CHAMBER NEWSLETTER Building Strong Community Partnerships
The Haitian-American Chamber of Commerce Of Florida, (HACCOF) was established as a catalyst for change. Our Mission: To serve as a resource for its members, partners and businesses, dedicated to serving their needs and the economic development of the broader Haitian-‐ American community.
HACCOF is the leading organization to bring businesses together and acts as an advocate for Haitian and Haitian-‐ American enterprises. We are the premier voice for the business community to the public, the media and government entities. HACCOF mobilizes concerned entrepreneurs across Florida, the U.S. and Haiti when important legislation and regulations are planned or debated that may potentially affect the b roader Haitian business community. HACCOF promotes partnerships and alliances within communities throughout Florida and Haiti to build h ealthy business climates, foster investment opportunities, create employment growth, and encourage public and private sector collaboration.
IN THIS ISSUE: • • • • • • • • • • • • •
Mission & Objectives Chairman’s Welcome Message Welcome 1st Quarter Incoming New Members Giliane Cannavo, “Millenials make spending…” Sophia A. Lopez, “Common misconceptions about…” 1st Quarter Membership Renewals: “Thank You” What you missed: Monthly Meet & Greets and Collaboration Events Pierre A. Saliba: “To be or not to be” A U.S. taxpayer Community Partnerships Happenings & Member Announcements Upcoming Events Become a Member Thank you sponsors
Continued on Page 6
Chamber Information: 1510 NE 162nd Street North Miami Beach, FL 33162 Phone: (305) 733-9066 E-mail: email@example.com Website: www.haccof.com
Officers, Board members, Founder & Executive Staff OFFICERS Pierre A. Saliba Chairman Jeff Lozama Vice-Chair Raoul Siclait Treasurer Patrick Martin Secretary BOARD MEMBERS Carl-Henry Salvant Charles Fombrun Daniel Fils-Aime Jr. Donard St. Jean Henri-Claude Müller-Poitevien Lucien Barrau Mary Estime-Irvin Michaël Vorbe Munir Mourra, PHD. FOUNDER Philippe R. Armand, MBA
A Message from our Chamber Vice Chairman Dear Chamber Members, Friends and Local Businesses, Wow, can you believe that we are already well into the second quarter of 2014? I wish all of you chamber members and business associates had a prosperous first quarter. Mr. Dennis Lockhart, president and CEO of the Federal Reserve Bank of Atlanta recently stated, “Miami’s economy is outpacing the rest of the Southeast”. In the closing of his speech Mr. Lockhart made the assumption that growth will accelerate in the second quarter and repeat in subsequent quarters. As the commercial real estate and investment in residential real estate is much better than it has been since 2008 and the economy continues to rebound, I hope that you all are ready and have made the necessary adjustments and addition to your business for the economic growth that the financial experts are forecasting. In keeping with our mission of encouraging business and economic development of the broader Haitian-American community and its partners, HACCOF participated in a number of events during the first quarter. At our annual membership meeting on March 8th, HACCOF members were very instrumental in providing input and valuable suggestions to the Board of Directors on events and projects that they felt would be most beneficial to our members and our emerging business community. We encourage you to participate in our monthly Meet and Greet events; they not only help promote our members’ businesses, they serve as a great venue for networking. On behalf of the Haitian-American Chamber of Commerce of Florida Board of Directors, I thank you for your support and wish you continued success Best Regards,
EXECUTIVE OFFICE Paola Pierre, MBA, HRM Executive Director
Jeff Lozama Vice Chairman
* Member listed through March 2014
CORPORATE MEMBERS Opportunity Management Group
PREFERRED MEMBERS North Dade Rehab and Medical Center
Andre Pierre, Law Office of Andre Pierre, P.A.
