Celebrate summer by the river at Riverfest 2025, a free outdoor festival set along the scenic Big Sioux River. This year’s event brings everything you love — live music, delicious food, local retail vendors, and interactive activities — all with a fresh focus on sustainability and river stewardship.
Riverfest is more than just a party — it’s a platform for the community to come together, learn about the importance of protecting the Big Sioux River, and explore simple, impactful ways to support a cleaner, healthier environment.
EMPIRE
CONTRIBUTORS
Account Executives
Jill Foley
712-490-8506 | jill@michelscom.com
Cory Johnsen
605-951-3567 | cory@michelscom.com
Social Media Manager & Administrative Coordinator
Jess Jervik jess@michelscom.com
graphic designer
Makenzie Jorgenson
Photography
Kate Jones Studios
katejonesstudios.com
Reistroffer Design
Filly Flair
team of writers
Andrea Van Essen, Erica Wilcox, Lauren Johnson, Sarah Grassel, Teresa Mentzer, Kathryn Swanson, & Duane Duimstra
Editor
Heather Jordan heather@michelscom.com
Director of Digital marketing
Cory Johnsen
605-951-3567 | cory@michelscom.com
SENIOR ADMINISTRATOR
Stace Osthus
605-261-0437 | stace@michelscom.com
chief of operations
Hanna Michels
605-760-4269 | hanna@michelscom.com
At Mitchell Tech, we don’t just prepare students for careers, we launch them into futures they’re excited about. Recognized as one of the top-performing technical colleges in the nation, we offer an experience that checks every box: a wide variety of cutting-edge programs, expert and experienced instructors, real-world training, and outstanding value.
How do we know that Mitchell Tech may be your best choice?
+ #1 Best Community College in S.D. According to Niche + 99% Job Placement*
+ Numerous Program Accreditations
+ The Newest Campus in the Region
+ Regionally Unique Programs
+ Military Friendly School Since 2010
+ Many Dual Credit Options Available
Our mission is to prepare you for a successful, skilled career. So get ready! Come and visit or check us out online.
Fall
classes begin August 25th.
Scan with your phone’s camera to apply online.
WALKING TOWARD REDEMPTION
By: Andrea Van Essen |
WALKING ALONG A DUSTY ROADSIDE, MOLLY JOSEPH CLUTCHED A SINGLE BIBLE VERSE LIKE A LIFELINE. "GREATER IS HE THAT IS IN YOU THAN HE THAT IS IN THE WORLD," SHE REPEATED, HER VOICE BARELY AUDIBLE ABOVE THE TRAFFIC RUSHING PAST. IT WAS A DESPERATE PRAYER FROM A WOMAN AT HER BREAKING POINT, BATTLING METHAMPHETAMINE ADDICTION AND SEARCHING FOR SOMETHING, ANYTHING TO SAVE HER.
Photos By: Kate Jones Studios
Molly had recently begun attending church at Brandon Valley Assembly of God, where an older woman named Sue Parton had become her mentor and spiritual advisor.
“Sue had me find what she called a ‘life verse,’ because you never know if you’re going to have a Bible with you. The idea is that if you can remember even just one verse, that can be a powerful tool,” Molly explains.
Molly’s life verse became 1 John 4:4 (KJV), which reads: “...Greater is he that is in you, than he that is in the world.”
On that particular day, she was at her wits’ end, desperate to trade her ways for God’s.
“I knew I couldn’t get high if I was just walking on the side of the road. So, I decided to walk from Brandon to Sioux Falls, and I just kept reciting that verse out loud. I believed in God, but in that moment, I was thinking, ‘If you really exist, I need you to show up for me right now.’”
Today, after nearly a decade of sobriety, Molly says she sees how God was showing up throughout her life, even in her darkest moments.
Born in Sioux Falls as the youngest of seven children, she dreamed of serving in the Air Force like her older brother. That dream became reality when she enlisted and excelled, earning the prestigious “Airman of the Year” honor. But just two years in, a series of seizures revealed a childhood injury that had been silently compressing her brain for years.
The surgery saved her life but ended her dream career in the military at age 21. Recovery stretched on for months, complicated by a shunt revision in 2012. For twelve years, she consumed up to 35 legally prescribed opioid pills daily, not knowing any different way to manage her pain.
“I didn’t know anything different. Being in the Air Force was what I wanted to do my whole life. I loved what I did, and I was good at it, so I felt like my life was taken from me. I struggled to find a purpose, but now that I look back on it, I know God was in this the whole time.”
