and death. He also took aim at prominent Black women in political power, including Vice President Kamala Harris and Supreme Court Justice Kentanji Brown Jackson. In a statement that exposed his disdain for Black women and their agency, Kirk suggested that they, along with other women of color in leadership, were just “DEI hires” who lacked the “brain processing power to be really taken seriously” and were only in positions of power due to identity politics, not merit. This disgusting remark was just one of many from a man who seemed intent on reducing Black people, especially Black women, to caricatures and denying their humanity, intellect, and rightful place in America’s political fabric.
“PPMI has been preparing for this moment since the results of the 2016 election were final. We recently filed a lawsuit to stop the 1931 law from going into effect, and we’ve also asked the state courts to affirm that the Michigan constitution does already contain a right to abortion. Our advocacy arm, Planned Parenthood Advocates of Michigan, is a founding member of the coalition that launched Reproductive Freedom for All, a ballot initiative to affirm the right to abortion and reproductive freedom in the state constitution,” said Vasquez Giroux. “The bottom line is that we will do everything in our power to keep abortion legal in Michigan, and if SCOTUS makes that impossible, we will do everything we can to ensure our patients can access the care they need.”
Elected officials are also working to keep Roe v. Wade intact thus holding off Michigan’s 1931 trigger ban. Governor Gretchen Whitmer released a statement saying, in part:
an icon of resistance against the very forces that work to uplift and empower marginalized people in this country. His death could become a rallying cry for more of the same and a justification for further entrenching the division that has already caused so much harm.
“The words ‘Roe overturned’ are no longer theoretical. I want every Michigander to know— no matter what happens in D.C., I’m going to fight like hell to protect access to safe, legal abortion in Michigan…”
President Donald Trump, unable or unwilling to confront the harm Kirk’s rhetoric inflicted on Black Americans, has praised Kirk posthumously as a martyr. In the wake of Kirk’s death, Trump has ordered flags to be flown at half-mast in honor of the man’s “sacrifice.” As if to further solidify his vision of Kirk as a hero, Trump announced that the late conservative commentator would posthumously receive the Presidential Medal of Freedom, which is the highest civilian honor in the United States.
More than legal implications, overturning Roe v. Wade would impact several systems across the spectrum. With the potential to drive both foster and adoption numbers upward, a ban on abortions could leave many women to choose a less safe route restoring ‘back alley’ and illegal abortion practices, including self-abortions. Moreover, African American women and women of color, who already have a long-storied history with access and inclusion in medi-
islature adopts it.
corporate boards to have more diverse representation and pass the legislation.
His disdain for empathy was just as stark. He viewed it as a weakness to be exploited in order to push forward his conservative agenda, as if recognizing the humanity and struggle of others were an emotional manipulation rather than a moral imperative. (Ironically, supporters of his rhetoric are now asking for empathy for his survivors, which I agree with.) He dehumanized entire communities, suggesting that efforts to understand the experiences of others -- whether it be Black Americans, immigrants, or Muslims -- were nothing more than political strategies.
Better collection and analysis of criminal justice data: BLAC recommends data collection and professional analysis be initiated with the assistance of our Attorney General, Michigan Commission on Law Enforcement Standards (MCOLES), Association of Michigan Prosecutors and other stakeholders to collaborate, collect and analyze data strategically.
Now, with his death, we face the reality of what happens when the harsh, divisive rhetoric he peddled for years is met with violence. Charlie Kirk’s death risks reigniting a cycle of hate, resentment, and fear. His supporters are already lining up to turn him into a martyr,
Ban no-knock warrants: Urging the House Government Operations Committee to hold hearings on HB 5013 and other legislation that would ban or limit the use of noknock or quick knock warrants, and urging the state legislature to pass meaningful reform and advise Gov. Whitmer to sign the bill after the leg-
The decision to bestow the Presidential Medal of Freedom on Kirk is a direct affirmation of the dangerous ideology he espoused. It is a glaring message to those who have suffered at the hands of Kirk’s words that their pain is less important than the preservation of a specific, exclusionary vision of America. It elevates Kirk’s divisive rhetoric to the status of national reverence, ignoring the deep harm he caused to countless communities. This is a powerful reminder that, in the world of politics and power, harm to marginalized groups is often overlooked, minimized, or even rewarded when it aligns with the dominant narrative.
Increase school funding: Statutory changes to increase the School Aid Fund revenue by at least $3.6 billion and establish a permanent weighted funding formula based on student and community needs and universal preschool (0-3).
Reject censorship in history instruction: Encouraging Gov. Whitmer to ensure the goal for Michigan schools should be history instruction that is presented by professionals with the subject matter expertise, pedagogical skills, and judgment necessary to present complex information to students that are grounded in provable facts and add to the understanding of modern-day America.
But we cannot afford to allow this moment to be hijacked by those who see violence as a legitimate tool of political or ideological combat. We cannot afford to let Charlie Kirk’s death
Wrongful Arrest
Increase mental health supports for the Black community: Recommending Michigan set a goal of increasing the number of Black mental health service providers by 20% each year over five years.
or beverages offered because of her diagnosis” of gestational diabetes. She told Insider that police had no bottled water to offer her, only faucet water from the station, which she did not trust to drink. She added that they also offered her sugary, concentrated lemonade, which she could not drink because of her diabetes, and a ham sandwich that she said looked 5–10 days old.
Woodruff was eventually released on a $100,000 personal bond, and her fiancé took her to the hospital, where she was treated for dehydration and contractions from stress, the lawsuit says. A few weeks later, the charges against Woodruff were dismissed for lack of evidence, court documents included in the lawsuit show. Her lawyer said she ended up not having to pay the $100,000 bond.
cine and healthcare, may be adversely impacted by the decision to overturn Roe v. Wade.
be turned into a symbol for further emboldening the people and the agencies that continue to undermine the progress that so many of us have fought for.
I believe that it is necessary to condemn the violence that led to his death. But we have to also recognize that breeding a climate of hate and using rhetoric to dehumanize those who don’t conform to a singular vision of America will create a culture that values ideological purity over human dignity.
“What we are really concerned about is the impact on our patients. Access to abortion is already out of reach for far too many Michiganders, especially Black people and people of color who face additional barriers to care as a result of systemic inequalities and institutional racism. Losing access to legal abortion will impact those communities most, forcing people to become parents or expand their families against their will. Being able to decide and control if, when and how to become a parent is central to building and living a healthy, happy life,” said Vasquez Giroux.
Beyond the scope of pro-choice versus prolife, the fight for reproductive choice is one of freedom. As Michigan officials work to ensure each woman who finds herself in the position to choose has access to care without the threat of legal action, many wonder
The truth is that we’ve seen this story before. Time and time again, Black Americans have been forced to witness the consequences of divisive rhetoric that pushes us further into the margins. For generations, our pain, our humanity, and our value have been dismissed, minimized, or ignored. People like Charlie Kirk are not outliers in this country. They are part of a larger system that continues to silence Black voices, diminish our worth, and attack our right to exist fully in this society. Kirk’s death should make us see that, but I’m not certain that it will.
As the editor of a Black newspaper rooted in advocacy for Black people, my responsibility is not just to chronicle the lives and deaths of public figures, but also to ask the hard questions about the impact their lives had on our communities.
The health committee recommends reviewing state licensure policies to address the barriers that Black psychologists face in obtaining licensure in Michigan.
Ensure equitable distribution of state health funds: Ensure all Michigan communities with a significant Black population receive adequate funds to address mental health issues.
Protecting Black voting rights: Urge state officials to remain vigilant in the fight against schemes to disenfranchise Michiganders of color.
How do we balance people’s need to mourn the loss of any life, even one steeped in harmful ideology, with the reality of the impact that ideology had on real people? How do we process a death like this in a meaningful way, while understanding that Charlie Kirk’s voice -- and the voices of those like him -- have done immeasurable harm to Black people and to anyone who doesn’t fit within the
“BLAC members have worked hard to identify the needs of the Black community and we feel these recommendations will provide a solid first step towards breaking down barriers in education, community safety, health and business,” said BLAC Co-Chair Dr. Donna L. Bell.
Woodruff’s arrest underscores what those statistics mean in human terms. She was pregnant, caring for her children, and suddenly faced with the trauma of being handcuffed and detained. For her children, witnessing the arrest left its own mark. These moments extend beyond the walls of a courtroom or jail cell. They ripple through families and communities, shaping how trust in public institutions is understood.
BLAC will hold a virtual town hall meeting to discuss its policy recommendations on Thursday, May 12 at 4 p.m. Join BLAC and a virtual audience in discussing the recommendations to support the Black community.
Detroit’s new limits on the use of facial recognition show that lessons have been learned, but questions remain about whether safeguards will be enough. The experiences of residents like Woodruff and Williams point to the risks of letting efficiency or speed outweigh accuracy and care. Communities cannot afford errors of this magnitude, particularly when the same populations are repeatedly affected.
what the Supreme Court will rule in the upcoming days. Despite the decision, advocates on both sides of the argument are willing to continue their pursuits.
narrow, exclusionary vision of America that Kirk helped foster?
For Black Americans, Kirk’s death does not erase the years of pain his words inflicted on us, and we can’t afford to pretend that his passing somehow absolves the harm his rhetoric caused. The real challenge is in ensuring that his death doesn’t lead to more of the same. The danger now is that his death becomes a symbol of righteous indignation for those who feel their grip on the “traditional America” is slipping. His supporters could easily take his death as proof that their worldview is under attack and rally around it to further entrench their ideology, which too often seeks to erase the voices and struggles of Black people.
“Overturning Roe v. Wade would be a terrible break with nearly 50 years of judicial precedent and – more importantly – a blow against individual freedom. It is my hope that the majority of justices will reject the findings of this draft. If that is not the case, we need to stand with Senate Majority Leader Schumer and Gov. Whitmer in support of their efforts to preserve the right to reproductive freedom,” said Chair Alisha Bell, on behalf of the Wayne County Commission.
