The Graphic Designer Behind MRA’s New Logo
William J. Hallan MRA President and CEO
Michigan Retailers Association is proud to introduce the talented graphic designer behind our new logo— Josh Delany. A creative force with a keen eye for modern, meaningful design, Josh brought our vision to life with a fresh, dynamic logo that captures both the strength and adaptability of Michigan’s retail community.
Josh joined our team in 2022 and made an immediate impact on our Association. Even prior to this rebrand, Josh’s creativity and attention to detail breathed fresh life into our graphics and collateral. He came to MRA with a goal to strengthen our brand appearance and to modernize the look and feel of our communications.
When MRA set out to update its visual identity, we knew we needed a logo that reflected our evolving role as the voice of Michigan’s retailers—strong, future-focused, and connected to our roots. Josh delivered. This new logo honors our legacy while moving us forward, with clean lines, bold typography, and a modern color palette that evokes trust and professionalism.
“Designing the new MRA logo was an exciting challenge,” Josh said. “I wanted to create something timeless yet contemporary—something that would represent the diverse, resilient spirit of Michigan retailers for many years to come.”
We’re thrilled with the result and grateful for Josh’s creativity, attention to detail, and deep respect for what MRA represents. His work gives us a refreshed visual identity that will carry us into the future with pride.
Please join me in congratulating Josh on a job well done and in celebrating the launch of our new logo!
Boards of Directors
Michigan Retailers Association
Bryan Neiman Chair Neiman’s Family Market, St. Clair
William J. Hallan President & CEO Michigan Retailers Association
Dan Marshall Vice Chair
Marshall Music Company, Lansing
Peter R. Sobelton Treasurer Mondial Properties, Birmingham
Bill Golden Past Chair
Golden Shoes, Traverse City
Bo Brines Little Forks Outfitters, Midland
Kim Edsenga Meijer, Inc., Grand Rapids
Michigan Retailers Services, Inc.
William J. Hallan President & CEO
Thomas P. Clement Chief Operating Officer and General Counsel
John Leppink Leppink’s Food Centers, Belding
Kendra Patterson
William J. Hallan
MRA President and Chief Executive Officer
Michigan Barn Wood & Salvage, Mason
Joe Swanson Target, Retired
Becky Beauchine Kulka
Becky Beauchine Kulka Diamonds and Fine Jewelry, Okemos
Orin Mazzoni, Jr. Orin Jewelers, Northville
Joseph McCurry Credit Card Group
Raeann Rouse Bridge Street Baby, Rockford
Thomas Ungrodt TDU Consulting, LLC, Ann Arbor
Larry Meyer Board Member Emeritus
D. Larry Sherman Board Member Emeritus
Michigan Retailer Magazine
William J. Hallan Publisher
Victoria Veda Editor
Rachel Schrauben Copy Editor and Content Manager
Josh Delany Design, Layout, and Photographer
Shandra Martinez Contributor
With every issue, we reach retail owners, managers, and executives who make spending decisions for 15,000 stores and websites across the
To request a media kit, email Rachel Schrauben at rschrauben@retailers.com
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Michigan Retailers Association Unveils New Branding Behind the scenes of the rebranding process
Buy Nearby Weekend is Oct. 3-5, 2025
More information on materials and available sponsorships
Annual Buy Nearby Impact Survey
Consumers sent $2.6B out of Michigan last year
Michigan Retailers Foundation Awards $49,000 in College Scholarships
Fourteen individuals were awarded $3,500 scholarships
Retailers Insurance Company Safety Tip 10 Ways to Reduce Risks for Businesses with Drivers and Vehicles
IF
From the CEO The Graphic Designer Behind MRA’s New Logo
Legally Speaking Trump v. CASA and the Fate of the Nationwide Injunction - Part 2
Creative Counsel When is it Time to Rebrand in Retail?
Under the Dome
Combating Organized Retail Crime at the State and Federal Levels
Regulatory Rundown
Milestone Members
New Members
On the Cover
Member, Michigan Imagery, installs signage at MRA’s headquarters in Lansing on July 31, 2025.
$1.1 BILLION
Trump v. CASA and the Fate of the Nationwide Injunction
Part 2
Combating Organized Retail Crime at the State and Federal Levels
Tom Clement
MRA Chief Operating Officer and General Counsel
In June, I reported on Trump v. CASA, Inc., et al which was argued before the U.S. Supreme Court in May. The issue pertains to birthright citizenship, but shines a spotlight on a federal district court’s authority to issue nationwide injunctions, thereby thwarting the policy decisions of a sitting president. There is no explicit statutory or constitutional legal authority for nationwide injunctions, and courts utilizing them have derived the authority from a myriad of jurisdictional statutes and rules. On June 27, 2025, the Court, not surprisingly, ruled in favor of the President in a 6-3 decision strictly down ideological lines.
