Delta Currents March 2014 by Michelle Manos

deltacurrents

D E LT A A SS O C I A T I O N O F R E A L T O R S 速 Marc h 2 0 1 4 | www.deltaaor.com

* And 58% of sellers believe home prices

HOME SELLERS REGAIN CONFIDENCE TO REPURCHASE

will increase in five years, up from 12% in 2012.

According to the CALIFORNIA

And in addition:

ASSOCIATION OF REALTORS®’

The reasons for selling changed significantly

(C.A.R.), 2013 CALIFORNIA HOME

in just one year. * In 2012, the majority of sellers sold

SELLER’S SURVEY, home sellers are more optimistic about repurchasing

primarily because of financial difficulties. * In 2013, as home prices

2014 DAR PRESIDENT RON KEEFER

march2014

a home than in the past few years, thanks

surged, a desire to trade up

to strong growth in

became the top reason for

home prices, record-

selling.

better personal financial

buyers wanted to take

situations.

advantage of low interest rates to finance their next home. * In 2013, 98% of home

“Much-improved housing market conditions in

sellers (yes, 98%) said they

the last year have given

received multiple offers, up

sellers more confidence

from 83% in 2012.

to own a home rather

* Additionally, 45% of all

than to rent one,” said

sellers receiving offers found

C.A.R. President Kevin Brown. “With

the offers were higher than the asking price. * And sellers, on average, received 2.2

sellers being more positive about the future of home prices, the vast majority

offers above asking price.

of sellers who are currently renting plan

to buy again in the future. In fact, 70

from the above referenced C.A.R. survey.)

(The above information is summarized

percent of sellers who are currently renting said they would purchase

IF YOU READ BETWEEN THE LINES YOU

another home, up from 22 percent in

CAN SEE GROWTH OPPORTUNITIES HERE

2012.”

IN EAST CONTRA COSTA COUNTY. * Many past sellers will re-enter the market as

Look at the following. DO THE

buyers in 2014 and beyond. So, stay in touch

FOLLOWING REFLECT YOUR EAST

with your sellers, short sale sellers too.

COUNTY EXPERIENCE?

* Current home owners can realize home

* 69% of home sellers purchased

2 www.deltaaor.com

* Other sellers who became

low interest rates, and

values up 16% over 2008, and an astounding

a home after selling their previous

43.4% since 2011, the low point in the last

residence, up from 47% in 2012.

five years. (This information per EBRD (MLS)

* 43% believe that home prices will

stats for East County Contra Costa County,

rise in the next year, compared to just 9

2008 through 2013. If you want detail let me

percent in 2012.

know.)

DELTACURRENTS

2014 OFFICERS Ron Keefer, President-Elect James Britto, President-Elect Errol Mooney, Treasurer Scott MacIntyre, Immediate Past President John Bedford, Secretary

MARCH 2014

Delta Association of REALTORS速 3428 Hillcrest Avenue, Suite 200, Antioch, CA 94531 Fax 925 757 8393 info@deltaaor.com

STAFF John Bedford, Association Executive NEW EMAIL: JohnB@deltaaor.com Tonia Nielsen, Chief Operations Officer tonia@deltaaor.com Jean Ruelas, Manager- Retail Operations jean@deltaaor.com

Delta Currents is the official monthly publication of the Delta Association of REALTORS速. Although every effort has been made to ensure the accuracy and thoroughness of this publication, errors may occur. DAR shall not be held liable for misinformation, typographical errors, omissions, and/or misprints in editorial and/or advertising materials. Delta Currents is published by Michelle Manos Design. To advertise in Delta Currents, contact Michelle Manos at 831 869 5084 or michelle@michellemanosdesign.com

Ron Greenslade, Chief Financial Officer rong@deltaaor.com

yourdarteam

Phone 925 757 8283

2014 DIRECTORS John Canning Mary Jane Dukellis Jodi Marfia Lori Ogorchock Rena Provencio Jerry Soto Cecily Tippery Lynn Valintis

