Welcome to the October-December edition of Luxe Living Magazine! As the fall season kicks off, we are excited to bring you the latest in real estate trends, Feature Properties for sale, delicious recipes, and helpful wellness tips. Our goal is to keep you informed and engaged as you navigate the exciting world of real estate. Thank you for being a valued member of our community.
The Lilly Ruiz Luxury Group is dedicated to providing unparalleled service in luxury real estate. We're committed to helping you sell your current home a the highest price possible or find your dream home and creating a lifestyle that reflects your unique taste.
Our Services:
For Sellers: We provide expert market analysis, strategic marketing plans, and personalized support to help you achieve the best price for your property while guiding you through every step of the process.
For Buyers: Whether you9re seeking a luxury estate or a cozy starter home, we offer tailored home search services, expert negotiation, and comprehensive support to find the perfect property for you.
For Active Duty and Veterans: As a Military Relocation Professional, Lilly specializes in assisting military personnel and veterans with their unique real estate needs, offering specialized knowledge and support.
For First-Time Home Buyers: We guide first-time buyers through the entire process, from securing financing to finding the right home, ensuring a smooth and confident journey to homeownership.
Stay tuned for more exclusive content and luxurious experiences in future editions of LuxeLiving Magazine. Thank you for joining us on this extraordinary journey!
Warmest regards, LuxeLiving Magazine and Lilly Ruiz Real Estate
FALL HOME DÉCOR TRENDS FOR 2024
As the air gets crisper and the leaves start to turn, it9s the perfect time to refresh your home with cozy, inviting touches that bring warmth and comfort to every room. This fall, the top décor trends blend natural elements, rich textures, and warm tones that make any space feel like a serene retreat. Here9s how you can easily incorporate these trends into your home:
1. Earthy Color Palettes
Fall is all about embracing nature9s colors. Think deep shades of terracotta, olive green, burnt orange, and warm browns. These hues create a soothing atmosphere, whether you add them through accent walls, throw pillows, or decorative pieces. A pop of golden mustard or soft blush can add a modern touch to this classic fall palette.
2. Texture, Texture, Texture!
The key to making your space feel extra cozy this season is layering textures. Chunky knit blankets, velvet pillows, and faux fur throws are all great ways to add warmth and softness. Consider mixing materials like wood, stone, and metal in your furniture and accessories to create depth and interest. A soft wool rug or a woven basket can also bring in those rich, tactile elements that make fall feel extra homey.
3. Natural Accents
Nature is the ultimate inspiration for fall décor. Incorporate natural elements like dried flowers, pampas grass, and wooden accents to give your home a grounded, organic feel. A vase of dried eucalyptus or a bowl of pinecones on the coffee table can add a simple yet elegant autumn touch without being overwhelming.
4. Candles and Soft Lighting
Nothing says fall like the warm glow of candlelight. Swap out bright overhead lights for softer, more intimate lighting options like string lights, lanterns, or dimmable lamps. Scented candles in fragrances like cinnamon, pumpkin, or apple cider will not only set the mood but also make your home smell like fall. Scatter a few candles around the room for that cozy, flickering glow.
5. Layered Rugs
If you want to make your space feel extra snug, try layering rugs. A large neutral rug can be the base, while a smaller, patterned rug on top adds a pop of color and style. This look works especially well in living rooms and bedrooms, making them feel warm and inviting as the temperature drops. By incorporating these easy fall décor trends, you can transform your home into a cozy sanctuary where you9ll love to spend time during the cooler months. Whether you add just a few small touches or go for a full seasonal makeover, these ideas will make your space feel warm, welcoming, and ready for the season ahead!