Writing for the majority, Justice Amy Coney Barrett deftly concludes her opinion by succinctly addressing the judiciary’s authority, stating “[s]ome say that universal injunctions give[s] the judiciary a powerful tool to check the Executive Branch. But federal courts do not exercise general oversight of the Executive Branch; they resolve cases and controversies consistent with the authority Congress has given them. When a court concludes that the Executive Branch has acted unlawfully, the answer is not for the court to exceed its power, too.” In keeping with this summation of judicial restraint, the Court concluded that where the lower court has the authority to grant equitable relief, that relief is limited to the parties.
In dissent, Justice Sonia Sotomayor suggests that the court’s holding “runs directly counter to the point of equity: empowering courts to do complete justice, including through flexible remedies that have historically benefited parties and non-parties alike.” The dissent further opines that limiting injunctive relief to the parties, or a specific jurisdiction(s) will result in an inconsistent application of rights across jurisdictions.
While the dissent’s position on inconsistent application may be true in the short term, it is not in the long term. Like many issues subject to legal scrutiny, the law may remain uncertain and inconsistent until a final determination is made. In matters of constitutional significance, rarely is the final arbiter a federal district court. Further, non-parties who may suffer irreparable harm in the interim are free to bring their own action-seeking individualized injunctive relief.
It is important to note that while this case may be a win for President Trump as to birthright citizenship, other issues will emerge where he, or any future president, may prefer that a nationwide injunction be issued. So, while the case was decided on ideological lines, its legacy will not favor any one
Trump v. CASA perfectly illustrates that the law can be messy and uncertain, often for long periods of time, but that the legal finality, which ultimately emerges, is critical to preserving the Republic.
Drew Beardslee
MRA
VP, Government Affairs
Michigan has made great strides in combating retail crime in the 13 years since the Organized Retail Crime Act became law in 2012, but criminals often change their methods faster than the law can keep up. New laws at the state and federal levels aim to change that.
“Gift card fraud, scams, and theft are a growing threat, and I’m sure we’ve all experienced or known somebody that’s experienced some type of a scam dealing with gift cards,” said Representative Mike Harris (R-Waterford Township) in a committee hearing in June. Representative Harris was speaking as the sponsor of House Bill 4598, which, together with House Bill 4599, introduced by Representative Samantha Steckloff (D-Farmington Hills), would include gift card fraud as an offense in the Organized Retail Crime Act. In stores across Michigan, thieves are tampering with gift cards and returning them to store racks, waiting for customers to buy and activate the cards, and clearing them before the customer has a chance to spend the money. House Bills 4598 and 4599 would give prosecutors the flexibility needed to charge the sophisticated scammers who are costing Michigan retailers and shoppers.
At the federal level, Senators Chuck Grassley (R-IA) and Catherine Cortez Maso (D-NV) reintroduced the Combating Organized Retail Crime Act (CORCA), which would follow Michigan’s lead and establish a nationwide effort to align law enforcement and industry partners to crack down on retail theft, including the creation of an Organized Retail and Supply Chain Crime Coordination Center within the Department of Homeland Security.
2025 is shaping up to be a critical year for the legislative efforts to combat gift card fraud and organized retail crime at the state and federal levels, serving as a reminder why organizations like MRA and our state and federal partners need to stay engaged and stay proactive.
When is it Time to Rebrand in Retail?
Vic Veda MRA VP, Communications
Your brand is your business’ identity. It’s more than a logo and colors. It’s more than cohesive marketing collateral. Your brand is how your business speaks, and how others speak about it. It’s a combination of your marketing, your customer experience, your relationship with your community, and your reputation as a whole. Your brand is how your business is known.
So, when is it time to consider a rebrand?
If your brand no longer accurately reflects who your business is, doesn’t connect with the kind of customers you want to attract, or isn’t helping you stand out in the market, it might be time to discuss rebranding.
Your brand should reflect your business and company culture. If your business is known for quality products and a premium customer experience, your brand should reflect that. If you’re known for your personable staff and community engagement, your brand should follow suit. Consistency between the
expectations your brand sets and the experience your customers receive is crucial.
If your brand hasn’t been updated in 10 or 20 years, take some time to reflect on how your customers have changed in that time. Especially common among family-owned, multi-generation businesses, brands whose customer base has evolved as the business has grown should consider rebranding. Are your modern customers connecting with your legacy brand? If not, consider a refresh.
Technological advances have created a global marketplace at our fingertips. Consumers can shop from brands all over the world without leaving their couch. Your brand is your opportunity to stand out. Even for retailers that don’t offer e-commerce, your digital brand presence can attract new customers from places you’d never expect – if it stands out and gives consumers a reason to shop with your business.
