Collab Magazine_April 2024

As the CEO of BluEleven, a company deeply rooted in the essence of community and real estate, I find myself continually inspired by the remarkable individuals who shape our industry To all the incredible realtors out there, I want to extend my heartfelt appreciation for the invaluable work you do every day.

Your role extends far beyond mere transactions; you are the architects of dreams, the catalysts for change, and the guardians of prosperity. Whether guiding a young family into their first home or empowering an aspiring entrepreneur to take their first steps towards financial independence, your impact reverberates throughout our communities.

What truly astounds me is your unwavering commitment to excellence and your profound sense of familial and communal spirit. With each interaction, you weave the threads of connection that form the very fabric of our neighborhoods, cities, and beyond Your dedication to fostering vibrant, thriving communities is a testament to your remarkable character and unwavering passion.

In the tapestry of life and business relationships, you, the realtors, stand as pillars of strength, compassion, and integrity. It is through your boundless dedication and tireless efforts that our communities flourish, our dreams find wings, and our aspirations transform into reality

As we navigate the ever-evolving landscape of real estate, let us remember the profound impact we have the privilege to make, and let us continue to nurture the bonds that unite us all Together, we can continue to build a brighter, more vibrant future for generations to come.

With heartfelt gratitude and admiration,

Mike Ahmari Founder

In the words of Theodore Roosevelt, "Every person who invests in well-selected real estate in a growing section of a prosperous community adopts the surest and safest method of becoming independent, for real estate is the basis of wealth." These words resonate even more profoundly in today's uncertain times, where each step forward can feel shrouded in doubt. Yet, amidst this uncertainty, you, the amazing realtors, shine brightly as beacons of hope, compassion, and unwavering dedication. COLLAB

Bridging Dreams: Empowering Your Next Chapter in Homeownership

Date, April 15, 2024

Contributor

CEO Mike Ahmari

In the symphony of life, the melody often changes, guiding us toward new chapters and fresh beginnings. For many, this change heralds the decision to upsize or downsize their living space, a pivotal moment intertwined with both nostalgia and excitement

Picture this: a couple stands at the threshold of their empty nest, their children having embarked on their own adventures. Their family home, once bustling with laughter and memories, now feels too spacious for their quieter golden years Conversely, across town, a young family dreams of expanding, seeking a haven where children can grow amidst laughter and play.

In these moments of transition, the bridge financing offered by BluEleven and its dedicated mortgage advisors emerges as a beacon of possibility. It's the embrace of opportunity, the promise of immediate funds to secure a new abode while awaiting the closure of their current property sale. This financial bridge becomes the conduit for dreams to materialize, ensuring that no captivating opportunity slips through fingers bound by equity.

SOLD April 10, 2023

Closed in 7 business days for $1,650,00

For those embracing the serenity of downsizing, the bridge loan becomes a lifeline, liberating equity from their cherished home to craft a comfortable haven tailored to their evolving needs. Meanwhile, for young families seeking to spread their wings, this financial tool unlocks the gateway to their dream abode a place where every corner holds the promise of new adventures and cherished memories.

What sets BluEleven apart is not just their expertise in mortgage solutions, but their unwavering commitment to guiding clients towards success. They don't just offer a bridge loan; they pave the way for a seamless transition, with a pre-approved takeout loan ready to transition seamlessly into long-term, low-rate traditional financing

In the journey of homeownership, BluEleven isn't just a mortgage provider it's a trusted partner, a steadfast companion navigating the ebb and flow of life's transitions. Just as one relies on a skilled handyman, so too can one depend on BluEleven to navigate the intricate landscape of mortgage needs, ensuring a smooth journey to the doorstep of your next dream home whether it's a sanctuary for your family or an investment in your future

So here's to the next chapter, to the dreams awaiting their canvas, and to BluEleven your steadfast ally in the symphony of homeownership.

LISTING AGENT Testimonial

“I worked with Mike Ahmari recently on a difficult, time sensitive transaction. Mike and his team worked through the Easter holiday weekend to ensure their clients could meet a demanding seller's time frame. It was truly a miracle and it all ended cleanly and successfully. Mortgage and real estate are highly regulated industries and to achieve a success in this type of transaction is deserving of the highest of high fives one can give.”