PREPPING YOUR HOME FOR HOLIDAY GUESTS
2. Stock Up on Essentials
The holidays are just around the corner, which means it's time to get your home ready for family and friends. Whether you're hosting overnight guests or simply having people over for dinner, making your home feel inviting and comfortable is key to creating a memorable holiday experience. Here are a few easy ways to prep your home for holiday visitors:
1. Freshen Up the Guest Room
Your guest room doesn9t need a complete overhaul to feel cozy and welcoming. Start by changing the linens to something fresh and comfortable. Add extra blankets and pillows to make the space warm, and place a few holidaythemed touches, like a small wreath or festive throw, for a seasonal feel. Don9t forget to clear out some closet or drawer space for your guests to store their belongings.
Make your guests feel at home by stocking the guest room and bathroom with essentials. Place fresh towels, toiletries, and a water pitcher on the nightstand. It9s a small gesture that will go a long way in making your visitors feel pampered. If you9re expecting several overnight guests, make sure you have enough basic items like extra bedding, pillows, and blankets on hand.
3. Create a Welcoming Atmosphere
Little touches can make a big difference. Place a small tray of holiday cookies or snacks in the guest room or common areas to make your home feel extra special. Use soft lighting and scented candles to create a cozy ambiance. Music is another great way to set the mood, so consider having a holiday playlist ready for when guests arrive.
4. Prepare Your Home9s Common Areas
Your living room and dining space are likely to be the hub of activity during the holidays, so give them a quick refresh. Fluff the pillows, declutter surfaces, and arrange comfortable seating for conversations and gatherings. Consider adding festive decorations like garlands, candles, and cozy throws to bring a warm holiday vibe to your space.
5. Plan for Comfort
Holiday hosting can be busy, but your home doesn9t have to feel chaotic. Set up a coffee or tea station in the kitchen where guests can help themselves, and consider setting out snacks in easy-to-reach spots. This way, everyone feels welcome to make themselves at home without needing to ask for something.
With just a little preparation, your home can become a cozy and inviting space that your holiday guests will love. These simple touches will ensure your visitors feel welcomed, comfortable, and ready to enjoy the season!
Fall and Winter Recipes
Winter Detox Soup
Turkey Cranberry Sliders
Ingredients:
12 slider buns or Hawaiian rolls
IIngredients:
1 tbsp olive oil
1 onion, chopped
2 garlic cloves, minced
2 cups chopped kale
1 zucchini, chopped
1 small sweet potato, cubed
4 cups vegetable broth
1 tsp turmeric
1/2 tsp cumin
1/2 tsp ground ginger
Juice of 1 lemon
Salt and pepper to taste
Instructions:
1.
Heat olive oil in a large pot over medium heat. Add onion and garlic, sauté until softened.
2.
Stir in kale, zucchini, and sweet potato, and cook for 5 minutes.
4.
3. Blend the soup using an immersion blender until smooth (or leave it chunky if you prefer).
5.
Add the vegetable broth, turmeric, cumin, ginger, and salt. Bring to a boil, then lower the heat and simmer for 15-20 minutes, or until vegetables are tender.
Stir in the lemon juice and season with additional salt and pepper. Serve warm, garnished with fresh herbs.
1 lb sliced turkey (leftover roast turkey or deli-style)
1/2 cup cranberry sauce
6 slices Swiss or cheddar cheese
1/4 cup mayonnaise
1 tbsp Dijon mustard
2 tbsp melted butter
Poppy seeds for topping (optional)
Instructions:
Preheat oven to 350°F (175°C).1.
Slice the slider buns in half and place the bottom halves in a baking dish.2.
Spread mayonnaise and mustard on the buns. Layer turkey, cranberry sauce, and cheese on top.3. Place the top halves of the buns back on and brush with melted butter. Sprinkle with poppy seeds if desired.4.
5.
Cover with foil and bake for 10-12 minutes until the cheese melts. Uncover and bake for an additional 3-5 minutes to toast the tops.
Holiday Entertaining: Tips for Hosting the Perfect Party
The holiday season is all about gathering with loved ones, and hosting the perfect party doesn9t have to be stressful. Whether it9s a small dinner with friends or a big family celebration, a little preparation can go a long way. Here are some simple tips to help you throw a holiday party everyone will enjoy:
1. Plan a Simple but Festive Menu
Don9t overwhelm yourself with complicated recipes. Stick to a few tried-and-true dishes that are easy to prepare and sure to impress.