Laurie Stemm Marie-Elsie Dowell, PE, PTOE
Evline Lolo, The TaxCis Company/The Corporate Company
Herve Bony, Bon Accounting
Ruth Estriplet, MJB Consulting Group, LLC
Patrick Baron Ronald M. Colas, PE, SI
ADVERTISE HERE GAIN BUSINESS GROWTH Do you have a special offer to announce? Upcoming event you'd like us to promote for you? Advertising in the Chamber Newsletter is an easy way to PROMOTE your business or upcoming events. For advertising opportunities contact us at: firstname.lastname@example.org Corporate & Preferred Members: Contact us for FREE advertising opportunities available to you through your membership! 3
Giliane Cannavo 305-914-3968
Millennials Make Spending Trade-offs but Save Less
As people move through various life stages, their financial goals and priorities change. One thing that remains consistent for many is the challenge that comes with balancing long-term savings goals with shortterm needs. Regardless of age or income level, people often make lifestyle choices that affect their immediate financial situation, which can have long-term effects. Millennials (those born after 1980), in particular, are in a unique situation when it comes to saving for the future. On one hand, time – and the power of compounding money and interest that comes with it – is on their side. On the other, they face unique spending and saving challenges. According to the Financial Trade-Offs study*, commissioned by Ameriprise Financial, Millennials are significantly more likely than both Boomers and Gen Xers to be consciously cutting back on discretionary expenses. This includes things like electronics (69 percent of Millennials say they’ve cut back on this compared to 57 percent of Gen Xers and 45 percent of Boomers) and car payments (32 percent of Millennials have scaled these back – more than any other generation surveyed). While Millennials are cutting back on spending, at the same time they’re failing to save diligently, creating an interesting paradox.
Disconnect between spending cut-backs and saving The study found that younger Americans are likely to take on a large amount of debt while trying to balance saving for other financial goals. It appears as if the cash that they’re saving by making spending trade-offs may actually be helping pay down debt rather than grow their savings. Seventy-eight percent of those who have credit card or other miscellaneous debt say that it has made them feel stretched financially. Additionally, 76 percent feel that their car payments have been a stretch. The challenges that come from trying to pay down debt may be the reason that 59 percent of Millennials say they have a monthly savings plan compared to 75 percent of Boomers. Additionally, only 43 percent of Millennials with access to an employer-sponsored retirement plan are contributing enough to get the maximum employer match. And 69 percent have either reduced their contributions or say they would reduce their contributions in the future.
Failing to systematically save and the long-term impact on financial goals There’s no denying that altering spending habits is challenging. Let’s face it, changing any habit can be difficult. But, more often than not, people find it beneficial. In this case, changing day-to-day spending habits can lead to extra cash, which may add up over time and make a big difference. Millennials looking to fund long-term financial goals should consider these steps. * Continued on Page 5
* Continued from Page 4
Don’t over-extend yourself when you’re making big purchases like a home or car. Despite tighter lending limits, it appears that many young homeowners have still borrowed beyond their means to afford their homes. Seventy-seven percent of Millennial homeowners admit that their mortgage payments have been a stretch. Some people may feel tempted to stretch themselves, but in the long run it’s not worth it. Not only will they likely feel stressed about money on a day-to-day basis, they also may not be able to save toward other long-term financial objectives.
Say no to unnecessary expenses. According to the study, 36 percent of Millennials don’t currently have the discipline to say “no” to unnecessary purchases. Before making a purchase, ask if it’s really worth it. Do you really need another new shirt? What if you went out to eat only one night per week vs. two or three? Can you bring your lunch a few times per week? Have you considered carpooling? Ask these questions and assess your situation. You might be surprised at how making a few changes can have an impact on your wallet.
Create a financial plan or monthly budget. Making a decision to give up something today to save for tomorrow isn’t easy if you don’t know where your money is going and why. Cutting back requires juggling financial priorities, putting off some of today's needs to support tomorrow's goals.
