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Farm Credit

leader

LEARN ABOUT OUR 2020 SCHOLARSHIP PROGRAM ON PAGE 12.

VOLUME 24 | ISSUE 3 | $3.95

agriculture’s heroes


in this issue farm and land

4 THREE PLAIN BAYS

During his time in the National Guard, David Dale and his wife Pat purchased the farmland for Three Plain Bays, located in Conowingo, Maryland.

12 13

6 FAMILY TRADITION Roger and Karen Davis of Dover,

Delaware began poultry farming after retiring from the Army and teaching.

our association

8 SOLDIERING THROUGH

J & L Green Farm in Edinburg, Virginia is owned and operated by U.S. Marines veteran Jordan Green and his wife, Laura.

10 HELPING OUR HEROES

Learn about the many resources and programs available to veterans and military personnel who want to farm in our region.

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2020 SCHOLARSHIP PROGRAM

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FINANCE YOUR DREAM

@midatfarmcredit @midatfarmcredit

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community

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PROPERTIES FOR SALE

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questions or ideas

MidAtlantic Farm Credit, ACA

If you have any questions or ideas for the editorial staff of the Leader, contact Katie Ward at 888.339.3334, email her at kward@mafc.com or write her at MidAtlantic Farm Credit | 45 Aileron Court | Westminster, MD 21157. This publication is for you, our reader. We’d love to hear from you!

Thomas H. Truitt, Jr., CEO

The Leader is published quarterly for stockholders, friends and business associates. If you wish to no longer receive this publication, please email: unsubscribe@mafc.com. Use “Unsubscribe Leader” in the subject.

Jennifer L. Rhodes Chairman

The Farm Credit Administration does not require the association to distribute its quarterly financial reports to shareholders. However, copies of its complete report are available upon request or see quarterly updates online at mafc.com. The shareholders’ investment in the association is materially affected by the financial condition and results of operations of AgFirst Farm Credit Bank and copies of its quarterly financial report are available upon request by writing: Susanne Caughman AgFirst Farm Credit Bank | P.O. Box 1499 | Columbia, SC 29202-1499 Address changes, questions or requests for the association’s quarterly financial report should be directed to: MidAtlantic Farm Credit, ACA by calling 800.333.7950 or writing: MidAtlantic Farm Credit | 45 Aileron Court | Westminster, MD 21157

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MidAtlantic Farm Credit Board of Directors

Brian L. Boyd Vice Chairman Paul D. Baumgardner Gary L. Grossnickle John Travis Hastings Laura M. Heilinger Walter C. Hopkins Anthony M. Ill T. Jeffery Jennings Fred R. Moore Michael S. Nelson Alan N. Siegfried Douglas D. Scott David R. Smith Joseph D. Snapp Fred N. West Charles M. Wright IV