Barbara Baham, Members Service Director barbara@deltaaor.com

DAR Hours

TUESDAY - FRIDAY 8:00am - 5:00pm www.deltaaor.com DELTACURRENTS MONDAY 9:00am - 5:00pm

Delta Realtor Community Service Foundation

Announcingâ&#x20AC;Ś

A Day at the Races When: Friday, March 28, 2014 Where: Golden Gate Fields Turf Club Bus Leaves DAR at 10:55am Buffet hours: Open till 3:00 p.m. ~ First race: 12:45 p.m. ~ Cost: $55.00 Per Adult Includes: (Charter bus trip to the track), admission, Reserved Turf Club seating, daily racing program, Prime Rib buffet meal and a race named in honor of our group!

Call DAR at 925-757-8283 to reserve your seat on the bus. Must have payment at time of registration and no refunds after March 21. Members may pay online at Deltaaor.com. For more information contact Rich Grijalva at 925-754-6000 or Tonia Nielsen at 925-757-8283.

3428 Hillcrest Ave. Antioch, CA 94531

Delta Realtor Community Service Foundation

Announcingâ&#x20AC;Ś

3428 Hillcrest Ave. Antioch, CA 94531

COMMERCIAL REAL ESTATE LOANS Offering a number of financing options for owner-occupied commercial real estate â&#x20AC;&#x201C; all without a pre-payment penalty.

www.REALTORSFCU.org

For more information or to discuss Lending options Contact: Jim Estep: 571.425.5509 Jim Northington: 919.920.0806 Email: businesslending@nwfcu.org

6 www.deltaaor.com

DELTACURRENTS

MARCHtours

ANTIOCH/PITTSBURG/BAYPOINT Every Tuesday Delta Association of REALTORS® 3428 Hillcrest Avenue, Ste. 200, Antioch 8:30am • $2 For more information call Ramesh Suman, Majestic Homes, 779-1234, or Ralph Garrow Jr., Ralph Garrow Real Estate, 366-6676

DISCOVERY BAY/BYRON MARKETING MEETING & TOUR 1st and 3rd Tuesday Board Walk Grill at the Marina, Discovery Bay 9:00am • $1 For more information call LeeAnn Seamann 634-2224 at Marples & Associates Group does use Paragon to schedule homes on tour. Tours are Caravan and must be in by Noon on Monday.

OAKLEY/BETHEL ISLAND/ BRENTWOOD/KNIGHTSEN MARKETING MEETING & TOUR Every Wednesday Black Bear Diner, 3201 Main Street, Oakley • 8:30am • $2 For more information contact Dan Barnes, Tour Coordinator, 759-4648. Group will use Paragon to schedule homes on tour.

East County Insurance ANTIOCH 925 757 4208 2738 B W. Tregallas Rd. BRENTWOOD 925 240 1330 6440 Brentwood Blvd. All personal and commercial lines www.eastcountyins.com

8 www.deltaaor.com

DELTACURRENTS

CONTRA COSTA REALTORS® IN MOTION CONTRA COSTA NORTH Martinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton, Clyde Every Tuesday 8:30am • $10 Centre Concord, 5298 Clayton Rd., Concord Doors open at 8am for breakfast www.ccrim.info

REALTORS® MARKETING ASSOCIATION CONTRA COSTA SOUTH Danville, San Ramon, Blackhawk, Diablo, Alamo Every Thursday San Ramon Community Center, 12501 Alcosta Blvd., San Ramon 8:30am • $5 Doors open at 8am for breakfast No formal tour www.RMAtoday.com

INFORMAL TOURS Martinez, Pacheco, Pleasant Hill, Concord, Walnut Creek, Clayton,Clyde, Rossmoor, Orinda, Lafayette, Moraga Tuesday between 9:00am and 2:00pm Danville, San Ramon, Blackhawk, Diablo, Alamo Thursday between 9:00am & 2:00pm

Agent Masterclass Series Sabine Larsen, Instructor Monday, March 10, 2014 10:30 a.m. – 11:30 a.m. To register call 302-9208

ASHI and CREIA Certified

925.628.6905 • Six years inspecting East County houses • Same-day reports • SUPRA lock box access • Fully insured, including REALTOR® coverage Mike and Shawn Stewart • Flexible scheduling • Competitive rates

Click for more information.

