Caceres: The food capital of Spain Page 22
Flavorful, foolproof vinaigrettes Page 29
TAKE CONTROL OF YOUR BLADDER ISSUES Page 18
Life in balance
HOUSING RESOURCES Page 3 5
Jan Johnson, a St. Paul yoga instructor, inspires all ages to strive for wellness Page 30
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Contents 30 On the cover
Yoga instructor Jan Johnson of St. Paul is an inspiration to her students of all ages. Cover photo by Tracy Ann Walsh / tracywalshphoto.com
Caceres is a delightful haven for lovers of cheese, ham and other culinary treasures.
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Canâ€™t-Miss Brain 35 Housing 36 40 Resources Calendar Teasers 8 / January 2016 / Minnesota Good Age
January Good Start My Turn 12 If I were king in 2016, I'd like to change the world just a bit. Memories 14 I'm deeply grateful for all the talented, kind 'helpers' in my life. This Month in MN History 16 Fur traders nearly starved at their Snake River outpost in the early 1800s.
Good Health House Call 18 Don't let bladder-control issues limit your social life or health. Caregiving 20 If you take care of a family member, you might be eligible for 2015 tax breaks.
Good Living Housing 26 Rent before you buy if you're thinking of retiring abroad. Finance 28 File-and-suspend as we know it is no longer a strategy when filing for Social Security. In the Kitchen 29 Boost the flavor of your salads with fresh homemade dressings.
Minnesota Good Age / January 2016 / 9
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Good Start / From the Editor / By Sarah Dorison
Come as you are Just look at Jan Johnson — this month’s Minnesota Good Age Cover Star! See how she positively glows?
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This is what health and fitness can look like at age 61. Johnson, a fitness guru and yoga
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25-year-old might be exercising for the first time and the 70-year-old is probably a triathlete.” Though I’ve dabbled in organized sports and other fitness endeavors for most of my life, I’m no star athlete. My current attempt to learn a new sport (somewhat later in life ) — tennis! — isn’t moving as quickly as I’d like. In fact, at times, it’s been downright humiliating and discouraging (despite how ridiculously fun it can be as a workout). But I’m determined to move my body in a way that’s engaging and exciting. And hearing Johnson say, essentially, that we all start somewhere, is comforting indeed: “We are always just one breath away from a handstand and one breath away
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from resting pose,” is her mantra. Johnson’s wisdom comes from a variety of life experiences. She’s also a wife, a mother of two and a philanthropist, well-versed in the arts of kindness and caring. Check out Johnson’s life story — so far — in this issue. It’s the first of many profiles we’ll be publishing in 2016, featuring fascinating Minnesotans. Do you know a remarkable Minnesotan, age 50 and older, who would make a good personality profile? Write me at firstname.lastname@example.org with the full details and I’ll consider his or her story for a future piece. Happy new year!
Sarah Dorison, Editor
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Good Start / My Turn / By Dave Nimmer
If I were king →→This is my wish list for 2016. What’s on yours?
teams. My friend Jim Shoop calls the U.S. Bank Stadium TajmahTaxpayers. Not only can I barely afford a ticket to a Vikings game, I can hardly reciprocate — with a beer and a brat — when someone gives me a “free” ticket to a
At the beginning of a New Year, I find myself thinking about what could be, what might be, what should be … if I were king. I know, it’s pretentious, a bit pompous and, admittedly, preposterous. But I believe we all secretly harbor a wish list of stuff we’d like to see stopped, started or simplified.
Stopping gun violence My list for 2016 begins with a year that has no mass shootings in America, not one, where some crazy person with an arsenal of guns murders innocent victims — many times school children or college students — and then goes out in a blaze of glory. The gun-control critics will rail against any federal legislation and suggest the answer is to arm teachers. Presumably, we would license only teachers who are knowledgeable in their subject areas AND proficient on the gun range. The mother of the shooter in Roseburg, Ore., who killed nine last year, made this post before her son’s rampage: “And when the mood strikes, I sling an AR Tek-9 or AK over my shoulder, or holster a Glock 21, or one of my other handguns, like the Sig Sauer P226 and walk out the door.” Call me a fool, but somehow I don’t think more guns are the answer.
Parking meters Neither are more parking meters in St. Paul and Minneapolis. I’d like to see a moratorium on meters in 2016. The politicians and bureaucrats have metered or monitored every linear foot of space in the downtowns and now they’ve had a little blowback from the neighbors along Grand Avenue, where they shelved the notion of installing meters. Good.
Escape from sports I’d like to see a year where no citizen is asked to pay a license fee, offer up tax dollars or give special incentives to billionaires who own sports
12 / January 2016 / Minnesota Good Age
Twins’ game. One encouraging sign is that the soccer stadium proposed in St. Paul would be built by team owners, with only a property-tax break from the city. Speaking of sports, my hope is for a year WITHOUT a single press conference by a sought-after high school athlete to announce which college he’s attending. My first reaction is: Who cares? My second is: Why is this news when the class valedictorian doesn’t get to stand before a phalanx of microphones to announce which school she’s attending? When it comes to hiring college graduates, I’d like to see a television newsroom in the Twin Cities go after a female journalist or meteorologist who’s NOT blonde, recognizing that women have dark hair — sometimes, heaven forbid, with a touch of grey.
Coleman or Daudt for gov? And I’d like to see two candidates emerge this year as prospective nominees of their party in the race for governor of Minnesota — men, or women, dedicated to principles, policies, progress and patience. No wing nuts need apply. My personal choices are DFL St. Paul Mayor Chris Coleman and Republican House Speaker Kurt Daudt. Both are used to playing in the public sandbox and neither is a bully nor a patsy. Also, I hope it doesn’t take until 2018 to fill another daunting job in Minnesota — archbishop of the Diocese of St. Paul and Minneapolis. The area’s 825,000 Catholics deserve a new leader who’s confident, courageous and, above all, candid. The last two men who held the office often appeared out of touch.
Hope for the future And before we’re out of time in 2016, I hope all of us can have an adventure that expands our boundaries, tests our mettle and enriches our lives. My hike to the bottom of the Grand Canyon last year scared the daylights out of me. The trek back up the next day revealed the countless possibilities that still await me.
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Dave Nimmer has had a long career as a reporter, editor and professor. Now retired, he has no business card, but plenty to do. Send comments or questions to dnimmer@ mngoodage.com.
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Good Start / Memories / By Carol Hall
Grateful for helpers →→I’m most thankful for people, not things
Because I’m writing this article in November with Thanksgiving fast approaching, my thoughts are drifting to what I have to be thankful for — or more importantly — who.
with my cranky furnace, installed lighting fixtures, unclogged drains — even painted my kitchen — and is at this very moment draining and flushing my water heater. If something does stump Bob, he considers it a challenge to discover why and devise a solution. Now, I ask you, am I lucky, or what?
Friends and family immediately come to mind, of course. And, most espe-
Not only are these people reliable
cially, my family’s newest addition, born July 9, weighing 11 pounds and named
and competent, but they’ve also
become my friends. During our
But it occurs to me that some other people ought to be added to the list. I’m refer-
sessions together, we’ve learned a
ring to those special individuals who for years have tended to various aspects of
bit about each other’s lives. (Most
surprising: Monica, who is sweet
My hair has been styled exclusively by Monica Bertini of Salon Ultimo in Woodbury since about 2010. My house is kept spotless by Marsha Weiss, and insect-free by Bug Busters Environmental Pest Management technician, Mark Spagl. And if it weren’t for handyman Bob Horn, it would be condemned!