Bottom line: If your brand doesn’t reflect what your business is today, connect with your customers, or help your business grow, it might be time to consider a rebrand.
Michigan Retailers Association Unveils New Branding
Celebrating 85 years of advocacy and service to the state’s retailers and small businesses, Michigan Retailers Association is proud to announce we have adopted a new logo and brand. This brand reflects the evolution of the retail industry, emphasizing our commitment to supporting the future of Michigan’s small business community with an energizing, modern feel.
Over the next several weeks and months, MRA will be making updates to the website, installing new signage at our headquarters building in downtown Lansing, refreshing our member communications, social media channels, and more. We are looking
forward to new opportunities to engage with our members.
We’re thrilled to share our new brand with you and are very excited for what this milestone means for the Association. We are proud to serve our members and Michigan’s retail businesses with a fresh look that reflects the evolution of our industry.
Please note: rebranding takes time. Over the next several months, you may receive invoices, statements, and other communications that feature MRA’s former logo. If you would like to verify the authenticity of communications received from MRA or have questions regarding Michigan Retailers Association’s rebrand, please email communications@retailers.com or call customer service at 800.366.3699 for assistance.
MRA exists for the good of retail. With members from all shapes, sizes, industries, and business models, our membership represents the entire retail industry, extending beyond traditional storefronts. We recognize retail aspects in every business and welcome members in retail, services, dining, medical, education, B2B, non-profit, and more.
Our new logo features an “R” brandmark, subtly hiding a shopping bag in the negative space, representing who we are: Retailers. The handle of the shopping bag doubles as a smile, highlighting the warmth and joy that MRA membership brings. The mixture of curves and sharp corners speaks to what MRA is – a friend to businesses of all kinds and a fierce defender of the retail industry.
Services & Benefits
Behind the Scenes of MRA’s Rebrand
Over the past several months, Michigan Retailers Association’s Marketing and Communications team has been hard at work developing a new logo and brand. First discussed several years ago, a new logo has been on the horizon for quite some time. Shortly after VP, Communications, Vic Veda joined MRA last fall, the team began work on developing the new brand.
For three months, the Marketing and Communications team collaborated with our Management team, diving deep into MRA’s history, honing-in on who we are today, and defining what the new brand should represent. We completed messaging workshops, creative brand exercises, and spent several sessions working together to develop a concept we felt would serve the Association well and support growth for the next generation of retailers.
The marketing team’s first rebrand presentation to a small group of executives and board members on Jan. 6, 2025.
The rebrand process began with countless sketches and ideation. Finding a shape that was unique, adaptable, and recognizable proved itself to be an exciting challenge.
In February 2025 , we presented our brand design to our Boards of Directors for review and approval. Both the Executive Committee and full Boards were pleased with the development of the brand and unanimously approved the project.
As a part of this project, our team has reviewed countless pieces of old collateral, past publications, former member lists, and all sorts of historical content that inspired parts of the new branding. We felt it important to stay true to MRA’s traditional retail roots, while connecting with our newest members in non-traditional retail businesses.
Following the Boards’ review , our team partnered with two member businesses to support execution of the major elements of this project. Michigan Imagery, based in Lansing, was selected to produce new signage for the exterior of our headquarters building. Web Canopy Studio, based in Traverse City, was selected to develop a new website and support our technology updates. We’re proud to work with Michigan-based businesses on this project.
Watching this brand come to life over the past few months has been inspiring and has brought so much fresh energy to the Association. We’re thrilled to unveil the project and hope you enjoy a look behind the scenes.
MRA’s marketing team enjoys a working dinner after a successful presentation to the Executive Committee on Feb. 3, 2025. (L-Josh Delany, Graphic Designer, R-Rachel Schrauben, Director of Marketing)
MRA’s VP, Communications Vic Veda and Graphic Designer Josh Delany present the updated brand to the full Boards of Directors for approval on Feb. 4, 2025.
The Web Canopy Studio team discusses progress for the new and improved MRA Website with Vic Veda.
Regulatory Rundown
SNAP Cuts to Impact Retailers
The President’s spending bill, signed into law in July, featured the biggest cuts to the Supplemental Nutrition Assistance Program (commonly known as SNAP) since the program’s inception, according to the Congressional Budget Office estimate. The bill reduces funding by about 20%, or roughly $186 billion between 2025 and 2034. While the deepest cuts don’t take effect until after the 2026 midterms, some changes have a shorter-term impact, including new work requirements and provisions that oblige states to take on a share of SNAP costs.
A 2025 study from the Center for American Progress (CAP) aimed to determine which businesses in which areas might see the most drastic shifts as cuts take effect by looking at two factors: the percentage of SNAP participants as a share of a county’s total population, and the number of retailers per 1,000 SNAP recipients. Wayne County, where nearly 25% of the county’s population and a little more than 2,200 authorized SNAP retailers, was identified as a higher-risk area.