A beautiful charcuterie board, seasonal salads, and hearty main courses like roasted chicken or glazed ham can be delicious without being overly time-consuming. Consider a potluck-style gathering where guests can contribute their favorite dishes.
2. Set a Warm, Festive Atmosphere
Creating the right ambiance is key to a successful holiday party. Use warm lighting like candles, string lights, or a fireplace to create a cozy vibe. Set the table with festive decorations like greenery, ornaments, or seasonal flowers. Soft holiday music playing in the background can help set the tone without overpowering the conversation.
3. Have a Signature Drink
A fun, festive drink can elevate your party and make it feel more special. Whether it9s a spiced holiday punch, mulled wine, or a creative mocktail, having a signature drink ready for guests as they arrive is a great way to kick off the evening. Be sure to offer non-alcoholic options as well for those who prefer them.
4. Make It Comfortable for Everyone
Ensure that there9s plenty of comfortable seating and spaces where guests can mingle. If you9re hosting a larger group, consider creating different conversation areas around your home to make it easy for guests to chat and relax. Keep extra chairs and blankets handy for added comfort.
5. Plan Easy, Fun Activities
To keep the energy lively, plan a few simple activities or games. Whether it9s a holiday-themed trivia game, a gift exchange, or a festive photo booth with props, these touches can add extra fun to the party without being too time-consuming or stressful.
By keeping things simple and focusing on creating a welcoming atmosphere, you9ll host a holiday party that everyone will enjoy. Relax, have fun, and soak up the festive spirit with your guests!
PREPARING YOUR HOME FOR WINTER WEATHER
As the colder months approach, it9s essential to get your home ready for winter weather. By taking care of a few maintenance tasks now, you can avoid costly repairs and ensure your home stays warm and comfortable all season long. Here9s a quick guide to preparing your home for winter:
1. Check and Insulate Windows and Doors
Drafty windows and doors can make your home feel much colder and lead to higher heating bills. Check for drafts and seal any gaps with weatherstripping or caulk. You might also consider upgrading to heavier curtains or thermal window coverings to keep the heat in and the cold out.
2. Inspect the Roof and Gutters
Your roof is your home9s first defense against winter weather. Make sure there are no loose or damaged shingles, and clean out your gutters to prevent ice dams from forming. If your gutters are clogged, melting snow can refreeze and cause water damage to your roof or foundation.
3. Service Your Heating System
Before the temperatures drop, have your heating system checked by a professional to ensure it9s running efficiently. Replace the air filters, and if you have a fireplace, make sure it9s clean and ready to use. A well-maintained heating system will keep your home cozy and help prevent unexpected breakdowns.
4. Prepare Your Pipes
Frozen pipes can cause major damage to your home. Insulate any exposed pipes, especially those in unheated areas like basements or crawl spaces. When the temperature drops significantly, let faucets drip slowly to prevent them from freezing. It9s also a good idea to know where your main water shut-off valve is in case of emergencies.
5. Stock Up on Winter Essentials
Make sure you have all the necessary supplies on hand before winter weather hits. Stock up on salt or sand for icy walkways, check that snow shovels or snow blowers are in working order, and consider investing in a generator for power outages. Being prepared will give you peace of mind and help you tackle any winter challenges with ease. By taking these steps, you9ll be ready to face the winter season with confidence, knowing your home is protected and prepared for whatever the weather brings.
Baked Sweet Potatoes with Tahini Sauce
Ingredients:
4 small sweet potatoes
2 tbsp olive oil
1/4 cup tahini
2 tbsp lemon juice
1 garlic clove, minced
1 tbsp maple syrup
Water to thin the sauce
Salt and pepper to taste
Fresh parsley, chopped (for garnish)
Instructions:
Preheat oven to 425°F (220°C). Wash and prick sweet potatoes with a fork.