When Molly told her physician that she might be addicted to painkillers, the war on opiates had just begun, and she was abruptly cut off from her prescription without support. Detoxing at home while solo-parenting three young children, she broke down quickly. Her husband, who also served in the Air Force, was in Afghanistan at the time. That’s when she found methamphetamines.
“I was so miserable that when I got the opportunity at street drugs, I was instantly hooked,” Molly adds.
Within three years, the family’s dream home and lake cabin were gone, and their savings were wiped out. For a time, however, Molly’s husband’s battle with alcoholism acted as a smokescreen for her issues.
“I rode his coattails,” Molly shares. “All eyes were on him, so no one noticed me.”
She likens it to living in two different worlds.
“There are different levels of addiction, and I had it under control for a really long time,” she explains. “The adrenaline made me feel like a super mom. But now my kids are almost adults, and I know they knew all along.”
Eventually, her world unraveled, with her husband landing in jail after a drunken altercation with police, and Molly collapsing under the weight of it all.
Once her addiction was finally out in the open, Molly says it was her mom who saved her life. “She drove me to the bus station and told me never to talk to her again unless I got help. I couldn’t lose my mom,” Molly remembers.
She checked into the VA hospital in Omaha in 2014. Though she didn’t get clean immediately, it marked the beginning of her journey back.
In 2015, an Easter church invitation from her brother led to a life-changing encounter. There, she met Sue Parton, who walked alongside her as she built a relationship with God.
“She taught me that you need to get comfortable with being quiet with God, and she showed me how to appreciate things in life, and that God is always present,” Molly notes.
About a year later, Molly finally got clean, and she says prayer was a crucial part of that journey.
The breakthrough came during a National Day of Prayer service. Sitting quietly in church, Molly stared at a wall covered in prayer requests written on sticky notes. When she thought no one was watching, she added her own: “meth addiction.”
A 16-year-old girl entered the room, placed her hand on Molly’s note, and prayed for it.
“I never used again,” Molly affirms.
Photos left to right: Molly and her canine running partner, Koda; Molly hiking at the Grand Canyon
Molly has been clean since June 18, 2016, but sobriety wasn’t instant relief. For nearly five years, Molly felt lethargic and purposeless.
“I didn’t know how to do life sober,” she admits. “I did what I had to do, went to my kids’ events, came home, and just watched TV and slept all day.”
In 2023, a routine physical revealed health issues. Molly refused blood pressure medication and convinced her doctor to allow her to change her diet and exercise for three months instead. Motivated by her daughter’s discipline as a high school wrestler and her fear of returning to any medication, Molly committed to transforming her health, and that is how she got to where she is today.
She started a “None-to-Run” program, eliminated sugar, and watched her weight drop and A1C improve. Even two surgeries couldn’t derail her progress. She refused opioids and was off pain medication within 24 hours of her hysterectomy.
This year, she’s training for the Glacier Hills Ultra 50k. Though she doesn’t particularly enjoy running, her motivation runs deeper: “I’m so afraid of quitting because
I feel like I’ve quit everything in my life. I don’t want to be that person anymore.”
The final piece of Molly’s healing came through serving others. Every week, she and a partner from Ransom Church visit women at the Minnehaha County Jail, offering prayer and teaching them how to build their relationship with Jesus. After their release, she provides mentorship, rides, and relentless encouragement.
“Programs are great, but people need someone to walk beside them when the doors open,” Molly explains.
Her message to others struggling with addiction is rooted in grace and persistence: “Sanctification is a process. I showed up to church high more than once.”
Today, nearly a decade into sobriety, Molly sees God’s presence throughout her journey, even in the darkest moments. Her marriage has been restored, her health reclaimed, and her purpose redefined. The woman who once walked desperately along a roadside now walks alongside others, offering hope to those who need it most.
Photos top to bottom: Molly and her family at the Royal Family Kids Camp including son Christopher, daughter Mary-Katherine, daughter Ellen, Molly, and her husband, Philip; Molly and Philip celebrating their daughter Ellen’s graduation as a youth minister; Molly and her husband Philip
More about Molly
Molly is the baby of seven children, including four boys and two girls. She has two full, biological brothers and four step-siblings, but very few people know they are blended. Her siblings have always been Molly’s brothers and sisters and always will be.
Molly served in Kuwait.
She is passionate about things she believes in.
Molly’s love language is quality time.
She loves to fish!
Molly always has a puzzle out and started.
Pineapple belongs on pizza, salt on watermelon, and potato chips or popcorn over sweets any day, according to Molly.
Molly preserves her own food, from meats to sweets.
She loves gardening as a hobby.