In an interview about the CAP study, Stephanie Johnson of the National Grocers Association highlighted the impact to independent grocers in higher-risk areas like Wayne County: “Some stores in low-income neighborhoods have more than 50 percent SNAP sales. A 20 percent cut to SNAP would make it very difficult for stores like this, in food deserts, to remain open.”
Total SNAP participants in Michigan: 1.4 million
Total SNAP participants in Wayne County:
434,357 SNAP Authorized retailers in Wayne County: 2,226
MRA Member Benefit: Labor Law Posters
Keep your business compliant with State and Federal requirements. As a MRA member benefit, you get one free set of posters (sold elsewhere for $30-$40). Members who previously requested older versions of the labor law poster should have received the free updated State poster (Version 4.25) following the addition of the Earned Sick Time Act information and Resources for Michigan Veterans poster.
To get your free state and federal posters, use coupon code LABOR1 during check out. Additional poster sets cost $30 each plus tax.
Order your poster set today! Shop.Retailers.com
MLCC Updates Fingerprinting Process for License Applicants
Beginning Aug. 1, 2025, the Michigan Liquor Control Commission (MLCC) will implement a new fingerprinting process for liquor license applicants to comply with updated requirements from the FBI and Michigan State Police.
Under Michigan law, applicants must be fingerprinted based on specific eligibility factors. To meet federal and state standards for accessing fingerprint and criminal history data, the MLCC will remove the fingerprint form from its applications and website.
Instead, once an application is received and reviewed, the MLCC will determine whether fingerprints are required. If so, the applicant will receive a Livescan Fingerprint Background Request (LCC-105) form, which includes instructions and the required documentation to bring to a Livescan agency.
This change helps prevent unnecessary fingerprinting or use of MLCC-specific forms for non-MLCC purposes. It ensures better security, efficiency, and alignment with law enforcement protocols.
Regulatory
Dates & Deadlines
October:
Oct. 1 – Michigan Annual Report for Nonprofit Corporations with LARA due Oct. 1-Dec. 14 – Michigan WIC Central Region Vendor Contract Renewal (rolling 3-year renewal period by region)
Oct. 31 – Nursery Dealer and Growers Licenses expire
Monthly:
Sales & Use Tax – Monthly & EFT – On or before the 20th day of the following month.
Withholding Tax – Monthly & EFT – On or before the 20th day of the following month.
Retailer’s Prepaid Wireless 911 Surcharge – within 30 days of the close of each month. Receipt of a complete Form 5012 is required regardless of payment method.
Quarterly:
Corporate Income Tax (CIT) Estimated Returns and Payments (Jan. 15, April 15, July 15, Oct. 15)
Sales & Use Tax – Quarterly & EFT – On or before the 20th day of the month following the quarter (Jan. 20, April 20, July 20, Oct. 20)
Withholding Tax – Quarterly – On or before the 20th day of the month following the quarter (Jan. 20, April 20, July 20, Oct. 20)
Unemployment Employer’s Quarterly Wage/Tax Reports (Jan. 25, April 25, July 25, Oct. 25)
Buy Nearby Economic Study Highlights
New Impacts of Supporting Michigan-Based Retailers
Michiganders’ purchases from local businesses make a difference.
Michigan could see nearly 12,000 new jobs and a $1.1 billion increase in economic activity by Michigan consumers shifting just 10% of their online spending back to local retailers. This significant potential impact is highlighted in the Buy Nearby Economic Study, conducted annually by Michigan Retailers Association (MRA) and Public Sector Consultants (PSC).
The study, using data provided by the U.S. Census and Bureau of Labor Statistics, found that Michiganders spent $2.6 billion out of state in 2024. It illustrates that shifting just 10% of that spending back into Michigan could simultaneously boost labor income by over $557 million and create 11,911 new jobs, enough to employ 5% of Michigan’s unemployed workforce.
“The economic impact of shopping small speaks for itself, but supporting local business should be top of mind for every Michigan consumer,” said William J. Hallan, President and CEO of Michigan Retailers Association. “It’s locally-owned businesses that help our communities thrive. They’re the ones hosting events downtown to bring people together. They’re sponsoring youth sports teams. They create local jobs and give back to the towns they serve.”
The Buy Nearby Campaign
Launched in 2013, the Buy Nearby campaign aims to educate consumers about the impacts of shopping locally with Michigan-based businesses. When you “Keep Your Money in Michigan ®” by shopping at a Michigan retailer, you support the local businesses that make our state great.