New Members Orientation Thursday, March 13, 2014 8:30 a.m. – 12 noon To register call DAR office 757-8283 EBRDI Paragon Training Free to MLS Subscribers Steven Pean, Instructor Thursday, March 13, 2014 Paragon 5 Essentials 1 p.m. – 4 p.m. To register call EBRDI at 363-2333 Or logon to EBRDI.com

dareducation

EBRDI Paragon Training Free to MLS Subscribers Steven Pean, Instructor Wednesday, March 5, 2014 Tablets, Smart Phones and Mobile Apps 9 a.m. – 12 p.m. CloudCMA & RPR 1 p.m. – 4 p.m. To register call EBRDI at 363-2333 Or logon to EBRDI.com

GRI Class Marketing, Financing and Managing Commercial Properties Thursday, March 20, 2014 8 a.m. – 5 p.m. To register call GRI at 888-785-4800 or www.eDesignations.com GRI Class Investment Property Analysis Wednesday, April 16, 2014 8 a.m. – 5 p.m. To register call GRI at 888-785-4800 or www.eDesignations.com

All Classes are held at the Delta Association of REALTORS®, 3428 Hillcrest Ave., Suite 200, Antioch, except as otherwise noted.

welcomenewmembers!

REALTORS速 Diane Dewberry Better Homes/Mann & Assoicates 3413 Deer Valley Rd., Antioch 779-0600 FAX 779-0651 Ali R. Schneider Delta Ranches & Homes Inc. 761 Second St., Brentwood 516-3240 FAX 516-3238 Angelica Robles Homes By Krista 5149 Lone Tree Way, Antioch 978-9431 FAX 252-8182 John Case Intero Real Estate Service 1540 Discovery Bay, Blvd., Ste. B, Discovery Bay 634-1111 FAX 634-0902

Connie Kelly RE/MAX Blue Line 5433 Clayton Rd, Ste. J, Clayton 672-8000 FAX 298-4008 Darius Sarkari Sharp Realty 320 Fairview Ave., Brentwood 240-6683 FAX 240-1486 Deidre McClain Zip Realty 2000 Powell St. #300, Emeryville 510-735-2600 FAX 866-816-2488

BROKERS Michele Jacques New Beginnings Realty 2213 Buchanan Rd. Ste. 212, Antioch 732-7217 FAX 303-2059

Kiana Rodrigues Intero Real Estate Service 1540 Discovery Bay Blvd., Ste. B, Discovery Bay 634-1111 FAX 634-0902

Monica Malcuit Signature Partners Realty 66945 Lone Tree Way, Brentwood 240-3501 FAX 281-4800

Crystal Cherry Keller Williams 191 Sand Creek Rd. Ste. 101, Brentwood 634-0033 FAX 634-4427

AFFILIATES Gail Sasser Pacific Funding Group 70 Eagle Rock Way, #A, Brentwood 634-6700 FAX 240-6006

Jeannette Ceballos Keller Williams 191 Sand Creek Rd., Ste. 101, Brentwood 634-0033 FAX 634-4427 Vanessa Strickland Keller Williams 191 Sand Creek Rd., Ste. 100, Brentwood 634-0333 FAX 634-4427 Tony Tiscareno Keller Williams 191 Sand Creek Rd., Ste. 100, Brentwood 634-0333 FAX 634-4427 Frances Barbanica RE/MAX Blue Line 5005 Lone Tree Way, Ste. C, Antioch 754-6100 FAX 754-6120

