11-11-17 REIO

A Special Publication of the Messenger-Inquirer

nside ou I T REAL ESTATE

HOME DECOR • GARDENING

Tudor-Inspired Classic Featuring Listings of the Owensboro Multiple Listing Service (MLS)

MM essenger essenger -I-I nquirer nquirer

Saturday, Saturday,November ########,11,2017 2017

OPEN HOUSES

2 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

For more information see realtor’s office ads for open house times SAT., NOV. 11

EAST Risner Realty 6641 Waterford Place Jennifer Staser Risner Realty 9255 Pleasure Point Joetta O’Brien Re/Max 3019 Silks Cove Rick Cummins Re/Max 2908 Lewis Lane Tracy Ioia Re/Max 2707 Trails Way Tracy Ioia L. Steve Castlen Realtors 2861 Summer Valley Lane Denise Pace

L. Steve Castlen Realtors 2861 Summer Valley Lane Cheryl Contratto L. Steve Castlen Realtors 4433 Wilderness Trace Cindy Whitmer SOUTH Tony Clark Realtors 2300 Southeastern Parkway Rita Ward

Genesis Realty of Western Kentucky 1413 Tamarack Road Jerry Kessinger CENTRAL L. Steve Castlen Realtors 3500 Monticello Drive Steve Castlen Century 21 Partners 1630 E. 23rd Street Jordan Wheeler

Home Realty Inc. 2623 Burton Road Vickie Ballard

Century 21 Partners 248 Wesleyan Park Drive Bettie Kincaid

L. Steve Castlen Realtors 2278 Woodstone Court Starr Nalley

WEST Home Realty Inc. 820 Danberry Street Vickie Ballard

L. Steve Castlen Realtors 1739 Fawn Drive Bob Lyons

Re/Max 1977 Whispering Meadows Tracy Ioia

Century 21 Partners 2305 Ponder Place John Miller SUN., NOV. 12 EAST Risner Realty 6641 Waterford Place Jennifer Staser Tony Clark Realtors 4760 Water Wheel Way Angela Clark Re/Max 2515 Lawrin Court Reba Besecker SOUTH Tony Clark Realtors 1411 Woodbridge Trail Angela Clark

L. Steve Castlen Realtors 2708 Reid Road Steve Castlen

L. Steve Castlen Realtors 6901 Boston Lafoon — Philpot Starr Nalley

Re/Max 7846 Crooked Creek Road Rick Cummins

Tony Clark Realtors 1927 Mount Vernon Drive Steve Klee

L. Steve Castlen Realtors 2348 Trails Lake Garden Cheryl Contranto

L. Steve Castlen Realtors 2613 Veach Road Sue Davis

Re/Max 2828 Delaware Drive Rick Cummins

Home Realty Inc. 4306 Edgewood Court Vickie Ballard

Saturday, November 11, 2017, Messenger-Inquirer

Real Estate Inside Out

3

Real Estate Transfers The following real estate transfers were recorded from Sept. 11 to Sept. 13.

2214 McConnell Ave., Angela L. Thompson, master commissioner, to Federal Home Loan Mortgage Corp., $42,460.

5131 Diamond Drive, KSB LLC to Nicholas Kaczmarski, $178,900.

2896 Silver Creek Loop, James and Eleanor Herpeche to Jerry and Ashley Hurm, $173,500.

4701 Burstone Court, Josh and Ashley Profitt to Cabrini Lewis-Clark and Alexander Clark, $114,900.

3873 Brookfield Drive, Deer Valley Subdivision LLC to Jagoe Homes Inc., $36,500.

3873 Brookfield Drive, Jagoe Homes Inc. to Ian and Gui Rogan, $253,670.

704 Ford Ave., Dorothy and Reyburn Ford to Robert and Sarah Morehead, $60,000.

2695 Dellwood Valley Lane, Jagoe Homes Inc. to Joshua and Ashley Profitt, $214,277.

11B Quail Ridge Court, Wanda Howard to Helen Knott, $115,000.

3859 Willow Way, Sondra Fischer to Timothy and Laura Potts, $100,000.

3211 Hummingbird Loop N., George Luttrell to Zachary Moore, $100,000.

2613 Landing Terrace, Jerry and Ashley Hurm to Joshua Parris, $149,900.

6440 U.S. 231, Darren Mattingly and Stacy Clark to Have A Nice Day LLC and CWD Properties LLC, $280,000.

6208 Brookstone Place, Eric and Leah Garner to Kirill Braginsky and Susanna Tinker, $189,900.

818 Greenbriar St., Jason and Jamie Young to Cheryl and Eric Hayden, $84,900.

2625 Hillbrooke Parkway, Weichert Workforce Mobility Inc. to David and Rebecca Johnson, $245,000.

2346 Overlook Park, Jill Carrico and Michael Proctor to Property Pros LLC, $216,000.

5105 Diamond Drive, KSL LLC to Stephanie and Nicholas Orth, $187,900.

2929 Turfway Drive, David and Rebecca Johnson to Raymond Keller, $172,900.

4122 Yewells Landing W., Daren and Melissa Childers to Maxine Walker, $126,000.

2435 Latrobe Ave., Angela L. Thompson, master commissioner, to Joseph and Rita Ballard, $91,000.

10 Hilltop, Michael and Christine Jones to Ben and Kelsey Hoak, $290,000.

7233 Short Station Road, Jordan and April Hamilton and others to Lanham Family Farms LLC, $200,000.

5024 Diamond Drive, Kelly Moore to Kenneth and Maria Brown, $148,000.

1413 Hill Ave., Ella Giudici to George Luttrell, $115,000.

6287 Valley Brook Trace, Skye and Jeffrey O’Bryan to Nathaniel and Deanna Morris, $189,900.

3442 Greenbriar Road, Joshua and Sarah Smith to Joe and Lindsey Lane, $110,000.

2429 Palomino Place, Sara and Clayton Schimp to Jesse and Janet Crask, $182,500.

3428 Dove Loop S., Jesse and Janet Crask to Darrell Reed, $134,000.

1221 Avondale Road, Angela L. Thompson, master commissioner, to Jeffery and Melody Rafferty, $101,000.

6035 U.S. 60 W., Patricia O’Bryan to Aaron and Angela Jones, $197,000.

3 Stonehenge, Angela and Aaron Jones to Terry and Teresa Brown, $340,000.

6746 McPherson Road, Stephanie Williams to Carolyn Barkman, $210,000.

1306 Gilbert Lane, Karen and James Anderson to Jerry and Virginia Bailey, $28,100.

2005 Meadow Grove Drive, Jagoe Land Corp. to Jagoe Homes Inc., $32,000.

2005 Meadow Grove Drive, Jagoe Homes Inc. to Ralph and Jamie Kays, $225,519.

1607 W. Fourth St., Angela L. Thompson, master commissioner, to Independence Bank, $16,700.

The following real estate transfers were recorded from Sept. 13 to Sept. 20.

Three acres along West Parrish Avenue and Kentucky 56 and Kentucky 81, Carolyn Massie Family Trust to Commonwealth of Kentucky, $72,000.

1703 Lock Ave., Bobby and Stephanie Wilson to Joseph and Tamara Alvey, $39,000.

805 W, First St., city of Owensboro to Riverfront Cliffs LLC, $500,000.

60 Colonial Court, John and Sandra Roberts to William and Julie Nonte, $85,500.

4209 Settlers Pointe, Melissa Bates to Seth Williams and Lydia Hess, $126,000.

1001 Marianna Drive, Sarah E. Fischer and Jerry Roberts to Lori and Armando

Mendoza, $76,400.

2689 Dellwood Valley Lane, Jonathan and Melissa Bells to Marjerie and Jamie Baxley, $183,000, 5864 Old Kentucky 54, Patrick and Valerie Head to Taylor and Lauren Layson, $175,000.

6366 Valley Brook Trace, Jagoe Homes Inc. to Justin and Jennifer Nolan, $169,900.

1121 Griffith Ave., Kenneth and Petra Palmer to Sandra and David Edds, $479,400.

1230 Independence Ave., Jeffrey and Mark Payne to Michael and Pamela Lewis, $59,000.

Property on West Parrish Avenue, Earl’s Lane Properties LLC to Regional Water Resource Agency, $25,000.

819 Cedar St., Judith Carranza to Evangeline Castro, $5,000.

2737 W. Sixth St., Robert Mays to Nicholas and Charalambos Pavlas, $35,000.

3044 Kentucky 1554, Sheila KyleReno and Veronica and Richard Stallings to Jaquetta and Philip Ashby, $250,500.

6956 Boteler Road, Mandy Roberts to Tammy and Christopher Kirby, $28,000.

4125 Hoover Court, James and Heather Vanover to Lennon Roberts, $76,000.

4201 McIntire Crossing, Megan and Jonathan Hill to Jane Gayhart, $130,400.

4151 Stafford Court, Ronald Garrett Revocable Trust to Lucas Correa and Sheyla Soto, $219,000.

2020 Griffith Place W., Jarrod and Rachel Irwin to Susan Riney, $215,900.

2927 Southland Road, Lori and John Roberts Jr., to Jarrod and Rachel Irwin, $138,900.

6420 Valley Brook Trace, Jagoe Homes Inc. to Jonathan Hardman, $157,851.

3005 Trails Way, David and Carolyn Roberts to CTC Investments LLC, $161,000.

1032 Venable Ave., Connie Cook and Jane Roberts to Nathan Gaddis, $35,000.

621 Wrights Landing Road, J&S Rental LLC to Tyler Reisz, $45,000.

739 Locust St., Cathy Kirkpatrick and others to John and Nancy Nuss, $3,400.

3216 Kentucky 81, William Kuegel Sr. and others to William C. Kuegel, $150,000.

1919 Freeman Ave., Nickolas Smith to Ryan Warren, $129,000.

848 Parkway Drive S., William and Rebecca Ballard to Gregory and Vicki Cash, $153,500 801 Time Drive and 809 Time Drive,

Jon Taylor and Jennifer Stebbins to Dharma Investment LLC, $195,000.

2328 Palomino Place, Thompson Homes Inc. to Robert and Sarah Lippert, $215,068.

2033 Trillium Gardens, Faye Lohwasser to Wanda Richards, $133,000.

9404 Kentucky 951, William Higdon and Jane and Donald Goodman to Donald and Jane Goodman, $100,000.

3116 Avenue of the Parks, Beth and Joey Ryan to Carley Revlett, $129,000.

2541 Hayden Road, Kelly and Sharon Sadler to Michael and Gail Wheatley, $250,000.

269 Lakewood Drive, Kyle McPherson to Christopher Walls, $125,000.

4915 Graham Lane, Nettie Parson to Judith Westerfield, $88,500.

3046 Veach Road, Michael and Pamela Drury and other to Nettie Parson, $85,000.

7378 Kentucky 405, Deborah and Billy McDaniel to Brian and Deanna Honeycutt, $65,000.

1925 Reid Road, Judy Westerfield to Martin McNeil, $129,900.

933 Piedmont Drive, Ryan Newton to Matthew Evans, $93,000.

1114 Western Court, JD and DD Properties LLC to A.C.A. Properties LLC, $37,000.

2940 Waterside Way, Martha French to Ashlie and Timothy Hicks II, $245,000.

2119 Griffith Place W., Tyrone Jackson and Mary Ann Johnson to Ann and Bryan Leazenby, $136,400.

10250 Campground Road, David and Angela Beavers to Garry Jackson, $62,900.

21 acres on 485 Pup Creek Road, Ronald and Mildred Roberts to K&A Farms LLC, $30,000.

2049 Ottawa Drive, Ashlie and Timothy Hicks II to Wanda Stubblefield, $145,000, 620 E. 22nd St., Treychip Enterprises LLC to Donald and Ann Harris, $132,000.

