JONESIN’ C r o s s w o r
d s
"Sign of the Times"–but I repeat myself.
by Matt Jones
ACROSS
DOWN
1 "That doesn't look good" 5 They're tipped in pranks, supposedly 9 Bear whose porridge was deemed too hot 13 Suffix for cities 15 Novelist Waugh 16 Corporate honcho 17 Follow the law 18 Goneril's father 19 Jonathan Larson musical 20 Song from The Doors' "Strange Days" album, literally? 23 Getting by, with "out" 24 "Dallas" family members 27 Diamond stat 28 Little bite 30 Strip mall components 32 French cocktail 33 "Uncle Miltie" 35 Fox News correspondent ___ Ninan 36 Commodores hit, literally? 39 Get more mags 40 Do a five-finger discount 41 Member of the fam 42 Stretchy materials 44 "Toddlers & Tiaras" network 45 Capitol Hill figure: abbr. 46 Soft drink originally bottled in California 48 "___ the Frequency, Kenneth?" 50 2010 Italian Cannes entry, literally? 54 Morally right 57 Italian wine region 58 Actor Delon 59 "Understood!" 60 Tug McGraw's first MLB team 61 Like justice, as it's personified 62 Western lake 63 Goes on and on 64 Raid target
1 Fall birthstone 2 Bindle carrier 3 Peace symbol 4 Former Yankee pitcher Irabu 5 People like the one with which Eliot Spitzer got in trouble 6 Margarine 7 Patch of fake hair, maybe 8 "Some assembly required" extras 9 Santa Claus's French counterpart 10 Double-bladed weapon 11 What brave people use to fill in crosswords 12 It's divided into scenes 14 18-wheeler 21 Prefix meaning "nine" that can precede -gon 22 Type of heart valve 25 Tough spot for a mechanic? 26 Submit, as a letter 27 Poet James Whitcomb and singer Jeannie, for two 29 Actor Oliver of "The Big C" 31 "Survey ___...." ("Family Feud" phrase) 32 Stylish Lagerfeld 33 Dam outlet 34 Flower sung about in "The Sound of Music" 37 Removed vermin from 38 America's Cup entrant 43 Torrid 45 ___ Artois 47 Befuddled 49 Moby Dick's chaser 51 Letters before "://" 52 It may be printed upsidedown 53 Grinds to a halt 54 Tony Hillerman detective Chee 55 Point 56 Dead or Red
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©2011 Jonesin' Crosswords (editor@jonesincrosswords.com)
PUBLIC NOTICES having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all non-monetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USAForeclosure.com. (TS# 7023.90439) 1002.179551-FEI NOTICE OF TRUSTEE’S SALE Reference is hereby made to that certain trust indenture/deed of trust (“Deed of Trust”) dated 10/30/09, recorded as Instrument No. 200926473, Bk 850, Pg 322, mortgage records of Missoula County, Montana in which Robert C. Garrard and Tonia D. Garrard, as joint tenants (and not as tenants in common) and to the survivor of said named joint tenants, and to their heirs and assigns of such survivor, who acquired title as Robert Che Garrard and Tonia D. Garrard, as joint tenants (and not as tenants in common) husband and wife was Grantor, Wells Fargo Bank, N.A. was Beneficiary and None Specified was Trustee. First American Title Insurance Company has succeeded None Specified as Successor Trustee. The Deed of Trust encumbers real property (“Property”) located in Missoula County, Montana, more particularly described as follows: A tract of land located in the SE1/4 of Section 4, Township 15 North, Range 22 West, P.M.M., Missoula County, Montana, being more particularly described as Tract B-7 of Certificate of Survey No. 2310. Together with a road easement through the S1/2 of Section 4, Township 15 North, Range 22 West, P.M.M., Missoula County, Montana and further described as follows: Beginning at the most Northwesterly corner of Tract “B”, Certificate of Survey No. 2172; thence S. 89 degrees 26’ 18’’ E., 1008.05 feet which line described the Northerly boundary of a thirty (30) foot wide private road easement; thence the next two (2) courses along the center line of a thirty (30) foot wide private road easement being fifteen (15) either side of the described line; thence S. 00 degrees 32’ 57’’ E., 655.75 feet along the North South mid section line; thence S. 89 degrees 20’48’’E., 631.29 feet to the Westerly boundary of Tract B-6 and B-7 of Certificate of Survey No. 2310. Beneficiary has declared the Grantor in default of the terms of the Deed of Trust and the promissory note (“Note”) secured by the Deed of Trust because of Grantor’s failure timely to pay all monthly installments of principal, interest and, if applicable, escrow reserves for taxes and/or insurance as required by the Note and Deed of Trust. According to the Beneficiary, the obligation evidenced by the Note (“Loan”) is