Molly hiked Rim to River in the Grand Canyon for her 44th birthday, so she would stop saying getting clean from drugs was the hardest thing she’s ever done. That’s who she used to be, but not who she is anymore.
Photos top to bottom: Molly and her family including her son Christopher, her mom Laura, her dad Steve, Molly, and her husband Philip; Molly pictured with her daughter Ellen, and husband Phillip; Molly and Ellen; Molly pictured with members of the Sioux Falls Area Running Club; Molly and Philip pictured with their son Christopher; Molly with her youth group
WHERE YOUR BIGGEST MOMENTS TAKE CENTER STAGE
By: Duane Duimstra, Sioux Falls VA Public Affairs Officer
The Sioux Falls VA Health Care System proudly inaugurated its brand-new Hospice Cottage on May 30, 2025, with a ribbon-cutting ceremony and open house. This facility represents an unwavering commitment to providing the highest quality comprehensive care for Veterans.
“Although hospice care has been a service offered by the Sioux Falls VA, this new hospice cottage marks a significant advancement in our ability to deliver essential care in an environment specifically designed to provide a calming and supportive atmosphere for both Veterans and their families,”states Sarah McCabe, Acting Associate Chief of Nursing at the Sioux Falls VA Health Care System.
Spanning 10,000 square feet, the cottage is crafted to be a warm and welcoming space that supports Veterans and their families during difficult times. Every detail reflects dedication to creating a space where Veterans and their loved ones can find solace and comfort.
The facility features 10 private rooms, empowering Veterans and their families to create a home-like environment. Beyond the peaceful bedrooms, the cottage includes common areas where families can gather, share stories, and support each other, while outdoor spaces offer opportunities for fresh air and reflection.
These thoughtful amenities enhance comfort and convenience, recognizing that end-of-life care extends beyond medical needs to encompass emotional and spiritual well-being. Veterans receive personalized care along with spiritual and emotional support tailored to their individual needs.
“Our aim is to ensure that every Veteran experiences dignity and respect throughout their end-of-life journey,” states Sara Ackert, Executive Director of the Sioux Falls VA Health Care System. “We recognize the importance of honoring their service by providing a nurturing environment that celebrates their life and legacy.”
“The extensive experience of our hospice team is unmatched,” Sarah emphasizes. The combined knowledge of the Sioux Falls VA hospice team ensures readiness to address any comfort needs around the clock, providing Veterans and their families with peace of mind knowing they are in capable and compassionate hands.
With the opening of this hospice cottage, the Sioux Falls VA Health Care System not only enhances its capacity to deliver compassionate care but also reaffirms its fundamental commitment to serving those who have served. As Veterans navigate this final stage of their journey, they can do so knowing they are surrounded by a community devoted to their well-being, comfort, and dignity.
Foster Donate Volunteer
me READY TO TRY THESE TRENDS?
By: Erica Wilcox | Photos By: Filly Flair
It’s always a mix of emotions when back-to-school time rolls around again, isn’t it? We hate to see summer go, but for many, we look forward to the fall scenery, crisp nights, and a sense of routine again. Maybe you or your kids are going back to school or maybe you’re just ready for fresh fall styles, let’s break down the Back-to-School Bests that are going to be trending.
Start with the basics. We are going to be seeing a ton of outfits styled around basics. Such basics include a cotton tee, a fitted long sleeve, a solid sweatshirt or hoodie, plain joggers and lifestyle sneakers. Mix and match these pieces with some metal jewelry and classic denim and you’re good to go.
Classic denim. A majority of the denim styles we’ll be seeing are wide leg, straight, dad/mom jeans and barrel jeans that all have a classic, non-distressed appearance. However, I still see busted-knee distressing or minor distressing out and about.
Animal print. Not like it ever (fully) went away… but it’s back and in the best, modern way. Last fall the prints and colors were bold and saturated. This season we’re seeing more muted, everyday-wear type pieces. Pair a cheetah print bottom with a basic top, a chunky necklace, and a handbag and you’re set. Or find the trend in a cute shoe and pair your outfit around the shoes.
Lifestyle sneakers. Everywhere you look, they’re there. When you think “lifestyle” versus a traditional athletic sneaker, you’ll notice a lower/flatter profile, less “features,” and more textiles like suede or leather. These are meant to be dressed up or down and to literally be worn with anything. They may not have the comfort of your athletic shoes, but keep in mind, these aren’t meant for working out; instead, they are for everyday use. Some of my favorites with budget price points are: SHUSHOP, Adidas Samba, New Balance 327, Gola, and Vintage Havana.