2226 Fairview Drive, Denise Medley to Patti Hall, $167,000.

715 James Garrard Drive, Byron and Gayla Westerfield and others to Kevin Payne, $105,000.

4 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

RE/MAX Professional Realty Group For all the things that move you. www.EveryOwensboroHome.com

Glenn Ashby REALTOR® 570-5533

Lauren Lee REALTOR® 993-9843

Ashley Bellar REALTOR® 314-5200

Brian Luttrell REALTOR® 929-0040

Reba Besecker BROKER/REALTOR® 929-3407

Mary Mattingly REALTOR® 314-7440

Alex Blythe REALTOR® 270-316-3295

Rick Cummins REALTOR® 302-2822

Gary Maglinger Samantha Jo Ray PRINCIPAL BROKER REALTOR® 926-8900 695-7945

Li Hall REALTOR® 315-7008

John Reynolds REALTOR® 485-9592

Blake Hayden REALTOR® 244-6162

Chivonne Rutman REALTOR® 270-315-0505

Missie Hayden REALTOR® 244-6161

Ryan Rutman REALTOR® 315-7464

270-684-2727

John David Hays REALTOR® 302-6192

Tracy Ioia REALTOR® 929-4990

Judy Lambert REALTOR® 929-3385

Melissa Watts-Davis REALTOR® 315-7782

Jereme Willner REALTOR® 929-0338

Michelle Wiesman Manager 684-2727

NEW $162,400

NEW $269,900

NEW $239,900

NEW $534,900

NEW $288,200

2908 Lewis Lane MLS 72315 Tracy Ioia

1854 Whispering Meadows MLS 72322 Blake Hayden

8255 Crisp Rd. MLS 72347 Brian Luttrell

3107 Cherrywood Pt. MLS 72343 Judy Lambert

2707 Trails Way MLS 72350 Tracy Ioia

NEW $159,900

NEW $163,436

NEW $299,900

REDUCED $329,900

REDUCED $409,900

1701 Kelly Lane MLS 72356 Gary Maglinger

6421 Valley Brook Trace MLS 72366 Tracy Ioia

4558 Fountain View Trace MLS 72367 Ryan Rutman

2491 Hillbrook Parkway MLS 72108 Ryan Rutman

3156 Commonwealth Ct. MLS 71953 Mary Mattingly

REDUCED $264,900

REDUCED $499,900

REDUCED $199,900

REDUCED $399,900

FEATURED $129,000

7846 Crooked Creek Rd. MLS 72309 Rick Cummins

730 North Green Street MLS 70389 Blake Hayden

1524 Frederica St. MLS 70366 Blake Hayden

111-115 3rd Street West MLS 70346 John Reynolds

2360 Salem Road MLS 71719 Glenn Ashby

FEATURED $179,900

FEATURED $159,900

FEATURED $399,900

FEATURED $379,900

FEATURED $310,000

1229 St. Ann Street MLS 71729 Jereme Willner

1630 Scherm Road MLS 71734 John Reynolds

6386 London Pike Spur MLS 71752 Blake Hayden

1922 Mayfair Drive MLS 71754 Blake Hayden

4156 Hunting Creek Drive MLS 71755 Brian Luttrell

FEATURED $269,900

FEATURED $81,900

This Weekend’s Open Houses SATURDAY 11/11/17

2501 Old Hwy 144 MLS 71789 Samantha Jo Ray

3173 Bridgewater Cove MLS 71805 Judy Lambert

FEATURED $136,900

FEATURED $221,846

2613 S. Cherokee Drive MLS 71820 Gary Maglinger

2677 Dellwood Valley MLS 71848 John Reynolds

11:00-12:15 ......1977 WHISPERING MEADOWS 71623 ........TRACY IOIA ............. $259,840 .....WEST 11:00-12:30 ......8255 CRISP RD. ......................72347 ........BRIAN LUTTRELL .... .$239,900.......EAST 9:00-10:30 ........7846 CROOKED CREEK RD......72309 ........RICK CUMMINS ....... $264,900 .....WEST 11:00-12:30 ......2828 DELAWARE.....................71700 ........RICK CUMMINS ....... $129,900 .....WEST 1:00-2:30 ..........3019 SILKS COVE....................72240 ........RICK CUMMINS ....... $159,900 ......EAST 11:00-12:30 ......2515 LAWRIN CT. ....................72000 ........REBA BESECKER..... $159,900 ......EAST 11:00-12:30.......3107 CHERRYWOOD CT...........72343........JUDY LAMBERT..........$534,900........EAST 10:00-11:00.......2677 DELLWOOD VALLEY.........71848........JOHN REYNOLDS.......$221,846.....SOUTH 12:45-2:00 ........2908 LEWIS LANE...................72315 ........TRACY IOIA ............. $159,670 .....WEST

SEE ALL OUR OPEN HOUSES @ www.REMAXOpenHouse.com

Saturday, November 11, 2017, Messenger-Inquirer

Real Estate Inside Out

5

Exploring condos and townhouses I

ndividuals have many options when seeking places to call home. Among those options are condominiums and townhouses. While quite similar, condos and townhouses are different. Learning what sets these residences apart can help people find the right fit for them.

Condominiums

Condos are private residences owned by an individual or family in a private building. According to Realtor.com, condos are similar to apartments. However instead of paying rent, condo dwellers own the space. Condos share common areas, such as pools, recreation rooms, gyms, and outdoors spaces.

People may be attracted to condos because there is very little maintenance involved. Condos can be in large buildings similar to apartment buildings, and living spaces may be confined to one floor. High-rise condominiums may resemble skyscrapers, offers Coldwell Banker, which notes that a condo owner shares ownership of the land, the roof, the staircases, and the exterior of the

PENDING

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condominium complexes. The only thing the condo owner may own outright is his or her individual living space.

Condo owners typically rely on maintenance companies and other contractors to handle the repairs and upkeep of the spaces outside of the interior of one’s specific condo. Residents typically pay condominium fees to a condo board to manage and cover these expenses.

Because of the multiperson ownership,

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condos place strict restrictions on what can and can’t be done to the property.

Townhouses

Townhouses are usually multileveled attached properties. Townhouses may fall within a row of other homes or be an end unit where only one side is attached.

Many people are drawn to townhouses because of their various levels and architectural styles. Some also feel that NEW

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townhouses provide more of a traditional home feel than condominiums. Townhouses may come with a small parcel of land, a driveway or a private garage.

Although there may be some community amenities accessible to owners of townhouses, such amenities are rare.

However, because townhouse communities do not handle as much maintenance — exterior repair and roof maintenance may be the responsibility of the townhouse owner — homeowners association fees tend to be less expensive than those incurred by condo owners.

Townhouse owners typically take ownership of the home, the roof and the land that lies below it. However, both townhouse and condo owners are urged to read the bylaws of their communities, which should specifically list responsibilities of the owner versus the homeowner’s association or condo board.

Condos and townhouses have similarities and differences, but both can be ideal places to live for those who desire help with maintenance and worry-free living.

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OPEN SATURDAY 11:00-12:30 OPEN SATURDAY 11:00-12:30 3107 Cherrywood

“Better Than New” - Beautiful Martin

2417 St. Ann Street ~ $159,900 Custom built home (Energy Star). Brazilian 3009 Waterside Way - $439,500 Kitchen updated 2011 with new cabinets, Cherry Hardwood, Porcelain tile. Large granite countertops and stainless appliances/ Immediate Possession! Beautiful 1 1/2 story home with kitchen with high end appliances, custom tile flooring 2017. 2nd floor master suite heated salt water in-ground pool. Lake Lot! Lots of updates: cabinets with granite countertops. 1st floor new with walk-in closet. Finished basement with suite with walk-in shower and jetted family room, rec room, bedroom and bath. pool liner, carpet, hardwood, kitchen appliances, granite master tub. Professionally landscaped lawn with New roof, kitchen flooring, basement Bedroom counter tops, back splash, paint, irrigation system. irrigation system. Amenities galore!! Must MLS#72228 Call Judy Lambert 270-929-3385 See!! Call Judy for showings 270-929-3385

Judy Lambert REALTOR® jjlambertrealtor@aol.com

929-3385

1519 Tamarack Rd. $149,500 3173 Bridgewater Cove One level all brick home. In-ground pool. Sought Beautiful building lot. Some trees on back of after Harder area! Open concept. Roof less than lot. Call Judy for more information one year old per owner. All kitchen appliances plus 270-929-3885 MLS# 71805 washer and dryer stay. Seller is offering a 1 year Home Warranty. Call Judy for your showing!

SOLD BY JUDY

SOLD BY JUDY

2704 10th Street E. ~ $74,900 Nice clean home!! New roof in 2016.

Great starter home or investment property. Extra Deep lot. 2 storage building. MLS#71973 Call Reba for your showing 270-929-3407

D SOL

2625 Hillbrooke

3 Clubgrounds Rd.

Reba Besecker, CRS REALTOR® Multi-Million Dollar Producer rebabesecker@aol.com

270-929-3407 NEW

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3612 Briarcliff Trace $325,000 1855 Aspenwood- $129,900 Lovely brick home all on 1 floor in desirable 3046 Veach Road - Priced in the $80’s New Listing! 2 bedroom 2.5 bath townhome Nice 3 bedroom home with detached Copper Creek. Many updates include new with 1492 square feet. Completely remodeled windows, new roof in 2016, heat & air in 2010, new garage and carport on a corner lot. All with all new kitchen and granite countertops! appliances stay. Hardwood under the hardwood floors in living room, dining room and Fireplace in great room, furnace and air only 4 hall. Plantation shutters on all windows. Sunroom carpet. MLS#71313 Call Reba Besecker years old. Community pool. Call Reba Besecker 270-929-3407 is not included in the square footage. This one 270-929-3407 won’t last long. MLS#72226 Call Reba for your showing 270-929-3407

D SOL 215 18th Street East ~ $399,900 Great location on the corner of JR Miller and 18th Street.

13,080 Square Feet. MLS#70790 Call Reba Besecker for your private showing!

3000 Alvey Park Dr. West Owensboro, KY 42303 270-684-2727

2515 Lawrin Ct. ~ $159,900 Nice 4 bedroom, 2 1/2 bath 2 story home in Thorobred Acres. Many updates. Attached and detached garages. New vinyl siding on upper portion. Newer furnace, air, roof, windows and doors. MLS#72000 Call Reba for your showing 270-929-3407

D L O S 1210 Old Main ~$199,900 Lovely 5 bedroom, 3 bath brick home.

Updated kitchen with Phil Crabtree custom cabinets. Hardwood floors in living, dining, kitchen & great rooms. Gas logs in fireplace.

Walkout basement with game room, 5th bedroom, bathroom, utility room, laundry and storage . Approx. 4100 square foot including storage. Realtor owned. MLS#70531

D L O S 2420 Upland Pt. ~ $155,000

3000 Alvey Park Dr. West Owensboro, KY 42303 270-684-2727

6 Real Estate Inside Out

Kevin Russell (270)314-4481

Saturday, November 11, 2017 Messenger-Inquirer

Renee Ginn Roethemeier (270) 313-4246

Jay Velotta

Jay@gulfstreamdev.com

(270)314-1130

2960 Fairview Drive • Owensboro, KY

www.gulfstreamdev.com

5358 Hwy 142 MLS#72282

West Parrish Plaza Development MLS# 69106

101 Frederica Street MLS# C65043

Highland Pointe Development

FOR SALE OR LEASE PRICE REDUCED

2000 West 2nd Street MSL# 71557

3123 Hwy 54 MLS# 70336

7549 Iceland Road FOR SALE OR LEASE MLS# 71894

Gateway Commons Development

891 Main Street Greenville KY FOR SALE OR LEASE MLS# 72049

SPACE AVAILABLE

422 Frederica Street MLS#72029

300 Southtown Blvd. FOR SALE OR LEASE MLS# C71492

3500 Villa Pt. Dr. 65026 LEASE SPACE AVAILABLE

PRICE REDUCED

2846 New Hartford Road MLS# 70343

3620 Edna Court MLS# 71846

1217 Hall Street MLS# ?????

1700 Frederica Street MLS# 70682

1 Bullfrog Blvd MLS# 67398 Shop/Office Space Available

2816 Veach Road Suites 107/108 MLS#70150 For Sale or Lease

AVAILABLE PROPERTIES 4232 West Parrish Avenue - MLS# C64977 4320 West Parrish Avenue - MLS# C69479 3641 Ralph Avenue - MLS# C65025 315 Carlton Drive - MLS# C67321 3910 Hwy 54 - MLS#’s 67745, 67746 5010 Wildcat Way - MLS# 64412 3200 West Parrish Avenue - MLS# C64786 2000 East Parrish Avenue - MLS# C65362 Grandview Heights, Grandview, IN - MLS# C69172 3613 West 5th St Rd - MLS# 70356

4301 JR Miller Blvd. MLS# 71223 4312 Gate Way - MLS# C71302 5036 Best Way - MLS# 67777 3010 Hwy 144 - MLS# 70304 1245 Happy Lane, Madisonville, KY - MLS# 69069 1728 Everly Brothers Blvd, Central City, KY - MLS# C65934 817 East 4th Street, 823 East 4th Street 320 Center Street - MLS# C69988 1639 Parrish Ave East - MLS# C69996 1201 Frederica Street - MLS# 64427

327 East 18th Street - MLS# 64414 210 Allen Street - MLS# C69683 104-106 West 2nd Street - MLS# 69695 108 West 2nd Street - MLS# 69696 115 West 2nd Street - MLS# 69685 125 West 2nd Street - MLS# 69684 1100 East 5th St - MLS# 66413 1100 East 4th Street - MLS# 69473 431 Breckenridge St MLS# 69438

For more information about any of these listings, visit www.gulfstreamdev.com.

