Gain Newfound Health Thru Ancient Acupuncture

TAMMY BELANGER - ISLAND ACUPUNCTURE & ASSOC., OFFERS PAIN MANAGEMENT AND PAMPERING ON NANTUCKET ISLAND

What is old is new again, at least that’s what they say about trends in clothing and lifestyles. But what about your health? Well, it does appear that lately a centuries old medicine is finding newfound acceptance in the world of athletics, celebrity, and mainstream healthcare, and it is available right here on our favorite island. Have a sore back from hauling lines or landing that tuna? Tennis elbow affecting your game or back pain keeping you off the links? Digestive issues keeping you from spending time with friends or headaches, arthritis, and low energy limiting your enjoyment of the land and seas you came to enjoy? Consider trying Acupuncture as a means to improve your health and reduce your stress so you can get back out there and participate in all this amazing island has to offer. Meet Tammy Belanger, owner and operator of Island Acupuncture & Assoc., Inc., Nantucket island’s premiere Acupuncture clinic. Tammy is a Massachusetts Licensed and Nationally BoardCertified Acupuncturist, Chinese Herbal Consultant and Occupational Therapist with over 27 years of medical experience. Her clean, Covid safe clinic welcomes newcomers to the medicine daily with easy to understand explanations of how this ancient treatment can ease pain, stress, digestive issues, sports injuries, headaches, sleep issues, and allergies just to name a few in her relaxing mid-island setting. Her understanding of your Western medical diagnoses, along with a personalized intake of your current ailments guide her in determining a plan designed specifically for you. Treatments may include acupuncture, the application of literally hair thin needles to the skin (our clients don’t even refer to them as needles, but rather “SDE’s” or Small Diameter Energizers!), electroacupuncture, cupping, dry needling techniques, herbal formula recommendations (including CBD products) and home program recommendations to empower you to maintain your newfound health.

Whether you are looking for pain management, pampering, or skin rejuvenation (the clinic also offers Microneedling), this is the healing place to be this summer! Check us out at Islandacupuncture.com or call us at 508-228-6898 with questions or to book your appointments for smooth sailing to better health and well-being!

508.228.2797

Nantucketbakeshop.com

17 1/2 Old South Road, Nantucket, MA 02554

Kathy Davidson

Sales Associate

Serving all of your Nantucket Real Estate Needs

OFFICE 508.228.9117 • CELL 215.962.4120 EMAIL: kathy.davidson@raveis.com

Lauderdale Marine Underwriters, Inc.

1) Current Trends in Marine Insurance:

We are presently in a tough market for marine insurance, especially on vessels over 30 feet and over 15 years of age. South Florida is considered to be a higher risk area with theft issues, coastal hurricane exposure, a litigious environment, among other factors.

Within the last few months, a couple of yacht insurance carriers have begun non-renewing policies and have pulled out of the State of Florida entirely, pushing some vessels into the surplus lines market (known as non-admitted carriers). A non-admitted carrier is less regulated by the State insurance department, not financially backed by the Florida Insurance Guarantee Association “FIGA”, and can raise and lower rates and make policy changes (at renewal---not mid-term of a policy period) more easily as the market dicatates. In general, it is better to obtain insurance with an “Admitted” carrier, but often this is not possible. Another current trend is for some insurance providers to require vessels not be kept on a lift during a hurricane. It may seem like a lift is a safe place to secure a vessel, BUT loss experience has shown that lifts are not designed to handle the torque and wind load of a powerful storm. Another issue with securing a vessel to a lift is storm surge, where the water raises up and over or into the vessel.

2) Tips on getting the lowest rate:

There are a few things that help boaters obtain the lowest rate possible. Completing a boating safety course, or obtaining a Captain’s license, are both good ways. On smaller vessels most insurance companies give credit for having prior insurance, having favorable credit, being claim free, owning a home, and having a safe place to moor/store the vessel. On larger vessels and those over 10 years of age, an in and out of water survey is most often required every three years (some carriers require within the last 18 months). It is important to keep this in mind, next time you have the vessel hauled out for annual maintenance, in case it is time for a new survey. On high value vessels and most importantly vessels with multiple outboard engines, it is normally required that the vessel have a GPS theft tracking device—and that the device have a current monitoring contract in effect at the time of a loss.