The only way forward is to continue pushing for justice, regardless of the ideological battles that rage around us. We must reject the narrative that our struggles are less important than the rhetoric of those who seek to diminish us and be bolder in our fight for justice. While doing so, it’s imperative that we reject the notion that political violence is an acceptable answer to disagreement. Again, I value our First Amendment rights, and I’m committed to the belief in free press and free speech. Kirk’s expression of free speech likely contributed to his death, and that’s not OK. The truth is that we are outnumbered in our fight for justice and equality, but it’s important to be louder, more impactful, and more unified than the oppressive voices who seek to silence us. Because if we don’t, then the death of Charlie Kirk won’t just be another political headline. Instead, it will just add more fuel to an already-burning fire.
Adam Hollier
ferent things to very different people.”
When asked what is his personal definition of genocide, Hollier said he doesn’t use one.
“I’m a military officer, we have definitions for these things.”
But when asked what is the definition of genocide for a military officer, Hollier said he’d have to pull it up so he could read it verbatim.
“It is not what is going on in Gaza,” he said.
The Gaza Health Ministry estimates more than 64,000 Palestinians have been killed since Hamas’ Oct. 7 attack against Israel. Nearly double that number of people in Gaza have been seriously wounded. Sections of the region have also been experiencing a “man-made” famine according to a report from the Integrated Food Se-
curity Phase Classification, a United Nations-backed food initiative.
The organization found that famine has been confirmed in the Gaza Governorate, which includes Gaza City, the site of a major new Israeli offensive.
Hollier received more than $4 million from AIPAC’s United Democracy Project, a pro-Israel group, to support his first run against Thanedar in 2022. Thanedar’s defeat of Hollier marked the most expensive loss in that year of Democratic primary candidates AIPAC supported, which included U.S. Rep. Haley Stevens, who defeated former Rep. Andy Levin.
Thanedar has since received financial support from AIPAC after pledging a pro-Israel stance in Congress and walking back his co-sponsorship of a resolution in the state legislature that described Israel as an “apartheid state.” You can reach Sam at srobinson@michronicle.com
“ My kids, they have anxiety. They’re stressed out. They see police officers, and they’re scared.”
Woodruff said the incident took a “huge toll” on her and her family. “I’m still stressed. My anxiety is through the roof, especially now,” she told Insider, adding that she is still dealing with postpartum depression from the experience. “My kids, they have anxiety. They’re stressed out. They see police officers, and they’re scared.” Attorneys for Woodruff, 32, filed the lawsuit against the City of Detroit and Detroit Police Detective LaShauntia Oliver on August 3, 2023, alleging that Woodruff was falsely arrested and accused of carjacking and robbery. She was seeking $25 million in damages at that time.
– Porcha Woodruff
To learn more about BLAC and this upcoming event, visit www.michigan.gov/BLAC. the chancellor embraces.
“Chancellor Ivery is a true transformational leader and an outstanding CEO, who is more than worthy of the CEO of the Year Award he just received, “ said Prof. James C. Mays, who teaches entrepreneurship and supply chain management at WCCCD’s Corporate College. “In his 27 years at WCCCD, Dr. Ivery has elevated WCCCD to become nationally recognized for excellence and innovation and preparing our students professionally and personally to do great things in the world.”
“I think of transformational leadership as a thoughtful approach that causes people to change but also causes the systems and circumstances they are operating in to change too,” Ivory said. “Transformational change doesn’t just ask people to do certain things; it asks them to change their view of what’s possible and excites them to drive that change together because they believe that what they’re doing will create positive change for everyone. That’s how entire systems change because people believe that they need to for themselves and others to live better lives.”
BLAC is housed in the Michigan Department of Labor and Economic Opportunity. Members represent many professional backgrounds, including economics, law, public safety, health and wellness, arts and culture and media. They leverage their experiences and expertise to make recommendations to the governor on critical issues affecting the Black community.
Other cities have taken different approaches. San Francisco and New Orleans have banned or paused police use of facial recognition altogether, citing concerns about bias and accuracy. Detroit has opted to regulate rather than ban, reflecting the balance local leaders are trying to strike between adopting new technologies and protecting civil rights. The path forward will likely be shaped not only by policy but by the voices of residents who have lived through the consequences.
Detroit is not unfamiliar with such cases. Years earlier, Robert Williams was wrongfully accused of shoplifting after a similar misidentification. His case was settled for $300,000, a public acknowledgment that the process had failed. Together, these incidents shaped the city’s approach to the technology. Detroit police have since changed their policy, stating they will not make arrests based solely on facial recognition results or on photo lineups created from them.
These adjustments matter, but they also reveal the limits of technology when placed in contexts already marked by inequity. Studies have consistently shown that facial recognition is less accurate for Black and Brown individuals. A 2019 analysis by the National Institute of Standards and Technology found error rates for Black women were far higher than those for white men. When such tools are used in communities of color, the potential for harm grows, as lives can be disrupted by nothing more than an algorithmic suggestion.
For now, the dismissal of Woodruff’s lawsuit does not resolve the larger issues her case brings to light. It leaves her story as a reminder of how fragile justice can become when tools not designed with fairness in mind are allowed to influence decisions. It also leaves open the question of what accountability should look like when lives are disrupted, even if courts do not find clear fault.
Woodruff’s case is now headed for appeal, but its impact is already visible in Detroit’s evolving policies and in the conversations happening across the country about the role of technology in law enforcement. Her story illustrates both the dangers of overreliance on imperfect tools and the resilience of those who challenge their misuse. It calls attention to the need for transparency, oversight, and community-centered reform.
The questions raised go beyond one arrest or one lawsuit. They reach into the broader matter of how technology interacts with systems of justice and whose lives are most at risk when those systems fall short. For Detroit, the path forward will not be measured only in policies written but in the trust rebuilt—or lost—along the way.
Ebony JJ Curry can be reached at ecurry@ michronicle.com
Helping Metro Detroit Students Return to School
From backpack drives to Clap Ins, Comerica Bank is supporting local communities as school ramps back up for 2025-26 year.
With metro Detroit students back in school, Comerica has been serving students throughout the area to assist them as they returned this year.
Thus far, Comerica has served approximately 10,000 students with its back-toschool engagements.
This year, Comerica volunteers assisted with United Way of Southeastern Michigan’s 2025 Backpacks Program in to support students in Oakland, Macomb, Washtenaw, and Wayne counties.
With the help of Comerica Cares volunteers and many others who assisted, the program assembled nearly 7,000 back packs for local students.
According to the United Way, back-toschool supply costs are up nearly 8% this year, pencil prices are up 68% and notebook prices have doubled.
“When you can’t focus because of school supplies, children miss out on the first day of school,” told Jocelyn Howard, board member at United Way for Southeastern Michigan, via UnitedWaySEM.org. “Essentially, parents try to decide what’s more important, and those decisions are often loaded on the backs of kids, so this distribution is critical for them to start the school year right off the bat.”
In addition to donating backpacks to deserving children, this year, the United Way of Southeast Michigan created 52 classroom kits for teachers and donated bulk school supplies.
“This was our fifth year doing this, but it was also our largest. It was also the first time it was fully funded through sponsorships and individual gifts, which is a considerable achievement for a nonprofit,” explains Kristen Cibulskis, Director, Engagement of The United Way of Southeast Michigan.
With concerns about funding and resources, the United Way has been stepping
up and becoming more resourceful to help students get back to the classroom with fewer barriers to learning.
“It been increasingly complex for any nonprofit to effectively maximize its resources and funding,” said Cibulskis. “So, the fact that we not only raised enough sponsorship funds to fund our backpack program fully, but also expand it from previous years was really not something we expected, and something we were just so ecstatic about.”
In 2024, United Way of Southeastern Michigan distributed 4,300 backpacks. This year, they increased that total by 60% along with the classroom kits and additional bulk school supplies.
The achieve this, 13 corporate partners and over 480 hours of volunteer service
year’s Prom Dress Drive was truly remarkable,” said Steve Davis, Comerica Bank Michigan Market President. “Thanks to the overwhelming number of dress donations we received, we’re thrilled
needs this year as students
helped make this possible, according to the United Way, which includes support and assistance from Comerica.
“Comerica is proud to be a long-time partner of the United Way for Southeastern Michigan,” says LaToya Rowell, National Communities Affairs Manager. “Together as A United Force For Good we seek to uplift our communities. By supporting United Way programming like their Backpack Initiative, we are able to uphold our commitment to helping the next generation thrive.”
Comerica’s continuous strive to be A Force For Good in the community is appreciated and welcomed by the United Way.
Comerica Cares volunteers supported the Homecoming Dress Giveaway event at the Samaritan Center in Detroit, with many assisting as personal shoppers when the students checked in to participate.
Donated backpacks and supplies are helping fill
return to school.
Detroit Public Schools Community District Executive Director of Community & Government
Affairs Tarence Wheeler (third from left) with Comerica Cares volunteers ready to greet students attending the first day of school at Renaissance High School.
Comerica Bank Vice President and External Affairs Market Manager Mike Cheatham assisting the Detroit Association of Black Organizations (DABO) and its backpack drive with Baby Smoove.
Comerica colleagues at the bank’s Auburn Hills Operations Center and Great Lakes Campus donated new backpacks and supplies to local students through Methodist Children’s Home Society Family.
Comerica Cares volunteers contributed to the 480 volunteer hours the United Way mobilized for the organization’s initiative that donated nearly 7,000 backpacks this year, 60% more than last year.
Comerica Cares volunteers at Warren Lincoln High School to support the United Way of Southeastern Michigan back-to-school backpack drive.
Comerica Small Business of the Game Delivers Big Plays for Business Owners During Detroit Lions Home Games
DETROIT — This season, small businesses are scoring big at Detroit Lions home games as Comerica’s Small Business of the Game program delivers unique opportunities and resources to help them grow.
Now in its seventh season, Comerica Bank’s partnership with the Detroit Lions promotes one new business each week of a Lions regular season game at Ford Field and offers exposure to the NFL audience through in-stadium, digital, social, and traditional media platforms.