Saturday, November 11, 2017, Messenger-Inquirer

Real Estate Inside Out

7

farmershouse.com

CELEBRATING 10 YEARS! ESTABLISHED 2007 New Listing!

MLS #72351

Todd Bridge Rd. 1.5 acre cleared lot located in South Daviess Co. Easy access to Hwy 81 & 431. $32,500 Brad Cecil 270-929-1595

MLS #72338

Hwy 81 3bd 1.5ba home on 2 acres in Daviess Co. Detached garage and storage building. Updated bath. $134,900 Brad Cecil 270-929-1595

MLS #72292

St. Rt. 7643bd 2.5ba in Daviess Co on 10.8acres.Updatedtwostoryhomewith property partially wooded. $169,900 Christy Sumner 270-993-7550

New price! I’m on sale!

MLS #71933

Dade Cove. 3bd 2ba Located in the Downs. 2 car att. gar, fenced back yard.

New roof and landscaping. $164,900 Christy Sumner 270-993-7550

MLS #72293

Center St 3bd 1ba newly remodeled home. Custom kitchen and bath. Detached garage. $69,900 Brad Cecil 270-929-1595

MLS #71966

Willowbrook Lp 3bd 2.5ba Great layout w/ walk-in closets, fireplace, fenced yard, patio, and 2 car garage. $214,900 Brad Cecil 270-929-1595

New price! Buy me!

MLS #72247

Monarch Ave 3bd 1ba home with many updates. Sun room, separate laundry, 2 car detached garage. $89,900 Brad Cecil 270-929-1595

MLS #71997

St. Rt. 1389 3bd 2ba East Daviess Co homeon10acres.Barn,partiallyfenced, wooded, overlooks lake. $224,900 Christy Sumner 270-993-7550

MLS #71670

St. James Ct. 3bd 2ba Updated kitchen and baths, granite, 2 car att. gar. One block from Healthpark. $214,900 Brad Cecil 270-929-1595

MLS #71813

Main St Classic home recently used for a gift shop. Easy conversion back to home use. Large lot. $84,900 Brad Cecil 270-929-1595

Pending!

Loftwood 3bd 2.5ba Recent kitchen and master bath updates. Also has basement and oversized garage. $259,900 Brad Cecil 270-929-1595

Pending!

Pending!

MLS #71241

White St 5 bd,2 ba home on 2 acreswith in-groundpoolandfinishedbsmt.Only 30 min from Owensboro. $224,900 Christy Sumner 270-993-7550

Pending!

MLS #70971

Hwy 56 Zoned B4 Currently used as prof.office.Goodtrafficcountandconvenient location. Renovations in 2010. $84,900 Brad Cecil 270-929-1595

MLS #72224

Pending!

Pending!

MLS #72076

Wayside Dr W 3 bd, 1 ba home, nicely updated. Carport and detached garage. Newer windows, large yard. $84,900 Brad Cecil 270-929-1595

Hwy 81 Investment property with number of possibilities. 2 buildings, shows great potential. $99,900 Brad Cecil 270-929-1595

Shelly Dr 3bd 1ba Move-in ready home w/ new floor and paint. Conveniently located. No flood insurance. $79,900 Valorie Howe 270-316-0750

SOLD! MLS #71802

Kingfisher Lake Rd. 3bd 1.5ba 1.08 acres that backs up to a fishing lake.

Appliances included. $189,900 Valorie Howe (270) 316-0750

Hawesville Easton 4 bd 2 ba home on 23 acres w/ small barn. Large extended master w/ walk-in closet. $149,900 Christy Sumner 270-993-7550

Brad Cecil, Broker/Auc oneer Phone: (270) 297-9086 Email: brad@farmershouserealestate.com

MLS #72046

Adams St 2bd 1ba Affordable home w/ oversized garage. Recent bath remodel and covered patio. $69,900 Brad Cecil 270-929-1595

MLS #71764

Wellshurst Dr. 4bd 2.5ba Like-new with lots of extras: custom kitchen, luxury master bath, 2 car att. gar. $254,900 Brad Cecil (270) 929-1595

St. Rt. 878 Basement home- needs some work, but at great country location. Nice, big lot great for building. $34,900ChristySumner270-993-7550

MLS #72208

MLS #72132

Camden Circle 3bd 2ba home in West Daviess Co on over .5 acre lot. Att 2 car gar. Built in 2009. $149,900 Valorie Howe 270-316-0750

Lock Ave 2 bd 1 ba home wtih many updates. Near river view and 2 car detached garage. $44,900 Brad Cecil 270-929-1595

SOLD! MLS #71389

Hwy 764 4 bd, 1 full ba, 2 half ba home in East Daviess Co. Full bsmt & carport. $149,900 Christy Sumner 270-993-7550

MLS #72036

Thornton Ave 3bd, 1ba home on culde-sac. no flood ins. Large privacy fence. New roof in 2016. $114,900 Valorie Howe 270-316-0750

SOLD!

SOLD! MLS #71069

MLS #72277

W 2nd St 3bd 2ba home, movein ready. Recent updates, basement storage, and detached garage. $92,500 Brad Cecil 270-929-1595

Pending!

SOLD!

SOLD! MLS #71182

MLS #72267

Sullivan Ct 3bd 1ba home that doesn’t require flood ins. Convenient location. Many updates. $114,900 Christy Sumner 270-993-7550

Pending!

SOLD! MLS #72017

SOLD!

MLS #71854

Fenwick Rd. 3bd 3.5ba On 10 acres with 3 car att. gar. Awesome view. Full basement. $349,900 Brad Cecil (270) 929-1595

MLS #72312

Cittenden St 3bd 2.5ba home built in 2010. Walking distance from downtown events. over 1700sqft. $99,900 Kelsey Hall 270-313-1365

Pending!

Pending!

Rummage Rd 3bd 2ba home located in Whitesville. Cabin feel with detached garage and many updates. $114,900 Christy Sumner 270-993-7550

MLS #71368

MLS #71532

MLS #71740

Carl Young Rd. 52.6 acres in Hancock Co. Income producing with tillable acreage and building sites. $259,900 Christy Sumner (270) 993-7550

Pending!

SOLD!

SOLD!

MLS #71385

E 7th St Converted house, currently two units. In need of some tlc before residency. $38,950 Brad Cecil 270-929-1595

MLS #72006

MLS #71927

Autumn Creek. 4bd 2ba Master w/ walk-in closet, custom tile work, hardwood floors, and 2 car garage. $229,900 Brad Cecil 270-929-1595

MLS #72128

Boswell Rd. 3bd 2ba home on one acre lot. Big detached garage.

Nice location. Walk-in closets. $144,900 Brad Cecil 270-929-1595

MLS #71737

Winkler Mt. Zion Rd. 4bd 2.5ba Tons of room and a great country setting.

3 car att. gar. 3 acres. $354,900 Christy Sumner (270) 993-7550

R e a d Bra d ’ s b lo g at ky ro gu e . c om © 2017 Farmer’s House Real Estate, L.L.C. magna est veritas et praevalebit

8 Real Estate Inside Out

Joetta O'Brien Realtor®

270-313-3032

Pat O’Brien Realtor®

270-929-0838

Hope Margelot Realtor®

270-316-5476

Saturday, November 11, 2017 Messenger-Inquirer

Stephanie Miller Realtor®/Broker

JoAnn Risner Broker/Owner

270-929-3140

270-570-3939

Ryan Baker Realtor®

RISNER & ASSOCIATES REALTY, INC. (270) 926-1400 • RISNERREALTORS.COM 1010 Frederica St., Owensboro, KY. 42301 • joannrisner@email.com

270-903-3747

$289,900

748 Live Oak

270-570-5119

Bridgett Larsen Realtor®

Reene Cardwell Realtor®

16 STONE CREEK

1607 Hampton

CALL 270-570-3939 TO SCHEDULE A PRIVATE SHOWING MLS#71860

$199,000

1109 Griffith Ave.

270-925-4941

$389,900

$3,850,000

9524 Hwy. 231, Utica

Jennifer Staser Realtor®

270-977-6001

270-570-1657

PENDING Beautiful home with country setting on 13.069 acres!

4 bedrooms/3baths with bonus room.

Cathedral ceilings throughout. Cherry kitchen cabinetry with Quartz countertops. Call JoAnn Risner 270-570-3939.

MLS#72177

Karen Thomas Realtor®

$269,500

1715 Sanctuary

Look at this view of the golf course and lake! You don’t want to miss out on this gourmet kitchen and a large 4 car garage with so many amenities. Come tour with me JoAnn Risner today. 270-570-3939 MLS# 70869

$110,000

301 Legion Blvd.

Right out of a magazine! Beautiful floors & high ceilings.

Trimmed in elaborate woods & mosaic tiles throughout the house. Gorgeous BRs w/marble, granite & modern fixtures await you. A picture perfect gourmet kit. w/all the luxuries of custom cabinetry & state of the art appliances. Oversized BRs w/walk-in closets. Call JoAnn Risner 270-570-3939. MLS #71537

Location, Location, Location. Soaring Ceilings, 2 Ornate Fireplaces, Huge DR, Beautiful Hdwd Floors, Updated Kit. w/newer Cherry Cabinets & Appliances, Spectactular Staircase. 2 Car Det. Gar. This One You Need To See! Call JoAnn Risner for you personal tour. 270-570-3939 MLS# 71117

Enjoy this beautiful view summer or winter of the lake and golf course from your heated and cooled sunroom. This is one you will have to see located 11 minutes from town.

Call JoAnn Risner 270-570-3939. MLS# 70877

Presently this is a church building that can be converted back to a residence. Zoning is R1B. Buyer should check with planning and zoning.

Interior sanctuary has been remodeled.

Call JoAnn Risner 270-570-3939 MLS#70383

REDUCED! $595,000

$259,900

$795,000

$239,500

1661 Barclay

Enjoy entertaining? You will love this house. Large Deck w/beautiful views in a quiet neighborhood, & extra great room w/hardwood floors & fireplace.

Spacious 4 BR, 2 baths newly painted w/ separate tub and shower. Move in-ready!

JoAnn Risner 270-570-3939 MLS#70452

What a view! Huge covered porch for outdoor entertaining. Almost 5,000 Sq Ft w/5 BRs, 4 full BAs & 2 half BAs. Beautiful wood floors & moldings throughout the home. Oversized 3 car gar.! The golf course is waiting!

Call Ryan Baker 270-903-3747. MLS #70911.

$1,475,000

36 Stone Creek

Not every home has a 1800 sq ft guest house w/bath and a half overlooking a beautiful pool. This house is a dream, so many gorgeous amenities you must see for yourself. Come walk through the hand cut mahogany front doors and experience luxury from every corner.