president’s message

president’s message

HOME of the brave

upcoming events

SEP

EVENT

2 Labor Day

PLACE

Offices Closed

13-21 The Great Frederick Fair

15-21 Gratz Fair

18-20 Southern Lancaster County Fair

24-28 Ephrata Fair

25-27 West Lampeter Fair

Lancaster, PA

27-10/6 Keystone International Livestock Expo

Harrisburg, PA

OCT EVENT

7-11 Manheim Farm Show 19 Maryland Million

NOV EVENT

28-29 Thanksgiving

Frederick, MD Gratz, PA Quarryville, PA Ephrata, PA

PLACE

Manheim, PA Laurel, MD PLACE

Offices Closed

As kids, we all learn the lyrics to songs like “God Bless America”, “The Grand Old Flag,” and “The Star Spangled Banner”. We recite them to our teachers and parents, but it’s not until we get a little older when we start to fully grasp the meaning behind these songs, and begin to put faces to those who play a major role in what they stand for. Our nation’s veterans left everything they ever knew behind— their hometown, family, and friends—to fight for our freedom. Each of them has a unique story to tell, and in this special issue of the Leader, we introduce you to three of our members who also happen to have served our country in the greatest way possible. David Dale was serving in the Delaware Army National Guard and was on leave from Iraq when he and his wife, Pat, made the decision to purchase a 29.5 acre horse farm in Conowingo, Maryland. Today, the farm, named Three Plain Bays, is home to retired racing thoroughbreds, where Pat re-trains them for eventing. Coming from a family of military service, Roger Davis of Dover, Delaware grew up knowing he wanted to serve his country. After retiring from the Army in 1997, Roger went on to start a motorcycle parts and dealership business and taught science and welding classes for 20 years. Today, he and his wife, Karen, operate Judith Farm, a poultry and grain operation. And lastly, we feature Jordan Green, owner and operator of J & L Green Farm in Edinburg, Virginia. Jordan grew up in agriculture, but traveled the world as a Marine from 2004 to 2009. When he returned, he and his wife, Laura, started their own 200 acre sustainable farm, where today they raise pigs, chicken, turkey, and beef cattle. This issue also includes information on the many farmerveteran resources available across our five state territory (check out pages 10-11), and information on our 2020 scholarship program. We’ve also recently rolled out a new member assistance program, providing our members and their families with 24/7 access to counseling, legal, and financial services (turn to the back cover for more information). To all the veterans out there, retired or currently serving, you are what makes America the “Home of the Brave”. The sacrifices you’ve made are ones I can only imagine. On behalf of everyone at MidAtlantic Farm Credit, thank you for your service. Have a safe and happy fall,

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farm and land

THR

E E P L A I N B AY S

living the dream STORY AND PHOTOS BY SUSAN WALKER | WHEN DAVID DALE FIRST SAW THE 29.5 ACRE EQUINE FARM IN CONOWINGO,

MARYLAND IN 2005, THE GRASS WAS AT LEAST THREE FEET TALL, THERE WAS MANURE EVERYWHERE, AND THE HOUSE WAS IN ROUGH SHAPE. HE WAS HOME ON LEAVE FROM ACTIVE DUTY IN IRAQ, WHERE HE WAS A SENIOR INSTRUCTOR PILOT FLYING BLACKHAWK HELICOPTERS AS PART OF A COMBAT UNIT OF THE DELAWARE NATIONAL GUARD DEPLOYED IN SUPPORT OF OPERATION IRAQI FREEDOM III.

at several top Maryland equine farms,

Freedom. “It was very challenging, being 55 and flying over the mountains

Pat stood back, saw the farm’s potential,

FRONTLIN includesA14 acres under pasture,Ea 100’

and knew this was the place where

by 70’ ring, a 95’ by 50’ loose school,

pilots talked about the adventure, but

they belonged.

and barn.

when I looked at them, I saw their wives

Even though the farm wasn’t much

now has 13 horses on the farm, which

to look at, David says he and his wife

of Afghanistan. Some of the younger

family tradition While David loves life on the farm,

“I learned in Iraq that life is short,”

and young children waiting for them to

David says. “If you have an opportunity,

he feels just as strongly about serving

come home, and I hoped I influenced

you should grab it. This was our chance

his country. His 37 year long career

them to do their best and do it as safely

to live the dream.” And that’s exactly

in the Delaware National Guard was

as possible,” he adds.

what the Dales did with the help of Farm

inspired by his older brothers, who

Credit. David returned to duty in Iraq

were guardsmen themselves. They used

Afghanistan, David’s loan officer, Jason

and Pat started the process of getting

to take David to the airfield as a child,

Reep, reached out to him to share that

the loan that would help them purchase

where he fell in love with aviation.

rates had dropped and he could lower

But his path to military service

their new home and business. getting financing for a business, so it

G THROUG DIERIN

wasn’t a direct one. David earned a

“I didn’t have a lot of experience

S

While he was serving in

the interest rate on the Dales’ loan. “The process was extra fast and easy,” notes

L in agricultural economics, thenH A David. “And we saved $100,000 over the Odegree

sustainable tactic worked for the USDA and Southern

course of 10 years. I don’t know of any

remembers. “I drove to Farm Credit

States, but that career path didn’t

other financial institution that will bring

with a crate full of financial documents

feel quite right. He then took a job

that opportunity to you.”

and they made the process easy. We

with DuPont, working as a computer

wouldn’t have been able to purchase

specialist, in his mid-20s and joined the

achieved the rank of Command Chief

this farm and turn it into a successful

Delaware National Guard part-time. He

Warrant Officer of the Delaware Army

business without Farm Credit.”

continued to serve part-time with the

National Guard and was a senior mentor

guard for several decades, becoming a

for the corps of soldiers coming up the

senior instructor helicopter pilot.

ranks. “It was a great opportunity to

could have been overwhelming,” Pat

With a tremendous amount of hard work, Pat and David turned the farm, Three Plain Bays, into a successful

bring on the next generation and it’s something I truly miss,” he says.