“Consumers who actively choose to support Michigan-based retailers play a direct role in strengthening communities across our state,” said Hallan. “Together, shoppers and retailers can create a lasting impact that makes a big difference in Michigan.”
Redirecting just 1 in 10 of your out-of-state, online purchases to a MI -based retailer helps:
Increase Michigan employment by 11,911 jobs
Boost labor income (salary and benefits) by about $557.0 million
Contribute $1.1 billion in value-added to the state’s economy
Contribute $1.9 billion in gross economic output
Survey Methodology
This analysis examined the impact of shifting 10 percent of estimated remote purchases to local sales. Any purchases made with an out-of-state merchant, including sales from e-commerce, e-marketplace sellers (those who are an intermediary and never handle goods), catalog orders, mail orders, call centers, and television shopping channels, are considered remote purchases.
Invest in Michigan by supporting local retailers and watch our communities grow!
Buy Nearby Economic Study Why Should you Keep Your Money In Michigan?
90,346
RETAIL ESTABLISHMENTS
PRODUCES OVER $5, SUPPOR TING PUBLIC SERVICES Every
SPENT AT A MICHIGAN
EMPLOYS
510,000 WORKERS
Over 16% of all retail sales were online in the U.S. in 2024
Nearly 20% all retail Michigan in 2024
EMPLOYS
510,000 WORKERS IN MI
20% of sales in
IF YOU MOVED 10% OF YOUR ONLINE SHOPPING TO MICHIGAN BUSINESSES, YOU WOULD HELP: BOOST LABOR INCOME $557 MILLION
BILLION
Michigan Retailers Foundation Awards $49,000
In College Scholarships
Michigan Retailers Association is awarding 14 college students with scholarships totaling $49,000 for the 2025-26 academic year. The awards are funded by the Michigan Retailers Foundation, the mission of which has always been to support the educational advancement of retail employees.
To be eligible, recipients must be an employee of a MRA member business or the dependent of an owner or employee of a member business. Students apply between January 1 and April 1 each year for the scholarships.
The program’s totals have now reached $793,750 awarded to 652 recipients since 1999, when the current program format began. Scholarship recipients were chosen by a third-party administrator – Kaleidoscope.
Contributions to the MRA Foundation come from MRA members, directors and employees, and other donors.
The following $3,500 scholarships were awarded:
• (7) Michigan Retailers Association Legacy Scholarship
• Paul M. Felice and Al Kessel Platinum Legacy Scholarship
• Helen McCurry Platinum Legacy Scholarship
Jean L. Sarasin Platinum Legacy Scholarship
• D. Larry Sherman Platinum Legacy Scholarship
• Raymond A. and Mildred C. Sobelton Platinum Legacy Scholarship
• Joseph Swanson Platinum Legacy Scholarship Walsh Family Platinum Legacy Scholarship
Information for each student is listed in this order: hometown; business where the student or parent works; business location; college or university; major; and class status; award name; donors:
Margaret Clark, Portage Centric Care Navigators/Hospice of SW Michigan, Kalamazoo
Wayne State University, Nursing, Sophomore
Raymond A. and Mildred C. Sobelton Platinum Legacy Scholarship
Established by Peter Sobelton and his family, Barbara and Douglas Stranahan in honor of his parents
Elizabeth Davis, Traverse City
Grand Traverse Area Catholic Schools, Traverse City
Texas Christian University (Fort Worth, TX), Secondary Education, Freshman
Jean L. Sarasin Platinum Legacy Scholarship
Established by Jean L. Sarasin
Lily Deja, Mount Pleasant Scotland Oil, Alma
Western Michigan University, Supply Chain Management, Sophomore
Larry Sherman Platinum Legacy Scholarship (Also won in 2023, 2024)
Established by D. Larry Sherman
Continued on next page
Emily Falker, Houghton
Swift’s Hardware, Houghton
Northern Michigan University, Elementary Education, Sophomore
Michigan Retailers Association Legacy Scholarship
Made possible by donations from Bo Brines and Family and Thomas Ungrodt
Emmitt Felter, Charlevoix
Country Casuals, Petoskey
Michigan State University, Engineering, Freshman
Michigan Retailers Association Legacy Scholarship
Made possible by donations from Rodney and Judy Phillips, W. Bruce and Joyce M. Rogers, and Kenneth A. and Margaret Schwark, established by their sons James, Tom, and Michael
Schaeffer Ott, Stevensville
Ott Insurance, Baroda
Taylor University (Upland, IN), Theater/English Education, Senior
Michigan Retailers Association Legacy Scholarship
Made possible by donations from James Hallan and Dan Marshall, in honor of his parents
Willis W. and Mary Jane Marshall
Lainey Pavlov, St. Clair
Marysville Truck Equipment, Kimball
Grand Valley State University, Nursing, Junior
Michigan Retailers Association Legacy Scholarship