Launched in 2019, small businesses can leverage Comerica’s partnership with the Lions to drive meaningful impressions and awareness to their own small business brand.
“Small businesses are vital to the growth and prosperity of our communities, and we are committed to supporting their journeys with valuable resources to help them succeed,” said Meghan Storey, Comerica Bank Senior Vice President and Michigan Director of Small Business. “We appreciate the Detroit Lions investment into the Small Business of the Game program by providing valuable platforms and experiences that showcase small businesses, their products and services, and the impact they are having on the customers and communities they serve.”
Resources available to the Comerica Small Business of the Game include: in-stadium signage, dedicated social posts from Comerica and the Detroit Lions, Comerica Bank and Detroit Lions branded assets, run of site (ROS) advertising for one week on Detroitlions.com, a curated asset that best fits the business goal (in-app push notification, email ad inclusion, Suite TV ad or Pride Plaza tabling activation) and game tickets and pre-game field passes to entertain their customers and prospects.
“As an organization, we at the Detroit Lions are committed to supporting Michigan businesses, both big and small,” said Detroit Lions Chief Operating Officer Mike Disner. “We are very proud of the near decade-long impact we have been able to make in partnership with Comerica to use our gameday platform to showcase these incredibly deserving community pillars with our Comerica Small Business of the Game.”
When the Lions kicked off their 2025 home slate of games on Sunday, Sept. 14 at Ford Field and defeated the Chicago Bears 52-21, the first Comerica Small Business of the Game recog-
nized was Detroit Flex Defense, based in Troy.
Detroit Flex Defense (Website: detroitflexdefense.com; Social Facebook: @DetroitFlexDefense; LinkedIn: Detroit Flex Defense) is an industry leader in custom hose, tube, and fitting solutions with over seven decades of experience in Aerospace, Defense, Automotive, Industrial and many other applications, specializing in mission critical environments.
Founded by Peter Betrus, Sr., as the Detroit Flexible Metal Products Company, the company has grown in size and presence since 1953 and continues to seek new markets with sons Tom Betrus serving as Chief Executive Officer and Peter Betrus, Jr., as President. Detroit Flex Defense’s assemblies are found on anything from “Military vehicles for Defense to production vehicles for our Auto Industry.”
During National Women’s Small Business Month, Comerica and the Lions will recognize Evelyn’s Midtown Kitchen as the Comerica Small Business of the Game on Monday, Oct. 20 vs the Tampa Bay Buccaneers.
The 2025 Comerica Hatch Detroit Contest by TechTown semi-finalist is a cooking school located in Detroit offering hands-on cooking classes, date nights, team-building experiences, private events, youth and adult culinary camps, French baking, international cuisine, and wellness series—all designed to spark joy, build skills, and foster meaningful connections.
Evelyn’s Midtown Kitchen can be found online at emkculinary.com, in addition to on social media via Instagram: @evelynsmidtownkitchen; Facebook: @EMKCulinary; and LinkedIn: Evelyn’s Midtown Kitchen.
Comerica Expands Small Business Support Comerica’s Small Business of the Game partnership with the Lions expands the bank’s support for its small business customers.
In addition to the Lions Small Business of the Game, the Comerica SmallBiz Co-Op, free to Comerica small business customers, offers media buy, research, planning tools, office discounts, perks and rewards, and access to sports partnership assets to help small businesses grow.
In 2025, over 40 small businesses will receive resources and branding exposure through Comerica’s Small Business of the Game (Detroit Lions),
Founded by Peter
continues to grow through
During National Women’s Small Business Month in October, Evelyn’s Midtown Kitchen and Owner Chef Evelyn Stokes (far right) will be recognized by the Detroit Lions as the Comerica Small Business of the Game. Evelyn’s Midtown Kitchen was a semi-finalist of this year’s Comerica Hatch Detroit Contest by TechTown.
Small Business of the Month (Detroit Tigers) and SHOP313 Pop-Up Shops (Detroit Pistons) programs.
Comerica’s commitment to small businesses goes beyond its unique opportunities and resources offered to customers, as it steadfastly believes small business growth remains vital to prospering communities.
On May 5, Comerica Bank announced it was taking a big swing during National Small Business Week (May 4-10) to support small business incubation by contributing $250,000 to community organizations located in five markets focused on entrepreneurial development, growth, education and empowerment. Each of the five nonprofit organizations, including TechTown Detroit, received a $50,000 contribution from Comerica Bank. Comerica also partnered with community organizations to provide technical services assistance programming through the bank’s Business $ense Bootcamps.
Comerica Small Business of the Game honorees also include: MCHS Family of Services (Sunday, Sept. 28): First launched during the flu pandemic of 1917, MCHS Family of Services provides individualized treatment, care, advocacy, and permanency to children and families impacted by childhood trauma. MCHS, based in Redford, builds a community where every child and family has a safer and brighter future. By transforming
Inaugural Comerica Bank Survey Finds Small Businesses Optimistic About Growth,
Cautious About AI, and Focused on Strategic
Investment
81% expect sales growth in the next 12 months, 55% support stricter AI regulation, and inflation tops the list of concerns
Despite economic uncertainty and rapid technological change, small business owners across the U.S. are entering the next 12 months with confidence and optimism. According to the first edition of the Comerica Small Business Pulse Index™ 81% of surveyed small businesses expect revenue growth, while many are embracing artificial intelligence (AI) with both enthusiasm and caution.
The national survey of 1,010 small business owners, conducted August 1-13, 2025, reveals that they are optimistic about the future, increasingly tech-forward, and calling for thoughtful oversight of emerging technologies.
“Small businesses are the heartbeat of our communities and local economies,” says Larry Franco, Executive Vice President and National Director of Retail & Small Business Banking, Comerica Bank. “It’s imperative to be tapped into what’s influencing and impacting small businesses. We launched the Comerica Small Business Pulse Index™ to do exactly that – identify successes and challenges these businesses are facing right now to help a broad group of entities, from financial providers to consumers and other business owners, better know how to serve, support and strengthen small businesses around them.”
Key Findings from the Comerica Small Business Pulse Index™
• AI Adoption Is Accelerating: 45% of surveyed small businesses report using AI tools today, with adoption highest in the Technology (64%) and Professional Services (58%) sectors.
• Top AI Use Cases: Marketing, content creation, and data analysis are the most valuable applications of AI among adopters.
• AI Challenges Remain: Mistakes, tech vulnerabilities, and learning curves are the top concerns for both current and prospective AI users.
• Capital Investment (CapEx) Outlook Is Mixed: While 32% of the respondents plan to invest up to $100,000 in the next 12 months, 45% report no CapEx plans. Technology and Construction industries lead in planned investment.
• Confidence Is Strong: 83% of surveyed small businesses are confident in their future success, especially those with $500,000+ in revenue and/or 10+ employees.
• Inflation Tops the List of Concerns: 23% of respondents cite inflation as the most considerable threat to their business, followed by tariffs and cash flow challenges.
AI Regulation and the Road Ahead
“Small business owners see the potential of AI, but they also understand the need for responsible oversight,” remarks Franco.
While AI adoption is growing, so is the conversation around its governance. Although AI users, as a whole are less likely than non-users to support stricter regulation, those in the Technology and Professional Services industries (which lead in both adoption rate and breadth of use) are actually more supportive of increased oversight compared to AI users in other industries—suggesting those most experienced with AI may also be the most attuned to its potential risks.
Support for stricter AI regulation also varies considerably by age. Whereas younger business owners are more likely to embrace AI with fewer restrictions, older generations show a stronger preference for oversight. Just 42% of Gen Z respondents favor tighter regulation, compared to 53% of Millennial respondents, 57% of Gen X respondents, and 66% of Baby Boomer respondents.
Despite concerns, most small business owners responding to the survey remain optimistic about AI’s impact on employment. A total of 64% of all small businesses surveyed do not believe AI will replace jobs in their industry within the next five years. This sentiment is even stronger among those not planning to adopt AI (74%), with a majority of current AI users (60%) also sharing the same view – indicating a broad confidence in AI as a complement rather than a threat to the workforce.
Confidence, Capital, and the Growth Horizon
Small business owners are looking ahead to the next year with confidence and momentum, according to the survey. That confidence is especially pronounced among firms with higher revenues and employee counts. Those in operation for 4-7 years report the highest levels of optimism, outpacing both younger startups and more established firms.
Market outlooks are similarly upbeat, with nearly two-thirds of respondents expecting conditions to improve. Optimism is strongest in the
the lives of youth and their families, MCHS strives to make our communities healthier, stronger, and better for future generations. (Website: mchsmi. org; Social Media - Instagram: @michiganmchs; @Facebook: michiganmchs; LinkedIn: michiganmchs).
City Recycling Inc. (Sunday, Nov. 2): City Recycling is a family owned and operated full-service scrap metal recycling yard located in the heart of Detroit for 33 years. Located near downtown Detroit, City Recycling, a proud member of the Responsible Recyclers Association of Michigan, offers roll-off container delivery/ pick up, commercial dismantling/clean up services and is open to the public. (Website: www.cityrecyclinginc.com; Facebook: @cityrecyclinginc).
Saber Building Services, Inc.
(Sunday, Nov. 23): Since 1979, Saber Building Services, Inc. has grown to become one of the areas’ most well-respected facility services provider. Based in Auburn Hills, is dedicated to high value custodial support, including janitorial, supplies. Construction clean-up, window cleaning and staffing services. (Website: saberbuildingservices.com; Social Media - Facebook: Saber Services Group).
Acorp Property Management
(Thursday, Nov. 27): Acorp Property Management offers premium office spaces available for rent directly from the owner of 901 Tower Drive in
Troy where businesses can thrive in a prime location that offers unparalleled convenience, affordability, and modern amenities. Situated just off I-75, office spaces are designed to meet the needs of businesses of all sizes, from startups to established corporations. (Website: acorpservicesllc.com; Social MediaFacebook: @ACORP LLC; LinkedIn: ACORP Management).