LeslieD.-Realtor

Central Coast Sotheby’s International Realty

Q&A Programs

BankStatementLoans

Q. My client writes off most of his income, how can I get him qualified?

A. Not an issue, we can qualify them with business or personal bank statements

12- or 24-months business or personal

Up to 90 LTV

Variable expense factor used. Resulting in more qualifying income

DSCR/Investorloans

Q. My client is a real estate investor and wants to acquire his next income producing property, what program can you offer him?

A. With our flexible and easy to qualify guidelines our program requires NO income and can close in as little as 5 business days!

Up to 80% LTV

Max Loan $6,000,000

Interest Only options, helping borrowers qualify Min FICO 620

Up to 9 units. Anything over 9 units is also available on an exception base.

Standalone2ndMortgage

Q. My client needs to remodel their home but doesn't want to refinance out of their low rate, what can we do?

A. We highly recommend taking advantage of our Standalone 2nd

Mortgage or HELOC to tap into your clients equity while keeping their great low rate.

Loan amounts up to a $1,000,000.00

Full Doc, Bank Statement or P&L

90% Combined LTV

Interest Only available

Min FICO 660

Loan

Continued... Programs

ForeignNationalLoans

Q. I have a Canadian buyer looking to purchase an investment property, how can BluEleven help them?

A. With multiple programs geared for Foreign National buyers we are one of the highest providers of a program that helps them secure a loan

Up to 75% LTV

Loan amounts up to 2,000,000.00

SFR’s, 2 to 4 units and condos

BridgeLoans

Q. My client found their forever home, however their cash is tied up in their exiting property and we don't want to put in a contingent offer. What can we do?

A. With BluEleven’s hybrid bridge program we can close your clients new purchase in as little as 5-7 business days, beating all cash buyers.

Our Bridge Loan will payoff the existing loan and provide cash required for the down payment on your new home

AssetQualifier&AssetIncomeLoans

Q. My clients are retired and have no income but very solid assets, how can I get them qualified for their dream home?

A. Our structured asset program allows us to approve your clients solely on their assets withoutmonthly distributions

Up to 80% LTV

Utilize borrowers assets to qualify

Can be combined with other income such as W-2 and bank statements

ALOHA

Realtor Broker

ROHN BOYD

RB -22082

(808) 652-0530 | rohnboyd.com

$6,950,000 | Residential

3 Bed, 2 Bath | 1,988 sqft 4336 Anini Vista Dr, Kilauea, HI 96754

MLS 670209

HOMES IN KAUAI It's a way of life that holds the promise of a

$6,200,000 | Residential 3 Bed, 3.01 Bath | 3,250 sqft 4916 MAHUA ST, KOLOA, HI 96756

MLS 669856

Northern California

Caroline Peel

(415)699-0004

DRE#01984215 Realtor

Bed, 2 Bath | 1,136 sqft

5 Bed, 5 Bath | 3,564 sqft 50 Deer Park Ave San Rafael, CA 94901

S P R I N G

MY JOURNEY IsahiPena

AS A LOAN OFFICER by

When Mike, CEO of BluEleven, reached out to me while I was entrenched in the insurance industry, little did I know that his call would mark the beginning of a transformative chapter in my career. Intrigued by the prospect of stepping into uncharted territory, I embraced the challenge with blind trust, a decision that has since proven to be the best I've ever made.

Transitioning from insurance to mortgages was a leap of faith, but one that I approached with enthusiasm and a hunger for new experiences. What drew me to the mortgage industry, ultimately, was its profound impact on people's lives. As a newcomer, I marveled at the depth of opportunities mortgage professionals have to positively influence our communities.

From assisting individuals with their first home purchases to navigating complex financing structures, every day presented a new set of challenges that pushed me to grow on both personal and professional levels. Obtaining licensing in California and beyond was just the first step in a journey of continuous learning and self-improvement.

Joining BluEleven Mortgage opened doors to a world where growth knows no bounds.

Here,Ifoundasupportive environmentwheremyvoiceisnotonly heardbutvalued

It's incredibly rewarding to contribute ideas and witness them manifest into initiatives that impact countless lives. At BluEleven, there's a sense of ownership a feeling that we're not just employees, but integral parts of a thriving community.