operation that gives racing horses a new

up and do more,” David says. In 2002,

life. The farm buys thoroughbreds whose

he became a full-time senior instructor

racing career is over, retrains them for

pilot and was deployed to Iraq for 18

David has retired, the Dales are planning

eventing (or, in a few cases, fox hunting),

months at the age of 50, where he flew

to downsize their farm operation,

and sells them to new owners. Pat also

numerous missions and instructed

focusing on breeding and competing,

buys colts and trains them for eventing.

junior pilots. Four years later, he

so they have more time to travel and

deployed to Afghanistan in the same

relax. “We love the solitude, the animals,

role as part of Operation Enduring

and the lifestyle. We’re not done yet!” l

Pat, whose more than 30 year long career includes working as a manager 4

“After 9/11, I felt the need to step

When he retired in 2017, David had

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Now that they’re in their 60s and


ALTHOUGH DAVID DALE DOESN’T DO MUCH HORSEBACK RIDING, HE LOVES CARING FOR THE HORSES AND THE FARMLAND THAT MAKE UP THE FARM HE AND HIS WIFE PAT OWN, THREE PLAIN BAYS. ACCORDING TO PAT, HIS FAVORITE RIDE ON THE FARM IS HIS NEW TRACTOR. WHILE DAVID LOVES LIFE ON THE FARM, HE FEELS JUST AS STRONGLY ABOUT SERVING HIS COUNTRY. HE DEDICATED 37 YEARS TO THE ARMY NATIONAL GUARD AND ACHIEVED THE RANK OF COMMAND CHIEF WARRANT OFFICER. DAVID LEARNED WHILE SERVING IN IRAQ THAT LIFE IS SHORT AND YOU SHOULD GRAB EVERY OPPORTUNITY THAT COMES YOUR WAY, JUST AS HE AND PAT DID WITH THEIR FARM IN 2005.

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farm and land

A FRONTLINE

family tradition POULTRY FARMING HAS BEEN A REWARDING RETIREMENT CAREER FOR ROGER AND KAREN DAVIS OF DOVER, DELAWARE. ROGER HAS TECHNICALLY RETIRED THREE TIMES; ONCE AS A LIEUTENANT COLONEL IN THE U.S. ARMY, ONCE AS A TEACHER, AND ONCE AS A MOTORCYCLE BUSINESS

S

OWNER. HIS ROOTS RUN DEEP IN BOTH

IE D L O

RING THROUGH

A

sustainable tactic

AGRICULTURE AND THE MILITARY

WITH FAMILY FARMS AND PARENTS

AS WORLD WAR II COMBAT VETERANS. THE DAVIS’ PURSUE THEIR FARM

OPERATION WITH PASSION AND AS A PRIORITY, CARING FOR THEIR BIRDS, BEEF AND GRAIN WITH ATTENTIVE DETAIL AND DEDICATION.

STORY BY KATIE WARD AND PHOTOS BY MORGAN FIGGINS | GROWING UP ON A FARM WITH BOTH PARENTS AS WORLD

WAR II COMBAT VETERANS SET THE STAGE FOR ROGER DAVIS’ FUTURE. ROGER AND HIS WIFE, KAREN, NOW OWN AND OPERATE JUDITH FARM, A POULTRY AND GRAIN FARM IN DOVER, DELAWARE, AFTER RETIRING FROM THE U.S. ARMY AND TEACHING.

Some of Roger’s first memories include picking corn with his father, Roger Elmer Davis, and hearing war stories from both his father and his mother, Margaret. His father was a Special Forces Weapons Sergeant in the Army. He started on D-Day and was promoted to Lieutenant just seven days later. His mother was a Royal Air Force radio operator in the towers for the planes. “I always knew I wanted to serve my community and country, just like my parents and relatives,” says Roger. His grandfather raised chickens, his 6

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uncle, Bill Mowatt, was a Spitfire Pilot, and his aunt, Mary Mae Mowatt, was a mechanic in World War II. “My whole family was raised with the determination and work ethic that comes from farming and serving in the military. I didn’t know any other way,” adds Roger. When Roger turned 18 in 1967, he was drafted into the U.S. Army. After basic training, he attended the University of Delaware and earned his degree in business, along with graduating first in his ROTC class in 1973. Because of this, Roger was able

to choose which area he served in, so he chose military intelligence. Many of the details of Roger’s service can’t be shared because of his clearance. Roger was stationed all around the country, including Fort Gordon, Fort Benning, and Fort Belvoir. He served three deployments in Germany, and his last station was for support of Operation Iraqi Freedom. Roger worked his way up to a Lieutenant Colonel in the Army and retired in 1997. “Growing up on the farm with a strong Christian background, being an Eagle Scout, volunteering for the Hartly


ROGER’S PARENTS, ROGER ELMER DAVIS AND MARGARET DAVIS, PICTURED IN THE CENTER, WERE BOTH WORLD WAR II COMBAT VETERANS.