I’ve invested a strong level of trust in each of these people and the work they do, and I’ve yet to be disappointed.
and lovely, adores movies filled with gore.) And while I’m on the subject of people for whom I’m thankful, I’d be
I’ve invested a strong level of trust in each
remiss if I didn’t mention someone
of these people and the work they do, and I’ve
I don’t know at all — but who I rely
yet to be disappointed.
on every day. That would be the
Monica’s haircuts perfectly suit my facial
Pioneer Press delivery person who
structure, and her tinting, my complexion.
faithfully places my newspaper by
She expertly scrunches and twists a style
my door — beneath the doorbell as
that always draws compliments. And
requested — every morning of the
I — as do all other women — share certain
week (and double bags it on days
confidences with Monica. What is it that
when it rains).
prompts us to tell to our hair stylists our secrets, anyway?
Thank you. Thank you, one and all!
Marsha appears once a month, always on time and enthusiastic. Sometimes, she even comes bearing homemade cookies or banana bread. Marsha has exceptionally high standards for her work — so much so that some people I know have tried to snatch her away from me. Mark and his trusty spray gun saved the day after all my attempts had failed to rid the basement walkout of my previous house of thousands of lady beetles. Then, after I’d moved to my present house, which is built on a cement slab, I had to hire Mark again. Who knew ants thrive beneath a slab? And I’m convinced Bob Horn can fix anything. A longtime family friend, who took up handy-manning after a career as a 3M chemist, Bob has done battle 14 / January 2016 / Minnesota Good Age
Carol Hall lives in Woodbury. She’s a longtime freelance writer, a University of Minnesota graduate and a former Northwest Airlines stewardess. Send comments and questions to chall@ mngoodage.com.
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Good Start / This Month in Minnesota History / By Lauren Peck ⊳⊳ A re-enactor shows what life was like in the early 1800s at the North West Company Fur Post near Pine City, which is hosting an educational Winter Frolic on Jan. 23. Photo courtesy of the Minnesota Historical Society
consulting with local Ojibwe leaders, he decided to build the post — a six-room row house surrounded by a fence — about two miles upriver on a high sandy ridge.
Surviving food shortages Sayer chronicled events in his journal, writing nearly every day. Today his work is a primary resource on what life was
A fur trader’s winter →→Life was tough at the post near modern-day Pine City
Before settlers began
like at the post. The men battled the harsh winter, and in January, Sayer recorded temperatures as low as minus 35 degrees. January and February were known as the “starving time” by traders and American Indians, when illness, cold and malnutrition could bring an
In the Midwest, its trading territory
moving to what’s now Minnesota, some
extended south and west of Lake Supe-
Traders were particularly dependent
of the first people to arrive were Euro-
rior with dozens of wintering fur posts
on American Indian hunters for deer and
peans fur traders.
strategically located near American
bear meat, which became mainstays of
Indian hunting camps.
their winter diets, as posts rarely brought
Starting around 1600, fur became incredibly fashionable, and entrepre-
The company's post on the Snake
neurs turned to North America as the
River (in present-day Pine City) is now a
supply of European pelts dwindled.
Minnesota Historical Society site, known
Fur traders would journey to Minnesota and stay for the winter to trade with
as the North West Company Fur Post.
local American Indians, exchanging
Building the post
native-trapped fur for manufactured
In September 1804, North West trader
goods such as fabric and jewelry.
John Sayer, his crew of eight voyageurs
By the 1790s, one of the most powerful
and more than four tons of European-
players in the fur trade was the North
made goods left Fort St. Louis, near
West Company, based out of Montreal. Its
Superior, Wis., and traveled more than
network extended from the St. Lawrence
two weeks to the Snake River on the
River Valley to beyond the foothills of the
southern edge of Ojibwe territory.
Rocky Mountains, with more than 100 trading posts throughout the area. 16 / January 2016 / Minnesota Good Age
Sayer originally planned to build a new fur post at Cross Lake, but after
enough food to last until spring.
→→Learn more Shake off the winter blues from noon to 4 p.m. Jan. 23 at the North West Company Fur Post in Pine City, a Minnesota Historical Society site about 75 miles from the Twin Cities. Visitors can learn about winter travel during the fur trade, toss a curling stone, play a round of Ojibwe snow snake and snowshoe along two miles of trails. Guests can enjoy a cup of cocoa next to a blazing fire inside the visitor’s center, while watching the outdoor activities. Learn more at mnhs.org/event/725.
Moving on The men spent 223 days on the Snake River trading with the Ojibwe. On April 27, 1805, they “pack’d up all our Baggage & at 2 pm embark’d,” leaving the post to head to the North West Company’s annual rendezvous and meeting at Grand Portage. The post’s subsequent history is hazy, but it was eventually abandoned and destroyed by a fire. And the Snake
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The post was reconstructed and opened to the public in 1970 as a historic site. Today visitors can explore the post and learn about fur trade history, one of the earliest economic exchanges in North America. This month the site will host its annual Winter Frolic on Jan. 23, when visitors can discover what winter was like for fur traders and Ojibwe along the Snake River. Lauren Peck is a media relations and social media associate for the Minnesota Historical Society.
Minnesota Good Age / January 2016 / 17
Good Health / House Call / By Dr. Michael Spilane
Bladder-control help →→Don’t let urine incontinence limit your life
What you can do now For those who find that the toilet is never close enough, some advice will prove helpful: ⊲⊲ Discuss the problem with your
As a person ages, the
more urgent. At its worst, the bladder
physician. Ask for a special
distance to the bathroom often assumes
may involuntarily contract within
appointment and make this the
seconds of the first urge to urinate.
only topic on the agenda. If your
For more than a few elderly folks, the
Effective medications are available
physician isn’t helpful, ask for a
trip is too far: The adult-diaper busi-
to treat age-related hyperactive bladder
referral to a physician who has a
ness rings up more than $5 billion in
symptoms, but they’re far from curative.
special interest in urine inconti-
They work by inhibiting the nervous
Almost 20 percent of older adults
system messages that tell the bladder
⊲⊲ Regulate fluid intake. Drink
suffer from leakage of urine, while
to contract. Dry mouth, fatigue and
when a bathroom is handy, but
many others avoid the problem only by
constipation are frequent side effects of
restrict fluid in anticipation of
planning social forays according to the
availability of bathrooms. A hyperactive bladder is the most
Irritation of the bladder muscle caused
⊲⊲ Purchase and use the highly
by urine infection, stones or tumor can
absorbent adult protection pads
common cause of urine incontinence
also result in uncontrolled and unwanted
and pants. They’re widely avail-
(loss of control) in older adults.
able and very effective.
Warning of the need to urinate is
In older men, over-active bladder symp-
present, but there’s more urgency and
toms are often caused by enlargement of
a decreased ability to postpone the act.
the prostate gland.
When leakage occurs, it’s not just a spurt — the bladder contracts and empties.
Talk to your doctor Older people with incontinence of urine too often fail to discuss the matter with
⊲⊲ Use the toilet on a regular schedule, before you sense the need to urinate. ⊲⊲ Consider a bedside commode or urinal if your bladder frequently interrupts your sleep. ⊲⊲ Let strategy win over chance:
Since most things slow down with
their family or their doctor, believing
Know where the bathrooms are
advancing age, why does the bladder
it’s just another irremediable burden
before you go out.
become overactive? The trouble actu-
ally is caused by a slowing — not of
A ride on a bus, lunch at a restaurant
the bladder, but of the brain and
or even a visit to family is avoided because
of fear of an accident. The self-imposed
The brain normally sends inhibiting messages to the bladder, telling it to relax and allow urine storage.
social isolation can lead to depression and Treatment of urine incontinence begins with evaluation by a physician.
brain and spinal tract blunt this calming
There are many causes of hyperactive
influence and leave the bladder “uninhib-
bladder symptoms, and there are many
ited” and too eager to contract in response
causes of urine incontinence other than a
to rising volumes of urine.
hyperactive bladder. A correct diagnosis
18 / January 2016 / Minnesota Good Age
your life. Maintain a social life despite your bladder. ⊲⊲ Let friends and family know about your problem.
further deterioration of health.