Consider talking with a financial advisor to create a plan. Working with a financial professional can hold you accountable to attaining your long-term goals. Whether you choose to make small trade-offs or a few large ones, cutting back now to save for tomorrow will almost always bring rewards — emotionally and financially. Start planning now for your financial future. Giliane Cannavo is a Financial Advisor with Ameriprise Financial Services, Inc. in Aventura, Florida. She specializes in fee-based financial planning and asset management strategies. She has been in practice for 17 years. To contact: (305) 914-3968 www.ameripriseadvisors.com/giliane.m.vital-herne 19495 Biscayne Blvd, Suite 604 Aventura FL 33180
STAY IN TOUCH!
Submit An Article Become a guest author for HACCOF HACCOF encourages all members to submit articles from their field of expertise for our quarterly newsletter. We are committed to being an information resource for our members and welcome all article suggestions. Please send all submissions to email@example.com. Management will review all articles before publishing.
Continued from Page 1
Chamber Objectives… Our Objectives:
Promoting b usiness & economic development interest in our members. Promoting and facilitating business, professional and social relations and cooperation among our members. q Forming alliances with m embers, business and civic leaders, other chambers, associations, agencies, government officials and foreign dignitaries to accomplish its goals. q Promoting educational seminars and conferences for the improvement of our m embers and the betterment of our community. q Hosting educational, local and international trade forums. q Organize and facilitate networking p rograms. q Engaging in dialogue, cooperation and understanding within Haitian communities. In keeping with our objectives, HACCOF serves as the advocate for the Haitian-‐American community as well as a resource for consumers and businesses dedicated to serving the needs of our members and the economic development of our community. q q
Common misconceptions about Wills, Revocable Trusts and Irrevocable Trusts (Part I)
Sophia A. Lopez, Esquire Email@FLplans.com Ph.: (954) 642-2117 www.FLplans.com The most frequently asked question I get asked on a weekly basis is: “What is the difference between and Will and a Trust?” While both documents come in a variety of flavors and complexity, this article will address the basic information about commonly used wills and trusts. Last Will and Testament A Last Will and Testament appoints a personal representative (or executor), and generally provides direction for burial, payment of taxes, expenses, and bills, care for minor children, and distribution of assets. A will does not address what happens to an individual’s assets during life, including periods of incapacity. Upon the death of the testator (the person who creates a will), the original will is filed with the court and becomes effective only after admitted by the court. The admission of the will initiates probate administration, which requires court supervision, and once the will is filed, it becomes a public document. During probate administration, assets subject to probate are transferred to the testator’s probate estate. At the end of probate administration, after all claims have been addressed and expenses are paid, assets are distributed to the named beneficiaries and the administration generally ends within a year. If a pour-over will is used in conjunction with a revocable trust, the assets are distributed to the trustee of the revocable trust to be held or distributed according to the terms of the trust agreement. Revocable (Living) Trusts A revocable (living) trust is created by a Grantor/Settlor, and creates an agency agreement between the Settlor and Trustee for the management of assets. The Trustee is the individual who is empowered to control and manage the assets in the trust. In most cases, initially the Settlor and the Trustee are the same persons. This means the Settlor, manages his/her own assets, and plays a dual roles as the Settlor (the creator of the trust) and the Trustee (manager of the assets). After the trust is created, assets are transferred into the trust. Because the trust is revocable, during the Settlor’s life, assets may be used, removed, sold or added to the trust. One of the major advantages of the revocable trust is that it does not require court involvement while the Settlor is living or after death. A trust agreement generally names successor trustees who will act on behalf of the initial trustee, if and when the initial trustee is unable to act. This means if the Settlor becomes incapacitated, the successor trustee will manage the assets. This can help to avoid a court appointed guardianship. A revocable trust may, * Continued on Page 9