BE SURE TO FOLLOW ME ON INSTAGRAM AND THE FREE SHOPPING APP, LTK, TO SEE MY DAILY SALES AND FALL TRENDS! FIND ME: @BESTDRESSEDBLONDE
Born and raised in Sioux Falls, SD, I’ve been obsessed with fashion since I could dress myself. I was one of those kids who dressed up every day for school, no sweatpants here! My first taste of real fashion was my first retail job at 15. Working in fashion and living it through my everyday outfits, I noticed that everyone would always ask me about my outfits! I’d often get personal shopping requests or asked for fashion advice.
My passion kept growing to the point where I knew this was what I wanted to further my education in. I went on to get my bachelor’s degree in Fashion Merchandising with a minor in business at South Dakota State University. After completing an internship and study trip, I knew that this was my calling, but I was not sure where to go with it.
After doing some corporate buying and retail management, I was grateful for the experiences but needed more. After years and many individuals telling me to start a blog, I finally did.
Best Dressed Blonde was born… an everyday fashion, clean beauty and lifestyle brand. Sharing through my personal website, Instagram and other fashion platforms is the perfect way to express and showcase my passions!
On Best Dressed Blonde, you’ll find me sharing daily deals and sales, makeup tutorials, try-ons and a little bit of everyday life! My passion has also grown into my clean beauty business with Crunchi where I help women detox their skincare and makeup with truly high-performing and clean products.
By: Lauren Johnson | Photos By: Reistroffer Design
Cardiac arrests strike without warning—at work, at home, on athletic fields, and in neighborhoods everywhere. Nine out of ten people who suffer cardiac arrest outside the hospital don't survive, largely because bystander CPR isn't performed. But you can help change these statistics by joining the American Heart Association's Heart Walk on Saturday, August 16, at Fawick Park in Sioux Falls. Festivities begin at 8 am, with the walk starting at 9 am.
"The Heart Walk is truly our mission in motion!" says Chrissy Meyer, Region Sr. Marketing Communications Director for the American Heart Association in Sioux Falls. "As one of our largest fundraisers of the year, the Heart Walk raises the lifesaving funds we rely on to perform our mission in South Dakota—funding heart disease and stroke research, health education, CPR training, and much more. Everyone with a heart benefits from the work we do to extend and improve lives."
The event welcomes everyone, with 1,000 people expected to attend. While many participants join as teams of coworkers or survivors' family members, you don't need a team to participate.
Last year's Heart Walk ambassador, Michelle Corey, discovered the power of self-advocacy through her health journey. Working on her company's healthy living committee, she arranged for Sanford Hospital's Mobile Heart vehicle to offer employee heart exams.
"To boost participation, I decided to share my story—it's really about advocating for yourself," Michelle says. Her transformation began in 2015 when she was extremely overweight. Working with a dietitian, she lost 90 pounds between May and November through diet changes alone—"No miracle—just eating healthy and dedication."
Michelle had been prescribed a diuretic in 2007, and didn’t ask questions about why she continued retaining water. She assumed it was due to her
weight, and she figured the doctor knew best. After losing 90 pounds, Michelle thought it was odd that she was still retaining water. That’s when she first saw a cardiologist, who detected something concerning despite her normal vitals. An echogram led to an angiogram that revealed heart failure while she was still on the table. There were no obvious red flags, as all of her vitals were within the ‘normal’ range.
Michelle began new medications and started walking, then joined a gym in 2016—a commitment she maintains today. "I could have avoided heart failure if I had advocated for myself. Now I always ask questions and seek alternatives."
Her workplace story-sharing created an immediate impact. Employee interest was so high that Sanford provided a second testing day because appointments were completely full. "My story got them in," Michelle says.
Michelle's latest tests show she no longer has heart failure. “When I was first diagnosed, it was explained to me that there are many forms of heart failure,” Michelle adds. “My heart failure was due to an enlargement on the right side of my heart. With medication and living a healthy lifestyle (diet and exercise), I was able to reverse the enlargement of my heart. It was not functioning at full capacity, and this is no longer the case, and thus, why my new cardiologist advised me there are no signs of heart failure. It's exciting. I know the gym restrengthened my heart more than walking, but walking was the perfect place to start."
After her video story was shared, the AHA chose Michelle as Heart Walk Ambassador. "You think your story is nothing—but it's something to someone. It really can inspire action."
"We call the Heart Walk our 'mission in motion' because it not only raises funds but gets people moving," Chrissy explains. "With each step you take, you travel farther down the path to a healthier lifestyle."