Made possible by donations from Andrew Gemmen, Jeff and Doreen Joyce, and Barb Stein
Donovan Payne, Traverse City
Meijer, Williamsburg
Grand Valley State University, Hospitality/Tourism Management, Sophomore
Walsh Family Platinum Legacy Scholarship (Also won in 2024)
Established by Jim and Kathy Walsh
Isabella Pickett, Iron Mountain
Iron Mountain Public Schools, Iron Mountain
Bellin College (Green Bay, WI), Nursing, Freshman
Michigan Retailers Association Legacy Scholarship
Made possible by donations from Bill Golden and Nathan Rosenfeld
Callais Schafer, Monroe
Schafer Insurance Agency, Monroe
Louisiana State University, Speech-Language Pathology, Freshman
Michigan Retailers Association Legacy Scholarship
Made possible by donations from Orin and Tina Mazzoni and Family and John Mayleben, in honor of his late wife, Linda
Olivia Seif, Grand Rapids
Seif Chiropractic PC, Caledonia
Christendom College (Front Royal, VA), Natural Science, Freshman
Helen McCurry Platinum Legacy Scholarship
Established by Joseph McCurry in honor of his late wife
Elizabeth Sterling, Farmington Hills
Busch’s Fresh Food Market, West Bloomfield
University of Notre Dame, Marketing/Psychology, Sophomore
Paul M. Felice and Al Kessel Platinum Legacy Scholarship (Also won in 2024)
Established in honor of Paul M. Felice and Albert “Al” Kessel, Jr.
Lexie Stump, Camden
Stump’s Trucking, Camden
Lansing Community College, General Studies, Freshman
Michigan Retailers Association Legacy Scholarship
Made possible by donations from Becky Beauchine Kulka, Larry and Gail Meyer, and Mark Schrag and friends
Kaylie VanderElzen, Saginaw
Kessel Enterprises/Save-A-Lot, Grand Blanc
Saginaw Valley State University, Professional Accounting, Sophomore
Joseph Swanson Platinum Legacy Scholarship
Established by Joseph Swanson
Stay Tuned
The 2026-27 scholarship competition will begin on Jan. 1, 2026 and run through April 1, 2026. Materials will be mailed to MRA members in the first week of 2026. For more information regarding our scholarship competition or to make a contribution, visit Retailers.com.
Safety Tips From
Retailers Insurance Company
10 Ways to Reduce Risks for Businesses with Drivers and Vehicles
For businesses with large fleets or multiple drivers on the road daily, maintaining a strong safety program is essential. This not only helps increase employee wellbeing, but also keeps costly workers’ compensation risks in check. Here are 10 key safety components to implement:
Thoroughly Screen Drivers
Start with a solid foundation. Perform background checks, review driving records, and conduct drug and alcohol testing. Hiring drivers with safe records lowers risk from day one.
Maintain Ongoing Training
Regular defensive driving courses and safety refreshers help reinforce good habits. Training should also cover weather hazards, distracted driving, and proper load handling.
Perform Routine Vehicle Maintenance
Prevent breakdowns and accidents by enforcing a strict maintenance schedule. Daily pre- and post-trip inspections should be mandatory to identify issues early.
Monitor and Flag Dangerous Activity
Technology like GPS tracking and telematics can flag dangerous behaviors, like speeding or harsh braking, and help you coach drivers on safer performance.
Consider Fatigue and Scheduling Management
Long shifts and tight delivery windows can lead to fatiguerelated accidents. Structure schedules to allow for adequate rest and comply with work service rules.
Have Accident Protocols in Check
Ensure all drivers know what to do in the case of a crash, including first aid to reporting procedures. Clear documentation and quick response can reduce claim severity.
Share Resources on Ergonomics and Physical Strain
Delivery drivers often face repetitive lifting and physical tasks. Provide training on safe lifting techniques and use tools like dollies or lift gates to reduce injuries.
Promote a Strong Safety Culture
Create an environment where safety is prioritized. Hold regular safety meetings, encourage open communication, and recognize safe behavior.
Keep Current on Regulatory Compliance
Stay up-to-date with the Department of Transportation and OSHA rules. Complying with regulations not only avoids fines but reinforces safe operations.
Act Quickly to Manage Claims
Respond to incidents promptly and offer modified duty options to support injured workers’ return to work. Collaborate with insurers to keep claims under control.
Get your employees back on the road, all while reducing risks, lowering costs, and promoting safe protocols in your business.
MRA Announces Two Staff Promotions
MRA is excited to announce the promotions of two valued team members: Amy Jolley has been promoted to Vice President, Administration, and Laura Schilling has been promoted to Senior Vice President, Underwriting.