Degenerative processes of aging in the
Voiding becomes more frequent and
⊲⊲ Don’t let your bladder control
Dr. Michael Spilane, now retired, spent more than four decades practicing and teaching geriatric medicine in St. Paul. Send comments or questions to drspilane@ mngoodage.com.
Good Health / Caregiving / By Teresa Ambord
Tax breaks for caregiving →→You might be able to claim deductions for an older, dependent family member
Are you caring for an elderly relative? The Pew Research Center did a study not long ago showing that 36 percent of adults in the U.S. provided unpaid care to an elderly relative. If you fall into this category and you meet the requirements, you could qualify for large tax savings for your efforts and expenses. Here’s what you need to consider:
Dependency If your parent or relative qualifies as your dependent, it might be worth a deduction of up to $4,000 against your taxable income. You might be able to claim your parent or relative as a dependent if: ⊲⊲ He or she must have had a gross income of no more than $4,000 including pensions, taxable investments and
Medical expenses If he/she had income exceeding $4,000 and you provided more than half of his/her financial support, you may be able to add the person’s medical expenses to yours.
taxable Social Security (most people don’t have taxable
⊲⊲ You must itemize your deductions.
⊲⊲ If you’re over 65 before the end of 2015, your medical
⊲⊲ You must have provided more than half of the person’s
expenses (combined with your relative’s medical expenses)
financial support, which includes allowing the person
must exceed 7.5 percent of your adjusted gross income. If
to live with you, rent free. He or she doesn’t have to have
you’re 64 or younger, the percentage jumps to 10 percent.
lived with you, however; for example, you might have
Expenses include such costs as Medicare part B and D
supported your mother who resided in a nursing facility.
premiums, copays, coinsurance and equipment such as
⊲⊲ The person must be related to you. Parents, stepparents,
ramps, safety rails, wheelchairs, walkers, dentures and
parents-in-law, siblings and other close relatives qualify.
If you and your siblings together provided support for a parent, only one of you can claim the parent as a depen-
What if you can’t pay?
dent. If no one contributed more than 50 percent, you may
Don’t let that stop you from filing on time or getting an exten-
need to check with your accountant to consider a multiple-
sion. The extension doesn’t allow extra time to pay, but it’ll
cause you to incur lower penalties if you don’t pay by April 15.
Lawrence Carlton, a certified public accountant in
Failing to pay the taxes you estimate you owe by April 15
Bedford, Mass., told reporters at Next Avenue that most
will result in a late-pay penalty of .75 percent per month.
siblings in this situation rotate who gets the deduction.
But if you also fail to file
Carlton said single taxpayers — even if the elderly relative
your return (with or without
doesn’t qualify as a dependent — may be able to file as head of
payment) the IRS will add a
household. Ask your accountant.
monthly 5 percent failure-to-
20 / January 2016 / Minnesota Good Age
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it off. Bischoff says the interest won’t amount to much. Teresa Ambord is a former accountant, a longtime freelance writer and a frequent contributor to Good Age. Send comments or questions to firstname.lastname@example.org.
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12/9/15 1:34/PM Minnesota Good Age / January 2016 21
Good Living / Travel
â–˛â–˛Chefs plate dinner at Atrio, a hotel and Michelin two-star restaurant in Caceres, Spain.
22 / January 2016 / Minnesota Good Age
of cuisine By Carla Waldemar
Spain’s official Gastronomic Capital of 2015, is a haven for lovers of ham, cheese and other culinary delights Exploring Caceres, in southwest Spain, is like peeling back an onion. At its very core stand arches erected by the Romans, who launched the town in 34 B.C. Next came the Moors, who girdled it with massive walls of stone, spliced by watchtowers (20 still remain). Then the king’s army ran them out in 1229, heralding the glory days of the Catholic monarchs. And, aside from modern embellishments such as streetlights, the very same Medieval landscape cloaks the town of 100,000 today — austere stone churches and august mansions rising Minnesota Good Age / January 2016 / 23
Queen of cuisine from skeins of twisting cobblestones. Caceres’ Old Town (pictured, at left) is a UNESCO World Heritage site.
→→Hungry for a visit? Check out spain.info/en and turismo.ayto-caceres.es/en
Gargoyles grimace from rooftops and family crests hover over heavy wooden doors. Cloistered nuns sell their sweet confections shielded behind
a former palace — home to a Michelin-two star
turntables from sight and sound, just as they did 500
restaurant. Atrio also boasts what critics hail as
the best wine cellar in all of Spain: There are 3,400
Wining and dining
labels, including 50 astronomically priced Mouton Rothschilds and a whole room of Chateau d’Yquem,
Those special sweets are part of what lured me to
perhaps the most-venerated (and costly) wine in
Caceres (KA-sair-ess) along with the fact that the city
was declared Spain’s official Gastronomic Capital
But I came to Atrio for the food. Its 13-course
of 2015. (Toledo, in central Spain, won the honor
tasting menu segues from crispy pork and “peas” of
wasabi, butter and cream to bloody Mary (tomato
Caceres boasts a wealth of local foodstuffs —
and green-onion) ice cream. Other dishes included
cheeses, olive oil, Iberian ham, honey, wines,
a risotto with paper-thin mushrooms and trans-
paprika and cherries. Add to that its rich cupboard
lucent pigs’ trotters, traditional roasted suckling
of influences, including Moors, Jews and nearby
goat, the city’s beloved sheep’s milk Torta del Casar
Portuguese, blended with convent baking, farm fare
cheese (named after the nearby city of Casar de
and Spanish culinary treasures.
Caceres) with quince jam and spicy oil and, finally,
Take for example the traditional and cutting-edge brilliance at Atrio — a 14-room hotel carved from
The Cherry Which Is Not a Cherry (“a fruit of pasta, gelatin and liqueur”) with a “pit” of cinnamoncovered white chocolate.
Ham and cheese Atrio's neighbor, and culinary rival, is the Parador of Caceres — a hotel formed by the union of two medieval palaces. It, too, celebrates regional food and wine in its kitchen. It was here I first fell for the region’s sensuous Torta del Casar cheese, accompanied morning, noon and night by another culinary idol, Iberian ham, thin, prosciutto-like slices sweeter than any meat has a right to be. The nonstop ham love fest climaxed in a final Parador dinner of jamon-wrapped melon, jamon on toast, scrambled eggs with you-know-what, as well as croquettes, ravioli and quiche starring, wait for it, ham (known as jamon here). ▲▲Boulder-strewn Barruecos Natural Monument and the surrounding areas are home to one of the largest populations of white stork in Europe, thanks to many lakes and ponds. 24 / January 2016 / Minnesota Good Age
In between, the kitchen saluted lamb kebabs, turbot with garlic and tomato, creamy soup
glorified with truffles, cod fritters and pork (ham’s
Museo del Queso, housed in a
close cousin) in a sumptuous grilled acorn/Torta
humble shepherd’s home in
del Casar sauce spiced with the region’s signature
Casar de Caceres. I toured one
of the town’s famed cheese
plants, Quesos del Casar, S.L., which transforms the milk of
At the Palacio de Golfines, Iberian ham and Torta del
grass-fed sheep into rounds
Casar again led the menu, followed by a nod to tradi-
of ultra-creamy, slightly
tion — pork with smoked paprika sauced with my new
favorite cheese, and migas (breadcrumbs sanctified
Spoon, then swoon.
with garlic, the olive oil, and more smoked paprika)
On another jaunt into the
Meanwhile, Eustaquio Blanco launched his
countryside, I explored the
so-named contemporary restaurant to survive the
Barruecos Natural Monument
recession’s many closings by discarding his former
— granite boulders clasping
formal style in favor of “goodly portions made with
a pond where storks gather,
good products and served with lots of love.”
voted 2015’s Best Spot by the
Blanco delivered edible evidence: There was a creamy pate of partridge adorned with dried fruit,
Guia Repsol travel guide.
