be related to a veteran that has risked their lives for the good of our nation. To care and become involved is truly a mission with a higher purpose, with results we can all be proud of. Vietnam Army veteran, Terry Araman, is the founder of Madison Streets Veterans Association and MANA House, which opened in 2010. Araman worked with Catholic Charities Community Services to integrate MANA House into Catholic Charities’ Veteran Services in 2015, and currently provides staff support to the capital campaign to raise funds for a new MANA House facility and other Veteran Services expansion projects.

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December 2017 | The Moon Valley Tattler | 602-765-0902

NCL, Inc. Event Benefits Military Assistance League

Fellowship Square: A Warm & Friendly Place to Live BY FROST Y KROENING

BY DEBR A KLINE

A friend invited me to visit her at Fellowship Square on 19th Avenue and Sunnyside. I’d On Sunday, October 22, 2017, National Charity League, Inc., Moon Valley Chapter been wanting to visit because I’d heard many favorable comments about the campus and ser- (NCL, Inc.) held its annual Ticktocker Day Event at Moon Valley Park. This time-honored vices and I wanted to see my good friend. My visit did not disappoint. tradition is intended to bring together all chapter ticktockers (daughters) to celebrate all that First of all, my friend, Barbara Johnson, loves31the place. Almost everyone we met in the they do for the local community and their chapter. (602) 3 -3150 ty obviously ie oc S al ric to is halls and various rooms knows her and loves her ready smile and twinkling eyes. In H e This year’s event was “Survivor-themed” and featured outdoor fun and games such as From: Sunnyslop the three years she has lived at Fellowship Square, she has made a warm and active life for her- water relay, giant Jenga, hula hoops, 3-legged race and corn holes. Sixty-three ticktockers were e put eum. Pleinas musseniors self. She showed me the brand new fitness center where each piece ofbe equipment attendance, all working together on teams to create 134 bracelets for the Military Assistance r for our helps em ec D n i r se ai r d er.cc (MAM), which will be distributed at Christmas. The MAM is an NCL, Inc. district funtaught lightbeen er@krav ay had maintain balance and strength. exactly how stoBuse the new bkravfitness holidShe Mission Cybex ng iti e xc bi e ob n a g in nk av ha re h s. T We aequipment l Newtrainer, th Cofen and weights. With thetra on-site Barbara safely is maintaining and wide philanthropic initiative, which provides aid to current Arizona active duty military, their Norhelp of the issue r be em ec D he t n this igrowing her strength and flexibility. families and wounded warriors. “It was a fun and productive day had by all. It was so nice to The three-stage retirement community is associated with the United Church of Christ and see these young women having fun while helping the local community”, said Renee Connor, fosters the inclusive concepts of freedom of religion and a commitment to service. Residents NCL, Inc. Moon Valley Chapter board member and Vice President of Ticktockers. easily move around the compact campus and partake of the many activities and games offered. NCL, Inc. is a philanthropic organization with over 200 chapters across the country that Posted everywhere are the events of the day, week, and month. Transportation is provided to all share the mission of fostering strong mother/daughter relationships through community LEASE: performances, shopping, and museums. SS REappointments, medical service, leadership development and cultural experiences. For more information about NCL, PRE My friend had an extra meal ticket so I could taste the food and experience the excellent Inc. visit our website at www.nclmoonvalley.com. HTS Staff members were friendly and supportive and brought good LIG NY OF to service residents. Mothers and Daughters Serving Communities Together. PHOprovided SYM 37 E Hatcher Rd, ty, 7took ocIieeach S al ric to is food for us. We had a choice of at least ten kinds of foods for lunch. Barbara and H e op sl n a luxury to benefit Sunny aiserblueberry undr ual fWe ix. Three tours o nn en a part of our salads home. shared pie for dessert. ho ur P o th or f or s r n u n i n oi J minations Sunday, Decembe onhelp our to Illugame ttable/dart wto ch ho s oa g c in y zl We visited the library, pool room, hot tub, pool (with new device ur az ux l d a s hi Phoenix, for the museum to t m pool), memory making artoffrothe f ashop, depout t ogift ill and ar w p handicapped people get into the big gathering place room, the a ch e oa b c ill et w al s V nd American and your frie Youkoi), 0pm. and hts will be of ligroom. nd 9:3 mail center, stream (with tortoises and, of course, cafe, dining ions m, adesert 0p Milland :3 7 , ona. pm 5 Arizthe t n i a w ho 10th s ht ig l h The campusiis set up bestconvenient yetugallow for privacy in individual units. Hallways ares d’oeuvres drive-thro and hor erages lartoge ev he t b n e, e iin nc w rie ith rg w pe exwide, the place is spotless everywhere, elax appear to be fully engaged with ic. R usstaff istoricalSociety.o and members eHresioliday m op h sl ar ny ul un op .S p w o t w w ed t oniz ter a nchrand sydents n Regis er piser visitors. dFellowship a so three-stage facility with full nursing home and $30 palso re.Square tu ar ep e or ef b cluded care services. I was happy to visit and meet many residents and staff of Fellowship inAlzheimer’s -3150 02) 331 (6Square. There were smiles everywhere we went. I hope to go back soon.

SYMPHONY OF LIGHTS Join us for our annual fundraiser to benefit Sunnyslope Historical Society, 737 E Hatcher Rd, Phoenix, for a luxury coach tour to Illuminations in north Phoenix. Three tours on a luxury American Valet coach will depart from the museum to this dazzling show on Sunday, December 10th at 5pm, 7:30pm, and 9:30pm. You and your friends will be a part of a memory making experience in the largest drive-through light show in Arizona. Millions of lights will be synchronized to popular holiday music. Relax with wiine, beverages and hors d’oeuvres included before departure.

$30 per person Register at www.SunnyslopeHistoricalSociety.org (602) 331-3150

AN OLD FASHIONED CHRISTMAS

As children, we knew that something special was going on when Mom dressed us in matching red velvet dresses. Dad had taken all the Christmas gifts to Grandma and Grandpa’s house last week to make more room in the car for us to sit. Dad owned a black Model T Ford. He polished it until it shined in the sun. We excitedly climbed into the car and Dad drove down the dusty road to Grandma and Grandpa’s house We jumped out of the car and ran up to the house and banged on the door. A waft of delicious smells poured over us when the door was opened. The Christmas tree was huge and had a lot of gifts under it. I loved gifts! I wondered which ones were for me. “Let’s eat!” Grandma said. Dad put the ham on the table with yams, baked potatoes, string beans and rolls. Everything was so tasty. We had pumpkin and apple pies for dessert. We sat on the sofa and Dad passed out the gifts. He went to the tree and took a small box off one of the branches and handed it to Mom. It was a diamond ring. “Because you put a sparkle in my eye,” he said as he smiled at Mom. “Merry Christmas, my love”. My sister and I got toys and clothes. Dad and Grandpa got carving knives. Grandpa carved a jewelry box for Grandma. The food and gifts were wonderful, but the comfort and love I felt is what I’ll remember the rest of my life.

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December 2017 | The Moon Valley Tattler | 602-765-0902

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December 2017 | The Moon Valley Tattler | 602-765-0902