JoAnn Risner 270-570-3939 MLS# 70767

4543 Indian Creek Loop

$429,900

2001 Frederica

Beautiful & recently remodeled office bldg. This office bldg. is in a prime location & it is B-4 zoned. Total of 3,432 sq. ft. available counting the apartment on the second level which has recently been repainted & thoroughly cleaned. The apartment could be leased out for a fee. This office bldg. could easily operate two businesses out of it w/ the bldg. having two separate entrances.

Call Ryan Baker 270-903-3747 to schedule a showing. MLS#72126

14 Hilltop

A hidden treasure nestled in the manicured trees at the prestigious Hilltop Area. Over 6400 Sq Ft with so many amenities, gorgeous gourmet kitchen & bathrooms w/ custom cabinetry and granite. This home is spacious with 6 bedrooms and 4 1/2 baths newly redecorated.

Call JoAnn Risner 270-570-3939. MLS #70824.

$795,000

1567 Zion Church Road

Looking for your dream home? Look no further. This home offers 5 BR/4 BA and has been completely updated in the last 6 months. New flooring, appliances, granite, plus many other amenities. Check out the awesome basement opening to pool area for entertaining.

(53 rolling acres), plus barns and other buildings.

Call JoAnn Risner 270-570-3939. MLS#71338.

1618 Alderson Court

Charming 2 Story Brick. Very Private setting. 4 BR /2 BA, Basement, Wood Floors, Fireplace, New Roof, Detached Garage. Large covered patio/carport. Over 2600 square feet. Lots of Potential!

Call JoAnn Risner 270-570-3939. MLS#71391.

PENDING 3675 Tree Haven Bend

Gorgeous traditional home in Copper Creek. 4 BRs, 3-1/2 baths, w/many updates located in cul de sac. Enjoy privacy while entertaining on the wooded lot w/a country feeling.

Finished walk-out bsmt., 2 car att. gar., plus 2 car carport.

Call JoAnn Risner 270-570-3939 or Stephanie Miller 270-929-3140 for an appt. MLS#71839.

Saturday, November 11, 2017, Messenger-Inquirer

0

9

OPEN SATURDAY NOV. 11 • 11:00-3:00

7197

MLS#

Real Estate Inside Out

12376 State Rte. 661

Lewisport, KY 42351.

One story, 3 BR, 1.5 BA. Sits on 1.13 acres.

COUNTRY LIVING

DAVIESS COUNTY

Call or Text Anytime!

(270) 313-3032

JOETTA CELL: 270-313-3032

9255 Pleasure Point Rd.

3 bedroom, 2.5 bath, Double attached garage, Storage building, Fenced yard, Sitting on 1.38 acres in Maceo.

MLS#72379

434 W. Highland Ct. • $249,900

1420 Meadowland Drive

Historic Monarch-Payne Mansion built in 1890. 5 Bedroom, 3 car garage, Double Lot. Lewisport, KY Large lot. Call Pat or Joetta for showing 270-313-3032. MLS#71968 MLS#72199

10864 Hwy 231, Utica, KY

Qualifies for USDA Rural Housing 100% LOAN. MLS#72254

RISNER & ASSOCIATES REALTY, INC. 1010 Frederica St., Owensboro, KY • 270-926-1400

Dedicated to Results!

PENDING

1790 Wellshurst

1096 Pleasure Point East

MLS#72250

PENDING

Jennifer Staser Realtor®

Call or Text Jennifer at 270-570-5119 email: staserj@yahoo.com

1633 CREEK HAVEN Beautiful custom built Mike Martin home that backs up to the Green Belt! 4 BR/3 BA w/Bonus room on 2nd level that could be 5th BR! Lots of space & large closets throughout w/shelving! Split floor plan w/open concept! Spacious GR w/granite fireplace open to custom kit. w/island, stainless steel appliances, & granite countertops! Beautiful crown molding. Spacious Master Suite w/soaking tub & shower! Large patio w/9X16 covered area overlooking large fenced in backyard! This is a must see! Great location! MLS#72409

OPEN SAT. NOV 11 • 10AM-NOON / SUN. NOV 12 • 2-4PM

Carpenter Lake MLS#72250

2201 Stinnett Rd.

MLS#72355

6641 WATERFORD PLACE

270-316-5476

Beautiful 4 BR, 3 Bath brick home located at The Summit on the 10th fairway of The Pearl Club! Sellers offering $5000 upgrade allowance for new countertops. MLS#72412.

ose ealty

10 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

(270) 926-4203 2315 Frederica St. Commercial Property - NEW PRICE 629 E. 21ST ST.

Commercial Property Zoned B-4, General Business. Commercial building ONLY is FOR SALE. Located on corner lot at 21st & Triplett St. First floor 1476 sq. ft, Office on Second floor 200 sq. ft., basement has total 660 sq. ft, (partial finished basement 312 sq. ft). Reduced to $109,000.

MLS # 72157

Betsy Garant 270-570-0638

Call/text

6552 WATERFORD PL.

Luxurious townhome in great location in East Daviess County. Open floor plan with vaulted ceilings and huge master bedroom on main level, stainless appliances and granite countertops in kitchen. You’ll love the newer flooring and large bedrooms upstairs with full bath.

Newer furnace/A/C, fireplace and separate laundry room on main level.

Amazing… a must see! $200’s.

MLS # 71825

Nathan Johnson 270-993-6548

Call/text

SALE PENDING 1201 GILBERT LN. MLS # 72008

Nathan Johnson 270-993-6548

Call/text

Selena Pearl

Nathan Johnson

Realtor

Realtor

Lori McDaniel

Lee Ann Beeler

Office Manager

Realtor

270-993-6548 270-313-1182 270-316-0876 NEW PRICE

MLS # 71906

Betsy Garant 270-570-0638

Call/text

Blueberry Farm - 21.13 Acres

1401 HILL BRIDGE RD. (UTICA)

Amazing Blueberry Farm! This beautiful 21 plus acre offering is turn-key ready for this year’s harvest. Established Blueberry orchard is just 7 miles from downtown Owensboro with over 1800 ft. of road frontage. Has building with water, electricity, restroom & walk-in refrigerator. $400’s.

MLS # 70564

Lee Ann Beeler 270-316-0876

Call/text

SALE PENDING

527 MANCHESTER LP. MLS # 71804

Nathan Johnson 270-993-6548

Call/text

Realtor

1026 CARTER RD.

Built in 2016, lovely home in a great neighborhood with 3 bedrooms, 2 baths. Move-in ready with open concept & split bedrooms & each bedroom has a walk-in closet.

Stainless steel appliances & island in kitchen, new energy smart window blinds throughout home, tankless water heater, patio & twocar garage. Reduced to $159,900.

MLS # 71427

Nathan Johnson or Call/Text 270-993-6548

Tour with

Perfect home for first time buyer or investor, 3 bedrooms, 1 bath, living room & dining area. Also includes extra space for a second living room or TV room.

Fenced yard & patio, new roof April 2017.

This is a Short Sale! $70’s.

MLS # 72140

Betsy Garant 270-570-0638

Call/text

1625 E. 19TH

.536 Acre Lot

Ideal starter home or investment property located in East Owensboro with 2 bedrooms, 1 bath, replacement windows, large backyard with front & back porches. $50’s.

6797 KINGSTON DR.

Residential Lot - Summit

Realtor

Realtor

270-926-4203 270-570-5454 270-570-0638

6334 VALLEY BROOK TRACE

NEW PRICE

Betsy Garant

Mike Garant

OPEN HOUSE • Sat., 11/11 9:30-11:00AM

145 TAMARACK RD.

Located in the Poet area, very nice starter home or investment property. Nice & clean 3 bedroom, 1 bath home, 2 sheds, range, refrigerator, washer/dryer included, replacement windows, new roof & much more. Reduced to $82,900.

Rose Castlen Garant

Residential lot, located in a cul-de-sac in the Crossings neighborhood at the Summit on #7 green and lake. Beautiful views of lake, fairway & green. 15’ setback on front of lot & 10’ setback on back of lot. Perfect lot for walkout basement. Only $30,000.

MLS # 71925

Selena Pearl 270-313-1182

Call/text

SOLD

4319 ST. OLAF CIRCLE (HENDERSON) MLS # 71119

Selena Pearl 270-313-1182

Call/text

MLS # 71665

Betsy Garant 270-570-0638

Call/text

SOLD

326 CLAY ST.

MLS # 71971

Selena Pearl 270-313-1182

Call/text

NEW LISTING

SALE PENDING 4506 LOFTWOOD MLS # 71929

Betsy Garant 270-570-0638

Call/text

(270) 926-4203

1818 SOUTH CHESTERFIELD DR.

MLS # 71413

Selena Pearl 270-313-1182

Call/text

1222 CASTLEWOOD PL. MLS # 71523

Mike Garant 270-570-5454

Call/text

www.OwensboroRoseRealty.com

170 MARTIN WAY

MLS # 71986

Betsy Garant 270-570-0638

Call/text

(270) 926-4203

Saturday, November 11, 2017, Messenger-Inquirer

Real Estate Inside Out

11

Tips for first-time real estate investors R

eal estate can be a good investment that helps build wealth and secure a financial future.

According to Investopedia, average 20-year returns in commercial real estate hover around 9.5 percent, while residential and diversified real estate average returns of 10.6 percent.

Such figures may seem too good to ignore for many prospective real estate investors. But investing in real estate can be risky, and it’s important that firsttime investors consider a host of factors before deciding to delve into the real estate market.

Current finances

Real estate can potentially yield big returns, but these may only materialize after investors spend ample amounts of money refurbishing or even maintaining their investment properties. Prospective investors without the capital on hand to finance repairs or routine maintenance may find it difficult to make their properties appealing to potential tenants, which can make it harder to meet mortgage payments. Prospective investors who already have sizable debts, be it consumer debt or existing mortgage payments, may want to pay down those debts before investing in real estate.

Down payments

According to Wells Fargo, mortgage insurance

does not cover investment property, and loans typically require a minimum down payment of 20 percent of the value of the property. So prospective investors cannot count on mortgage insurance to finance their investments in real estate. Investors should not just make sure they can meet that 20 percent requirement, but also ensure they have enough capital left after making their down payments to address any repairs that need to be made. If not, they might have trouble attracting renters willing to pay enough in rent.

Interest rates

Prospective real estate investors may be surprised to learn that investment property loans are often subject to higher interest rates than those for home buyers borrowing to purchase a primary residence, says Quicken Loans. Investors should not count on getting the same or better interest rates for their investment properties that they did when buying the homes they currently live in.

Financial reserves

Some lenders may require that prospective investors have sizable financial reserves before they will lend them money to invest in real estate. Some may require that borrowers have several months’ worth of reserves to finance both their personal lives and their

investments. If a 20 percent down payment would make that impossible, then prospective investors may want to wait a little longer to invest and save more money until their financial reserves would prove more acceptable to lenders.

Investing in real estate can yield big returns. But first-time investors should know that such investments are vastly different than investing in a home for oneself.

OPEN HOUSE Sat., 11/11/2017 11:00am-1:00pm NEW LISTING - 6.582 Acres Fall in love with this fabulous turn-key Custom Built Ballard Home on 6.582 acres. MUST SEE all the unique features of this Energy Star Home, 4 bedrooms plus bonus room, 3 baths, open concept, trey ceilings, pocket doors, large utility room, huge pantry, 2-car attached garage, insulated 24x48 shop, 32x32 barn, manicured lawn, fenced-in area set up for horses & much more! MLS # 72331. Tour with Lee Ann Beeler.

9344 Miller Murphy Rd. Utica, KY 42376

Lee Ann Beeler, Realtor 270-316-0876 (Cell) LeeAnnBeeler.Realtor@gmail.com

12 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

Make the most of your home appraisal

BY METRO CREATIVE CONNECTION

W

hen homeowners think about renovating their properties, many first need to secure some funding to finance such projects. Some may tap into the equity of their homes by refinancing an existing mortgage, while others may apply for home equity loans. Taking the latter approach may require certain steps, including an assessment of how much the home and property is worth.