J.M. & Sons Plumbing and Mechanical (Thursday, Dec. 4): For over 40 years J.M. & Sons Plumbing and Mechanical, a family-owned business, has offered a wide variety of mechanical services to customers. Headquartered in Brighton, J.M. & Sons believes in a commitment to industry education that keeps up with the latest technology while blending tenured expertise. From the most complex designs to simple engineering, J.M. & Sons work has been consistently praised for the attention to detail and uncompromising quality (Website: jmsonsplumbing. com).
All Pro Property Solutions (Sunday, Dec. 21): All Pro Property Services, located in Taylor, believes that restoration is more than just rebuilding structures—it’s about restoring stability, safety, and trust. With over two decades of experience and thousands of successful projects, the All Pro Property team has become a trusted name in Southeast Michigan for property restoration, renovation, and environmental remediation. (Website: getallpro.com; Social Media - Instagram: @getallpromi; Facebook: @ getallpromi; LinkedIn: getallpromi).
Betrus, Sr. in 1953, Detroit Flex Defense
the stewardship of multi-generations of the Betrus family, including President Peter Betrus, Jr. (left), Business Development Manny Betrus (center) and CEO Tom Betrus (right).
A5 | September 17-23, 2025
Money.
Property is Power!
What the Rise of Non-QM Loans Means for Black Homeownership
By Dr. Anthony O. Kellum
The mortgage market is shifting again, and one of the most important trends to watch is the rise of Non-Qualified Mortgage (Non-QM) loans. At the same time, refinance activity is climbing as homeowners look to adjust their financial strategies in response to interest rate changes. For the Black community, where homeownership opportunities have often been limited by strict traditional lending requirements, these shifts could bring both new opportunities and new risks. Understanding what Non-QM loans are and what they mean in the current housing market is essential.
What is a Non-QM Loan?
A Non-QM loan is a mortgage that doesn’t meet the strict guidelines set by Fannie Mae, Freddie Mac, or other government-backed programs. Unlike a traditional loan, a Non-QM loan may be designed for people who don’t fit the standard financial mold such as self-employed individuals, small business owners, or those with unique income sources. Instead of requiring traditional W-2s or rigid debt-to-income ratios, these loans can use bank statements, asset-based income, or even rental income to qualify borrowers. For the African American community, this flexibility matters. Many Black entrepreneurs, gig workers, and independent contractors have historically been overlooked by traditional lending. A Non-QM loan can provide a path to ownership for families who are financially capable but don’t check the boxes of conventional underwriting.
Why Are Non-QM Loans Rising Now?
Non-QM loans are gaining traction as the mortgage market cools from the high-refinance boom of the pandemic. Purchase demand is slowing due to affordability challenges, but homeowners who bought or refinanced at higher rates are now exploring ways to restructure their mortgages. At the same time, lenders are diversifying their offerings to keep business flowing, and Non-QM loans represent a growing share of originations far higher than they did just a few years ago.
What Does This Mean for Black Homeownership?
The rise of Non-QM lending presents both an opportunity and a caution. The opportunity lies in access: more borrowers who have been excluded by traditional rules can now qualify. This is particularly important for African American families who may have been sidelined by income documentation requirements or credit overlays. Non-QM loans could be the key that unlocks the front door to homeownership for many.
But there is also risk. Non-QM loans often come with higher interest rates and fees compared to traditional mortgages, since they fall outside the standard credit box. For buyers who don’t fully understand the terms, this could mean higher monthly payments or longterm costs that strain financial stability. The lesson here is that Non-QM loans should be viewed as a tool not a trap. They can work if they are part of a broader financial strategy, but they require careful consideration.
See NON-QUALIFIED MORTGAGE Page A-6
RECESS25, the Resilience and Equity in the Clean Energy Sector Summit, returns to Detroit from October 13-15, bringing national energy equity leaders, innovators, entrepreneurs, and changemakers together for three transformative days at the heart of the clean energy transition. With presenting sponsor support from the Kresge Foundation and a slate of multicultural speakers, including main stage sessions centering the voices of Indigenous and Hispanic energy leaders, this Detroit-born conference is staking its claim as a national catalyst for equitable, sustainable progress in the clean energy sector. Under a theme of “Driving Health and Equity in the Clean Energy Transition,” its message is clear: the future of energy must be inclusive and sustainable, with communities of color at the forefront of progress and leadership.
Carla Walker-Miller, founder of Walker-Miller Energy Services and RECESS’s visionary convener, has pioneered a path for inclusive leadership in the clean energy sector. “This year’s theme emphasizes the urgent need to drive health and wealth in the clean energy sector. We invite everyone to join us in creating a more inclusive and equitable clean energy future,” Walker-Miller said. Few cities embody this ethos like Detroit, where economic rebirth and community-driven leadership form the blueprint for what’s possible nationwide.
RECESS25’s keynote by Stacey Abrams,
Michigan Lawmakers Face Looming Government Shutdown as Budget Talks Stall
By Ebony JJ Curry SENIOR REPORTER
The clock is running down in Lansing, and Michigan lawmakers are staring at a deadline that could plunge the state into a partial government shutdown. In less than three weeks, the budget for the new fiscal year must be passed, yet negotiations remain stuck in a political quagmire. What should be a process rooted in governance and responsibility has devolved into a standoff that risks the stability of schools, road projects, and the very services Michigan residents rely on every day.
Senate Democrats, who hold the majority in that chamber, sounded the alarm this week. Appropriations Chair Sarah Anthony of Lansing described the situation bluntly: “Whether it is work projects or how we are going to address holes related to federal tax changes, none of those pieces have been decided at this juncture. Twenty days before a government shutdown and the major decisions have not been made.” That disconnect between urgency and progress has left school districts opening their doors this fall without knowing what level of state funding will actually support their classrooms.
The delays trace back to a clash between chambers. Democrats argue that the Republican-led House dragged its feet for months before moving its proposal, making genuine negotiations nearly impossible on the normal timetable. House Republicans, for their part, insist Senate Democrats abandoned talks ahead of the July statutory deadline, even though the law carries no penalty for missing it. The result is a political stalemate with serious implications: the state could see basic functions grind to a halt if no agreement is reached.
Governor Gretchen Whitmer has
Former Georgia House Minority Leader, the New York Times bestselling author, entrepreneur, and national leader on democracy, underscores the event’s expanding influence. Abrams, who has championed voter rights and effective public policy, brings critical urgency and a national stage spotlight to RECESS25’s agenda. Her leadership underscores the reality that energy equity is linked with democracy, health, economic mobility, and justice.
RECESS25 also welcomes Shalanda Baker, acclaimed author and former Direc-
tried to pressure both sides back to the table, particularly over one of the most visible sticking points: road funding. For months, Whitmer and legislative leaders have acknowledged that any workable budget must include a plan to continue repairing Michigan’s battered roads. On Wednesday, the governor urged residents to contact their lawmakers directly, framing the issue as one that demands bipartisan compromise. “Both parties will have to compromise to get this done right,” she said, calling for a “commonsense solution.”
Republicans have floated the idea of shifting existing fuel tax revenues and cutting other areas of the budget to cover road repairs. Democrats, however, maintain that such an approach is shortsighted. Anthony underscored that reality later, saying, “I think ultimately, when we get to the point where we’re building a sustainable roads plan, it’s going to take a lot of creativity — both revenue as well as reductions in some of our state services.”
The breakdown extends beyond roads. Republicans have accused state agencies of mismanaging taxpayer money by budgeting for vacant jobs, implying that millions are being wasted. Democrats counter that any unspent funds automatically revert to the state’s general fund, meaning there’s no “pocketing” of dollars. The dispute has become a proxy for broader ideological divides: Republicans are pushing for spending cuts across departments, while Democrats insist those cuts would harm core services.
The scale of those proposed cuts is sweeping. The House Republican plan would accelerate work requirements for Medicaid and SNAP recipients, potentially stripping healthcare and food access from thousands of low-income families. It would slash millions from food and milk safety programs, weaken protec-
tor of the U.S. Department of Energy Office of Energy Justice and Equity. Baker, the architect of the landmark Justice40 initiative, now serves as the inaugural Vice Provost of Sustainability and Climate Action at the University of Michigan, where her groundbreaking work continues to inspire new standards for justice-centered energy transition and climate action.
Attendees will experience panel sessions and workshops that go beyond theory: sessions spotlight practical ways for marginalized voices to access careers, business op-
tions against animal disease, and scale back pest control efforts that safeguard agriculture. Public safety would take a hit as well: the plan calls for defunding 400 Michigan State Police positions and eliminating community violence intervention grants. Schools would lose resources for free meals, literacy programs, and teacher recruitment, while local governments would face reductions in revenue sharing that fund everything from road maintenance to trash collection.
Democrats warn that this blueprint echoes a national strategy designed to shrink government under the guise of eliminating waste. Anthony accused Speaker Matt Hall of orchestrating a crisis to advance an “extreme agenda,” saying, “Since the start of this legislative term, Speaker Hall has failed to step up and act as a serious partner. Instead of coming to the table to negotiate a budget in good faith, he and his Republican colleagues have chosen to manufacture a crisis in attempts to push through an extreme agenda, putting politics and petty vendettas over the people we’re entrusted to serve. Budgets are about values, and the values reflected in the House Republican proposal are dangerous and destructive. I will always fight for a fair compromise, but I will never sign off on a plan that does so at the expense of hardworking Michiganders.”
Her colleague, Senator Cherry, stressed that residents expect real solutions, not partisan gamesmanship. Senator Santana described the House plan as riddled with “immorality, imprudence, and dysfunction,” saying Senate Democrats would not balance the budget “on the backs of hardworking residents.”
The rhetoric reflects the high stakes. Michigan’s budget is not just an account-
portunities, and ownership in clean energy. The summit draws participants from across the country, including entrepreneurs, policymakers, students, and advocates committed to driving change where it matters most.
