Summer Home Buying checklist
SET YOUR BUDGET
DEFINE YOUR MUST-HAVES WORK WITH A REAL ESTATE AGENT ATTEND OPEN HOUSES AND TOURS SECURE FINANCING NEGOTIATE AND CLOSE
Pre-inspected. Fenced backyard, new luxury vinyl plank flooring, newly professionally repainted, new water heater, smart thermostat, smart garage door opener, cameras. Polished to move in condition, buyers will need to do nothing. Community building with pool and fitness center. Broker participation encouraged and compensated.
5 WAYS TO KNOW
YOU’RE READY
TO BUY A HOME
Courtesy of ArticleBiz
Purchasing a home can be one of the most significant decisions you make in your life. It’s essential to ensure that you are ready for such a commitment. Here are five ways to know you’re ready to buy a home:
1. You have a stable income - When you purchase a home, you need to make sure that you can afford the mortgage payments. Having a stable income that can cover the expenses associated with owning a home is a good indication that you’re ready to buy.
2. You have saved for a down payment - A down payment is a significant cost when purchasing a home. Having saved enough for a down payment is a sign that you’re financially ready to buy a home.
3. You have good credit - Lenders will look at your credit score to determine your mortgage’s interest rate and whether you qualify for a loan. If you have good credit, it may be a sign that you’re ready to buy a home.
4. You’re ready to settle down - If you’re ready to put down roots and settle in one place for an extended period, buying a home may be the right choice for you.
5. You’ve done your research - Before buying a home, it’s essential to research the market, the neighborhood, and the home itself. If you’ve done your research and feel confident in your decision, it may be a sign that you’re
ready to buy a home. It is also recommended that you find a great real estate agent that you trust to help you make a better, informed decision. It costs you nothing and it only benefits you!
Remember, buying a home is a significant decision, and it’s important to make sure you’re ready for the commitment. By considering these five factors, you can determine whether you’re ready to take the leap into homeownership.
It is never too late to start working on improving these aspects of your life. Take a moment and find the areas where you’re lacking, find the appropriate resources to help you improve those areas and you will be ready before you know it! One day at a time.. some progress, is STILL progress! You got this!
Making Your Home Happen
Whether you’re buying, building, or simply needing a bigger place to call home, First PREMIER Bank can help you find the right mortgage for your situation. As one of the nation’s strongest community banks, we can offer customers more financing options to make their homes happen.
• Local decision-making
• Lenders who understand neighborhoods, tax structures, and other factors that impact your costs
• Streamlined processing to get you from application to close quicker
• Responsive, personal service
Start Your Application Online at firstpremier.com/home
SATURDAY, AUGUST 24
SUNDAY, AUGUST 25
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Book one of our virtual tours today to make your listings stand out from the rest! Virtual tours are a great way to promote and showcase your listings during these uncertain times when sellers are leary to have increased traffic through their homes.
PROVEN RESULTS
Clients are 95% MORE LIKELY to call about homes with 3D Virtual Tours. 74% OF AGENTS using Matterport win more listings. The average listing with a 3D Tour sold for up to 9% higher and closed up to 31% faster.
Turn-Key opportunity on Lake Madison. This adorable 1 bedroom plus loft cabin features both a front patio as well as another on the back side of the home. The quaint cottage has one bedroom and a loft that can accommodate three single mattresses. Couch and ottomans expand to create three more sleeping spaces. Easily sleep 8-9 people in this home. With a full wall of windows facing the lake, you’ll enjoy both the sunrises and sunsets!! Owners would like boat, lift and dock to go with sale as well with good offer.
STUNNING LAKE LIVING HOMES!
This stunning executive lake home nestled among mature trees, a lush carpet of grass and the pristine waters of Lake Brant could be yours!!! It boasts many updates including all new siding, most windows are new, fireplace, carpet and flooring, deck, and patios that include built in firepit!
Spacious and beautiful Lake Brant, South Dakota home with 5 bedrooms (three on main) and 3 baths. Three car attached garage plus oversized two car garage/shed across the road! The back lot and extra garage go with the sale.
2 Bed • 2 Bath • $350,000
Town home in Hartford on the 18th tee box/fairway of Central Valley Golf Course. This zero entry for easy access 2 bedroom, 2 bath home offers an open floor plan, kitchen island, appliances, vaulted ceiling, sliding door off the dining area to a patio overlooking Golf Course, office/den with closet and pass thru door to bath, main floor laundry with washer and dryer, 3/4 primary bath with double sinks, and heated floors. Double attached garage plus an additional single detached for added storage. HOA includes lawn care, snow removal, lawn/ care & watering, exterior maintenance. Seller will replace all carpet and to have samples there for buyer to pick out and to be installed before closing date, or give $3500 carpet allowance. Listing Agent is licensed in South Dakota. Realtor is related to family.
Broker/Owner corey@devillewegner.com | 605-359-0171
Broker/Owner wegner.tom@gmail.com | 605-212-1386
Broker Associate dino@devillewegner.com | 605-728-6366
to
to
with the
and
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Bedroom, three bath
on
of
that is a
is
ride to Willow Run Golf Course. As you enter the home you will appreciate the openness of the space between the kitchen, dining and living room with an abundance of natural light. The kitchen has granite tops, a nice sized island and hidden pantry. You can access the covered deck from the sliders in the
NEW
Garage 24x22ft
• H/C water hookups and floor drain
• Electric vehicle outlet
• Pre-wired for a heater
• Storm Shelter (4 sides and lid)
Kitchen
• Stainless steel appliances
• Quartz countertops
• Under cabinet lighting
• Soft close cabinets
• Pull out garbage
Living Room
• 10ft ceilings with 9ft ceiling throughout home
• Quartz countertops
Primary Bed (14x16ft/Bath)
• Bathroom in-floor heat
• Quartz countertops
Covered Patio
• Can be converted into a screen in 4-seasons room
• Cold water spigot
Landscaping
• Sod, rock, edging, and underground sprinklers are included
Insulation, Windows, Flooring
• BIBS insulations (blown in blanket system)
• Pella Windows
• Engineered hardwood
Additional Features
• Ductwork is built into the slab, air vents are in the floor to help bring heat through flooring
• Security system, 2 exteriors cameras
• Whole home humidifier
• Homeowners can add white vinyl fences and sheds
• HOA is $100/month and include snow removal and















Check out this lakeside paradise on Lake Madison and a short golf cart ride to the Lakes Golf Course! This exceptional year round lakehome boasts a rooftop patio, an in-law suite, plus four spacious bedrooms that offer the perfect blend of comfort and luxury. The open-concept living area features vaulted ceilings, fireplace and panoramic views of Lake Madison. The kitchen includes upgraded appliances for the chef in the family along with a large hidden pantry. The indoor/outdoor bar is an entertainers dream with a glass garage door for indoor/outdoor living! Experience breathtaking sunsets from the 420 sq ft roof top patio! The in-law suite provides privacy and independence for guests, complete with an ensuite bathroom, kitchenette, and walk-in closet! 3-stall heated garage with epoxy floors, and drain. HOA takes care of road maintenance. Home purchase also includes a slip on Lake Madison. Just bring your boat lift and you will be ready to enjoy those summer days cruising on the lake.