ROGER’S MOTHER, MARGARET DAVIS, PINS HIS SECOND LIEUTENANT BADGE ON HIS JACKET.

Fire Company, and serving in the Army has taught me one very important thing,” says Roger, “always keep things stocked. This applies to ammunition in the military, feed and supplies on the farm, and food in your house to host family and friends.” Roger has served more than the agricultural community and his country. He was also the owner of a motorcycle parts and dealership business, where he hired veterans as employees. He also taught science and welding classes at Poly Tech High School for 20 years. “I could relate to the students because I grew up with many of their parents and grandparents, so they enjoyed talking to me about their families,” says Roger. He was called by the military reserves one day in the middle of teaching a class to go serve as an Army Material Command

at the headquarters in Virginia. “That was hard because I didn’t have a chance to explain anything to my students or to even go see my wife to tell her goodbye,” shares Roger. In addition to these many jobs and responsibilities, Roger raised a family of five children with Karen, and has been a member of the Hartly Volunteer Fire Department for more than 55 years. “I just love serving my country and my local community,” adds Roger. “But family has always been the most important thing to me.” The Davis family began raising chickens in the early 2000s with Allen’s, and are now on their 50th flock of birds with Perdue. They earned the title of Delmarva Poultry Industry’s Outstanding Poultry Producer of the Year in 2014.

Farm Credit loan officer Eric Woodland feels honored to have Roger as a member. “I believe his military experience has played a vital role in his success as a farmer,” says Eric. “Roger is very hands on, hardworking, and not too fond of excuses, which makes my job as a loan officer that much easier.” Along with their poultry operation, Roger and Karen own about 100 acres of corn, soybeans, hay, and wheat, and six beef cattle. Karen’s cousins help out with the grain operation so they can run the poultry houses. “We are out at the houses every day, if not multiple times a day, tending to the birds and checking on things,” says Karen. “Roger and I take great pride in having healthy, efficient flocks.” The Davis’ used to own more livestock, including horses, which the whole family enjoyed. “Sometimes when the cows or horses would get out and run toward the road, I’d chase after them with a bucket of feed and shake it,” explains Karen. “As soon as they heard the food and my voice, no matter where they were headed, they would turn around and come right back to me. It was always a little challenging at the time, but we got a lot of laughs out of it.” Roger truly credits his family for all of his success in the military and on the farm. “My parents paved the road for my passions in the Army and as a farmer, and my wife is just the greatest blessing in my life. She’s the reason I’ve been able to balance so much in my time here.” Karen and Roger enjoy spending free time with their grandchildren and hope to be able to pass their love of farming and the operation onto family one day. l VOLUME 24 | ISSUE 3 | mafc.com |

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farm and land

S

IE OLD

RING THROUGH

A

sustainable tactic

STORY AND PHOTOS BY ANDREA HAINES | AGRICULTURAL PRODUCERS TYPICALLY HAVE A POSITIVE MARQUE

SURROUNDING WORK ETHIC. WORKING FROM SUN-UP TO SUN-DOWN, THAT TOUGH-MADE GRIT AND NEVER-ENDING ENERGY HAVE PROVEN TRADEMARK QUALITIES. FEW CAREERS HOLD A CANDLE TO THIS LIFESTYLE’S AMBITION; ONE OF WHICH STANDS OUT IS THE MILITARY.

Swoope, Virginia as an apprentice for a

As a member of the United States Marine

of J & L Green Farm with his wife, Laura, in

year, later on coaching aspiring farmers

Corps, he traveled around the world

Edinburg, Virginia, encompasses all

in setting up their own sustainable

from 2004 to 2009. “Being put in a high-

of the qualities that come from having

operations. “We put our time in at farmers

pressure environment, you really have to

a strong work ethic. Born in upstate

markets in the beginning stages,” shares

learn to push through certain situations.