Home appraisals compare your home to neighboring properties to determine your home’s current market value. Homeowners can facilitate the process by having certain information readily available for the appraiser.

When preparing for appraisers, homeowners should consider and collect the following information: • If your home was built on the largest lot in the community.

• If you have made significant upgrades since it was last appraised, such as installing a new roof or siding.

Don’t overlook smaller renovations, like extra insulation added or sealing drafty windows, which can increase a home’s value.

• Proof that you have used sustainable resources or if you participated in any energy-savings programs.

Naturally, any expansion projects, such as adding another bedroom or extending the footprint of the home, should be mentioned.

A real estate appraiser is a certified, licensed professional who will do his or her best to determine the value of your home. The appraisal provides banks with information that can tell loan officers if the house is worth the loan amount. Expect to pay a fee for the appraisal, which is generally included in your closing costs.

The appraiser gathers information for the appraisal report from a number of sources, but the process often begins with a physical inspection of the property, both inside and out. He or she also will compare your home against a few others in the neighborhood, which are known as comparables, or comps. Appraisals will be based on recent prices of comparable properties as well as other factors.

Apart from the improvements done to the home, there are other ways to get a higher appraisal amount.

The appraiser may consider the overall maintenance of the home and property. It is wise to consider curb appeal and ensure the home is clean and maintained when the appraiser arrives. Minor repairs or common maintenance can impress the appraiser. Removing clutter and cleaning up the home’s interior can make the home appear larger, possibly increasing its value as a result.

It may be worth it to invest some more money into the property before having an appraisal done. A study sponsored by the National Association of Realtors says wood floors, landscaping and an enclosed garage can lead to a more favorable appraisal.

An appraiser will spend roughly 30 minutes in a home. Try to give that person space to do his or her job. Following the appraiser around during an inspection can raise a red flag that something is wrong with the house that you don’t want to be seen. Turn lights on throughout the house, make sure the heating or cooling system is functioning at full capacity and keep pets locked away. Move items that can impede access to basements or attics.

An accurate assessment of the value of your home will give banks the information they need to determine loan amounts for future renovation projects. Providing background information on the home and having a well-maintained property can improve the chances of a favorable appraisal.

Walt Weatherholt Real Estate Agent 270-993-4886 waltweatherholt@yahoo.com

Priced $32,700 below the PVA assessed value!

OPEN HOUSE Sat. 1:00 - 2:30

Jerry Kessinger Owner/Broker 270-993-2401 Jerry.Kessinger@yahoo.com

BASEMENT

1413 Tamarack Road

3607 Christie Place

PRICE REDUCED & NO FLOOD INSURANCE REQUIRED!!

Over 2400 sq ft in this 4br, 2 1/2ba brick home.

Designed for entertaining with an open concept interior leading out to a large porch in the back yard. 1 year old roof. Heat & Air less than 5 years old. Water Heater less than 5 years old.

Pre-inspected by Buy Wise Home Inspection and Wathen Pest Control. Plus SO MUCH MORE!!!

MLS# 72110 $164,800

NO FLOOD INSURANCE REQUIRED!!

Fabulous all brick, maintenance-free, 4br 1 1/2ba home on a quiet well maintained street. This home was completely repainted this year and features brand new carpet, new roof and replacement windows. Fenced backyard with a huge storage building make this home a must see!

MLS# 71599 $129,900

113 Woodford Avenue

Great starter home or investment property. This is a wonderful opportunity to own your own home at a fraction of what you will pay for rent. This 1173 sq ft, 2br, 1 1/2 bath home features a basement and a detached garage. Within walking distance to English Park. Call Walt to schedule a showing today!

MLS# 72397 $59,900

10520 Floral Road Great opportunity to own your own home for very little money. You will love the tranquility and breathtaking views this property offers!

MLS# 72403 $32,900

Nearly 700 listings available to choose from through us @ GenesisRealtyofWesternKentucky.com “The one & only Real Estate Company you will ever need this side of Heaven”

Saturday, November 11, 2017, Messenger-Inquirer

Real Estate Inside Out

13

T ank you, Ve Th V tera r ns, fo f r your sacrif ifice.

H meowners Ho r hip i is the American dre r am. Le L t us help l you make that dre r am a re r ality t .

1035 Fred rederica Stree reet O

270

000

Jim Estes, Principal Broker .........................270-929-4400 Darrell Vanover, Associate Broker.............270-315-0354 Roxanne Aull, Realtor ................................270-993-4124 Matt Brown, Realtor ...................................270-9 929-9 910 3 Karen English, Realtor ..............................270-929-8499 Brad Hill, Realtor .........................................270-314-0878 Sarah Lippert, Realtor ...............................270-952-6130

Larry Maxwell, Realtor ..............................270-316-4747 Christina Ophanim, Realtor ....................270-903-1915 Nick Stefa f nopoulos, Realtor ...................270-570-3271 Andy Vanover, Realtor ...............................270-4 485-6 64 73 Wilma Vanover, Realtor ............................270-485-3562 Shelly Westendorff, Realtor ......................270-302-0046 Joy Hinton, Administrative Assistant .........270-926-5000

BUILDING SITES ACREAGE FARMLAND

TOUR SATURDAY, NOVEMBER 11TH FROM 2:00 PM UNTIL 3:30 PM 1744 Thistle Court $147,900 1928 Sq. ft f ., 3 bedrooms, 2 baths, formal living room in To T wn & Country r Fenced yard with patio NO FLOOD ZONE! To T ur with Wilma Va V nover MLS #71633

TOUR SATURDAY, NOVEMBER 11TH 11:30 AM UNTIL 1:00 PM & SUNDAY, NOVEMBER 12TH 12:30 PM UNTIL 2:00 PM 1931 E. 19th St. - $89,900 1300 sq. ft f ., 4 bedrooms, 1.5 updated baths & home warranty Replacement windows & additional attic storage, fenced yard, patio & storage building To T ur with Sarah Lippert MLS #72024

TOUR SUNDAY, NOVEMBER 12TH FROM 12:30 PM UNTIL 2:00 PM 1712 Navaj a o Drive $104,900 1424 Sq. ft f ., 3 bedrooms & 2 full baths Covered porch, fenced yard, patio, storage building & att. garage Located in Shawnee Park To T ur with Shelly Westendorf r MLS #72180

446 North Chestnut Grove Rd. MLS #68366..........$389,900 65+ acres. Ji Jim Es E tes 270-929-4400 1744 JT King Road MLS #68328 ......................................$64,900 13.64 acres. Ni N ck Ste t fa f nopoulos 270-570-3271 76 Woodfo f rd Avenue MLS #72074 ...................................$29,900 Downtown Owensboro. Bro r wn w & We W stendorf r Realty t Gro r up u 270-929-9103 2838 Settles Road MLS #72054 ........................................$23,000 Just under an acre. Bro r wn w & We W stendorf r Realty t Gro r up u 270-929-9103 2195 Yeakel Road MLS #70978.........................................$80,000 26 Acres, barn, 4 lakes, Hawesville. Va V nove v r Te T am 270-485-3562

9670 Redhill Maxwell - $247,900 5 Bedrooms, 2 baths, 2 kitchens, full finished walk-out basement, 7.5 acres Detached, 2 car garage/workshop Lake plus a 1 room log cabin Jim 270-929-4400 MLS #72095

3150 Allen St. $89,900 1360 Sq. ft f ., 4 bedrooms 1 bath Updated bath & kitchen Detached garage & fenced yard Brad 270-314-0878 MLS #71864

91 Channel Ridge Cadiz - $799,900 5100+ Sq. ft f ., 5 BR, 3 BA, 2 half BA, finished basement Lake Barkley Brown & Westendorf r Realty Group 270-929-9103 MLS #71824

2423 Hunt Ave. - $104,900 1044 sq. ft f ., 3 BR, 1 BA in Ta T marack Park area New flooring & paint Fenced backyard & carport Va V nover Te T am 270-485-356 MLS #72104

2111 Bradfo f rd Ct. - $89,900 On a quiet, dead-end court, 3 bedrooms, 1 bath all appliances Carport & fenced backyard Brown & Westendorf r Realty Group 270-929-9103 MLS #71994

1901 McCreary Ave. - $269,900 2205 Sq. ft f ., 4 bedrooms, 2.5 baths, main level master suite with his & her closets Detached workshop & carport Va V nover Te T am 270-485-356 MLS #72109

1005 E. 19th St. - $94,900 Over 1200 sq. ft f ., 2 BA, completely remodeled Fenced yard, covered front porch & detached garage Jim 270-929-4400 MLS #71913

194/186 Locust Grove Road East - $119,900 3 BR, 2 BA, over 1700 sq. ft f ., 4+ acres, Utica Living room with fireplace Brad 270-314-0878 MLS #71326

2705 Wimsatt Ct. - $75,000 Just over 2000 sq. ft f.

3 BR, 2 BA East Daviess County Covered front porch Va V nover Te T am 270-485-3562 MLS #70491

3805 Hillcrest Dr. - $159,900 Over 2300 sq. ft f ., 3 bedrooms & 2 baths Dining room & living room fireplaces Sunroom plus patio Larry r 270-316-4747 MLS #71898

7041 W. 5th St. Rd. $159,900 1809 Sq. ft f ., 3 BR, 2.5 BA Pool, deck, lake on 10+ acres in West County Nick 270-570-3271 MLS #71148 & MLS #71149

827 Walnut St. Duplex - $82,500 3 bedroom, 1.5 bath apartment downstairs 2 bedroom, 1 bath apartment upstairs Matt 270-929-9103

1306 E. 19th St. - Triplex $109,995 Attention Investors!

Tw T o: 1 BR, 1 BA downstairs One: 2 BR, 1BA up Matt 270-929-9103 MLS #70916

5365 Frederica St. $1,350,000 100+ Acres & a 3 BR, 1 BA home 48+ acres have commercial potential Brown & Westendorf r Realty Group 270-929-9103 MLS #72023

1423 Haynes Ave. - $42,900 2 Bedrooms but additional sq. ft f. available in the floored attic with permanent stairs Carport, deck, storage bldg.

Va V nover Te T am 270-485-3562 MLS #72307

401 Ellis Avenue Hartfo f rd - $74,900 1050 sq. ft f ., 3 BR, 1 BA $1,500 Paint allowance Jim 270-929-4400 MLS #72257

623 Maple St. $47,000 Attention Investors! 3 BR, 1 BA home!

Rented for $550/mo.

Brown & Westendorf r Realty Group 270-929-9103 MLS #72063

1616 Mohawk Dr. $92,500 Over 1900 sq. ft f ., 3 BR, 1 BA Shawnee Park subdivision Contact the Va V nover Te T am for a tour 270-485-3562

105 Hillview - $129,900 Over 2200 sq. ft f ., 3 BR, 2 BA 2 Living areas Caldwell Co. in Princeton, KY Brown & Westendorf r Realty Group 270-929-9103 MLS #72319

2626 Lancaster Avenue $33,900 1280 sq. ft f ., 3 bedrooms & 1 bath Carport, deck & storage shed West Owensboro Va V nover Te T am 270-485-3562 MLS #72419

COMMERCIAL PROPERTIES FOR SALE OR LEASE

17 Crabtree Avenue $52,500 Off f ice space could be rezoned to residential Completely remodeled in 2015 Matt 270-9299103 MLS #69039

304 Main St. Livermore $127,500 Former Livermore Furniture & Hardware Co. Tw T o levels, 13,352 Sq. ft f.

Brown & Westendorf r Realty Group 270-929-9103 MLS #72234

401 E. 18th Street $259,900 2 Yr. lease $2,500/mo.

High traff f ic, zoned retail, 12,000+ sq. ft f. main level, 3,500+ loft f storage area Nick 270-5703271 MLS #72390 & #72391

1858 Triplett Street For Lease 8,000 Sq. ft f ., expandable to 16,000 sq. ft f.

High traff f ic,large display windows, lots of parking Jim 270-9294400 MLS #72260

We are proud to be a 2017 drop station! Bring a new, unwrapped toy to our off ffice at 1035 Frederica St., Suite 250 & presentatives f om the United States Marine fr Corp will make sure needy children in the Daviess County area have a Merry Christmas.