For Detroit, hosting RECESS25 is more than symbolic—it demonstrates that energy justice and resilient innovation should be shaped where grit, collaboration, and ingenuity converge. “RECESS provides an essential onramp for those historically disconnected from the industry to aggressively explore, plan, and innovate to meet this incredible moment in history,” said Walker-Miller. The summit’s national draw proves that Detroit’s model could influence how other cities mobilize toward a just, thriving clean energy economy.
With the nation watching, RECESS25 asserts that the clean energy future isn’t just about technology or policy change; it’s about ensuring the benefits of those changes reach everyone. In a sector long dominated by barriers and disconnection, the work of Walker-Miller and voices like Abrams light the way for collective progress.
For anyone invested in climate, business, or democracy, Detroit is the city to watch, and RECESS25 is the summit to attend. For more information, including the full schedule and registration, visit therecessconference.com.
Anthony O. Kellum
Carla Walker-Miller
Stacey Abrams
Non-Qualified Mortgage
From page A-5
A Real-World Example
Consider Tanya, a self-employed African American woman running a catering business. Tanya earns $90,000 a year but reports lower taxable income after deductions. When she applied for a conventional mortgage, the lender denied her because her adjusted income didn’t meet the requirements. Instead of giving up, Tanya explored Non-QM options. Using 12 months of her business bank statements, a lender approved her for a $250,000 mortgage at a 7.25% rate slightly higher than a conventional loan but affordable within her budget. The key difference? Tanya became a homeowner instead of staying stuck in the rental cycle. Later, once her income history reflects stronger documentation, she plans to refinance into a lower-rate traditional mortgage.
This scenario shows both the power and responsibility of Non-QM loans. They can bridge the gap, but they must be used as part of a strategy.
Tips for Navigating Non-QM Loans
Know the Terms – Ask about the interest rate, fees, and whether the loan has features like balloon payments or prepayment penalties.
Compare with Traditional Options – Even if you qualify for a Non-QM, see if FHA, VA, or conventional loans might offer better terms.
Plan for the Future – Non-QM loans can be a stepping stone. Consider refinancing into a traditional loan once your financial profile fits standard guidelines.
Work with Trusted Professionals – Partner with lenders and brokers who are experienced with Non-QM lending and who prioritize education and transparency.
Protect Your Credit and Income Records – Even if you qualify through alternative means today, building a
Bigger Picture
Government Shutdown
From page A-5
ing exercise; it is the blueprint for public life. Whether it is ensuring safe roads, stable classrooms, reliable law enforcement, or clean air and water, the choices made in Lansing will ripple into households and neighborhoods across the state. Already, the uncertainty is sowing anxiety. School administrators are opening the academic year without clarity on per-pupil funding. Local governments are hesitant to launch new projects. State employees are watching closely, wondering if paychecks could be disrupted.
The political theater obscures a simple reality: missed deadlines and partisan brinkmanship carry real costs. Senate Democrats have emphasized that they met their obligations months ago, passing a proposal in May after consulting with stakeholders. The House Republicans’ decision
to wait until the summer to in-
troduce their 800-page omnibus plan — and to move it without public input — has left little time for thoughtful compromise. Instead, Michigan is now on the brink of a shutdown that would erode public trust and destabilize essential services.
As the impasse drags on, the dynamics reveal a broader struggle over the role of government itself. Democrats view the budget as an opportunity to invest in people and communities, to reinforce safety nets, and to support long-term economic growth. Republicans argue for leaner government and lower spending, framing their approach as fiscal discipline even as critics say it amounts to reckless austerity. Both sides invoke values, but the values on display differ sharply depending on which chamber you ask.
The coming weeks will test whether Michigan’s divided government can still deliver for its residents. Whitmer’s call for collaboration underscores a truth: compromise is not optional when the cost of failure is a government shutdown. Anthony’s insistence on creativity and her warnings about dangerous cuts underline the scale of the challenge. And the urgency in Senate Democrats’ warnings reflects just how close the state is to an avoidable crisis.
The question now is whether lawmakers can set aside gamesmanship in time to meet their basic duty. Michigan residents are watching, not for partisan point-scoring but for stability, fairness, and accountability. With the clock ticking, the outcome will determine whether the state moves forward with a budget that reflects the needs of its people or falters under the weight of political dysfunction.
Ebony JJ Curry can be reached at ecurry@michronicle.com
Young, Gifted & Black
Mikyia
Detroit Lions Offense Drives Philanthropic Gains Through Comerica First Down Program
Lions and Comerica Bank team up for ninth season to assist community partners’ impact on Metro Detroit
DETROIT — Powered by one of the NFL’s most dynamic offenses in recent seasons, the Comerica First Down Program partnership with the Detroit Lions returns for a ninth year to assist eight Metro Detroit community organizations throughout the 2025 regular season.
During every Lions home game, Comerica Bank donates $100 to a local philanthropic partner for each Lions first down gained at Ford Field, stretching the Lions impact beyond the gridiron.
“As we proudly cheer on the Lions, we are also seeing firsthand how their success impacts our city and state – both on and off the field,” said Steve Davis, Comerica Bank Michigan Market President.
“We appreciate the Lions’ commitment to the community and are honored to partner with them through the Comerica First Down Program, which helps community organizations uplift members of our community in need. When we root on the Lions, we do so with pride, knowing that every first down they achieve is helping to drive meaningful change in our community.”
Coming off a loss in the season opener at Green Bay, the Lions quickly responded with a bounce-back win, just like that have done the last 11 times they have fallen against opponents over the past four seasons.
Sunday’s game was not only a bounce-back win, but they defeated NFC rival Chicago Bears with a 52-21 thumping. The offense didn’t disappoint either as it racked up 511 yards on offense and seven touchdowns.
For the community, the Lions chewed up 25 first downs, which helped put together another $2,500 donation going toward the Comerica First Down Program.
In recent years, the community organizations participating in the Comerica First Down Program have especially benefited from one of the NFL’s most successful offensive units.
which has been dedicated to preserving the dignity and enhancing the quality of life of older adults 55+ in Michigan for 100 years.
“We are grateful to Comerica for cheering on our Lions and collaborating with us in using this initiative for a ninth year as a way to turn our success on the football field into direct impact off of the field,” said Vice President of Detroit Lions Foundation and Community Relations, Roxanne Caine
The home opening win for the Lions and their 25 first downs on offense against the Bears benefitted Men Who Dare (MenWhoDareInc.org), an organization founded in 1959 committed to providing financial assistance, workforce development, and career exploration opportunities for college/trade school-bound young people who lack the resources to achieve their higher education goals.
The Detroit
25 first downs in their 52-21 win over the Chicago
Since the beginning of the 2022 NFL season, the Lions have averaged 24.3 first downs per home game and gained more first downs at home than any other team in the NFL. With 655 first downs at Ford Field since 2022, they are the only team to have gained over 600 first downs on offense in that span – translating to $65,500 in contributions to community partners through the Comerica First Down Program and at least 56 more first downs at Ford Field than any team in the league.
at Ford Field on Sunday., Sept. 14 and, as a result, Comerica is donating $2,500 to Men Who Dare to support its mentoring and scholarship programs.
With 25 first downs in their 2025 home opener against Chicago, the Lions have now reached 25 first downs in 19 home games over that past four years, which is an NFL high.
In 2024, Comerica contributed a total of $22,900 to nine different philanthropic organizations thanks in part to the Lions setting an all-time franchise record of 229 first downs at home during the regular season. In fact, their two highest single-season totals at home occurred in 2022 (210) and 2024 (229).
Last year, the Comerica First Down Program reached a single-game record milestone when the Lions set a franchise record with 38 first downs in their 52-6 victory over the Jacksonville Jaguars, resulting in a $3,800 contribution to the Hannan Center,
“We are honored that throughout the season our team can help support Comerica’s efforts to financially assist local nonprofits who offer necessary resources to lift up our Detroit community,” said Cain.
Through mentorship and scholarships, the Detroit-based non-profit believes in the power of hard work, determination, and the relentless pursuit of knowledge by supporting driven individuals who are ready to take on the challenges of higher education but may lack the resources to do so.
2025 Community Partners
For the eight regular season home games, the Comerica First Down Program will support: Men Who Dare (Sunday, Sept. 14), Community Up (Sunday, Sept. 28), LAHC - Leaders Advancing and Helping Communities (Monday, Oct. 20), Aktive Minds Foundation (Sunday, Nov. 2), HYPE Athletics (Sunday, Nov. 23), BIG Institute (Thursday, Nov. 27), Code313 (Thursday, Dec. 4), National Entrepreneurs Association (Sunday, Dec. 21)
First Down Program Impact
Since its inception in 2017, Comerica has now contributed nearly $158,100 to over 50 local philanthropic partners through the First Down program.
Previous recipients include: ACCESS, A Girl Like Me, Abigayle Ministries, Alternatives For Girls, Arab American and Chaldean Council, Belle Isle Conservancy, Beyond Basics, Capuchin Soup Kitchen, Charles H. Wright Museum of African American History, Citadel Community Development Corporation, DEFY Program, Destined For Greatness, Detroit Cristo Rey, Detroit Organizations of Black Organizations, Detroit Police Athletic League, Inc., Detroit Public Schools Foundation, Dutton Farms, Inc., Family Assistance for Renaissance Men (F.A.R.M.), Focus: HOPE, Greater Pontiac Community Coalition, GROW, Hannan Center, HAVEN, Henry Ford Health’s Game On Cancer, Horatio Williams Foundation, IMAGINE Mentoring, Judson Center, LASED, Lebanese American Heritage Club Leaders Advancing and Helping Communities, Life After Care, Life Directions, Mostyn Community Development, Motor City Pride, My Sister’s Keeper, Neway Works, Pure Heart Foundation, RTTM Community Center, Ruth Ellis Center, SER Metro-Detroit Jobs for Progress, Inc., The Children’s Center, USnapBac, Winning Futures, and Women of Tomorrow.
In The Community:
Comerica Cares Volunteers Help Meet Needs of Residents Facing Food Insecurity
Each year, Comerica Bank colleagues pack thousands of pounds of food for food banks across all markets. Comerica Cares volunteers distribute thousands of meals either through food banks or directly preparing and serving them at soup kitchens and community partners dedicated to food security outreach.