Rub the potatoes with olive oil and roast for 45-60 minutes, or until tender.
While sweet potatoes bake, mix tahini, lemon juice, garlic, maple syrup, and a pinch of salt in a bowl. Add water, a tablespoon at a time, until the sauce reaches a smooth consistency.
Slice the roasted sweet potatoes open and drizzle with tahini sauce. Garnish with chopped parsley.
With the holiday season approaching, it's never too early to start thinking about unique gifts for the special people in your life. Whether you9re looking for something personalized, practical, or totally unique, here9s a guide to help you find the perfect gift for everyone on your list:
For the Homebody: Think cozy! A luxurious throw blanket, a set of aromatic candles, or a highquality tea sampler are thoughtful gifts that bring comfort and relaxation.
For the Adventurer: A rugged travel backpack, a scratch-off world map, or a unique set of camping gear will inspire their next big adventure.
For the Foodie: Consider a gourmet food basket with artisanal cheeses, chocolates, or homemade jams. A subscription to a meal kit delivery service or a unique cooking gadget like an air fryer also makes an excellent choice.
For the Techie: Smart home devices like a voice-activated speaker or a set of wireless earbuds are always a hit. Or, go for a sleek wireless charger to keep their gadgets powered up on the go.
For the Artist: A set of professional-grade paints, a stylish sketchbook, or even an art subscription box can inspire creativity.
This 4-bed, 3-bath stunner has it all: a pebble tec pool with a grotto waterfall and jacuzzi, just waiting for your summer fun!
Gated community
Beautiful curb appeal
Split 3-car garage
RV parking with Hook-ups
Private primary suite with pool access
Gourmet kitchen with island & stainless
steel appliances
Don9t miss out!!!
Schedule your tour today!
Lilly Ruiz 702-635-1105
ý BS.145724
Monticello Realty
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HomeswithLilly.com/5805-temple-ridge
$995,000
MLS#2587839
An Inviting Pool Awaits You in Centennial Hills!
4 Bedrooms| 3 Bathrooms| 3 Car Garage| RV Parking with Hook-ups| POOL & Spa
Imagine diving into your own pebble tec pool, relaxing under the grotto waterfall, and unwinding in the jacuzzi4this 4-bedroom, 3-bathroom home is your personal oasis in the gated community of Centennial Hills.
With a split 3-car garage, stunning curb appeal, and meticulously landscaped zen plants, this home is a true gem. Inside, you'll find a spacious living area with a striking feature wall and French doors that open to your private backyard paradise.
The gourmet kitchen is a chef's dream, featuring beautiful cabinets, a stylish backsplash, stainless steel appliances, an oversized island, and a walk-in pantry.
The adjacent den, used as a formal dining room, and the living room both showcase impressive feature walls.
The oversized primary bedroom offers direct pool access through French doors and a luxurious bathroom with double vanity sinks and a walk-in shower.
The first bedroom has its own entry from the garage and a private bathroom, making it perfect for guests.
Additional highlights include a laundry room with a sink and cabinets, a water softener, and the privacy of no rear neighbors.
This home is everything you've been dreaming of and more. Don9t wait4submit your offer today and secure your slice of paradise in Centennial Hills!
Experience comfort and luxury in this 4-bedroom, 3-bathroom home located in the soughtafter Stallion Mountain community. With 24-hour patrolled security, solar screens, and financed solar panels, this home offers both safety and energy efficiency. The interior features newer porcelain tiles throughout the living areas and kitchen, and luxury vinyl plank flooring in the bedrooms. The primary bathroom is a spa-like retreat with dual shower towers and resurfaced countertops, shower, and jacuzzi. The home also includes new furnace units, ensuring year-round comfort. Outside, enjoy low-maintenance Zen rock landscaping, a covered patio, an outdoor gas firepit, and a stub-out for a grill. The entertainer9s kitchen boasts cherrywood cabinets, dual ovens, a large island, and a seamless connection to the formal dining room and eat-in nook. Complete with a 3-car garage, this home is a true desert oasis.