▲▲Various cheeses are commonly served in southwest Spain near Caceres.
then Carpaccio of pork, followed by Torta del Casar,
then eggs scrambled with asparagus and langous-
I won’t argue, given its position aside the arresting
tines. And those were just the starters.
Vostell Malpartida Museum — a textile factory-
Tapas bars in town
turned-haven of dramatic art installations with a socio-political credo, such as the platoons of police
Amidst the tapas bars hemming the town’s Plaza
motorcycles representing Franco’s dictatorial regime
Major is Cayena Kitchen Club, where exuberant chef
and stacks of televisions capped with cement, akin to
Ivan Hernandez conducts demo classes of a menu you
can then enjoy at the café next door. He calls it “peasant cuisine” — hearty, filling farm-
Ambles through Caceres reveal eye candy for art lovers as well, from its grand cathedral, sporting a
yard provender. I call it heaven — a cold, gazpacho-like
majestic carved wooden altarpiece and Black Christ,
soup centered with chilled cantaloupe granite,
writhing in a chapel for more than 500 years, to
followed by caldereta, a stew of the region’s famed
the synagogue-turned-chapel of St. Anthony and a
smoked paprika, sweet peppers and garlic-seasoned
12th-century Arab home, now a museum.
lamb shanks married with twice-cooked potatoes. Coquillos, our dessert, featured deep-fried pastry wafers rising from ice cream in a honey drizzle. (Reserve a seat in class, with lunch, at cayenakitchenclub.com.)
Exploring the countryside
The futuristic Visual Arts Center, founded by Helga de Alvear in 2010, is a showcase of provocative contemporary works. Carla Waldemar is an award-winning food/travel/ arts writer. She edits the annual Zagat Survey of Twin Cities restaurants and writes food and travel articles for publications around the world. She lives in Uptown.
Chasing my Torta del Casar addiction to its source, I motored through the countryside to visit the Minnesota Good Age / January 2016 / 25
Good Living / Housing / By Billy and Akaisha Kaderli
DREAM OR NIGHTMARE?
→→Moving overseas for retirement can come with unexpected complications
There’s a powerful love affair with the idea of retiring over-
parking, and a nightclub opens a few doors down, where the noise can be heard well into the night. Horror stories of friends’ homes being robbed and cars being broken into add up and intrude into the self-confidence you had about living overseas. You contemplate leaving your “paradise.”
seas and buying real estate. From Belize to Panama, Costa Rica to Nicaragua, Lake
Even condos can present unexpected
Chapala to the other gringo enclaves of Mexico, the touts are pushing this idea hard
problems. If neighbors don’t pay monthly
and to a willing audience.
maintenance fees, repairs can pile up and
“Buy, buy, buy! It’s your last chance! Hurry, hurry! The time is now!”
your investment can go down the drain,
Before you jump, though, take a breath. Have you thought this through?
causing costly legal fights and making
There’s a big difference between traveling to an exotic location with warm breezes,
relationships among neighbors untenable.
sunshine and beaches for a vacation, and actually living there permanently.
Try before you buy
How it can play out
Our advice has always been to rent first.
Sure, you’ve done your homework and read about all of the opportunities of
After all, it can take months for a town or
retiring to some faraway place — perfect weather, low cost of living, affordable
neighborhood to reveal its true character.
health care and great home prices ... at least compared to where you live now.
What seems like a quaint difference in
So in your excitement, you jump on the plane, fly down to Somewhere, and
culture could become a sore point later
can’t believe what your money will purchase. You find the perfect place that just
down the line. You might learn that a
happened to go up on the market, so you contact a real estate agent and make an
particular area isn’t right for you and that a
offer the same day. Wonder of wonders, it’s accepted and you now own your dream
place a few miles away is preferable.
retirement home. This is it. You’re planning on living out the rest of your days in a tranquil, peaceful paradise. Returning home, you sell your current house if you’re lucky, and then ship, fly or
Don’t count on ethics You won’t find a regulatory governing
drag everything you own down to your new digs. You’ve settled into the perfect life
body that supervises real estate sales
of a retiree in an exotic location.
in most of these tropical Edens. Often,
Days turn into weeks and weeks turn into months as you meet other expatriates, swapping tales from previous lives as well as current information. Family members
Then it happens. Your friends don’t make the trip down this year. Your kids are busier than ever. Grandbabies are born, and you’re beginning to feel as if you’re missing out on their lives. 26 / January 2016 / Minnesota Good Age
anyone can become a real estate broker. No license is needed, no schooling, no
and friends all come down to visit,
bonding and no continuing education.
clearly envious of your new lifestyle,
All you need is enough money to print
and for a while your new hosting role is
some business cards and — voila! — you’re a
exciting. Could it get any better?
broker. Selling real estate is a popular first
Then it happens. Your friends don’t make the trip down this year. Your kids are busier than ever with their own lives and families. Grandbabies are born,
job for expatriates. Without real estate laws to protect you, it’s 100 percent buyer beware.
and you’re beginning to feel as if you’re
Neighborhoods can change
missing out on their lives.
Living in many foreign countries isn’t like
Your next-door neighbors start a home-based business creating havoc with
living back home. You won’t always find zoning laws or city planning. So if you
sink a large portion of your wealth into a house and your surroundings become undesirable, you’ll find yourself stuck with a place that no longer works for you. One couple we know purchased a run-down lakefront home. Putting in hours of sweat equity and a good deal of
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Foreign laws and economies Expatriate homeowners and their money can also become prime targets of the local governments. Nations around the globe have been hurt by the sluggish economy. They can raise taxes or even alter immigration requirements to boost much-needed revenue. If you have all your money invested in your home, and the local housing market goes south, you may find that your options to return north of the
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border have withered. Remember, it’s a lot easier to buy a home than to sell, and for every buyer, there’s a seller who wants out. Ask yourself why the sellers want to give up their paradise. You might learn something useful and save yourself a boatload of money. Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance and world travel. They wrote the popular e-books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible.
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Good Living / Finance / By Skip Johnson
SOCIAL SECURITY CHANGES 101 →→New law puts an end to three common, lucrative filing strategies
My phone’s been ringing off the hook ever since
continue to be able to file a restricted
Congress passed a budget deal and the president signed it into law last fall. Included
application and switch at a later date.
within that deal are major changes to Social Security that will impact millions of
One of the challenges is that there are
Americans. My clients are asking me how this impacts their retirement and what
now different sets of rules. One set of
they should be doing to adjust.
rules applies for those who hit full retire-
Let’s begin by outlining what will not change. It’s important to note the “core
ment age in the first 180 days of the new
benefits” of Social Security will remain the same, as will how worker, spousal and
law (May 1, 2016); the second applies for
survivor benefits are calculated. There’s also no difference in the factors used to
the next four years; another set applies
calculate benefits that are claimed early or deferred.
to four years from now and beyond.
Now, on to what will change: The budget deal eliminates three strategies for maximizing Social Security benefits:
File and suspend
Couples who have age gaps may fall into different categories with different sets of rules. During this period of transition, it’s extremely important to
Eliminating the “file and suspend” strategy could cost millions of future retirees as
get accurate information. That’s why
much as $50,000 in lifetime benefits.
I recommend seeking out a financial
Here’s how the file-and-suspend strategy’s been used in the past: The primary wage earner applied for benefits, then suspended collecting. The other spouse
professional who can sit down with you and figure out what’s best for you.
immediately started collecting spousal benefits, allowing the primary wage
These new rules make up the biggest
earner’s benefits to grow by 8 percent per year until he or she reached age 70.
reform to Social Security in 15 years. It’s
Under the new rules, however, no one will be allowed to collect a spousal benefit
not yet known how much money will
when the wage earner’s benefit is suspended. Couples who have already suspended
be saved, but changes were necessary to
benefits or will suspend benefits prior to May 1, 2016, will be “grandfathered” in.
keep the program funded. The last Social Security Trustee
Report warned that Social Security
Previously, a person could file for benefits, suspend them and later request a retro-
would run out of money by 2033 and be
active lump sum for the time period in which benefits were suspended. The new
able to meet only about 77 percent of its
law eliminates this approach. Moving forward, the only reason to file for a suspen-
obligations after that point. This move
sion will be to correct a mistake. You’ll be able to accumulate delayed credits, but no
isn’t a complete fix, but it will help the
one will be able to claim benefits on your record while it’s suspended.
future of the program.