January – March Renewals
Patricia Elizee, Elizee Hernandez Law Firm
MC Virtual Professionals
The Chamber would like to say to all the members who renewed st their membership this 1 quarter. The Chamber’s success lies in our strength in numbers and the diversity in our members. We look forward to our continued success by connecting with you, our members, Providing you with networking opportunities and business partnerships, connecting businesses, and connecting our communities. Join us at our monthly “Meet & Greet”. This is your platform. Bring your ideas and share your experiences, success with our other members. Tell us what we can do to help you to continue down the path to success! HACCOF Board of Directors, Executive Director & Staff
* Continued from Page 7
but not necessarily, provide for disposition of assets upon the death of the Settlor. Additionally, the agreement may provide specific directions regarding the distribution assets, liquidation or management of assets – For example: Under what circumstances to sell or liquidate assets, how assets are invested, at what age children can receive distributions and, how much is to be distributed. After the death of a Settlor, the successor trustee administers the trust and distributes the trust assets to the named beneficiaries. Depending on the Settlor’s wishes, the trust may be terminated after death, or it may continue for its specific purpose or for a defined period of time as provided in the agreement. A common misconception people believe about revocable trusts, is that transferring assets into a revocable trust protects their assets from creditors. Most assets in a revocable trust can be reached by the Settlor’s creditors because the Settlor retains interest in the assets (i.e. the Settlor owns and/or control or benefits from the assets in the trust). Additionally, some assets may be reached by the Settlor’s creditors after the Settlor dies. The information provided herein is for information only and should not be construed as legal advice. Sophia A. Lopez, Esq. is a co-founding partner of FL Trusts & Estates Law Firm, LLC, located in Plantation and Boca Raton, Florida. Her primary practice includes Estate Planning, Probate & Trust Administration and Guardianship & Elder Law. 9
Our 1st Quarter Members Only Discounts: Provide by:
Corporate Member: Allegro Resorts Marketing Corp. Visit: www.occidentalhotels.com
Preferred Member: Moulin Sur Mer Visit: www.moulinsurmer.com
The Northeast Second Partnership, Inc. (NE2P) is a community initiated and collaborative effort composed of diverse community stakeholders interested in a comprehensive revitalization of the key commercial corridors in the Little Haiti community. NE2P is committed to creating and sustaining a vibrant commercial center to increase economic development in Little Haiti by increasing the quantity and quality of employment opportunities, by increasing long term investment in the area, and by increasing opportunity for commerce. NE2P strives to preserve and highlight the vitality of the HaitianAmerican community so all visitors can get a sense of Little Haiti’s history and culture. NE2P has facilitated micro-enterprise grants to small businesses in Little Haiti and advocated for the preservation of the cultural significance of the area. We are diligently working toward making Little Haiti a cultural destination. Therefore, our organization is focused on addressing the key issues need for a comprehensive revitalization. To achieve success in these areas, NE2P is involved in multiple projects in the community: -Cultural tours to market and brand Little Haiti -Cultural events to promote are as a cultural destination -Technical assistance for small business development -Citizens on Patrol to increase public safety and quality of life -Advocacy for public services needed in the community -Little Haiti Small Business Association Already a vibrant community, Little Haiti has the potential to be the ultimate authentic Haitian cultural experience. As the commercial landscape transitions, NE2P foresees that area small businesses will be able to capitalize and benefit from the increase in traffic and pedestrian counts. In order to realize these benefits, NE2P hopes to coach and assist small business artisans, retailers, and restaurateurs for their next phase of growth by building a partnership between small business and property owners in Little Haiti. Northeast Second Avenue Partnership (NE2P) aims to build the capacity of Little Haiti small businesses by establishing a Little Haiti Business Association. This is an innovative collaboration of the community that currently does not exist in the area.
