File For a New FR44 Insurance Jacksonville to Avoid Any Penalty From the State After getting accused of DUI, it is common for most of the insurance holders to get an auto insurance with higher limits and file for a FR44. Often it is found that while one used to pay something near about $750 dollar a year for the premiums, after DUI, the amount has been raised to almost $800 per six month. They think of changing the agencies, but there remains a doubt whether it is granted for not continuing with the current insurer, or will the person be penalized for doing so? The experts who've working with these agencies gives their word of verdict and it goes in favor of the public. One can definitely change their insurer during this period when they need to maintain a financial responsibility of filing a FR44 Insurance Jacksonville or a SR22. The importance of having the files of such insurances is to just ensure that a driver who's got a major violation of the rules of driving has got some insurance coverage continued so that the insurance companies do not have the opportunity of holding him/her hostage for three years. While one discovers that a particular insurer charges few hundreds and thousands of dollars extra than the others, changing to that particular insurer might be the only way to save some bucks from the insurance until and unless the driving record improves. But while changing the insurance one must make sure that the FR44 is continued and it means not even a lapse of even a day, or else there's a risk of being penalized by the state. While insuring your car from a new insurer, make sure that they file for a new FR44 and it is filed before the insurance from the last insurer gets canceled. Overlapping a time period of couple of days while this transfer process is carried on, is always a safe idea. This gives your new insurer some time to file the new FR44 to the state and while canceling the older one, the state gets to verify from their records that a new file has been issued in your name and there's no gap in the coverage. If your new file is not issued before the cancellation process, your driving privileges might get restricted and there could be a restart of the entire three year clock that was set on your financial responsibility certificate. There's a tendency of the insurance companies of not passing any moral judgment on the insurance holder because of the DUI conviction and the consequent FR44 filing- rather they prefer just looking at the risks and charging you accordingly. While a DWI Insurance Tallahassee seems to increase the rates to go up substantially, but in due course of time, they might be seen to reduce the potential risk along with the auto rates coming down. Finding a new insurance provider with a competitive pricing with specific set of risk factors will definitely save some money, so never be afraid to do so. Just make it a point that the FR44 coverage is continued and the state finds no reason to penalize you.