Entertainer's
4 Beds | 5 Baths | 1 Den | 1 Loft | 3-Car Garage| Pool & Spa | Guard-gated Community Spa-Inspired Primary Bathroom || Entertainer9s Dream Kitchen
Listing courtesy of Zack Schilling S.0051185 and Kristen Riffle S.0177577 with Simply Vegas
Featured Property -605 Canyon Greens
Discover a life of unmatched luxury in the exclusive guard-gated enclave of Canyon Fairways, Summerlin. This beautifully reimagined estate spans over 4,000 square feet of exquisite living space, thoughtfully designed to captivate and inspire. Revel in stunning mountain vistas as you relax by the shimmering pool. Host elegant gatherings or retreat to your sumptuous master suite for ultimate tranquility. Indulge in resortstyle living at its finest, nestled within this renowned and prestigious community.
Video Tour Scan the QR
Listing courtesy of Zack Schilling S.0051185 and Kristen Riffle S.0177577 with Simply Vegas
Half-healthy tip: Apples add a fruity balance to the indulgent caramel and buttery oat topping!
Ingredients:
4 large apples, peeled and diced
1 tbsp lemon juice
1/2 cup caramel sauce (store-bought or homemade)
1 cup all-purpose flour
1 cup old-fashioned oats
1/2 cup brown sugar
1/2 cup butter, melted
1 tsp cinnamon
Vanilla ice cream (optional)
Instructions:
Preheat oven to 350°F (175°C). 1.
Toss diced apples with lemon juice and set aside. 2.
3.
In a mixing bowl, combine flour, oats, brown sugar, melted butter, and cinnamon until crumbly.
Press half of the mixture into the bottom of a greased 9x9-inch baking dish. 4. Spread the apples evenly on top, and drizzle with caramel sauce. 5. Sprinkle the remaining oat mixture over the apples and caramel. 6. Bake for 30-35 minutes until the top is golden and bubbly.
7.
Serve warm with a scoop of vanilla ice cream and a drizzle of extra caramel. 8.
STRESS
In our always-connected world, it9s easy to get overwhelmed by constant notifications, emails, and social media updates. While technology has made life more convenient, it can also contribute to heightened stress levels. One effective way to manage stress is by taking a digital detox.
Here9s how to do it:
Set Boundaries: Start by setting specific times each day when you disconnect from your devices. It could be an hour before bed, during meals, or even a dedicated <tech-free= day each week.
Create Tech-Free Zones: Designate certain areas in your home where devices are not allowed, like the bedroom or dining room. This will encourage relaxation and improve your focus on non-digital activities.
Turn Off Push Notifications: Constant alerts can be a major source of stress, pulling you back into your phone throughout the day. By turning off non-essential notifications, you'll reduce distractions and create more mental space for relaxation and focus on the present moment.
Engage in Offline Activities: Use your newfound tech-free time to do things that help you unwind4read a book, take a walk, meditate, or engage in a hobby you enjoy. These activities can help reset your mind and provide a much-needed break from digital overload.
Practice Mindfulness: Without the distraction of screens, you can focus on being present in the moment. Take deep breaths, enjoy your surroundings, and savor the time spent away from the digital hustle.
Incorporating small digital detoxes into your routine can make a big difference in reducing stress and helping you feel more grounded. Try it out and see how disconnecting can actually help you reconnect 4with yourself
Winter Wellness: Tips for Staying Healthy and Energized
As the colder months settle in, it9s important to keep wellness at the forefront of your routine. The winter season can take a toll on your health, energy levels, and mood, but with a few small lifestyle adjustments, you can stay strong, healthy, and full of energy all season long.
Boost Your Immune System: Eat plenty of fruits and vegetables high in vitamins and antioxidants, such as oranges, spinach, and sweet potatoes. Incorporating herbs like garlic, ginger, and turmeric into your meals can also help fight off those winter bugs.