Rendez-vous Rétrofolies (musiques et chansons rétro) avec Eustache Fleurant...chaque dimanche sur radio mega 1700 am...entre 7hrs et 8hrs...to listen on the net, www.radiomega.net...to listen on the phone, dial 712-432-5340 or 832-225-5344....bonne écoute… 11
January “Meet & Greet” Hosted by Sant La January 16, 2014
For Event Pictures Visit our Facebook Page
HACCOF’s Networking Event: Let’s Connect … In the News: Philanthropy within the Haitian Community
Haitians aim for more philanthropy from within By Carla St. Louis firstname.lastname@example.org At an intimate meet-and-greet for the Haitian American Chamber of Commerce of Florida, Blacks from differing ethnicities took advantage of the evening’s tagline, “let’s connect” to share ideas, discuss challenges and recount successes pertaining to Miami-Dade County’s Haitian community. Held at Sant La Haitian Neighborhood Center new members mingled with old members and community activists while discussing a common theme in the night’s speeches--i.e., philanthropy within the Haitian community. Paola Pierre, HACCOF Executive Director welcomed new members like the Liberty Neighborhood Pharmacy, Genard & Associates, LLC, and Phil Multi Services. The night’s host, Gepsie Morrisset-Metellus, executive director of Sant La spoke candidly about the perception that Haitians don’t actively participate in philanthropy, a belief she explained as “unwarranted” considering Haitians accomplishments within their community. “This misconception that Haitians don’t participate in civic engagement is unwarranted,” she said. “For people to assume it’s no longer acceptable when in fact I see it around us--referring to Sant La--it’s all about the philanthropic endeavors of Haitian-Americans. Look at the renovations at Notre Dame Church--7,000 square feet isn’t free. Metellus encouraged attendees to “set their philanthropic game up” by “supporting organizations that you’re familiar with” as many “non-profit organizations function as businesses and every financial contribution helps” the Haitian community at-large. The meeting was attended by school board member Dorothy Bendross-Mindingall, whom despite not being Haitian attended as a gesture to her constituents and agreed with her comments on philanthropy. “There is an aspect of independence [when discussing] philanthropy,” said Bendross-Mindingall. “It means giving back and taking responsibility for the betterment of their community. Following this philanthropic attitude empowers us to tackle the many challenges of our community.” “For 2014, let’s prove that we can get it done,” Metellus challenged guests. Metellus said she hopes to increase philanthropy within the Haitian community by focusing on a plan that encompasses funding, messaging and organization.
“The Haitian Chamber of Commerce of South Florida and Sant La are both organizations determined to serve their community,” said BendrossMindingall. “As the school board member for District 2, I too serve the people of Miami-Dade County. I had simply hoped to make clear that as public servants we are all bound by our mission to raise the quality of our community and that working together is an advantage to that feat.” The Haitian American Chamber of Commerce of Florida serves as an advocate for the Haitian community by acting as a resource for consumers and businesses in regards to economic development. It encourages partnerships between Haiti and Florida for a strong and healthy business climate, public and private sector collaboration and entrepreneurship within the community. For more information, log on to http://haccof.com. Sant La Haitian Neighborhood Center serves the community as a resource center for financial literacy, strengthening families, professional development, assistance with unemployment claims, job search, business correspondences and immigration services. For more information, log on to http://santla.org
Courtesy: Carla St. Louis, Miami Times Online
Did you attend our ”Let’s Connect” Meet & Greet?
For Event Pictures Visit our Facebook Page
“To be or not to be” - A U.S. taxpayer Pierre A. Saliba and Stanley Foodman Foodman CPAs & Advisors
If general understanding of what constitutes a “U.S. Taxpayer” under the Internal Revenue Code existed, millions of individuals would not currently be unaware that they may be facing heavy penalties and fines and possible prosecution for not complying with their International U.S. tax reporting obligations. The first part of the law is the easiest to comprehend. A U.S. Citizen is a U.S. Taxpayer. It doesn’t matter where you live, how often you travel, to whom you are married or even if you declare and pay taxes in another country. There are no exceptions. However, being a U.S. Taxpayer doesn’t necessarily mean that you have to pay taxes. What it means is that if you have international earnings or assets, individually or jointly, as in a business structure outside the