Community readiness can mean the difference between life and death. By participating, you're funding CPR training, research, and programs that save lives throughout South Dakota.
Register now at www.southdakotaheartwalk.org. Every walker and every dollar donated means more CPR training, more research, and more lives saved.
Plan a head for Peace of Mind
When it comes to assisted living, timing is everything. Waiting until there’s a crisis can make decisions feel rushed and overwhelming. That’s why we encourage families to explore their options before they’re needed - and discover the peace of mind that comes with being prepared.
At StoneyBrook Suites, we believe the best time to tour is now. A visit gives you the opportunity to truly see and feel what life here is like — the warm smiles, the personal touches, and the active, vibrant lifestyle our residents enjoy.
From spacious suites and home-cooked meals to engaging daily activities and compassionate 24/7 care, everything at StoneyBrook Suites is designed to support independence while providing the comfort of a caring community. You’ll meet our dedicated team, see our inviting spaces, and start imagining what a secure, joyful future could look like for your loved one.
Schedule a personal tour today and take the first step toward a plan made with clarity, confidence, and heart.
We are a full-service assisted living community “To foster the well-being of each resident by nurturing the mind, body, and spirit while maintaining each resident’s enjoyment of independence and dignity in a secure and supportive environment. We invite you to come to StoneyBrook Suites, where our joy is in serving you.”
aM eni T ies
• Coffee Shop
• Salon
• Walk-in Whirlpool Spa
• Centrally located meals and activities
serV ices
• Caring, trusted, 24-hour staff
• Theater
• Courtyards
• Spacious suites all on one level
• Three homestyle meals per day
• Personal housekeeping • Professional medication administration and laundry
• On-site physical, restorative
• Scheduled daily social and and cognitive therapy exercise activities
• Wellness clinic
• Personal pendant system
• Assistance with activities of daily living
Our passion for assisted living shines through every day at StoneyBrook Suites.
If
If you’re considering assisted living, we are here to help every step of the way.
Schedule a tour and see the quality of life available to you or your loved one.
Schedule a tour and see the quality of life available to you or your loved one.
Dakota Dunes
FEATURED ARTIST
By: Sarah Grassel
Judy Thompson’s artistic journey began in an unlikely setting—her family’s lumberyard on the outskirts of Chicago. “Playing outside was not always an option growing up,” she recalls, “so I spent many hours drawing and creating.” That early spark, nurtured by a robust art program in a larger school district, carved a path and set the foundation for her professional future.
Like many artists, Judy didn’t follow a straight line to her calling. While she always harbored a deep love for art, family expectations steered her toward a more traditional college path, majoring in biology. “When I was younger, my family thought I couldn’t pursue it as a career,” Judy shares.
But the creative spirit never truly leaves, and it found a way to resurface. After some of her children left for college, Judy made a life-changing decision to return to art and pursue it seriously. The catalyst came from an unexpected source—her junior high-aged son. “He encouraged me to just try the watercolor class,” she says. “I was hesitant at first. I loved drawing and didn’t know what color would introduce.”
That leap of faith sparked a complete artistic transformation.
Two decades into her professional career, she reflects, “I have really developed my style and art presence.”
Judy is drawn to watercolor for its versatility. “You can mix mediums, press things into it, and really have the freedom to manipulate it,” she explains. “Watercolor also doesn’t smell, is not as expensive, and washes and cleans easily.” She marvels at its dynamic mood range— from tranquil passages to chaotic bursts.
Over the years, Judy has spent countless hours learning watercolor’s layers, often incorporating charcoal, ink, and wax resist into her work. Her approach blends watercolor’s natural softness with bold line work, sometimes drawing directly over washes to create structured connections between land, memory, and meaning.
“My style is not as traditional. I don’t necessarily paint photorealistic,” Judy explains. “I want to connect the person to the landscape using a lot of line work. It shows the connection between the basic ecosystem and our connection to nature.”
This philosophy drives her creative process. She avoids repetition, saying, “I don’t like to paint the same thing over and over. I try to come up with new perspectives while interpreting the scene in my signature style.”
Each painting holds memory or inspiration, though she’s usually most drawn to her current work. “Some pieces carry specific memories—maybe the beauty of a scene that was fresh in my mind— but every piece is cerebral as well as fun to do. When it comes together, it’s all satisfying.”
Living just 45 miles from the South Dakota border, Judy finds endless inspiration in the Midwest landscape. From rolling prairies to patchwork farmland, the scenery never grows old. “There are a lot of things that can trigger inspiration, but I love the Midwest landscape.”