Stay Hydrated: It9s easy to forget about hydration when it9s cold, but drinking plenty of water is just as important in winter. Herbal teas and warm lemon water are great ways to stay hydrated and cozy at the same time.
Keep Moving: Physical activity is key to staying energized during the darker months. Even if it9s too cold to exercise outdoors, there are plenty of indoor options like yoga, strength training, or a quick home workout to keep your body moving.
Get Enough Sleep: The shorter days and colder weather can leave you feeling sluggish. Make sure to prioritize a good night9s rest by establishing a calming bedtime routine and sticking to a consistent sleep schedule.
With these wellness tips in mind, you can enjoy the winter season feeling your best, both physically and mentally.
LUXURY MARKET WITH STEVE LEE
Scan to Request The value Of your Home
Las Vegas has long been synonymous with grandeur, excitement, and opulence, but the city9s luxury real estate market offers a unique appeal beyond the glitz and glamour of The Strip. From expansive estates with panoramic desert views to lavish homes in exclusive gated communities, Las Vegas is fast becoming a sought-after destination for high-net-worth buyers. From a mortgage lender9s standpoint, the luxury real estate market in Las Vegas presents both opportunities and challenges that require a deep understanding of the needs of affluent buyers.
A Prime Destination for Luxury Buyers 1.
Las Vegas continues to attract luxury home buyers from all over the world, drawn by its dynamic lifestyle, favorable tax environment, and a booming economy that supports business and personal wealth growth. Many high-net-worth individuals are choosing Las Vegas for both primary residences and vacation homes, thanks in part to its proximity to major metropolitan areas such as Los Angeles and San Francisco, without the heavy taxation and inflated property prices found in those cities.
Luxury communities like The Ridges, MacDonald Highlands, and Ascaya offer customdesigned homes with world-class amenities. Buyers in these areas are often looking for properties that provide privacy, exclusivity, and architectural innovation, making this segment of the market highly competitive. As a lender, understanding the unique features of these neighborhoods is key to offering the right financial solutions for high-end clients.
2. The Challenges of Financing Luxury Real Estate
Luxury home purchases are often significantly more complex than traditional home purchases, especially when it comes to financing. Many buyers opt for jumbo loans4mortgages that exceed the conventional loan limits set by the Federal Housing Finance Agency (FHFA). In Clark County, the conforming loan limit is lower than in some high-cost areas, which means a substantial number of Las Vegas luxury homes require jumbo financing. Higher Loan Amounts, Higher Standards
Lenders dealing with jumbo loans must contend with stricter underwriting guidelines, including more thorough documentation of assets, income, and creditworthiness. Buyers in the luxury market are often business owners, investors, or entertainers whose income sources can be unconventional or fluctuate. Unlike traditional W-2 employees, these borrowers may require asset-based lending or tailored financing options to suit their needs. Additionally, lenders must carefully assess liquidity, reserves, and overall net worth, not just income, to ensure that borrowers can comfortably meet their mortgage obligations. Offering interest-only loans, adjustable-rate mortgages (ARMs), or bridge financing for clients seeking to buy before selling another luxury property can be beneficial for both buyers and
For personalized market insights and expert guidance, contact The Lilly Ruiz Luxury Group at 702.635.1105 or visit Homeswithlilly.com.
LIVING BY LILLY
LUXURY MARKET WITH STEVE LEE
3. Navigating Non-Traditional Borrowers
Las Vegas9s luxury market is also home to buyers who may not fit the mold of traditional borrowers. Some clients, especially foreign nationals or ultra-high-net-worth individuals, may not have standard U.S. credit profiles. In such cases, non-QM (non-qualified mortgage) loans become crucial in providing flexibility and customized lending options. These loans typically cater to individuals with high cash reserves or substantial international assets but who may lack the conventional income verification needed for standard mortgages. A lender who understands how to navigate these types of transactions can serve a niche market, attracting buyers from across the globe.