now due for the 09/01/10 installment payment and all monthly installment payments due thereafter. As of December 9, 2010, the amount necessary to fully satisfy the Loan was $317,231.28. This amount includes the outstanding principal balance of $310,603.12, plus accrued interest, accrued late charges, accrued escrow installments for insurance and/or taxes (if any) and advances for the protection of beneficiary’s security interest (if any). Because of the defaults stated above, Beneficiary has elected to sell the Property to satisfy the Loan and has instructed Successor Trustee to commence sale proceedings. Successor Trustee will sell the Property at public auction On the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT 59802, City of Missoula on April 20, 2011 at 11:00 AM, Mountain Time. The sale is a public sale and any person, including Beneficiary and excepting only Successor Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding at the sale location in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by trustee’s deed without any representation or warranty, express or implied, as the sale is made strictly on an as-is, where-is basis. Grantor, successor in interest to Grantor or any other person having an interest in the Property may, at any time prior to the trustee’s sale, pay to Beneficiary the entire amount then due on the Loan (including foreclosure costs and expenses actually incurred and trustee’s and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred. Tender of these sums shall effect a cure of the defaults stated above (if all non-monetary defaults are also cured) and shall result in Trustee’s termination of the foreclosure and cancellation of the foreclosure sale. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by the reference. You may also access sale status at www.Northwesttrustee.com or USAForeclosure.com. (TS# 7023.91081) 1002.180483-FEI Notice of Trustee’s Sale THE FOLLOWING LEGALLY DESCRIBED TRUST PROPERTY TO BE SOLD FOR CASH AT TRUSTEE’S SALE: Notice is hereby given that the undersigned trustee will, on 05/09/2011, at the hour of 11:00 AM sell at public auction to the highest bidder for cash, the interest in the following described real property which the Grantor has or had power to convey at the time of execution by him of the said Trust Deed, together with any interest which the Grantor his successors in interest acquired after the execution of said Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including reasonable charge by the trustee, at the following place: on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT, 59802. RECONTRUST COMPANY, N.A. is the duly appointed Trustee under and pursuant to Trust Indenture
in which SCOTT DEAN JOHNSON, AND MARY ELIZABETH JOHNSON, HUSBAND AND WIFE as Grantors, conveyed said real property to CHARLES J PETERSON as Trustee, to secure an obligation owed to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary by Trust Indenture Dated 06/23/2006 and recorded 06/30/2006, in document No. 200616003 in Book/Reel/Volume Number 778 at Page Number 63 in the office of the Clerk and Recorder Missoula County, Montana; being more particularly described as follows: LEGAL DESCRIPTION: LOT 14 IN BLOCK 5 OF BITTERROOT HOMES ADDITION NO. 3, A PLATTED SUBDIVISION IN THE CITY OF MISSOULA, MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF. Property Address: 809 DIXON AVE, MISSOULA, MT 59801-8619 The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP There is a default by the Grantor or other person(s) owing an obligation, the performance of which is secured by said Trust Deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision; the default for which foreclosure is made is Grantor’s failure to pay the monthly installment which became due on 05/01/2010, and all subsequent installments together with late charges as set forth in said Note and Deed of Trust, advances, assessments and attorney fees, if any. TOGETHER WITH ANY DEFAULT IN THE PAYMENT OF RECURRING OBLIGATIONS AS THEY BECOME DUE. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable said sums being the following: The unpaid principal balance of $184,614.96 together with interest thereon at the current rate of 7.125% per annum from 05/01/2010 until paid, plus all accrued late charges, escrow advances, attorney fees and costs, and any other sums incurred or advanced by the beneficiary pursuant to the terms and conditions of said Trust Indenture. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds to this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. Dated: 12/22/2010 ReconTrust Company, N.A. Successor Trustee 2380 Performance Dr., TX2-984-0407 Richardson, TX 75082 T.S. NO 10-0164695 FEI NO 1006.123570 Notice of Trustee’s Sale THE FOLLOWING LEGALLY DESCRIBED TRUST PROPERTY TO BE SOLD FOR CASH AT TRUSTEE’S SALE Notice is hereby given that the undersigned trustee will, on May 16, 2011, at the hour of 11:00 AM, sell at public auction to the highest bidder for cash, the interest in the following described real property which the Grantor has or had power to convey at the time of execution by him of the said Trust Deed, together with any interest which the Grantor, his successors in interest acquired after the execution of said Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including reasonable charge by the trustee at the following place: on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT, 59802. RECONTRUST COMPANY, N.A. is the duly appointed Trustee under and pursuant to Trust Indenture in which BONNIE M BRIGGS, as Grantors, conveyed said real property to CHARLES J PETERSON, ATTORNEYAT LAW as Trustee, to secure an obligation owed to COUNTRYWIDE BANK, FSB., as Beneficiary by Trust Indenture Dated 08/21/2008 and recorded 08/29/2008, in document No. 200820235 in Book/Reel/Volume Number 825 at Page Number 818 in the office of the Clerk and Recorder Missoula County, Montana; being more particularly described as follows: LEGAL DESCRIPTION: THE FOLLOWING DESCRIBED PROPERTY: IN MISSOULA COUNTY, MONTANA, TO-WIT: LOT 41 OF SHELBY ADDITION, A PLATTED SUBDIVISION IN MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF. Property Address: 12961 KIMWOOD DR, Lolo, MT 59847-9519. The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP There is a default by the Grantor or other person(s) owing an obligation, the performance of which is secured by said Trust Deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision; the default for which foreclosure is made is Grantor’s failure to pay the monthly installment which became due on 10/01/2010 and all subsequent installments together with late charges as set forth in said Note and Deed of Trust, advances, assessments and attorney fees, if any. TOGETHER WITH ANY DEFAULT IN THE PAYMENT OF RECURRING OBLIGATIONS AS THEY BECOME DUE. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable said sums being the following: The unpaid principal balance of $146,122.21 together with interest thereon at the current rate of 6.25% per annum from 10/01/2010 until paid, plus all accrued late charges, escrow advances, attorney fees and costs, and any other sums incurred or advanced
Missoula Independent Classifieds Page C6 January 27 – February 3, 2011
by the beneficiary pursuant to the terms and conditions of said Trust Indenture. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds to this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation Dated: 12/29/10 ReconTrust Company, N.A. Successor Trustee 2380 Performance Dr. TX2-984-0407 Richardson, TX 75082. T.S. NO 10-0166687 FEI NO 1006.124432 Notice of Trustee’s Sale THE FOLLOWING LEGALLY DESCRIBED TRUST PROPERTY TO BE SOLD FOR CASH AT TRUSTEE’S SALE: Notice is hereby given that the undersigned trustee will, on 4/4/2011, at the hour of 11:00 AM, sell at public auction to the highest bidder for cash, the interest in the following described real property which the Grantor has or had power to convey at the time of execution by him of the said Trust Deed, together with any interest which the Grantor, his successors in interest acquired after the execution of said Trust Deed, to satisfy the obligations thereby secured and the costs and expenses of sale, including reasonable charge by the trustee at the following place: on the front steps of the Missoula County Courthouse, 200 West Broadway, Missoula, MT,59802. RECONTRUST COMPANY, N.A. is the duly appointed Trustee under and pursuant to Trust Indenture in which LARRY STOLLE and DAWN STOLLE, HUSBAND AND WIFE, AS JOINT TENANTS as Grantors, conveyed said real property to CHARLES J PETERSON, ATTORNEY AT LAW as Trustee, to secure an obligation owed to BANK OF AMERICA, N.A., as Beneficiary by Trust Indenture Dated 07/01/2009 and recorded 07/13/2009, in document No. 200917156 in Book/Reel/Volume Number 843 at Page Number 798 In the office of the Clerk and Recorder Missoula County, Montana; being more particularly described as follows: LEGAL DESCRIPTION: THE FOLLOWING DESCRIBED PROPERTY: IN THE COUNTY OF MISSOULA, STATE OF