When she began professionally seeking work as an artist, Judy applied and was accepted to several residencies in the region. Some of which included time at Homestead National Monument and Badlands National Park. Both of these experiences deepened her connection to this place, the Midwest, and her paintings often reflect a reverence for its quiet beauty and enduring spirit.
Judy’s work has been featured in regional exhibitions, commissioned for publications like Pioneer Girl: The Annotated Autobiography, and added to the National Park Service’s permanent collection. Yet each piece still begins with her quiet connection to the land.
Despite her success, Judy is quick to admit that life as a working artist isn’t all brushes and paper. “I try to dedicate each day to doing some kind of artwork, but I’m always surprised by how much bookwork and management come along with it, too.”
For Judy, having someone recognize her work at a glance remains the ultimate compliment. “As an artist, you always want a signature style. It’s a compliment when people realize that.”
Over the past 20 years, Judy’s paintings have earned places in galleries, national parks, and private collections. But it’s her deep connection to landscape and medium that leaves the most lasting impression.
Judy Thompson’s story reminds us that art doesn’t follow a timeline—it follows a calling. Creativity has a way of returning to those who welcome it, flowing freely like the watercolors she now uses to capture the soul of the prairie.
SEE JUDY THOMPSON’S LATEST WORK IN SIOUX FALLS
Check out Judy’s watercolors in person this fall at Rehfeld’s Art & Framing. Through her distinct use of watercolor, Judy Thompson masterfully captures a familiar yet ethereal vision of the Midwest. Depth and Breath celebrates her transcendent interpretation of landscape through her vision, vibrancy, and finesse.
With Judy’s thoughtful application of fluid and organic forms coupled with structured, deliberate marks, she captures the essence of the prairie while simultaneously leaving room for wonder. The show will be available for viewing from September 1-30, with an artist reception held on September 5 from 5:30-8:30pm.
You can also view Judy’s work online at www.JudyThompsonWatercolors.com/home
By: Kathryn Swanson, Financial Advisor
When it comes to back-to-school shopping, the journey evolves dramatically—from crayons and kid scissors for your first grader to binders and pens, to calculators, computers, and dorm room furniture for your college student. Just like stocking your child’s backpack for the first day of school, planning financially for your family’s future education is essential.
Whether you’re currently managing student loans, proactively discussing finances with your teenager, or contemplating savings strategies for young children, understanding your education funding options can transform your family’s financial trajectory. Let’s discuss the best options for saving for your child’s education.
A 529 plan is a tax-advantaged account specifically designed for education expenses. Any adult can open these accounts and contribute money on behalf of children or grandchildren. The magic happens when you withdraw funds: you won’t pay taxes on the growth, provided it’s used for qualified educational expenses, including college tuition, textbooks, or K-12 tuition.
THE ADVANTAGES ARE COMPELLING:
These accounts grow tax-free, can potentially be converted to Roth IRAs under certain conditions, and have no age limits, income limits, or annual contribution limits. You can even change beneficiaries if circumstances change, and importantly, the funds remain in the account holder’s name even when the child becomes an adult.
THE TRADE-OFF: Flexibility is limited since funds must be used for qualified education expenses, which
restricts spending options but ensures the money serves its intended purpose.
Custodial accounts offer a different approach, allowing adults to save on behalf of children while providing valuable lessons about money management. Once children reach the age of majority (typically 18 or 21), they gain unrestricted access to these accounts.
UTMAS/UGMAS
(UNIFORM
TRANSFERS
OR GIFTS
TO MINORS
ACT) provide the most flexibility since funds can be used for any expenses. These accounts offer partial tax advantages—growth up to $2,700 is tax-free or taxed at the child’s rate, while amounts beyond that threshold face the “kiddie tax,” taxed at the parent’s rate.
CUSTODIAL IRAS present another option for children with earned income. While Roth and Traditional IRAs provide excellent tax advantages and allow long-term
investment growth, they’re designed specifically for retirement, making withdrawals before age 59.5 subject to penalties.
The most crucial factor in education savings isn’t the amount you save—it’s when you start. Saving and investing even small amounts right now allows for exponential returns through compound growth. Consistently saving $100 monthly over a longer period typically outpaces saving larger amounts over shorter timeframes. Time becomes your greatest ally in building substantial education funds.
Many Americans fund college education through student loans, making financial literacy crucial. Whether you currently have student loans or your children plan to borrow, understanding loan details—when interest starts accruing and total interest costs— enables more efficient repayment strategies. The difference between minimum payments and paying above the minimum can result in substantial interest savings that may surprise you.