With the assistance of its employees who donate thousands of hours in the community, Comerica continues to support reducing food insecurity through organizations, such as Crossroads of Michigan and Oakland Hope.
On Sunday, Sept. 7, Comerica employees dedicated time at Crossroads of Michigan serving meals to help those facing hunger. With two locations in Detroit, the philanthropic organization as served the community since 1971 to help individuals and families by providing emergency assistance, advocacy, and counseling to anyone in need.
In Oakland County, Comerica Cares volun-
teers spent time at Oakland Hope to support the organization’s mission to provide free groceries for local residents.
“Comerica Cares is more than a slogan employees wear on their shirts,” said Norma Okonski, Founder and Executive Director of Oakland Hope, via LinkedIn. “Comerica doesn’t just talk about caring for their community—they live that slogan out-loud. Groups of Comerica volunteers show up often to volunteer and serve with us at Oakland HOPE. Their dedication makes a real difference for our hungry Oakland County neighbors.
“We are so grateful for our partnerships, for those who understand community engagement and collaboration is necessary to improve the lives of our neighbors. Thank you, Comerica, for walking-the-talk and helping us bring HOPE through a cart-full of free groceries for hungry families in Pontiac and Oakland County.”
to open an additional boutique just in time for the Homecoming season.”
“These events are about more than simply providing a dress; they’re about helping students feel confident, celebrated and supported during such a memorable moment in their lives. Seeing our community unite to make that possible adds even more meaning to what we do.”
During this year’s Prom Dress Drive, Comerica collected nearly 2,300 dresses, bringing the donation total to more than 7,100 dress since partnering with Jackets For Jobs in 2023. Comerica’s metro Detroit prom dress initiative first began in 2017 and, since then, Comerica has received more than 10,000 dresses that have been donated to community partners.
“Seeing students light up when they find the perfect dress is a reminder of why this boutique matters,” said Alison Vaughn, Jackets for Jobs Founder and CEO. “For the second year, our Homecoming giveaway partnership with Comerica Bank will be making Homecoming dreams possible for teens by removing financial barriers and opening doors to experiences every teen should have. The community’s generosity makes it possible for us to reach even more young people and create memories they’ll carry for a lifetime.”
This was the second consecutive year that Jackets For Jobs held a fall event to support students for Homecoming events. This year, approximately 380 students attended the two-day dress giveaway. Additionally, the event also supported adults who attended the event with their child or student guests. Termed the “Mom’s Room,” the special offering expanded the community support to help those who attended find dresses and attire to wear for special and formal occasions.
Jackets for Jobs is an award-winning non-profit organization that provides career clothing for metro Detroit job seekers. For over two decades, we have assisted over 35,000 job seekers put their best foot forward to obtain employment. For people experiencing barriers to employment and independence, clothing insecurity is real. It can mean not having anything to wear or not having the right thing to wear. Both are barriers to advancement. Jackets for Jobs provides a stable source of well-maintained and displayed clothing that is suitable for any need, from casual to workwear.
Return to School
From page A-4
“Comerica is a long-time supporter of the United Way in general. They support us in multiple ways--whether it’s through monetary support or representing on our board or our committees, or volunteering,” says Cibulskis. “This year, not only did we have a group of Comerica volunteers come out to assist us with distributing backpacks to our partners, but we also received a sponsorship from Comerica, allowing us to purchase supplies.”
The backpack packing event took place on Aug. 12 at Warren Lincoln High School and distribution took place the following day.
This support goes along way, and the impact that it makes on families goes along way to help and uplift others, especially this time of year when the new school year begins.
“Back to school costs really are one of the most significant financial burdens that our families and our communities are facing, especially in Southeast Michigan,” Cibulskis adds,
“So being able to take care of that and providing students with the necessary supplies really allows their caregivers and their parents to take that breath, to be able to kind of step back and reallocate those resources to other things that matter, whether that’s you know, food or shelter or clothing or whatever that might be.”
According to Cibulskis, this initiative does fill gaps of need for several communities as the United Way is reaching 25 different partners, including schools, school districts, and community organizations that serve youth.
Cibulskis continues to explain that not only has the United Way expanded the number of students impacted through traditional relationship with schools, but they are going beyond that.
“We continued to support our school districts and schools, but we also supported many of our community partners who work directly with youth as well.”
The back-to-school support did not just stop with the United Way. Colleagues at Comerica’s Auburn Hills Operations Center and Great Lakes Campus donated brand new backs in support of Methodist Children’s Home Society (MCHS) Family.
MCHS Family of Services provides individualized treatment, care, advocacy, and permanency to children and families impacted by childhood trauma.
Comerica’s relationship with the Detroit Association of Black Organizations (DABO) dates back to the late 1970s, and the bank’s support this year of Baby Smoove’s Backpack Giveaway continues to expand that long-time partnership.
To further show its support for local students, Comerica Cares volunteers welcomed back students and educators at Renaissance High School, as part of the Detroit Public Schools Community District “Clap In” program, as they returned for the 2025 - 2026 school year.
From page A-4
Jackets For Jobs Homecoming Dress
Lions gained
Bears
C ity . L ife .
B1 | September 17-23, 2025
Sweet, Soulful & Vegan:
313 Cinnamon Rolls Brings the “Cinntique” Vibe
to Midtown Detroit
By Miss AJ Williams
There’s a new scent rising on the streets of Midtown Detroit, and it’s not just nostalgia; it’s Cinnys, baby.
313 Cinnamon Rolls, Detroit’s first vegan “Cinntique,” has officially opened its doors at 119 Garfield St., Suite 200, tucked inside the commercial space of The Freelon at Sugar Hill. This vibrant, Black woman-owned business is more than just a bakery. It’s a love letter to the city, to community, and to the sweet, sticky comfort of a warm cinnamon roll reimagined for the plant-based soul.
The brains and brilliance behind it all? Brandy Jackson is a proud Eastside Detroiter with a dream, a vision, and a serious sweet tooth. “I started 313 Cinnamon Rolls because I really missed a sweet treat when I started my vegan lifestyle journey,” she shares. “Cinnys were the first dessert I created, and they became so popular that I changed course.”
And thank goodness she did.
With up to 12 rotating flavors available daily from a jaw-dropping menu of 30 total, 313 Cinnamon Rolls isn’t just a bakery. It’s an experience. It’s indulgence without compromise. It’s where gooey goodness meets guilt-free living. What in the World Is a “Cinntique”?
If you’re wondering about the term “Cinntique,” join the club. But Brandy’s got you: it’s her blend of Cinnamon Roll and Boutique, a nod to the curated, cozy vibe of her shop. “Midtown is just a vibe!” she says. “I’ve always had my eye on Midtown for a location for the Cinntique... There is nothing like The D. The D is diverse, resilient and amazing, and we like to think we are a reflection of The D.”
From the branding to the baked goods, everything about 313 Cinnamon Rolls is intentional. It’s fresh, funky, flavorful, and full of heart.
Brandy is building more than a bakery. She’s cultivating community. Every fourth Saturday, the space transforms into Cinny B’s Marketplace, a pop-up platform where four small businesses get to showcase their magic. And every Saturday afternoon, local vegan food vendors pop up to share their goods, turning 313 Cinnamon Rolls into a hub for Detroit’s plant-based food scene.
“I have this beautiful space and I want to share it,” Brandy says. “Paying it forward is top tier to me. There have been many times in my journey that someone gave me a platform, and I want to do the same for others.”
That’s the kind of spirit that keeps cities thriving and dreams alive.
The Details You Need
Location:
119 Garfield St, Suite 200, Detroit, MI
(Across from the VA Hospital Main Entrance; main door faces John R.)
Free parking is available on the ground level of the attached parking structure.
Follow the vibes on Instagram: @313cinnamonrolls Website: https://www.313cinnamonrolls.com/
Let me know when you visit. I’ll be the one in the corner, licking icing off our fingers.
Thrifting in the D:
Alayna Bell’s Guide to Chic Finds
By Miss AJ Williams
Thrifting isn’t just about saving money. It’s an art, a lifestyle, and for Detroit creative and fashion influencer Alayna Bell (@fashionlayn), it’s also a form of self-expression. Known for her bold style and knack for finding hidden gems, Bell sat down with the Michigan Chronicle to share her top tips for making the most out of your next thrifting trip.
Sell or Donate Before You Shop
For Bell, the first step to smart thrifting begins at home. “I get rid of things by examining my personal style. If it’s been untouched for more than a year, doesn’t fit, is damaged, or just doesn’t give me a good feeling when I wear it, it goes in the donate or sell pile,” she said.
Decluttering also reveals what’s missing in her wardrobe. “Every time I free up space in my closet I get a chance to reexamine my personal style. That often leads me to unexpected thrift finds,” she added. Have a Thrifting Game Plan
Bell admits she wasn’t always a fan of thrifting. “Before I became a serial thrifter I would avoid it because it would put me in a frenzy,” she confessed. Her solution? Strategy. She shops with a color palette in mind and takes a mental inventory of what’s already in her closet.
By Miss AJ Williams
If you’re wondering whether Detroit’s debut of Fork n’ Film was worth the buzz, the answer is yes, mostly.