MONTANA, THE E 1/2 SE 1/4 SE 1/4 NW 1/4 OF SECTION 36, TOWNSHIP 11 NORTH, RANGE 2O WEST, PRINCIPAL MERIDIAN, MONTANA, MISSOULA COUNTY, MONTANA. Property Address: 4287 E CARLTON CREEK RD, Florence, MT 59833-6161. The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP There is a default by the Grantor or other person(s) owing an obligation, the performance of which is secured by said Trust Deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision; the default for which foreclosure is made is Grantor’s failure to pay the monthly installment which became due on 08/01/2010, and all subsequent installments together with late charges as set forth in said Note and Deed of Trust, advances, assessments and attorney fees, if any. TOGETHER WITH ANY DEFAULT IN THE PAYMENT OF RECURRING OBLIGATIONS AS THEY BECOME DUE. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable said sums being the following: The unpaid principal balance of $169,289.54 together with interest thereon at the current rate of 5.50% per annum from 08/01/2010 until paid, plus all accrued late charges, escrow advances, attorney fees and costs, and any other sums incurred or advanced by the beneficiary pursuant to the terms and conditions of said Trust Indenture. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds to this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation Dated: 11/19/2010 ReconTrust Company, N.A. Successor Trustee, 2380 Performance Dr. TX2-984-0407, Richardson, TX 75082. T.S. NO. 10-0151973 FEI NO. 1006.119979 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on March 18, 2011, at 11:00 o’clock A.M. at the Main Door of Missoula County Courthouse located at 200 West Broadway in Missoula, MT 59802, the following described real property situated in Missoula County, Montana: LOT 40 OF SUNNY MEADOWS NO. 2. A PLATTED SUBDIVISION IN MISSOULA COUNTY, MONTANA. ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF Keith A Walt and Michelle L Walt, as Grantor(s), conveyed said real property to First American Title, as Trustee, to secure an obligation owed to Community Bank-Missoula, Inc., as Beneficiary, by Deed of Trust dated December 16, 2005 and Recorded on December 21, 2005 under Document # 200533821, in Bk-766, Pg469. The beneficial interest is currently held by CitiMortgage, Inc. as successor in interest to ABN Amro Mortgage Group Inc., f/k/a ABN Amro Mortgage Group, Inc.. Charles J. Peterson, is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County,
Montana.The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $1,406.22, beginning December 1, 2009, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of October, 30 2010 is $185,616.75 principal, interest at the rate of 6.375% now totaling $11,787.15, late charges in the amount of $1,474.92, and other fees and expenses advanced of $2627.96, plus accruing interest at the rate of $32.42 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default.The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: October 8, 2010 /s/ Charles J. Peterson Successor Trustee MACKOFF KELLOGG LAW FIRM P.O. Box 1097 Dickinson, ND 58602-1097 STATE OF NORTH DAKOTA)) ss. County of Stark) On October 8, 2010, before me, a notary public in and for said County and State, personally appeared Charles J. Peterson, Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Stephanie L. Crimmins Notary Public Stark County, North Dakota Commission expires: 12/24/2014 Citimortgage V. Walt 41926.723 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on March 21, 2011, at 11:00 o’clock A.M. at the Main Door of the Missoula County Courthouse located at 200 West Broadway in Missoula, MT 59802, the following described real property situated in MISSOULA County, Montana: ALL THAT CERTAIN LAND, BEING A CONDOMINIUM DESCRIBED AS FOLLOWS: UNIT 209, AS SHOWN AND DEFINED IN THE CONDOMINIUM DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR THE LYNNWOOD, A RESIDENTIAL CONDOMINIUM, TOGETHER WITH ITS EXHIBITS AS RECORDED IN BOOK 170 MICRO RECORDS AT PAGE 581, OF THE OFFICIAL RECORDS OF MISSOULA COUNTY, MONTANA, TOGETHER WITH AN UNDIVIDED .0261508918 INTEREST IN AND TO TRACT 1, BLOCK 2, HAMMOND ADDITION NO. 1, A PLATTED SUBDIVISION OF THE CITY OF MISSOULA, MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF (REFERENCE: CERTIFICATE OF SURVEY NO. 255), TOGETHER WITH ALL IMPROVEMENTS THEREON. TOGETHER WITH AN EXCLUSIVE USE AREA OR LIMITED COMMON AREA AS THOSE TERMS ARE DEFINED IN THE DECLARATION AND AS DESCRIBED IN THE PLANS AND SPECIFICATIONS ATTACHED