Skip Johnson is an advisor and partner at Great Waters Financial, a financialplanning firm and Minnesota insurance agency. Skip also offers investment advisory services through AdvisorNet Wealth Management, a registered investment advisor.
Prior to the new laws, people eligible for both spousal benefits and benefits on their own record could file a restricted application, meaning that at full retirement age, they could file for spousal benefits only, while allowing their benefits to grow. They would be eligible to switch to their own benefit at a later date. Under the budget deal, this strategy has been eliminated for anyone born on Jan. 2, 1954 or later. It should be noted that survivor benefits aren’t impacted. Widows and widowers will 28 / January 2016 / Minnesota Good Age
Good Living / In the Kitchen
Dress it up! It’s time to get back on the healthful-eating wagon. And, for many of us, that means more greens. To make things more interesting — and, trust us, far tastier — we recommend making your own salad dressing. Because most store-bought dressings are made with canola oil or other vegetable oils, they often lack flavor. (Even the so-called olive oil dressings on grocery store shelves contain canola and only a little olive oil.) Use your own olive oil to make a fullflavor dressing that’s actually worth the
FOOLPROOF VINAIGRETTE 2 tablespoons wine vinegar 1 tablespoon minced shallot 1 teaspoon mayonnaise 1 teaspoon Dijon mustard Salt and pepper 6 tablespoons extra-virgin olive oil Makes about 1/2 cup: Use about 2 tablespoons of dressing per 4 cups of greens.
calories! the park with this five-minute vinai-
⊲⊲Whisk until the mixture is milky in appearance and no lumps of mayonnaise remain.
to keep you excited for salad nearly every
⊲⊲Place the oil in a small measuring cup so that it’s easy to pour. Whisking constantly, very slowly drizzle the oil into the vinegar mixture. If pools of oil gather on the surface as you whisk, stop adding oil and whisk the mixture well to combine, then resume whisking in the oil in a slow stream. Vinaigrette should be glossy and lightly thickened, with no pools of oil on its surface. ⊲⊲Refrigerate for up to 2 weeks. (Rewhisk before using.)
Herb (pictured above)
Add 2 tablespoon of minced fresh parsley or chives and 1 teaspoon of minced fresh thyme, tarragon, marjoram or oregano to the vinaigrette just before using.
America’s Test Kitchen hits it out of
⊲⊲Combine the vinegar, shallot, mayonnaise, mustard, 1/4 teaspoon of salt and pepper to taste in a small bowl.
grette recipe, complete with variations night of the week. You can use red wine, white wine or champagne vinegar. The master recipe (as well as the walnut and herb variations) works with nearly any type of greens. The lemon vinaigrette works best with mild greens such as butter lettuce and the balsamic dressing partners well with strongerflavored greens such as arugula.
Substitute balsamic vinegar for the wine vinegar, increase the mustard to 4 teaspoons and add 1 teaspoon of chopped fresh thyme along with the salt and pepper.
Substitute 3 tablespoons of roasted walnut oil and 3 tablespoons of regular olive oil for the extra-virgin olive oil.
Source: Adapted from 100 Recipes: The Absolute Best Ways to Make the True Essentials from America’s Test Kitchen — everyday recipes, updated with innovative, kitchen-tested techniques. Minnesota Good Age / January 2016 / 29
Photo by Tracy Walsh / tracywalshphoto.com 30 / January 2016 / Minnesota Good Age
define Twin Cities yoga instructor Jan Johnson puts her own special spin on health and wellness By Jen Wittes
aturday morning Hot Vinyasa yoga class with Jan Johnson at LifeTime Fitness in Highland Park isn’t your typical yoga experience. The music mix is disco meets
modern pop meets funk meets ’80s throwback, and everything else in between — the common thread being songs that “move” you, either physically or emotionally. Johnson is a force — commanding the attention of the room while offering effortless words of wisdom and moments of humor that evoke deep belly laughs in her students, often at her own expense. She jumps right in and moves with the “tribe,” as she calls her class, offers hands-on adjustments and sings along with her own playlist. Minnesota Good Age / January 2016 / 31
[Impossible to define] In a long hold of a challenging posture, atypical of the fluid vinyasa style,
[Dynamic career path]
Johnson will fiercely encourage students to, “Stay in! Come back in! Get what you
For Johnson, yoga feels like her true calling,
came here for!”
but it’s really the latest — and still evolving —
It would be intimidating if Johnson weren’t abundantly kind, accepting and — simply — cool.
incarnation of her life. “I have crossed through oceans of time and
The beauty of Johnson’s teaching style is her motto: “Come to your mat as you are.”
careers,” she said. Though most people guess that she’s
No matter the age, experience, life circumstance or ability level of her students,
about 35, Johnson is actually 61 years old.
Johnson continuously reminds them of the old yoga adage, “We are always just
She doesn’t advertise her age, but not out of
one breath away from a handstand and one breath away from resting pose.”
shame or a desire to be younger.
She’ll enthusiastically lift you into a
“People bring too many expectations with
handstand if she sees you kicking up
age,” she said. “You say you’re 60 and people
with determination; and alternately,
expect a certain something. That’s why I say
she’ll gently run a hand down your
‘come as you are’ in yoga. The 25-year-old
People bring too many expectations with age. You say you’re 60 and people expect a certain something. That’s why I say ‘come as you are’ in yoga. The 25-year-old might be exercising for the first time and the 70-year-old is probably a triathlete.
spine if child’s pose is where you need
might be exercising for the first time and the
70-year-old is probably a triathlete.”
— Jan Johnson, yoga instructor at LifeTime Fitness, Highland Park
Johnson has cultivated her “oceans” of
[Authentic and inspiring]
careers, it would seem, chiefly by her intu-
The Saturday-morning class is often
ition —and trust in following life’s next lead.
described as “butt-kicking” and
Johnson grew up in Ohio and studied
Johnson’s tribe members often leave
photojournalism at the University of Cincin-
hot, sweaty, messy and smiling. Look
nati. After graduation, she moved to New
closely at each individual, however,
York City where she worked briefly as a
and you’ll see that Jan Johnson
model — for both runway and print — before
devotees are not Yoga Journal-taut and
settling in for a decade-long stint as a flight
pose-perfect but rather diverse — every
attendant for Eastern Airlines.
age, shape, size and skill level.
Johnson loved New York — the transient,
“What I admire most about Jan is
energetic, diverse nature of the 24-hour
that she is genuinely herself and that
city spoke to her gypsy nature. She still
really comes across in her classes,”
considers herself a New Yorker, though she’s
said Ryan Eggen, a fellow LifeTime
now lived in the Twin Cities for nearly half
instructor under Johnson’s lead
as director of the yoga program. “I imagine it inspires her students to be
[Not part of the plan]
truer to who they are.”
Johnson, who now lives in St. Paul, moved
But Johnson isn’t all “butt-kicking,” hot, messy yoga; she also teaches and trains
to Minneapolis after applying for a job as a
instructors in the practice of yin yoga, which is the polar opposite of energetic vinyasa.
radio DJ for KMAP, now defunct. She sent in
The yin practice explores holding postures for long periods of time without the use of
audition tapes and the station immediately
muscles. It involves deep meditation, slow breath and being still. Even when teaching
funded her relocation.
one style right after the other, Johnson’s presence adjusts appropriately. In a yin class, she blends into the background, allowing her students to go inward.
KMAP specialized in Urban Contemporary music. Johnson’s show, which was on the overnight shift, was called Quiet Storm.