On Friday, Sept. 12, Cambria Detroit Downtown officially launched Michigan’s first immersive cinematic dinner experience with a screening of Pixar’s Ratatouille, and from the moment you walked into the chic Balla Ultra Lounge, it was clear this wasn’t your average dinner and a movie. The atmosphere? Flawless. Five stars, no question. With elegant lighting, French-themed decor, and immersive table settings that brought the streets of Paris to life, the space struck a perfect balance between luxury and whimsy. The staff leaned fully into the experience too — warm, engaging, and clearly passionate about delivering something special. As for the movie itself, Ratatouille remains a joy,
but the sound quality took a little of the magic out of the moment. While the curated courses were timed beautifully with key scenes, the audio didn’t always cut through the ambient noise. If you’re used to full theater surround sound, it may feel like you’re missing some of the cinematic punch. It was still a great film, but the movie experience earns 4 out of 5 stars due to the sound setup. Now let’s talk food. Chef-driven and creative, the multi-course menu was clearly crafted with intention and flavor in mind. Each dish was inspired by a moment in the Film, and most hit the mark, especially the clever and surprising “Ahh, It’s a Rat” martini, which got laughs and wide eyes from nearly everyone at the table. Still, the precision timing required to match the courses with the Film meant a few dishes came out slightly off in temperature. Not a deal-breaker, but enough to dock the food experience to 4 stars. FIRST BITE: Fork n’ Film’s “Ratatouille” Experience Serves Up Flavor, Fun, and a Touch of Movie Magic in Detroit
Thrifting in the D
“I like to stick to neutral colors because you can’t go wrong. Planning ahead has helped me avoid regret buys and save money,” Bell explained.
Dress Smart for Trying On
Thrift shopping often means limited dressing room options, so Bell always dresses “thrift-ready.” Her go-to look?
“Either an active bodysuit or black leggings. These pieces are form-fitting and make it easy to slip items on to see if they fit well,” she said.
She’s also learned the hard way about skipping the fitting process.
“Sometimes you can’t trust your eyes. Thrift pieces in regard to sizing can be unique. I’ve had to teach myself to pause and plan ahead so I don’t waste money on things that don’t fit,” Bell said.
Location Is Everything
When it comes to thrifting, Bell believes your shopping destination can make all the difference. Her most memorable find was a Christian Dior trench coat. “That was when I became hooked to the thrill and hunt of thrifting,” she recalled.
For Detroiters on the hunt, she recommends checking estate and yard sales in historic neighborhoods like Boston-Edison or Indian Village. “You can also score at thrift stores near affluent areas in Detroit and the metro area,” she suggested.
Inspect and Know What’s Worth It
Quality matters. Bell’s first step is always checking the material tag. “I prefer cotton, silks, and linens because they last longer and are breathable,” she explained.
She also learned mindfulness from a regretful buy. “I once purchased a handbag I thought was authentic without examining it. It turned out to be a replica. That taught me to slow down and always check for lining quality, material, and serial numbers,” she shared.
Bonus: Thrifting While Black and Bold
For Bell, thrifting is also cultural reclamation. “To the Black women that are looking to embrace thrifting I would say you gotta know yourself and always choose to show up authentic. Don’t be afraid to let your creative side take over, remix eras, and reclaim styles that have been taken and called something else. Shine,” she said.
✴ Whether you’re a seasoned thrifter or just getting started, Bell’s tips remind us that thrifting is more than bargain hunting. It’s about creativity, sustainability, and confidence.
Fork n’ Film
Where Fork n’ Film truly shines is in its immersive delivery. From welcome drinks and popcorn to the thematic progression of each plate, the experience of eating your way through Remy’s world felt theatrical, intimate, and engaging, especially for kids and the kid-at-heart. This gets a solid 5 stars.
If there’s one area where the night left us chewing on the numbers, it’s the price. While the experience felt thoughtful and unique, the ticket cost felt a little steep, especially considering some of the small execution gaps.
For what you’re paying, you’d expect just a touch more polish or a take-home treat to round out the night. The pricing earns 3 stars.
Overall rating: 4 out of 5 stars.
Fork n’ Film’s Ratatouille experience is a delightful, family-friendly outing that brings a creative twist to the classic movie night. With a few tweaks, mainly in sound and food pacing, it could become one of Detroit’s most exciting new cultural offerings. For adults looking for a date night that sparks conversation or families wanting something memorable and out of the box, this is a flavorful, fun way to spend an evening.
Fork n’ Film will continue its run at Cambria Detroit with more films to be announced, including holiday classics, later this fall. Stay tuned at www. Detroit.ForknFilm.com.
Big things, small things,
The Detroit Black Film Festival, City’s
Signature Celebration of Film and Culture Returns
Detroit’s cultural pulse beats loudest when the city turns out for its own. That truth will take center stage from September 25 through 28, when the 6th Annual Detroit Black Film Festival (DBFF) returns for a celebration of cinema, culture, and cocktails. Hosted by Trinity Films Entertainment Group in collaboration with The Ford Foundation, Charles H. Wright Museum of African American History, The Love Building, RealTimes Media, and the Marlene Boll Theater, this year’s event promises something for everyone: film lovers, Detroit ambassadors, and anyone eager to experience the city’s trademark grit and authenticity.
“The Detroit Black Film Festival serves as a vital platform for Black voices in cinema, and we can’t wait to share these powerful films with our audiences,” says Marshalle Favors, co-founder of Trinity Films Entertainment Group. Lazar Favors, co-founder, adds, “Our events mirror Detroit’s hustle and determination. It’s about elevating the narrative—rewriting the rules and showing what’s possible when Detroit shows up for Detroit.”
Over four days, festivalgoers can catch 72 dynamic
films from 30 countries— each a window into Black filmmakers and actors’ creativity, complexity, and brilliance. The schedule reflects Detroit’s character: independent, resilient, and forward-thinking. From hard-hitting documentaries to inventive dramas, DBFF’s lineup covers it, setting the stage for vital discussions and memorable performances. Notably, homegrown Detroit talent is showcased through the “Sincerely Detroit” series, proving that local voices shape the global narrative.
Audiences can expect more than screenings. The festivities begin with a glamorous Red Carpet Opening Night Reception at the Charles H. Wright Museum and continue with filmmaker talkbacks, a “Meet the Filmmaker AfterGlow,” and a celebratory Honors and Awards Ceremony. And through the Taste of Black Spirits Collective Behavior Tour during DBFF, Cocktails Meet Cinema, pairing the bold cinematic storytelling of the film festival with a premium, all-Black-owned spirits experience at the DoubleTree Hotel. Attendees can sample handcrafted cocktails and engage with industry trailblazers, prov-
ing that Detroit isn’t just making films—it’s raising the bar for representation and celebration across industries. The event also features the Liquid Forum at the Charles H. Wright Museum, which will feature entrepreneur panels, networking, educational opportunities, and much more for anyone invested in Detroit’s creative economy.
“Detroit’s cultural events aren’t just entertainment. When we support festivals born and bred right here, we keep our creative economy vibrant and our stories at the center, says Hiram E. Jackson, CEO of Real Times Media. These festivals prove
Sept. 20 Forum Aims For Answers To Youth Substance Abuse
While much of the world still recovers from the deadly impact and economic fallout of the COVID-19 pandemic, in states like Michigan, another health crisis has intensified.
Medical experts, educators, and counselors have yet to find solutions to the increase in substance misuse among minors – a challenge widely reported to have grown during the pandemic.
With as many as a quarter of the state’s teenagers affected by an ongoing epidemic of substance misuse, local advocates say a grassroots approach is necessary: Members of the Empowerment Zone Coalition want students, family, and concerned citizens to attend a forum at 3 p.m. Saturday, Sept. 20, at The ARMI Ministries Center, 4351 Marseilles St. in Detroit.
“Our young people are our most valuable resources,” says Clara Mitchell, an Empowerment Zone Coalition member and pastor of True Vision Community Church. “This is an opportunity for them to be heard, and for those of us who are interested in helping them gain the best chances for a successful future to listen and offer guidance.”
Michigan’s statistics are troubling:
• 1 of 4 high school students reports consuming alcohol in the last 30 days.
• 1 of 4 high school students say they have been offered, sold, or given illegal drugs on school property.
• More than a third of Michigan high school students report having used marijuana.
The Sept. 20 forum, “Let’s R.E.A.L.L.Y. Connect and Talk,” is designed to offer youth and their peers alternatives to substance
misuse and other harmful behaviors. Sponsored by the Substance Abuse and Mental Health Services Administration, the discussion is open to the public.
“We know it’s an issue that has deeper, root causes, and a problem that requires ongoing efforts,” says Mitchell, “but having a real, candid discussion among a concerned group of people is a significant start.”
MotorCity Casino Hotel SATURDAY, SEPTEMBER 20, 2025
8 A.M.–1:30 P.M.
Check out our Family Reunion Planning Seminar to get to know all the ins and outs of setting up a family reunion in Detroit.
Register by Friday, September 5, to attend.
Scan to Register and Get More Info
Join us in celebrating the legacy of The Charles H. Wright Museum of African American History. Together, we honor the past, and inspire the future.
just how much grit and ingenuity Detroit brings to the world stage. Screenings and events
will be held across three locations: Charles H. Wright Museum, the Marlene Boll YMCA Theater, and The Love Building. For the full
Pastor and Empowerment Zone Coalition member Clara Mitchell addresses participants in Carol’s House of Refuge Youth Program, regarding substance abuse and other challenges faced by Michigan students. (courtesy of Empowerment Zone Coalition)
PARK FIRE STATION, TRAINING ROOM, 25 GERALD ST., HIGHLAND PARK, Ml 48203 A public hearing is a portion of a meeting which is dedicated to hearing comments from the public on a specific subject.
1. The proposed Zoning Map Amendments would rezone the following properties from R-UV (Residential Urban Village District) to M-UV (Mixed-Use Urban Village District): 121 Oakman, 115 Oakman, 85 Oakman, 75 Oakman, 71 Oakman, 65 Oakman, 55 Oakman, 54 Oakman, 43 Oakman, 41 Oakman, 39 Oakman, 33 Oakman, 29 Oakman, 25 Oakman, 24 Oakman, 21 Oakman, 19 Oakman, 16 Oakman, and 15 Oakman, along with parcels 43-010-02-0013-000, 43-01002-0012-000, 43-010-02-0011-000, and 43-010-02-0010000 on Oakman Boulevard. The following Doris Avenue addresses are also proposed for rezoning: 15 Doris, 21 Doris, 27 Doris, 29 Doris, 33 Doris, 35 Doris, 37 Doris, 39 Doris, 45 Doris, 47 Doris, 49 Doris, 53 Doris, 59 Doris, 14 Doris, 22 Doris, 26 Doris, 28 Doris, 30 Doris, 34 Doris, 36 Doris, 40 Doris, 42 Doris, 46 Doris, 48 Doris, 52 Doris, 54 Doris, and 56 Doris, and 14416 Lincoln Street, Highland Park, Ml 48203.