MEMBERS ON THE MOVE Monica Chavez BHG-Mason McDuffie R.E. 5887 A Lone Tree Way, Antioch 776-2740 FAX 776-2741 Diana Case Intero Real Estate 8640 Brentwood Blvd., Ste. D, Brentwood 634-1116 FAX 240-29020 Eric Evans Intero Real Estate 8640 Brentwood Blvd., Ste. D, Brentwood 634-1116 FAX 240-29020 Erin Gonzalez Intero Real Estate 8640 Brentwood Blvd., Ste. D, Brentwood 634-1116 FAX 240-29020

John Gonzales Intero Real Estate 8640 Brentwood Blvd., Ste. D, Brentwood 634-1116 FAX 240-29020 Robin Nelson is now with Intero Real Estate 8640 Brentwood Blvd., D, Brentwood 634-1116 FAX 240-9020 Donna Sapienza-Gutridge Intero Real Estate 8640 Brentwood Blvd., Ste. D, Brentwood 634-1116 FAX 240*9020 Shawn Beddingfield is now with JDK & Associates 50 Eagle Rock Way, Ste. D, Brentwood 418-4442 FAX 888-851-4246 Ron Pilgrim is now with J. Rockcliff Realtors 160 B Guthrie, Brentwood 420-6515 FAX 406-0724 Evelia Hernandez is now with Prudential California Realty 1269 California Ave. #102, Pittsubrg 432-8100 FAX 432-2050 Gladys Alvarado is now with Realty One Group Elite 5119 Lone Tree Way, Antioch 978-1100 FAX 706-8203 Bob Daher is now with Realty One Group Elite 5119 Lone Tree Way, Antioch 978-1100 FAX 706-8203 Randy Kerr is now with Realty One Group Elite 5119 Lone Tree Way, Antioch 978-1100 FAX 706-8203 Vanessa Strickland RE/MAX Blue Line 5005 Lone Tree Way, Ste. C, Antioch 925-754-6100 FAX 754-6120 Michelle Esparza is now with RE/MAX Gold 3202 w. March Lane, Stockton 209-244-7445 FAX 209-323-4673

Mar. 11

Public Relations Committee Meeting

9 a.m. -

10 a.m.

Mar. 13

New Members Orientation

8:30 a.m. -

Mar. 14

Local Government Relations Committee Meeting

8:30 a.m. - 9:30 a.m.

Mar. 18

Delta Realtor Community Service Foundation

1:30 p.m. -

3 p.m.

Mar. 20

GRI Marketing, Financing & Managing Com. Prop

8:30 a.m. -

5 p.m.

Mar. 20

Local Government Relations Committee Meeting

9 a.m. -

10 a.m.

Mar. 20

Executive Committee Meeting

9 a.m. -

11 a.m.

Mar. 25

Budget & Finance Meeting

10 a.m. -

Mar. 21-25

AE Institute Baltimore MD

Mar. 27

Board of Directors Meeting

9 a.m. -

Mar. 28

Day at the Races

10:55 a.m. â&#x20AC;&#x201C; 6:30 p.m.

Apr. 4

Bowling Tournament

2:30 p.m. -

Apr. 9

New Members Orientation

8:30 a.m. -

12 p.m.

Apr. 15

Delta Realtor Community Service Foundation Board

1:30 p.m. -

3 p.m.

Apr. 16

GRI Investment Property Analysis

8:30 a.m. -

5 p.m.

Apr. 17

Executive Committee Meeting

9 a.m. -

Apr. 18

Good Friday

Apr. 22

Budget & Finance Meeting

10 a.m. -

Apr. 24

Board of Directors Meeting

9 a.m. -

Apr. 24

Membership Meeting

11 a.m. -

12 a.m.

11 a.m.

11 a.m. 11 a.m. 11 a.m. 1 p.m.

www.deltaaor.com

yourcalendar

11 a.m.

