CREDIT CARD DEBT LAWYERS IN CLARKSBURG WV Credit Card Debt in Wheeling Are you falling behind on your credit card bills? Is your cred card company filing a lawsuit against you? Do not allow this situation to defeat you! At Thomas E. McIntire & Associates, LC, we are prepared to help you resolve this matter and become debt free.
HOW IS CREDIT CARD DEBT HANDLED IN EACH TYPE OF BANKRUPTCY?
Credit card debt is not an unusual situation. In fact, for most people, unmanageable credit is the main reason they decide to file for Chapter 7 Bankruptcy or Chapter 13 Bankruptcy.
Credit Card Debt in a Chapter 7 Bankruptcy
Credit Card Debt in a Chapter 13 Bankruptcy
In Chapter 7 bankruptcy, debtors are typically able to discharge their credit card debt and other unsecured debt. The Chapter 7 trustee can pay off some of your credit card debt if your bankruptcy estate has enough money.
Chapter 13 is a reorganization form of bankruptcy in which a repayment plan is proposed to repay your creditors during a set period of time. Credit cards generally have the lowest priority in this sort of plan
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