4. Luxury Financing for International Buyers
The allure of Las Vegas extends far beyond U.S. borders, with international buyers increasingly investing in the city,s luxury real estate. For these clients, financing can be a bit more intricate. International buyers often face hurdles such as currency exchange rates, lack of U.S. credit history, and differing tax obligations. Offering foreign national mortgage programs is a great way for lenders to support these buyers, who are often looking for second homes, vacation properties, or investment opportunities. It;s essential for lenders to collaborate with wealth management professionals, tax advisors, and legal experts to ensure that the mortgage process for international buyers is smooth and that all tax implications are addressed. Custom financing strategies tailored to the unique needs of foreign clients can make the difference in securing a luxury deal.
5. Cash Transactions vs. Financing
Luxury buyers, particularly in the competitive Las Vegas market, often come with the ability to make cash offers, giving them a distinct advantage. However, even among high-net-worth individuals, there is a growing recognition of the value in leveraging mortgage financing rather than tying up liquidity in a single purchase. Many luxury buyers use financing as a tool to maintain investment flexibility, particularly when mortgage rates are favorable. As a lender, the key is to emphasize the strategic benefits of financing over all-cash transactions. While a cash purchase may provide speed and simplicity, a well-structured mortgage can offer long-term financial advantages, including the preservation of liquid assets for other investments or portfolio diversification.
6. Creating a Tailored Experience for Affluent Clients
The luxury market is about more than just high property values4it9s about the experience. Affluent clients expect personalized service, quick responses, and a deep understanding of their needs and financial objectives. Lenders serving this market must go beyond simply offering mortgage products; they need to position themselves as trusted advisors who can provide creative, flexible solutions to complex financial situations.
For personalized market insights and expert guidance, contact The Lilly Ruiz Luxury Group at 702.635.1105 or visit Homeswithlilly.com.
LUXURY MARKET
WITH STEVE LEE
A dedicated and responsive approach builds credibility and trust, which are essential in serving high-net-worth buyers. Moreover, it9s important to respect their need for discretion and efficiency, ensuring that their transaction is smooth, confidential, and hassle-free.
7. Looking Forward: Opportunities in the Las Vegas Luxury Market
As Las Vegas continues to evolve into a hotspot for luxury real estate, the role of mortgage lenders in this market will become increasingly critical. New developments, such as luxury highrise condos on the Strip or expansive homes in golf course communities, will continue to attract buyers from across the U.S. and abroad. The city,s appeal as a growing tech and business hub, combined with its world-class entertainment and lifestyle offerings, ensures that demand for luxury properties will remain strong.
Lenders who position themselves as experts in luxury financing4offering customized loan products, strong client relationships, and a deep understanding of the market4will find tremendous opportunities in this space. The future of Las Vegas luxury real estate is bright, and those who embrace its unique demands will thrive.
Navigating today9s market can be daunting, but with recent decreases in interest rates, there9s a prime opportunity for both first-time buyers and seasoned investors. With Steve Lee9s extensive 20+ years of experience in mortgage banking, you9ll have an expert who knows how to make the most of these market shifts. Steve9s deep understanding of mortgage products4from FHA to Jumbo and non-QM loans4combined with his innovative approach, allows him to secure the best terms for his clients, even in challenging situations.
As rates trend lower, now is the perfect time to lock in a favorable mortgage or explore refinancing options. With Steve9s unwavering commitment to your success and his passion for giving back, you9ll have a trusted partner who not only understands the market but also cares about making a difference. Reach out to Steve today, and take advantage of today9s lower rates while working with someone who truly invests in both his clients and his community.
Steve Lee| Steve Leez Team
Sales Manager | Personal NMLS#272302
702.355.5204
Steve.Lee@snmc.com
https://mortgage.snmc.com/steve.lee
BoardMember::AREAA/NCHC/AAG/NDN
Member of: NAHREP/NAREB/WCR
1180 N.Town Center Dr. Ste 265
Las Vegas, NV 89144
Company NMLS# 3116
Branch Phone: 702-222-1520
For personalized market insights and expert guidance, contact The Lilly Ruiz Luxury Group at 702.635.1105 or visit Homeswithlilly.com.