32 / January 2016 / Minnesota Good Age
A month after moving to the Twin
Sometimes you’ll catch Eric at one of
Cities, Jan met Eric Johnson. They were
Jan’s classes. She’ll call him out in class,
married a month after that. This wasn’t
saying, “Come on, Johnson!” She does,
part of the plan. She’d imagined the DJ
after all, know just what he’s capable
job to be the next stop on a series of life
of in terms of holding a back bend or
experiences. She also thought she’d be
balancing pose. But there is tenderness in
back in New York before too long.
her teasing. They seem like the real deal.
Being a mother wasn’t part of her plan back then either, but when she and Eric had one daughter, and then
Eric Johnson said of his wife, “Easy to look at, impossible to define.”
another, Johnson embraced being
a parent and loved being a stay-at-
Johnson joined the fitness world as a step
aerobics instructor and taught all sorts
Twenty-seven years after their first
of fitness classes until she finally found
date, Eric and Jan are still married,
her passion in yoga. She’s served as the
and their girls — Jasmine and Amber
director of group fitness at several of the
— are strong, beautiful and successful
LifeTime branches — including Highland
Park — but recently decided to take
Yoga is everything. It doesn’t matter what style of yoga you are drawn to. Once you come to your mat, you realize that yoga becomes who you are. It affects how you see everything from that day on. — Jan Johnson
Photos by Tracy Walsh / tracywalshphoto.com Minnesota Good Age / January 2016 / 33
[Impossible to define] a large pay cut in favor of focusing on the yoga program and corresponding teacher training. “Yoga is everything,” she said. “It doesn’t
Johnson was astonished at the level of cleanliness. The smells that people unfortunately
matter what style of yoga you are drawn to.
associate with senior homes in
Once you come to your mat, you realize that
America simply didn’t exist.
yoga becomes who you are. It affects how you
This is because the level of care,
see everything from that day on. Although it is
concern and respect is so high,
not considered a religion, it is MY religion — the
thing I call upon to help me navigate this sometimes chaotic, uncertain world.”
[Journey to Nicaragua] This belief in yoga led Johnson and her husband
Spending time with both the orphans and the elders changed Johnson’s perspective on everything. “Even the poorest person in St.
to Nicaragua over the summer. The objective
Paul is rich compared to these
was a yoga and service retreat, directed by a
people,” she said. “And, yet, they
colleague of Jan’s from Austin, Texas.
are happy! They are honorable.
The group stayed in the rainforest for the
No violence or theft is present.
first portion of the trip, setting up base camp.
No panhandling. I believe this
From there they visited an orphanage, bringing
comes from the deeper sense of
supplies such as books and clothes to children
community and pride in culture.
very much in need.
It is above and beyond what we
Their next stop was a senior home where they offered more donations and service. Four nuns
Photo by Tracy Walsh / tracywalshphoto.com
Eric and Jan Johnson of St. Paul were married 27 years ago. Eric, who took photos on the couple’s 2015 trip Nicaragua, describes his wife as “easy to look at, impossible to define.”
cared for 50 residents — elders who had literally
[Strengthening the tribe]
been abandoned in the streets.
The retreat culminated with a journey to the beach for intense yoga practice and further community building. It was a time to reflect on the service experience. Johnson brought the community spirit innate in Nicaraguan culture back to her yoga “tribe” in the Twin Cities. She continues to help people work through life’s up and downs on the yoga mat, breaking the mold and living up to her husband’s notion of “impossible to define.” In addition to traditional yoga classes like vinyasa, yin and ashtanga, Johnson leads a rooftop summer solstice event, Urban Yoga Groove — complete with glow sticks, an EVOLVE vegan yoga cleanse and Soul Grooves — a completely free-form dance experience. When asked if she would go back to Nicaragua next year, she said, “I’d love to. But I’d rather see what next opportunity to serve comes along.” She’s still got that gypsy spirit, even though she’s made quite an impression
Photo by Eric Johnson
Jan Johnson visited Nicaragua as part of a service mission and yoga retreat this past summer.
34 / January 2016 / Minnesota Good Age
and planted deep roots in the Twin Cities. Jen Wittes is a freelance writer who lives in St. Paul. Learn more about her work at jenwittes.com.
Housing resources • Memory care
• Assisted living
Augustana Care of Minneapolis •••• Our full continuum of care offers everything from independent living to skilled nursing, all on one campus! We offer in-home care, restaurant-style dining, a bank, pharmacy, grocery store, coffee shop, beauty shop, medical clinic, fitness center, and more! 1007 E 14th St, Minneapolis 1510 11th Ave S, Minneapolis 612-238-5555 minneapoliscampus.org
Carver County CDA•
• Independent housing
• Long term care
Cottage Villas Of Arden Hills•
The Cottage Villas of Arden Hills is a newly renovated 55+ community that offers one, two, and three bedroom apartment homes. Our pet-friendly site is nestled in a serene and natural setting that abounds with wildlife. 3744 Cleveland Ave N Arden Hills 612-590-1144 mannapts.com
Crest View Senior Communities ••
Offers affordable independent living for adults 55 and better throughout Carver County including Chanhassen, Chaska, Waconia, and Norwood Young America. We offer Carver County CDA’s HUD subsidized Section 8 property for adults 62 and over, or those with a qualifying disability. All properties are smoke free. 705 N Walnut St Chaska 952-448-7715 carvercda.org
Crest View Senior Communities offers senior housing, assisted living, memory care, shortterm rehab, skilled nursing, and home care. Five great locations in Columbia Heights. Crest View Senior Community at Blaine plans to open late September of 2016 offering senior housing, assisted living, and memory care. Taking reservations now. 4444 Reservoir Blvd NE, Columbia Heights 763-782-1601 Blaine: 763-755-0712 crestviewcares.org
Colonial Acres Health Care Center at Covenant Village of Golden Valley ••••
Gramercy Park Cooperative of St. Paul•
With Colonial Acres Health Care Center's convenient location right off Highway 100 and Duluth Street, we are the perfect location for your all health care needs. We have Skilled Nursing, Transitional Care/Rehab, Long Term Care, and Memory Care. Also on campus: Residential and Assisted Living options. 5825 St. Croix Ave N Golden Valley 763-732-1422 colonialacreshealthcarecenter.org
CommonBond builds stable homes, strong futures, and vibrant communities. As the largest nonprofit provider of affordable homes in the Upper Midwest, CommonBond has been building and sustaining homes with services to families, seniors, and individuals with disabilities since 1971. 1080 Montreal Ave St. Paul 651-291-1750 commonbond.org/findhousing
Gramercy 55+ cooperative housing combines the tax and equity advantages of home ownership with the convenience of community living. When you purchase a membership you have a vote and a voice in shaping your community. Everything at Gramercy is designed with you in mind. 5688 Brent Avenue Inver Grove Heights 651-450-9851 gramercyinvergrove.org
Oak Meadows •••
Award winning Oak Meadows has an 18 year track record of providing excellent service and care to seniors and their families. We offer 48 assisted, 12 memory care and 62 independent apartments. Lifesprk provides 24/7 on-site homecare. 8131–8133 4th St N Oakdale 651-578-0676 oak-meadows.org
• New construction
Salvation Army Booth Manor•
Conveniently located across from Loring Park, this 21-story high rise, with 154 one-bedroom apartments is designed for seniors 62 years of age or better, offering many services and amenities. It also combines the convenience of being near downtown with the serenity of the great outdoors. 1421 Yale Place Minneapolis 612-338-6313 salvationarmynorth.org/community/ booth-manor
South St. Paul HRA•
South St. Paul HRA manages one-bedroom apartments for ages 50 and over, which are designated for low to moderate-income persons. Rent is based on income. The building amenities include all utilities paid, an on-site caretaker, security building, after hours answering service, elevators, community room, resident activities & services, and laundry facilities. Call today to set up an appointment. 125 3rd Ave N South St. Paul 651-554-3270 ssphra.org
St. Benedict’s Senior Community •••
St. Benedict’s Senior Community is a leader in offering a wide range of housing options for those 62 and better. Whether speaking about the campus in St. Cloud, Monticello or Sartell, our philosophy remains the same; offer independence and choices for vital aging. Sartell: Chateau Waters Opening Summer 2016 Showroom/Sales Office 320-654-2352 chateauwaters.com St. Cloud Senior Housing: 1810 Minnesota Blvd SE St. Cloud 320-203-2747 centracare.com Monticello Senior Housing: 1301 E 7th St Monticello 763-295-4051 centracare.com
Minnesota Good Age / January 2016 / 35
January Can’t-Miss Calendar
events geared toward all ages. When: 1 p.m. and 3:30 p.m. Jan. 3 Where: Landmark Center, St. Paul Cost: FREE Info: landmarkcenter.org
Jan. 3–Feb. 28
Music Under Glass →→Beat the winter blahs by boogying to the blues, bluegrass and ballads in the tropical two-acre Marjorie McNeely Conservatory. This free, all-ages concert series showcases some of the Twin Cities’ finest musicians most Sunday afternoons in winter. Beer, wine, soda and light snacks will be available for purchase. When: 4:30–6:30 p.m. Jan. 3, 10, 17, 24 and Feb. 7, 21, 28 Where: Como Park Zoo & Conservatory, St. Paul Cost: FREE Info: comozooconservatory.org
Adult Nights Out →→Imagine going to the zoo without the distraction of so many children! That’s the joy of the Minnesota Zoo’s new grown-up, kid-free nights, held after normal zoo hours. Participants must be 18 to attend and 21 to drink. Attendees can stay (with advanced registration) for the Our World Speaker Series, held on select nights. When: Jan. 23, March 18, April 22, May 27 and June 16. Most events start at 4:30 p.m. and end at 7 p.m. Other adult-only events include Warm Up in the Wild on Feb. 20 and the Beastly Ball on May 7. Where: Minnesota Zoo, Apple Valley Cost: Admission is reduced to $10 and food and beverages are available for purchase. Info: RSVP at mnzoo.org/adultnights.