14 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

Personal Space

Tudor-Inspired Classic

S

pring Bank is one of Owensboro’s most desirable neighborhoods, with its tree-lined streets, park-like setting and prime location. Established landscaping and spacious yards await those who decide to land in Spring Bank, and the beautifully-updated home located at 1411 Woodbridge Trail is an attractive choice.

This four-bedroom, four-bathroom home is comprised of 4,900 square feet of living space, including a full basement and three access points to the backyard.

A state-of-the-art security system, dual HVAC systems, and a large two-car side-load garage are just a few of the amenities of this home.

Curb appeal is made evident by the imported lead glass front doors, which have recently been refurbished. The Tudor-style beveled diamonds leaded glass windows are simply stunning. Upon entering, guests are welcomed into the foyer, adorned with original pegged solid oak and walnut flooring.

“This home offers the ideal blend of

gracious entertaining and comfortable living,” noted listing agent Angela Clark.

“The homeowner, Sean Lane, has not overlooked a single detail, and has completed many upgrades that truly make this home a rare find.”

The main floor living room is cozy and inviting, with a fireplace, wainscoting, and a panel of windows that--left uncluttered by window treatments--offer a nice view to the outside. The kitchen is nothing short of spectacular, and is ideal for entertaining and hosting family holiday gatherings. Some of the kitchen’s finest features are its butcher block-top island, black pearl granite countertops, stunning hardwood flooring, white cabinetry, and updated appliances.

“The whole house exudes quality,” Clark said. “It has high-end finishes throughout, and not a single detail has been overlooked.”

The dining room is formal and classic, with hardwood flooring, wainscoting, and beautiful spindles separating the room from the adjacent office. These spindles

are yet another nod to the home’s Tudor-inspired design.

All four bedrooms are spacious with ample closet space, including his-and-hers closets in the master suite. Located on the second floor, all bedrooms are nestled together in a convenient arrangement that offers privacy for parents without sacrificing proximity to young children. The master suite has a private screened-in porch located off the master bedroom that overlooks the backyard, offering the perfect retreat space.

Just down a flight of stairs from the entry is the basement family room, complete with a fireplace, wet bar, and built-in bookshelves. This family room area could be another bedroom or mother-in law suite, since it has direct access to the third full bathroom. The basement is ideal for shelter from storms, and provides additional living space, including a huge bonus room with a storage area.

The home’s backyard is spectacular, with a privacy fence, attractive terraced

landscaping, and a custom-built treehouse. Backyard entertaining is made simple with the spacious patio, and the fenced-in yard offers a nice safety net for young children.

Perhaps the most attractive feature of this home is its location.

“The Spring Bank community is one of Owensboro’s best-kept secrets,” Clark said. “Spring Bank’s location is ideal; you can be anywhere in Owensboro in a matter of minutes.”

For the buyer in search of quality combined with classic style, 1411 Woodbridge Trail should make the top of the list.

“What makes this home unique on the current market are the numerous upgrades combined with spacious living,” Clark said. “The price per square foot is simply the market’s best value. There is just so much to love about this home, and it has a storybook quality that demands to be seen in person.”

– Tony Clark Realtors

Saturday, November 11, 2017, Messenger-Inquirer

Real Estate Inside Out

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16 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

ZONED B-4 COMMERCIAL

NEW TO MARKET 1402A Benton Ave • $119,900

Covered Front Porch and Rear Patio - Above Ground Pool - Updated Kitchen & Baths

Call: Rachel Brown

1406 Gilbert Ln • $1 $115,900

Large Bathroom - Replacement Windows Privacy-Fenced Backyard. Great Starter Home - Finished Basement

Call: Johnny Phillips

MLS 72266

MLS 72394

NEW TO MARKET 2130 Breckenridge St • $99,900

2510 W P Parrish rish A Ave • $250,000

Hardwood Floors - Updated Plumbing - Newer Roof and HVAC - Oversized Detached 1-Car Garage

Zoned B-4 Commercial - West Parrish Redevlopment Area - 2 Homes and Garage (current tenants)

Call: Johnny Phillips

Call: Keavin Hayden

MLS 72237

MLS 72399

NEW PRICE 3461 Miller’s Fall Circle • $1 $112,900

3080 Easton Rd • $139,900

Quiet Cul De Sac - Spacious, Newly Fenced Backyard - Ask about 100% FDA Financing

Call: Annie Tucker

Hunter’s Paradise - 15 Acres Recreational or Hunting Land

Call: Keavin Hayden

MLS 72317

1987 Greenbriar Rd • $120,000 20.004 Acres of Crop Producing Land

Call: Rachel Brown

MLS 72070

(270)

ANNIE TUCKER Realtor® (270) 993-5612

GoTripleCrown.com

201 Tennyson Dr. • $87,900

All Brick - Recently Updated Bathroom - Nicely Landscaped with Large, Fenced Back Yard. New AC, Water Heater & Roof

Call: Jeff Day

MLS 72118

JACLYN MIDKIFF Realtor® (270) 792-2247 JEFF DAY Realtor® (270) 903-7559

MLS 71587

926-9999

CHAD DAY Realtor® (270) 316-8077

CHARLIE DAWSON Principal Broker (270) 313-7428 RACHEL BROWN Realtor® (270) 929-7110

Call: Keavin Hayden

MLS 72037

Agents you can bet on

JOHNNY PHILLIPS Realtor® (270) 302-8749

3139 Russell Road • $399,000

Scenic Hilltop - Open Floor Plan - 3-car Garage Lots of Space!

NICOLE BAKER Administrative Coordinator (270) 993-0113

418 Graystone Dr • $189,900

WES DONAHUE Realtor® (270) 314-9952

KEAVIN HAYDEN Realtor® (270) 302-6554

KIM ROBERTS Realtor® (270) 903-6442

401 Frederica St STE 101A, Owensboro, KY 42301

4565 Bridle Ridge Ct• $269,900

1601 W 2nd St • $149,900

Move-In Ready - New Roof, Flooring etc. - New Everything

1st Floor Master - Hardwood Floors - Home Warranty for Buyer

For Sale or Lease - Great Downtown Location for your Business Brick Building Close to English Park - Efficiency Apartment Included

Call: Kim Roberts

Call: Rachel Brown

Call: Charlie Dawson

MLS 72299

MLS 72232

MLS 71567

BUILDING SITES

NEW PRICE 2531 River Run • $1,450,000

2218 Landing Meadows • $154,900

2632 Chatham Lane • $222,900

A MUST See With Stunning Views! - Master Suite Portico Widened Staircase - Chef’s Kitchen - Elevator - Refinished Floors

Large Living Area - 2-Car Garage - Wood Laminate Throughout - Lots of Updates - Home Warranty Included

Large Front & Rear Porches - In-Ground Pool, 1.51 Acre Home - Quiet Cul-De-Sac - East End

Call: Keavin Hayden

Call: Annie Tucker

Call: Charlie Dawson

MLS 71622

MLS 72273

MLS 12746

6229 Hwy 1389-MLS 71842 $269,900 2741 South Hampton Rd-MLS 71936 $159,900 Call: Charlie Dawson 0 Coleman Rd-MLS 72256 $110,000 Call: Keavin Hayden

Saturday, November 11, 2017, Messenger-Inquirer

Real Estate Inside Out

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18 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

Saturday, November 11, 2017, Messenger-Inquirer

Real Estate Inside Out

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20 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

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Real Estate Inside Out

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22 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

Exceptional Service since 1976 www.TonyClark.com (270) 926-0055

REALTORS,®LLC

OPEN SUN 12:30-2PM

OPEN SUN 1-3PM

1995 St Rte 1389

2300 Southeastern “Landsdowne” Pkwy

617 Clay St

$179,900

Beautiful Brick 3 bedrm. 2 bath Covered Patio. MLS# 72374

4 bedrm, 2 bath brick 5 acres. MLS# 72313

Rita Ward (270) 925-5505

Charlie King (270) 922-0311

$138,800

3225 Placid Place

$ 114,900

4 bedroom 2.5 bath Craftsman 3 bedroom 2 bath Cape Cod 2011 sq ft plus Basement. MLS# 72218 Newton Parrish Area. MLS# 72329 Tony Clark (270) 929-4020

2502 Griffith Ave

$107,700

1927 Mount Vernon Dr.

$94,500

3 bedroom. Fireplace. Attached & Detached garages. MLS# 72078

Updated 3 bedroom Home 100% Financing* for Qualified Applicants. MLS# 71891

Rita Ward (270) 925-5505

Steve Klee (270) 993-4349

Tony Clark (270) 929-4020

SALE PENDING!

NEW TO MARKET!

4934 Meadowlark Dr $159,900

207 Martin WayNow Audubon Acres $106,500

2 Homes on Acreage 2-car Garage Plus Barn. MLS# 71121

All brick one-level w/ Garage 3 bedrooms.

Replacemt windows. MLS# 72034

3 bedroom. 2 bath.

Scenic 10 acres

1 bedroom. 1 bath. Attached & Detached Garages. MLS# 71688

5 bedroom. 2 baths.

2658 sq ft. MLS# 72075

5 bedroom. 2 baths.

2658 sq ft

Tony Clark (270) 929-4020

Ken Stiff (270) 945-4570

Rita Ward (270) 925-5505

Angela Clark (270) 929-4022

Rita Ward (270) 925-5505

Tony Clark (270) 929-4020

3180 Hwy 140 E

$ 120,000

629 Wing Avenue

$58,500

$89,500

408 W. 9th St

1001 Walnut St

$43,900

SOLD!

2819 Wayside Dr W

817 Wing Avenue

$86,900

933 River Rd – Central City

$44,900

$88,900

648 Roberston St $55,000

94 acres Roger Cooper Rd

$159,900

Paradise AcresRough River

$56,900

3 bedroom brick ranch 1044 sq ft

2 bedroom. 1 bath.

836 sq ft

Totally remodeled 4 bedroom 2 bath All appliances included

Updated 2 bedroom Cottage Updated Heat, Air, Windows, Roof.

Secluded. Wooded Acreage Water & Electric Available.

Lake View! 15 acres Prime for Development

Tony Clark (270) 929-4020

Steve Klee (270) 993-4349

Ken Stiff (270) 945-4570

Charles King (270) 922-0311

Bob McPherson (270) 313-7278

Ken Stiff (270) 945 -4570

SALE PENDING! SALE PENDING!

FEATURED HOME FOR RENT

1044 Lake of the Woods

$384,000

2931 Frederica St

5017 Veach Rd

$254,900

$165,000

3400 Deer Trail

$ 129,500

Downtown Prime $1,250,000 Commercial

Thorobred East $ 1195/month

Rough River 3 bedroom. 3 bath.

Waterfront. Boat Dock Included.

4 bedroom. 2.5 bath.

3500 sq ft + Basement. MLS# 71484

4 bedrooms. 3 baths 2486 sq ft. MLS# 71709

3 bedrooms. 2 baths Attached & Detached Garages

1.675 acres. 6 buildings.

Across from City Hall.

1595 sq ft 3 bedroom. 2 bath.

2-car garage.

Angela Clark (270) 929-4022

Angela Clark (270) 929-4022

Rita Ward (270) 925-5505

Andrea Widmer (270) 570-0449

Tony Clark (270) 929-4020

GAC Property Mgmt (270) 926-5415

The Tony Clark REALTORS Team

www.TonyClark.com

Angela Clark Realtor ®

(270) 929-4022

Steve Klee

Andrea Widmer

Charlie King

(270) 993-4349

(270) 570-0449

(270) 922-0311

Realtor ®

Realtor ®

Realtor ®

Tony Clark

Broker, Realtor ®

(270) 929-4020

Rita Ward

Realtor ®

(270) 925-5505

Call (270) 926-0055

Ken Stiff

Steve Marksberry

Bob McPherson

(270) 945-4570

(270) 570-0990

(270) 313-7278

Realtor ®

Realtor ®

Realtor ®

Carolyn Clark

Operations (270) 926-0055

Saturday, November 11, 2017, Messenger-Inquirer

Real Estate Inside Out

(270) 929-4022 Angela@TonyClark.com www.AngelaRClark.com

Angela Clark

realtor, broker, 2017 realtor of the year

Ohio Riverfront Showplace

$ 285,000

4760 Water Wheel Way

REALTORS,® LLC

71880

$309,900

One of a kind! Nestled on 0.7 acre lot. Overlooking the Ohio Riverfront. Mid-Century Modern boasts over 2000 sq ft.