THERETO AS BEING A STORAGE SPACE S-26, TOGETHER WITH THEIR APPURTENANCES. APN 5849375 WITH THE APPURTENANCES THERETO. APN: 5849375 Dale L Garberding and Roberta C Garberding, as Grantor(s), conveyed said real property to First American Title Company, as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc., as Beneficiary, by Deed of Trust dated July 27, 2007 and recorded August 7, 2007 in Book 803, Page 266, under Document No. 200720401. The beneficial interest is currently held by CitiMortgage, Inc.. Charles J. Peterson, is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of MISSOULA County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $690.57, beginning May 1, 2010, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of November 07, 2010 is $105,813.95 principal,
interest at the rate of 6.5000% now totaling $4,125.18, late charges in the amount of $207.12, and other fees and expenses advanced of $274.50, plus accruing interest at the rate of $18.84 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th day following the sale. The grantor, successor in interest to the grantor or any other person having an interest in the property, at any time prior to the trustee’s sale, may pay to the beneficiary or the successor in interest to the beneficiary the entire amount then due under the deed of trust and the obligation secured thereby (including costs and expenses actually incurred and attorney’s fees) other than such portion of the principal as would not then be due had no default occurred and thereby cure the default. The scheduled Trustee’s Sale may be postponed by public proclamation up to 15 days for any reason, and in the event of a bankruptcy filing, the sale may be postponed by the trustee for up to 120 days by public proclamation at least every 30 days. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: November 11, 2010 /s/ Charles J. Peterson Successor Trustee MACKOFF KELLOGG LAW FIRM P.O. Box 1097 Dickinson, ND 58602-1097 STATE OF NORTH DAKOTA)) ss. County of Stark) On November 11, 2010, before me, a notary public in and for said County and State, personally appeared Charles J. Peterson, Successor Trustee, known to me to be the person whose name is subscribed to the foregoing instrument and acknowledged to me that he executed the same. /s/ Stephanie L Crimmins Notary Public Stark County, North Dakota Commission expires: 12/24/2014 Citimortgage V Garberding 42011.040 NOTICE OF TRUSTEE’S SALE TO BE SOLD FOR CASH AT TRUSTEE’S SALE on March 21, 2011, at 11:00 o’clock A.M. at the Main Door of the Missoula County Courthouse located at 200 West Broadway in Missoula, MT 59802, the following described real property situated in Missoula County, Montana: LOT 1 OF SCOTT MEADOWS, A PLATTED SUBDIVISION IN MISSOULA COUNTY, MONTANA, ACCORDING TO THE OFFICIAL RECORDED PLAT THEREOF. Carl R. Crisp and Susan S. Crisp, as Grantor(s), conveyed said real property to Stewart Title Guaranty Co., as Trustee, to secure an obligation owed to Mortgage Electronic Registration Systems, Inc, as Beneficiary, by Deed of Trust dated on August 1, 2006 and recorded on August 7, 2006 in Book 780, Page 720 under Document No. 200619828. The beneficial interest is currently held by One West Bank, FSB. Charles J. Peterson, is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Missoula County, Montana. The beneficiary has declared a default in the terms of said Deed of Trust by failing to make the monthly payments due in the amount of $2,059.63, beginning June 1, 2010, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. The total amount due on this obligation as of October 26, 2010 is $325,477.17 principal, interest at the rate of 6.375% now totaling $10,066.68, late charges in the amount of $1,123.98, escrow advances of $824.60, and other fees and expenses advanced of $283.00, plus accruing interest at the rate of $56.85 per diem, late charges, and other costs and fees that may be advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Grantors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee’s fees and attorney’s fees, costs and expenses of the sale and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the beneficiary, excepting only the Trustee, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier’s checks). The conveyance will be made by Trustee’s Deed without any representation or warranty, including warranty of Title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The sale purchaser shall be entitled to possession of the property on the 10th