Amy Jolley Vice President, Administration
Laura Schilling Senior Vice President, Underwriting
Amy Jolley began her career at MRA in 1998 and has played an integral role in the organization’s growth and operations. Serving most recently as Director of Human Resources and Executive Assistant, Amy has consistently demonstrated strong leadership, dedication, and a deep commitment to our members and staff.
Laura Schilling has been a key part of the MRA team since 2006. Starting in data entry and communications, she advanced to associate underwriter for Retailers Insurance in 2012. Her leadership and expertise led to her promotion to Director of Underwriting in 2017 and VP of Underwriting in 2019.
“Amy and Laura’s contributions to both Michigan Retailers Association and Retailers Insurance Company cannot be understated. They are essential to our successful operations and the MRA board has recognized their accomplishments with these well-deserved promotions,” said MRA President and CEO William J. Hallan.
Brats, Smiles, and Deep Roots:
The Fate Brothers’ Recipe to Keep a 103-Year-Old Market Thriving
By Shandra Martinez
When brothers Adam and Paul Fate officially took over their family grocery store in 2023, they became the fourth generation to lead a business with roots going back more than a century.
Fate’s Market was founded in 1922 in Ionia before the family relocated the business to Remus in the 1960s. Since then, it has grown into a full-service grocery store and gas station that is a cornerstone of this small Central Michigan town.
Their great-grandfather ran the store first, then their grandfather, followed by their father, who was its butcher for 50 years. Now, the brothers are blending tradition with innovation while honoring their family’s longtime values.
“It’s our 103rd year, and we still follow what our dad taught us — take care of your customers,” Adam Fate said. “Without them, we’re not here.”
That philosophy drives the brothers’ approach, from strong customer service to creative events that draw people in and build community.
When Adam and Paul purchased the business last year, they joined the Michigan Retailers Association through the Grocers Fund.
“Being part of MRA has been a great resource,” Adam said. “We get helpful updates about the market, and it’s nice to connect with other store owners.”
Brat Fest is big draw
One of the 30,000-square-foot store’s biggest draws is its meat department, especially during its annual Brat Fest held in May during the week of Mother’s Day. This year, Fate’s Market sold almost 10,000 pounds of brats in 36 flavors.
“Our most popular are pineapple teriyaki, mushroom swiss, and three cheese,” Adam said. “We make them fresh, never frozen, and some flavors even come from happy accidents.”
Some recipes come from customer suggestions. Others have resulted from trial and error. “One time we added onions instead of green peppers and thought, ‘Let’s see what happens.’ It was really good,” Adam said.
Brat Fest attracts visitors from across Michigan and even out of state. “Someone came up from Kentucky this year just for Brat Fest,” he said.
Fate’s Market also frequently hosts events in its parking lot that have become a signature of the store. The 103rd anniversary celebration in June featured carnival rides, games, and a raffle with a top prize of a 103-second shopping spree.
“We want to give people a reason to come out and have fun,” Adam said. “Around here, you usually have to drive 30 minutes for something like that.”
The events help drive sales and build loyalty. During a recent rib fest, the store sold 750 racks of ribs in four hours.
“People love it, and our social media helps get the word out,” Adam said. With nearly 10,000 followers on Facebook and TikTok, the store shares fun, lighthearted videos that keep customers engaged.
Return visitors
The store also sees a rush of customers during the Wheatland Music Festival, which draws more than 10,000 people to the area
Fate brothers Paul (L) and Adam (R) at the grill during one of their frequent parking lot cookouts.
each September. “They drop off busloads of people at our store,” Adam said.
The “Wheaties,” as festivalgoers are known, typically stock up on IPA beer, chips, crackers, and sandwich fixings. “IPAs are definitely the Wheatie beer,” he joked.
The Fate brothers divide duties across the business. Paul oversees the meat department, where he carries on the tradition taught to him by their father. Adam and his sister-in-law, Lacy, handle store operations and marketing.
“We balance each other out,” Adam said. “I’m the outgoing one, and Paul’s quieter. But we’ve both worked here since we were teenagers, and we love what we do.”
Whether hosting events, introducing new brat flavors, or simply chatting with regulars, the Fate family’s commitment to the Remus community continues to drive their success — one brat and one smile at a time.
Milestone Members
Thank you for your continued loyalty to Michigan Retailers Association!
If you’ve been a member for five days or five decades, our commitment remains the same: supporting your success.