At Swenson Wealth Management, we prioritize education and building a plan tailored to your unique goals and situations. As kids prepare to go back to school, do not neglect to get back on track financially. From setting up 529 plans, investing your savings, or discussing student loan repayment, I am here to help you check off your financial to-do list. Reach out to me today to discuss how to prioritize savings goals and create a financial plan that helps you reach your goals!
Investment advisory services offered through Alternative Investment Advisors, LLC. (AIA), An SEC-registered investment Advisor. AIA and its advisors do not render tax, legal, or accounting advice. Fixed insurance products and services are offered through Swenson Wealth Management. Swenson Wealth Management is not a registered investment advisor and is not a subsidiary or affiliate of Alternative Investment Advisors, LLC. Swenson Wealth Management and its individually licensed and appointed insurance agents and AIA are not affiliated with or endorsed by the Social Security Administration or any government agency.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
MORE ABOUT KATHRYN SWANSON
The key lies in creating a tailored approach that matches your unique goals and circumstances, ensuring your financial plan evolves alongside your family’s changing needs.
Finances, economics, and investing have fascinated me since my very first Econ 101 class. Over time, I discovered how overwhelming these topics can feel for many people and recognized the critical importance of having someone walk alongside you in your financial journey.
My passion for helping others understand their financial picture and reduce financial stress drives my work as a financial advisor. I genuinely enjoy collaborating with clients to make educated, confident financial decisions that align with their life goals. Recently, I passed the CERTIFIED FINANCIAL PLANNER® exam—an integral step toward becoming a CFP® Professional, representing the highest standard in financial planning.
I’d be honored to partner with you as you work toward your financial goals. Reach out today to discuss how to prioritize savings goals and create a comprehensive financial plan that transforms your family’s future.
STARSHIP FT. MICKEY THOMAS WITH SPECIAL GUEST HEAD EAST
& MAMA A TWO WOMAN SHOW
Sciton MicroLaserPeel with TRL During Your Blepharoplasty
At Plastic Surgery Associates of South Dakota, we believe in comprehensive, results-driven care that enhances both your appearance and your confidence. If you’re considering eyelid surgery (blepharoplasty), there’s an exciting opportunity to maximize your rejuvenation by pairing it with a Sciton MicroLaserPeel and TRL (Tunable Resurfacing Laser) Eyes and Mouth add-on. Together, these treatments address not only excess skin and puffiness around the eyes but also fine lines, sun damage, and skin texture concerns — leaving you with smoother, brighter, and more youthful-looking skin.
WHAT IS A SCITON MICROLASERPEEL?
The Sciton MicroLaserPeel is a precise, erbium laser skin resurfacing treatment that removes the outermost layers of damaged skin to reveal a fresh, healthy complexion underneath. Often referred to as the “weekend peel,” it offers noticeable improvements in skin tone, texture, and clarity with minimal downtime compared to deeper laser treatments. This customizable treatment targets:
Fine lines and wrinkles
Uneven skin tone and texture
Sun damage and pigmentation
Mild acne scarring
WHAT DOES THE TRL EYES AND MOUTH ADD-ON DO?
The TRL (Tunable Resurfacing Laser) Eyes and Mouth add-on is a focused laser resurfacing treatment specifically designed to address stubborn lines and crepey skin around the delicate areas of the eyes and mouth — where aging often shows first and most prominently
Benefits include:
Smoothing fine lines like crow’s feet and lip lines
Tightening loose, thin skin around the eyes and mouth
Improving skin texture and pigmentation in these targeted areas
WHY COMBINE THESE TREATMENTS WITH BLEPHAROPLASTY?
Blepharoplasty (eyelid surgery) effectively removes excess skin and fat around the upper and/or lower eyelids, restoring a more rested, youthful appearance. However, while surgery corrects structural concerns, it doesn’t address the quality of the skin itself — this is where laser treatments shine. By combining a Sciton MicroLaserPeel with TRL Eyes and Mouth during your blepharoplasty surgery, you can:
Address both skin laxity and skin quality in a single surgical setting
Reduce overall downtime by healing from both procedures simultaneously
Enhance and prolong your surgical results
Treat fine lines, texture issues, and sun damage in areas beyond the eyelids
Patients love this combination because it delivers a beautifully refreshed appearance — lifting droopy eyelids, smoothing fine lines, and revealing a healthy, radiant glow.
WHAT TO EXPECT
Since these treatments can be performed at the same time as your blepharoplasty surgery, you’ll experience just one recovery period. Typical downtime ranges from 5-7 days, depending on the depth of the peel and areas treated. You can expect some redness, swelling, and peeling during the initial recovery, followed by progressive improvements in skin texture and tone over the following weeks.