New York, Jordan spent his childhood

Laura. “We now have a stronger demand

Many have learned that when you are

on a 1,000 acre private lake preserve,

for our products and have been able to

tired, you still have about 40 percent left

developing a love for animals and

work through our customers on a straight-

to give. Keep going, keep looking for

the outdoors. He worked summers

sourced basis.” Jordan adds, “Sustainability

ways to achieve.”

on his family’s farm and in the gardens.

is really about minimizing risk. Being able to

As a teenager, he worked on his parents’

pivot alongside the market and consumer

military experiences was being stationed

Virginia homestead managing dairy goats

demand, instead of financially being held

atop the U.S.S. Harry S. Truman for a

and poultry, and worked alongside his

steadfast in a structure with one purpose or

month. The aircraft carrier proved to

father with their landscaping business.

product, has helped us greatly.”

be an awesome encounter for him, but

Jordan Green, owner and operator

His passion for agriculture lead him to attend Joel Salatin’s Polyface Farm in

COMPARABLY TO JORDAN’S MILITARY LIFESTYLE, WORKING WITH A CAREFULLYCHOREOGRAPHED TEAM HAS ALLOWED J & L GREEN FARM TO THRIVE. TEAM MEMBERS LIKE FARM CREDIT LOAN OFFICER JASON MILLER HAVE GIVEN OPPORTUNITY TO JORDAN AND LAURA’S DREAM. “FARM CREDIT HAS ALLOWED US TO HAVE FLEXIBILITY,” COMMENTS JORDAN. “THE ABILITY TO MOVE TO A DIFFERENT LAND BASE OR ADJUST TO CONSUMERS’ NEEDS IS HOW WE ARE GROWING. FARM CREDIT HAS PROVIDED WINDOWS OF OPPORTUNITY FOR US.” VISIT JLGREENFARM.COM TO LEARN MORE ABOUT THE OPERATION.

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Jordan’s worldly view and work ethic is partially because of his military history.

One of Jordan’s most memorable

also a lesson in ultimate structure. “On the flight deck, there are a lot of moving


pieces, and if you aren’t careful, it could be life altering. Much of our time was tightly choreographed.” The aircraft carrier was one of the last assignments of his active military status, and he fondly remembers planning his future on the giant vessel. “I remember planning out certain aspects of the farm on the Truman,” shares Jordan. “It was a surreal experience that I will never forget.” Upon leaving active military service in 2009, he and Laura started their own 200 acre sustainable farm. On the farm’s website, their goal is prominently posted, “… to raise animals ethically, entirely on pasture, and in harmony with nature.” The farm currently offers products stemmed from pasture-raised poultry (chicken and turkey), and forestraised pork, along with grass-fed and

grass-finished beef. The family joins forces with local farms sharing the same philosophy in providing farm-fresh eggs, cheeses, soaps, and raw pet food, among other products. “Laura is the mind behind our marketing, sales, and customer service,” says Jordan. Laura, a native of central Texas, grew up on her parents’ farm distributing honey. She enjoys building a community around healthy eating and how to best utilize their farm products. Jordan and Laura are also parents to three children, Justin, Allie, and Wyatt. Laura explains, “The kids are currently active in the business whenever they can be, doing chores and helping where needed.” One of the couple’s prevailing products is their pork. “Our herd is a closed-herd, and it’s been that way for

over seven years,” explains Jordan. “We breed our own pigs and raise them to harvesting size.” Jordan feels another aspect to being sustainable is to develop a need for genetics. “Our pigs are selected (genetically) for traits of adaptation to growing and foraging in the forest, and strong mothering instinct,” says Jordan. Their genetics are in demand among fellow sustainable farmers, and they are noted to have one of the largest outdoor pasturebased farrow-to-finish farms in Virginia. The family is very transparent about the daily routine. Extending education to consumers by opening up their farm for tours, while promoting environmentallyfriendly products is important to them in so many ways. After all, preserving for the future is a steadfast mindset, farmer or military.