U.S., which surpass a certain aggregate amount, you are obligated to report these in regular annual returns to the U.S. IRS. A Lawful Permanent Resident (LPR) of the U.S. is also a U.S. Taxpayer with the same tax reporting ob- ligations as those of a U.S. Citizen. These obligations will only discontinue if you begin residing outside the U.S, become subject to that country’s tax regime and notify the Secretary of the U.S. IRS. For your change in status to be accepted, the foreign country involved must have a tax treaty with the U.S. to which you have not previously waived your rights. The final category is referred to as “Foreign Person”(FP), anyone who is not a U.S. Citizen or a Lawful Permanent Resident, but may come under the U.S. Taxpayers regime because they: • Are traveling to the U.S. and have spent more days in the U.S. than is established by the IRS threshold (substantial presence test). • Have not have crossed the IRS Threshold, but are in the process of applying for a change of status to become a Legal Permanent Resident. The IRS day’s threshold calculation can be explained as follows. Consider the existing calendar year (the tax year being reported) and the previous two years. As a minimum, you need to have been in the U.S. during the existing calendar year (including travel days) for 31 days. Then take the actual days you were in the U.S. during the existing year, the days for the 1st preceding year (divided by 3) and then those of the 2nd preceding year (divided by 6) and add the three together. If the total number of days you have been in the U.S. over the existing calendar year and the two preceding years is equal to or more than 183 days, you are considered to have the reporting obligations of a U.S. Taxpayer. Furthermore, if you are an FP and you are in the U.S. for more than 180 days during any calendar year you have crossed the IRS threshold for that year. This would not be considered true tax legislation if it were not accompanied by a number of complex exceptions. Here are some of them: • If you are a Foreign Citizen or Resident-commuting daily into the U.S., your travel days may not be counted in the above number of days to determine whether or not you meet the threshold. (Example: Canadian or Mexican residents legally working in the U.S.) • Foreign Government related individuals, their families, teachers, trainees and students may also be exempted from counting their days physically in the U.S. again for the purpose of determining whether or not they have surpassed the threshold. • Foreign Persons receiving medical treatment or who have had their departure delayed for medical reasons may not have to have these days counted. • Transportation Crews, who are in transit and are not engaging in any business in the U.S., can also have their layover days excluded. If you believe that you may be out of compliance regarding your obligations as a U.S.Taxpayer, do not wait for the IRS to contact you. Consult a U.S. licensed Legal Tax Attorney and CPA to enquire.
Annual Membership Meeting Hosted by: Vice-Chair Jeff Lozama, CMS International Group, Inc.
March 8, 2014
Community Partnerships: • Monthly MultiChamber Networking Events – Jan, Feb & March • Open for Business: Small Business Workshop – Miami-Dade County District 2, Commissioner Jean Monestime • B2B Matchmaking Export/Import Summit - Global Trade Chamber • Florida New Americans, Free Citizenship Clinic - Florida Immigrant Coalition • Taste of Haiti: How to Participate – Haitian Culinary Alliance • Energy Developments in the Americas - UM • 29th Annual Business Expo – 2 Day Expo - Southern Florida Minority Supplier Development Council
B2B Matchmaking Export/Import Summit - Global Trade Chamber
29th Annual Business Expo â€“ 2-Day Expo - Southern Florida Minority Supplier Development Council
Interested in co-sponsoring a Networking event with HACCOF? Introduce yourself & your business to our friends & members at one of our monthly "Meet & Greet" events.
Contact us at: email@example.com 18
Happenings & Member Announcements:
January 12 , 2014 â€“ th
Haiti remembers the devastating natural disaster that struck the nation on January 12, 2010. On the anniversary, we commemorate and honor all those lives lost.
February 22nd, 2014 - Haiti celebrates a historic moment, as Pope Francis officially elevates the island nation's first ever Catholic cardinal.
Donard St. Jean, Dade Institute of Technology, Is selected as one of the participants of the Goldman Sachs 10,000 Small Businesses Program. Marie-Elsie Dowell, was one of the women to receive the Miami-Dade County 2014 "In the Company of Women" Award. She is the only woman who received this award in the Science & Technology category.
March 12, 2014 - The School Board of MiamiDade County recognizing Paola Pierre, Executive Director of The Haitian American Chamber of Commerce of Florida, for being a visionary leader and involved community partner.