A B Milkins Company, Wyandotte
Arrowhead Archery, Eaton Rapids
Bio-Chem Laboratories, Grand Rapids
Carelinc Medical Equipment, Grandville
Eazymove, Riverdale
Lenger Travel Center, Byron Center
Truck & Van Specialties, Zeeland
Williams Wholesale, Lupton
Bucksnort Saloon, Mesick
Don Miguelitos Restaurant, Holland
Home & Community Recreation, Ann Arbor
Shakers Restaurant, Prudenville
Susan’s Shipwreck Inn, Curtis
Thunder Bay Scuba, Alpena
Vericel Corporation, Ann Arbor
Village Peddler Gift Shoppe Inc., Brooklyn
New Members
Vibes Staffing Co. LLC, Adrian
Carter Candles LLC, Alden
Lega’s Pearl Beach LLC, Algonac
Fire Island LLC, Alma
Renaissance Financial Group, Ann Arbor
Westshore Plumbing & Heating LLC, Bear Lake
Red Island Taco LLC dba Snap Taco II, Birmingham
Mel’s Public Boat Rentals, Branch
Kipper Trucking Inc., Cadillac
Coppertown USA Mining Museum, Calumet
Stormy Kromer A Cap & Ale House, Cheboygan
Deahtop Farms LLC, Chesaning
8 Mile Metals LLC, Clinton Township
Paw Paw Lake Yacht Club, Coloma
IC Hospitality LLC, Detroit
Pathway Enterprises LLC, Detroit
Bennington Hills Kennel LLC, Fenton
GB Kickers Inc. dba Kickers Sports Bar & Grill, Flint
DA Hospitality dba Airport Inn, Flint
Mattic Real Estate Investment LLC, Flint
Freeland Antique Mall LLC, Freeland
Pizza Notions Inc., Fremont
Michaywe Owners Association, Gaylord
Maxopp Inc., Grand Blanc
Compassion 4 Paws Veterinary, Grand Ledge
OH ART LLC, Grand Rapids
Drift Wood Engraving, Harbor Beach
Paramount Foods Inc., Harper Woods
Hillsdale Market House, Hillsdale
Bron Inc., Holland
Holland Pattern Co., Holland
Rod Chomper Inc., Holland
Morren Feeds LLC, Holland
Rite-Way Body Shop Inc., Hopkins
Arcand’s Service Center, Iron Mountain
Harmony Garden Music Therapy Svcs, Jackson
Dirty Bird Investments LLC, Jackson
Classic Turning Inc., Jackson
Sandy’s Landscape Inc., Jackson
Center for Family Health, Jackson
Advantage Tree Care LLC, Kalamazoo
Castle906market LLC, L’Anse
Zenith Ventures Lansing LLC, Lansing
Lansing Uniform Company Inc., Lansing
Michigan Chamber PAC, Lansing
Farming Management LLC, Lansing
Anchor Point Security LLC, Macomb
JI Painting Co. LLC, Macomb
Llenga Painting LLC, Macomb
U P Kinetics LLC, Marquette
Marquette Elks Lodge 405, Marquette
Marquette County Transit Authority, Marquette
McKinaak Sand & Gravel LLC, Mayville
NMED LLC, Metamora
Uganski Roll off Services, Muskegon
Handelsman Inc., Novi
Enviro-Brite Solutions Inc., Oscoda
Blueberry Lane Acres LLC, Otter Lake
Josh’s Frogs LLC, Owosso
Victor’s Top Notch Hair & Such LLC, Owosso
Jackson Automatic Sprinkler Ltd, Parma
LT Coney Island Inc., Pontiac
Durotech Towing LLC, Potterville
Family Foods Redford Inc., Redford
Metalmite Corporation, Rochester
Eleven & Campbell Mart Inc., Royal Oak
O’MIPA Inc. dba Baywood Lounge, Saginaw
Golden Heart Home Services LLC, Saginaw
Crystal Clear Hearing, Saginaw
Red Arrow Emporium, Saint Joseph
Jams Brunch LLC, Shelby Twp
MyTown SH LLC, South Haven
Johnny P & C LLC, South Haven
Kraft Orchards LLC, Sparta
Cascade Sprinkler Inspection LLC, Spring Arbor
Local Yolk Inc., Sterling Heights
Sturgis Glass LLC, Sturgis
Breeze Hill Farms LLC, Traverse City
ABF Detailing LLC, Troy
Vault Detailing LLC, Troy
CEG Employee Holdings LLC, Troy
Lukich Family Dining Inc., Troy
Autumn Cashmere Inc., Troy
Thumb Cerakote LLC, Ubly
Plantscaping LLC, Walled Lake
Greenshift LLC, Warren
Arbor House Collective LLC, Warren
Nichols Heating & Cooling Inc., Waterford
Baba 1 LLC, Waterford
Family Food Marketplace Inc., Waterford
KMB Fitness LLC, Waterford
XS WB LLC, West Bloomfield
Surf Republic Michigan, Whitmore Lake
Focusd Logixtics Corporation, Wixom
The Insulation Station, Wyoming
DeYoung Dental Associates PLLC, Wyoming
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