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our association

Helping Our Heroes | Farmer Veteran Resources STORY BY KATIE WARD, FARM CREDIT MARKETING SPECIALIST | TRANSITIONING FROM THE MILITARY TO A NEW CAREER CAN BE DIFFICULT

AFTER YEARS OF DEDICATED SERVICE. LIFE ON THE FARM IS A POPULAR CHOICE FOR RETIRED VETERANS BECAUSE OF THE HARD WORK INVOLVED AND REWARDING SATISFACTION RECEIVED FROM HARVESTING WHAT HAS BEEN GROWN. THERE ARE MANY RESOURCES AND PROGRAMS AVAILABLE TO ASSIST VETERANS IN PURCHASING AND STARTING A FARM RIGHT HERE IN OUR LOCAL COMMUNITIES:

• The Farmer Veteran Coalition

(FVC) is a membership organization for veterans or those in active-duty military service who want to work in the agriculture and local food industries. The FVC has programs like the Homegrown by Heroes label, informing consumers that agricultural products donning the logo were produced by U.S. military veterans, and the Farmer Veteran Fellowship Fund, a small grant program that provides direct assistance to veterans who are in their beginning years of farming or ranching. Awards for the fund range from $1,000 to $5,000, and more than $1.9 million has been awarded to veterans since 2011. Equipment, not funding, is provided directly to recipients. farmvetco.org

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• Farm Credit partnered with FVC

and the Maryland Department of Agriculture to create the Maryland’s Best— Homegrown by Heroes Program. The purpose of this program is to support Maryland veteran farmers by branding products with the Maryland’s Best— Homegrown by Heroes logo and offering assistance through other business services. marylandsbest.maryland.gov

• As a partnership with the Pennsylvania Department of Agriculture, members are able to use the Homegrown By Heroes label in combination with the PA Preferred label if they meet the criteria of the PA Preferred Program. papreferred.com/Homegrownby heroes.aspx

• The FVC has chapters in Virginia and

West Virginia as well, offering farmer veterans the Homegrown by Heroes label to use on their products and at their farms. The National AgrAbility Project is committed to helping military veterans who choose agriculture as their “Next Mission,” as well as beginning farmers with disabilities or other functional limitations. AgrAbility provides resources specifically for farmer veterans, such as training and employment, financial assistance, guides and presentations. agrability.org

• The United States Department

of Agriculture (USDA) prioritizes hiring veterans because they know that veterans bring a wide range


of experiences and strong work ethic that USDA wants and needs across the Department. USDA’s veteran’s website serves as a one-stop navigator for veterans looking to learn more about employment, education, and entrepreneurship on or beyond the farm. usda.gov/our-agency/ initiatives/veterans

• The USDA Office of Advocacy and

Outreach (OAO), created by the 2008 Farm Bill, coordinates programs and outreach across USDA for several underserved groups of farmers and ranchers. The OAO is working with several states and organizations to create programs to help veterans transition to farming, ranching, and other agricultural jobs.

• The 2018 Farm Bill gives preference to eligible veteran farmers or ranchers applying for several types of conservation financial assistance through the Environmental Quality

Incentives Program (EQIP) and the Conservation Stewardship Program (CSP). nrcs.usda.gov/getstarted

• The Farm Service Agency (FSA)

provides low interest loans for farm businesses and will give preferential treatment to veterans over non veterans if funds are short. Farm Credit is proud to partner with FSA on many loans to assist our members. fsa.usda.gov

• Delaware Valley University and the

Rodale Institute have partnered to provide a yearlong Organic Farming Certificate Program to military veterans. Through both classroom learning and in-the-field experience, this program equips students to meet stringent USDA standards for organic agriculture. Delaware Valley University is proud to be a Yellow Ribbon Program school with dedicated resources and support for those who have served in the armed forces. delval.edu

• The Pennsylvania Farmer Veteran

Project (PFVP) connects honorably discharged veterans, Guard, and Reserve members and their spouses with agriculture resources. The PFVP also offers Troops to Tractors, a two year program that pairs service members to farms for on-the-job training, allowing veterans to utilize the GI bill to supplement their income for training. troopstotractors.org

• The West Virginia Department of

Agriculture has a Veterans and Warriors to Agriculture program to assist veterans who want to start a farm. This is the first state-backed program of its type in the country. agriculture.wv.gov

If you’re a veteran and are interested in purchasing a farm or expanding your operation, give one of our experienced loan officers a call at 888.339.3334 or visit mafc.com today. We are ready to make your hard-earned dreams a reality.

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Advancing the Future of Agriculture The Farm Credit Foundation for Agricultural Advancement is entering its fourth year! We’re giving away even more scholarships to agriculture teachers and students in 2020. We have a total of ten agriculture teacher scholarships, each valued at $2,500, and another ten student scholarships, each valued at $10,000, to help those planning to pursue a career in agriculture. The agriculture teacher scholarship program is open to all middle and high school agriculture teachers who reside in MidAtlantic Farm Credit’s territory and are looking to obtain an advanced degree in agriculture or continuing education credits. Applications for the agriculture teacher scholarship

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will be accepted online starting August 1, 2019 through September 27, 2019. The student scholarship program is open to all high school seniors and those currently enrolled in a higher education program who reside in MidAtlantic Farm Credit’s territory. Students don’t have to be planning to be a farmer to be eligible. You could be dreaming of being a food scientist, ag teacher, veterinarian, lawyer, or Farm Credit employee! Applications for the student scholarship will be accepted online starting September 27, 2019 through January 10, 2020. Visit FCFoundationForAg.org for more information.