2. The proposed Zoning Map Amendments would rezone the following properties are proposed to be rezoned from R-UV (Residential Urban Village District) to M-UV (Mixed-Use Urban Village District): 15120 3rd Street, 15841 2nd Avenue, 15840 2nd Avenue, 15100 2nd Avenue, 52 Bartlett Street, 20 Sears (Second Rear Woodward), 15111 2nd Avenue, 15051 2nd Avenue, and 15001 2nd Avenue, and 15004 3rd Street, Highland Park, Michigan to be rezoned from R-UV (Residential Urban Village District) to IRD (Industrial Redevelopment District).
Notice Of Public Hearing is hereby given that the Highland Park Zoning Board of Appeals will hold a Regular Meeting and Public Hearing on Thursday, October 9, 2025 at 5:30 PM, at 25 Gerald Street, Highland Park, Ml 48203, A public hearing is a portion of a meeting which is dedicated to hearing comments from the public to consider requests for variances and other matters under the authority of the Michigan Zoning Enabling Act and the City of Highland Park Zoning Ordinance for the following:
1. 13300 Woodward Ave., Highland Park – Sign Variance
Written comments may be sent to the City Planner, Donovan Smith, via email (dsmith@mcka.com) or mail to the City Hall, 12050 Woodward Avenue I Highland Park, Michigan 48203-3578
EVEMS CAE Application Developer
Positions offered by Ford Motor Company (Dearborn, Michigan). Position reports to Dearborn, MI office. Telecommuting permitted in accordance with company policy, but must live within commuting distance of stated office. Perform full-stack design and development of enterprise CAE software to support delivery of vehicle-level attributes. EOE. Apply online: corporate.ford.com/careers
Design and develop using Java or Python programming languages to implement scalable stateful web services and client-side business logic. EOE. Apply online: corporate.ford.com/careers
The Detroit Public Schools Community District is seeking proposals for subcontractors under RFP 26-0145 New Southwest PK-8 School.
Architect/Engineer: Quinn Evans 4219 Woodward Ave., Suite 301 Detroit, MI 48201
Construction Manager: G ilbane/KEO & Associates, Inc./ Brix Corporation 500 Woodward Avenue, Suite 2250 Detroit, MI 48226
There will be a non-mandatory Pre-Bid conference for this RFP
that will take place virtually on September 19, 2025 at 11:00 a.m.
The meeting can be accessed at the below link.
https://tinyurl.com/mryka426
Call-In: (313) 462-2305
Conference ID: 706 947 084#
The non-mandatory walk through will take place on September 19, 2025 at 11:45 a.m. at the below address. • 1625 Central, Detroit, MI Please park on the street.
Bidders are strongly encouraged to attend the pre-bid and walk through.
The due date for Proposals is October 3, 2025 at 12:00 p.m.
Proposals must be submitted electronically via Building Connected by due date and time. Late bids will not be accepted.
The Public Opening will occur virtually at 12:00 p.m. on October 3, 2025, and can be viewed at the below link: https://tinyurl.com/bdfda34s
Call-In: (313) 462-2305
Conference ID: 664 328 243#
This Project is subject to Michigan State Prevailing Wage Laws (Michigan Public Act 10 of 2023) and the Contractor must pay prevailing wages and fringe benefits to all of Contractor’s, and is subcontractors’, construction mechanics working on the Project in accordance with Michigan Public Act 10 of 2023.
All bids must be accompanied by a sworn and notarized statement disclosing any familial relationship that exists between the submitting company and any employee of DPSCD. DPSCD shall not accept a bid that does not include this sworn and notarized disclosure statement. A bid bond in an amount not less than five percent (5%) of the base bid is also required.
In-Vehicle Infotainment Software Tools Engineer -
Positions offered by Ford Motor Company (Dearborn, Michigan). Note, this is a hybrid position whereby the employee will work both from home and from the Dearborn office. Hence, the employee must live within a reasonable commuting distance from Dearborn, MI. Develop engineering and production software tools for Electronic Control Unit (ECU) target platforms. EOE. Apply online: corporate.ford.com/careers
Senior Data Engineer
Positions offered by Ford Motor Credit Company LLC (Dearborn, Michigan). Note, this is a hybrid position whereby the employee will work both from home and from the Dearborn office. Hence, the employee must live within a reasonable commuting distance from Dearborn, MI. Implement methods for automation of all parts of the pipeline to minimize labor in development and production. EOE. Apply online: corporate.ford.com/careers
Senior Procurement Specialist
TrigTec LLC: We seek a Senior Procurement Specialist based out of our office at 1515 Atlantic Boulevard, Auburn Hills, MI 48326. Note, this position does not require travel. Source quality parts / services, while negotiating the best price within the company's needs; among other duties. Any applicant who is interested in this position should send resume to Kellie DeForest at kellie.deforest@enorise.com and reference job reference number EN1045.
Small Business Owners Remain Confident Despite Trade Challenges
(StatePoint) Optimism for the future of the U.S. economy and business prospects is at an all-time high, according to a new survey of small and mid-size business owners.
Just one year ago in PNC’s Economic Outlook survey, a record 56% of respondents – which include business owners or financial decision makers at more than 500 small to mid-size businesses nationwide – reported optimism for the future of the U.S. economy. That number jumped to 58% in the latest survey, with optimism for business prospects climbing to 84%.
In contrast, is a declining number of respondents who say they expect demand or profits to increase in the next six months. Additionally, 46% of business owners say they are “extremely concerned” about inflation in the coming months, with one-third also reporting they are “extremely concerned” about the risk from higher tariffs and supplier prices.
Fears around prices
The top challenge business owners are facing is uncertainty around pricing. Fifty-one percent said they anticipate price increases from suppliers. That’s up from the 45% in the spring, but down significantly from a year ago (59%). Consequently, 58% of respondents said they expected to increase prices.
Among those who expect to raise prices, 54% are attributing increases to non-labor costs – a sharp increase from the 37% who answered that way in 2024. Fewer business owners reported the cost of labor (30%), or favorable market conditions (15%) as reason to raise prices.
Tariffs are playing a key role in pricing, according to respondents. Forty-eight percent reported that they believe tariffs are leading to increased prices that suppliers are charging them. Similarly, 46% reported that tariffs contributed to their decision to raise prices they charge customers.
“It’s a bit of a roller coaster effect when it comes to opinions on pricing over the last few survey cycles,” Faucher said. “As they weigh how tariffs may impact their business
going forward, it seems many business owners accept that price increases are likely, but perhaps not as definitive as a year ago.”
A pause on hiring
As prices rise, business owners who reported planning to hire over the next six months dipped to just 13% (from 18% a year ago.) Respondents’ top hiring challenges were:
• Lack of skills or experience needed (30%)
• Lack of applicants (29%)
• Candidates’ inability to meet legal/security requirements (16%)
Fall Economic Outlook by the numbers:
• 44% of respondent believe a recession is likely in the next 12 months.
• 17 % say higher tariffs have increased the level of inventory of their business. It mirrors the percentage of business owners who say tariffs have decreased their level of inventory;
• 52 % say tariffs have had no impact at all on their level of inventory;
• 23% believe their cash reserves will be lower at this time next year, marking the first time in survey history that number has exceeded the percentage of respondents who feel cash reserves will be higher in a year (22%); and
• 24% believe Artificial Intelligence is the technology that will most impact their business over the next two years.
To see the full 2025 PNC Fall Economic Outlook Survey results visit pnc.mediaroom.com.
“While it may seem counterintuitive that business owners remain optimistic despite reporting fears around tariffs, inflation and profits, those concerns are still statistically lower than in other survey cycles,” said PNC chief economist, Gus Faucher. “After powering through a global pandemic, it’s unsurprising that leaders feel confident in their ability to prosper despite today’s challenges.”
3 Ways to Become Indispensable to Your Workplace
(StatePoint) In today’s employment landscape, which is characterized by technological disruption, protecting your career against restructuring efforts and downsizing is essential. Here are three ways to become indispensable to your company:
Be a Leader
Doing the bare minimum is a fast track for fading into the woodwork. Instead, become someone that your colleagues, supervisors and supervisees trust, respect, and look to for insight. Make a point of having a broad understanding of your department and company’s overarching goals and priorities so that when you speak up in meetings, you’re doing so from an informed, holistic standpoint. Identify processes that need fine-tuning and share ideas for implementing them. Showcase your ability to lead by volunteering to oversee high-visibility projects and by becoming a mentor to interns and new staffers.
Get the Right Certification
In many industries, acquiring the right certification can impact your income, advance your career and help make you a vital member of your company. Take financial advising, for instance. CERTIFIED FINANCIAL PLANNER® certification has been considered the standard for 50 years. In fact, 79% of CFP® professionals say they have a competitive edge over other financial advisors.
Highly valued by consumers — 90% say they feel more confident working with an advisor with a financial planning designation — CFP® professionals are employed by more than 10,000 firms across the United States, and research shows they get better results for their clients.
Prestigious designations like CFP® certification have rigorous standards, demonstrating to potential employers and clients alike your talents, ethical standards and capabilities. And because maintaining certification requires continuing education, your employer will know that you are staying on top of developments in your field, so you can remain positioned as a stand-out team member. To learn more, visit CFP.net.
Be Willing to Pivot
Organizational strategies and priorities can change over time. Understanding these shifts and being flexible is essential to staying relevant at your company. This may require learning new skills and software, obtaining new certifications or even going back to school. The important thing is being willing to pivot if needed.
With the right attitude, and a willingness to invest time and energy to develop your professional skills, you can advance your position in your company and secure your place as an essential member of the team.
PHOTO SOURCE: (c) mavo / iStock via Getty Images Plus