Christmas My Way: A Sinatra Holiday Bash →→Four singers pay tribute to the legendary crooner in a holiday-style sequel to the highly successful My Way production. Thirty songs will take audiences from Frank Sinatra’s early years in New York during the 1940s swing era, to the casinos of Las Vegas with the Rat Pack in the 1960s and, finally, to his shows in the 1990s. When: Through Jan. 17 Where: Plymouth Playhouse, Plymouth Cost: $28–$39 Info: plymouthplayhouse.com 36 / January 2016 / Minnesota Good Age
The Wedding Singer →→This hit romantic comedy — based on the 1998 Adam Sandler and Drew Barrymore film — celebrates the songs, big hair and pop-culture references of the 1980s. When: Through Feb. 20 Where: Old Log Theatre, Excelsior Cost: $20–$40 Info: oldlog.com
Boychoir Concerts →→Hear the Minnesota Boychoir’s winter concert, courtesy of Sundays at Landmark, a series of cultural and art
A Gentleman’s Guide to Love & Murder →→Monty Navarro, a distant heir to a family fortune, sets out to jump the line of succession by any means necessary in this Tony-award winning musical. Watch him juggle his mistress (she’s after more than just love), his fiancée (she’s his cousin, but who’s keeping track?) and the constant threat of landing behind bars. Of course, it will all be worth it if he can slay his way to his inheritance — and be done in time for tea. When: Jan. 5–10 Where: State Theatre, Minneapolis Cost: Tickets start at $39. Info: hennepintheatretrust.org or 800-982-2787
Fahrenheit 451 →→Ray Bradbury’s acclaimed masterwork is set in a chilling future in which Guy Montag works as a fireman. The government has banned books and
firefighters start fires — burning books and the houses where they’re found. To Guy, it’s just a job, and he goes home every night to his wife, Mildred, who, like everyone else, lives in front of the TV. Then he meets Clarisse, a peculiar young woman whose curiosity leads him down a dangerous path. When: Jan. 8–31 Where: Theatre in the Round, Minneapolis Cost: $22 Info: theatreintheround.org
Jan. 15–June 25
Chanhassen Concert Series
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A Cure Is In Sight
Foundation Fighting Blindness GA 2013 Filler H6.indd 1
6/28/13 2:00 PM
→→Now in its fourth year, this series will feature a wide variety of acts in its first half of the year, including tributes to Carole King, Joni Mitchell and Carly Simon (Jan. 15–16), Stevie Wonder (Feb. 12–14), Jackson Browne (Feb. 19–20), the Eagles (March 3–5), Ray Charles (March 12), U2 (March 18–19), Glen Campbell (April 1–2), Van Morrison (April 16), The Carpenters (May 6–8), the Everly Brothers (June 17–18), James Brown (June 25) and more. When: Dinner is at 6 p.m., followed by concerts at 8 p.m., except for Sunday events, which start earlier. Where: Chanhassen Dinner Theatres, Chanhassen Cost: $40 per person and $15 more for dinner Info: chanhassendt.com and 800-362-3515
Winter Kite Festival →→Kites of all colors, sizes, shapes and themes fly over Lake Harriet. Other activities include ice fishing, horsedrawn wagon rides, snowshoeing, a children’s medallion hunt and a marshmallow roast. When: Jan. 16 Where: Lake Harriet Bandshell, Minneapolis Cost: FREE Info: eastharriet.org
Carpathian Celebration →→Join in a cultural festival of music, dance, language, foods, costume and art traditions of seven cultures hailing from the Carpathian region of Eastern Europe, courtesy of Sundays at Landmark, a series of cultural and art events.
Where adults 50+ can interact, relax and be inspired. Skyway Senior Center 950 Nicollet Mall Suite 290 (Target/Retek Building) Come and check out the contemporary center in the heart of downtown Minneapolis.
Call 612.370.3869 to get the free newsletter
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7/22/13 9:40/AM Minnesota Good Age / January 2016 37
Can’t-Miss Calendar When: 11 a.m. Jan. 17 Where: Landmark Center, St. Paul Cost: $4–$6 Info: landmarkcenter.org
Thursday Morning Artist Series →→This popular fall-to-spring series features some of the best local musicians, performing a variety of works by classical composers at Antonello Hall at MacPhail Center for Music and at Wayzata Community Church. When: 10 a.m. free refreshments, 10:30 concerts: Jan. 21, Feb. 4 and 18, March 3 and 17, April 14 and 28 Where: Various Cost: Varies Info: thursdaymusical.org or 612-333-0313
Jan. 26 and March 24
Jan. 8–March 3
Divorce Financial Planning Workshop
→→Being equipped with financial knowledge is one of the most powerful tools you can have to move through your divorce with confidence. Learn financial strategies that will help you make the wisest decisions possible. Discover the common financial pitfalls of divorce and how to avoid them. When: 6–7:30 p.m. Jan. 26 at Southwest High School, Minneapolis or 6–7:30 p.m. March 24 at Wayzata Central Middle School in Plymouth Cost: FREE Info: To register please email firstname.lastname@example.org or call 952-658-6221 before Jan. 19 for the Jan. 26 class and March 17 for the March 24 class.