April – June Events:
Citizenship Clinic Date: April 5th, 2014 Location: St. Thomas University, Law School
HANA: 30th Annual Scholarship Fundraising & Awards Gala Date: April 12th, 2014 Time: 7:00 pm -2:00 am
Commissioner Jean Monestime “Small Business Workshop” Date: April 24th, 2014 Time: 5:30 pm -7:30 pm
Mayor Lucie Tondreau’s “Finance Workshop” Date: April 25th, 2014 Time: 3:30 pm -6:00 pm
MAY Haitian Heritage Month Visit our Calendar of Events for a list of events.
Sant La “Community Philanthropy” Date: May 2nd, 2014 Time: 7:00 pm
Mon Papillon “5th Annual Hat Brunch” Date: May 4th, 2014 Time: 11:00 am -3:00 pm
Citizenship Clinic Date: May 31st, 2014 Location: Miami Dade College, Wolfson Bldg 3, Chapman Hall
Chamber “Meet & Greet” - June Date: Thursday, June 5th, 2014 Time: 6:00 pm -8:00 pm Location: HACCOF Headquarters / WSRF 1580 AM
MEMBERSHIP BENEFITS Corporate Membership - $750.00
• • • • • • • • • •
Business card size advertisement on the Chamber’s Website Link from the Chamber’s website to the corporation’s website A Technical Assistance visit per year (per request) Free listing in the Chamber’s annual publication Advertisement in the Chamber’s Newsletter Listing in Chamber’s Directory Membership certificate Chamber-to-Chamber discount programs Invitation to the chamber’s Functions Quarterly newsletter
Preferred Membership - $450.00 • A free referral /visit to a specialized firm (i.e. CPA/Attorney / IT, HR - per request or availability) • Free listing in chamber’s annual publication • Advertisement in Chamber’s newsletter • Listing in Chamber’s directory • Membership Certificate • Chamber-to- Chamber Discount Program. • Invitation to the Chamber’s functions. • Quarterly newsletter
Regular Membership - $200.00
Professional Membership - $100.00 (Only for individuals)
• • • • • •
A one-on-one consultation a year (per request) Listing in Chamber’s Directory Membership Certificate Chamber-to-Chamber Discount Program Invitation to the chamber’s functions Quarterly newsletter
• Listing in Chamber’s Directory • Membership Certificate • Invitation to the Chamber’s functions
JOIN THE CHAMBER TODAY! Please send your completed application and membership dues to: Haitian-American Chamber of Commerce of Florida 1510 NE 162nd Street North Miami Beach, FL 33162 Company Name President/Owner Contact Person
State / Zip
Type of Business
Business References (Business Name, Contact Person, Telephone and E-mail) 1. __________________________________________________________________________________________________________ 2. __________________________________________________________________________________________________________ I hereby make application for membership in the Haitian American Chamber of Commerce of Florida. When accepted, I will abide by the Chamber’s by-laws, support the Chamber’s objectives and pay the prescribed annual membership dues until such time as I may desire to terminate by formal written notification. All Applications are subject to Board approval. Signature ____________________________________________________
Membership Investment Amount:
Payment: Check # _______________ Amex: __________
Name on Card: __________________________________ Credit Card # _______________________________________ Exp. Date _________ Security Code __________ Your cancelled check is your receipt. Please complete and sign the application form and attach your check made payable to: Haitian-American Chamber of Commerce of Florida. Tax ID 20-2373322
Membership Levels: Corporate: $750.00
* New Members please add a first year, one-time $50.00 administrative fee. 22
A special Thank You to our sponsors and supporters:
E y e w e a r
Interested in sponsoring a Networking Event? Gain exposure by introducing yourself & your business to our friends & members at one of our monthly “Meet & Greet” events.
Contact us at: firstname.lastname@example.org For more information on this and other great chamber events, partnerships and Collaborations.
Haitian-American Chamber of Commerce of Florida 1510 NE 162nd Street North Miami Beach, FL 33162
Phone: (305) 733-9066 - E-mail: email@example.com - Website: www.haccof.com