Beganmyjourneyin Mortgages

LicensedinArizona& Florida&Colorado

Started in Insurance

LicensedinCalifornia

2023

Became head of Business Development

Surrounded by like-minded professionals who share my passion for making a difference, I take pride in being associated with a company that fosters a culture of empowerment and opportunity. Each day brings new challenges and opportunities for growth, reaffirming my belief that the mortgage industry is not just a profession but a calling one that allows us to shape the futures of individuals and communities alike.

In retrospect, my decision to venture into the mortgage industry with BluEleven Mortgage was driven by a desire to challenge myself and explore new horizons. Today, I can confidently say that it's been a journey filled with fulfillment, growth, and endless possibilities a journey that I wouldn't trade for anything else.

REALTORS ATTENTION

At BluEleven, we understand that assembling the perfect team is paramount to your success in the real estate industry Every member of your team plays a crucial role in providing top-notch service to your clients. That's why we're here to emphasize the importance of your loan originator and how partnering with BluEleven can elevate your business to new heights.

We invite you to bring your favorite loan originator on board with BluEleven and experience firsthand the exceptional service and expertise we bring to you and your clients. With years of experience under our belt, we are dedicated to delivering an extraordinary borrower experience that exceeds expectations

Why choose BluEleven for your lending needs?

We offer a wide range of products, lightning-fast service, superior guidelines, and much more. When you partner with us, you can rest assured that your clients will receive the best financing options available, tailored to their unique needs and circumstances.

I

E A W A Y

But that's not all – we also value our partnerships with real estate professionals like you. That's why we're excited to offer an amazing signing bonus of $10,000* for referring your favorite loan officer to us. It's our way of showing appreciation for your trust and confidence in our services. Ready to take advantage of this incredible opportunity? Simply complete the quick application below to submit your candidate's information to us. Let's work together to elevate your real estate business and provide unparalleled service to your clients.

AMGConstruction: Redefining Excellence in General Contracting

The dynamic force reshaping San Francisco's building landscape.

Are you ready to elevate your construction projects to unparalleled levels of excellence? Look no further than AMG Construction, the dynamic force reshaping San Francisco's building landscape With a fervent commitment to quality, innovation, and customer satisfaction, AMG Construction is revolutionizing the industry one project at a time

In the vibrant heart of San Francisco, a beacon of innovation and sustainability is on the rise AMG Construction, a dynamic general contracting company, is reshaping the landscape of the construction industry with its unwavering commitment to excellence, customer-centric approach, and eco-conscious practices. AMG Construction isn't just another contracting company; it's a testament to passion, integrity, and a vision for a better tomorrow What sets them apart from the rest? Let's dive into the essence of AMG's ethos

Featured John Paul Coffey General Contractor

Customer Centricity:

At AMG Construction, the client is king. They understand that every project, whether it's a kitchen remodel or a large-scale commercial development, is deeply personal to the client. That's why they prioritize clear communication, responsiveness, and a collaborative approach From inception to completion, AMG ensures that every client's vision is not only realized but exceeded

Attention to Detail:

In the world of construction, it's the little things that make the biggest difference. AMG Construction prides itself on its meticulous attention to detail Every nail, every joint, every finish is scrutinized to ensure unparalleled craftsmanship and quality. It's not just about building structures; it's about creating works of art that stand the test of time

“AMG Construction isn't just a company: its a movement.”

Environmental Stewardship:

As stewards of the environment, AMG Construction is acutely aware of the impact the construction industry has on our planet That's why they've made it their mission to minimize their carbon footprint and maximize sustainability at every turn From employing contemporary building methods to using sustainable and non-toxic materials, AMG is leading the charge towards a greener future

Deconstruction, Not Demolition:

In a world where demolition is often the norm, AMG Construction dares to be different They practice "deconstruction" rather than demolition, carefully dismantling existing structures to salvage and reuse materials By reducing waste and minimizing the production of new materials, AMG is not just building structures; they're building a legacy of environmenta responsibility

movement towards excellence, sustainability, and omer empowerment Whether you're dreaming of a y kitchen remodel or a visionary commercial project,

WE ARE HIRING

“Ioncewentjob hunting. Hiredmyself. Neverlookedback!”

Loan Advisor Operational Staff