Jan. 28–Feb. 7
St. Paul Winter Carnival →→This multi-faceted festival is the oldest and largest of its kind in the nation, with more than 75 events and nearly 1,000 volunteers. Check out ice carving, snow sculpting, skiing, dogsledding, a torchlight parade, the world’s biggest ice castles and more. When: Jan. 28–Feb. 7 Where: Various venues throughout St. Paul Cost: Most events are FREE. Info: winter-carnival.com
38 / January 2016 / Minnesota Good Age
Photo by Jerusalem US 3D LP
→→The Omnitheater’s annual giant-screen film festival will feature five films, running in rotation, on its 90-foot domed screen, including Tropical Rainforest, Jerusalem, Forces of Nature, Mysteries of the Great Lakes and Humpback Whales. Viewers will experience larger-than-life adventures — from the breathtaking iconic holy sites of Jerusalem to the vibrant rainforests of Costa Rica and Australia. Mysteries of the Great Lakes will feature majestic vistas, shipwrecks and wildlife such as woodland caribou, bald eagles and the fascinating and mysterious lake sturgeon. When: Jan. 8–March 3 Where: Science Museum of Minnesota, St. Paul Cost: Film tickets are $8 for adults and $7 for ages 4 to 12 and age 60 and older. Subsequent same-day film tickets are sold for 15 percent off the original price. The first and third Tuesdays of the month are senior days at the museum with discounted pricing, which includes light refreshments. Info: smm.org/omnifest
Free Symphony Concert
City of the Lakes Loppet
→→The Saint Paul Civic Symphony performs free concerts throughout the St. Paul area. Up next is a winter carnival concert of lighter classics. Everyone is welcome to the event, including skaters at the outdoor rink near the Landmark Center who want to listen to music while they warm up.
→→This cabin-fever reliever features a cross-country ski festival, a snowsculpture contest, skijoring and more.
When: 3 p.m. Jan. 31. Other remaining concert dates include March 13 at Roseville Lutheran Church and a Mother’s Day Concert at the Landmark Center on May 8. Where: Landmark Center, St. Paul Cost: FREE Info: spcsmusic.org
When: Feb. 5–7 Where: Minneapolis Cost: FREE Info: loppet.org/cityoflakesloppet
Feb. 9 and March 2
Retirement Planning Workshops →→Retirement is a significant event — a time of transition from one stage to another. This presentation focuses on the several tax considerations that can substantially impact your
retirement experience. Topics include tax diversification, taxation of capital gains and Social Security, healthcare insurance subsidies and more. When: 6–7:30 p.m. Feb. 9 and 6–7:30 p.m. March 2 Where: Southwest High School, Minneapolis Cost: FREE Info: To register please email debra. email@example.com or call 952-6586221 before Feb. 2 first for the Feb. 9 class and Feb. 24 for the March 2 class.
Feb. 13–March 6
Tropical Beach Party →→Escape the cold with the grandkids at the zoo with a party in the tropical exhibit space, featuring in a giant indoor sandbox! Bring your own pail (BYOP) or favorite sand toy and play in the sand, surrounded by palm trees, exotic animals and special activities. Weekend events include a scavenger hunt, educational family activities (11 a.m.–2 p.m.), face painting (11 a.m.–2 p.m.), zookeeper talks (11 a.m. and 1 p.m.)
MN Zoo GA 0116 H2.indd 1
and more. When: 9 a.m.–4 p.m. Feb. 13–March 6 Where: Minnesota Zoo, Apple Valley Cost: $12 for ages 3–12 and 65 and older, $18 for ages 13–64 Info: mnzoo.org
Sister Act →→This Broadway show tells the story of Deloris Van Cartier, a wannabe diva whose life takes a surprising turn when she witnesses a crime and the cops hide her away in the last place anyone would expect — a convent. When: Through Feb. 27 Where: Chanhassen Dinner Theatres, Chanhassen Cost: $49–$85 Info: chanhassendt.com
Suburbia →→Discover the sometimes quirky, always fascinating history of the seemingly commonplace suburban environments of Minnesota, including cars, cul-desacs, ranch houses, redlining, malls and
millennials. When: Through March 20 Where: Minnesota History Center, St. Paul Cost: $10–$12, free Tuesdays from 5–8 p.m. Info: minnesotahistorycenter.org
Race: Are We So Different? →→This powerful, interactive exhibit returns for an encore engagement at a time when conversations about race are of critical importance. Artifacts, historic and contemporary photography, multimedia components and interactive activities help visitors explore the science, history and contemporary experiences of race and racism. When: Ongoing Where: Science Museum of Minnesota, St. Paul Cost: Free with museum admission ($13 for adults and $10 for ages 4–12 and 60 and older); the first and third Tuesdays of the month are senior days at the museum with discounted pricing that includes light refreshments. Info: smm.org
12/17/15 10:22 Minnesota Good Age / January 2016 / AM 39
Brain teasers Sudoku
Word Search HEALTH ACTIVITY APPEARANCE ATHLETICS COMFORT DECISIONS DIET EMOTIONAL
ENERGY EXERCISE FIT FITNESS GOALS HABITS HEALTH
LIFESTYLE MENTAL NUTRITION PHYSICAL PROSPERITY STRENGTH WELLBEING
Break the code to reveal a quote from a famous person. Each letter represents another letter.
Source: Joseph Addison Clue: N = L
P L C C A B I N Y C H H
M C H U
X A E G E U C A
L C F N U L
F Y K
U L C
Word Scramble Complete the following three six-letter words using each given letter once.
U L C .
U L C
M E K D .
G Z Y K
A ___ ___ ___ O N ___ ___ ___ I O N O ___ ___ ___ O N T
2. Small Intestine
B A Z C Y K N D
Answers 40 / January 2016 / Minnesota Good Age
A new place to stay active!
Trivia HEALTH 1. This popular television show, which ran from 1972 to 1983, centered around a group of doctors and their support staff stationed in South Korea during the Korean War. 2. The largest internal organ in the human body is the _____ _____ , and if laid flat, would be four times as long as the average adult is tall. 3. This â€œFather of Western Medicine" is the namesake of an oath still taken by physicians today. He was one of the first physicians to treat diseases as though they were the result of natural, rather than supernatural, causes.
Cheerfulness is the best promoter of health and is as friendly to the mind as to the body.
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Crossword DOWN 1 They’re way more than social drinkers 2 “Later, dahling!” 3 __-Seltzer 4 Driver’s warning 5 1980s missile prog. 6 Davis of “Commander in Chief” 7 Another time 8 Something to stick with? 9 Ice cream maker Joseph 10 Dips for tortilla chips 11 Simple to understand 12 Sidestep 13 Bog 18 Rock’s Jethro __ 22 Relating to roughness or smoothness, say 23 Ph.D. candidate, e.g. 24 Chicago daily, familiarly 25 Austin __: Tennessee university 26 Ingrid’s role in “Casablanca” 27 Under the weather 28 Letter after sigma 31 Sleeping or slot follower 32 GI show sponsor
1 Workers who cross picket lines
41 Greek sandwiches
6 Stare in disbelief
42 Not throw out
10 Con game
43 Rapper Dr. __
14 Kept from squeaking
44 Riviera film festival site
45 Delayed flight, e.g.
16 Thomas __ Edison 17 “Calm down”
51 Dropped the ball 52 “You’re __ 30 seconds!”: backstage warning
19 Salacious look 20 Bar in a bathtub 21 Pint or pixel 22 Former Russian rulers 23 BBC nature series with the episodes “Jungles” and “Mountains” 25 Starter’s gun 29 CVS pickups 30 Inventor Howe 31 Ark measurement 34 “Dexter” network, briefly 37 Adorable 42 / January 2016 / Minnesota Good Age
53 Prefix with space 57 Trim, as a photo 58 Warm cupful ... and, literally, what’s hidden in the answers to 17-, 23-, 37- and 45-Across 60 Optimism 61 Ancient France 62 Film critic, at times 63 Pitcher with a flared spout 64 This, to Esteban 65 Thin nails
33 __-relief 34 Shock 35 Garden spigot attachment 36 Change for a five 38 Spyglass user 39 Five-and-__ store 43 Not as simple to understand 44 “__ Buy Me Love”: Beatles hit 45 Café lightener 46 Traffic light symbol 47 Figure of speech 48 Bouquet for a señorita 49 Computer fodder 50 String quartet instrument 53 Many miles away 54 “At Last” singer James 55 Lakeside stalk 56 Rowboat pair 58 Birthday number 59 Eye, poetically
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