3 bedrooms. 1.5 baths. Tranquil setting with sunsets and sunrises on the River. Once in a lifetime opportunity.

Angela Clark, Tony Clark Realtors (270) 929-4022

Sensational Brick Showplace, Designed with Suites Concept.

3 bedrooms, 3 full baths. Entertain with style in the open Kitchen with granite countertops. Cozy up to the warm fireplace in the Great Rm. Simply a Must See. Angela Clark, Tony Clark Realtors (270) 929-4022

Cross Creek

1300 Woodbridge Trail

$267,800

The best of step-free living. Custom built with Quality. All brick home boasts 3 bedrms. 2.5 bath. Fireplace. Study/ Home Office could be 4th bedroom. Arches & Columns define Great Rm. Fireplace. Upgrades Galore.

Angela Clark, Tony Clark Realtors (270) 929-4022

Spring Bank - 1411 Woodbridge Trail

$ 315,000

Exquisite 4 bedroom, 3.5 bath home with Walk-out Basement.

2 fireplaces. Updated Kitchen with granite countertops. You’ll love the spacious rooms, generous storage and closets. The Market’s Best Buy. Angela Clark, Tony Clark Realtors (270) 929-4022

$279,900 Rough River- Waterfront $384,500 Immaculate 3-bed,3.5 bath log home on over 1 acre, with direct lake access. Circle driveway. Dock slip with cleared, easy path to the dock. Grand fire-pit. Outdoor locked storage area perfect for water toys or boat accessories.

Angela Clark, Tony Clark Realtors (270) 929-4022

First time on market in 27 years! Wonderfully maintained by sellers. 864 sq ft. 4-bedrms. 2.5-baths. Mahogany floors. New Kitchen, granite & ss appliances. 0.4 acre lot.

Dimensional Roof.

Angela Clark, Tony Clark Realtors (270) 929-4022

SOLD

Quality Traditional Brick $254,900 1.5 story Brick w/ Basement. 3500 sq ft of gracious living. 4-bedrms. 2.5-baths. 2 Fireplaces. Hardwood Floors. Replacement windows. New Roof. Built-ins.

Window seat. Large closets, Terrific Storage. Trade Plan Angela Clark, Tony Clark Realtors (270) 929-4022

23

Graystone Estates

SOLD

$179,900 Whispering Meadows

1902 sq ft Brick home with Bonus Rm. 3-bedrms. 2-baths.

Open kitchen, island. Open Great Room defined by columns.

Fireplace. Skylights. Split Bedroom Concept. Privacy fenced yard with deck.

Angela Clark, Tony Clark Realtors (270) 929-4022

$205,303

Nestled on a choice corner lot, this spacious 2-story boasts generous living. 3 large bedrooms plus upstairs loft. 2.5 baths. 2-car garage. You’ll love the spacious laundry room with storage shelving.

Angela Clark, Tony Clark Realtors (270) 929-4022

24 Real Estate Inside Out

3424 Frederica St., Owensboro KY Ne w

EN /12 OP . 11 :30 n 2 Su 0-

0 1:

Pr ice

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0 1:

Saturday, November 11, 2017 Messenger-Inquirer

Connie Barnett Gordon Barnett Karen Pannell Jason Bellamy Marsha Westerfield Robert Johnson Vickie Ballard 270-929-0369 270-485-3300 270-903-2167 270-302-4095 270-929-1091 270-993-6573 270-316-2240 Ne Ne N 1 E /1 0 w w Pr Pr OP . 11 2:0 t 1 ice ice D Sa 30: SOL 0 1

BUY

ER

AS ENT G A ’S

4306 Edgewood Court New Price! $249,900

2623 Burton Road New Price! $189,900

820 Danberry Street New Price! $104,900

2534 Chant Court $148,500

2781 Pecks Place $364,000

3 bedrooms, 2 1/2 baths

5 bedrooms, 2 baths

3 bedrooms, 1 1/2 baths

Vickie Ballard (270)993-6573

Vickie Ballard (270)993-6573

Vickie Ballard (270)993-6573

3 bedrooms, 2 baths On a Quiet Cul-de-sac!

3 bedrooms, 2 baths Just Like Brand New!

Great Location, Space, & Floor Plan!

Character, Updates, & Acreage!

Updates Galore! Including Granite!

Tony Draeger (270)925-1244

Shari Tapp 270-993-7181

Kami White (270)314-8644

E SAL NG DI N E P

E SAL NG DI PEN 4329 N. Landsdowne $139,900

4129 Hunting Creek $279,900

2249 Woodstone Court $275,000

115 First St. Lewisport $239,900

10301 McCamish Rd. $219,900

4 bedrooms, 2 baths

4 bedrooms, 3 baths Wonderful Floor Plan

4 bedrooms, 2 1/2 baths Best Buy in Deer Valley!

3 bedrooms, 2 baths Fantastic River View!

3 bedrooms, 2 baths Energy Efficient Home!

1881 Sq. Ft.

Jason Bellamy (270)302-4095

Connie Barnett (270)929-0369

P

E SAL NG I END

Connie Barnett (270)929-0369

w Ne

Saturday, November 11th

515 Ford Avenue $179,900

8140 State Route 2181 New Price! $164,900

3 bedrooms, 2 1/2 baths

4 bedrooms, 3 baths Quaint..Charming..Convenient!

4 bedrooms, 2 baths House & Farm on 3 Acres!

Jason Bellamy (270)302-4095

Kami White (270)314-8644

Marsha Westerfield (270)316-2240

Open Houses this Weekend

ice Pr

6214 Autumn Valley Trce. $213,877 Numerous Upgrades

Marsha Westerfield (270)316-2240

Kami White (270)314-8644

S D A L O S ENT G A ER’S BUY

• 2623 Burton Rd. ................... 1:00 - 2:30........Vickie Ballard • 820 Danberry St ................... 10:30 - 12:00....Vickie Ballard

Sunday, November 12th • 4306 Edgewood Ct ................. 1:00 - 2:30 .........Vickie Ballard

w Ne

g tin Lis

1919 Tomy Lee Court $150,000

1618 Scherm Rd. $149,900

1031 Booth Avenue $129,500

6160 Waterfield Drive $117,500

4 bedrooms, 2 baths

3 bedrooms, 2 baths Nice Patio with a Hot Tub

3 bedrooms, 1 1/2 baths

3 bedrooms, 1 bath

Kami White (270)314-8644

Jason Bellamy (270)302-4095

173 Frederica Street, Fordsville $88,000 3 bedrooms, 1 1/2 baths 24x30 Det’d Garage 12x16 Bldg. on 12.5 Acres Marsha Westerfield (270)316-2240

No Flood Plain

Lori Kimble (270)315-1468

B

S D A T SOL GEN A S R’ UYE

Tony Draeger (270)925-1244

E SAL NG DI PEN

2 Car Garage

E SAL NG DI PEN

47 Church Street $68,900

1275 Pennsylvania Ave. $60,000

1119 Werner Avenue $59,900

75 Market Street $45,900

3 bedrooms, 1 bath

260 Caroline Street $39,900

3 bedrooms, 1 bath Conveniently Located in Lewisport

2 bedrooms, 1 bath

3 bedrooms, 2 baths Open Concept!

2 bedrooms, 1 bath Starter or Investment Property

Kami White (270)314-8644

Kami White (270)314-8644

Excellence since 1964

Tony Draeger (270)925-1244

Marsha Westerfield (270)316-2240

Marsha Westerfield (270)316-2240

Saturday, November 11, 2017, Messenger-Inquirer

Tony Draeger 270-925-1244

Lori Kimble 270-315-1468

Harold Hall Connie Griffin 270-570-3720 270-313-7503

Randy Clark 270-314-2511

Amelia Jones 270-925-9413

Jack Steele 270-993-2628

For e s Lea

Beth Eckstein 270-570-0792

Real Estate Inside Out

Kami White 270-314-8644

(270) 684-6221 www.HomeRealtyOwensboro.com

w Ne

g tin Lis

5141 Windy Hollow Rd

7478 US Hwy 60 W $89,900

1737 Triplett Street $3,000/per month

3100 W Parrish Ave A $700,000

4338 Gateway Drive $549,000

Commercial Loaded with Opportunities!

Small Business Great Investment Opportunity

Just Over 1/2 Acre Zoned Light Industrial

5-10 Acres!

Hwy 54 Frontage B4 Zoning

Gordon Barnett (270)485-3300

Robert Johnson (270)929-1091

735 W 9th Street $50,000

807 W 9th Street $40,000

0.6 Acres - Zoned B4 May be combined with 807 W 9th to get 1 Acre.

0.46 Acres - Zoned B4 May be combined with 735 W 9th to get 1 Acre.

Gordon Barnett

(270)485-3300

Gordon Barnett (270)485-3300

Gordon Barnett (270)485-3300

0 Maple Lead Lake Road $907,200 162 Acres! (Over 60 Wooded) 2 Lakes & 3 Ponds Mineral Rights to Property!

Tony Draeger (270)925-1244

Gordon Barnett (270)485-3300

Gordon Barnett (270)485-3300

The Right Place to Start Your Real Estate Search... www.HomeRealtyOwensboro.com Gordon Barnett 270-485-3300

Shari Tapp

270-993-7181

sharitapp@gmail.com

25

3424 Frederica Street Owensboro, KY

32 Stone Creek Park

gbbarnett5@gmail.com GordonBarnett.REALTOR

This elegant one-of-a-kind home consisting of almost 7000 sq. ft. is situated on close to 2 acres in Stone Creek Park, one of the most desirable neighborhoods in Owensboro.

Create your own convenient getaway in this open concept home with 5 bedrooms and 5.5 baths. It’s designed for comfort and entertaining - relax in the sauna and while away the hours in the beautiful pool. The kitchen is a chef’s dream with lots of space, a large island and Butler’s Pantry, flexible enough to serve 2 or a houseful.

26 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

270.684.2100

@

(270) 684-2100 www.CENTURY21Partners.com

www.CENTURY21Partners.com 3317 Frederica Street - Suite 10

owensboro

OPEN HOUSE TODAY OPEN HOUSE TODAY OPEN HOUSE TODAY 10:30 - 11:30 10:00 - 11:30 10:30 - 11:30 VETERANS DAY

1630 E. 23rd Street $149,900 MLS#72117

Jordan Warren-270.274.1170

Bettie Kincaid-270.929.2878

John Miller-270.570.0696

0

0

0 ,9

0 ,9

49

59

$1

$1

MLS#71954

248 Wesleyan Park Dr. $169,900 MLS#72150

2305 Ponder Place $142,900 MLS#72365

809 Wesleyan Park

9112 Hwy 231-Utica

ONE OWNER HOME in wonderful condition. Brick w/basement. No flood zone-large kitchen w/family room & living room. Hardwood/ original baths w/tile. Master w/ attached bath w/shower. Replacement windows - new roof 2015.

Call Stacy Sturgeon - 270.929.8983

3.4 acres, county property with POND, has carport, attached 2 car garage/workshop and a barn. All brick home has red metal roof and basement - NEW HVAC. Call Stacy Sturgeon 270.929.8983

- MLS#71980

Stacy Sturgeon

Century 21Partners

3841 Bowlds Drive

is pleased to announce the addition of

AMY OWEN NIX to our Team!

Call/Text Karen Gross-270.315.9810

Realizing your expectations

Amy is excited to be a full-time realtor with Century 21 Partners and is looking forward to bringing her knowledge and experience to our office. Amy is ready to serve you in all of your real estate needs.