IS THIS COMBINATION RIGHT FOR YOU?
If you’ve noticed sagging, puffiness, and lines around your eyes, combined with dull, uneven skin tone and fine lines elsewhere on your face, this combination treatment might be an excellent option for you. Our experienced providers will assess your skin and aesthetic goals to create a tailored treatment plan designed for beautiful, natural-looking results.
READY TO REFRESH YOUR EYES AND YOUR SKIN?
Schedule a consultation at Plastic Surgery Associates of South Dakota today and let’s create a rejuvenation plan designed just for you.
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605-549-1188 | daletree.com
The summer concert series and family fun night, DownTown in MadTown, is returning to Madison this summer. DownTown in MadTown will once again be held in the middle of Madison beginning on July 15th. The event will consist of six family-friendly entertainment nights including two dates in July and four in August, all on Tuesdays.
Each week, DownTown in MadTown will start at 6:00 p.m. and go until 9:00 p.m. featuring a band, food vendors, shopping options, and kids’ activities. Each week will also have a specific theme, including Classic Car Night and National Night Out. A few of the kids’ activities planned are inflatables, and face painting.
The event encompasses 3 blocks of DownTown Madison. For a complete schedule listing, scan the QR code that is available.
SCAN TO LEARN MORE Chamber COMMERCE
OF MADISON
07/15 - RUMBLESEAT / CLASSIC CAR NIGHT 07/22 - BONJOURNEY / BIKE NIGHT 08/05 - NATHAN DEAN BAND / NATIONAL NIGHT OUT 08/12 - MALLRATS 08/19 - ASHLEY WINELAND / AG NIGHT 08/26 - THE CROWN JEWELS / DSU NIGHT
Kilts for Kids
By: Teresa Mentzer
Fall arrives with a bold splash of plaid as two teams from South Dakota prepare to don their kilts for the 14th annual Kilts for Kids fundraiser. This unique "Battle of the Sexes" event, scheduled for October 16, 2025, transforms traditional Scottish attire into a powerful fundraising force benefiting Ronald McDonald House Charities of South Dakota.
"This is the charity's highest-grossing fundraiser each year— and it's not only exciting, but it's incredibly impactful to the families we serve,"explains Jessica Arend, Chief Development Officer for the organization.
For thirteen years, teams of men and women have embraced the symbolic power of plaid, joining forces in fabric that historically united warriors and symbolized family bonds. Like ancient Scotsmen, these modern-day teams rally together in solidarity, supporting parents and children facing medical challenges.
Friends and supporters of the Ronald McDonald House have jumped on board to form two competitive teams, committing to a two-month fundraising campaign. Their mission: out-raise the competition while sporting the most impressive kilts.
“This unique, fun-filled, battle of the sexes fundraiser is a friendly and competitive peer-to-peer event that continues breaking records every year!” explains Jessica.
Jessica Arend will lead the women's team, while CEO Kevin Miles heads the men's charge, each determined to claim victory in this spirited competition.
The funds raised directly support families staying at two Sioux Falls facilities: an 8-bedroom home on 24th Street and a 21-bedroom home on Lake Avenue. In 2024 alone, 1,301 families found refuge in these homes, with the average stay lasting one week while their children received critical medical treatment at nearby hospitals.
These kilt-wearing fundraisers provide essential assistance at no cost to families, offering comfort, care, and compassion when parents need it most. Through peer-to-peer donations and community events, teams raise both funds and awareness for keeping families close during medical crises.
The campaign culminates at The District on October 16 from 6-10 p.m., where the fundraising army gathers to celebrate their efforts. The evening features a silent auction, delicious food, cash bar, live entertainment, and the much-anticipated showcase of both teams in their battle-ready kilts.
While wearing a kilt requires courage and confidence, facing a child's hospital stay demands brave hearts. Young lives hang in the balance as boys and girls fight against overwhelming odds to recover. Ronald McDonald House Charities of South Dakota recognizes that having parents nearby makes all the difference— providing warm beds, showers, and home-cooked meals so weary parents can focus entirely on helping their children win their most important battles.
The Ronald McDonald House Charities of South Dakota continuously seeks fun-loving, good-spirited community members who believe in their mission to become ambassadors and advocates during the Kilts for Kids campaign.
For information on contributing to this special event or supporting Ronald McDonald House Charities of South Dakota's ongoing efforts, contact Jessica Arend at jarend@rmhcsodak.org.
14th Annual Kilts for Kids Benefiting Ronald McDonald House Charities of South Dakota