Your American Dream Finance your home with Farm Credit to make your country living dreams come true. Contact us for all of your home, land and construction needs.

888.339.3334 | mafc.com |


community Harrington, Delaware

Enjoy the peace and quiet on 18 acres of woodlands. The property includes an approved site evaluation for a sand mound and has a 1.5 acre food plot in the back left with abundant wildlife. Property line is to the middle of the tax ditch allowing for easy access around the perimeter. $125,000. Contact Wes Cromer, Masten Realty, 302.448.1032.

Magnolia, Delaware

Berlin, Maryland

This beautiful secluded property would make a great homestead or horse farm! Sitting on over 36 acres of land just outside of the Magnolia town limits, the land has approximately 31 tillable acres. Deeded access to Irish Hill Road and South State Street. Land is currently leased. $399,500.

Don’t miss this 1905 home on more than 23 acres! Featuring three bedrooms, an office, living room, dining room, family room with beamed nine foot ceilings, two and a half baths, an enclosed back porch, walk-up attic, and full basement. A gazebo and a barn finish off the outside. Potential for four more lots. $550,000.

Contact Jamie Masten, Masten Realty, 302.422.1850..

Contact Cam Bunting, Bunting Realty, 410.713.2065.

Easton, Maryland

Keymar, Maryland

Own almost nine acres in the new mixed-use waterfront area in Easton, Maryland. This is a great parcel to develop in the opportunity zone, next to the newly planned Waterfront Park to be built by the town of Easton. $3,200,000.

Woods Mill Farm sits on 25 acres and offers a 1770 historical home with four bedrooms, three and a half bathrooms with carefully integrated modern conveniences. The property includes a bank barn, a two bedroom, one bath apartment, a spring house, a four bay machine building, two car garage, and two ponds. $1,250,000.

Contact Tim Miller, Benson & Mangold, 410.310.3553.

Contact Jennifer Grove, Bach Real Estate, 301.788.1887.

Centreville, Maryland

Come home to your dream farm! This picturesque dairy farm on more than 250 acres is situated in popular Centreville, Maryland. Featuring 155 tillable acres, 60 acres of woodland, an 1800’s farmhouse, milking parlor, hay storage shed, two heifer sheds, holding pen, equipment shed, and more. $1,640,000.

Preston, Maryland

Taneytown, Maryland

Contact Billy Sutton, Blue Heron Real Estate, 443.480.2447.

Pocomoke, Maryland

Become a poultry farmer on the Eastern Shore of Maryland! Four chicken houses in tip top condition and a three bedroom, two bathroom home. Two active poultry contracts convey with the sale, making your business active on day one. New contracts are hard to come by. $1,250,000. Contact Bob Faith, Dockside Properties, 757.894.1479.

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| VOLUME 24 | ISSUE 3 | mafc.com

Don’t miss this waterfront farm on the market for the first time. Featuring 75 acres with 29 tillable acres, 280 feet of shoreline on the Choptank River, and 700 feet of shoreline on Herrington Creek. The traditional farmhouse includes four bedrooms with new windows (not in the floodplain). $859,900.

A dream home for you and your horses! This modern 54 acre level farm features a move-in ready ranch home with many new updates, gas heat, central air, and a new 40’ x 20’ in-ground salt water pool. The land includes a new 120’ x 40’ high use feeding area, a 100’ x 40’ main barn with stalls, and 50 acres fenced in separate paddocks. This a great location! $749,900.

Contact Wayne Wheeler, Benson and Mangold, 410.924.0673.

Contact Garry Haines, Haines Realty, 410.984.6556.

Taneytown, Maryland This spectacular custom home sits on top of a knoll overlooking 85 scenic acres. The property features a four-board fence, run-in sheds, auto waterers in every field, a renovated bank barn with 12 stalls, state of the art shop with attached equipment shed, and a caretaker/guest cottage. So many possibilities. $2,400,000. Contact Karen Hecht, Heritage Realty, 443.277.9780.