Top Listing & Selling Agent

Call Amy Today!

REALTOR®

Full Time Full Service

270-929-8983

Million Dollar Service in ANY Price Range!

Ssturgeon@century21partners.com MLS#72179

1630 E 23rd Street

4 BD, 2 BA home with huge All brick 4BD, 2 BA home kitchen, 2 car detached garage, Real hardwood with functional Basement. floors under all bedroom MLS#72117 carpets. MLS# 72217

270.883.2820 / anix@century21partners.com

Call/Text Karen Gross-270.315.9810

Karen Gross REALTOR®

Full Time Call or Text

Quality Service Pinnacle Award Masters Award 2016

(270) 315-9810

Terry Whitaker Realtor®

324 St. Claire Drive

Gorgeous home in Wesleyan Heights.

One owner-on double lot. Fire in 2013 & interior taken down to studs- interior, everything redone except tile in the master bath. Exceptional quality/lots of crystal chandeliers & granite. Hardwood & ceramic .Stacy Sturgeon-270.929.8983

3318 Placid Place

3 BR, 2 BA, updated home w/owner's suite 2 BR & 2nd BA on 1st level. Kitchen w/custom, amish-built cabinets adjoins the family room & dining area. Updates include-roof, gutters, back deck, vinyl siding on addition, landscaping, painted brick. Not in Flood Zone!

Call Kelly Burke- 270.302.8598 / MLS#71907

Full Time Available Anytime: call, text or email Office: 270-684-2100 Cell: 270-302-4931

TWhiker@Century21Partners.com

terrywhitakeragent.com

All brick home with 6+ acres. 3 Bedrooms, 2 1/2 Bathrooms.

Daviess County Schools Karen Gross 270.315.9810 - MLS#71794

25 Alsop Lane Country living in the city. 2 BR, 1 BA. Ranch w/ full basement that has a transferable b-dry warranty.

This home is as neat as a pin.

Call Wade Baker 270.929.0833 MLS#71278

Realtor® Multi-Million Dollar Producer 2010 Masters Award

Realtor®

Call today! kburke@century21partners.com

10445 McCormick Road

Wade Baker

Kelly Burke 270.302.8598

PENDING

Download the CENTURY 21 Partners app to take your search on the go and access your saved homes & searches from anywhere. Try it for free & get direct notifications directly to your phone.

Cell: (270) 929-0833 WBaker@Century21Partners.com

Saturday, November 11, 2017, Messenger-Inquirer

Real Estate Inside Out

27

270.684.2100 www.CENTURY21Partners.com /Century21Owensboro

3317 Frederica Street - Suite 10

Bettie Kincaid

John Miller

It’s All About Service

Working Hard to Deliver Successf�l Results!

CRS, GRI

REALTOR®

Office: 270.684.2100

270.570.0696

Cell: 270.929.2878 BKincaid@Century21Partners.com

\

Top Listing & Selling Agent

CALL, TEXT, EMAIL or

johnmiller@century21partners.com

Just stop by to see me!

Gail Niehaus

Carol Carter

2016 CENTURY 21 Partners Top Listing & Selling Agent

Want a new Home for the Holidays?

Realtor®, GRI, SFR, CRS

Realtor®

270.316.7257

503/505 St. Ann Street What an opportunity! Residential lot close to Brescia University, downtown development, and most all amenities. Great location for your new home. Commercial potential as well.

Million Dollar Service in ANY Price Range!

Call /Text Gail Niehaus-270.316.7257 MLS#71808

Call or Text Anytime

270.925.6978

carolcarter@century21partners.com

George Wathen REALTOR® Multi-Million Dollar Producer

MBA

11838 Hwy 764 - Whitesville

2305 Ponder Place

1049 W Harmons Ferry Road

Single family home in East Daviess County. 5 BR’s, 2 BA’s. Partial, walkout finished basement w/wood-burning FP, kitchenette & dbl full-view doors overlooking patio. flat-screen TV. 2 car attached garage, plus a two car detached shop/garage. 2 vent-less propane fireplaces .

Call/Text Gail Niehaus -MLS #71176

Updated 3BR / 2BA brick in Thorobred Acres! W/ a 1 car attached garage, new gas log FP, fenced backyard & sun porch.

Fresh paint inside, refinished parquet, new carpet, 1updated & 1 new BA - New water heater, new countertops, and new gas logs.

Looking for a bargain or a project to work on this winter? This 2 bed, 2 bath cabin on 1.40 acres is just what you need. Needs rehab / finishing.

Call/Text Gail Niehaus -MLS #72365

270.316.5883

gwathen@century21partners.com

Call/Text Gail Niehaus -MLS #72388

Judi Head By family. And walls.

Gotta have walls.

judihead@century21partners.com

www.judiheadrealtor.com

Ty Smith Realtor®

REAL ESTATE REAL EASY

270.314.8613

tysmith@century21partners.com

TYSMITHREALTOR.COM

Greenbelt walkway adjacent to back yard. Split Bedroom style, Formal Dining.

Great Kitchen w/stainless appliances & lots of cabinets, Master Bath w/whirlpool tub and a separate shower. Engineered Hardwood, New roof in 2016.

Call George Wathen - 270.316.5883

PENDING

Lot for Sale

Realtor®, GRI, ABR

HOME is where you’re surrounded

270.929.1636

2904 Avenue of the Parks

Residential or Commercial

268 Ridgecrest Place Custom 4 BR, 3.5 BA home w/appx. 4,000 square feet located in desirable Covington Ridge. This well maintained home is situated on just over an acre. Main level is perfect for entertaining and boasts a spacious Living Room with Fireplace, Formal Dining Room, updated Kitchen with an abundance of cabinets, large walk-in Pantry & Breakfast Area. The Master Bedroom has a large Ensuite Bathroom & spacious Walk-in Closet. A second Bedroom, Full Bath, extra large Laundry Room and a Powder Room complete the main level. The Walk-out Lower Level has two spacious Bedrooms, Full Bathroom, large Recreation Room, Office & Storage Room. Enjoy the beautifully landscaped fenced rear yard from the Upper Deck or the Lower Level Patio. This home has a side load attached 2 car Garage & a detached 36 X 40 Garage with 3 Bays & Epoxy Floor.

Contact Brenda Loyal - 270.993.5233 - MLS# 72038

260 Ridgecrest Place

3114 Bridgewater Cove

Building lot in desirable Covington Ridge. Over 1/2 acre with scenic view. MLS # 72251

Unique property! Gourmet kitchen with quartz countertops. Media room, Butlers pantry, Owners suite with extra large bath and designer closet.

Screened porch with fireplace.

Contact Brenda Loyal -270.993.5233

MLS#72236

Contact Brenda Loyal - 270.993.5233

Brenda Loyal REALTOR® ABR, GRI, SFR, LKAR

2014 Realtor of the Year

Email: bloyal@century21partners.com

270.993.5233

Loyal Results MOVE You

28 Real Estate Inside Out

Saturday, November 11, 2017 Messenger-Inquirer

Things veterans and service members need to know when buying a home

BY STATEPOINT

I

f you’re a veteran, reservist or active duty service member, it’s important to know that there are special benefits you may be eligible for when buying a home.

“Veterans and service members have earned the opportunity to become homeowners, and it’s crucial that they are well-informed about the benefits and options available to them,” says Greg Murray, military mortgage program manager at Wells Fargo, who is also a U.S. Navy veteran.

To help, Murray has identified the top four things to know when buying a home.

• There are special financial education resources designed for military personnel and veterans. Take advantage of these free online resources so you can be a savvier home shopper. For example, Wells Fargo’s Hands on Banking for Military, which offers courses on topics like banking basics and smart spending, also contains a comprehensive guide on home-buying.

• Before assuming you won’t qualify for a loan, talk to a lender. Be sure to tell the lender that you have served or are currently serving in the military. They can inform you about the options available to you, such as a Veteran’s Administration (VA) loan. A VA loan is a home

loan guaranteed by the federal government, designed to help those who’ve served in the military obtain homeownership. They can sometimes be obtained with zero down payment. Gifts or grants can be used to help cover down payment and closing costs, subject to program requirements, and no mortgage insurance is required.

• A large portion of qualified buyers aren’t taking advantage of the low-to-no-down-payment mortgage

options available through VA loans. Indeed, more than 21 million veterans and service members live in the U.S., however, over the past five years, a mere 6 percent of them bought a home using a VA home loan, according to the Department of Veterans Affairs. This may be due to the common myth that active duty service members, National Guard members and reservists are not eligible for VA loans (in fact, they may be eligible).

Many also are unaware that unmarried, surviving spouses of veterans who died as a result of service or service-related causes are also eligible.

• Individual banks, not the Department of Veterans Affairs, offer VA loans, allowing you to work with a lender who understands your needs and makes you feel comfortable.

“A specialized team member who understands unique military needs, such as a Wells Fargo Military Lending Specialist, can help you make the most of the home loan benefits you’ve earned,” says Murray.

Developing a relationship with this lender is also a good idea, as you may later choose to refinance through the VA Interest Rate Reduction Refinance Loan (IRRRL) program.

270.684.2100 www.CENTURY21Partners.com 3317 Frederica Street - Suite 10

JOHN BURNS REALTOR®, BROKER/OWNER Hwy 144

1020 Halifax Dr. - #102 Lease Only. Approximately 1,600 sq.

ft. prime office space just off Frederica on Halifax Dr. Single level. Good parking. Nice exposure. $1,500 per month Triple Net Lease.

MLS#71819 Call John Burns 270.993.1109

Hwy 144 just off the corner of intersection of Hwy 69 and Hwy 144. 3 tracts sold as a package. Lots of road frontage and several good building sites and mostly wooded. Also has 940 ft. entrance off Moxley Lane.

2007, 2008 & 2013 CENTURION® Award Recipient 2010 President Greater Owensboro Realtor Association 2007 REALTOR® of the Year

Cell: 270.993.1109 Call, Text or Email

JBurns@Century21Partners.com

MLS#71945

Call John Burns 270.993.1109

PENDING

2953 Royal Dr.

3851 Lewis Ln.

140 W. 5th Street - Calhoun

Town & Country! Nice home w/heated & cooled sunroom, attached garage, & detached 2 car garage. Some original hardwood floors. Separate laundry room w/sink &shower. Replacement windows.

3 bedroom, 2 bath w/kitchen appliances staying.

Charming home with beautiful updates . Master suite on 1st level with sitting area and FP. Kitchen with separate dining area. Upstairs has large bedroom and bath.

New 1/2 bath & laundry room on 1st level.

MLS#71666 -Call John Burns 270.993.1109

Single level home on corner of Standish and Royal. Basement under sun room. New carpet & paint & electrical breaker box. 4 bedroom, 2 bath w/2 car attached side load garage. Lots of space!

Call John Burns 270.993.1109 MLS#70798

Call John Burns 270.993.1109 MLS#71733.

$

5831 Hwy 142 /Philpot

4160 Hwy 144

4 BR, 2 BA home on 1 acre on HWY 142. 2-car attached garage & 2-car detached. Great room w/cathedral ceiling & gas logs. Patio + private deck off master. Master & 2 BR’s on main level. Granite in Kitchen.

MLS#71564

2007 SW mobile home on approx 2 acres @ Pattesville.

New paint, flooring and newer appliances. New kitchen counters. Nicely remodeled.

Call John Burns 270.993.1109

PENDING

0 90

, 49

MLS#71666

Call John Burns 270.993.1109

PENDING

$164,900 4611 Stonegate Dr.

4577 Bridle Ridge Ct.

All brick home 3 BR, 2 BA home w/

Single level brick home in Bridle Ridge. 3 Bedrooms, 2.5 Baths, Pella Windows, oversized 2-car garage, 9 ft. ceilings in most areas, 12 ft in entry and dining room. Very low utilities.

office/flex space. Custom built cabinetry, in-ground pool, cathedral ceilings w/sky lights, & fireplace. All appliances, pool equipment including Dolphin pool cleaner stay with home.

Call John Burns 270.993.1109 -MLS#71741

Call John Burns 270.993.1109 -MLS#72384