DELTACURRENTS

PLACE YOUR AD IN

deltacurrents

THE OFFICIAL ONLINE PUBLICATION OF THE DELTA ASSOCIATION OF REALTORS®

• DeltaCurrents is an eMagazine that features a link to your email and/or website. • AFFORDABLE RATES AND SIZES Preferred rates for DAR members! • CORE READERSHIP DeltaCurrents reaches some 1,000 REALTORS® and Affiliates in Eastern Contra Costa County - Antioch, Bay Point, Bethel Island, Brentwood, Byron, Discovery Bay, Knightsen, Pittsburg, and Oakley. • EDITORIAL Articles feature issues of importance to the real estate community, including information about national, state, and local real estate news, REALTOR® safety, legal issues, special events, technology, education, philanthropy, and more.

HALF PAGE VERTICAL

HALF PAGE HORIZONTAL

QUARTER PAGE

BUSINESS CARD

7.5 X 5

3.65 X 10

3.5 x 2

3.65 X 5

Page size is 8.5” x 11” • Ad can bleed

FULL PAGE

• FREE AD DESIGN Design services are free for advertisers! • DISTRIBUTION DeltaCurrents is emailed to REALTOR® and Affiliate members of the Delta Association of REALTORS® monthly. Twelve annual issues are available as downloadable PDF’s on the DAR’s website. •THE PUBLISHER Michelle Manos Design specializes in publishing periodicals and other publications for REALTOR® associations, non-profit organizations, and many other businesses. The MMD team has over 40 years of experience in award-winning publishing, marketing, and graphic design programs. MMD serves clients throughout California and the USA.

AD SPECIFICATIONS

ADVERTISING RATES

Email contracts and artwork to michellemanos@gmail.com

MEMBER RATES (per month)

February 2014 6-12 months

1-5 months

• Submit artwork as a pdf,tif, psd, or packaged InDesign file

Full Page

Half Page

• Space reservations and artwork are due the 25th of the prior month

Quarter Page

Business Card 10

• We will design your ad at no charge, and you may change it at no cost throughout your contract.

NON-MEMBER RATES (per month) 6-12 months

1-5 months

Full Page

100

Half Page

Quarter Page

Business Card

8.5 x 11

deltacurrents is published for the Delta Association of REALTORS® by MICHELLE MANOS DESIGN. For advertising information, contact Michelle Manos at michelle@michellemanosdesign.com or 831 869 5084

deltacurrents

T H E O F F I C I A L P U B L I C AT I O N O F T H E D E LTA A S S O C I AT I O N O F R E A LT O R S ®

A D V E R T I S I N G C O N T R A C T & S P A C E R E S E R VA T I O N ADVERTISER Address City, State, Zip Contact Office Phone Mobile Phone

agrees as follows: Today’s Date Fax Email Website

BILLING CONTACT Address City, State, Zip Title

Phone Mobile Fax Email

SPACE Ad Size/Color Placement Request Notes Cost Per Month

# of months Beginning Issue Ending Issue Contract Total

TERMS

DEADLINES

PAYMENT

ADVERTISER APPROVAL

PUBLISHER APPROVAL

February 2014

• This agreement is subject to the following terms and conditions. The Advertiser has read and understands this Agreement and has received a copy. This constitutes the complete Agreement between Advertiser and Publisher. Verbal representations and promises made by the Advertiser or Publisher are not binding or valid. • The Advertiser understands and agrees that the advertising placement contracted for is immediately reserved for the Advertiser by the Publisher upon execution of this agreement. Cancellation of this agreement cannot be accepted in lieu of payment. • The Publisher reserves the right to refuse advertising for any reason. The liability of the Publisher for any error or omission or delay for which the Publisher may be held legally responsible shall not exceed the cost of the space or placement paid for by the Advertiser. • This agreement is with the named Advertiser. Change of ownership or management will not dissolve Advertiser’s obligations. • Artwork created by Michelle Manos Design is for the exclusive use in its publications. Consult Publisher for rates for other use. Space reservations and artwork are due by the 25th of the previous month. The previous issue’s advertisement will be published unless the Publisher is otherwise notified and new artwork received by the Publisher. We are pleased to assist our advertisers with preparation of their advertisements at no charge. We accept PayPal and checks. MAKE CHECKS PAYABLE TO MICHELLE MANOS DESIGN. Payment must be made in advance of publication.