Westminster, Maryland

Cochranville, Pennsylvania

What a charming 197 acre farm on the Little Bohemia River. Including a stunning 5,600 square foot home, 60’ x 100’ barn with a finished apartment, and 40’ x 80’ equipment barn. Outstanding hunting and land lease income. Property can be divided. $2,800,000.

This beautiful private 23 acre farm is hidden near the Union Mills Homestead. Featuring a long paved driveway with an eight stall barn, large equipment building, butcher and blacksmith shops, fencing, 14 acres of fenced paddocks, and 10 acres of hay fields. The land also includes a colonial with three bedrooms and two and a half baths, and a separate one bedroom guest home. $649,000.

Imagine owning as far as the eye can see! Take a look at this pristine Chester County farm with approximately 160 acres of land and an impeccable farmhouse and salt pool. Beautiful first floor master bedroom/bathroom, bank barn with a game room, apartment, and horse stalls. A magical sanctuary perfect for riding and a stream for fishing. $3,300,000.

Contact Steve Parker, L.C. Parker Real Estate, 410.275.8101.

Contact Larry Haines, Haines Realty, 410.876.1616.

Contact Bill Gero, RE/MAX Professional Realty, 610.363.4088.

Jonestown, Pennsylvania

Halifax, Pennsylvania

Check out this beautiful 12 acre farmette! The home features four bedrooms, two and a half bathrooms, a large living room, two-car garage, and a private pond. The property also includes three outbuildings, a large bank barn, and a corn barn. Currently used for residential and agricultural purposes, but commercially zoned further expanding the potential. $395,000.

Welcome to this quaint mini-farm. Bring your horses and love for the country. This little slice of paradise has so much to offer beyond the custom designed home. There is a two story garage for any use you can imagine; horses, goats, or whatever you desire to be part of your furry family. $320,000.

Contact Caleb J. Zimmerman, Integrity 1st Real Estate, 717.304.3865.

Contact Cindy Armour-Helm, Better Homes and Gardens Real Estate Capital Area, 717.234.4663.

Belle Haven, Virginia

Limeton, Virginia

Strasburg, Virginia

Welcome to Star Harbor Farm on the beautiful EQUAL HOUSING EQUAL HOUSING OPPORTUNITY Eastern Shore of Virginia, with 81 acres that OPPORTUNITY includes over 1,500 feet of waterfront overlooking Occohannock Creek. This Cape Cod home was built in 1972 with three bedrooms, four and a half baths, 3,726 square feet, plus a private deep water dock with lift, attached garage, workshop, and private driveway. $1,495,000.

Build your dream home sitting on the hillside and have a view of the valley and surrounding farms! Stunning views in every direction overlooking large barns and pastures. Amazing farmland with fences and a creek running through. Bring the animals. $600,000.

This spectacular home sits on 47 amazing wooded acres and backs to a National Forest with many trails. No amenities were left out in construction. The entire home features hardwood floors, granite counters, an outdoor wood stove, heated floors in the master bath, and ample windows with lots of light! $750,000.

Contact Daryl Stout, Weichert Realtors, 540.660.5538.

Contact Abby Walters, Sager Real Estate, 540.335.2582.

EQUAL HOUSING

OPPORTUNITY

EQUAL HOUSING

OPPORTUNITY Contact Tammy Mason, Weichert Realtors Mason-Davis, 757.787.1010

Harrisburg, Pennsylvania

Discover this historic 1870’s brick home! Featuring two and a half stories, an outbuilding and garage; a rare find in Colonial Park. Character abound from the kitchen’s walk-in fireplace to the back porch view of the shaded yard. Estate sale will be sold as-is. Price reflects an outstanding value for you. $150,000. Contact Greg and Brandon Allen, RE/MAX Realty Professionals, 717.540.5849.

VOLUME 24 | ISSUE 3 | mafc.com | REALTOR

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EQUAL HOUSING

REALTOR OPPORTUNITY

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Properties for sale

Warwick, Maryland

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45 Aileron Court Westminster MD 21157

REMINDER: UPCOMING CROP INSURANCE DATES SEPTEMBER 30: WHEAT AND BARLEY CROP CLOSING DATE NOVEMBER 15: PASTURE, RANGELAND AND FORAGE CROP CLOSING DATE NOVEMBER 20: ORCHARD AND VINEYARD CROP CLOSING DATE Contact your crop insurance agent or call 888.339.3334 to talk to one of our experts today!

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