Top 9 Tips for Buying New Construction Homes
Buying a new construction home can be an exciting opportunity to customize your living space and move into a brand-new, untouched property. However, the process can be a bit different from buying an existing home. Here are some cool tips to help you navigate buying new construction like a pro:
Research the Builder: One of the most important things you can do is research the builder9s reputation. Look into their past projects, check online reviews, and even visit some of their previous developments to see the quality of work. A builder with a strong track record is more likely to deliver a wellconstructed home.
Know What9s Included: Builders often advertise base prices that don9t include upgrades, like granite countertops, premium flooring, or high-end appliances. Make sure you understand what9s included in the base price and which features will cost extra so you can budget accordingly.
Expect Delays: New construction projects often take longer than anticipated due to factors like weather, labor shortages, or material delays. Build some flexibility into your timeline and avoid scheduling anything too tight, such as moving from your current home immediately after the expected completion date. Being prepared for potential delays will help reduce stress and keep the process smooth.
Get Everything in Writing: Customizing a new home is exciting, but ensure that any agreedupon upgrades, timelines, or other important details are put in writing. A signed agreement will protect you if there are any misunderstandings or delays during the construction process.
Hire Your Own Inspector: Even though the home is brand new, it9s still smart to hire a third-party home inspector to check for any construction issues before you close. This way, you can catch any problems early and have the builder address them before you move in.
Negotiate the Extras: Builders are often willing to negotiate on extras like appliances, landscaping, or even closing costs. Don9t be afraid to ask for incentives or perks that might be easier to negotiate than the price of the home itself.
Consider the Future Neighborhood: Take into account the long-term development plans for the area around your new home. Are more homes being built nearby? Are there plans for schools, parks, or shopping centers? Understanding what the neighborhood will look like in a few years can help ensure you9re investing in a location that fits your lifestyle.
Lock in Your Mortgage Rate Early: If your home won9t be ready for several months, consider locking in your mortgage rate to protect yourself from rising interest rates. Many lenders offer extended rate locks for new construction purchases, which can save you money in the long run.
Always Have a Realtor with You: Even when buying directly from a builder, it9s important to have a Realtor on your side. A Realtor can help you navigate the process, negotiate upgrades, and ensure you9re getting the best deal possible. Plus, their services are typically at no cost to you since the builder pays their commission.
Disclaimer:
LuxeLiving Luxury Homes and Lifestyle Redefined magazine and its content are provided for entertainment purposes only. The information presented in this magazine, whether online or in print, is intended to offer general guidance and inspiration. The views and opinions expressed in articles, features, and advertisements are those of the respective authors and advertisers and do not necessarily reflect the views of LuxeLiving magazine or its affiliates.
Not Professional Advice: LuxeLiving magazine is not a licensed accountant, financial advisor, doctor, attorney, or any other professional service provider. The content of this magazine should not be construed as professional advice or as a substitute for consultation with qualified professionals. Readers are encouraged to seek professional advice relevant to their individual circumstances.
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3 Tips for Home Sellers
Boost Curb Appeal: First impressions matter, and curb appeal is crucial when selling your home. Simple upgrades like fresh landscaping, a new front door, or even a clean driveway can make your home more attractive to buyers. A wellmaintained exterior sets the tone for the rest of the house.
Stage Your Home: Staging can help buyers envision themselves in the space. Remove personal items, declutter, and arrange furniture to highlight the best features of each room. Adding neutral decor and fresh flowers can also create a welcoming atmosphere.
Price It Right: Setting the right price is key to attracting serious buyers. Overpricing can lead to longer days on the market, while underpricing may leave money on the table. Work with your Realtor to research comparable homes in the area and choose a competitive price that reflects your home's value.