Advertiser’s Authorized Signature

Date

Publisher’s Signature

Date

deltacurrents is published for the Delta Association of REALTORS® by MICHELLE MANOS DESIGN.

For advertising information, contact Michelle Manos at michelle@michellemanosdesign.com or 831 869 5084.

DELTA Association Members, new or seasoned, the list of membership benefits is staggering. Are you

taking advantage of what’s being offered? Here are

darbenefits

just a few in the Benefits Category involving training and education.

• Training at the local association • Seminars in our conference center • MLS – Paragon Training

• Training, such as Learn My Way, offered by CAR • Forms Tutor and Forms Advisor, a CAR benefit for zipForm 6 • Mandatory Ethics Training for the Board of Directors, Grievance and Professional Standards Committees • Mandatory Ethics Training and Orientation to the Delta Association (for all new members)

KAPPAMap’s In stock at the DAR Store Alameda & Contra Cost Co.

$23.56

San Joaquin Valley

$19.99

(KAPPAMap’s are replacing the Thomas Guides)

LAST CHANCE TO ENROLL IN COVERED CALIFORNIA FOR AN APRIL 1ST EFFECTIVE DATE ENROLL BY MARCH 15TH. DO NOT WAIT!!!

Our firm has several Benefit Advisors that have successfully completed the COVERED CALIFORNIA licensing requirements and are certified to assist consumers with the navigation and enrollment process into California’s Health Exchange.

COVERED CALIFORNIA PLANS ARE DIVIDED INTO FOUR EASY TO UNDERSTAND GROUPS YOU CHOOSE THE METAL CATEGORY THAT MEETS YOUR NEEDS

BRONZE PLANS “MOST AFFORDABLE”

SILVER & GOLD PLANS “BEST BALANCE”

PLATINUM PLANS “BEST BENEFITS”

CALL TODAY 1-800-446-2663 Don’t Delay! Get your FREE QUOTE Today!! WEBSITE: WWW.BENEFITSSTORE.COM E-MAIL:BENEFITS@BENEFITSSTORE.COM

Benefits Store, Inc. CCA flyer #5 2013

CA License # 0680704

Where you

and your money

belong Join

o nline

today!

REALTORS® Federal Credit Union is dedicated to serving the financial needs of REALTORS® like you!

Savings & Investment Products

Not a Member? Not a Problem!

• Traditional Savings • Money Market Savings • Industry leading Certificate Investments • Traditional, Roth and SEP Individual Retirement Savings and Certificate Accounts

All REALTORS® and immediate family members are eligible for lifetime membership!

REALTORS® FCU offers customized products & services to meet the unique financial and cash flow needs of REALTORS®. You deserve the freedom to manage your finances when and where you want to.

Checking • F ree eChecking with MasterCard® Debit Card* with no minimum balance requirement • Fee-Free ATM Transactions at Thousands of CO-OP Network & CU24 ATMs

Join online today, here’s how: 1. Visit REALTORSFCU.ORG 2. Click “Membership” to learn more 3. Click “Membership Application” to get started

Have Questions? Call a Member Care representative 24-hours a day at 866.295.6038.

Lending to Fit Your Needs • Vehicle Loans • Personal Loans & Lines of Credit • Home Loans, Refinancing and Home Equity Lines of Credit

Your Own Virtual Branch • Remote Check Deposit • Online Bill Pay • Electronic Internal & External Transfers • Electronic Statements • Alerts & Secure Messaging

Must meet REALTORS® Federal Credit Union (RFCU) membership eligibility. Membership requires opening and maintaining a primary share savings account with a $100 minimum balance. Rates, terms, conditions and services are subject to change. RFCU savings are federally insured by the National Credit Union Administration (NCUA). *No monthly service fee. Other fees may apply. Please refer to the Schedule GF1101 of Fees and Charges at REALTORSFCU.ORG for details.

HOLD IT AT THE DELTA ASSOCIATION OF REALTORS速. CALL 925 757 8283 FOR DETAILS.

planameeting!